Patriot Bank Mortgage Mortgage Lending & HMDA Data, 2015

In 2015, Patriot Bank Mortgage of Houston, TX reported 1,324 mortgage applications totaling $314.4 million, down 26% from 2014. The average application was for $237,449, and applicants reported an average income of $122,293. 54% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (411), Dallas-Plano-Irving, TX (90) and Austin-Round Rock, TX (52) (applications in parentheses).

Mortgage Company & Address Patriot Bank Mortgage
7670 Woodway, Suite 162
Houston, TX 77063
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 1,324
Total Mortgage Loan Application Amount $314,383,000
Average Mortgage Loan Application Amount $237,449
Highest Mortgage Loan Application Amount $1,900,000
Average Applicant Income $122,293
Highest Applicant Income $1,740,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Patriot Bank Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Patriot Bank Mortgage by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 216 $ 51,291,000 $ 237,458 $ 124,000
Fort Bend, Texas 104 $ 35,549,000 $ 341,817 $ 154,000
Tarrant, Texas 45 $ 8,476,000 $ 188,355 $ 130,000
King, Washington 41 $ 12,492,000 $ 304,682 $ 121,000
Montgomery, Texas 33 $ 7,566,000 $ 229,272 $ 129,000
Collin, Texas 29 $ 5,852,000 $ 201,793 $ 110,000
Denton, Texas 27 $ 5,782,000 $ 214,148 $ 119,000
Travis, Texas 27 $ 7,185,000 $ 266,111 $ 147,000
Dallas, Texas 26 $ 6,086,000 $ 234,076 $ 152,000
Bexar, Texas 25 $ 5,001,000 $ 200,040 $ 102,000
Brazoria, Texas 25 $ 4,599,000 $ 183,960 $ 107,000
Victoria, Texas 21 $ 4,938,000 $ 235,142 $ 149,000
Williamson, Texas 20 $ 3,851,000 $ 192,550 $ 101,000
Cook, Illinois 19 $ 5,044,000 $ 265,473 $ 131,000
Galveston, Texas 18 $ 5,947,000 $ 330,388 $ 168,000
Clark, Washington 16 $ 4,189,000 $ 261,812 $ 120,000
Oakland, Michigan 13 $ 2,791,000 $ 214,692 $ 139,000
Fairfax, Virginia 13 $ 3,467,000 $ 266,692 $ 131,000
Broward, Florida 12 $ 2,976,000 $ 248,000 $ 96,000
Washoe, Nevada 12 $ 3,012,000 $ 251,000 $ 87,000
Wharton, Texas 12 $ 2,773,000 $ 231,083 $ 132,000
Miami-Dade, Florida 11 $ 2,269,000 $ 206,272 $ 115,000
Snohomish, Washington 11 $ 2,945,000 $ 267,727 $ 112,000
Lee, Florida 10 $ 2,020,000 $ 202,000 $ 95,000
Washington, Oregon 10 $ 2,498,000 $ 249,800 $ 147,000
Fulton, Georgia 9 $ 2,015,000 $ 223,888 $ 175,000
Austin, Texas 9 $ 1,895,000 $ 210,555 $ 150,000
Washington, Texas 9 $ 1,350,000 $ 150,000 $ 87,000
Pinellas, Florida 8 $ 1,919,000 $ 239,875 $ 110,000
Clark, Nevada 8 $ 1,493,000 $ 186,625 $ 90,000
Pierce, Washington 8 $ 1,989,000 $ 248,625 $ 135,000
Adams, Colorado 7 $ 1,574,000 $ 224,857 $ 111,000
Douglas, Colorado 7 $ 2,094,000 $ 299,142 $ 109,000
El Paso, Colorado 7 $ 1,586,000 $ 226,571 $ 84,000
Jefferson, Colorado 7 $ 1,695,000 $ 242,142 $ 96,000
Palm Beach, Florida 7 $ 1,614,000 $ 230,571 $ 98,000
Brazos, Texas 7 $ 1,342,000 $ 191,714 $ 96,000
Orange, Florida 6 $ 1,540,000 $ 256,666 $ 108,000
Cobb, Georgia 6 $ 1,091,000 $ 181,833 $ 77,000
Gwinnett, Georgia 6 $ 1,112,000 $ 185,333 $ 106,000
Nueces, Texas 6 $ 1,075,000 $ 179,166 $ 79,000
Denver, Colorado 5 $ 1,170,000 $ 234,000 $ 77,000
Hillsborough, Florida 5 $ 968,000 $ 193,600 $ 89,000
DeKalb, Georgia 5 $ 790,000 $ 158,000 $ 78,000
Forsyth, Georgia 5 $ 1,231,000 $ 246,200 $ 181,000
Washtenaw, Michigan 5 $ 1,080,000 $ 216,000 $ 74,000
Comal, Texas 5 $ 1,159,000 $ 231,800 $ 106,000
Hidalgo, Texas 5 $ 532,000 $ 106,400 $ 79,000
Salt Lake, Utah 5 $ 1,103,000 $ 220,600 $ 75,000
Loudoun, Virginia 5 $ 1,893,000 $ 378,600 $ 146,000
Sarasota, Florida 4 $ 835,000 $ 208,750 $ 87,000
Seminole, Florida 4 $ 1,164,000 $ 291,000 $ 91,000
Will, Illinois 4 $ 1,151,000 $ 287,750 $ 122,000
Johnson, Kansas 4 $ 1,164,000 $ 291,000 $ 145,000
Wayne, Michigan 4 $ 652,000 $ 163,000 $ 80,000
Hennepin, Minnesota 4 $ 1,629,000 $ 407,250 $ 100,000
Gallatin, Montana 4 $ 893,000 $ 223,250 $ 95,000
Knox, Tennessee 4 $ 1,261,000 $ 315,250 $ 135,000
Bell, Texas 4 $ 809,000 $ 202,250 $ 96,000
Burleson, Texas 4 $ 742,000 $ 185,500 $ 105,000
Chambers, Texas 4 $ 743,000 $ 185,750 $ 115,000
Ellis, Texas 4 $ 788,000 $ 197,000 $ 112,000
Thurston, Washington 4 $ 744,000 $ 186,000 $ 105,000
Los Angeles, California 3 $ 1,217,000 $ 405,666 $ 114,000
Duval, Florida 3 $ 814,000 $ 271,333 $ 155,000
Polk, Florida 3 $ 403,000 $ 134,333 $ 79,000
DuPage, Illinois 3 $ 574,000 $ 191,333 $ 113,000
East Baton Rouge, Louisiana 3 $ 642,000 $ 214,000 $ 165,000
Prince George's, Maryland 3 $ 474,000 $ 158,000 $ 96,000
St. Charles, Missouri 3 $ 561,000 $ 187,000 $ 112,000
Bernalillo, New Mexico 3 $ 649,000 $ 216,333 $ 96,000
Mecklenburg, North Carolina 3 $ 503,000 $ 167,666 $ 94,000
Cuyahoga, Ohio 3 $ 471,000 $ 157,000 $ 77,000
Greenville, South Carolina 3 $ 578,000 $ 192,666 $ 139,000
Hamilton, Tennessee 3 $ 725,000 $ 241,666 $ 131,000
Sevier, Tennessee 3 $ 1,008,000 $ 336,000 $ 275,000
Bastrop, Texas 3 $ 517,000 $ 172,333 $ 73,000
El Paso, Texas 3 $ 560,000 $ 186,666 $ 109,000
Grayson, Texas 3 $ 864,000 $ 288,000 $ 151,000
Lubbock, Texas 3 $ 645,000 $ 215,000 $ 487,000
San Patricio, Texas 3 $ 698,000 $ 232,666 $ 100,000
Webb, Texas 3 $ 351,000 $ 117,000 $ 89,000
Davis, Utah 3 $ 662,000 $ 220,666 $ 126,000
Spokane, Washington 3 $ 602,000 $ 200,666 $ 62,000
Shelby, Alabama 2 $ 450,000 $ 225,000 $ 323,000
Arapahoe, Colorado 2 $ 555,000 $ 277,500 $ 66,000
Larimer, Colorado 2 $ 456,000 $ 228,000 $ 110,000
Summit, Colorado 2 $ 549,000 $ 274,500 $ 91,000
Brevard, Florida 2 $ 269,000 $ 134,500 $ 108,000
Collier, Florida 2 $ 581,000 $ 290,500 $ 80,000
Lake, Florida 2 $ 537,000 $ 268,500 $ 118,000
Martin, Florida 2 $ 419,000 $ 209,500 $ 83,000
St. Johns, Florida 2 $ 286,000 $ 143,000 $ 86,000
Bannock, Idaho 2 $ 267,000 $ 133,500 $ 73,000
McHenry, Illinois 2 $ 330,000 $ 165,000 $ 92,000
Lake, Indiana 2 $ 433,000 $ 216,500 $ 131,000
Fayette, Kentucky 2 $ 570,000 $ 285,000 $ 117,000
Ascension, Louisiana 2 $ 402,000 $ 201,000 $ 91,000
Baltimore, Maryland 2 $ 511,000 $ 255,500 $ 97,000
Berrien, Michigan 2 $ 538,000 $ 269,000 $ 109,000
Kent, Michigan 2 $ 446,000 $ 223,000 $ 120,000
Livingston, Michigan 2 $ 356,000 $ 178,000 $ 75,000
St. Louis, Missouri 2 $ 417,000 $ 208,500 $ 121,000
Yellowstone, Montana 2 $ 337,000 $ 168,500 $ 91,000
New Hanover, North Carolina 2 $ 426,000 $ 213,000 $ 51,000
Wake, North Carolina 2 $ 559,000 $ 279,500 $ 103,000
Franklin, Ohio 2 $ 420,000 $ 210,000 $ 96,000
Clackamas, Oregon 2 $ 585,000 $ 292,500 $ 180,000
Multnomah, Oregon 2 $ 658,000 $ 329,000 $ 117,000
Montgomery, Pennsylvania 2 $ 672,000 $ 336,000 $ 187,000
Horry, South Carolina 2 $ 371,000 $ 185,500 $ 59,000
Davidson, Tennessee 2 $ 323,000 $ 161,500 $ 123,000
Rutherford, Tennessee 2 $ 437,000 $ 218,500 $ 91,000
Shelby, Tennessee 2 $ 428,000 $ 214,000 $ 127,000
Hays, Texas 2 $ 494,000 $ 247,000 $ 93,000
Hunt, Texas 2 $ 214,000 $ 107,000 $ 43,000
Jackson, Texas 2 $ 476,000 $ 238,000 $ 137,000
Johnson, Texas 2 $ 220,000 $ 110,000 $ 71,000
Matagorda, Texas 2 $ 440,000 $ 220,000 $ 142,000
Maverick, Texas 2 $ 364,000 $ 182,000 $ 51,000
Midland, Texas 2 $ 391,000 $ 195,500 $ 103,000
Navarro, Texas 2 $ 591,000 $ 295,500 $ 96,000
Orange, Texas 2 $ 313,000 $ 156,500 $ 64,000
Parker, Texas 2 $ 431,000 $ 215,500 $ 134,000
Polk, Texas 2 $ 229,000 $ 114,500 $ 31,000
Rockwall, Texas 2 $ 430,000 $ 215,000 $ 94,000
Waller, Texas 2 $ 432,000 $ 216,000 $ 94,000
Cache, Utah 2 $ 720,000 $ 360,000 $ 149,000
Arlington, Virginia 2 $ 373,000 $ 186,500 $ 73,000
Chesterfield, Virginia 2 $ 494,000 $ 247,000 $ 48,000
Frederick, Virginia 2 $ 322,000 $ 161,000 $ 114,000
Henrico, Virginia 2 $ 510,000 $ 255,000 $ 117,000
Shenandoah, Virginia 2 $ 248,000 $ 124,000 $ 70,000
Whatcom, Washington 2 $ 616,000 $ 308,000 $ 72,000
Cullman, Alabama 1 $ 295,000 $ 295,000 $ 43,000
Benton, Arkansas 1 $ 164,000 $ 164,000 $ 134,000
Riverside, California 1 $ 145,000 $ 145,000 $ 122,000
Sacramento, California 1 $ 263,000 $ 263,000 $ 49,000
San Bernardino, California 1 $ 368,000 $ 368,000 $ 156,000
Santa Clara, California 1 $ 626,000 $ 626,000 $ 115,000
Solano, California 1 $ 150,000 $ 150,000 $ 105,000
Stanislaus, California 1 $ 238,000 $ 238,000 $ 108,000
Broomfield, Colorado 1 $ 181,000 $ 181,000 $ 88,000
La Plata, Colorado 1 $ 360,000 $ 360,000 $ 294,000
Park, Colorado 1 $ 165,000 $ 165,000 $ 34,000
Pitkin, Colorado 1 $ 340,000 $ 340,000 $ 130,000
Pueblo, Colorado 1 $ 226,000 $ 226,000 $ 192,000
Fairfield, Connecticut 1 $ 405,000 $ 405,000 $ 206,000
Escambia, Florida 1 $ 147,000 $ 147,000 $ 66,000
Flagler, Florida 1 $ 74,000 $ 74,000 $ 115,000
Indian River, Florida 1 $ 141,000 $ 141,000 $ 1,740,000
Leon, Florida 1 $ 389,000 $ 389,000 $ 101,000
Manatee, Florida 1 $ 135,000 $ 135,000 $ 213,000
Okaloosa, Florida 1 $ 229,000 $ 229,000 $ 97,000
Pasco, Florida 1 $ 120,000 $ 120,000 $ 52,000
Volusia, Florida 1 $ 143,000 $ 143,000 $ 60,000
Cherokee, Georgia 1 $ 219,000 $ 219,000 $ 97,000
Greene, Georgia 1 $ 559,000 $ 559,000 $ 147,000
Jackson, Georgia 1 $ 209,000 $ 209,000 $ 70,000
Oconee, Georgia 1 $ 150,000 $ 150,000 $ 137,000
Rockdale, Georgia 1 $ 131,000 $ 131,000 $ 101,000
Bonner, Idaho 1 $ 200,000 $ 200,000 $ 53,000
Canyon, Idaho 1 $ 128,000 $ 128,000 $ 65,000
Cassia, Idaho 1 $ 153,000 $ 153,000 $ 119,000
Elmore, Idaho 1 $ 126,000 $ 126,000 $ 48,000
Gooding, Idaho 1 $ 120,000 $ 120,000 $ 54,000
Idaho, Idaho 1 $ 376,000 $ 376,000 $ 118,000
Kootenai, Idaho 1 $ 219,000 $ 219,000 $ 79,000
Jefferson, Illinois 1 $ 104,000 $ 104,000 $ 70,000
Lake, Illinois 1 $ 465,000 $ 465,000 $ 165,000
Elkhart, Indiana 1 $ 243,000 $ 243,000 $ 120,000
Floyd, Indiana 1 $ 214,000 $ 214,000 $ 119,000
LaPorte, Indiana 1 $ 290,000 $ 290,000 $ 183,000
Marion, Indiana 1 $ 219,000 $ 219,000 $ 187,000
Polk, Iowa 1 $ 113,000 $ 113,000 $ 81,000
Kenton, Kentucky 1 $ 149,000 $ 149,000 $ 75,000
Calcasieu, Louisiana 1 $ 214,000 $ 214,000 $ 85,000
Anne Arundel, Maryland 1 $ 348,000 $ 348,000 $ 220,000
Charles, Maryland 1 $ 294,000 $ 294,000 $ 132,000
Frederick, Maryland 1 $ 127,000 $ 127,000 $ 43,000
Howard, Maryland 1 $ 349,000 $ 349,000 $ 176,000
Montgomery, Maryland 1 $ 249,000 $ 249,000 $ 78,000
Cheboygan, Michigan 1 $ 525,000 $ 525,000 $ 342,000
Genesee, Michigan 1 $ 106,000 $ 106,000 $ 74,000
Grand Traverse, Michigan 1 $ 304,000 $ 304,000 $ 178,000
Macomb, Michigan 1 $ 195,000 $ 195,000 $ 107,000
Ottawa, Michigan 1 $ 155,000 $ 155,000 $ 137,000
Saginaw, Michigan 1 $ 104,000 $ 104,000 $ 98,000
Anoka, Minnesota 1 $ 210,000 $ 210,000 $ 211,000
Dakota, Minnesota 1 $ 340,000 $ 340,000 $ 216,000
Itasca, Minnesota 1 $ 325,000 $ 325,000 $ 73,000
Cass, Missouri 1 $ 108,000 $ 108,000 $ 48,000
Beaverhead, Montana 1 $ 150,000 $ 150,000 $ 45,000
Missoula, Montana 1 $ 140,000 $ 140,000 $ 33,000
Park, Montana 1 $ 120,000 $ 120,000 $ 52,000
Ravalli, Montana 1 $ 168,000 $ 168,000 $ 48,000
Humboldt, Nevada 1 $ 187,000 $ 187,000 $ 145,000
Lyon, Nevada 1 $ 115,000 $ 115,000 $ 38,000
Lincoln, New Mexico 1 $ 409,000 $ 409,000 $ 158,000
Brunswick, North Carolina 1 $ 232,000 $ 232,000 $ 175,000
Cabarrus, North Carolina 1 $ 158,000 $ 158,000 $ 93,000
Craven, North Carolina 1 $ 351,000 $ 351,000 $ 121,000
Forsyth, North Carolina 1 $ 289,000 $ 289,000 $ 148,000
Granville, North Carolina 1 $ 170,000 $ 170,000 $ 91,000
Orange, North Carolina 1 $ 416,000 $ 416,000 $ 193,000
Pender, North Carolina 1 $ 133,000 $ 133,000 $ 23,000
Union, North Carolina 1 $ 278,000 $ 278,000 $ 85,000
Athens, Ohio 1 $ 196,000 $ 196,000 $ 100,000
Delaware, Ohio 1 $ 319,000 $ 319,000 $ 100,000
Hamilton, Ohio 1 $ 210,000 $ 210,000 $ 126,000
Lake, Ohio 1 $ 115,000 $ 115,000 $ 72,000
Lorain, Ohio 1 $ 197,000 $ 197,000 $ 52,000
Montgomery, Ohio 1 $ 175,000 $ 175,000 $ 66,000
Ottawa, Ohio 1 $ 114,000 $ 114,000 $ 85,000
Summit, Ohio 1 $ 322,000 $ 322,000 $ 192,000
Wood, Ohio 1 $ 185,000 $ 185,000 $ 75,000
Canadian, Oklahoma 1 $ 132,000 $ 132,000 $ 79,000
Oklahoma, Oklahoma 1 $ 159,000 $ 159,000 $ 80,000
Hood River, Oregon 1 $ 300,000 $ 300,000 $ 64,000
Josephine, Oregon 1 $ 256,000 $ 256,000 $ 87,000
Lane, Oregon 1 $ 194,000 $ 194,000 $ 117,000
Tillamook, Oregon 1 $ 275,000 $ 275,000 $ 75,000
Allegheny, Pennsylvania 1 $ 116,000 $ 116,000 $ 107,000
Bucks, Pennsylvania 1 $ 220,000 $ 220,000 $ 47,000
Butler, Pennsylvania 1 $ 190,000 $ 190,000 $ 111,000
Lancaster, Pennsylvania 1 $ 252,000 $ 252,000 $ 120,000
Berkeley, South Carolina 1 $ 200,000 $ 200,000 $ 82,000
Charleston, South Carolina 1 $ 354,000 $ 354,000 $ 141,000
Georgetown, South Carolina 1 $ 203,000 $ 203,000 $ 95,000
Spartanburg, South Carolina 1 $ 111,000 $ 111,000 $ 63,000
York, South Carolina 1 $ 185,000 $ 185,000 $ 74,000
Loudon, Tennessee 1 $ 240,000 $ 240,000 $ 72,000
Marion, Tennessee 1 $ 155,000 $ 155,000 $ 49,000
Williamson, Tennessee 1 $ 167,000 $ 167,000 $ 107,000
Aransas, Texas 1 $ 316,000 $ 316,000 $ 123,000
Bee, Texas 1 $ 161,000 $ 161,000 $ 23,000
Burnet, Texas 1 $ 160,000 $ 160,000 $ 102,000
Calhoun, Texas 1 $ 163,000 $ 163,000 $ 83,000
Cameron, Texas 1 $ 211,000 $ 211,000 $ 205,000
Cass, Texas 1 $ 171,000 $ 171,000 $ 39,000
Cherokee, Texas 1 $ 107,000 $ 107,000 $ 34,000
Colorado, Texas 1 $ 417,000 $ 417,000 $ 120,000
Cooke, Texas 1 $ 139,000 $ 139,000 $ 71,000
DeWitt, Texas 1 $ 355,000 $ 355,000 $ 112,000
Donley, Texas 1 $ 140,000 $ 140,000 $ 249,000
Erath, Texas 1 $ 180,000 $ 180,000 $ 120,000
Fannin, Texas 1 $ 60,000 $ 60,000 $ 82,000
Fayette, Texas 1 $ 296,000 $ 296,000 $ 87,000
Grimes, Texas 1 $ 135,000 $ 135,000 $ 151,000
Hardin, Texas 1 $ 118,000 $ 118,000 $ 50,000
Jefferson, Texas 1 $ 207,000 $ 207,000 $ 194,000
Kerr, Texas 1 $ 271,000 $ 271,000 $ 120,000
Lee, Texas 1 $ 285,000 $ 285,000 $ 150,000
McLennan, Texas 1 $ 100,000 $ 100,000 $ 55,000
Medina, Texas 1 $ 248,000 $ 248,000 $ 97,000
Milam, Texas 1 $ 145,000 $ 145,000 $ 105,000
Montague, Texas 1 $ 150,000 $ 150,000 $ 68,000
Refugio, Texas 1 $ 97,000 $ 97,000 $ 63,000
San Jacinto, Texas 1 $ 195,000 $ 195,000 $ 235,000
Smith, Texas 1 $ 135,000 $ 135,000 $ 84,000
Tom Green, Texas 1 $ 103,000 $ 103,000 $ 54,000
Walker, Texas 1 $ 100,000 $ 100,000 $ 92,000
Wichita, Texas 1 $ 115,000 $ 115,000 $ 46,000
Summit, Utah 1 $ 153,000 $ 153,000 $ 32,000
Utah, Utah 1 $ 215,000 $ 215,000 $ 75,000
Washington, Utah 1 $ 185,000 $ 185,000 $ 60,000
Albemarle, Virginia 1 $ 265,000 $ 265,000 $ 116,000
Alexandria, Virginia 1 $ 401,000 $ 401,000 $ 160,000
Campbell, Virginia 1 $ 115,000 $ 115,000 $ 20,000
Fauquier, Virginia 1 $ 346,000 $ 346,000 $ 106,000
Hampton, Virginia 1 $ 104,000 $ 104,000 $ 109,000
Prince William, Virginia 1 $ 210,000 $ 210,000 $ 47,000
Spotsylvania, Virginia 1 $ 211,000 $ 211,000 $ 88,000
Cowlitz, Washington 1 $ 269,000 $ 269,000 $ 74,000
Douglas, Washington 1 $ 125,000 $ 125,000 $ 35,000
Grant, Washington 1 $ 138,000 $ 138,000 $ 40,000
Island, Washington 1 $ 364,000 $ 364,000 $ 116,000
Jefferson, Washington 1 $ 192,000 $ 192,000 $ 102,000
Lewis, Washington 1 $ 123,000 $ 123,000 $ 54,000
Mason, Washington 1 $ 304,000 $ 304,000 $ 187,000
Skagit, Washington 1 $ 258,000 $ 258,000 $ 170,000
Stevens, Washington 1 $ 195,000 $ 195,000 $ 120,000
Walla Walla, Washington 1 $ 177,000 $ 177,000 $ 51,000
Brown, Wisconsin 1 $ 288,000 $ 288,000 $ 514,000
Winnebago, Wisconsin 1 $ 65,000 $ 65,000 $ 379,000

Mortgage Loan Application Detail Totals for Patriot Bank Mortgage in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 876 $202,486,000 $231,000 $1,900,000 $125,000 $1,740,000
Home Purchase 448 $111,897,000 $249,000 $1,650,000 $117,000 $643,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 774 $188,925,000 $244,000 $1,900,000 $127,000 $1,740,000
Not Provided 222 $50,061,000 $225,000 $712,000 $120,000 $514,000
Hispanic 148 $30,260,000 $204,000 $750,000 $98,000 $237,000
Asian 124 $32,394,000 $261,000 $920,000 $131,000 $450,000
Black or African American 45 $10,347,000 $229,000 $800,000 $106,000 $278,000
Native Hawaiian or Other Pacific Islander 6 $1,268,000 $211,000 $348,000 $97,000 $150,000
American Indian or Alaskan Native 5 $1,128,000 $225,000 $300,000 $144,000 $274,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,229 $295,311,000 $240,000 $1,900,000 $125,000 $1,740,000
FHA-insured (Federal Housing Administration) 70 $13,264,000 $189,000 $315,000 $84,000 $296,000
VA-guaranteed (Veterans Administration) 23 $5,535,000 $240,000 $429,000 $94,000 $190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $273,000 $136,000 $166,000 $43,000 $53,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 715 $165,270,000 $231,000 $1,900,000 $121,000 $643,000
Application Withdrawn By Applicant 324 $82,423,000 $254,000 $1,500,000 $132,000 $1,101,000
Application Denied By Financial Institution 148 $34,579,000 $233,000 $900,000 $95,000 $323,000
File Closed For Incompleteness 93 $21,652,000 $232,000 $740,000 $144,000 $1,740,000
Application Approved But Not Accepted 44 $10,459,000 $237,000 $999,000 $110,000 $451,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Patriot Bank Mortgage's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Patriot Bank Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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