Realty Mortgage Mortgage Lending & HMDA Data, 2007

In 2007, Realty Mortgage of Flowood, MS reported 15,835 mortgage applications totaling $3.3 billion, down 36% from 2006. The average application was for $210,960, and applicants reported an average income of $108,244. 59% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Albuquerque, NM (2,160), Los Angeles-Long Beach-Glendale, CA (1,227) and Atlanta-Sandy Springs-Marietta, GA (1,060) (applications in parentheses).

Mortgage Company & Address Realty Mortgage
215 Katherine Dr.
Flowood, MS 39232
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,835
Total Mortgage Loan Application Amount $3,340,564,000
Average Mortgage Loan Application Amount $210,960
Highest Mortgage Loan Application Amount $1,999,000
Average Applicant Income $108,244
Highest Applicant Income $1,980,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Realty Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Realty Mortgage by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bernalillo, New Mexico 1,692 $ 263,145,000 $ 155,523 $ 87,000
Los Angeles, California 1,227 $ 408,661,000 $ 333,057 $ 148,000
Clark, Nevada 903 $ 218,138,000 $ 241,570 $ 141,000
San Diego, California 581 $ 183,805,000 $ 316,359 $ 150,000
Riverside, California 490 $ 131,179,000 $ 267,712 $ 138,000
San Bernardino, California 477 $ 117,957,000 $ 247,289 $ 118,000
Hinds, Mississippi 421 $ 55,048,000 $ 130,755 $ 52,000
Montgomery, Tennessee 408 $ 58,069,000 $ 142,325 $ 56,000
Orange, California 402 $ 160,651,000 $ 399,629 $ 181,000
Sandoval, New Mexico 342 $ 63,846,000 $ 186,684 $ 108,000
Sacramento, California 276 $ 68,122,000 $ 246,818 $ 149,000
Davidson, Tennessee 213 $ 30,736,000 $ 144,300 $ 71,000
Rankin, Mississippi 210 $ 31,595,000 $ 150,452 $ 58,000
Dona Ana, New Mexico 205 $ 33,352,000 $ 162,692 $ 86,000
Maricopa, Arizona 177 $ 34,254,000 $ 193,525 $ 123,000
Rutherford, Tennessee 166 $ 24,394,000 $ 146,951 $ 66,000
Fulton, Georgia 164 $ 29,835,000 $ 181,920 $ 113,000
Knox, Tennessee 160 $ 25,779,000 $ 161,118 $ 80,000
Madison, Alabama 151 $ 22,264,000 $ 147,443 $ 76,000
Webb, Texas 151 $ 19,141,000 $ 126,761 $ 77,000
Litchfield, Connecticut 144 $ 23,814,000 $ 165,375 $ 89,000
DeKalb, Georgia 133 $ 19,944,000 $ 149,954 $ 106,000
Dallas, Texas 129 $ 20,483,000 $ 158,782 $ 93,000
Alameda, California 128 $ 46,929,000 $ 366,632 $ 164,000
Santa Fe, New Mexico 128 $ 28,759,000 $ 224,679 $ 122,000
Madison, Mississippi 122 $ 21,921,000 $ 179,680 $ 81,000
Cobb, Georgia 121 $ 19,893,000 $ 164,404 $ 85,000
Contra Costa, California 120 $ 42,062,000 $ 350,516 $ 177,000
Valencia, New Mexico 117 $ 15,358,000 $ 131,264 $ 78,000
Tarrant, Texas 113 $ 15,320,000 $ 135,575 $ 97,000
San Luis Obispo, California 110 $ 39,022,000 $ 354,745 $ 197,000
Henry, Georgia 105 $ 18,997,000 $ 180,923 $ 96,000
New Haven, Connecticut 98 $ 16,593,000 $ 169,316 $ 90,000
Santa Clara, California 97 $ 40,479,000 $ 417,309 $ 188,000
Gwinnett, Georgia 95 $ 20,375,000 $ 214,473 $ 108,000
San Joaquin, California 94 $ 25,339,000 $ 269,563 $ 163,000
Clayton, Georgia 88 $ 11,851,000 $ 134,670 $ 59,000
Lowndes, Georgia 84 $ 12,538,000 $ 149,261 $ 61,000
Williamson, Tennessee 83 $ 17,028,000 $ 205,156 $ 89,000
Mobile, Alabama 80 $ 9,064,000 $ 113,300 $ 55,000
Prince George's, Maryland 80 $ 21,594,000 $ 269,925 $ 87,000
Ventura, California 77 $ 28,050,000 $ 364,285 $ 156,000
Collin, Texas 77 $ 13,048,000 $ 169,454 $ 109,000
Kern, California 71 $ 14,495,000 $ 204,154 $ 112,000
Solano, California 71 $ 18,957,000 $ 267,000 $ 131,000
Placer, California 67 $ 20,039,000 $ 299,089 $ 165,000
Lucas, Ohio 67 $ 7,406,000 $ 110,537 $ 64,000
Christian, Kentucky 62 $ 6,210,000 $ 100,161 $ 40,000
Monterey, California 61 $ 20,551,000 $ 336,901 $ 157,000
San Mateo, California 61 $ 31,648,000 $ 518,819 $ 208,000
Forsyth, Georgia 59 $ 12,560,000 $ 212,881 $ 116,000
Hartford, Connecticut 58 $ 9,691,000 $ 167,086 $ 120,000
Cherokee, Georgia 58 $ 11,163,000 $ 192,465 $ 91,000
Sumner, Tennessee 52 $ 7,799,000 $ 149,980 $ 61,000
Jefferson, Alabama 49 $ 5,769,000 $ 117,734 $ 48,000
Fresno, California 49 $ 12,394,000 $ 252,938 $ 251,000
Carter, Oklahoma 49 $ 4,235,000 $ 86,428 $ 53,000
Robertson, Tennessee 48 $ 7,245,000 $ 150,937 $ 79,000
King, Washington 47 $ 11,833,000 $ 251,765 $ 135,000
San Francisco, California 46 $ 24,093,000 $ 523,760 $ 223,000
Tom Green, Texas 46 $ 5,061,000 $ 110,021 $ 78,000
Wake, North Carolina 45 $ 6,541,000 $ 145,355 $ 60,000
Stanislaus, California 44 $ 11,525,000 $ 261,931 $ 150,000
Santa Barbara, California 42 $ 12,483,000 $ 297,214 $ 142,000
Guilford, North Carolina 38 $ 4,537,000 $ 119,394 $ 49,000
Maury, Tennessee 38 $ 5,234,000 $ 137,736 $ 64,000
Jones, Mississippi 37 $ 4,328,000 $ 116,972 $ 44,000
Denton, Texas 35 $ 4,540,000 $ 129,714 $ 84,000
Franklin, Ohio 34 $ 3,569,000 $ 104,970 $ 80,000
Pickens, Georgia 33 $ 5,491,000 $ 166,393 $ 86,000
El Dorado, California 32 $ 10,374,000 $ 324,187 $ 143,000
Anne Arundel, Maryland 31 $ 9,289,000 $ 299,645 $ 117,000
Travis, Texas 31 $ 5,047,000 $ 162,806 $ 111,000
Pierce, Washington 31 $ 6,298,000 $ 203,161 $ 102,000
Val Verde, Texas 30 $ 3,405,000 $ 113,500 $ 74,000
Snohomish, Washington 29 $ 7,997,000 $ 275,758 $ 146,000
Paulding, Georgia 28 $ 4,107,000 $ 146,678 $ 67,000
Durham, North Carolina 28 $ 3,420,000 $ 122,142 $ 55,000
Harris, Texas 28 $ 3,000,000 $ 107,142 $ 89,000
Sonoma, California 26 $ 7,907,000 $ 304,115 $ 162,000
Ellis, Texas 26 $ 3,276,000 $ 126,000 $ 71,000
Charles, Maryland 23 $ 5,421,000 $ 235,695 $ 77,000
Coweta, Georgia 22 $ 4,005,000 $ 182,045 $ 67,000
St. Tammany, Louisiana 22 $ 3,284,000 $ 149,272 $ 61,000
Lafayette, Mississippi 22 $ 3,130,000 $ 142,272 $ 85,000
Anderson, Tennessee 22 $ 2,768,000 $ 125,818 $ 57,000
Bexar, Texas 22 $ 2,776,000 $ 126,181 $ 80,000
Imperial, California 21 $ 3,679,000 $ 175,190 $ 123,000
Douglas, Georgia 21 $ 3,776,000 $ 179,809 $ 74,000
Mecklenburg, North Carolina 21 $ 3,369,000 $ 160,428 $ 93,000
Tulare, California 20 $ 3,248,000 $ 162,400 $ 74,000
Baltimore City, Maryland 20 $ 2,453,000 $ 122,650 $ 102,000
Coahoma, Mississippi 20 $ 2,045,000 $ 102,250 $ 89,000
Jackson, Mississippi 20 $ 3,017,000 $ 150,850 $ 93,000
Williamson, Texas 20 $ 2,884,000 $ 144,200 $ 76,000
Honolulu, Hawaii 19 $ 8,444,000 $ 444,421 $ 241,000
Shelby, Tennessee 19 $ 5,268,000 $ 277,263 $ 186,000
Wilson, Tennessee 19 $ 3,438,000 $ 180,947 $ 93,000
Brazos, Texas 19 $ 1,810,000 $ 95,263 $ 67,000
Madera, California 18 $ 3,452,000 $ 191,777 $ 104,000
District of Columbia, District Of Columbia 18 $ 5,229,000 $ 290,500 $ 121,000
Rockdale, Georgia 18 $ 3,074,000 $ 170,777 $ 68,000
Washington, Mississippi 18 $ 1,945,000 $ 108,055 $ 45,000
Pima, Arizona 17 $ 2,551,000 $ 150,058 $ 75,000
Marin, California 17 $ 7,450,000 $ 438,235 $ 204,000
Spalding, Georgia 17 $ 2,211,000 $ 130,058 $ 63,000
Bedford, Tennessee 17 $ 1,905,000 $ 112,058 $ 49,000
Tuscaloosa, Alabama 16 $ 2,517,000 $ 157,312 $ 91,000
Barrow, Georgia 16 $ 1,669,000 $ 104,312 $ 68,000
Fayette, Georgia 16 $ 3,218,000 $ 201,125 $ 71,000
Washoe, Nevada 16 $ 5,053,000 $ 315,812 $ 128,000
Forsyth, North Carolina 16 $ 1,973,000 $ 123,312 $ 62,000
Pinal, Arizona 15 $ 2,339,000 $ 155,933 $ 130,000
Yuba, California 15 $ 3,272,000 $ 218,133 $ 283,000
Dougherty, Georgia 15 $ 1,829,000 $ 121,933 $ 63,000
DeSoto, Mississippi 15 $ 2,099,000 $ 139,933 $ 59,000
Yazoo, Mississippi 15 $ 1,324,000 $ 88,266 $ 39,000
Chaves, New Mexico 15 $ 2,092,000 $ 139,466 $ 85,000
Putnam, Florida 14 $ 1,311,000 $ 93,642 $ 46,000
Eddy, New Mexico 14 $ 1,363,000 $ 97,357 $ 61,000
Wood, Ohio 14 $ 1,633,000 $ 116,642 $ 62,000
Butte, California 13 $ 3,097,000 $ 238,230 $ 98,000
Napa, California 13 $ 3,992,000 $ 307,076 $ 160,000
Yolo, California 13 $ 3,458,000 $ 266,000 $ 109,000
St. Johns, Florida 13 $ 2,082,000 $ 160,153 $ 71,000
St. Louis, Missouri 13 $ 1,809,000 $ 139,153 $ 95,000
Davidson, North Carolina 13 $ 1,651,000 $ 127,000 $ 48,000
Shelby, Alabama 12 $ 2,323,000 $ 193,583 $ 77,000
Brooks, Georgia 12 $ 1,582,000 $ 131,833 $ 52,000
Calvert, Maryland 12 $ 3,179,000 $ 264,916 $ 92,000
Cheatham, Tennessee 12 $ 1,791,000 $ 149,250 $ 67,000
Dickson, Tennessee 12 $ 1,552,000 $ 129,333 $ 63,000
Fairfield, Connecticut 11 $ 2,879,000 $ 261,727 $ 122,000
Bartow, Georgia 11 $ 1,985,000 $ 180,454 $ 85,000
Harrison, Mississippi 11 $ 1,934,000 $ 175,818 $ 96,000
Curry, New Mexico 11 $ 1,482,000 $ 134,727 $ 65,000
Johnston, North Carolina 11 $ 1,685,000 $ 153,181 $ 63,000
Murray, Oklahoma 11 $ 731,000 $ 66,454 $ 41,000
Hidalgo, Texas 11 $ 1,018,000 $ 92,545 $ 59,000
Butts, Georgia 10 $ 1,372,000 $ 137,200 $ 69,000
Newton, Georgia 10 $ 1,613,000 $ 161,300 $ 78,000
Jefferson, Kentucky 10 $ 1,244,000 $ 124,400 $ 60,000
East Baton Rouge, Louisiana 10 $ 1,518,000 $ 151,800 $ 92,000
Baltimore, Maryland 10 $ 2,429,000 $ 242,900 $ 83,000
St. Mary's, Maryland 10 $ 2,137,000 $ 213,700 $ 67,000
Lauderdale, Mississippi 10 $ 956,000 $ 95,600 $ 59,000
Scott, Mississippi 10 $ 1,185,000 $ 118,500 $ 65,000
Otero, New Mexico 10 $ 1,323,000 $ 132,300 $ 120,000
Franklin, North Carolina 10 $ 1,145,000 $ 114,500 $ 42,000
Limestone, Alabama 9 $ 1,286,000 $ 142,888 $ 82,000
Merced, California 9 $ 1,657,000 $ 184,111 $ 111,000
Collier, Florida 9 $ 2,898,000 $ 322,000 $ 200,000
Carroll, Georgia 9 $ 1,267,000 $ 140,777 $ 40,000
Tangipahoa, Louisiana 9 $ 1,247,000 $ 138,555 $ 65,000
Leake, Mississippi 9 $ 1,125,000 $ 125,000 $ 48,000
St. Francois, Missouri 9 $ 974,000 $ 108,222 $ 67,000
Nye, Nevada 9 $ 2,257,000 $ 250,777 $ 102,000
Rio Arriba, New Mexico 9 $ 1,406,000 $ 156,222 $ 105,000
Torrance, New Mexico 9 $ 1,259,000 $ 139,888 $ 77,000
Hamilton, Ohio 9 $ 1,198,000 $ 133,111 $ 63,000
Blount, Tennessee 9 $ 1,307,000 $ 145,222 $ 62,000
Loudon, Tennessee 9 $ 1,944,000 $ 216,000 $ 80,000
Bell, Texas 9 $ 849,000 $ 94,333 $ 74,000
Fairfax, Virginia 9 $ 2,673,000 $ 297,000 $ 167,000
Yakima, Washington 9 $ 1,092,000 $ 121,333 $ 83,000
Montgomery, Alabama 8 $ 904,000 $ 113,000 $ 52,000
Nevada, California 8 $ 3,917,000 $ 489,625 $ 270,000
Hillsborough, Florida 8 $ 1,757,000 $ 219,625 $ 155,000
Orange, Florida 8 $ 1,702,000 $ 212,750 $ 132,000
Bibb, Georgia 8 $ 1,079,000 $ 134,875 $ 57,000
Hall, Georgia 8 $ 1,265,000 $ 158,125 $ 67,000
St. Charles, Louisiana 8 $ 1,218,000 $ 152,250 $ 94,000
Luce, Michigan 8 $ 724,000 $ 90,500 $ 42,000
Pike, Mississippi 8 $ 678,000 $ 84,750 $ 40,000
Simpson, Mississippi 8 $ 898,000 $ 112,250 $ 31,000
San Miguel, New Mexico 8 $ 1,053,000 $ 131,625 $ 112,000
Cabarrus, North Carolina 8 $ 964,000 $ 120,500 $ 87,000
Cumberland, North Carolina 8 $ 1,069,000 $ 133,625 $ 73,000
Randolph, North Carolina 8 $ 833,000 $ 104,125 $ 69,000
Giles, Tennessee 8 $ 970,000 $ 121,250 $ 48,000
Marshall, Tennessee 8 $ 840,000 $ 105,000 $ 50,000
McMinn, Tennessee 8 $ 315,000 $ 39,375 $ 204,000
Stewart, Tennessee 8 $ 1,018,000 $ 127,250 $ 65,000
Fort Bend, Texas 8 $ 1,273,000 $ 159,125 $ 146,000
Kendall, Texas 8 $ 1,514,000 $ 189,250 $ 100,000
Smith, Texas 8 $ 855,000 $ 106,875 $ 59,000
Willacy, Texas 8 $ 842,000 $ 105,250 $ 102,000
Virginia Beach, Virginia 8 $ 1,757,000 $ 219,625 $ 58,000
Pulaski, Arkansas 7 $ 660,000 $ 94,285 $ 39,000
Chatham, Georgia 7 $ 1,065,000 $ 152,142 $ 59,000
Cook, Georgia 7 $ 987,000 $ 141,000 $ 51,000
Jackson, Georgia 7 $ 1,168,000 $ 166,857 $ 143,000
Jasper, Georgia 7 $ 876,000 $ 125,142 $ 74,000
Walton, Georgia 7 $ 1,108,000 $ 158,285 $ 57,000
Howard, Maryland 7 $ 1,702,000 $ 243,142 $ 134,000
Monroe, Michigan 7 $ 686,000 $ 98,000 $ 53,000
Pearl River, Mississippi 7 $ 850,000 $ 121,428 $ 50,000
Warren, Mississippi 7 $ 1,029,000 $ 147,000 $ 63,000
Lea, New Mexico 7 $ 807,000 $ 115,285 $ 62,000
Socorro, New Mexico 7 $ 1,089,000 $ 155,571 $ 128,000
Taos, New Mexico 7 $ 1,526,000 $ 218,000 $ 106,000
Granville, North Carolina 7 $ 958,000 $ 136,857 $ 60,000
Tulsa, Oklahoma 7 $ 610,000 $ 87,142 $ 67,000
Hickman, Tennessee 7 $ 677,000 $ 96,714 $ 33,000
Lincoln, Tennessee 7 $ 970,000 $ 138,571 $ 51,000
Hays, Texas 7 $ 990,000 $ 141,428 $ 79,000
Kaufman, Texas 7 $ 1,158,000 $ 165,428 $ 85,000
McLennan, Texas 7 $ 578,000 $ 82,571 $ 51,000
Morgan, Alabama 6 $ 748,000 $ 124,666 $ 57,000
Mohave, Arizona 6 $ 792,000 $ 132,000 $ 106,000
Humboldt, California 6 $ 1,456,000 $ 242,666 $ 102,000
La Plata, Colorado 6 $ 1,445,000 $ 240,833 $ 99,000
Middlesex, Connecticut 6 $ 1,345,000 $ 224,166 $ 146,000
Houston, Georgia 6 $ 800,000 $ 133,333 $ 66,000
Lanier, Georgia 6 $ 809,000 $ 134,833 $ 67,000
Montgomery, Maryland 6 $ 2,118,000 $ 353,000 $ 140,000
San Juan, New Mexico 6 $ 861,000 $ 143,500 $ 97,000
Orange, North Carolina 6 $ 861,000 $ 143,500 $ 47,000
Delaware, Ohio 6 $ 986,000 $ 164,333 $ 81,000
Clackamas, Oregon 6 $ 1,264,000 $ 210,666 $ 138,000
Tipton, Tennessee 6 $ 462,000 $ 77,000 $ 283,000
Montgomery, Texas 6 $ 599,000 $ 99,833 $ 117,000
Halifax, Virginia 6 $ 600,000 $ 100,000 $ 35,000
Cullman, Alabama 5 $ 801,000 $ 160,200 $ 61,000
Glenn, California 5 $ 1,048,000 $ 209,600 $ 123,000
Lake, California 5 $ 825,000 $ 165,000 $ 99,000
Sutter, California 5 $ 1,033,000 $ 206,600 $ 80,000
Adams, Colorado 5 $ 771,000 $ 154,200 $ 51,000
Lee, Florida 5 $ 1,515,000 $ 303,000 $ 250,000
Marion, Florida 5 $ 474,000 $ 94,800 $ 159,000
Miami-Dade, Florida 5 $ 1,671,000 $ 334,200 $ 223,000
Dawson, Georgia 5 $ 1,000,000 $ 200,000 $ 81,000
Lumpkin, Georgia 5 $ 1,010,000 $ 202,000 $ 74,000
Oconee, Georgia 5 $ 1,033,000 $ 206,600 $ 133,000
Thomas, Georgia 5 $ 609,000 $ 121,800 $ 63,000
Ada, Idaho 5 $ 472,000 $ 94,400 $ 175,000
Queen Anne's, Maryland 5 $ 1,137,000 $ 227,400 $ 70,000
Wayne, Mississippi 5 $ 490,000 $ 98,000 $ 49,000
St. Louis City, Missouri 5 $ 604,000 $ 120,800 $ 40,000
Lincoln, New Mexico 5 $ 625,000 $ 125,000 $ 66,000
Alamance, North Carolina 5 $ 671,000 $ 134,200 $ 63,000
Iredell, North Carolina 5 $ 664,000 $ 132,800 $ 89,000
Moore, North Carolina 5 $ 766,000 $ 153,200 $ 59,000
Clermont, Ohio 5 $ 613,000 $ 122,600 $ 63,000
Portage, Ohio 5 $ 628,000 $ 125,600 $ 71,000
Warren, Ohio 5 $ 592,000 $ 118,400 $ 66,000
Love, Oklahoma 5 $ 695,000 $ 139,000 $ 76,000
Multnomah, Oregon 5 $ 945,000 $ 189,000 $ 182,000
Jefferson, Tennessee 5 $ 907,000 $ 181,400 $ 85,000
Rockwall, Texas 5 $ 776,000 $ 155,200 $ 100,000
Wise, Texas 5 $ 1,414,000 $ 282,800 $ 171,000
Lauderdale, Alabama 4 $ 545,000 $ 136,250 $ 65,000
Marshall, Alabama 4 $ 460,000 $ 115,000 $ 41,000
St. Clair, Alabama 4 $ 498,000 $ 124,500 $ 60,000
Coconino, Arizona 4 $ 695,000 $ 173,750 $ 131,000
White, Arkansas 4 $ 393,000 $ 98,250 $ 54,000
Duval, Florida 4 $ 718,000 $ 179,500 $ 105,000
Flagler, Florida 4 $ 351,000 $ 87,750 $ 74,000
Pinellas, Florida 4 $ 604,000 $ 151,000 $ 86,000
Polk, Florida 4 $ 864,000 $ 216,000 $ 84,000
Berrien, Georgia 4 $ 434,000 $ 108,500 $ 38,000
Camden, Georgia 4 $ 282,000 $ 70,500 $ 56,000
Colquitt, Georgia 4 $ 791,000 $ 197,750 $ 64,000
Floyd, Georgia 4 $ 419,000 $ 104,750 $ 50,000
Gilmer, Georgia 4 $ 602,000 $ 150,500 $ 88,000
Glynn, Georgia 4 $ 730,000 $ 182,500 $ 84,000
Lamar, Georgia 4 $ 580,000 $ 145,000 $ 57,000
Floyd, Indiana 4 $ 438,000 $ 109,500 $ 48,000
Frederick, Maryland 4 $ 1,245,000 $ 311,250 $ 109,000
Mackinac, Michigan 4 $ 141,000 $ 35,250 $ 65,000
Brunswick, North Carolina 4 $ 493,000 $ 123,250 $ 48,000
New Hanover, North Carolina 4 $ 479,000 $ 119,750 $ 120,000
Onslow, North Carolina 4 $ 554,000 $ 138,500 $ 43,000
Person, North Carolina 4 $ 415,000 $ 103,750 $ 40,000
Stokes, North Carolina 4 $ 377,000 $ 94,250 $ 40,000
Butler, Ohio 4 $ 683,000 $ 170,750 $ 96,000
Cuyahoga, Ohio 4 $ 707,000 $ 176,750 $ 94,000
Fulton, Ohio 4 $ 421,000 $ 105,250 $ 40,000
Montgomery, Ohio 4 $ 559,000 $ 139,750 $ 58,000
Johnston, Oklahoma 4 $ 297,000 $ 74,250 $ 46,000
Oklahoma, Oklahoma 4 $ 362,000 $ 90,500 $ 53,000
Coos, Oregon 4 $ 1,059,000 $ 264,750 $ 128,000
Lane, Oregon 4 $ 587,000 $ 146,750 $ 76,000
Coffee, Tennessee 4 $ 404,000 $ 101,000 $ 38,000
Lawrence, Tennessee 4 $ 583,000 $ 145,750 $ 108,000
Galveston, Texas 4 $ 287,000 $ 71,750 $ 73,000
Loudoun, Virginia 4 $ 922,000 $ 230,500 $ 123,000
Prince William, Virginia 4 $ 1,610,000 $ 402,500 $ 112,000
Thurston, Washington 4 $ 765,000 $ 191,250 $ 78,000
Baldwin, Alabama 3 $ 487,000 $ 162,333 $ 59,000
Butler, Alabama 3 $ 218,000 $ 72,666 $ 42,000
Calhoun, Alabama 3 $ 300,000 $ 100,000 $ 35,000
Etowah, Alabama 3 $ 420,000 $ 140,000 $ 72,000
Pike, Alabama 3 $ 461,000 $ 153,666 $ 71,000
Walker, Alabama 3 $ 443,000 $ 147,666 $ 87,000
Navajo, Arizona 3 $ 413,000 $ 137,666 $ 111,000
Boone, Arkansas 3 $ 344,000 $ 114,666 $ 62,000
Amador, California 3 $ 887,000 $ 295,666 $ 316,000
Calaveras, California 3 $ 556,000 $ 185,333 $ 86,000
Colusa, California 3 $ 757,000 $ 252,333 $ 126,000
Kings, California 3 $ 704,000 $ 234,666 $ 115,000
Douglas, Colorado 3 $ 1,471,000 $ 490,333 $ 237,000
Pueblo, Colorado 3 $ 253,000 $ 84,333 $ 47,000
Tolland, Connecticut 3 $ 317,000 $ 105,666 $ 79,000
Windham, Connecticut 3 $ 553,000 $ 184,333 $ 55,000
New Castle, Delaware 3 $ 627,000 $ 209,000 $ 298,000
Broward, Florida 3 $ 975,000 $ 325,000 $ 130,000
Manatee, Florida 3 $ 436,000 $ 145,333 $ 119,000
Volusia, Florida 3 $ 293,000 $ 97,666 $ 48,000
Dade, Georgia 3 $ 373,000 $ 124,333 $ 98,000
Gordon, Georgia 3 $ 378,000 $ 126,000 $ 81,000
Lee, Georgia 3 $ 458,000 $ 152,666 $ 41,000
Fayette, Kentucky 3 $ 404,000 $ 134,666 $ 75,000
Allen, Louisiana 3 $ 219,000 $ 73,000 $ 62,000
Caddo, Louisiana 3 $ 203,000 $ 67,666 $ 40,000
Calcasieu, Louisiana 3 $ 568,000 $ 189,333 $ 86,000
Jefferson, Louisiana 3 $ 507,000 $ 169,000 $ 77,000
Livingston, Louisiana 3 $ 482,000 $ 160,666 $ 39,000
Carroll, Maryland 3 $ 460,000 $ 153,333 $ 215,000
Harford, Maryland 3 $ 920,000 $ 306,666 $ 109,000
Adams, Mississippi 3 $ 239,000 $ 79,666 $ 48,000
Copiah, Mississippi 3 $ 267,000 $ 89,000 $ 43,000
George, Mississippi 3 $ 264,000 $ 88,000 $ 60,000
Holmes, Mississippi 3 $ 239,000 $ 79,666 $ 42,000
Lamar, Mississippi 3 $ 577,000 $ 192,333 $ 68,000
Lee, Mississippi 3 $ 337,000 $ 112,333 $ 50,000
Leflore, Mississippi 3 $ 313,000 $ 104,333 $ 54,000
Marshall, Mississippi 3 $ 425,000 $ 141,666 $ 158,000
Sunflower, Mississippi 3 $ 195,000 $ 65,000 $ 58,000
Colfax, New Mexico 3 $ 212,000 $ 70,666 $ 61,000
Sierra, New Mexico 3 $ 182,000 $ 60,666 $ 32,000
Columbus, North Carolina 3 $ 288,000 $ 96,000 $ 53,000
Edgecombe, North Carolina 3 $ 355,000 $ 118,333 $ 38,000
Harnett, North Carolina 3 $ 280,000 $ 93,333 $ 47,000
Lenoir, North Carolina 3 $ 233,000 $ 77,666 $ 32,000
Rockingham, North Carolina 3 $ 348,000 $ 116,000 $ 55,000
Rowan, North Carolina 3 $ 460,000 $ 153,333 $ 95,000
Union, North Carolina 3 $ 818,000 $ 272,666 $ 94,000
Yadkin, North Carolina 3 $ 512,000 $ 170,666 $ 60,000
Fairfield, Ohio 3 $ 583,000 $ 194,333 $ 82,000
Medina, Ohio 3 $ 405,000 $ 135,000 $ 56,000
Ottawa, Ohio 3 $ 243,000 $ 81,000 $ 55,000
Summit, Ohio 3 $ 396,000 $ 132,000 $ 59,000
Cleveland, Oklahoma 3 $ 544,000 $ 181,333 $ 78,000
Logan, Oklahoma 3 $ 361,000 $ 120,333 $ 61,000
Spartanburg, South Carolina 3 $ 327,000 $ 109,000 $ 40,000
Sevier, Tennessee 3 $ 511,000 $ 170,333 $ 148,000
Smith, Tennessee 3 $ 405,000 $ 135,000 $ 58,000
Warren, Tennessee 3 $ 257,000 $ 85,666 $ 43,000
Hill, Texas 3 $ 176,000 $ 58,666 $ 60,000
Utah, Utah 3 $ 859,000 $ 286,333 $ 170,000
Henrico, Virginia 3 $ 446,000 $ 148,666 $ 60,000
Spotsylvania, Virginia 3 $ 541,000 $ 180,333 $ 68,000
Clark, Washington 3 $ 570,000 $ 190,000 $ 184,000
Grays Harbor, Washington 3 $ 329,000 $ 109,666 $ 56,000
Autauga, Alabama 2 $ 167,000 $ 83,500 $ 39,000
Coffee, Alabama 2 $ 388,000 $ 194,000 $ 43,000
Colbert, Alabama 2 $ 156,000 $ 78,000 $ 63,000
Dale, Alabama 2 $ 153,000 $ 76,500 $ 28,000
Dallas, Alabama 2 $ 220,000 $ 110,000 $ 71,000
DeKalb, Alabama 2 $ 289,000 $ 144,500 $ 53,000
Elmore, Alabama 2 $ 310,000 $ 155,000 $ 75,000
Escambia, Alabama 2 $ 154,000 $ 77,000 $ 39,000
Washington, Alabama 2 $ 173,000 $ 86,500 $ 71,000
Yavapai, Arizona 2 $ 295,000 $ 147,500 $ 65,000
Yuma, Arizona 2 $ 358,000 $ 179,000 $ 176,000
Benton, Arkansas 2 $ 231,000 $ 115,500 $ 42,000
Hot Spring, Arkansas 2 $ 579,000 $ 289,500 $ 53,000
Washington, Arkansas 2 $ 430,000 $ 215,000 $ 104,000
San Benito, California 2 $ 982,000 $ 491,000 $ 121,000
Santa Cruz, California 2 $ 1,699,000 $ 849,500 $ 213,000
Siskiyou, California 2 $ 382,000 $ 191,000 $ 39,000
Tuolumne, California 2 $ 276,000 $ 138,000 $ 66,000
Archuleta, Colorado 2 $ 337,000 $ 168,500 $ 75,000
Jefferson, Colorado 2 $ 828,000 $ 414,000 $ 195,000
Larimer, Colorado 2 $ 731,000 $ 365,500 $ 171,000
Montrose, Colorado 2 $ 151,000 $ 75,500 $ 60,000
Pitkin, Colorado 2 $ 342,000 $ 171,000 $ 75,000
Summit, Colorado 2 $ 554,000 $ 277,000 $ 234,000
Clay, Florida 2 $ 349,000 $ 174,500 $ 42,000
Escambia, Florida 2 $ 508,000 $ 254,000 $ 115,000
Hamilton, Florida 2 $ 265,000 $ 132,500 $ 74,000
Okaloosa, Florida 2 $ 396,000 $ 198,000 $ 347,000
Sarasota, Florida 2 $ 288,000 $ 144,000 $ 32,000
Walton, Florida 2 $ 629,000 $ 314,500 $ 270,000
Washington, Florida 2 $ 311,000 $ 155,500 $ 115,000
Meriwether, Georgia 2 $ 1,059,000 $ 529,500 $ 313,000
Polk, Georgia 2 $ 218,000 $ 109,000 $ 27,000
Richmond, Georgia 2 $ 265,000 $ 132,500 $ 67,000
Sumter, Georgia 2 $ 241,000 $ 120,500 $ 55,000
Troup, Georgia 2 $ 195,000 $ 97,500 $ 41,000
Upson, Georgia 2 $ 211,000 $ 105,500 $ 65,000
Walker, Georgia 2 $ 235,000 $ 117,500 $ 38,000
Maui, Hawaii 2 $ 690,000 $ 345,000 $ 117,000
Hendricks, Indiana 2 $ 236,000 $ 118,000 $ 57,000
Spencer, Kentucky 2 $ 379,000 $ 189,500 $ 77,000
Caldwell, Louisiana 2 $ 114,000 $ 57,000 $ 25,000
Lafayette, Louisiana 2 $ 537,000 $ 268,500 $ 92,000
Rapides, Louisiana 2 $ 322,000 $ 161,000 $ 79,000
St. Mary, Louisiana 2 $ 103,000 $ 51,500 $ 65,000
Caroline, Maryland 2 $ 531,000 $ 265,500 $ 123,000
Cecil, Maryland 2 $ 437,000 $ 218,500 $ 77,000
Dorchester, Maryland 2 $ 366,000 $ 183,000 $ 57,000
Wicomico, Maryland 2 $ 134,000 $ 67,000 $ 168,000
Muskegon, Michigan 2 $ 108,000 $ 54,000 $ 96,000
Oakland, Michigan 2 $ 198,000 $ 99,000 $ 69,000
Bolivar, Mississippi 2 $ 145,000 $ 72,500 $ 36,000
Jasper, Mississippi 2 $ 248,000 $ 124,000 $ 46,000
Lawrence, Mississippi 2 $ 176,000 $ 88,000 $ 58,000
Pontotoc, Mississippi 2 $ 241,000 $ 120,500 $ 191,000
Smith, Mississippi 2 $ 260,000 $ 130,000 $ 61,000
Tunica, Mississippi 2 $ 389,000 $ 194,500 $ 88,000
Union, Mississippi 2 $ 305,000 $ 152,500 $ 53,000
Winston, Mississippi 2 $ 190,000 $ 95,000 $ 54,000
Franklin, Missouri 2 $ 594,000 $ 297,000 $ 131,000
Greene, Missouri 2 $ 158,000 $ 79,000 $ 47,000
Madison, Missouri 2 $ 347,000 $ 173,500 $ 55,000
Taney, Missouri 2 $ 416,000 $ 208,000 $ 85,000
Douglas, Nevada 2 $ 414,000 $ 207,000 $ 108,000
Grant, New Mexico 2 $ 286,000 $ 143,000 $ 39,000
Luna, New Mexico 2 $ 203,000 $ 101,500 $ 58,000
Quay, New Mexico 2 $ 97,000 $ 48,500 $ 36,000
Caldwell, North Carolina 2 $ 197,000 $ 98,500 $ 29,000
Caswell, North Carolina 2 $ 232,000 $ 116,000 $ 55,000
Catawba, North Carolina 2 $ 300,000 $ 150,000 $ 144,000
Halifax, North Carolina 2 $ 216,000 $ 108,000 $ 39,000
Pasquotank, North Carolina 2 $ 206,000 $ 103,000 $ 41,000
Pender, North Carolina 2 $ 223,000 $ 111,500 $ 52,000
Stanly, North Carolina 2 $ 205,000 $ 102,500 $ 55,000
Surry, North Carolina 2 $ 178,000 $ 89,000 $ 25,000
Wayne, North Carolina 2 $ 310,000 $ 155,000 $ 60,000
Lake, Ohio 2 $ 301,000 $ 150,500 $ 69,000
Licking, Ohio 2 $ 257,000 $ 128,500 $ 89,000
Lorain, Ohio 2 $ 278,000 $ 139,000 $ 65,000
Mahoning, Ohio 2 $ 297,000 $ 148,500 $ 73,000
Ross, Ohio 2 $ 188,000 $ 94,000 $ 96,000
Sandusky, Ohio 2 $ 293,000 $ 146,500 $ 59,000
Union, Ohio 2 $ 275,000 $ 137,500 $ 114,000
Coal, Oklahoma 2 $ 285,000 $ 142,500 $ 55,000
Rogers, Oklahoma 2 $ 255,000 $ 127,500 $ 60,000
Aiken, South Carolina 2 $ 267,000 $ 133,500 $ 48,000
Horry, South Carolina 2 $ 310,000 $ 155,000 $ 86,000
York, South Carolina 2 $ 281,000 $ 140,500 $ 53,000
Campbell, Tennessee 2 $ 139,000 $ 69,500 $ 57,000
Cannon, Tennessee 2 $ 320,000 $ 160,000 $ 69,000
Claiborne, Tennessee 2 $ 194,000 $ 97,000 $ 48,000
Fayette, Tennessee 2 $ 448,000 $ 224,000 $ 252,000
Hamilton, Tennessee 2 $ 262,000 $ 131,000 $ 54,000
Monroe, Tennessee 2 $ 245,000 $ 122,500 $ 13,000
White, Tennessee 2 $ 542,000 $ 271,000 $ 264,000
Bosque, Texas 2 $ 178,000 $ 89,000 $ 44,000
Cameron, Texas 2 $ 281,000 $ 140,500 $ 64,000
Comal, Texas 2 $ 350,000 $ 175,000 $ 91,000
Henderson, Texas 2 $ 176,000 $ 88,000 $ 117,000
Jim Wells, Texas 2 $ 268,000 $ 134,000 $ 166,000
Parker, Texas 2 $ 209,000 $ 104,500 $ 47,000
Potter, Texas 2 $ 165,000 $ 82,500 $ 67,000
Trinity, Texas 2 $ 104,000 $ 52,000 $ 246,000
Wilson, Texas 2 $ 254,000 $ 127,000 $ 45,000
Salt Lake, Utah 2 $ 908,000 $ 454,000 $ 163,000
Washington, Utah 2 $ 644,000 $ 322,000 $ 147,000
Alexandria, Virginia 2 $ 610,000 $ 305,000 $ 214,000
Amherst, Virginia 2 $ 309,000 $ 154,500 $ 113,000
Stafford, Virginia 2 $ 308,000 $ 154,000 $ 81,000
Whatcom, Washington 2 $ 409,000 $ 204,500 $ 158,000
Park, Wyoming 2 $ 379,000 $ 189,500 $ 39,000
Barbour, Alabama 1 $ 139,000 $ 139,000 $ 90,000
Chambers, Alabama 1 $ 78,000 $ 78,000 $ 152,000
Chilton, Alabama 1 $ 115,000 $ 115,000 $ 46,000
Choctaw, Alabama 1 $ 44,000 $ 44,000 $ 15,000
Houston, Alabama 1 $ 77,000 $ 77,000 $ 39,000
Jackson, Alabama 1 $ 40,000 $ 40,000 $ 49,000
Lee, Alabama 1 $ 200,000 $ 200,000 $ 349,000
Russell, Alabama 1 $ 164,000 $ 164,000 $ 53,000
Talladega, Alabama 1 $ 109,000 $ 109,000 $ 63,000
Tallapoosa, Alabama 1 $ 185,000 $ 185,000 $ 57,000
Anchorage, Alaska 1 $ 70,000 $ 70,000 $ 21,000
Fairbanks North Star, Alaska 1 $ 260,000 $ 260,000 $ 77,000
Kodiak Island, Alaska 1 $ 226,000 $ 226,000 $ 69,000
Cochise, Arizona 1 $ 249,000 $ 249,000 $ 76,000
Cleburne, Arkansas 1 $ 79,000 $ 79,000 $ 40,000
Faulkner, Arkansas 1 $ 115,000 $ 115,000 $ 44,000
Garland, Arkansas 1 $ 87,000 $ 87,000 $ 140,000
Mariposa, California 1 $ 347,000 $ 347,000 $ 91,000
Mono, California 1 $ 750,000 $ 750,000 $ 366,000
Sierra, California 1 $ 162,000 $ 162,000 $ 165,000
Tehama, California 1 $ 250,000 $ 250,000 $ 78,000
Clear Creek, Colorado 1 $ 417,000 $ 417,000 $ 78,000
Denver, Colorado 1 $ 240,000 $ 240,000 $ 48,000
El Paso, Colorado 1 $ 217,000 $ 217,000 $ 58,000
Montezuma, Colorado 1 $ 104,000 $ 104,000 $ 24,000
Routt, Colorado 1 $ 359,000 $ 359,000 $ 129,000
New London, Connecticut 1 $ 155,000 $ 155,000 $ 108,000
Kent, Delaware 1 $ 219,000 $ 219,000 $ 60,000
Sussex, Delaware 1 $ 198,000 $ 198,000 $ 38,000
Alachua, Florida 1 $ 105,000 $ 105,000 $ 34,000
Baker, Florida 1 $ 220,000 $ 220,000 $ 64,000
Brevard, Florida 1 $ 245,000 $ 245,000 $ 90,000
Citrus, Florida 1 $ 78,000 $ 78,000 $ 30,000
Hernando, Florida 1 $ 70,000 $ 70,000 $ 42,000
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Mortgage Loan Application Detail Totals for Realty Mortgage in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,463 $1,744,283,000 $184,000 $1,978,000 $101,000 $1,980,000
Refinancing 6,369 $1,595,805,000 $250,000 $1,999,000 $119,000 $1,548,000
Home Improvement 3 $476,000 $158,000 $343,000 $124,000 $198,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,150 $1,518,617,000 $212,000 $1,978,000 $112,000 $1,980,000
Hispanic 3,886 $875,553,000 $225,000 $1,999,000 $107,000 $1,980,000
Black or African American 2,285 $381,564,000 $166,000 $1,000,000 $76,000 $1,400,000
Not Provided 1,636 $300,701,000 $183,000 $1,515,000 $108,000 $1,354,000
Asian 681 $212,724,000 $312,000 $1,999,000 $166,000 $1,700,000
Native Hawaiian or Other Pacific Islander 154 $43,544,000 $282,000 $1,100,000 $170,000 $660,000
American Indian or Alaskan Native 43 $7,861,000 $182,000 $417,000 $88,000 $1,008,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,567 $2,886,557,000 $229,000 $1,999,000 $121,000 $1,980,000
FHA-insured (Federal Housing Administration) 2,551 $342,726,000 $134,000 $350,000 $57,000 $1,020,000
VA-guaranteed (Veterans Administration) 717 $111,281,000 $155,000 $348,000 $61,000 $1,400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,392 $1,788,490,000 $190,000 $1,999,000 $95,000 $1,980,000
Application Withdrawn By Applicant 2,562 $617,714,000 $241,000 $1,999,000 $132,000 $1,980,000
Application Denied By Financial Institution 1,590 $390,909,000 $245,000 $1,600,000 $124,000 $1,500,000
Application Approved But Not Accepted 1,567 $354,848,000 $226,000 $1,464,000 $118,000 $1,344,000
File Closed For Incompleteness 690 $183,521,000 $265,000 $1,960,000 $146,000 $1,548,000
Loan Purchased By The Institution 23 $3,742,000 $162,000 $464,000 $70,000 $183,000
Preapproval Denied by Financial Institution 6 $620,000 $103,000 $154,000 $50,000 $63,000
Preapproval Approved but not Accepted 5 $720,000 $144,000 $319,000 $89,000 $186,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 584 $132,492,000 $226,000 $1,600,000 $100,000 $1,500,000
Debt-To-Income Ratio 217 $45,541,000 $209,000 $932,000 $80,000 $290,000
Other 212 $55,187,000 $260,000 $1,000,000 $151,000 $660,000
Unverifiable Information 205 $62,290,000 $303,000 $1,260,000 $160,000 $1,260,000
Collateral 197 $55,037,000 $279,000 $1,500,000 $167,000 $1,200,000
Employment History 85 $22,758,000 $267,000 $959,000 $145,000 $576,000
Credit Application Incomplete 59 $10,428,000 $176,000 $980,000 $94,000 $425,000
Insufficient Cash (Downpayment, Closing Cost) 20 $5,585,000 $279,000 $1,000,000 $230,000 $1,354,000
Mortgage Insurance Denied 5 $804,000 $160,000 $235,000 $59,000 $82,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Realty Mortgage's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Realty Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet with aggregated HMDA statistics today.

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