Premia Mortgage, LLC Mortgage Lending & HMDA Data, 2013

In 2013, Premia Mortgage, LLC of Winston-Salem, NC reported 2,588 mortgage applications totaling $678.5 million, up 522% from 2012. The average application was for $262,185, and applicants reported an average income of $131,052. 84% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (331), Warren-Troy-Farmington Hills, MI (183) and Atlanta-Sandy Springs-Marietta, GA (81) (applications in parentheses).

Mortgage Company & Address Premia Mortgage, LLC
100 N Main Street Mac D4001-063
Winston-Salem, NC 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 2,588
Total Mortgage Loan Application Amount $678,535,000
Average Mortgage Loan Application Amount $262,185
Highest Mortgage Loan Application Amount $626,000
Average Applicant Income $131,052
Highest Applicant Income $750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premia Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premia Mortgage, LLC by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 169 $ 43,565,000 $ 257,781 $ 150,000
Oakland, Michigan 139 $ 33,716,000 $ 242,561 $ 131,000
Fort Bend, Texas 96 $ 24,658,000 $ 256,854 $ 144,000
Montgomery, Texas 46 $ 11,255,000 $ 244,673 $ 136,000
Wake, North Carolina 39 $ 10,764,000 $ 276,000 $ 131,000
Maricopa, Arizona 35 $ 9,966,000 $ 284,742 $ 125,000
Oklahoma, Oklahoma 31 $ 7,277,000 $ 234,741 $ 115,000
Morris, New Jersey 30 $ 10,988,000 $ 366,266 $ 152,000
Denton, Texas 30 $ 8,414,000 $ 280,466 $ 146,000
Macomb, Michigan 29 $ 5,794,000 $ 199,793 $ 90,000
Mecklenburg, North Carolina 27 $ 6,366,000 $ 235,777 $ 125,000
King, Washington 26 $ 7,486,000 $ 287,923 $ 116,000
Wayne, Michigan 25 $ 6,675,000 $ 267,000 $ 139,000
Middlesex, Massachusetts 23 $ 8,219,000 $ 357,347 $ 132,000
Saratoga, New York 22 $ 5,940,000 $ 270,000 $ 133,000
Tarrant, Texas 20 $ 5,484,000 $ 274,200 $ 143,000
Fulton, Georgia 19 $ 4,829,000 $ 254,157 $ 149,000
Hamilton, Indiana 19 $ 4,965,000 $ 261,315 $ 127,000
Collin, Texas 18 $ 5,562,000 $ 309,000 $ 156,000
Pima, Arizona 17 $ 3,569,000 $ 209,941 $ 109,000
New Castle, Delaware 17 $ 5,062,000 $ 297,764 $ 146,000
Williamson, Tennessee 17 $ 5,465,000 $ 321,470 $ 133,000
Bexar, Texas 17 $ 3,655,000 $ 215,000 $ 110,000
Cobb, Georgia 16 $ 4,638,000 $ 289,875 $ 136,000
Forsyth, Georgia 16 $ 4,305,000 $ 269,062 $ 115,000
Union, North Carolina 16 $ 4,599,000 $ 287,437 $ 117,000
Allegheny, Pennsylvania 16 $ 4,141,000 $ 258,812 $ 132,000
Midland, Texas 16 $ 4,058,000 $ 253,625 $ 125,000
Madison, Alabama 15 $ 2,709,000 $ 180,600 $ 132,000
St. Charles, Missouri 15 $ 3,039,000 $ 202,600 $ 119,000
Snohomish, Washington 15 $ 4,732,000 $ 315,466 $ 119,000
Bucks, Pennsylvania 14 $ 4,462,000 $ 318,714 $ 159,000
Williamson, Texas 14 $ 3,553,000 $ 253,785 $ 142,000
St. Tammany, Louisiana 13 $ 3,023,000 $ 232,538 $ 130,000
Livingston, Michigan 13 $ 2,780,000 $ 213,846 $ 107,000
Cleveland, Oklahoma 13 $ 2,316,000 $ 178,153 $ 111,000
Montgomery, Pennsylvania 13 $ 3,663,000 $ 281,769 $ 134,000
Orange, Florida 12 $ 3,886,000 $ 323,833 $ 153,000
Marion, Indiana 12 $ 3,167,000 $ 263,916 $ 168,000
Norfolk, Massachusetts 12 $ 4,228,000 $ 352,333 $ 156,000
St. Louis, Missouri 12 $ 3,274,000 $ 272,833 $ 154,000
Steuben, New York 12 $ 3,129,000 $ 260,750 $ 137,000
Stark, Ohio 12 $ 3,022,000 $ 251,833 $ 123,000
Brazoria, Texas 12 $ 2,476,000 $ 206,333 $ 126,000
Ventura, California 11 $ 4,462,000 $ 405,636 $ 145,000
Hillsborough, Florida 11 $ 2,691,000 $ 244,636 $ 150,000
Polk, Iowa 11 $ 2,167,000 $ 197,000 $ 110,000
Johnson, Kansas 11 $ 3,077,000 $ 279,727 $ 135,000
Ascension, Louisiana 11 $ 2,689,000 $ 244,454 $ 106,000
Hennepin, Minnesota 11 $ 3,084,000 $ 280,363 $ 121,000
Iredell, North Carolina 11 $ 2,578,000 $ 234,363 $ 138,000
Chester, Pennsylvania 11 $ 3,551,000 $ 322,818 $ 153,000
Milwaukee, Wisconsin 11 $ 2,291,000 $ 208,272 $ 121,000
Jefferson, Alabama 10 $ 2,109,000 $ 210,900 $ 97,000
Clay, Missouri 10 $ 1,481,000 $ 148,100 $ 103,000
Somerset, New Jersey 10 $ 3,550,000 $ 355,000 $ 171,000
Schenectady, New York 10 $ 2,974,000 $ 297,400 $ 140,000
Canadian, Oklahoma 10 $ 1,894,000 $ 189,400 $ 99,000
Fairfield, Connecticut 9 $ 3,035,000 $ 337,222 $ 170,000
East Baton Rouge, Louisiana 9 $ 2,858,000 $ 317,555 $ 136,000
Albany, New York 9 $ 2,335,000 $ 259,444 $ 100,000
Guilford, North Carolina 9 $ 2,259,000 $ 251,000 $ 131,000
Lehigh, Pennsylvania 9 $ 2,470,000 $ 274,444 $ 133,000
Salt Lake, Utah 9 $ 2,610,000 $ 290,000 $ 152,000
Los Angeles, California 8 $ 4,091,000 $ 511,375 $ 201,000
Arapahoe, Colorado 8 $ 2,489,000 $ 311,125 $ 119,000
Hartford, Connecticut 8 $ 2,509,000 $ 313,625 $ 142,000
New Haven, Connecticut 8 $ 2,511,000 $ 313,875 $ 179,000
Chatham, Georgia 8 $ 1,674,000 $ 209,250 $ 118,000
Cherokee, Georgia 8 $ 1,889,000 $ 236,125 $ 123,000
Kalamazoo, Michigan 8 $ 1,922,000 $ 240,250 $ 108,000
Midland, Michigan 8 $ 1,289,000 $ 161,125 $ 102,000
Clark, Nevada 8 $ 1,941,000 $ 242,625 $ 90,000
Cabarrus, North Carolina 8 $ 1,833,000 $ 229,125 $ 114,000
Washington, Pennsylvania 8 $ 2,133,000 $ 266,625 $ 163,000
Travis, Texas 8 $ 2,273,000 $ 284,125 $ 157,000
Shelby, Alabama 7 $ 2,062,000 $ 294,571 $ 116,000
Anchorage, Alaska 7 $ 2,340,000 $ 334,285 $ 148,000
Weld, Colorado 7 $ 2,241,000 $ 320,142 $ 103,000
Seminole, Florida 7 $ 1,944,000 $ 277,714 $ 125,000
St. Johns, Florida 7 $ 2,160,000 $ 308,571 $ 112,000
Gwinnett, Georgia 7 $ 1,927,000 $ 275,285 $ 107,000
Jefferson, Kentucky 7 $ 1,952,000 $ 278,857 $ 194,000
Washtenaw, Michigan 7 $ 1,306,000 $ 186,571 $ 94,000
Hunterdon, New Jersey 7 $ 2,281,000 $ 325,857 $ 150,000
Union, New Jersey 7 $ 2,807,000 $ 401,000 $ 184,000
Dauphin, Pennsylvania 7 $ 1,782,000 $ 254,571 $ 142,000
Shelby, Tennessee 7 $ 1,743,000 $ 249,000 $ 123,000
Jefferson, Texas 7 $ 1,141,000 $ 163,000 $ 91,000
Chesterfield, Virginia 7 $ 2,238,000 $ 319,714 $ 135,000
Clark, Washington 7 $ 2,021,000 $ 288,714 $ 126,000
Waukesha, Wisconsin 7 $ 2,055,000 $ 293,571 $ 138,000
Kern, California 6 $ 1,586,000 $ 264,333 $ 132,000
Orange, California 6 $ 2,811,000 $ 468,500 $ 193,000
Bartholomew, Indiana 6 $ 1,747,000 $ 291,166 $ 124,000
Calcasieu, Louisiana 6 $ 1,453,000 $ 242,166 $ 154,000
Worcester, Massachusetts 6 $ 1,945,000 $ 324,166 $ 152,000
Kent, Michigan 6 $ 1,190,000 $ 198,333 $ 108,000
Dakota, Minnesota 6 $ 1,358,000 $ 226,333 $ 109,000
Essex, New Jersey 6 $ 2,211,000 $ 368,500 $ 163,000
Monmouth, New Jersey 6 $ 2,243,000 $ 373,833 $ 126,000
Butler, Ohio 6 $ 1,567,000 $ 261,166 $ 117,000
Logan, Oklahoma 6 $ 1,262,000 $ 210,333 $ 95,000
Tulsa, Oklahoma 6 $ 1,357,000 $ 226,166 $ 112,000
Rutherford, Tennessee 6 $ 1,070,000 $ 178,333 $ 111,000
Dallas, Texas 6 $ 1,848,000 $ 308,000 $ 163,000
Ector, Texas 6 $ 1,432,000 $ 238,666 $ 125,000
Baldwin, Alabama 5 $ 1,344,000 $ 268,800 $ 114,000
Contra Costa, California 5 $ 2,421,000 $ 484,200 $ 166,000
Riverside, California 5 $ 1,526,000 $ 305,200 $ 131,000
Denver, Colorado 5 $ 2,049,000 $ 409,800 $ 177,000
Jefferson, Colorado 5 $ 1,600,000 $ 320,000 $ 144,000
Larimer, Colorado 5 $ 1,127,000 $ 225,400 $ 126,000
Manatee, Florida 5 $ 1,620,000 $ 324,000 $ 134,000
Palm Beach, Florida 5 $ 1,367,000 $ 273,400 $ 113,000
Bryan, Georgia 5 $ 1,098,000 $ 219,600 $ 97,000
Ada, Idaho 5 $ 1,408,000 $ 281,600 $ 115,000
Allen, Indiana 5 $ 929,000 $ 185,800 $ 111,000
Boone, Indiana 5 $ 1,725,000 $ 345,000 $ 111,000
Sedgwick, Kansas 5 $ 813,000 $ 162,600 $ 79,000
Lafayette, Louisiana 5 $ 1,065,000 $ 213,000 $ 140,000
Genesee, Michigan 5 $ 1,102,000 $ 220,400 $ 118,000
Ottawa, Michigan 5 $ 966,000 $ 193,200 $ 100,000
Mower, Minnesota 5 $ 1,502,000 $ 300,400 $ 122,000
Lancaster, Nebraska 5 $ 1,058,000 $ 211,600 $ 98,000
Sussex, New Jersey 5 $ 835,000 $ 167,000 $ 86,000
Washington, Oklahoma 5 $ 1,312,000 $ 262,400 $ 109,000
Erie, Pennsylvania 5 $ 1,250,000 $ 250,000 $ 148,000
Northampton, Pennsylvania 5 $ 1,613,000 $ 322,600 $ 121,000
Philadelphia, Pennsylvania 5 $ 1,524,000 $ 304,800 $ 153,000
Galveston, Texas 5 $ 1,302,000 $ 260,400 $ 170,000
Loudoun, Virginia 5 $ 1,716,000 $ 343,200 $ 130,000
Spokane, Washington 5 $ 1,605,000 $ 321,000 $ 134,000
Dane, Wisconsin 5 $ 1,639,000 $ 327,800 $ 192,000
Fresno, California 4 $ 1,040,000 $ 260,000 $ 105,000
Placer, California 4 $ 1,077,000 $ 269,250 $ 121,000
San Diego, California 4 $ 1,415,000 $ 353,750 $ 184,000
Santa Clara, California 4 $ 1,955,000 $ 488,750 $ 130,000
Adams, Colorado 4 $ 919,000 $ 229,750 $ 121,000
Boulder, Colorado 4 $ 1,318,000 $ 329,500 $ 112,000
Brevard, Florida 4 $ 1,128,000 $ 282,000 $ 166,000
Duval, Florida 4 $ 741,000 $ 185,250 $ 93,000
Miami-Dade, Florida 4 $ 979,000 $ 244,750 $ 129,000
Coweta, Georgia 4 $ 1,239,000 $ 309,750 $ 105,000
Dallas, Iowa 4 $ 1,057,000 $ 264,250 $ 124,000
Warren, Kentucky 4 $ 801,000 $ 200,250 $ 106,000
Bossier, Louisiana 4 $ 1,149,000 $ 287,250 $ 128,000
Essex, Massachusetts 4 $ 1,235,000 $ 308,750 $ 135,000
Monroe, Michigan 4 $ 823,000 $ 205,750 $ 101,000
Saginaw, Michigan 4 $ 675,000 $ 168,750 $ 107,000
Rockingham, New Hampshire 4 $ 1,322,000 $ 330,500 $ 189,000
Chemung, New York 4 $ 768,000 $ 192,000 $ 126,000
Monroe, New York 4 $ 594,000 $ 148,500 $ 98,000
Onondaga, New York 4 $ 636,000 $ 159,000 $ 110,000
Chatham, North Carolina 4 $ 1,209,000 $ 302,250 $ 185,000
Cuyahoga, Ohio 4 $ 1,030,000 $ 257,500 $ 106,000
Delaware, Ohio 4 $ 1,158,000 $ 289,500 $ 169,000
Geauga, Ohio 4 $ 1,185,000 $ 296,250 $ 161,000
Lorain, Ohio 4 $ 964,000 $ 241,000 $ 113,000
Warren, Ohio 4 $ 990,000 $ 247,500 $ 145,000
Delaware, Pennsylvania 4 $ 1,115,000 $ 278,750 $ 119,000
Providence, Rhode Island 4 $ 1,233,000 $ 308,250 $ 194,000
Hamilton, Tennessee 4 $ 904,000 $ 226,000 $ 106,000
Wilson, Texas 4 $ 865,000 $ 216,250 $ 113,000
Pierce, Washington 4 $ 996,000 $ 249,000 $ 81,000
Tuscaloosa, Alabama 3 $ 212,000 $ 70,666 $ 124,000
Benton, Arkansas 3 $ 652,000 $ 217,333 $ 173,000
Alameda, California 3 $ 859,000 $ 286,333 $ 121,000
El Dorado, California 3 $ 919,000 $ 306,333 $ 189,000
Sacramento, California 3 $ 1,009,000 $ 336,333 $ 117,000
Douglas, Colorado 3 $ 926,000 $ 308,666 $ 96,000
El Paso, Colorado 3 $ 1,118,000 $ 372,666 $ 135,000
Collier, Florida 3 $ 1,007,000 $ 335,666 $ 110,000
Carroll, Georgia 3 $ 269,000 $ 89,666 $ 165,000
Effingham, Georgia 3 $ 698,000 $ 232,666 $ 114,000
Fayette, Georgia 3 $ 518,000 $ 172,666 $ 105,000
Paulding, Georgia 3 $ 812,000 $ 270,666 $ 113,000
Pierce, Georgia 3 $ 453,000 $ 151,000 $ 92,000
Canyon, Idaho 3 $ 692,000 $ 230,666 $ 128,000
Johnson, Indiana 3 $ 516,000 $ 172,000 $ 106,000
Jessamine, Kentucky 3 $ 969,000 $ 323,000 $ 219,000
Jefferson, Louisiana 3 $ 1,024,000 $ 341,333 $ 152,000
Anne Arundel, Maryland 3 $ 724,000 $ 241,333 $ 141,000
Montgomery, Maryland 3 $ 1,463,000 $ 487,666 $ 169,000
Suffolk, Massachusetts 3 $ 1,199,000 $ 399,666 $ 293,000
Ramsey, Minnesota 3 $ 485,000 $ 161,666 $ 87,000
Washington, Minnesota 3 $ 965,000 $ 321,666 $ 126,000
Greene, Missouri 3 $ 687,000 $ 229,000 $ 82,000
Douglas, Nebraska 3 $ 631,000 $ 210,333 $ 152,000
Hillsborough, New Hampshire 3 $ 666,000 $ 222,000 $ 209,000
Bergen, New Jersey 3 $ 1,426,000 $ 475,333 $ 149,000
San Juan, New Mexico 3 $ 696,000 $ 232,000 $ 145,000
Sandoval, New Mexico 3 $ 796,000 $ 265,333 $ 104,000
Dutchess, New York 3 $ 665,000 $ 221,666 $ 116,000
Erie, New York 3 $ 740,000 $ 246,666 $ 109,000
Ontario, New York 3 $ 1,077,000 $ 359,000 $ 227,000
Rockland, New York 3 $ 971,000 $ 323,666 $ 179,000
Buncombe, North Carolina 3 $ 623,000 $ 207,666 $ 102,000
Orange, North Carolina 3 $ 1,242,000 $ 414,000 $ 197,000
Clermont, Ohio 3 $ 702,000 $ 234,000 $ 141,000
Franklin, Ohio 3 $ 760,000 $ 253,333 $ 113,000
Medina, Ohio 3 $ 583,000 $ 194,333 $ 98,000
Kay, Oklahoma 3 $ 428,000 $ 142,666 $ 103,000
Clackamas, Oregon 3 $ 776,000 $ 258,666 $ 176,000
Berks, Pennsylvania 3 $ 631,000 $ 210,333 $ 133,000
York, Pennsylvania 3 $ 531,000 $ 177,000 $ 116,000
Knox, Tennessee 3 $ 1,048,000 $ 349,333 $ 106,000
Brazos, Texas 3 $ 634,000 $ 211,333 $ 93,000
El Paso, Texas 3 $ 570,000 $ 190,000 $ 99,000
Orange, Texas 3 $ 588,000 $ 196,000 $ 101,000
Victoria, Texas 3 $ 557,000 $ 185,666 $ 91,000
Davis, Utah 3 $ 826,000 $ 275,333 $ 103,000
Henrico, Virginia 3 $ 752,000 $ 250,666 $ 127,000
Richmond City, Virginia 3 $ 724,000 $ 241,333 $ 164,000
Kitsap, Washington 3 $ 1,195,000 $ 398,333 $ 154,000
Wood, West Virginia 3 $ 554,000 $ 184,666 $ 93,000
Ozaukee, Wisconsin 3 $ 983,000 $ 327,666 $ 117,000
Lee, Alabama 2 $ 380,000 $ 190,000 $ 124,000
Limestone, Alabama 2 $ 549,000 $ 274,500 $ 118,000
Yavapai, Arizona 2 $ 518,000 $ 259,000 $ 98,000
Washington, Arkansas 2 $ 631,000 $ 315,500 $ 170,000
San Bernardino, California 2 $ 669,000 $ 334,500 $ 144,000
San Mateo, California 2 $ 942,000 $ 471,000 $ 185,000
Solano, California 2 $ 583,000 $ 291,500 $ 156,000
Litchfield, Connecticut 2 $ 687,000 $ 343,500 $ 128,000
Broward, Florida 2 $ 743,000 $ 371,500 $ 132,000
Charlotte, Florida 2 $ 332,000 $ 166,000 $ 77,000
Clay, Florida 2 $ 541,000 $ 270,500 $ 91,000
Indian River, Florida 2 $ 244,000 $ 122,000 $ 101,000
Lee, Florida 2 $ 696,000 $ 348,000 $ 155,000
Nassau, Florida 2 $ 492,000 $ 246,000 $ 129,000
Pasco, Florida 2 $ 465,000 $ 232,500 $ 130,000
Pinellas, Florida 2 $ 543,000 $ 271,500 $ 249,000
DeKalb, Georgia 2 $ 392,000 $ 196,000 $ 144,000
Houston, Georgia 2 $ 480,000 $ 240,000 $ 134,000
Muscogee, Georgia 2 $ 440,000 $ 220,000 $ 201,000
Thomas, Georgia 2 $ 484,000 $ 242,000 $ 101,000
Howard, Indiana 2 $ 176,000 $ 88,000 $ 76,000
Lake, Indiana 2 $ 431,000 $ 215,500 $ 109,000
Lawrence, Indiana 2 $ 478,000 $ 239,000 $ 186,000
Porter, Indiana 2 $ 509,000 $ 254,500 $ 87,000
Tippecanoe, Indiana 2 $ 400,000 $ 200,000 $ 92,000
Vanderburgh, Indiana 2 $ 287,000 $ 143,500 $ 95,000
Cerro Gordo, Iowa 2 $ 323,000 $ 161,500 $ 161,000
Dubuque, Iowa 2 $ 449,000 $ 224,500 $ 93,000
Oldham, Kentucky 2 $ 568,000 $ 284,000 $ 134,000
York, Maine 2 $ 307,000 $ 153,500 $ 77,000
Baltimore, Maryland 2 $ 413,000 $ 206,500 $ 68,000
Cecil, Maryland 2 $ 435,000 $ 217,500 $ 98,000
Frederick, Maryland 2 $ 613,000 $ 306,500 $ 133,000
Washington, Maryland 2 $ 461,000 $ 230,500 $ 97,000
Plymouth, Massachusetts 2 $ 682,000 $ 341,000 $ 123,000
Allegan, Michigan 2 $ 260,000 $ 130,000 $ 100,000
Lapeer, Michigan 2 $ 275,000 $ 137,500 $ 75,000
Van Buren, Michigan 2 $ 418,000 $ 209,000 $ 112,000
Scott, Minnesota 2 $ 537,000 $ 268,500 $ 135,000
DeSoto, Mississippi 2 $ 424,000 $ 212,000 $ 107,000
Jackson, Mississippi 2 $ 291,000 $ 145,500 $ 98,000
Madison, Mississippi 2 $ 658,000 $ 329,000 $ 136,000
Platte, Missouri 2 $ 434,000 $ 217,000 $ 102,000
St. Louis City, Missouri 2 $ 652,000 $ 326,000 $ 85,000
Webster, Missouri 2 $ 283,000 $ 141,500 $ 103,000
Gallatin, Montana 2 $ 552,000 $ 276,000 $ 82,000
Ravalli, Montana 2 $ 349,000 $ 174,500 $ 96,000
Yellowstone, Montana 2 $ 446,000 $ 223,000 $ 99,000
Sarpy, Nebraska 2 $ 305,000 $ 152,500 $ 72,000
Washoe, Nevada 2 $ 558,000 $ 279,000 $ 109,000
Atlantic, New Jersey 2 $ 511,000 $ 255,500 $ 183,000
Burlington, New Jersey 2 $ 827,000 $ 413,500 $ 213,000
Hudson, New Jersey 2 $ 955,000 $ 477,500 $ 169,000
Mercer, New Jersey 2 $ 684,000 $ 342,000 $ 139,000
Warren, New Jersey 2 $ 549,000 $ 274,500 $ 122,000
Bernalillo, New Mexico 2 $ 342,000 $ 171,000 $ 126,000
Niagara, New York 2 $ 313,000 $ 156,500 $ 99,000
Putnam, New York 2 $ 814,000 $ 407,000 $ 179,000
Washington, New York 2 $ 508,000 $ 254,000 $ 133,000
Westchester, New York 2 $ 977,000 $ 488,500 $ 162,000
Catawba, North Carolina 2 $ 598,000 $ 299,000 $ 135,000
Cumberland, North Carolina 2 $ 504,000 $ 252,000 $ 95,000
Gaston, North Carolina 2 $ 346,000 $ 173,000 $ 105,000
Johnston, North Carolina 2 $ 348,000 $ 174,000 $ 73,000
Moore, North Carolina 2 $ 549,000 $ 274,500 $ 103,000
New Hanover, North Carolina 2 $ 490,000 $ 245,000 $ 167,000
Wilson, North Carolina 2 $ 313,000 $ 156,500 $ 107,000
Williams, North Dakota 2 $ 716,000 $ 358,000 $ 120,000
Hamilton, Ohio 2 $ 498,000 $ 249,000 $ 171,000
Lucas, Ohio 2 $ 408,000 $ 204,000 $ 123,000
Mahoning, Ohio 2 $ 436,000 $ 218,000 $ 110,000
Miami, Ohio 2 $ 322,000 $ 161,000 $ 88,000
Pickaway, Ohio 2 $ 330,000 $ 165,000 $ 83,000
Summit, Ohio 2 $ 442,000 $ 221,000 $ 103,000
Carter, Oklahoma 2 $ 375,000 $ 187,500 $ 112,000
Stephens, Oklahoma 2 $ 360,000 $ 180,000 $ 100,000
Woods, Oklahoma 2 $ 438,000 $ 219,000 $ 110,000
Beaver, Pennsylvania 2 $ 368,000 $ 184,000 $ 147,000
Butler, Pennsylvania 2 $ 736,000 $ 368,000 $ 152,000
Lancaster, Pennsylvania 2 $ 412,000 $ 206,000 $ 115,000
Lebanon, Pennsylvania 2 $ 424,000 $ 212,000 $ 101,000
Westmoreland, Pennsylvania 2 $ 516,000 $ 258,000 $ 217,000
Bristol, Rhode Island 2 $ 739,000 $ 369,500 $ 110,000
Kent, Rhode Island 2 $ 402,000 $ 201,000 $ 91,000
Washington, Rhode Island 2 $ 755,000 $ 377,500 $ 137,000
Davidson, Tennessee 2 $ 605,000 $ 302,500 $ 99,000
Aransas, Texas 2 $ 369,000 $ 184,500 $ 137,000
Chambers, Texas 2 $ 370,000 $ 185,000 $ 123,000
Ellis, Texas 2 $ 539,000 $ 269,500 $ 104,000
Hidalgo, Texas 2 $ 332,000 $ 166,000 $ 96,000
Hutchinson, Texas 2 $ 332,000 $ 166,000 $ 98,000
Randall, Texas 2 $ 688,000 $ 344,000 $ 155,000
Fairfax, Virginia 2 $ 736,000 $ 368,000 $ 137,000
Frederick, Virginia 2 $ 597,000 $ 298,500 $ 138,000
Hanover, Virginia 2 $ 846,000 $ 423,000 $ 146,000
Isle of Wight, Virginia 2 $ 699,000 $ 349,500 $ 131,000
Rockingham, Virginia 2 $ 494,000 $ 247,000 $ 91,000
Island, Washington 2 $ 517,000 $ 258,500 $ 149,000
St. Croix, Wisconsin 2 $ 647,000 $ 323,500 $ 169,000
Cullman, Alabama 1 $ 155,000 $ 155,000 $ 95,000
Jackson, Alabama 1 $ 280,000 $ 280,000 $ 175,000
Montgomery, Alabama 1 $ 247,000 $ 247,000 $ 140,000
Morgan, Alabama 1 $ 399,000 $ 399,000 $ 309,000
St. Clair, Alabama 1 $ 204,000 $ 204,000 $ 100,000
Talladega, Alabama 1 $ 340,000 $ 340,000 $ 133,000
Yuma, Arizona 1 $ 255,000 $ 255,000 $ 106,000
Crittenden, Arkansas 1 $ 233,000 $ 233,000 $ 86,000
Garland, Arkansas 1 $ 277,000 $ 277,000 $ 97,000
Saline, Arkansas 1 $ 352,000 $ 352,000 $ 165,000
Union, Arkansas 1 $ 135,000 $ 135,000 $ 52,000
Butte, California 1 $ 280,000 $ 280,000 $ 49,000
Calaveras, California 1 $ 176,000 $ 176,000 $ 81,000
Napa, California 1 $ 328,000 $ 328,000 $ 232,000
San Francisco, California 1 $ 370,000 $ 370,000 $ 242,000
San Luis Obispo, California 1 $ 389,000 $ 389,000 $ 151,000
Santa Barbara, California 1 $ 596,000 $ 596,000 $ 148,000
Stanislaus, California 1 $ 236,000 $ 236,000 $ 115,000
Tuolumne, California 1 $ 285,000 $ 285,000 $ 117,000
Yolo, California 1 $ 319,000 $ 319,000 $ 124,000
Broomfield, Colorado 1 $ 364,000 $ 364,000 $ 121,000
Garfield, Colorado 1 $ 297,000 $ 297,000 $ 71,000
Mesa, Colorado 1 $ 342,000 $ 342,000 $ 140,000
Middlesex, Connecticut 1 $ 360,000 $ 360,000 $ 227,000
District of Columbia, District Of Columbia 1 $ 412,000 $ 412,000 $ 104,000
Alachua, Florida 1 $ 181,000 $ 181,000 $ 77,000
Escambia, Florida 1 $ 247,000 $ 247,000 $ 90,000
Flagler, Florida 1 $ 349,000 $ 349,000 $ 123,000
Hernando, Florida 1 $ 90,000 $ 90,000 $ 120,000
Leon, Florida 1 $ 216,000 $ 216,000 $ 85,000
Monroe, Florida 1 $ 204,000 $ 204,000 $ 61,000
Osceola, Florida 1 $ 417,000 $ 417,000 $ 135,000
Polk, Florida 1 $ 190,000 $ 190,000 $ 104,000
Sumter, Florida 1 $ 152,000 $ 152,000 $ 49,000
Volusia, Florida 1 $ 360,000 $ 360,000 $ 118,000
Columbia, Georgia 1 $ 280,000 $ 280,000 $ 96,000
Habersham, Georgia 1 $ 150,000 $ 150,000 $ 89,000
Hall, Georgia 1 $ 345,000 $ 345,000 $ 133,000
Harris, Georgia 1 $ 165,000 $ 165,000 $ 96,000
Lee, Georgia 1 $ 282,000 $ 282,000 $ 120,000
Richmond, Georgia 1 $ 366,000 $ 366,000 $ 125,000
White, Georgia 1 $ 91,000 $ 91,000 $ 89,000
Elkhart, Indiana 1 $ 217,000 $ 217,000 $ 93,000
Harrison, Indiana 1 $ 143,000 $ 143,000 $ 46,000
Hendricks, Indiana 1 $ 222,000 $ 222,000 $ 149,000
Monroe, Indiana 1 $ 232,000 $ 232,000 $ 93,000
Steuben, Indiana 1 $ 125,000 $ 125,000 $ 120,000
Black Hawk, Iowa 1 $ 300,000 $ 300,000 $ 170,000
Hamilton, Iowa 1 $ 149,000 $ 149,000 $ 90,000
Iowa, Iowa 1 $ 231,000 $ 231,000 $ 130,000
Jefferson, Iowa 1 $ 219,000 $ 219,000 $ 113,000
Lee, Iowa 1 $ 108,000 $ 108,000 $ 169,000
Linn, Iowa 1 $ 174,000 $ 174,000 $ 122,000
Marion, Iowa 1 $ 138,000 $ 138,000 $ 72,000
Marshall, Iowa 1 $ 225,000 $ 225,000 $ 111,000
Scott, Iowa 1 $ 417,000 $ 417,000 $ 177,000
Butler, Kansas 1 $ 323,000 $ 323,000 $ 168,000
Cowley, Kansas 1 $ 222,000 $ 222,000 $ 80,000
Douglas, Kansas 1 $ 197,000 $ 197,000 $ 86,000
Miami, Kansas 1 $ 133,000 $ 133,000 $ 215,000
Wyandotte, Kansas 1 $ 228,000 $ 228,000 $ 67,000
Boone, Kentucky 1 $ 250,000 $ 250,000 $ 160,000
Campbell, Kentucky 1 $ 80,000 $ 80,000 $ 83,000
Carroll, Kentucky 1 $ 100,000 $ 100,000 $ 64,000
Daviess, Kentucky 1 $ 160,000 $ 160,000 $ 95,000
Fayette, Kentucky 1 $ 343,000 $ 343,000 $ 176,000
Graves, Kentucky 1 $ 90,000 $ 90,000 $ 100,000
Greenup, Kentucky 1 $ 155,000 $ 155,000 $ 80,000
Hardin, Kentucky 1 $ 216,000 $ 216,000 $ 99,000
Henry, Kentucky 1 $ 160,000 $ 160,000 $ 67,000
Laurel, Kentucky 1 $ 258,000 $ 258,000 $ 115,000
Marshall, Kentucky 1 $ 400,000 $ 400,000 $ 300,000
McCracken, Kentucky 1 $ 180,000 $ 180,000 $ 90,000
Mercer, Kentucky 1 $ 350,000 $ 350,000 $ 151,000
Nelson, Kentucky 1 $ 285,000 $ 285,000 $ 92,000
Allen, Louisiana 1 $ 74,000 $ 74,000 $ 153,000
Caddo, Louisiana 1 $ 386,000 $ 386,000 $ 148,000
Jefferson Davis, Louisiana 1 $ 165,000 $ 165,000 $ 114,000
Lincoln, Louisiana 1 $ 230,000 $ 230,000 $ 105,000
Livingston, Louisiana 1 $ 212,000 $ 212,000 $ 95,000
Orleans, Louisiana 1 $ 296,000 $ 296,000 $ 276,000
Ouachita, Louisiana 1 $ 275,000 $ 275,000 $ 136,000
Plaquemines, Louisiana 1 $ 300,000 $ 300,000 $ 116,000
Tangipahoa, Louisiana 1 $ 220,000 $ 220,000 $ 104,000
Vermilion, Louisiana 1 $ 132,000 $ 132,000 $ 124,000
Aroostook, Maine 1 $ 68,000 $ 68,000 $ 92,000
Cumberland, Maine 1 $ 250,000 $ 250,000 $ 94,000
Hancock, Maine 1 $ 267,000 $ 267,000 $ 125,000
Kennebec, Maine 1 $ 143,000 $ 143,000 $ 110,000
Lincoln, Maine 1 $ 293,000 $ 293,000 $ 96,000
Baltimore City, Maryland 1 $ 148,000 $ 148,000 $ 39,000
Charles, Maryland 1 $ 256,000 $ 256,000 $ 100,000
Prince George's, Maryland 1 $ 223,000 $ 223,000 $ 115,000
St. Mary's, Maryland 1 $ 186,000 $ 186,000 $ 90,000
Barnstable, Massachusetts 1 $ 216,000 $ 216,000 $ 80,000
Bristol, Massachusetts 1 $ 390,000 $ 390,000 $ 200,000
Barry, Michigan 1 $ 105,000 $ 105,000 $ 115,000
Dickinson, Michigan 1 $ 252,000 $ 252,000 $ 94,000
Eaton, Michigan 1 $ 263,000 $ 263,000 $ 160,000
Emmet, Michigan 1 $ 203,000 $ 203,000 $ 87,000
Ingham, Michigan 1 $ 312,000 $ 312,000 $ 202,000
Ionia, Michigan 1 $ 197,000 $ 197,000 $ 100,000
Leelanau, Michigan 1 $ 264,000 $ 264,000 $ 312,000
Lenawee, Michigan 1 $ 166,000 $ 166,000 $ 48,000
Muskegon, Michigan 1 $ 308,000 $ 308,000 $ 264,000
Roscommon, Michigan 1 $ 98,000 $ 98,000 $ 135,000
Anoka, Minnesota 1 $ 119,000 $ 119,000 $ 104,000
Carver, Minnesota 1 $ 406,000 $ 406,000 $ 119,000
Clay, Minnesota 1 $ 196,000 $ 196,000 $ 123,000
Fillmore, Minnesota 1 $ 157,000 $ 157,000 $ 72,000
Kandiyohi, Minnesota 1 $ 114,000 $ 114,000 $ 50,000
Olmsted, Minnesota 1 $ 88,000 $ 88,000 $ 80,000
Sherburne, Minnesota 1 $ 270,000 $ 270,000 $ 89,000
St. Louis, Minnesota 1 $ 235,000 $ 235,000 $ 101,000
Stearns, Minnesota 1 $ 389,000 $ 389,000 $ 165,000
Hancock, Mississippi 1 $ 139,000 $ 139,000 $ 110,000
Hinds, Mississippi 1 $ 214,000 $ 214,000 $ 82,000
Lafayette, Mississippi 1 $ 310,000 $ 310,000 $ 162,000
Lee, Mississippi 1 $ 238,000 $ 238,000 $ 82,000
Lowndes, Mississippi 1 $ 280,000 $ 280,000 $ 147,000
Buchanan, Missouri 1 $ 75,000 $ 75,000 $ 75,000
Christian, Missouri 1 $ 278,000 $ 278,000 $ 173,000
Laclede, Missouri 1 $ 159,000 $ 159,000 $ 71,000
Lewis, Missouri 1 $ 100,000 $ 100,000 $ 126,000
Lincoln, Missouri 1 $ 120,000 $ 120,000 $ 93,000
Macon, Missouri 1 $ 110,000 $ 110,000 $ 95,000
Marion, Missouri 1 $ 95,000 $ 95,000 $ 135,000
Carbon, Montana 1 $ 117,000 $ 117,000 $ 84,000
Jefferson, Montana 1 $ 270,000 $ 270,000 $ 79,000
Sanders, Montana 1 $ 213,000 $ 213,000 $ 83,000
Valley, Montana 1 $ 48,000 $ 48,000 $ 106,000
Cheshire, New Hampshire 1 $ 199,000 $ 199,000 $ 95,000
Strafford, New Hampshire 1 $ 414,000 $ 414,000 $ 129,000
Sullivan, New Hampshire 1 $ 342,000 $ 342,000 $ 91,000
Camden, New Jersey 1 $ 352,000 $ 352,000 $ 120,000
Gloucester, New Jersey 1 $ 328,000 $ 328,000 $ 110,000
Middlesex, New Jersey 1 $ 210,000 $ 210,000 $ 81,000
Salem, New Jersey 1 $ 389,000 $ 389,000 $ 165,000
Colfax, New Mexico 1 $ 403,000 $ 403,000 $ 284,000
Dona Ana, New Mexico 1 $ 195,000 $ 195,000 $ 83,000
Chautauqua, New York 1 $ 143,000 $ 143,000 $ 513,000
Clinton, New York 1 $ 142,000 $ 142,000 $ 105,000
Greene, New York 1 $ 223,000 $ 223,000 $ 72,000
Otsego, New York 1 $ 245,000 $ 245,000 $ 84,000
Rensselaer, New York 1 $ 293,000 $ 293,000 $ 113,000
Tompkins, New York 1 $ 236,000 $ 236,000 $ 120,000
Warren, New York 1 $ 328,000 $ 328,000 $ 190,000
Wayne, New York 1 $ 202,000 $ 202,000 $ 89,000
Beaufort, North Carolina 1 $ 216,000 $ 216,000 $ 70,000
Dare, North Carolina 1 $ 285,000 $ 285,000 $ 250,000
Forsyth, North Carolina 1 $ 124,000 $ 124,000 $ 85,000
Granville, North Carolina 1 $ 361,000 $ 361,000 $ 103,000
Lincoln, North Carolina 1 $ 265,000 $ 265,000 $ 168,000
Pender, North Carolina 1 $ 270,000 $ 270,000 $ 132,000
Rowan, North Carolina 1 $ 115,000 $ 115,000 $ 76,000
Cass, North Dakota 1 $ 405,000 $ 405,000 $ 158,000
Morton, North Dakota 1 $ 247,000 $ 247,000 $ 81,000
Stark, North Dakota 1 $ 383,000 $ 383,000 $ 105,000
Athens, Ohio 1 $ 160,000 $ 160,000 $ 97,000
Coshocton, Ohio 1 $ 107,000 $ 107,000 $ 71,000
Fairfield, Ohio 1 $ 323,000 $ 323,000 $ 93,000
Greene, Ohio 1 $ 240,000 $ 240,000 $ 130,000
Hancock, Ohio 1 $ 142,000 $ 142,000 $ 80,000
Licking, Ohio 1 $ 167,000 $ 167,000 $ 72,000
Muskingum, Ohio 1 $ 247,000 $ 247,000 $ 69,000
Paulding, Ohio 1 $ 230,000 $ 230,000 $ 75,000
Portage, Ohio 1 $ 210,000 $ 210,000 $ 108,000
Richland, Ohio 1 $ 239,000 $ 239,000 $ 117,000
Tuscarawas, Ohio 1 $ 196,000 $ 196,000 $ 127,000
Washington, Ohio 1 $ 123,000 $ 123,000 $ 52,000
Williams, Ohio 1 $ 199,000 $ 199,000 $ 119,000
Wood, Ohio 1 $ 180,000 $ 180,000 $ 145,000
Beckham, Oklahoma 1 $ 165,000 $ 165,000 $ 106,000
Craig, Oklahoma 1 $ 265,000 $ 265,000 $ 189,000
Creek, Oklahoma 1 $ 170,000 $ 170,000 $ 120,000
Grady, Oklahoma 1 $ 261,000 $ 261,000 $ 125,000
Okmulgee, Oklahoma 1 $ 168,000 $ 168,000 $ 142,000
Payne, Oklahoma 1 $ 238,000 $ 238,000 $ 92,000
Pottawatomie, Oklahoma 1 $ 248,000 $ 248,000 $ 129,000
Rogers, Oklahoma 1 $ 221,000 $ 221,000 $ 90,000
Woodward, Oklahoma 1 $ 390,000 $ 390,000 $ 253,000
Deschutes, Oregon 1 $ 216,000 $ 216,000 $ 81,000
Lane, Oregon 1 $ 199,000 $ 199,000 $ 41,000
Linn, Oregon 1 $ 395,000 $ 395,000 $ 116,000
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Mortgage Loan Application Detail Totals for Premia Mortgage, LLC in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,477 $651,280,000 $262,000 $626,000 $130,000 $597,000
Refinancing 103 $25,724,000 $249,000 $574,000 $159,000 $750,000
Home Improvement 8 $1,531,000 $191,000 $287,000 $97,000 $131,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,870 $488,249,000 $261,000 $626,000 $131,000 $750,000
Not Provided 308 $79,404,000 $257,000 $613,000 $132,000 $513,000
Asian 212 $59,646,000 $281,000 $600,000 $137,000 $427,000
Hispanic 123 $31,155,000 $253,000 $482,000 $121,000 $302,000
Black or African American 62 $16,836,000 $271,000 $417,000 $130,000 $400,000
American Indian or Alaskan Native 11 $2,603,000 $236,000 $340,000 $148,000 $215,000
Native Hawaiian or Other Pacific Islander 2 $642,000 $321,000 $325,000 $109,000 $118,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,588 $678,535,000 $262,000 $626,000 $131,000 $750,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,178 $569,407,000 $261,000 $626,000 $130,000 $513,000
Application Approved But Not Accepted 263 $70,468,000 $267,000 $611,000 $140,000 $597,000
Application Denied By Financial Institution 96 $24,337,000 $253,000 $490,000 $134,000 $750,000
Application Withdrawn By Applicant 28 $7,372,000 $263,000 $408,000 $127,000 $265,000
Preapproval Denied by Financial Institution 23 $6,951,000 $302,000 $540,000 $142,000 $270,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 66 $16,567,000 $251,000 $440,000 $132,000 $418,000
Credit History 24 $6,621,000 $275,000 $540,000 $134,000 $270,000
Debt-To-Income Ratio 12 $3,546,000 $295,000 $490,000 $132,000 $233,000
Other 6 $1,269,000 $211,000 $289,000 $220,000 $750,000
Unverifiable Information 3 $671,000 $223,000 $355,000 $91,000 $118,000
Credit Application Incomplete 3 $1,133,000 $377,000 $415,000 $143,000 $200,000
Employment History 3 $1,088,000 $362,000 $417,000 $137,000 $217,000
Insufficient Cash (Downpayment, Closing Cost) 2 $393,000 $196,000 $320,000 $71,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premia Mortgage, LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premia Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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