PennyMac Loan Services LLC Mortgage Lending & HMDA Data, 2019
In 2019, PennyMac Loan Services LLC of Westlake Village, CA reported 302,784 mortgage applications totaling $75.0 billion, up 38% from 2018. The average application was for $247,715, and applicants reported an average income of $111,457. 16% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (10,311), Washington-Arlington-Alexandria, DC-VA-MD-WV (8,658) and Phoenix-Mesa-Scottsdale, AZ (7,428) (applications in parentheses).
| Mortgage Company & Address | PennyMac Loan Services LLC 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 302,784 |
| Total Mortgage Loan Application Amount | $75,004,320,000 |
| Average Mortgage Loan Application Amount | $247,715 |
| Highest Mortgage Loan Application Amount | $1,955,000 |
| Average Applicant Income | $111,457 |
| Highest Applicant Income | $6,209,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PennyMac Loan Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 33,425 | $ 5,787,255,000 | $ 173,141 | $ 83,794 |
| Atlanta-Sandy Springs-Roswell, GA | 10,311 | $ 2,349,755,000 | $ 227,888 | $ 100,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8,658 | $ 3,348,620,000 | $ 386,765 | $ 127,107 |
| Phoenix-Mesa-Scottsdale, AZ | 7,428 | $ 1,868,740,000 | $ 251,580 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 5,987 | $ 1,865,345,000 | $ 311,565 | $ 102,000 |
| Las Vegas-Henderson-Paradise, NV | 4,980 | $ 1,411,710,000 | $ 283,475 | $ 98,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,827 | $ 1,116,215,000 | $ 231,244 | $ 101,000 |
| Baltimore-Columbia-Towson, MD | 4,661 | $ 1,404,055,000 | $ 301,234 | $ 116,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4,428 | $ 1,204,400,000 | $ 271,996 | $ 101,186 |
| Los Angeles-Long Beach-Glendale, CA | 4,220 | $ 1,874,170,000 | $ 444,116 | $ 131,000 |
| Houston-The Woodlands-Sugar Land, TX | 4,142 | $ 934,590,000 | $ 225,637 | $ 125,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,058 | $ 1,035,070,000 | $ 255,068 | $ 107,593 |
| Dallas-Plano-Irving, TX | 3,977 | $ 1,041,895,000 | $ 261,980 | $ 121,000 |
| Denver-Aurora-Lakewood, CO | 3,895 | $ 1,381,405,000 | $ 354,661 | $ 113,000 |
| Orlando-Kissimmee-Sanford, FL | 3,504 | $ 860,130,000 | $ 245,470 | $ 92,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,361 | $ 872,805,000 | $ 259,686 | $ 91,000 |
| San Antonio-New Braunfels, TX | 3,283 | $ 796,785,000 | $ 242,700 | $ 104,000 |
| San Diego-Carlsbad, CA | 3,079 | $ 1,481,645,000 | $ 481,209 | $ 135,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,990 | $ 980,600,000 | $ 327,959 | $ 103,968 |
| Charlotte-Concord-Gastonia, NC-SC | 2,933 | $ 683,835,000 | $ 233,152 | $ 100,153 |
| Chicago-Naperville, IL | 2,848 | $ 620,160,000 | $ 217,752 | $ 102,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,834 | $ 995,940,000 | $ 351,425 | $ 113,000 |
| St. Louis, MO-IL | 2,788 | $ 503,530,000 | $ 180,606 | $ 95,009 |
| Colorado Springs, CO | 2,463 | $ 777,035,000 | $ 315,483 | $ 91,000 |
| Jacksonville, FL | 2,389 | $ 580,075,000 | $ 242,810 | $ 98,000 |
| Seattle-Bellevue-Everett, WA | 2,365 | $ 964,975,000 | $ 408,023 | $ 136,000 |
| Richmond, VA | 2,286 | $ 588,380,000 | $ 257,384 | $ 107,000 |
| Fort Worth-Arlington, TX | 2,230 | $ 524,140,000 | $ 235,040 | $ 107,000 |
| New York-Newark, NY | 2,213 | $ 657,675,000 | $ 297,187 | $ 135,000 |
| Kansas City, MO-KS | 2,117 | $ 416,485,000 | $ 196,733 | $ 84,352 |
| Miami-Miami Beach-Kendall, FL | 2,090 | $ 586,730,000 | $ 280,732 | $ 106,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,046 | $ 569,320,000 | $ 278,260 | $ 103,000 |
| Austin-Round Rock, TX | 1,918 | $ 516,050,000 | $ 269,056 | $ 135,000 |
| Washington-Baltimore-Arlington, DC | 1,859 | $ 677,145,000 | $ 364,252 | $ 122,000 |
| Salt Lake City, UT | 1,849 | $ 546,175,000 | $ 295,389 | $ 97,000 |
| Cincinnati, OH-KY-IN | 1,801 | $ 323,705,000 | $ 179,736 | $ 89,150 |
| Tacoma-Lakewood, WA | 1,793 | $ 613,525,000 | $ 342,177 | $ 108,000 |
| Tucson, AZ | 1,785 | $ 393,815,000 | $ 220,624 | $ 90,000 |
| Memphis, TN-MS-AR | 1,769 | $ 360,985,000 | $ 204,061 | $ 98,816 |
| Camden, NJ | 1,752 | $ 353,560,000 | $ 201,803 | $ 108,000 |
| Ogden-Clearfield, UT | 1,617 | $ 451,215,000 | $ 279,044 | $ 114,000 |
| Raleigh, NC | 1,610 | $ 411,450,000 | $ 255,559 | $ 112,000 |
| Columbus, OH | 1,608 | $ 313,800,000 | $ 195,149 | $ 89,000 |
| Warren-Troy-Farmington Hills, MI | 1,566 | $ 305,610,000 | $ 195,153 | $ 91,000 |
| Indianapolis-Carmel-Anderson, IN | 1,565 | $ 282,835,000 | $ 180,725 | $ 83,000 |
| Pittsburgh, PA | 1,554 | $ 270,860,000 | $ 174,298 | $ 102,000 |
| Lakeland-Winter Haven, FL | 1,538 | $ 317,990,000 | $ 206,755 | $ 81,000 |
| Cleveland-Elyria, OH | 1,520 | $ 251,400,000 | $ 165,394 | $ 100,000 |
| Newark, NJ-PA | 1,496 | $ 437,980,000 | $ 292,767 | $ 129,954 |
| Montgomery County-Bucks County-Chester County, PA | 1,478 | $ 394,960,000 | $ 267,225 | $ 117,000 |
| Providence-Warwick, RI-MA | 1,445 | $ 382,225,000 | $ 264,515 | $ 96,619 |
| Knoxville, TN | 1,409 | $ 273,745,000 | $ 194,283 | $ 78,000 |
| Charleston-North Charleston, SC | 1,387 | $ 358,625,000 | $ 258,561 | $ 93,000 |
| Philadelphia, PA | 1,369 | $ 264,045,000 | $ 192,874 | $ 93,000 |
| Oakland-Hayward-Berkeley, CA | 1,347 | $ 657,605,000 | $ 488,199 | $ 139,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,346 | $ 521,360,000 | $ 387,340 | $ 130,000 |
| Fayetteville, NC | 1,328 | $ 253,020,000 | $ 190,527 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 1,322 | $ 281,210,000 | $ 212,715 | $ 112,000 |
| Little Rock-North Little Rock-Conway, AR | 1,304 | $ 226,710,000 | $ 173,857 | $ 107,000 |
| Bakersfield, CA | 1,289 | $ 308,625,000 | $ 239,429 | $ 107,000 |
| Omaha-Council Bluffs, NE-IA | 1,256 | $ 271,360,000 | $ 216,050 | $ 90,019 |
| Louisville/Jefferson County, KY-IN | 1,255 | $ 232,635,000 | $ 185,366 | $ 92,098 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,249 | $ 329,815,000 | $ 264,063 | $ 111,000 |
| Clarksville, TN-KY | 1,216 | $ 250,360,000 | $ 205,888 | $ 89,328 |
| Greenville-Anderson-Mauldin, SC | 1,197 | $ 241,225,000 | $ 201,524 | $ 84,000 |
| Oklahoma City, OK | 1,177 | $ 209,055,000 | $ 177,616 | $ 86,000 |
| Anaheim-Santa Ana-Irvine, CA | 1,161 | $ 587,065,000 | $ 505,654 | $ 144,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,156 | $ 256,980,000 | $ 222,301 | $ 103,000 |
| Columbia, SC | 1,129 | $ 222,815,000 | $ 197,356 | $ 90,000 |
| Birmingham-Hoover, AL | 1,087 | $ 214,975,000 | $ 197,769 | $ 82,000 |
| Fresno, CA | 1,064 | $ 270,480,000 | $ 254,210 | $ 93,000 |
| North Port-Sarasota-Bradenton, FL | 1,053 | $ 261,165,000 | $ 248,019 | $ 107,000 |
| Provo-Orem, UT | 1,048 | $ 311,220,000 | $ 296,965 | $ 111,000 |
| Springfield, MO | 1,045 | $ 173,685,000 | $ 166,205 | $ 78,000 |
| Cambridge-Newton-Framingham, MA | 1,026 | $ 394,610,000 | $ 384,610 | $ 113,000 |
| New Orleans-Metairie, LA | 1,021 | $ 210,095,000 | $ 205,773 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,015 | $ 243,995,000 | $ 240,389 | $ 95,000 |
| Boston, MA | 993 | $ 371,005,000 | $ 373,620 | $ 118,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 993 | $ 204,195,000 | $ 205,634 | $ 87,000 |
| Jacksonville, NC | 991 | $ 181,065,000 | $ 182,709 | $ 72,000 |
| Wilmington, DE-MD-NJ | 962 | $ 226,380,000 | $ 235,322 | $ 105,735 |
| Hagerstown-Martinsburg, MD-WV | 928 | $ 191,550,000 | $ 206,411 | $ 89,399 |
| Wichita, KS | 913 | $ 143,845,000 | $ 157,552 | $ 78,000 |
| Crestview-Fort Walton Beach-Destin, FL | 911 | $ 228,795,000 | $ 251,147 | $ 107,000 |
| Rochester, NY | 879 | $ 130,335,000 | $ 148,276 | $ 0 |
| Urban Honolulu, HI | 872 | $ 491,390,000 | $ 563,520 | $ 112,000 |
| Boise City, ID | 863 | $ 230,225,000 | $ 266,772 | $ 100,000 |
| Savannah, GA | 840 | $ 180,350,000 | $ 214,702 | $ 95,000 |
| Albuquerque, NM | 838 | $ 184,120,000 | $ 219,713 | $ 90,000 |
| Port St. Lucie, FL | 834 | $ 190,350,000 | $ 228,237 | $ 96,000 |
| Worcester, MA-CT | 821 | $ 207,345,000 | $ 252,551 | $ 99,383 |
| Reno, NV | 813 | $ 259,755,000 | $ 319,501 | $ 109,000 |
| Augusta-Richmond County, GA-SC | 796 | $ 165,370,000 | $ 207,751 | $ 90,530 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 788 | $ 164,610,000 | $ 208,895 | $ 94,888 |
| Stockton-Lodi, CA | 776 | $ 252,520,000 | $ 325,412 | $ 104,000 |
| Nassau County-Suffolk County, NY | 772 | $ 288,670,000 | $ 373,924 | $ 0 |
| Vallejo-Fairfield, CA | 718 | $ 278,320,000 | $ 387,632 | $ 117,000 |
| Ocala, FL | 716 | $ 120,160,000 | $ 167,821 | $ 68,000 |
| Milwaukee-Waukesha-West Allis, WI | 711 | $ 142,915,000 | $ 201,005 | $ 97,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 710 | $ 137,630,000 | $ 193,845 | $ 102,485 |
| Tulsa, OK | 704 | $ 114,330,000 | $ 162,400 | $ 90,000 |
| Salem, OR | 696 | $ 190,210,000 | $ 273,290 | $ 89,000 |
| Des Moines-West Des Moines, IA | 692 | $ 141,950,000 | $ 205,130 | $ 109,000 |
| Killeen-Temple, TX | 690 | $ 128,320,000 | $ 185,971 | $ 86,000 |
| Huntsville, AL | 689 | $ 146,315,000 | $ 212,358 | $ 84,000 |
| Chattanooga, TN-GA | 687 | $ 127,725,000 | $ 185,917 | $ 82,519 |
| Baton Rouge, LA | 684 | $ 140,240,000 | $ 205,029 | $ 92,000 |
| Greeley, CO | 666 | $ 204,270,000 | $ 306,711 | $ 99,000 |
| Modesto, CA | 663 | $ 187,335,000 | $ 282,556 | $ 97,000 |
| Dayton-Springfield-Kettering, OH | 661 | $ 119,185,000 | $ 180,310 | $ 82,000 |
| Salisbury, MD-DE | 660 | $ 141,330,000 | $ 214,136 | $ 100,136 |
| Elgin, IL | 657 | $ 138,945,000 | $ 211,484 | $ 99,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 650 | $ 107,530,000 | $ 165,430 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 650 | $ 105,490,000 | $ 162,292 | $ 89,000 |
| Visalia-Porterville, CA | 650 | $ 148,530,000 | $ 228,507 | $ 87,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 620 | $ 118,120,000 | $ 190,516 | $ 134,000 |
| Olympia-Tumwater, WA | 615 | $ 191,875,000 | $ 311,991 | $ 104,000 |
| Hartford-West Hartford-East Hartford, CT | 605 | $ 130,115,000 | $ 215,066 | $ 97,000 |
| Spokane-Spokane Valley, WA | 605 | $ 151,615,000 | $ 250,603 | $ 89,000 |
| York-Hanover, PA | 583 | $ 109,175,000 | $ 187,264 | $ 88,000 |
| Gary, IN | 572 | $ 105,720,000 | $ 184,825 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 570 | $ 274,980,000 | $ 482,421 | $ 131,000 |
| Spartanburg, SC | 565 | $ 102,465,000 | $ 181,353 | $ 70,000 |
| Springfield, MA | 561 | $ 114,795,000 | $ 204,625 | $ 74,000 |
| Greensboro-High Point, NC | 534 | $ 100,030,000 | $ 187,322 | $ 90,000 |
| Naples-Immokalee-Marco Island, FL | 534 | $ 157,190,000 | $ 294,363 | $ 129,000 |
| Warner Robins, GA | 512 | $ 101,460,000 | $ 198,164 | $ 82,000 |
| Winston-Salem, NC | 512 | $ 91,910,000 | $ 179,511 | $ 80,000 |
| Lake County-Kenosha County, IL-WI | 508 | $ 102,940,000 | $ 202,637 | $ 128,929 |
| Columbus, GA-AL | 493 | $ 93,745,000 | $ 190,152 | $ 99,709 |
| Grand Rapids-Wyoming, MI | 487 | $ 87,335,000 | $ 179,332 | $ 76,000 |
| Syracuse, NY | 481 | $ 73,165,000 | $ 152,110 | $ 0 |
| El Paso, TX | 476 | $ 79,880,000 | $ 167,815 | $ 114,000 |
| Bremerton-Silverdale, WA | 468 | $ 155,670,000 | $ 332,628 | $ 116,000 |
| Jackson, MS | 468 | $ 85,290,000 | $ 182,243 | $ 97,000 |
| Wilmington, NC | 463 | $ 109,375,000 | $ 236,231 | $ 93,000 |
| Eugene, OR | 450 | $ 119,050,000 | $ 264,555 | $ 82,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 443 | $ 59,985,000 | $ 135,406 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 441 | $ 243,565,000 | $ 552,301 | $ 168,000 |
| St. George, UT | 439 | $ 121,645,000 | $ 277,095 | $ 109,000 |
| Durham-Chapel Hill, NC | 432 | $ 106,850,000 | $ 247,337 | $ 115,000 |
| McAllen-Edinburg-Mission, TX | 420 | $ 64,590,000 | $ 153,785 | $ 87,000 |
| Rockingham County-Strafford County, NH | 418 | $ 121,290,000 | $ 290,167 | $ 119,000 |
| Lafayette, LA | 415 | $ 77,175,000 | $ 185,963 | $ 88,000 |
| Manchester-Nashua, NH | 415 | $ 111,675,000 | $ 269,096 | $ 106,000 |
| Akron, OH | 411 | $ 69,455,000 | $ 168,990 | $ 95,000 |
| Lake Havasu City-Kingman, AZ | 407 | $ 81,545,000 | $ 200,356 | $ 89,000 |
| Lancaster, PA | 403 | $ 75,055,000 | $ 186,240 | $ 84,000 |
| Albany-Schenectady-Troy, NY | 402 | $ 78,090,000 | $ 194,253 | $ 0 |
| Reading, PA | 401 | $ 66,495,000 | $ 165,822 | $ 99,000 |
| Flint, MI | 393 | $ 59,195,000 | $ 150,623 | $ 68,000 |
| Portland-South Portland, ME | 385 | $ 95,925,000 | $ 249,155 | $ 93,000 |
| Punta Gorda, FL | 383 | $ 80,385,000 | $ 209,882 | $ 95,000 |
| Gulfport-Biloxi-Pascagoula, MS | 380 | $ 67,450,000 | $ 177,500 | $ 74,000 |
| Harrisburg-Carlisle, PA | 378 | $ 68,120,000 | $ 180,211 | $ 82,000 |
| Asheville, NC | 373 | $ 89,115,000 | $ 238,914 | $ 122,000 |
| Yuma, AZ | 371 | $ 64,575,000 | $ 174,056 | $ 96,000 |
| Lexington-Fayette, KY | 364 | $ 70,200,000 | $ 192,857 | $ 101,000 |
| Daphne-Fairhope-Foley, AL | 363 | $ 78,595,000 | $ 216,515 | $ 91,000 |
| Roanoke, VA | 359 | $ 67,215,000 | $ 187,228 | $ 81,000 |
| Prescott Valley-Prescott, AZ | 356 | $ 90,220,000 | $ 253,426 | $ 93,000 |
| California-Lexington Park, MD | 354 | $ 97,840,000 | $ 276,384 | $ 112,000 |
| Hanford-Corcoran, CA | 352 | $ 84,220,000 | $ 239,261 | $ 75,000 |
| Kennewick-Richland, WA | 351 | $ 89,225,000 | $ 254,202 | $ 92,000 |
| Hickory-Lenoir-Morganton, NC | 344 | $ 60,390,000 | $ 175,552 | $ 79,000 |
| Redding, CA | 343 | $ 82,815,000 | $ 241,443 | $ 97,000 |
| Gainesville, GA | 340 | $ 71,760,000 | $ 211,058 | $ 89,000 |
| Shreveport-Bossier City, LA | 340 | $ 67,040,000 | $ 197,176 | $ 85,000 |
| Dover, DE | 339 | $ 79,195,000 | $ 233,613 | $ 79,000 |
| Fort Collins, CO | 332 | $ 110,030,000 | $ 331,415 | $ 97,000 |
| Bend-Redmond, OR | 330 | $ 100,570,000 | $ 304,757 | $ 104,000 |
| Winchester, VA-WV | 327 | $ 81,075,000 | $ 247,935 | $ 103,507 |
| Fort Wayne, IN | 326 | $ 51,540,000 | $ 158,098 | $ 66,000 |
| Merced, CA | 326 | $ 81,500,000 | $ 250,000 | $ 81,000 |
| New Haven-Milford, CT | 321 | $ 71,045,000 | $ 221,323 | $ 108,000 |
| Montgomery, AL | 317 | $ 57,935,000 | $ 182,760 | $ 89,000 |
| Jackson, TN | 311 | $ 46,725,000 | $ 150,241 | $ 82,000 |
| Lansing-East Lansing, MI | 309 | $ 47,325,000 | $ 153,155 | $ 79,000 |
| Mobile, AL | 309 | $ 51,805,000 | $ 167,653 | $ 75,000 |
| Canton-Massillon, OH | 302 | $ 46,260,000 | $ 153,178 | $ 86,000 |
| Panama City, FL | 302 | $ 70,180,000 | $ 232,384 | $ 104,000 |
| Salinas, CA | 300 | $ 135,700,000 | $ 452,333 | $ 127,000 |
| Hinesville, GA | 294 | $ 51,290,000 | $ 174,455 | $ 85,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 293 | $ 77,565,000 | $ 264,726 | $ 101,000 |
| Tallahassee, FL | 292 | $ 59,380,000 | $ 203,356 | $ 108,000 |
| Atlantic City-Hammonton, NJ | 287 | $ 54,645,000 | $ 190,400 | $ 128,000 |
| Albany, OR | 276 | $ 66,450,000 | $ 240,760 | $ 85,000 |
| Charlottesville, VA | 276 | $ 74,360,000 | $ 269,420 | $ 120,000 |
| Elizabethtown-Fort Knox, KY | 275 | $ 51,705,000 | $ 188,018 | $ 93,000 |
| Lincoln, NE | 274 | $ 52,300,000 | $ 190,875 | $ 127,000 |
| Grand Junction, CO | 272 | $ 67,280,000 | $ 247,352 | $ 89,000 |
| Sierra Vista-Douglas, AZ | 271 | $ 47,215,000 | $ 174,225 | $ 78,000 |
| Evansville, IN-KY | 268 | $ 38,050,000 | $ 141,977 | $ 130,805 |
| Santa Rosa, CA | 267 | $ 125,985,000 | $ 471,853 | $ 129,000 |
| Youngstown-Warren-Boardman, OH-PA | 260 | $ 32,270,000 | $ 124,115 | $ 80,573 |
| Joplin, MO | 259 | $ 37,735,000 | $ 145,694 | $ 80,000 |
| Medford, OR | 259 | $ 67,795,000 | $ 261,756 | $ 87,000 |
| Coeur D'Alene, ID | 248 | $ 70,730,000 | $ 285,201 | $ 95,000 |
| Beaumont-Port Arthur, TX | 246 | $ 37,880,000 | $ 153,983 | $ 102,000 |
| Auburn-Opelika, AL | 238 | $ 46,570,000 | $ 195,672 | $ 78,000 |
| Gainesville, FL | 238 | $ 48,040,000 | $ 201,848 | $ 68,000 |
| Yuba City, CA | 238 | $ 64,110,000 | $ 269,369 | $ 99,000 |
| Columbia, MO | 237 | $ 42,385,000 | $ 178,839 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 237 | $ 36,805,000 | $ 155,295 | $ 86,835 |
| Tuscaloosa, AL | 237 | $ 42,545,000 | $ 179,514 | $ 81,000 |
| Lake Charles, LA | 236 | $ 48,000,000 | $ 203,389 | $ 99,000 |
| Homosassa Springs, FL | 235 | $ 39,065,000 | $ 166,234 | $ 69,000 |
| Valdosta, GA | 235 | $ 38,155,000 | $ 162,361 | $ 65,000 |
| Pueblo, CO | 231 | $ 48,165,000 | $ 208,506 | $ 69,000 |
| Cedar Rapids, IA | 229 | $ 43,485,000 | $ 189,890 | $ 97,000 |
| Lubbock, TX | 229 | $ 37,995,000 | $ 165,917 | $ 77,000 |
| Rapid City, SD | 229 | $ 55,385,000 | $ 241,855 | $ 91,000 |
| Corpus Christi, TX | 226 | $ 46,380,000 | $ 205,221 | $ 103,000 |
| Lynchburg, VA | 226 | $ 41,910,000 | $ 185,442 | $ 86,000 |
| Chico, CA | 221 | $ 57,095,000 | $ 258,348 | $ 96,000 |
| Toledo, OH | 221 | $ 34,815,000 | $ 157,533 | $ 94,000 |
| Santa Maria-Santa Barbara, CA | 219 | $ 84,255,000 | $ 384,726 | $ 105,000 |
| Madera, CA | 215 | $ 53,145,000 | $ 247,186 | $ 92,000 |
| Davenport-Moline-Rock Island, IA-IL | 213 | $ 34,515,000 | $ 162,042 | $ 79,619 |
| Green Bay, WI | 212 | $ 36,780,000 | $ 173,490 | $ 75,000 |
| Anchorage, AK | 208 | $ 62,010,000 | $ 298,125 | $ 91,000 |
| Dothan, AL | 207 | $ 33,135,000 | $ 160,072 | $ 97,000 |
| Chambersburg-Waynesboro, PA | 205 | $ 36,815,000 | $ 179,585 | $ 69,000 |
| St. Cloud, MN | 204 | $ 41,710,000 | $ 204,460 | $ 85,000 |
| Jonesboro, AR | 203 | $ 30,165,000 | $ 148,596 | $ 77,000 |
| Longview, WA | 203 | $ 52,105,000 | $ 256,674 | $ 89,000 |
| East Stroudsburg, PA | 201 | $ 33,045,000 | $ 164,402 | $ 88,000 |
| Topeka, KS | 198 | $ 32,040,000 | $ 161,818 | $ 75,000 |
| Lebanon, PA | 197 | $ 32,865,000 | $ 166,827 | $ 74,000 |
| Macon-Bibb County, GA | 197 | $ 36,045,000 | $ 182,969 | $ 159,000 |
| Sebastian-Vero Beach, FL | 196 | $ 43,190,000 | $ 220,357 | $ 111,000 |
| Bridgeport-Stamford-Norwalk, CT | 195 | $ 62,415,000 | $ 320,076 | $ 155,000 |
| Sioux Falls, SD | 193 | $ 45,965,000 | $ 238,160 | $ 92,000 |
| Morristown, TN | 192 | $ 32,670,000 | $ 170,156 | $ 74,000 |
| Amarillo, TX | 185 | $ 30,805,000 | $ 166,513 | $ 99,000 |
| Houma-Thibodaux, LA | 185 | $ 32,935,000 | $ 178,027 | $ 91,000 |
| Cumberland, MD-WV | 184 | $ 22,710,000 | $ 123,423 | $ 52,592 |
| Yakima, WA | 184 | $ 41,410,000 | $ 225,054 | $ 82,000 |
| Idaho Falls, ID | 183 | $ 42,485,000 | $ 232,158 | $ 77,000 |
| Brunswick, GA | 181 | $ 34,845,000 | $ 192,513 | $ 97,000 |
| Johnson City, TN | 180 | $ 31,060,000 | $ 172,555 | $ 79,000 |
| Barnstable Town, MA | 177 | $ 58,635,000 | $ 331,271 | $ 118,000 |
| Billings, MT | 177 | $ 43,255,000 | $ 244,378 | $ 86,000 |
| Athens-Clarke County, GA | 176 | $ 33,780,000 | $ 191,931 | $ 82,000 |
| Waco, TX | 175 | $ 33,295,000 | $ 190,257 | $ 94,000 |
| Bowling Green, KY | 172 | $ 30,260,000 | $ 175,930 | $ 99,000 |
| New Bern, NC | 171 | $ 30,185,000 | $ 176,520 | $ 93,000 |
| Trenton, NJ | 169 | $ 37,885,000 | $ 224,171 | $ 125,000 |
| Madison, WI | 167 | $ 39,335,000 | $ 235,538 | $ 85,000 |
| Cheyenne, WY | 166 | $ 42,830,000 | $ 258,012 | $ 79,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 166 | $ 74,160,000 | $ 446,746 | $ 125,000 |
| Jefferson City, MO | 165 | $ 27,675,000 | $ 167,727 | $ 97,000 |
| Lafayette-West Lafayette, IN | 164 | $ 24,930,000 | $ 152,012 | $ 87,000 |
| Midland, TX | 162 | $ 40,890,000 | $ 252,407 | $ 103,000 |
| Hammond, LA | 160 | $ 29,260,000 | $ 182,875 | $ 77,000 |
| San Francisco-Redwood City-South San Francisco, CA | 152 | $ 88,830,000 | $ 584,407 | $ 175,000 |
| Vineland-Bridgeton, NJ | 152 | $ 24,700,000 | $ 162,500 | $ 76,000 |
| Appleton, WI | 150 | $ 28,560,000 | $ 190,400 | $ 106,000 |
| Brownsville-Harlingen, TX | 150 | $ 22,910,000 | $ 152,733 | $ 94,000 |
| Lewiston-Auburn, ME | 148 | $ 25,860,000 | $ 174,729 | $ 82,000 |
| South Bend-Mishawaka, IN-MI | 146 | $ 22,260,000 | $ 152,465 | $ 78,000 |
| Boulder, CO | 145 | $ 58,875,000 | $ 406,034 | $ 127,000 |
| Greenville, NC | 145 | $ 26,475,000 | $ 182,586 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 145 | $ 19,155,000 | $ 132,103 | $ 82,924 |
| Peoria, IL | 145 | $ 19,455,000 | $ 134,172 | $ 105,000 |
| Staunton-Waynesboro, VA | 145 | $ 30,475,000 | $ 210,172 | $ 61,000 |
| Lawton, OK | 144 | $ 24,560,000 | $ 170,555 | $ 80,000 |
| Gettysburg, PA | 141 | $ 28,615,000 | $ 202,943 | $ 90,000 |
| Mount Vernon-Anacortes, WA | 140 | $ 44,440,000 | $ 317,428 | $ 100,000 |
| Anniston-Oxford-Jacksonville, AL | 138 | $ 20,050,000 | $ 145,289 | $ 95,000 |
| Burlington, NC | 138 | $ 26,460,000 | $ 191,739 | $ 62,000 |
| Monroe, LA | 138 | $ 22,450,000 | $ 162,681 | $ 80,000 |
| Odessa, TX | 137 | $ 29,085,000 | $ 212,299 | $ 102,000 |
| Sebring, FL | 137 | $ 20,285,000 | $ 148,065 | $ 50,000 |
| Duluth, MN-WI | 136 | $ 23,680,000 | $ 174,117 | $ 73,676 |
| Florence-Muscle Shoals, AL | 136 | $ 20,830,000 | $ 153,161 | $ 83,000 |
| College Station-Bryan, TX | 135 | $ 30,165,000 | $ 223,444 | $ 111,000 |
| Rockford, IL | 135 | $ 19,305,000 | $ 143,000 | $ 77,000 |
| Muskegon, MI | 134 | $ 19,860,000 | $ 148,208 | $ 89,000 |
| Springfield, IL | 134 | $ 19,570,000 | $ 146,044 | $ 109,000 |
| Abilene, TX | 133 | $ 24,575,000 | $ 184,774 | $ 91,000 |
| Laredo, TX | 133 | $ 23,755,000 | $ 178,609 | $ 78,000 |
| Bangor, ME | 131 | $ 21,015,000 | $ 160,419 | $ 57,000 |
| Decatur, AL | 130 | $ 20,580,000 | $ 158,307 | $ 86,000 |
| El Centro, CA | 129 | $ 28,375,000 | $ 219,961 | $ 102,000 |
| Longview, TX | 129 | $ 22,175,000 | $ 171,899 | $ 95,000 |
| Norwich-New London, CT | 128 | $ 27,730,000 | $ 216,640 | $ 91,000 |
| Sumter, SC | 127 | $ 22,225,000 | $ 175,000 | $ 79,000 |
| Utica-Rome, NY | 127 | $ 17,265,000 | $ 135,944 | $ 0 |
| Florence, SC | 126 | $ 19,690,000 | $ 156,269 | $ 84,000 |
| Logan, UT-ID | 126 | $ 31,510,000 | $ 250,079 | $ 75,095 |
| Gadsden, AL | 125 | $ 18,805,000 | $ 150,440 | $ 84,000 |
| Binghamton, NY | 124 | $ 16,000,000 | $ 129,032 | $ 0 |
| Rochester, MN | 124 | $ 26,750,000 | $ 215,725 | $ 94,000 |
| Blacksburg-Christiansburg-Radford, VA | 123 | $ 22,625,000 | $ 183,943 | $ 91,000 |
| Bellingham, WA | 122 | $ 38,490,000 | $ 315,491 | $ 156,000 |
| Elkhart-Goshen, IN | 122 | $ 19,550,000 | $ 160,245 | $ 63,000 |
| Hattiesburg, MS | 122 | $ 20,710,000 | $ 169,754 | $ 120,000 |
| Terre Haute, IN | 122 | $ 14,740,000 | $ 120,819 | $ 100,000 |
| Fort Smith, AR-OK | 121 | $ 18,565,000 | $ 153,429 | $ 80,057 |
| Bloomington, IL | 119 | $ 18,825,000 | $ 158,193 | $ 79,000 |
| The Villages, FL | 119 | $ 29,275,000 | $ 246,008 | $ 84,000 |
| Jackson, MI | 118 | $ 17,020,000 | $ 144,237 | $ 76,000 |
| Rome, GA | 117 | $ 17,665,000 | $ 150,982 | $ 67,000 |
| Wichita Falls, TX | 117 | $ 16,655,000 | $ 142,350 | $ 108,000 |
| Ann Arbor, MI | 116 | $ 27,380,000 | $ 236,034 | $ 98,000 |
| Dalton, GA | 115 | $ 17,765,000 | $ 154,478 | $ 70,000 |
| Sherman-Denison, TX | 114 | $ 22,220,000 | $ 194,912 | $ 110,000 |
| Manhattan, KS | 113 | $ 21,525,000 | $ 190,486 | $ 94,000 |
| Racine, WI | 112 | $ 19,740,000 | $ 176,250 | $ 80,000 |
| Grants Pass, OR | 111 | $ 29,835,000 | $ 268,783 | $ 77,000 |
| Owensboro, KY | 111 | $ 16,815,000 | $ 151,486 | $ 71,000 |
| San Angelo, TX | 111 | $ 21,005,000 | $ 189,234 | $ 106,000 |
| Carson City, NV | 110 | $ 32,300,000 | $ 293,636 | $ 75,000 |
| Santa Cruz-Watsonville, CA | 110 | $ 60,020,000 | $ 545,636 | $ 157,000 |
| Oshkosh-Neenah, WI | 109 | $ 15,985,000 | $ 146,651 | $ 72,000 |
| Cleveland, TN | 108 | $ 20,140,000 | $ 186,481 | $ 67,000 |
| Fargo, ND-MN | 104 | $ 23,230,000 | $ 223,365 | $ 77,355 |
| Twin Falls, ID | 104 | $ 21,250,000 | $ 204,326 | $ 85,000 |
| Hot Springs, AR | 103 | $ 15,425,000 | $ 149,757 | $ 81,000 |
| Janesville-Beloit, WI | 103 | $ 17,495,000 | $ 169,854 | $ 70,000 |
| Albany, GA | 102 | $ 15,520,000 | $ 152,156 | $ 70,000 |
| Springfield, OH | 102 | $ 13,670,000 | $ 134,019 | $ 63,000 |
| Wausau, WI | 101 | $ 15,335,000 | $ 151,831 | $ 87,000 |
| Great Falls, MT | 100 | $ 21,090,000 | $ 210,900 | $ 78,000 |
| Texarkana, TX-AR | 100 | $ 15,500,000 | $ 155,000 | $ 109,000 |
| Tyler, TX | 100 | $ 18,890,000 | $ 188,900 | $ 110,000 |
| Bloomington, IN | 98 | $ 16,200,000 | $ 165,306 | $ 65,000 |
| Walla Walla, WA | 98 | $ 23,370,000 | $ 238,469 | $ 78,000 |
| Flagstaff, AZ | 96 | $ 27,730,000 | $ 288,854 | $ 99,000 |
| Wenatchee, WA | 96 | $ 28,060,000 | $ 292,291 | $ 129,000 |
| Erie, PA | 94 | $ 13,790,000 | $ 146,702 | $ 71,000 |
| Monroe, MI | 94 | $ 17,900,000 | $ 190,425 | $ 97,000 |
| Weirton-Steubenville, WV-OH | 94 | $ 11,480,000 | $ 122,127 | $ 42,000 |
| Cape Girardeau, MO-IL | 93 | $ 14,595,000 | $ 156,935 | $ 77,000 |
| Las Cruces, NM | 93 | $ 18,175,000 | $ 195,430 | $ 92,000 |
| Waterloo-Cedar Falls, IA | 92 | $ 16,820,000 | $ 182,826 | $ 102,000 |
| Goldsboro, NC | 90 | $ 15,460,000 | $ 171,777 | $ 86,000 |
| Santa Fe, NM | 90 | $ 24,420,000 | $ 271,333 | $ 99,000 |
| Kahului-Wailuku-Lahaina, HI | 89 | $ 44,395,000 | $ 498,820 | $ 107,000 |
| Champaign-Urbana, IL | 86 | $ 12,610,000 | $ 146,627 | $ 66,000 |
| Rocky Mount, NC | 86 | $ 15,680,000 | $ 182,325 | $ 101,000 |
| Napa, CA | 83 | $ 38,725,000 | $ 466,566 | $ 123,000 |
| Ames, IA | 82 | $ 13,900,000 | $ 169,512 | $ 58,000 |
| Harrisonburg, VA | 82 | $ 17,370,000 | $ 211,829 | $ 115,000 |
| Enid, OK | 80 | $ 14,270,000 | $ 178,375 | $ 75,000 |
| Alexandria, LA | 79 | $ 15,055,000 | $ 190,569 | $ 88,000 |
| Corvallis, OR | 78 | $ 23,480,000 | $ 301,025 | $ 118,000 |
| Pittsfield, MA | 78 | $ 14,890,000 | $ 190,897 | $ 109,000 |
| Kalamazoo-Portage, MI | 77 | $ 12,845,000 | $ 166,818 | $ 66,000 |
| Lewiston, ID-WA | 77 | $ 16,285,000 | $ 211,493 | $ 119,857 |
| Kokomo, IN | 75 | $ 9,635,000 | $ 128,466 | $ 68,000 |
| Ocean City, NJ | 74 | $ 16,940,000 | $ 228,918 | $ 143,000 |
| Casper, WY | 72 | $ 16,610,000 | $ 230,694 | $ 73,000 |
| Kankakee, IL | 71 | $ 10,695,000 | $ 150,633 | $ 73,000 |
| Pine Bluff, AR | 71 | $ 9,405,000 | $ 132,464 | $ 96,000 |
| Muncie, IN | 70 | $ 9,010,000 | $ 128,714 | $ 88,000 |
| Bismarck, ND | 69 | $ 18,475,000 | $ 267,753 | $ 100,000 |
| Sheboygan, WI | 66 | $ 10,190,000 | $ 154,393 | $ 72,000 |
| Columbus, IN | 65 | $ 9,525,000 | $ 146,538 | $ 93,000 |
| Lawrence, KS | 64 | $ 12,330,000 | $ 192,656 | $ 93,000 |
| Pocatello, ID | 64 | $ 13,270,000 | $ 207,343 | $ 141,000 |
| Battle Creek, MI | 63 | $ 8,215,000 | $ 130,396 | $ 91,000 |
| Eau Claire, WI | 62 | $ 11,390,000 | $ 183,709 | $ 69,000 |
| St. Joseph, MO-KS | 62 | $ 8,860,000 | $ 142,903 | $ 76,016 |
| Watertown-Fort Drum, NY | 61 | $ 11,765,000 | $ 192,868 | $ 0 |
| Mansfield, OH | 60 | $ 7,300,000 | $ 121,666 | $ 58,000 |
| Michigan City-La Porte, IN | 60 | $ 8,220,000 | $ 137,000 | $ 160,000 |
| Fond Du Lac, WI | 59 | $ 8,105,000 | $ 137,372 | $ 120,000 |
| Saginaw, MI | 58 | $ 7,690,000 | $ 132,586 | $ 65,000 |
| Decatur, IL | 57 | $ 6,345,000 | $ 111,315 | $ 68,000 |
| Iowa City, IA | 52 | $ 12,980,000 | $ 249,615 | $ 82,000 |
| La Crosse-Onalaska, WI-MN | 52 | $ 9,840,000 | $ 189,230 | $ 78,538 |
| Niles-Benton Harbor, MI | 51 | $ 8,705,000 | $ 170,686 | $ 88,000 |
| Fairbanks, AK | 50 | $ 12,460,000 | $ 249,200 | $ 78,000 |
| San Rafael, CA | 49 | $ 27,635,000 | $ 563,979 | $ 178,000 |
| Bay City, MI | 48 | $ 5,610,000 | $ 116,875 | $ 65,000 |
| Wheeling, WV-OH | 48 | $ 6,650,000 | $ 138,541 | $ 149,041 |
| Missoula, MT | 47 | $ 13,175,000 | $ 280,319 | $ 75,000 |
| Bloomsburg-Berwick, PA | 46 | $ 6,450,000 | $ 140,217 | $ 68,000 |
| Farmington, NM | 46 | $ 8,620,000 | $ 187,391 | $ 81,000 |
| Johnstown, PA | 46 | $ 6,150,000 | $ 133,695 | $ 88,000 |
| Burlington-South Burlington, VT | 44 | $ 10,950,000 | $ 248,863 | $ 93,000 |
| Mankato-North Mankato, MN | 44 | $ 8,040,000 | $ 182,727 | $ 78,000 |
| State College, PA | 42 | $ 10,060,000 | $ 239,523 | $ 114,000 |
| Victoria, TX | 42 | $ 7,310,000 | $ 174,047 | $ 71,000 |
| Grand Forks, ND-MN | 39 | $ 8,315,000 | $ 213,205 | $ 74,948 |
| Williamsport, PA | 39 | $ 6,155,000 | $ 157,820 | $ 73,000 |
| Morgantown, WV | 38 | $ 8,830,000 | $ 232,368 | $ 103,000 |
| Charleston, WV | 37 | $ 5,745,000 | $ 155,270 | $ 53,000 |
| Grand Island, NE | 37 | $ 5,925,000 | $ 160,135 | $ 100,000 |
| Altoona, PA | 33 | $ 5,155,000 | $ 156,212 | $ 57,000 |
| Carbondale-Marion, IL | 30 | $ 3,940,000 | $ 131,333 | $ 94,000 |
| Elmira, NY | 30 | $ 4,020,000 | $ 134,000 | $ 0 |
| Glens Falls, NY | 30 | $ 5,250,000 | $ 175,000 | $ 0 |
| Beckley, WV | 29 | $ 3,855,000 | $ 132,931 | $ 51,000 |
| Lima, OH | 29 | $ 3,545,000 | $ 122,241 | $ 196,000 |
| Sioux City, IA-NE-SD | 29 | $ 5,225,000 | $ 180,172 | $ 77,400 |
| Midland, MI | 27 | $ 3,245,000 | $ 120,185 | $ 97,000 |
| Parkersburg-Vienna, WV | 27 | $ 4,105,000 | $ 152,037 | $ 70,000 |
| Danville, IL | 23 | $ 2,595,000 | $ 112,826 | $ 81,000 |
| Ithaca, NY | 23 | $ 4,805,000 | $ 208,913 | $ 0 |
| Kingston, NY | 23 | $ 4,915,000 | $ 213,695 | $ 0 |
| Dubuque, IA | 19 | $ 3,605,000 | $ 189,736 | $ 88,000 |
Mortgage Loan Application Detail Totals for PennyMac Loan Services LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 177,266 | $40,174,850,000 | $226,000 | $1,935,000 | $115,000 | $6,209,000 |
| Refinancing | 71,042 | $20,769,690,000 | $292,000 | $1,955,000 | $116,000 | $3,600,000 |
| Cash-out Refinancing | 54,250 | $14,007,870,000 | $258,000 | $1,935,000 | $94,000 | $3,600,000 |
| Other Purpose | 226 | $51,910,000 | $229,000 | $1,205,000 | $95,000 | $527,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 206,162 | $48,378,450,000 | $234,000 | $1,935,000 | $0 | $0 |
| White | 57,821 | $15,590,985,000 | $269,000 | $1,955,000 | $106,000 | $6,209,000 |
| Black or African American | 11,534 | $3,026,490,000 | $262,000 | $1,205,000 | $92,000 | $2,400,000 |
| Not Provided | 10,727 | $3,167,555,000 | $295,000 | $1,765,000 | $113,000 | $2,379,000 |
| Hispanic | 8,992 | $2,474,390,000 | $275,000 | $1,685,000 | $94,000 | $2,501,000 |
| Asian | 5,686 | $1,838,050,000 | $323,000 | $1,385,000 | $125,000 | $1,598,000 |
| American Indian or Alaskan Native | 1,250 | $324,000,000 | $259,000 | $1,705,000 | $90,000 | $1,308,000 |
| Native Hawaiian or Other Pacific Islander | 473 | $160,535,000 | $339,000 | $945,000 | $118,000 | $2,045,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 122,735 | $27,606,275,000 | $224,000 | $1,205,000 | $77,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 105,333 | $29,951,015,000 | $284,000 | $1,955,000 | $97,000 | $1,237,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47,692 | $13,048,630,000 | $273,000 | $1,935,000 | $114,000 | $6,209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27,024 | $4,398,400,000 | $162,000 | $735,000 | $62,000 | $384,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 206,162 | $48,378,450,000 | $234,000 | $1,935,000 | $0 | $0 |
| Loan Originated | 48,541 | $13,795,555,000 | $284,000 | $1,765,000 | $111,000 | $6,209,000 |
| Application Denied By Financial Institution | 32,246 | $8,461,760,000 | $262,000 | $1,955,000 | $97,000 | $3,600,000 |
| Application Withdrawn By Applicant | 12,804 | $3,511,430,000 | $274,000 | $1,215,000 | $108,000 | $3,600,000 |
| Application Approved But Not Accepted | 2,650 | $755,930,000 | $285,000 | $1,305,000 | $107,000 | $906,000 |
| File Closed For Incompleteness | 381 | $101,195,000 | $265,000 | $725,000 | $93,000 | $322,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 270,538 | $66,542,560,000 | $245,000 | $1,935,000 | $110,000 | $6,209,000 |
| Credit Application Incomplete | 15,439 | $4,215,055,000 | $273,000 | $1,955,000 | $108,000 | $3,600,000 |
| Debt-To-Income Ratio | 5,143 | $1,359,065,000 | $264,000 | $1,935,000 | $65,000 | $720,000 |
| Credit History | 4,707 | $1,031,285,000 | $219,000 | $1,495,000 | $91,000 | $2,610,000 |
| Other | 3,967 | $1,096,315,000 | $276,000 | $1,505,000 | $114,000 | $2,400,000 |
| Collateral | 2,110 | $531,570,000 | $251,000 | $995,000 | $99,000 | $1,320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 566 | $143,470,000 | $253,000 | $1,705,000 | $94,000 | $600,000 |
| Unverifiable Information | 257 | $71,145,000 | $276,000 | $1,255,000 | $104,000 | $611,000 |
| Employment History | 56 | $13,590,000 | $242,000 | $655,000 | $86,000 | $225,000 |
| Mortgage Insurance Denied | 1 | $265,000 | $265,000 | $265,000 | $69,000 | $69,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PennyMac Loan Services LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PennyMac Loan Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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