Prime Choice Funding Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Prime Choice Funding Inc. of Tustin, CA reported 3,656 mortgage applications totaling $1.1 billion, up 1239% from 2018. The average application was for $296,646, and applicants reported an average income of $34,406. 75% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (197), Riverside-San Bernardino-Ontario, CA (193) and Los Angeles-Long Beach-Glendale, CA (173) (applications in parentheses).
| Mortgage Company & Address | Prime Choice Funding Inc. 17852 17th St #107 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 3,656 |
| Total Mortgage Loan Application Amount | $1,084,540,000 |
| Average Mortgage Loan Application Amount | $296,646 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $34,406 |
| Highest Applicant Income | $597,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prime Choice Funding Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 223 | $ 55,775,000 | $ 250,112 | $ 31,533 |
| Atlanta-Sandy Springs-Roswell, GA | 197 | $ 48,765,000 | $ 247,538 | $ 21,000 |
| Riverside-San Bernardino-Ontario, CA | 193 | $ 63,255,000 | $ 327,746 | $ 52,000 |
| Los Angeles-Long Beach-Glendale, CA | 173 | $ 75,465,000 | $ 436,213 | $ 85,000 |
| Phoenix-Mesa-Scottsdale, AZ | 143 | $ 38,355,000 | $ 268,216 | $ 29,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 133 | $ 52,865,000 | $ 397,481 | $ 25,458 |
| San Diego-Carlsbad, CA | 84 | $ 37,630,000 | $ 447,976 | $ 68,000 |
| Denver-Aurora-Lakewood, CO | 79 | $ 26,485,000 | $ 335,253 | $ 56,000 |
| Tampa-St. Petersburg-Clearwater, FL | 74 | $ 19,000,000 | $ 256,756 | $ 27,000 |
| Anaheim-Santa Ana-Irvine, CA | 64 | $ 29,850,000 | $ 466,406 | $ 112,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 63 | $ 22,515,000 | $ 357,380 | $ 38,000 |
| Orlando-Kissimmee-Sanford, FL | 56 | $ 13,710,000 | $ 244,821 | $ 21,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 54 | $ 16,160,000 | $ 299,259 | $ 28,333 |
| Colorado Springs, CO | 53 | $ 16,665,000 | $ 314,433 | $ 41,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 52 | $ 15,260,000 | $ 293,461 | $ 33,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 50 | $ 14,310,000 | $ 286,200 | $ 19,000 |
| Baltimore-Columbia-Towson, MD | 49 | $ 16,715,000 | $ 341,122 | $ 43,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 49 | $ 17,965,000 | $ 366,632 | $ 29,387 |
| Charlotte-Concord-Gastonia, NC-SC | 40 | $ 9,920,000 | $ 248,000 | $ 20,200 |
| Jacksonville, FL | 35 | $ 8,175,000 | $ 233,571 | $ 22,000 |
| Tucson, AZ | 34 | $ 7,930,000 | $ 233,235 | $ 19,000 |
| Fresno, CA | 29 | $ 7,165,000 | $ 247,068 | $ 56,000 |
| New York-Newark, NY | 29 | $ 8,865,000 | $ 305,689 | $ 27,000 |
| Boston, MA | 28 | $ 9,860,000 | $ 352,142 | $ 24,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 28 | $ 8,770,000 | $ 313,214 | $ 25,000 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 6,120,000 | $ 218,571 | $ 48,000 |
| Albuquerque, NM | 27 | $ 7,185,000 | $ 266,111 | $ 34,000 |
| Lakeland-Winter Haven, FL | 27 | $ 6,265,000 | $ 232,037 | $ 26,000 |
| Vallejo-Fairfield, CA | 27 | $ 12,725,000 | $ 471,296 | $ 36,000 |
| Boise City, ID | 26 | $ 7,780,000 | $ 299,230 | $ 27,000 |
| Charleston-North Charleston, SC | 26 | $ 6,650,000 | $ 255,769 | $ 28,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 5,745,000 | $ 229,800 | $ 9,000 |
| Columbus, OH | 24 | $ 5,860,000 | $ 244,166 | $ 37,000 |
| Indianapolis-Carmel-Anderson, IN | 24 | $ 6,010,000 | $ 250,416 | $ 25,000 |
| Oakland-Hayward-Berkeley, CA | 23 | $ 10,525,000 | $ 457,608 | $ 52,000 |
| Raleigh, NC | 23 | $ 6,005,000 | $ 261,086 | $ 35,000 |
| Camden, NJ | 22 | $ 5,640,000 | $ 256,363 | $ 37,000 |
| Fayetteville, NC | 22 | $ 5,390,000 | $ 245,000 | $ 9,000 |
| Montgomery County-Bucks County-Chester County, PA | 22 | $ 6,250,000 | $ 284,090 | $ 29,000 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 5,500,000 | $ 250,000 | $ 35,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 22 | $ 6,070,000 | $ 275,909 | $ 46,000 |
| Augusta-Richmond County, GA-SC | 21 | $ 5,275,000 | $ 251,190 | $ 43,190 |
| Bakersfield, CA | 21 | $ 5,135,000 | $ 244,523 | $ 18,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 21 | $ 4,555,000 | $ 216,904 | $ 15,000 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 6,010,000 | $ 300,500 | $ 15,000 |
| Providence-Warwick, RI-MA | 19 | $ 4,665,000 | $ 245,526 | $ 23,315 |
| Richmond, VA | 19 | $ 5,315,000 | $ 279,736 | $ 37,000 |
| Washington-Baltimore-Arlington, DC | 19 | $ 7,605,000 | $ 400,263 | $ 45,000 |
| Cincinnati, OH-KY-IN | 18 | $ 4,240,000 | $ 235,555 | $ 17,500 |
| Modesto, CA | 18 | $ 5,530,000 | $ 307,222 | $ 43,000 |
| Stockton-Lodi, CA | 18 | $ 6,650,000 | $ 369,444 | $ 28,000 |
| Cambridge-Newton-Framingham, MA | 17 | $ 6,375,000 | $ 375,000 | $ 16,000 |
| Columbia, SC | 17 | $ 3,715,000 | $ 218,529 | $ 20,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 4,315,000 | $ 253,823 | $ 37,000 |
| Clarksville, TN-KY | 16 | $ 3,580,000 | $ 223,750 | $ 15,000 |
| Memphis, TN-MS-AR | 16 | $ 4,110,000 | $ 256,875 | $ 42,000 |
| Eugene, OR | 15 | $ 4,635,000 | $ 309,000 | $ 33,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 2,725,000 | $ 181,666 | $ 34,000 |
| Manchester-Nashua, NH | 15 | $ 4,365,000 | $ 291,000 | $ 30,000 |
| Philadelphia, PA | 15 | $ 2,955,000 | $ 197,000 | $ 30,000 |
| Port St. Lucie, FL | 14 | $ 4,040,000 | $ 288,571 | $ 55,000 |
| Prescott Valley-Prescott, AZ | 14 | $ 3,350,000 | $ 239,285 | $ 35,000 |
| Rockingham County-Strafford County, NH | 14 | $ 3,680,000 | $ 262,857 | $ 29,000 |
| Chicago-Naperville, IL | 13 | $ 4,165,000 | $ 320,384 | $ 71,000 |
| Columbus, GA-AL | 13 | $ 3,305,000 | $ 254,230 | $ 20,307 |
| Dayton-Springfield-Kettering, OH | 13 | $ 2,755,000 | $ 211,923 | $ 10,000 |
| Greenville-Anderson-Mauldin, SC | 13 | $ 3,475,000 | $ 267,307 | $ 32,000 |
| Knoxville, TN | 13 | $ 2,655,000 | $ 204,230 | $ 20,000 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 3,855,000 | $ 296,538 | $ 19,000 |
| New York-Jersey City-White Plains, NY-NJ | 13 | $ 5,335,000 | $ 410,384 | $ 31,000 |
| Salem, OR | 13 | $ 3,285,000 | $ 252,692 | $ 3,000 |
| Wilmington, DE-MD-NJ | 13 | $ 3,495,000 | $ 268,846 | $ 25,384 |
| Coeur D'Alene, ID | 12 | $ 3,460,000 | $ 288,333 | $ 41,000 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 3,130,000 | $ 260,833 | $ 30,000 |
| Greeley, CO | 12 | $ 3,550,000 | $ 295,833 | $ 9,000 |
| Cleveland-Elyria, OH | 11 | $ 2,245,000 | $ 204,090 | $ 15,000 |
| Huntsville, AL | 11 | $ 3,085,000 | $ 280,454 | $ 24,000 |
| Ocala, FL | 11 | $ 2,375,000 | $ 215,909 | $ 16,000 |
| Spartanburg, SC | 11 | $ 2,165,000 | $ 196,818 | $ 9,000 |
| Worcester, MA-CT | 11 | $ 2,985,000 | $ 271,363 | $ 20,909 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 2,530,000 | $ 253,000 | $ 27,000 |
| Birmingham-Hoover, AL | 10 | $ 2,250,000 | $ 225,000 | $ 8,000 |
| Fort Collins, CO | 10 | $ 3,380,000 | $ 338,000 | $ 27,000 |
| Montgomery, AL | 10 | $ 2,480,000 | $ 248,000 | $ 14,000 |
| New Orleans-Metairie, LA | 10 | $ 2,730,000 | $ 273,000 | $ 40,000 |
| Newark, NJ-PA | 10 | $ 2,830,000 | $ 283,000 | $ 13,500 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 5,040,000 | $ 504,000 | $ 68,000 |
| Savannah, GA | 10 | $ 2,520,000 | $ 252,000 | $ 33,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 2,510,000 | $ 251,000 | $ 0 |
| Winston-Salem, NC | 10 | $ 1,920,000 | $ 192,000 | $ 41,000 |
| Asheville, NC | 9 | $ 2,445,000 | $ 271,666 | $ 28,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 2,355,000 | $ 261,666 | $ 47,000 |
| Grants Pass, OR | 9 | $ 2,915,000 | $ 323,888 | $ 21,000 |
| Greensboro-High Point, NC | 9 | $ 1,925,000 | $ 213,888 | $ 15,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 4,735,000 | $ 526,111 | $ 21,000 |
| Portland-South Portland, ME | 9 | $ 3,055,000 | $ 339,444 | $ 78,000 |
| Santa Fe, NM | 9 | $ 2,375,000 | $ 263,888 | $ 22,000 |
| Warner Robins, GA | 9 | $ 1,935,000 | $ 215,000 | $ 24,000 |
| Anchorage, AK | 8 | $ 2,280,000 | $ 285,000 | $ 7,000 |
| Barnstable Town, MA | 8 | $ 2,600,000 | $ 325,000 | $ 18,000 |
| Baton Rouge, LA | 8 | $ 1,920,000 | $ 240,000 | $ 9,000 |
| Bend-Redmond, OR | 8 | $ 2,070,000 | $ 258,750 | $ 19,000 |
| Durham-Chapel Hill, NC | 8 | $ 1,710,000 | $ 213,750 | $ 21,000 |
| Hanford-Corcoran, CA | 8 | $ 1,870,000 | $ 233,750 | $ 16,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 1,930,000 | $ 241,250 | $ 37,000 |
| Santa Rosa, CA | 8 | $ 3,180,000 | $ 397,500 | $ 10,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 1,465,000 | $ 209,285 | $ 30,000 |
| Medford, OR | 7 | $ 1,805,000 | $ 257,857 | $ 0 |
| Pueblo, CO | 7 | $ 1,445,000 | $ 206,428 | $ 31,000 |
| Punta Gorda, FL | 7 | $ 1,795,000 | $ 256,428 | $ 28,000 |
| Salisbury, MD-DE | 7 | $ 1,925,000 | $ 275,000 | $ 7,285 |
| Springfield, MA | 7 | $ 1,455,000 | $ 207,857 | $ 11,000 |
| Gainesville, GA | 6 | $ 1,440,000 | $ 240,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,330,000 | $ 221,666 | $ 21,000 |
| Homosassa Springs, FL | 6 | $ 1,340,000 | $ 223,333 | $ 23,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 1,780,000 | $ 296,666 | $ 21,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 3,130,000 | $ 521,666 | $ 32,000 |
| Visalia-Porterville, CA | 6 | $ 1,580,000 | $ 263,333 | $ 14,000 |
| Winchester, VA-WV | 6 | $ 1,650,000 | $ 275,000 | $ 91,000 |
| Albany, OR | 5 | $ 1,285,000 | $ 257,000 | $ 26,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,145,000 | $ 229,000 | $ 12,000 |
| Battle Creek, MI | 5 | $ 915,000 | $ 183,000 | $ 33,000 |
| Chattanooga, TN-GA | 5 | $ 955,000 | $ 191,000 | $ 44,000 |
| Cheyenne, WY | 5 | $ 1,285,000 | $ 257,000 | $ 38,000 |
| East Stroudsburg, PA | 5 | $ 1,125,000 | $ 225,000 | $ 10,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,145,000 | $ 229,000 | $ 74,000 |
| Jacksonville, NC | 5 | $ 1,245,000 | $ 249,000 | $ 18,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 1,195,000 | $ 239,000 | $ 63,000 |
| Mobile, AL | 5 | $ 995,000 | $ 199,000 | $ 9,000 |
| Panama City, FL | 5 | $ 1,695,000 | $ 339,000 | $ 75,000 |
| Pittsburgh, PA | 5 | $ 1,045,000 | $ 209,000 | $ 25,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 2,105,000 | $ 421,000 | $ 114,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,235,000 | $ 247,000 | $ 26,000 |
| Yuma, AZ | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| Akron, OH | 4 | $ 920,000 | $ 230,000 | $ 8,000 |
| Bangor, ME | 4 | $ 690,000 | $ 172,500 | $ 0 |
| California-Lexington Park, MD | 4 | $ 1,340,000 | $ 335,000 | $ 0 |
| Canton-Massillon, OH | 4 | $ 680,000 | $ 170,000 | $ 32,000 |
| Gainesville, FL | 4 | $ 980,000 | $ 245,000 | $ 31,000 |
| Gary, IN | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Grand Junction, CO | 4 | $ 1,010,000 | $ 252,500 | $ 18,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,020,000 | $ 255,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 1,220,000 | $ 305,000 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 880,000 | $ 220,000 | $ 44,000 |
| Las Cruces, NM | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Lynchburg, VA | 4 | $ 960,000 | $ 240,000 | $ 33,000 |
| Madera, CA | 4 | $ 1,090,000 | $ 272,500 | $ 34,000 |
| Norwich-New London, CT | 4 | $ 1,030,000 | $ 257,500 | $ 13,000 |
| Redding, CA | 4 | $ 1,140,000 | $ 285,000 | $ 41,000 |
| Salinas, CA | 4 | $ 1,960,000 | $ 490,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 2,590,000 | $ 647,500 | $ 40,000 |
| York-Hanover, PA | 4 | $ 1,010,000 | $ 252,500 | $ 18,000 |
| Athens-Clarke County, GA | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Brunswick, GA | 3 | $ 835,000 | $ 278,333 | $ 50,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Charlottesville, VA | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Chico, CA | 3 | $ 925,000 | $ 308,333 | $ 60,000 |
| Decatur, AL | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Dover, DE | 3 | $ 625,000 | $ 208,333 | $ 0 |
| El Centro, CA | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Flagstaff, AZ | 3 | $ 895,000 | $ 298,333 | $ 0 |
| Greenville, NC | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Idaho Falls, ID | 3 | $ 715,000 | $ 238,333 | $ 33,000 |
| Jackson, TN | 3 | $ 575,000 | $ 191,666 | $ 22,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Lebanon, PA | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Santa Maria-Santa Barbara, CA | 3 | $ 2,695,000 | $ 898,333 | $ 43,000 |
| Shreveport-Bossier City, LA | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Spokane-Spokane Valley, WA | 3 | $ 905,000 | $ 301,666 | $ 25,000 |
| St. Louis, MO-IL | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Staunton-Waynesboro, VA | 3 | $ 685,000 | $ 228,333 | $ 65,000 |
| Sumter, SC | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Twin Falls, ID | 3 | $ 625,000 | $ 208,333 | $ 14,000 |
| Vineland-Bridgeton, NJ | 3 | $ 585,000 | $ 195,000 | $ 33,000 |
| Wilmington, NC | 3 | $ 775,000 | $ 258,333 | $ 0 |
| Yuba City, CA | 3 | $ 615,000 | $ 205,000 | $ 23,000 |
| Austin-Round Rock, TX | 2 | $ 980,000 | $ 490,000 | $ 112,000 |
| Boulder, CO | 2 | $ 520,000 | $ 260,000 | $ 30,000 |
| Cleveland, TN | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Corvallis, OR | 2 | $ 560,000 | $ 280,000 | $ 24,000 |
| Dallas-Plano-Irving, TX | 2 | $ 600,000 | $ 300,000 | $ 62,000 |
| Elgin, IL | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Flint, MI | 2 | $ 470,000 | $ 235,000 | $ 33,000 |
| Fort Wayne, IN | 2 | $ 430,000 | $ 215,000 | $ 28,000 |
| Gettysburg, PA | 2 | $ 360,000 | $ 180,000 | $ 38,000 |
| Goldsboro, NC | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Hammond, LA | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Hinesville, GA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Kankakee, IL | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Kokomo, IN | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Lafayette, LA | 2 | $ 320,000 | $ 160,000 | $ 12,000 |
| Lancaster, PA | 2 | $ 370,000 | $ 185,000 | $ 114,000 |
| Lansing-East Lansing, MI | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Logan, UT-ID | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Merced, CA | 2 | $ 520,000 | $ 260,000 | $ 38,000 |
| Monroe, MI | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Muskegon, MI | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| New Bern, NC | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Pittsfield, MA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Reading, PA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Roanoke, VA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Rockford, IL | 2 | $ 400,000 | $ 200,000 | $ 0 |
| San Antonio-New Braunfels, TX | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Tallahassee, FL | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Terre Haute, IN | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Valdosta, GA | 2 | $ 350,000 | $ 175,000 | $ 40,000 |
| Alexandria, LA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Bellingham, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 385,000 | $ 385,000 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Burlington, NC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Dalton, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dothan, AL | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Duluth, MN-WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| El Paso, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Erie, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Farmington, NM | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Florence, SC | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jackson, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Johnson City, TN | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Lewiston, ID-WA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mansfield, OH | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Midland, MI | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Monroe, LA | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Morristown, TN | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Napa, CA | 1 | $ 445,000 | $ 445,000 | $ 147,000 |
| New Haven-Milford, CT | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Niles-Benton Harbor, MI | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Ocean City, NJ | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Peoria, IL | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Pocatello, ID | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rome, GA | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Saginaw, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sebring, FL | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Springfield, IL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Toledo, OH | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Trenton, NJ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wenatchee, WA | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Wheeling, WV-OH | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Prime Choice Funding Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,406 | $697,170,000 | $289,000 | $1,195,000 | $6,000 | $272,000 |
| Cash-out Refinancing | 1,064 | $315,960,000 | $296,000 | $1,335,000 | $87,000 | $597,000 |
| Home Purchase | 186 | $71,410,000 | $383,000 | $2,995,000 | $101,000 | $540,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,529 | $447,945,000 | $292,000 | $2,995,000 | $37,000 | $597,000 |
| Not Provided | 1,447 | $431,715,000 | $298,000 | $1,335,000 | $27,000 | $420,000 |
| Black or African American | 392 | $110,570,000 | $282,000 | $685,000 | $34,000 | $256,000 |
| Hispanic | 216 | $68,060,000 | $315,000 | $815,000 | $57,000 | $442,000 |
| Asian | 55 | $21,045,000 | $382,000 | $1,115,000 | $75,000 | $540,000 |
| American Indian or Alaskan Native | 6 | $1,650,000 | $275,000 | $495,000 | $50,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,380,000 | $345,000 | $585,000 | $17,000 | $44,000 |
| Not applicable | 2 | $540,000 | $270,000 | $355,000 | $34,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,439 | $705,985,000 | $289,000 | $1,045,000 | $27,000 | $597,000 |
| FHA-insured (Federal Housing Administration) | 837 | $236,925,000 | $283,000 | $1,195,000 | $22,000 | $293,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 379 | $141,455,000 | $373,000 | $2,995,000 | $110,000 | $540,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $28,000 | $28,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,760 | $826,850,000 | $299,000 | $2,995,000 | $34,000 | $597,000 |
| Application Withdrawn By Applicant | 878 | $252,330,000 | $287,000 | $1,335,000 | $35,000 | $540,000 |
| Application Denied By Financial Institution | 16 | $4,900,000 | $306,000 | $745,000 | $91,000 | $250,000 |
| Application Approved But Not Accepted | 2 | $460,000 | $230,000 | $245,000 | $75,000 | $78,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,640 | $1,079,640,000 | $296,000 | $2,995,000 | $34,000 | $597,000 |
| Debt-To-Income Ratio | 6 | $2,180,000 | $363,000 | $555,000 | $117,000 | $246,000 |
| Credit History | 4 | $670,000 | $167,000 | $255,000 | $58,000 | $82,000 |
| Other | 3 | $855,000 | $285,000 | $345,000 | $15,000 | $46,000 |
| Collateral | 1 | $745,000 | $745,000 | $745,000 | $176,000 | $176,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $50,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $345,000 | $345,000 | $345,000 | $250,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Choice Funding Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Choice Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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