Iberiabank Mortgage Company Mortgage Lending & HMDA Data, 2010
In 2010, Iberiabank Mortgage Company of Little Rock, AR reported 12,868 mortgage applications totaling $2.1 billion, up 20% from 2009. The average application was for $165,747, and applicants reported an average income of $86,413. 84% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Memphis, TN-MS-AR (1,775), Little Rock-North Little Rock-Conway, AR (1,252) and Fayetteville-Springdale-Rogers, AR-MO (1,161) (applications in parentheses).
| Mortgage Company & Address | Iberiabank Mortgage Company 12719 Cantrell Road Little Rock, AR 72223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 12,868 |
| Total Mortgage Loan Application Amount | $2,132,835,000 |
| Average Mortgage Loan Application Amount | $165,747 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $86,413 |
| Highest Applicant Income | $2,077,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iberiabank Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Memphis, TN-MS-AR | 1,775 | $ 279,105,000 | $ 157,242 | $ 77,405 |
| Little Rock-North Little Rock-Conway, AR | 1,252 | $ 196,049,000 | $ 156,588 | $ 87,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1,161 | $ 173,608,000 | $ 149,533 | $ 77,000 |
| New Orleans-Metairie-Kenner, LA | 880 | $ 192,965,000 | $ 219,278 | $ 130,000 |
| Baton Rouge, LA | 752 | $ 141,991,000 | $ 188,817 | $ 104,000 |
| St. Louis, MO-IL | 700 | $ 115,493,000 | $ 164,990 | $ 69,270 |
| Lafayette, LA | 562 | $ 110,879,000 | $ 197,293 | $ 135,000 |
| Shreveport-Bossier City, LA | 484 | $ 85,617,000 | $ 176,894 | $ 80,000 |
| Montgomery, AL | 464 | $ 75,454,000 | $ 162,616 | $ 61,000 |
| Monroe, LA | 452 | $ 68,649,000 | $ 151,878 | $ 70,000 |
| Dallas-Plano-Irving, TX | 420 | $ 89,976,000 | $ 214,228 | $ 133,000 |
| Tampa-St. Petersburg-Clearwater, FL | 408 | $ 65,671,000 | $ 160,958 | $ 72,000 |
| Idaho Falls, ID | 391 | $ 59,355,000 | $ 151,803 | $ 61,000 |
| Cape Coral-Fort Myers, FL | 289 | $ 27,370,000 | $ 94,705 | $ 55,000 |
| Tulsa, OK | 202 | $ 34,845,000 | $ 172,500 | $ 113,000 |
| Columbus, GA-AL | 183 | $ 26,989,000 | $ 147,480 | $ 49,814 |
| Houma-Bayou Cane-Thibodaux, LA | 111 | $ 17,993,000 | $ 162,099 | $ 86,000 |
| Fort Worth-Arlington, TX | 107 | $ 21,300,000 | $ 199,065 | $ 113,000 |
| Atlanta-Sandy Springs-Marietta, GA | 106 | $ 13,713,000 | $ 129,367 | $ 67,000 |
| Auburn-Opelika, AL | 99 | $ 16,248,000 | $ 164,121 | $ 69,000 |
| Jonesboro, AR | 96 | $ 12,507,000 | $ 130,281 | $ 64,000 |
| Valdosta, GA | 95 | $ 13,736,000 | $ 144,589 | $ 47,000 |
| North Port-Bradenton-Sarasota, FL | 78 | $ 14,300,000 | $ 183,333 | $ 82,000 |
| Birmingham-Hoover, AL | 60 | $ 13,434,000 | $ 223,900 | $ 113,000 |
| Lakeland-Winter Haven, FL | 53 | $ 7,042,000 | $ 132,867 | $ 45,000 |
| Houston-Sugar Land-Baytown, TX | 45 | $ 10,765,000 | $ 239,222 | $ 162,000 |
| Naples-Marco Island, FL | 43 | $ 8,788,000 | $ 204,372 | $ 123,000 |
| Hot Springs, AR | 36 | $ 6,994,000 | $ 194,277 | $ 129,000 |
| Pine Bluff, AR | 21 | $ 2,040,000 | $ 97,142 | $ 52,000 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 2,504,000 | $ 147,294 | $ 58,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 2,554,000 | $ 212,833 | $ 90,000 |
| Oklahoma City, OK | 11 | $ 2,055,000 | $ 186,818 | $ 81,000 |
| Mobile, AL | 10 | $ 2,235,000 | $ 223,500 | $ 193,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 8 | $ 1,135,000 | $ 141,875 | $ 108,000 |
| Austin-Round Rock-San Marcos, TX | 7 | $ 1,901,000 | $ 271,571 | $ 140,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 2,040,000 | $ 291,428 | $ 119,000 |
| Fort Smith, AR-OK | 7 | $ 860,000 | $ 122,857 | $ 60,000 |
| Albany, GA | 6 | $ 823,000 | $ 137,166 | $ 44,000 |
| Chattanooga, TN-GA | 6 | $ 1,135,000 | $ 189,166 | $ 117,000 |
| Gainesville, GA | 5 | $ 674,000 | $ 134,800 | $ 44,000 |
| Gulfport-Biloxi, MS | 5 | $ 1,190,000 | $ 238,000 | $ 139,000 |
| Huntsville, AL | 5 | $ 652,000 | $ 130,400 | $ 155,000 |
| Jackson, MS | 5 | $ 778,000 | $ 155,600 | $ 84,000 |
| Chicago-Joliet-Naperville, IL | 4 | $ 883,000 | $ 220,750 | $ 181,000 |
| Kansas City, MO-KS | 4 | $ 678,000 | $ 169,500 | $ 106,250 |
| Athens-Clarke County, GA | 3 | $ 264,000 | $ 88,000 | $ 39,000 |
| Gainesville, FL | 3 | $ 510,000 | $ 170,000 | $ 107,000 |
| Knoxville, TN | 3 | $ 613,000 | $ 204,333 | $ 72,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 647,000 | $ 215,666 | $ 86,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 455,000 | $ 151,666 | $ 81,000 |
| Alexandria, LA | 2 | $ 341,000 | $ 170,500 | $ 67,000 |
| Boise City-Nampa, ID | 2 | $ 386,000 | $ 193,000 | $ 249,000 |
| Clarksville, TN-KY | 2 | $ 322,000 | $ 161,000 | $ 43,000 |
| Columbia, MO | 2 | $ 580,000 | $ 290,000 | $ 172,000 |
| Denver-Aurora-Broomfield, CO | 2 | $ 639,000 | $ 319,500 | $ 65,000 |
| Dothan, AL | 2 | $ 454,000 | $ 227,000 | $ 123,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 249,000 | $ 124,500 | $ 55,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 269,000 | $ 134,500 | $ 159,000 |
| Punta Gorda, FL | 2 | $ 318,000 | $ 159,000 | $ 48,000 |
| San Antonio-New Braunfels, TX | 2 | $ 253,000 | $ 126,500 | $ 70,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 338,000 | $ 169,000 | $ 87,000 |
| Abilene, TX | 1 | $ 61,000 | $ 61,000 | $ 105,000 |
| Boulder, CO | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 147,000 | $ 147,000 | $ 115,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1 | $ 611,000 | $ 611,000 | $ 357,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 300,000 | $ 300,000 | $ 462,000 |
| Florence-Muscle Shoals, AL | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Indianapolis-Carmel, IN | 1 | $ 196,000 | $ 196,000 | $ 64,000 |
| Jackson, TN | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Joplin, MO | 1 | $ 123,000 | $ 123,000 | $ 100,000 |
| Lake Charles, LA | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Longview, TX | 1 | $ 179,000 | $ 179,000 | $ 57,000 |
| Lubbock, TX | 1 | $ 128,000 | $ 128,000 | $ 106,000 |
| Macon, GA | 1 | $ 107,000 | $ 107,000 | $ 106,000 |
| Midland, TX | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 375,000 | $ 375,000 | $ 203,000 |
| Ocala, FL | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 120,000 | $ 120,000 | $ 170,000 |
| Phoenix-Mesa-Glendale, AZ | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 209,000 | $ 209,000 | $ 51,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 331,000 | $ 331,000 | $ 87,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Sebastian-Vero Beach, FL | 1 | $ 278,000 | $ 278,000 | $ 140,000 |
| Springfield, MO | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Tallahassee, FL | 1 | $ 102,000 | $ 102,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Iberiabank Mortgage Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,542 | $1,150,750,000 | $152,000 | $1,500,000 | $74,000 | $2,077,000 |
| Refinancing | 5,325 | $982,023,000 | $184,000 | $1,455,000 | $104,000 | $2,049,000 |
| Home Improvement | 1 | $62,000 | $62,000 | $62,000 | $56,000 | $56,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,588 | $1,792,813,000 | $169,000 | $1,500,000 | $90,000 | $2,077,000 |
| Black or African American | 1,164 | $158,078,000 | $135,000 | $581,000 | $52,000 | $402,000 |
| Not Provided | 433 | $70,464,000 | $162,000 | $451,000 | $88,000 | $497,000 |
| Hispanic | 395 | $57,640,000 | $145,000 | $1,055,000 | $66,000 | $783,000 |
| Asian | 251 | $47,998,000 | $191,000 | $986,000 | $109,000 | $1,442,000 |
| American Indian or Alaskan Native | 28 | $4,448,000 | $158,000 | $297,000 | $79,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,394,000 | $154,000 | $308,000 | $60,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,699 | $1,236,893,000 | $184,000 | $1,500,000 | $115,000 | $2,077,000 |
| FHA-insured (Federal Housing Administration) | 4,296 | $609,222,000 | $141,000 | $679,000 | $58,000 | $679,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,054 | $134,741,000 | $127,000 | $319,000 | $43,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 819 | $151,979,000 | $185,000 | $598,000 | $57,000 | $259,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,751 | $1,771,878,000 | $164,000 | $1,455,000 | $86,000 | $2,049,000 |
| Application Withdrawn By Applicant | 1,465 | $251,356,000 | $171,000 | $1,200,000 | $97,000 | $2,077,000 |
| Application Denied By Financial Institution | 444 | $71,716,000 | $161,000 | $1,500,000 | $72,000 | $1,031,000 |
| Application Approved But Not Accepted | 156 | $25,973,000 | $166,000 | $1,119,000 | $84,000 | $510,000 |
| Loan Purchased By The Institution | 35 | $8,795,000 | $251,000 | $417,000 | $124,000 | $319,000 |
| File Closed For Incompleteness | 17 | $3,117,000 | $183,000 | $417,000 | $88,000 | $164,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 133 | $22,013,000 | $165,000 | $417,000 | $54,000 | $250,000 |
| Credit History | 114 | $15,996,000 | $140,000 | $493,000 | $64,000 | $360,000 |
| Collateral | 77 | $13,790,000 | $179,000 | $879,000 | $97,000 | $1,031,000 |
| Other | 47 | $9,648,000 | $205,000 | $1,500,000 | $105,000 | $783,000 |
| Credit Application Incomplete | 22 | $3,534,000 | $160,000 | $417,000 | $71,000 | $200,000 |
| Employment History | 22 | $2,576,000 | $117,000 | $304,000 | $49,000 | $160,000 |
| Unverifiable Information | 16 | $2,155,000 | $134,000 | $296,000 | $73,000 | $254,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,969,000 | $164,000 | $407,000 | $91,000 | $346,000 |
| Mortgage Insurance Denied | 1 | $35,000 | $35,000 | $35,000 | $120,000 | $120,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabank Mortgage Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iberiabank Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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