Pacific Union Financial, LLC Mortgage Lending & HMDA Data, 2019
In 2019, Pacific Union Financial, LLC of Irving, TX reported 5,671 mortgage applications totaling $1.3 billion, down 92% from 2018. The average application was for $236,754, and applicants reported an average income of $72,299. 29% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (189), Los Angeles-Long Beach-Glendale, CA (163) and Riverside-San Bernardino-Ontario, CA (161) (applications in parentheses).
| Mortgage Company & Address | Pacific Union Financial, LLC 8900 Freeport Pkwy, Ste 150 Irving, TX 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 5,671 |
| Total Mortgage Loan Application Amount | $1,342,635,000 |
| Average Mortgage Loan Application Amount | $236,754 |
| Highest Mortgage Loan Application Amount | $2,095,000 |
| Average Applicant Income | $72,299 |
| Highest Applicant Income | $813,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pacific Union Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 575 | $ 92,675,000 | $ 161,173 | $ 61,713 |
| Atlanta-Sandy Springs-Roswell, GA | 189 | $ 38,785,000 | $ 205,211 | $ 66,000 |
| Los Angeles-Long Beach-Glendale, CA | 163 | $ 66,985,000 | $ 410,950 | $ 86,000 |
| Riverside-San Bernardino-Ontario, CA | 161 | $ 49,245,000 | $ 305,869 | $ 75,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 143 | $ 54,155,000 | $ 378,706 | $ 93,119 |
| Houston-The Woodlands-Sugar Land, TX | 128 | $ 27,990,000 | $ 218,671 | $ 69,000 |
| Dallas-Plano-Irving, TX | 119 | $ 28,915,000 | $ 242,983 | $ 91,000 |
| Phoenix-Mesa-Scottsdale, AZ | 112 | $ 25,440,000 | $ 227,142 | $ 62,000 |
| Nassau County-Suffolk County, NY | 109 | $ 40,815,000 | $ 374,449 | $ 97,000 |
| Denver-Aurora-Lakewood, CO | 107 | $ 32,755,000 | $ 306,121 | $ 74,000 |
| Chicago-Naperville, IL | 99 | $ 20,575,000 | $ 207,828 | $ 67,000 |
| Tampa-St. Petersburg-Clearwater, FL | 99 | $ 17,995,000 | $ 181,767 | $ 58,000 |
| New York-Jersey City-White Plains, NY-NJ | 91 | $ 44,245,000 | $ 486,208 | $ 88,549 |
| Baltimore-Columbia-Towson, MD | 74 | $ 18,360,000 | $ 248,108 | $ 67,000 |
| San Antonio-New Braunfels, TX | 71 | $ 17,175,000 | $ 241,901 | $ 66,000 |
| Cincinnati, OH-KY-IN | 65 | $ 11,525,000 | $ 177,307 | $ 74,907 |
| Fort Worth-Arlington, TX | 61 | $ 13,245,000 | $ 217,131 | $ 72,000 |
| Las Vegas-Henderson-Paradise, NV | 58 | $ 17,030,000 | $ 293,620 | $ 82,000 |
| San Diego-Carlsbad, CA | 58 | $ 26,820,000 | $ 462,413 | $ 102,000 |
| Columbus, OH | 57 | $ 11,045,000 | $ 193,771 | $ 65,000 |
| New York-Newark, NY | 57 | $ 15,365,000 | $ 269,561 | $ 77,333 |
| Orlando-Kissimmee-Sanford, FL | 57 | $ 12,565,000 | $ 220,438 | $ 73,000 |
| Austin-Round Rock, TX | 55 | $ 14,815,000 | $ 269,363 | $ 83,000 |
| Jacksonville, FL | 51 | $ 10,615,000 | $ 208,137 | $ 51,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 50 | $ 11,070,000 | $ 221,400 | $ 59,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 50 | $ 12,210,000 | $ 244,200 | $ 86,000 |
| St. Louis, MO-IL | 49 | $ 7,415,000 | $ 151,326 | $ 61,142 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 45 | $ 9,695,000 | $ 215,444 | $ 74,000 |
| Philadelphia, PA | 44 | $ 8,650,000 | $ 196,590 | $ 67,000 |
| Providence-Warwick, RI-MA | 42 | $ 10,100,000 | $ 240,476 | $ 62,761 |
| Seattle-Bellevue-Everett, WA | 39 | $ 15,245,000 | $ 390,897 | $ 97,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 38 | $ 5,880,000 | $ 154,736 | $ 68,000 |
| Camden, NJ | 37 | $ 6,385,000 | $ 172,567 | $ 88,000 |
| Charlotte-Concord-Gastonia, NC-SC | 37 | $ 6,915,000 | $ 186,891 | $ 66,972 |
| Newark, NJ-PA | 36 | $ 11,080,000 | $ 307,777 | $ 86,000 |
| Lakeland-Winter Haven, FL | 35 | $ 5,865,000 | $ 167,571 | $ 60,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 35 | $ 11,485,000 | $ 328,142 | $ 71,000 |
| Cleveland-Elyria, OH | 34 | $ 5,400,000 | $ 158,823 | $ 65,000 |
| Pittsburgh, PA | 34 | $ 5,410,000 | $ 159,117 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 33 | $ 8,645,000 | $ 261,969 | $ 97,000 |
| Oakland-Hayward-Berkeley, CA | 32 | $ 14,810,000 | $ 462,812 | $ 83,000 |
| Kansas City, MO-KS | 29 | $ 5,535,000 | $ 190,862 | $ 77,931 |
| New Orleans-Metairie, LA | 29 | $ 5,925,000 | $ 204,310 | $ 83,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 29 | $ 6,995,000 | $ 241,206 | $ 68,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 5,540,000 | $ 197,857 | $ 45,000 |
| Gary, IN | 28 | $ 5,120,000 | $ 182,857 | $ 71,000 |
| Indianapolis-Carmel-Anderson, IN | 28 | $ 4,820,000 | $ 172,142 | $ 45,000 |
| Albany-Schenectady-Troy, NY | 27 | $ 4,905,000 | $ 181,666 | $ 71,000 |
| Worcester, MA-CT | 27 | $ 6,525,000 | $ 241,666 | $ 68,592 |
| Colorado Springs, CO | 26 | $ 7,600,000 | $ 292,307 | $ 56,000 |
| Raleigh, NC | 26 | $ 5,870,000 | $ 225,769 | $ 68,000 |
| Richmond, VA | 26 | $ 5,420,000 | $ 208,461 | $ 64,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 25 | $ 5,875,000 | $ 235,000 | $ 62,000 |
| Ogden-Clearfield, UT | 25 | $ 7,135,000 | $ 285,400 | $ 65,000 |
| Salt Lake City, UT | 25 | $ 6,985,000 | $ 279,400 | $ 70,000 |
| Charleston-North Charleston, SC | 24 | $ 4,460,000 | $ 185,833 | $ 50,000 |
| Corpus Christi, TX | 24 | $ 4,400,000 | $ 183,333 | $ 82,000 |
| Tacoma-Lakewood, WA | 24 | $ 7,430,000 | $ 309,583 | $ 77,000 |
| Anaheim-Santa Ana-Irvine, CA | 23 | $ 10,575,000 | $ 459,782 | $ 103,000 |
| Harrisburg-Carlisle, PA | 23 | $ 4,115,000 | $ 178,913 | $ 55,000 |
| Montgomery County-Bucks County-Chester County, PA | 23 | $ 6,705,000 | $ 291,521 | $ 153,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 22 | $ 6,900,000 | $ 313,636 | $ 84,636 |
| Boston, MA | 21 | $ 8,155,000 | $ 388,333 | $ 96,000 |
| Columbia, SC | 21 | $ 3,485,000 | $ 165,952 | $ 80,000 |
| Little Rock-North Little Rock-Conway, AR | 21 | $ 2,755,000 | $ 131,190 | $ 48,000 |
| Baton Rouge, LA | 20 | $ 3,750,000 | $ 187,500 | $ 62,000 |
| Birmingham-Hoover, AL | 20 | $ 3,390,000 | $ 169,500 | $ 70,000 |
| Fresno, CA | 20 | $ 4,380,000 | $ 219,000 | $ 66,000 |
| Oklahoma City, OK | 20 | $ 3,410,000 | $ 170,500 | $ 55,000 |
| Shreveport-Bossier City, LA | 20 | $ 3,550,000 | $ 177,500 | $ 65,000 |
| Washington-Baltimore-Arlington, DC | 20 | $ 7,180,000 | $ 359,000 | $ 104,000 |
| Bakersfield, CA | 19 | $ 4,295,000 | $ 226,052 | $ 64,000 |
| Albuquerque, NM | 18 | $ 2,980,000 | $ 165,555 | $ 71,000 |
| Cambridge-Newton-Framingham, MA | 18 | $ 7,630,000 | $ 423,888 | $ 79,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 3,530,000 | $ 196,111 | $ 73,000 |
| Greeley, CO | 18 | $ 4,580,000 | $ 254,444 | $ 56,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 3,310,000 | $ 183,888 | $ 81,000 |
| Greenville-Anderson-Mauldin, SC | 17 | $ 2,825,000 | $ 166,176 | $ 59,000 |
| Stockton-Lodi, CA | 17 | $ 5,135,000 | $ 302,058 | $ 61,000 |
| Clarksville, TN-KY | 16 | $ 3,030,000 | $ 189,375 | $ 63,875 |
| Fayetteville, NC | 16 | $ 3,040,000 | $ 190,000 | $ 58,000 |
| Louisville/Jefferson County, KY-IN | 16 | $ 2,680,000 | $ 167,500 | $ 44,187 |
| Tucson, AZ | 16 | $ 3,270,000 | $ 204,375 | $ 69,000 |
| Chattanooga, TN-GA | 15 | $ 2,605,000 | $ 173,666 | $ 69,000 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 2,495,000 | $ 166,333 | $ 52,000 |
| Vallejo-Fairfield, CA | 15 | $ 5,645,000 | $ 376,333 | $ 68,000 |
| Memphis, TN-MS-AR | 14 | $ 2,530,000 | $ 180,714 | $ 49,571 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 6,780,000 | $ 484,285 | $ 88,000 |
| Toledo, OH | 14 | $ 1,710,000 | $ 122,142 | $ 60,000 |
| Tulsa, OK | 14 | $ 1,940,000 | $ 138,571 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 1,680,000 | $ 120,000 | $ 74,000 |
| Elgin, IL | 13 | $ 2,795,000 | $ 215,000 | $ 86,000 |
| Grand Rapids-Wyoming, MI | 13 | $ 2,085,000 | $ 160,384 | $ 57,000 |
| Laredo, TX | 13 | $ 2,265,000 | $ 174,230 | $ 71,000 |
| York-Hanover, PA | 13 | $ 2,085,000 | $ 160,384 | $ 60,000 |
| Detroit-Dearborn-Livonia, MI | 12 | $ 1,680,000 | $ 140,000 | $ 63,000 |
| Eugene, OR | 12 | $ 2,380,000 | $ 198,333 | $ 79,000 |
| Houma-Thibodaux, LA | 12 | $ 1,590,000 | $ 132,500 | $ 54,000 |
| Lafayette, LA | 12 | $ 1,760,000 | $ 146,666 | $ 68,000 |
| McAllen-Edinburg-Mission, TX | 12 | $ 1,910,000 | $ 159,166 | $ 83,000 |
| New Haven-Milford, CT | 12 | $ 2,310,000 | $ 192,500 | $ 116,000 |
| Prescott Valley-Prescott, AZ | 12 | $ 2,530,000 | $ 210,833 | $ 49,000 |
| Provo-Orem, UT | 12 | $ 3,480,000 | $ 290,000 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 3,435,000 | $ 312,272 | $ 91,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 2,425,000 | $ 220,454 | $ 69,272 |
| Jackson, MS | 11 | $ 1,945,000 | $ 176,818 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 1,845,000 | $ 167,727 | $ 58,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 1,935,000 | $ 175,909 | $ 39,909 |
| Reading, PA | 11 | $ 2,065,000 | $ 187,727 | $ 75,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 11 | $ 1,545,000 | $ 140,454 | $ 59,000 |
| Spokane-Spokane Valley, WA | 11 | $ 2,645,000 | $ 240,454 | $ 42,000 |
| Anchorage, AK | 10 | $ 2,530,000 | $ 253,000 | $ 72,000 |
| Greensboro-High Point, NC | 10 | $ 1,890,000 | $ 189,000 | $ 64,000 |
| Portland-South Portland, ME | 10 | $ 2,310,000 | $ 231,000 | $ 51,000 |
| Urban Honolulu, HI | 10 | $ 5,590,000 | $ 559,000 | $ 124,000 |
| Wilmington, DE-MD-NJ | 10 | $ 1,560,000 | $ 156,000 | $ 47,200 |
| Winston-Salem, NC | 10 | $ 1,480,000 | $ 148,000 | $ 52,000 |
| Durham-Chapel Hill, NC | 9 | $ 1,695,000 | $ 188,333 | $ 74,000 |
| El Centro, CA | 9 | $ 2,325,000 | $ 258,333 | $ 93,000 |
| Gainesville, FL | 9 | $ 1,445,000 | $ 160,555 | $ 46,000 |
| Hammond, LA | 9 | $ 1,365,000 | $ 151,666 | $ 68,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,515,000 | $ 168,333 | $ 60,000 |
| Homosassa Springs, FL | 9 | $ 1,565,000 | $ 173,888 | $ 69,000 |
| Killeen-Temple, TX | 9 | $ 1,655,000 | $ 183,888 | $ 77,000 |
| Lancaster, PA | 9 | $ 1,625,000 | $ 180,555 | $ 65,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 2,215,000 | $ 246,111 | $ 85,000 |
| Abilene, TX | 8 | $ 1,500,000 | $ 187,500 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,370,000 | $ 171,250 | $ 41,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,070,000 | $ 133,750 | $ 68,000 |
| Boise City, ID | 8 | $ 1,690,000 | $ 211,250 | $ 79,000 |
| Des Moines-West Des Moines, IA | 8 | $ 1,430,000 | $ 178,750 | $ 82,000 |
| Lansing-East Lansing, MI | 8 | $ 1,100,000 | $ 137,500 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,360,000 | $ 170,000 | $ 38,000 |
| Modesto, CA | 8 | $ 2,100,000 | $ 262,500 | $ 80,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,190,000 | $ 148,750 | $ 68,000 |
| Roanoke, VA | 8 | $ 1,010,000 | $ 126,250 | $ 50,000 |
| Rockingham County-Strafford County, NH | 8 | $ 2,490,000 | $ 311,250 | $ 107,000 |
| Salisbury, MD-DE | 8 | $ 1,640,000 | $ 205,000 | $ 55,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 5,090,000 | $ 636,250 | $ 143,000 |
| Savannah, GA | 8 | $ 1,390,000 | $ 173,750 | $ 48,000 |
| Springfield, MA | 8 | $ 1,610,000 | $ 201,250 | $ 60,000 |
| Tuscaloosa, AL | 8 | $ 1,270,000 | $ 158,750 | $ 33,000 |
| Amarillo, TX | 7 | $ 1,095,000 | $ 156,428 | $ 45,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,065,000 | $ 152,142 | $ 104,000 |
| Brownsville-Harlingen, TX | 7 | $ 1,605,000 | $ 229,285 | $ 114,000 |
| Burlington, NC | 7 | $ 1,245,000 | $ 177,857 | $ 64,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,225,000 | $ 175,000 | $ 90,000 |
| Flint, MI | 7 | $ 1,145,000 | $ 163,571 | $ 58,000 |
| Fort Smith, AR-OK | 7 | $ 1,075,000 | $ 153,571 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,425,000 | $ 203,571 | $ 70,000 |
| Madison, WI | 7 | $ 1,615,000 | $ 230,714 | $ 106,000 |
| Mobile, AL | 7 | $ 865,000 | $ 123,571 | $ 57,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,395,000 | $ 199,285 | $ 79,000 |
| Reno, NV | 7 | $ 1,635,000 | $ 233,571 | $ 58,000 |
| St. George, UT | 7 | $ 2,335,000 | $ 333,571 | $ 223,000 |
| Tallahassee, FL | 7 | $ 1,205,000 | $ 172,142 | $ 91,000 |
| Visalia-Porterville, CA | 7 | $ 1,275,000 | $ 182,142 | $ 98,000 |
| Wichita, KS | 7 | $ 1,455,000 | $ 207,857 | $ 83,000 |
| Akron, OH | 6 | $ 950,000 | $ 158,333 | $ 47,000 |
| Altoona, PA | 6 | $ 860,000 | $ 143,333 | $ 76,000 |
| Auburn-Opelika, AL | 6 | $ 1,510,000 | $ 251,666 | $ 48,000 |
| California-Lexington Park, MD | 6 | $ 1,580,000 | $ 263,333 | $ 74,000 |
| Chico, CA | 6 | $ 1,550,000 | $ 258,333 | $ 80,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 720,000 | $ 120,000 | $ 77,000 |
| Dover, DE | 6 | $ 1,220,000 | $ 203,333 | $ 51,000 |
| Elmira, NY | 6 | $ 850,000 | $ 141,666 | $ 46,000 |
| Fort Collins, CO | 6 | $ 1,980,000 | $ 330,000 | $ 57,000 |
| Glens Falls, NY | 6 | $ 920,000 | $ 153,333 | $ 45,000 |
| Idaho Falls, ID | 6 | $ 1,070,000 | $ 178,333 | $ 20,000 |
| Jacksonville, NC | 6 | $ 860,000 | $ 143,333 | $ 44,000 |
| Kennewick-Richland, WA | 6 | $ 1,650,000 | $ 275,000 | $ 27,000 |
| Lake Charles, LA | 6 | $ 830,000 | $ 138,333 | $ 117,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 1,010,000 | $ 168,333 | $ 48,000 |
| Manchester-Nashua, NH | 6 | $ 1,360,000 | $ 226,666 | $ 80,000 |
| Ocala, FL | 6 | $ 840,000 | $ 140,000 | $ 20,000 |
| Olympia-Tumwater, WA | 6 | $ 1,280,000 | $ 213,333 | $ 88,000 |
| Peoria, IL | 6 | $ 840,000 | $ 140,000 | $ 55,000 |
| Rochester, NY | 6 | $ 920,000 | $ 153,333 | $ 69,000 |
| Santa Fe, NM | 6 | $ 1,550,000 | $ 258,333 | $ 53,000 |
| Alexandria, LA | 5 | $ 695,000 | $ 139,000 | $ 42,000 |
| Asheville, NC | 5 | $ 1,425,000 | $ 285,000 | $ 42,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,105,000 | $ 221,000 | $ 86,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,475,000 | $ 295,000 | $ 84,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 565,000 | $ 113,000 | $ 53,000 |
| East Stroudsburg, PA | 5 | $ 925,000 | $ 185,000 | $ 98,000 |
| Gainesville, GA | 5 | $ 975,000 | $ 195,000 | $ 48,000 |
| Huntsville, AL | 5 | $ 795,000 | $ 159,000 | $ 50,000 |
| Las Cruces, NM | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Lubbock, TX | 5 | $ 755,000 | $ 151,000 | $ 0 |
| Merced, CA | 5 | $ 1,265,000 | $ 253,000 | $ 64,000 |
| Montgomery, AL | 5 | $ 915,000 | $ 183,000 | $ 45,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,445,000 | $ 289,000 | $ 42,000 |
| Panama City, FL | 5 | $ 795,000 | $ 159,000 | $ 47,000 |
| Port St. Lucie, FL | 5 | $ 1,025,000 | $ 205,000 | $ 59,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,765,000 | $ 353,000 | $ 71,000 |
| Santa Rosa, CA | 5 | $ 1,825,000 | $ 365,000 | $ 83,000 |
| Sebring, FL | 5 | $ 855,000 | $ 171,000 | $ 63,000 |
| Springfield, IL | 5 | $ 1,065,000 | $ 213,000 | $ 61,000 |
| Albany, OR | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Ann Arbor, MI | 4 | $ 830,000 | $ 207,500 | $ 115,000 |
| Appleton, WI | 4 | $ 490,000 | $ 122,500 | $ 72,000 |
| Bend-Redmond, OR | 4 | $ 1,090,000 | $ 272,500 | $ 45,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 700,000 | $ 175,000 | $ 43,000 |
| Cedar Rapids, IA | 4 | $ 650,000 | $ 162,500 | $ 67,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 710,000 | $ 177,500 | $ 0 |
| Charlottesville, VA | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,060,000 | $ 265,000 | $ 33,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 700,000 | $ 175,000 | $ 88,000 |
| Decatur, IL | 4 | $ 400,000 | $ 100,000 | $ 58,000 |
| El Paso, TX | 4 | $ 620,000 | $ 155,000 | $ 69,000 |
| Elkhart-Goshen, IN | 4 | $ 480,000 | $ 120,000 | $ 109,000 |
| Gettysburg, PA | 4 | $ 690,000 | $ 172,500 | $ 64,000 |
| Grand Junction, CO | 4 | $ 680,000 | $ 170,000 | $ 69,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 630,000 | $ 157,500 | $ 140,000 |
| Hattiesburg, MS | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Lewiston-Auburn, ME | 4 | $ 730,000 | $ 182,500 | $ 69,000 |
| Lynchburg, VA | 4 | $ 750,000 | $ 187,500 | $ 63,000 |
| Muskegon, MI | 4 | $ 360,000 | $ 90,000 | $ 32,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,310,000 | $ 327,500 | $ 48,000 |
| Pueblo, CO | 4 | $ 960,000 | $ 240,000 | $ 84,000 |
| Salem, OR | 4 | $ 1,290,000 | $ 322,500 | $ 66,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,430,000 | $ 357,500 | $ 108,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 430,000 | $ 107,500 | $ 57,250 |
| Syracuse, NY | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Vineland-Bridgeton, NJ | 4 | $ 500,000 | $ 125,000 | $ 31,000 |
| Yuba City, CA | 4 | $ 1,050,000 | $ 262,500 | $ 0 |
| Ames, IA | 3 | $ 385,000 | $ 128,333 | $ 57,000 |
| Battle Creek, MI | 3 | $ 365,000 | $ 121,666 | $ 36,000 |
| Binghamton, NY | 3 | $ 325,000 | $ 108,333 | $ 88,000 |
| Bloomington, IL | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Columbus, GA-AL | 3 | $ 615,000 | $ 205,000 | $ 57,000 |
| Dothan, AL | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Evansville, IN-KY | 3 | $ 575,000 | $ 191,666 | $ 161,000 |
| Fond Du Lac, WI | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Fort Wayne, IN | 3 | $ 385,000 | $ 128,333 | $ 68,000 |
| Green Bay, WI | 3 | $ 505,000 | $ 168,333 | $ 38,000 |
| Hanford-Corcoran, CA | 3 | $ 715,000 | $ 238,333 | $ 66,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 635,000 | $ 211,666 | $ 31,000 |
| Hot Springs, AR | 3 | $ 385,000 | $ 128,333 | $ 34,000 |
| Kankakee, IL | 3 | $ 355,000 | $ 118,333 | $ 50,000 |
| Lafayette-West Lafayette, IN | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Lexington-Fayette, KY | 3 | $ 675,000 | $ 225,000 | $ 133,000 |
| Lincoln, NE | 3 | $ 455,000 | $ 151,666 | $ 75,000 |
| Logan, UT-ID | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Madera, CA | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Michigan City-La Porte, IN | 3 | $ 535,000 | $ 178,333 | $ 41,000 |
| Midland, TX | 3 | $ 785,000 | $ 261,666 | $ 84,000 |
| Monroe, MI | 3 | $ 675,000 | $ 225,000 | $ 52,000 |
| Norwich-New London, CT | 3 | $ 545,000 | $ 181,666 | $ 41,000 |
| Odessa, TX | 3 | $ 575,000 | $ 191,666 | $ 39,000 |
| Oshkosh-Neenah, WI | 3 | $ 625,000 | $ 208,333 | $ 86,000 |
| Punta Gorda, FL | 3 | $ 445,000 | $ 148,333 | $ 32,000 |
| Rapid City, SD | 3 | $ 665,000 | $ 221,666 | $ 43,000 |
| Saginaw, MI | 3 | $ 345,000 | $ 115,000 | $ 54,000 |
| Sebastian-Vero Beach, FL | 3 | $ 465,000 | $ 155,000 | $ 29,000 |
| Spartanburg, SC | 3 | $ 615,000 | $ 205,000 | $ 80,000 |
| St. Cloud, MN | 3 | $ 635,000 | $ 211,666 | $ 56,000 |
| Trenton, NJ | 3 | $ 705,000 | $ 235,000 | $ 82,000 |
| Valdosta, GA | 3 | $ 575,000 | $ 191,666 | $ 39,000 |
| Wausau, WI | 3 | $ 515,000 | $ 171,666 | $ 80,000 |
| Wenatchee, WA | 3 | $ 835,000 | $ 278,333 | $ 12,000 |
| Wilmington, NC | 3 | $ 575,000 | $ 191,666 | $ 68,000 |
| Barnstable Town, MA | 2 | $ 580,000 | $ 290,000 | $ 85,000 |
| Boulder, CO | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Brunswick, GA | 2 | $ 370,000 | $ 185,000 | $ 16,000 |
| Canton-Massillon, OH | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Cleveland, TN | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Columbia, MO | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Cumberland, MD-WV | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Duluth, MN-WI | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Eau Claire, WI | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Erie, PA | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Farmington, NM | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Florence-Muscle Shoals, AL | 2 | $ 440,000 | $ 220,000 | $ 144,000 |
| Grand Island, NE | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Greenville, NC | 2 | $ 330,000 | $ 165,000 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 410,000 | $ 205,000 | $ 94,500 |
| Jackson, MI | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Jackson, TN | 2 | $ 180,000 | $ 90,000 | $ 20,000 |
| Johnstown, PA | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,160,000 | $ 580,000 | $ 118,000 |
| Kalamazoo-Portage, MI | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Knoxville, TN | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Lawton, OK | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| Lebanon, PA | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Longview, TX | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Monroe, LA | 2 | $ 800,000 | $ 400,000 | $ 282,000 |
| Morgantown, WV | 2 | $ 440,000 | $ 220,000 | $ 94,000 |
| Napa, CA | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Owensboro, KY | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Pine Bluff, AR | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Redding, CA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Rochester, MN | 2 | $ 370,000 | $ 185,000 | $ 59,000 |
| Salinas, CA | 2 | $ 910,000 | $ 455,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,120,000 | $ 560,000 | $ 29,000 |
| Sioux City, IA-NE-SD | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Springfield, OH | 2 | $ 180,000 | $ 90,000 | $ 67,000 |
| Sumter, SC | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Terre Haute, IN | 2 | $ 220,000 | $ 110,000 | $ 0 |
| The Villages, FL | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Victoria, TX | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Waco, TX | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| Warner Robins, GA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Williamsport, PA | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Winchester, VA-WV | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bay City, MI | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Bellingham, WA | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Billings, MT | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Cape Girardeau, MO-IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cheyenne, WY | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Coeur D'Alene, ID | 1 | $ 225,000 | $ 225,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Columbus, IN | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Dalton, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Danville, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Fargo, ND-MN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Goldsboro, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hinesville, GA | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Iowa City, IA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jonesboro, AR | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kingston, NY | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Kokomo, IN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Lawrence, KS | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Lewiston, ID-WA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Longview, WA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Manhattan, KS | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Morristown, TN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| New Bern, NC | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Parkersburg-Vienna, WV | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Pocatello, ID | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Racine, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rockford, IL | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Rocky Mount, NC | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Rome, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Angelo, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Springfield, MO | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Topeka, KS | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Tyler, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Watertown-Fort Drum, NY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Wheeling, WV-OH | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Yakima, WA | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Pacific Union Financial, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,093 | $946,835,000 | $231,000 | $2,095,000 | $70,000 | $813,000 |
| Cash-out Refinancing | 1,210 | $304,710,000 | $251,000 | $1,055,000 | $75,000 | $529,000 |
| Refinancing | 368 | $91,090,000 | $247,000 | $1,305,000 | $89,000 | $675,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,773 | $651,185,000 | $234,000 | $1,225,000 | $0 | $0 |
| White | 1,548 | $334,850,000 | $216,000 | $2,095,000 | $73,000 | $813,000 |
| Hispanic | 487 | $132,935,000 | $272,000 | $735,000 | $69,000 | $675,000 |
| Black or African American | 486 | $120,460,000 | $247,000 | $995,000 | $71,000 | $480,000 |
| Not Provided | 286 | $71,750,000 | $250,000 | $695,000 | $70,000 | $282,000 |
| Asian | 72 | $25,710,000 | $357,000 | $765,000 | $82,000 | $241,000 |
| American Indian or Alaskan Native | 9 | $2,025,000 | $225,000 | $355,000 | $86,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,910,000 | $363,000 | $635,000 | $107,000 | $204,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,829 | $877,775,000 | $229,000 | $915,000 | $70,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 1,037 | $288,385,000 | $278,000 | $1,225,000 | $70,000 | $352,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 579 | $140,945,000 | $243,000 | $2,095,000 | $96,000 | $813,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 226 | $35,530,000 | $157,000 | $435,000 | $50,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,773 | $651,185,000 | $234,000 | $1,225,000 | $0 | $0 |
| Loan Originated | 1,669 | $383,095,000 | $229,000 | $1,305,000 | $72,000 | $600,000 |
| Application Denied By Financial Institution | 951 | $233,525,000 | $245,000 | $2,095,000 | $70,000 | $675,000 |
| Application Withdrawn By Applicant | 125 | $31,985,000 | $255,000 | $795,000 | $95,000 | $813,000 |
| Application Approved But Not Accepted | 121 | $34,635,000 | $286,000 | $725,000 | $68,000 | $282,000 |
| File Closed For Incompleteness | 32 | $8,210,000 | $256,000 | $645,000 | $79,000 | $198,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,720 | $1,109,110,000 | $234,000 | $1,305,000 | $73,000 | $813,000 |
| Credit Application Incomplete | 361 | $91,465,000 | $253,000 | $1,115,000 | $76,000 | $675,000 |
| Debt-To-Income Ratio | 135 | $36,395,000 | $269,000 | $2,095,000 | $60,000 | $549,000 |
| Credit History | 134 | $30,730,000 | $229,000 | $685,000 | $70,000 | $352,000 |
| Unverifiable Information | 119 | $28,785,000 | $241,000 | $675,000 | $71,000 | $248,000 |
| Collateral | 78 | $16,660,000 | $213,000 | $695,000 | $68,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 50 | $11,630,000 | $232,000 | $735,000 | $72,000 | $350,000 |
| Other | 40 | $10,160,000 | $254,000 | $695,000 | $63,000 | $282,000 |
| Employment History | 34 | $7,700,000 | $226,000 | $535,000 | $58,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Union Financial, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pacific Union Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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