Orchid Island Trs, LLC Mortgage Lending & HMDA Data, 2007

In 2007, Orchid Island Trs, LLC of Vero Beach, FL reported 15,580 mortgage applications totaling $3.5 billion, down 63% from 2006. The average application was for $227,598, and applicants reported an average income of $86,513. 31% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,469), New York-White Plains-Wayne, NY-NJ (1,058) and Riverside-San Bernardino-Ontario, CA (698) (applications in parentheses).

Mortgage Company & Address Orchid Island Trs, LLC
3305 Flamingo Drive
Vero Beach, FL 32963
Federal Regulator * available with data download
Years 2007  2006  2005  
Total Number of Mortgage Applications 15,580
Total Mortgage Loan Application Amount $3,545,985,000
Average Mortgage Loan Application Amount $227,598
Highest Mortgage Loan Application Amount $3,660,000
Average Applicant Income $86,513
Highest Applicant Income $4,739,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Orchid Island Trs, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Orchid Island Trs, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 811 $ 154,394,000 $ 190,374 $ 85,000
Los Angeles, California 680 $ 202,714,000 $ 298,108 $ 119,000
San Diego, California 652 $ 178,974,000 $ 274,500 $ 97,000
Riverside, California 380 $ 100,797,000 $ 265,255 $ 106,000
DeKalb, Georgia 353 $ 69,704,000 $ 197,461 $ 80,000
Cobb, Georgia 351 $ 68,422,000 $ 194,934 $ 94,000
Gwinnett, Georgia 331 $ 56,763,000 $ 171,489 $ 69,000
San Bernardino, California 318 $ 77,821,000 $ 244,720 $ 97,000
Essex, New Jersey 296 $ 72,519,000 $ 244,996 $ 78,000
Middlesex, New Jersey 255 $ 67,154,000 $ 263,349 $ 89,000
Cook, Illinois 250 $ 57,828,000 $ 231,312 $ 85,000
Paulding, Georgia 218 $ 34,519,000 $ 158,344 $ 67,000
Ocean, New Jersey 214 $ 54,987,000 $ 256,948 $ 87,000
Bergen, New Jersey 213 $ 69,525,000 $ 326,408 $ 108,000
Suffolk, New York 210 $ 61,256,000 $ 291,695 $ 91,000
Henry, Georgia 188 $ 31,963,000 $ 170,015 $ 63,000
Prince George's, Maryland 184 $ 52,810,000 $ 287,010 $ 84,000
Orange, California 179 $ 55,709,000 $ 311,223 $ 123,000
Queens, New York 179 $ 57,864,000 $ 323,262 $ 77,000
Clayton, Georgia 176 $ 24,601,000 $ 139,778 $ 49,000
Douglas, Georgia 171 $ 27,918,000 $ 163,263 $ 65,000
Broward, Florida 164 $ 36,150,000 $ 220,426 $ 88,000
Cherokee, Georgia 161 $ 29,258,000 $ 181,726 $ 91,000
Hudson, New Jersey 158 $ 42,779,000 $ 270,753 $ 84,000
Newton, Georgia 155 $ 24,918,000 $ 160,761 $ 52,000
Hillsborough, Florida 153 $ 27,117,000 $ 177,235 $ 82,000
Union, New Jersey 142 $ 40,158,000 $ 282,802 $ 82,000
Monmouth, New Jersey 136 $ 41,574,000 $ 305,691 $ 113,000
Kings, New York 136 $ 48,795,000 $ 358,786 $ 96,000
Nassau, New York 133 $ 41,941,000 $ 315,345 $ 83,000
Lake, Illinois 129 $ 24,683,000 $ 191,341 $ 86,000
Passaic, New Jersey 125 $ 32,749,000 $ 261,992 $ 78,000
Sarasota, Florida 119 $ 32,202,000 $ 270,605 $ 127,000
Orange, Florida 116 $ 22,870,000 $ 197,155 $ 83,000
Lee, Florida 115 $ 32,658,000 $ 283,982 $ 93,000
Camden, New Jersey 110 $ 18,589,000 $ 168,990 $ 67,000
Burlington, New Jersey 107 $ 25,049,000 $ 234,102 $ 70,000
Coweta, Georgia 101 $ 14,664,000 $ 145,188 $ 60,000
Morris, New Jersey 98 $ 32,959,000 $ 336,316 $ 111,000
Palm Beach, Florida 96 $ 20,667,000 $ 215,281 $ 86,000
Rockdale, Georgia 94 $ 18,938,000 $ 201,468 $ 66,000
Providence, Rhode Island 93 $ 17,348,000 $ 186,537 $ 64,000
Fairfield, Connecticut 85 $ 22,590,000 $ 265,764 $ 80,000
Osceola, Florida 85 $ 16,601,000 $ 195,305 $ 74,000
Forsyth, Georgia 78 $ 14,462,000 $ 185,410 $ 82,000
Philadelphia, Pennsylvania 78 $ 9,821,000 $ 125,910 $ 46,000
Baltimore, Maryland 76 $ 16,977,000 $ 223,381 $ 72,000
Manatee, Florida 75 $ 21,928,000 $ 292,373 $ 195,000
Worcester, Massachusetts 73 $ 14,025,000 $ 192,123 $ 67,000
Orange, New York 73 $ 16,533,000 $ 226,479 $ 69,000
King, Washington 73 $ 19,145,000 $ 262,260 $ 125,000
Clark, Nevada 71 $ 16,937,000 $ 238,549 $ 126,000
Sussex, New Jersey 69 $ 16,457,000 $ 238,507 $ 84,000
Bronx, New York 69 $ 21,156,000 $ 306,608 $ 82,000
Santa Clara, California 68 $ 24,914,000 $ 366,382 $ 75,000
New Haven, Connecticut 68 $ 13,916,000 $ 204,647 $ 70,000
Mercer, New Jersey 68 $ 13,378,000 $ 196,735 $ 77,000
San Joaquin, California 67 $ 16,112,000 $ 240,477 $ 104,000
Carroll, Georgia 66 $ 9,397,000 $ 142,378 $ 60,000
Anne Arundel, Maryland 66 $ 18,394,000 $ 278,696 $ 85,000
Gloucester, New Jersey 66 $ 13,279,000 $ 201,196 $ 74,000
Westchester, New York 65 $ 20,309,000 $ 312,446 $ 91,000
Somerset, New Jersey 64 $ 20,179,000 $ 315,296 $ 94,000
Montgomery, Maryland 61 $ 18,370,000 $ 301,147 $ 92,000
Atlantic, New Jersey 61 $ 12,901,000 $ 211,491 $ 72,000
Walton, Georgia 59 $ 11,284,000 $ 191,254 $ 55,000
Hartford, Connecticut 55 $ 9,726,000 $ 176,836 $ 68,000
Maricopa, Arizona 54 $ 10,776,000 $ 199,555 $ 105,000
Alameda, California 54 $ 16,291,000 $ 301,685 $ 99,000
Fayette, Georgia 54 $ 11,727,000 $ 217,166 $ 110,000
Richmond, New York 54 $ 16,238,000 $ 300,703 $ 103,000
Ventura, California 53 $ 14,852,000 $ 280,226 $ 88,000
Vermilion, Illinois 53 $ 4,396,000 $ 82,943 $ 55,000
Pinellas, Florida 50 $ 10,767,000 $ 215,340 $ 131,000
Hall, Georgia 50 $ 10,376,000 $ 207,520 $ 78,000
Hunterdon, New Jersey 50 $ 12,366,000 $ 247,320 $ 96,000
Kern, California 49 $ 8,908,000 $ 181,795 $ 74,000
Baltimore City, Maryland 49 $ 7,865,000 $ 160,510 $ 60,000
Wayne, Michigan 47 $ 4,700,000 $ 100,000 $ 68,000
Summit, Ohio 47 $ 5,614,000 $ 119,446 $ 65,000
Fairfax, Virginia 47 $ 15,624,000 $ 332,425 $ 112,000
Rockland, New York 44 $ 13,459,000 $ 305,886 $ 99,000
Imperial, California 43 $ 7,642,000 $ 177,720 $ 66,000
Polk, Florida 42 $ 7,416,000 $ 176,571 $ 64,000
Seminole, Florida 42 $ 6,952,000 $ 165,523 $ 91,000
Duval, Florida 41 $ 6,810,000 $ 166,097 $ 63,000
Prince William, Virginia 39 $ 13,055,000 $ 334,743 $ 86,000
DuPage, Illinois 38 $ 8,900,000 $ 234,210 $ 109,000
Harford, Maryland 36 $ 8,880,000 $ 246,666 $ 63,000
Contra Costa, California 35 $ 9,747,000 $ 278,485 $ 86,000
Dutchess, New York 35 $ 8,194,000 $ 234,114 $ 72,000
Fresno, California 34 $ 5,797,000 $ 170,500 $ 89,000
Sacramento, California 34 $ 8,584,000 $ 252,470 $ 105,000
Suffolk, Massachusetts 34 $ 12,413,000 $ 365,088 $ 113,000
Cuyahoga, Ohio 34 $ 4,058,000 $ 119,352 $ 44,000
Middlesex, Massachusetts 33 $ 10,011,000 $ 303,363 $ 96,000
Cape May, New Jersey 33 $ 7,130,000 $ 216,060 $ 56,000
Monroe, Pennsylvania 33 $ 5,675,000 $ 171,969 $ 68,000
Bucks, Pennsylvania 32 $ 7,184,000 $ 224,500 $ 62,000
Brevard, Florida 31 $ 5,770,000 $ 186,129 $ 70,000
Pasco, Florida 31 $ 5,122,000 $ 165,225 $ 64,000
St. Lucie, Florida 31 $ 5,761,000 $ 185,838 $ 86,000
Warren, New Jersey 31 $ 8,043,000 $ 259,451 $ 108,000
Clarke, Georgia 29 $ 4,392,000 $ 151,448 $ 58,000
Charles, Maryland 29 $ 8,522,000 $ 293,862 $ 86,000
Ulster, New York 29 $ 4,700,000 $ 162,068 $ 80,000
Santa Barbara, California 28 $ 9,182,000 $ 327,928 $ 135,000
McHenry, Illinois 28 $ 4,622,000 $ 165,071 $ 83,000
Will, Illinois 28 $ 5,280,000 $ 188,571 $ 66,000
Mecklenburg, North Carolina 28 $ 6,256,000 $ 223,428 $ 98,000
Snohomish, Washington 28 $ 6,178,000 $ 220,642 $ 103,000
Chester, Pennsylvania 26 $ 6,625,000 $ 254,807 $ 73,000
Montgomery, Pennsylvania 26 $ 6,143,000 $ 236,269 $ 112,000
Cumberland, New Jersey 25 $ 4,385,000 $ 175,400 $ 53,000
Albany, New York 25 $ 3,962,000 $ 158,480 $ 55,000
Spalding, Georgia 24 $ 3,211,000 $ 133,791 $ 77,000
Virginia Beach, Virginia 24 $ 4,347,000 $ 181,125 $ 59,000
Howard, Maryland 23 $ 7,923,000 $ 344,478 $ 123,000
Loudoun, Virginia 22 $ 7,938,000 $ 360,818 $ 99,000
Charlotte, Florida 21 $ 4,121,000 $ 196,238 $ 63,000
Marion, Florida 21 $ 3,424,000 $ 163,047 $ 41,000
Okaloosa, Florida 21 $ 5,411,000 $ 257,666 $ 125,000
Jackson, Georgia 21 $ 3,987,000 $ 189,857 $ 72,000
Laurens, Georgia 21 $ 2,418,000 $ 115,142 $ 40,000
Kane, Illinois 21 $ 4,594,000 $ 218,761 $ 79,000
Essex, Massachusetts 21 $ 5,930,000 $ 282,380 $ 87,000
Oakland, Michigan 21 $ 5,479,000 $ 260,904 $ 125,000
Erie, New York 21 $ 3,592,000 $ 171,047 $ 67,000
Delaware, Pennsylvania 21 $ 3,171,000 $ 151,000 $ 68,000
York, Pennsylvania 21 $ 3,815,000 $ 181,666 $ 74,000
Merced, California 20 $ 4,488,000 $ 224,400 $ 140,000
New Castle, Delaware 20 $ 4,111,000 $ 205,550 $ 89,000
Harris, Texas 20 $ 3,099,000 $ 154,950 $ 85,000
Pierce, Washington 20 $ 4,311,000 $ 215,550 $ 80,000
Kenosha, Wisconsin 20 $ 3,071,000 $ 153,550 $ 60,000
Solano, California 19 $ 5,188,000 $ 273,052 $ 53,000
Barrow, Georgia 19 $ 2,830,000 $ 148,947 $ 43,000
Frederick, Maryland 19 $ 4,768,000 $ 250,947 $ 74,000
Monroe, New York 19 $ 2,570,000 $ 135,263 $ 51,000
Henrico, Virginia 19 $ 4,030,000 $ 212,105 $ 72,000
Stanislaus, California 18 $ 4,764,000 $ 264,666 $ 79,000
Northampton, Pennsylvania 18 $ 3,054,000 $ 169,666 $ 50,000
Indian River, Florida 17 $ 2,987,000 $ 175,705 $ 56,000
Butts, Georgia 17 $ 2,358,000 $ 138,705 $ 55,000
Onondaga, New York 17 $ 2,402,000 $ 141,294 $ 78,000
Lexington, South Carolina 17 $ 1,768,000 $ 104,000 $ 67,000
Litchfield, Connecticut 16 $ 3,293,000 $ 205,812 $ 67,000
Miami-Dade, Florida 16 $ 6,264,000 $ 391,500 $ 239,000
Volusia, Florida 16 $ 2,706,000 $ 169,125 $ 58,000
Calvert, Maryland 16 $ 4,755,000 $ 297,187 $ 87,000
Berks, Pennsylvania 16 $ 2,804,000 $ 175,250 $ 65,000
Norfolk, Massachusetts 15 $ 5,589,000 $ 372,600 $ 113,000
Franklin, Ohio 15 $ 1,576,000 $ 105,066 $ 70,000
Lehigh, Pennsylvania 15 $ 2,588,000 $ 172,533 $ 65,000
Chesterfield, Virginia 15 $ 2,999,000 $ 199,933 $ 80,000
Lake, Florida 14 $ 2,854,000 $ 203,857 $ 80,000
Dougherty, Georgia 14 $ 1,456,000 $ 104,000 $ 59,000
Cumberland, Maine 14 $ 3,553,000 $ 253,785 $ 109,000
Washington, Maryland 14 $ 2,468,000 $ 176,285 $ 57,000
Plymouth, Massachusetts 14 $ 3,570,000 $ 255,000 $ 80,000
Macomb, Michigan 14 $ 2,266,000 $ 161,857 $ 87,000
Wake, North Carolina 14 $ 2,854,000 $ 203,857 $ 117,000
Lancaster, Pennsylvania 14 $ 2,452,000 $ 175,142 $ 51,000
Chesapeake, Virginia 14 $ 2,983,000 $ 213,071 $ 63,000
Milwaukee, Wisconsin 14 $ 1,722,000 $ 123,000 $ 73,000
Collier, Florida 13 $ 3,653,000 $ 281,000 $ 91,000
Bartow, Georgia 13 $ 2,121,000 $ 163,153 $ 107,000
Madison, Illinois 13 $ 1,673,000 $ 128,692 $ 77,000
Lake, Indiana 13 $ 1,645,000 $ 126,538 $ 114,000
Bristol, Massachusetts 13 $ 2,340,000 $ 180,000 $ 73,000
Hampden, Massachusetts 13 $ 1,875,000 $ 144,230 $ 69,000
Pike, Pennsylvania 13 $ 2,512,000 $ 193,230 $ 53,000
Monterey, California 12 $ 3,705,000 $ 308,750 $ 52,000
Bay, Florida 12 $ 3,520,000 $ 293,333 $ 185,000
Walton, Florida 12 $ 3,049,000 $ 254,083 $ 59,000
Carroll, Maryland 12 $ 3,644,000 $ 303,666 $ 86,000
Rensselaer, New York 12 $ 2,185,000 $ 182,083 $ 88,000
Pinal, Arizona 11 $ 1,573,000 $ 143,000 $ 98,000
New London, Connecticut 11 $ 2,219,000 $ 201,727 $ 55,000
Kent, Delaware 11 $ 2,503,000 $ 227,545 $ 69,000
Boone, Illinois 11 $ 2,650,000 $ 240,909 $ 17,000
Queen Anne's, Maryland 11 $ 2,680,000 $ 243,636 $ 75,000
Wicomico, Maryland 11 $ 1,940,000 $ 176,363 $ 60,000
Genesee, Michigan 11 $ 2,138,000 $ 194,363 $ 38,000
Saratoga, New York 11 $ 2,657,000 $ 241,545 $ 86,000
Washington, New York 11 $ 1,330,000 $ 120,909 $ 76,000
Brunswick, North Carolina 11 $ 2,194,000 $ 199,454 $ 76,000
Multnomah, Oregon 11 $ 1,825,000 $ 165,909 $ 146,000
Allegheny, Pennsylvania 11 $ 1,337,000 $ 121,545 $ 70,000
Flagler, Florida 10 $ 2,017,000 $ 201,700 $ 78,000
St. Clair, Illinois 10 $ 1,343,000 $ 134,300 $ 51,000
New York, New York 10 $ 5,209,000 $ 520,900 $ 220,000
Oneida, New York 10 $ 1,306,000 $ 130,600 $ 73,000
Stark, Ohio 10 $ 938,000 $ 93,800 $ 44,000
Luzerne, Pennsylvania 10 $ 1,328,000 $ 132,800 $ 61,000
Richland, South Carolina 10 $ 963,000 $ 96,300 $ 40,000
Hanover, Virginia 10 $ 2,399,000 $ 239,900 $ 119,000
Spotsylvania, Virginia 10 $ 2,473,000 $ 247,300 $ 88,000
Stafford, Virginia 10 $ 2,496,000 $ 249,600 $ 104,000
Citrus, Florida 9 $ 1,439,000 $ 159,888 $ 65,000
Santa Rosa, Florida 9 $ 1,643,000 $ 182,555 $ 110,000
Marion, Indiana 9 $ 1,055,000 $ 117,222 $ 85,000
Salem, New Jersey 9 $ 1,201,000 $ 133,444 $ 29,000
Greene, New York 9 $ 1,954,000 $ 217,111 $ 93,000
Warren, New York 9 $ 2,177,000 $ 241,888 $ 91,000
Cabarrus, North Carolina 9 $ 1,812,000 $ 201,333 $ 63,000
Kent, Rhode Island 9 $ 1,354,000 $ 150,444 $ 67,000
Charleston, South Carolina 9 $ 1,148,000 $ 127,555 $ 125,000
Salt Lake, Utah 9 $ 1,705,000 $ 189,444 $ 149,000
Fauquier, Virginia 9 $ 2,232,000 $ 248,000 $ 94,000
Pima, Arizona 8 $ 1,347,000 $ 168,375 $ 85,000
San Francisco, California 8 $ 4,349,000 $ 543,625 $ 75,000
San Luis Obispo, California 8 $ 2,237,000 $ 279,625 $ 64,000
Jefferson, Colorado 8 $ 1,012,000 $ 126,500 $ 0
Alachua, Florida 8 $ 1,142,000 $ 142,750 $ 65,000
Leon, Florida 8 $ 980,000 $ 122,500 $ 63,000
St. Johns, Florida 8 $ 1,886,000 $ 235,750 $ 107,000
Jasper, Georgia 8 $ 1,313,000 $ 164,125 $ 56,000
Putnam, Georgia 8 $ 1,949,000 $ 243,625 $ 228,000
Troup, Georgia 8 $ 1,066,000 $ 133,250 $ 51,000
Cecil, Maryland 8 $ 1,754,000 $ 219,250 $ 74,000
St. Mary's, Maryland 8 $ 2,084,000 $ 260,500 $ 88,000
Barnstable, Massachusetts 8 $ 2,300,000 $ 287,500 $ 105,000
Columbia, New York 8 $ 1,313,000 $ 164,125 $ 65,000
Jefferson, New York 8 $ 982,000 $ 122,750 $ 76,000
Sullivan, New York 8 $ 1,599,000 $ 199,875 $ 79,000
Union, North Carolina 8 $ 1,782,000 $ 222,750 $ 83,000
Lane, Oregon 8 $ 1,664,000 $ 208,000 $ 30,000
Marion, Oregon 8 $ 1,421,000 $ 177,625 $ 66,000
Shelby, Tennessee 8 $ 2,714,000 $ 339,250 $ 62,000
Bexar, Texas 8 $ 1,525,000 $ 190,625 $ 82,000
Humboldt, California 7 $ 1,265,000 $ 180,714 $ 40,000
Madera, California 7 $ 1,390,000 $ 198,571 $ 89,000
Sonoma, California 7 $ 2,773,000 $ 396,142 $ 25,000
Tehama, California 7 $ 1,537,000 $ 219,571 $ 35,000
Windham, Connecticut 7 $ 1,329,000 $ 189,857 $ 61,000
Clay, Florida 7 $ 1,165,000 $ 166,428 $ 65,000
Escambia, Florida 7 $ 1,391,000 $ 198,714 $ 68,000
Hernando, Florida 7 $ 1,134,000 $ 162,000 $ 51,000
Upson, Georgia 7 $ 683,000 $ 97,571 $ 36,000
Honolulu, Hawaii 7 $ 2,736,000 $ 390,857 $ 141,000
Maui, Hawaii 7 $ 1,845,000 $ 263,571 $ 87,000
Orleans, Louisiana 7 $ 898,000 $ 128,285 $ 74,000
Niagara, New York 7 $ 776,000 $ 110,857 $ 37,000
Guilford, North Carolina 7 $ 1,357,000 $ 193,857 $ 242,000
Westmoreland, Pennsylvania 7 $ 881,000 $ 125,857 $ 60,000
Davidson, Tennessee 7 $ 763,000 $ 109,000 $ 42,000
Dallas, Texas 7 $ 891,000 $ 127,285 $ 85,000
Hampton, Virginia 7 $ 1,075,000 $ 153,571 $ 50,000
Norfolk, Virginia 7 $ 1,293,000 $ 184,714 $ 57,000
Kitsap, Washington 7 $ 1,593,000 $ 227,571 $ 79,000
Racine, Wisconsin 7 $ 830,000 $ 118,571 $ 62,000
Baldwin, Alabama 6 $ 1,098,000 $ 183,000 $ 69,000
Randolph, Alabama 6 $ 1,144,000 $ 190,666 $ 268,000
San Mateo, California 6 $ 1,973,000 $ 328,833 $ 150,000
Tulare, California 6 $ 1,201,000 $ 200,166 $ 68,000
Denver, Colorado 6 $ 1,366,000 $ 227,666 $ 221,000
El Paso, Colorado 6 $ 1,087,000 $ 181,166 $ 69,000
Sussex, Delaware 6 $ 1,397,000 $ 232,833 $ 226,000
Martin, Florida 6 $ 2,152,000 $ 358,666 $ 62,000
Chatham, Georgia 6 $ 1,358,000 $ 226,333 $ 101,000
Haralson, Georgia 6 $ 1,077,000 $ 179,500 $ 86,000
Liberty, Georgia 6 $ 1,005,000 $ 167,500 $ 49,000
Lowndes, Georgia 6 $ 1,094,000 $ 182,333 $ 60,000
Lumpkin, Georgia 6 $ 819,000 $ 136,500 $ 40,000
Oconee, Georgia 6 $ 1,251,000 $ 208,500 $ 65,000
Walker, Georgia 6 $ 653,000 $ 108,833 $ 63,000
Oxford, Maine 6 $ 1,289,000 $ 214,833 $ 207,000
Schenectady, New York 6 $ 829,000 $ 138,166 $ 47,000
Durham, North Carolina 6 $ 828,000 $ 138,000 $ 72,000
Deschutes, Oregon 6 $ 1,329,000 $ 221,500 $ 144,000
Franklin, Pennsylvania 6 $ 976,000 $ 162,666 $ 63,000
Newport, Rhode Island 6 $ 1,600,000 $ 266,666 $ 103,000
Beaufort, South Carolina 6 $ 1,978,000 $ 329,666 $ 111,000
Berkeley, South Carolina 6 $ 933,000 $ 155,500 $ 60,000
York, South Carolina 6 $ 759,000 $ 126,500 $ 75,000
Tarrant, Texas 6 $ 467,000 $ 77,833 $ 42,000
Alexandria, Virginia 6 $ 2,483,000 $ 413,833 $ 101,000
Rockingham, Virginia 6 $ 1,360,000 $ 226,666 $ 71,000
Chambers, Alabama 5 $ 706,000 $ 141,200 $ 44,000
Montgomery, Alabama 5 $ 628,000 $ 125,600 $ 48,000
Santa Cruz, California 5 $ 2,220,000 $ 444,000 $ 131,000
Adams, Colorado 5 $ 617,000 $ 123,400 $ 67,000
Highlands, Florida 5 $ 622,000 $ 124,400 $ 78,000
Banks, Georgia 5 $ 607,000 $ 121,400 $ 56,000
Greene, Georgia 5 $ 3,741,000 $ 748,200 $ 946,000
Madison, Georgia 5 $ 397,000 $ 79,400 $ 36,000
Monroe, Georgia 5 $ 818,000 $ 163,600 $ 94,000
Hawaii, Hawaii 5 $ 1,697,000 $ 339,400 $ 106,000
Androscoggin, Maine 5 $ 795,000 $ 159,000 $ 65,000
Kent, Maryland 5 $ 889,000 $ 177,800 $ 82,000
Worcester, Maryland 5 $ 1,243,000 $ 248,600 $ 55,000
Otsego, New York 5 $ 763,000 $ 152,600 $ 65,000
Putnam, New York 5 $ 976,000 $ 195,200 $ 33,000
Buncombe, North Carolina 5 $ 1,050,000 $ 210,000 $ 79,000
Dauphin, Pennsylvania 5 $ 681,000 $ 136,200 $ 49,000
Clark, Washington 5 $ 813,000 $ 162,600 $ 92,000
Autauga, Alabama 4 $ 302,000 $ 75,500 $ 56,000
Mobile, Alabama 4 $ 1,365,000 $ 341,250 $ 276,000
Shelby, Alabama 4 $ 298,000 $ 74,500 $ 45,000
Yavapai, Arizona 4 $ 717,000 $ 179,250 $ 31,000
Lake, California 4 $ 896,000 $ 224,000 $ 125,000
Nevada, California 4 $ 1,661,000 $ 415,250 $ 372,000
Arapahoe, Colorado 4 $ 572,000 $ 143,000 $ 66,000
Middlesex, Connecticut 4 $ 669,000 $ 167,250 $ 79,000
Tolland, Connecticut 4 $ 663,000 $ 165,750 $ 29,000
Colquitt, Georgia 4 $ 310,000 $ 77,500 $ 32,000
Gilmer, Georgia 4 $ 454,000 $ 113,500 $ 76,000
Harris, Georgia 4 $ 304,000 $ 76,000 $ 112,000
Pike, Georgia 4 $ 798,000 $ 199,500 $ 171,000
Allegany, Maryland 4 $ 457,000 $ 114,250 $ 52,000
Dorchester, Maryland 4 $ 840,000 $ 210,000 $ 77,000
St. Louis, Missouri 4 $ 313,000 $ 78,250 $ 38,000
St. Louis City, Missouri 4 $ 346,000 $ 86,500 $ 86,000
Washoe, Nevada 4 $ 615,000 $ 153,750 $ 72,000
Rockingham, New Hampshire 4 $ 934,000 $ 233,500 $ 202,000
Broome, New York 4 $ 506,000 $ 126,500 $ 59,000
Delaware, New York 4 $ 1,069,000 $ 267,250 $ 77,000
Madison, New York 4 $ 491,000 $ 122,750 $ 50,000
Davidson, North Carolina 4 $ 662,000 $ 165,500 $ 56,000
Edgecombe, North Carolina 4 $ 462,000 $ 115,500 $ 58,000
Gaston, North Carolina 4 $ 401,000 $ 100,250 $ 54,000
Iredell, North Carolina 4 $ 705,000 $ 176,250 $ 67,000
New Hanover, North Carolina 4 $ 1,494,000 $ 373,500 $ 100,000
Lucas, Ohio 4 $ 250,000 $ 62,500 $ 62,000
Beaver, Pennsylvania 4 $ 685,000 $ 171,250 $ 64,000
Carbon, Pennsylvania 4 $ 812,000 $ 203,000 $ 135,000
Lackawanna, Pennsylvania 4 $ 503,000 $ 125,750 $ 74,000
Rutherford, Tennessee 4 $ 347,000 $ 86,750 $ 45,000
Wilson, Tennessee 4 $ 316,000 $ 79,000 $ 54,000
Travis, Texas 4 $ 1,158,000 $ 289,500 $ 143,000
Culpeper, Virginia 4 $ 1,131,000 $ 282,750 $ 88,000
Frederick, Virginia 4 $ 957,000 $ 239,250 $ 61,000
James City, Virginia 4 $ 689,000 $ 172,250 $ 58,000
Newport News, Virginia 4 $ 708,000 $ 177,000 $ 59,000
Orange, Virginia 4 $ 808,000 $ 202,000 $ 51,000
Suffolk, Virginia 4 $ 822,000 $ 205,500 $ 106,000
La Crosse, Wisconsin 4 $ 476,000 $ 119,000 $ 66,000
Cleburne, Alabama 3 $ 306,000 $ 102,000 $ 49,000
Napa, California 3 $ 1,247,000 $ 415,666 $ 140,000
Shasta, California 3 $ 638,000 $ 212,666 $ 89,000
Hardee, Florida 3 $ 494,000 $ 164,666 $ 53,000
Nassau, Florida 3 $ 665,000 $ 221,666 $ 99,000
Fannin, Georgia 3 $ 638,000 $ 212,666 $ 179,000
Glynn, Georgia 3 $ 754,000 $ 251,333 $ 136,000
Hart, Georgia 3 $ 980,000 $ 326,666 $ 47,000
Houston, Georgia 3 $ 393,000 $ 131,000 $ 53,000
Lamar, Georgia 3 $ 426,000 $ 142,000 $ 61,000
Morgan, Georgia 3 $ 996,000 $ 332,000 $ 113,000
Pickens, Georgia 3 $ 693,000 $ 231,000 $ 84,000
Towns, Georgia 3 $ 606,000 $ 202,000 $ 39,000
Wilkes, Georgia 3 $ 441,000 $ 147,000 $ 48,000
Champaign, Illinois 3 $ 734,000 $ 244,666 $ 179,000
Kankakee, Illinois 3 $ 376,000 $ 125,333 $ 46,000
LaSalle, Illinois 3 $ 666,000 $ 222,000 $ 134,000
Winnebago, Illinois 3 $ 521,000 $ 173,666 $ 78,000
Porter, Indiana 3 $ 320,000 $ 106,666 $ 60,000
St. Joseph, Indiana 3 $ 186,000 $ 62,000 $ 63,000
Johnson, Kansas 3 $ 662,000 $ 220,666 $ 187,000
Oldham, Kentucky 3 $ 972,000 $ 324,000 $ 101,000
Jefferson, Louisiana 3 $ 1,061,000 $ 353,666 $ 106,000
York, Maine 3 $ 791,000 $ 263,666 $ 185,000
Garrett, Maryland 3 $ 451,000 $ 150,333 $ 29,000
Somerset, Maryland 3 $ 703,000 $ 234,333 $ 71,000
St. Clair, Michigan 3 $ 498,000 $ 166,000 $ 69,000
Carroll, New Hampshire 3 $ 704,000 $ 234,666 $ 233,000
Merrimack, New Hampshire 3 $ 625,000 $ 208,333 $ 80,000
Strafford, New Hampshire 3 $ 544,000 $ 181,333 $ 122,000
Allegany, New York 3 $ 289,000 $ 96,333 $ 40,000
Chemung, New York 3 $ 463,000 $ 154,333 $ 60,000
Franklin, New York 3 $ 443,000 $ 147,666 $ 63,000
Orleans, New York 3 $ 337,000 $ 112,333 $ 70,000
Oswego, New York 3 $ 437,000 $ 145,666 $ 51,000
Catawba, North Carolina 3 $ 527,000 $ 175,666 $ 57,000
Forsyth, North Carolina 3 $ 863,000 $ 287,666 $ 104,000
Franklin, North Carolina 3 $ 400,000 $ 133,333 $ 74,000
Nash, North Carolina 3 $ 296,000 $ 98,666 $ 108,000
Person, North Carolina 3 $ 428,000 $ 142,666 $ 158,000
Portage, Ohio 3 $ 365,000 $ 121,666 $ 56,000
Wayne, Ohio 3 $ 267,000 $ 89,000 $ 39,000
Bradford, Pennsylvania 3 $ 418,000 $ 139,333 $ 79,000
Fayette, Pennsylvania 3 $ 242,000 $ 80,666 $ 11,000
Washington, Rhode Island 3 $ 979,000 $ 326,333 $ 405,000
Greenville, South Carolina 3 $ 469,000 $ 156,333 $ 216,000
Horry, South Carolina 3 $ 390,000 $ 130,000 $ 87,000
Lubbock, Texas 3 $ 210,000 $ 70,000 $ 95,000
Williamson, Texas 3 $ 502,000 $ 167,333 $ 117,000
Arlington, Virginia 3 $ 1,289,000 $ 429,666 $ 27,000
Augusta, Virginia 3 $ 323,000 $ 107,666 $ 36,000
Franklin, Virginia 3 $ 505,000 $ 168,333 $ 58,000
Gloucester, Virginia 3 $ 519,000 $ 173,000 $ 69,000
Lancaster, Virginia 3 $ 657,000 $ 219,000 $ 61,000
Montgomery, Virginia 3 $ 468,000 $ 156,000 $ 59,000
Nottoway, Virginia 3 $ 760,000 $ 253,333 $ 134,000
Powhatan, Virginia 3 $ 797,000 $ 265,666 $ 95,000
Roanoke, Virginia 3 $ 529,000 $ 176,333 $ 64,000
Shenandoah, Virginia 3 $ 794,000 $ 264,666 $ 120,000
Warren, Virginia 3 $ 657,000 $ 219,000 $ 63,000
Jackson, Alabama 2 $ 191,000 $ 95,500 $ 43,000
Jefferson, Alabama 2 $ 176,000 $ 88,000 $ 64,000
Lee, Alabama 2 $ 269,000 $ 134,500 $ 34,000
Russell, Alabama 2 $ 190,000 $ 95,000 $ 35,000
Tuscaloosa, Alabama 2 $ 386,000 $ 193,000 $ 456,000
Coconino, Arizona 2 $ 220,000 $ 110,000 $ 78,000
Yuma, Arizona 2 $ 274,000 $ 137,000 $ 75,000
El Dorado, California 2 $ 521,000 $ 260,500 $ 168,000
Kings, California 2 $ 356,000 $ 178,000 $ 20,000
Marin, California 2 $ 535,000 $ 267,500 $ 120,000
Placer, California 2 $ 733,000 $ 366,500 $ 152,000
San Benito, California 2 $ 389,000 $ 194,500 $ 0
Boulder, Colorado 2 $ 384,000 $ 192,000 $ 106,000
Weld, Colorado 2 $ 200,000 $ 100,000 $ 41,000
Franklin, Florida 2 $ 850,000 $ 425,000 $ 114,000
Hendry, Florida 2 $ 203,000 $ 101,500 $ 42,000
Jackson, Florida 2 $ 754,000 $ 377,000 $ 130,000
Monroe, Florida 2 $ 809,000 $ 404,500 $ 89,000
Wakulla, Florida 2 $ 190,000 $ 95,000 $ 78,000
Bibb, Georgia 2 $ 150,000 $ 75,000 $ 38,000
Columbia, Georgia 2 $ 133,000 $ 66,500 $ 41,000
Crisp, Georgia 2 $ 233,000 $ 116,500 $ 66,000
Dawson, Georgia 2 $ 440,000 $ 220,000 $ 60,000
Meriwether, Georgia 2 $ 261,000 $ 130,500 $ 58,000
Muscogee, Georgia 2 $ 218,000 $ 109,000 $ 63,000
Oglethorpe, Georgia 2 $ 253,000 $ 126,500 $ 41,000
Stephens, Georgia 2 $ 473,000 $ 236,500 $ 276,000
Wayne, Georgia 2 $ 179,000 $ 89,500 $ 54,000
Ada, Idaho 2 $ 1,172,000 $ 586,000 $ 210,000
Bonner, Idaho 2 $ 236,000 $ 118,000 $ 64,000
McLean, Illinois 2 $ 247,000 $ 123,500 $ 47,000
Wayne, Illinois 2 $ 473,000 $ 236,500 $ 69,000
Vermillion, Indiana 2 $ 241,000 $ 120,500 $ 89,000
Atchison, Kansas 2 $ 344,000 $ 172,000 $ 0
Talbot, Maryland 2 $ 760,000 $ 380,000 $ 108,000
Berrien, Michigan 2 $ 286,000 $ 143,000 $ 48,000
Ingham, Michigan 2 $ 318,000 $ 159,000 $ 72,000
Jackson, Michigan 2 $ 185,000 $ 92,500 $ 0
Manistee, Michigan 2 $ 262,000 $ 131,000 $ 53,000
Saginaw, Michigan 2 $ 266,000 $ 133,000 $ 46,000
Le Sueur, Minnesota 2 $ 519,000 $ 259,500 $ 203,000
Ramsey, Minnesota 2 $ 220,000 $ 110,000 $ 69,000
Scott, Minnesota 2 $ 232,000 $ 116,000 $ 132,000
Hinds, Mississippi 2 $ 111,000 $ 55,500 $ 95,000
Boone, Missouri 2 $ 110,000 $ 55,000 $ 43,000
Cooper, Missouri 2 $ 80,000 $ 40,000 $ 46,000
Jackson, Missouri 2 $ 331,000 $ 165,500 $ 34,000
Pulaski, Missouri 2 $ 173,000 $ 86,500 $ 78,000
Bernalillo, New Mexico 2 $ 246,000 $ 123,000 $ 27,000
Chautauqua, New York 2 $ 343,000 $ 171,500 $ 51,000
Clinton, New York 2 $ 225,000 $ 112,500 $ 50,000
Genesee, New York 2 $ 217,000 $ 108,500 $ 40,000
Herkimer, New York 2 $ 289,000 $ 144,500 $ 90,000
Schoharie, New York 2 $ 152,000 $ 76,000 $ 55,000
St. Lawrence, New York 2 $ 246,000 $ 123,000 $ 111,000
Steuben, New York 2 $ 452,000 $ 226,000 $ 99,000
Tioga, New York 2 $ 253,000 $ 126,500 $ 46,000
Wayne, New York 2 $ 261,000 $ 130,500 $ 48,000
Wyoming, New York 2 $ 258,000 $ 129,000 $ 66,000
Alamance, North Carolina 2 $ 342,000 $ 171,000 $ 346,000
Carteret, North Carolina 2 $ 639,000 $ 319,500 $ 99,000
Cleveland, North Carolina 2 $ 255,000 $ 127,500 $ 36,000
Craven, North Carolina 2 $ 262,000 $ 131,000 $ 45,000
Dare, North Carolina 2 $ 733,000 $ 366,500 $ 219,000
Henderson, North Carolina 2 $ 331,000 $ 165,500 $ 120,000
Lee, North Carolina 2 $ 201,000 $ 100,500 $ 52,000
Macon, North Carolina 2 $ 261,000 $ 130,500 $ 42,000
Northampton, North Carolina 2 $ 419,000 $ 209,500 $ 54,000
Pasquotank, North Carolina 2 $ 476,000 $ 238,000 $ 84,000
Watauga, North Carolina 2 $ 302,000 $ 151,000 $ 93,000
Erie, Ohio 2 $ 100,000 $ 50,000 $ 21,000
Lake, Ohio 2 $ 248,000 $ 124,000 $ 41,000
Osage, Oklahoma 2 $ 60,000 $ 30,000 $ 110,000
Columbia, Oregon 2 $ 416,000 $ 208,000 $ 0
Douglas, Oregon 2 $ 185,000 $ 92,500 $ 65,000
Josephine, Oregon 2 $ 561,000 $ 280,500 $ 132,000
Polk, Oregon 2 $ 278,000 $ 139,000 $ 94,000
Washington, Oregon 2 $ 619,000 $ 309,500 $ 175,000
Yamhill, Oregon 2 $ 171,000 $ 85,500 $ 59,000
Cumberland, Pennsylvania 2 $ 460,000 $ 230,000 $ 115,000
Erie, Pennsylvania 2 $ 120,000 $ 60,000 $ 110,000
Lebanon, Pennsylvania 2 $ 281,000 $ 140,500 $ 63,000
Montour, Pennsylvania 2 $ 287,000 $ 143,500 $ 48,000
Perry, Pennsylvania 2 $ 332,000 $ 166,000 $ 68,000
Schuylkill, Pennsylvania 2 $ 351,000 $ 175,500 $ 87,000
Union, Pennsylvania 2 $ 342,000 $ 171,000 $ 19,000
Washington, Pennsylvania 2 $ 173,000 $ 86,500 $ 54,000
Wayne, Pennsylvania 2 $ 246,000 $ 123,000 $ 61,000
Anderson, South Carolina 2 $ 118,000 $ 59,000 $ 60,000
Dorchester, South Carolina 2 $ 230,000 $ 115,000 $ 125,000
Cheatham, Tennessee 2 $ 110,000 $ 55,000 $ 29,000
Hamilton, Tennessee 2 $ 344,000 $ 172,000 $ 49,000
Knox, Tennessee 2 $ 391,000 $ 195,500 $ 111,000
Montgomery, Tennessee 2 $ 109,000 $ 54,500 $ 80,000
Sumner, Tennessee 2 $ 139,000 $ 69,500 $ 53,000
Williamson, Tennessee 2 $ 143,000 $ 71,500 $ 40,000
Brazoria, Texas 2 $ 252,000 $ 126,000 $ 77,000
Collin, Texas 2 $ 209,000 $ 104,500 $ 55,000
Kendall, Texas 2 $ 325,000 $ 162,500 $ 98,000
Cache, Utah 2 $ 295,000 $ 147,500 $ 69,000
Utah, Utah 2 $ 419,000 $ 209,500 $ 132,000
Albemarle, Virginia 2 $ 362,000 $ 181,000 $ 41,000
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Mortgage Loan Application Detail Totals for Orchid Island Trs, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,809 $1,617,413,000 $207,000 $2,640,000 $87,000 $1,920,000
Refinancing 7,739 $1,917,118,000 $247,000 $2,000,000 $86,000 $4,739,000
Home Improvement 32 $11,454,000 $357,000 $3,660,000 $92,000 $965,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,134 $1,643,221,000 $230,000 $3,660,000 $96,000 $4,739,000
Black or African American 3,005 $618,123,000 $205,000 $2,220,000 $74,000 $1,691,000
Hispanic 2,995 $725,748,000 $242,000 $1,890,000 $81,000 $927,000
Not Provided 1,954 $430,432,000 $220,000 $1,280,000 $78,000 $1,920,000
Asian 366 $93,615,000 $255,000 $880,000 $100,000 $514,000
Native Hawaiian or Other Pacific Islander 82 $23,002,000 $280,000 $704,000 $104,000 $270,000
American Indian or Alaskan Native 44 $11,844,000 $269,000 $1,000,000 $95,000 $388,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,051 $3,266,391,000 $232,000 $3,660,000 $89,000 $4,739,000
FHA-insured (Federal Housing Administration) 1,455 $264,116,000 $181,000 $492,000 $63,000 $387,000
VA-guaranteed (Veterans Administration) 74 $15,478,000 $209,000 $402,000 $66,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 5,304 $1,162,519,000 $219,000 $3,660,000 $89,000 $4,739,000
Loan Originated 4,792 $1,002,324,000 $209,000 $2,000,000 $80,000 $1,442,000
Application Approved But Not Accepted 3,774 $938,897,000 $248,000 $1,500,000 $80,000 $1,092,000
Application Denied By Financial Institution 1,662 $431,965,000 $259,000 $1,750,000 $112,000 $1,546,000
Preapproval Approved but not Accepted 32 $6,822,000 $213,000 $385,000 $76,000 $155,000
File Closed For Incompleteness 13 $3,252,000 $250,000 $913,000 $90,000 $240,000
Preapproval Denied by Financial Institution 3 $206,000 $68,000 $127,000 $29,000 $50,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 728 $194,901,000 $267,000 $1,275,000 $120,000 $1,546,000
Credit History 315 $74,503,000 $236,000 $1,000,000 $101,000 $1,380,000
Collateral 252 $62,648,000 $248,000 $1,750,000 $110,000 $708,000
Unverifiable Information 154 $44,556,000 $289,000 $744,000 $119,000 $514,000
Employment History 94 $24,939,000 $265,000 $980,000 $118,000 $384,000
Debt-To-Income Ratio 93 $23,767,000 $255,000 $740,000 $87,000 $267,000
Insufficient Cash (Downpayment, Closing Cost) 24 $5,634,000 $234,000 $768,000 $94,000 $540,000
Credit Application Incomplete 4 $1,047,000 $261,000 $366,000 $49,000 $118,000
Mortgage Insurance Denied 1 $176,000 $176,000 $176,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Orchid Island Trs, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Orchid Island Trs, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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