Raymond James Bank Mortgage Lending & HMDA Data, 2022

In 2022, Raymond James Bank of Saint Petersburg, FL reported 3,602 mortgage applications totaling $3.5 billion, up 39% from 2021. The average application was for $984,627, and applicants reported an average income of $486,397. 51% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (177), Los Angeles-Long Beach-Glendale, CA (172) and New York-Jersey City-White Plains, NY-NJ (146) (applications in parentheses).

Mortgage Company & Address Raymond James Bank
710 Carillon Parkway
Saint Petersburg, FL 33716
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 3,602
Total Mortgage Loan Application Amount $3,546,630,000
Average Mortgage Loan Application Amount $984,627
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $486,397
Highest Applicant Income $9,448,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Raymond James Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 263 $ 275,905,000 $ 1,049,068 $ 613,589
Tampa-St. Petersburg-Clearwater, FL 177 $ 105,035,000 $ 593,418 $ 285,000
Los Angeles-Long Beach-Glendale, CA 172 $ 279,320,000 $ 1,623,953 $ 722,000
New York-Jersey City-White Plains, NY-NJ 146 $ 218,550,000 $ 1,496,917 $ 632,054
Denver-Aurora-Lakewood, CO 117 $ 91,335,000 $ 780,641 $ 332,000
Houston-The Woodlands-Sugar Land, TX 97 $ 91,205,000 $ 940,257 $ 507,000
Dallas-Plano-Irving, TX 94 $ 90,230,000 $ 959,893 $ 405,000
Phoenix-Mesa-Scottsdale, AZ 90 $ 67,070,000 $ 745,222 $ 349,000
Atlanta-Sandy Springs-Roswell, GA 82 $ 62,380,000 $ 760,731 $ 391,000
West Palm Beach-Boca Raton-Delray Beach, FL 75 $ 89,175,000 $ 1,189,000 $ 663,000
Oakland-Hayward-Berkeley, CA 70 $ 65,280,000 $ 932,571 $ 336,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 68 $ 58,040,000 $ 853,529 $ 460,602
Miami-Miami Beach-Kendall, FL 67 $ 145,565,000 $ 2,172,611 $ 868,000
Austin-Round Rock, TX 66 $ 95,700,000 $ 1,450,000 $ 404,000
Chicago-Naperville, IL 65 $ 49,095,000 $ 755,307 $ 377,000
San Diego-Carlsbad, CA 64 $ 66,740,000 $ 1,042,812 $ 390,000
San Jose-Sunnyvale-Santa Clara, CA 61 $ 71,315,000 $ 1,169,098 $ 490,000
Orlando-Kissimmee-Sanford, FL 60 $ 43,990,000 $ 733,166 $ 309,000
Anaheim-Santa Ana-Irvine, CA 58 $ 92,120,000 $ 1,588,275 $ 786,000
Nassau County-Suffolk County, NY 46 $ 63,480,000 $ 1,380,000 $ 647,000
Nashville-Davidson--Murfreesboro--Franklin, TN 40 $ 45,570,000 $ 1,139,250 $ 580,000
Riverside-San Bernardino-Ontario, CA 40 $ 32,610,000 $ 815,250 $ 471,000
Seattle-Bellevue-Everett, WA 39 $ 32,545,000 $ 834,487 $ 291,000
Cape Coral-Fort Myers, FL 38 $ 27,690,000 $ 728,684 $ 782,000
Naples-Immokalee-Marco Island, FL 37 $ 43,865,000 $ 1,185,540 $ 629,000
New York-Newark, NY 37 $ 41,635,000 $ 1,125,270 $ 598,459
North Port-Sarasota-Bradenton, FL 36 $ 33,700,000 $ 936,111 $ 616,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 35 $ 37,605,000 $ 1,074,428 $ 616,000
San Francisco-Redwood City-South San Francisco, CA 35 $ 47,545,000 $ 1,358,428 $ 598,000
Newark, NJ-PA 33 $ 91,595,000 $ 2,775,606 $ 404,000
Jacksonville, FL 32 $ 28,240,000 $ 882,500 $ 454,000
Sacramento--Roseville--Arden-Arcade, CA 32 $ 25,620,000 $ 800,625 $ 275,000
Portland-Vancouver-Hillsboro, OR-WA 30 $ 22,320,000 $ 744,000 $ 316,200
Warren-Troy-Farmington Hills, MI 30 $ 19,180,000 $ 639,333 $ 361,000
Montgomery County-Bucks County-Chester County, PA 29 $ 21,255,000 $ 732,931 $ 443,000
Charleston-North Charleston, SC 28 $ 30,720,000 $ 1,097,142 $ 466,000
Bend-Redmond, OR 26 $ 21,190,000 $ 815,000 $ 329,000
Charlotte-Concord-Gastonia, NC-SC 26 $ 26,520,000 $ 1,020,000 $ 504,000
Oxnard-Thousand Oaks-Ventura, CA 26 $ 26,840,000 $ 1,032,307 $ 431,000
Cambridge-Newton-Framingham, MA 25 $ 31,035,000 $ 1,241,400 $ 808,000
San Rafael, CA 24 $ 24,340,000 $ 1,014,166 $ 414,000
Bridgeport-Stamford-Norwalk, CT 23 $ 21,085,000 $ 916,739 $ 665,000
Crestview-Fort Walton Beach-Destin, FL 23 $ 28,295,000 $ 1,230,217 $ 898,000
Minneapolis-St. Paul-Bloomington, MN-WI 21 $ 15,025,000 $ 715,476 $ 298,000
Santa Maria-Santa Barbara, CA 21 $ 26,585,000 $ 1,265,952 $ 681,000
St. Louis, MO-IL 21 $ 15,025,000 $ 715,476 $ 519,238
Washington-Baltimore-Arlington, DC 21 $ 16,045,000 $ 764,047 $ 377,000
Las Vegas-Henderson-Paradise, NV 20 $ 16,240,000 $ 812,000 $ 463,000
Raleigh, NC 20 $ 14,150,000 $ 707,500 $ 319,000
Fort Worth-Arlington, TX 19 $ 16,715,000 $ 879,736 $ 427,000
Santa Rosa, CA 18 $ 19,240,000 $ 1,068,888 $ 533,000
Boston, MA 16 $ 13,750,000 $ 859,375 $ 543,000
Hilton Head Island-Bluffton-Beaufort, SC 16 $ 10,900,000 $ 681,250 $ 385,000
Indianapolis-Carmel-Anderson, IN 16 $ 13,500,000 $ 843,750 $ 548,000
Baltimore-Columbia-Towson, MD 15 $ 9,395,000 $ 626,333 $ 719,000
New Orleans-Metairie, LA 15 $ 9,325,000 $ 621,666 $ 311,000
Boulder, CO 14 $ 11,520,000 $ 822,857 $ 306,000
Cleveland-Elyria, OH 13 $ 4,825,000 $ 371,153 $ 355,000
Louisville/Jefferson County, KY-IN 13 $ 7,145,000 $ 549,615 $ 396,923
Philadelphia, PA 13 $ 7,645,000 $ 588,076 $ 290,000
Port St. Lucie, FL 13 $ 8,245,000 $ 634,230 $ 279,000
Reno, NV 13 $ 10,555,000 $ 811,923 $ 342,000
Colorado Springs, CO 12 $ 6,440,000 $ 536,666 $ 257,000
Columbus, OH 12 $ 8,640,000 $ 720,000 $ 891,000
Deltona-Daytona Beach-Ormond Beach, FL 12 $ 7,200,000 $ 600,000 $ 284,000
Memphis, TN-MS-AR 12 $ 5,540,000 $ 461,666 $ 308,750
Ocean City, NJ 12 $ 19,730,000 $ 1,644,166 $ 868,000
Lafayette, LA 11 $ 4,195,000 $ 381,363 $ 241,000
San Antonio-New Braunfels, TX 11 $ 5,425,000 $ 493,181 $ 289,000
Asheville, NC 10 $ 4,730,000 $ 473,000 $ 326,000
Boise City, ID 10 $ 5,860,000 $ 586,000 $ 236,000
Palm Bay-Melbourne-Titusville, FL 10 $ 3,760,000 $ 376,000 $ 364,000
Pittsburgh, PA 10 $ 5,140,000 $ 514,000 $ 370,000
Prescott Valley-Prescott, AZ 10 $ 5,760,000 $ 576,000 $ 191,000
Richmond, VA 10 $ 4,860,000 $ 486,000 $ 207,000
Barnstable Town, MA 9 $ 7,305,000 $ 811,666 $ 403,000
Cincinnati, OH-KY-IN 9 $ 7,705,000 $ 856,111 $ 420,555
Grand Rapids-Wyoming, MI 9 $ 6,845,000 $ 760,555 $ 421,000
Knoxville, TN 9 $ 5,475,000 $ 608,333 $ 523,000
Salt Lake City, UT 9 $ 7,045,000 $ 782,777 $ 314,000
St. George, UT 9 $ 6,785,000 $ 753,888 $ 338,000
Birmingham-Hoover, AL 8 $ 6,010,000 $ 751,250 $ 354,000
Greenville-Anderson-Mauldin, SC 8 $ 5,780,000 $ 722,500 $ 379,000
Kansas City, MO-KS 8 $ 4,000,000 $ 500,000 $ 389,375
Lake County-Kenosha County, IL-WI 8 $ 5,940,000 $ 742,500 $ 505,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 8 $ 3,740,000 $ 467,500 $ 460,625
Winston-Salem, NC 8 $ 4,610,000 $ 576,250 $ 513,000
Allentown-Bethlehem-Easton, PA-NJ 7 $ 7,295,000 $ 1,042,142 $ 655,000
Wilmington, NC 7 $ 3,885,000 $ 555,000 $ 769,000
Detroit-Dearborn-Livonia, MI 6 $ 2,380,000 $ 396,666 $ 229,000
Durham-Chapel Hill, NC 6 $ 4,230,000 $ 705,000 $ 278,000
Fayetteville-Springdale-Rogers, AR-MO 6 $ 4,420,000 $ 736,666 $ 386,000
Huntsville, AL 6 $ 3,880,000 $ 646,666 $ 328,000
Lexington-Fayette, KY 6 $ 8,760,000 $ 1,460,000 $ 452,000
Ocala, FL 6 $ 2,510,000 $ 418,333 $ 464,000
Santa Cruz-Watsonville, CA 6 $ 7,010,000 $ 1,168,333 $ 424,000
Virginia Beach-Norfolk-Newport News, VA-NC 6 $ 8,110,000 $ 1,351,666 $ 949,833
Atlantic City-Hammonton, NJ 5 $ 5,795,000 $ 1,159,000 $ 633,000
Chattanooga, TN-GA 5 $ 6,285,000 $ 1,257,000 $ 1,714,000
Daphne-Fairhope-Foley, AL 5 $ 1,955,000 $ 391,000 $ 215,000
Greeley, CO 5 $ 2,285,000 $ 457,000 $ 302,000
Lakeland-Winter Haven, FL 5 $ 2,625,000 $ 525,000 $ 703,000
Panama City, FL 5 $ 2,615,000 $ 523,000 $ 456,000
Pensacola-Ferry Pass-Brent, FL 5 $ 2,625,000 $ 525,000 $ 409,000
Rochester, NY 5 $ 1,615,000 $ 323,000 $ 230,000
Salisbury, MD-DE 5 $ 3,785,000 $ 757,000 $ 554,400
Tallahassee, FL 5 $ 1,675,000 $ 335,000 $ 146,000
Trenton, NJ 5 $ 4,065,000 $ 813,000 $ 523,000
Tucson, AZ 5 $ 705,000 $ 141,000 $ 103,000
Tuscaloosa, AL 5 $ 2,065,000 $ 413,000 $ 331,000
Urban Honolulu, HI 5 $ 8,015,000 $ 1,603,000 $ 616,000
Baton Rouge, LA 4 $ 1,900,000 $ 475,000 $ 405,000
Brunswick, GA 4 $ 4,670,000 $ 1,167,500 $ 826,000
Champaign-Urbana, IL 4 $ 430,000 $ 107,500 $ 345,000
Charlottesville, VA 4 $ 2,990,000 $ 747,500 $ 604,000
Hartford-West Hartford-East Hartford, CT 4 $ 2,150,000 $ 537,500 $ 467,000
Little Rock-North Little Rock-Conway, AR 4 $ 1,930,000 $ 482,500 $ 291,000
Midland, TX 4 $ 2,800,000 $ 700,000 $ 262,000
Napa, CA 4 $ 14,290,000 $ 3,572,500 $ 848,000
Ogden-Clearfield, UT 4 $ 2,860,000 $ 715,000 $ 271,000
Pittsfield, MA 4 $ 4,770,000 $ 1,192,500 $ 724,000
Portland-South Portland, ME 4 $ 2,620,000 $ 655,000 $ 377,000
Punta Gorda, FL 4 $ 2,740,000 $ 685,000 $ 384,000
Santa Fe, NM 4 $ 4,530,000 $ 1,132,500 $ 467,000
Savannah, GA 4 $ 4,070,000 $ 1,017,500 $ 368,000
Sebastian-Vero Beach, FL 4 $ 2,510,000 $ 627,500 $ 171,000
The Villages, FL 4 $ 1,750,000 $ 437,500 $ 331,000
Akron, OH 3 $ 725,000 $ 241,666 $ 170,000
Bakersfield, CA 3 $ 1,015,000 $ 338,333 $ 254,000
Bremerton-Silverdale, WA 3 $ 1,965,000 $ 655,000 $ 307,000
Burlington-South Burlington, VT 3 $ 2,655,000 $ 885,000 $ 563,000
Camden, NJ 3 $ 1,735,000 $ 578,333 $ 340,000
Coeur D'Alene, ID 3 $ 2,305,000 $ 768,333 $ 195,000
College Station-Bryan, TX 3 $ 995,000 $ 331,666 $ 535,000
Corvallis, OR 3 $ 915,000 $ 305,000 $ 103,000
Flagstaff, AZ 3 $ 3,845,000 $ 1,281,666 $ 1,105,000
Fort Collins, CO 3 $ 1,645,000 $ 548,333 $ 174,000
Fresno, CA 3 $ 2,035,000 $ 678,333 $ 347,000
Gainesville, GA 3 $ 1,855,000 $ 618,333 $ 425,000
Kingston, NY 3 $ 1,625,000 $ 541,666 $ 713,000
New Haven-Milford, CT 3 $ 1,555,000 $ 518,333 $ 391,000
Oklahoma City, OK 3 $ 2,095,000 $ 698,333 $ 178,000
Providence-Warwick, RI-MA 3 $ 1,495,000 $ 498,333 $ 156,000
Provo-Orem, UT 3 $ 1,985,000 $ 661,666 $ 227,000
Rockingham County-Strafford County, NH 3 $ 1,915,000 $ 638,333 $ 214,000
Tacoma-Lakewood, WA 3 $ 2,305,000 $ 768,333 $ 293,000
Toledo, OH 3 $ 345,000 $ 115,000 $ 259,000
Tulsa, OK 3 $ 2,535,000 $ 845,000 $ 438,000
Albuquerque, NM 2 $ 2,040,000 $ 1,020,000 $ 544,000
Ann Arbor, MI 2 $ 950,000 $ 475,000 $ 296,000
Auburn-Opelika, AL 2 $ 980,000 $ 490,000 $ 157,000
Augusta-Richmond County, GA-SC 2 $ 1,770,000 $ 885,000 $ 645,500
Buffalo-Cheektowaga-Niagara Falls, NY 2 $ 2,840,000 $ 1,420,000 $ 4,091,000
Corpus Christi, TX 2 $ 3,970,000 $ 1,985,000 $ 1,216,000
Des Moines-West Des Moines, IA 2 $ 580,000 $ 290,000 $ 139,000
Duluth, MN-WI 2 $ 650,000 $ 325,000 $ 231,000
Eugene, OR 2 $ 1,030,000 $ 515,000 $ 306,000
Fayetteville, NC 2 $ 680,000 $ 340,000 $ 186,000
Gainesville, FL 2 $ 1,240,000 $ 620,000 $ 213,000
Greensboro-High Point, NC 2 $ 730,000 $ 365,000 $ 278,000
Homosassa Springs, FL 2 $ 830,000 $ 415,000 $ 239,000
Jackson, MS 2 $ 1,580,000 $ 790,000 $ 178,000
Kahului-Wailuku-Lahaina, HI 2 $ 1,780,000 $ 890,000 $ 438,000
Killeen-Temple, TX 2 $ 510,000 $ 255,000 $ 186,000
Kingsport-Bristol-Bristol, TN-VA 2 $ 800,000 $ 400,000 $ 131,000
Lafayette-West Lafayette, IN 2 $ 740,000 $ 370,000 $ 277,000
Lancaster, PA 2 $ 840,000 $ 420,000 $ 185,000
Lubbock, TX 2 $ 360,000 $ 180,000 $ 230,000
Macon-Bibb County, GA 2 $ 630,000 $ 315,000 $ 563,000
Michigan City-La Porte, IN 2 $ 730,000 $ 365,000 $ 277,000
Milwaukee-Waukesha-West Allis, WI 2 $ 800,000 $ 400,000 $ 326,000
Muskegon, MI 2 $ 580,000 $ 290,000 $ 107,000
New Bern, NC 2 $ 470,000 $ 235,000 $ 66,000
Salinas, CA 2 $ 4,710,000 $ 2,355,000 $ 834,000
South Bend-Mishawaka, IN-MI 2 $ 1,120,000 $ 560,000 $ 398,000
Spokane-Spokane Valley, WA 2 $ 930,000 $ 465,000 $ 179,000
St. Cloud, MN 2 $ 720,000 $ 360,000 $ 191,000
Stockton-Lodi, CA 2 $ 1,280,000 $ 640,000 $ 483,000
Vallejo-Fairfield, CA 2 $ 1,170,000 $ 585,000 $ 250,000
Wenatchee, WA 2 $ 1,740,000 $ 870,000 $ 364,000
Worcester, MA-CT 2 $ 730,000 $ 365,000 $ 241,000
Albany-Schenectady-Troy, NY 1 $ 505,000 $ 505,000 $ 84,000
Battle Creek, MI 1 $ 75,000 $ 75,000 $ 53,000
Bowling Green, KY 1 $ 185,000 $ 185,000 $ 194,000
Brownsville-Harlingen, TX 1 $ 205,000 $ 205,000 $ 347,000
Carson City, NV 1 $ 505,000 $ 505,000 $ 180,000
Casper, WY 1 $ 205,000 $ 205,000 $ 455,000
Chico, CA 1 $ 675,000 $ 675,000 $ 282,000
Cleveland, TN 1 $ 255,000 $ 255,000 $ 84,000
Columbia, SC 1 $ 255,000 $ 255,000 $ 374,000
Dalton, GA 1 $ 305,000 $ 305,000 $ 106,000
Davenport-Moline-Rock Island, IA-IL 1 $ 855,000 $ 855,000 $ 248,000
Dayton-Springfield-Kettering, OH 1 $ 295,000 $ 295,000 $ 334,000
East Stroudsburg, PA 1 $ 385,000 $ 385,000 $ 301,000
Elkhart-Goshen, IN 1 $ 1,005,000 $ 1,005,000 $ 391,000
Fort Smith, AR-OK 1 $ 135,000 $ 135,000 $ 69,000
Fort Wayne, IN 1 $ 795,000 $ 795,000 $ 767,000
Glens Falls, NY 1 $ 645,000 $ 645,000 $ 204,000
Grand Forks, ND-MN 1 $ 205,000 $ 205,000 $ 92,000
Grand Junction, CO 1 $ 385,000 $ 385,000 $ 118,000
Greenville, NC 1 $ 205,000 $ 205,000 $ 132,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 125,000 $ 125,000 $ 111,000
Harrisburg-Carlisle, PA 1 $ 195,000 $ 195,000 $ 177,000
Hattiesburg, MS 1 $ 205,000 $ 205,000 $ 145,000
Hickory-Lenoir-Morganton, NC 1 $ 765,000 $ 765,000 $ 356,000
Jackson, TN 1 $ 805,000 $ 805,000 $ 140,000
Jacksonville, NC 1 $ 505,000 $ 505,000 $ 435,000
Johnson City, TN 1 $ 275,000 $ 275,000 $ 188,000
Lake Havasu City-Kingman, AZ 1 $ 505,000 $ 505,000 $ 273,000
Lansing-East Lansing, MI 1 $ 215,000 $ 215,000 $ 226,000
Las Cruces, NM 1 $ 245,000 $ 245,000 $ 127,000
Lewiston-Auburn, ME 1 $ 305,000 $ 305,000 $ 901,000
Longview, TX 1 $ 205,000 $ 205,000 $ 275,000
Longview, WA 1 $ 505,000 $ 505,000 $ 179,000
Madison, WI 1 $ 1,815,000 $ 1,815,000 $ 1,628,000
Manchester-Nashua, NH 1 $ 395,000 $ 395,000 $ 265,000
McAllen-Edinburg-Mission, TX 1 $ 285,000 $ 285,000 $ 72,000
Medford, OR 1 $ 505,000 $ 505,000 $ 152,000
Modesto, CA 1 $ 365,000 $ 365,000 $ 277,000
Monroe, LA 1 $ 205,000 $ 205,000 $ 659,000
Montgomery, AL 1 $ 275,000 $ 275,000 $ 89,000
Morgantown, WV 1 $ 115,000 $ 115,000 $ 150,000
Niles-Benton Harbor, MI 1 $ 745,000 $ 745,000 $ 504,000
Norwich-New London, CT 1 $ 325,000 $ 325,000 $ 618,000
Omaha-Council Bluffs, NE-IA 1 $ 185,000 $ 185,000 $ 256,000
Racine, WI 1 $ 605,000 $ 605,000 $ 310,000
Redding, CA 1 $ 675,000 $ 675,000 $ 953,000
Rome, GA 1 $ 1,305,000 $ 1,305,000 $ 802,000
San Angelo, TX 1 $ 795,000 $ 795,000 $ 331,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 1,665,000 $ 1,665,000 $ 500,000
Springfield, MO 1 $ 675,000 $ 675,000 $ 201,000
Staunton-Waynesboro, VA 1 $ 1,045,000 $ 1,045,000 $ 259,000
Twin Falls, ID 1 $ 655,000 $ 655,000 $ 1,037,000
Tyler, TX 1 $ 525,000 $ 525,000 $ 442,000

Mortgage Loan Application Detail Totals for Raymond James Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,980 $1,826,990,000 $922,000 $50,005,000 $435,000 $9,448,000
Other Purpose 601 $592,615,000 $986,000 $10,005,000 $670,000 $8,015,000
Refinancing 508 $568,360,000 $1,118,000 $36,505,000 $495,000 $8,177,000
Cash-out Refinancing 468 $517,390,000 $1,105,000 $30,005,000 $468,000 $7,909,000
Home Improvement 45 $41,275,000 $917,000 $7,705,000 $390,000 $1,994,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,659 $2,544,235,000 $956,000 $30,005,000 $497,000 $8,177,000
Not Provided 460 $446,460,000 $970,000 $10,005,000 $531,000 $9,448,000
Asian 246 $222,210,000 $903,000 $8,905,000 $352,000 $8,500,000
Hispanic 120 $96,500,000 $804,000 $3,505,000 $382,000 $2,239,000
Black or African American 90 $63,890,000 $709,000 $7,505,000 $477,000 $7,992,000
Not applicable 5 $153,015,000 $30,603,000 $50,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 3 $3,625,000 $1,208,000 $1,405,000 $410,000 $489,000
American Indian or Alaskan Native 2 $720,000 $360,000 $625,000 $147,000 $174,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,585 $3,541,275,000 $987,000 $50,005,000 $489,000 $9,448,000
FHA-insured (Federal Housing Administration) 12 $3,430,000 $285,000 $415,000 $82,000 $131,000
VA-guaranteed (Veterans Administration) 5 $1,925,000 $385,000 $535,000 $100,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,821 $2,038,525,000 $1,119,000 $50,005,000 $591,000 $9,448,000
Loan Purchased By The Institution 1,466 $1,189,460,000 $811,000 $7,505,000 $360,000 $8,177,000
Application Withdrawn By Applicant 173 $141,395,000 $817,000 $10,005,000 $536,000 $7,079,000
Application Denied By Financial Institution 126 $155,760,000 $1,236,000 $30,005,000 $305,000 $1,842,000
File Closed For Incompleteness 10 $13,470,000 $1,347,000 $5,005,000 $1,258,000 $7,992,000
Application Approved But Not Accepted 6 $8,020,000 $1,336,000 $4,155,000 $937,000 $3,580,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,476 $3,390,870,000 $975,000 $50,005,000 $493,000 $9,448,000
Debt-To-Income Ratio 85 $129,385,000 $1,522,000 $30,005,000 $283,000 $1,842,000
Collateral 22 $14,240,000 $647,000 $2,405,000 $341,000 $979,000
Credit History 14 $6,010,000 $429,000 $1,405,000 $327,000 $1,020,000
Other 2 $3,510,000 $1,755,000 $3,505,000 $482,000 $864,000
Unverifiable Information 1 $1,355,000 $1,355,000 $1,355,000 $403,000 $403,000
Insufficient Cash (Downpayment, Closing Cost) 1 $475,000 $475,000 $475,000 $150,000 $150,000
Credit Application Incomplete 1 $785,000 $785,000 $785,000 $700,000 $700,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Raymond James Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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