Novastar Home Mortgage, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Novastar Home Mortgage, Inc. of Kansas City, MO reported 11,290 mortgage applications totaling $1.8 billion, down 67% from 2005. The average application was for $160,378, and applicants reported an average income of $6,330. 6% of its applications resulted in an originated loan and 83% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (881), Buffalo-Niagara Falls, NY (465) and Washington-Arlington-Alexandria, DC-VA-MD-WV (240) (applications in parentheses).

Mortgage Company & Address Novastar Home Mortgage, Inc.
8140 Ward Parkway
Kansas City, MO 64114
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 11,290
Total Mortgage Loan Application Amount $1,810,675,000
Average Mortgage Loan Application Amount $160,378
Highest Mortgage Loan Application Amount $3,201,000
Average Applicant Income $6,330
Highest Applicant Income $1,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Novastar Home Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Novastar Home Mortgage, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 385 $ 36,275,000 $ 94,220 $ 0
Wayne, Michigan 222 $ 25,989,000 $ 117,067 $ 3,000
DeKalb, Georgia 168 $ 25,041,000 $ 149,053 $ 5,000
Prince George's, Maryland 135 $ 33,815,000 $ 250,481 $ 34,000
Jefferson, Alabama 131 $ 15,192,000 $ 115,969 $ 3,000
Fulton, Georgia 108 $ 21,382,000 $ 197,981 $ 6,000
Miami-Dade, Florida 93 $ 19,836,000 $ 213,290 $ 8,000
Clayton, Georgia 91 $ 12,372,000 $ 135,956 $ 1,000
Maricopa, Arizona 87 $ 17,277,000 $ 198,586 $ 10,000
Palm Beach, Florida 87 $ 20,552,000 $ 236,229 $ 29,000
Hillsborough, Florida 85 $ 14,395,000 $ 169,352 $ 18,000
Gwinnett, Georgia 84 $ 13,663,000 $ 162,654 $ 5,000
Niagara, New York 80 $ 7,703,000 $ 96,287 $ 1,000
Broward, Florida 79 $ 16,657,000 $ 210,848 $ 10,000
Suffolk, New York 78 $ 21,549,000 $ 276,269 $ 13,000
Duval, Florida 74 $ 11,234,000 $ 151,810 $ 7,000
St. Louis, Missouri 74 $ 9,379,000 $ 126,743 $ 3,000
Orange, Florida 73 $ 14,609,000 $ 200,123 $ 8,000
Cobb, Georgia 73 $ 11,657,000 $ 159,684 $ 6,000
Camden, New Jersey 70 $ 10,405,000 $ 148,642 $ 10,000
Essex, New Jersey 70 $ 14,556,000 $ 207,942 $ 16,000
Mobile, Alabama 65 $ 7,643,000 $ 117,584 $ 6,000
Los Angeles, California 65 $ 23,970,000 $ 368,769 $ 11,000
Oakland, Michigan 61 $ 14,316,000 $ 234,688 $ 5,000
Ocean, New Jersey 59 $ 13,436,000 $ 227,728 $ 16,000
Muscogee, Georgia 58 $ 6,601,000 $ 113,810 $ 4,000
Jackson, Missouri 57 $ 7,567,000 $ 132,754 $ 0
Cook, Illinois 56 $ 11,339,000 $ 202,482 $ 5,000
Chatham, Georgia 53 $ 6,609,000 $ 124,698 $ 8,000
East Baton Rouge, Louisiana 53 $ 5,742,000 $ 108,339 $ 9,000
Jefferson, Louisiana 53 $ 6,134,000 $ 115,735 $ 5,000
Middlesex, New Jersey 51 $ 12,707,000 $ 249,156 $ 20,000
Shelby, Tennessee 51 $ 6,618,000 $ 129,764 $ 5,000
Richmond, Georgia 49 $ 4,450,000 $ 90,816 $ 5,000
Bergen, New Jersey 49 $ 15,599,000 $ 318,346 $ 21,000
Montgomery, Alabama 47 $ 4,787,000 $ 101,851 $ 3,000
Polk, Florida 47 $ 7,651,000 $ 162,787 $ 9,000
Volusia, Florida 47 $ 9,764,000 $ 207,744 $ 13,000
Baltimore City, Maryland 47 $ 5,202,000 $ 110,680 $ 9,000
Burlington, New Jersey 47 $ 7,867,000 $ 167,382 $ 20,000
Baltimore, Maryland 46 $ 9,087,000 $ 197,543 $ 8,000
Atlantic, New Jersey 46 $ 8,000,000 $ 173,913 $ 15,000
Madison, Alabama 45 $ 5,369,000 $ 119,311 $ 3,000
Marion, Florida 45 $ 6,210,000 $ 138,000 $ 5,000
Monroe, New York 45 $ 4,018,000 $ 89,288 $ 3,000
Lee, Florida 44 $ 9,143,000 $ 207,795 $ 12,000
Macomb, Michigan 44 $ 6,736,000 $ 153,090 $ 0
Genesee, Michigan 43 $ 4,854,000 $ 112,883 $ 0
Union, New Jersey 43 $ 10,052,000 $ 233,767 $ 11,000
Chautauqua, New York 43 $ 4,462,000 $ 103,767 $ 2,000
Mecklenburg, North Carolina 43 $ 7,571,000 $ 176,069 $ 0
Bibb, Georgia 42 $ 5,057,000 $ 120,404 $ 4,000
Oklahoma, Oklahoma 42 $ 5,825,000 $ 138,690 $ 3,000
Monmouth, New Jersey 41 $ 11,583,000 $ 282,512 $ 19,000
Pinellas, Florida 40 $ 7,116,000 $ 177,900 $ 0
Gloucester, New Jersey 40 $ 6,530,000 $ 163,250 $ 7,000
Henry, Georgia 39 $ 6,690,000 $ 171,538 $ 0
Hudson, New Jersey 39 $ 10,362,000 $ 265,692 $ 18,000
Nassau, New York 39 $ 13,777,000 $ 353,256 $ 42,000
Pierce, Washington 39 $ 8,415,000 $ 215,769 $ 1,000
Tuscaloosa, Alabama 37 $ 4,336,000 $ 117,189 $ 0
Cattaraugus, New York 37 $ 2,801,000 $ 75,702 $ 2,000
New Castle, Delaware 36 $ 6,225,000 $ 172,916 $ 3,000
Pasco, Florida 36 $ 5,217,000 $ 144,916 $ 5,000
Cumberland, Maine 36 $ 7,019,000 $ 194,972 $ 0
Paulding, Georgia 34 $ 4,691,000 $ 137,970 $ 0
Hamilton, Tennessee 34 $ 4,238,000 $ 124,647 $ 9,000
Hall, Georgia 33 $ 4,146,000 $ 125,636 $ 2,000
Queens, New York 33 $ 10,187,000 $ 308,696 $ 19,000
Davidson, Tennessee 33 $ 4,326,000 $ 131,090 $ 2,000
Marion, Indiana 32 $ 3,655,000 $ 114,218 $ 1,000
St. Louis City, Missouri 32 $ 3,666,000 $ 114,562 $ 7,000
Morris, New Jersey 32 $ 8,932,000 $ 279,125 $ 13,000
Cherokee, Georgia 31 $ 4,806,000 $ 155,032 $ 2,000
Newton, Georgia 31 $ 3,782,000 $ 122,000 $ 3,000
Passaic, New Jersey 31 $ 8,259,000 $ 266,419 $ 15,000
King, Washington 31 $ 7,897,000 $ 254,741 $ 9,000
Pima, Arizona 30 $ 5,135,000 $ 171,166 $ 1,000
Montgomery, Maryland 30 $ 9,813,000 $ 327,100 $ 25,000
Tulsa, Oklahoma 29 $ 3,813,000 $ 131,482 $ 16,000
Philadelphia, Pennsylvania 29 $ 3,412,000 $ 117,655 $ 6,000
Douglas, Georgia 28 $ 4,064,000 $ 145,142 $ 0
Houston, Georgia 28 $ 3,296,000 $ 117,714 $ 0
Anne Arundel, Maryland 28 $ 6,216,000 $ 222,000 $ 2,000
Kent, Michigan 27 $ 3,574,000 $ 132,370 $ 0
Mercer, New Jersey 27 $ 4,202,000 $ 155,629 $ 12,000
New Haven, Connecticut 26 $ 4,564,000 $ 175,538 $ 8,000
Brevard, Florida 26 $ 4,454,000 $ 171,307 $ 9,000
Saginaw, Michigan 26 $ 2,705,000 $ 104,038 $ 0
Somerset, New Jersey 26 $ 6,982,000 $ 268,538 $ 13,000
Wake, North Carolina 26 $ 4,396,000 $ 169,076 $ 18,000
Anchorage, Alaska 25 $ 5,516,000 $ 220,640 $ 0
Carroll, Georgia 25 $ 2,892,000 $ 115,680 $ 2,000
Hampden, Massachusetts 25 $ 3,650,000 $ 146,000 $ 7,000
Bernalillo, New Mexico 25 $ 4,106,000 $ 164,240 $ 2,000
Morgan, Alabama 24 $ 2,671,000 $ 111,291 $ 1,000
Lake, Indiana 24 $ 3,232,000 $ 134,666 $ 0
Snohomish, Washington 24 $ 6,483,000 $ 270,125 $ 10,000
Pulaski, Arkansas 23 $ 7,389,000 $ 321,260 $ 5,000
Fairfield, Connecticut 23 $ 5,369,000 $ 233,434 $ 16,000
St. Tammany, Louisiana 23 $ 3,911,000 $ 170,043 $ 8,000
Kalamazoo, Michigan 23 $ 2,864,000 $ 124,521 $ 0
Hartford, Connecticut 22 $ 4,811,000 $ 218,681 $ 15,000
Osceola, Florida 22 $ 4,582,000 $ 208,272 $ 9,000
Rockdale, Georgia 22 $ 3,621,000 $ 164,590 $ 7,000
Whitfield, Georgia 22 $ 2,505,000 $ 113,863 $ 3,000
Cumberland, New Jersey 22 $ 2,803,000 $ 127,409 $ 9,000
Oneida, New York 22 $ 1,939,000 $ 88,136 $ 1,000
Onondaga, New York 22 $ 1,963,000 $ 89,227 $ 2,000
Orange, California 21 $ 9,203,000 $ 438,238 $ 6,000
San Bernardino, California 21 $ 5,493,000 $ 261,571 $ 3,000
Polk, Iowa 21 $ 2,529,000 $ 120,428 $ 7,000
Rockingham, New Hampshire 21 $ 5,093,000 $ 242,523 $ 8,000
Calhoun, Alabama 20 $ 2,387,000 $ 119,350 $ 0
St. Lucie, Florida 20 $ 3,076,000 $ 153,800 $ 1,000
Clarke, Georgia 20 $ 2,661,000 $ 133,050 $ 0
Lafayette, Louisiana 20 $ 2,610,000 $ 130,500 $ 17,000
Charles, Maryland 20 $ 4,456,000 $ 222,800 $ 29,000
Jackson, Michigan 20 $ 2,611,000 $ 130,550 $ 5,000
Hillsborough, New Hampshire 20 $ 3,035,000 $ 151,750 $ 5,000
Washington, Arkansas 19 $ 2,680,000 $ 141,052 $ 0
Bartow, Georgia 19 $ 2,714,000 $ 142,842 $ 1,000
Coweta, Georgia 19 $ 2,639,000 $ 138,894 $ 2,000
Ascension, Louisiana 19 $ 3,145,000 $ 165,526 $ 30,000
Caddo, Louisiana 19 $ 2,088,000 $ 109,894 $ 0
Cape May, New Jersey 19 $ 4,418,000 $ 232,526 $ 10,000
Kings, New York 19 $ 4,995,000 $ 262,894 $ 7,000
Orange, New York 19 $ 3,760,000 $ 197,894 $ 3,000
Oswego, New York 19 $ 1,558,000 $ 82,000 $ 3,000
Richmond, New York 19 $ 5,576,000 $ 293,473 $ 38,000
Benton, Arkansas 18 $ 2,999,000 $ 166,611 $ 9,000
Sussex, Delaware 18 $ 3,314,000 $ 184,111 $ 2,000
Barrow, Georgia 18 $ 2,004,000 $ 111,333 $ 1,000
Columbia, Georgia 18 $ 2,635,000 $ 146,388 $ 2,000
Tangipahoa, Louisiana 18 $ 2,624,000 $ 145,777 $ 5,000
New Hanover, North Carolina 18 $ 4,220,000 $ 234,444 $ 66,000
Milwaukee, Wisconsin 18 $ 2,763,000 $ 153,500 $ 8,000
Charlotte, Florida 17 $ 3,087,000 $ 181,588 $ 14,000
Escambia, Florida 17 $ 1,843,000 $ 108,411 $ 1,000
Seminole, Florida 17 $ 2,980,000 $ 175,294 $ 5,000
Dougherty, Georgia 17 $ 1,376,000 $ 80,941 $ 0
Jackson, Georgia 17 $ 2,740,000 $ 161,176 $ 9,000
Orleans, Louisiana 17 $ 2,881,000 $ 169,470 $ 8,000
Calhoun, Michigan 17 $ 1,581,000 $ 93,000 $ 6,000
Westchester, New York 17 $ 5,575,000 $ 327,941 $ 24,000
Prince William, Virginia 17 $ 5,096,000 $ 299,764 $ 11,000
Virginia Beach, Virginia 17 $ 3,421,000 $ 201,235 $ 14,000
Etowah, Alabama 16 $ 1,534,000 $ 95,875 $ 1,000
Lee, Alabama 16 $ 1,846,000 $ 115,375 $ 0
Frederick, Maryland 16 $ 3,219,000 $ 201,187 $ 4,000
Berrien, Michigan 16 $ 1,778,000 $ 111,125 $ 0
Washtenaw, Michigan 16 $ 2,479,000 $ 154,937 $ 0
Rutherford, Tennessee 16 $ 2,598,000 $ 162,375 $ 0
Fairfax, Virginia 16 $ 4,538,000 $ 283,625 $ 13,000
Baldwin, Alabama 15 $ 2,476,000 $ 165,066 $ 3,000
Houston, Alabama 15 $ 1,186,000 $ 79,066 $ 8,000
Fresno, California 15 $ 3,446,000 $ 229,733 $ 3,000
San Diego, California 15 $ 3,472,000 $ 231,466 $ 0
District of Columbia, District Of Columbia 15 $ 4,180,000 $ 278,666 $ 100,000
Collier, Florida 15 $ 4,820,000 $ 321,333 $ 0
Forsyth, Georgia 15 $ 2,382,000 $ 158,800 $ 3,000
Liberty, Georgia 15 $ 1,669,000 $ 111,266 $ 0
Spalding, Georgia 15 $ 1,920,000 $ 128,000 $ 8,000
Livingston, Louisiana 15 $ 1,950,000 $ 130,000 $ 10,000
Penobscot, Maine 15 $ 1,846,000 $ 123,066 $ 0
St. Clair, Michigan 15 $ 2,216,000 $ 147,733 $ 2,000
Steuben, New York 15 $ 1,410,000 $ 94,000 $ 0
Wyoming, New York 15 $ 1,511,000 $ 100,733 $ 0
Buncombe, North Carolina 15 $ 2,605,000 $ 173,666 $ 0
Spokane, Washington 15 $ 1,955,000 $ 130,333 $ 1,000
Pinal, Arizona 14 $ 2,532,000 $ 180,857 $ 11,000
Sacramento, California 14 $ 4,015,000 $ 286,785 $ 29,000
El Paso, Colorado 14 $ 2,646,000 $ 189,000 $ 9,000
Floyd, Georgia 14 $ 1,350,000 $ 96,428 $ 5,000
Troup, Georgia 14 $ 1,586,000 $ 113,285 $ 0
Walton, Georgia 14 $ 2,186,000 $ 156,142 $ 0
York, Maine 14 $ 2,592,000 $ 185,142 $ 0
Washington, Maryland 14 $ 2,586,000 $ 184,714 $ 0
Tuscola, Michigan 14 $ 1,722,000 $ 123,000 $ 0
Allegany, New York 14 $ 1,775,000 $ 126,785 $ 0
Durham, North Carolina 14 $ 2,498,000 $ 178,428 $ 5,000
Elmore, Alabama 13 $ 1,433,000 $ 110,230 $ 6,000
Talladega, Alabama 13 $ 1,471,000 $ 113,153 $ 0
Tallapoosa, Alabama 13 $ 1,248,000 $ 96,000 $ 1,000
Alachua, Florida 13 $ 1,554,000 $ 119,538 $ 4,000
Lake, Florida 13 $ 5,474,000 $ 421,076 $ 109,000
Sarasota, Florida 13 $ 1,987,000 $ 152,846 $ 4,000
Baldwin, Georgia 13 $ 1,379,000 $ 106,076 $ 0
Glynn, Georgia 13 $ 1,571,000 $ 120,846 $ 6,000
Walker, Georgia 13 $ 1,504,000 $ 115,692 $ 0
St. John the Baptist, Louisiana 13 $ 1,338,000 $ 102,923 $ 1,000
Terrebonne, Louisiana 13 $ 1,274,000 $ 98,000 $ 6,000
Androscoggin, Maine 13 $ 2,360,000 $ 181,538 $ 0
Ottawa, Michigan 13 $ 1,463,000 $ 112,538 $ 0
Ramsey, Minnesota 13 $ 2,492,000 $ 191,692 $ 2,000
Jefferson, Missouri 13 $ 2,047,000 $ 157,461 $ 9,000
St. Charles, Missouri 13 $ 2,284,000 $ 175,692 $ 0
Bronx, New York 13 $ 3,943,000 $ 303,307 $ 6,000
Canadian, Oklahoma 13 $ 1,779,000 $ 136,846 $ 10,000
Knox, Tennessee 13 $ 1,902,000 $ 146,307 $ 0
Clark, Washington 13 $ 1,997,000 $ 153,615 $ 15,000
Russell, Alabama 12 $ 1,429,000 $ 119,083 $ 0
Shelby, Alabama 12 $ 2,225,000 $ 185,416 $ 8,000
Riverside, California 12 $ 4,148,000 $ 345,666 $ 15,000
Bay, Florida 12 $ 1,697,000 $ 141,416 $ 7,000
Manatee, Florida 12 $ 1,882,000 $ 156,833 $ 6,000
Effingham, Georgia 12 $ 1,935,000 $ 161,250 $ 6,000
McDuffie, Georgia 12 $ 1,489,000 $ 124,083 $ 0
Monroe, Georgia 12 $ 1,364,000 $ 113,666 $ 0
Murray, Georgia 12 $ 1,376,000 $ 114,666 $ 5,000
Woodbury, Iowa 12 $ 1,282,000 $ 106,833 $ 7,000
St. Landry, Louisiana 12 $ 1,223,000 $ 101,916 $ 5,000
Kennebec, Maine 12 $ 1,880,000 $ 156,666 $ 0
Somerset, Maine 12 $ 1,566,000 $ 130,500 $ 2,000
Middlesex, Massachusetts 12 $ 2,349,000 $ 195,750 $ 0
Monroe, Michigan 12 $ 1,713,000 $ 142,750 $ 0
Jasper, Missouri 12 $ 1,505,000 $ 125,416 $ 2,000
Delaware, Pennsylvania 12 $ 1,615,000 $ 134,583 $ 0
Salt Lake, Utah 12 $ 2,330,000 $ 194,166 $ 13,000
Chesterfield, Virginia 12 $ 2,087,000 $ 173,916 $ 12,000
Lauderdale, Alabama 11 $ 1,144,000 $ 104,000 $ 0
Fairbanks North Star, Alaska 11 $ 2,400,000 $ 218,181 $ 0
Kent, Delaware 11 $ 2,016,000 $ 183,272 $ 0
Clay, Florida 11 $ 1,927,000 $ 175,181 $ 0
Gordon, Georgia 11 $ 1,205,000 $ 109,545 $ 0
Lowndes, Georgia 11 $ 1,567,000 $ 142,454 $ 0
Worcester, Massachusetts 11 $ 2,788,000 $ 253,454 $ 0
Eaton, Michigan 11 $ 1,400,000 $ 127,272 $ 0
Ingham, Michigan 11 $ 1,241,000 $ 112,818 $ 8,000
Muskegon, Michigan 11 $ 1,192,000 $ 108,363 $ 0
Warren, New Jersey 11 $ 2,555,000 $ 232,272 $ 30,000
Cayuga, New York 11 $ 807,000 $ 73,363 $ 0
Dutchess, New York 11 $ 2,446,000 $ 222,363 $ 19,000
Ulster, New York 11 $ 1,768,000 $ 160,727 $ 0
Wayne, New York 11 $ 942,000 $ 85,636 $ 0
Wayne, North Carolina 11 $ 1,544,000 $ 140,363 $ 0
Coffee, Alabama 10 $ 973,000 $ 97,300 $ 0
Limestone, Alabama 10 $ 1,300,000 $ 130,000 $ 9,000
St. Clair, Alabama 10 $ 990,000 $ 99,000 $ 8,000
Alameda, California 10 $ 3,456,000 $ 345,600 $ 23,000
Contra Costa, California 10 $ 3,674,000 $ 367,400 $ 0
Flagler, Florida 10 $ 1,833,000 $ 183,300 $ 0
Putnam, Florida 10 $ 1,189,000 $ 118,900 $ 0
Camden, Georgia 10 $ 1,237,000 $ 123,700 $ 5,000
Catoosa, Georgia 10 $ 1,045,000 $ 104,500 $ 15,000
Chattooga, Georgia 10 $ 989,000 $ 98,900 $ 22,000
Stephens, Georgia 10 $ 957,000 $ 95,700 $ 0
Thomas, Georgia 10 $ 1,489,000 $ 148,900 $ 0
Essex, Massachusetts 10 $ 2,468,000 $ 246,800 $ 0
Franklin, Missouri 10 $ 1,363,000 $ 136,300 $ 5,000
Greene, Missouri 10 $ 1,126,000 $ 112,600 $ 0
Salem, New Jersey 10 $ 1,658,000 $ 165,800 $ 22,000
Dona Ana, New Mexico 10 $ 1,431,000 $ 143,100 $ 4,000
Albany, New York 10 $ 899,000 $ 89,900 $ 0
Genesee, New York 10 $ 889,000 $ 88,900 $ 0
Rensselaer, New York 10 $ 1,077,000 $ 107,700 $ 4,000
St. Lawrence, New York 10 $ 718,000 $ 71,800 $ 0
Creek, Oklahoma 10 $ 1,215,000 $ 121,500 $ 8,000
Bucks, Pennsylvania 10 $ 2,517,000 $ 251,700 $ 11,000
Madison, Tennessee 10 $ 1,308,000 $ 130,800 $ 0
Sevier, Tennessee 10 $ 1,757,000 $ 175,700 $ 0
Thurston, Washington 10 $ 2,094,000 $ 209,400 $ 0
Matanuska-Susitna, Alaska 9 $ 2,044,000 $ 227,111 $ 0
Kern, California 9 $ 1,696,000 $ 188,444 $ 6,000
Okaloosa, Florida 9 $ 1,269,000 $ 141,000 $ 0
Jones, Georgia 9 $ 1,095,000 $ 121,666 $ 4,000
Pike, Georgia 9 $ 1,393,000 $ 154,777 $ 0
Will, Illinois 9 $ 1,918,000 $ 213,111 $ 0
Elkhart, Indiana 9 $ 996,000 $ 110,666 $ 0
Dubuque, Iowa 9 $ 1,149,000 $ 127,666 $ 6,000
Linn, Iowa 9 $ 856,000 $ 95,111 $ 0
Calcasieu, Louisiana 9 $ 1,017,000 $ 113,000 $ 3,000
St. Charles, Louisiana 9 $ 1,219,000 $ 135,444 $ 0
Harford, Maryland 9 $ 1,656,000 $ 184,000 $ 25,000
Plymouth, Massachusetts 9 $ 2,509,000 $ 278,777 $ 11,000
Bay, Michigan 9 $ 903,000 $ 100,333 $ 8,000
Hillsdale, Michigan 9 $ 1,094,000 $ 121,555 $ 7,000
Lapeer, Michigan 9 $ 1,457,000 $ 161,888 $ 0
Lenawee, Michigan 9 $ 1,580,000 $ 175,555 $ 0
Van Buren, Michigan 9 $ 1,200,000 $ 133,333 $ 0
Hennepin, Minnesota 9 $ 1,508,000 $ 167,555 $ 0
Merrimack, New Hampshire 9 $ 1,750,000 $ 194,444 $ 9,000
Sussex, New Jersey 9 $ 1,566,000 $ 174,000 $ 33,000
Sandoval, New Mexico 9 $ 1,602,000 $ 178,000 $ 11,000
Saratoga, New York 9 $ 959,000 $ 106,555 $ 2,000
Schenectady, New York 9 $ 1,015,000 $ 112,777 $ 0
Cuyahoga, Ohio 9 $ 1,539,000 $ 171,000 $ 0
Comanche, Oklahoma 9 $ 645,000 $ 71,666 $ 4,000
Montgomery, Tennessee 9 $ 936,000 $ 104,000 $ 7,000
Sumner, Tennessee 9 $ 1,311,000 $ 145,666 $ 0
Norfolk, Virginia 9 $ 1,077,000 $ 119,666 $ 5,000
Richmond City, Virginia 9 $ 1,155,000 $ 128,333 $ 4,000
Kitsap, Washington 9 $ 1,794,000 $ 199,333 $ 0
Blount, Alabama 8 $ 766,000 $ 95,750 $ 11,000
Dallas, Alabama 8 $ 842,000 $ 105,250 $ 7,000
Monroe, Alabama 8 $ 713,000 $ 89,125 $ 5,000
Citrus, Florida 8 $ 1,298,000 $ 162,250 $ 0
Highlands, Florida 8 $ 1,332,000 $ 166,500 $ 0
Leon, Florida 8 $ 1,631,000 $ 203,875 $ 18,000
Monroe, Florida 8 $ 2,910,000 $ 363,750 $ 59,000
Bulloch, Georgia 8 $ 984,000 $ 123,000 $ 0
Fayette, Georgia 8 $ 1,930,000 $ 241,250 $ 10,000
Ada, Idaho 8 $ 1,755,000 $ 219,375 $ 0
Iberia, Louisiana 8 $ 952,000 $ 119,000 $ 15,000
Natchitoches, Louisiana 8 $ 943,000 $ 117,875 $ 0
Rapides, Louisiana 8 $ 941,000 $ 117,625 $ 5,000
Lincoln, Maine 8 $ 884,000 $ 110,500 $ 0
Carroll, Maryland 8 $ 1,574,000 $ 196,750 $ 8,000
Wicomico, Maryland 8 $ 1,113,000 $ 139,125 $ 15,000
Norfolk, Massachusetts 8 $ 1,958,000 $ 244,750 $ 0
Allegan, Michigan 8 $ 1,484,000 $ 185,500 $ 0
Cass, Michigan 8 $ 729,000 $ 91,125 $ 0
Mason, Michigan 8 $ 941,000 $ 117,625 $ 0
Broome, New York 8 $ 577,000 $ 72,125 $ 4,000
Herkimer, New York 8 $ 683,000 $ 85,375 $ 0
Livingston, New York 8 $ 584,000 $ 73,000 $ 0
New York, New York 8 $ 1,897,000 $ 237,125 $ 6,000
Sullivan, New York 8 $ 960,000 $ 120,000 $ 0
Cumberland, North Carolina 8 $ 781,000 $ 97,625 $ 5,000
Johnston, North Carolina 8 $ 1,191,000 $ 148,875 $ 15,000
Onslow, North Carolina 8 $ 795,000 $ 99,375 $ 20,000
Rowan, North Carolina 8 $ 1,487,000 $ 185,875 $ 3,000
Cleveland, Oklahoma 8 $ 761,000 $ 95,125 $ 5,000
Stephens, Oklahoma 8 $ 666,000 $ 83,250 $ 0
Dauphin, Pennsylvania 8 $ 1,029,000 $ 128,625 $ 0
Monroe, Pennsylvania 8 $ 1,586,000 $ 198,250 $ 23,000
Montgomery, Pennsylvania 8 $ 1,564,000 $ 195,500 $ 0
Hampton, Virginia 8 $ 944,000 $ 118,000 $ 9,000
Stafford, Virginia 8 $ 1,878,000 $ 234,750 $ 3,000
Chilton, Alabama 7 $ 738,000 $ 105,428 $ 7,000
Colbert, Alabama 7 $ 646,000 $ 92,285 $ 0
Cullman, Alabama 7 $ 927,000 $ 132,428 $ 10,000
Dale, Alabama 7 $ 681,000 $ 97,285 $ 0
Lawrence, Alabama 7 $ 571,000 $ 81,571 $ 0
Marshall, Alabama 7 $ 924,000 $ 132,000 $ 0
Mohave, Arizona 7 $ 1,332,000 $ 190,285 $ 0
Lonoke, Arkansas 7 $ 876,000 $ 125,142 $ 0
Sebastian, Arkansas 7 $ 627,000 $ 89,571 $ 5,000
San Joaquin, California 7 $ 1,759,000 $ 251,285 $ 0
Stanislaus, California 7 $ 1,724,000 $ 246,285 $ 0
Ventura, California 7 $ 2,605,000 $ 372,142 $ 0
Arapahoe, Colorado 7 $ 1,481,000 $ 211,571 $ 0
Denver, Colorado 7 $ 1,107,000 $ 158,142 $ 0
Hernando, Florida 7 $ 835,000 $ 119,285 $ 0
Burke, Georgia 7 $ 636,000 $ 90,857 $ 9,000
Decatur, Georgia 7 $ 1,058,000 $ 151,142 $ 5,000
Meriwether, Georgia 7 $ 931,000 $ 133,000 $ 0
Delaware, Indiana 7 $ 705,000 $ 100,714 $ 20,000
Porter, Indiana 7 $ 1,028,000 $ 146,857 $ 7,000
Wayne, Indiana 7 $ 774,000 $ 110,571 $ 0
Beauregard, Louisiana 7 $ 797,000 $ 113,857 $ 0
Bossier, Louisiana 7 $ 617,000 $ 88,142 $ 0
Lincoln, Louisiana 7 $ 1,166,000 $ 166,571 $ 13,000
Morehouse, Louisiana 7 $ 703,000 $ 100,428 $ 0
Calvert, Maryland 7 $ 1,788,000 $ 255,428 $ 10,000
Howard, Maryland 7 $ 1,571,000 $ 224,428 $ 10,000
St. Mary's, Maryland 7 $ 1,468,000 $ 209,714 $ 8,000
Bristol, Massachusetts 7 $ 1,837,000 $ 262,428 $ 0
Suffolk, Massachusetts 7 $ 1,485,000 $ 212,142 $ 0
Newaygo, Michigan 7 $ 979,000 $ 139,857 $ 0
Dakota, Minnesota 7 $ 1,514,000 $ 216,285 $ 0
Christian, Missouri 7 $ 798,000 $ 114,000 $ 0
Belknap, New Hampshire 7 $ 1,170,000 $ 167,142 $ 11,000
Cheshire, New Hampshire 7 $ 1,148,000 $ 164,000 $ 0
Strafford, New Hampshire 7 $ 1,475,000 $ 210,714 $ 20,000
Chenango, New York 7 $ 520,000 $ 74,285 $ 0
Cortland, New York 7 $ 593,000 $ 84,714 $ 0
Washington, New York 7 $ 575,000 $ 82,142 $ 0
Brunswick, North Carolina 7 $ 1,435,000 $ 205,000 $ 22,000
Carteret, North Carolina 7 $ 1,335,000 $ 190,714 $ 0
Currituck, North Carolina 7 $ 1,537,000 $ 219,571 $ 18,000
Dare, North Carolina 7 $ 1,885,000 $ 269,285 $ 9,000
Rogers, Oklahoma 7 $ 768,000 $ 109,714 $ 0
Marion, Oregon 7 $ 890,000 $ 127,142 $ 0
Butler, Pennsylvania 7 $ 2,065,000 $ 295,000 $ 0
Luzerne, Pennsylvania 7 $ 773,000 $ 110,428 $ 0
Northampton, Pennsylvania 7 $ 1,765,000 $ 252,142 $ 0
Pike, Pennsylvania 7 $ 1,481,000 $ 211,571 $ 0
McMinn, Tennessee 7 $ 837,000 $ 119,571 $ 0
Sullivan, Tennessee 7 $ 908,000 $ 129,714 $ 6,000
Chesapeake, Virginia 7 $ 1,198,000 $ 171,142 $ 8,000
Frederick, Virginia 7 $ 1,180,000 $ 168,571 $ 12,000
Portsmouth, Virginia 7 $ 665,000 $ 95,000 $ 0
Spotsylvania, Virginia 7 $ 1,594,000 $ 227,714 $ 13,000
Waukesha, Wisconsin 7 $ 2,021,000 $ 288,714 $ 0
Escambia, Alabama 6 $ 537,000 $ 89,500 $ 14,000
Franklin, Alabama 6 $ 750,000 $ 125,000 $ 0
Marengo, Alabama 6 $ 504,000 $ 84,000 $ 7,000
Walker, Alabama 6 $ 631,000 $ 105,166 $ 7,000
Jefferson, Arkansas 6 $ 673,000 $ 112,166 $ 34,000
Saline, Arkansas 6 $ 1,071,000 $ 178,500 $ 5,000
Indian River, Florida 6 $ 1,108,000 $ 184,666 $ 7,000
Elbert, Georgia 6 $ 550,000 $ 91,666 $ 0
Harris, Georgia 6 $ 568,000 $ 94,666 $ 5,000
Polk, Georgia 6 $ 849,000 $ 141,500 $ 7,000
Tift, Georgia 6 $ 475,000 $ 79,166 $ 5,000
DuPage, Illinois 6 $ 1,124,000 $ 187,333 $ 39,000
Kane, Illinois 6 $ 1,258,000 $ 209,666 $ 0
Lake, Illinois 6 $ 1,520,000 $ 253,333 $ 19,000
Bartholomew, Indiana 6 $ 539,000 $ 89,833 $ 0
Johnson, Indiana 6 $ 686,000 $ 114,333 $ 0
Black Hawk, Iowa 6 $ 705,000 $ 117,500 $ 0
West Baton Rouge, Louisiana 6 $ 667,000 $ 111,166 $ 13,000
Knox, Maine 6 $ 1,056,000 $ 176,000 $ 0
Oxford, Maine 6 $ 502,000 $ 83,666 $ 0
Waldo, Maine 6 $ 1,021,000 $ 170,166 $ 0
Worcester, Maryland 6 $ 1,373,000 $ 228,833 $ 8,000
Shiawassee, Michigan 6 $ 751,000 $ 125,166 $ 0
Anoka, Minnesota 6 $ 1,036,000 $ 172,666 $ 0
Washington, Minnesota 6 $ 1,504,000 $ 250,666 $ 10,000
Adair, Missouri 6 $ 622,000 $ 103,666 $ 0
Dunklin, Missouri 6 $ 492,000 $ 82,000 $ 0
St. Francois, Missouri 6 $ 541,000 $ 90,166 $ 0
Grafton, New Hampshire 6 $ 1,081,000 $ 180,166 $ 5,000
Hunterdon, New Jersey 6 $ 1,332,000 $ 222,000 $ 0
Clinton, New York 6 $ 470,000 $ 78,333 $ 0
Jefferson, New York 6 $ 556,000 $ 92,666 $ 0
Ontario, New York 6 $ 604,000 $ 100,666 $ 0
Orleans, New York 6 $ 584,000 $ 97,333 $ 0
Schoharie, New York 6 $ 685,000 $ 114,166 $ 18,000
Tioga, New York 6 $ 591,000 $ 98,500 $ 0
Yates, New York 6 $ 548,000 $ 91,333 $ 0
Forsyth, North Carolina 6 $ 597,000 $ 99,500 $ 0
Guilford, North Carolina 6 $ 1,727,000 $ 287,833 $ 0
Harnett, North Carolina 6 $ 1,117,000 $ 186,166 $ 0
Iredell, North Carolina 6 $ 964,000 $ 160,666 $ 15,000
Lehigh, Pennsylvania 6 $ 1,172,000 $ 195,333 $ 39,000
Minnehaha, South Dakota 6 $ 708,000 $ 118,000 $ 0
Bedford, Tennessee 6 $ 709,000 $ 118,166 $ 0
Blount, Tennessee 6 $ 667,000 $ 111,166 $ 5,000
Cheatham, Tennessee 6 $ 956,000 $ 159,333 $ 0
Greene, Tennessee 6 $ 876,000 $ 146,000 $ 9,000
Tipton, Tennessee 6 $ 808,000 $ 134,666 $ 0
Williamson, Tennessee 6 $ 1,254,000 $ 209,000 $ 5,000
Utah, Utah 6 $ 1,262,000 $ 210,333 $ 0
Chittenden, Vermont 6 $ 1,440,000 $ 240,000 $ 0
Campbell, Virginia 6 $ 562,000 $ 93,666 $ 0
Henrico, Virginia 6 $ 1,063,000 $ 177,166 $ 4,000
Grant, Washington 6 $ 860,000 $ 143,333 $ 0
Yakima, Washington 6 $ 951,000 $ 158,500 $ 0
Walworth, Wisconsin 6 $ 1,388,000 $ 231,333 $ 0
Bibb, Alabama 5 $ 577,000 $ 115,400 $ 0
Clarke, Alabama 5 $ 686,000 $ 137,200 $ 0
Covington, Alabama 5 $ 466,000 $ 93,200 $ 0
Pickens, Alabama 5 $ 502,000 $ 100,400 $ 0
Yuma, Arizona 5 $ 727,000 $ 145,400 $ 6,000
Craighead, Arkansas 5 $ 743,000 $ 148,600 $ 0
Merced, California 5 $ 1,200,000 $ 240,000 $ 0
Adams, Colorado 5 $ 1,040,000 $ 208,000 $ 19,000
Boulder, Colorado 5 $ 1,025,000 $ 205,000 $ 0
Douglas, Colorado 5 $ 1,377,000 $ 275,400 $ 0
Jackson, Florida 5 $ 448,000 $ 89,600 $ 0
Martin, Florida 5 $ 964,000 $ 192,800 $ 12,000
Santa Rosa, Florida 5 $ 763,000 $ 152,600 $ 24,000
Ben Hill, Georgia 5 $ 344,000 $ 68,800 $ 0
Colquitt, Georgia 5 $ 642,000 $ 128,400 $ 0
Cook, Georgia 5 $ 399,000 $ 79,800 $ 0
Gilmer, Georgia 5 $ 679,000 $ 135,800 $ 0
Habersham, Georgia 5 $ 517,000 $ 103,400 $ 0
Hart, Georgia 5 $ 569,000 $ 113,800 $ 0
Jasper, Georgia 5 $ 621,000 $ 124,200 $ 0
Laurens, Georgia 5 $ 625,000 $ 125,000 $ 0
Mitchell, Georgia 5 $ 295,000 $ 59,000 $ 0
Montgomery, Georgia 5 $ 634,000 $ 126,800 $ 7,000
Pickens, Georgia 5 $ 882,000 $ 176,400 $ 0
Sumter, Georgia 5 $ 364,000 $ 72,800 $ 0
Twiggs, Georgia 5 $ 443,000 $ 88,600 $ 0
Upson, Georgia 5 $ 750,000 $ 150,000 $ 8,000
Worth, Georgia 5 $ 483,000 $ 96,600 $ 0
Canyon, Idaho 5 $ 666,000 $ 133,200 $ 0
Kootenai, Idaho 5 $ 1,168,000 $ 233,600 $ 0
Madison, Illinois 5 $ 1,688,000 $ 337,600 $ 0
Allen, Indiana 5 $ 543,000 $ 108,600 $ 0
Putnam, Indiana 5 $ 312,000 $ 62,400 $ 0
St. Joseph, Indiana 5 $ 635,000 $ 127,000 $ 0
Vanderburgh, Indiana 5 $ 525,000 $ 105,000 $ 0
Pottawattamie, Iowa 5 $ 725,000 $ 145,000 $ 0
Iberville, Louisiana 5 $ 464,000 $ 92,800 $ 17,000
Ouachita, Louisiana 5 $ 796,000 $ 159,200 $ 6,000
Aroostook, Maine 5 $ 493,000 $ 98,600 $ 7,000
Caroline, Maryland 5 $ 770,000 $ 154,000 $ 0
Barnstable, Massachusetts 5 $ 1,672,000 $ 334,400 $ 0
Charlevoix, Michigan 5 $ 962,000 $ 192,400 $ 0
Huron, Michigan 5 $ 555,000 $ 111,000 $ 0
Livingston, Michigan 5 $ 809,000 $ 161,800 $ 0
Sanilac, Michigan 5 $ 595,000 $ 119,000 $ 0
Scott, Minnesota 5 $ 1,180,000 $ 236,000 $ 0
Stearns, Minnesota 5 $ 587,000 $ 117,400 $ 0
Buchanan, Missouri 5 $ 427,000 $ 85,400 $ 7,000
Douglas, Nebraska 5 $ 744,000 $ 148,800 $ 60,000
Grant, New Mexico 5 $ 624,000 $ 124,800 $ 0
Santa Fe, New Mexico 5 $ 1,114,000 $ 222,800 $ 15,000
Montgomery, New York 5 $ 323,000 $ 64,600 $ 11,000
Otsego, New York 5 $ 500,000 $ 100,000 $ 0
Ashe, North Carolina 5 $ 630,000 $ 126,000 $ 0
Catawba, North Carolina 5 $ 937,000 $ 187,400 $ 0
Cleveland, North Carolina 5 $ 583,000 $ 116,600 $ 0
Gaston, North Carolina 5 $ 882,000 $ 176,400 $ 0
Orange, North Carolina 5 $ 933,000 $ 186,600 $ 10,000
Randolph, North Carolina 5 $ 990,000 $ 198,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Novastar Home Mortgage, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,984 $1,216,329,000 $174,000 $3,201,000 $9,000 $1,200,000
Home Purchase 4,306 $594,346,000 $138,000 $2,750,000 $2,000 $300,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 6,420 $1,056,724,000 $164,000 $2,750,000 $4,000 $1,200,000
White 3,029 $473,675,000 $156,000 $3,201,000 $8,000 $377,000
Black or African American 1,484 $205,114,000 $138,000 $650,000 $11,000 $300,000
Hispanic 283 $56,880,000 $200,000 $700,000 $17,000 $252,000
Asian 42 $11,777,000 $280,000 $2,300,000 $24,000 $168,000
American Indian or Alaskan Native 18 $3,989,000 $221,000 $594,000 $23,000 $156,000
Native Hawaiian or Other Pacific Islander 14 $2,516,000 $179,000 $402,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,272 $1,808,701,000 $160,000 $3,201,000 $7,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $885,000 $110,000 $165,000 $0 $0
FHA-insured (Federal Housing Administration) 6 $599,000 $99,000 $147,000 $0 $0
VA-guaranteed (Veterans Administration) 4 $490,000 $122,000 $170,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,327 $1,455,253,000 $156,000 $2,750,000 $0 $1,200,000
File Closed For Incompleteness 936 $167,924,000 $179,000 $3,201,000 $0 $126,000
Loan Originated 690 $123,976,000 $179,000 $845,000 $67,000 $377,000
Application Approved But Not Accepted 325 $60,681,000 $186,000 $874,000 $73,000 $404,000
Application Withdrawn By Applicant 12 $2,841,000 $236,000 $714,000 $75,000 $187,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Novastar Home Mortgage, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Novastar Home Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List