Raymond James Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Raymond James Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Raymond James Bank
710 Carillon Parkway
St. Petersburg, FL 33716
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,067
Total Mortgage Loan Application Amount $1,284,754,000
Average Mortgage Loan Application Amount $616,500
Highest Mortgage Loan Application Amount $33,000,000
Average Applicant Income $285,500
Highest Applicant Income $8,090,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Raymond James Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Raymond James Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Raymond James Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Raymond James Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Raymond James Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Raymond James Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Raymond James Bank by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
TAMPA-ST. PETERSBURG-CLEARWATER, FL 314 $ 68,787,000 $ 219,000 $ 107,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 95 $ 102,068,000 $ 1,074,000 $ 379,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 64 $ 39,318,000 $ 614,000 $ 326,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 60 $ 65,879,000 $ 1,003,000 $ 586,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 57 $ 38,333,000 $ 672,000 $ 337,000
PHOENIX-MESA-SCOTTSDALE, AZ 52 $ 34,337,000 $ 660,000 $ 298,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 52 $ 39,755,000 $ 764,000 $ 253,000
SEATTLE-BELLEVUE-EVERETT, WA 50 $ 34,644,000 $ 692,000 $ 266,000
OAKLAND-HAYWARD-BERKELEY, CA 49 $ 36,945,000 $ 753,000 $ 269,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 47 $ 24,723,000 $ 526,000 $ 239,000
DALLAS-PLANO-IRVING, TX 45 $ 37,624,000 $ 836,000 $ 494,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 38 $ 23,911,000 $ 448,333 $ 202,666
MIAMI-MIAMI BEACH-KENDALL, FL 33 $ 36,480,000 $ 1,105,000 $ 603,000
ANAHEIM-SANTA ANA-IRVINE, CA 31 $ 28,919,000 $ 932,000 $ 342,000
DENVER-AURORA-LAKEWOOD, CO 31 $ 16,628,000 $ 536,000 $ 277,000
AUSTIN-ROUND ROCK, TX 29 $ 19,426,000 $ 669,000 $ 313,000
WARREN-TROY-FARMINGTON HILLS, MI 29 $ 10,185,000 $ 351,000 $ 229,000
JACKSONVILLE, FL 28 $ 12,227,000 $ 436,000 $ 214,000
NORTH PORT-SARASOTA-BRADENTON, FL 27 $ 11,113,000 $ 411,000 $ 310,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 27 $ 23,523,000 $ 871,000 $ 261,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 23 $ 12,863,000 $ 559,000 $ 322,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 22 $ 12,519,000 $ 400,000 $ 175,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 20 $ 16,467,000 $ 823,000 $ 487,000
SAN DIEGO-CARLSBAD, CA 19 $ 15,114,000 $ 795,000 $ 263,000
CAPE CORAL-FORT MYERS, FL 18 $ 9,836,000 $ 546,000 $ 281,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 17 $ 6,891,000 $ 405,000 $ 207,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 17 $ 15,046,000 $ 885,000 $ 878,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 16 $ 36,701,000 $ 2,293,000 $ 280,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 16 $ 6,460,000 $ 403,000 $ 182,000
MEMPHIS, TN-MS-AR 15 $ 4,708,000 $ 278,500 $ 177,500
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 15 $ 11,398,000 $ 759,000 $ 454,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 15 $ 40,564,000 $ 2,704,000 $ 201,000
NEWARK, NJ-PA 15 $ 8,624,000 $ 574,000 $ 279,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 14 $ 8,464,000 $ 604,000 $ 291,000
ORLANDO-KISSIMMEE-SANFORD, FL 14 $ 5,074,000 $ 362,000 $ 219,000
BALTIMORE-COLUMBIA-TOWSON, MD 13 $ 7,264,000 $ 558,000 $ 275,000
BOSTON, MA 13 $ 10,406,000 $ 800,000 $ 340,000
LAS VEGAS-HENDERSON-PARADISE, NV 13 $ 7,619,000 $ 586,000 $ 207,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 12 $ 10,138,000 $ 844,000 $ 368,000
FORT WORTH-ARLINGTON, TX 12 $ 10,917,000 $ 909,000 $ 400,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 12 $ 8,299,000 $ 549,500 $ 185,500
SILVER SPRING-FREDERICK-ROCKVILLE, MD 12 $ 6,940,000 $ 578,000 $ 238,000
BRIDGEPORT-STAMFORD-NORWALK, CT 11 $ 13,327,000 $ 1,211,000 $ 420,000
BATON ROUGE, LA 10 $ 4,680,000 $ 468,000 $ 273,000
BIRMINGHAM-HOOVER, AL 10 $ 4,872,000 $ 487,000 $ 142,000
CHARLESTON-NORTH CHARLESTON, SC 10 $ 10,430,000 $ 1,043,000 $ 431,000
CLEVELAND-ELYRIA, OH 10 $ 4,152,000 $ 415,000 $ 278,000
SAN ANTONIO-NEW BRAUNFELS, TX 10 $ 4,766,000 $ 476,000 $ 223,000
COLUMBUS, OH 9 $ 4,333,000 $ 481,000 $ 236,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 9 $ 7,127,000 $ 791,000 $ 1,051,000
NEW ORLEANS-METAIRIE, LA 9 $ 3,781,000 $ 420,000 $ 279,000
TUCSON, AZ 9 $ 4,183,000 $ 464,000 $ 210,000
BOULDER, CO 8 $ 5,485,000 $ 685,000 $ 402,000
GREENVILLE-ANDERSON-MAULDIN, SC 8 $ 2,999,000 $ 374,000 $ 216,000
RICHMOND, VA 8 $ 2,774,000 $ 346,000 $ 169,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 8 $ 3,362,000 $ 420,000 $ 128,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 7 $ 3,141,000 $ 448,000 $ 219,000
JACKSON, MS 7 $ 2,452,000 $ 350,000 $ 127,000
OXNARD-THOUSAND OAKS-VENTURA, CA 7 $ 3,749,000 $ 535,000 $ 250,000
PHILADELPHIA, PA 7 $ 3,981,000 $ 568,000 $ 258,000
ST. LOUIS, MO-IL 7 $ 4,606,000 $ 658,000 $ 321,000
DAPHNE-FAIRHOPE-FOLEY, AL 6 $ 2,155,000 $ 359,000 $ 113,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 1,838,000 $ 306,000 $ 242,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 6 $ 2,635,000 $ 439,000 $ 178,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 6 $ 5,558,000 $ 926,000 $ 682,000
RALEIGH, NC 5 $ 1,829,000 $ 365,000 $ 174,000
SALISBURY, MD-DE 5 $ 2,669,000 $ 552,500 $ 183,500
SAN RAFAEL, CA 5 $ 5,087,000 $ 1,017,000 $ 406,000
ANN ARBOR, MI 4 $ 949,000 $ 237,000 $ 180,000
ASHEVILLE, NC 4 $ 990,000 $ 247,000 $ 130,000
BEND-REDMOND, OR 4 $ 1,861,000 $ 465,000 $ 152,000
CHATTANOOGA, TN-GA 4 $ 525,000 $ 131,000 $ 154,000
CINCINNATI, OH-KY-IN 4 $ 1,785,000 $ 473,500 $ 423,000
FORT WAYNE, IN 4 $ 2,308,000 $ 577,000 $ 417,000
GREENSBORO-HIGH POINT, NC 4 $ 920,000 $ 230,000 $ 171,000
KANSAS CITY, MO-KS 4 $ 2,304,000 $ 424,000 $ 214,000
OCALA, FL 4 $ 1,859,000 $ 464,000 $ 228,000
OCEAN CITY, NJ 4 $ 3,582,000 $ 895,000 $ 457,000
PUNTA GORDA, FL 4 $ 1,200,000 $ 300,000 $ 216,000
SANTA FE, NM 4 $ 1,571,000 $ 392,000 $ 278,000
ALBANY-SCHENECTADY-TROY, NY 3 $ 1,461,000 $ 487,000 $ 455,000
ALBUQUERQUE, NM 3 $ 812,000 $ 270,000 $ 91,000
ATHENS-CLARKE COUNTY, GA 3 $ 1,288,000 $ 429,000 $ 143,000
BARNSTABLE TOWN, MA 3 $ 1,813,000 $ 604,000 $ 182,000
BEAUMONT-PORT ARTHUR, TX 3 $ 1,204,000 $ 401,000 $ 268,000
BOISE CITY, ID 3 $ 873,000 $ 291,000 $ 217,000
CAMDEN, NJ 3 $ 896,000 $ 298,000 $ 308,000
DAYTON, OH 3 $ 1,598,000 $ 532,000 $ 237,000
DES MOINES-WEST DES MOINES, IA 3 $ 1,084,000 $ 361,000 $ 297,000
DETROIT-DEARBORN-LIVONIA, MI 3 $ 330,000 $ 110,000 $ 85,000
FORT COLLINS, CO 3 $ 698,000 $ 232,000 $ 154,000
GRAND RAPIDS-WYOMING, MI 3 $ 935,000 $ 311,000 $ 200,000
HUNTSVILLE, AL 3 $ 1,597,000 $ 532,000 $ 340,000
LAFAYETTE, LA 3 $ 1,073,000 $ 357,000 $ 228,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 3 $ 1,151,000 $ 383,000 $ 162,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 3 $ 1,465,000 $ 413,500 $ 271,500
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 3 $ 1,599,000 $ 533,000 $ 387,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 760,000 $ 227,500 $ 51,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 2,049,000 $ 683,000 $ 376,000
PANAMA CITY, FL 3 $ 897,000 $ 299,000 $ 262,000
PITTSBURGH, PA 3 $ 639,000 $ 213,000 $ 185,000
SALT LAKE CITY, UT 3 $ 2,012,000 $ 670,000 $ 255,000
SANTA MARIA-SANTA BARBARA, CA 3 $ 2,914,000 $ 971,000 $ 338,000
SANTA ROSA, CA 3 $ 2,911,000 $ 970,000 $ 745,000
SEBASTIAN-VERO BEACH, FL 3 $ 964,000 $ 321,000 $ 247,000
AKRON, OH 2 $ 383,000 $ 191,000 $ 87,000
BRUNSWICK, GA 2 $ 1,290,000 $ 645,000 $ 167,000
CORPUS CHRISTI, TX 2 $ 2,024,000 $ 1,012,000 $ 1,392,000
CORVALLIS, OR 2 $ 606,000 $ 303,000 $ 70,000
DANVILLE, IL 2 $ 143,000 $ 71,000 $ 44,000
ELGIN, IL 2 $ 482,000 $ 241,000 $ 92,000
FLINT, MI 2 $ 308,000 $ 154,000 $ 89,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 1,162,000 $ 581,000 $ 207,000
LEXINGTON-FAYETTE, KY 2 $ 1,406,000 $ 703,000 $ 401,000
NILES-BENTON HARBOR, MI 2 $ 1,183,000 $ 591,000 $ 242,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 820,000 $ 410,000 $ 132,000
PITTSFIELD, MA 2 $ 589,000 $ 294,000 $ 132,000
PORT ST. LUCIE, FL 2 $ 1,095,000 $ 547,000 $ 524,000
PORTLAND-SOUTH PORTLAND, ME 2 $ 728,000 $ 364,000 $ 158,000
PROVIDENCE-WARWICK, RI-MA 2 $ 475,000 $ 237,000 $ 370,000
ROANOKE, VA 2 $ 612,000 $ 306,000 $ 178,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 854,000 $ 427,000 $ 165,000
SALINAS, CA 2 $ 1,350,000 $ 675,000 $ 310,000
SANTA CRUZ-WATSONVILLE, CA 2 $ 2,092,000 $ 1,046,000 $ 230,000
SAVANNAH, GA 2 $ 274,000 $ 137,000 $ 58,000
SHREVEPORT-BOSSIER CITY, LA 2 $ 618,000 $ 309,000 $ 128,000
TACOMA-LAKEWOOD, WA 2 $ 1,140,000 $ 570,000 $ 224,000
TRENTON, NJ 2 $ 1,192,000 $ 596,000 $ 400,000
WILMINGTON, NC 2 $ 1,035,000 $ 517,000 $ 264,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 180,000 $ 180,000 $ 419,000
ATLANTIC CITY-HAMMONTON, NJ 1 $ 960,000 $ 960,000 $ 581,000
AUBURN-OPELIKA, AL 1 $ 220,000 $ 220,000 $ 138,000
BELLINGHAM, WA 1 $ 263,000 $ 263,000 $ 504,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 368,000 $ 368,000 $ 92,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 1 $ 110,000 $ 110,000 $ 60,000
CALIFORNIA-LEXINGTON PARK, MD 1 $ 281,000 $ 281,000 $ 900,000
CANTON-MASSILLON, OH 1 $ 155,000 $ 155,000 $ 87,000
CHAMPAIGN-URBANA, IL 1 $ 307,000 $ 307,000 $ 159,000
CHARLESTON, WV 1 $ 96,000 $ 96,000 $ 32,000
CLEVELAND, TN 1 $ 152,000 $ 152,000 $ 49,000
COLLEGE STATION-BRYAN, TX 1 $ 847,000 $ 847,000 $ 314,000
COLORADO SPRINGS, CO 1 $ 184,000 $ 184,000 $ 37,000
COLUMBUS, GA-AL 1 $ 639,000 $ 639,000 $ 460,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 820,000 $ 820,000 $ 300,000
DECATUR, AL 1 $ 115,000 $ 115,000 $ 374,000
DECATUR, IL 1 $ 155,000 $ 155,000 $ 74,000
DURHAM-CHAPEL HILL, NC 1 $ 200,000 $ 200,000 $ 200,000
EL PASO, TX 1 $ 252,000 $ 252,000 $ 95,000
EUGENE, OR 1 $ 178,000 $ 178,000 $ 502,000
FARGO, ND-MN 1 $ 557,000 $ 557,000 $ 531,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 450,000 $ 450,000 $ 232,000
FORT SMITH, AR-OK 1 $ 884,000 $ 884,000 $ 303,000
GAINESVILLE, FL 1 $ 206,000 $ 206,000 $ 185,000
GAINESVILLE, GA 1 $ 1,679,000 $ 1,679,000 $ 393,000
HOMOSASSA SPRINGS, FL 1 $ 300,000 $ 300,000 $ 95,000
HOUMA-THIBODAUX, LA 1 $ 185,000 $ 185,000 $ 143,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 190,000 $ 190,000 $ 526,000
KAHULUI-WAILUKU-LAHAINA, HI 1 $ 694,000 $ 694,000 $ 359,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 305,000 $ 305,000 $ 81,000
KNOXVILLE, TN 1 $ 580,000 $ 580,000 $ 220,000
LAKELAND-WINTER HAVEN, FL 1 $ 80,000 $ 80,000 $ 77,000
LANCASTER, PA 1 $ 657,000 $ 657,000 $ 476,000
LANSING-EAST LANSING, MI 1 $ 450,000 $ 450,000 $ 294,000
LINCOLN, NE 1 $ 225,000 $ 225,000 $ 107,000
MACON, GA 1 $ 364,000 $ 364,000 $ 229,000
MANCHESTER-NASHUA, NH 1 $ 435,000 $ 435,000 $ 284,000
MANHATTAN, KS 1 $ 672,000 $ 672,000 $ 186,000
MEDFORD, OR 1 $ 567,000 $ 567,000 $ 166,000
MOBILE, AL 1 $ 141,000 $ 141,000 $ 89,000
MONTGOMERY, AL 1 $ 614,000 $ 614,000 $ 130,000
MORGANTOWN, WV 1 $ 113,000 $ 113,000 $ 51,000
MUNCIE, IN 1 $ 100,000 $ 100,000 $ 170,000
MUSKEGON, MI 1 $ 108,000 $ 108,000 $ 116,000
NORWICH-NEW LONDON, CT 1 $ 1,100,000 $ 1,100,000 $ 292,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 108,000 $ 108,000 $ 69,000
PRESCOTT, AZ 1 $ 854,000 $ 854,000 $ 302,000
PROVO-OREM, UT 1 $ 813,000 $ 813,000 $ 17,000
RAPID CITY, SD 1 $ 400,000 $ 400,000 $ 142,000
ROCHESTER, NY 1 $ 160,000 $ 160,000 $ 153,000
SAGINAW, MI 1 $ 250,000 $ 250,000 $ 183,000
SEBRING, FL 1 $ 300,000 $ 300,000 $ 312,000
SIOUX FALLS, SD 1 $ 653,000 $ 653,000 $ 145,000
SPARTANBURG, SC 1 $ 305,000 $ 305,000 $ 245,000
SPOKANE-SPOKANE VALLEY, WA 1 $ 300,000 $ 300,000 $ 100,000
SPRINGFIELD, MA 1 $ 519,000 $ 519,000 $ 265,000
SPRINGFIELD, OH 1 $ 428,000 $ 428,000 $ 226,000
ST. CLOUD, MN 1 $ 246,000 $ 246,000 $ 530,000
ST. GEORGE, UT 1 $ 108,000 $ 108,000 $ 87,000
STATE COLLEGE, PA 1 $ 165,000 $ 165,000 $ 191,000
SYRACUSE, NY 1 $ 204,000 $ 204,000 $ 135,000
TALLAHASSEE, FL 1 $ 420,000 $ 420,000 $ 201,000
TEXARKANA, TX-AR 1 $ 650,000 $ 650,000 $ 289,000
THE VILLAGES, FL 1 $ 418,000 $ 418,000 $ 131,000
TULSA, OK 1 $ 215,000 $ 215,000 $ 91,000
TUSCALOOSA, AL 1 $ 294,000 $ 294,000 $ 106,000
URBAN HONOLULU, HI 1 $ 698,000 $ 698,000 $ 169,000
VISALIA-PORTERVILLE, CA 1 $ 75,000 $ 75,000 $ 34,000
WACO, TX 1 $ 108,000 $ 108,000 $ 39,000
WENATCHEE, WA 1 $ 710,000 $ 710,000 $ 1,045,000
WHEELING, WV-OH 1 $ 597,000 $ 597,000 $ 500,000
WILMINGTON, DE-MD-NJ 1 $ 587,000 $ 587,000 $ 355,000
WORCESTER, MA-CT 1 $ 574,000 $ 574,000 $ 114,000
YORK-HANOVER, PA 1 $ 89,000 $ 89,000 $ 19,000

Mortgage Loan Application Detail Totals for Raymond James Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,078 $787,025,000 $730,000 $28,000,000 $330,000 $8,090,000
Home Purchase 989 $497,729,000 $503,000 $33,000,000 $241,000 $7,489,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,525 $857,746,000 $562,000 $4,500,000 $281,000 $7,489,000
Not Provided 238 $216,866,000 $911,000 $16,900,000 $449,000 $8,090,000
Asian 167 $115,537,000 $691,000 $1,882,000 $252,000 $1,442,000
Hispanic 71 $21,006,000 $295,000 $3,000,000 $155,000 $1,110,000
Black or African American 58 $10,447,000 $180,000 $1,531,000 $68,000 $522,000
Native Hawaiin or Other Pacific Islander 6 $2,152,000 $358,000 $705,000 $177,000 $342,000
Not applicable 2 $61,000,000 $30,500,000 $33,000,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,989 $1,273,448,000 $640,000 $33,000,000 $297,000 $8,090,000
FHA-insured (Federal Housing Administration) 73 $9,963,000 $136,000 $265,000 $47,000 $110,000
VA-guaranteed (Veterans Administration) 5 $1,343,000 $268,000 $320,000 $109,000 $151,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,172 $703,518,000 $600,000 $33,000,000 $299,000 $8,090,000
Loan Purchased By The Institution 544 $369,701,000 $679,000 $1,912,000 $277,000 $1,751,000
Application Denied By Financial Institution 175 $112,307,000 $641,000 $16,900,000 $218,000 $3,450,000
Application Withdrawn By Applicant 156 $75,375,000 $483,000 $3,300,000 $282,000 $2,620,000
File Closed For Incompleteness 20 $23,853,000 $1,192,000 $12,500,000 $516,000 $5,000,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 85 $53,091,000 $624,000 $2,250,000 $143,000 $1,299,000
Collateral 39 $19,782,000 $507,000 $1,939,000 $263,000 $1,118,000
Credit History 29 $12,134,000 $418,000 $1,733,000 $258,000 $1,089,000
Other 11 $18,706,000 $1,700,000 $16,900,000 $483,000 $3,450,000
Insufficient Cash (Downpayment, Closing Cost) 7 $4,982,000 $711,000 $1,500,000 $281,000 $834,000
Employment History 3 $3,181,000 $1,060,000 $2,450,000 $258,000 $552,000
Unverifiable Information 1 $431,000 $431,000 $431,000 $170,000 $170,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Raymond James Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List