Premia Mortgage, LLC Mortgage Lending & HMDA Data, 2013
In 2013, Premia Mortgage, LLC of Winston-Salem, NC reported 2,588 mortgage applications totaling $678.5 million, up 522% from 2012. The average application was for $262,185, and applicants reported an average income of $131,052. 84% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (331), Warren-Troy-Farmington Hills, MI (183) and Atlanta-Sandy Springs-Marietta, GA (81) (applications in parentheses).
| Mortgage Company & Address | Premia Mortgage, LLC 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,588 |
| Total Mortgage Loan Application Amount | $678,535,000 |
| Average Mortgage Loan Application Amount | $262,185 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $131,052 |
| Highest Applicant Income | $750,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premia Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 331 | $ 83,832,000 | $ 253,268 | $ 145,000 |
| Warren-Troy-Farmington Hills, MI | 183 | $ 42,565,000 | $ 232,595 | $ 122,000 |
| Atlanta-Sandy Springs-Marietta, GA | 81 | $ 20,818,000 | $ 257,012 | $ 129,000 |
| Oklahoma City, OK | 61 | $ 13,010,000 | $ 213,278 | $ 110,000 |
| Dallas-Plano-Irving, TX | 56 | $ 16,363,000 | $ 292,196 | $ 149,000 |
| Newark-Union, NJ-PA | 55 | $ 19,122,000 | $ 347,672 | $ 151,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 53 | $ 13,144,000 | $ 248,000 | $ 120,000 |
| Philadelphia, PA | 47 | $ 14,315,000 | $ 304,574 | $ 146,000 |
| Albany-Schenectady-Troy, NY | 42 | $ 11,542,000 | $ 274,809 | $ 127,000 |
| Raleigh-Cary, NC | 41 | $ 11,112,000 | $ 271,024 | $ 128,000 |
| Seattle-Bellevue-Everett, WA | 41 | $ 12,218,000 | $ 298,000 | $ 117,000 |
| Indianapolis-Carmel, IN | 40 | $ 10,595,000 | $ 264,875 | $ 136,000 |
| Phoenix-Mesa-Glendale, AZ | 35 | $ 9,966,000 | $ 284,742 | $ 125,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 30 | $ 7,871,000 | $ 262,366 | $ 117,666 |
| Pittsburgh, PA | 30 | $ 7,894,000 | $ 263,133 | $ 148,000 |
| St. Louis, MO-IL | 30 | $ 7,085,000 | $ 236,166 | $ 130,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 28 | $ 7,825,000 | $ 279,464 | $ 121,000 |
| Denver-Aurora-Broomfield, CO | 26 | $ 8,347,000 | $ 321,038 | $ 133,000 |
| Detroit-Livonia-Dearborn, MI | 25 | $ 6,675,000 | $ 267,000 | $ 139,000 |
| Kansas City, MO-KS | 25 | $ 5,353,000 | $ 214,120 | $ 120,160 |
| Austin-Round Rock-San Marcos, TX | 23 | $ 6,098,000 | $ 265,130 | $ 147,000 |
| Cambridge-Newton-Framingham, MA | 23 | $ 8,219,000 | $ 357,347 | $ 132,000 |
| Fort Worth-Arlington, TX | 22 | $ 5,762,000 | $ 261,909 | $ 140,000 |
| Baton Rouge, LA | 21 | $ 5,759,000 | $ 274,238 | $ 118,000 |
| Milwaukee-Waukesha-West Allis, WI | 21 | $ 5,329,000 | $ 253,761 | $ 126,000 |
| San Antonio-New Braunfels, TX | 21 | $ 4,520,000 | $ 215,238 | $ 111,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 6,247,000 | $ 312,350 | $ 142,000 |
| Wilmington, DE-MD-NJ | 20 | $ 5,886,000 | $ 294,300 | $ 142,150 |
| Birmingham-Hoover, AL | 18 | $ 4,375,000 | $ 243,055 | $ 104,000 |
| New Orleans-Metairie-Kenner, LA | 18 | $ 4,643,000 | $ 257,944 | $ 141,000 |
| Richmond, VA | 18 | $ 5,134,000 | $ 285,222 | $ 133,000 |
| Boston-Quincy, MA | 17 | $ 6,109,000 | $ 359,352 | $ 176,000 |
| Cincinnati-Middletown, OH-KY-IN | 17 | $ 4,087,000 | $ 240,411 | $ 134,235 |
| Edison-New Brunswick, NJ | 17 | $ 6,003,000 | $ 353,117 | $ 150,000 |
| Huntsville, AL | 17 | $ 3,258,000 | $ 191,647 | $ 130,000 |
| Tucson, AZ | 17 | $ 3,569,000 | $ 209,941 | $ 109,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 4,632,000 | $ 289,500 | $ 128,125 |
| Midland, TX | 16 | $ 4,058,000 | $ 253,625 | $ 125,000 |
| Savannah, GA | 16 | $ 3,470,000 | $ 216,875 | $ 110,000 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 3,789,000 | $ 236,812 | $ 158,000 |
| Cleveland-Elyria-Mentor, OH | 15 | $ 3,762,000 | $ 250,800 | $ 121,000 |
| Des Moines-West Des Moines, IA | 15 | $ 3,224,000 | $ 214,933 | $ 113,000 |
| Jacksonville, FL | 15 | $ 3,934,000 | $ 262,266 | $ 106,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 14 | $ 4,973,000 | $ 355,214 | $ 132,714 |
| Canton-Massillon, OH | 12 | $ 3,022,000 | $ 251,833 | $ 123,000 |
| Louisville/Jefferson County, KY-IN | 12 | $ 3,108,000 | $ 259,000 | $ 152,333 |
| Memphis, TN-MS-AR | 12 | $ 2,937,000 | $ 244,750 | $ 124,750 |
| New York-White Plains-Wayne, NY-NJ | 12 | $ 5,143,000 | $ 428,583 | $ 166,916 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 3,508,000 | $ 292,333 | $ 140,583 |
| Beaumont-Port Arthur, TX | 11 | $ 2,009,000 | $ 182,636 | $ 97,000 |
| Columbus, OH | 11 | $ 2,738,000 | $ 248,909 | $ 122,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 4,462,000 | $ 405,636 | $ 145,000 |
| Providence-New Bedford-Fall River, RI-MA | 11 | $ 3,519,000 | $ 319,909 | $ 150,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 11 | $ 3,324,000 | $ 302,181 | $ 139,000 |
| Kalamazoo-Portage, MI | 10 | $ 2,340,000 | $ 234,000 | $ 108,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 3,035,000 | $ 337,222 | $ 170,000 |
| Greensboro-High Point, NC | 9 | $ 2,259,000 | $ 251,000 | $ 131,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 2,869,000 | $ 318,777 | $ 151,000 |
| Salt Lake City, UT | 9 | $ 2,610,000 | $ 290,000 | $ 152,000 |
| Tulsa, OK | 9 | $ 1,916,000 | $ 212,888 | $ 113,000 |
| Boise City-Nampa, ID | 8 | $ 2,100,000 | $ 262,500 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,492,000 | $ 186,500 | $ 108,000 |
| Las Vegas-Paradise, NV | 8 | $ 1,941,000 | $ 242,625 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 8 | $ 4,091,000 | $ 511,375 | $ 201,000 |
| New Haven-Milford, CT | 8 | $ 2,511,000 | $ 313,875 | $ 179,000 |
| Oakland-Fremont-Hayward, CA | 8 | $ 3,280,000 | $ 410,000 | $ 149,000 |
| Rochester, NY | 8 | $ 1,873,000 | $ 234,125 | $ 145,000 |
| Anchorage, AK | 7 | $ 2,340,000 | $ 334,285 | $ 148,000 |
| Ann Arbor, MI | 7 | $ 1,306,000 | $ 186,571 | $ 94,000 |
| Durham-Chapel Hill, NC | 7 | $ 2,451,000 | $ 350,142 | $ 190,000 |
| Greeley, CO | 7 | $ 2,241,000 | $ 320,142 | $ 103,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,782,000 | $ 254,571 | $ 142,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 2,195,000 | $ 313,571 | $ 135,000 |
| Bakersfield-Delano, CA | 6 | $ 1,586,000 | $ 264,333 | $ 132,000 |
| Baltimore-Towson, MD | 6 | $ 1,285,000 | $ 214,166 | $ 100,000 |
| Columbus, IN | 6 | $ 1,747,000 | $ 291,166 | $ 124,000 |
| Lake Charles, LA | 6 | $ 1,453,000 | $ 242,166 | $ 154,000 |
| Madison, WI | 6 | $ 1,739,000 | $ 289,833 | $ 178,000 |
| Odessa, TX | 6 | $ 1,432,000 | $ 238,666 | $ 125,000 |
| Santa Ana-Anaheim-Irvine, CA | 6 | $ 2,811,000 | $ 468,500 | $ 193,000 |
| Springfield, MO | 6 | $ 1,248,000 | $ 208,000 | $ 104,000 |
| Wichita, KS | 6 | $ 1,136,000 | $ 189,333 | $ 94,000 |
| Worcester, MA | 6 | $ 1,945,000 | $ 324,166 | $ 152,000 |
| Albuquerque, NM | 5 | $ 1,138,000 | $ 227,600 | $ 113,000 |
| Bethesda-Rockville-Frederick, MD | 5 | $ 2,076,000 | $ 415,200 | $ 154,000 |
| Buffalo-Niagara Falls, NY | 5 | $ 1,053,000 | $ 210,600 | $ 105,000 |
| Erie, PA | 5 | $ 1,250,000 | $ 250,000 | $ 148,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,283,000 | $ 256,600 | $ 171,000 |
| Flint, MI | 5 | $ 1,102,000 | $ 220,400 | $ 118,000 |
| Fort Collins-Loveland, CO | 5 | $ 1,127,000 | $ 225,400 | $ 126,000 |
| Fort Wayne, IN | 5 | $ 929,000 | $ 185,800 | $ 111,000 |
| Holland-Grand Haven, MI | 5 | $ 966,000 | $ 193,200 | $ 100,000 |
| Lafayette, LA | 5 | $ 1,065,000 | $ 213,000 | $ 140,000 |
| Lincoln, NE | 5 | $ 1,058,000 | $ 211,600 | $ 98,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 1,620,000 | $ 324,000 | $ 134,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 936,000 | $ 187,200 | $ 120,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,736,000 | $ 347,200 | $ 177,000 |
| Shreveport-Bossier City, LA | 5 | $ 1,535,000 | $ 307,000 | $ 132,000 |
| Spokane, WA | 5 | $ 1,605,000 | $ 321,000 | $ 134,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,374,000 | $ 274,800 | $ 116,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 1,367,000 | $ 273,400 | $ 113,000 |
| Boulder, CO | 4 | $ 1,318,000 | $ 329,500 | $ 112,000 |
| Bowling Green, KY | 4 | $ 801,000 | $ 200,250 | $ 106,000 |
| Camden, NJ | 4 | $ 1,507,000 | $ 376,750 | $ 164,000 |
| Chattanooga, TN-GA | 4 | $ 904,000 | $ 226,000 | $ 106,000 |
| Elmira, NY | 4 | $ 768,000 | $ 192,000 | $ 126,000 |
| Fresno, CA | 4 | $ 1,040,000 | $ 260,000 | $ 105,000 |
| Gary, IN | 4 | $ 940,000 | $ 235,000 | $ 98,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 671,000 | $ 167,750 | $ 86,000 |
| Knoxville, TN | 4 | $ 1,228,000 | $ 307,000 | $ 107,000 |
| Lexington-Fayette, KY | 4 | $ 1,312,000 | $ 328,000 | $ 208,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 979,000 | $ 244,750 | $ 129,000 |
| Monroe, MI | 4 | $ 823,000 | $ 205,750 | $ 101,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,128,000 | $ 282,000 | $ 166,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 677,000 | $ 169,250 | $ 82,750 |
| Peabody, MA | 4 | $ 1,235,000 | $ 308,750 | $ 135,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 675,000 | $ 168,750 | $ 107,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 1,415,000 | $ 353,750 | $ 184,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,955,000 | $ 488,750 | $ 130,000 |
| Syracuse, NY | 4 | $ 636,000 | $ 159,000 | $ 110,000 |
| Tacoma, WA | 4 | $ 996,000 | $ 249,000 | $ 81,000 |
| Akron, OH | 3 | $ 652,000 | $ 217,333 | $ 105,000 |
| Asheville, NC | 3 | $ 623,000 | $ 207,666 | $ 102,000 |
| Billings, MT | 3 | $ 563,000 | $ 187,666 | $ 94,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,195,000 | $ 398,333 | $ 154,000 |
| College Station-Bryan, TX | 3 | $ 634,000 | $ 211,333 | $ 93,000 |
| Colorado Springs, CO | 3 | $ 1,118,000 | $ 372,666 | $ 135,000 |
| Columbus, GA-AL | 3 | $ 605,000 | $ 201,666 | $ 166,000 |
| Corpus Christi, TX | 3 | $ 474,000 | $ 158,000 | $ 129,000 |
| Dayton, OH | 3 | $ 562,000 | $ 187,333 | $ 102,000 |
| El Paso, TX | 3 | $ 570,000 | $ 190,000 | $ 99,000 |
| Farmington, NM | 3 | $ 696,000 | $ 232,000 | $ 145,000 |
| Glens Falls, NY | 3 | $ 836,000 | $ 278,666 | $ 152,000 |
| Jackson, MS | 3 | $ 872,000 | $ 290,666 | $ 118,000 |
| Manchester-Nashua, NH | 3 | $ 666,000 | $ 222,000 | $ 209,000 |
| Naples-Marco Island, FL | 3 | $ 1,007,000 | $ 335,666 | $ 110,000 |
| Ogden-Clearfield, UT | 3 | $ 826,000 | $ 275,333 | $ 103,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 557,000 | $ 185,666 | $ 83,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 665,000 | $ 221,666 | $ 116,000 |
| Reading, PA | 3 | $ 631,000 | $ 210,333 | $ 133,000 |
| San Francisco-San Mateo-Redwood City, CA | 3 | $ 1,312,000 | $ 437,333 | $ 204,000 |
| Toledo, OH | 3 | $ 588,000 | $ 196,000 | $ 130,000 |
| Tuscaloosa, AL | 3 | $ 212,000 | $ 70,666 | $ 124,000 |
| Victoria, TX | 3 | $ 557,000 | $ 185,666 | $ 91,000 |
| Wilmington, NC | 3 | $ 760,000 | $ 253,333 | $ 155,000 |
| Winchester, VA-WV | 3 | $ 917,000 | $ 305,666 | $ 150,000 |
| York-Hanover, PA | 3 | $ 531,000 | $ 177,000 | $ 116,000 |
| Amarillo, TX | 2 | $ 688,000 | $ 344,000 | $ 155,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 511,000 | $ 255,500 | $ 183,000 |
| Auburn-Opelika, AL | 2 | $ 380,000 | $ 190,000 | $ 124,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 646,000 | $ 323,000 | $ 110,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 696,000 | $ 348,000 | $ 155,000 |
| Dubuque, IA | 2 | $ 449,000 | $ 224,500 | $ 93,000 |
| Evansville, IN-KY | 2 | $ 287,000 | $ 143,500 | $ 95,000 |
| Fargo, ND-MN | 2 | $ 601,000 | $ 300,500 | $ 140,500 |
| Fayetteville, NC | 2 | $ 504,000 | $ 252,000 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 743,000 | $ 371,500 | $ 132,000 |
| Harrisonburg, VA | 2 | $ 494,000 | $ 247,000 | $ 91,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 598,000 | $ 299,000 | $ 135,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 255,000 | $ 127,500 | $ 84,500 |
| Kokomo, IN | 2 | $ 176,000 | $ 88,000 | $ 76,000 |
| Lafayette, IN | 2 | $ 400,000 | $ 200,000 | $ 92,000 |
| Lancaster, PA | 2 | $ 412,000 | $ 206,000 | $ 115,000 |
| Lansing-East Lansing, MI | 2 | $ 575,000 | $ 287,500 | $ 181,000 |
| Lebanon, PA | 2 | $ 424,000 | $ 212,000 | $ 101,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 332,000 | $ 166,000 | $ 96,000 |
| Pascagoula, MS | 2 | $ 291,000 | $ 145,500 | $ 98,000 |
| Prescott, AZ | 2 | $ 518,000 | $ 259,000 | $ 98,000 |
| Punta Gorda, FL | 2 | $ 332,000 | $ 166,000 | $ 77,000 |
| Reno-Sparks, NV | 2 | $ 558,000 | $ 279,000 | $ 109,000 |
| Roanoke, VA | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Sebastian-Vero Beach, FL | 2 | $ 244,000 | $ 122,000 | $ 101,000 |
| Trenton-Ewing, NJ | 2 | $ 684,000 | $ 342,000 | $ 139,000 |
| Vallejo-Fairfield, CA | 2 | $ 583,000 | $ 291,500 | $ 156,000 |
| Warner Robins, GA | 2 | $ 480,000 | $ 240,000 | $ 134,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 436,000 | $ 218,000 | $ 110,000 |
| Albany, GA | 1 | $ 282,000 | $ 282,000 | $ 120,000 |
| Appleton, WI | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Barnstable Town, MA | 1 | $ 216,000 | $ 216,000 | $ 80,000 |
| Bend, OR | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
| Bismarck, ND | 1 | $ 247,000 | $ 247,000 | $ 81,000 |
| Bloomington, IN | 1 | $ 232,000 | $ 232,000 | $ 93,000 |
| Burlington-South Burlington, VT | 1 | $ 231,000 | $ 231,000 | $ 71,000 |
| Cedar Rapids, IA | 1 | $ 174,000 | $ 174,000 | $ 122,000 |
| Charleston, WV | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Charlottesville, VA | 1 | $ 357,000 | $ 357,000 | $ 120,000 |
| Chico, CA | 1 | $ 280,000 | $ 280,000 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 417,000 | $ 417,000 | $ 177,000 |
| Decatur, AL | 1 | $ 399,000 | $ 399,000 | $ 309,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 360,000 | $ 360,000 | $ 118,000 |
| Duluth, MN-WI | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Elizabethtown, KY | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
| Elkhart-Goshen, IN | 1 | $ 217,000 | $ 217,000 | $ 93,000 |
| Eugene-Springfield, OR | 1 | $ 199,000 | $ 199,000 | $ 41,000 |
| Gainesville, FL | 1 | $ 181,000 | $ 181,000 | $ 77,000 |
| Gainesville, GA | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Grand Junction, CO | 1 | $ 342,000 | $ 342,000 | $ 140,000 |
| Gulfport-Biloxi, MS | 1 | $ 139,000 | $ 139,000 | $ 110,000 |
| Hot Springs, AR | 1 | $ 277,000 | $ 277,000 | $ 97,000 |
| Ithaca, NY | 1 | $ 236,000 | $ 236,000 | $ 120,000 |
| Johnson City, TN | 1 | $ 233,000 | $ 233,000 | $ 86,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| Lakeland-Winter Haven, FL | 1 | $ 190,000 | $ 190,000 | $ 104,000 |
| Laredo, TX | 1 | $ 276,000 | $ 276,000 | $ 158,000 |
| Las Cruces, NM | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Lawrence, KS | 1 | $ 197,000 | $ 197,000 | $ 86,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 352,000 | $ 352,000 | $ 165,000 |
| Logan, UT-ID | 1 | $ 271,000 | $ 271,000 | $ 84,000 |
| Longview, TX | 1 | $ 327,000 | $ 327,000 | $ 173,000 |
| Longview, WA | 1 | $ 190,000 | $ 190,000 | $ 130,000 |
| Lynchburg, VA | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Mansfield, OH | 1 | $ 239,000 | $ 239,000 | $ 117,000 |
| Modesto, CA | 1 | $ 236,000 | $ 236,000 | $ 115,000 |
| Monroe, LA | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Montgomery, AL | 1 | $ 247,000 | $ 247,000 | $ 140,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 330,000 | $ 330,000 | $ 126,000 |
| Muskegon-Norton Shores, MI | 1 | $ 308,000 | $ 308,000 | $ 264,000 |
| Napa, CA | 1 | $ 328,000 | $ 328,000 | $ 232,000 |
| Owensboro, KY | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Palm Coast, FL | 1 | $ 349,000 | $ 349,000 | $ 123,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 247,000 | $ 247,000 | $ 90,000 |
| Racine, WI | 1 | $ 229,000 | $ 229,000 | $ 100,000 |
| Rochester, MN | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
| San Angelo, TX | 1 | $ 197,000 | $ 197,000 | $ 88,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 389,000 | $ 389,000 | $ 151,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 596,000 | $ 596,000 | $ 148,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 330,000 | $ 330,000 | $ 104,000 |
| St. Cloud, MN | 1 | $ 389,000 | $ 389,000 | $ 165,000 |
| St. Joseph, MO-KS | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Tallahassee, FL | 1 | $ 216,000 | $ 216,000 | $ 85,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 120,000 | $ 120,000 | $ 86,000 |
| Tyler, TX | 1 | $ 188,000 | $ 188,000 | $ 170,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 300,000 | $ 300,000 | $ 170,000 |
| Wausau, WI | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Winston-Salem, NC | 1 | $ 124,000 | $ 124,000 | $ 85,000 |
| Yakima, WA | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Yuma, AZ | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Premia Mortgage, LLC in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,477 | $651,280,000 | $262,000 | $626,000 | $130,000 | $597,000 |
| Refinancing | 103 | $25,724,000 | $249,000 | $574,000 | $159,000 | $750,000 |
| Home Improvement | 8 | $1,531,000 | $191,000 | $287,000 | $97,000 | $131,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,870 | $488,249,000 | $261,000 | $626,000 | $131,000 | $750,000 |
| Not Provided | 308 | $79,404,000 | $257,000 | $613,000 | $132,000 | $513,000 |
| Asian | 212 | $59,646,000 | $281,000 | $600,000 | $137,000 | $427,000 |
| Hispanic | 123 | $31,155,000 | $253,000 | $482,000 | $121,000 | $302,000 |
| Black or African American | 62 | $16,836,000 | $271,000 | $417,000 | $130,000 | $400,000 |
| American Indian or Alaskan Native | 11 | $2,603,000 | $236,000 | $340,000 | $148,000 | $215,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $642,000 | $321,000 | $325,000 | $109,000 | $118,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,588 | $678,535,000 | $262,000 | $626,000 | $131,000 | $750,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,178 | $569,407,000 | $261,000 | $626,000 | $130,000 | $513,000 |
| Application Approved But Not Accepted | 263 | $70,468,000 | $267,000 | $611,000 | $140,000 | $597,000 |
| Application Denied By Financial Institution | 96 | $24,337,000 | $253,000 | $490,000 | $134,000 | $750,000 |
| Application Withdrawn By Applicant | 28 | $7,372,000 | $263,000 | $408,000 | $127,000 | $265,000 |
| Preapproval Denied by Financial Institution | 23 | $6,951,000 | $302,000 | $540,000 | $142,000 | $270,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 66 | $16,567,000 | $251,000 | $440,000 | $132,000 | $418,000 |
| Credit History | 24 | $6,621,000 | $275,000 | $540,000 | $134,000 | $270,000 |
| Debt-To-Income Ratio | 12 | $3,546,000 | $295,000 | $490,000 | $132,000 | $233,000 |
| Other | 6 | $1,269,000 | $211,000 | $289,000 | $220,000 | $750,000 |
| Unverifiable Information | 3 | $671,000 | $223,000 | $355,000 | $91,000 | $118,000 |
| Credit Application Incomplete | 3 | $1,133,000 | $377,000 | $415,000 | $143,000 | $200,000 |
| Employment History | 3 | $1,088,000 | $362,000 | $417,000 | $137,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $393,000 | $196,000 | $320,000 | $71,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premia Mortgage, LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premia Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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