NFM, Inc Mortgage Lending & HMDA Data, 2010

In 2010, NFM, Inc of Linthicum, MD reported 4,277 mortgage applications totaling $1.0 billion, down 27% from 2009. The average application was for $241,043, and applicants reported an average income of $59,898. 84% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (672), Baltimore-Towson, MD (450) and Philadelphia, PA (192) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 4,277
Total Mortgage Loan Application Amount $1,030,941,000
Average Mortgage Loan Application Amount $241,043
Highest Mortgage Loan Application Amount $1,110,000
Average Applicant Income $59,898
Highest Applicant Income $780,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore, Maryland 161 $ 36,351,000 $ 225,782 $ 61,000
Fairfax, Virginia 152 $ 54,079,000 $ 355,782 $ 130,000
Montgomery, Maryland 133 $ 43,776,000 $ 329,142 $ 97,000
Prince George's, Maryland 125 $ 34,725,000 $ 277,800 $ 70,000
Anne Arundel, Maryland 88 $ 24,316,000 $ 276,318 $ 86,000
Prince William, Virginia 88 $ 22,082,000 $ 250,931 $ 71,000
Baltimore City, Maryland 80 $ 17,125,000 $ 214,062 $ 73,000
Loudoun, Virginia 73 $ 25,241,000 $ 345,767 $ 107,000
District of Columbia, District Of Columbia 65 $ 21,462,000 $ 330,184 $ 109,000
Philadelphia, Pennsylvania 56 $ 10,289,000 $ 183,732 $ 42,000
Galveston, Texas 54 $ 7,519,000 $ 139,240 $ 82,000
York, Pennsylvania 53 $ 9,482,000 $ 178,905 $ 42,000
Monmouth, New Jersey 50 $ 15,059,000 $ 301,180 $ 71,000
Burlington, New Jersey 47 $ 11,036,000 $ 234,808 $ 70,000
Frederick, Maryland 46 $ 13,196,000 $ 286,869 $ 67,000
New Castle, Delaware 45 $ 10,234,000 $ 227,422 $ 44,000
Lake, Indiana 45 $ 5,727,000 $ 127,266 $ 48,000
Gloucester, New Jersey 45 $ 10,295,000 $ 228,777 $ 64,000
Howard, Maryland 44 $ 15,969,000 $ 362,931 $ 110,000
Montgomery, Pennsylvania 43 $ 10,483,000 $ 243,790 $ 56,000
Bucks, Pennsylvania 38 $ 8,995,000 $ 236,710 $ 60,000
Camden, New Jersey 37 $ 7,397,000 $ 199,918 $ 66,000
Middlesex, New Jersey 37 $ 10,805,000 $ 292,027 $ 69,000
Carroll, Maryland 36 $ 9,073,000 $ 252,027 $ 64,000
Arlington, Virginia 35 $ 14,472,000 $ 413,485 $ 139,000
Harford, Maryland 34 $ 9,317,000 $ 274,029 $ 63,000
Bergen, New Jersey 34 $ 13,942,000 $ 410,058 $ 79,000
Hartford, Connecticut 33 $ 7,294,000 $ 221,030 $ 34,000
Lancaster, Pennsylvania 33 $ 6,767,000 $ 205,060 $ 48,000
Middlesex, Massachusetts 31 $ 9,742,000 $ 314,258 $ 44,000
Harris, Texas 30 $ 4,476,000 $ 149,200 $ 69,000
Alexandria, Virginia 30 $ 11,209,000 $ 373,633 $ 119,000
Fulton, Georgia 29 $ 5,555,000 $ 191,551 $ 38,000
Gwinnett, Georgia 29 $ 5,495,000 $ 189,482 $ 45,000
Fairfield, Connecticut 28 $ 9,195,000 $ 328,392 $ 81,000
Chester, Pennsylvania 28 $ 7,234,000 $ 258,357 $ 81,000
Delaware, Pennsylvania 27 $ 5,721,000 $ 211,888 $ 50,000
Virginia Beach, Virginia 27 $ 6,364,000 $ 235,703 $ 27,000
New Haven, Connecticut 26 $ 5,498,000 $ 211,461 $ 16,000
Cook, Illinois 26 $ 3,179,000 $ 122,269 $ 33,000
Worcester, Massachusetts 26 $ 6,575,000 $ 252,884 $ 40,000
Allegheny, Pennsylvania 26 $ 4,356,000 $ 167,538 $ 49,000
Morris, New Jersey 25 $ 9,142,000 $ 365,680 $ 69,000
Charles, Maryland 23 $ 6,691,000 $ 290,913 $ 58,000
Essex, New Jersey 23 $ 6,617,000 $ 287,695 $ 54,000
Ocean, New Jersey 23 $ 6,449,000 $ 280,391 $ 42,000
Wake, North Carolina 23 $ 5,039,000 $ 219,086 $ 42,000
Brazoria, Texas 23 $ 3,478,000 $ 151,217 $ 91,000
Passaic, New Jersey 20 $ 6,069,000 $ 303,450 $ 63,000
Northampton, Pennsylvania 20 $ 4,557,000 $ 227,850 $ 38,000
Chesterfield, Virginia 20 $ 4,480,000 $ 224,000 $ 57,000
Sussex, Delaware 19 $ 4,357,000 $ 229,315 $ 84,000
Mecklenburg, North Carolina 19 $ 3,772,000 $ 198,526 $ 36,000
Chesapeake, Virginia 19 $ 4,474,000 $ 235,473 $ 55,000
St. Mary's, Maryland 18 $ 5,018,000 $ 278,777 $ 65,000
Essex, Massachusetts 18 $ 5,296,000 $ 294,222 $ 30,000
Plymouth, Massachusetts 18 $ 4,684,000 $ 260,222 $ 22,000
Union, New Jersey 18 $ 4,671,000 $ 259,500 $ 51,000
Stafford, Virginia 18 $ 4,390,000 $ 243,888 $ 57,000
Cobb, Georgia 17 $ 3,843,000 $ 226,058 $ 52,000
Hennepin, Minnesota 17 $ 4,110,000 $ 241,764 $ 40,000
Berks, Pennsylvania 17 $ 3,630,000 $ 213,529 $ 51,000
Dauphin, Pennsylvania 17 $ 2,616,000 $ 153,882 $ 38,000
Cecil, Maryland 16 $ 4,128,000 $ 258,000 $ 58,000
Hillsborough, New Hampshire 16 $ 3,778,000 $ 236,125 $ 55,000
Hudson, New Jersey 16 $ 4,591,000 $ 286,937 $ 29,000
Guilford, North Carolina 16 $ 2,950,000 $ 184,375 $ 59,000
Davidson, Tennessee 16 $ 2,874,000 $ 179,625 $ 23,000
Kent, Delaware 15 $ 3,291,000 $ 219,400 $ 26,000
Broward, Florida 15 $ 3,956,000 $ 263,733 $ 73,000
Miami-Dade, Florida 15 $ 3,196,000 $ 213,066 $ 11,000
Henry, Georgia 15 $ 2,885,000 $ 192,333 $ 20,000
Cumberland, Pennsylvania 15 $ 2,690,000 $ 179,333 $ 52,000
Monroe, Pennsylvania 15 $ 2,615,000 $ 174,333 $ 69,000
Cherokee, Georgia 14 $ 3,313,000 $ 236,642 $ 29,000
Alamance, North Carolina 14 $ 1,671,000 $ 119,357 $ 35,000
Lehigh, Pennsylvania 14 $ 2,843,000 $ 203,071 $ 44,000
Calvert, Maryland 13 $ 3,472,000 $ 267,076 $ 50,000
Norfolk, Massachusetts 13 $ 4,182,000 $ 321,692 $ 38,000
Adams, Pennsylvania 13 $ 2,607,000 $ 200,538 $ 42,000
Middlesex, Connecticut 12 $ 3,322,000 $ 276,833 $ 48,000
Orange, Florida 12 $ 2,530,000 $ 210,833 $ 37,000
Chatham, Georgia 12 $ 2,943,000 $ 245,250 $ 34,000
Mercer, New Jersey 12 $ 2,597,000 $ 216,416 $ 42,000
Shelby, Tennessee 12 $ 1,812,000 $ 151,000 $ 25,000
Bristol, Massachusetts 11 $ 2,776,000 $ 252,363 $ 13,000
Somerset, New Jersey 11 $ 3,246,000 $ 295,090 $ 72,000
Sussex, New Jersey 11 $ 2,902,000 $ 263,818 $ 88,000
Franklin, Pennsylvania 11 $ 1,865,000 $ 169,545 $ 47,000
Lackawanna, Pennsylvania 11 $ 1,587,000 $ 144,272 $ 36,000
Fauquier, Virginia 11 $ 3,209,000 $ 291,727 $ 83,000
Henrico, Virginia 11 $ 2,265,000 $ 205,909 $ 67,000
Spotsylvania, Virginia 11 $ 3,302,000 $ 300,181 $ 62,000
New London, Connecticut 10 $ 2,469,000 $ 246,900 $ 13,000
Hillsborough, Florida 10 $ 2,282,000 $ 228,200 $ 19,000
DeKalb, Georgia 10 $ 2,121,000 $ 212,100 $ 73,000
Washington, Maryland 10 $ 2,043,000 $ 204,300 $ 49,000
Atlantic, New Jersey 10 $ 2,446,000 $ 244,600 $ 54,000
Durham, North Carolina 10 $ 2,281,000 $ 228,100 $ 31,000
Union, North Carolina 10 $ 1,755,000 $ 175,500 $ 34,000
Lebanon, Pennsylvania 10 $ 1,486,000 $ 148,600 $ 18,000
Rutherford, Tennessee 10 $ 1,813,000 $ 181,300 $ 7,000
Frederick, Virginia 10 $ 2,214,000 $ 221,400 $ 32,000
Houston, Georgia 9 $ 1,679,000 $ 186,555 $ 18,000
Worcester, Maryland 9 $ 2,199,000 $ 244,333 $ 100,000
Cumberland, New Jersey 9 $ 1,817,000 $ 201,888 $ 67,000
Forsyth, North Carolina 9 $ 1,505,000 $ 167,222 $ 12,000
Johnston, North Carolina 9 $ 1,395,000 $ 155,000 $ 42,000
Dorchester, South Carolina 9 $ 1,913,000 $ 212,555 $ 11,000
Horry, South Carolina 9 $ 1,829,000 $ 203,222 $ 21,000
Richland, South Carolina 9 $ 1,590,000 $ 176,666 $ 25,000
Tolland, Connecticut 8 $ 1,725,000 $ 215,625 $ 20,000
Columbia, Georgia 8 $ 1,812,000 $ 226,500 $ 24,000
Salem, New Jersey 8 $ 1,593,000 $ 199,125 $ 52,000
Iredell, North Carolina 8 $ 1,420,000 $ 177,500 $ 47,000
Luzerne, Pennsylvania 8 $ 1,209,000 $ 151,125 $ 37,000
Charleston, South Carolina 8 $ 1,635,000 $ 204,375 $ 6,000
Hampton, Virginia 8 $ 1,416,000 $ 177,000 $ 43,000
Duval, Florida 7 $ 1,339,000 $ 191,285 $ 18,000
Lee, Florida 7 $ 1,630,000 $ 232,857 $ 39,000
Coweta, Georgia 7 $ 1,581,000 $ 225,857 $ 22,000
Will, Illinois 7 $ 1,382,000 $ 197,428 $ 65,000
Queen Anne's, Maryland 7 $ 2,098,000 $ 299,714 $ 60,000
Wicomico, Maryland 7 $ 1,336,000 $ 190,857 $ 51,000
Suffolk, Massachusetts 7 $ 1,845,000 $ 263,571 $ 28,000
Queens, New York 7 $ 2,667,000 $ 381,000 $ 68,000
Suffolk, New York 7 $ 2,282,000 $ 326,000 $ 52,000
Ashe, North Carolina 7 $ 1,261,000 $ 180,142 $ 84,000
Gaston, North Carolina 7 $ 1,322,000 $ 188,857 $ 57,000
Westmoreland, Pennsylvania 7 $ 1,092,000 $ 156,000 $ 51,000
Beaufort, South Carolina 7 $ 2,146,000 $ 306,571 $ 29,000
Greenville, South Carolina 7 $ 1,371,000 $ 195,857 $ 79,000
Montgomery, Tennessee 7 $ 1,135,000 $ 162,142 $ 0
Tipton, Tennessee 7 $ 1,228,000 $ 175,428 $ 26,000
Hanover, Virginia 7 $ 1,819,000 $ 259,857 $ 75,000
Manassas, Virginia 7 $ 1,573,000 $ 224,714 $ 141,000
Montgomery, Virginia 7 $ 1,325,000 $ 189,285 $ 32,000
Portsmouth, Virginia 7 $ 1,464,000 $ 209,142 $ 47,000
Lake, Florida 6 $ 1,183,000 $ 197,166 $ 36,000
Fayette, Georgia 6 $ 1,356,000 $ 226,000 $ 60,000
Jackson, Georgia 6 $ 1,114,000 $ 185,666 $ 52,000
Muscogee, Georgia 6 $ 960,000 $ 160,000 $ 33,000
Porter, Indiana 6 $ 1,024,000 $ 170,666 $ 52,000
Rockingham, New Hampshire 6 $ 1,443,000 $ 240,500 $ 45,000
Strafford, New Hampshire 6 $ 1,630,000 $ 271,666 $ 71,000
Bronx, New York 6 $ 2,131,000 $ 355,166 $ 90,000
Beaver, Pennsylvania 6 $ 1,215,000 $ 202,500 $ 7,000
Butler, Pennsylvania 6 $ 1,133,000 $ 188,833 $ 41,000
Centre, Pennsylvania 6 $ 1,022,000 $ 170,333 $ 107,000
Lycoming, Pennsylvania 6 $ 936,000 $ 156,000 $ 37,000
York, South Carolina 6 $ 1,083,000 $ 180,500 $ 9,000
Manassas Park, Virginia 6 $ 1,078,000 $ 179,666 $ 32,000
Newport News, Virginia 6 $ 1,387,000 $ 231,166 $ 56,000
Roanoke, Virginia 6 $ 1,129,000 $ 188,166 $ 39,000
Mobile, Alabama 5 $ 984,000 $ 196,800 $ 30,000
Litchfield, Connecticut 5 $ 847,000 $ 169,400 $ 5,000
Windham, Connecticut 5 $ 995,000 $ 199,000 $ 33,000
Clayton, Georgia 5 $ 899,000 $ 179,800 $ 21,000
Forsyth, Georgia 5 $ 1,000,000 $ 200,000 $ 25,000
Hall, Georgia 5 $ 990,000 $ 198,000 $ 22,000
Hampden, Massachusetts 5 $ 1,059,000 $ 211,800 $ 35,000
Anoka, Minnesota 5 $ 926,000 $ 185,200 $ 25,000
Olmsted, Minnesota 5 $ 817,000 $ 163,400 $ 21,000
Ramsey, Minnesota 5 $ 1,072,000 $ 214,400 $ 47,000
Washington, Minnesota 5 $ 1,086,000 $ 217,200 $ 0
Cape May, New Jersey 5 $ 1,314,000 $ 262,800 $ 42,000
Warren, New Jersey 5 $ 1,257,000 $ 251,400 $ 45,000
Bernalillo, New Mexico 5 $ 887,000 $ 177,400 $ 47,000
Albany, New York 5 $ 801,000 $ 160,200 $ 59,000
Cabarrus, North Carolina 5 $ 1,078,000 $ 215,600 $ 36,000
Cumberland, North Carolina 5 $ 744,000 $ 148,800 $ 27,000
New Hanover, North Carolina 5 $ 843,000 $ 168,600 $ 31,000
Perry, Pennsylvania 5 $ 825,000 $ 165,000 $ 48,000
Wayne, Pennsylvania 5 $ 940,000 $ 188,000 $ 68,000
Berkeley, South Carolina 5 $ 1,101,000 $ 220,200 $ 61,000
Spartanburg, South Carolina 5 $ 1,607,000 $ 321,400 $ 111,000
Hamblen, Tennessee 5 $ 1,005,000 $ 201,000 $ 28,000
Hamilton, Tennessee 5 $ 857,000 $ 171,400 $ 0
Knox, Tennessee 5 $ 723,000 $ 144,600 $ 21,000
Wilson, Tennessee 5 $ 907,000 $ 181,400 $ 31,000
Culpeper, Virginia 5 $ 1,043,000 $ 208,600 $ 53,000
Fluvanna, Virginia 5 $ 1,182,000 $ 236,400 $ 73,000
Franklin, Virginia 5 $ 1,077,000 $ 215,400 $ 31,000
Norfolk, Virginia 5 $ 933,000 $ 186,600 $ 21,000
Suffolk, Virginia 5 $ 1,465,000 $ 293,000 $ 52,000
Los Angeles, California 4 $ 1,523,000 $ 380,750 $ 42,000
San Diego, California 4 $ 848,000 $ 212,000 $ 53,000
Indian River, Florida 4 $ 637,000 $ 159,250 $ 42,000
Manatee, Florida 4 $ 1,058,000 $ 264,500 $ 37,000
Palm Beach, Florida 4 $ 987,000 $ 246,750 $ 68,000
Pasco, Florida 4 $ 769,000 $ 192,250 $ 33,000
Santa Rosa, Florida 4 $ 662,000 $ 165,500 $ 64,000
St. Johns, Florida 4 $ 1,020,000 $ 255,000 $ 0
Bibb, Georgia 4 $ 635,000 $ 158,750 $ 23,000
Camden, Georgia 4 $ 735,000 $ 183,750 $ 30,000
Rockdale, Georgia 4 $ 748,000 $ 187,000 $ 39,000
Hamilton, Indiana 4 $ 623,000 $ 155,750 $ 73,000
Scott, Minnesota 4 $ 978,000 $ 244,500 $ 37,000
St. Louis, Minnesota 4 $ 700,000 $ 175,000 $ 0
Monroe, New York 4 $ 814,000 $ 203,500 $ 100,000
Nassau, New York 4 $ 1,487,000 $ 371,750 $ 111,000
Onondaga, New York 4 $ 719,000 $ 179,750 $ 45,000
Carteret, North Carolina 4 $ 702,000 $ 175,500 $ 58,000
Rockingham, North Carolina 4 $ 437,000 $ 109,250 $ 32,000
Carbon, Pennsylvania 4 $ 751,000 $ 187,750 $ 61,000
Schuylkill, Pennsylvania 4 $ 703,000 $ 175,750 $ 65,000
Washington, Pennsylvania 4 $ 854,000 $ 213,500 $ 93,000
Lexington, South Carolina 4 $ 726,000 $ 181,500 $ 57,000
Blount, Tennessee 4 $ 737,000 $ 184,250 $ 49,000
Fort Bend, Texas 4 $ 699,000 $ 174,750 $ 49,000
Augusta, Virginia 4 $ 843,000 $ 210,750 $ 18,000
Falls Church, Virginia 4 $ 1,987,000 $ 496,750 $ 162,000
Goochland, Virginia 4 $ 891,000 $ 222,750 $ 43,000
Louisa, Virginia 4 $ 574,000 $ 143,500 $ 66,000
Rockingham, Virginia 4 $ 1,085,000 $ 271,250 $ 52,000
Bay, Florida 3 $ 1,026,000 $ 342,000 $ 28,000
Pinellas, Florida 3 $ 587,000 $ 195,666 $ 0
Bartow, Georgia 3 $ 657,000 $ 219,000 $ 0
Burke, Georgia 3 $ 664,000 $ 221,333 $ 0
Newton, Georgia 3 $ 521,000 $ 173,666 $ 33,000
Spalding, Georgia 3 $ 440,000 $ 146,666 $ 14,000
Whitfield, Georgia 3 $ 531,000 $ 177,000 $ 18,000
Marion, Indiana 3 $ 562,000 $ 187,333 $ 21,000
Jefferson, Kentucky 3 $ 526,000 $ 175,333 $ 24,000
Barnstable, Massachusetts 3 $ 979,000 $ 326,333 $ 102,000
Dakota, Minnesota 3 $ 497,000 $ 165,666 $ 47,000
Sherburne, Minnesota 3 $ 777,000 $ 259,000 $ 19,000
Wright, Minnesota 3 $ 631,000 $ 210,333 $ 0
Grafton, New Hampshire 3 $ 679,000 $ 226,333 $ 71,000
Merrimack, New Hampshire 3 $ 557,000 $ 185,666 $ 54,000
Valencia, New Mexico 3 $ 843,000 $ 281,000 $ 64,000
Erie, New York 3 $ 600,000 $ 200,000 $ 144,000
Kings, New York 3 $ 1,451,000 $ 483,666 $ 30,000
Niagara, New York 3 $ 539,000 $ 179,666 $ 57,000
Rensselaer, New York 3 $ 395,000 $ 131,666 $ 45,000
Richmond, New York 3 $ 1,194,000 $ 398,000 $ 99,000
Schenectady, New York 3 $ 534,000 $ 178,000 $ 57,000
Sullivan, New York 3 $ 519,000 $ 173,000 $ 65,000
Davidson, North Carolina 3 $ 483,000 $ 161,000 $ 61,000
Harnett, North Carolina 3 $ 403,000 $ 134,333 $ 17,000
Henderson, North Carolina 3 $ 1,016,000 $ 338,666 $ 52,000
Onslow, North Carolina 3 $ 464,000 $ 154,666 $ 33,000
Orange, North Carolina 3 $ 542,000 $ 180,666 $ 30,000
Blair, Pennsylvania 3 $ 573,000 $ 191,000 $ 124,000
Fayette, Pennsylvania 3 $ 558,000 $ 186,000 $ 53,000
Indiana, Pennsylvania 3 $ 525,000 $ 175,000 $ 67,000
Mifflin, Pennsylvania 3 $ 458,000 $ 152,666 $ 47,000
Pike, Pennsylvania 3 $ 635,000 $ 211,666 $ 13,000
Anderson, South Carolina 3 $ 522,000 $ 174,000 $ 9,000
Orangeburg, South Carolina 3 $ 640,000 $ 213,333 $ 66,000
Bradley, Tennessee 3 $ 491,000 $ 163,666 $ 32,000
Sumner, Tennessee 3 $ 484,000 $ 161,333 $ 32,000
Bell, Texas 3 $ 535,000 $ 178,333 $ 0
Collin, Texas 3 $ 701,000 $ 233,666 $ 0
Montgomery, Texas 3 $ 359,000 $ 119,666 $ 80,000
Albemarle, Virginia 3 $ 756,000 $ 252,000 $ 70,000
Bedford, Virginia 3 $ 595,000 $ 198,333 $ 54,000
Gloucester, Virginia 3 $ 658,000 $ 219,333 $ 52,000
James City, Virginia 3 $ 811,000 $ 270,333 $ 79,000
Pulaski, Virginia 3 $ 700,000 $ 233,333 $ 41,000
Richmond City, Virginia 3 $ 972,000 $ 324,000 $ 96,000
Warren, Virginia 3 $ 894,000 $ 298,000 $ 35,000
Jefferson, West Virginia 3 $ 841,000 $ 280,333 $ 57,000
Alameda, California 2 $ 1,366,000 $ 683,000 $ 144,000
Contra Costa, California 2 $ 392,000 $ 196,000 $ 0
Kern, California 2 $ 464,000 $ 232,000 $ 0
Riverside, California 2 $ 430,000 $ 215,000 $ 41,000
Sacramento, California 2 $ 472,000 $ 236,000 $ 0
Ventura, California 2 $ 630,000 $ 315,000 $ 96,000
Clay, Florida 2 $ 401,000 $ 200,500 $ 0
Polk, Florida 2 $ 410,000 $ 205,000 $ 38,000
Seminole, Florida 2 $ 370,000 $ 185,000 $ 22,000
St. Lucie, Florida 2 $ 333,000 $ 166,500 $ 0
Volusia, Florida 2 $ 313,000 $ 156,500 $ 0
Baldwin, Georgia 2 $ 289,000 $ 144,500 $ 0
Brooks, Georgia 2 $ 274,000 $ 137,000 $ 12,000
Carroll, Georgia 2 $ 295,000 $ 147,500 $ 56,000
Clarke, Georgia 2 $ 361,000 $ 180,500 $ 14,000
Douglas, Georgia 2 $ 368,000 $ 184,000 $ 0
Lee, Georgia 2 $ 276,000 $ 138,000 $ 90,000
Paulding, Georgia 2 $ 210,000 $ 105,000 $ 25,000
Pierce, Georgia 2 $ 564,000 $ 282,000 $ 65,000
Sumter, Georgia 2 $ 367,000 $ 183,500 $ 0
Kendall, Illinois 2 $ 178,000 $ 89,000 $ 44,000
Marshall, Indiana 2 $ 239,000 $ 119,500 $ 15,000
Monroe, Indiana 2 $ 336,000 $ 168,000 $ 55,000
Warrick, Indiana 2 $ 435,000 $ 217,500 $ 193,000
Fayette, Kentucky 2 $ 348,000 $ 174,000 $ 19,000
Kennebec, Maine 2 $ 273,000 $ 136,500 $ 40,000
Allegany, Maryland 2 $ 557,000 $ 278,500 $ 79,000
Caroline, Maryland 2 $ 417,000 $ 208,500 $ 41,000
Kent, Maryland 2 $ 464,000 $ 232,000 $ 25,000
Somerset, Maryland 2 $ 383,000 $ 191,500 $ 76,000
Franklin, Massachusetts 2 $ 465,000 $ 232,500 $ 44,000
Hampshire, Massachusetts 2 $ 377,000 $ 188,500 $ 35,000
Blue Earth, Minnesota 2 $ 371,000 $ 185,500 $ 72,000
Carver, Minnesota 2 $ 526,000 $ 263,000 $ 34,000
Crow Wing, Minnesota 2 $ 366,000 $ 183,000 $ 74,000
Otter Tail, Minnesota 2 $ 391,000 $ 195,500 $ 27,000
Stearns, Minnesota 2 $ 466,000 $ 233,000 $ 19,000
Belknap, New Hampshire 2 $ 444,000 $ 222,000 $ 103,000
Cheshire, New Hampshire 2 $ 270,000 $ 135,000 $ 44,000
Hunterdon, New Jersey 2 $ 633,000 $ 316,500 $ 98,000
Eddy, New Mexico 2 $ 430,000 $ 215,000 $ 69,000
Lincoln, New Mexico 2 $ 504,000 $ 252,000 $ 85,000
San Miguel, New Mexico 2 $ 409,000 $ 204,500 $ 43,000
Sandoval, New Mexico 2 $ 604,000 $ 302,000 $ 76,000
Broome, New York 2 $ 216,000 $ 108,000 $ 19,000
Greene, New York 2 $ 639,000 $ 319,500 $ 194,000
Saratoga, New York 2 $ 516,000 $ 258,000 $ 39,000
Ulster, New York 2 $ 642,000 $ 321,000 $ 0
Brunswick, North Carolina 2 $ 323,000 $ 161,500 $ 138,000
Buncombe, North Carolina 2 $ 303,000 $ 151,500 $ 21,000
Camden, North Carolina 2 $ 268,000 $ 134,000 $ 42,000
Chatham, North Carolina 2 $ 541,000 $ 270,500 $ 0
Cleveland, North Carolina 2 $ 393,000 $ 196,500 $ 24,000
Lincoln, North Carolina 2 $ 535,000 $ 267,500 $ 265,000
Pitt, North Carolina 2 $ 312,000 $ 156,000 $ 149,000
Rowan, North Carolina 2 $ 427,000 $ 213,500 $ 0
Vance, North Carolina 2 $ 246,000 $ 123,000 $ 34,000
Wilkes, North Carolina 2 $ 284,000 $ 142,000 $ 29,000
Bradford, Pennsylvania 2 $ 332,000 $ 166,000 $ 56,000
Erie, Pennsylvania 2 $ 355,000 $ 177,500 $ 31,000
Snyder, Pennsylvania 2 $ 328,000 $ 164,000 $ 29,000
Susquehanna, Pennsylvania 2 $ 340,000 $ 170,000 $ 32,000
Wyoming, Pennsylvania 2 $ 345,000 $ 172,500 $ 29,000
Cherokee, South Carolina 2 $ 372,000 $ 186,000 $ 0
Georgetown, South Carolina 2 $ 388,000 $ 194,000 $ 0
Greenwood, South Carolina 2 $ 515,000 $ 257,500 $ 42,000
Lancaster, South Carolina 2 $ 522,000 $ 261,000 $ 81,000
Pickens, South Carolina 2 $ 245,000 $ 122,500 $ 83,000
Grainger, Tennessee 2 $ 273,000 $ 136,500 $ 19,000
Maury, Tennessee 2 $ 404,000 $ 202,000 $ 59,000
Obion, Tennessee 2 $ 219,000 $ 109,500 $ 25,000
Robertson, Tennessee 2 $ 437,000 $ 218,500 $ 0
Sullivan, Tennessee 2 $ 302,000 $ 151,000 $ 25,000
Williamson, Tennessee 2 $ 439,000 $ 219,500 $ 0
Bexar, Texas 2 $ 548,000 $ 274,000 $ 0
Denton, Texas 2 $ 386,000 $ 193,000 $ 0
El Paso, Texas 2 $ 501,000 $ 250,500 $ 0
Nueces, Texas 2 $ 394,000 $ 197,000 $ 0
Amherst, Virginia 2 $ 289,000 $ 144,500 $ 33,000
Botetourt, Virginia 2 $ 309,000 $ 154,500 $ 21,000
Buckingham, Virginia 2 $ 329,000 $ 164,500 $ 36,000
Campbell, Virginia 2 $ 377,000 $ 188,500 $ 36,000
Caroline, Virginia 2 $ 752,000 $ 376,000 $ 40,000
Fairfax City, Virginia 2 $ 448,000 $ 224,000 $ 51,000
Fredericksburg, Virginia 2 $ 547,000 $ 273,500 $ 77,000
Giles, Virginia 2 $ 336,000 $ 168,000 $ 62,000
King George, Virginia 2 $ 500,000 $ 250,000 $ 95,000
King William, Virginia 2 $ 379,000 $ 189,500 $ 17,000
Patrick, Virginia 2 $ 317,000 $ 158,500 $ 68,000
Pittsylvania, Virginia 2 $ 207,000 $ 103,500 $ 35,000
Powhatan, Virginia 2 $ 627,000 $ 313,500 $ 38,000
Prince George, Virginia 2 $ 406,000 $ 203,000 $ 56,000
Rappahannock, Virginia 2 $ 347,000 $ 173,500 $ 49,000
Salem, Virginia 2 $ 336,000 $ 168,000 $ 52,000
Tazewell, Virginia 2 $ 202,000 $ 101,000 $ 18,000
York, Virginia 2 $ 668,000 $ 334,000 $ 32,000
Kanawha, West Virginia 2 $ 369,000 $ 184,500 $ 68,000
Autauga, Alabama 1 $ 182,000 $ 182,000 $ 0
Baldwin, Alabama 1 $ 86,000 $ 86,000 $ 52,000
Madison, Alabama 1 $ 200,000 $ 200,000 $ 0
Butte, California 1 $ 392,000 $ 392,000 $ 0
Fresno, California 1 $ 249,000 $ 249,000 $ 0
Glenn, California 1 $ 189,000 $ 189,000 $ 0
Merced, California 1 $ 227,000 $ 227,000 $ 0
Orange, California 1 $ 395,000 $ 395,000 $ 0
Placer, California 1 $ 215,000 $ 215,000 $ 0
San Bernardino, California 1 $ 181,000 $ 181,000 $ 0
San Joaquin, California 1 $ 192,000 $ 192,000 $ 0
Santa Cruz, California 1 $ 516,000 $ 516,000 $ 0
Stanislaus, California 1 $ 216,000 $ 216,000 $ 0
Tuolumne, California 1 $ 211,000 $ 211,000 $ 0
Alachua, Florida 1 $ 165,000 $ 165,000 $ 0
Brevard, Florida 1 $ 244,000 $ 244,000 $ 131,000
Charlotte, Florida 1 $ 183,000 $ 183,000 $ 0
Citrus, Florida 1 $ 174,000 $ 174,000 $ 42,000
Collier, Florida 1 $ 148,000 $ 148,000 $ 35,000
DeSoto, Florida 1 $ 51,000 $ 51,000 $ 54,000
Flagler, Florida 1 $ 224,000 $ 224,000 $ 0
Hernando, Florida 1 $ 225,000 $ 225,000 $ 0
Highlands, Florida 1 $ 166,000 $ 166,000 $ 0
Nassau, Florida 1 $ 198,000 $ 198,000 $ 0
Okeechobee, Florida 1 $ 210,000 $ 210,000 $ 0
Sarasota, Florida 1 $ 184,000 $ 184,000 $ 0
Sumter, Florida 1 $ 271,000 $ 271,000 $ 0
Wakulla, Florida 1 $ 122,000 $ 122,000 $ 50,000
Bryan, Georgia 1 $ 307,000 $ 307,000 $ 154,000
Butts, Georgia 1 $ 120,000 $ 120,000 $ 32,000
Catoosa, Georgia 1 $ 214,000 $ 214,000 $ 44,000
Charlton, Georgia 1 $ 113,000 $ 113,000 $ 37,000
Colquitt, Georgia 1 $ 154,000 $ 154,000 $ 36,000
Crisp, Georgia 1 $ 175,000 $ 175,000 $ 395,000
Dawson, Georgia 1 $ 174,000 $ 174,000 $ 0
Dougherty, Georgia 1 $ 260,000 $ 260,000 $ 125,000
Fannin, Georgia 1 $ 410,000 $ 410,000 $ 96,000
Gilmer, Georgia 1 $ 152,000 $ 152,000 $ 69,000
Grady, Georgia 1 $ 226,000 $ 226,000 $ 0
Harris, Georgia 1 $ 245,000 $ 245,000 $ 59,000
Hart, Georgia 1 $ 195,000 $ 195,000 $ 129,000
Liberty, Georgia 1 $ 277,000 $ 277,000 $ 83,000
Long, Georgia 1 $ 166,000 $ 166,000 $ 57,000
Lumpkin, Georgia 1 $ 261,000 $ 261,000 $ 93,000
Madison, Georgia 1 $ 177,000 $ 177,000 $ 0
Monroe, Georgia 1 $ 267,000 $ 267,000 $ 0
Murray, Georgia 1 $ 166,000 $ 166,000 $ 39,000
Peach, Georgia 1 $ 158,000 $ 158,000 $ 0
Pickens, Georgia 1 $ 93,000 $ 93,000 $ 23,000
Polk, Georgia 1 $ 92,000 $ 92,000 $ 0
Richmond, Georgia 1 $ 277,000 $ 277,000 $ 0
Seminole, Georgia 1 $ 146,000 $ 146,000 $ 83,000
Thomas, Georgia 1 $ 209,000 $ 209,000 $ 102,000
Walton, Georgia 1 $ 150,000 $ 150,000 $ 72,000
Ware, Georgia 1 $ 163,000 $ 163,000 $ 0
Worth, Georgia 1 $ 69,000 $ 69,000 $ 25,000
DeKalb, Illinois 1 $ 298,000 $ 298,000 $ 0
DuPage, Illinois 1 $ 290,000 $ 290,000 $ 212,000
Grundy, Illinois 1 $ 276,000 $ 276,000 $ 0
Kane, Illinois 1 $ 74,000 $ 74,000 $ 29,000
Lake, Illinois 1 $ 243,000 $ 243,000 $ 0
Allen, Indiana 1 $ 156,000 $ 156,000 $ 68,000
Dubois, Indiana 1 $ 147,000 $ 147,000 $ 0
Elkhart, Indiana 1 $ 253,000 $ 253,000 $ 0
Floyd, Indiana 1 $ 182,000 $ 182,000 $ 0
Hancock, Indiana 1 $ 138,000 $ 138,000 $ 0
Harrison, Indiana 1 $ 118,000 $ 118,000 $ 31,000
Jefferson, Indiana 1 $ 205,000 $ 205,000 $ 0
Johnson, Indiana 1 $ 216,000 $ 216,000 $ 0
Montgomery, Indiana 1 $ 182,000 $ 182,000 $ 74,000
Ohio, Indiana 1 $ 288,000 $ 288,000 $ 0
Rush, Indiana 1 $ 157,000 $ 157,000 $ 64,000
Starke, Indiana 1 $ 112,000 $ 112,000 $ 21,000
Bourbon, Kentucky 1 $ 166,000 $ 166,000 $ 0
Bullitt, Kentucky 1 $ 191,000 $ 191,000 $ 0
Christian, Kentucky 1 $ 139,000 $ 139,000 $ 45,000
Henry, Kentucky 1 $ 192,000 $ 192,000 $ 0
Kenton, Kentucky 1 $ 162,000 $ 162,000 $ 0
Meade, Kentucky 1 $ 176,000 $ 176,000 $ 68,000
Oldham, Kentucky 1 $ 155,000 $ 155,000 $ 75,000
Robertson, Kentucky 1 $ 235,000 $ 235,000 $ 0
Shelby, Kentucky 1 $ 261,000 $ 261,000 $ 120,000
Androscoggin, Maine 1 $ 162,000 $ 162,000 $ 0
Aroostook, Maine 1 $ 138,000 $ 138,000 $ 58,000
Cumberland, Maine 1 $ 244,000 $ 244,000 $ 266,000
Somerset, Maine 1 $ 78,000 $ 78,000 $ 18,000
Waldo, Maine 1 $ 239,000 $ 239,000 $ 0
Douglas, Minnesota 1 $ 176,000 $ 176,000 $ 51,000
Hubbard, Minnesota 1 $ 259,000 $ 259,000 $ 53,000
Itasca, Minnesota 1 $ 213,000 $ 213,000 $ 41,000
Lyon, Minnesota 1 $ 162,000 $ 162,000 $ 0
Meeker, Minnesota 1 $ 168,000 $ 168,000 $ 91,000
Mille Lacs, Minnesota 1 $ 187,000 $ 187,000 $ 0
Pine, Minnesota 1 $ 146,000 $ 146,000 $ 85,000
Coos, New Hampshire 1 $ 218,000 $ 218,000 $ 0
Sullivan, New Hampshire 1 $ 148,000 $ 148,000 $ 42,000
Cibola, New Mexico 1 $ 180,000 $ 180,000 $ 157,000
Curry, New Mexico 1 $ 100,000 $ 100,000 $ 47,000
Dona Ana, New Mexico 1 $ 88,000 $ 88,000 $ 29,000
Mora, New Mexico 1 $ 150,000 $ 150,000 $ 68,000
San Juan, New Mexico 1 $ 417,000 $ 417,000 $ 114,000
Santa Fe, New Mexico 1 $ 181,000 $ 181,000 $ 37,000
Franklin, New York 1 $ 195,000 $ 195,000 $ 0
Jefferson, New York 1 $ 218,000 $ 218,000 $ 0
Oneida, New York 1 $ 181,000 $ 181,000 $ 0
Orange, New York 1 $ 301,000 $ 301,000 $ 0
Oswego, New York 1 $ 90,000 $ 90,000 $ 28,000
Schoharie, New York 1 $ 198,000 $ 198,000 $ 56,000
Wayne, New York 1 $ 226,000 $ 226,000 $ 0
Westchester, New York 1 $ 316,000 $ 316,000 $ 41,000
Beaufort, North Carolina 1 $ 244,000 $ 244,000 $ 0
Bertie, North Carolina 1 $ 183,000 $ 183,000 $ 72,000
Bladen, North Carolina 1 $ 153,000 $ 153,000 $ 0
Caswell, North Carolina 1 $ 109,000 $ 109,000 $ 27,000
Craven, North Carolina 1 $ 135,000 $ 135,000 $ 72,000
Currituck, North Carolina 1 $ 238,000 $ 238,000 $ 0
Dare, North Carolina 1 $ 213,000 $ 213,000 $ 67,000
Duplin, North Carolina 1 $ 197,000 $ 197,000 $ 0
Franklin, North Carolina 1 $ 179,000 $ 179,000 $ 0
Haywood, North Carolina 1 $ 170,000 $ 170,000 $ 0
Jackson, North Carolina 1 $ 226,000 $ 226,000 $ 120,000
Lee, North Carolina 1 $ 255,000 $ 255,000 $ 98,000
Nash, North Carolina 1 $ 159,000 $ 159,000 $ 0
Northampton, North Carolina 1 $ 105,000 $ 105,000 $ 82,000
Pamlico, North Carolina 1 $ 276,000 $ 276,000 $ 0
Person, North Carolina 1 $ 269,000 $ 269,000 $ 145,000
Polk, North Carolina 1 $ 135,000 $ 135,000 $ 32,000
Randolph, North Carolina 1 $ 140,000 $ 140,000 $ 0
Robeson, North Carolina 1 $ 183,000 $ 183,000 $ 0
Stanly, North Carolina 1 $ 166,000 $ 166,000 $ 47,000
Stokes, North Carolina 1 $ 399,000 $ 399,000 $ 161,000
Wilson, North Carolina 1 $ 108,000 $ 108,000 $ 118,000
Benton, Oregon 1 $ 270,000 $ 270,000 $ 102,000
Clackamas, Oregon 1 $ 234,000 $ 234,000 $ 0
Deschutes, Oregon 1 $ 205,000 $ 205,000 $ 123,000
Multnomah, Oregon 1 $ 248,000 $ 248,000 $ 0
Bedford, Pennsylvania 1 $ 173,000 $ 173,000 $ 0
Clinton, Pennsylvania 1 $ 98,000 $ 98,000 $ 0
Columbia, Pennsylvania 1 $ 113,000 $ 113,000 $ 0
Greene, Pennsylvania 1 $ 185,000 $ 185,000 $ 116,000
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Mortgage Loan Application Detail Totals for NFM, Inc in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,486 $848,923,000 $243,000 $1,110,000 $54,000 $780,000
Home Purchase 790 $181,813,000 $230,000 $806,000 $86,000 $533,000
Home Improvement 1 $205,000 $205,000 $205,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,853 $694,661,000 $243,000 $849,000 $63,000 $780,000
Black or African American 634 $141,935,000 $223,000 $650,000 $47,000 $355,000
Not Provided 430 $103,828,000 $241,000 $1,110,000 $60,000 $698,000
Hispanic 225 $51,042,000 $226,000 $670,000 $49,000 $533,000
Asian 107 $32,842,000 $306,000 $735,000 $79,000 $430,000
Native Hawaiian or Other Pacific Islander 19 $4,347,000 $228,000 $356,000 $26,000 $112,000
American Indian or Alaskan Native 9 $2,286,000 $254,000 $647,000 $60,000 $155,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,845 $672,020,000 $236,000 $745,000 $45,000 $395,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,099 $276,601,000 $251,000 $1,110,000 $108,000 $780,000
VA-guaranteed (Veterans Administration) 323 $80,565,000 $249,000 $806,000 $29,000 $289,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,755,000 $175,000 $306,000 $55,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,588 $868,027,000 $241,000 $1,110,000 $60,000 $780,000
Application Withdrawn By Applicant 437 $101,670,000 $232,000 $849,000 $60,000 $500,000
Application Denied By Financial Institution 252 $61,244,000 $243,000 $839,000 $62,000 $395,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $13,236,000 $245,000 $839,000 $57,000 $242,000
Collateral 24 $5,017,000 $209,000 $339,000 $63,000 $257,000
Debt-To-Income Ratio 17 $4,273,000 $251,000 $566,000 $73,000 $395,000
Other 8 $2,040,000 $255,000 $400,000 $39,000 $79,000
Credit Application Incomplete 5 $898,000 $179,000 $248,000 $42,000 $70,000
Unverifiable Information 4 $796,000 $199,000 $309,000 $59,000 $101,000
Employment History 2 $469,000 $234,000 $278,000 $34,000 $38,000
Insufficient Cash (Downpayment, Closing Cost) 1 $363,000 $363,000 $363,000 $70,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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