Regions Bank Mortgage Lending & HMDA Data, 2010
In 2010, Regions Bank of Birmingham, AL reported 85,335 mortgage applications totaling $13.5 billion, down 12% from 2009. The average application was for $158,631, and applicants reported an average income of $100,859. 61% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (4,478), Atlanta-Sandy Springs-Marietta, GA (3,999) and Birmingham-Hoover, AL (3,694) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N - Albh10903b Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 85,335 |
| Total Mortgage Loan Application Amount | $13,536,824,000 |
| Average Mortgage Loan Application Amount | $158,631 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $100,859 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4,478 | $ 835,480,000 | $ 186,574 | $ 99,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3,999 | $ 843,882,000 | $ 211,023 | $ 133,000 |
| Birmingham-Hoover, AL | 3,694 | $ 624,890,000 | $ 169,163 | $ 103,000 |
| Memphis, TN-MS-AR | 2,727 | $ 368,246,000 | $ 135,037 | $ 92,231 |
| Tampa-St. Petersburg-Clearwater, FL | 2,526 | $ 451,112,000 | $ 178,587 | $ 116,000 |
| St. Louis, MO-IL | 2,446 | $ 352,191,000 | $ 143,986 | $ 98,668 |
| Miami-Miami Beach-Kendall, FL | 2,000 | $ 406,754,000 | $ 203,377 | $ 109,000 |
| New Orleans-Metairie-Kenner, LA | 1,773 | $ 279,649,000 | $ 157,726 | $ 101,000 |
| Little Rock-North Little Rock-Conway, AR | 1,595 | $ 224,744,000 | $ 140,905 | $ 91,000 |
| Mobile, AL | 1,584 | $ 204,447,000 | $ 129,070 | $ 87,000 |
| Chattanooga, TN-GA | 1,495 | $ 228,233,000 | $ 152,664 | $ 97,856 |
| Montgomery, AL | 1,433 | $ 208,414,000 | $ 145,438 | $ 84,000 |
| Jackson, MS | 1,411 | $ 193,453,000 | $ 137,103 | $ 86,000 |
| Baton Rouge, LA | 1,279 | $ 225,579,000 | $ 176,371 | $ 106,000 |
| Knoxville, TN | 1,277 | $ 234,196,000 | $ 183,395 | $ 104,000 |
| Orlando-Kissimmee-Sanford, FL | 1,272 | $ 226,320,000 | $ 177,924 | $ 115,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,254 | $ 284,033,000 | $ 226,501 | $ 137,000 |
| Huntsville, AL | 1,184 | $ 172,861,000 | $ 145,997 | $ 88,000 |
| Indianapolis-Carmel, IN | 1,157 | $ 197,121,000 | $ 170,372 | $ 108,000 |
| Jacksonville, FL | 1,005 | $ 222,150,000 | $ 221,044 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 952 | $ 145,171,000 | $ 152,490 | $ 102,000 |
| Shreveport-Bossier City, LA | 893 | $ 134,270,000 | $ 150,358 | $ 95,000 |
| Houston-Sugar Land-Baytown, TX | 821 | $ 153,425,000 | $ 186,875 | $ 135,000 |
| Augusta-Richmond County, GA-SC | 775 | $ 96,119,000 | $ 124,024 | $ 71,578 |
| North Port-Bradenton-Sarasota, FL | 762 | $ 130,624,000 | $ 171,422 | $ 105,000 |
| Palm Bay-Melbourne-Titusville, FL | 756 | $ 94,278,000 | $ 124,706 | $ 79,000 |
| Cape Coral-Fort Myers, FL | 603 | $ 109,224,000 | $ 181,134 | $ 154,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 583 | $ 153,529,000 | $ 263,343 | $ 149,727 |
| Ocala, FL | 582 | $ 90,078,000 | $ 154,773 | $ 86,000 |
| Dalton, GA | 548 | $ 67,056,000 | $ 122,364 | $ 66,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 540 | $ 131,950,000 | $ 244,351 | $ 169,000 |
| Gulfport-Biloxi, MS | 496 | $ 63,981,000 | $ 128,993 | $ 86,000 |
| Louisville-Jefferson County, KY-IN | 484 | $ 75,499,000 | $ 155,989 | $ 77,008 |
| Dallas-Plano-Irving, TX | 455 | $ 116,285,000 | $ 255,571 | $ 173,000 |
| Tuscaloosa, AL | 439 | $ 60,576,000 | $ 137,986 | $ 88,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 430 | $ 74,459,000 | $ 173,160 | $ 153,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 426 | $ 61,068,000 | $ 143,352 | $ 113,000 |
| Dothan, AL | 423 | $ 53,540,000 | $ 126,572 | $ 78,000 |
| Charleston-North Charleston-Summerville, SC | 416 | $ 110,838,000 | $ 266,437 | $ 158,000 |
| Naples-Marco Island, FL | 410 | $ 135,872,000 | $ 331,395 | $ 213,000 |
| Florence-Muscle Shoals, AL | 402 | $ 50,532,000 | $ 125,701 | $ 90,000 |
| Kingsport-Bristol-Bristol, TN-VA | 396 | $ 50,554,000 | $ 127,661 | $ 73,181 |
| Lafayette, IN | 395 | $ 54,409,000 | $ 137,744 | $ 94,000 |
| Decatur, IL | 383 | $ 44,136,000 | $ 115,237 | $ 79,000 |
| Bloomington, IN | 373 | $ 61,356,000 | $ 164,493 | $ 101,000 |
| Greenville-Mauldin-Easley, SC | 369 | $ 71,098,000 | $ 192,677 | $ 104,000 |
| Crestview-Fort Walton Beach-Destin, FL | 364 | $ 98,073,000 | $ 269,431 | $ 181,000 |
| Gainesville, GA | 363 | $ 52,515,000 | $ 144,669 | $ 78,000 |
| Austin-Round Rock-San Marcos, TX | 341 | $ 113,422,000 | $ 332,615 | $ 204,000 |
| Springfield, MO | 334 | $ 41,944,000 | $ 125,580 | $ 68,000 |
| Lakeland-Winter Haven, FL | 327 | $ 38,830,000 | $ 118,746 | $ 79,000 |
| Hattiesburg, MS | 320 | $ 40,388,000 | $ 126,212 | $ 76,000 |
| Columbia, SC | 316 | $ 56,145,000 | $ 177,674 | $ 108,000 |
| Hot Springs, AR | 312 | $ 38,663,000 | $ 123,919 | $ 74,000 |
| Jonesboro, AR | 300 | $ 29,439,000 | $ 98,130 | $ 62,000 |
| Jackson, TN | 290 | $ 30,699,000 | $ 105,858 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 278 | $ 38,339,000 | $ 137,910 | $ 87,194 |
| Anniston-Oxford, AL | 263 | $ 27,811,000 | $ 105,745 | $ 72,000 |
| Raleigh-Cary, NC | 262 | $ 57,752,000 | $ 220,427 | $ 104,000 |
| Clarksville, TN-KY | 257 | $ 31,974,000 | $ 124,412 | $ 100,105 |
| Monroe, LA | 251 | $ 32,296,000 | $ 128,669 | $ 84,000 |
| Cleveland, TN | 250 | $ 31,160,000 | $ 124,640 | $ 63,000 |
| Decatur, AL | 247 | $ 23,557,000 | $ 95,372 | $ 70,000 |
| Waterloo-Cedar Falls, IA | 235 | $ 34,640,000 | $ 147,404 | $ 94,000 |
| Johnson City, TN | 234 | $ 35,386,000 | $ 151,222 | $ 86,000 |
| Houma-Bayou Cane-Thibodaux, LA | 229 | $ 28,425,000 | $ 124,126 | $ 74,000 |
| Fort Smith, AR-OK | 227 | $ 25,466,000 | $ 112,185 | $ 97,533 |
| Tyler, TX | 224 | $ 30,893,000 | $ 137,915 | $ 100,000 |
| Savannah, GA | 222 | $ 45,203,000 | $ 203,617 | $ 124,000 |
| Auburn-Opelika, AL | 220 | $ 30,431,000 | $ 138,322 | $ 92,000 |
| Columbus, GA-AL | 218 | $ 26,343,000 | $ 120,839 | $ 70,766 |
| Albany, GA | 216 | $ 23,588,000 | $ 109,203 | $ 73,000 |
| Fort Worth-Arlington, TX | 209 | $ 38,865,000 | $ 185,956 | $ 135,000 |
| Chicago-Joliet-Naperville, IL | 204 | $ 42,130,000 | $ 206,519 | $ 115,000 |
| Tallahassee, FL | 195 | $ 34,405,000 | $ 176,435 | $ 102,000 |
| Pascagoula, MS | 192 | $ 22,012,000 | $ 114,645 | $ 90,000 |
| Punta Gorda, FL | 177 | $ 24,013,000 | $ 135,666 | $ 91,000 |
| Columbia, MO | 172 | $ 24,743,000 | $ 143,854 | $ 82,000 |
| Alexandria, LA | 171 | $ 21,909,000 | $ 128,122 | $ 77,000 |
| Cape Girardeau-Jackson, MO-IL | 166 | $ 22,656,000 | $ 136,481 | $ 76,385 |
| Des Moines-West Des Moines, IA | 164 | $ 23,720,000 | $ 144,634 | $ 88,000 |
| Gadsden, AL | 161 | $ 21,381,000 | $ 132,801 | $ 89,000 |
| Jefferson City, MO | 151 | $ 17,036,000 | $ 112,821 | $ 64,000 |
| Lafayette, LA | 147 | $ 20,367,000 | $ 138,551 | $ 93,000 |
| Morristown, TN | 143 | $ 17,850,000 | $ 124,825 | $ 85,000 |
| Spartanburg, SC | 138 | $ 19,362,000 | $ 140,304 | $ 82,000 |
| Valdosta, GA | 134 | $ 20,935,000 | $ 156,231 | $ 91,000 |
| Peoria, IL | 132 | $ 14,944,000 | $ 113,212 | $ 85,000 |
| Longview, TX | 130 | $ 19,796,000 | $ 152,276 | $ 101,000 |
| Texarkana, Tx-Texarkana, AR | 129 | $ 10,582,000 | $ 82,031 | $ 67,255 |
| Wilmington, NC | 126 | $ 34,963,000 | $ 277,484 | $ 191,000 |
| Evansville, IN-KY | 117 | $ 14,460,000 | $ 123,589 | $ 87,376 |
| Bloomington-Normal, IL | 107 | $ 12,917,000 | $ 120,719 | $ 100,000 |
| Rome, GA | 106 | $ 12,543,000 | $ 118,330 | $ 75,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 105 | $ 18,107,000 | $ 172,447 | $ 227,000 |
| Anderson, SC | 95 | $ 13,027,000 | $ 137,126 | $ 100,000 |
| San Antonio-New Braunfels, TX | 95 | $ 18,562,000 | $ 195,389 | $ 127,000 |
| Athens-Clarke County, GA | 94 | $ 16,606,000 | $ 176,659 | $ 102,000 |
| Gainesville, FL | 90 | $ 15,017,000 | $ 166,855 | $ 147,000 |
| Port St. Lucie, FL | 88 | $ 12,261,000 | $ 139,329 | $ 91,000 |
| Springfield, IL | 75 | $ 8,370,000 | $ 111,600 | $ 69,000 |
| Elizabethtown, KY | 72 | $ 13,457,000 | $ 186,902 | $ 68,000 |
| Champaign-Urbana, IL | 71 | $ 8,779,000 | $ 123,647 | $ 83,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 65 | $ 17,150,000 | $ 263,846 | $ 120,661 |
| Kokomo, IN | 61 | $ 5,237,000 | $ 85,852 | $ 81,000 |
| Kansas City, MO-KS | 58 | $ 8,219,000 | $ 141,706 | $ 103,879 |
| Greensboro-High Point, NC | 54 | $ 10,474,000 | $ 193,962 | $ 95,000 |
| Terre Haute, IN | 53 | $ 5,739,000 | $ 108,283 | $ 76,000 |
| Durham-Chapel Hill, NC | 48 | $ 11,295,000 | $ 235,312 | $ 123,000 |
| Salt Lake City, UT | 43 | $ 20,515,000 | $ 477,093 | $ 493,000 |
| Cedar Rapids, IA | 41 | $ 4,610,000 | $ 112,439 | $ 53,000 |
| Asheville, NC | 37 | $ 11,638,000 | $ 314,540 | $ 260,000 |
| Palm Coast, FL | 35 | $ 6,689,000 | $ 191,114 | $ 104,000 |
| Lexington-Fayette, KY | 32 | $ 12,376,000 | $ 386,750 | $ 237,000 |
| Denver-Aurora-Broomfield, CO | 31 | $ 14,664,000 | $ 473,032 | $ 489,000 |
| Pine Bluff, AR | 28 | $ 2,069,000 | $ 73,892 | $ 60,000 |
| Lake County-Kenosha County, IL-WI | 25 | $ 7,662,000 | $ 306,480 | $ 170,000 |
| Richmond, VA | 25 | $ 7,763,000 | $ 310,520 | $ 148,000 |
| Brunswick, GA | 23 | $ 20,282,000 | $ 881,826 | $ 419,000 |
| Cincinnati-Middletown, OH-KY-IN | 22 | $ 3,634,000 | $ 165,181 | $ 104,045 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 21 | $ 3,318,000 | $ 158,000 | $ 221,428 |
| Hickory-Lenoir-Morganton, NC | 20 | $ 4,970,000 | $ 248,500 | $ 144,000 |
| Macon, GA | 20 | $ 2,610,000 | $ 130,500 | $ 111,000 |
| Sebastian-Vero Beach, FL | 20 | $ 7,447,000 | $ 372,350 | $ 197,000 |
| Anderson, IN | 19 | $ 1,755,000 | $ 92,368 | $ 63,000 |
| Iowa City, IA | 16 | $ 2,729,000 | $ 170,562 | $ 114,000 |
| Phoenix-Mesa-Glendale, AZ | 16 | $ 2,195,000 | $ 137,187 | $ 140,000 |
| Boulder, CO | 14 | $ 4,683,000 | $ 334,500 | $ 187,000 |
| Corpus Christi, TX | 13 | $ 3,900,000 | $ 300,000 | $ 232,000 |
| Winston-Salem, NC | 13 | $ 2,124,000 | $ 163,384 | $ 104,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 1,624,000 | $ 147,636 | $ 102,090 |
| New York-White Plains-Wayne, NY-NJ | 11 | $ 11,817,000 | $ 1,074,272 | $ 921,545 |
| Burlington, NC | 10 | $ 1,741,000 | $ 174,100 | $ 92,000 |
| Dayton, OH | 10 | $ 707,000 | $ 70,700 | $ 126,000 |
| Fort Wayne, IN | 10 | $ 1,399,000 | $ 139,900 | $ 86,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 3,470,000 | $ 347,000 | $ 201,000 |
| Baltimore-Towson, MD | 9 | $ 2,038,000 | $ 226,444 | $ 99,000 |
| Fort Collins-Loveland, CO | 9 | $ 2,172,000 | $ 241,333 | $ 174,000 |
| Lake Charles, LA | 9 | $ 1,907,000 | $ 211,888 | $ 514,000 |
| Warner Robins, GA | 9 | $ 755,000 | $ 83,888 | $ 33,000 |
| Beaumont-Port Arthur, TX | 8 | $ 855,000 | $ 106,875 | $ 53,000 |
| Bethesda-Rockville-Frederick, MD | 8 | $ 2,183,000 | $ 272,875 | $ 141,000 |
| Bowling Green, KY | 8 | $ 810,000 | $ 101,250 | $ 54,000 |
| Fayetteville, NC | 8 | $ 908,000 | $ 113,500 | $ 105,000 |
| Jacksonville, NC | 8 | $ 1,037,000 | $ 129,625 | $ 129,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8 | $ 1,902,000 | $ 237,750 | $ 137,250 |
| Roanoke, VA | 8 | $ 2,125,000 | $ 265,625 | $ 134,000 |
| College Station-Bryan, TX | 7 | $ 749,000 | $ 107,000 | $ 176,000 |
| Colorado Springs, CO | 7 | $ 2,758,000 | $ 394,000 | $ 135,000 |
| Columbus, IN | 7 | $ 1,222,000 | $ 174,571 | $ 125,000 |
| Gary, IN | 7 | $ 507,000 | $ 72,428 | $ 78,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 1,071,000 | $ 153,000 | $ 95,142 |
| Philadelphia, PA | 7 | $ 1,894,000 | $ 270,571 | $ 203,000 |
| Sioux City, IA-NE-SD | 7 | $ 442,000 | $ 63,142 | $ 54,857 |
| Tulsa, OK | 7 | $ 981,000 | $ 140,142 | $ 138,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,185,000 | $ 197,500 | $ 163,000 |
| Columbus, OH | 6 | $ 1,388,000 | $ 231,333 | $ 133,000 |
| El Paso, TX | 6 | $ 2,215,000 | $ 369,166 | $ 260,000 |
| Joplin, MO | 6 | $ 366,000 | $ 61,000 | $ 100,000 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 1,234,000 | $ 205,666 | $ 101,000 |
| Lynchburg, VA | 6 | $ 576,000 | $ 96,000 | $ 78,000 |
| Oklahoma City, OK | 6 | $ 968,000 | $ 161,333 | $ 97,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 2,696,000 | $ 539,200 | $ 1,525,000 |
| Charlottesville, VA | 5 | $ 1,468,000 | $ 293,600 | $ 132,000 |
| Grand Junction, CO | 5 | $ 2,171,000 | $ 434,200 | $ 294,000 |
| Las Vegas-Paradise, NV | 5 | $ 842,000 | $ 168,400 | $ 85,000 |
| Tucson, AZ | 5 | $ 1,934,000 | $ 386,800 | $ 184,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 1,414,000 | $ 282,800 | $ 122,000 |
| Akron, OH | 4 | $ 635,000 | $ 158,750 | $ 75,000 |
| Albuquerque, NM | 4 | $ 1,093,000 | $ 273,250 | $ 118,000 |
| Boston-Quincy, MA | 4 | $ 2,977,000 | $ 744,250 | $ 689,000 |
| Edison-New Brunswick, NJ | 4 | $ 1,993,000 | $ 498,250 | $ 124,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 284,000 | $ 71,000 | $ 94,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 370,000 | $ 92,500 | $ 48,000 |
| Muncie, IN | 4 | $ 554,000 | $ 138,500 | $ 110,000 |
| Providence-New Bedford-Fall River, RI-MA | 4 | $ 682,000 | $ 170,500 | $ 122,750 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,004,000 | $ 251,000 | $ 119,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 509,000 | $ 127,250 | $ 74,000 |
| Amarillo, TX | 3 | $ 778,000 | $ 259,333 | $ 103,000 |
| Ames, IA | 3 | $ 119,000 | $ 39,666 | $ 33,000 |
| Barnstable Town, MA | 3 | $ 855,000 | $ 285,000 | $ 310,000 |
| Camden, NJ | 3 | $ 302,000 | $ 100,666 | $ 76,000 |
| Danville, IL | 3 | $ 204,000 | $ 68,000 | $ 55,000 |
| Danville, VA | 3 | $ 396,000 | $ 132,000 | $ 64,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 320,000 | $ 106,666 | $ 145,000 |
| Florence, SC | 3 | $ 406,000 | $ 135,333 | $ 48,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 602,000 | $ 200,666 | $ 78,000 |
| Kankakee-Bradley, IL | 3 | $ 278,000 | $ 92,666 | $ 81,000 |
| Lubbock, TX | 3 | $ 981,000 | $ 327,000 | $ 104,000 |
| Newark-Union, NJ-PA | 3 | $ 1,096,000 | $ 365,333 | $ 300,000 |
| Ogden-Clearfield, UT | 3 | $ 583,000 | $ 194,333 | $ 123,000 |
| Owensboro, KY | 3 | $ 385,000 | $ 128,333 | $ 74,000 |
| Provo-Orem, UT | 3 | $ 857,000 | $ 285,666 | $ 209,000 |
| Rocky Mount, NC | 3 | $ 1,065,000 | $ 355,000 | $ 132,000 |
| St. George, UT | 3 | $ 543,000 | $ 181,000 | $ 281,000 |
| St. Joseph, MO-KS | 3 | $ 564,000 | $ 188,000 | $ 94,000 |
| Sumter, SC | 3 | $ 79,000 | $ 26,333 | $ 56,000 |
| Abilene, TX | 2 | $ 223,000 | $ 111,500 | $ 46,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 579,000 | $ 289,500 | $ 205,000 |
| Glens Falls, NY | 2 | $ 325,000 | $ 162,500 | $ 73,000 |
| Greeley, CO | 2 | $ 2,747,000 | $ 1,373,500 | $ 391,000 |
| Harrisonburg, VA | 2 | $ 1,220,000 | $ 610,000 | $ 161,000 |
| Kalamazoo-Portage, MI | 2 | $ 815,000 | $ 407,500 | $ 93,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 205,000 | $ 102,500 | $ 61,000 |
| Laredo, TX | 2 | $ 383,000 | $ 191,500 | $ 271,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 185,000 | $ 92,500 | $ 52,000 |
| Nassau-Suffolk, NY | 2 | $ 351,000 | $ 175,500 | $ 47,000 |
| Ocean City, NJ | 2 | $ 299,000 | $ 149,500 | $ 77,000 |
| Odessa, TX | 2 | $ 112,000 | $ 56,000 | $ 19,000 |
| Pittsburgh, PA | 2 | $ 541,000 | $ 270,500 | $ 121,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 177,000 | $ 88,500 | $ 253,000 |
| Prescott, AZ | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Rochester, NY | 2 | $ 274,000 | $ 137,000 | $ 58,000 |
| Rockingham County-Strafford County, NH | 2 | $ 301,000 | $ 150,500 | $ 33,000 |
| Sherman-Denison, TX | 2 | $ 333,000 | $ 166,500 | $ 104,000 |
| Tacoma, WA | 2 | $ 441,000 | $ 220,500 | $ 122,000 |
| Toledo, OH | 2 | $ 162,000 | $ 81,000 | $ 99,000 |
| Topeka, KS | 2 | $ 486,000 | $ 243,000 | $ 600,000 |
| Victoria, TX | 2 | $ 240,000 | $ 120,000 | $ 210,000 |
| Wichita, KS | 2 | $ 385,000 | $ 192,500 | $ 76,000 |
| Winchester, VA-WV | 2 | $ 269,000 | $ 134,500 | $ 116,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 263,000 | $ 131,500 | $ 48,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 8,000 | $ 8,000 | $ 61,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Billings, MT | 1 | $ 368,000 | $ 368,000 | $ 252,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 79,000 | $ 79,000 | $ 306,000 |
| Bremerton-Silverdale, WA | 1 | $ 355,000 | $ 355,000 | $ 306,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 1,065,000 | $ 1,065,000 | $ 1,963,000 |
| Burlington-South Burlington, VT | 1 | $ 342,000 | $ 342,000 | $ 72,000 |
| Canton-Massillon, OH | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Elkhart-Goshen, IN | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Eugene-Springfield, OR | 1 | $ 415,000 | $ 415,000 | $ 209,000 |
| Flagstaff, AZ | 1 | $ 417,000 | $ 417,000 | $ 600,000 |
| Greenville, NC | 1 | $ 92,000 | $ 92,000 | $ 120,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Kingston, NY | 1 | $ 523,000 | $ 523,000 | $ 92,000 |
| Lancaster, PA | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Lansing-East Lansing, MI | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Lincoln, NE | 1 | $ 417,000 | $ 417,000 | $ 282,000 |
| Manchester-Nashua, NH | 1 | $ 640,000 | $ 640,000 | $ 238,000 |
| Missoula, MT | 1 | $ 227,000 | $ 227,000 | $ 939,000 |
| Monroe, MI | 1 | $ 163,000 | $ 163,000 | $ 73,000 |
| New Haven-Milford, CT | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Rapid City, SD | 1 | $ 40,000 | $ 40,000 | $ 136,000 |
| Reno-Sparks, NV | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Rockford, IL | 1 | $ 156,000 | $ 156,000 | $ 100,000 |
| Salisbury, MD | 1 | $ 54,000 | $ 54,000 | $ 97,000 |
| San Angelo, TX | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 18,000 | $ 18,000 | $ 47,000 |
| Santa Fe, NM | 1 | $ 390,000 | $ 390,000 | $ 493,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 262,000 | $ 262,000 | $ 91,000 |
| Sheboygan, WI | 1 | $ 285,000 | $ 285,000 | $ 238,000 |
| Spokane, WA | 1 | $ 1,198,000 | $ 1,198,000 | $ 499,000 |
| Trenton-Ewing, NJ | 1 | $ 22,000 | $ 22,000 | $ 69,000 |
| Waco, TX | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Wilmington, DE-MD-NJ | 1 | $ 401,000 | $ 401,000 | $ 138,000 |
| Worcester, MA | 1 | $ 274,000 | $ 274,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 48,681 | $8,780,958,000 | $180,000 | $7,000,000 | $110,000 | $9,999,000 |
| Home Purchase | 27,465 | $4,642,234,000 | $169,000 | $5,100,000 | $100,000 | $9,999,000 |
| Home Improvement | 9,189 | $113,632,000 | $12,000 | $500,000 | $55,000 | $2,502,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 67,020 | $11,138,157,000 | $166,000 | $7,000,000 | $105,000 | $9,999,000 |
| Black or African American | 7,957 | $761,125,000 | $95,000 | $4,039,000 | $65,000 | $9,999,000 |
| Not Provided | 4,744 | $763,003,000 | $160,000 | $3,100,000 | $112,000 | $6,195,000 |
| Hispanic | 3,779 | $544,118,000 | $143,000 | $1,958,000 | $80,000 | $2,931,000 |
| Asian | 1,337 | $261,898,000 | $195,000 | $2,250,000 | $145,000 | $9,999,000 |
| American Indian or Alaskan Native | 189 | $18,318,000 | $96,000 | $995,000 | $67,000 | $595,000 |
| Not applicable | 167 | $25,312,000 | $151,000 | $968,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 142 | $24,893,000 | $175,000 | $1,265,000 | $98,000 | $995,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 67,056 | $10,999,005,000 | $164,000 | $7,000,000 | $114,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 14,832 | $2,015,704,000 | $135,000 | $669,000 | $55,000 | $1,492,000 |
| VA-guaranteed (Veterans Administration) | 2,228 | $394,919,000 | $177,000 | $789,000 | $60,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,219 | $127,196,000 | $104,000 | $323,000 | $39,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 51,957 | $8,452,679,000 | $162,000 | $3,500,000 | $104,000 | $7,200,000 |
| Application Denied By Financial Institution | 14,605 | $1,570,756,000 | $107,000 | $7,000,000 | $76,000 | $9,999,000 |
| Application Withdrawn By Applicant | 11,351 | $2,203,838,000 | $194,000 | $4,039,000 | $114,000 | $6,140,000 |
| File Closed For Incompleteness | 5,002 | $1,020,627,000 | $204,000 | $4,010,000 | $123,000 | $9,999,000 |
| Application Approved But Not Accepted | 1,817 | $205,361,000 | $113,000 | $2,540,000 | $104,000 | $3,191,000 |
| Preapproval Denied by Financial Institution | 603 | $83,563,000 | $138,000 | $998,000 | $56,000 | $516,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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