Plainscapital Bank Mortgage Lending & HMDA Data, 2021
In 2021, Plainscapital Bank of Dallas, TX reported 2,528 mortgage applications totaling $1.2 billion, up 185% from 2020. The average application was for $490,862, and applicants reported an average income of $777,991. 8% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Dallas-Plano-Irving, TX (136), Kansas City, MO-KS (130) and Austin-Round Rock, TX (90) (applications in parentheses).
| Mortgage Company & Address | Plainscapital Bank 6565 Hillcrest Ave Dallas, TX 75205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,528 |
| Total Mortgage Loan Application Amount | $1,240,900,000 |
| Average Mortgage Loan Application Amount | $490,862 |
| Highest Mortgage Loan Application Amount | $35,395,000 |
| Average Applicant Income | $777,991 |
| Highest Applicant Income | $8,227,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plainscapital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 218 | $ 97,040,000 | $ 445,137 | $ 787,585 |
| Dallas-Plano-Irving, TX | 136 | $ 168,450,000 | $ 1,238,602 | $ 923,000 |
| Kansas City, MO-KS | 130 | $ 37,880,000 | $ 291,384 | $ 0 |
| Austin-Round Rock, TX | 90 | $ 113,990,000 | $ 1,266,555 | $ 873,000 |
| Fort Worth-Arlington, TX | 76 | $ 29,170,000 | $ 383,815 | $ 505,000 |
| Phoenix-Mesa-Scottsdale, AZ | 69 | $ 22,685,000 | $ 328,768 | $ 0 |
| Raleigh, NC | 63 | $ 20,045,000 | $ 318,174 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 56 | $ 57,200,000 | $ 1,021,428 | $ 5,163,000 |
| Greenville-Anderson-Mauldin, SC | 55 | $ 15,595,000 | $ 283,545 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 48 | $ 25,260,000 | $ 526,250 | $ 0 |
| Brownsville-Harlingen, TX | 41 | $ 15,045,000 | $ 366,951 | $ 324,000 |
| Charlotte-Concord-Gastonia, NC-SC | 41 | $ 13,225,000 | $ 322,560 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 40 | $ 21,770,000 | $ 544,250 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 40 | $ 17,850,000 | $ 446,250 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 39 | $ 13,965,000 | $ 358,076 | $ 0 |
| Cincinnati, OH-KY-IN | 35 | $ 10,145,000 | $ 289,857 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 33 | $ 9,645,000 | $ 292,272 | $ 0 |
| Baltimore-Columbia-Towson, MD | 33 | $ 10,415,000 | $ 315,606 | $ 0 |
| Bend-Redmond, OR | 33 | $ 11,945,000 | $ 361,969 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 11,380,000 | $ 355,625 | $ 0 |
| Denver-Aurora-Lakewood, CO | 31 | $ 13,185,000 | $ 425,322 | $ 0 |
| San Diego-Carlsbad, CA | 31 | $ 16,055,000 | $ 517,903 | $ 0 |
| Washington-Baltimore-Arlington, DC | 31 | $ 13,685,000 | $ 441,451 | $ 0 |
| Boise City, ID | 30 | $ 10,650,000 | $ 355,000 | $ 0 |
| Boston, MA | 30 | $ 11,790,000 | $ 393,000 | $ 0 |
| New Haven-Milford, CT | 30 | $ 9,260,000 | $ 308,666 | $ 0 |
| Lubbock, TX | 28 | $ 36,010,000 | $ 1,286,071 | $ 791,000 |
| New York-Newark, NY | 28 | $ 10,980,000 | $ 392,142 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 27 | $ 7,485,000 | $ 277,222 | $ 0 |
| McAllen-Edinburg-Mission, TX | 23 | $ 35,765,000 | $ 1,555,000 | $ 238,000 |
| Durham-Chapel Hill, NC | 22 | $ 6,740,000 | $ 306,363 | $ 0 |
| Salisbury, MD-DE | 21 | $ 6,585,000 | $ 313,571 | $ 0 |
| Cambridge-Newton-Framingham, MA | 20 | $ 7,570,000 | $ 378,500 | $ 0 |
| Reno, NV | 20 | $ 11,060,000 | $ 553,000 | $ 3,955,000 |
| Chattanooga, TN-GA | 19 | $ 6,605,000 | $ 347,631 | $ 0 |
| Prescott Valley-Prescott, AZ | 19 | $ 8,585,000 | $ 451,842 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 5,040,000 | $ 280,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 18 | $ 7,410,000 | $ 411,666 | $ 0 |
| Seattle-Bellevue-Everett, WA | 18 | $ 9,440,000 | $ 524,444 | $ 0 |
| Dayton-Springfield-Kettering, OH | 17 | $ 3,695,000 | $ 217,352 | $ 0 |
| Charleston-North Charleston, SC | 16 | $ 4,660,000 | $ 291,250 | $ 0 |
| Chicago-Naperville, IL | 16 | $ 6,900,000 | $ 431,250 | $ 0 |
| Columbus, OH | 16 | $ 4,420,000 | $ 276,250 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 16 | $ 6,770,000 | $ 423,125 | $ 0 |
| Rochester, NY | 16 | $ 2,990,000 | $ 186,875 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 5,980,000 | $ 373,750 | $ 0 |
| Salt Lake City, UT | 16 | $ 5,450,000 | $ 340,625 | $ 0 |
| San Antonio-New Braunfels, TX | 16 | $ 16,700,000 | $ 1,043,750 | $ 644,000 |
| Corpus Christi, TX | 15 | $ 8,285,000 | $ 552,333 | $ 129,000 |
| Flagstaff, AZ | 14 | $ 4,930,000 | $ 352,142 | $ 0 |
| Jacksonville, FL | 14 | $ 5,100,000 | $ 364,285 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 14 | $ 4,590,000 | $ 327,857 | $ 0 |
| Anchorage, AK | 13 | $ 4,055,000 | $ 311,923 | $ 0 |
| Spartanburg, SC | 13 | $ 2,615,000 | $ 201,153 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 4,320,000 | $ 360,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 11 | $ 3,355,000 | $ 305,000 | $ 0 |
| Barnstable Town, MA | 10 | $ 3,110,000 | $ 311,000 | $ 0 |
| Kennewick-Richland, WA | 10 | $ 3,230,000 | $ 323,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 10 | $ 3,570,000 | $ 357,000 | $ 0 |
| Salinas, CA | 10 | $ 3,920,000 | $ 392,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 2,685,000 | $ 298,333 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 2,175,000 | $ 241,666 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 2,815,000 | $ 312,777 | $ 0 |
| Modesto, CA | 9 | $ 2,795,000 | $ 310,555 | $ 0 |
| Redding, CA | 9 | $ 2,375,000 | $ 263,888 | $ 0 |
| Columbia, SC | 8 | $ 2,190,000 | $ 273,750 | $ 0 |
| Kingston, NY | 8 | $ 2,880,000 | $ 360,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 8 | $ 5,730,000 | $ 716,250 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 5,410,000 | $ 676,250 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 2,905,000 | $ 415,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 7 | $ 2,345,000 | $ 335,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 2,315,000 | $ 330,714 | $ 0 |
| Philadelphia, PA | 7 | $ 2,155,000 | $ 307,857 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 4,155,000 | $ 593,571 | $ 0 |
| Waco, TX | 7 | $ 1,095,000 | $ 156,428 | $ 0 |
| Wilmington, DE-MD-NJ | 7 | $ 2,195,000 | $ 313,571 | $ 0 |
| Gary, IN | 6 | $ 1,610,000 | $ 268,333 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,840,000 | $ 306,666 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 1,220,000 | $ 203,333 | $ 0 |
| Manhattan, KS | 6 | $ 1,150,000 | $ 191,666 | $ 0 |
| Carson City, NV | 5 | $ 2,035,000 | $ 407,000 | $ 0 |
| Champaign-Urbana, IL | 5 | $ 1,295,000 | $ 259,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 1,765,000 | $ 353,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,395,000 | $ 279,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,755,000 | $ 351,000 | $ 0 |
| Lawrence, KS | 5 | $ 1,195,000 | $ 239,000 | $ 0 |
| Merced, CA | 5 | $ 1,485,000 | $ 297,000 | $ 0 |
| Midland, TX | 5 | $ 1,435,000 | $ 287,000 | $ 0 |
| New Orleans-Metairie, LA | 5 | $ 1,265,000 | $ 253,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,315,000 | $ 263,000 | $ 0 |
| Richmond, VA | 5 | $ 1,385,000 | $ 277,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 1,695,000 | $ 339,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 1,865,000 | $ 373,000 | $ 0 |
| Wilmington, NC | 5 | $ 1,375,000 | $ 275,000 | $ 0 |
| Albuquerque, NM | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Asheville, NC | 4 | $ 1,620,000 | $ 405,000 | $ 0 |
| Athens-Clarke County, GA | 4 | $ 1,150,000 | $ 287,500 | $ 0 |
| Bloomington, IN | 4 | $ 1,490,000 | $ 372,500 | $ 143,000 |
| Cleveland-Elyria, OH | 4 | $ 1,590,000 | $ 397,500 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 2,440,000 | $ 610,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 1,610,000 | $ 402,500 | $ 0 |
| Provo-Orem, UT | 4 | $ 1,630,000 | $ 407,500 | $ 0 |
| Rockingham County-Strafford County, NH | 4 | $ 1,150,000 | $ 287,500 | $ 0 |
| Syracuse, NY | 4 | $ 810,000 | $ 202,500 | $ 0 |
| Tacoma-Lakewood, WA | 4 | $ 2,140,000 | $ 535,000 | $ 0 |
| Bakersfield, CA | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 985,000 | $ 328,333 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 1,315,000 | $ 438,333 | $ 0 |
| Gainesville, GA | 3 | $ 785,000 | $ 261,666 | $ 0 |
| Greeley, CO | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 1,195,000 | $ 398,333 | $ 0 |
| Kalamazoo-Portage, MI | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Killeen-Temple, TX | 3 | $ 3,035,000 | $ 1,011,666 | $ 0 |
| Knoxville, TN | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 1,175,000 | $ 391,666 | $ 0 |
| Memphis, TN-MS-AR | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 1,195,000 | $ 398,333 | $ 0 |
| Ocala, FL | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Ogden-Clearfield, UT | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Oklahoma City, OK | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 745,000 | $ 248,333 | $ 0 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,055,000 | $ 351,666 | $ 0 |
| Springfield, MO | 3 | $ 955,000 | $ 318,333 | $ 0 |
| St. Cloud, MN | 3 | $ 755,000 | $ 251,666 | $ 0 |
| St. Louis, MO-IL | 3 | $ 1,045,000 | $ 348,333 | $ 0 |
| Tucson, AZ | 3 | $ 975,000 | $ 325,000 | $ 0 |
| Tyler, TX | 3 | $ 1,605,000 | $ 535,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Winchester, VA-WV | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Winston-Salem, NC | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Yuba City, CA | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Ann Arbor, MI | 2 | $ 1,480,000 | $ 740,000 | $ 0 |
| Baton Rouge, LA | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Camden, NJ | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Charleston, WV | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Charlottesville, VA | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Eau Claire, WI | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Fayetteville, NC | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Newark, NJ-PA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Norwich-New London, CT | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Odessa, TX | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Pittsburgh, PA | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Port St. Lucie, FL | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Portland-South Portland, ME | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Providence-Warwick, RI-MA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Roanoke, VA | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 630,000 | $ 315,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Savannah, GA | 2 | $ 570,000 | $ 285,000 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 340,000 | $ 170,000 | $ 0 |
| The Villages, FL | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Toledo, OH | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Urban Honolulu, HI | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Williamsport, PA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Yakima, WA | 2 | $ 900,000 | $ 450,000 | $ 0 |
| York-Hanover, PA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Abilene, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Akron, OH | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Albany, OR | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 24,005,000 | $ 24,005,000 | $ 0 |
| Beckley, WV | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bellingham, WA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Brunswick, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chico, CA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 295,000 | $ 295,000 | $ 0 |
| El Centro, CA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| El Paso, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elgin, IL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Enid, OK | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Eugene, OR | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Fort Collins, CO | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Glens Falls, NY | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Green Bay, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Huntsville, AL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jackson, TN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jacksonville, NC | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Las Cruces, NM | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Logan, UT-ID | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Longview, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 505,000 | $ 505,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Rochester, MN | 1 | $ 505,000 | $ 505,000 | $ 0 |
| San Angelo, TX | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 165,000 | $ 165,000 | $ 0 |
| State College, PA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Trenton, NJ | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Tulsa, OK | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wenatchee, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Wichita, KS | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Yuma, AZ | 1 | $ 215,000 | $ 215,000 | $ 0 |
Mortgage Loan Application Detail Totals for Plainscapital Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,323 | $487,615,000 | $368,000 | $24,005,000 | $637,000 | $856,000 |
| Home Purchase | 1,163 | $731,175,000 | $628,000 | $35,395,000 | $953,000 | $8,227,000 |
| Cash-out Refinancing | 31 | $19,015,000 | $613,000 | $3,005,000 | $255,000 | $591,000 |
| Home Improvement | 9 | $2,945,000 | $327,000 | $995,000 | $858,000 | $2,141,000 |
| Other Purpose | 2 | $150,000 | $75,000 | $95,000 | $23,000 | $26,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,462 | $1,196,520,000 | $485,000 | $35,395,000 | $0 | $0 |
| White | 33 | $26,585,000 | $805,000 | $5,275,000 | $1,209,000 | $8,227,000 |
| Hispanic | 21 | $3,605,000 | $171,000 | $495,000 | $249,000 | $1,002,000 |
| Not Provided | 8 | $11,950,000 | $1,493,000 | $4,505,000 | $964,000 | $1,876,000 |
| Asian | 4 | $2,240,000 | $560,000 | $1,825,000 | $314,000 | $856,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,528 | $1,240,900,000 | $490,000 | $35,395,000 | $824,000 | $8,227,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,271 | $780,865,000 | $343,000 | $5,005,000 | $0 | $0 |
| Loan Originated | 202 | $226,130,000 | $1,119,000 | $33,825,000 | $872,000 | $8,227,000 |
| Application Withdrawn By Applicant | 48 | $229,060,000 | $4,772,000 | $35,395,000 | $880,000 | $2,100,000 |
| Application Denied By Financial Institution | 4 | $680,000 | $170,000 | $495,000 | $63,000 | $143,000 |
| Application Approved But Not Accepted | 3 | $4,165,000 | $1,388,000 | $2,885,000 | $285,000 | $285,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,528 | $1,240,900,000 | $490,000 | $35,395,000 | $824,000 | $8,227,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plainscapital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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