New Day Financial, Llc. Mortgage Lending & HMDA Data, 2005
In 2005, New Day Financial, Llc. of West Palm Beach, FL reported 36,233 mortgage applications totaling $8.3 billion, up 587% from 2004. The average application was for $230,368, and applicants reported an average income of $83,444. 4% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,040), Edison, NJ (887) and Warren-Farmington Hills-Troy, MI (865) (applications in parentheses).
| Mortgage Company & Address | New Day Financial, Llc. 360 South Rosemary Avenue Suite 1900 West Palm Beach, FL 33401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 36,233 |
| Total Mortgage Loan Application Amount | $8,346,959,000 |
| Average Mortgage Loan Application Amount | $230,368 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $83,444 |
| Highest Applicant Income | $2,592,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records New Day Financial, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 2,040 | $ 437,469,000 | $ 214,445 | $ 83,000 |
| Edison, NJ | 887 | $ 290,339,000 | $ 327,326 | $ 101,000 |
| Warren-Farmington Hills-Troy, MI | 865 | $ 198,140,000 | $ 229,063 | $ 84,000 |
| Philadelphia, PA | 803 | $ 207,122,000 | $ 257,935 | $ 91,000 |
| Denver-Aurora, CO | 788 | $ 200,983,000 | $ 255,054 | $ 81,000 |
| Columbus, OH | 644 | $ 130,564,000 | $ 202,739 | $ 100,000 |
| Newark-Union, NJ-PA | 582 | $ 192,740,000 | $ 331,168 | $ 100,000 |
| Camden, NJ | 560 | $ 134,254,000 | $ 239,739 | $ 91,000 |
| Baltimore-Towson, MD | 541 | $ 143,387,000 | $ 265,040 | $ 85,000 |
| St. Louis, MO-IL | 492 | $ 99,387,000 | $ 202,006 | $ 83,000 |
| Detroit-Livonia-Dearborn, MI | 490 | $ 92,961,000 | $ 189,716 | $ 81,000 |
| Pittsburgh, PA | 454 | $ 87,665,000 | $ 193,094 | $ 77,000 |
| Charlotte-Gastonia-Concord, NC-SC | 437 | $ 88,050,000 | $ 201,487 | $ 81,000 |
| Cincinnati-Middletown, OH-KY-IN | 436 | $ 94,047,000 | $ 215,704 | $ 95,000 |
| Phoenix-Mesa-Scottsdale, AZ | 400 | $ 104,951,000 | $ 262,377 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 400 | $ 92,699,000 | $ 231,747 | $ 88,000 |
| Las Vegas-Paradise, NV | 374 | $ 115,831,000 | $ 309,708 | $ 89,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 371 | $ 80,694,000 | $ 217,504 | $ 76,000 |
| Cleveland-Elyria-Mentor, OH | 348 | $ 73,460,000 | $ 211,091 | $ 89,000 |
| Richmond, VA | 339 | $ 70,064,000 | $ 206,678 | $ 78,000 |
| Indianapolis, IN | 327 | $ 64,747,000 | $ 198,003 | $ 92,000 |
| Portland-Vancouver-Beaverton, OR-WA | 308 | $ 74,765,000 | $ 242,743 | $ 86,000 |
| Raleigh-Cary, NC | 301 | $ 65,125,000 | $ 216,362 | $ 90,000 |
| Boston-Quincy, MA | 297 | $ 96,453,000 | $ 324,757 | $ 87,000 |
| Kansas City, MO-KS | 281 | $ 51,281,000 | $ 182,494 | $ 84,000 |
| Hartford-West Hartford-East Hartford, CT | 269 | $ 62,641,000 | $ 232,866 | $ 103,000 |
| Columbia, SC | 264 | $ 46,908,000 | $ 177,681 | $ 76,000 |
| Dayton, OH | 259 | $ 47,950,000 | $ 185,135 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 232 | $ 62,839,000 | $ 270,857 | $ 80,000 |
| Akron, OH | 229 | $ 45,432,000 | $ 198,393 | $ 87,000 |
| Greenville, SC | 229 | $ 43,099,000 | $ 188,205 | $ 79,000 |
| Toledo, OH | 220 | $ 40,586,000 | $ 184,481 | $ 95,000 |
| Cambridge-Newton-Framingham, MA | 218 | $ 77,419,000 | $ 355,133 | $ 92,000 |
| Oklahoma City, OK | 214 | $ 37,978,000 | $ 177,467 | $ 85,000 |
| Orlando, FL | 209 | $ 46,466,000 | $ 222,325 | $ 81,000 |
| Worcester, MA | 208 | $ 56,406,000 | $ 271,182 | $ 76,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 205 | $ 43,886,000 | $ 214,078 | $ 88,000 |
| Grand Rapids-Wyoming, MI | 200 | $ 36,075,000 | $ 180,375 | $ 67,000 |
| New York-Wayne-White Plains, NY-NJ | 198 | $ 82,471,000 | $ 416,520 | $ 108,000 |
| Jacksonville, FL | 193 | $ 40,330,000 | $ 208,963 | $ 79,000 |
| Charleston-North Charleston, SC | 192 | $ 37,380,000 | $ 194,687 | $ 67,000 |
| Bethesda-Frederick-Gaithersburg, MD | 189 | $ 62,969,000 | $ 333,169 | $ 96,000 |
| Colorado Springs, CO | 189 | $ 39,451,000 | $ 208,735 | $ 80,000 |
| Albuquerque, NM | 187 | $ 33,762,000 | $ 180,545 | $ 77,000 |
| Wilmington, DE-MD-NJ | 185 | $ 43,265,000 | $ 233,864 | $ 83,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 183 | $ 56,540,000 | $ 308,961 | $ 98,000 |
| Tulsa, OK | 180 | $ 33,577,000 | $ 186,538 | $ 76,000 |
| Anchorage, AK | 167 | $ 39,613,000 | $ 237,203 | $ 84,000 |
| Milwaukee-Waukesha-West Allis, WI | 166 | $ 36,140,000 | $ 217,710 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 158 | $ 54,841,000 | $ 347,094 | $ 92,000 |
| Harrisburg-Carlisle, PA | 156 | $ 28,999,000 | $ 185,891 | $ 97,000 |
| Miami-Miami Beach-Kendall, FL | 155 | $ 44,061,000 | $ 284,264 | $ 86,000 |
| Greensboro-High Point, NC | 153 | $ 26,969,000 | $ 176,267 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 148 | $ 59,000,000 | $ 398,648 | $ 97,000 |
| Springfield, MA | 143 | $ 29,417,000 | $ 205,713 | $ 73,000 |
| Lancaster, PA | 139 | $ 27,964,000 | $ 201,179 | $ 69,000 |
| Lansing-East Lansing, MI | 139 | $ 25,308,000 | $ 182,071 | $ 74,000 |
| Scranton--Wilkes-Barre, PA | 136 | $ 24,257,000 | $ 178,360 | $ 82,000 |
| Essex County, MA | 133 | $ 46,472,000 | $ 349,413 | $ 85,000 |
| Portland-South Portland-Biddeford, ME | 132 | $ 32,672,000 | $ 247,515 | $ 79,000 |
| New Haven-Milford, CT | 129 | $ 29,583,000 | $ 229,325 | $ 78,000 |
| Flint, MI | 128 | $ 24,153,000 | $ 188,695 | $ 82,000 |
| Canton-Massillon, OH | 126 | $ 24,337,000 | $ 193,150 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 123 | $ 23,810,000 | $ 193,577 | $ 99,000 |
| Boise City-Nampa, ID | 120 | $ 21,072,000 | $ 175,600 | $ 77,000 |
| Tacoma, WA | 120 | $ 25,780,000 | $ 214,833 | $ 72,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 120 | $ 34,918,000 | $ 290,983 | $ 85,000 |
| York-Hanover, PA | 120 | $ 22,283,000 | $ 185,691 | $ 79,000 |
| Rockingham County-Strafford County, NH | 115 | $ 31,646,000 | $ 275,182 | $ 92,000 |
| Augusta-Richmond County, GA-SC | 114 | $ 21,447,000 | $ 188,131 | $ 89,000 |
| Reading, PA | 114 | $ 21,682,000 | $ 190,192 | $ 78,000 |
| Tucson, AZ | 114 | $ 25,198,000 | $ 221,035 | $ 85,000 |
| Louisville, KY-IN | 112 | $ 20,533,000 | $ 183,330 | $ 80,000 |
| Winston-Salem, NC | 112 | $ 20,620,000 | $ 184,107 | $ 81,000 |
| Nassau-Suffolk, NY | 111 | $ 50,944,000 | $ 458,954 | $ 108,000 |
| Wichita, KS | 106 | $ 18,032,000 | $ 170,113 | $ 81,000 |
| Fayetteville, NC | 104 | $ 16,830,000 | $ 161,826 | $ 78,000 |
| Riverside-San Bernardino-Ontario, CA | 103 | $ 35,113,000 | $ 340,902 | $ 112,000 |
| Manchester-Nashua, NH | 102 | $ 28,122,000 | $ 275,705 | $ 91,000 |
| Durham, NC | 101 | $ 22,071,000 | $ 218,524 | $ 85,000 |
| Trenton-Ewing, NJ | 101 | $ 28,190,000 | $ 279,108 | $ 92,000 |
| Fort Collins-Loveland, CO | 100 | $ 25,444,000 | $ 254,440 | $ 101,000 |
| Gary, IN | 99 | $ 19,034,000 | $ 192,262 | $ 79,000 |
| Greeley, CO | 98 | $ 22,300,000 | $ 227,551 | $ 73,000 |
| Providence-New Bedford-Fall River, RI-MA | 95 | $ 28,996,000 | $ 305,221 | $ 83,000 |
| Atlantic City, NJ | 94 | $ 24,958,000 | $ 265,510 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 94 | $ 17,932,000 | $ 190,765 | $ 77,000 |
| Spartanburg, SC | 94 | $ 15,005,000 | $ 159,627 | $ 85,000 |
| Sarasota-Bradenton-Venice, FL | 86 | $ 21,419,000 | $ 249,058 | $ 81,000 |
| Savannah, GA | 85 | $ 17,413,000 | $ 204,858 | $ 77,000 |
| Springfield, MO | 83 | $ 15,803,000 | $ 190,397 | $ 80,000 |
| Columbus, GA-AL | 82 | $ 15,441,000 | $ 188,304 | $ 79,000 |
| Asheville, NC | 80 | $ 17,998,000 | $ 224,975 | $ 79,000 |
| Ann Arbor, MI | 79 | $ 19,156,000 | $ 242,481 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 75 | $ 13,912,000 | $ 185,493 | $ 71,000 |
| Jackson, MS | 74 | $ 14,217,000 | $ 192,121 | $ 80,000 |
| Reno-Sparks, NV | 73 | $ 21,933,000 | $ 300,452 | $ 104,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 72 | $ 14,282,000 | $ 198,361 | $ 156,000 |
| Roanoke, VA | 72 | $ 13,421,000 | $ 186,402 | $ 75,000 |
| Omaha-Council Bluffs, NE-IA | 71 | $ 14,801,000 | $ 208,464 | $ 96,000 |
| Norwich-New London, CT | 69 | $ 17,486,000 | $ 253,420 | $ 108,000 |
| Boulder, CO | 68 | $ 22,384,000 | $ 329,176 | $ 109,000 |
| Cape Coral-Fort Myers, FL | 68 | $ 17,543,000 | $ 257,985 | $ 84,000 |
| Holland-Grand Haven, MI | 68 | $ 12,702,000 | $ 186,794 | $ 70,000 |
| Dover, DE | 67 | $ 13,391,000 | $ 199,865 | $ 74,000 |
| San Diego-Carlsbad-San Marcos, CA | 67 | $ 34,613,000 | $ 516,611 | $ 126,000 |
| Wilmington, NC | 67 | $ 14,627,000 | $ 218,313 | $ 79,000 |
| Salem, OR | 66 | $ 12,579,000 | $ 190,590 | $ 79,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 64 | $ 23,443,000 | $ 366,296 | $ 100,000 |
| Kalamazoo-Portage, MI | 62 | $ 10,628,000 | $ 171,419 | $ 78,000 |
| Oakland-Fremont-Hayward, CA | 61 | $ 26,069,000 | $ 427,360 | $ 99,000 |
| Gainesville, GA | 60 | $ 10,894,000 | $ 181,566 | $ 62,000 |
| Monroe, MI | 60 | $ 11,410,000 | $ 190,166 | $ 64,000 |
| Anderson, SC | 59 | $ 11,335,000 | $ 192,118 | $ 72,000 |
| Jackson, MI | 57 | $ 11,056,000 | $ 193,964 | $ 74,000 |
| Barnstable Town, MA | 56 | $ 20,212,000 | $ 360,928 | $ 109,000 |
| Fort Wayne, IN | 55 | $ 10,595,000 | $ 192,636 | $ 80,000 |
| Madison, WI | 55 | $ 12,141,000 | $ 220,745 | $ 73,000 |
| Tallahassee, FL | 55 | $ 12,039,000 | $ 218,890 | $ 84,000 |
| Lakeland, FL | 54 | $ 9,710,000 | $ 179,814 | $ 83,000 |
| Lynchburg, VA | 52 | $ 8,892,000 | $ 171,000 | $ 79,000 |
| Gulfport-Biloxi, MS | 51 | $ 8,609,000 | $ 168,803 | $ 78,000 |
| Palm Bay-Melbourne-Titusville, FL | 47 | $ 11,526,000 | $ 245,234 | $ 80,000 |
| Santa Ana-Anaheim-Irvine, CA | 47 | $ 25,476,000 | $ 542,042 | $ 126,000 |
| Vineland-Millville-Bridgeton, NJ | 46 | $ 7,753,000 | $ 168,543 | $ 78,000 |
| Erie, PA | 45 | $ 8,330,000 | $ 185,111 | $ 129,000 |
| Green Bay, WI | 44 | $ 7,588,000 | $ 172,454 | $ 66,000 |
| Warner Robins, GA | 44 | $ 6,639,000 | $ 150,886 | $ 78,000 |
| Florence, SC | 43 | $ 9,198,000 | $ 213,906 | $ 81,000 |
| Macon, GA | 43 | $ 7,347,000 | $ 170,860 | $ 82,000 |
| Saginaw-Saginaw Township North, MI | 43 | $ 7,222,000 | $ 167,953 | $ 90,000 |
| Sioux Falls, SD | 43 | $ 7,581,000 | $ 176,302 | $ 93,000 |
| Lexington-Fayette, KY | 41 | $ 7,597,000 | $ 185,292 | $ 88,000 |
| Port St. Lucie-Fort Pierce, FL | 41 | $ 11,062,000 | $ 269,804 | $ 86,000 |
| Eugene-Springfield, OR | 40 | $ 9,372,000 | $ 234,300 | $ 80,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 40 | $ 23,344,000 | $ 583,600 | $ 148,000 |
| Fairbanks, AK | 39 | $ 7,665,000 | $ 196,538 | $ 78,000 |
| Charlottesville, VA | 38 | $ 9,575,000 | $ 251,973 | $ 73,000 |
| Hagerstown-Martinsburg, MD-WV | 38 | $ 9,136,000 | $ 240,421 | $ 91,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 38 | $ 15,352,000 | $ 404,000 | $ 113,000 |
| Burlington, NC | 37 | $ 7,387,000 | $ 199,648 | $ 86,000 |
| Dalton, GA | 37 | $ 6,350,000 | $ 171,621 | $ 70,000 |
| Pueblo, CO | 37 | $ 6,465,000 | $ 174,729 | $ 83,000 |
| Sumter, SC | 37 | $ 5,862,000 | $ 158,432 | $ 65,000 |
| Muskegon-Norton Shores, MI | 36 | $ 5,504,000 | $ 152,888 | $ 67,000 |
| Pensacola-Ferry Pass-Brent, FL | 36 | $ 7,024,000 | $ 195,111 | $ 76,000 |
| Billings, MT | 35 | $ 6,616,000 | $ 189,028 | $ 84,000 |
| Lebanon, PA | 35 | $ 5,745,000 | $ 164,142 | $ 75,000 |
| Springfield, OH | 35 | $ 6,034,000 | $ 172,400 | $ 103,000 |
| Rochester, NY | 34 | $ 6,424,000 | $ 188,941 | $ 68,000 |
| Battle Creek, MI | 33 | $ 5,790,000 | $ 175,454 | $ 68,000 |
| Buffalo-Niagara Falls, NY | 33 | $ 7,314,000 | $ 221,636 | $ 95,000 |
| Mansfield, OH | 33 | $ 5,974,000 | $ 181,030 | $ 62,000 |
| South Bend-Mishawaka, IN-MI | 33 | $ 6,144,000 | $ 186,181 | $ 101,000 |
| Joplin, MO | 32 | $ 5,839,000 | $ 182,468 | $ 93,000 |
| Medford, OR | 32 | $ 8,060,000 | $ 251,875 | $ 51,000 |
| Albany, GA | 30 | $ 5,808,000 | $ 193,600 | $ 72,000 |
| Jefferson City, MO | 30 | $ 5,160,000 | $ 172,000 | $ 62,000 |
| Ocean City, NJ | 30 | $ 8,203,000 | $ 273,433 | $ 69,000 |
| Olympia, WA | 30 | $ 6,278,000 | $ 209,266 | $ 75,000 |
| Santa Fe, NM | 30 | $ 8,333,000 | $ 277,766 | $ 115,000 |
| Appleton, WI | 29 | $ 4,891,000 | $ 168,655 | $ 72,000 |
| Elkhart-Goshen, IN | 29 | $ 5,971,000 | $ 205,896 | $ 97,000 |
| Bend, OR | 28 | $ 5,748,000 | $ 205,285 | $ 74,000 |
| Jacksonville, NC | 28 | $ 4,308,000 | $ 153,857 | $ 71,000 |
| Las Cruces, NM | 28 | $ 5,305,000 | $ 189,464 | $ 88,000 |
| Hinesville-Fort Stewart, GA | 27 | $ 3,660,000 | $ 135,555 | $ 74,000 |
| Lawton, OK | 27 | $ 4,468,000 | $ 165,481 | $ 74,000 |
| Naples-Marco Island, FL | 27 | $ 8,355,000 | $ 309,444 | $ 73,000 |
| Spokane, WA | 27 | $ 4,885,000 | $ 180,925 | $ 65,000 |
| Topeka, KS | 27 | $ 4,704,000 | $ 174,222 | $ 71,000 |
| Albany-Schenectady-Troy, NY | 26 | $ 5,171,000 | $ 198,884 | $ 85,000 |
| Blacksburg-Christiansburg-Radford, VA | 26 | $ 4,508,000 | $ 173,384 | $ 77,000 |
| Bangor, ME | 25 | $ 4,120,000 | $ 164,800 | $ 55,000 |
| Bremerton-Silverdale, WA | 25 | $ 5,836,000 | $ 233,440 | $ 91,000 |
| Gainesville, FL | 25 | $ 5,156,000 | $ 206,240 | $ 89,000 |
| Winchester, VA-WV | 25 | $ 6,419,000 | $ 256,760 | $ 90,000 |
| Bay City, MI | 24 | $ 4,168,000 | $ 173,666 | $ 82,000 |
| Cheyenne, WY | 24 | $ 4,619,000 | $ 192,458 | $ 65,000 |
| Coeur D'Alene, ID | 24 | $ 4,992,000 | $ 208,000 | $ 64,000 |
| Greenville, NC | 24 | $ 4,091,000 | $ 170,458 | $ 76,000 |
| Lafayette, IN | 24 | $ 3,982,000 | $ 165,916 | $ 78,000 |
| Lima, OH | 24 | $ 4,325,000 | $ 180,208 | $ 72,000 |
| Niles-Benton Harbor, MI | 24 | $ 4,513,000 | $ 188,041 | $ 86,000 |
| Punta Gorda, FL | 23 | $ 5,052,000 | $ 219,652 | $ 49,000 |
| Rapid City, SD | 23 | $ 4,576,000 | $ 198,956 | $ 71,000 |
| Williamsport, PA | 23 | $ 3,337,000 | $ 145,086 | $ 73,000 |
| Columbia, MO | 22 | $ 3,953,000 | $ 179,681 | $ 97,000 |
| Grand Junction, CO | 22 | $ 4,037,000 | $ 183,500 | $ 76,000 |
| Idaho Falls, ID | 22 | $ 4,080,000 | $ 185,454 | $ 80,000 |
| Lewiston-Auburn, ME | 22 | $ 4,017,000 | $ 182,590 | $ 75,000 |
| Lincoln, NE | 22 | $ 3,211,000 | $ 145,954 | $ 62,000 |
| Pittsfield, MA | 22 | $ 5,405,000 | $ 245,681 | $ 82,000 |
| Sandusky, OH | 22 | $ 3,635,000 | $ 165,227 | $ 80,000 |
| Fresno, CA | 21 | $ 7,633,000 | $ 363,476 | $ 75,000 |
| Goldsboro, NC | 21 | $ 3,592,000 | $ 171,047 | $ 79,000 |
| Kennewick-Richland-Pasco, WA | 21 | $ 4,017,000 | $ 191,285 | $ 80,000 |
| Oshkosh-Neenah, WI | 21 | $ 3,468,000 | $ 165,142 | $ 84,000 |
| Panama City-Lynn Haven, FL | 21 | $ 4,784,000 | $ 227,809 | $ 66,000 |
| Pocatello, ID | 21 | $ 3,199,000 | $ 152,333 | $ 63,000 |
| Yakima, WA | 21 | $ 4,411,000 | $ 210,047 | $ 77,000 |
| Bloomington, IN | 20 | $ 3,562,000 | $ 178,100 | $ 72,000 |
| Little Rock-North Little Rock, AR | 20 | $ 3,425,000 | $ 171,250 | $ 86,000 |
| Ocala, FL | 20 | $ 3,747,000 | $ 187,350 | $ 74,000 |
| Pascagoula, MS | 20 | $ 2,676,000 | $ 133,800 | $ 64,000 |
| State College, PA | 20 | $ 3,615,000 | $ 180,750 | $ 80,000 |
| Danville, VA | 19 | $ 2,910,000 | $ 153,157 | $ 65,000 |
| Eau Claire, WI | 19 | $ 3,429,000 | $ 180,473 | $ 91,000 |
| Johnstown, PA | 19 | $ 3,049,000 | $ 160,473 | $ 66,000 |
| Michigan City-La Porte, IN | 19 | $ 2,861,000 | $ 150,578 | $ 63,000 |
| Racine, WI | 19 | $ 4,144,000 | $ 218,105 | $ 66,000 |
| San Francisco-San Mateo-Redwood City, CA | 19 | $ 9,674,000 | $ 509,157 | $ 137,000 |
| Valdosta, GA | 19 | $ 3,543,000 | $ 186,473 | $ 106,000 |
| Bellingham, WA | 18 | $ 4,251,000 | $ 236,166 | $ 55,000 |
| Elizabethtown, KY | 18 | $ 2,533,000 | $ 140,722 | $ 88,000 |
| Harrisonburg, VA | 18 | $ 3,505,000 | $ 194,722 | $ 78,000 |
| Missoula, MT | 18 | $ 4,172,000 | $ 231,777 | $ 105,000 |
| Prescott, AZ | 18 | $ 4,578,000 | $ 254,333 | $ 79,000 |
| Brunswick, GA | 17 | $ 3,457,000 | $ 203,352 | $ 79,000 |
| Evansville, IN-KY | 17 | $ 2,679,000 | $ 157,588 | $ 81,000 |
| Flagstaff, AZ | 17 | $ 3,825,000 | $ 225,000 | $ 79,000 |
| Fort Walton Beach-Crestview-Destin, FL | 17 | $ 3,726,000 | $ 219,176 | $ 73,000 |
| Hattiesburg, MS | 17 | $ 3,037,000 | $ 178,647 | $ 92,000 |
| Janesville, WI | 17 | $ 2,956,000 | $ 173,882 | $ 71,000 |
| Mount Vernon-Anacortes, WA | 17 | $ 2,937,000 | $ 172,764 | $ 57,000 |
| Vero Beach, FL | 16 | $ 4,565,000 | $ 285,312 | $ 89,000 |
| Casper, WY | 15 | $ 3,356,000 | $ 223,733 | $ 85,000 |
| Farmington, NM | 15 | $ 3,230,000 | $ 215,333 | $ 79,000 |
| Lawrence, KS | 15 | $ 2,404,000 | $ 160,266 | $ 82,000 |
| Rocky Mount, NC | 15 | $ 3,286,000 | $ 219,066 | $ 78,000 |
| Salisbury, MD | 15 | $ 2,660,000 | $ 177,333 | $ 77,000 |
| Sheboygan, WI | 15 | $ 2,342,000 | $ 156,133 | $ 99,000 |
| Stockton, CA | 15 | $ 5,958,000 | $ 397,200 | $ 90,000 |
| Syracuse, NY | 15 | $ 2,544,000 | $ 169,600 | $ 89,000 |
| Terre Haute, IN | 15 | $ 2,616,000 | $ 174,400 | $ 92,000 |
| Wausau, WI | 15 | $ 2,528,000 | $ 168,533 | $ 65,000 |
| Altoona, PA | 14 | $ 2,163,000 | $ 154,500 | $ 63,000 |
| Great Falls, MT | 14 | $ 2,404,000 | $ 171,714 | $ 77,000 |
| St. Joseph, MO-KS | 14 | $ 2,316,000 | $ 165,428 | $ 69,000 |
| Modesto, CA | 13 | $ 3,974,000 | $ 305,692 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 5,151,000 | $ 396,230 | $ 85,000 |
| Santa Rosa-Petaluma, CA | 13 | $ 5,817,000 | $ 447,461 | $ 133,000 |
| Vallejo-Fairfield, CA | 13 | $ 5,688,000 | $ 437,538 | $ 100,000 |
| Visalia-Porterville, CA | 13 | $ 2,705,000 | $ 208,076 | $ 75,000 |
| Yuma, AZ | 13 | $ 2,738,000 | $ 210,615 | $ 58,000 |
| Corvallis, OR | 12 | $ 1,974,000 | $ 164,500 | $ 82,000 |
| Fond Du Lac, WI | 12 | $ 1,888,000 | $ 157,333 | $ 76,000 |
| Rome, GA | 12 | $ 2,357,000 | $ 196,416 | $ 90,000 |
| Bakersfield, CA | 10 | $ 2,718,000 | $ 271,800 | $ 106,000 |
| Bowling Green, KY | 10 | $ 2,009,000 | $ 200,900 | $ 86,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 2,387,000 | $ 238,700 | $ 118,000 |
| Columbus, IN | 9 | $ 1,357,000 | $ 150,777 | $ 59,000 |
| Longview, WA | 9 | $ 1,344,000 | $ 149,333 | $ 63,000 |
| Merced, CA | 9 | $ 2,536,000 | $ 281,777 | $ 82,000 |
| Binghamton, NY | 8 | $ 1,462,000 | $ 182,750 | $ 104,000 |
| Chicago-Naperville-Joliet, IL | 8 | $ 2,166,000 | $ 270,750 | $ 61,000 |
| Chico, CA | 8 | $ 1,698,000 | $ 212,250 | $ 83,000 |
| Cumberland, MD-WV | 8 | $ 1,349,000 | $ 168,625 | $ 75,000 |
| Birmingham-Hoover, AL | 7 | $ 1,415,000 | $ 202,142 | $ 67,000 |
| Lewiston, ID-WA | 7 | $ 1,378,000 | $ 196,857 | $ 52,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 2,228,000 | $ 318,285 | $ 104,000 |
| Anderson, IN | 6 | $ 962,000 | $ 160,333 | $ 85,000 |
| La Crosse, WI-MN | 6 | $ 841,000 | $ 140,166 | $ 63,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 2,165,000 | $ 360,833 | $ 88,000 |
| Glens Falls, NY | 5 | $ 968,000 | $ 193,600 | $ 108,000 |
| Muncie, IN | 5 | $ 757,000 | $ 151,400 | $ 54,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,447,000 | $ 289,400 | $ 80,000 |
| Utica-Rome, NY | 5 | $ 965,000 | $ 193,000 | $ 72,000 |
| Wenatchee, WA | 5 | $ 921,000 | $ 184,200 | $ 70,000 |
| El Centro, CA | 4 | $ 676,000 | $ 169,000 | $ 66,000 |
| Hanford-Corcoran, CA | 4 | $ 1,112,000 | $ 278,000 | $ 117,000 |
| Napa, CA | 4 | $ 1,780,000 | $ 445,000 | $ 80,000 |
| Yuba City, CA | 4 | $ 1,217,000 | $ 304,250 | $ 63,000 |
| Fort Smith, AR-OK | 3 | $ 521,000 | $ 173,666 | $ 86,000 |
| Hot Springs, AR | 3 | $ 618,000 | $ 206,000 | $ 86,000 |
| Ithaca, NY | 3 | $ 725,000 | $ 241,666 | $ 75,000 |
| Kingston, NY | 3 | $ 756,000 | $ 252,000 | $ 81,000 |
| Knoxville, TN | 3 | $ 556,000 | $ 185,333 | $ 81,000 |
| Kokomo, IN | 3 | $ 471,000 | $ 157,000 | $ 78,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 918,000 | $ 306,000 | $ 228,000 |
| Memphis, TN-MS-AR | 3 | $ 468,000 | $ 156,000 | $ 164,000 |
| Montgomery, AL | 3 | $ 395,000 | $ 131,666 | $ 115,000 |
| Owensboro, KY | 3 | $ 360,000 | $ 120,000 | $ 35,000 |
| Salinas, CA | 3 | $ 1,012,000 | $ 337,333 | $ 112,000 |
| Elmira, NY | 2 | $ 347,000 | $ 173,500 | $ 95,000 |
| Huntsville, AL | 2 | $ 334,000 | $ 167,000 | $ 21,000 |
| Jonesboro, AR | 2 | $ 575,000 | $ 287,500 | $ 93,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 550,000 | $ 275,000 | $ 195,000 |
| Pine Bluff, AR | 2 | $ 823,000 | $ 411,500 | $ 87,000 |
| Redding, CA | 2 | $ 650,000 | $ 325,000 | $ 118,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 264,000 | $ 132,000 | $ 32,000 |
| Auburn-Opelika, AL | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Champaign-Urbana, IL | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Clarksville, TN-KY | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Cleveland, TN | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Dallas-Plano-Irving, TX | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| Florence-Muscle Shoals, AL | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Madera, CA | 1 | $ 380,000 | $ 380,000 | $ 104,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 330,000 | $ 330,000 | $ 135,000 |
| Mobile, AL | 1 | $ 145,000 | $ 145,000 | $ 325,000 |
| Ogden-Clearfield, UT | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Rockford, IL | 1 | $ 162,000 | $ 162,000 | $ 135,000 |
| St. Cloud, MN | 1 | $ 122,000 | $ 122,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for New Day Financial, Llc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 36,231 | $8,346,035,000 | $219,571 | $5,000,000 | $83,918 | $2,592,000 |
| Home Purchase | 2 | $924,000 | $462,000 | $484,000 | $224,000 | $344,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,023 | $4,856,627,000 | $230,456 | $2,500,000 | $88,152 | $2,592,000 |
| Not Provided | 10,508 | $2,354,555,000 | $214,239 | $5,000,000 | $77,956 | $2,580,000 |
| Black or African American | 2,022 | $433,736,000 | $232,885 | $900,000 | $80,942 | $540,000 |
| Hispanic | 1,534 | $368,883,000 | $224,717 | $800,000 | $88,461 | $1,440,000 |
| Asian | 905 | $271,592,000 | $262,371 | $2,800,000 | $85,142 | $1,000,000 |
| American Indian or Alaskan Native | 160 | $39,944,000 | $234,363 | $780,000 | $96,787 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 81 | $21,622,000 | $254,263 | $650,000 | $93,315 | $720,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,233 | $8,346,959,000 | $219,571 | $5,000,000 | $83,938 | $2,592,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 14,512 | $3,649,243,000 | $242,536 | $1,700,000 | $93,121 | $2,592,000 |
| Application Denied By Financial Institution | 12,588 | $2,652,133,000 | $202,234 | $2,800,000 | $70,170 | $2,400,000 |
| Application Withdrawn By Applicant | 4,756 | $1,035,083,000 | $210,136 | $5,000,000 | $85,977 | $2,184,000 |
| Application Approved But Not Accepted | 2,782 | $650,965,000 | $239,428 | $2,500,000 | $97,642 | $2,580,000 |
| Loan Originated | 1,595 | $359,535,000 | $222,052 | $840,000 | $92,789 | $452,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New Day Financial, Llc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New Day Financial, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About