New York Community Bank Mortgage Lending & HMDA Data, 2010

In 2010, New York Community Bank of Jericho, NY reported 58,790 mortgage applications totaling $17.1 billion, down 53% from 2009. The average application was for $290,195, and applicants reported an average income of $132,927. 66% of its applications resulted in an originated loan and 21% were denied. Its largest markets were San Jose-Sunnyvale-Santa Clara, CA (4,863), Oakland-Fremont-Hayward, CA (2,968) and Los Angeles-Long Beach-Glendale, CA (2,742) (applications in parentheses).

Mortgage Company & Address New York Community Bank
1 Jericho Plaza
Jericho, NY 11753
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 58,790
Total Mortgage Loan Application Amount $17,060,601,000
Average Mortgage Loan Application Amount $290,195
Highest Mortgage Loan Application Amount $70,000,000
Average Applicant Income $132,927
Highest Applicant Income $7,859,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records New York Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for New York Community Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara, California 4,861 $ 2,086,012,000 $ 429,132 $ 160,000
Los Angeles, California 2,742 $ 968,078,000 $ 353,055 $ 153,000
Alameda, California 2,233 $ 852,069,000 $ 381,580 $ 142,000
Orange, California 2,181 $ 805,228,000 $ 369,201 $ 155,000
San Diego, California 2,125 $ 756,319,000 $ 355,914 $ 165,000
King, Washington 1,787 $ 567,430,000 $ 317,532 $ 141,000
Maricopa, Arizona 1,636 $ 328,725,000 $ 200,932 $ 117,000
Harris, Texas 1,229 $ 278,835,000 $ 226,879 $ 163,000
Middlesex, Massachusetts 827 $ 250,498,000 $ 302,899 $ 134,000
Cook, Illinois 745 $ 173,570,000 $ 232,979 $ 120,000
Contra Costa, California 735 $ 290,781,000 $ 395,620 $ 160,000
San Mateo, California 700 $ 314,808,000 $ 449,725 $ 167,000
Palm Beach, Florida 676 $ 151,167,000 $ 223,619 $ 135,000
Montgomery, Maryland 630 $ 222,425,000 $ 353,055 $ 176,000
San Francisco, California 563 $ 255,390,000 $ 453,623 $ 168,000
Wake, North Carolina 425 $ 97,724,000 $ 229,938 $ 122,000
Denver, Colorado 403 $ 100,739,000 $ 249,972 $ 140,000
St. Louis, Missouri 385 $ 80,714,000 $ 209,646 $ 116,000
Waukesha, Wisconsin 384 $ 91,088,000 $ 237,208 $ 133,000
Riverside, California 378 $ 86,512,000 $ 228,867 $ 146,000
Hennepin, Minnesota 369 $ 91,500,000 $ 247,967 $ 124,000
Fairfax, Virginia 349 $ 115,562,000 $ 331,123 $ 151,000
San Bernardino, California 347 $ 85,572,000 $ 246,605 $ 119,000
Allegheny, Pennsylvania 342 $ 64,635,000 $ 188,991 $ 129,000
Fort Bend, Texas 340 $ 70,045,000 $ 206,014 $ 129,000
Jefferson, Colorado 339 $ 84,904,000 $ 250,454 $ 119,000
Richmond, New York 336 $ 102,490,000 $ 305,029 $ 95,000
Suffolk, New York 333 $ 88,836,000 $ 266,774 $ 115,000
New Castle, Delaware 330 $ 82,827,000 $ 250,990 $ 107,000
Mecklenburg, North Carolina 324 $ 66,323,000 $ 204,700 $ 135,000
Boulder, Colorado 317 $ 90,459,000 $ 285,359 $ 129,000
Tarrant, Texas 303 $ 61,803,000 $ 203,970 $ 134,000
Broward, Florida 301 $ 53,483,000 $ 177,684 $ 102,000
Philadelphia, Pennsylvania 300 $ 111,611,000 $ 372,036 $ 70,000
Sacramento, California 298 $ 64,382,000 $ 216,046 $ 139,000
Oakland, Michigan 293 $ 63,449,000 $ 216,549 $ 118,000
Lake, Illinois 290 $ 79,053,000 $ 272,596 $ 139,000
Clark, Nevada 289 $ 39,211,000 $ 135,678 $ 135,000
Queens, New York 288 $ 126,190,000 $ 438,159 $ 88,000
Norfolk, Massachusetts 281 $ 84,887,000 $ 302,088 $ 131,000
Montgomery, Pennsylvania 275 $ 69,270,000 $ 251,890 $ 115,000
Cuyahoga, Ohio 272 $ 31,442,000 $ 115,595 $ 72,000
Fulton, Georgia 267 $ 67,499,000 $ 252,805 $ 128,000
Gwinnett, Georgia 257 $ 39,552,000 $ 153,898 $ 89,000
Nassau, New York 256 $ 104,742,000 $ 409,148 $ 127,000
Lafayette, Louisiana 254 $ 47,606,000 $ 187,425 $ 105,000
Douglas, Colorado 243 $ 62,252,000 $ 256,181 $ 125,000
Ventura, California 238 $ 85,113,000 $ 357,617 $ 165,000
Middlesex, New Jersey 236 $ 64,081,000 $ 271,529 $ 127,000
Bucks, Pennsylvania 234 $ 60,169,000 $ 257,132 $ 121,000
Lake, Indiana 233 $ 34,853,000 $ 149,583 $ 78,000
Chester, Pennsylvania 229 $ 63,512,000 $ 277,344 $ 127,000
DuPage, Illinois 225 $ 53,247,000 $ 236,653 $ 115,000
Arapahoe, Colorado 223 $ 53,755,000 $ 241,053 $ 150,000
Travis, Texas 219 $ 51,516,000 $ 235,232 $ 143,000
East Baton Rouge, Louisiana 215 $ 44,515,000 $ 207,046 $ 103,000
Snohomish, Washington 213 $ 57,935,000 $ 271,995 $ 111,000
Mobile, Alabama 211 $ 31,873,000 $ 151,056 $ 88,000
District of Columbia, District Of Columbia 211 $ 78,906,000 $ 373,962 $ 176,000
Johnson, Kansas 211 $ 43,393,000 $ 205,654 $ 122,000
Kings, New York 206 $ 186,024,000 $ 903,029 $ 72,000
Milwaukee, Wisconsin 205 $ 35,952,000 $ 175,375 $ 96,000
Worcester, Massachusetts 198 $ 49,439,000 $ 249,691 $ 120,000
New Hanover, North Carolina 198 $ 39,278,000 $ 198,373 $ 113,000
Jefferson, Alabama 191 $ 32,613,000 $ 170,748 $ 90,000
Hillsborough, Florida 187 $ 36,454,000 $ 194,941 $ 115,000
Baldwin, Alabama 179 $ 32,671,000 $ 182,519 $ 85,000
Bexar, Texas 175 $ 32,713,000 $ 186,931 $ 120,000
Denton, Texas 175 $ 33,406,000 $ 190,891 $ 114,000
San Joaquin, California 172 $ 31,656,000 $ 184,046 $ 164,000
Monmouth, New Jersey 164 $ 50,789,000 $ 309,689 $ 126,000
Franklin, Ohio 160 $ 29,295,000 $ 183,093 $ 123,000
Blair, Pennsylvania 159 $ 21,915,000 $ 137,830 $ 81,000
Essex, Massachusetts 158 $ 46,081,000 $ 291,651 $ 129,000
Dallas, Texas 155 $ 28,251,000 $ 182,264 $ 139,000
Montgomery, Texas 155 $ 30,418,000 $ 196,245 $ 151,000
Sarasota, Florida 152 $ 35,666,000 $ 234,644 $ 151,000
Collin, Texas 149 $ 32,485,000 $ 218,020 $ 138,000
Miami-Dade, Florida 148 $ 33,759,000 $ 228,101 $ 155,000
Suffolk, Massachusetts 144 $ 47,883,000 $ 332,520 $ 129,000
Delaware, Pennsylvania 142 $ 41,999,000 $ 295,767 $ 93,000
Cobb, Georgia 132 $ 31,216,000 $ 236,484 $ 119,000
Scott, Iowa 130 $ 20,666,000 $ 158,969 $ 87,000
Hartford, Connecticut 129 $ 29,942,000 $ 232,108 $ 146,000
Horry, South Carolina 127 $ 21,534,000 $ 169,559 $ 129,000
Wayne, Michigan 126 $ 26,707,000 $ 211,960 $ 113,000
Will, Illinois 125 $ 28,667,000 $ 229,336 $ 123,000
Polk, Iowa 125 $ 24,275,000 $ 194,200 $ 104,000
Cumberland, Maine 125 $ 25,622,000 $ 204,976 $ 105,000
Sonoma, California 119 $ 36,115,000 $ 303,487 $ 180,000
Orange, Florida 117 $ 25,070,000 $ 214,273 $ 148,000
Fairfield, Connecticut 116 $ 57,314,000 $ 494,086 $ 180,000
Essex, New Jersey 116 $ 57,171,000 $ 492,853 $ 137,000
Shelby, Alabama 113 $ 19,639,000 $ 173,796 $ 110,000
Lee, Florida 113 $ 19,606,000 $ 173,504 $ 147,000
Salt Lake, Utah 110 $ 23,358,000 $ 212,345 $ 117,000
Hudson, New Jersey 109 $ 48,453,000 $ 444,522 $ 89,000
Collier, Florida 108 $ 29,640,000 $ 274,444 $ 177,000
Pima, Arizona 107 $ 22,266,000 $ 208,093 $ 119,000
Plymouth, Massachusetts 107 $ 28,925,000 $ 270,327 $ 118,000
El Paso, Colorado 106 $ 24,840,000 $ 234,339 $ 112,000
Loudoun, Virginia 106 $ 33,315,000 $ 314,292 $ 135,000
Ocean, New Jersey 105 $ 24,898,000 $ 237,123 $ 131,000
Union, New Jersey 104 $ 29,734,000 $ 285,903 $ 107,000
Dakota, Minnesota 103 $ 22,483,000 $ 218,281 $ 120,000
Bergen, New Jersey 102 $ 38,740,000 $ 379,803 $ 137,000
Forsyth, Georgia 100 $ 22,603,000 $ 226,030 $ 109,000
Jefferson, Louisiana 99 $ 18,914,000 $ 191,050 $ 102,000
New Haven, Connecticut 98 $ 21,253,000 $ 216,867 $ 115,000
DeKalb, Georgia 98 $ 23,529,000 $ 240,091 $ 123,000
Olmsted, Minnesota 97 $ 19,119,000 $ 197,103 $ 107,000
New York, New York 96 $ 451,597,000 $ 4,704,135 $ 61,000
Kitsap, Washington 96 $ 29,298,000 $ 305,187 $ 159,000
Sussex, Delaware 91 $ 22,005,000 $ 241,813 $ 210,000
Fresno, California 90 $ 16,717,000 $ 185,744 $ 122,000
Summit, Ohio 89 $ 9,719,000 $ 109,202 $ 57,000
Baltimore, Maryland 88 $ 25,577,000 $ 290,647 $ 115,000
Arlington, Virginia 87 $ 31,062,000 $ 357,034 $ 185,000
Ramsey, Minnesota 86 $ 20,169,000 $ 234,523 $ 122,000
Anne Arundel, Maryland 85 $ 24,359,000 $ 286,576 $ 127,000
Brazos, Texas 85 $ 15,410,000 $ 181,294 $ 116,000
Galveston, Texas 85 $ 17,917,000 $ 210,788 $ 213,000
Yavapai, Arizona 84 $ 19,072,000 $ 227,047 $ 116,000
Howard, Maryland 84 $ 27,254,000 $ 324,452 $ 131,000
Adams, Colorado 83 $ 18,215,000 $ 219,457 $ 99,000
Frederick, Maryland 83 $ 22,675,000 $ 273,192 $ 129,000
Brunswick, North Carolina 83 $ 16,041,000 $ 193,265 $ 123,000
Jefferson, Kentucky 81 $ 13,705,000 $ 169,197 $ 109,000
St. Charles, Missouri 81 $ 14,457,000 $ 178,481 $ 100,000
Chatham, Georgia 80 $ 15,378,000 $ 192,225 $ 107,000
Kent, Michigan 79 $ 12,068,000 $ 152,759 $ 102,000
Macomb, Michigan 78 $ 12,706,000 $ 162,897 $ 86,000
Brown, Wisconsin 78 $ 12,432,000 $ 159,384 $ 100,000
Eagle, Colorado 77 $ 22,756,000 $ 295,532 $ 156,000
Coconino, Arizona 76 $ 19,120,000 $ 251,578 $ 119,000
Butler, Pennsylvania 76 $ 15,483,000 $ 203,723 $ 104,000
Westmoreland, Pennsylvania 75 $ 12,741,000 $ 169,880 $ 83,000
Pierce, Washington 75 $ 19,674,000 $ 262,320 $ 116,000
Jackson, Missouri 74 $ 12,562,000 $ 169,756 $ 101,000
Nevada, California 73 $ 18,164,000 $ 248,821 $ 123,000
Pinellas, Florida 73 $ 13,817,000 $ 189,273 $ 120,000
Placer, California 72 $ 20,568,000 $ 285,666 $ 151,000
McHenry, Illinois 72 $ 14,987,000 $ 208,152 $ 127,000
Westchester, New York 72 $ 49,870,000 $ 692,638 $ 167,000
Lehigh, Pennsylvania 72 $ 15,853,000 $ 220,180 $ 112,000
Washington, Minnesota 71 $ 17,637,000 $ 248,408 $ 134,000
Summit, Utah 71 $ 23,106,000 $ 325,436 $ 340,000
Buncombe, North Carolina 70 $ 15,285,000 $ 218,357 $ 106,000
Madison, Alabama 69 $ 13,045,000 $ 189,057 $ 91,000
Seminole, Florida 69 $ 14,078,000 $ 204,028 $ 111,000
Kalamazoo, Michigan 69 $ 11,199,000 $ 162,304 $ 91,000
Comal, Texas 69 $ 15,963,000 $ 231,347 $ 146,000
Pinal, Arizona 68 $ 6,833,000 $ 100,485 $ 109,000
Marin, California 68 $ 28,077,000 $ 412,897 $ 209,000
Union, North Carolina 68 $ 17,155,000 $ 252,279 $ 121,000
Williamson, Texas 68 $ 12,446,000 $ 183,029 $ 118,000
Montgomery, Alabama 67 $ 12,946,000 $ 193,223 $ 100,000
Monterey, California 67 $ 18,655,000 $ 278,432 $ 131,000
Martin, Florida 67 $ 14,322,000 $ 213,761 $ 115,000
Prince William, Virginia 67 $ 15,332,000 $ 228,835 $ 104,000
Kane, Illinois 66 $ 13,061,000 $ 197,893 $ 115,000
St. Tammany, Louisiana 66 $ 12,543,000 $ 190,045 $ 108,000
Somerset, New Jersey 66 $ 23,758,000 $ 359,969 $ 140,000
Baltimore City, Maryland 64 $ 11,438,000 $ 178,718 $ 132,000
Scott, Minnesota 64 $ 15,274,000 $ 238,656 $ 109,000
Chittenden, Vermont 64 $ 14,116,000 $ 220,562 $ 110,000
Clark, Washington 62 $ 14,183,000 $ 228,758 $ 114,000
Washington, Wisconsin 62 $ 13,421,000 $ 216,467 $ 99,000
Washtenaw, Michigan 61 $ 11,811,000 $ 193,622 $ 113,000
Anoka, Minnesota 61 $ 13,669,000 $ 224,081 $ 113,000
Luzerne, Pennsylvania 61 $ 11,315,000 $ 185,491 $ 103,000
Yolo, California 59 $ 18,295,000 $ 310,084 $ 149,000
Leon, Florida 59 $ 11,451,000 $ 194,084 $ 122,000
Ascension, Louisiana 59 $ 10,730,000 $ 181,864 $ 93,000
Prince George's, Maryland 59 $ 12,721,000 $ 215,610 $ 106,000
Santa Cruz, California 58 $ 21,241,000 $ 366,224 $ 193,000
Manatee, Florida 58 $ 14,435,000 $ 248,879 $ 138,000
Bronx, New York 58 $ 103,720,000 $ 1,788,275 $ 39,000
Richland, South Carolina 58 $ 10,594,000 $ 182,655 $ 95,000
Knox, Tennessee 58 $ 12,496,000 $ 215,448 $ 119,000
Smith, Texas 58 $ 9,154,000 $ 157,827 $ 92,000
Larimer, Colorado 57 $ 13,592,000 $ 238,456 $ 127,000
Multnomah, Oregon 57 $ 13,862,000 $ 243,192 $ 143,000
Brazoria, Texas 57 $ 10,016,000 $ 175,719 $ 150,000
El Dorado, California 56 $ 16,661,000 $ 297,517 $ 173,000
Mohave, Arizona 55 $ 10,615,000 $ 193,000 $ 121,000
Bannock, Idaho 55 $ 8,453,000 $ 153,690 $ 90,000
Morris, New Jersey 55 $ 17,203,000 $ 312,781 $ 141,000
Outagamie, Wisconsin 55 $ 10,486,000 $ 190,654 $ 118,000
Santa Rosa, Florida 53 $ 10,016,000 $ 188,981 $ 130,000
Livingston, Michigan 53 $ 9,027,000 $ 170,320 $ 99,000
Greenville, South Carolina 53 $ 10,354,000 $ 195,358 $ 108,000
Hillsborough, New Hampshire 52 $ 12,047,000 $ 231,673 $ 120,000
Escambia, Florida 51 $ 10,615,000 $ 208,137 $ 142,000
Orleans, Louisiana 51 $ 10,490,000 $ 205,686 $ 124,000
Wright, Minnesota 51 $ 9,698,000 $ 190,156 $ 99,000
Lincoln, North Carolina 51 $ 9,569,000 $ 187,627 $ 80,000
Summit, Colorado 49 $ 14,446,000 $ 294,816 $ 213,000
Duval, Florida 48 $ 9,262,000 $ 192,958 $ 123,000
Pasco, Florida 48 $ 8,663,000 $ 180,479 $ 97,000
Orange, North Carolina 48 $ 11,569,000 $ 241,020 $ 215,000
Washington, Oregon 48 $ 11,455,000 $ 238,645 $ 130,000
Benton, Washington 48 $ 9,910,000 $ 206,458 $ 101,000
Guilford, North Carolina 47 $ 9,211,000 $ 195,978 $ 105,000
Centre, Pennsylvania 47 $ 7,620,000 $ 162,127 $ 94,000
Pennington, South Dakota 47 $ 8,265,000 $ 175,851 $ 83,000
Davis, Utah 47 $ 11,520,000 $ 245,106 $ 120,000
Ozaukee, Wisconsin 47 $ 11,860,000 $ 252,340 $ 125,000
Middlesex, Connecticut 46 $ 11,557,000 $ 251,239 $ 111,000
Brevard, Florida 46 $ 8,111,000 $ 176,326 $ 101,000
Latah, Idaho 46 $ 8,340,000 $ 181,304 $ 81,000
Cedar, Iowa 46 $ 6,239,000 $ 135,630 $ 89,000
Bristol, Massachusetts 46 $ 13,648,000 $ 296,695 $ 121,000
DeSoto, Mississippi 46 $ 7,632,000 $ 165,913 $ 80,000
Weld, Colorado 45 $ 10,347,000 $ 229,933 $ 108,000
Camden, New Jersey 45 $ 14,434,000 $ 320,755 $ 102,000
Worcester, Maryland 44 $ 7,878,000 $ 179,045 $ 180,000
Barnstable, Massachusetts 44 $ 11,352,000 $ 258,000 $ 187,000
Solano, California 43 $ 9,841,000 $ 228,860 $ 131,000
Burlington, New Jersey 43 $ 10,049,000 $ 233,697 $ 114,000
Mercer, New Jersey 43 $ 31,254,000 $ 726,837 $ 128,000
Dare, North Carolina 43 $ 13,019,000 $ 302,767 $ 206,000
Delaware, Ohio 43 $ 7,686,000 $ 178,744 $ 138,000
Utah, Utah 43 $ 9,878,000 $ 229,720 $ 104,000
Durham, North Carolina 42 $ 8,005,000 $ 190,595 $ 142,000
Lake, Ohio 42 $ 4,461,000 $ 106,214 $ 63,000
Charleston, South Carolina 42 $ 9,912,000 $ 236,000 $ 143,000
Lexington, South Carolina 42 $ 7,640,000 $ 181,904 $ 98,000
Clallam, Washington 42 $ 7,879,000 $ 187,595 $ 84,000
Rock Island, Illinois 41 $ 6,032,000 $ 147,121 $ 98,000
Porter, Indiana 41 $ 6,961,000 $ 169,780 $ 97,000
Gloucester, New Jersey 41 $ 9,889,000 $ 241,195 $ 92,000
Carroll, Maryland 40 $ 10,296,000 $ 257,400 $ 111,000
Carteret, North Carolina 40 $ 10,831,000 $ 270,775 $ 172,000
Hamilton, Ohio 40 $ 8,120,000 $ 203,000 $ 110,000
Camden, Missouri 39 $ 6,440,000 $ 165,128 $ 161,000
Greene, Missouri 39 $ 5,819,000 $ 149,205 $ 88,000
Polk, Florida 38 $ 5,772,000 $ 151,894 $ 103,000
Walker, Alabama 37 $ 6,566,000 $ 177,459 $ 103,000
Sedgwick, Kansas 37 $ 4,907,000 $ 132,621 $ 75,000
Lancaster, Pennsylvania 37 $ 6,406,000 $ 173,135 $ 127,000
Washington, Pennsylvania 37 $ 8,013,000 $ 216,567 $ 112,000
Davidson, Tennessee 37 $ 6,412,000 $ 173,297 $ 102,000
Whatcom, Washington 37 $ 8,411,000 $ 227,324 $ 103,000
St. Lucie, Florida 36 $ 3,765,000 $ 104,583 $ 86,000
Reno, Kansas 36 $ 4,390,000 $ 121,944 $ 84,000
Ingham, Michigan 36 $ 6,050,000 $ 168,055 $ 163,000
Cape May, New Jersey 36 $ 9,049,000 $ 251,361 $ 154,000
Berks, Pennsylvania 36 $ 7,774,000 $ 215,944 $ 73,000
Williamson, Tennessee 36 $ 9,053,000 $ 251,472 $ 101,000
St. Clair, Alabama 35 $ 5,535,000 $ 158,142 $ 67,000
Henrico, Virginia 35 $ 7,430,000 $ 212,285 $ 91,000
Indian River, Florida 34 $ 5,990,000 $ 176,176 $ 133,000
Hamilton, Indiana 34 $ 8,058,000 $ 237,000 $ 154,000
Dauphin, Pennsylvania 34 $ 19,327,000 $ 568,441 $ 101,000
Okaloosa, Florida 33 $ 7,066,000 $ 214,121 $ 122,000
Marion, Indiana 33 $ 5,146,000 $ 155,939 $ 104,000
Livingston, Louisiana 33 $ 5,900,000 $ 178,787 $ 119,000
Carver, Minnesota 33 $ 7,502,000 $ 227,333 $ 107,000
Harrison, Mississippi 33 $ 6,232,000 $ 188,848 $ 115,000
Madison, Mississippi 33 $ 7,152,000 $ 216,727 $ 120,000
St. Louis City, Missouri 33 $ 5,443,000 $ 164,939 $ 122,000
Alamance, North Carolina 33 $ 5,324,000 $ 161,333 $ 95,000
Broomfield, Colorado 32 $ 9,086,000 $ 283,937 $ 124,000
St. Johns, Florida 32 $ 8,643,000 $ 270,093 $ 134,000
Volusia, Florida 32 $ 5,702,000 $ 178,187 $ 96,000
Harford, Maryland 32 $ 7,554,000 $ 236,062 $ 119,000
Cabarrus, North Carolina 32 $ 6,523,000 $ 203,843 $ 108,000
El Paso, Texas 32 $ 6,325,000 $ 197,656 $ 129,000
Alexandria, Virginia 32 $ 10,728,000 $ 335,250 $ 161,000
Litchfield, Connecticut 31 $ 6,965,000 $ 224,677 $ 142,000
Hampden, Massachusetts 31 $ 5,299,000 $ 170,935 $ 75,000
Warren, Ohio 31 $ 6,062,000 $ 195,548 $ 125,000
York, South Carolina 31 $ 8,731,000 $ 281,645 $ 117,000
Stanislaus, California 30 $ 4,993,000 $ 166,433 $ 130,000
Hendricks, Indiana 30 $ 4,990,000 $ 166,333 $ 87,000
Grand Forks, North Dakota 30 $ 5,310,000 $ 177,000 $ 125,000
Spartanburg, South Carolina 30 $ 5,504,000 $ 183,466 $ 84,000
Santa Barbara, California 29 $ 12,210,000 $ 421,034 $ 208,000
Rankin, Mississippi 29 $ 5,113,000 $ 176,310 $ 86,000
Passaic, New Jersey 29 $ 22,985,000 $ 792,586 $ 88,000
Bernalillo, New Mexico 29 $ 5,806,000 $ 200,206 $ 107,000
Northampton, Pennsylvania 29 $ 6,087,000 $ 209,896 $ 112,000
San Luis Obispo, California 28 $ 8,289,000 $ 296,035 $ 183,000
Dallas, Iowa 28 $ 6,100,000 $ 217,857 $ 109,000
St. Martin, Louisiana 28 $ 4,899,000 $ 174,964 $ 88,000
Jackson, Mississippi 28 $ 4,707,000 $ 168,107 $ 89,000
Jefferson, Missouri 28 $ 4,302,000 $ 153,642 $ 84,000
Rockingham, New Hampshire 28 $ 6,921,000 $ 247,178 $ 172,000
Shelby, Tennessee 28 $ 5,918,000 $ 211,357 $ 114,000
Merced, California 27 $ 3,505,000 $ 129,814 $ 149,000
Shawnee, Kansas 27 $ 5,064,000 $ 187,555 $ 113,000
Caddo, Louisiana 27 $ 5,441,000 $ 201,518 $ 88,000
Iredell, North Carolina 27 $ 5,817,000 $ 215,444 $ 176,000
Clackamas, Oregon 27 $ 7,103,000 $ 263,074 $ 95,000
Grand, Colorado 26 $ 7,890,000 $ 303,461 $ 207,000
Cherokee, Georgia 26 $ 4,397,000 $ 169,115 $ 87,000
Clay, Missouri 26 $ 4,627,000 $ 177,961 $ 97,000
Hunterdon, New Jersey 26 $ 7,742,000 $ 297,769 $ 131,000
Currituck, North Carolina 26 $ 8,574,000 $ 329,769 $ 243,000
Lucas, Ohio 26 $ 5,254,000 $ 202,076 $ 135,000
Cambria, Pennsylvania 26 $ 3,523,000 $ 135,500 $ 76,000
Webb, Texas 26 $ 5,333,000 $ 205,115 $ 137,000
Thurston, Washington 26 $ 6,217,000 $ 239,115 $ 129,000
Winnebago, Wisconsin 26 $ 4,409,000 $ 169,576 $ 106,000
Elmore, Alabama 25 $ 4,907,000 $ 196,280 $ 87,000
Atlantic, New Jersey 25 $ 7,495,000 $ 299,800 $ 110,000
Medina, Ohio 25 $ 4,102,000 $ 164,080 $ 82,000
Stafford, Virginia 25 $ 7,154,000 $ 286,160 $ 119,000
Lauderdale, Alabama 24 $ 3,240,000 $ 135,000 $ 59,000
Elkhart, Indiana 24 $ 3,484,000 $ 145,166 $ 108,000
Goodhue, Minnesota 24 $ 3,687,000 $ 153,625 $ 90,000
Johnston, North Carolina 24 $ 5,285,000 $ 220,208 $ 102,000
Beaver, Pennsylvania 24 $ 2,779,000 $ 115,791 $ 85,000
Lackawanna, Pennsylvania 24 $ 3,665,000 $ 152,708 $ 95,000
Tuscaloosa, Alabama 23 $ 4,579,000 $ 199,086 $ 104,000
Shasta, California 23 $ 4,346,000 $ 188,956 $ 88,000
Lake, Florida 23 $ 2,942,000 $ 127,913 $ 88,000
Ottawa, Michigan 23 $ 3,912,000 $ 170,086 $ 95,000
Mower, Minnesota 23 $ 2,212,000 $ 96,173 $ 59,000
Forsyth, North Carolina 23 $ 4,381,000 $ 190,478 $ 148,000
Butler, Ohio 23 $ 4,409,000 $ 191,695 $ 110,000
Calumet, Wisconsin 23 $ 4,511,000 $ 196,130 $ 121,000
Iberia, Louisiana 22 $ 3,444,000 $ 156,545 $ 77,000
Ouachita, Louisiana 22 $ 3,491,000 $ 158,681 $ 81,000
Tangipahoa, Louisiana 22 $ 3,619,000 $ 164,500 $ 78,000
York, Maine 22 $ 5,208,000 $ 236,727 $ 110,000
York, Pennsylvania 22 $ 3,742,000 $ 170,090 $ 86,000
Spokane, Washington 22 $ 5,489,000 $ 249,500 $ 208,000
Clear Creek, Colorado 21 $ 5,489,000 $ 261,380 $ 100,000
Monroe, Florida 21 $ 6,308,000 $ 300,380 $ 212,000
Boone, Indiana 21 $ 4,854,000 $ 231,142 $ 153,000
Terrebonne, Louisiana 21 $ 4,072,000 $ 193,904 $ 95,000
Albany, New York 21 $ 4,120,000 $ 196,190 $ 113,000
Gaston, North Carolina 21 $ 3,632,000 $ 172,952 $ 95,000
Chesterfield, Virginia 21 $ 5,356,000 $ 255,047 $ 119,000
Genesee, Michigan 20 $ 3,091,000 $ 154,550 $ 97,000
Monroe, Pennsylvania 20 $ 4,009,000 $ 200,450 $ 108,000
Hidalgo, Texas 20 $ 3,128,000 $ 156,400 $ 106,000
Island, Washington 20 $ 5,557,000 $ 277,850 $ 259,000
Kern, California 19 $ 3,873,000 $ 203,842 $ 212,000
Park, Colorado 19 $ 4,407,000 $ 231,947 $ 130,000
Lorain, Ohio 19 $ 3,063,000 $ 161,210 $ 72,000
Cumberland, Pennsylvania 19 $ 3,042,000 $ 160,105 $ 83,000
Hays, Texas 19 $ 4,594,000 $ 241,789 $ 152,000
Johnson, Texas 19 $ 3,194,000 $ 168,105 $ 144,000
Bryan, Georgia 18 $ 3,794,000 $ 210,777 $ 116,000
Calcasieu, Louisiana 18 $ 2,925,000 $ 162,500 $ 77,000
Watauga, North Carolina 18 $ 4,306,000 $ 239,222 $ 153,000
Texas, Oklahoma 18 $ 2,437,000 $ 135,388 $ 85,000
Fayette, Georgia 17 $ 4,419,000 $ 259,941 $ 162,000
Cameron, Texas 17 $ 2,915,000 $ 171,470 $ 159,000
Guadalupe, Texas 17 $ 2,972,000 $ 174,823 $ 88,000
Wood, Wisconsin 17 $ 2,313,000 $ 136,058 $ 85,000
Pueblo, Colorado 16 $ 2,511,000 $ 156,937 $ 109,000
St. Landry, Louisiana 16 $ 2,989,000 $ 186,812 $ 81,000
Calvert, Maryland 16 $ 5,025,000 $ 314,062 $ 150,000
Stearns, Minnesota 16 $ 2,913,000 $ 182,062 $ 93,000
Hamilton, Tennessee 16 $ 3,596,000 $ 224,750 $ 112,000
Kent, Delaware 15 $ 2,804,000 $ 186,933 $ 106,000
Honolulu, Hawaii 15 $ 5,659,000 $ 377,266 $ 250,000
Charles, Maryland 15 $ 3,788,000 $ 252,533 $ 129,000
Hinds, Mississippi 15 $ 2,666,000 $ 177,733 $ 105,000
Saratoga, New York 15 $ 2,822,000 $ 188,133 $ 113,000
Onslow, North Carolina 15 $ 3,367,000 $ 224,466 $ 204,000
Erie, Pennsylvania 15 $ 2,120,000 $ 141,333 $ 90,000
Rutherford, Tennessee 15 $ 2,491,000 $ 166,066 $ 79,000
Weber, Utah 15 $ 3,299,000 $ 219,933 $ 126,000
Chelan, Washington 15 $ 4,397,000 $ 293,133 $ 224,000
Autauga, Alabama 14 $ 2,232,000 $ 159,428 $ 72,000
New London, Connecticut 14 $ 2,640,000 $ 188,571 $ 96,000
Tolland, Connecticut 14 $ 3,414,000 $ 243,857 $ 147,000
Osceola, Florida 14 $ 2,110,000 $ 150,714 $ 72,000
Walton, Florida 14 $ 2,894,000 $ 206,714 $ 96,000
Allegan, Michigan 14 $ 2,383,000 $ 170,214 $ 111,000
Hancock, Mississippi 14 $ 2,195,000 $ 156,785 $ 172,000
Christian, Missouri 14 $ 2,640,000 $ 188,571 $ 96,000
Grafton, New Hampshire 14 $ 3,005,000 $ 214,642 $ 104,000
Ulster, New York 14 $ 2,120,000 $ 151,428 $ 101,000
Cumberland, North Carolina 14 $ 2,775,000 $ 198,214 $ 133,000
Henderson, North Carolina 14 $ 3,091,000 $ 220,785 $ 94,000
Moore, North Carolina 14 $ 3,402,000 $ 243,000 $ 114,000
Pender, North Carolina 14 $ 3,518,000 $ 251,285 $ 93,000
Pike, Pennsylvania 14 $ 2,721,000 $ 194,357 $ 124,000
Dorchester, South Carolina 14 $ 1,892,000 $ 135,142 $ 115,000
Sumner, Tennessee 14 $ 3,293,000 $ 235,214 $ 118,000
Wilson, Tennessee 14 $ 3,039,000 $ 217,071 $ 81,000
Grayson, Texas 14 $ 1,795,000 $ 128,214 $ 100,000
Kaufman, Texas 14 $ 2,083,000 $ 148,785 $ 100,000
Parker, Texas 14 $ 3,386,000 $ 241,857 $ 146,000
Albemarle, Virginia 14 $ 3,579,000 $ 255,642 $ 103,000
Virginia Beach, Virginia 14 $ 3,542,000 $ 253,000 $ 105,000
Dane, Wisconsin 14 $ 4,018,000 $ 287,000 $ 138,000
Blount, Alabama 13 $ 2,714,000 $ 208,769 $ 121,000
Colbert, Alabama 13 $ 2,139,000 $ 164,538 $ 97,000
Navajo, Arizona 13 $ 2,549,000 $ 196,076 $ 148,000
Effingham, Georgia 13 $ 2,574,000 $ 198,000 $ 88,000
Lumpkin, Georgia 13 $ 1,999,000 $ 153,769 $ 92,000
Leavenworth, Kansas 13 $ 2,279,000 $ 175,307 $ 104,000
St. Charles, Louisiana 13 $ 2,297,000 $ 176,692 $ 83,000
Cecil, Maryland 13 $ 2,513,000 $ 193,307 $ 98,000
Boone, Missouri 13 $ 2,808,000 $ 216,000 $ 103,000
Erie, New York 13 $ 2,311,000 $ 177,769 $ 117,000
Rensselaer, New York 13 $ 2,581,000 $ 198,538 $ 84,000
Schenectady, New York 13 $ 2,213,000 $ 170,230 $ 87,000
Wood, Ohio 13 $ 2,796,000 $ 215,076 $ 123,000
Meade, South Dakota 13 $ 2,086,000 $ 160,461 $ 65,000
Kittitas, Washington 13 $ 2,919,000 $ 224,538 $ 144,000
Houston, Alabama 12 $ 2,325,000 $ 193,750 $ 89,000
Charlotte, Florida 12 $ 2,280,000 $ 190,000 $ 118,000
Hall, Georgia 12 $ 2,069,000 $ 172,416 $ 87,000
Kendall, Illinois 12 $ 2,695,000 $ 224,583 $ 99,000
Lafourche, Louisiana 12 $ 1,958,000 $ 163,166 $ 112,000
Berrien, Michigan 12 $ 2,462,000 $ 205,166 $ 128,000
Clinton, Michigan 12 $ 2,178,000 $ 181,500 $ 96,000
Douglas, Nebraska 12 $ 1,869,000 $ 155,750 $ 95,000
Rockland, New York 12 $ 11,993,000 $ 999,416 $ 93,000
Randolph, North Carolina 12 $ 1,758,000 $ 146,500 $ 62,000
Lincoln, Oregon 12 $ 2,528,000 $ 210,666 $ 112,000
Beaufort, South Carolina 12 $ 2,213,000 $ 184,416 $ 123,000
Bell, Texas 12 $ 1,928,000 $ 160,666 $ 119,000
Franklin, Texas 12 $ 3,260,000 $ 271,666 $ 277,000
Rockwall, Texas 12 $ 2,466,000 $ 205,500 $ 164,000
Franklin, Vermont 12 $ 2,205,000 $ 183,750 $ 63,000
Windsor, Vermont 12 $ 2,470,000 $ 205,833 $ 620,000
Skagit, Washington 12 $ 3,496,000 $ 291,333 $ 144,000
Jefferson, Wisconsin 12 $ 1,839,000 $ 153,250 $ 70,000
Cullman, Alabama 11 $ 1,905,000 $ 173,181 $ 63,000
Talladega, Alabama 11 $ 1,909,000 $ 173,545 $ 86,000
Tallapoosa, Alabama 11 $ 2,291,000 $ 208,272 $ 114,000
Napa, California 11 $ 4,131,000 $ 375,545 $ 208,000
Tulare, California 11 $ 2,142,000 $ 194,727 $ 69,000
Alachua, Florida 11 $ 2,259,000 $ 205,363 $ 77,000
Ada, Idaho 11 $ 2,262,000 $ 205,636 $ 154,000
Acadia, Louisiana 11 $ 1,655,000 $ 150,454 $ 80,000
Queen Anne's, Maryland 11 $ 3,197,000 $ 290,636 $ 117,000
Talbot, Maryland 11 $ 3,532,000 $ 321,090 $ 245,000
Rock, Minnesota 11 $ 1,203,000 $ 109,363 $ 120,000
Catawba, North Carolina 11 $ 2,545,000 $ 231,363 $ 102,000
Providence, Rhode Island 11 $ 2,172,000 $ 197,454 $ 84,000
Chambers, Texas 11 $ 1,868,000 $ 169,818 $ 108,000
Ellis, Texas 11 $ 1,861,000 $ 169,181 $ 78,000
Nueces, Texas 11 $ 1,718,000 $ 156,181 $ 104,000
Wise, Texas 11 $ 1,773,000 $ 161,181 $ 75,000
Hanover, Virginia 11 $ 2,073,000 $ 188,454 $ 95,000
Racine, Wisconsin 11 $ 2,576,000 $ 234,181 $ 110,000
Gila, Arizona 10 $ 2,376,000 $ 237,600 $ 107,000
Butte, California 10 $ 1,796,000 $ 179,600 $ 167,000
Douglas, Kansas 10 $ 1,759,000 $ 175,900 $ 143,000
Wyandotte, Kansas 10 $ 1,235,000 $ 123,500 $ 69,000
Rapides, Louisiana 10 $ 1,535,000 $ 153,500 $ 67,000
Oxford, Maine 10 $ 1,441,000 $ 144,100 $ 82,000
Washington, Maryland 10 $ 2,314,000 $ 231,400 $ 134,000
Van Buren, Michigan 10 $ 1,403,000 $ 140,300 $ 82,000
Missoula, Montana 10 $ 1,649,000 $ 164,900 $ 155,000
Orange, New York 10 $ 3,386,000 $ 338,600 $ 80,000
Putnam, New York 10 $ 4,362,000 $ 436,200 $ 148,000
Nash, North Carolina 10 $ 1,830,000 $ 183,000 $ 131,000
Lane, Oregon 10 $ 2,424,000 $ 242,400 $ 107,000
Clearfield, Pennsylvania 10 $ 1,106,000 $ 110,600 $ 72,000
Huntingdon, Pennsylvania 10 $ 1,298,000 $ 129,800 $ 89,000
Indiana, Pennsylvania 10 $ 2,174,000 $ 217,400 $ 121,000
Berkeley, South Carolina 10 $ 1,889,000 $ 188,900 $ 112,000
Grimes, Texas 10 $ 1,956,000 $ 195,600 $ 117,000
Jefferson, Texas 10 $ 1,907,000 $ 190,700 $ 128,000
Richmond City, Virginia 10 $ 1,837,000 $ 183,700 $ 134,000
Spotsylvania, Virginia 10 $ 2,075,000 $ 207,500 $ 81,000
Yakima, Washington 10 $ 2,196,000 $ 219,600 $ 92,000
Oconto, Wisconsin 10 $ 1,276,000 $ 127,600 $ 77,000
St. Croix, Wisconsin 10 $ 2,180,000 $ 218,000 $ 101,000
Madera, California 9 $ 1,228,000 $ 136,444 $ 122,000
Flagler, Florida 9 $ 1,048,000 $ 116,444 $ 47,000
Marion, Florida 9 $ 1,769,000 $ 196,555 $ 84,000
Sumter, Florida 9 $ 1,421,000 $ 157,888 $ 87,000
Clayton, Georgia 9 $ 524,000 $ 58,222 $ 24,000
Muscatine, Iowa 9 $ 939,000 $ 104,333 $ 66,000
Delta, Michigan 9 $ 1,330,000 $ 147,777 $ 100,000
Dodge, Minnesota 9 $ 1,600,000 $ 177,777 $ 75,000
Rice, Minnesota 9 $ 1,530,000 $ 170,000 $ 127,000
Jasper, Missouri 9 $ 1,316,000 $ 146,222 $ 72,000
Warren, New Jersey 9 $ 1,949,000 $ 216,555 $ 105,000
Sandoval, New Mexico 9 $ 1,886,000 $ 209,555 $ 104,000
Chatham, North Carolina 9 $ 1,777,000 $ 197,444 $ 119,000
Granville, North Carolina 9 $ 1,795,000 $ 199,444 $ 113,000
Portage, Ohio 9 $ 1,509,000 $ 167,666 $ 85,000
Stark, Ohio 9 $ 1,120,000 $ 124,444 $ 65,000
Oklahoma, Oklahoma 9 $ 1,760,000 $ 195,555 $ 114,000
Deschutes, Oregon 9 $ 2,551,000 $ 283,444 $ 321,000
Sevier, Tennessee 9 $ 1,368,000 $ 152,000 $ 117,000
Jefferson, Washington 9 $ 2,395,000 $ 266,111 $ 342,000
Lee, Alabama 8 $ 1,511,000 $ 188,875 $ 118,000
Marshall, Alabama 8 $ 1,323,000 $ 165,375 $ 84,000
Lake, California 8 $ 1,898,000 $ 237,250 $ 286,000
Elbert, Colorado 8 $ 2,284,000 $ 285,500 $ 123,000
Windham, Connecticut 8 $ 1,591,000 $ 198,875 $ 74,000
Bay, Florida 8 $ 1,906,000 $ 238,250 $ 116,000
Citrus, Florida 8 $ 1,231,000 $ 153,875 $ 109,000
Bibb, Georgia 8 $ 1,612,000 $ 201,500 $ 152,000
Madison, Idaho 8 $ 2,215,000 $ 276,875 $ 151,000
Peoria, Illinois 8 $ 1,582,000 $ 197,750 $ 81,000
Page:

Mortgage Loan Application Detail Totals for New York Community Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 45,495 $13,646,394,000 $299,000 $70,000,000 $135,000 $7,378,000
Home Purchase 13,238 $3,383,602,000 $255,000 $45,000,000 $126,000 $7,859,000
Home Improvement 57 $30,605,000 $536,000 $18,250,000 $88,000 $800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33,153 $8,102,301,000 $244,000 $1,117,000 $133,000 $7,859,000
Asian 17,854 $6,031,873,000 $337,000 $1,000,000 $137,000 $2,954,000
Not Provided 5,151 $1,362,220,000 $264,000 $8,200,000 $132,000 $7,378,000
Hispanic 1,551 $346,480,000 $223,000 $730,000 $112,000 $1,629,000
Black or African American 646 $130,172,000 $201,000 $730,000 $103,000 $1,040,000
Not applicable 266 $1,039,827,000 $3,909,000 $70,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 99 $28,124,000 $284,000 $695,000 $143,000 $822,000
American Indian or Alaskan Native 70 $19,604,000 $280,000 $722,000 $122,000 $503,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 58,636 $17,026,860,000 $290,000 $70,000,000 $133,000 $7,859,000
FHA-insured (Federal Housing Administration) 152 $33,476,000 $220,000 $705,000 $76,000 $424,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $265,000 $132,000 $143,000 $47,000 $47,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 38,834 $11,195,009,000 $288,000 $50,000,000 $136,000 $7,378,000
Application Denied By Financial Institution 12,600 $3,564,502,000 $282,000 $26,500,000 $124,000 $7,859,000
Application Approved But Not Accepted 5,555 $1,725,779,000 $310,000 $70,000,000 $127,000 $2,664,000
Application Withdrawn By Applicant 1,618 $537,429,000 $332,000 $20,514,000 $128,000 $4,860,000
Loan Purchased By The Institution 163 $33,806,000 $207,000 $417,000 $128,000 $623,000
File Closed For Incompleteness 20 $4,076,000 $203,000 $729,000 $99,000 $208,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 8,729 $2,301,774,000 $263,000 $960,000 $127,000 $3,523,000
Collateral 1,232 $296,270,000 $240,000 $950,000 $131,000 $7,859,000
Debt-To-Income Ratio 1,184 $312,910,000 $264,000 $730,000 $82,000 $828,000
Other 1,002 $244,007,000 $243,000 $730,000 $149,000 $2,115,000
Credit History 151 $33,729,000 $223,000 $688,000 $105,000 $551,000
Unverifiable Information 117 $29,058,000 $248,000 $670,000 $130,000 $1,200,000
Employment History 46 $10,385,000 $225,000 $640,000 $75,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 27 $5,924,000 $219,000 $456,000 $109,000 $236,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into New York Community Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess New York Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List