Netbank Fundings Services Mortgage Lending & HMDA Data, 2006
In 2006, Netbank Fundings Services of Columbia, SC reported 29,363 mortgage applications totaling $6.2 billion, down 45% from 2005. The average application was for $211,646, and applicants reported an average income of $87,524. 39% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,513), Chicago-Naperville-Joliet, IL (1,227) and St. Louis, MO-IL (1,019) (applications in parentheses).
| Mortgage Company & Address | Netbank Fundings Services 9710 Two Notch Road Columbia, SC 29223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 29,363 |
| Total Mortgage Loan Application Amount | $6,214,578,000 |
| Average Mortgage Loan Application Amount | $211,646 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $87,524 |
| Highest Applicant Income | $5,918,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Netbank Fundings Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 1,513 | $ 242,994,000 | $ 160,604 | $ 71,000 |
| Chicago-Naperville-Joliet, IL | 1,227 | $ 279,870,000 | $ 228,092 | $ 91,000 |
| St. Louis, MO-IL | 1,019 | $ 174,735,000 | $ 171,476 | $ 85,357 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 989 | $ 219,653,000 | $ 222,096 | $ 84,690 |
| New York-White Plains-Wayne, NY-NJ | 842 | $ 299,289,000 | $ 355,450 | $ 119,463 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 783 | $ 212,338,000 | $ 271,185 | $ 95,040 |
| Phoenix-Mesa-Scottsdale, AZ | 662 | $ 156,565,000 | $ 236,503 | $ 86,000 |
| Baltimore-Towson, MD | 600 | $ 138,018,000 | $ 230,030 | $ 94,000 |
| Boston-Quincy, MA | 597 | $ 191,888,000 | $ 321,420 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 566 | $ 186,638,000 | $ 329,749 | $ 115,000 |
| Orlando-Kissimmee, FL | 530 | $ 111,778,000 | $ 210,901 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 516 | $ 185,758,000 | $ 359,996 | $ 115,000 |
| Birmingham-Hoover, AL | 503 | $ 64,365,000 | $ 127,962 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 488 | $ 107,597,000 | $ 220,485 | $ 107,000 |
| Denver-Aurora, CO | 446 | $ 82,695,000 | $ 185,414 | $ 95,000 |
| Riverside-San Bernardino-Ontario, CA | 438 | $ 130,557,000 | $ 298,075 | $ 108,000 |
| Santa Ana-Anaheim-Irvine, CA | 348 | $ 144,183,000 | $ 414,318 | $ 134,000 |
| Houston-Sugar Land-Baytown, TX | 347 | $ 48,270,000 | $ 139,106 | $ 79,000 |
| Bethesda-Gaithersburg-Frederick, MD | 343 | $ 103,046,000 | $ 300,425 | $ 99,000 |
| Essex County, MA | 342 | $ 108,248,000 | $ 316,514 | $ 82,000 |
| Las Vegas-Paradise, NV | 339 | $ 77,298,000 | $ 228,017 | $ 102,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 320 | $ 65,350,000 | $ 204,218 | $ 95,000 |
| Jacksonville, FL | 306 | $ 54,841,000 | $ 179,218 | $ 82,000 |
| Nassau-Suffolk, NY | 277 | $ 92,528,000 | $ 334,036 | $ 153,000 |
| Lake County-Kenosha County, IL-WI | 271 | $ 63,173,000 | $ 233,110 | $ 96,287 |
| Kansas City, MO-KS | 257 | $ 36,258,000 | $ 141,081 | $ 74,649 |
| Providence-New Bedford-Fall River, RI-MA | 235 | $ 56,718,000 | $ 241,353 | $ 79,106 |
| Edison, NJ | 231 | $ 67,670,000 | $ 292,943 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 224 | $ 25,704,000 | $ 114,750 | $ 47,562 |
| Columbus, OH | 221 | $ 39,322,000 | $ 177,927 | $ 81,000 |
| Worcester, MA | 215 | $ 48,998,000 | $ 227,897 | $ 84,000 |
| Fayetteville, NC | 207 | $ 25,689,000 | $ 124,101 | $ 55,000 |
| Tampa-St. Petersburg-Clearwater, FL | 205 | $ 36,918,000 | $ 180,087 | $ 80,000 |
| Memphis, TN-MS-AR | 194 | $ 30,392,000 | $ 156,659 | $ 81,680 |
| Detroit-Livonia-Dearborn, MI | 191 | $ 27,162,000 | $ 142,209 | $ 70,000 |
| Cleveland-Elyria-Mentor, OH | 189 | $ 29,110,000 | $ 154,021 | $ 55,000 |
| Duluth, MN-WI | 180 | $ 32,950,000 | $ 183,055 | $ 78,494 |
| Dallas-Plano-Irving, TX | 179 | $ 35,179,000 | $ 196,530 | $ 117,000 |
| Newark-Union, NJ-PA | 176 | $ 53,767,000 | $ 305,494 | $ 102,284 |
| Deltona-Daytona Beach-Ormond Beach, FL | 161 | $ 29,631,000 | $ 184,043 | $ 105,000 |
| Philadelphia, PA | 157 | $ 28,470,000 | $ 181,337 | $ 108,000 |
| Cincinnati-Middletown, OH-KY-IN | 155 | $ 24,699,000 | $ 159,348 | $ 67,419 |
| Charlotte-Gastonia-Concord, NC-SC | 144 | $ 29,100,000 | $ 202,083 | $ 92,097 |
| Atlantic City, NJ | 142 | $ 23,328,000 | $ 164,281 | $ 74,000 |
| Camden, NJ | 139 | $ 24,751,000 | $ 178,064 | $ 78,000 |
| Salt Lake City, UT | 132 | $ 22,376,000 | $ 169,515 | $ 82,000 |
| Warren-Troy-Farmington Hills, MI | 130 | $ 26,718,000 | $ 205,523 | $ 90,000 |
| San Diego-Carlsbad-San Marcos, CA | 126 | $ 42,768,000 | $ 339,428 | $ 121,000 |
| Columbia, SC | 121 | $ 17,867,000 | $ 147,661 | $ 60,000 |
| Seattle-Bellevue-Everett, WA | 121 | $ 32,845,000 | $ 271,446 | $ 113,000 |
| Shreveport-Bossier City, LA | 120 | $ 16,673,000 | $ 138,941 | $ 65,000 |
| Raleigh-Cary, NC | 117 | $ 20,701,000 | $ 176,931 | $ 99,000 |
| Huntsville, AL | 115 | $ 17,903,000 | $ 155,678 | $ 79,000 |
| New Orleans-Metairie-Kenner, LA | 112 | $ 17,825,000 | $ 159,151 | $ 76,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 108 | $ 25,831,000 | $ 239,175 | $ 99,000 |
| Fresno, CA | 106 | $ 30,081,000 | $ 283,783 | $ 127,000 |
| Indianapolis-Carmel, IN | 103 | $ 16,300,000 | $ 158,252 | $ 69,000 |
| Cape Coral-Fort Myers, FL | 95 | $ 21,669,000 | $ 228,094 | $ 136,000 |
| Baton Rouge, LA | 93 | $ 13,042,000 | $ 140,236 | $ 67,000 |
| Gary, IN | 93 | $ 13,022,000 | $ 140,021 | $ 60,000 |
| Oakland-Fremont-Hayward, CA | 90 | $ 46,126,000 | $ 512,511 | $ 165,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 85 | $ 18,343,000 | $ 215,800 | $ 70,882 |
| San Jose-Sunnyvale-Santa Clara, CA | 84 | $ 53,027,000 | $ 631,273 | $ 215,000 |
| York-Hanover, PA | 83 | $ 12,050,000 | $ 145,180 | $ 63,000 |
| Lafayette, LA | 80 | $ 11,482,000 | $ 143,525 | $ 71,000 |
| Springfield, MO | 77 | $ 10,359,000 | $ 134,532 | $ 82,000 |
| Austin-Round Rock, TX | 76 | $ 14,703,000 | $ 193,460 | $ 96,000 |
| Boulder, CO | 76 | $ 21,483,000 | $ 282,671 | $ 120,000 |
| Richmond, VA | 70 | $ 13,052,000 | $ 186,457 | $ 63,000 |
| Greeley, CO | 65 | $ 12,019,000 | $ 184,907 | $ 93,000 |
| Portland-Vancouver-Beaverton, OR-WA | 65 | $ 14,446,000 | $ 222,246 | $ 78,661 |
| St. Cloud, MN | 65 | $ 11,191,000 | $ 172,169 | $ 71,000 |
| Ann Arbor, MI | 63 | $ 13,749,000 | $ 218,238 | $ 107,000 |
| Charleston-North Charleston, SC | 63 | $ 14,190,000 | $ 225,238 | $ 95,000 |
| Fort Collins-Loveland, CO | 63 | $ 14,340,000 | $ 227,619 | $ 99,000 |
| Peoria, IL | 63 | $ 6,004,000 | $ 95,301 | $ 46,000 |
| Fargo, ND-MN | 62 | $ 8,427,000 | $ 135,919 | $ 84,500 |
| Hartford-West Hartford-East Hartford, CT | 62 | $ 14,602,000 | $ 235,516 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 62 | $ 10,305,000 | $ 166,209 | $ 74,000 |
| Billings, MT | 61 | $ 9,946,000 | $ 163,049 | $ 69,000 |
| Dayton, OH | 61 | $ 8,120,000 | $ 133,114 | $ 67,000 |
| Fort Worth-Arlington, TX | 60 | $ 9,157,000 | $ 152,616 | $ 111,000 |
| Nashville-Davidson--Murfreesboro, TN | 60 | $ 12,108,000 | $ 201,800 | $ 93,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 58 | $ 19,798,000 | $ 341,344 | $ 121,000 |
| Colorado Springs, CO | 55 | $ 10,366,000 | $ 188,472 | $ 77,000 |
| Sarasota-Bradenton-Venice, FL | 55 | $ 12,194,000 | $ 221,709 | $ 75,000 |
| Durham, NC | 53 | $ 10,985,000 | $ 207,264 | $ 107,000 |
| Tacoma, WA | 53 | $ 13,388,000 | $ 252,603 | $ 82,000 |
| San Luis Obispo-Paso Robles, CA | 51 | $ 19,140,000 | $ 375,294 | $ 138,000 |
| Ogden-Clearfield, UT | 50 | $ 7,215,000 | $ 144,300 | $ 70,000 |
| Yakima, WA | 50 | $ 7,857,000 | $ 157,140 | $ 79,000 |
| New Haven-Milford, CT | 49 | $ 9,874,000 | $ 201,510 | $ 73,000 |
| Davenport-Moline-Rock Island, IA-IL | 48 | $ 5,275,000 | $ 109,895 | $ 68,500 |
| Greenville, SC | 48 | $ 6,854,000 | $ 142,791 | $ 74,000 |
| Florence-Muscle Shoals, AL | 47 | $ 4,410,000 | $ 93,829 | $ 51,000 |
| Gainesville, GA | 47 | $ 7,164,000 | $ 152,425 | $ 87,000 |
| Mobile, AL | 47 | $ 7,014,000 | $ 149,234 | $ 62,000 |
| Omaha-Council Bluffs, NE-IA | 47 | $ 5,799,000 | $ 123,382 | $ 70,234 |
| Rockingham County-Strafford County, NH | 47 | $ 13,669,000 | $ 290,829 | $ 98,000 |
| Lakeland, FL | 46 | $ 8,047,000 | $ 174,934 | $ 49,000 |
| Rockford, IL | 46 | $ 4,607,000 | $ 100,152 | $ 68,000 |
| Columbia, MO | 44 | $ 4,950,000 | $ 112,500 | $ 88,000 |
| Port St. Lucie-Fort Pierce, FL | 44 | $ 9,267,000 | $ 210,613 | $ 82,000 |
| Auburn-Opelika, AL | 43 | $ 6,736,000 | $ 156,651 | $ 64,000 |
| Barnstable Town, MA | 43 | $ 14,194,000 | $ 330,093 | $ 179,000 |
| Naples-Marco Island, FL | 43 | $ 11,838,000 | $ 275,302 | $ 103,000 |
| Provo-Orem, UT | 43 | $ 9,424,000 | $ 219,162 | $ 128,000 |
| Jacksonville, NC | 42 | $ 5,696,000 | $ 135,619 | $ 62,000 |
| Bismarck, ND | 41 | $ 4,250,000 | $ 103,658 | $ 76,000 |
| Asheville, NC | 40 | $ 8,388,000 | $ 209,700 | $ 75,000 |
| Knoxville, TN | 40 | $ 5,584,000 | $ 139,600 | $ 60,000 |
| Pensacola-Ferry Pass-Brent, FL | 39 | $ 6,292,000 | $ 161,333 | $ 106,000 |
| Alexandria, LA | 38 | $ 3,978,000 | $ 104,684 | $ 43,000 |
| Bridgeport-Stamford-Norwalk, CT | 38 | $ 15,031,000 | $ 395,552 | $ 141,000 |
| San Antonio, TX | 38 | $ 7,288,000 | $ 191,789 | $ 88,000 |
| Bangor, ME | 36 | $ 4,640,000 | $ 128,888 | $ 49,000 |
| Lake Charles, LA | 35 | $ 4,429,000 | $ 126,542 | $ 54,000 |
| Tuscaloosa, AL | 35 | $ 4,449,000 | $ 127,114 | $ 66,000 |
| Albany-Schenectady-Troy, NY | 34 | $ 4,784,000 | $ 140,705 | $ 67,000 |
| Louisville-Jefferson County, KY-IN | 34 | $ 4,745,000 | $ 139,558 | $ 38,411 |
| Bakersfield, CA | 33 | $ 8,001,000 | $ 242,454 | $ 104,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 33 | $ 7,725,000 | $ 234,090 | $ 75,000 |
| Savannah, GA | 33 | $ 5,924,000 | $ 179,515 | $ 91,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 32 | $ 5,405,000 | $ 168,906 | $ 111,000 |
| Palm Bay-Melbourne-Titusville, FL | 32 | $ 5,270,000 | $ 164,687 | $ 76,000 |
| San Francisco-San Mateo-Redwood City, CA | 32 | $ 17,499,000 | $ 546,843 | $ 211,000 |
| Springfield, MA | 32 | $ 5,883,000 | $ 183,843 | $ 56,000 |
| Albany, GA | 31 | $ 2,563,000 | $ 82,677 | $ 46,000 |
| Ocean City, NJ | 31 | $ 8,447,000 | $ 272,483 | $ 124,000 |
| Visalia-Porterville, CA | 31 | $ 7,272,000 | $ 234,580 | $ 96,000 |
| Wilmington, DE-MD-NJ | 31 | $ 6,358,000 | $ 205,096 | $ 71,483 |
| Chattanooga, TN-GA | 30 | $ 3,065,000 | $ 102,166 | $ 51,400 |
| Portland-South Portland-Biddeford, ME | 30 | $ 7,785,000 | $ 259,500 | $ 77,000 |
| Trenton-Ewing, NJ | 30 | $ 6,180,000 | $ 206,000 | $ 97,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 29 | $ 6,061,000 | $ 209,000 | $ 53,896 |
| Bloomington-Normal, IL | 28 | $ 2,173,000 | $ 77,607 | $ 70,000 |
| Canton-Massillon, OH | 28 | $ 3,529,000 | $ 126,035 | $ 42,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 28 | $ 11,597,000 | $ 414,178 | $ 156,000 |
| Tucson, AZ | 27 | $ 5,643,000 | $ 209,000 | $ 99,000 |
| Hanford-Corcoran, CA | 26 | $ 5,627,000 | $ 216,423 | $ 88,000 |
| Madison, WI | 26 | $ 2,848,000 | $ 109,538 | $ 84,000 |
| Ocala, FL | 25 | $ 3,468,000 | $ 138,720 | $ 45,000 |
| Sioux Falls, SD | 25 | $ 3,517,000 | $ 140,680 | $ 61,000 |
| Akron, OH | 24 | $ 3,484,000 | $ 145,166 | $ 55,000 |
| Greensboro-High Point, NC | 24 | $ 4,082,000 | $ 170,083 | $ 74,000 |
| St. George, UT | 24 | $ 6,649,000 | $ 277,041 | $ 107,000 |
| Pittsburgh, PA | 22 | $ 2,617,000 | $ 118,954 | $ 53,000 |
| Burlington-South Burlington, VT | 20 | $ 4,625,000 | $ 231,250 | $ 28,000 |
| Columbus, GA-AL | 20 | $ 2,678,000 | $ 133,900 | $ 69,600 |
| Florence, SC | 20 | $ 2,469,000 | $ 123,450 | $ 53,000 |
| Idaho Falls, ID | 20 | $ 2,336,000 | $ 116,800 | $ 90,000 |
| Little Rock-North Little Rock, AR | 20 | $ 2,220,000 | $ 111,000 | $ 90,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 20 | $ 3,507,000 | $ 175,350 | $ 73,000 |
| Glens Falls, NY | 19 | $ 3,258,000 | $ 171,473 | $ 120,000 |
| Grand Junction, CO | 19 | $ 2,754,000 | $ 144,947 | $ 82,000 |
| Kalamazoo-Portage, MI | 19 | $ 2,078,000 | $ 109,368 | $ 43,000 |
| Rochester, MN | 19 | $ 3,437,000 | $ 180,894 | $ 74,000 |
| Spokane, WA | 19 | $ 2,553,000 | $ 134,368 | $ 62,000 |
| Vineland-Millville-Bridgeton, NJ | 19 | $ 2,413,000 | $ 127,000 | $ 71,000 |
| Wilmington, NC | 19 | $ 5,288,000 | $ 278,315 | $ 161,000 |
| Albuquerque, NM | 18 | $ 2,813,000 | $ 156,277 | $ 83,000 |
| Tulsa, OK | 17 | $ 2,520,000 | $ 148,235 | $ 77,000 |
| Manchester-Nashua, NH | 16 | $ 3,703,000 | $ 231,437 | $ 98,000 |
| Oklahoma City, OK | 16 | $ 1,363,000 | $ 85,187 | $ 37,000 |
| Pueblo, CO | 16 | $ 3,362,000 | $ 210,125 | $ 93,000 |
| Stockton, CA | 16 | $ 5,562,000 | $ 347,625 | $ 115,000 |
| Toledo, OH | 16 | $ 2,078,000 | $ 129,875 | $ 18,000 |
| Winston-Salem, NC | 16 | $ 2,778,000 | $ 173,625 | $ 68,000 |
| Battle Creek, MI | 15 | $ 1,663,000 | $ 110,866 | $ 58,000 |
| Beaumont-Port Arthur, TX | 15 | $ 995,000 | $ 66,333 | $ 39,000 |
| Hagerstown-Martinsburg, MD-WV | 15 | $ 2,693,000 | $ 179,533 | $ 62,200 |
| Jackson, MI | 15 | $ 1,397,000 | $ 93,133 | $ 48,000 |
| Montgomery, AL | 15 | $ 2,102,000 | $ 140,133 | $ 87,000 |
| Pittsfield, MA | 15 | $ 1,405,000 | $ 93,666 | $ 54,000 |
| Prescott, AZ | 15 | $ 3,506,000 | $ 233,733 | $ 104,000 |
| Punta Gorda, FL | 15 | $ 2,649,000 | $ 176,600 | $ 108,000 |
| Santa Barbara-Santa Maria, CA | 15 | $ 4,640,000 | $ 309,333 | $ 62,000 |
| Brunswick, GA | 14 | $ 2,170,000 | $ 155,000 | $ 68,000 |
| Gainesville, FL | 14 | $ 2,401,000 | $ 171,500 | $ 74,000 |
| Janesville, WI | 14 | $ 1,750,000 | $ 125,000 | $ 54,000 |
| Killeen-Temple-Fort Hood, TX | 14 | $ 1,952,000 | $ 139,428 | $ 88,000 |
| Madera, CA | 14 | $ 4,423,000 | $ 315,928 | $ 88,000 |
| Sandusky, OH | 14 | $ 1,498,000 | $ 107,000 | $ 71,000 |
| Waco, TX | 14 | $ 1,077,000 | $ 76,928 | $ 58,000 |
| Anderson, IN | 13 | $ 1,547,000 | $ 119,000 | $ 61,000 |
| Dothan, AL | 13 | $ 1,390,000 | $ 106,923 | $ 93,000 |
| Merced, CA | 13 | $ 2,741,000 | $ 210,846 | $ 101,000 |
| Danville, IL | 12 | $ 1,212,000 | $ 101,000 | $ 61,000 |
| Norwich-New London, CT | 12 | $ 2,192,000 | $ 182,666 | $ 69,000 |
| Panama City-Lynn Haven, FL | 12 | $ 2,871,000 | $ 239,250 | $ 212,000 |
| Champaign-Urbana, IL | 11 | $ 1,291,000 | $ 117,363 | $ 76,000 |
| Chico, CA | 11 | $ 2,390,000 | $ 217,272 | $ 69,000 |
| Jackson, TN | 11 | $ 1,125,000 | $ 102,272 | $ 33,000 |
| Jefferson City, MO | 11 | $ 984,000 | $ 89,454 | $ 98,000 |
| Jonesboro, AR | 11 | $ 935,000 | $ 85,000 | $ 65,000 |
| Las Cruces, NM | 11 | $ 1,080,000 | $ 98,181 | $ 85,000 |
| Macon, GA | 11 | $ 2,314,000 | $ 210,363 | $ 185,000 |
| McAllen-Edinburg-Mission, TX | 11 | $ 1,651,000 | $ 150,090 | $ 116,000 |
| Monroe, MI | 11 | $ 1,895,000 | $ 172,272 | $ 35,000 |
| Reno-Sparks, NV | 11 | $ 3,346,000 | $ 304,181 | $ 123,000 |
| Salem, OR | 11 | $ 2,434,000 | $ 221,272 | $ 154,000 |
| Santa Fe, NM | 11 | $ 2,956,000 | $ 268,727 | $ 98,000 |
| Athens-Clarke County, GA | 10 | $ 2,153,000 | $ 215,300 | $ 106,000 |
| Boise City-Nampa, ID | 10 | $ 1,796,000 | $ 179,600 | $ 82,000 |
| Decatur, AL | 10 | $ 1,012,000 | $ 101,200 | $ 50,000 |
| Farmington, NM | 10 | $ 2,000,000 | $ 200,000 | $ 142,000 |
| Flint, MI | 10 | $ 1,863,000 | $ 186,300 | $ 72,000 |
| Houma-Bayou Cane-Thibodaux, LA | 10 | $ 1,313,000 | $ 131,300 | $ 56,000 |
| Modesto, CA | 10 | $ 2,280,000 | $ 228,000 | $ 48,000 |
| Wenatchee, WA | 10 | $ 2,799,000 | $ 279,900 | $ 132,000 |
| Bremerton-Silverdale, WA | 9 | $ 2,104,000 | $ 233,777 | $ 109,000 |
| Cheyenne, WY | 9 | $ 716,000 | $ 79,555 | $ 90,000 |
| Eau Claire, WI | 9 | $ 1,151,000 | $ 127,888 | $ 39,000 |
| Fort Walton Beach-Crestview-Destin, FL | 9 | $ 1,154,000 | $ 128,222 | $ 63,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,588,000 | $ 176,444 | $ 90,000 |
| Iowa City, IA | 9 | $ 747,000 | $ 83,000 | $ 100,000 |
| Lexington-Fayette, KY | 9 | $ 1,634,000 | $ 181,555 | $ 84,000 |
| Olympia, WA | 9 | $ 2,291,000 | $ 254,555 | $ 127,000 |
| Santa Rosa-Petaluma, CA | 9 | $ 3,195,000 | $ 355,000 | $ 98,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 1,005,000 | $ 111,666 | $ 24,000 |
| Spartanburg, SC | 9 | $ 982,000 | $ 109,111 | $ 116,000 |
| Springfield, IL | 9 | $ 988,000 | $ 109,777 | $ 61,000 |
| Warner Robins, GA | 9 | $ 1,195,000 | $ 132,777 | $ 78,000 |
| Binghamton, NY | 8 | $ 602,000 | $ 75,250 | $ 113,000 |
| Cedar Rapids, IA | 8 | $ 759,000 | $ 94,875 | $ 54,000 |
| El Centro, CA | 8 | $ 1,702,000 | $ 212,750 | $ 87,000 |
| Goldsboro, NC | 8 | $ 1,089,000 | $ 136,125 | $ 57,000 |
| Harrisburg-Carlisle, PA | 8 | $ 830,000 | $ 103,750 | $ 55,000 |
| Joplin, MO | 8 | $ 775,000 | $ 96,875 | $ 52,000 |
| Sumter, SC | 8 | $ 1,350,000 | $ 168,750 | $ 155,000 |
| Anniston-Oxford, AL | 7 | $ 726,000 | $ 103,714 | $ 48,000 |
| Gadsden, AL | 7 | $ 834,000 | $ 119,142 | $ 36,000 |
| Harrisonburg, VA | 7 | $ 1,415,000 | $ 202,142 | $ 74,000 |
| Kingston, NY | 7 | $ 1,297,000 | $ 185,285 | $ 104,000 |
| Lawrence, KS | 7 | $ 1,270,000 | $ 181,428 | $ 65,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 7 | $ 763,000 | $ 109,000 | $ 33,000 |
| State College, PA | 7 | $ 1,033,000 | $ 147,571 | $ 12,000 |
| Tallahassee, FL | 7 | $ 1,465,000 | $ 209,285 | $ 64,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,583,000 | $ 369,000 | $ 83,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 821,000 | $ 117,285 | $ 60,000 |
| Wausau, WI | 7 | $ 1,224,000 | $ 174,857 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 648,000 | $ 92,571 | $ 14,000 |
| Bellingham, WA | 6 | $ 1,381,000 | $ 230,166 | $ 89,000 |
| Bend, OR | 6 | $ 1,525,000 | $ 254,166 | $ 155,000 |
| Brownsville-Harlingen, TX | 6 | $ 701,000 | $ 116,833 | $ 64,000 |
| Fort Smith, AR-OK | 6 | $ 584,000 | $ 97,333 | $ 55,500 |
| Michigan City-La Porte, IN | 6 | $ 751,000 | $ 125,166 | $ 17,000 |
| Monroe, LA | 6 | $ 622,000 | $ 103,666 | $ 21,000 |
| Rochester, NY | 6 | $ 870,000 | $ 145,000 | $ 54,000 |
| Rome, GA | 6 | $ 990,000 | $ 165,000 | $ 55,000 |
| Springfield, OH | 6 | $ 680,000 | $ 113,333 | $ 54,000 |
| Wichita, KS | 6 | $ 487,000 | $ 81,166 | $ 67,000 |
| Ames, IA | 5 | $ 603,000 | $ 120,600 | $ 97,000 |
| Charleston, WV | 5 | $ 1,133,000 | $ 226,600 | $ 157,000 |
| Gulfport-Biloxi, MS | 5 | $ 312,000 | $ 62,400 | $ 44,000 |
| Lincoln, NE | 5 | $ 604,000 | $ 120,800 | $ 62,000 |
| Racine, WI | 5 | $ 630,000 | $ 126,000 | $ 88,000 |
| Redding, CA | 5 | $ 707,000 | $ 141,400 | $ 72,000 |
| St. Joseph, MO-KS | 5 | $ 570,000 | $ 114,000 | $ 53,000 |
| Topeka, KS | 5 | $ 375,000 | $ 75,000 | $ 48,000 |
| Wheeling, WV-OH | 5 | $ 583,000 | $ 116,600 | $ 40,000 |
| Anderson, SC | 4 | $ 434,000 | $ 108,500 | $ 18,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 681,000 | $ 170,250 | $ 70,000 |
| Coeur D'Alene, ID | 4 | $ 788,000 | $ 197,000 | $ 82,000 |
| Corpus Christi, TX | 4 | $ 583,000 | $ 145,750 | $ 55,000 |
| Cumberland, MD-WV | 4 | $ 462,000 | $ 115,500 | $ 88,500 |
| Danville, VA | 4 | $ 327,000 | $ 81,750 | $ 34,000 |
| Eugene-Springfield, OR | 4 | $ 653,000 | $ 163,250 | $ 40,000 |
| Flagstaff, AZ | 4 | $ 1,675,000 | $ 418,750 | $ 319,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 294,000 | $ 73,500 | $ 90,000 |
| Lancaster, PA | 4 | $ 739,000 | $ 184,750 | $ 81,000 |
| Lansing-East Lansing, MI | 4 | $ 503,000 | $ 125,750 | $ 68,000 |
| Mansfield, OH | 4 | $ 375,000 | $ 93,750 | $ 43,000 |
| Pascagoula, MS | 4 | $ 648,000 | $ 162,000 | $ 68,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 485,000 | $ 121,250 | $ 52,000 |
| Salisbury, MD | 4 | $ 686,000 | $ 171,500 | $ 64,000 |
| Sioux City, IA-NE-SD | 4 | $ 379,000 | $ 94,750 | $ 37,500 |
| Winchester, VA-WV | 4 | $ 842,000 | $ 210,500 | $ 71,750 |
| Bloomington, IN | 3 | $ 230,000 | $ 76,666 | $ 14,000 |
| Burlington, NC | 3 | $ 433,000 | $ 144,333 | $ 75,000 |
| Charlottesville, VA | 3 | $ 865,000 | $ 288,333 | $ 82,000 |
| Dalton, GA | 3 | $ 411,000 | $ 137,000 | $ 0 |
| Dubuque, IA | 3 | $ 198,000 | $ 66,000 | $ 38,000 |
| El Paso, TX | 3 | $ 344,000 | $ 114,666 | $ 72,000 |
| Erie, PA | 3 | $ 207,000 | $ 69,000 | $ 61,000 |
| Great Falls, MT | 3 | $ 370,000 | $ 123,333 | $ 41,000 |
| Green Bay, WI | 3 | $ 270,000 | $ 90,000 | $ 67,000 |
| Greenville, NC | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Hot Springs, AR | 3 | $ 741,000 | $ 247,000 | $ 116,000 |
| Kankakee-Bradley, IL | 3 | $ 476,000 | $ 158,666 | $ 55,000 |
| La Crosse, WI-MN | 3 | $ 261,000 | $ 87,000 | $ 26,000 |
| Lafayette, IN | 3 | $ 316,000 | $ 105,333 | $ 45,000 |
| Medford, OR | 3 | $ 453,000 | $ 151,000 | $ 104,000 |
| Missoula, MT | 3 | $ 442,000 | $ 147,333 | $ 78,000 |
| Muskegon-Norton Shores, MI | 3 | $ 366,000 | $ 122,000 | $ 29,000 |
| Oshkosh-Neenah, WI | 3 | $ 351,000 | $ 117,000 | $ 41,000 |
| Sebastian-Vero Beach, FL | 3 | $ 808,000 | $ 269,333 | $ 104,000 |
| Valdosta, GA | 3 | $ 646,000 | $ 215,333 | $ 170,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 252,000 | $ 84,000 | $ 46,333 |
| Altoona, PA | 2 | $ 275,000 | $ 137,500 | $ 0 |
| Appleton, WI | 2 | $ 1,019,000 | $ 509,500 | $ 299,000 |
| Clarksville, TN-KY | 2 | $ 373,000 | $ 186,500 | $ 45,500 |
| Cleveland, TN | 2 | $ 470,000 | $ 235,000 | $ 84,000 |
| Corvallis, OR | 2 | $ 383,000 | $ 191,500 | $ 137,000 |
| Des Moines-West Des Moines, IA | 2 | $ 162,000 | $ 81,000 | $ 65,000 |
| Evansville, IN-KY | 2 | $ 172,000 | $ 86,000 | $ 49,000 |
| Fond Du Lac, WI | 2 | $ 159,000 | $ 79,500 | $ 35,000 |
| Fort Wayne, IN | 2 | $ 229,000 | $ 114,500 | $ 123,000 |
| Grand Forks, ND-MN | 2 | $ 277,000 | $ 138,500 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 270,000 | $ 135,000 | $ 128,000 |
| Holland-Grand Haven, MI | 2 | $ 574,000 | $ 287,000 | $ 45,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 148,000 | $ 74,000 | $ 58,000 |
| Ithaca, NY | 2 | $ 201,000 | $ 100,500 | $ 42,000 |
| Johnstown, PA | 2 | $ 209,000 | $ 104,500 | $ 74,000 |
| Kokomo, IN | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Logan, UT-ID | 2 | $ 293,000 | $ 146,500 | $ 92,000 |
| Lubbock, TX | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
| Morristown, TN | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Napa, CA | 2 | $ 886,000 | $ 443,000 | $ 92,000 |
| Niles-Benton Harbor, MI | 2 | $ 743,000 | $ 371,500 | $ 45,000 |
| Owensboro, KY | 2 | $ 143,000 | $ 71,500 | $ 150,000 |
| Reading, PA | 2 | $ 318,000 | $ 159,000 | $ 147,000 |
| Roanoke, VA | 2 | $ 156,000 | $ 78,000 | $ 120,000 |
| Salinas, CA | 2 | $ 276,000 | $ 138,000 | $ 95,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 882,000 | $ 441,000 | $ 115,000 |
| Sheboygan, WI | 2 | $ 219,000 | $ 109,500 | $ 53,000 |
| Sherman-Denison, TX | 2 | $ 188,000 | $ 94,000 | $ 61,000 |
| Syracuse, NY | 2 | $ 158,000 | $ 79,000 | $ 87,000 |
| Terre Haute, IN | 2 | $ 89,000 | $ 44,500 | $ 20,000 |
| Tyler, TX | 2 | $ 192,000 | $ 96,000 | $ 55,000 |
| Utica-Rome, NY | 2 | $ 183,000 | $ 91,500 | $ 22,000 |
| Yuba City, CA | 2 | $ 425,000 | $ 212,500 | $ 82,000 |
| Amarillo, TX | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 266,000 | $ 266,000 | $ 75,000 |
| College Station-Bryan, TX | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Dover, DE | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Elizabethtown, KY | 1 | $ 210,000 | $ 210,000 | $ 97,000 |
| Elkhart-Goshen, IN | 1 | $ 91,000 | $ 91,000 | $ 47,000 |
| Jackson, MS | 1 | $ 24,000 | $ 24,000 | $ 59,000 |
| Kennewick-Richland-Pasco, WA | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Laredo, TX | 1 | $ 188,000 | $ 188,000 | $ 79,000 |
| Lawton, OK | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Longview, WA | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 348,000 | $ 348,000 | $ 243,000 |
| Muncie, IN | 1 | $ 157,000 | $ 157,000 | $ 135,000 |
| Pine Bluff, AR | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Pocatello, ID | 1 | $ 113,000 | $ 113,000 | $ 218,000 |
| San Angelo, TX | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Victoria, TX | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Yuma, AZ | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Netbank Fundings Services in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,963 | $3,487,462,000 | $233,000 | $1,000,000 | $87,000 | $5,918,000 |
| Home Purchase | 14,062 | $2,644,898,000 | $188,000 | $1,000,000 | $88,000 | $4,290,000 |
| Home Improvement | 338 | $82,218,000 | $243,000 | $1,000,000 | $91,000 | $2,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,992 | $2,650,378,000 | $204,000 | $1,000,000 | $91,000 | $3,000,000 |
| Not applicable | 8,932 | $1,996,742,000 | $223,000 | $950,000 | $89,000 | $5,918,000 |
| Black or African American | 2,872 | $512,618,000 | $178,000 | $1,000,000 | $69,000 | $1,076,000 |
| Hispanic | 2,363 | $502,710,000 | $212,000 | $985,000 | $76,000 | $1,020,000 |
| Not Provided | 1,214 | $264,074,000 | $217,000 | $1,000,000 | $85,000 | $736,000 |
| Asian | 864 | $260,691,000 | $301,000 | $1,000,000 | $124,000 | $4,290,000 |
| Native Hawaiian or Other Pacific Islander | 68 | $17,660,000 | $259,000 | $650,000 | $104,000 | $360,000 |
| American Indian or Alaskan Native | 58 | $9,705,000 | $167,000 | $613,000 | $74,000 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,858 | $5,869,549,000 | $218,000 | $1,000,000 | $91,000 | $5,918,000 |
| FHA-insured (Federal Housing Administration) | 1,997 | $258,686,000 | $129,000 | $370,000 | $51,000 | $373,000 |
| VA-guaranteed (Veterans Administration) | 507 | $86,223,000 | $170,000 | $429,000 | $56,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $120,000 | $120,000 | $120,000 | $77,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,452 | $2,368,947,000 | $206,000 | $1,000,000 | $83,000 | $4,290,000 |
| Loan Purchased By The Institution | 8,949 | $2,002,779,000 | $223,000 | $950,000 | $89,000 | $5,918,000 |
| File Closed For Incompleteness | 5,402 | $1,084,260,000 | $200,000 | $1,000,000 | $91,000 | $3,000,000 |
| Application Denied By Financial Institution | 2,932 | $624,681,000 | $213,000 | $1,000,000 | $95,000 | $2,615,000 |
| Application Approved But Not Accepted | 574 | $122,539,000 | $213,000 | $987,000 | $86,000 | $684,000 |
| Application Withdrawn By Applicant | 54 | $11,372,000 | $210,000 | $845,000 | $96,000 | $314,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 863 | $162,534,000 | $188,000 | $1,000,000 | $78,000 | $2,615,000 |
| Debt-To-Income Ratio | 653 | $138,154,000 | $211,000 | $1,000,000 | $84,000 | $588,000 |
| Other | 512 | $126,874,000 | $247,000 | $1,000,000 | $117,000 | $1,500,000 |
| Collateral | 486 | $99,366,000 | $204,000 | $940,000 | $99,000 | $1,754,000 |
| Employment History | 216 | $48,826,000 | $226,000 | $928,000 | $111,000 | $859,000 |
| Unverifiable Information | 155 | $38,788,000 | $250,000 | $980,000 | $123,000 | $852,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $8,226,000 | $228,000 | $692,000 | $107,000 | $360,000 |
| Credit Application Incomplete | 8 | $1,333,000 | $166,000 | $400,000 | $88,000 | $163,000 |
| Mortgage Insurance Denied | 3 | $580,000 | $193,000 | $285,000 | $34,000 | $75,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Netbank Fundings Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Netbank Fundings Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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