Navy Federal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Navy Federal Credit Union of Vienna, VA reported 182,680 mortgage applications totaling $38.9 billion, up 5% from 2023. The average application was for $213,030, and applicants reported an average income of $139,592. 45% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (8,291), Virginia Beach-Norfolk-Newport News, VA-NC (7,620) and Atlanta-Sandy Springs-Roswell, GA (6,726) (applications in parentheses).
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 182,680 |
| Total Mortgage Loan Application Amount | $38,916,430,000 |
| Average Mortgage Loan Application Amount | $213,030 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $139,592 |
| Highest Applicant Income | $9,168,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 17,092 | $ 3,486,210,000 | $ 203,967 | $ 122,336 |
| Arlington-Alexandria-Reston, VA-WV | 8,291 | $ 2,139,855,000 | $ 258,093 | $ 188,152 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7,620 | $ 1,257,720,000 | $ 165,055 | $ 125,258 |
| Atlanta-Sandy Springs-Roswell, GA | 6,726 | $ 1,176,090,000 | $ 174,857 | $ 122,000 |
| San Diego-Carlsbad, CA | 5,244 | $ 1,328,600,000 | $ 253,356 | $ 172,000 |
| Washington, DC-MD | 4,768 | $ 955,620,000 | $ 200,423 | $ 152,658 |
| Baltimore-Columbia-Towson, MD | 4,289 | $ 917,035,000 | $ 213,810 | $ 156,000 |
| Riverside-San Bernardino-Ontario, CA | 4,184 | $ 853,100,000 | $ 203,895 | $ 146,000 |
| Jacksonville, FL | 3,898 | $ 768,030,000 | $ 197,031 | $ 130,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,111 | $ 617,355,000 | $ 198,442 | $ 134,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,836 | $ 667,510,000 | $ 235,370 | $ 143,000 |
| Tampa, FL | 2,608 | $ 548,700,000 | $ 210,391 | $ 134,000 |
| Orlando-Kissimmee-Sanford, FL | 2,499 | $ 504,885,000 | $ 202,034 | $ 132,000 |
| Pensacola-Ferry Pass-Brent, FL | 2,482 | $ 444,790,000 | $ 179,206 | $ 118,000 |
| Las Vegas-Henderson-Paradise, NV | 2,260 | $ 460,190,000 | $ 203,623 | $ 134,000 |
| Dallas-Plano-Irving, TX | 2,234 | $ 601,990,000 | $ 269,467 | $ 160,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,004 | $ 588,600,000 | $ 293,712 | $ 174,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,953 | $ 435,235,000 | $ 222,854 | $ 133,336 |
| Chicago-Naperville, IL | 1,949 | $ 377,935,000 | $ 193,912 | $ 133,000 |
| Richmond, VA | 1,792 | $ 355,210,000 | $ 198,219 | $ 134,000 |
| Washington-Baltimore-Arlington, DC | 1,738 | $ 434,680,000 | $ 250,103 | $ 175,000 |
| Charleston-North Charleston, SC | 1,730 | $ 345,680,000 | $ 199,815 | $ 131,000 |
| Marietta, GA | 1,654 | $ 335,770,000 | $ 203,004 | $ 138,000 |
| San Antonio-New Braunfels, TX | 1,633 | $ 390,535,000 | $ 239,151 | $ 142,000 |
| Jacksonville, NC | 1,539 | $ 281,175,000 | $ 182,699 | $ 111,000 |
| Denver-Aurora-Lakewood, CO | 1,516 | $ 382,350,000 | $ 252,209 | $ 161,000 |
| Fort Worth-Arlington, TX | 1,467 | $ 335,205,000 | $ 228,496 | $ 144,000 |
| Raleigh, NC | 1,461 | $ 357,195,000 | $ 244,486 | $ 148,000 |
| Memphis, TN-MS-AR | 1,215 | $ 199,695,000 | $ 164,358 | $ 113,866 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,210 | $ 266,800,000 | $ 220,495 | $ 149,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,209 | $ 368,935,000 | $ 305,157 | $ 175,325 |
| St. Louis, MO-IL | 1,204 | $ 203,300,000 | $ 168,853 | $ 123,000 |
| Camden, NJ | 1,187 | $ 198,975,000 | $ 167,628 | $ 135,000 |
| Fayetteville, NC | 1,085 | $ 181,215,000 | $ 167,018 | $ 110,000 |
| Columbia, SC | 1,059 | $ 180,575,000 | $ 170,514 | $ 109,000 |
| Augusta-Richmond County, GA-SC | 1,004 | $ 170,610,000 | $ 169,930 | $ 120,177 |
| Colorado Springs, CO | 1,004 | $ 237,880,000 | $ 236,932 | $ 146,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 990 | $ 263,700,000 | $ 266,363 | $ 154,000 |
| Cleveland, OH | 970 | $ 144,330,000 | $ 148,793 | $ 115,000 |
| Philadelphia, PA | 964 | $ 158,070,000 | $ 163,973 | $ 113,000 |
| Anaheim-Santa Ana-Irvine, CA | 955 | $ 321,715,000 | $ 336,874 | $ 202,000 |
| Oklahoma City, OK | 943 | $ 193,185,000 | $ 204,862 | $ 124,000 |
| Miami-Miami Beach-Kendall, FL | 888 | $ 210,070,000 | $ 236,565 | $ 141,000 |
| Urban Honolulu, HI | 880 | $ 259,400,000 | $ 294,772 | $ 171,000 |
| Tacoma-Lakewood, WA | 874 | $ 218,830,000 | $ 250,377 | $ 151,000 |
| Lexington Park, MD | 868 | $ 170,730,000 | $ 196,693 | $ 163,000 |
| Lakewood-New Brunswick, NJ | 861 | $ 208,285,000 | $ 241,910 | $ 164,000 |
| St. Petersburg-Clearwater-Largo, FL | 854 | $ 192,030,000 | $ 224,859 | $ 162,000 |
| Montgomery County-Bucks County-Chester County, PA | 844 | $ 197,150,000 | $ 233,590 | $ 162,000 |
| Palm Bay-Melbourne-Titusville, FL | 844 | $ 199,680,000 | $ 236,587 | $ 141,000 |
| Bremerton-Silverdale, WA | 833 | $ 179,675,000 | $ 215,696 | $ 136,000 |
| Savannah, GA | 810 | $ 131,300,000 | $ 162,098 | $ 119,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 775 | $ 180,445,000 | $ 232,832 | $ 154,000 |
| Kansas City, MO-KS | 769 | $ 157,595,000 | $ 204,934 | $ 132,936 |
| Killeen-Temple, TX | 732 | $ 128,690,000 | $ 175,806 | $ 121,000 |
| New Orleans-Metairie, LA | 717 | $ 124,805,000 | $ 174,065 | $ 110,000 |
| Newark, NJ-PA | 702 | $ 162,790,000 | $ 231,894 | $ 160,000 |
| Clarksville, TN-KY | 700 | $ 130,900,000 | $ 187,000 | $ 104,475 |
| Providence-Warwick, RI-MA | 693 | $ 178,965,000 | $ 258,246 | $ 154,152 |
| Sacramento--Roseville--Arden-Arcade, CA | 675 | $ 167,275,000 | $ 247,814 | $ 167,000 |
| Pittsburgh, PA | 674 | $ 130,210,000 | $ 193,189 | $ 128,000 |
| El Paso, TX | 668 | $ 116,110,000 | $ 173,817 | $ 110,000 |
| Austin-Round Rock, TX | 652 | $ 185,600,000 | $ 284,662 | $ 162,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 640 | $ 134,520,000 | $ 210,187 | $ 124,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 632 | $ 179,140,000 | $ 283,449 | $ 150,707 |
| Indianapolis-Carmel-Anderson, IN | 629 | $ 126,945,000 | $ 201,820 | $ 134,000 |
| Cincinnati, OH-KY-IN | 618 | $ 119,520,000 | $ 193,398 | $ 121,475 |
| Warren-Troy-Farmington Hills, MI | 615 | $ 115,955,000 | $ 188,544 | $ 131,000 |
| Columbus, OH | 610 | $ 128,270,000 | $ 210,278 | $ 142,000 |
| Gulfport-Biloxi-Pascagoula, MS | 603 | $ 100,865,000 | $ 167,271 | $ 116,000 |
| North Port-Sarasota-Bradenton, FL | 598 | $ 146,810,000 | $ 245,501 | $ 157,000 |
| Seattle-Bellevue-Everett, WA | 588 | $ 214,560,000 | $ 364,897 | $ 201,000 |
| Albuquerque, NM | 564 | $ 120,510,000 | $ 213,670 | $ 130,000 |
| Lakeland-Winter Haven, FL | 561 | $ 105,685,000 | $ 188,386 | $ 126,000 |
| Wilmington, NC | 558 | $ 134,040,000 | $ 240,215 | $ 139,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 552 | $ 127,920,000 | $ 231,739 | $ 145,289 |
| Nassau County-Suffolk County, NY | 551 | $ 156,395,000 | $ 283,838 | $ 187,000 |
| Greenville-Anderson-Mauldin, SC | 536 | $ 105,040,000 | $ 195,970 | $ 122,000 |
| Norwich-New London, CT | 516 | $ 103,320,000 | $ 200,232 | $ 130,000 |
| Detroit-Dearborn-Livonia, MI | 515 | $ 64,705,000 | $ 125,640 | $ 114,000 |
| Hagerstown-Martinsburg, MD-WV | 515 | $ 91,365,000 | $ 177,407 | $ 119,751 |
| Omaha-Council Bluffs, NE-IA | 515 | $ 102,335,000 | $ 198,708 | $ 129,392 |
| Crestview-Fort Walton Beach-Destin, FL | 514 | $ 121,940,000 | $ 237,237 | $ 152,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 503 | $ 104,705,000 | $ 208,161 | $ 137,000 |
| Tucson, AZ | 501 | $ 97,425,000 | $ 194,461 | $ 131,000 |
| Louisville/Jefferson County, KY-IN | 499 | $ 90,305,000 | $ 180,971 | $ 131,312 |
| Birmingham-Hoover, AL | 491 | $ 91,245,000 | $ 185,835 | $ 117,000 |
| Columbus, GA-AL | 462 | $ 62,250,000 | $ 134,740 | $ 102,142 |
| Oxnard-Thousand Oaks-Ventura, CA | 461 | $ 119,845,000 | $ 259,967 | $ 181,000 |
| Huntsville, AL | 454 | $ 109,380,000 | $ 240,925 | $ 156,000 |
| Everett, WA | 451 | $ 128,835,000 | $ 285,665 | $ 157,000 |
| Winchester, VA-WV | 450 | $ 85,510,000 | $ 190,022 | $ 121,564 |
| Oakland-Hayward-Berkeley, CA | 442 | $ 151,700,000 | $ 343,212 | $ 199,000 |
| Wilmington, DE-MD-NJ | 440 | $ 87,450,000 | $ 198,750 | $ 138,122 |
| Yuma, AZ | 440 | $ 66,750,000 | $ 151,704 | $ 106,000 |
| Cape Coral-Fort Myers, FL | 420 | $ 94,840,000 | $ 225,809 | $ 150,000 |
| Knoxville, TN | 410 | $ 97,480,000 | $ 237,756 | $ 131,000 |
| Hartford-West Hartford-East Hartford, CT | 396 | $ 77,650,000 | $ 196,085 | $ 150,000 |
| Port St. Lucie, FL | 389 | $ 83,275,000 | $ 214,074 | $ 151,000 |
| Durham-Chapel Hill, NC | 387 | $ 90,015,000 | $ 232,596 | $ 139,000 |
| Bakersfield, CA | 377 | $ 66,015,000 | $ 175,106 | $ 129,000 |
| Boston, MA | 374 | $ 120,810,000 | $ 323,021 | $ 178,000 |
| Cambridge-Newton-Framingham, MA | 373 | $ 137,875,000 | $ 369,638 | $ 210,000 |
| Greensboro-High Point, NC | 372 | $ 70,110,000 | $ 188,467 | $ 131,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 366 | $ 75,910,000 | $ 207,404 | $ 125,000 |
| Dayton-Springfield-Kettering, OH | 361 | $ 69,235,000 | $ 191,786 | $ 120,000 |
| Montgomery, AL | 356 | $ 62,410,000 | $ 175,308 | $ 116,000 |
| Little Rock-North Little Rock-Conway, AR | 349 | $ 63,635,000 | $ 182,335 | $ 128,000 |
| Ocala, FL | 347 | $ 69,375,000 | $ 199,927 | $ 109,000 |
| Daphne-Fairhope-Foley, AL | 340 | $ 71,250,000 | $ 209,558 | $ 118,000 |
| Hinesville, GA | 336 | $ 55,920,000 | $ 166,428 | $ 101,000 |
| Fresno, CA | 326 | $ 67,730,000 | $ 207,760 | $ 139,000 |
| Winston-Salem, NC | 325 | $ 54,985,000 | $ 169,184 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 317 | $ 63,745,000 | $ 201,088 | $ 142,000 |
| Corpus Christi, TX | 316 | $ 70,480,000 | $ 223,037 | $ 139,000 |
| Olympia-Tumwater, WA | 316 | $ 73,780,000 | $ 233,481 | $ 141,000 |
| Milwaukee-Waukesha-West Allis, WI | 310 | $ 56,250,000 | $ 181,451 | $ 120,000 |
| Tulsa, OK | 308 | $ 54,930,000 | $ 178,344 | $ 125,000 |
| Panama City, FL | 305 | $ 68,055,000 | $ 223,131 | $ 145,000 |
| Warner Robins, GA | 303 | $ 57,075,000 | $ 188,366 | $ 115,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 300 | $ 46,550,000 | $ 155,166 | $ 116,000 |
| Albany-Schenectady-Troy, NY | 285 | $ 60,785,000 | $ 213,280 | $ 126,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 278 | $ 52,250,000 | $ 187,949 | $ 134,262 |
| Mobile, AL | 272 | $ 40,670,000 | $ 149,522 | $ 101,000 |
| Harrisburg-Carlisle, PA | 267 | $ 51,165,000 | $ 191,629 | $ 137,000 |
| Chattanooga, TN-GA | 266 | $ 60,550,000 | $ 227,631 | $ 139,157 |
| Baton Rouge, LA | 263 | $ 40,765,000 | $ 155,000 | $ 120,000 |
| Portland-South Portland, ME | 261 | $ 63,435,000 | $ 243,045 | $ 151,000 |
| Vallejo-Fairfield, CA | 261 | $ 59,155,000 | $ 226,647 | $ 157,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 259 | $ 72,235,000 | $ 278,899 | $ 157,000 |
| Lake County-Porter County-Jasper County, IN | 248 | $ 40,820,000 | $ 164,596 | $ 113,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 247 | $ 51,615,000 | $ 208,967 | $ 148,000 |
| Boise City, ID | 244 | $ 63,160,000 | $ 258,852 | $ 141,000 |
| Shreveport-Bossier City, LA | 240 | $ 55,720,000 | $ 232,166 | $ 111,000 |
| Slidell-Mandeville-Covington, LA | 239 | $ 50,225,000 | $ 210,146 | $ 131,000 |
| York-Hanover, PA | 238 | $ 49,440,000 | $ 207,731 | $ 131,000 |
| Akron, OH | 232 | $ 35,120,000 | $ 151,379 | $ 119,000 |
| Anchorage, AK | 223 | $ 63,415,000 | $ 284,372 | $ 154,000 |
| Spartanburg, SC | 222 | $ 44,370,000 | $ 199,864 | $ 113,000 |
| Tallahassee, FL | 219 | $ 43,555,000 | $ 198,881 | $ 125,000 |
| Jackson, MS | 218 | $ 39,130,000 | $ 179,495 | $ 112,000 |
| Reno, NV | 214 | $ 51,460,000 | $ 240,467 | $ 152,000 |
| Grand Rapids-Wyoming, MI | 208 | $ 39,500,000 | $ 189,903 | $ 132,000 |
| Pinehurst-Southern Pines, NC | 208 | $ 51,710,000 | $ 248,605 | $ 136,000 |
| Atlantic City-Hammonton, NJ | 207 | $ 45,475,000 | $ 219,685 | $ 162,000 |
| Bridgeport-Stamford-Norwalk, CT | 207 | $ 60,225,000 | $ 290,942 | $ 189,000 |
| Elgin, IL | 202 | $ 46,880,000 | $ 232,079 | $ 149,000 |
| Syracuse, NY | 199 | $ 36,415,000 | $ 182,989 | $ 117,000 |
| Wichita, KS | 198 | $ 38,370,000 | $ 193,787 | $ 113,000 |
| Elizabethtown-Fort Knox, KY | 197 | $ 32,105,000 | $ 162,969 | $ 109,000 |
| Rochester, NY | 194 | $ 30,070,000 | $ 155,000 | $ 135,000 |
| Albany, GA | 185 | $ 23,455,000 | $ 126,783 | $ 117,000 |
| Dover, DE | 184 | $ 35,540,000 | $ 193,152 | $ 114,000 |
| Las Cruces, NM | 183 | $ 32,115,000 | $ 175,491 | $ 121,000 |
| Spokane-Spokane Valley, WA | 182 | $ 45,400,000 | $ 249,450 | $ 140,000 |
| Worcester, MA-CT | 182 | $ 48,270,000 | $ 265,219 | $ 152,000 |
| Lawton, OK | 179 | $ 27,265,000 | $ 152,318 | $ 102,000 |
| Springfield, MO | 177 | $ 34,345,000 | $ 194,039 | $ 103,000 |
| Stockton-Lodi, CA | 174 | $ 33,950,000 | $ 195,114 | $ 134,000 |
| Asheville, NC | 173 | $ 39,355,000 | $ 227,485 | $ 142,000 |
| Greeley, CO | 170 | $ 40,510,000 | $ 238,294 | $ 141,000 |
| Auburn-Opelika, AL | 168 | $ 29,540,000 | $ 175,833 | $ 127,000 |
| New Haven-Milford, CT | 168 | $ 31,840,000 | $ 189,523 | $ 138,000 |
| Rockingham County-Strafford County, NH | 168 | $ 50,970,000 | $ 303,392 | $ 176,000 |
| Toledo, OH | 168 | $ 24,930,000 | $ 148,392 | $ 116,000 |
| Prescott Valley-Prescott, AZ | 167 | $ 40,905,000 | $ 244,940 | $ 135,000 |
| Sierra Vista-Douglas, AZ | 167 | $ 26,645,000 | $ 159,550 | $ 114,000 |
| Charlottesville, VA | 166 | $ 45,540,000 | $ 274,337 | $ 165,000 |
| Hanford-Corcoran, CA | 166 | $ 28,840,000 | $ 173,734 | $ 125,000 |
| Salt Lake City, UT | 164 | $ 44,460,000 | $ 271,097 | $ 157,000 |
| Macon-Bibb County, GA | 163 | $ 26,115,000 | $ 160,214 | $ 107,000 |
| Hickory-Lenoir-Morganton, NC | 160 | $ 29,080,000 | $ 181,750 | $ 111,000 |
| Fort Collins, CO | 157 | $ 47,725,000 | $ 303,980 | $ 201,000 |
| Manchester-Nashua, NH | 156 | $ 38,390,000 | $ 246,089 | $ 167,000 |
| Gainesville, FL | 155 | $ 31,515,000 | $ 203,322 | $ 136,000 |
| Homosassa Springs, FL | 155 | $ 30,335,000 | $ 195,709 | $ 115,000 |
| Roanoke, VA | 155 | $ 27,335,000 | $ 176,354 | $ 114,000 |
| Lake Havasu City-Kingman, AZ | 151 | $ 29,445,000 | $ 195,000 | $ 119,000 |
| Lynchburg, VA | 150 | $ 35,610,000 | $ 237,400 | $ 141,000 |
| Ogden-Clearfield, UT | 147 | $ 40,705,000 | $ 276,904 | $ 145,000 |
| Punta Gorda, FL | 145 | $ 34,495,000 | $ 237,896 | $ 131,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 143 | $ 22,455,000 | $ 157,027 | $ 131,000 |
| Manhattan, KS | 141 | $ 22,155,000 | $ 157,127 | $ 115,000 |
| Naples-Immokalee-Marco Island, FL | 137 | $ 45,375,000 | $ 331,204 | $ 187,000 |
| Brunswick, GA | 136 | $ 22,930,000 | $ 168,602 | $ 125,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 136 | $ 56,280,000 | $ 413,823 | $ 223,000 |
| Greenville, NC | 133 | $ 20,845,000 | $ 156,729 | $ 109,000 |
| Lancaster, PA | 129 | $ 25,965,000 | $ 201,279 | $ 125,000 |
| Burlington, NC | 128 | $ 28,490,000 | $ 222,578 | $ 107,000 |
| Springfield, MA | 126 | $ 27,350,000 | $ 217,063 | $ 118,000 |
| Trenton, NJ | 126 | $ 30,660,000 | $ 243,333 | $ 162,000 |
| Valdosta, GA | 123 | $ 20,955,000 | $ 170,365 | $ 99,000 |
| Lexington-Fayette, KY | 122 | $ 27,530,000 | $ 225,655 | $ 144,000 |
| Rocky Mount, NC | 121 | $ 18,665,000 | $ 154,256 | $ 93,000 |
| Reading, PA | 119 | $ 21,025,000 | $ 176,680 | $ 129,000 |
| Wildwood-The Villages, FL | 119 | $ 33,145,000 | $ 278,529 | $ 140,000 |
| Goldsboro, NC | 118 | $ 17,360,000 | $ 147,118 | $ 91,000 |
| Waterbury-Shelton, CT | 116 | $ 20,160,000 | $ 173,793 | $ 124,000 |
| Gainesville, GA | 115 | $ 24,255,000 | $ 210,913 | $ 141,000 |
| Salinas, CA | 114 | $ 37,180,000 | $ 326,140 | $ 193,000 |
| Youngstown-Warren-Boardman, OH-PA | 114 | $ 12,600,000 | $ 110,526 | $ 92,000 |
| Lafayette, LA | 110 | $ 17,900,000 | $ 162,727 | $ 103,000 |
| McAllen-Edinburg-Mission, TX | 110 | $ 23,430,000 | $ 213,000 | $ 112,000 |
| Waco, TX | 109 | $ 23,405,000 | $ 214,724 | $ 133,000 |
| Modesto, CA | 107 | $ 20,875,000 | $ 195,093 | $ 132,000 |
| Sumter, SC | 107 | $ 17,795,000 | $ 166,308 | $ 102,000 |
| Canton-Massillon, OH | 106 | $ 15,430,000 | $ 145,566 | $ 115,000 |
| Mount Vernon-Anacortes, WA | 104 | $ 25,550,000 | $ 245,673 | $ 148,000 |
| Fort Wayne, IN | 103 | $ 18,655,000 | $ 181,116 | $ 112,000 |
| Visalia-Porterville, CA | 103 | $ 20,975,000 | $ 203,640 | $ 133,000 |
| Des Moines-West Des Moines, IA | 101 | $ 21,645,000 | $ 214,306 | $ 153,000 |
| Watertown-Fort Drum, NY | 100 | $ 19,150,000 | $ 191,500 | $ 107,000 |
| Bend-Redmond, OR | 94 | $ 28,310,000 | $ 301,170 | $ 159,000 |
| Florence, SC | 94 | $ 15,270,000 | $ 162,446 | $ 106,000 |
| San Francisco-Redwood City-South San Francisco, CA | 94 | $ 48,810,000 | $ 519,255 | $ 279,000 |
| El Centro, CA | 93 | $ 14,665,000 | $ 157,688 | $ 123,000 |
| Kennewick-Richland, WA | 93 | $ 24,495,000 | $ 263,387 | $ 148,000 |
| Madison, WI | 93 | $ 20,975,000 | $ 225,537 | $ 141,000 |
| Rockford, IL | 93 | $ 14,585,000 | $ 156,827 | $ 114,000 |
| Johnson City, TN | 92 | $ 21,870,000 | $ 237,717 | $ 149,000 |
| Pueblo, CO | 89 | $ 15,865,000 | $ 178,258 | $ 100,000 |
| Sebastian-Vero Beach, FL | 89 | $ 17,865,000 | $ 200,730 | $ 130,000 |
| South Bend-Mishawaka, IN-MI | 88 | $ 14,470,000 | $ 164,431 | $ 130,090 |
| Kingsport-Bristol-Bristol, TN-VA | 87 | $ 18,885,000 | $ 217,068 | $ 178,321 |
| Davenport-Moline-Rock Island, IA-IL | 86 | $ 13,780,000 | $ 160,232 | $ 114,686 |
| Provo-Orem, UT | 86 | $ 27,970,000 | $ 325,232 | $ 150,000 |
| Lansing-East Lansing, MI | 85 | $ 14,345,000 | $ 168,764 | $ 110,000 |
| Dothan, AL | 84 | $ 15,130,000 | $ 180,119 | $ 115,000 |
| Salem, OR | 84 | $ 21,580,000 | $ 256,904 | $ 125,000 |
| Santa Maria-Santa Barbara, CA | 83 | $ 29,545,000 | $ 355,963 | $ 177,000 |
| Tuscaloosa, AL | 83 | $ 12,835,000 | $ 154,638 | $ 105,000 |
| Athens-Clarke County, GA | 82 | $ 15,270,000 | $ 186,219 | $ 109,000 |
| Eugene, OR | 81 | $ 20,525,000 | $ 253,395 | $ 131,000 |
| Chambersburg-Waynesboro, PA | 80 | $ 15,080,000 | $ 188,500 | $ 129,000 |
| Huntington-Ashland, WV-KY-OH | 79 | $ 11,575,000 | $ 146,518 | $ 97,000 |
| College Station-Bryan, TX | 78 | $ 19,930,000 | $ 255,512 | $ 129,000 |
| Grand Junction, CO | 77 | $ 17,995,000 | $ 233,701 | $ 130,000 |
| Flint, MI | 76 | $ 11,390,000 | $ 149,868 | $ 92,000 |
| Lubbock, TX | 76 | $ 15,980,000 | $ 210,263 | $ 129,000 |
| Sherman-Denison, TX | 76 | $ 17,830,000 | $ 234,605 | $ 129,000 |
| Lincoln, NE | 75 | $ 15,865,000 | $ 211,533 | $ 129,000 |
| Blacksburg-Christiansburg-Radford, VA | 74 | $ 15,350,000 | $ 207,432 | $ 143,000 |
| Boulder, CO | 74 | $ 27,520,000 | $ 371,891 | $ 191,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 74 | $ 22,180,000 | $ 299,729 | $ 187,000 |
| Beaumont-Port Arthur, TX | 73 | $ 12,205,000 | $ 167,191 | $ 107,000 |
| Salisbury, MD-DE | 72 | $ 12,230,000 | $ 169,861 | $ 105,000 |
| Staunton-Waynesboro, VA | 71 | $ 17,145,000 | $ 241,478 | $ 114,000 |
| Kenosha, WI | 70 | $ 14,790,000 | $ 211,285 | $ 126,000 |
| Topeka, KS | 70 | $ 13,590,000 | $ 194,142 | $ 129,000 |
| Barnstable Town, MA | 68 | $ 22,000,000 | $ 323,529 | $ 181,000 |
| Cheyenne, WY | 67 | $ 17,965,000 | $ 268,134 | $ 135,000 |
| Bangor, ME | 66 | $ 10,680,000 | $ 161,818 | $ 117,000 |
| Bellingham, WA | 66 | $ 20,480,000 | $ 310,303 | $ 142,000 |
| Decatur, AL | 66 | $ 12,290,000 | $ 186,212 | $ 126,000 |
| Brownsville-Harlingen, TX | 64 | $ 13,590,000 | $ 212,343 | $ 114,000 |
| Erie, PA | 64 | $ 10,320,000 | $ 161,250 | $ 104,000 |
| Fort Smith, AR-OK | 64 | $ 14,600,000 | $ 228,125 | $ 118,375 |
| Racine, WI | 64 | $ 9,440,000 | $ 147,500 | $ 113,000 |
| Santa Fe, NM | 64 | $ 19,420,000 | $ 303,437 | $ 158,000 |
| Tyler, TX | 64 | $ 14,710,000 | $ 229,843 | $ 133,000 |
| Ann Arbor, MI | 63 | $ 13,925,000 | $ 221,031 | $ 157,000 |
| Coeur D'Alene, ID | 63 | $ 18,505,000 | $ 293,730 | $ 140,000 |
| Green Bay, WI | 63 | $ 14,455,000 | $ 229,444 | $ 148,000 |
| Gettysburg, PA | 61 | $ 11,245,000 | $ 184,344 | $ 139,000 |
| Billings, MT | 60 | $ 13,580,000 | $ 226,333 | $ 132,000 |
| Idaho Falls, ID | 60 | $ 13,270,000 | $ 221,166 | $ 134,000 |
| Lake Charles, LA | 58 | $ 8,730,000 | $ 150,517 | $ 116,000 |
| Hammond, LA | 57 | $ 8,475,000 | $ 148,684 | $ 101,000 |
| Peoria, IL | 57 | $ 8,405,000 | $ 147,456 | $ 109,000 |
| Utica-Rome, NY | 57 | $ 8,745,000 | $ 153,421 | $ 145,000 |
| Amarillo, TX | 55 | $ 11,435,000 | $ 207,909 | $ 113,000 |
| Binghamton, NY | 55 | $ 7,925,000 | $ 144,090 | $ 97,000 |
| Burlington-South Burlington, VT | 55 | $ 13,385,000 | $ 243,363 | $ 153,000 |
| Jackson, TN | 55 | $ 9,285,000 | $ 168,818 | $ 109,000 |
| Longview, TX | 54 | $ 9,630,000 | $ 178,333 | $ 117,000 |
| Columbia, MO | 53 | $ 10,705,000 | $ 201,981 | $ 128,000 |
| Morgantown, WV | 53 | $ 12,035,000 | $ 227,075 | $ 141,000 |
| Santa Rosa, CA | 52 | $ 16,790,000 | $ 322,884 | $ 195,000 |
| Wichita Falls, TX | 52 | $ 9,970,000 | $ 191,730 | $ 107,000 |
| Evansville, IN-KY | 51 | $ 8,225,000 | $ 161,274 | $ 105,000 |
| Fairbanks, AK | 51 | $ 11,095,000 | $ 217,549 | $ 113,000 |
| Helena, MT | 51 | $ 17,385,000 | $ 340,882 | $ 146,000 |
| Redding, CA | 51 | $ 8,995,000 | $ 176,372 | $ 112,000 |
| Yuba City, CA | 51 | $ 11,895,000 | $ 233,235 | $ 130,000 |
| Anniston-Oxford-Jacksonville, AL | 50 | $ 7,430,000 | $ 148,600 | $ 106,000 |
| Cleveland, TN | 50 | $ 13,040,000 | $ 260,800 | $ 125,000 |
| Kalamazoo-Portage, MI | 50 | $ 8,330,000 | $ 166,600 | $ 115,000 |
| Lafayette-West Lafayette, IN | 50 | $ 11,060,000 | $ 221,200 | $ 122,000 |
| Medford, OR | 50 | $ 11,450,000 | $ 229,000 | $ 130,000 |
| Monroe, LA | 50 | $ 7,470,000 | $ 149,400 | $ 89,000 |
| Flagstaff, AZ | 49 | $ 14,835,000 | $ 302,755 | $ 150,000 |
| Harrisonburg, VA | 49 | $ 10,805,000 | $ 220,510 | $ 140,000 |
| Niles-Benton Harbor, MI | 48 | $ 10,110,000 | $ 210,625 | $ 149,000 |
| Champaign-Urbana, IL | 47 | $ 6,835,000 | $ 145,425 | $ 117,000 |
| Rapid City, SD | 47 | $ 13,155,000 | $ 279,893 | $ 136,000 |
| San Angelo, TX | 47 | $ 9,695,000 | $ 206,276 | $ 114,000 |
| Sioux Falls, SD | 47 | $ 13,475,000 | $ 286,702 | $ 150,000 |
| Vineland-Bridgeton, NJ | 47 | $ 8,925,000 | $ 189,893 | $ 105,000 |
| Joplin, MO | 45 | $ 8,655,000 | $ 192,333 | $ 92,844 |
| Muskegon, MI | 45 | $ 5,885,000 | $ 130,777 | $ 110,000 |
| Abilene, TX | 44 | $ 10,100,000 | $ 229,545 | $ 110,000 |
| Duluth, MN-WI | 44 | $ 8,640,000 | $ 196,363 | $ 113,022 |
| Bloomington, IN | 43 | $ 9,455,000 | $ 219,883 | $ 122,000 |
| Bowling Green, KY | 43 | $ 8,955,000 | $ 208,255 | $ 107,000 |
| Cedar Rapids, IA | 43 | $ 7,735,000 | $ 179,883 | $ 116,000 |
| Hattiesburg, MS | 43 | $ 9,545,000 | $ 221,976 | $ 130,000 |
| Kankakee, IL | 43 | $ 7,105,000 | $ 165,232 | $ 127,000 |
| Traverse City, MI | 43 | $ 9,385,000 | $ 218,255 | $ 134,000 |
| Florence-Muscle Shoals, AL | 42 | $ 8,150,000 | $ 194,047 | $ 131,000 |
| Glens Falls, NY | 42 | $ 9,180,000 | $ 218,571 | $ 145,000 |
| Houma-Thibodaux, LA | 42 | $ 6,490,000 | $ 154,523 | $ 120,000 |
| Monroe, MI | 42 | $ 8,330,000 | $ 198,333 | $ 101,000 |
| Morristown, TN | 41 | $ 9,275,000 | $ 226,219 | $ 131,000 |
| Texarkana, TX-AR | 41 | $ 6,645,000 | $ 162,073 | $ 87,707 |
| Jackson, MI | 40 | $ 7,590,000 | $ 189,750 | $ 104,000 |
| Rome, GA | 40 | $ 8,280,000 | $ 207,000 | $ 135,000 |
| St. George, UT | 40 | $ 12,710,000 | $ 317,750 | $ 193,000 |
| Alexandria, LA | 39 | $ 6,815,000 | $ 174,743 | $ 109,000 |
| Battle Creek, MI | 39 | $ 5,145,000 | $ 131,923 | $ 115,000 |
| Bloomington, IL | 39 | $ 7,365,000 | $ 188,846 | $ 112,000 |
| Sebring, FL | 39 | $ 7,375,000 | $ 189,102 | $ 98,000 |
| Appleton, WI | 38 | $ 8,290,000 | $ 218,157 | $ 119,000 |
| Hot Springs, AR | 38 | $ 9,270,000 | $ 243,947 | $ 198,000 |
| Jefferson City, MO | 38 | $ 9,360,000 | $ 246,315 | $ 112,000 |
| Kahului-Wailuku-Lahaina, HI | 38 | $ 13,590,000 | $ 357,631 | $ 164,000 |
| Merced, CA | 38 | $ 5,700,000 | $ 150,000 | $ 107,000 |
| Beckley, WV | 37 | $ 6,595,000 | $ 178,243 | $ 132,000 |
| Charleston, WV | 37 | $ 4,505,000 | $ 121,756 | $ 105,000 |
| Great Falls, MT | 37 | $ 9,005,000 | $ 243,378 | $ 107,000 |
| Minot, ND | 37 | $ 9,025,000 | $ 243,918 | $ 105,000 |
| Wenatchee, WA | 37 | $ 11,185,000 | $ 302,297 | $ 159,000 |
| Janesville-Beloit, WI | 36 | $ 6,140,000 | $ 170,555 | $ 106,000 |
| Rochester, MN | 36 | $ 7,650,000 | $ 212,500 | $ 141,000 |
| Yakima, WA | 36 | $ 7,690,000 | $ 213,611 | $ 123,000 |
| Midland, TX | 35 | $ 11,455,000 | $ 327,285 | $ 184,000 |
| Saginaw, MI | 35 | $ 5,885,000 | $ 168,142 | $ 89,000 |
| Springfield, IL | 34 | $ 5,430,000 | $ 159,705 | $ 98,000 |
| Lebanon, PA | 33 | $ 8,215,000 | $ 248,939 | $ 146,000 |
| Parkersburg-Vienna, WV | 33 | $ 4,955,000 | $ 150,151 | $ 96,000 |
| Sandusky, OH | 33 | $ 6,635,000 | $ 201,060 | $ 141,000 |
| Fargo, ND-MN | 32 | $ 7,680,000 | $ 240,000 | $ 162,062 |
| Wheeling, WV-OH | 32 | $ 6,230,000 | $ 194,687 | $ 154,312 |
| Kingston, NY | 31 | $ 5,965,000 | $ 192,419 | $ 125,000 |
| Mansfield, OH | 31 | $ 5,565,000 | $ 179,516 | $ 100,000 |
| Logan, UT-ID | 30 | $ 9,070,000 | $ 302,333 | $ 114,900 |
| Ithaca, NY | 29 | $ 4,885,000 | $ 168,448 | $ 199,000 |
| Laredo, TX | 29 | $ 6,995,000 | $ 241,206 | $ 123,000 |
| Lewiston-Auburn, ME | 29 | $ 6,015,000 | $ 207,413 | $ 115,000 |
| Missoula, MT | 29 | $ 6,035,000 | $ 208,103 | $ 115,000 |
| Owensboro, KY | 29 | $ 7,175,000 | $ 247,413 | $ 118,000 |
| St. Cloud, MN | 29 | $ 6,005,000 | $ 207,068 | $ 100,000 |
| Bozeman, MT | 28 | $ 9,540,000 | $ 340,714 | $ 174,000 |
| Grand Forks, ND-MN | 28 | $ 5,560,000 | $ 198,571 | $ 107,821 |
| Grants Pass, OR | 28 | $ 4,750,000 | $ 169,642 | $ 114,000 |
| Jonesboro, AR | 28 | $ 4,180,000 | $ 149,285 | $ 111,000 |
| Longview, WA | 28 | $ 6,740,000 | $ 240,714 | $ 121,000 |
| Santa Cruz-Watsonville, CA | 28 | $ 12,300,000 | $ 439,285 | $ 246,000 |
| Springfield, OH | 28 | $ 3,550,000 | $ 126,785 | $ 114,000 |
| Terre Haute, IN | 28 | $ 4,160,000 | $ 148,571 | $ 103,000 |
| Chico, CA | 27 | $ 5,595,000 | $ 207,222 | $ 127,000 |
| Paducah, KY-IL | 27 | $ 4,485,000 | $ 166,111 | $ 89,962 |
| State College, PA | 27 | $ 7,375,000 | $ 273,148 | $ 118,000 |
| Williamsport, PA | 27 | $ 3,875,000 | $ 143,518 | $ 86,000 |
| Decatur, IL | 26 | $ 3,050,000 | $ 117,307 | $ 105,000 |
| Farmington, NM | 26 | $ 4,850,000 | $ 186,538 | $ 136,000 |
| Johnstown, PA | 26 | $ 2,970,000 | $ 114,230 | $ 76,000 |
| San Rafael, CA | 26 | $ 18,240,000 | $ 701,538 | $ 319,000 |
| Albany, OR | 25 | $ 4,655,000 | $ 186,200 | $ 98,000 |
| Cape Girardeau, MO-IL | 25 | $ 5,355,000 | $ 214,200 | $ 123,040 |
| Dalton, GA | 25 | $ 4,275,000 | $ 171,000 | $ 88,000 |
| Gadsden, AL | 25 | $ 4,545,000 | $ 181,800 | $ 114,000 |
| Elkhart-Goshen, IN | 24 | $ 3,610,000 | $ 150,416 | $ 99,000 |
| Weirton-Steubenville, WV-OH | 24 | $ 3,550,000 | $ 147,916 | $ 106,625 |
| Carson City, NV | 23 | $ 8,305,000 | $ 361,086 | $ 161,000 |
| Eau Claire, WI | 23 | $ 4,685,000 | $ 203,695 | $ 94,000 |
| La Crosse-Onalaska, WI-MN | 23 | $ 4,775,000 | $ 207,608 | $ 123,652 |
| Lawrence, KS | 23 | $ 4,335,000 | $ 188,478 | $ 144,000 |
| Muncie, IN | 23 | $ 3,495,000 | $ 151,956 | $ 105,000 |
| Pocatello, ID | 23 | $ 5,375,000 | $ 233,695 | $ 123,000 |
| Bay City, MI | 22 | $ 2,700,000 | $ 122,727 | $ 93,000 |
| St. Joseph, MO-KS | 22 | $ 2,910,000 | $ 132,272 | $ 104,000 |
| Twin Falls, ID | 22 | $ 3,050,000 | $ 138,636 | $ 106,000 |
| Altoona, PA | 21 | $ 3,375,000 | $ 160,714 | $ 81,000 |
| Amherst Town-Northampton, MA | 21 | $ 5,055,000 | $ 240,714 | $ 160,000 |
| Oshkosh-Neenah, WI | 21 | $ 4,555,000 | $ 216,904 | $ 143,000 |
| Wausau, WI | 21 | $ 3,325,000 | $ 158,333 | $ 126,000 |
| Lima, OH | 20 | $ 2,840,000 | $ 142,000 | $ 93,000 |
| Napa, CA | 19 | $ 6,855,000 | $ 360,789 | $ 257,000 |
| Elmira, NY | 18 | $ 3,280,000 | $ 182,222 | $ 105,000 |
| Sheboygan, WI | 18 | $ 3,770,000 | $ 209,444 | $ 129,000 |
| Columbus, IN | 17 | $ 3,245,000 | $ 190,882 | $ 105,000 |
| Iowa City, IA | 17 | $ 3,665,000 | $ 215,588 | $ 97,000 |
| Kokomo, IN | 17 | $ 3,255,000 | $ 191,470 | $ 102,000 |
| Midland, MI | 17 | $ 3,505,000 | $ 206,176 | $ 120,000 |
| Pittsfield, MA | 17 | $ 3,945,000 | $ 232,058 | $ 138,000 |
| Walla Walla, WA | 17 | $ 4,335,000 | $ 255,000 | $ 124,000 |
| Michigan City-La Porte, IN | 16 | $ 2,190,000 | $ 136,875 | $ 107,000 |
| Ames, IA | 15 | $ 2,745,000 | $ 183,000 | $ 130,000 |
| Corvallis, OR | 15 | $ 3,445,000 | $ 229,666 | $ 213,000 |
| Odessa, TX | 15 | $ 3,145,000 | $ 209,666 | $ 130,000 |
| Mankato-North Mankato, MN | 14 | $ 2,280,000 | $ 162,857 | $ 110,000 |
| Bismarck, ND | 13 | $ 2,995,000 | $ 230,384 | $ 129,000 |
| Casper, WY | 13 | $ 2,615,000 | $ 201,153 | $ 122,000 |
| Fond Du Lac, WI | 13 | $ 2,435,000 | $ 187,307 | $ 80,000 |
| Grand Island, NE | 13 | $ 2,055,000 | $ 158,076 | $ 72,000 |
| Lewiston, ID-WA | 13 | $ 3,715,000 | $ 285,769 | $ 117,846 |
| Victoria, TX | 13 | $ 2,635,000 | $ 202,692 | $ 115,000 |
| Enid, OK | 11 | $ 2,485,000 | $ 225,909 | $ 111,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 1,675,000 | $ 152,272 | $ 67,000 |
| Dubuque, IA | 10 | $ 1,990,000 | $ 199,000 | $ 105,000 |
| Sioux City, IA-NE-SD | 9 | $ 2,315,000 | $ 257,222 | $ 154,666 |
| Eagle Pass, TX | 5 | $ 955,000 | $ 191,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 59,289 | $22,226,135,000 | $374,000 | $3,505,000 | $146,000 | $9,168,000 |
| Other Purpose | 51,129 | $5,008,665,000 | $97,000 | $4,305,000 | $132,000 | $7,344,000 |
| Home Improvement | 45,843 | $4,372,525,000 | $95,000 | $2,005,000 | $139,000 | $7,300,000 |
| Cash-out Refinancing | 18,051 | $4,369,255,000 | $242,000 | $2,755,000 | $135,000 | $3,656,000 |
| Refinancing | 8,215 | $2,914,575,000 | $354,000 | $7,005,000 | $154,000 | $8,301,000 |
| Not Applicable | 153 | $25,275,000 | $165,000 | $395,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 86,182 | $18,821,260,000 | $218,000 | $4,805,000 | $145,000 | $7,919,000 |
| Black or African American | 36,748 | $6,559,170,000 | $178,000 | $3,895,000 | $124,000 | $9,168,000 |
| Hispanic | 24,685 | $5,129,235,000 | $207,000 | $7,005,000 | $131,000 | $4,178,000 |
| Not Provided | 21,779 | $5,057,215,000 | $232,000 | $4,005,000 | $149,000 | $8,301,000 |
| Asian | 9,620 | $2,605,110,000 | $270,000 | $3,505,000 | $153,000 | $3,656,000 |
| American Indian or Alaskan Native | 2,401 | $457,965,000 | $190,000 | $1,455,000 | $124,000 | $5,631,000 |
| Native Hawaiian or Other Pacific Islander | 815 | $167,425,000 | $205,000 | $1,655,000 | $130,000 | $1,148,000 |
| Not applicable | 450 | $119,050,000 | $264,000 | $3,005,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 148,026 | $25,473,490,000 | $172,000 | $7,005,000 | $141,000 | $9,168,000 |
| VA-guaranteed (Veterans Administration) | 34,552 | $13,424,960,000 | $388,000 | $2,755,000 | $131,000 | $2,242,000 |
| FHA-insured (Federal Housing Administration) | 102 | $17,980,000 | $176,000 | $415,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 82,022 | $17,695,300,000 | $215,000 | $2,565,000 | $141,000 | $3,061,000 |
| Application Denied By Financial Institution | 43,754 | $7,225,640,000 | $165,000 | $7,005,000 | $122,000 | $7,344,000 |
| Application Withdrawn By Applicant | 43,374 | $11,097,860,000 | $255,000 | $4,305,000 | $152,000 | $9,168,000 |
| File Closed For Incompleteness | 10,736 | $2,184,250,000 | $203,000 | $2,655,000 | $149,000 | $8,301,000 |
| Application Approved But Not Accepted | 1,609 | $251,495,000 | $156,000 | $2,005,000 | $129,000 | $669,000 |
| Preapproval Denied by Financial Institution | 423 | $189,245,000 | $447,000 | $2,505,000 | $116,000 | $824,000 |
| Loan Purchased By The Institution | 391 | $87,345,000 | $223,000 | $905,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 371 | $185,295,000 | $499,000 | $2,005,000 | $156,000 | $658,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 138,503 | $31,501,545,000 | $227,000 | $4,305,000 | $145,000 | $9,168,000 |
| Debt-To-Income Ratio | 17,826 | $3,411,070,000 | $191,000 | $3,505,000 | $90,000 | $3,331,000 |
| Other | 10,279 | $1,565,185,000 | $152,000 | $4,805,000 | $150,000 | $7,344,000 |
| Credit History | 9,211 | $1,259,865,000 | $136,000 | $7,005,000 | $150,000 | $3,200,000 |
| Collateral | 2,867 | $372,265,000 | $129,000 | $2,755,000 | $149,000 | $2,508,000 |
| Credit Application Incomplete | 1,563 | $333,365,000 | $213,000 | $3,895,000 | $132,000 | $2,500,000 |
| Unverifiable Information | 1,546 | $265,820,000 | $171,000 | $2,005,000 | $111,000 | $3,750,000 |
| Employment History | 623 | $143,205,000 | $229,000 | $2,165,000 | $47,000 | $526,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 261 | $63,955,000 | $245,000 | $1,855,000 | $123,000 | $878,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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