PNC Bank N.A. Mortgage Lending & HMDA Data, 2025
In 2025, PNC Bank N.A. of Pittsburgh, PA reported 132,736 mortgage applications totaling $33.9 billion, up 4% from 2024. The average application was for $255,570, and applicants reported an average income of $156,406. 46% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Pittsburgh, PA (9,988), Chicago-Naperville, IL (4,742) and Lakewood-New Brunswick, NJ (4,734) (applications in parentheses).
| Mortgage Company & Address | PNC Bank N.A. 249 Fifth Ave. Ms P1-Popp-22-2 Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 132,736 |
| Total Mortgage Loan Application Amount | $33,923,410,000 |
| Average Mortgage Loan Application Amount | $255,570 |
| Highest Mortgage Loan Application Amount | $97,145,000 |
| Average Applicant Income | $156,406 |
| Highest Applicant Income | $9,884,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 10,510 | $ 2,431,060,000 | $ 231,309 | $ 143,136 |
| Pittsburgh, PA | 9,988 | $ 1,270,805,000 | $ 127,233 | $ 117,000 |
| Chicago-Naperville, IL | 4,742 | $ 952,670,000 | $ 200,900 | $ 140,000 |
| Lakewood-New Brunswick, NJ | 4,734 | $ 1,168,100,000 | $ 246,746 | $ 174,000 |
| Cleveland, OH | 3,831 | $ 543,025,000 | $ 141,744 | $ 112,000 |
| Montgomery County-Bucks County-Chester County, PA | 3,070 | $ 684,740,000 | $ 223,042 | $ 178,000 |
| Newark, NJ-PA | 2,835 | $ 776,075,000 | $ 273,747 | $ 194,000 |
| Arlington-Alexandria-Reston, VA-WV | 2,669 | $ 933,055,000 | $ 349,589 | $ 182,327 |
| Baltimore-Columbia-Towson, MD | 2,634 | $ 433,050,000 | $ 164,407 | $ 136,000 |
| Louisville/Jefferson County, KY-IN | 2,632 | $ 391,780,000 | $ 148,852 | $ 106,841 |
| Cincinnati, OH-KY-IN | 2,508 | $ 513,960,000 | $ 204,928 | $ 135,979 |
| Indianapolis-Carmel-Anderson, IN | 2,479 | $ 309,625,000 | $ 124,899 | $ 120,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,391 | $ 964,305,000 | $ 403,306 | $ 224,749 |
| Columbus, OH | 2,388 | $ 442,320,000 | $ 185,226 | $ 127,000 |
| Camden, NJ | 2,311 | $ 360,585,000 | $ 156,029 | $ 125,000 |
| Philadelphia, PA | 2,205 | $ 361,990,000 | $ 164,167 | $ 118,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,198 | $ 757,790,000 | $ 344,763 | $ 196,000 |
| Warren-Troy-Farmington Hills, MI | 1,986 | $ 351,930,000 | $ 177,205 | $ 133,000 |
| Dallas-Plano-Irving, TX | 1,922 | $ 566,060,000 | $ 294,516 | $ 199,000 |
| Washington-Baltimore-Arlington, DC | 1,731 | $ 468,585,000 | $ 270,701 | $ 176,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,673 | $ 331,205,000 | $ 197,970 | $ 176,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,575 | $ 604,465,000 | $ 383,787 | $ 206,000 |
| Washington, DC-MD | 1,554 | $ 327,090,000 | $ 210,482 | $ 155,138 |
| Wilmington, DE-MD-NJ | 1,379 | $ 208,255,000 | $ 151,018 | $ 121,794 |
| Phoenix-Mesa-Scottsdale, AZ | 1,315 | $ 531,770,000 | $ 404,387 | $ 177,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,253 | $ 185,385,000 | $ 147,952 | $ 124,812 |
| Charlotte-Concord-Gastonia, NC-SC | 1,207 | $ 380,055,000 | $ 314,875 | $ 186,287 |
| Los Angeles-Long Beach-Glendale, CA | 1,176 | $ 916,610,000 | $ 779,430 | $ 329,000 |
| Oakland-Hayward-Berkeley, CA | 1,164 | $ 690,090,000 | $ 592,860 | $ 254,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,069 | $ 284,755,000 | $ 266,375 | $ 151,000 |
| Akron, OH | 989 | $ 206,895,000 | $ 209,196 | $ 119,000 |
| Detroit-Dearborn-Livonia, MI | 980 | $ 111,230,000 | $ 113,500 | $ 98,000 |
| St. Louis, MO-IL | 965 | $ 146,655,000 | $ 151,974 | $ 140,568 |
| Raleigh, NC | 959 | $ 354,005,000 | $ 369,139 | $ 151,000 |
| Denver-Aurora-Lakewood, CO | 949 | $ 331,255,000 | $ 349,056 | $ 194,000 |
| Tampa, FL | 943 | $ 196,785,000 | $ 208,679 | $ 139,000 |
| Birmingham-Hoover, AL | 908 | $ 135,210,000 | $ 148,909 | $ 125,000 |
| Fort Worth-Arlington, TX | 907 | $ 231,165,000 | $ 254,867 | $ 162,000 |
| Orlando-Kissimmee-Sanford, FL | 901 | $ 333,545,000 | $ 370,194 | $ 166,000 |
| Trenton, NJ | 802 | $ 181,940,000 | $ 226,857 | $ 146,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 789 | $ 938,220,000 | $ 1,189,125 | $ 413,000 |
| Austin-Round Rock, TX | 781 | $ 250,605,000 | $ 320,877 | $ 203,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 761 | $ 86,005,000 | $ 113,015 | $ 99,000 |
| Riverside-San Bernardino-Ontario, CA | 707 | $ 198,575,000 | $ 280,869 | $ 190,000 |
| Jacksonville, FL | 705 | $ 238,235,000 | $ 337,921 | $ 168,000 |
| Miami-Miami Beach-Kendall, FL | 683 | $ 264,775,000 | $ 387,664 | $ 237,000 |
| Dayton-Springfield-Kettering, OH | 671 | $ 91,835,000 | $ 136,862 | $ 105,000 |
| Lancaster, PA | 649 | $ 97,015,000 | $ 149,483 | $ 133,000 |
| Lake County-Kenosha County, IL-WI | 647 | $ 108,125,000 | $ 167,117 | $ 157,000 |
| Elgin, IL | 617 | $ 90,545,000 | $ 146,750 | $ 131,000 |
| San Antonio-New Braunfels, TX | 577 | $ 152,765,000 | $ 264,757 | $ 158,000 |
| Port St. Lucie, FL | 576 | $ 109,130,000 | $ 189,461 | $ 129,000 |
| San Diego-Carlsbad, CA | 571 | $ 300,855,000 | $ 526,891 | $ 229,000 |
| Toledo, OH | 542 | $ 56,540,000 | $ 104,317 | $ 98,000 |
| Atlantic City-Hammonton, NJ | 541 | $ 140,415,000 | $ 259,547 | $ 233,000 |
| Milwaukee-Waukesha-West Allis, WI | 504 | $ 141,700,000 | $ 281,150 | $ 134,000 |
| Marietta, GA | 484 | $ 158,810,000 | $ 328,119 | $ 154,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 477 | $ 248,755,000 | $ 521,498 | $ 179,000 |
| Mobile, AL | 474 | $ 47,240,000 | $ 99,662 | $ 100,000 |
| San Francisco-Redwood City-South San Francisco, CA | 467 | $ 432,690,000 | $ 926,531 | $ 400,000 |
| Erie, PA | 466 | $ 54,280,000 | $ 116,480 | $ 98,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 460 | $ 204,650,000 | $ 444,891 | $ 150,445 |
| Deltona-Daytona Beach-Ormond Beach, FL | 452 | $ 90,680,000 | $ 200,619 | $ 139,000 |
| Grand Rapids-Wyoming, MI | 435 | $ 101,915,000 | $ 234,287 | $ 147,000 |
| Harrisburg-Carlisle, PA | 432 | $ 65,820,000 | $ 152,361 | $ 126,000 |
| Anaheim-Santa Ana-Irvine, CA | 429 | $ 400,170,000 | $ 932,797 | $ 457,000 |
| Canton-Massillon, OH | 393 | $ 51,475,000 | $ 130,979 | $ 103,000 |
| Seattle-Bellevue-Everett, WA | 392 | $ 436,940,000 | $ 1,114,642 | $ 372,000 |
| Fort Wayne, IN | 390 | $ 48,010,000 | $ 123,102 | $ 97,000 |
| Peoria, IL | 385 | $ 42,685,000 | $ 110,870 | $ 118,000 |
| Wilmington, NC | 381 | $ 76,185,000 | $ 199,960 | $ 142,000 |
| York-Hanover, PA | 378 | $ 70,600,000 | $ 186,772 | $ 117,000 |
| North Port-Sarasota-Bradenton, FL | 370 | $ 147,830,000 | $ 399,540 | $ 231,000 |
| St. Petersburg-Clearwater-Largo, FL | 370 | $ 113,750,000 | $ 307,432 | $ 160,000 |
| Lexington-Fayette, KY | 367 | $ 48,075,000 | $ 130,994 | $ 112,000 |
| Youngstown-Warren-Boardman, OH-PA | 361 | $ 36,625,000 | $ 101,454 | $ 115,000 |
| McAllen-Edinburg-Mission, TX | 352 | $ 54,550,000 | $ 154,971 | $ 132,000 |
| Lake County-Porter County-Jasper County, IN | 342 | $ 44,790,000 | $ 130,964 | $ 102,000 |
| Charleston-North Charleston, SC | 338 | $ 118,060,000 | $ 349,289 | $ 244,000 |
| Cambridge-Newton-Framingham, MA | 332 | $ 153,690,000 | $ 462,921 | $ 245,000 |
| Palm Bay-Melbourne-Titusville, FL | 317 | $ 55,635,000 | $ 175,504 | $ 150,000 |
| Boston, MA | 315 | $ 235,955,000 | $ 749,063 | $ 235,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 315 | $ 161,915,000 | $ 514,015 | $ 255,000 |
| Nassau County-Suffolk County, NY | 313 | $ 105,875,000 | $ 338,258 | $ 287,000 |
| Daphne-Fairhope-Foley, AL | 312 | $ 52,200,000 | $ 167,307 | $ 129,000 |
| Tucson, AZ | 301 | $ 142,195,000 | $ 472,408 | $ 126,000 |
| Lansing-East Lansing, MI | 299 | $ 49,335,000 | $ 165,000 | $ 123,000 |
| Huntsville, AL | 295 | $ 42,025,000 | $ 142,457 | $ 116,000 |
| Bloomington, IL | 278 | $ 31,150,000 | $ 112,050 | $ 105,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 269 | $ 62,805,000 | $ 233,475 | $ 203,524 |
| Lexington Park, MD | 265 | $ 41,145,000 | $ 155,264 | $ 163,000 |
| Hagerstown-Martinsburg, MD-WV | 264 | $ 33,910,000 | $ 128,446 | $ 112,382 |
| Kansas City, MO-KS | 263 | $ 44,665,000 | $ 169,828 | $ 147,927 |
| Cape Coral-Fort Myers, FL | 259 | $ 115,505,000 | $ 445,965 | $ 202,000 |
| Dover, DE | 259 | $ 41,815,000 | $ 161,447 | $ 113,000 |
| Durham-Chapel Hill, NC | 258 | $ 81,080,000 | $ 314,263 | $ 163,000 |
| Ann Arbor, MI | 254 | $ 53,030,000 | $ 208,779 | $ 164,000 |
| Stockton-Lodi, CA | 249 | $ 70,785,000 | $ 284,277 | $ 187,000 |
| Kalamazoo-Portage, MI | 240 | $ 42,210,000 | $ 175,875 | $ 139,000 |
| Naples-Immokalee-Marco Island, FL | 240 | $ 108,900,000 | $ 453,750 | $ 297,000 |
| Sebastian-Vero Beach, FL | 240 | $ 52,610,000 | $ 219,208 | $ 142,000 |
| Greensboro-High Point, NC | 236 | $ 36,120,000 | $ 153,050 | $ 135,000 |
| Laredo, TX | 219 | $ 28,525,000 | $ 130,251 | $ 109,000 |
| Gettysburg, PA | 218 | $ 29,690,000 | $ 136,192 | $ 119,000 |
| Montgomery, AL | 211 | $ 24,045,000 | $ 113,957 | $ 102,000 |
| Richmond, VA | 205 | $ 40,995,000 | $ 199,975 | $ 158,000 |
| Albuquerque, NM | 201 | $ 40,095,000 | $ 199,477 | $ 143,000 |
| Springfield, IL | 199 | $ 25,265,000 | $ 126,959 | $ 102,000 |
| Greenville-Anderson-Mauldin, SC | 197 | $ 33,025,000 | $ 167,639 | $ 143,000 |
| Rockford, IL | 195 | $ 18,325,000 | $ 93,974 | $ 86,000 |
| Ocala, FL | 194 | $ 30,050,000 | $ 154,896 | $ 112,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 194 | $ 120,590,000 | $ 621,597 | $ 185,654 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 190 | $ 26,960,000 | $ 141,894 | $ 102,000 |
| Muskegon, MI | 185 | $ 21,005,000 | $ 113,540 | $ 121,000 |
| Springfield, OH | 180 | $ 18,880,000 | $ 104,888 | $ 79,000 |
| South Bend-Mishawaka, IN-MI | 176 | $ 24,030,000 | $ 136,534 | $ 111,068 |
| Providence-Warwick, RI-MA | 175 | $ 35,555,000 | $ 203,171 | $ 175,200 |
| Brownsville-Harlingen, TX | 173 | $ 23,645,000 | $ 136,676 | $ 132,000 |
| El Paso, TX | 160 | $ 21,830,000 | $ 136,437 | $ 114,000 |
| Huntington-Ashland, WV-KY-OH | 160 | $ 16,790,000 | $ 104,937 | $ 97,518 |
| Auburn-Opelika, AL | 149 | $ 23,785,000 | $ 159,630 | $ 122,000 |
| Asheville, NC | 147 | $ 30,935,000 | $ 210,442 | $ 131,000 |
| Salisbury, MD-DE | 146 | $ 18,780,000 | $ 128,630 | $ 109,000 |
| Winston-Salem, NC | 145 | $ 22,045,000 | $ 152,034 | $ 166,000 |
| Fayetteville, NC | 144 | $ 16,240,000 | $ 112,777 | $ 132,000 |
| Champaign-Urbana, IL | 138 | $ 59,350,000 | $ 430,072 | $ 123,000 |
| Morgantown, WV | 137 | $ 33,935,000 | $ 247,700 | $ 175,000 |
| Bridgeport-Stamford-Norwalk, CT | 136 | $ 109,630,000 | $ 806,102 | $ 407,000 |
| State College, PA | 135 | $ 87,150,000 | $ 645,555 | $ 150,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 133 | $ 38,315,000 | $ 288,082 | $ 213,000 |
| Modesto, CA | 132 | $ 107,850,000 | $ 817,045 | $ 133,000 |
| Saginaw, MI | 131 | $ 16,765,000 | $ 127,977 | $ 97,000 |
| Salt Lake City, UT | 131 | $ 76,085,000 | $ 580,801 | $ 163,000 |
| Gainesville, FL | 128 | $ 72,430,000 | $ 565,859 | $ 144,000 |
| Kankakee, IL | 124 | $ 15,660,000 | $ 126,290 | $ 103,000 |
| Flint, MI | 122 | $ 14,430,000 | $ 118,278 | $ 104,000 |
| Sandusky, OH | 121 | $ 17,065,000 | $ 141,033 | $ 143,000 |
| Crestview-Fort Walton Beach-Destin, FL | 118 | $ 36,270,000 | $ 307,372 | $ 285,000 |
| Killeen-Temple, TX | 118 | $ 20,750,000 | $ 175,847 | $ 136,000 |
| Rocky Mount, NC | 118 | $ 13,540,000 | $ 114,745 | $ 113,000 |
| Fresno, CA | 115 | $ 49,475,000 | $ 430,217 | $ 203,000 |
| Monroe, MI | 114 | $ 17,460,000 | $ 153,157 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 108 | $ 19,600,000 | $ 181,481 | $ 140,000 |
| Columbia, SC | 107 | $ 16,355,000 | $ 152,850 | $ 126,000 |
| Hartford-West Hartford-East Hartford, CT | 106 | $ 17,580,000 | $ 165,849 | $ 206,000 |
| Lakeland-Winter Haven, FL | 106 | $ 14,360,000 | $ 135,471 | $ 115,000 |
| Reading, PA | 103 | $ 16,185,000 | $ 157,135 | $ 140,000 |
| Tuscaloosa, AL | 101 | $ 13,525,000 | $ 133,910 | $ 125,000 |
| Hickory-Lenoir-Morganton, NC | 100 | $ 14,570,000 | $ 145,700 | $ 110,000 |
| Beaumont-Port Arthur, TX | 97 | $ 12,015,000 | $ 123,865 | $ 99,000 |
| Colorado Springs, CO | 97 | $ 21,935,000 | $ 226,134 | $ 156,000 |
| Waco, TX | 97 | $ 21,235,000 | $ 218,917 | $ 170,000 |
| Knoxville, TN | 96 | $ 35,610,000 | $ 370,937 | $ 127,000 |
| Everett, WA | 95 | $ 54,755,000 | $ 576,368 | $ 226,000 |
| Bowling Green, KY | 94 | $ 59,580,000 | $ 633,829 | $ 85,000 |
| Kokomo, IN | 93 | $ 9,025,000 | $ 97,043 | $ 98,000 |
| Boulder, CO | 92 | $ 36,060,000 | $ 391,956 | $ 205,000 |
| Lake Havasu City-Kingman, AZ | 92 | $ 11,560,000 | $ 125,652 | $ 82,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 92 | $ 170,800,000 | $ 1,856,521 | $ 260,000 |
| Decatur, AL | 88 | $ 10,470,000 | $ 118,977 | $ 93,000 |
| Oklahoma City, OK | 88 | $ 10,650,000 | $ 121,022 | $ 161,000 |
| Punta Gorda, FL | 87 | $ 13,475,000 | $ 154,885 | $ 130,000 |
| Elizabethtown-Fort Knox, KY | 84 | $ 9,860,000 | $ 117,380 | $ 90,000 |
| Prescott Valley-Prescott, AZ | 84 | $ 19,860,000 | $ 236,428 | $ 127,000 |
| Greenville, NC | 76 | $ 9,390,000 | $ 123,552 | $ 107,000 |
| Provo-Orem, UT | 76 | $ 120,700,000 | $ 1,588,157 | $ 154,000 |
| Elkhart-Goshen, IN | 75 | $ 8,455,000 | $ 112,733 | $ 106,000 |
| Jacksonville, NC | 75 | $ 9,715,000 | $ 129,533 | $ 101,000 |
| Worcester, MA-CT | 75 | $ 19,425,000 | $ 259,000 | $ 166,000 |
| Greeley, CO | 74 | $ 66,440,000 | $ 897,837 | $ 149,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 73 | $ 13,075,000 | $ 179,109 | $ 219,000 |
| Fort Collins, CO | 72 | $ 45,230,000 | $ 628,194 | $ 183,000 |
| Merced, CA | 71 | $ 12,895,000 | $ 181,619 | $ 113,000 |
| Decatur, IL | 70 | $ 7,030,000 | $ 100,428 | $ 91,000 |
| Michigan City-La Porte, IN | 69 | $ 8,475,000 | $ 122,826 | $ 97,000 |
| Jackson, MI | 67 | $ 8,995,000 | $ 134,253 | $ 97,000 |
| Memphis, TN-MS-AR | 67 | $ 13,235,000 | $ 197,537 | $ 158,268 |
| Savannah, GA | 67 | $ 14,675,000 | $ 219,029 | $ 176,000 |
| Battle Creek, MI | 65 | $ 8,565,000 | $ 131,769 | $ 95,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 65 | $ 8,275,000 | $ 127,307 | $ 135,000 |
| Omaha-Council Bluffs, NE-IA | 65 | $ 24,045,000 | $ 369,923 | $ 194,415 |
| San Rafael, CA | 65 | $ 49,455,000 | $ 760,846 | $ 531,000 |
| Vineland-Bridgeton, NJ | 64 | $ 9,580,000 | $ 149,687 | $ 130,000 |
| Boise City, ID | 63 | $ 43,175,000 | $ 685,317 | $ 182,000 |
| Bay City, MI | 60 | $ 4,230,000 | $ 70,500 | $ 77,000 |
| Portland-South Portland, ME | 60 | $ 14,970,000 | $ 249,500 | $ 153,000 |
| Wheeling, WV-OH | 60 | $ 6,310,000 | $ 105,166 | $ 95,500 |
| Traverse City, MI | 59 | $ 53,095,000 | $ 899,915 | $ 162,000 |
| Longview, TX | 57 | $ 8,415,000 | $ 147,631 | $ 121,000 |
| Weirton-Steubenville, WV-OH | 57 | $ 5,475,000 | $ 96,052 | $ 148,578 |
| Anniston-Oxford-Jacksonville, AL | 56 | $ 5,090,000 | $ 90,892 | $ 89,000 |
| Chattanooga, TN-GA | 56 | $ 9,390,000 | $ 167,678 | $ 119,000 |
| Corpus Christi, TX | 56 | $ 34,900,000 | $ 623,214 | $ 121,000 |
| Goldsboro, NC | 55 | $ 5,585,000 | $ 101,545 | $ 95,000 |
| Augusta-Richmond County, GA-SC | 54 | $ 9,140,000 | $ 169,259 | $ 137,092 |
| Tyler, TX | 54 | $ 10,210,000 | $ 189,074 | $ 129,000 |
| Wildwood-The Villages, FL | 54 | $ 11,850,000 | $ 219,444 | $ 119,000 |
| Bakersfield, CA | 52 | $ 12,110,000 | $ 232,884 | $ 146,000 |
| Williamsport, PA | 52 | $ 5,700,000 | $ 109,615 | $ 113,000 |
| Burlington, NC | 51 | $ 7,995,000 | $ 156,764 | $ 112,000 |
| Homosassa Springs, FL | 49 | $ 7,585,000 | $ 154,795 | $ 102,000 |
| Owensboro, KY | 48 | $ 7,000,000 | $ 145,833 | $ 113,000 |
| Pinehurst-Southern Pines, NC | 48 | $ 8,370,000 | $ 174,375 | $ 214,000 |
| Chambersburg-Waynesboro, PA | 47 | $ 5,535,000 | $ 117,765 | $ 109,000 |
| Barnstable Town, MA | 46 | $ 21,780,000 | $ 473,478 | $ 307,000 |
| Florence-Muscle Shoals, AL | 46 | $ 6,110,000 | $ 132,826 | $ 107,000 |
| New Haven-Milford, CT | 46 | $ 8,680,000 | $ 188,695 | $ 196,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 45 | $ 11,645,000 | $ 258,777 | $ 167,000 |
| Little Rock-North Little Rock-Conway, AR | 45 | $ 7,095,000 | $ 157,666 | $ 165,000 |
| Rockingham County-Strafford County, NH | 45 | $ 13,185,000 | $ 293,000 | $ 256,000 |
| Waterbury-Shelton, CT | 45 | $ 6,475,000 | $ 143,888 | $ 161,000 |
| Las Cruces, NM | 44 | $ 7,430,000 | $ 168,863 | $ 150,000 |
| College Station-Bryan, TX | 43 | $ 84,225,000 | $ 1,958,720 | $ 133,000 |
| Gadsden, AL | 43 | $ 5,185,000 | $ 120,581 | $ 63,000 |
| Roanoke, VA | 43 | $ 6,545,000 | $ 152,209 | $ 134,000 |
| Des Moines-West Des Moines, IA | 42 | $ 8,970,000 | $ 213,571 | $ 173,000 |
| Mansfield, OH | 42 | $ 3,740,000 | $ 89,047 | $ 94,000 |
| Salinas, CA | 42 | $ 24,160,000 | $ 575,238 | $ 385,000 |
| Spartanburg, SC | 42 | $ 6,160,000 | $ 146,666 | $ 134,000 |
| Tacoma-Lakewood, WA | 41 | $ 130,895,000 | $ 3,192,560 | $ 185,000 |
| Manchester-Nashua, NH | 40 | $ 9,745,000 | $ 243,625 | $ 181,000 |
| Columbus, IN | 39 | $ 5,085,000 | $ 130,384 | $ 117,000 |
| Tulsa, OK | 39 | $ 6,685,000 | $ 171,410 | $ 151,000 |
| Dothan, AL | 38 | $ 3,730,000 | $ 98,157 | $ 85,000 |
| Florence, SC | 38 | $ 4,760,000 | $ 125,263 | $ 107,000 |
| Rochester, NY | 38 | $ 6,430,000 | $ 169,210 | $ 177,000 |
| Santa Cruz-Watsonville, CA | 38 | $ 26,170,000 | $ 688,684 | $ 397,000 |
| Gainesville, GA | 37 | $ 6,835,000 | $ 184,729 | $ 111,000 |
| Santa Fe, NM | 37 | $ 56,295,000 | $ 1,521,486 | $ 169,000 |
| Lubbock, TX | 36 | $ 4,990,000 | $ 138,611 | $ 126,000 |
| Santa Rosa, CA | 36 | $ 18,990,000 | $ 527,500 | $ 305,000 |
| Vallejo-Fairfield, CA | 36 | $ 111,510,000 | $ 3,097,500 | $ 202,000 |
| Eugene, OR | 35 | $ 14,225,000 | $ 406,428 | $ 125,000 |
| Kenosha, WI | 35 | $ 6,645,000 | $ 189,857 | $ 181,000 |
| Lebanon, PA | 35 | $ 5,075,000 | $ 145,000 | $ 132,000 |
| Muncie, IN | 35 | $ 2,745,000 | $ 78,428 | $ 89,000 |
| Spokane-Spokane Valley, WA | 35 | $ 30,525,000 | $ 872,142 | $ 196,000 |
| Syracuse, NY | 34 | $ 5,850,000 | $ 172,058 | $ 197,000 |
| Winchester, VA-WV | 34 | $ 7,920,000 | $ 232,941 | $ 149,823 |
| Columbus, GA-AL | 33 | $ 4,805,000 | $ 145,606 | $ 136,363 |
| Santa Maria-Santa Barbara, CA | 33 | $ 32,055,000 | $ 971,363 | $ 281,000 |
| Ogden-Clearfield, UT | 32 | $ 6,460,000 | $ 201,875 | $ 213,000 |
| Flagstaff, AZ | 31 | $ 13,105,000 | $ 422,741 | $ 228,000 |
| Las Vegas-Henderson-Paradise, NV | 31 | $ 26,905,000 | $ 867,903 | $ 298,000 |
| Niles-Benton Harbor, MI | 31 | $ 17,995,000 | $ 580,483 | $ 288,000 |
| Springfield, MA | 31 | $ 3,395,000 | $ 109,516 | $ 114,000 |
| Charlottesville, VA | 30 | $ 77,740,000 | $ 2,591,333 | $ 192,000 |
| Sierra Vista-Douglas, AZ | 30 | $ 4,430,000 | $ 147,666 | $ 85,000 |
| Midland, TX | 29 | $ 7,595,000 | $ 261,896 | $ 198,000 |
| Kingsport-Bristol-Bristol, TN-VA | 28 | $ 4,390,000 | $ 156,785 | $ 90,571 |
| Panama City, FL | 28 | $ 5,760,000 | $ 205,714 | $ 173,000 |
| Davenport-Moline-Rock Island, IA-IL | 27 | $ 3,095,000 | $ 114,629 | $ 240,296 |
| Midland, MI | 25 | $ 3,175,000 | $ 127,000 | $ 136,000 |
| Racine, WI | 25 | $ 3,755,000 | $ 150,200 | $ 115,000 |
| Sherman-Denison, TX | 25 | $ 4,475,000 | $ 179,000 | $ 173,000 |
| Wichita, KS | 24 | $ 3,760,000 | $ 156,666 | $ 146,000 |
| Albany-Schenectady-Troy, NY | 23 | $ 5,485,000 | $ 238,478 | $ 167,000 |
| Bremerton-Silverdale, WA | 23 | $ 5,615,000 | $ 244,130 | $ 175,000 |
| Visalia-Porterville, CA | 22 | $ 4,430,000 | $ 201,363 | $ 167,000 |
| Charleston, WV | 21 | $ 1,945,000 | $ 92,619 | $ 107,000 |
| Grand Junction, CO | 21 | $ 3,975,000 | $ 189,285 | $ 139,000 |
| Madison, WI | 21 | $ 6,695,000 | $ 318,809 | $ 225,000 |
| Tallahassee, FL | 21 | $ 3,535,000 | $ 168,333 | $ 95,000 |
| Terre Haute, IN | 21 | $ 2,535,000 | $ 120,714 | $ 86,000 |
| Bend-Redmond, OR | 20 | $ 7,060,000 | $ 353,000 | $ 180,000 |
| Bloomington, IN | 20 | $ 2,760,000 | $ 138,000 | $ 131,000 |
| Green Bay, WI | 20 | $ 3,270,000 | $ 163,500 | $ 235,000 |
| Kingston, NY | 20 | $ 29,140,000 | $ 1,457,000 | $ 276,000 |
| Lynchburg, VA | 20 | $ 4,220,000 | $ 211,000 | $ 191,000 |
| Eagle Pass, TX | 19 | $ 2,715,000 | $ 142,894 | $ 93,000 |
| Olympia-Tumwater, WA | 19 | $ 5,595,000 | $ 294,473 | $ 197,000 |
| Reno, NV | 19 | $ 154,055,000 | $ 8,108,157 | $ 212,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 19 | $ 9,235,000 | $ 486,052 | $ 263,000 |
| Altoona, PA | 18 | $ 2,170,000 | $ 120,555 | $ 89,000 |
| Evansville, IN-KY | 18 | $ 2,740,000 | $ 152,222 | $ 140,000 |
| Janesville-Beloit, WI | 18 | $ 2,610,000 | $ 145,000 | $ 112,000 |
| Lafayette-West Lafayette, IN | 18 | $ 2,550,000 | $ 141,666 | $ 106,000 |
| San Angelo, TX | 18 | $ 5,710,000 | $ 317,222 | $ 114,000 |
| Springfield, MO | 18 | $ 2,350,000 | $ 130,555 | $ 100,000 |
| Bellingham, WA | 17 | $ 4,345,000 | $ 255,588 | $ 169,000 |
| Billings, MT | 17 | $ 6,795,000 | $ 399,705 | $ 250,000 |
| Brunswick, GA | 17 | $ 4,135,000 | $ 243,235 | $ 118,000 |
| Clarksville, TN-KY | 17 | $ 2,315,000 | $ 136,176 | $ 117,529 |
| Fort Smith, AR-OK | 17 | $ 2,535,000 | $ 149,117 | $ 129,823 |
| Anchorage, AK | 16 | $ 9,510,000 | $ 594,375 | $ 195,000 |
| Blacksburg-Christiansburg-Radford, VA | 16 | $ 3,400,000 | $ 212,500 | $ 175,000 |
| Kennewick-Richland, WA | 16 | $ 3,550,000 | $ 221,875 | $ 194,000 |
| Warner Robins, GA | 16 | $ 2,070,000 | $ 129,375 | $ 141,000 |
| Yuba City, CA | 16 | $ 1,530,000 | $ 95,625 | $ 147,000 |
| Abilene, TX | 15 | $ 2,025,000 | $ 135,000 | $ 107,000 |
| Johnstown, PA | 15 | $ 1,955,000 | $ 130,333 | $ 151,000 |
| Odessa, TX | 15 | $ 1,925,000 | $ 128,333 | $ 105,000 |
| Fargo, ND-MN | 14 | $ 2,640,000 | $ 188,571 | $ 180,357 |
| Macon-Bibb County, GA | 14 | $ 1,920,000 | $ 137,142 | $ 88,000 |
| Staunton-Waynesboro, VA | 14 | $ 3,310,000 | $ 236,428 | $ 185,000 |
| Amarillo, TX | 13 | $ 1,365,000 | $ 105,000 | $ 129,000 |
| Appleton, WI | 13 | $ 2,575,000 | $ 198,076 | $ 161,000 |
| Cleveland, TN | 13 | $ 1,275,000 | $ 98,076 | $ 84,000 |
| Farmington, NM | 13 | $ 2,325,000 | $ 178,846 | $ 100,000 |
| Harrisonburg, VA | 13 | $ 2,795,000 | $ 215,000 | $ 191,000 |
| Lincoln, NE | 13 | $ 22,375,000 | $ 1,721,153 | $ 95,000 |
| Chico, CA | 12 | $ 2,140,000 | $ 178,333 | $ 181,000 |
| Sheboygan, WI | 12 | $ 940,000 | $ 78,333 | $ 85,000 |
| St. George, UT | 12 | $ 6,460,000 | $ 538,333 | $ 368,000 |
| Bangor, ME | 11 | $ 2,015,000 | $ 183,181 | $ 135,000 |
| Burlington-South Burlington, VT | 11 | $ 3,655,000 | $ 332,272 | $ 198,000 |
| Cedar Rapids, IA | 11 | $ 1,485,000 | $ 135,000 | $ 159,000 |
| Duluth, MN-WI | 11 | $ 1,415,000 | $ 128,636 | $ 126,181 |
| Elmira, NY | 11 | $ 1,285,000 | $ 116,818 | $ 69,000 |
| Johnson City, TN | 11 | $ 1,385,000 | $ 125,909 | $ 97,000 |
| Jonesboro, AR | 11 | $ 1,685,000 | $ 153,181 | $ 107,000 |
| Norwich-New London, CT | 11 | $ 3,425,000 | $ 311,363 | $ 223,000 |
| Salem, OR | 11 | $ 1,565,000 | $ 142,272 | $ 133,000 |
| Albany, OR | 10 | $ 1,460,000 | $ 146,000 | $ 171,000 |
| Athens-Clarke County, GA | 10 | $ 1,680,000 | $ 168,000 | $ 163,000 |
| Coeur D'Alene, ID | 10 | $ 3,130,000 | $ 313,000 | $ 225,000 |
| Idaho Falls, ID | 10 | $ 1,920,000 | $ 192,000 | $ 131,000 |
| Medford, OR | 10 | $ 1,270,000 | $ 127,000 | $ 104,000 |
| Pueblo, CO | 10 | $ 850,000 | $ 85,000 | $ 49,000 |
| Topeka, KS | 10 | $ 860,000 | $ 86,000 | $ 114,000 |
| Amherst Town-Northampton, MA | 9 | $ 1,635,000 | $ 181,666 | $ 165,000 |
| Bozeman, MT | 9 | $ 3,085,000 | $ 342,777 | $ 483,000 |
| Hinesville, GA | 9 | $ 1,155,000 | $ 128,333 | $ 102,000 |
| Lawrence, KS | 9 | $ 1,535,000 | $ 170,555 | $ 164,000 |
| Rochester, MN | 9 | $ 1,745,000 | $ 193,888 | $ 179,000 |
| Sebring, FL | 9 | $ 1,525,000 | $ 169,444 | $ 169,000 |
| Slidell-Mandeville-Covington, LA | 9 | $ 5,115,000 | $ 568,333 | $ 205,000 |
| Texarkana, TX-AR | 9 | $ 1,045,000 | $ 116,111 | $ 140,000 |
| Columbia, MO | 8 | $ 1,230,000 | $ 153,750 | $ 136,000 |
| El Centro, CA | 8 | $ 930,000 | $ 116,250 | $ 90,000 |
| Helena, MT | 8 | $ 1,480,000 | $ 185,000 | $ 124,000 |
| Hot Springs, AR | 8 | $ 710,000 | $ 88,750 | $ 112,000 |
| Jackson, TN | 8 | $ 1,860,000 | $ 232,500 | $ 124,000 |
| Jefferson City, MO | 8 | $ 1,050,000 | $ 131,250 | $ 115,000 |
| La Crosse-Onalaska, WI-MN | 8 | $ 2,210,000 | $ 276,250 | $ 141,000 |
| Lima, OH | 8 | $ 630,000 | $ 78,750 | $ 80,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 1,920,000 | $ 240,000 | $ 156,000 |
| Napa, CA | 8 | $ 4,020,000 | $ 502,500 | $ 219,000 |
| Redding, CA | 8 | $ 1,260,000 | $ 157,500 | $ 142,000 |
| Yakima, WA | 8 | $ 910,000 | $ 113,750 | $ 95,000 |
| Yuma, AZ | 8 | $ 1,450,000 | $ 181,250 | $ 128,000 |
| Albany, GA | 7 | $ 675,000 | $ 96,428 | $ 80,000 |
| Baton Rouge, LA | 7 | $ 1,875,000 | $ 267,857 | $ 124,000 |
| Beckley, WV | 7 | $ 615,000 | $ 87,857 | $ 80,000 |
| Corvallis, OR | 7 | $ 89,215,000 | $ 12,745,000 | $ 219,000 |
| Morristown, TN | 7 | $ 1,655,000 | $ 236,428 | $ 154,000 |
| Pittsfield, MA | 7 | $ 785,000 | $ 112,142 | $ 309,000 |
| Rome, GA | 7 | $ 805,000 | $ 115,000 | $ 37,000 |
| Wenatchee, WA | 7 | $ 1,335,000 | $ 190,714 | $ 352,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,090,000 | $ 181,666 | $ 41,000 |
| Iowa City, IA | 6 | $ 1,300,000 | $ 216,666 | $ 193,000 |
| Jackson, MS | 6 | $ 2,240,000 | $ 373,333 | $ 150,000 |
| Logan, UT-ID | 6 | $ 770,000 | $ 128,333 | $ 160,000 |
| Manhattan, KS | 6 | $ 520,000 | $ 86,666 | $ 169,000 |
| Missoula, MT | 6 | $ 2,520,000 | $ 420,000 | $ 360,000 |
| Urban Honolulu, HI | 6 | $ 23,630,000 | $ 3,938,333 | $ 725,000 |
| Walla Walla, WA | 6 | $ 1,680,000 | $ 280,000 | $ 98,000 |
| Wichita Falls, TX | 6 | $ 790,000 | $ 131,666 | $ 63,000 |
| Cheyenne, WY | 5 | $ 45,065,000 | $ 9,013,000 | $ 174,000 |
| Dubuque, IA | 5 | $ 755,000 | $ 151,000 | $ 92,000 |
| Fond Du Lac, WI | 5 | $ 595,000 | $ 119,000 | $ 130,000 |
| Glens Falls, NY | 5 | $ 635,000 | $ 127,000 | $ 143,000 |
| Lewiston, ID-WA | 5 | $ 375,000 | $ 75,000 | $ 91,200 |
| Longview, WA | 5 | $ 655,000 | $ 131,000 | $ 105,000 |
| Parkersburg-Vienna, WV | 5 | $ 365,000 | $ 73,000 | $ 143,000 |
| St. Cloud, MN | 5 | $ 435,000 | $ 87,000 | $ 117,000 |
| Dalton, GA | 4 | $ 420,000 | $ 105,000 | $ 108,000 |
| Great Falls, MT | 4 | $ 860,000 | $ 215,000 | $ 69,000 |
| Ithaca, NY | 4 | $ 1,510,000 | $ 377,500 | $ 300,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 2,980,000 | $ 745,000 | $ 229,000 |
| Lawton, OK | 4 | $ 300,000 | $ 75,000 | $ 322,000 |
| Lewiston-Auburn, ME | 4 | $ 760,000 | $ 190,000 | $ 155,000 |
| New Orleans-Metairie, LA | 4 | $ 650,000 | $ 162,500 | $ 154,000 |
| Oshkosh-Neenah, WI | 4 | $ 380,000 | $ 95,000 | $ 94,000 |
| Shreveport-Bossier City, LA | 4 | $ 340,000 | $ 85,000 | $ 54,000 |
| Sumter, SC | 4 | $ 620,000 | $ 155,000 | $ 62,000 |
| Binghamton, NY | 3 | $ 535,000 | $ 178,333 | $ 518,000 |
| Bismarck, ND | 3 | $ 1,185,000 | $ 395,000 | $ 183,000 |
| Casper, WY | 3 | $ 515,000 | $ 171,666 | $ 93,000 |
| Eau Claire, WI | 3 | $ 435,000 | $ 145,000 | $ 119,000 |
| Grand Island, NE | 3 | $ 295,000 | $ 98,333 | $ 150,000 |
| Joplin, MO | 3 | $ 115,000 | $ 38,333 | $ 78,000 |
| Lafayette, LA | 3 | $ 705,000 | $ 235,000 | $ 209,000 |
| Paducah, KY-IL | 3 | $ 55,000 | $ 18,333 | $ 57,000 |
| Pocatello, ID | 3 | $ 285,000 | $ 95,000 | $ 117,000 |
| Twin Falls, ID | 3 | $ 585,000 | $ 195,000 | $ 716,000 |
| Valdosta, GA | 3 | $ 585,000 | $ 195,000 | $ 85,000 |
| Wausau, WI | 3 | $ 325,000 | $ 108,333 | $ 160,000 |
| Cape Girardeau, MO-IL | 2 | $ 430,000 | $ 215,000 | $ 161,000 |
| Enid, OK | 2 | $ 50,000 | $ 25,000 | $ 59,000 |
| Grants Pass, OR | 2 | $ 280,000 | $ 140,000 | $ 121,000 |
| Rapid City, SD | 2 | $ 1,870,000 | $ 935,000 | $ 397,000 |
| Sioux City, IA-NE-SD | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Sioux Falls, SD | 2 | $ 15,610,000 | $ 7,805,000 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Utica-Rome, NY | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| Victoria, TX | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Alexandria, LA | 1 | $ 225,000 | $ 225,000 | $ 184,000 |
| Carson City, NV | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Fairbanks, AK | 1 | $ 205,000 | $ 205,000 | $ 213,000 |
| Grand Forks, ND-MN | 1 | $ 145,000 | $ 145,000 | $ 211,000 |
| Hanford-Corcoran, CA | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Hattiesburg, MS | 1 | $ 185,000 | $ 185,000 | $ 575,000 |
| Houma-Thibodaux, LA | 1 | $ 265,000 | $ 265,000 | $ 196,000 |
| Lake Charles, LA | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Mankato-North Mankato, MN | 1 | $ 505,000 | $ 505,000 | $ 237,000 |
| Minot, ND | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Monroe, LA | 1 | $ 395,000 | $ 395,000 | $ 154,000 |
| Ponce, PR | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Watertown-Fort Drum, NY | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 36,610 | $4,953,130,000 | $135,000 | $80,005,000 | $153,000 | $9,148,000 |
| Other Purpose | 33,198 | $4,243,530,000 | $127,000 | $15,005,000 | $148,000 | $9,205,000 |
| Home Purchase | 29,817 | $13,553,305,000 | $454,000 | $87,525,000 | $169,000 | $9,884,000 |
| Refinancing | 28,276 | $9,879,120,000 | $349,000 | $97,145,000 | $165,000 | $9,164,000 |
| Cash-out Refinancing | 4,835 | $1,294,325,000 | $267,000 | $6,305,000 | $112,000 | $3,108,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 78,133 | $14,934,945,000 | $191,000 | $80,005,000 | $161,000 | $9,884,000 |
| Not applicable | 15,215 | $10,080,165,000 | $662,000 | $97,145,000 | $100,000 | $2,652,000 |
| Hispanic | 12,058 | $1,948,520,000 | $161,000 | $6,305,000 | $135,000 | $9,148,000 |
| Black or African American | 10,613 | $1,263,675,000 | $119,000 | $9,895,000 | $117,000 | $9,205,000 |
| Not Provided | 8,330 | $2,300,770,000 | $276,000 | $6,655,000 | $212,000 | $8,652,000 |
| Asian | 7,596 | $3,282,310,000 | $432,000 | $10,005,000 | $244,000 | $8,000,000 |
| American Indian or Alaskan Native | 610 | $84,100,000 | $137,000 | $1,965,000 | $136,000 | $2,734,000 |
| Native Hawaiian or Other Pacific Islander | 142 | $22,030,000 | $155,000 | $1,555,000 | $150,000 | $1,191,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 124,719 | $31,623,015,000 | $253,000 | $97,145,000 | $161,000 | $9,884,000 |
| FHA-insured (Federal Housing Administration) | 6,448 | $1,831,830,000 | $284,000 | $45,305,000 | $85,000 | $2,100,000 |
| VA-guaranteed (Veterans Administration) | 1,451 | $445,255,000 | $306,000 | $1,205,000 | $96,000 | $519,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $23,310,000 | $197,000 | $705,000 | $73,000 | $149,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 61,280 | $17,924,795,000 | $292,000 | $97,145,000 | $176,000 | $9,884,000 |
| Application Denied By Financial Institution | 32,449 | $5,301,080,000 | $163,000 | $39,515,000 | $128,000 | $9,148,000 |
| Loan Purchased By The Institution | 14,974 | $4,165,750,000 | $278,000 | $1,545,000 | $100,000 | $2,652,000 |
| Application Withdrawn By Applicant | 12,221 | $3,565,595,000 | $291,000 | $61,365,000 | $176,000 | $9,205,000 |
| File Closed For Incompleteness | 8,406 | $1,703,130,000 | $202,000 | $80,005,000 | $184,000 | $8,000,000 |
| Application Approved But Not Accepted | 2,180 | $402,990,000 | $184,000 | $45,305,000 | $167,000 | $3,753,000 |
| Preapproval Approved but not Accepted | 885 | $706,555,000 | $798,000 | $6,305,000 | $267,000 | $5,105,000 |
| Preapproval Denied by Financial Institution | 341 | $153,515,000 | $450,000 | $5,005,000 | $102,000 | $958,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 99,946 | $28,468,815,000 | $284,000 | $97,145,000 | $166,000 | $9,884,000 |
| Credit History | 13,094 | $1,509,840,000 | $115,000 | $39,515,000 | $142,000 | $9,148,000 |
| Debt-To-Income Ratio | 12,262 | $2,444,475,000 | $199,000 | $15,005,000 | $83,000 | $1,304,000 |
| Credit Application Incomplete | 3,345 | $744,365,000 | $222,000 | $3,525,000 | $163,000 | $5,732,000 |
| Collateral | 3,288 | $551,950,000 | $167,000 | $4,355,000 | $187,000 | $4,376,000 |
| Other | 611 | $139,645,000 | $228,000 | $13,755,000 | $197,000 | $4,200,000 |
| Unverifiable Information | 71 | $26,025,000 | $366,000 | $2,005,000 | $134,000 | $1,322,000 |
| Employment History | 59 | $16,995,000 | $288,000 | $3,805,000 | $95,000 | $2,234,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $21,185,000 | $359,000 | $3,005,000 | $147,000 | $1,384,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $74,000 | $74,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PNC Bank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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