Citizens Bank, NA Mortgage Lending & HMDA Data, 2022
In 2022, Citizens Bank, NA of Providence, RI reported 197,248 mortgage applications totaling $47.0 billion, down 28% from 2021. The average application was for $238,512, and applicants reported an average income of $140,437. 51% of its applications resulted in an originated loan and 25% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (12,611), Providence-Warwick, RI-MA (9,431) and Pittsburgh, PA (9,009) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank, NA One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 197,248 |
| Total Mortgage Loan Application Amount | $47,046,150,000 |
| Average Mortgage Loan Application Amount | $238,512 |
| Highest Mortgage Loan Application Amount | $63,005,000 |
| Average Applicant Income | $140,437 |
| Highest Applicant Income | $9,698,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 13,792 | $ 2,809,390,000 | $ 203,697 | $ 117,832 |
| New York-Jersey City-White Plains, NY-NJ | 12,611 | $ 5,583,635,000 | $ 442,759 | $ 227,490 |
| Providence-Warwick, RI-MA | 9,431 | $ 1,549,145,000 | $ 164,260 | $ 113,597 |
| Pittsburgh, PA | 9,009 | $ 1,375,155,000 | $ 152,642 | $ 102,000 |
| Montgomery County-Bucks County-Chester County, PA | 8,181 | $ 1,871,555,000 | $ 228,768 | $ 151,000 |
| Cambridge-Newton-Framingham, MA | 7,812 | $ 2,248,660,000 | $ 287,846 | $ 174,000 |
| Boston, MA | 7,717 | $ 1,923,325,000 | $ 249,232 | $ 165,000 |
| Philadelphia, PA | 6,074 | $ 1,072,480,000 | $ 176,568 | $ 104,000 |
| New York-Newark, NY | 5,246 | $ 1,405,940,000 | $ 268,002 | $ 176,500 |
| Nassau County-Suffolk County, NY | 5,141 | $ 1,864,585,000 | $ 362,689 | $ 232,000 |
| Warren-Troy-Farmington Hills, MI | 4,731 | $ 723,135,000 | $ 152,850 | $ 115,000 |
| Cleveland-Elyria, OH | 4,629 | $ 582,625,000 | $ 125,864 | $ 92,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4,239 | $ 546,225,000 | $ 128,857 | $ 94,000 |
| Detroit-Dearborn-Livonia, MI | 3,124 | $ 354,420,000 | $ 113,450 | $ 86,000 |
| Newark, NJ-PA | 2,689 | $ 734,245,000 | $ 273,055 | $ 194,652 |
| Rochester, NY | 2,549 | $ 305,075,000 | $ 119,684 | $ 88,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,485 | $ 814,785,000 | $ 327,881 | $ 196,043 |
| Camden, NJ | 2,343 | $ 366,045,000 | $ 156,229 | $ 144,000 |
| Rockingham County-Strafford County, NH | 2,197 | $ 426,645,000 | $ 194,194 | $ 147,000 |
| Bridgeport-Stamford-Norwalk, CT | 2,152 | $ 882,990,000 | $ 410,311 | $ 280,000 |
| Hartford-West Hartford-East Hartford, CT | 1,990 | $ 403,360,000 | $ 202,693 | $ 130,000 |
| Worcester, MA-CT | 1,936 | $ 336,900,000 | $ 174,018 | $ 127,740 |
| Manchester-Nashua, NH | 1,919 | $ 360,725,000 | $ 187,975 | $ 129,000 |
| New Haven-Milford, CT | 1,889 | $ 362,815,000 | $ 192,067 | $ 129,000 |
| Chicago-Naperville, IL | 1,760 | $ 435,620,000 | $ 247,511 | $ 162,000 |
| Albany-Schenectady-Troy, NY | 1,640 | $ 247,160,000 | $ 150,707 | $ 105,000 |
| Springfield, MA | 1,611 | $ 231,145,000 | $ 143,479 | $ 91,000 |
| Barnstable Town, MA | 1,525 | $ 338,685,000 | $ 222,088 | $ 146,000 |
| Akron, OH | 1,507 | $ 177,235,000 | $ 117,607 | $ 92,000 |
| Wilmington, DE-MD-NJ | 1,496 | $ 235,590,000 | $ 157,479 | $ 115,494 |
| Tampa-St. Petersburg-Clearwater, FL | 1,476 | $ 352,220,000 | $ 238,631 | $ 143,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,396 | $ 487,380,000 | $ 349,126 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 1,175 | $ 358,315,000 | $ 304,948 | $ 210,000 |
| Cincinnati, OH-KY-IN | 1,132 | $ 217,210,000 | $ 191,881 | $ 114,463 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,113 | $ 277,935,000 | $ 249,716 | $ 174,000 |
| Orlando-Kissimmee-Sanford, FL | 1,106 | $ 279,260,000 | $ 252,495 | $ 146,000 |
| Toledo, OH | 1,095 | $ 116,825,000 | $ 106,689 | $ 84,000 |
| Harrisburg-Carlisle, PA | 1,067 | $ 255,965,000 | $ 239,892 | $ 105,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,035 | $ 384,445,000 | $ 371,444 | $ 127,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,025 | $ 350,625,000 | $ 342,073 | $ 157,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 952 | $ 278,850,000 | $ 292,909 | $ 202,000 |
| Norwich-New London, CT | 932 | $ 147,710,000 | $ 158,487 | $ 118,000 |
| Canton-Massillon, OH | 917 | $ 97,115,000 | $ 105,905 | $ 82,000 |
| Reading, PA | 916 | $ 133,260,000 | $ 145,480 | $ 98,000 |
| Baltimore-Columbia-Towson, MD | 906 | $ 189,220,000 | $ 208,852 | $ 156,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 882 | $ 153,880,000 | $ 174,467 | $ 132,965 |
| Scranton--Wilkes-Barre--Hazleton, PA | 861 | $ 99,415,000 | $ 115,464 | $ 90,000 |
| Jacksonville, FL | 813 | $ 203,675,000 | $ 250,522 | $ 144,000 |
| Indianapolis-Carmel-Anderson, IN | 811 | $ 183,245,000 | $ 225,949 | $ 112,000 |
| Syracuse, NY | 805 | $ 93,685,000 | $ 116,378 | $ 100,000 |
| Columbus, OH | 800 | $ 162,020,000 | $ 202,525 | $ 130,000 |
| Dallas-Plano-Irving, TX | 780 | $ 317,110,000 | $ 406,551 | $ 177,000 |
| Lancaster, PA | 752 | $ 123,910,000 | $ 164,773 | $ 101,000 |
| Salisbury, MD-DE | 724 | $ 181,790,000 | $ 251,091 | $ 150,052 |
| Washington-Baltimore-Arlington, DC | 715 | $ 272,485,000 | $ 381,097 | $ 212,000 |
| Youngstown-Warren-Boardman, OH-PA | 701 | $ 72,225,000 | $ 103,031 | $ 80,232 |
| Richmond, VA | 696 | $ 159,330,000 | $ 228,922 | $ 125,000 |
| Phoenix-Mesa-Scottsdale, AZ | 668 | $ 250,620,000 | $ 375,179 | $ 130,000 |
| Charlotte-Concord-Gastonia, NC-SC | 625 | $ 354,855,000 | $ 567,768 | $ 201,265 |
| Lincoln, NE | 610 | $ 149,850,000 | $ 245,655 | $ 107,000 |
| Omaha-Council Bluffs, NE-IA | 595 | $ 154,555,000 | $ 259,756 | $ 121,067 |
| North Port-Sarasota-Bradenton, FL | 572 | $ 148,530,000 | $ 259,667 | $ 168,000 |
| Louisville/Jefferson County, KY-IN | 571 | $ 134,955,000 | $ 236,348 | $ 102,108 |
| York-Hanover, PA | 550 | $ 86,580,000 | $ 157,418 | $ 102,000 |
| Sioux Falls, SD | 540 | $ 146,330,000 | $ 270,981 | $ 106,000 |
| East Stroudsburg, PA | 537 | $ 77,975,000 | $ 145,204 | $ 115,000 |
| St. Louis, MO-IL | 528 | $ 131,600,000 | $ 249,242 | $ 124,340 |
| Trenton, NJ | 528 | $ 109,410,000 | $ 207,215 | $ 169,000 |
| Birmingham-Hoover, AL | 520 | $ 162,190,000 | $ 311,903 | $ 139,000 |
| Memphis, TN-MS-AR | 513 | $ 130,915,000 | $ 255,194 | $ 110,627 |
| Ocean City, NJ | 487 | $ 241,235,000 | $ 495,349 | $ 302,000 |
| Cape Coral-Fort Myers, FL | 486 | $ 118,950,000 | $ 244,753 | $ 187,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 482 | $ 110,880,000 | $ 230,041 | $ 116,000 |
| Portland-South Portland, ME | 476 | $ 129,310,000 | $ 271,659 | $ 157,000 |
| Erie, PA | 469 | $ 55,085,000 | $ 117,452 | $ 75,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 462 | $ 130,120,000 | $ 281,645 | $ 157,285 |
| Denver-Aurora-Lakewood, CO | 448 | $ 209,370,000 | $ 467,343 | $ 150,000 |
| Charleston-North Charleston, SC | 437 | $ 277,495,000 | $ 635,000 | $ 235,000 |
| Milwaukee-Waukesha-West Allis, WI | 437 | $ 111,605,000 | $ 255,389 | $ 104,000 |
| State College, PA | 427 | $ 98,195,000 | $ 229,964 | $ 119,000 |
| Little Rock-North Little Rock-Conway, AR | 415 | $ 102,935,000 | $ 248,036 | $ 122,000 |
| Los Angeles-Long Beach-Glendale, CA | 414 | $ 258,470,000 | $ 624,323 | $ 186,000 |
| Burlington-South Burlington, VT | 408 | $ 94,950,000 | $ 232,720 | $ 134,000 |
| Clarksville, TN-KY | 401 | $ 102,985,000 | $ 256,820 | $ 98,972 |
| Port St. Lucie, FL | 392 | $ 92,290,000 | $ 235,433 | $ 142,000 |
| Utica-Rome, NY | 389 | $ 40,825,000 | $ 104,948 | $ 81,000 |
| Dover, DE | 381 | $ 49,475,000 | $ 129,855 | $ 97,000 |
| Knoxville, TN | 381 | $ 119,755,000 | $ 314,317 | $ 122,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 359 | $ 129,415,000 | $ 360,487 | $ 154,515 |
| Fort Worth-Arlington, TX | 345 | $ 118,375,000 | $ 343,115 | $ 145,000 |
| Binghamton, NY | 339 | $ 33,075,000 | $ 97,566 | $ 93,000 |
| Atlantic City-Hammonton, NJ | 338 | $ 93,800,000 | $ 277,514 | $ 182,000 |
| Naples-Immokalee-Marco Island, FL | 331 | $ 183,665,000 | $ 554,879 | $ 289,000 |
| Pensacola-Ferry Pass-Brent, FL | 326 | $ 72,590,000 | $ 222,668 | $ 114,000 |
| Riverside-San Bernardino-Ontario, CA | 322 | $ 136,020,000 | $ 422,422 | $ 131,000 |
| Lakeland-Winter Haven, FL | 308 | $ 61,130,000 | $ 198,474 | $ 105,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 307 | $ 89,805,000 | $ 292,524 | $ 125,530 |
| Augusta-Richmond County, GA-SC | 303 | $ 68,535,000 | $ 226,188 | $ 95,980 |
| Ann Arbor, MI | 293 | $ 52,525,000 | $ 179,266 | $ 134,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 290 | $ 74,960,000 | $ 258,482 | $ 114,000 |
| Las Vegas-Henderson-Paradise, NV | 290 | $ 100,320,000 | $ 345,931 | $ 128,000 |
| Kingston, NY | 288 | $ 62,190,000 | $ 215,937 | $ 135,000 |
| Bowling Green, KY | 281 | $ 67,945,000 | $ 241,797 | $ 112,000 |
| Glens Falls, NY | 279 | $ 42,745,000 | $ 153,207 | $ 101,000 |
| Lexington-Fayette, KY | 278 | $ 60,770,000 | $ 218,597 | $ 99,000 |
| Davenport-Moline-Rock Island, IA-IL | 277 | $ 51,905,000 | $ 187,382 | $ 97,061 |
| Altoona, PA | 274 | $ 30,350,000 | $ 110,766 | $ 72,000 |
| Lansing-East Lansing, MI | 271 | $ 29,215,000 | $ 107,804 | $ 96,000 |
| San Antonio-New Braunfels, TX | 270 | $ 88,810,000 | $ 328,925 | $ 140,000 |
| Crestview-Fort Walton Beach-Destin, FL | 257 | $ 99,685,000 | $ 387,879 | $ 180,000 |
| Gary, IN | 248 | $ 46,530,000 | $ 187,620 | $ 92,000 |
| Grand Rapids-Wyoming, MI | 246 | $ 41,870,000 | $ 170,203 | $ 121,000 |
| Palm Bay-Melbourne-Titusville, FL | 241 | $ 53,215,000 | $ 220,809 | $ 133,000 |
| Las Cruces, NM | 239 | $ 58,115,000 | $ 243,158 | $ 106,000 |
| Oklahoma City, OK | 237 | $ 54,435,000 | $ 229,683 | $ 139,000 |
| Flint, MI | 229 | $ 27,545,000 | $ 120,283 | $ 88,000 |
| Asheville, NC | 220 | $ 71,680,000 | $ 325,818 | $ 167,000 |
| Roanoke, VA | 216 | $ 51,260,000 | $ 237,314 | $ 99,000 |
| Raleigh, NC | 215 | $ 82,765,000 | $ 384,953 | $ 149,000 |
| Greenville-Anderson-Mauldin, SC | 213 | $ 54,465,000 | $ 255,704 | $ 102,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 203 | $ 79,825,000 | $ 393,226 | $ 135,344 |
| Chattanooga, TN-GA | 202 | $ 58,510,000 | $ 289,653 | $ 121,707 |
| Cedar Rapids, IA | 196 | $ 41,630,000 | $ 212,397 | $ 111,000 |
| Cleveland, TN | 188 | $ 41,440,000 | $ 220,425 | $ 83,000 |
| Columbia, SC | 187 | $ 47,555,000 | $ 254,304 | $ 105,000 |
| Austin-Round Rock, TX | 185 | $ 85,815,000 | $ 463,864 | $ 162,000 |
| Lake County-Kenosha County, IL-WI | 182 | $ 42,010,000 | $ 230,824 | $ 177,989 |
| Dayton-Springfield-Kettering, OH | 180 | $ 29,430,000 | $ 163,500 | $ 104,000 |
| Monroe, MI | 178 | $ 20,030,000 | $ 112,528 | $ 92,000 |
| Elgin, IL | 176 | $ 31,580,000 | $ 179,431 | $ 139,000 |
| Kansas City, MO-KS | 176 | $ 47,400,000 | $ 269,318 | $ 120,545 |
| San Diego-Carlsbad, CA | 165 | $ 104,795,000 | $ 635,121 | $ 199,000 |
| Lake Charles, LA | 163 | $ 37,145,000 | $ 227,883 | $ 103,000 |
| Punta Gorda, FL | 160 | $ 41,470,000 | $ 259,187 | $ 158,000 |
| Tulsa, OK | 159 | $ 34,785,000 | $ 218,773 | $ 103,000 |
| New Orleans-Metairie, LA | 155 | $ 42,475,000 | $ 274,032 | $ 142,000 |
| Lynchburg, VA | 152 | $ 38,320,000 | $ 252,105 | $ 117,000 |
| Pittsfield, MA | 150 | $ 22,590,000 | $ 150,600 | $ 128,000 |
| Ocala, FL | 148 | $ 23,420,000 | $ 158,243 | $ 101,000 |
| Lafayette, LA | 147 | $ 46,025,000 | $ 313,095 | $ 114,000 |
| Wichita Falls, TX | 147 | $ 30,585,000 | $ 208,061 | $ 102,000 |
| Provo-Orem, UT | 144 | $ 62,770,000 | $ 435,902 | $ 119,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 140 | $ 68,600,000 | $ 490,000 | $ 191,000 |
| Hagerstown-Martinsburg, MD-WV | 138 | $ 26,440,000 | $ 191,594 | $ 100,797 |
| Hattiesburg, MS | 137 | $ 32,215,000 | $ 235,145 | $ 101,000 |
| Huntsville, AL | 136 | $ 42,300,000 | $ 311,029 | $ 120,000 |
| Winston-Salem, NC | 129 | $ 51,805,000 | $ 401,589 | $ 163,000 |
| Anaheim-Santa Ana-Irvine, CA | 128 | $ 84,060,000 | $ 656,718 | $ 204,000 |
| Saginaw, MI | 125 | $ 12,195,000 | $ 97,560 | $ 67,000 |
| Shreveport-Bossier City, LA | 124 | $ 28,830,000 | $ 232,500 | $ 113,000 |
| Oakland-Hayward-Berkeley, CA | 123 | $ 75,085,000 | $ 610,447 | $ 179,000 |
| Tucson, AZ | 123 | $ 34,445,000 | $ 280,040 | $ 104,000 |
| Durham-Chapel Hill, NC | 122 | $ 57,710,000 | $ 473,032 | $ 188,000 |
| Greensboro-High Point, NC | 121 | $ 45,995,000 | $ 380,123 | $ 147,000 |
| Hot Springs, AR | 121 | $ 29,215,000 | $ 241,446 | $ 116,000 |
| Seattle-Bellevue-Everett, WA | 117 | $ 61,595,000 | $ 526,452 | $ 195,000 |
| Houma-Thibodaux, LA | 114 | $ 24,010,000 | $ 210,614 | $ 104,000 |
| Beaumont-Port Arthur, TX | 113 | $ 26,385,000 | $ 233,495 | $ 116,000 |
| Fargo, ND-MN | 113 | $ 30,015,000 | $ 265,619 | $ 114,575 |
| Jackson, MS | 113 | $ 28,055,000 | $ 248,274 | $ 100,000 |
| Gulfport-Biloxi-Pascagoula, MS | 111 | $ 24,385,000 | $ 219,684 | $ 102,000 |
| Sioux City, IA-NE-SD | 111 | $ 21,835,000 | $ 196,711 | $ 89,981 |
| Charlottesville, VA | 110 | $ 34,800,000 | $ 316,363 | $ 137,000 |
| Des Moines-West Des Moines, IA | 109 | $ 24,965,000 | $ 229,036 | $ 104,000 |
| Watertown-Fort Drum, NY | 96 | $ 13,620,000 | $ 141,875 | $ 83,000 |
| Daphne-Fairhope-Foley, AL | 94 | $ 29,590,000 | $ 314,787 | $ 134,000 |
| Chambersburg-Waynesboro, PA | 92 | $ 12,130,000 | $ 131,847 | $ 93,000 |
| Elizabethtown-Fort Knox, KY | 92 | $ 17,710,000 | $ 192,500 | $ 86,000 |
| Cumberland, MD-WV | 89 | $ 13,205,000 | $ 148,370 | $ 74,404 |
| Lubbock, TX | 89 | $ 20,875,000 | $ 234,550 | $ 136,000 |
| Salt Lake City, UT | 89 | $ 34,885,000 | $ 391,966 | $ 130,000 |
| Sebastian-Vero Beach, FL | 87 | $ 26,645,000 | $ 306,264 | $ 203,000 |
| Boise City, ID | 84 | $ 27,570,000 | $ 328,214 | $ 117,000 |
| Jonesboro, AR | 84 | $ 18,520,000 | $ 220,476 | $ 101,000 |
| Panama City, FL | 83 | $ 23,625,000 | $ 284,638 | $ 175,000 |
| Vineland-Bridgeton, NJ | 83 | $ 9,735,000 | $ 117,289 | $ 104,000 |
| El Paso, TX | 82 | $ 19,970,000 | $ 243,536 | $ 126,000 |
| Idaho Falls, ID | 82 | $ 24,830,000 | $ 302,804 | $ 100,000 |
| Bismarck, ND | 81 | $ 23,515,000 | $ 290,308 | $ 129,000 |
| Lebanon, PA | 81 | $ 13,995,000 | $ 172,777 | $ 106,000 |
| Blacksburg-Christiansburg-Radford, VA | 79 | $ 19,765,000 | $ 250,189 | $ 147,000 |
| Gettysburg, PA | 79 | $ 16,095,000 | $ 203,734 | $ 122,000 |
| Jackson, MI | 79 | $ 8,355,000 | $ 105,759 | $ 95,000 |
| The Villages, FL | 79 | $ 13,485,000 | $ 170,696 | $ 114,000 |
| Athens-Clarke County, GA | 78 | $ 19,720,000 | $ 252,820 | $ 174,000 |
| Elmira, NY | 76 | $ 7,060,000 | $ 92,894 | $ 77,000 |
| Tallahassee, FL | 75 | $ 12,605,000 | $ 168,066 | $ 112,000 |
| Savannah, GA | 74 | $ 20,400,000 | $ 275,675 | $ 111,000 |
| Abilene, TX | 73 | $ 17,845,000 | $ 244,452 | $ 117,000 |
| Hickory-Lenoir-Morganton, NC | 73 | $ 35,035,000 | $ 479,931 | $ 136,000 |
| Kalamazoo-Portage, MI | 73 | $ 11,985,000 | $ 164,178 | $ 100,000 |
| Tacoma-Lakewood, WA | 73 | $ 26,985,000 | $ 369,657 | $ 118,000 |
| Colorado Springs, CO | 72 | $ 22,940,000 | $ 318,611 | $ 89,000 |
| Baton Rouge, LA | 69 | $ 17,225,000 | $ 249,637 | $ 121,000 |
| Morgantown, WV | 69 | $ 16,385,000 | $ 237,463 | $ 108,000 |
| Spokane-Spokane Valley, WA | 69 | $ 19,745,000 | $ 286,159 | $ 101,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 68 | $ 64,340,000 | $ 946,176 | $ 256,000 |
| Bloomington, IN | 67 | $ 15,965,000 | $ 238,283 | $ 85,000 |
| Wilmington, NC | 63 | $ 22,525,000 | $ 357,539 | $ 151,000 |
| Joplin, MO | 61 | $ 8,305,000 | $ 136,147 | $ 61,000 |
| Gainesville, FL | 60 | $ 10,440,000 | $ 174,000 | $ 115,000 |
| Huntington-Ashland, WV-KY-OH | 60 | $ 7,850,000 | $ 130,833 | $ 78,566 |
| Fresno, CA | 59 | $ 20,835,000 | $ 353,135 | $ 118,000 |
| Tuscaloosa, AL | 59 | $ 15,045,000 | $ 255,000 | $ 107,000 |
| Albuquerque, NM | 58 | $ 15,470,000 | $ 266,724 | $ 104,000 |
| Johnstown, PA | 58 | $ 5,410,000 | $ 93,275 | $ 100,000 |
| Midland, TX | 57 | $ 15,775,000 | $ 276,754 | $ 110,000 |
| La Crosse-Onalaska, WI-MN | 56 | $ 12,030,000 | $ 214,821 | $ 103,785 |
| San Francisco-Redwood City-South San Francisco, CA | 56 | $ 49,110,000 | $ 876,964 | $ 296,000 |
| Fort Wayne, IN | 55 | $ 7,635,000 | $ 138,818 | $ 80,000 |
| Ogden-Clearfield, UT | 55 | $ 21,255,000 | $ 386,454 | $ 116,000 |
| Rapid City, SD | 53 | $ 15,665,000 | $ 295,566 | $ 121,000 |
| Stockton-Lodi, CA | 53 | $ 25,015,000 | $ 471,981 | $ 126,000 |
| Winchester, VA-WV | 53 | $ 8,475,000 | $ 159,905 | $ 119,226 |
| Morristown, TN | 52 | $ 11,160,000 | $ 214,615 | $ 84,000 |
| Peoria, IL | 52 | $ 5,040,000 | $ 96,923 | $ 81,000 |
| Alexandria, LA | 50 | $ 9,450,000 | $ 189,000 | $ 87,000 |
| Harrisonburg, VA | 50 | $ 11,880,000 | $ 237,600 | $ 112,000 |
| Columbus, GA-AL | 49 | $ 7,835,000 | $ 159,897 | $ 90,693 |
| Gainesville, GA | 49 | $ 16,285,000 | $ 332,346 | $ 129,000 |
| Mobile, AL | 49 | $ 8,705,000 | $ 177,653 | $ 92,000 |
| South Bend-Mishawaka, IN-MI | 49 | $ 6,205,000 | $ 126,632 | $ 92,163 |
| Grand Island, NE | 48 | $ 11,080,000 | $ 230,833 | $ 96,000 |
| Odessa, TX | 48 | $ 11,300,000 | $ 235,416 | $ 96,000 |
| Homosassa Springs, FL | 47 | $ 9,105,000 | $ 193,723 | $ 122,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 46 | $ 31,610,000 | $ 687,173 | $ 327,000 |
| St. George, UT | 46 | $ 17,520,000 | $ 380,869 | $ 131,000 |
| Dalton, GA | 45 | $ 10,365,000 | $ 230,333 | $ 71,000 |
| Fairbanks, AK | 45 | $ 14,115,000 | $ 313,666 | $ 117,000 |
| Jackson, TN | 45 | $ 9,165,000 | $ 203,666 | $ 87,000 |
| Madison, WI | 45 | $ 15,735,000 | $ 349,666 | $ 150,000 |
| Pocatello, ID | 44 | $ 11,690,000 | $ 265,681 | $ 98,000 |
| Warner Robins, GA | 44 | $ 9,820,000 | $ 223,181 | $ 95,000 |
| Casper, WY | 43 | $ 11,045,000 | $ 256,860 | $ 103,000 |
| Charleston, WV | 43 | $ 7,095,000 | $ 165,000 | $ 111,000 |
| Ithaca, NY | 43 | $ 6,245,000 | $ 145,232 | $ 125,000 |
| Lewiston-Auburn, ME | 43 | $ 6,285,000 | $ 146,162 | $ 88,000 |
| McAllen-Edinburg-Mission, TX | 43 | $ 8,235,000 | $ 191,511 | $ 116,000 |
| Rockford, IL | 43 | $ 5,095,000 | $ 118,488 | $ 145,000 |
| Bangor, ME | 42 | $ 5,710,000 | $ 135,952 | $ 129,000 |
| Fort Smith, AR-OK | 42 | $ 6,830,000 | $ 162,619 | $ 96,857 |
| Greeley, CO | 42 | $ 16,660,000 | $ 396,666 | $ 111,000 |
| Cheyenne, WY | 41 | $ 14,065,000 | $ 343,048 | $ 109,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 41 | $ 22,565,000 | $ 550,365 | $ 241,000 |
| Fayetteville, NC | 40 | $ 8,340,000 | $ 208,500 | $ 92,000 |
| Iowa City, IA | 40 | $ 10,220,000 | $ 255,500 | $ 130,000 |
| St. Cloud, MN | 40 | $ 9,480,000 | $ 237,000 | $ 105,000 |
| Sebring, FL | 39 | $ 6,015,000 | $ 154,230 | $ 84,000 |
| Texarkana, TX-AR | 39 | $ 8,415,000 | $ 215,769 | $ 101,282 |
| Muskegon, MI | 38 | $ 3,680,000 | $ 96,842 | $ 85,000 |
| Racine, WI | 38 | $ 10,280,000 | $ 270,526 | $ 97,000 |
| Staunton-Waynesboro, VA | 38 | $ 8,940,000 | $ 235,263 | $ 107,000 |
| Williamsport, PA | 38 | $ 4,910,000 | $ 129,210 | $ 90,000 |
| Bakersfield, CA | 35 | $ 10,045,000 | $ 287,000 | $ 138,000 |
| Corpus Christi, TX | 35 | $ 10,665,000 | $ 304,714 | $ 165,000 |
| Kingsport-Bristol-Bristol, TN-VA | 35 | $ 8,045,000 | $ 229,857 | $ 99,742 |
| Lafayette-West Lafayette, IN | 35 | $ 4,625,000 | $ 132,142 | $ 70,000 |
| Monroe, LA | 35 | $ 8,925,000 | $ 255,000 | $ 127,000 |
| Niles-Benton Harbor, MI | 35 | $ 8,205,000 | $ 234,428 | $ 176,000 |
| Santa Rosa, CA | 34 | $ 17,610,000 | $ 517,941 | $ 171,000 |
| Ames, IA | 33 | $ 6,825,000 | $ 206,818 | $ 111,000 |
| College Station-Bryan, TX | 33 | $ 9,225,000 | $ 279,545 | $ 137,000 |
| Hinesville, GA | 33 | $ 6,515,000 | $ 197,424 | $ 91,000 |
| Modesto, CA | 33 | $ 11,785,000 | $ 357,121 | $ 132,000 |
| California-Lexington Park, MD | 32 | $ 5,240,000 | $ 163,750 | $ 159,000 |
| Macon-Bibb County, GA | 32 | $ 6,060,000 | $ 189,375 | $ 165,000 |
| Evansville, IN-KY | 29 | $ 4,625,000 | $ 159,482 | $ 71,896 |
| Johnson City, TN | 29 | $ 5,265,000 | $ 181,551 | $ 84,000 |
| Montgomery, AL | 29 | $ 6,995,000 | $ 241,206 | $ 122,000 |
| Decatur, AL | 28 | $ 6,440,000 | $ 230,000 | $ 100,000 |
| Florence-Muscle Shoals, AL | 28 | $ 5,110,000 | $ 182,500 | $ 89,000 |
| Lake Havasu City-Kingman, AZ | 28 | $ 8,660,000 | $ 309,285 | $ 139,000 |
| Weirton-Steubenville, WV-OH | 28 | $ 2,880,000 | $ 102,857 | $ 72,107 |
| Billings, MT | 27 | $ 6,995,000 | $ 259,074 | $ 98,000 |
| Florence, SC | 27 | $ 4,475,000 | $ 165,740 | $ 89,000 |
| Jacksonville, NC | 27 | $ 7,695,000 | $ 285,000 | $ 151,000 |
| Mansfield, OH | 27 | $ 2,095,000 | $ 77,592 | $ 71,000 |
| Spartanburg, SC | 27 | $ 5,035,000 | $ 186,481 | $ 79,000 |
| Vallejo-Fairfield, CA | 27 | $ 13,965,000 | $ 517,222 | $ 145,000 |
| Battle Creek, MI | 26 | $ 2,340,000 | $ 90,000 | $ 89,000 |
| Bloomsburg-Berwick, PA | 26 | $ 4,670,000 | $ 179,615 | $ 143,000 |
| Logan, UT-ID | 26 | $ 9,220,000 | $ 354,615 | $ 88,923 |
| Green Bay, WI | 25 | $ 6,495,000 | $ 259,800 | $ 125,000 |
| Hammond, LA | 25 | $ 5,525,000 | $ 221,000 | $ 99,000 |
| Killeen-Temple, TX | 25 | $ 5,155,000 | $ 206,200 | $ 141,000 |
| Springfield, MO | 25 | $ 4,415,000 | $ 176,600 | $ 83,000 |
| Wichita, KS | 25 | $ 5,825,000 | $ 233,000 | $ 100,000 |
| Brunswick, GA | 24 | $ 7,250,000 | $ 302,083 | $ 127,000 |
| Coeur D'Alene, ID | 24 | $ 8,200,000 | $ 341,666 | $ 99,000 |
| Midland, MI | 24 | $ 2,370,000 | $ 98,750 | $ 85,000 |
| Rochester, MN | 24 | $ 6,370,000 | $ 265,416 | $ 163,000 |
| Reno, NV | 23 | $ 8,395,000 | $ 365,000 | $ 112,000 |
| Visalia-Porterville, CA | 23 | $ 7,185,000 | $ 312,391 | $ 87,000 |
| Amarillo, TX | 22 | $ 4,860,000 | $ 220,909 | $ 142,000 |
| Muncie, IN | 22 | $ 2,290,000 | $ 104,090 | $ 65,000 |
| Sherman-Denison, TX | 22 | $ 7,540,000 | $ 342,727 | $ 154,000 |
| Waterloo-Cedar Falls, IA | 22 | $ 4,010,000 | $ 182,272 | $ 85,000 |
| Beckley, WV | 21 | $ 4,355,000 | $ 207,380 | $ 96,000 |
| Topeka, KS | 21 | $ 3,185,000 | $ 151,666 | $ 64,000 |
| Dubuque, IA | 20 | $ 4,120,000 | $ 206,000 | $ 101,000 |
| Michigan City-La Porte, IN | 20 | $ 2,390,000 | $ 119,500 | $ 87,000 |
| San Rafael, CA | 20 | $ 17,280,000 | $ 864,000 | $ 230,000 |
| Wheeling, WV-OH | 20 | $ 1,680,000 | $ 84,000 | $ 69,750 |
| Prescott Valley-Prescott, AZ | 19 | $ 7,745,000 | $ 407,631 | $ 138,000 |
| Rome, GA | 19 | $ 3,945,000 | $ 207,631 | $ 72,000 |
| Springfield, OH | 19 | $ 5,985,000 | $ 315,000 | $ 79,000 |
| Appleton, WI | 18 | $ 4,000,000 | $ 222,222 | $ 86,000 |
| Bay City, MI | 18 | $ 840,000 | $ 46,666 | $ 81,000 |
| Boulder, CO | 18 | $ 8,570,000 | $ 476,111 | $ 143,000 |
| Columbia, MO | 18 | $ 4,110,000 | $ 228,333 | $ 182,000 |
| Fort Collins, CO | 18 | $ 6,120,000 | $ 340,000 | $ 108,000 |
| Grand Forks, ND-MN | 18 | $ 3,950,000 | $ 219,444 | $ 100,000 |
| Greenville, NC | 18 | $ 4,480,000 | $ 248,888 | $ 154,000 |
| Valdosta, GA | 18 | $ 4,370,000 | $ 242,777 | $ 138,000 |
| Auburn-Opelika, AL | 17 | $ 3,975,000 | $ 233,823 | $ 162,000 |
| Dothan, AL | 17 | $ 2,815,000 | $ 165,588 | $ 86,000 |
| Pine Bluff, AR | 17 | $ 3,265,000 | $ 192,058 | $ 106,000 |
| Pueblo, CO | 17 | $ 3,085,000 | $ 181,470 | $ 89,000 |
| Burlington, NC | 16 | $ 4,120,000 | $ 257,500 | $ 102,000 |
| Champaign-Urbana, IL | 16 | $ 2,190,000 | $ 136,875 | $ 95,000 |
| Missoula, MT | 16 | $ 5,200,000 | $ 325,000 | $ 126,000 |
| Duluth, MN-WI | 15 | $ 2,835,000 | $ 189,000 | $ 81,266 |
| Eugene, OR | 15 | $ 4,855,000 | $ 323,666 | $ 97,000 |
| Owensboro, KY | 15 | $ 2,825,000 | $ 188,333 | $ 82,000 |
| Springfield, IL | 15 | $ 1,395,000 | $ 93,000 | $ 98,000 |
| Twin Falls, ID | 15 | $ 4,615,000 | $ 307,666 | $ 92,000 |
| Bremerton-Silverdale, WA | 14 | $ 5,060,000 | $ 361,428 | $ 105,000 |
| Brownsville-Harlingen, TX | 14 | $ 3,200,000 | $ 228,571 | $ 123,000 |
| Janesville-Beloit, WI | 14 | $ 2,860,000 | $ 204,285 | $ 86,000 |
| Kankakee, IL | 14 | $ 2,260,000 | $ 161,428 | $ 98,000 |
| Lawrence, KS | 14 | $ 5,240,000 | $ 374,285 | $ 151,000 |
| Olympia-Tumwater, WA | 14 | $ 5,470,000 | $ 390,714 | $ 128,000 |
| Oshkosh-Neenah, WI | 13 | $ 2,145,000 | $ 165,000 | $ 73,000 |
| Santa Fe, NM | 13 | $ 4,125,000 | $ 317,307 | $ 150,000 |
| Laredo, TX | 12 | $ 4,460,000 | $ 371,666 | $ 133,000 |
| Lima, OH | 12 | $ 820,000 | $ 68,333 | $ 77,000 |
| Manhattan, KS | 12 | $ 2,480,000 | $ 206,666 | $ 93,000 |
| Merced, CA | 12 | $ 3,530,000 | $ 294,166 | $ 111,000 |
| Parkersburg-Vienna, WV | 12 | $ 1,570,000 | $ 130,833 | $ 59,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 12 | $ 9,070,000 | $ 755,833 | $ 225,000 |
| Great Falls, MT | 11 | $ 2,395,000 | $ 217,727 | $ 82,000 |
| Kennewick-Richland, WA | 11 | $ 3,505,000 | $ 318,636 | $ 101,000 |
| Longview, TX | 11 | $ 2,845,000 | $ 258,636 | $ 122,000 |
| Madera, CA | 11 | $ 3,585,000 | $ 325,909 | $ 114,000 |
| Sierra Vista-Douglas, AZ | 11 | $ 2,855,000 | $ 259,545 | $ 78,000 |
| Anniston-Oxford-Jacksonville, AL | 10 | $ 1,570,000 | $ 157,000 | $ 75,000 |
| Bloomington, IL | 10 | $ 1,290,000 | $ 129,000 | $ 122,000 |
| Carbondale-Marion, IL | 10 | $ 1,430,000 | $ 143,000 | $ 89,000 |
| Elkhart-Goshen, IN | 10 | $ 1,890,000 | $ 189,000 | $ 158,000 |
| Flagstaff, AZ | 10 | $ 3,590,000 | $ 359,000 | $ 111,000 |
| Fond Du Lac, WI | 10 | $ 1,790,000 | $ 179,000 | $ 74,000 |
| Kokomo, IN | 10 | $ 790,000 | $ 79,000 | $ 100,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 6,690,000 | $ 669,000 | $ 214,000 |
| Terre Haute, IN | 10 | $ 1,570,000 | $ 157,000 | $ 73,000 |
| Tyler, TX | 10 | $ 2,280,000 | $ 228,000 | $ 93,000 |
| Wenatchee, WA | 10 | $ 3,790,000 | $ 379,000 | $ 148,000 |
| Anchorage, AK | 9 | $ 2,985,000 | $ 331,666 | $ 132,000 |
| Bellingham, WA | 9 | $ 3,275,000 | $ 363,888 | $ 102,000 |
| Bend-Redmond, OR | 9 | $ 3,635,000 | $ 403,888 | $ 199,000 |
| Decatur, IL | 9 | $ 595,000 | $ 66,111 | $ 47,000 |
| Grand Junction, CO | 9 | $ 2,855,000 | $ 317,222 | $ 117,000 |
| Hanford-Corcoran, CA | 9 | $ 2,705,000 | $ 300,555 | $ 93,000 |
| Jefferson City, MO | 9 | $ 1,625,000 | $ 180,555 | $ 79,000 |
| Salem, OR | 9 | $ 2,965,000 | $ 329,444 | $ 103,000 |
| Salinas, CA | 9 | $ 5,375,000 | $ 597,222 | $ 118,000 |
| Danville, IL | 8 | $ 760,000 | $ 95,000 | $ 63,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 3,320,000 | $ 415,000 | $ 101,000 |
| Napa, CA | 8 | $ 7,020,000 | $ 877,500 | $ 209,000 |
| New Bern, NC | 8 | $ 2,020,000 | $ 252,500 | $ 207,000 |
| Sheboygan, WI | 8 | $ 1,920,000 | $ 240,000 | $ 146,000 |
| Sumter, SC | 8 | $ 2,090,000 | $ 261,250 | $ 160,000 |
| Waco, TX | 8 | $ 2,670,000 | $ 333,750 | $ 167,000 |
| Chico, CA | 7 | $ 2,135,000 | $ 305,000 | $ 94,000 |
| Columbus, IN | 7 | $ 895,000 | $ 127,857 | $ 103,000 |
| Eau Claire, WI | 7 | $ 1,425,000 | $ 203,571 | $ 118,000 |
| Gadsden, AL | 7 | $ 1,795,000 | $ 256,428 | $ 124,000 |
| Medford, OR | 7 | $ 1,975,000 | $ 282,142 | $ 110,000 |
| Redding, CA | 7 | $ 2,195,000 | $ 313,571 | $ 97,000 |
| Rocky Mount, NC | 7 | $ 2,265,000 | $ 323,571 | $ 97,000 |
| Urban Honolulu, HI | 7 | $ 4,215,000 | $ 602,142 | $ 108,000 |
| Cape Girardeau, MO-IL | 6 | $ 1,390,000 | $ 231,666 | $ 101,333 |
| Corvallis, OR | 6 | $ 2,460,000 | $ 410,000 | $ 133,000 |
| Farmington, NM | 6 | $ 2,250,000 | $ 375,000 | $ 183,000 |
| San Angelo, TX | 6 | $ 2,380,000 | $ 396,666 | $ 156,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 4,170,000 | $ 695,000 | $ 341,000 |
| Albany, GA | 5 | $ 875,000 | $ 175,000 | $ 138,000 |
| Lawton, OK | 5 | $ 595,000 | $ 119,000 | $ 55,000 |
| Yakima, WA | 5 | $ 1,145,000 | $ 229,000 | $ 108,000 |
| Yuba City, CA | 5 | $ 1,835,000 | $ 367,000 | $ 164,000 |
| Yuma, AZ | 5 | $ 1,395,000 | $ 279,000 | $ 106,000 |
| Albany, OR | 4 | $ 1,080,000 | $ 270,000 | $ 103,000 |
| Carson City, NV | 4 | $ 2,000,000 | $ 500,000 | $ 171,000 |
| Goldsboro, NC | 4 | $ 1,110,000 | $ 277,500 | $ 99,000 |
| Mankato-North Mankato, MN | 4 | $ 1,050,000 | $ 262,500 | $ 120,000 |
| Walla Walla, WA | 4 | $ 1,280,000 | $ 320,000 | $ 148,000 |
| Wausau, WI | 4 | $ 680,000 | $ 170,000 | $ 122,000 |
| El Centro, CA | 3 | $ 945,000 | $ 315,000 | $ 273,000 |
| Grants Pass, OR | 3 | $ 965,000 | $ 321,666 | $ 120,000 |
| Lewiston, ID-WA | 3 | $ 995,000 | $ 331,666 | $ 121,333 |
| Longview, WA | 3 | $ 695,000 | $ 231,666 | $ 50,000 |
| Enid, OK | 2 | $ 500,000 | $ 250,000 | $ 158,000 |
| St. Joseph, MO-KS | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Victoria, TX | 2 | $ 790,000 | $ 395,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 55,251 | $20,900,445,000 | $378,000 | $63,005,000 | $155,000 | $9,656,000 |
| Home Improvement | 46,430 | $6,293,640,000 | $135,000 | $3,005,000 | $142,000 | $9,600,000 |
| Other Purpose | 40,800 | $5,406,810,000 | $132,000 | $14,805,000 | $131,000 | $9,698,000 |
| Refinancing | 38,988 | $9,590,600,000 | $245,000 | $20,415,000 | $140,000 | $7,420,000 |
| Cash-out Refinancing | 15,574 | $4,826,960,000 | $309,000 | $61,005,000 | $111,000 | $3,259,000 |
| Not Applicable | 205 | $27,695,000 | $135,000 | $415,000 | $60,000 | $624,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 132,631 | $30,188,005,000 | $227,000 | $15,005,000 | $141,000 | $9,656,000 |
| Not Provided | 24,112 | $6,567,020,000 | $272,000 | $8,005,000 | $162,000 | $5,446,000 |
| Black or African American | 13,271 | $2,237,175,000 | $168,000 | $6,665,000 | $102,000 | $4,360,000 |
| Hispanic | 12,256 | $2,563,160,000 | $209,000 | $6,525,000 | $117,000 | $5,424,000 |
| Asian | 9,348 | $3,208,040,000 | $343,000 | $9,005,000 | $163,000 | $9,698,000 |
| American Indian or Alaskan Native | 1,048 | $186,610,000 | $178,000 | $2,005,000 | $111,000 | $1,601,000 |
| Not applicable | 952 | $1,023,110,000 | $1,074,000 | $63,005,000 | $77,000 | $1,010,000 |
| Native Hawaiian or Other Pacific Islander | 169 | $35,035,000 | $207,000 | $785,000 | $111,000 | $1,298,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 185,765 | $44,100,215,000 | $237,000 | $63,005,000 | $144,000 | $9,698,000 |
| FHA-insured (Federal Housing Administration) | 7,988 | $1,890,560,000 | $236,000 | $1,265,000 | $76,000 | $539,000 |
| VA-guaranteed (Veterans Administration) | 2,824 | $947,380,000 | $335,000 | $2,005,000 | $105,000 | $1,088,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 671 | $107,995,000 | $160,000 | $505,000 | $56,000 | $624,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 101,366 | $25,374,430,000 | $250,000 | $63,005,000 | $158,000 | $9,698,000 |
| Application Denied By Financial Institution | 48,698 | $9,136,510,000 | $187,000 | $8,505,000 | $113,000 | $7,420,000 |
| Loan Purchased By The Institution | 26,094 | $7,302,570,000 | $279,000 | $4,005,000 | $111,000 | $4,950,000 |
| Application Withdrawn By Applicant | 10,592 | $3,105,570,000 | $293,000 | $61,005,000 | $163,000 | $7,091,000 |
| File Closed For Incompleteness | 7,906 | $1,654,860,000 | $209,000 | $9,005,000 | $153,000 | $9,600,000 |
| Application Approved But Not Accepted | 2,585 | $468,415,000 | $181,000 | $20,415,000 | $134,000 | $3,738,000 |
| Preapproval Approved but not Accepted | 6 | $2,940,000 | $490,000 | $1,205,000 | $182,000 | $462,000 |
| Preapproval Denied by Financial Institution | 1 | $855,000 | $855,000 | $855,000 | $465,000 | $465,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 148,549 | $37,908,785,000 | $255,000 | $63,005,000 | $150,000 | $9,698,000 |
| Debt-To-Income Ratio | 25,707 | $4,921,945,000 | $191,000 | $5,355,000 | $73,000 | $2,003,000 |
| Collateral | 11,010 | $2,052,940,000 | $186,000 | $7,985,000 | $179,000 | $7,420,000 |
| Credit History | 4,741 | $632,865,000 | $133,000 | $3,255,000 | $115,000 | $4,743,000 |
| Other | 4,340 | $558,180,000 | $128,000 | $4,875,000 | $147,000 | $6,900,000 |
| Credit Application Incomplete | 1,459 | $547,495,000 | $375,000 | $8,505,000 | $141,000 | $3,600,000 |
| Unverifiable Information | 644 | $158,250,000 | $245,000 | $3,525,000 | $171,000 | $5,446,000 |
| Employment History | 482 | $87,890,000 | $182,000 | $2,005,000 | $147,000 | $2,679,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 316 | $177,800,000 | $562,000 | $7,005,000 | $213,000 | $4,500,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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