Premier Mortgage Group, Ltd Mortgage Lending & HMDA Data, 2003

In 2003, Premier Mortgage Group, Ltd of Middleburg Heights, OH reported 3,684 mortgage applications totaling $837.6 million. The average application was for $227,357, and applicants reported an average income of $110,259. 88% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago, IL (557), Los Angeles-Long Beach, CA (389) and Cleveland-Lorain-Elyria, OH (380) (applications in parentheses).

Mortgage Company & Address Premier Mortgage Group, Ltd
7550 Lucerne Drive, Suite 204
Middleburg Heights, OH 44130
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 3,684
Total Mortgage Loan Application Amount $837,586,000
Average Mortgage Loan Application Amount $227,357
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $110,259
Highest Applicant Income $1,677,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premier Mortgage Group, Ltd filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premier Mortgage Group, Ltd by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 389 $ 104,235,000 $ 267,956 $ 95,000
Cook, Illinois 270 $ 58,697,000 $ 217,396 $ 122,000
Cuyahoga, Ohio 254 $ 44,505,000 $ 175,216 $ 93,000
Orange, California 174 $ 50,169,000 $ 288,327 $ 114,000
Hartford, Connecticut 164 $ 31,590,000 $ 192,621 $ 94,000
San Diego, California 145 $ 38,775,000 $ 267,413 $ 115,000
DuPage, Illinois 119 $ 26,044,000 $ 218,857 $ 113,000
Alameda, California 83 $ 26,182,000 $ 315,445 $ 161,000
Contra Costa, California 83 $ 25,485,000 $ 307,048 $ 147,000
Fairfield, Connecticut 78 $ 19,810,000 $ 253,974 $ 142,000
Santa Clara, California 70 $ 21,929,000 $ 313,271 $ 164,000
San Bernardino, California 62 $ 13,492,000 $ 217,612 $ 94,000
Lake, Illinois 59 $ 13,161,000 $ 223,067 $ 102,000
Ventura, California 58 $ 17,430,000 $ 300,517 $ 122,000
Fairfax, Virginia 58 $ 13,785,000 $ 237,672 $ 102,000
Will, Illinois 54 $ 11,046,000 $ 204,555 $ 117,000
San Mateo, California 47 $ 15,316,000 $ 325,872 $ 127,000
New Haven, Connecticut 47 $ 10,392,000 $ 221,106 $ 105,000
Summit, Ohio 47 $ 7,950,000 $ 169,148 $ 123,000
Medina, Ohio 45 $ 7,595,000 $ 168,777 $ 138,000
Riverside, California 43 $ 9,928,000 $ 230,883 $ 100,000
San Francisco, California 40 $ 14,627,000 $ 365,675 $ 152,000
Middlesex, Connecticut 32 $ 6,137,000 $ 191,781 $ 138,000
Tolland, Connecticut 32 $ 6,055,000 $ 189,218 $ 90,000
Franklin, Ohio 32 $ 6,140,000 $ 191,875 $ 152,000
Lake, Ohio 32 $ 5,038,000 $ 157,437 $ 81,000
Lorain, Ohio 31 $ 5,381,000 $ 173,580 $ 92,000
Kane, Illinois 30 $ 6,642,000 $ 221,400 $ 106,000
Sonoma, California 28 $ 6,879,000 $ 245,678 $ 75,000
Hennepin, Minnesota 26 $ 5,666,000 $ 217,923 $ 129,000
Oakland, Michigan 25 $ 5,566,000 $ 222,640 $ 109,000
Prince William, Virginia 25 $ 5,466,000 $ 218,640 $ 102,000
Marin, California 23 $ 6,862,000 $ 298,347 $ 132,000
Fayette, Kentucky 23 $ 4,154,000 $ 180,608 $ 82,000
Delaware, Ohio 23 $ 4,839,000 $ 210,391 $ 121,000
Henrico, Virginia 21 $ 4,230,000 $ 201,428 $ 96,000
Monterey, California 20 $ 4,213,000 $ 210,650 $ 140,000
Hamilton, Ohio 20 $ 4,241,000 $ 212,050 $ 105,000
Montgomery, Ohio 20 $ 3,562,000 $ 178,100 $ 78,000
New London, Connecticut 19 $ 3,680,000 $ 193,684 $ 92,000
Broward, Florida 19 $ 3,309,000 $ 174,157 $ 101,000
McHenry, Illinois 18 $ 3,620,000 $ 201,111 $ 76,000
Wayne, Michigan 18 $ 3,278,000 $ 182,111 $ 147,000
Kent, Michigan 17 $ 3,089,000 $ 181,705 $ 89,000
Geauga, Ohio 17 $ 3,290,000 $ 193,529 $ 140,000
Chesterfield, Virginia 17 $ 3,624,000 $ 213,176 $ 105,000
Sacramento, California 16 $ 4,382,000 $ 273,875 $ 124,000
Miami-Dade, Florida 16 $ 3,668,000 $ 229,250 $ 119,000
Loudoun, Virginia 16 $ 4,342,000 $ 271,375 $ 221,000
Solano, California 15 $ 3,142,000 $ 209,466 $ 97,000
Litchfield, Connecticut 13 $ 2,495,000 $ 191,923 $ 134,000
Macomb, Michigan 13 $ 2,128,000 $ 163,692 $ 115,000
Lucas, Ohio 13 $ 2,287,000 $ 175,923 $ 133,000
Portage, Ohio 13 $ 2,494,000 $ 191,846 $ 104,000
Stark, Ohio 13 $ 2,119,000 $ 163,000 $ 83,000
Warren, Ohio 11 $ 2,068,000 $ 188,000 $ 115,000
Duval, Florida 10 $ 1,546,000 $ 154,600 $ 90,000
Hanover, Virginia 10 $ 1,680,000 $ 168,000 $ 82,000
Santa Cruz, California 9 $ 2,985,000 $ 331,666 $ 104,000
Lee, Florida 9 $ 1,864,000 $ 207,111 $ 172,000
Sarasota, Florida 9 $ 1,567,000 $ 174,111 $ 87,000
St. Joseph, Indiana 9 $ 1,444,000 $ 160,444 $ 91,000
Butler, Ohio 9 $ 1,495,000 $ 166,111 $ 109,000
Virginia Beach, Virginia 9 $ 1,847,000 $ 205,222 $ 130,000
Placer, California 8 $ 1,914,000 $ 239,250 $ 102,000
Windham, Connecticut 8 $ 1,100,000 $ 137,500 $ 61,000
Collier, Florida 8 $ 2,580,000 $ 322,500 $ 184,000
Clermont, Ohio 8 $ 1,854,000 $ 231,750 $ 119,000
El Dorado, California 7 $ 1,688,000 $ 241,142 $ 118,000
San Joaquin, California 7 $ 1,352,000 $ 193,142 $ 80,000
Palm Beach, Florida 7 $ 1,556,000 $ 222,285 $ 160,000
Hamilton, Indiana 7 $ 1,302,000 $ 186,000 $ 109,000
Marion, Indiana 7 $ 833,000 $ 119,000 $ 56,000
Jefferson, Kentucky 7 $ 1,297,000 $ 185,285 $ 87,000
Ramsey, Minnesota 7 $ 1,604,000 $ 229,142 $ 105,000
Alexandria, Virginia 7 $ 1,061,000 $ 151,571 $ 106,000
Arlington, Virginia 7 $ 1,540,000 $ 220,000 $ 118,000
Napa, California 6 $ 1,768,000 $ 294,666 $ 103,000
San Luis Obispo, California 6 $ 1,373,000 $ 228,833 $ 112,000
Santa Barbara, California 6 $ 2,301,000 $ 383,500 $ 116,000
El Paso, Colorado 6 $ 1,087,000 $ 181,166 $ 84,000
Orange, Florida 6 $ 994,000 $ 165,666 $ 87,000
Osceola, Florida 6 $ 878,000 $ 146,333 $ 48,000
Polk, Florida 6 $ 717,000 $ 119,500 $ 63,000
Seminole, Florida 6 $ 1,033,000 $ 172,166 $ 139,000
Kendall, Illinois 6 $ 1,173,000 $ 195,500 $ 79,000
Scott, Kentucky 6 $ 1,113,000 $ 185,500 $ 168,000
Ottawa, Michigan 6 $ 997,000 $ 166,166 $ 85,000
Scott, Minnesota 6 $ 1,137,000 $ 189,500 $ 84,000
Washington, Minnesota 6 $ 1,202,000 $ 200,333 $ 124,000
Mahoning, Ohio 6 $ 871,000 $ 145,166 $ 65,000
Stafford, Virginia 6 $ 1,566,000 $ 261,000 $ 124,000
Stanislaus, California 5 $ 926,000 $ 185,200 $ 93,000
Boulder, Colorado 5 $ 1,070,000 $ 214,000 $ 80,000
Jefferson, Colorado 5 $ 837,000 $ 167,400 $ 122,000
Hillsborough, Florida 5 $ 770,000 $ 154,000 $ 92,000
Pinellas, Florida 5 $ 884,000 $ 176,800 $ 96,000
Kenton, Kentucky 5 $ 1,683,000 $ 336,600 $ 196,000
Berrien, Michigan 5 $ 1,051,000 $ 210,200 $ 97,000
Genesee, Michigan 5 $ 868,000 $ 173,600 $ 59,000
Washtenaw, Michigan 5 $ 1,573,000 $ 314,600 $ 129,000
Dakota, Minnesota 5 $ 1,114,000 $ 222,800 $ 93,000
Fairfield, Ohio 5 $ 691,000 $ 138,200 $ 73,000
Merced, California 4 $ 548,000 $ 137,000 $ 45,000
Arapahoe, Colorado 4 $ 398,000 $ 99,500 $ 116,000
Manatee, Florida 4 $ 868,000 $ 217,000 $ 75,000
St. Johns, Florida 4 $ 657,000 $ 164,250 $ 83,000
Jessamine, Kentucky 4 $ 1,059,000 $ 264,750 $ 105,000
Allegan, Michigan 4 $ 608,000 $ 152,000 $ 69,000
Anoka, Minnesota 4 $ 872,000 $ 218,000 $ 75,000
Richmond City, Virginia 4 $ 794,000 $ 198,500 $ 113,000
Mendocino, California 3 $ 608,000 $ 202,666 $ 91,000
Yolo, California 3 $ 624,000 $ 208,000 $ 107,000
Alachua, Florida 3 $ 484,000 $ 161,333 $ 186,000
Bay, Florida 3 $ 481,000 $ 160,333 $ 111,000
Citrus, Florida 3 $ 405,000 $ 135,000 $ 121,000
Clay, Florida 3 $ 571,000 $ 190,333 $ 82,000
LaSalle, Illinois 3 $ 448,000 $ 149,333 $ 120,000
Monroe, Indiana 3 $ 432,000 $ 144,000 $ 218,000
Porter, Indiana 3 $ 446,000 $ 148,666 $ 48,000
Boone, Kentucky 3 $ 646,000 $ 215,333 $ 104,000
Gogebic, Michigan 3 $ 382,000 $ 127,333 $ 98,000
Grand Traverse, Michigan 3 $ 528,000 $ 176,000 $ 109,000
Carver, Minnesota 3 $ 682,000 $ 227,333 $ 65,000
Greene, Ohio 3 $ 474,000 $ 158,000 $ 72,000
Madison, Ohio 3 $ 575,000 $ 191,666 $ 105,000
Ottawa, Ohio 3 $ 201,000 $ 67,000 $ 93,000
Trumbull, Ohio 3 $ 474,000 $ 158,000 $ 82,000
Spotsylvania, Virginia 3 $ 555,000 $ 185,000 $ 117,000
Calaveras, California 2 $ 125,000 $ 62,500 $ 116,000
Fresno, California 2 $ 378,000 $ 189,000 $ 85,000
Mono, California 2 $ 450,000 $ 225,000 $ 111,000
Nevada, California 2 $ 515,000 $ 257,500 $ 114,000
Douglas, Colorado 2 $ 372,000 $ 186,000 $ 94,000
Brevard, Florida 2 $ 407,000 $ 203,500 $ 86,000
Marion, Florida 2 $ 358,000 $ 179,000 $ 140,000
Monroe, Florida 2 $ 307,000 $ 153,500 $ 124,000
Santa Rosa, Florida 2 $ 300,000 $ 150,000 $ 90,000
Maui, Hawaii 2 $ 622,000 $ 311,000 $ 299,000
St. Clair, Illinois 2 $ 359,000 $ 179,500 $ 132,000
Winnebago, Illinois 2 $ 276,000 $ 138,000 $ 64,000
Hendricks, Indiana 2 $ 236,000 $ 118,000 $ 68,000
Kosciusko, Indiana 2 $ 203,000 $ 101,500 $ 70,000
LaPorte, Indiana 2 $ 406,000 $ 203,000 $ 174,000
Morgan, Indiana 2 $ 279,000 $ 139,500 $ 94,000
Vanderburgh, Indiana 2 $ 223,000 $ 111,500 $ 61,000
Warrick, Indiana 2 $ 313,000 $ 156,500 $ 82,000
Campbell, Kentucky 2 $ 218,000 $ 109,000 $ 91,000
Madison, Kentucky 2 $ 230,000 $ 115,000 $ 48,000
Woodford, Kentucky 2 $ 425,000 $ 212,500 $ 123,000
York, Maine 2 $ 587,000 $ 293,500 $ 181,000
Benzie, Michigan 2 $ 180,000 $ 90,000 $ 59,000
Calhoun, Michigan 2 $ 313,000 $ 156,500 $ 59,000
Kalamazoo, Michigan 2 $ 257,000 $ 128,500 $ 272,000
Saginaw, Michigan 2 $ 343,000 $ 171,500 $ 115,000
Athens, Ohio 2 $ 327,000 $ 163,500 $ 65,000
Darke, Ohio 2 $ 374,000 $ 187,000 $ 58,000
Licking, Ohio 2 $ 355,000 $ 177,500 $ 76,000
Miami, Ohio 2 $ 429,000 $ 214,500 $ 86,000
Wayne, Ohio 2 $ 206,000 $ 103,000 $ 29,000
Wood, Ohio 2 $ 291,000 $ 145,500 $ 107,000
Dinwiddie, Virginia 2 $ 513,000 $ 256,500 $ 168,000
Fauquier, Virginia 2 $ 505,000 $ 252,500 $ 109,000
Goochland, Virginia 2 $ 583,000 $ 291,500 $ 134,000
Powhatan, Virginia 2 $ 358,000 $ 179,000 $ 97,000
Butte, California 1 $ 253,000 $ 253,000 $ 98,000
Imperial, California 1 $ 163,000 $ 163,000 $ 84,000
Madera, California 1 $ 188,000 $ 188,000 $ 71,000
Plumas, California 1 $ 194,000 $ 194,000 $ 178,000
Tuolumne, California 1 $ 115,000 $ 115,000 $ 59,000
Yuba, California 1 $ 186,000 $ 186,000 $ 68,000
Denver, Colorado 1 $ 311,000 $ 311,000 $ 102,000
Elbert, Colorado 1 $ 230,000 $ 230,000 $ 72,000
Gunnison, Colorado 1 $ 260,000 $ 260,000 $ 134,000
Larimer, Colorado 1 $ 158,000 $ 158,000 $ 61,000
Weld, Colorado 1 $ 322,000 $ 322,000 $ 94,000
New Castle, Delaware 1 $ 288,000 $ 288,000 $ 119,000
Charlotte, Florida 1 $ 155,000 $ 155,000 $ 145,000
Indian River, Florida 1 $ 166,000 $ 166,000 $ 129,000
Nassau, Florida 1 $ 392,000 $ 392,000 $ 181,000
Pasco, Florida 1 $ 133,000 $ 133,000 $ 100,000
Putnam, Florida 1 $ 92,000 $ 92,000 $ 105,000
Sumter, Florida 1 $ 145,000 $ 145,000 $ 68,000
Volusia, Florida 1 $ 134,000 $ 134,000 $ 63,000
Hawaii, Hawaii 1 $ 273,000 $ 273,000 $ 143,000
Kauai, Hawaii 1 $ 191,000 $ 191,000 $ 132,000
Bond, Illinois 1 $ 162,000 $ 162,000 $ 0
Grundy, Illinois 1 $ 137,000 $ 137,000 $ 34,000
Jo Daviess, Illinois 1 $ 185,000 $ 185,000 $ 359,000
Macon, Illinois 1 $ 410,000 $ 410,000 $ 150,000
Macoupin, Illinois 1 $ 174,000 $ 174,000 $ 121,000
Richland, Illinois 1 $ 75,000 $ 75,000 $ 30,000
Wabash, Illinois 1 $ 87,000 $ 87,000 $ 105,000
Allen, Indiana 1 $ 157,000 $ 157,000 $ 87,000
Dubois, Indiana 1 $ 177,000 $ 177,000 $ 64,000
Elkhart, Indiana 1 $ 160,000 $ 160,000 $ 51,000
Franklin, Indiana 1 $ 125,000 $ 125,000 $ 31,000
Gibson, Indiana 1 $ 156,000 $ 156,000 $ 68,000
Hancock, Indiana 1 $ 180,000 $ 180,000 $ 131,000
Johnson, Indiana 1 $ 160,000 $ 160,000 $ 86,000
Lake, Indiana 1 $ 90,000 $ 90,000 $ 55,000
Spencer, Indiana 1 $ 180,000 $ 180,000 $ 92,000
Bourbon, Kentucky 1 $ 285,000 $ 285,000 $ 103,000
Bullitt, Kentucky 1 $ 144,000 $ 144,000 $ 88,000
Clark, Kentucky 1 $ 106,000 $ 106,000 $ 53,000
Franklin, Kentucky 1 $ 76,000 $ 76,000 $ 50,000
Harrison, Kentucky 1 $ 110,000 $ 110,000 $ 48,000
Laurel, Kentucky 1 $ 180,000 $ 180,000 $ 85,000
Mason, Kentucky 1 $ 279,000 $ 279,000 $ 101,000
Nelson, Kentucky 1 $ 129,000 $ 129,000 $ 49,000
Oldham, Kentucky 1 $ 302,000 $ 302,000 $ 71,000
Powell, Kentucky 1 $ 106,000 $ 106,000 $ 100,000
Pulaski, Kentucky 1 $ 133,000 $ 133,000 $ 68,000
Wayne, Kentucky 1 $ 205,000 $ 205,000 $ 130,000
Cumberland, Maine 1 $ 99,000 $ 99,000 $ 43,000
Antrim, Michigan 1 $ 208,000 $ 208,000 $ 52,000
Charlevoix, Michigan 1 $ 175,000 $ 175,000 $ 60,000
Ingham, Michigan 1 $ 76,000 $ 76,000 $ 27,000
Jackson, Michigan 1 $ 127,000 $ 127,000 $ 60,000
Livingston, Michigan 1 $ 230,000 $ 230,000 $ 103,000
Mecosta, Michigan 1 $ 90,000 $ 90,000 $ 91,000
Midland, Michigan 1 $ 144,000 $ 144,000 $ 69,000
Monroe, Michigan 1 $ 198,000 $ 198,000 $ 123,000
Montcalm, Michigan 1 $ 90,000 $ 90,000 $ 17,000
Muskegon, Michigan 1 $ 143,000 $ 143,000 $ 103,000
Sanilac, Michigan 1 $ 160,000 $ 160,000 $ 86,000
St. Clair, Michigan 1 $ 220,000 $ 220,000 $ 125,000
Van Buren, Michigan 1 $ 300,000 $ 300,000 $ 350,000
Aitkin, Minnesota 1 $ 228,000 $ 228,000 $ 167,000
Benton, Minnesota 1 $ 127,000 $ 127,000 $ 40,000
Hubbard, Minnesota 1 $ 99,000 $ 99,000 $ 149,000
Meeker, Minnesota 1 $ 83,000 $ 83,000 $ 85,000
Mille Lacs, Minnesota 1 $ 116,000 $ 116,000 $ 167,000
Olmsted, Minnesota 1 $ 170,000 $ 170,000 $ 160,000
Wright, Minnesota 1 $ 125,000 $ 125,000 $ 32,000
Ashtabula, Ohio 1 $ 129,000 $ 129,000 $ 85,000
Erie, Ohio 1 $ 215,000 $ 215,000 $ 94,000
Hancock, Ohio 1 $ 131,000 $ 131,000 $ 116,000
Highland, Ohio 1 $ 73,000 $ 73,000 $ 20,000
Morrow, Ohio 1 $ 150,000 $ 150,000 $ 35,000
Muskingum, Ohio 1 $ 460,000 $ 460,000 $ 366,000
Seneca, Ohio 1 $ 147,000 $ 147,000 $ 88,000
Union, Ohio 1 $ 449,000 $ 449,000 $ 178,000
Amelia, Virginia 1 $ 151,000 $ 151,000 $ 70,000
Bath, Virginia 1 $ 140,000 $ 140,000 $ 114,000
Caroline, Virginia 1 $ 74,000 $ 74,000 $ 28,000
Charlotte, Virginia 1 $ 120,000 $ 120,000 $ 62,000
Chesapeake, Virginia 1 $ 168,000 $ 168,000 $ 81,000
Colonial Heights, Virginia 1 $ 212,000 $ 212,000 $ 83,000
Culpeper, Virginia 1 $ 80,000 $ 80,000 $ 59,000
Franklin, Virginia 1 $ 240,000 $ 240,000 $ 98,000
Halifax, Virginia 1 $ 170,000 $ 170,000 $ 80,000
Hampton, Virginia 1 $ 104,000 $ 104,000 $ 32,000
Henry, Virginia 1 $ 103,000 $ 103,000 $ 78,000
Isle of Wight, Virginia 1 $ 201,000 $ 201,000 $ 165,000
James City, Virginia 1 $ 57,000 $ 57,000 $ 38,000
Louisa, Virginia 1 $ 115,000 $ 115,000 $ 38,000
Lynchburg, Virginia 1 $ 240,000 $ 240,000 $ 83,000
Mecklenburg, Virginia 1 $ 137,000 $ 137,000 $ 173,000
New Kent, Virginia 1 $ 280,000 $ 280,000 $ 103,000
Newport News, Virginia 1 $ 144,000 $ 144,000 $ 106,000
Orange, Virginia 1 $ 135,000 $ 135,000 $ 45,000
Pittsylvania, Virginia 1 $ 90,000 $ 90,000 $ 69,000
Poquoson, Virginia 1 $ 162,000 $ 162,000 $ 104,000
Portsmouth, Virginia 1 $ 159,000 $ 159,000 $ 80,000
Prince George, Virginia 1 $ 180,000 $ 180,000 $ 58,000
Pulaski, Virginia 1 $ 111,000 $ 111,000 $ 50,000
Roanoke, Virginia 1 $ 96,000 $ 96,000 $ 61,000
Rockingham, Virginia 1 $ 300,000 $ 300,000 $ 448,000
Staunton, Virginia 1 $ 70,000 $ 70,000 $ 76,000
Suffolk, Virginia 1 $ 97,000 $ 97,000 $ 40,000
Surry, Virginia 1 $ 132,000 $ 132,000 $ 69,000
Williamsburg, Virginia 1 $ 119,000 $ 119,000 $ 31,000
York, Virginia 1 $ 55,000 $ 55,000 $ 30,000
Kitsap, Washington 1 $ 190,000 $ 190,000 $ 146,000

Mortgage Loan Application Detail Totals for Premier Mortgage Group, Ltd in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 3,175 $719,220,000 $212,600 $1,500,000 $120,000 $1,677,000
Home Purchase (one-to-four family) 447 $113,943,000 $221,750 $950,000 $112,250 $1,152,000
Home Improvement (one-to-four family) 62 $4,423,000 $82,500 $300,000 $129,166 $480,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,002 $669,489,000 $212,500 $1,500,000 $119,642 $1,677,000
Asian or Pacific Islander 316 $83,627,000 $217,666 $765,000 $122,222 $480,000
Hispanic 179 $38,998,000 $205,571 $571,000 $99,000 $499,000
Information not provided by applicant in mail or telephone application 67 $16,825,000 $225,181 $650,000 $129,818 $938,000
Black 59 $12,047,000 $196,750 $453,000 $97,500 $248,000
Other 56 $15,177,000 $241,777 $536,000 $92,777 $209,000
American Indian or Alaskan Native 5 $1,423,000 $283,500 $323,000 $168,000 $310,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,677 $836,506,000 $211,533 $1,500,000 $119,533 $1,677,000
FHA-insured (Federal Housing Administration) 5 $690,000 $135,500 $182,000 $63,500 $95,000
VA-guaranteed (Veterans Administration) 2 $390,000 $195,000 $240,000 $73,500 $85,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,251 $733,658,000 $211,400 $1,500,000 $120,600 $1,677,000
Application Withdrawn By Applicant 278 $66,288,000 $225,090 $867,000 $121,363 $1,080,000
Application Denied By Financial Institution 74 $17,340,000 $194,900 $650,000 $106,800 $594,000
Application Approved But Not Accepted 61 $15,222,000 $199,000 $984,000 $99,400 $902,000
File Closed For Incompleteness 20 $5,078,000 $267,875 $650,000 $89,750 $468,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 33 $7,183,000 $215,625 $514,000 $125,500 $594,000
Credit History 11 $2,218,000 $181,833 $522,000 $68,000 $119,000
Debt-To-Income Ratio 10 $3,333,000 $216,333 $650,000 $68,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 3 $775,000 $253,500 $315,000 $65,000 $151,000
Collateral 2 $438,000 $219,000 $273,000 $91,000 $114,000
Employment History 1 $628,000 $628,000 $628,000 $158,000 $158,000
Unverifiable Information 1 $175,000 $175,000 $175,000 $193,000 $193,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Mortgage Group, Ltd's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premier Mortgage Group, Ltd's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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