PennyMac Loan Services LLC Mortgage Lending & HMDA Data, 2022
In 2022, PennyMac Loan Services LLC of Westlake Village, CA reported 328,053 mortgage applications totaling $96.5 billion, down 44% from 2021. The average application was for $294,120, and applicants reported an average income of $116,818. 23% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (12,326), Washington-Arlington-Alexandria, DC-VA-MD-WV (8,378) and Houston-The Woodlands-Sugar Land, TX (7,225) (applications in parentheses).
| Mortgage Company & Address | PennyMac Loan Services LLC 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 328,053 |
| Total Mortgage Loan Application Amount | $96,487,115,000 |
| Average Mortgage Loan Application Amount | $294,120 |
| Highest Mortgage Loan Application Amount | $3,225,000 |
| Average Applicant Income | $116,818 |
| Highest Applicant Income | $8,189,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PennyMac Loan Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 39,164 | $ 8,339,990,000 | $ 212,950 | $ 87,069 |
| Atlanta-Sandy Springs-Roswell, GA | 12,326 | $ 3,637,070,000 | $ 295,073 | $ 104,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8,378 | $ 3,759,560,000 | $ 448,741 | $ 136,010 |
| Houston-The Woodlands-Sugar Land, TX | 7,225 | $ 1,999,375,000 | $ 276,730 | $ 119,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6,908 | $ 2,364,410,000 | $ 342,271 | $ 104,000 |
| Dallas-Plano-Irving, TX | 5,774 | $ 1,921,250,000 | $ 332,741 | $ 131,000 |
| Riverside-San Bernardino-Ontario, CA | 5,742 | $ 2,285,090,000 | $ 397,960 | $ 111,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5,595 | $ 1,677,325,000 | $ 299,789 | $ 105,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5,546 | $ 1,725,890,000 | $ 311,195 | $ 113,181 |
| Las Vegas-Henderson-Paradise, NV | 4,533 | $ 1,599,735,000 | $ 352,908 | $ 106,000 |
| Baltimore-Columbia-Towson, MD | 4,531 | $ 1,511,035,000 | $ 333,488 | $ 122,000 |
| San Antonio-New Braunfels, TX | 4,117 | $ 1,189,475,000 | $ 288,917 | $ 116,000 |
| Orlando-Kissimmee-Sanford, FL | 4,037 | $ 1,227,685,000 | $ 304,108 | $ 101,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,937 | $ 1,957,195,000 | $ 497,128 | $ 140,000 |
| Chicago-Naperville, IL | 3,904 | $ 973,110,000 | $ 249,259 | $ 104,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,548 | $ 1,080,890,000 | $ 304,647 | $ 113,306 |
| Charlotte-Concord-Gastonia, NC-SC | 3,494 | $ 1,053,880,000 | $ 301,625 | $ 107,650 |
| Jacksonville, FL | 3,255 | $ 996,385,000 | $ 306,109 | $ 107,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,035 | $ 1,014,245,000 | $ 334,182 | $ 102,000 |
| Denver-Aurora-Lakewood, CO | 2,837 | $ 1,250,745,000 | $ 440,868 | $ 131,000 |
| Fort Worth-Arlington, TX | 2,683 | $ 808,545,000 | $ 301,358 | $ 118,000 |
| New York-Newark, NY | 2,588 | $ 930,750,000 | $ 359,640 | $ 140,765 |
| Austin-Round Rock, TX | 2,544 | $ 889,560,000 | $ 349,669 | $ 140,000 |
| St. Louis, MO-IL | 2,465 | $ 498,985,000 | $ 202,427 | $ 89,072 |
| Miami-Miami Beach-Kendall, FL | 2,393 | $ 826,615,000 | $ 345,430 | $ 118,000 |
| Richmond, VA | 2,393 | $ 714,535,000 | $ 298,593 | $ 102,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,352 | $ 903,460,000 | $ 384,124 | $ 119,351 |
| San Diego-Carlsbad, CA | 2,306 | $ 1,305,500,000 | $ 566,131 | $ 146,000 |
| Kansas City, MO-KS | 2,186 | $ 510,440,000 | $ 233,504 | $ 92,280 |
| Lakeland-Winter Haven, FL | 2,130 | $ 581,250,000 | $ 272,887 | $ 92,000 |
| Camden, NJ | 2,114 | $ 537,190,000 | $ 254,110 | $ 110,000 |
| Raleigh, NC | 2,111 | $ 705,465,000 | $ 334,185 | $ 119,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,096 | $ 688,850,000 | $ 328,649 | $ 116,000 |
| Newark, NJ-PA | 1,995 | $ 729,895,000 | $ 365,862 | $ 130,837 |
| Memphis, TN-MS-AR | 1,936 | $ 486,390,000 | $ 251,234 | $ 99,915 |
| Seattle-Bellevue-Everett, WA | 1,912 | $ 911,850,000 | $ 476,908 | $ 141,000 |
| Fayetteville, NC | 1,903 | $ 446,835,000 | $ 234,805 | $ 91,000 |
| Indianapolis-Carmel-Anderson, IN | 1,866 | $ 433,010,000 | $ 232,052 | $ 88,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,845 | $ 581,345,000 | $ 315,092 | $ 128,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,829 | $ 752,215,000 | $ 411,271 | $ 123,000 |
| Philadelphia, PA | 1,804 | $ 402,220,000 | $ 222,960 | $ 94,000 |
| Cincinnati, OH-KY-IN | 1,789 | $ 372,475,000 | $ 208,202 | $ 88,656 |
| New York-Jersey City-White Plains, NY-NJ | 1,729 | $ 831,255,000 | $ 480,772 | $ 157,619 |
| Washington-Baltimore-Arlington, DC | 1,708 | $ 729,110,000 | $ 426,879 | $ 137,000 |
| Tucson, AZ | 1,648 | $ 476,450,000 | $ 289,108 | $ 89,000 |
| Pittsburgh, PA | 1,641 | $ 327,035,000 | $ 199,290 | $ 102,000 |
| Oklahoma City, OK | 1,629 | $ 373,325,000 | $ 229,174 | $ 106,000 |
| Cleveland-Elyria, OH | 1,627 | $ 291,195,000 | $ 178,976 | $ 89,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,611 | $ 523,045,000 | $ 324,671 | $ 115,000 |
| Colorado Springs, CO | 1,587 | $ 657,605,000 | $ 414,369 | $ 102,000 |
| Columbus, OH | 1,534 | $ 362,660,000 | $ 236,414 | $ 97,000 |
| Providence-Warwick, RI-MA | 1,527 | $ 500,225,000 | $ 327,586 | $ 99,925 |
| Cape Coral-Fort Myers, FL | 1,516 | $ 435,470,000 | $ 287,249 | $ 107,000 |
| Charleston-North Charleston, SC | 1,492 | $ 479,920,000 | $ 321,662 | $ 98,000 |
| Columbia, SC | 1,445 | $ 355,735,000 | $ 246,183 | $ 86,000 |
| Greenville-Anderson-Mauldin, SC | 1,441 | $ 363,805,000 | $ 252,467 | $ 90,000 |
| Knoxville, TN | 1,397 | $ 353,285,000 | $ 252,888 | $ 90,000 |
| Clarksville, TN-KY | 1,371 | $ 375,195,000 | $ 273,665 | $ 87,466 |
| Tacoma-Lakewood, WA | 1,368 | $ 587,920,000 | $ 429,766 | $ 126,000 |
| North Port-Sarasota-Bradenton, FL | 1,351 | $ 452,405,000 | $ 334,866 | $ 119,000 |
| Birmingham-Hoover, AL | 1,301 | $ 318,925,000 | $ 245,138 | $ 96,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,294 | $ 348,490,000 | $ 269,312 | $ 89,000 |
| Port St. Lucie, FL | 1,286 | $ 393,500,000 | $ 305,987 | $ 94,000 |
| New Orleans-Metairie, LA | 1,257 | $ 309,855,000 | $ 246,503 | $ 99,000 |
| Augusta-Richmond County, GA-SC | 1,251 | $ 317,755,000 | $ 254,000 | $ 90,633 |
| Palm Bay-Melbourne-Titusville, FL | 1,244 | $ 367,510,000 | $ 295,426 | $ 104,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,227 | $ 340,805,000 | $ 277,754 | $ 101,000 |
| Salt Lake City, UT | 1,191 | $ 450,555,000 | $ 378,299 | $ 108,000 |
| Bakersfield, CA | 1,179 | $ 333,055,000 | $ 282,489 | $ 98,000 |
| Little Rock-North Little Rock-Conway, AR | 1,178 | $ 250,970,000 | $ 213,047 | $ 92,000 |
| Savannah, GA | 1,178 | $ 324,350,000 | $ 275,339 | $ 113,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,154 | $ 318,400,000 | $ 275,909 | $ 98,943 |
| Oakland-Hayward-Berkeley, CA | 1,132 | $ 614,220,000 | $ 542,597 | $ 155,000 |
| Wilmington, DE-MD-NJ | 1,127 | $ 311,895,000 | $ 276,748 | $ 97,126 |
| Albuquerque, NM | 1,123 | $ 303,145,000 | $ 269,942 | $ 115,000 |
| Huntsville, AL | 1,122 | $ 328,840,000 | $ 293,083 | $ 107,000 |
| Baton Rouge, LA | 1,108 | $ 261,030,000 | $ 235,586 | $ 103,000 |
| Warren-Troy-Farmington Hills, MI | 1,103 | $ 242,535,000 | $ 219,886 | $ 97,000 |
| Cambridge-Newton-Framingham, MA | 1,071 | $ 469,285,000 | $ 438,174 | $ 120,000 |
| Omaha-Council Bluffs, NE-IA | 1,006 | $ 253,850,000 | $ 252,335 | $ 107,370 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,004 | $ 234,630,000 | $ 233,695 | $ 94,709 |
| Anaheim-Santa Ana-Irvine, CA | 999 | $ 556,435,000 | $ 556,991 | $ 166,000 |
| Boston, MA | 957 | $ 418,155,000 | $ 436,943 | $ 126,000 |
| Ocala, FL | 947 | $ 214,335,000 | $ 226,330 | $ 89,000 |
| Tulsa, OK | 947 | $ 205,595,000 | $ 217,101 | $ 94,000 |
| Jacksonville, NC | 938 | $ 222,770,000 | $ 237,494 | $ 88,000 |
| Louisville/Jefferson County, KY-IN | 927 | $ 198,965,000 | $ 214,633 | $ 86,877 |
| Killeen-Temple, TX | 925 | $ 221,155,000 | $ 239,086 | $ 99,000 |
| Fresno, CA | 917 | $ 274,285,000 | $ 299,111 | $ 109,000 |
| Hartford-West Hartford-East Hartford, CT | 899 | $ 224,865,000 | $ 250,127 | $ 109,000 |
| Hagerstown-Martinsburg, MD-WV | 898 | $ 232,500,000 | $ 258,908 | $ 85,489 |
| Ogden-Clearfield, UT | 897 | $ 340,795,000 | $ 379,927 | $ 100,000 |
| Worcester, MA-CT | 877 | $ 264,005,000 | $ 301,031 | $ 95,450 |
| Urban Honolulu, HI | 838 | $ 503,820,000 | $ 601,217 | $ 125,000 |
| Salisbury, MD-DE | 824 | $ 227,770,000 | $ 276,419 | $ 108,101 |
| Spartanburg, SC | 803 | $ 192,875,000 | $ 240,193 | $ 82,000 |
| Greensboro-High Point, NC | 791 | $ 180,415,000 | $ 228,084 | $ 90,000 |
| Springfield, MO | 784 | $ 158,090,000 | $ 201,645 | $ 76,000 |
| Provo-Orem, UT | 762 | $ 304,020,000 | $ 398,976 | $ 111,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 761 | $ 204,475,000 | $ 268,692 | $ 115,000 |
| Lafayette, LA | 758 | $ 161,450,000 | $ 212,994 | $ 89,000 |
| Chattanooga, TN-GA | 754 | $ 179,530,000 | $ 238,103 | $ 92,259 |
| Gary, IN | 723 | $ 155,495,000 | $ 215,069 | $ 85,000 |
| Crestview-Fort Walton Beach-Destin, FL | 718 | $ 219,940,000 | $ 306,323 | $ 107,000 |
| Wichita, KS | 714 | $ 135,270,000 | $ 189,453 | $ 79,000 |
| Detroit-Dearborn-Livonia, MI | 705 | $ 119,315,000 | $ 169,241 | $ 72,000 |
| Stockton-Lodi, CA | 700 | $ 275,940,000 | $ 394,200 | $ 108,000 |
| Elgin, IL | 691 | $ 173,835,000 | $ 251,570 | $ 102,000 |
| Milwaukee-Waukesha-West Allis, WI | 690 | $ 146,220,000 | $ 211,913 | $ 98,000 |
| Dayton-Springfield-Kettering, OH | 681 | $ 136,365,000 | $ 200,242 | $ 91,000 |
| Gulfport-Biloxi-Pascagoula, MS | 672 | $ 147,770,000 | $ 219,895 | $ 91,000 |
| Winston-Salem, NC | 664 | $ 149,120,000 | $ 224,578 | $ 80,000 |
| York-Hanover, PA | 659 | $ 148,485,000 | $ 225,318 | $ 90,000 |
| Springfield, MA | 657 | $ 161,825,000 | $ 246,308 | $ 81,000 |
| Boise City, ID | 653 | $ 235,495,000 | $ 360,635 | $ 108,000 |
| Columbus, GA-AL | 646 | $ 147,890,000 | $ 228,931 | $ 92,417 |
| Anchorage, AK | 645 | $ 222,585,000 | $ 345,093 | $ 112,000 |
| El Paso, TX | 644 | $ 132,640,000 | $ 205,962 | $ 93,000 |
| Reno, NV | 625 | $ 253,545,000 | $ 405,672 | $ 142,000 |
| Des Moines-West Des Moines, IA | 611 | $ 138,475,000 | $ 226,636 | $ 98,000 |
| Visalia-Porterville, CA | 607 | $ 173,075,000 | $ 285,131 | $ 95,000 |
| Nassau County-Suffolk County, NY | 595 | $ 292,795,000 | $ 492,092 | $ 161,000 |
| Spokane-Spokane Valley, WA | 590 | $ 183,200,000 | $ 310,508 | $ 106,000 |
| Mobile, AL | 576 | $ 124,450,000 | $ 216,059 | $ 81,000 |
| New Haven-Milford, CT | 574 | $ 149,700,000 | $ 260,801 | $ 101,000 |
| Durham-Chapel Hill, NC | 572 | $ 178,250,000 | $ 311,625 | $ 116,000 |
| Montgomery, AL | 564 | $ 127,130,000 | $ 225,407 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 560 | $ 294,770,000 | $ 526,375 | $ 148,000 |
| Akron, OH | 554 | $ 102,950,000 | $ 185,830 | $ 91,000 |
| Lake County-Kenosha County, IL-WI | 548 | $ 123,510,000 | $ 225,383 | $ 101,102 |
| Warner Robins, GA | 548 | $ 129,140,000 | $ 235,656 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 547 | $ 79,725,000 | $ 145,749 | $ 70,698 |
| Olympia-Tumwater, WA | 530 | $ 211,230,000 | $ 398,547 | $ 109,000 |
| McAllen-Edinburg-Mission, TX | 524 | $ 108,670,000 | $ 207,385 | $ 101,000 |
| Daphne-Fairhope-Foley, AL | 517 | $ 144,875,000 | $ 280,222 | $ 96,000 |
| Salem, OR | 516 | $ 172,960,000 | $ 335,193 | $ 114,000 |
| Hinesville, GA | 508 | $ 113,450,000 | $ 223,326 | $ 87,000 |
| Greeley, CO | 504 | $ 198,570,000 | $ 393,988 | $ 104,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 497 | $ 84,125,000 | $ 169,265 | $ 83,000 |
| Modesto, CA | 482 | $ 162,130,000 | $ 336,369 | $ 107,000 |
| Naples-Immokalee-Marco Island, FL | 474 | $ 175,260,000 | $ 369,746 | $ 126,000 |
| Reading, PA | 467 | $ 96,795,000 | $ 207,269 | $ 82,000 |
| Harrisburg-Carlisle, PA | 463 | $ 101,995,000 | $ 220,291 | $ 90,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 460 | $ 98,540,000 | $ 214,217 | $ 108,000 |
| Homosassa Springs, FL | 449 | $ 98,285,000 | $ 218,897 | $ 121,000 |
| Vallejo-Fairfield, CA | 448 | $ 207,320,000 | $ 462,767 | $ 121,000 |
| Shreveport-Bossier City, LA | 442 | $ 94,480,000 | $ 213,755 | $ 89,000 |
| Dover, DE | 441 | $ 125,085,000 | $ 283,639 | $ 88,000 |
| Grand Rapids-Wyoming, MI | 437 | $ 101,915,000 | $ 233,215 | $ 79,000 |
| Jackson, MS | 435 | $ 96,255,000 | $ 221,275 | $ 94,000 |
| Wilmington, NC | 426 | $ 135,340,000 | $ 317,699 | $ 114,000 |
| Rockingham County-Strafford County, NH | 414 | $ 139,220,000 | $ 336,280 | $ 112,000 |
| Rochester, NY | 412 | $ 76,000,000 | $ 184,466 | $ 84,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 411 | $ 244,675,000 | $ 595,316 | $ 184,000 |
| Bremerton-Silverdale, WA | 408 | $ 176,110,000 | $ 431,642 | $ 117,000 |
| Lake Havasu City-Kingman, AZ | 394 | $ 101,330,000 | $ 257,182 | $ 93,000 |
| Corpus Christi, TX | 393 | $ 97,575,000 | $ 248,282 | $ 128,000 |
| Hickory-Lenoir-Morganton, NC | 391 | $ 87,015,000 | $ 222,544 | $ 86,000 |
| Toledo, OH | 380 | $ 63,900,000 | $ 168,157 | $ 87,000 |
| Gainesville, FL | 379 | $ 91,425,000 | $ 241,226 | $ 89,000 |
| Punta Gorda, FL | 379 | $ 103,385,000 | $ 272,783 | $ 100,000 |
| Atlantic City-Hammonton, NJ | 370 | $ 86,230,000 | $ 233,054 | $ 103,000 |
| Manchester-Nashua, NH | 369 | $ 117,405,000 | $ 318,170 | $ 102,000 |
| Yuma, AZ | 369 | $ 91,535,000 | $ 248,062 | $ 84,000 |
| Roanoke, VA | 367 | $ 83,035,000 | $ 226,253 | $ 93,000 |
| Auburn-Opelika, AL | 366 | $ 95,870,000 | $ 261,939 | $ 112,000 |
| Lancaster, PA | 362 | $ 81,120,000 | $ 224,088 | $ 87,000 |
| Lexington-Fayette, KY | 360 | $ 85,310,000 | $ 236,972 | $ 92,000 |
| Bridgeport-Stamford-Norwalk, CT | 354 | $ 128,250,000 | $ 362,288 | $ 124,000 |
| Gainesville, GA | 354 | $ 105,470,000 | $ 297,937 | $ 94,000 |
| Panama City, FL | 343 | $ 100,625,000 | $ 293,367 | $ 116,000 |
| Kingsport-Bristol-Bristol, TN-VA | 336 | $ 68,320,000 | $ 203,333 | $ 70,107 |
| Asheville, NC | 327 | $ 94,385,000 | $ 288,639 | $ 96,000 |
| Canton-Massillon, OH | 322 | $ 55,320,000 | $ 171,801 | $ 86,000 |
| Valdosta, GA | 322 | $ 66,250,000 | $ 205,745 | $ 80,000 |
| Sierra Vista-Douglas, AZ | 317 | $ 76,615,000 | $ 241,687 | $ 88,000 |
| Flint, MI | 315 | $ 53,695,000 | $ 170,460 | $ 75,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 315 | $ 100,415,000 | $ 318,777 | $ 100,000 |
| Eugene, OR | 314 | $ 99,930,000 | $ 318,248 | $ 94,000 |
| Prescott Valley-Prescott, AZ | 314 | $ 100,080,000 | $ 318,726 | $ 94,000 |
| Jackson, TN | 311 | $ 63,265,000 | $ 203,424 | $ 79,000 |
| Beaumont-Port Arthur, TX | 309 | $ 58,295,000 | $ 188,656 | $ 84,000 |
| East Stroudsburg, PA | 307 | $ 68,155,000 | $ 222,003 | $ 99,000 |
| Fort Wayne, IN | 295 | $ 57,615,000 | $ 195,305 | $ 83,000 |
| Kennewick-Richland, WA | 293 | $ 94,695,000 | $ 323,191 | $ 104,000 |
| Tuscaloosa, AL | 293 | $ 68,955,000 | $ 235,341 | $ 87,000 |
| Brunswick, GA | 291 | $ 85,135,000 | $ 292,560 | $ 138,000 |
| Tallahassee, FL | 291 | $ 68,635,000 | $ 235,859 | $ 104,000 |
| Lansing-East Lansing, MI | 288 | $ 47,870,000 | $ 166,215 | $ 72,000 |
| Macon-Bibb County, GA | 287 | $ 59,405,000 | $ 206,986 | $ 96,000 |
| Lawton, OK | 282 | $ 50,930,000 | $ 180,602 | $ 85,000 |
| Sebastian-Vero Beach, FL | 282 | $ 76,630,000 | $ 271,737 | $ 88,000 |
| California-Lexington Park, MD | 279 | $ 91,235,000 | $ 327,007 | $ 108,000 |
| New Bern, NC | 278 | $ 69,360,000 | $ 249,496 | $ 95,000 |
| Portland-South Portland, ME | 277 | $ 82,895,000 | $ 299,259 | $ 97,000 |
| Merced, CA | 275 | $ 86,945,000 | $ 316,163 | $ 94,000 |
| Morristown, TN | 275 | $ 61,665,000 | $ 224,236 | $ 74,000 |
| Hanford-Corcoran, CA | 273 | $ 77,175,000 | $ 282,692 | $ 90,000 |
| Lynchburg, VA | 273 | $ 65,145,000 | $ 238,626 | $ 83,000 |
| Joplin, MO | 272 | $ 50,820,000 | $ 186,838 | $ 82,000 |
| Trenton, NJ | 272 | $ 71,380,000 | $ 262,426 | $ 137,000 |
| Winchester, VA-WV | 268 | $ 83,710,000 | $ 312,350 | $ 98,298 |
| Brownsville-Harlingen, TX | 267 | $ 52,245,000 | $ 195,674 | $ 92,000 |
| Albany-Schenectady-Troy, NY | 264 | $ 64,010,000 | $ 242,462 | $ 127,000 |
| Dothan, AL | 262 | $ 59,240,000 | $ 226,106 | $ 95,000 |
| Bend-Redmond, OR | 261 | $ 99,765,000 | $ 382,241 | $ 125,000 |
| Charlottesville, VA | 258 | $ 82,730,000 | $ 320,658 | $ 107,000 |
| Lincoln, NE | 257 | $ 59,835,000 | $ 232,821 | $ 88,000 |
| Norwich-New London, CT | 253 | $ 67,005,000 | $ 264,841 | $ 105,000 |
| Sumter, SC | 253 | $ 52,895,000 | $ 209,071 | $ 96,000 |
| Pueblo, CO | 252 | $ 70,410,000 | $ 279,404 | $ 84,000 |
| Fort Collins, CO | 250 | $ 96,600,000 | $ 386,400 | $ 108,000 |
| Lubbock, TX | 249 | $ 53,265,000 | $ 213,915 | $ 100,000 |
| Lake Charles, LA | 246 | $ 54,030,000 | $ 219,634 | $ 86,000 |
| Las Cruces, NM | 244 | $ 64,680,000 | $ 265,081 | $ 102,000 |
| Manhattan, KS | 236 | $ 48,270,000 | $ 204,533 | $ 91,000 |
| Greenville, NC | 233 | $ 53,595,000 | $ 230,021 | $ 99,000 |
| Elizabethtown-Fort Knox, KY | 232 | $ 52,150,000 | $ 224,784 | $ 93,000 |
| Medford, OR | 232 | $ 71,810,000 | $ 309,525 | $ 90,000 |
| Peoria, IL | 230 | $ 31,940,000 | $ 138,869 | $ 81,000 |
| St. George, UT | 229 | $ 84,525,000 | $ 369,104 | $ 111,000 |
| Johnson City, TN | 226 | $ 51,130,000 | $ 226,238 | $ 74,000 |
| Huntington-Ashland, WV-KY-OH | 224 | $ 36,350,000 | $ 162,276 | $ 85,812 |
| Laredo, TX | 222 | $ 50,000,000 | $ 225,225 | $ 99,000 |
| Syracuse, NY | 222 | $ 40,730,000 | $ 183,468 | $ 55,000 |
| Florence, SC | 221 | $ 45,735,000 | $ 206,945 | $ 80,000 |
| Chambersburg-Waynesboro, PA | 218 | $ 51,310,000 | $ 235,366 | $ 87,000 |
| Davenport-Moline-Rock Island, IA-IL | 215 | $ 36,735,000 | $ 170,860 | $ 89,395 |
| Vineland-Bridgeton, NJ | 215 | $ 45,075,000 | $ 209,651 | $ 78,000 |
| Columbia, MO | 212 | $ 47,740,000 | $ 225,188 | $ 96,000 |
| Evansville, IN-KY | 209 | $ 35,675,000 | $ 170,693 | $ 77,650 |
| Monroe, LA | 207 | $ 38,125,000 | $ 184,178 | $ 122,000 |
| Idaho Falls, ID | 205 | $ 65,965,000 | $ 321,780 | $ 93,000 |
| Burlington, NC | 204 | $ 54,140,000 | $ 265,392 | $ 90,000 |
| Hammond, LA | 204 | $ 45,610,000 | $ 223,578 | $ 92,000 |
| Abilene, TX | 203 | $ 48,655,000 | $ 239,679 | $ 104,000 |
| Amarillo, TX | 203 | $ 43,365,000 | $ 213,620 | $ 102,000 |
| Odessa, TX | 201 | $ 48,285,000 | $ 240,223 | $ 105,000 |
| Midland, TX | 200 | $ 55,810,000 | $ 279,050 | $ 107,000 |
| Waco, TX | 199 | $ 52,525,000 | $ 263,944 | $ 106,000 |
| Yakima, WA | 199 | $ 56,285,000 | $ 282,839 | $ 82,000 |
| Yuba City, CA | 199 | $ 69,505,000 | $ 349,271 | $ 91,000 |
| Redding, CA | 197 | $ 55,815,000 | $ 283,324 | $ 94,000 |
| Decatur, AL | 196 | $ 45,380,000 | $ 231,530 | $ 85,000 |
| Fort Smith, AR-OK | 196 | $ 35,180,000 | $ 179,489 | $ 83,596 |
| Rockford, IL | 196 | $ 31,800,000 | $ 162,244 | $ 80,000 |
| Topeka, KS | 195 | $ 35,885,000 | $ 184,025 | $ 86,000 |
| Albany, GA | 192 | $ 38,630,000 | $ 201,197 | $ 88,000 |
| Longview, TX | 190 | $ 39,920,000 | $ 210,105 | $ 100,000 |
| Cheyenne, WY | 189 | $ 64,555,000 | $ 341,560 | $ 107,000 |
| St. Cloud, MN | 187 | $ 42,995,000 | $ 229,919 | $ 85,000 |
| Athens-Clarke County, GA | 186 | $ 49,180,000 | $ 264,408 | $ 96,000 |
| Grand Junction, CO | 185 | $ 57,045,000 | $ 308,351 | $ 91,000 |
| Bowling Green, KY | 184 | $ 43,000,000 | $ 233,695 | $ 86,000 |
| Sioux Falls, SD | 184 | $ 48,120,000 | $ 261,521 | $ 94,000 |
| Goldsboro, NC | 183 | $ 40,415,000 | $ 220,846 | $ 86,000 |
| San Francisco-Redwood City-South San Francisco, CA | 181 | $ 106,855,000 | $ 590,359 | $ 162,000 |
| Santa Rosa, CA | 181 | $ 89,525,000 | $ 494,613 | $ 168,000 |
| Billings, MT | 177 | $ 53,275,000 | $ 300,988 | $ 93,000 |
| College Station-Bryan, TX | 176 | $ 49,240,000 | $ 279,772 | $ 160,000 |
| Duluth, MN-WI | 176 | $ 33,860,000 | $ 192,386 | $ 88,352 |
| Barnstable Town, MA | 174 | $ 61,800,000 | $ 355,172 | $ 110,000 |
| Albany, OR | 173 | $ 54,235,000 | $ 313,497 | $ 86,000 |
| Staunton-Waynesboro, VA | 173 | $ 40,325,000 | $ 233,092 | $ 79,000 |
| Jonesboro, AR | 171 | $ 32,705,000 | $ 191,257 | $ 87,000 |
| Lebanon, PA | 171 | $ 35,125,000 | $ 205,409 | $ 82,000 |
| Madera, CA | 171 | $ 54,105,000 | $ 316,403 | $ 106,000 |
| Rocky Mount, NC | 171 | $ 36,955,000 | $ 216,111 | $ 90,000 |
| Santa Maria-Santa Barbara, CA | 171 | $ 76,005,000 | $ 444,473 | $ 122,000 |
| Madison, WI | 169 | $ 45,715,000 | $ 270,502 | $ 94,000 |
| Sebring, FL | 168 | $ 33,370,000 | $ 198,630 | $ 68,000 |
| Longview, WA | 167 | $ 54,145,000 | $ 324,221 | $ 99,000 |
| Anniston-Oxford-Jacksonville, AL | 166 | $ 28,460,000 | $ 171,445 | $ 67,000 |
| Erie, PA | 166 | $ 25,470,000 | $ 153,433 | $ 79,000 |
| Rapid City, SD | 165 | $ 46,395,000 | $ 281,181 | $ 99,000 |
| Sherman-Denison, TX | 165 | $ 44,245,000 | $ 268,151 | $ 100,000 |
| Florence-Muscle Shoals, AL | 162 | $ 32,310,000 | $ 199,444 | $ 84,000 |
| South Bend-Mishawaka, IN-MI | 162 | $ 29,510,000 | $ 182,160 | $ 81,123 |
| Cedar Rapids, IA | 161 | $ 29,535,000 | $ 183,447 | $ 93,000 |
| Houma-Thibodaux, LA | 161 | $ 31,275,000 | $ 194,254 | $ 81,000 |
| Alexandria, LA | 156 | $ 30,820,000 | $ 197,564 | $ 101,000 |
| Cumberland, MD-WV | 156 | $ 23,600,000 | $ 151,282 | $ 75,397 |
| The Villages, FL | 154 | $ 43,670,000 | $ 283,571 | $ 108,000 |
| Burlington-South Burlington, VT | 153 | $ 49,085,000 | $ 320,816 | $ 143,000 |
| Dalton, GA | 152 | $ 31,880,000 | $ 209,736 | $ 68,000 |
| Salinas, CA | 152 | $ 76,090,000 | $ 500,592 | $ 113,000 |
| Wichita Falls, TX | 151 | $ 28,935,000 | $ 191,622 | $ 88,000 |
| San Angelo, TX | 150 | $ 32,700,000 | $ 218,000 | $ 117,000 |
| Bangor, ME | 149 | $ 32,035,000 | $ 215,000 | $ 86,000 |
| Cleveland, TN | 147 | $ 36,345,000 | $ 247,244 | $ 76,000 |
| Blacksburg-Christiansburg-Radford, VA | 145 | $ 30,825,000 | $ 212,586 | $ 86,000 |
| Fairbanks, AK | 145 | $ 44,485,000 | $ 306,793 | $ 135,000 |
| Coeur D'Alene, ID | 144 | $ 56,850,000 | $ 394,791 | $ 107,000 |
| Hattiesburg, MS | 143 | $ 28,565,000 | $ 199,755 | $ 77,000 |
| Lafayette-West Lafayette, IN | 143 | $ 26,405,000 | $ 184,650 | $ 64,000 |
| Rome, GA | 143 | $ 28,605,000 | $ 200,034 | $ 84,000 |
| Tyler, TX | 142 | $ 34,960,000 | $ 246,197 | $ 109,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 140 | $ 64,510,000 | $ 460,785 | $ 146,000 |
| Bellingham, WA | 138 | $ 51,240,000 | $ 371,304 | $ 105,000 |
| Champaign-Urbana, IL | 137 | $ 24,205,000 | $ 176,678 | $ 93,000 |
| Green Bay, WI | 137 | $ 24,875,000 | $ 181,569 | $ 87,000 |
| Harrisonburg, VA | 136 | $ 37,980,000 | $ 279,264 | $ 94,000 |
| Springfield, OH | 133 | $ 23,275,000 | $ 175,000 | $ 72,000 |
| Gadsden, AL | 132 | $ 26,590,000 | $ 201,439 | $ 101,000 |
| Appleton, WI | 130 | $ 28,680,000 | $ 220,615 | $ 83,000 |
| Elkhart-Goshen, IN | 130 | $ 26,860,000 | $ 206,615 | $ 75,000 |
| Gettysburg, PA | 130 | $ 30,970,000 | $ 238,230 | $ 92,000 |
| Hot Springs, AR | 129 | $ 25,735,000 | $ 199,496 | $ 82,000 |
| Kankakee, IL | 129 | $ 25,045,000 | $ 194,147 | $ 78,000 |
| El Centro, CA | 127 | $ 32,815,000 | $ 258,385 | $ 93,000 |
| Fargo, ND-MN | 122 | $ 28,860,000 | $ 236,557 | $ 98,786 |
| Mansfield, OH | 122 | $ 18,910,000 | $ 155,000 | $ 72,000 |
| Racine, WI | 122 | $ 24,090,000 | $ 197,459 | $ 99,000 |
| Springfield, IL | 122 | $ 19,420,000 | $ 159,180 | $ 70,000 |
| Charleston, WV | 119 | $ 18,975,000 | $ 159,453 | $ 68,000 |
| Muskegon, MI | 119 | $ 21,055,000 | $ 176,932 | $ 61,000 |
| Great Falls, MT | 118 | $ 30,660,000 | $ 259,830 | $ 77,000 |
| Jefferson City, MO | 118 | $ 24,080,000 | $ 204,067 | $ 104,000 |
| Chico, CA | 117 | $ 34,845,000 | $ 297,820 | $ 100,000 |
| Lewiston-Auburn, ME | 116 | $ 25,960,000 | $ 223,793 | $ 80,000 |
| Santa Fe, NM | 116 | $ 41,790,000 | $ 360,258 | $ 119,000 |
| St. Joseph, MO-KS | 115 | $ 21,425,000 | $ 186,304 | $ 156,391 |
| Jackson, MI | 114 | $ 20,970,000 | $ 183,947 | $ 74,000 |
| Monroe, MI | 114 | $ 21,190,000 | $ 185,877 | $ 84,000 |
| Ocean City, NJ | 114 | $ 34,750,000 | $ 304,824 | $ 136,000 |
| Texarkana, TX-AR | 114 | $ 21,980,000 | $ 192,807 | $ 118,675 |
| Terre Haute, IN | 112 | $ 17,090,000 | $ 152,589 | $ 61,000 |
| Twin Falls, ID | 112 | $ 35,790,000 | $ 319,553 | $ 78,000 |
| Oshkosh-Neenah, WI | 109 | $ 19,975,000 | $ 183,256 | $ 85,000 |
| Owensboro, KY | 108 | $ 19,920,000 | $ 184,444 | $ 87,000 |
| Boulder, CO | 107 | $ 48,745,000 | $ 455,560 | $ 141,000 |
| Rochester, MN | 107 | $ 26,155,000 | $ 244,439 | $ 95,000 |
| Saginaw, MI | 106 | $ 14,960,000 | $ 141,132 | $ 74,000 |
| Bloomington, IN | 104 | $ 23,720,000 | $ 228,076 | $ 100,000 |
| Farmington, NM | 104 | $ 23,520,000 | $ 226,153 | $ 93,000 |
| Kokomo, IN | 104 | $ 16,480,000 | $ 158,461 | $ 73,000 |
| Flagstaff, AZ | 101 | $ 38,955,000 | $ 385,693 | $ 122,000 |
| Pine Bluff, AR | 101 | $ 16,855,000 | $ 166,881 | $ 79,000 |
| Bloomington, IL | 100 | $ 17,530,000 | $ 175,300 | $ 79,000 |
| Carbondale-Marion, IL | 100 | $ 16,710,000 | $ 167,100 | $ 87,000 |
| Muncie, IN | 99 | $ 15,345,000 | $ 155,000 | $ 79,000 |
| Walla Walla, WA | 98 | $ 28,050,000 | $ 286,224 | $ 93,000 |
| Wausau, WI | 96 | $ 17,620,000 | $ 183,541 | $ 85,000 |
| Casper, WY | 95 | $ 24,875,000 | $ 261,842 | $ 80,000 |
| Ames, IA | 94 | $ 17,680,000 | $ 188,085 | $ 70,000 |
| Bismarck, ND | 93 | $ 24,545,000 | $ 263,924 | $ 93,000 |
| Janesville-Beloit, WI | 91 | $ 16,865,000 | $ 185,329 | $ 68,000 |
| Logan, UT-ID | 91 | $ 29,055,000 | $ 319,285 | $ 87,472 |
| Pittsfield, MA | 90 | $ 20,900,000 | $ 232,222 | $ 78,000 |
| Kalamazoo-Portage, MI | 89 | $ 19,505,000 | $ 219,157 | $ 92,000 |
| Santa Cruz-Watsonville, CA | 88 | $ 50,240,000 | $ 570,909 | $ 144,000 |
| Altoona, PA | 87 | $ 13,645,000 | $ 156,839 | $ 82,000 |
| Enid, OK | 87 | $ 16,025,000 | $ 184,195 | $ 87,000 |
| Johnstown, PA | 87 | $ 12,605,000 | $ 144,885 | $ 80,000 |
| Michigan City-La Porte, IN | 85 | $ 15,795,000 | $ 185,823 | $ 78,000 |
| Mount Vernon-Anacortes, WA | 83 | $ 33,425,000 | $ 402,710 | $ 118,000 |
| Watertown-Fort Drum, NY | 83 | $ 17,135,000 | $ 206,445 | $ 80,000 |
| Decatur, IL | 82 | $ 10,630,000 | $ 129,634 | $ 65,000 |
| Ann Arbor, MI | 81 | $ 21,435,000 | $ 264,629 | $ 93,000 |
| Bay City, MI | 81 | $ 10,555,000 | $ 130,308 | $ 71,000 |
| Waterloo-Cedar Falls, IA | 81 | $ 14,605,000 | $ 180,308 | $ 81,000 |
| Utica-Rome, NY | 80 | $ 13,900,000 | $ 173,750 | $ 57,000 |
| Cape Girardeau, MO-IL | 79 | $ 14,865,000 | $ 188,164 | $ 68,000 |
| Kahului-Wailuku-Lahaina, HI | 79 | $ 39,085,000 | $ 494,746 | $ 108,000 |
| Binghamton, NY | 78 | $ 12,600,000 | $ 161,538 | $ 31,000 |
| Eau Claire, WI | 77 | $ 17,485,000 | $ 227,077 | $ 82,000 |
| Victoria, TX | 77 | $ 15,605,000 | $ 202,662 | $ 90,000 |
| Battle Creek, MI | 76 | $ 12,470,000 | $ 164,078 | $ 69,000 |
| Grants Pass, OR | 76 | $ 24,420,000 | $ 321,315 | $ 89,000 |
| Sheboygan, WI | 75 | $ 13,335,000 | $ 177,800 | $ 99,000 |
| Weirton-Steubenville, WV-OH | 73 | $ 10,515,000 | $ 144,041 | $ 72,726 |
| Wheeling, WV-OH | 73 | $ 12,005,000 | $ 164,452 | $ 86,712 |
| Lewiston, ID-WA | 72 | $ 19,600,000 | $ 272,222 | $ 92,333 |
| Midland, MI | 72 | $ 12,570,000 | $ 174,583 | $ 162,000 |
| Pocatello, ID | 69 | $ 19,605,000 | $ 284,130 | $ 102,000 |
| Wenatchee, WA | 69 | $ 25,415,000 | $ 368,333 | $ 127,000 |
| Fond Du Lac, WI | 68 | $ 11,340,000 | $ 166,764 | $ 86,000 |
| San Rafael, CA | 67 | $ 43,775,000 | $ 653,358 | $ 171,000 |
| Sioux City, IA-NE-SD | 66 | $ 13,640,000 | $ 206,666 | $ 85,196 |
| Carson City, NV | 65 | $ 21,635,000 | $ 332,846 | $ 93,000 |
| Missoula, MT | 65 | $ 24,135,000 | $ 371,307 | $ 99,000 |
| Niles-Benton Harbor, MI | 65 | $ 12,465,000 | $ 191,769 | $ 80,000 |
| Corvallis, OR | 62 | $ 23,140,000 | $ 373,225 | $ 161,000 |
| Lawrence, KS | 61 | $ 14,815,000 | $ 242,868 | $ 80,000 |
| Williamsport, PA | 61 | $ 10,985,000 | $ 180,081 | $ 77,000 |
| Elmira, NY | 59 | $ 8,675,000 | $ 147,033 | $ 86,000 |
| Morgantown, WV | 56 | $ 13,380,000 | $ 238,928 | $ 97,000 |
| Parkersburg-Vienna, WV | 56 | $ 8,330,000 | $ 148,750 | $ 63,000 |
| Napa, CA | 55 | $ 29,415,000 | $ 534,818 | $ 125,000 |
| State College, PA | 55 | $ 13,885,000 | $ 252,454 | $ 95,000 |
| Grand Forks, ND-MN | 54 | $ 10,320,000 | $ 191,111 | $ 90,074 |
| Beckley, WV | 53 | $ 8,315,000 | $ 156,886 | $ 80,000 |
| Columbus, IN | 52 | $ 9,830,000 | $ 189,038 | $ 79,000 |
| Bloomsburg-Berwick, PA | 50 | $ 10,150,000 | $ 203,000 | $ 95,000 |
| Danville, IL | 50 | $ 6,330,000 | $ 126,600 | $ 99,000 |
| Lima, OH | 49 | $ 7,665,000 | $ 156,428 | $ 62,000 |
| Mankato-North Mankato, MN | 48 | $ 11,890,000 | $ 247,708 | $ 95,000 |
| Grand Island, NE | 45 | $ 9,475,000 | $ 210,555 | $ 88,000 |
| Glens Falls, NY | 43 | $ 9,865,000 | $ 229,418 | $ 22,000 |
| Iowa City, IA | 43 | $ 10,615,000 | $ 246,860 | $ 118,000 |
| La Crosse-Onalaska, WI-MN | 34 | $ 6,340,000 | $ 186,470 | $ 50,411 |
| Dubuque, IA | 25 | $ 5,845,000 | $ 233,800 | $ 135,000 |
| Kingston, NY | 19 | $ 6,145,000 | $ 323,421 | $ 127,000 |
| Ithaca, NY | 9 | $ 2,735,000 | $ 303,888 | $ 0 |
Mortgage Loan Application Detail Totals for PennyMac Loan Services LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 168,309 | $52,806,795,000 | $313,000 | $3,225,000 | $130,000 | $4,639,000 |
| Cash-out Refinancing | 112,679 | $31,680,115,000 | $281,000 | $3,005,000 | $100,000 | $8,189,000 |
| Refinancing | 46,779 | $11,918,525,000 | $254,000 | $2,285,000 | $110,000 | $6,579,000 |
| Other Purpose | 286 | $81,680,000 | $285,000 | $1,285,000 | $101,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 162,342 | $49,631,000,000 | $305,000 | $3,225,000 | $0 | $0 |
| White | 91,708 | $24,931,840,000 | $271,000 | $3,005,000 | $107,000 | $8,189,000 |
| Black or African American | 24,221 | $6,493,805,000 | $268,000 | $1,505,000 | $96,000 | $2,376,000 |
| Not Provided | 20,367 | $6,246,155,000 | $306,000 | $2,005,000 | $117,000 | $4,462,000 |
| Hispanic | 15,772 | $4,520,600,000 | $286,000 | $2,285,000 | $98,000 | $4,639,000 |
| Asian | 10,005 | $3,598,865,000 | $359,000 | $3,005,000 | $140,000 | $3,500,000 |
| American Indian or Alaskan Native | 2,253 | $585,865,000 | $260,000 | $2,005,000 | $95,000 | $1,992,000 |
| Native Hawaiian or Other Pacific Islander | 702 | $235,600,000 | $335,000 | $905,000 | $104,000 | $594,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 113,132 | $33,225,290,000 | $293,000 | $3,005,000 | $115,000 | $8,189,000 |
| FHA-insured (Federal Housing Administration) | 106,039 | $28,536,695,000 | $269,000 | $1,765,000 | $81,000 | $2,376,000 |
| VA-guaranteed (Veterans Administration) | 97,434 | $32,502,520,000 | $333,000 | $3,225,000 | $105,000 | $2,400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11,448 | $2,222,610,000 | $194,000 | $895,000 | $59,000 | $205,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 162,342 | $49,631,000,000 | $305,000 | $3,225,000 | $0 | $0 |
| Loan Originated | 76,283 | $22,095,015,000 | $289,000 | $3,005,000 | $115,000 | $3,900,000 |
| File Closed For Incompleteness | 41,901 | $11,449,085,000 | $273,000 | $3,005,000 | $103,000 | $8,189,000 |
| Application Denied By Financial Institution | 23,710 | $6,357,860,000 | $268,000 | $2,905,000 | $89,000 | $6,579,000 |
| Application Withdrawn By Applicant | 20,140 | $5,992,200,000 | $297,000 | $3,005,000 | $113,000 | $3,900,000 |
| Application Approved But Not Accepted | 3,677 | $961,955,000 | $261,000 | $1,235,000 | $107,000 | $1,118,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 304,343 | $90,129,255,000 | $296,000 | $3,225,000 | $111,000 | $8,189,000 |
| Debt-To-Income Ratio | 6,452 | $1,869,900,000 | $289,000 | $2,905,000 | $62,000 | $1,353,000 |
| Other | 5,488 | $1,535,750,000 | $279,000 | $2,085,000 | $104,000 | $6,579,000 |
| Credit History | 5,274 | $1,221,900,000 | $231,000 | $1,805,000 | $89,000 | $3,150,000 |
| Credit Application Incomplete | 3,101 | $873,115,000 | $281,000 | $1,175,000 | $115,000 | $1,801,000 |
| Collateral | 2,421 | $599,335,000 | $247,000 | $1,345,000 | $98,000 | $780,000 |
| Unverifiable Information | 543 | $144,285,000 | $265,000 | $1,505,000 | $119,000 | $1,507,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 271 | $69,865,000 | $257,000 | $845,000 | $89,000 | $487,000 |
| Employment History | 159 | $43,575,000 | $274,000 | $955,000 | $96,000 | $780,000 |
| Mortgage Insurance Denied | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PennyMac Loan Services LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PennyMac Loan Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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