On Q Financial, LLC Mortgage Lending & HMDA Data, 2022
In 2022, On Q Financial, LLC of Scottsdale, AZ reported 7,524 mortgage applications totaling $2.5 billion, down 40% from 2021. The average application was for $335,095, and applicants reported an average income of $117,047. 39% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,020), Greenville-Anderson-Mauldin, SC (850) and Atlanta-Sandy Springs-Roswell, GA (321) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 7,524 |
| Total Mortgage Loan Application Amount | $2,521,260,000 |
| Average Mortgage Loan Application Amount | $335,095 |
| Highest Mortgage Loan Application Amount | $2,655,000 |
| Average Applicant Income | $117,047 |
| Highest Applicant Income | $2,176,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,037 | $ 244,645,000 | $ 235,916 | $ 91,582 |
| Phoenix-Mesa-Scottsdale, AZ | 1,020 | $ 396,230,000 | $ 388,460 | $ 129,000 |
| Greenville-Anderson-Mauldin, SC | 850 | $ 193,350,000 | $ 227,470 | $ 85,000 |
| Atlanta-Sandy Springs-Roswell, GA | 321 | $ 105,995,000 | $ 330,202 | $ 116,000 |
| St. Louis, MO-IL | 240 | $ 65,730,000 | $ 273,875 | $ 116,395 |
| Seattle-Bellevue-Everett, WA | 180 | $ 135,510,000 | $ 752,833 | $ 251,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 169 | $ 71,905,000 | $ 425,473 | $ 142,035 |
| Los Angeles-Long Beach-Glendale, CA | 166 | $ 88,300,000 | $ 531,927 | $ 127,000 |
| Denver-Aurora-Lakewood, CO | 133 | $ 77,785,000 | $ 584,849 | $ 189,000 |
| Spartanburg, SC | 132 | $ 30,930,000 | $ 234,318 | $ 87,000 |
| Riverside-San Bernardino-Ontario, CA | 131 | $ 59,245,000 | $ 452,251 | $ 137,000 |
| Prescott Valley-Prescott, AZ | 97 | $ 28,435,000 | $ 293,144 | $ 103,000 |
| Las Vegas-Henderson-Paradise, NV | 96 | $ 34,610,000 | $ 360,520 | $ 100,000 |
| Dallas-Plano-Irving, TX | 90 | $ 32,910,000 | $ 365,666 | $ 148,000 |
| Tampa-St. Petersburg-Clearwater, FL | 88 | $ 29,750,000 | $ 338,068 | $ 92,000 |
| Charlotte-Concord-Gastonia, NC-SC | 80 | $ 21,210,000 | $ 265,125 | $ 91,325 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 65 | $ 23,475,000 | $ 361,153 | $ 129,415 |
| Tacoma-Lakewood, WA | 64 | $ 27,810,000 | $ 434,531 | $ 155,000 |
| Wilmington, NC | 62 | $ 19,120,000 | $ 308,387 | $ 120,000 |
| Tucson, AZ | 59 | $ 18,535,000 | $ 314,152 | $ 105,000 |
| Houston-The Woodlands-Sugar Land, TX | 57 | $ 18,905,000 | $ 331,666 | $ 139,000 |
| San Diego-Carlsbad, CA | 53 | $ 27,505,000 | $ 518,962 | $ 138,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 49 | $ 13,085,000 | $ 267,040 | $ 110,959 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 49 | $ 20,595,000 | $ 420,306 | $ 139,000 |
| Bakersfield, CA | 48 | $ 13,330,000 | $ 277,708 | $ 103,000 |
| Chicago-Naperville, IL | 45 | $ 14,435,000 | $ 320,777 | $ 113,000 |
| Flagstaff, AZ | 44 | $ 15,740,000 | $ 357,727 | $ 163,000 |
| Reno, NV | 44 | $ 20,530,000 | $ 466,590 | $ 165,000 |
| Raleigh, NC | 42 | $ 13,660,000 | $ 325,238 | $ 104,000 |
| Orlando-Kissimmee-Sanford, FL | 39 | $ 13,875,000 | $ 355,769 | $ 119,000 |
| Lake Havasu City-Kingman, AZ | 38 | $ 10,980,000 | $ 288,947 | $ 129,000 |
| Anaheim-Santa Ana-Irvine, CA | 37 | $ 20,865,000 | $ 563,918 | $ 158,000 |
| Jacksonville, NC | 37 | $ 9,355,000 | $ 252,837 | $ 90,000 |
| Lewiston, ID-WA | 37 | $ 8,185,000 | $ 221,216 | $ 84,297 |
| Fort Worth-Arlington, TX | 35 | $ 11,275,000 | $ 322,142 | $ 112,000 |
| Baltimore-Columbia-Towson, MD | 33 | $ 11,505,000 | $ 348,636 | $ 176,000 |
| Jacksonville, FL | 33 | $ 10,435,000 | $ 316,212 | $ 119,000 |
| Miami-Miami Beach-Kendall, FL | 33 | $ 12,395,000 | $ 375,606 | $ 145,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 33 | $ 12,055,000 | $ 365,303 | $ 111,242 |
| Richmond, VA | 33 | $ 10,925,000 | $ 331,060 | $ 132,000 |
| Fayetteville, NC | 30 | $ 7,540,000 | $ 251,333 | $ 93,000 |
| Springfield, MO | 30 | $ 6,360,000 | $ 212,000 | $ 89,000 |
| Washington-Baltimore-Arlington, DC | 30 | $ 13,130,000 | $ 437,666 | $ 283,000 |
| Gainesville, GA | 27 | $ 9,345,000 | $ 346,111 | $ 106,000 |
| Columbia, MO | 24 | $ 5,500,000 | $ 229,166 | $ 71,000 |
| Indianapolis-Carmel-Anderson, IN | 24 | $ 6,780,000 | $ 282,500 | $ 115,000 |
| Kansas City, MO-KS | 23 | $ 5,945,000 | $ 258,478 | $ 125,608 |
| Sacramento--Roseville--Arden-Arcade, CA | 23 | $ 10,185,000 | $ 442,826 | $ 116,000 |
| Dover, DE | 22 | $ 6,220,000 | $ 282,727 | $ 99,000 |
| Greenville, NC | 22 | $ 5,250,000 | $ 238,636 | $ 70,000 |
| San Antonio-New Braunfels, TX | 22 | $ 6,220,000 | $ 282,727 | $ 95,000 |
| Columbia, SC | 21 | $ 7,005,000 | $ 333,571 | $ 109,000 |
| Newark, NJ-PA | 21 | $ 8,625,000 | $ 410,714 | $ 149,000 |
| Austin-Round Rock, TX | 20 | $ 7,700,000 | $ 385,000 | $ 114,000 |
| Charleston-North Charleston, SC | 20 | $ 7,100,000 | $ 355,000 | $ 124,000 |
| New York-Newark, NY | 20 | $ 8,890,000 | $ 444,500 | $ 166,000 |
| Salt Lake City, UT | 20 | $ 9,300,000 | $ 465,000 | $ 126,000 |
| Baton Rouge, LA | 19 | $ 6,095,000 | $ 320,789 | $ 126,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 7,025,000 | $ 369,736 | $ 125,000 |
| Greensboro-High Point, NC | 19 | $ 6,725,000 | $ 353,947 | $ 162,000 |
| New York-Jersey City-White Plains, NY-NJ | 19 | $ 8,705,000 | $ 458,157 | $ 130,210 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 8,905,000 | $ 468,684 | $ 110,000 |
| Charlottesville, VA | 18 | $ 6,790,000 | $ 377,222 | $ 186,000 |
| Savannah, GA | 18 | $ 4,960,000 | $ 275,555 | $ 66,000 |
| Boston, MA | 17 | $ 8,575,000 | $ 504,411 | $ 124,000 |
| Chattanooga, TN-GA | 17 | $ 5,065,000 | $ 297,941 | $ 73,588 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 10,255,000 | $ 603,235 | $ 157,000 |
| Memphis, TN-MS-AR | 16 | $ 4,620,000 | $ 288,750 | $ 93,375 |
| Spokane-Spokane Valley, WA | 16 | $ 5,470,000 | $ 341,875 | $ 167,000 |
| Fresno, CA | 15 | $ 5,895,000 | $ 393,000 | $ 134,000 |
| Clarksville, TN-KY | 14 | $ 5,430,000 | $ 387,857 | $ 108,714 |
| Lakeland-Winter Haven, FL | 14 | $ 4,280,000 | $ 305,714 | $ 78,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 14 | $ 5,270,000 | $ 376,428 | $ 117,000 |
| Winston-Salem, NC | 14 | $ 2,550,000 | $ 182,142 | $ 76,000 |
| Jefferson City, MO | 13 | $ 1,885,000 | $ 145,000 | $ 51,000 |
| Macon-Bibb County, GA | 13 | $ 3,115,000 | $ 239,615 | $ 75,000 |
| New Orleans-Metairie, LA | 13 | $ 3,935,000 | $ 302,692 | $ 117,000 |
| Shreveport-Bossier City, LA | 13 | $ 2,305,000 | $ 177,307 | $ 66,000 |
| Camden, NJ | 12 | $ 3,770,000 | $ 314,166 | $ 142,000 |
| Cincinnati, OH-KY-IN | 12 | $ 2,620,000 | $ 218,333 | $ 74,833 |
| Colorado Springs, CO | 12 | $ 5,060,000 | $ 421,666 | $ 143,000 |
| Durham-Chapel Hill, NC | 12 | $ 4,110,000 | $ 342,500 | $ 131,000 |
| Pittsburgh, PA | 12 | $ 2,650,000 | $ 220,833 | $ 88,000 |
| Dayton-Springfield-Kettering, OH | 11 | $ 2,665,000 | $ 242,272 | $ 90,000 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 4,265,000 | $ 387,727 | $ 126,000 |
| Ogden-Clearfield, UT | 11 | $ 4,315,000 | $ 392,272 | $ 80,000 |
| Bend-Redmond, OR | 10 | $ 4,470,000 | $ 447,000 | $ 152,000 |
| Columbus, GA-AL | 10 | $ 2,280,000 | $ 228,000 | $ 204,000 |
| Columbus, OH | 10 | $ 2,850,000 | $ 285,000 | $ 95,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 2,950,000 | $ 295,000 | $ 93,000 |
| Providence-Warwick, RI-MA | 10 | $ 3,310,000 | $ 331,000 | $ 141,300 |
| Salisbury, MD-DE | 10 | $ 3,090,000 | $ 309,000 | $ 96,400 |
| Santa Rosa, CA | 10 | $ 4,840,000 | $ 484,000 | $ 138,000 |
| Asheville, NC | 9 | $ 3,045,000 | $ 338,333 | $ 100,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 2,655,000 | $ 295,000 | $ 106,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 2,475,000 | $ 275,000 | $ 101,000 |
| Goldsboro, NC | 9 | $ 1,555,000 | $ 172,777 | $ 53,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 2,335,000 | $ 259,444 | $ 105,000 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 1,595,000 | $ 177,222 | $ 62,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,855,000 | $ 317,222 | $ 88,000 |
| Rockingham County-Strafford County, NH | 9 | $ 3,925,000 | $ 436,111 | $ 187,000 |
| Boise City, ID | 8 | $ 3,170,000 | $ 396,250 | $ 151,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 4,390,000 | $ 548,750 | $ 166,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 2,890,000 | $ 361,250 | $ 173,000 |
| Greeley, CO | 8 | $ 3,390,000 | $ 423,750 | $ 157,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 2,530,000 | $ 316,250 | $ 112,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 1,830,000 | $ 228,750 | $ 69,750 |
| Knoxville, TN | 8 | $ 2,540,000 | $ 317,500 | $ 102,000 |
| Louisville/Jefferson County, KY-IN | 8 | $ 2,630,000 | $ 328,750 | $ 83,875 |
| Oklahoma City, OK | 8 | $ 2,410,000 | $ 301,250 | $ 91,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 2,000,000 | $ 250,000 | $ 69,000 |
| Stockton-Lodi, CA | 8 | $ 3,560,000 | $ 445,000 | $ 92,000 |
| Tallahassee, FL | 8 | $ 1,580,000 | $ 197,500 | $ 62,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,535,000 | $ 219,285 | $ 90,571 |
| Birmingham-Hoover, AL | 7 | $ 2,035,000 | $ 290,714 | $ 98,000 |
| Bremerton-Silverdale, WA | 7 | $ 3,995,000 | $ 570,714 | $ 278,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,205,000 | $ 315,000 | $ 130,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 1,335,000 | $ 190,714 | $ 78,000 |
| Modesto, CA | 7 | $ 3,035,000 | $ 433,571 | $ 103,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 3,225,000 | $ 460,714 | $ 130,000 |
| Nassau County-Suffolk County, NY | 7 | $ 2,895,000 | $ 413,571 | $ 145,000 |
| Olympia-Tumwater, WA | 7 | $ 3,095,000 | $ 442,142 | $ 112,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 2,135,000 | $ 305,000 | $ 108,000 |
| Provo-Orem, UT | 7 | $ 3,135,000 | $ 447,857 | $ 96,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,665,000 | $ 237,857 | $ 63,000 |
| Valdosta, GA | 7 | $ 1,545,000 | $ 220,714 | $ 64,000 |
| Vallejo-Fairfield, CA | 7 | $ 3,265,000 | $ 466,428 | $ 131,000 |
| Athens-Clarke County, GA | 6 | $ 1,190,000 | $ 198,333 | $ 73,000 |
| El Paso, TX | 6 | $ 1,310,000 | $ 218,333 | $ 92,000 |
| Jackson, MS | 6 | $ 990,000 | $ 165,000 | $ 58,000 |
| Ocala, FL | 6 | $ 1,540,000 | $ 256,666 | $ 88,000 |
| Salem, OR | 6 | $ 2,130,000 | $ 355,000 | $ 114,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,760,000 | $ 293,333 | $ 94,500 |
| Auburn-Opelika, AL | 5 | $ 1,595,000 | $ 319,000 | $ 104,000 |
| Brunswick, GA | 5 | $ 1,795,000 | $ 359,000 | $ 156,000 |
| Cleveland-Elyria, OH | 5 | $ 1,295,000 | $ 259,000 | $ 96,000 |
| Elgin, IL | 5 | $ 1,295,000 | $ 259,000 | $ 102,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,495,000 | $ 299,000 | $ 100,400 |
| Huntsville, AL | 5 | $ 1,075,000 | $ 215,000 | $ 87,000 |
| Johnson City, TN | 5 | $ 2,105,000 | $ 421,000 | $ 135,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 1,735,000 | $ 347,000 | $ 122,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 2,005,000 | $ 401,000 | $ 123,000 |
| New Bern, NC | 5 | $ 1,155,000 | $ 231,000 | $ 83,000 |
| Philadelphia, PA | 5 | $ 1,325,000 | $ 265,000 | $ 75,000 |
| Port St. Lucie, FL | 5 | $ 1,535,000 | $ 307,000 | $ 107,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 3,125,000 | $ 625,000 | $ 207,000 |
| Sumter, SC | 5 | $ 1,005,000 | $ 201,000 | $ 64,000 |
| Albuquerque, NM | 4 | $ 1,120,000 | $ 280,000 | $ 85,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,130,000 | $ 282,500 | $ 100,000 |
| Beaumont-Port Arthur, TX | 4 | $ 830,000 | $ 207,500 | $ 76,000 |
| Bellingham, WA | 4 | $ 1,570,000 | $ 392,500 | $ 114,000 |
| Canton-Massillon, OH | 4 | $ 890,000 | $ 222,500 | $ 74,000 |
| Cape Girardeau, MO-IL | 4 | $ 820,000 | $ 205,000 | $ 50,000 |
| Gary, IN | 4 | $ 800,000 | $ 200,000 | $ 70,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,830,000 | $ 457,500 | $ 239,000 |
| Homosassa Springs, FL | 4 | $ 880,000 | $ 220,000 | $ 187,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 610,000 | $ 152,500 | $ 89,750 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,220,000 | $ 305,000 | $ 144,000 |
| Medford, OR | 4 | $ 1,790,000 | $ 447,500 | $ 106,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 890,000 | $ 222,500 | $ 103,000 |
| Panama City, FL | 4 | $ 1,160,000 | $ 290,000 | $ 94,000 |
| Punta Gorda, FL | 4 | $ 770,000 | $ 192,500 | $ 48,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 2,120,000 | $ 530,000 | $ 280,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,720,000 | $ 430,000 | $ 113,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,890,000 | $ 472,500 | $ 140,000 |
| Springfield, OH | 4 | $ 1,030,000 | $ 257,500 | $ 105,000 |
| Tulsa, OK | 4 | $ 1,470,000 | $ 367,500 | $ 240,000 |
| Tyler, TX | 4 | $ 1,090,000 | $ 272,500 | $ 80,000 |
| Victoria, TX | 4 | $ 1,000,000 | $ 250,000 | $ 124,000 |
| Visalia-Porterville, CA | 4 | $ 1,810,000 | $ 452,500 | $ 110,000 |
| Wheeling, WV-OH | 4 | $ 610,000 | $ 152,500 | $ 66,500 |
| Worcester, MA-CT | 4 | $ 1,280,000 | $ 320,000 | $ 106,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 715,000 | $ 238,333 | $ 128,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 895,000 | $ 298,333 | $ 126,333 |
| Amarillo, TX | 3 | $ 875,000 | $ 291,666 | $ 143,000 |
| Dalton, GA | 3 | $ 505,000 | $ 168,333 | $ 59,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 1,195,000 | $ 398,333 | $ 160,000 |
| East Stroudsburg, PA | 3 | $ 975,000 | $ 325,000 | $ 107,000 |
| Evansville, IN-KY | 3 | $ 415,000 | $ 138,333 | $ 44,000 |
| Flint, MI | 3 | $ 755,000 | $ 251,666 | $ 125,000 |
| Fort Collins, CO | 3 | $ 1,555,000 | $ 518,333 | $ 155,000 |
| Hattiesburg, MS | 3 | $ 395,000 | $ 131,666 | $ 50,000 |
| Hinesville, GA | 3 | $ 495,000 | $ 165,000 | $ 56,000 |
| Joplin, MO | 3 | $ 555,000 | $ 185,000 | $ 69,000 |
| Laredo, TX | 3 | $ 915,000 | $ 305,000 | $ 85,000 |
| Lexington-Fayette, KY | 3 | $ 685,000 | $ 228,333 | $ 57,000 |
| Longview, TX | 3 | $ 665,000 | $ 221,666 | $ 104,000 |
| Manchester-Nashua, NH | 3 | $ 1,325,000 | $ 441,666 | $ 154,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 645,000 | $ 215,000 | $ 112,000 |
| Midland, TX | 3 | $ 985,000 | $ 328,333 | $ 145,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 1,115,000 | $ 371,666 | $ 151,000 |
| Mobile, AL | 3 | $ 635,000 | $ 211,666 | $ 90,000 |
| New Haven-Milford, CT | 3 | $ 1,035,000 | $ 345,000 | $ 104,000 |
| Portland-South Portland, ME | 3 | $ 975,000 | $ 325,000 | $ 131,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,255,000 | $ 418,333 | $ 103,000 |
| Sebastian-Vero Beach, FL | 3 | $ 845,000 | $ 281,666 | $ 107,000 |
| Sherman-Denison, TX | 3 | $ 605,000 | $ 201,666 | $ 70,000 |
| Staunton-Waynesboro, VA | 3 | $ 1,055,000 | $ 351,666 | $ 255,000 |
| The Villages, FL | 3 | $ 1,425,000 | $ 475,000 | $ 180,000 |
| Topeka, KS | 3 | $ 525,000 | $ 175,000 | $ 69,000 |
| Warner Robins, GA | 3 | $ 825,000 | $ 275,000 | $ 106,000 |
| Wenatchee, WA | 3 | $ 1,185,000 | $ 395,000 | $ 129,000 |
| Wichita, KS | 3 | $ 1,035,000 | $ 345,000 | $ 124,000 |
| Winchester, VA-WV | 3 | $ 1,155,000 | $ 385,000 | $ 77,000 |
| York-Hanover, PA | 3 | $ 1,025,000 | $ 341,666 | $ 123,000 |
| Akron, OH | 2 | $ 750,000 | $ 375,000 | $ 119,000 |
| Albany, OR | 2 | $ 620,000 | $ 310,000 | $ 109,000 |
| Altoona, PA | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Barnstable Town, MA | 2 | $ 1,020,000 | $ 510,000 | $ 102,000 |
| Billings, MT | 2 | $ 760,000 | $ 380,000 | $ 76,000 |
| Bloomsburg-Berwick, PA | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Brownsville-Harlingen, TX | 2 | $ 670,000 | $ 335,000 | $ 343,000 |
| Burlington, NC | 2 | $ 440,000 | $ 220,000 | $ 63,000 |
| Chico, CA | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Cleveland, TN | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Columbus, IN | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Corvallis, OR | 2 | $ 1,090,000 | $ 545,000 | $ 159,000 |
| Des Moines-West Des Moines, IA | 2 | $ 320,000 | $ 160,000 | $ 93,000 |
| Florence, SC | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Florence-Muscle Shoals, AL | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Fort Wayne, IN | 2 | $ 650,000 | $ 325,000 | $ 112,000 |
| Gettysburg, PA | 2 | $ 500,000 | $ 250,000 | $ 59,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 780,000 | $ 390,000 | $ 99,000 |
| Great Falls, MT | 2 | $ 920,000 | $ 460,000 | $ 91,000 |
| Green Bay, WI | 2 | $ 500,000 | $ 250,000 | $ 81,000 |
| Harrisburg-Carlisle, PA | 2 | $ 650,000 | $ 325,000 | $ 110,000 |
| Harrisonburg, VA | 2 | $ 730,000 | $ 365,000 | $ 496,000 |
| Houma-Thibodaux, LA | 2 | $ 480,000 | $ 240,000 | $ 33,000 |
| Jonesboro, AR | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Kennewick-Richland, WA | 2 | $ 910,000 | $ 455,000 | $ 110,000 |
| Lima, OH | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Longview, WA | 2 | $ 620,000 | $ 310,000 | $ 53,000 |
| Merced, CA | 2 | $ 920,000 | $ 460,000 | $ 249,000 |
| Napa, CA | 2 | $ 980,000 | $ 490,000 | $ 115,000 |
| Odessa, TX | 2 | $ 300,000 | $ 150,000 | $ 77,000 |
| Pine Bluff, AR | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Pueblo, CO | 2 | $ 640,000 | $ 320,000 | $ 81,000 |
| Rapid City, SD | 2 | $ 720,000 | $ 360,000 | $ 146,000 |
| Reading, PA | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Roanoke, VA | 2 | $ 900,000 | $ 450,000 | $ 180,000 |
| Rocky Mount, NC | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Rome, GA | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Sebring, FL | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 330,000 | $ 165,000 | $ 65,500 |
| Springfield, MA | 2 | $ 630,000 | $ 315,000 | $ 90,000 |
| St. George, UT | 2 | $ 1,020,000 | $ 510,000 | $ 85,000 |
| Yakima, WA | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Yuma, AZ | 2 | $ 390,000 | $ 195,000 | $ 74,000 |
| Abilene, TX | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Albany, GA | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Alexandria, LA | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Anchorage, AK | 1 | $ 585,000 | $ 585,000 | $ 190,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Battle Creek, MI | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Bloomington, IN | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Boulder, CO | 1 | $ 685,000 | $ 685,000 | $ 316,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| California-Lexington Park, MD | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Carbondale-Marion, IL | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Cedar Rapids, IA | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Corpus Christi, TX | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Decatur, IL | 1 | $ 455,000 | $ 455,000 | $ 322,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Dothan, AL | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| El Centro, CA | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Elkhart-Goshen, IN | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Eugene, OR | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Fargo, ND-MN | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Gainesville, FL | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Grand Junction, CO | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Hanford-Corcoran, CA | 1 | $ 505,000 | $ 505,000 | $ 173,000 |
| Idaho Falls, ID | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Iowa City, IA | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Jackson, MI | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Jackson, TN | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Kalamazoo-Portage, MI | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Kankakee, IL | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Killeen-Temple, TX | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Lansing-East Lansing, MI | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Lewiston-Auburn, ME | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Lincoln, NE | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Lynchburg, VA | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Madera, CA | 1 | $ 465,000 | $ 465,000 | $ 255,000 |
| Manhattan, KS | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Mansfield, OH | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Monroe, MI | 1 | $ 355,000 | $ 355,000 | $ 116,000 |
| Montgomery, AL | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Morgantown, WV | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Morristown, TN | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Muskegon, MI | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Niles-Benton Harbor, MI | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Norwich-New London, CT | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Ocean City, NJ | 1 | $ 455,000 | $ 455,000 | $ 104,000 |
| Pittsfield, MA | 1 | $ 535,000 | $ 535,000 | $ 150,000 |
| Redding, CA | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Rockford, IL | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Saginaw, MI | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Salinas, CA | 1 | $ 545,000 | $ 545,000 | $ 154,000 |
| San Rafael, CA | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Santa Fe, NM | 1 | $ 435,000 | $ 435,000 | $ 310,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| St. Cloud, MN | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| St. Joseph, MO-KS | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| State College, PA | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Terre Haute, IN | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Trenton, NJ | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Twin Falls, ID | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Vineland-Bridgeton, NJ | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Wichita Falls, TX | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Williamsport, PA | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,574 | $1,866,010,000 | $334,000 | $2,405,000 | $117,000 | $1,994,000 |
| Cash-out Refinancing | 1,372 | $464,280,000 | $338,000 | $2,005,000 | $119,000 | $2,176,000 |
| Refinancing | 572 | $189,620,000 | $331,000 | $2,655,000 | $113,000 | $1,020,000 |
| Other Purpose | 6 | $1,350,000 | $225,000 | $415,000 | $101,000 | $170,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,155 | $1,286,505,000 | $309,000 | $1,655,000 | $113,000 | $1,878,000 |
| Not Provided | 1,622 | $641,720,000 | $395,000 | $2,655,000 | $134,000 | $1,994,000 |
| Hispanic | 838 | $284,250,000 | $339,000 | $865,000 | $110,000 | $2,176,000 |
| Black or African American | 613 | $179,995,000 | $293,000 | $1,085,000 | $94,000 | $600,000 |
| Asian | 250 | $110,620,000 | $442,000 | $1,305,000 | $141,000 | $684,000 |
| American Indian or Alaskan Native | 26 | $8,280,000 | $318,000 | $885,000 | $125,000 | $421,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,735,000 | $547,000 | $1,005,000 | $141,000 | $256,000 |
| Not applicable | 4 | $1,270,000 | $317,000 | $725,000 | $106,000 | $299,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,719 | $1,752,105,000 | $371,000 | $2,655,000 | $136,000 | $2,176,000 |
| FHA-insured (Federal Housing Administration) | 1,805 | $459,685,000 | $254,000 | $965,000 | $80,000 | $440,000 |
| VA-guaranteed (Veterans Administration) | 829 | $278,945,000 | $336,000 | $1,005,000 | $98,000 | $1,222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 171 | $30,525,000 | $178,000 | $425,000 | $60,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,278 | $1,158,340,000 | $353,000 | $1,655,000 | $117,000 | $2,176,000 |
| Loan Originated | 2,925 | $943,235,000 | $322,000 | $2,345,000 | $118,000 | $1,994,000 |
| Application Withdrawn By Applicant | 480 | $156,790,000 | $326,000 | $2,655,000 | $130,000 | $1,434,000 |
| Application Approved But Not Accepted | 403 | $129,155,000 | $320,000 | $955,000 | $112,000 | $549,000 |
| Application Denied By Financial Institution | 234 | $62,610,000 | $267,000 | $1,355,000 | $81,000 | $1,222,000 |
| File Closed For Incompleteness | 200 | $69,900,000 | $349,000 | $1,985,000 | $126,000 | $1,800,000 |
| Preapproval Approved but not Accepted | 2 | $510,000 | $255,000 | $315,000 | $86,000 | $110,000 |
| Preapproval Denied by Financial Institution | 2 | $720,000 | $360,000 | $415,000 | $106,000 | $135,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,288 | $2,457,930,000 | $337,000 | $2,655,000 | $118,000 | $2,176,000 |
| Debt-To-Income Ratio | 89 | $26,855,000 | $301,000 | $1,355,000 | $64,000 | $202,000 |
| Credit History | 65 | $15,475,000 | $238,000 | $815,000 | $93,000 | $1,222,000 |
| Collateral | 42 | $10,690,000 | $254,000 | $605,000 | $94,000 | $496,000 |
| Employment History | 13 | $3,275,000 | $251,000 | $645,000 | $59,000 | $220,000 |
| Other | 12 | $3,650,000 | $304,000 | $785,000 | $138,000 | $449,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,980,000 | $198,000 | $325,000 | $64,000 | $100,000 |
| Credit Application Incomplete | 5 | $1,405,000 | $281,000 | $385,000 | $65,000 | $112,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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