Peoples Home Equity Mortgage Lending & HMDA Data, 2017
In 2017, Peoples Home Equity of Brentwood, TN reported 20,423 mortgage applications totaling $4.9 billion, up 6% from 2016. The average application was for $240,032, and applicants reported an average income of $93,520. 61% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (3,862), Nashville-Davidson--Murfreesboro--Franklin, TN (1,725) and Phoenix-Mesa-Scottsdale, AZ (936) (applications in parentheses).
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 20,423 |
| Total Mortgage Loan Application Amount | $4,902,175,000 |
| Average Mortgage Loan Application Amount | $240,032 |
| Highest Mortgage Loan Application Amount | $2,440,000 |
| Average Applicant Income | $93,520 |
| Highest Applicant Income | $6,818,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 3,862 | $ 897,078,000 | $ 232,283 | $ 99,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,725 | $ 388,876,000 | $ 225,435 | $ 84,000 |
| Phoenix-Mesa-Scottsdale, AZ | 936 | $ 220,358,000 | $ 235,425 | $ 108,000 |
| Knoxville, TN | 909 | $ 149,765,000 | $ 164,757 | $ 67,000 |
| Milwaukee-Waukesha-West Allis, WI | 898 | $ 166,493,000 | $ 185,404 | $ 84,000 |
| Chattanooga, TN-GA | 631 | $ 106,431,000 | $ 168,670 | $ 71,784 |
| San Diego-Carlsbad, CA | 596 | $ 241,392,000 | $ 405,020 | $ 122,000 |
| Green Bay, WI | 557 | $ 80,870,000 | $ 145,188 | $ 63,000 |
| Las Vegas-Henderson-Paradise, NV | 527 | $ 121,547,000 | $ 230,639 | $ 92,000 |
| Oakland-Hayward-Berkeley, CA | 515 | $ 227,042,000 | $ 440,858 | $ 137,000 |
| Elgin, IL | 439 | $ 83,432,000 | $ 190,050 | $ 86,000 |
| Lake County-Kenosha County, IL-WI | 430 | $ 78,802,000 | $ 183,260 | $ 78,927 |
| Santa Rosa, CA | 409 | $ 185,057,000 | $ 452,462 | $ 141,000 |
| Johnson City, TN | 401 | $ 58,082,000 | $ 144,842 | $ 64,000 |
| St. Louis, MO-IL | 388 | $ 68,558,000 | $ 176,695 | $ 78,386 |
| Vallejo-Fairfield, CA | 386 | $ 124,252,000 | $ 321,896 | $ 102,000 |
| Los Angeles-Long Beach-Glendale, CA | 317 | $ 134,802,000 | $ 425,242 | $ 165,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 292 | $ 62,571,000 | $ 214,284 | $ 70,041 |
| Kingsport-Bristol-Bristol, TN-VA | 281 | $ 37,456,000 | $ 133,295 | $ 54,288 |
| Houston-The Woodlands-Sugar Land, TX | 278 | $ 86,925,000 | $ 312,679 | $ 146,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 230 | $ 75,842,000 | $ 329,747 | $ 115,000 |
| Denver-Aurora-Lakewood, CO | 216 | $ 70,886,000 | $ 328,175 | $ 107,000 |
| San Rafael, CA | 195 | $ 119,829,000 | $ 614,507 | $ 189,000 |
| Riverside-San Bernardino-Ontario, CA | 183 | $ 53,993,000 | $ 295,043 | $ 109,000 |
| Louisville/Jefferson County, KY-IN | 162 | $ 28,592,000 | $ 176,493 | $ 70,679 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 147 | $ 32,844,000 | $ 223,428 | $ 91,000 |
| Anaheim-Santa Ana-Irvine, CA | 145 | $ 74,235,000 | $ 511,965 | $ 171,000 |
| Napa, CA | 132 | $ 59,944,000 | $ 454,121 | $ 134,000 |
| Colorado Springs, CO | 129 | $ 29,352,000 | $ 227,534 | $ 80,000 |
| San Francisco-Redwood City-South San Francisco, CA | 129 | $ 81,422,000 | $ 631,178 | $ 181,000 |
| Gary, IN | 120 | $ 22,092,000 | $ 184,100 | $ 88,000 |
| Oshkosh-Neenah, WI | 119 | $ 15,940,000 | $ 133,949 | $ 68,000 |
| Winston-Salem, NC | 117 | $ 16,952,000 | $ 144,888 | $ 57,000 |
| Racine, WI | 109 | $ 17,554,000 | $ 161,045 | $ 69,000 |
| Kansas City, MO-KS | 104 | $ 19,495,000 | $ 187,451 | $ 79,634 |
| San Jose-Sunnyvale-Santa Clara, CA | 101 | $ 55,068,000 | $ 545,227 | $ 152,000 |
| Silver Spring-Frederick-Rockville, MD | 95 | $ 27,335,000 | $ 287,736 | $ 109,000 |
| Morristown, TN | 93 | $ 13,202,000 | $ 141,956 | $ 49,000 |
| Appleton, WI | 90 | $ 11,701,000 | $ 130,011 | $ 59,000 |
| Wichita, KS | 86 | $ 13,401,000 | $ 155,825 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 79 | $ 18,936,000 | $ 239,696 | $ 100,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 78 | $ 31,776,000 | $ 407,384 | $ 137,769 |
| Atlanta-Sandy Springs-Roswell, GA | 74 | $ 14,375,000 | $ 194,256 | $ 87,000 |
| Dalton, GA | 64 | $ 8,358,000 | $ 130,593 | $ 57,000 |
| San Antonio-New Braunfels, TX | 61 | $ 12,533,000 | $ 205,459 | $ 82,000 |
| Fond Du Lac, WI | 60 | $ 6,876,000 | $ 114,600 | $ 64,000 |
| Orlando-Kissimmee-Sanford, FL | 60 | $ 13,788,000 | $ 229,800 | $ 84,000 |
| Stockton-Lodi, CA | 58 | $ 17,782,000 | $ 306,586 | $ 106,000 |
| Clarksville, TN-KY | 46 | $ 8,475,000 | $ 184,239 | $ 57,000 |
| Warren-Troy-Farmington Hills, MI | 46 | $ 7,887,000 | $ 171,456 | $ 68,000 |
| Kankakee, IL | 38 | $ 6,040,000 | $ 158,947 | $ 68,000 |
| Dallas-Plano-Irving, TX | 37 | $ 6,145,000 | $ 166,081 | $ 71,000 |
| Fresno, CA | 35 | $ 7,255,000 | $ 207,285 | $ 92,000 |
| Greensboro-High Point, NC | 35 | $ 5,468,000 | $ 156,228 | $ 60,000 |
| Hickory-Lenoir-Morganton, NC | 35 | $ 4,594,000 | $ 131,257 | $ 54,000 |
| Charlotte-Concord-Gastonia, NC-SC | 34 | $ 3,826,000 | $ 112,529 | $ 49,558 |
| Cleveland, TN | 32 | $ 6,061,000 | $ 189,406 | $ 78,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 29 | $ 5,175,000 | $ 178,448 | $ 100,862 |
| Richmond, VA | 29 | $ 5,947,000 | $ 205,068 | $ 69,000 |
| Sheboygan, WI | 26 | $ 3,698,000 | $ 142,230 | $ 56,000 |
| Madison, WI | 24 | $ 4,442,000 | $ 185,083 | $ 70,000 |
| Rockford, IL | 24 | $ 3,530,000 | $ 147,083 | $ 57,000 |
| Modesto, CA | 23 | $ 4,970,000 | $ 216,086 | $ 99,000 |
| Fort Wayne, IN | 21 | $ 3,237,000 | $ 154,142 | $ 82,000 |
| Eau Claire, WI | 20 | $ 3,154,000 | $ 157,700 | $ 63,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 19 | $ 5,745,000 | $ 302,368 | $ 144,315 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 3,579,000 | $ 198,833 | $ 103,000 |
| Hagerstown-Martinsburg, MD-WV | 17 | $ 3,586,000 | $ 210,941 | $ 86,000 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 4,447,000 | $ 261,588 | $ 86,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 17 | $ 7,170,000 | $ 421,764 | $ 209,000 |
| Bakersfield, CA | 16 | $ 2,860,000 | $ 178,750 | $ 123,000 |
| Redding, CA | 16 | $ 3,103,000 | $ 193,937 | $ 87,000 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 3,768,000 | $ 235,500 | $ 105,000 |
| Salinas, CA | 14 | $ 4,657,000 | $ 332,642 | $ 106,000 |
| Birmingham-Hoover, AL | 13 | $ 2,592,000 | $ 199,384 | $ 179,000 |
| La Crosse-Onalaska, WI-MN | 13 | $ 1,777,000 | $ 136,692 | $ 39,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 2,526,000 | $ 210,500 | $ 139,000 |
| Visalia-Porterville, CA | 12 | $ 1,917,000 | $ 159,750 | $ 74,000 |
| Memphis, TN-MS-AR | 11 | $ 1,600,000 | $ 145,454 | $ 64,818 |
| Merced, CA | 11 | $ 2,076,000 | $ 188,727 | $ 172,000 |
| Prescott, AZ | 11 | $ 2,270,000 | $ 206,363 | $ 72,000 |
| Tucson, AZ | 11 | $ 2,220,000 | $ 201,818 | $ 115,000 |
| Austin-Round Rock, TX | 10 | $ 3,327,000 | $ 332,700 | $ 153,000 |
| Indianapolis-Carmel-Anderson, IN | 10 | $ 1,909,000 | $ 190,900 | $ 100,000 |
| Janesville-Beloit, WI | 10 | $ 1,282,000 | $ 128,200 | $ 62,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 4,065,000 | $ 451,666 | $ 124,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 3,177,000 | $ 353,000 | $ 107,000 |
| Wausau, WI | 9 | $ 1,386,000 | $ 154,000 | $ 76,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 602,000 | $ 75,250 | $ 43,000 |
| Baltimore-Columbia-Towson, MD | 8 | $ 2,135,000 | $ 266,875 | $ 97,000 |
| Jacksonville, FL | 8 | $ 1,388,000 | $ 173,500 | $ 88,000 |
| Madera, CA | 8 | $ 1,867,000 | $ 233,375 | $ 114,000 |
| Michigan City-La Porte, IN | 8 | $ 1,682,000 | $ 210,250 | $ 142,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 2,438,000 | $ 304,750 | $ 172,000 |
| Cincinnati, OH-KY-IN | 7 | $ 1,119,000 | $ 159,857 | $ 38,714 |
| Fort Worth-Arlington, TX | 7 | $ 1,456,000 | $ 208,000 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,032,000 | $ 147,428 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,384,000 | $ 197,714 | $ 95,000 |
| Port St. Lucie, FL | 7 | $ 1,867,000 | $ 266,714 | $ 103,000 |
| Baton Rouge, LA | 6 | $ 541,000 | $ 90,166 | $ 84,000 |
| Champaign-Urbana, IL | 6 | $ 1,515,000 | $ 252,500 | $ 218,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 982,000 | $ 163,666 | $ 61,333 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 754,000 | $ 125,666 | $ 86,000 |
| Hanford-Corcoran, CA | 6 | $ 1,084,000 | $ 180,666 | $ 52,000 |
| Jackson, TN | 6 | $ 809,000 | $ 134,833 | $ 75,000 |
| Niles-Benton Harbor, MI | 6 | $ 1,331,000 | $ 221,833 | $ 142,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,016,000 | $ 169,333 | $ 168,000 |
| Peoria, IL | 6 | $ 917,000 | $ 152,833 | $ 97,000 |
| Pueblo, CO | 6 | $ 1,178,000 | $ 196,333 | $ 58,000 |
| Flagstaff, AZ | 5 | $ 2,397,000 | $ 479,400 | $ 257,000 |
| Homosassa Springs, FL | 5 | $ 773,000 | $ 154,600 | $ 50,000 |
| Kalamazoo-Portage, MI | 5 | $ 619,000 | $ 123,800 | $ 108,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 965,000 | $ 193,000 | $ 58,000 |
| Lakeland-Winter Haven, FL | 5 | $ 497,000 | $ 99,400 | $ 72,000 |
| Macon-Bibb County, GA | 5 | $ 483,000 | $ 96,600 | $ 67,000 |
| New Orleans-Metairie, LA | 5 | $ 977,000 | $ 195,400 | $ 80,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,645,000 | $ 529,000 | $ 87,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 1,201,000 | $ 240,200 | $ 151,200 |
| Yuba City, CA | 5 | $ 988,000 | $ 197,600 | $ 97,000 |
| Asheville, NC | 4 | $ 753,000 | $ 188,250 | $ 87,000 |
| Beaumont-Port Arthur, TX | 4 | $ 417,000 | $ 104,250 | $ 77,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 686,000 | $ 171,500 | $ 91,000 |
| Duluth, MN-WI | 4 | $ 341,000 | $ 85,250 | $ 52,000 |
| Greeley, CO | 4 | $ 1,106,000 | $ 276,500 | $ 82,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,067,000 | $ 266,750 | $ 60,000 |
| Lexington-Fayette, KY | 4 | $ 811,000 | $ 202,750 | $ 91,000 |
| Montgomery, AL | 4 | $ 424,000 | $ 106,000 | $ 36,000 |
| Savannah, GA | 4 | $ 989,000 | $ 247,250 | $ 73,000 |
| Tallahassee, FL | 4 | $ 822,000 | $ 205,500 | $ 176,000 |
| Topeka, KS | 4 | $ 455,000 | $ 113,750 | $ 49,000 |
| Brownsville-Harlingen, TX | 3 | $ 366,000 | $ 122,000 | $ 64,000 |
| Brunswick, GA | 3 | $ 551,000 | $ 183,666 | $ 74,000 |
| Chico, CA | 3 | $ 500,000 | $ 166,666 | $ 51,000 |
| El Centro, CA | 3 | $ 676,000 | $ 225,333 | $ 133,000 |
| Fort Collins, CO | 3 | $ 1,014,000 | $ 338,000 | $ 120,000 |
| Jackson, MS | 3 | $ 454,000 | $ 151,333 | $ 152,000 |
| Lansing-East Lansing, MI | 3 | $ 177,000 | $ 59,000 | $ 40,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 495,000 | $ 165,000 | $ 64,000 |
| Bend-Redmond, OR | 2 | $ 272,000 | $ 136,000 | $ 12,000 |
| Bloomington, IL | 2 | $ 284,000 | $ 142,000 | $ 102,000 |
| Boulder, CO | 2 | $ 497,000 | $ 248,500 | $ 87,000 |
| Columbia, MO | 2 | $ 328,000 | $ 164,000 | $ 75,000 |
| Dubuque, IA | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Durham-Chapel Hill, NC | 2 | $ 185,000 | $ 92,500 | $ 29,000 |
| Evansville, IN-KY | 2 | $ 124,000 | $ 62,000 | $ 39,000 |
| Gainesville, FL | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Gettysburg, PA | 2 | $ 299,000 | $ 149,500 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 377,000 | $ 188,500 | $ 113,000 |
| Greenville, NC | 2 | $ 376,000 | $ 188,000 | $ 52,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 452,000 | $ 226,000 | $ 94,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 871,000 | $ 435,500 | $ 228,000 |
| Huntsville, AL | 2 | $ 175,000 | $ 87,500 | $ 153,000 |
| Kokomo, IN | 2 | $ 164,000 | $ 82,000 | $ 44,000 |
| Mankato-North Mankato, MN | 2 | $ 323,000 | $ 161,500 | $ 98,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 762,000 | $ 381,000 | $ 258,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 306,000 | $ 153,000 | $ 53,500 |
| Punta Gorda, FL | 2 | $ 294,000 | $ 147,000 | $ 55,000 |
| Raleigh, NC | 2 | $ 1,393,000 | $ 696,500 | $ 257,000 |
| Salisbury, MD-DE | 2 | $ 440,000 | $ 220,000 | $ 89,000 |
| Sebastian-Vero Beach, FL | 2 | $ 227,000 | $ 113,500 | $ 44,000 |
| Springfield, IL | 2 | $ 251,000 | $ 125,500 | $ 50,000 |
| St. Joseph, MO-KS | 2 | $ 117,000 | $ 58,500 | $ 158,000 |
| Tuscaloosa, AL | 2 | $ 125,000 | $ 62,500 | $ 45,000 |
| Waco, TX | 2 | $ 392,000 | $ 196,000 | $ 51,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 230,000 | $ 230,000 | $ 90,000 |
| Ann Arbor, MI | 1 | $ 201,000 | $ 201,000 | $ 93,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Battle Creek, MI | 1 | $ 435,000 | $ 435,000 | $ 384,000 |
| Bowling Green, KY | 1 | $ 244,000 | $ 244,000 | $ 60,000 |
| Camden, NJ | 1 | $ 69,000 | $ 69,000 | $ 98,000 |
| Cedar Rapids, IA | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Charleston-North Charleston, SC | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Charlottesville, VA | 1 | $ 253,000 | $ 253,000 | $ 60,000 |
| Cleveland-Elyria, OH | 1 | $ 154,000 | $ 154,000 | $ 128,000 |
| Columbia, SC | 1 | $ 36,000 | $ 36,000 | $ 114,000 |
| Columbus, GA-AL | 1 | $ 166,000 | $ 166,000 | $ 44,000 |
| Columbus, IN | 1 | $ 202,000 | $ 202,000 | $ 192,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Decatur, IL | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Elkhart-Goshen, IN | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Erie, PA | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Eugene, OR | 1 | $ 214,000 | $ 214,000 | $ 84,000 |
| Fargo, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Fayetteville, NC | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Florence, SC | 1 | $ 139,000 | $ 139,000 | $ 84,000 |
| Gainesville, GA | 1 | $ 226,000 | $ 226,000 | $ 58,000 |
| Grand Junction, CO | 1 | $ 51,000 | $ 51,000 | $ 14,000 |
| Hammond, LA | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Harrisonburg, VA | 1 | $ 259,000 | $ 259,000 | $ 158,000 |
| Joplin, MO | 1 | $ 173,000 | $ 173,000 | $ 84,000 |
| Kennewick-Richland, WA | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Lawrence, KS | 1 | $ 233,000 | $ 233,000 | $ 84,000 |
| Lynchburg, VA | 1 | $ 754,000 | $ 754,000 | $ 397,000 |
| Manhattan, KS | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Midland, TX | 1 | $ 287,000 | $ 287,000 | $ 93,000 |
| Mobile, AL | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Newark, NJ-PA | 1 | $ 647,000 | $ 647,000 | $ 505,000 |
| Ogden-Clearfield, UT | 1 | $ 206,000 | $ 206,000 | $ 72,000 |
| Owensboro, KY | 1 | $ 99,000 | $ 99,000 | $ 73,000 |
| Philadelphia, PA | 1 | $ 170,000 | $ 170,000 | $ 16,000 |
| Reno, NV | 1 | $ 331,000 | $ 331,000 | $ 96,000 |
| Roanoke, VA | 1 | $ 150,000 | $ 150,000 | $ 23,000 |
| Rome, GA | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| San Angelo, TX | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 432,000 | $ 432,000 | $ 108,000 |
| Shreveport-Bossier City, LA | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Spartanburg, SC | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Staunton-Waynesboro, VA | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,676 | $3,137,238,000 | $229,000 | $2,440,000 | $91,000 | $6,500,000 |
| Refinancing | 4,550 | $1,157,816,000 | $254,000 | $1,856,000 | $97,000 | $6,818,000 |
| Home Improvement | 2,197 | $607,121,000 | $276,000 | $2,000,000 | $102,000 | $2,484,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,899 | $3,331,798,000 | $239,000 | $2,440,000 | $97,000 | $6,818,000 |
| Hispanic | 2,799 | $646,963,000 | $231,000 | $1,285,000 | $82,000 | $6,500,000 |
| Black or African American | 1,509 | $324,423,000 | $214,000 | $1,835,000 | $80,000 | $1,441,000 |
| Not Provided | 995 | $267,896,000 | $269,000 | $1,800,000 | $97,000 | $840,000 |
| Asian | 756 | $249,255,000 | $329,000 | $1,988,000 | $121,000 | $780,000 |
| Not applicable | 354 | $52,520,000 | $148,000 | $424,000 | $64,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 78 | $21,377,000 | $274,000 | $620,000 | $95,000 | $314,000 |
| American Indian or Alaskan Native | 33 | $7,943,000 | $240,000 | $440,000 | $86,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,307 | $3,039,789,000 | $268,000 | $2,440,000 | $115,000 | $6,818,000 |
| FHA-insured (Federal Housing Administration) | 6,543 | $1,308,903,000 | $200,000 | $826,000 | $67,000 | $934,000 |
| VA-guaranteed (Veterans Administration) | 1,690 | $434,794,000 | $257,000 | $1,292,000 | $80,000 | $2,484,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 883 | $118,689,000 | $134,000 | $466,000 | $47,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,362 | $2,916,205,000 | $235,000 | $2,440,000 | $93,000 | $6,500,000 |
| Application Withdrawn By Applicant | 6,777 | $1,741,594,000 | $256,000 | $2,200,000 | $99,000 | $6,818,000 |
| Application Denied By Financial Institution | 929 | $190,266,000 | $204,000 | $1,835,000 | $73,000 | $600,000 |
| Loan Purchased By The Institution | 352 | $52,053,000 | $147,000 | $424,000 | $64,000 | $456,000 |
| File Closed For Incompleteness | 3 | $2,057,000 | $685,000 | $1,500,000 | $380,000 | $948,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 405 | $73,124,000 | $180,000 | $1,414,000 | $67,000 | $600,000 |
| Debt-To-Income Ratio | 182 | $41,576,000 | $228,000 | $1,524,000 | $66,000 | $360,000 |
| Collateral | 135 | $27,579,000 | $204,000 | $875,000 | $83,000 | $370,000 |
| Other | 68 | $14,432,000 | $212,000 | $935,000 | $74,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $8,201,000 | $248,000 | $1,615,000 | $96,000 | $451,000 |
| Unverifiable Information | 30 | $8,354,000 | $278,000 | $1,835,000 | $96,000 | $396,000 |
| Credit Application Incomplete | 27 | $7,512,000 | $278,000 | $1,415,000 | $130,000 | $453,000 |
| Employment History | 26 | $4,304,000 | $165,000 | $466,000 | $60,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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