Cit Bank, National Association Mortgage Lending & HMDA Data, 2021
In 2021, Cit Bank, National Association of Pasadena, CA reported 3,480 mortgage applications totaling $3.5 billion, down 10% from 2020. The average application was for $1,000,948, and applicants reported an average income of $290,699. 62% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,187), Anaheim-Santa Ana-Irvine, CA (295) and San Diego-Carlsbad, CA (221) (applications in parentheses).
| Mortgage Company & Address | Cit Bank, National Association 75 N. Fair Oaks Ave. Pasadena, CA 91103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,480 |
| Total Mortgage Loan Application Amount | $3,483,300,000 |
| Average Mortgage Loan Application Amount | $1,000,948 |
| Highest Mortgage Loan Application Amount | $44,205,000 |
| Average Applicant Income | $290,699 |
| Highest Applicant Income | $7,130,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cit Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,187 | $ 1,262,595,000 | $ 1,063,685 | $ 290,000 |
| Orange, California | 295 | $ 290,915,000 | $ 986,152 | $ 317,000 |
| San Diego, California | 221 | $ 226,705,000 | $ 1,025,814 | $ 306,000 |
| Ventura, California | 98 | $ 88,580,000 | $ 903,877 | $ 267,000 |
| Riverside, California | 94 | $ 101,890,000 | $ 1,083,936 | $ 219,000 |
| San Bernardino, California | 89 | $ 48,105,000 | $ 540,505 | $ 172,000 |
| Maricopa, Arizona | 84 | $ 76,370,000 | $ 909,166 | $ 366,000 |
| King, Washington | 82 | $ 131,340,000 | $ 1,601,707 | $ 282,000 |
| Santa Barbara, California | 79 | $ 91,125,000 | $ 1,153,481 | $ 358,000 |
| Santa Clara, California | 63 | $ 76,975,000 | $ 1,221,825 | $ 315,000 |
| Clark, Nevada | 52 | $ 30,910,000 | $ 594,423 | $ 201,000 |
| Contra Costa, California | 50 | $ 63,060,000 | $ 1,261,200 | $ 328,000 |
| Alameda, California | 46 | $ 53,640,000 | $ 1,166,086 | $ 259,000 |
| San Francisco, California | 42 | $ 52,790,000 | $ 1,256,904 | $ 321,000 |
| Marin, California | 38 | $ 48,370,000 | $ 1,272,894 | $ 370,000 |
| Middlesex, Massachusetts | 31 | $ 30,835,000 | $ 994,677 | $ 269,000 |
| San Mateo, California | 30 | $ 33,910,000 | $ 1,130,333 | $ 275,000 |
| Denver, Colorado | 28 | $ 22,790,000 | $ 813,928 | $ 279,000 |
| Placer, California | 27 | $ 22,485,000 | $ 832,777 | $ 310,000 |
| Harris, Texas | 20 | $ 14,540,000 | $ 727,000 | $ 290,000 |
| Dallas, Texas | 19 | $ 13,415,000 | $ 706,052 | $ 317,000 |
| Tarrant, Texas | 19 | $ 14,375,000 | $ 756,578 | $ 324,000 |
| Washoe, Nevada | 18 | $ 10,350,000 | $ 575,000 | $ 160,000 |
| Wake, North Carolina | 18 | $ 13,010,000 | $ 722,777 | $ 338,000 |
| Monterey, California | 17 | $ 17,975,000 | $ 1,057,352 | $ 254,000 |
| Multnomah, Oregon | 17 | $ 15,085,000 | $ 887,352 | $ 442,000 |
| Fairfax, Virginia | 17 | $ 16,465,000 | $ 968,529 | $ 266,000 |
| Sacramento, California | 16 | $ 21,080,000 | $ 1,317,500 | $ 322,000 |
| Arapahoe, Colorado | 14 | $ 10,730,000 | $ 766,428 | $ 279,000 |
| Clackamas, Oregon | 14 | $ 11,790,000 | $ 842,142 | $ 256,000 |
| Montgomery, Maryland | 13 | $ 13,345,000 | $ 1,026,538 | $ 321,000 |
| Collin, Texas | 13 | $ 8,725,000 | $ 671,153 | $ 250,000 |
| Fresno, California | 12 | $ 7,900,000 | $ 658,333 | $ 390,000 |
| Miami-Dade, Florida | 12 | $ 7,600,000 | $ 633,333 | $ 291,000 |
| Honolulu, Hawaii | 12 | $ 12,780,000 | $ 1,065,000 | $ 282,000 |
| El Dorado, California | 11 | $ 11,585,000 | $ 1,053,181 | $ 373,000 |
| Douglas, Colorado | 11 | $ 8,235,000 | $ 748,636 | $ 258,000 |
| Jefferson, Colorado | 11 | $ 8,045,000 | $ 731,363 | $ 171,000 |
| Fulton, Georgia | 11 | $ 7,965,000 | $ 724,090 | $ 366,000 |
| Mecklenburg, North Carolina | 11 | $ 8,705,000 | $ 791,363 | $ 258,000 |
| Fort Bend, Texas | 11 | $ 6,425,000 | $ 584,090 | $ 213,000 |
| Travis, Texas | 11 | $ 8,115,000 | $ 737,727 | $ 279,000 |
| Howard, Maryland | 10 | $ 6,960,000 | $ 696,000 | $ 254,000 |
| San Luis Obispo, California | 9 | $ 8,495,000 | $ 943,888 | $ 405,000 |
| Denton, Texas | 9 | $ 9,245,000 | $ 1,027,222 | $ 560,000 |
| Santa Cruz, California | 8 | $ 7,860,000 | $ 982,500 | $ 370,000 |
| Fairfield, Connecticut | 8 | $ 7,610,000 | $ 951,250 | $ 289,000 |
| Palm Beach, Florida | 8 | $ 7,060,000 | $ 882,500 | $ 322,000 |
| Cook, Illinois | 8 | $ 5,530,000 | $ 691,250 | $ 365,000 |
| Anne Arundel, Maryland | 8 | $ 5,560,000 | $ 695,000 | $ 275,000 |
| Pierce, Washington | 8 | $ 6,910,000 | $ 863,750 | $ 321,000 |
| Snohomish, Washington | 8 | $ 7,000,000 | $ 875,000 | $ 232,000 |
| Boulder, Colorado | 7 | $ 7,415,000 | $ 1,059,285 | $ 310,000 |
| Norfolk, Massachusetts | 7 | $ 7,035,000 | $ 1,005,000 | $ 243,000 |
| Williamson, Tennessee | 7 | $ 4,955,000 | $ 707,857 | $ 258,000 |
| Nevada, California | 6 | $ 5,100,000 | $ 850,000 | $ 319,000 |
| Solano, California | 6 | $ 4,530,000 | $ 755,000 | $ 229,000 |
| Sonoma, California | 6 | $ 5,890,000 | $ 981,666 | $ 434,000 |
| Broward, Florida | 6 | $ 3,180,000 | $ 530,000 | $ 231,000 |
| DeKalb, Georgia | 6 | $ 5,170,000 | $ 861,666 | $ 274,000 |
| Hennepin, Minnesota | 6 | $ 4,500,000 | $ 750,000 | $ 377,000 |
| Santa Fe, New Mexico | 6 | $ 4,470,000 | $ 745,000 | $ 208,000 |
| Salt Lake, Utah | 6 | $ 5,110,000 | $ 851,666 | $ 263,000 |
| Loudoun, Virginia | 6 | $ 4,350,000 | $ 725,000 | $ 186,000 |
| Prince William, Virginia | 6 | $ 3,800,000 | $ 633,333 | $ 240,000 |
| Clark, Washington | 6 | $ 5,130,000 | $ 855,000 | $ 300,000 |
| San Joaquin, California | 5 | $ 3,845,000 | $ 769,000 | $ 266,000 |
| Yolo, California | 5 | $ 4,205,000 | $ 841,000 | $ 331,000 |
| District of Columbia, District Of Columbia | 5 | $ 2,645,000 | $ 529,000 | $ 226,000 |
| Cobb, Georgia | 5 | $ 3,105,000 | $ 621,000 | $ 308,000 |
| Prince George's, Maryland | 5 | $ 1,575,000 | $ 315,000 | $ 113,000 |
| St. Louis, Missouri | 5 | $ 6,405,000 | $ 1,281,000 | $ 807,000 |
| Kings, New York | 5 | $ 2,535,000 | $ 507,000 | $ 220,000 |
| Davidson, Tennessee | 5 | $ 2,965,000 | $ 593,000 | $ 274,000 |
| Bexar, Texas | 5 | $ 2,825,000 | $ 565,000 | $ 326,000 |
| Utah, Utah | 5 | $ 3,715,000 | $ 743,000 | $ 177,000 |
| Pima, Arizona | 4 | $ 1,490,000 | $ 372,500 | $ 135,000 |
| Hillsborough, Florida | 4 | $ 44,940,000 | $ 11,235,000 | $ 194,000 |
| Lee, Florida | 4 | $ 3,360,000 | $ 840,000 | $ 344,000 |
| Lake, Illinois | 4 | $ 2,300,000 | $ 575,000 | $ 237,000 |
| Barnstable, Massachusetts | 4 | $ 6,060,000 | $ 1,515,000 | $ 449,000 |
| Suffolk, Massachusetts | 4 | $ 2,630,000 | $ 657,500 | $ 248,000 |
| Douglas, Nebraska | 4 | $ 800,000 | $ 200,000 | $ 122,000 |
| Morris, New Jersey | 4 | $ 2,930,000 | $ 732,500 | $ 279,000 |
| Durham, North Carolina | 4 | $ 3,610,000 | $ 902,500 | $ 232,000 |
| Deschutes, Oregon | 4 | $ 4,080,000 | $ 1,020,000 | $ 400,000 |
| Arlington, Virginia | 4 | $ 3,670,000 | $ 917,500 | $ 320,000 |
| Island, Washington | 4 | $ 3,320,000 | $ 830,000 | $ 210,000 |
| Mendocino, California | 3 | $ 2,165,000 | $ 721,666 | $ 202,000 |
| Napa, California | 3 | $ 3,355,000 | $ 1,118,333 | $ 186,000 |
| Stanislaus, California | 3 | $ 1,685,000 | $ 561,666 | $ 288,000 |
| Weld, Colorado | 3 | $ 3,005,000 | $ 1,001,666 | $ 466,000 |
| Collier, Florida | 3 | $ 1,875,000 | $ 625,000 | $ 322,000 |
| Pinellas, Florida | 3 | $ 1,895,000 | $ 631,666 | $ 238,000 |
| Sarasota, Florida | 3 | $ 2,605,000 | $ 868,333 | $ 84,000 |
| Forsyth, Georgia | 3 | $ 2,525,000 | $ 841,666 | $ 276,000 |
| Polk, Iowa | 3 | $ 2,255,000 | $ 751,666 | $ 382,000 |
| Carver, Minnesota | 3 | $ 3,375,000 | $ 1,125,000 | $ 379,000 |
| Lancaster, Nebraska | 3 | $ 455,000 | $ 151,666 | $ 73,000 |
| Douglas, Nevada | 3 | $ 3,525,000 | $ 1,175,000 | $ 420,000 |
| Nassau, New York | 3 | $ 1,915,000 | $ 638,333 | $ 264,000 |
| Queens, New York | 3 | $ 2,035,000 | $ 678,333 | $ 121,000 |
| Buncombe, North Carolina | 3 | $ 1,855,000 | $ 618,333 | $ 243,000 |
| Union, North Carolina | 3 | $ 2,255,000 | $ 751,666 | $ 318,000 |
| Shelby, Tennessee | 3 | $ 1,945,000 | $ 648,333 | $ 339,000 |
| Sumner, Tennessee | 3 | $ 1,415,000 | $ 471,666 | $ 300,000 |
| Williamson, Texas | 3 | $ 1,735,000 | $ 578,333 | $ 243,000 |
| Roanoke City, Virginia | 3 | $ 805,000 | $ 268,333 | $ 93,000 |
| Kitsap, Washington | 3 | $ 2,735,000 | $ 911,666 | $ 254,000 |
| Kittitas, Washington | 3 | $ 2,775,000 | $ 925,000 | $ 513,000 |
| San Juan, Washington | 3 | $ 2,595,000 | $ 865,000 | $ 203,000 |
| Yavapai, Arizona | 2 | $ 1,600,000 | $ 800,000 | $ 264,000 |
| Kern, California | 2 | $ 1,320,000 | $ 660,000 | $ 721,000 |
| Shasta, California | 2 | $ 1,040,000 | $ 520,000 | $ 237,000 |
| Adams, Colorado | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Eagle, Colorado | 2 | $ 2,280,000 | $ 1,140,000 | $ 427,000 |
| El Paso, Colorado | 2 | $ 1,470,000 | $ 735,000 | $ 429,000 |
| Martin, Florida | 2 | $ 1,360,000 | $ 680,000 | $ 184,000 |
| Orange, Florida | 2 | $ 1,620,000 | $ 810,000 | $ 297,000 |
| St. Johns, Florida | 2 | $ 1,420,000 | $ 710,000 | $ 216,000 |
| Fayette, Georgia | 2 | $ 930,000 | $ 465,000 | $ 173,000 |
| Gwinnett, Georgia | 2 | $ 1,530,000 | $ 765,000 | $ 270,000 |
| Ada, Idaho | 2 | $ 1,250,000 | $ 625,000 | $ 194,000 |
| Jefferson, Louisiana | 2 | $ 2,710,000 | $ 1,355,000 | $ 567,000 |
| Orleans, Louisiana | 2 | $ 2,680,000 | $ 1,340,000 | $ 451,000 |
| Baltimore City, Maryland | 2 | $ 1,620,000 | $ 810,000 | $ 346,000 |
| Ottawa, Michigan | 2 | $ 1,730,000 | $ 865,000 | $ 351,000 |
| Washtenaw, Michigan | 2 | $ 660,000 | $ 330,000 | $ 150,000 |
| Monmouth, New Jersey | 2 | $ 1,370,000 | $ 685,000 | $ 433,000 |
| Gaston, North Carolina | 2 | $ 1,190,000 | $ 595,000 | $ 249,000 |
| Hamilton, Ohio | 2 | $ 1,270,000 | $ 635,000 | $ 405,000 |
| Tulsa, Oklahoma | 2 | $ 1,830,000 | $ 915,000 | $ 234,000 |
| Polk, Oregon | 2 | $ 1,000,000 | $ 500,000 | $ 178,000 |
| Washington, Oregon | 2 | $ 1,670,000 | $ 835,000 | $ 363,000 |
| Montgomery, Pennsylvania | 2 | $ 1,300,000 | $ 650,000 | $ 317,000 |
| Charleston, South Carolina | 2 | $ 700,000 | $ 350,000 | $ 96,000 |
| Knox, Tennessee | 2 | $ 850,000 | $ 425,000 | $ 201,000 |
| Davis, Utah | 2 | $ 1,600,000 | $ 800,000 | $ 228,000 |
| Summit, Utah | 2 | $ 1,530,000 | $ 765,000 | $ 297,000 |
| Washington, Utah | 2 | $ 1,540,000 | $ 770,000 | $ 183,000 |
| Albemarle, Virginia | 2 | $ 650,000 | $ 325,000 | $ 186,000 |
| Richmond City, Virginia | 2 | $ 1,330,000 | $ 665,000 | $ 210,000 |
| Virginia Beach, Virginia | 2 | $ 1,400,000 | $ 700,000 | $ 458,000 |
| Jefferson, Alabama | 1 | $ 645,000 | $ 645,000 | $ 426,000 |
| Madison, Alabama | 1 | $ 485,000 | $ 485,000 | $ 313,000 |
| Walker, Alabama | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Mohave, Arizona | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Pinal, Arizona | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Butte, California | 1 | $ 665,000 | $ 665,000 | $ 175,000 |
| Calaveras, California | 1 | $ 775,000 | $ 775,000 | $ 525,000 |
| Glenn, California | 1 | $ 365,000 | $ 365,000 | $ 131,000 |
| Mariposa, California | 1 | $ 535,000 | $ 535,000 | $ 276,000 |
| Merced, California | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Mono, California | 1 | $ 855,000 | $ 855,000 | $ 385,000 |
| Archuleta, Colorado | 1 | $ 555,000 | $ 555,000 | $ 204,000 |
| Broomfield, Colorado | 1 | $ 825,000 | $ 825,000 | $ 200,000 |
| Elbert, Colorado | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Montezuma, Colorado | 1 | $ 595,000 | $ 595,000 | $ 297,000 |
| Montrose, Colorado | 1 | $ 965,000 | $ 965,000 | $ 29,000 |
| Ouray, Colorado | 1 | $ 955,000 | $ 955,000 | $ 29,000 |
| Routt, Colorado | 1 | $ 1,805,000 | $ 1,805,000 | $ 439,000 |
| Summit, Colorado | 1 | $ 1,455,000 | $ 1,455,000 | $ 256,000 |
| Middlesex, Connecticut | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| New Haven, Connecticut | 1 | $ 545,000 | $ 545,000 | $ 1,543,000 |
| Escambia, Florida | 1 | $ 545,000 | $ 545,000 | $ 688,000 |
| Indian River, Florida | 1 | $ 535,000 | $ 535,000 | $ 165,000 |
| Pasco, Florida | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Fannin, Georgia | 1 | $ 785,000 | $ 785,000 | $ 295,000 |
| Glynn, Georgia | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Muscogee, Georgia | 1 | $ 575,000 | $ 575,000 | $ 240,000 |
| Putnam, Georgia | 1 | $ 555,000 | $ 555,000 | $ 374,000 |
| Rockdale, Georgia | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| DuPage, Illinois | 1 | $ 545,000 | $ 545,000 | $ 101,000 |
| Crawford, Indiana | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Montgomery, Iowa | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Pottawattamie, Iowa | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Douglas, Kansas | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Sedgwick, Kansas | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Kenton, Kentucky | 1 | $ 995,000 | $ 995,000 | $ 327,000 |
| Hancock, Maine | 1 | $ 295,000 | $ 295,000 | $ 327,000 |
| Baltimore, Maryland | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Charles, Maryland | 1 | $ 525,000 | $ 525,000 | $ 285,000 |
| Bristol, Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 214,000 |
| Essex, Massachusetts | 1 | $ 785,000 | $ 785,000 | $ 188,000 |
| Hampshire, Massachusetts | 1 | $ 22,105,000 | $ 22,105,000 | $ 0 |
| Nantucket, Massachusetts | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,291,000 |
| Plymouth, Massachusetts | 1 | $ 915,000 | $ 915,000 | $ 210,000 |
| Worcester, Massachusetts | 1 | $ 1,045,000 | $ 1,045,000 | $ 400,000 |
| Muskegon, Michigan | 1 | $ 395,000 | $ 395,000 | $ 177,000 |
| Wayne, Michigan | 1 | $ 995,000 | $ 995,000 | $ 285,000 |
| Scott, Minnesota | 1 | $ 545,000 | $ 545,000 | $ 329,000 |
| Washington, Minnesota | 1 | $ 605,000 | $ 605,000 | $ 279,000 |
| DeSoto, Mississippi | 1 | $ 505,000 | $ 505,000 | $ 407,000 |
| Jackson, Missouri | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| St. Louis City, Missouri | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Missoula, Montana | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Ravalli, Montana | 1 | $ 525,000 | $ 525,000 | $ 239,000 |
| Dawson, Nebraska | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Kearney, Nebraska | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Washington, Nebraska | 1 | $ 505,000 | $ 505,000 | $ 414,000 |
| Hillsborough, New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 150,000 |
| Essex, New Jersey | 1 | $ 1,145,000 | $ 1,145,000 | $ 436,000 |
| Hudson, New Jersey | 1 | $ 1,625,000 | $ 1,625,000 | $ 262,000 |
| Passaic, New Jersey | 1 | $ 455,000 | $ 455,000 | $ 225,000 |
| Somerset, New Jersey | 1 | $ 715,000 | $ 715,000 | $ 900,000 |
| Union, New Jersey | 1 | $ 735,000 | $ 735,000 | $ 379,000 |
| Bernalillo, New Mexico | 1 | $ 20,605,000 | $ 20,605,000 | $ 0 |
| Suffolk, New York | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Westchester, New York | 1 | $ 925,000 | $ 925,000 | $ 314,000 |
| Brunswick, North Carolina | 1 | $ 705,000 | $ 705,000 | $ 262,000 |
| Carteret, North Carolina | 1 | $ 745,000 | $ 745,000 | $ 272,000 |
| Guilford, North Carolina | 1 | $ 665,000 | $ 665,000 | $ 379,000 |
| Iredell, North Carolina | 1 | $ 595,000 | $ 595,000 | $ 141,000 |
| Lincoln, North Carolina | 1 | $ 1,485,000 | $ 1,485,000 | $ 250,000 |
| McDowell, North Carolina | 1 | $ 675,000 | $ 675,000 | $ 295,000 |
| New Hanover, North Carolina | 1 | $ 585,000 | $ 585,000 | $ 180,000 |
| Orange, North Carolina | 1 | $ 755,000 | $ 755,000 | $ 180,000 |
| Watauga, North Carolina | 1 | $ 1,125,000 | $ 1,125,000 | $ 184,000 |
| Butler, Ohio | 1 | $ 705,000 | $ 705,000 | $ 291,000 |
| Delaware, Ohio | 1 | $ 1,205,000 | $ 1,205,000 | $ 223,000 |
| Geauga, Ohio | 1 | $ 1,165,000 | $ 1,165,000 | $ 280,000 |
| Lucas, Ohio | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Lane, Oregon | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Tillamook, Oregon | 1 | $ 965,000 | $ 965,000 | $ 697,000 |
| Yamhill, Oregon | 1 | $ 1,065,000 | $ 1,065,000 | $ 250,000 |
| Beaver, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 139,000 |
| Bradford, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Crawford, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| Delaware, Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Pike, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 633,000 |
| Berkeley, South Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 247,000 |
| Greenville, South Carolina | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Pickens, South Carolina | 1 | $ 505,000 | $ 505,000 | $ 194,000 |
| Richland, South Carolina | 1 | $ 605,000 | $ 605,000 | $ 247,000 |
| Franklin, Tennessee | 1 | $ 615,000 | $ 615,000 | $ 562,000 |
| Hamilton, Tennessee | 1 | $ 635,000 | $ 635,000 | $ 574,000 |
| Jackson, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Sequatchie, Tennessee | 1 | $ 585,000 | $ 585,000 | $ 145,000 |
| Comal, Texas | 1 | $ 645,000 | $ 645,000 | $ 262,000 |
| Hays, Texas | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Hood, Texas | 1 | $ 595,000 | $ 595,000 | $ 178,000 |
| Kendall, Texas | 1 | $ 1,495,000 | $ 1,495,000 | $ 510,000 |
| Lubbock, Texas | 1 | $ 685,000 | $ 685,000 | $ 761,000 |
| Waller, Texas | 1 | $ 625,000 | $ 625,000 | $ 672,000 |
| Chesapeake, Virginia | 1 | $ 365,000 | $ 365,000 | $ 211,000 |
| Chesterfield, Virginia | 1 | $ 625,000 | $ 625,000 | $ 170,000 |
| Franklin, Virginia | 1 | $ 715,000 | $ 715,000 | $ 319,000 |
| Norfolk, Virginia | 1 | $ 575,000 | $ 575,000 | $ 470,000 |
| Stafford, Virginia | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| York, Virginia | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Clallam, Washington | 1 | $ 555,000 | $ 555,000 | $ 119,000 |
| Grays Harbor, Washington | 1 | $ 685,000 | $ 685,000 | $ 135,000 |
| Skagit, Washington | 1 | $ 555,000 | $ 555,000 | $ 185,000 |
| Whatcom, Washington | 1 | $ 635,000 | $ 635,000 | $ 117,000 |
| Milwaukee, Wisconsin | 1 | $ 625,000 | $ 625,000 | $ 120,000 |
| Outagamie, Wisconsin | 1 | $ 925,000 | $ 925,000 | $ 510,000 |
| Waukesha, Wisconsin | 1 | $ 655,000 | $ 655,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,057 | $1,882,875,000 | $915,000 | $11,255,000 | $301,000 | $7,130,000 |
| Home Purchase | 1,002 | $1,167,020,000 | $1,164,000 | $44,205,000 | $299,000 | $4,136,000 |
| Cash-out Refinancing | 394 | $408,090,000 | $1,035,000 | $13,005,000 | $220,000 | $1,800,000 |
| Other Purpose | 26 | $25,100,000 | $965,000 | $1,805,000 | $237,000 | $464,000 |
| Home Improvement | 1 | $215,000 | $215,000 | $215,000 | $37,000 | $37,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,813 | $1,770,015,000 | $976,000 | $6,695,000 | $315,000 | $7,130,000 |
| Not Provided | 608 | $623,810,000 | $1,026,000 | $8,805,000 | $313,000 | $4,136,000 |
| Asian | 410 | $350,880,000 | $855,000 | $3,575,000 | $270,000 | $1,793,000 |
| Hispanic | 398 | $236,750,000 | $594,000 | $3,545,000 | $185,000 | $1,555,000 |
| Black or African American | 94 | $70,230,000 | $747,000 | $2,885,000 | $292,000 | $3,913,000 |
| Not applicable | 53 | $344,355,000 | $6,497,000 | $44,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $6,640,000 | $830,000 | $1,755,000 | $212,000 | $414,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $3,680,000 | $920,000 | $1,435,000 | $239,000 | $351,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,383 | $3,437,875,000 | $1,016,000 | $44,205,000 | $297,000 | $7,130,000 |
| FHA-insured (Federal Housing Administration) | 97 | $45,425,000 | $468,000 | $1,225,000 | $91,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,144 | $2,323,760,000 | $1,083,000 | $44,205,000 | $309,000 | $4,136,000 |
| Application Withdrawn By Applicant | 616 | $577,390,000 | $937,000 | $22,105,000 | $325,000 | $7,130,000 |
| Application Denied By Financial Institution | 508 | $466,260,000 | $917,000 | $4,975,000 | $222,000 | $1,514,000 |
| Loan Purchased By The Institution | 108 | $28,400,000 | $262,000 | $625,000 | $86,000 | $1,225,000 |
| File Closed For Incompleteness | 85 | $69,845,000 | $821,000 | $3,505,000 | $291,000 | $1,130,000 |
| Application Approved But Not Accepted | 19 | $17,645,000 | $928,000 | $1,845,000 | $299,000 | $695,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,972 | $3,017,040,000 | $1,015,000 | $44,205,000 | $303,000 | $7,130,000 |
| Debt-To-Income Ratio | 204 | $193,980,000 | $950,000 | $3,405,000 | $154,000 | $1,195,000 |
| Credit History | 78 | $60,110,000 | $770,000 | $3,505,000 | $206,000 | $1,008,000 |
| Collateral | 75 | $68,585,000 | $914,000 | $4,505,000 | $253,000 | $859,000 |
| Other | 72 | $69,540,000 | $965,000 | $4,975,000 | $307,000 | $1,514,000 |
| Credit Application Incomplete | 50 | $46,750,000 | $935,000 | $3,005,000 | $297,000 | $1,229,000 |
| Unverifiable Information | 27 | $24,965,000 | $924,000 | $3,005,000 | $319,000 | $1,254,000 |
| Employment History | 2 | $2,330,000 | $1,165,000 | $1,805,000 | $150,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cit Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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