Reliance First Capital, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reliance First Capital, Llc 201 Old Country Road Suite 205 Wilmington, DE 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 13,355 |
| Total Mortgage Loan Application Amount | $2,845,515,000 |
| Average Mortgage Loan Application Amount | $205,333 |
| Highest Mortgage Loan Application Amount | $2,755,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $1,645,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Reliance First Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reliance First Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Reliance First Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reliance First Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Reliance First Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reliance First Capital, Llc's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,633 | $ 276,955,000 | $ 189,314 | $ 60,428 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 552 | $ 206,790,000 | $ 358,000 | $ 92,500 |
| PITTSBURGH, PA | 457 | $ 74,625,000 | $ 163,000 | $ 64,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 411 | $ 130,155,000 | $ 316,000 | $ 96,000 |
| CLEVELAND-ELYRIA, OH | 374 | $ 57,050,000 | $ 152,000 | $ 66,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 365 | $ 75,005,000 | $ 203,000 | $ 75,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 352 | $ 79,050,000 | $ 224,000 | $ 70,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 339 | $ 105,335,000 | $ 302,000 | $ 87,000 |
| COLUMBUS, OH | 209 | $ 39,695,000 | $ 189,000 | $ 72,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 204 | $ 51,920,000 | $ 254,000 | $ 80,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 195 | $ 62,515,000 | $ 320,000 | $ 90,000 |
| PHILADELPHIA, PA | 187 | $ 32,775,000 | $ 175,000 | $ 55,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 185 | $ 43,045,000 | $ 232,000 | $ 74,000 |
| CINCINNATI, OH-KY-IN | 185 | $ 33,565,000 | $ 158,666 | $ 60,333 |
| NEW YORK-NEWARK, NY | 185 | $ 44,605,000 | $ 239,500 | $ 83,000 |
| PROVIDENCE-WARWICK, RI-MA | 183 | $ 41,355,000 | $ 229,000 | $ 64,500 |
| BOSTON, MA | 181 | $ 55,055,000 | $ 304,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 170 | $ 27,100,000 | $ 159,000 | $ 55,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 157 | $ 29,815,000 | $ 189,000 | $ 64,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 157 | $ 32,555,000 | $ 185,500 | $ 62,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 137 | $ 31,395,000 | $ 229,000 | $ 67,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 136 | $ 44,150,000 | $ 324,000 | $ 84,000 |
| RALEIGH, NC | 130 | $ 32,030,000 | $ 246,000 | $ 99,000 |
| NEW HAVEN-MILFORD, CT | 122 | $ 25,150,000 | $ 206,000 | $ 71,000 |
| RICHMOND, VA | 118 | $ 24,420,000 | $ 206,000 | $ 60,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 113 | $ 30,055,000 | $ 265,000 | $ 84,000 |
| BIRMINGHAM-HOOVER, AL | 109 | $ 17,985,000 | $ 165,000 | $ 59,000 |
| PORTLAND-SOUTH PORTLAND, ME | 108 | $ 26,850,000 | $ 248,000 | $ 76,000 |
| WORCESTER, MA-CT | 102 | $ 22,920,000 | $ 220,000 | $ 62,500 |
| NEW ORLEANS-METAIRIE, LA | 100 | $ 17,060,000 | $ 170,000 | $ 61,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 99 | $ 20,795,000 | $ 210,000 | $ 58,000 |
| MEMPHIS, TN-MS-AR | 99 | $ 18,345,000 | $ 163,000 | $ 47,333 |
| WARREN-TROY-FARMINGTON HILLS, MI | 89 | $ 16,645,000 | $ 187,000 | $ 66,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 86 | $ 14,890,000 | $ 163,500 | $ 52,500 |
| AKRON, OH | 85 | $ 13,855,000 | $ 163,000 | $ 75,000 |
| MANCHESTER-NASHUA, NH | 85 | $ 20,665,000 | $ 243,000 | $ 91,000 |
| NEWARK, NJ-PA | 84 | $ 22,240,000 | $ 231,500 | $ 64,500 |
| DALLAS-PLANO-IRVING, TX | 81 | $ 15,795,000 | $ 195,000 | $ 77,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 80 | $ 14,150,000 | $ 176,000 | $ 76,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 80 | $ 18,760,000 | $ 234,000 | $ 64,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 79 | $ 16,975,000 | $ 241,500 | $ 73,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 78 | $ 15,660,000 | $ 200,000 | $ 61,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 73 | $ 12,235,000 | $ 167,000 | $ 66,000 |
| KNOXVILLE, TN | 73 | $ 13,895,000 | $ 190,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 72 | $ 16,520,000 | $ 229,000 | $ 76,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 66 | $ 19,380,000 | $ 293,000 | $ 81,000 |
| GARY, IN | 65 | $ 10,795,000 | $ 166,000 | $ 53,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 65 | $ 12,855,000 | $ 197,000 | $ 56,000 |
| DURHAM-CHAPEL HILL, NC | 63 | $ 12,265,000 | $ 194,000 | $ 61,000 |
| ROCHESTER, NY | 58 | $ 9,410,000 | $ 162,000 | $ 65,000 |
| ALBANY-SCHENECTADY-TROY, NY | 57 | $ 10,445,000 | $ 183,000 | $ 74,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 56 | $ 16,850,000 | $ 300,500 | $ 71,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 53 | $ 12,265,000 | $ 231,000 | $ 57,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 53 | $ 9,045,000 | $ 170,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 53 | $ 6,415,000 | $ 127,000 | $ 60,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 52 | $ 9,720,000 | $ 195,500 | $ 70,500 |
| WINSTON-SALEM, NC | 52 | $ 9,490,000 | $ 182,000 | $ 69,000 |
| COLUMBIA, SC | 51 | $ 7,945,000 | $ 155,000 | $ 59,000 |
| BARNSTABLE TOWN, MA | 50 | $ 16,600,000 | $ 332,000 | $ 82,000 |
| CAMDEN, NJ | 50 | $ 9,600,000 | $ 192,000 | $ 61,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 50 | $ 7,150,000 | $ 143,000 | $ 57,000 |
| BATON ROUGE, LA | 49 | $ 9,505,000 | $ 193,000 | $ 65,000 |
| ALBUQUERQUE, NM | 47 | $ 8,585,000 | $ 182,000 | $ 58,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 46 | $ 6,400,000 | $ 139,000 | $ 38,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 46 | $ 10,310,000 | $ 224,000 | $ 50,000 |
| TOLEDO, OH | 45 | $ 7,385,000 | $ 164,000 | $ 61,000 |
| HUNTSVILLE, AL | 44 | $ 8,630,000 | $ 196,000 | $ 68,000 |
| SPRINGFIELD, MA | 44 | $ 8,290,000 | $ 188,000 | $ 65,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 43 | $ 8,145,000 | $ 189,000 | $ 60,000 |
| HARRISBURG-CARLISLE, PA | 43 | $ 7,925,000 | $ 184,000 | $ 80,000 |
| ASHEVILLE, NC | 42 | $ 8,670,000 | $ 206,000 | $ 54,000 |
| FORT WORTH-ARLINGTON, TX | 41 | $ 8,205,000 | $ 200,000 | $ 75,000 |
| SYRACUSE, NY | 40 | $ 6,090,000 | $ 152,000 | $ 58,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 40 | $ 9,170,000 | $ 229,000 | $ 69,000 |
| YORK-HANOVER, PA | 40 | $ 7,070,000 | $ 176,000 | $ 44,000 |
| CANTON-MASSILLON, OH | 39 | $ 5,715,000 | $ 146,000 | $ 75,000 |
| EAST STROUDSBURG, PA | 39 | $ 6,345,000 | $ 162,000 | $ 64,000 |
| JACKSONVILLE, FL | 39 | $ 8,865,000 | $ 227,000 | $ 51,000 |
| NORWICH-NEW LONDON, CT | 39 | $ 8,285,000 | $ 212,000 | $ 64,000 |
| HICKORY-LENOIR-MORGANTON, NC | 38 | $ 6,620,000 | $ 174,000 | $ 70,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 38 | $ 5,420,000 | $ 142,000 | $ 43,000 |
| GREENSBORO-HIGH POINT, NC | 37 | $ 7,035,000 | $ 190,000 | $ 67,000 |
| MONTGOMERY, AL | 37 | $ 6,085,000 | $ 164,000 | $ 57,000 |
| CHATTANOOGA, TN-GA | 36 | $ 5,710,000 | $ 161,500 | $ 58,000 |
| LANCASTER, PA | 36 | $ 7,490,000 | $ 208,000 | $ 69,000 |
| SALISBURY, MD-DE | 35 | $ 7,585,000 | $ 214,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 33 | $ 8,545,000 | $ 258,000 | $ 119,000 |
| WILMINGTON, DE-MD-NJ | 33 | $ 5,945,000 | $ 156,666 | $ 58,333 |
| LEXINGTON-FAYETTE, KY | 32 | $ 6,660,000 | $ 208,000 | $ 73,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 31 | $ 12,895,000 | $ 415,000 | $ 96,000 |
| READING, PA | 31 | $ 6,365,000 | $ 205,000 | $ 50,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 31 | $ 9,995,000 | $ 322,000 | $ 102,000 |
| CHICAGO-NAPERVILLE, IL | 30 | $ 5,380,000 | $ 179,000 | $ 52,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 30 | $ 5,730,000 | $ 191,000 | $ 64,000 |
| FORT WAYNE, IN | 30 | $ 4,510,000 | $ 150,000 | $ 55,000 |
| FAYETTEVILLE, NC | 29 | $ 3,755,000 | $ 129,000 | $ 71,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 29 | $ 4,585,000 | $ 158,000 | $ 50,000 |
| SPARTANBURG, SC | 28 | $ 5,600,000 | $ 200,000 | $ 64,000 |
| TUCSON, AZ | 28 | $ 5,760,000 | $ 205,000 | $ 59,000 |
| AUSTIN-ROUND ROCK, TX | 27 | $ 6,465,000 | $ 239,000 | $ 97,000 |
| CLARKSVILLE, TN-KY | 27 | $ 3,765,000 | $ 129,000 | $ 56,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 27 | $ 6,075,000 | $ 225,000 | $ 69,000 |
| SHREVEPORT-BOSSIER CITY, LA | 27 | $ 3,305,000 | $ 122,000 | $ 39,000 |
| GRAND RAPIDS-WYOMING, MI | 26 | $ 3,830,000 | $ 147,000 | $ 41,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 5,470,000 | $ 210,000 | $ 87,000 |
| WILMINGTON, NC | 26 | $ 5,650,000 | $ 217,000 | $ 64,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 25 | $ 5,345,000 | $ 213,000 | $ 63,000 |
| MOBILE, AL | 24 | $ 4,120,000 | $ 171,000 | $ 51,000 |
| TUSCALOOSA, AL | 24 | $ 4,120,000 | $ 171,000 | $ 54,000 |
| CAPE CORAL-FORT MYERS, FL | 23 | $ 5,155,000 | $ 224,000 | $ 61,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 23 | $ 3,645,000 | $ 158,000 | $ 112,000 |
| TACOMA-LAKEWOOD, WA | 23 | $ 6,925,000 | $ 301,000 | $ 97,000 |
| LAFAYETTE, LA | 22 | $ 4,040,000 | $ 183,000 | $ 54,000 |
| LAKELAND-WINTER HAVEN, FL | 22 | $ 3,820,000 | $ 173,000 | $ 58,000 |
| ERIE, PA | 21 | $ 3,475,000 | $ 165,000 | $ 80,000 |
| PORT ST. LUCIE, FL | 21 | $ 3,985,000 | $ 189,000 | $ 53,000 |
| ROANOKE, VA | 21 | $ 3,485,000 | $ 165,000 | $ 52,000 |
| JACKSON, MS | 20 | $ 3,760,000 | $ 188,000 | $ 56,000 |
| KANSAS CITY, MO-KS | 20 | $ 4,370,000 | $ 218,000 | $ 71,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 20 | $ 2,890,000 | $ 122,500 | $ 65,000 |
| KINGSTON, NY | 20 | $ 4,610,000 | $ 230,000 | $ 55,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 20 | $ 3,900,000 | $ 195,000 | $ 65,000 |
| SPOKANE-SPOKANE VALLEY, WA | 20 | $ 3,750,000 | $ 187,000 | $ 52,000 |
| BANGOR, ME | 19 | $ 2,575,000 | $ 135,000 | $ 71,000 |
| LEWISTON-AUBURN, ME | 19 | $ 2,965,000 | $ 156,000 | $ 40,000 |
| EVANSVILLE, IN-KY | 18 | $ 2,700,000 | $ 158,500 | $ 56,000 |
| LYNCHBURG, VA | 18 | $ 3,130,000 | $ 173,000 | $ 63,000 |
| BURLINGTON, NC | 17 | $ 2,985,000 | $ 175,000 | $ 68,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 17 | $ 3,195,000 | $ 187,000 | $ 59,000 |
| GETTYSBURG, PA | 17 | $ 3,125,000 | $ 183,000 | $ 63,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 17 | $ 4,455,000 | $ 484,000 | $ 225,500 |
| DENVER-AURORA-LAKEWOOD, CO | 16 | $ 5,190,000 | $ 324,000 | $ 71,000 |
| HOUMA-THIBODAUX, LA | 16 | $ 2,660,000 | $ 166,000 | $ 78,000 |
| LEBANON, PA | 16 | $ 2,290,000 | $ 143,000 | $ 59,000 |
| MICHIGAN CITY-LA PORTE, IN | 16 | $ 2,420,000 | $ 151,000 | $ 56,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 16 | $ 4,690,000 | $ 293,000 | $ 68,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 15 | $ 1,985,000 | $ 136,000 | $ 27,500 |
| MORRISTOWN, TN | 15 | $ 2,515,000 | $ 167,000 | $ 49,000 |
| TRENTON, NJ | 15 | $ 2,905,000 | $ 193,000 | $ 68,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 14 | $ 2,540,000 | $ 181,000 | $ 79,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 14 | $ 2,880,000 | $ 205,000 | $ 98,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 14 | $ 2,410,000 | $ 172,000 | $ 69,000 |
| OCALA, FL | 14 | $ 1,990,000 | $ 142,000 | $ 50,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 14 | $ 2,260,000 | $ 161,000 | $ 47,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 14 | $ 3,420,000 | $ 244,000 | $ 76,000 |
| ROCKY MOUNT, NC | 14 | $ 2,220,000 | $ 158,000 | $ 69,000 |
| SALEM, OR | 14 | $ 2,940,000 | $ 210,000 | $ 45,000 |
| TALLAHASSEE, FL | 14 | $ 2,420,000 | $ 172,000 | $ 44,000 |
| UTICA-ROME, NY | 14 | $ 1,920,000 | $ 137,000 | $ 45,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 13 | $ 7,375,000 | $ 567,000 | $ 117,000 |
| CHARLOTTESVILLE, VA | 13 | $ 3,125,000 | $ 240,000 | $ 65,000 |
| DECATUR, AL | 13 | $ 1,815,000 | $ 139,000 | $ 49,000 |
| LAKE CHARLES, LA | 13 | $ 1,785,000 | $ 137,000 | $ 73,000 |
| PITTSFIELD, MA | 13 | $ 2,265,000 | $ 174,000 | $ 45,000 |
| ALTOONA, PA | 12 | $ 1,430,000 | $ 119,000 | $ 46,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 12 | $ 2,170,000 | $ 180,000 | $ 88,000 |
| COLORADO SPRINGS, CO | 12 | $ 2,720,000 | $ 226,000 | $ 55,000 |
| ELKHART-GOSHEN, IN | 12 | $ 1,720,000 | $ 143,000 | $ 53,000 |
| FLINT, MI | 12 | $ 1,440,000 | $ 120,000 | $ 62,000 |
| FORT SMITH, AR-OK | 12 | $ 1,950,000 | $ 162,000 | $ 55,000 |
| HOT SPRINGS, AR | 12 | $ 1,680,000 | $ 140,000 | $ 59,000 |
| JOHNSON CITY, TN | 12 | $ 1,650,000 | $ 137,000 | $ 49,000 |
| LANSING-EAST LANSING, MI | 12 | $ 1,700,000 | $ 141,000 | $ 49,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 11 | $ 2,095,000 | $ 190,000 | $ 77,000 |
| BLOOMSBURG-BERWICK, PA | 11 | $ 1,715,000 | $ 155,000 | $ 72,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 1,925,000 | $ 175,000 | $ 61,000 |
| DOVER, DE | 11 | $ 2,485,000 | $ 225,000 | $ 73,000 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 1,545,000 | $ 140,000 | $ 34,000 |
| WICHITA, KS | 11 | $ 1,855,000 | $ 168,000 | $ 69,000 |
| AUBURN-OPELIKA, AL | 10 | $ 1,360,000 | $ 136,000 | $ 77,000 |
| CHEYENNE, WY | 10 | $ 2,350,000 | $ 235,000 | $ 47,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 10 | $ 1,750,000 | $ 175,000 | $ 57,000 |
| EUGENE, OR | 10 | $ 2,000,000 | $ 200,000 | $ 59,000 |
| GLENS FALLS, NY | 10 | $ 2,180,000 | $ 218,000 | $ 65,000 |
| GOLDSBORO, NC | 10 | $ 1,590,000 | $ 159,000 | $ 45,000 |
| GREENVILLE, NC | 10 | $ 1,670,000 | $ 167,000 | $ 74,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 10 | $ 1,790,000 | $ 179,000 | $ 46,000 |
| JOHNSTOWN, PA | 10 | $ 1,360,000 | $ 136,000 | $ 52,000 |
| JONESBORO, AR | 10 | $ 1,580,000 | $ 158,000 | $ 63,000 |
| LUBBOCK, TX | 10 | $ 1,540,000 | $ 154,000 | $ 85,000 |
| OCEAN CITY, NJ | 10 | $ 3,080,000 | $ 308,000 | $ 87,000 |
| STAUNTON-WAYNESBORO, VA | 10 | $ 1,970,000 | $ 197,000 | $ 50,000 |
| ANN ARBOR, MI | 9 | $ 1,805,000 | $ 200,000 | $ 97,000 |
| FLORENCE, SC | 9 | $ 1,365,000 | $ 151,000 | $ 46,000 |
| GADSDEN, AL | 9 | $ 1,655,000 | $ 183,000 | $ 37,000 |
| GAINESVILLE, FL | 9 | $ 1,585,000 | $ 176,000 | $ 67,000 |
| JACKSON, TN | 9 | $ 1,665,000 | $ 185,000 | $ 65,000 |
| MANSFIELD, OH | 9 | $ 1,165,000 | $ 129,000 | $ 29,000 |
| PANAMA CITY, FL | 9 | $ 1,905,000 | $ 211,000 | $ 75,000 |
| STATE COLLEGE, PA | 9 | $ 2,155,000 | $ 239,000 | $ 53,000 |
| WILLIAMSPORT, PA | 9 | $ 1,685,000 | $ 187,000 | $ 55,000 |
| ALBANY, OR | 8 | $ 1,330,000 | $ 166,000 | $ 44,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 1,610,000 | $ 201,000 | $ 33,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 8 | $ 1,350,000 | $ 168,000 | $ 59,000 |
| CLEVELAND, TN | 8 | $ 1,080,000 | $ 135,000 | $ 46,000 |
| COLUMBUS, GA-AL | 8 | $ 1,550,000 | $ 190,500 | $ 53,000 |
| DOTHAN, AL | 8 | $ 1,150,000 | $ 143,000 | $ 55,000 |
| ELGIN, IL | 8 | $ 1,070,000 | $ 133,000 | $ 48,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 1,630,000 | $ 203,000 | $ 41,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 940,000 | $ 117,000 | $ 57,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 8 | $ 2,760,000 | $ 345,000 | $ 104,000 |
| PUNTA GORDA, FL | 8 | $ 1,520,000 | $ 190,000 | $ 68,000 |
| SANTA FE, NM | 8 | $ 1,910,000 | $ 238,000 | $ 95,000 |
| BLOOMINGTON, IN | 7 | $ 1,415,000 | $ 202,000 | $ 61,000 |
| JACKSONVILLE, NC | 7 | $ 1,145,000 | $ 163,000 | $ 48,000 |
| MEDFORD, OR | 7 | $ 1,715,000 | $ 245,000 | $ 59,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 2,555,000 | $ 365,000 | $ 99,000 |
| SAN DIEGO-CARLSBAD, CA | 7 | $ 2,035,000 | $ 290,000 | $ 50,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 3,545,000 | $ 506,000 | $ 162,000 |
| SPRINGFIELD, OH | 7 | $ 735,000 | $ 105,000 | $ 54,000 |
| SUMTER, SC | 7 | $ 1,165,000 | $ 166,000 | $ 73,000 |
| WINCHESTER, VA-WV | 7 | $ 1,575,000 | $ 225,000 | $ 78,000 |
| ALEXANDRIA, LA | 6 | $ 920,000 | $ 153,000 | $ 61,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 810,000 | $ 135,000 | $ 51,000 |
| BATTLE CREEK, MI | 6 | $ 670,000 | $ 111,000 | $ 37,000 |
| CASPER, WY | 6 | $ 1,340,000 | $ 223,000 | $ 71,000 |
| FARMINGTON, NM | 6 | $ 1,030,000 | $ 171,000 | $ 61,000 |
| KENNEWICK-RICHLAND, WA | 6 | $ 1,070,000 | $ 178,000 | $ 54,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 830,000 | $ 138,000 | $ 26,000 |
| LIMA, OH | 6 | $ 820,000 | $ 136,000 | $ 68,000 |
| OLYMPIA-TUMWATER, WA | 6 | $ 1,760,000 | $ 293,000 | $ 75,000 |
| SAVANNAH, GA | 6 | $ 1,520,000 | $ 253,000 | $ 59,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,160,000 | $ 193,000 | $ 66,000 |
| TERRE HAUTE, IN | 6 | $ 700,000 | $ 116,000 | $ 21,000 |
| VINELAND-BRIDGETON, NJ | 6 | $ 790,000 | $ 131,000 | $ 27,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 895,000 | $ 179,000 | $ 53,000 |
| BEND-REDMOND, OR | 5 | $ 1,805,000 | $ 361,000 | $ 83,000 |
| BINGHAMTON, NY | 5 | $ 525,000 | $ 105,000 | $ 41,000 |
| BOWLING GREEN, KY | 5 | $ 985,000 | $ 197,000 | $ 59,000 |
| FRESNO, CA | 5 | $ 1,025,000 | $ 205,000 | $ 54,000 |
| HAMMOND, LA | 5 | $ 915,000 | $ 183,000 | $ 56,000 |
| HARRISONBURG, VA | 5 | $ 695,000 | $ 139,000 | $ 44,000 |
| KOKOMO, IN | 5 | $ 595,000 | $ 119,000 | $ 35,000 |
| LAS CRUCES, NM | 5 | $ 775,000 | $ 155,000 | $ 46,000 |
| MONROE, LA | 5 | $ 575,000 | $ 115,000 | $ 59,000 |
| MUNCIE, IN | 5 | $ 925,000 | $ 185,000 | $ 78,000 |
| MUSKEGON, MI | 5 | $ 485,000 | $ 97,000 | $ 41,000 |
| NEW BERN, NC | 5 | $ 905,000 | $ 181,000 | $ 95,000 |
| PINE BLUFF, AR | 5 | $ 715,000 | $ 143,000 | $ 31,000 |
| TOPEKA, KS | 5 | $ 825,000 | $ 165,000 | $ 23,000 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 635,000 | $ 127,000 | $ 48,000 |
| WHEELING, WV-OH | 5 | $ 575,000 | $ 115,000 | $ 67,000 |
| YUMA, AZ | 5 | $ 715,000 | $ 143,000 | $ 40,000 |
| ALBANY, GA | 4 | $ 840,000 | $ 210,000 | $ 29,000 |
| BAKERSFIELD, CA | 4 | $ 650,000 | $ 162,000 | $ 44,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 400,000 | $ 100,000 | $ 69,000 |
| COLUMBUS, IN | 4 | $ 500,000 | $ 125,000 | $ 32,000 |
| EL PASO, TX | 4 | $ 740,000 | $ 185,000 | $ 71,000 |
| GRANTS PASS, OR | 4 | $ 1,060,000 | $ 265,000 | $ 34,000 |
| GREELEY, CO | 4 | $ 900,000 | $ 225,000 | $ 46,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 570,000 | $ 142,500 | $ 82,500 |
| KILLEEN-TEMPLE, TX | 4 | $ 1,230,000 | $ 307,000 | $ 107,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 530,000 | $ 132,000 | $ 30,000 |
| OWENSBORO, KY | 4 | $ 490,000 | $ 122,000 | $ 37,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 2,560,000 | $ 640,000 | $ 119,000 |
| TEXARKANA, TX-AR | 4 | $ 610,000 | $ 152,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 850,000 | $ 212,000 | $ 81,000 |
| AMARILLO, TX | 3 | $ 585,000 | $ 195,000 | $ 87,000 |
| BELLINGHAM, WA | 3 | $ 755,000 | $ 251,000 | $ 63,000 |
| BOULDER, CO | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| DALTON, GA | 3 | $ 465,000 | $ 155,000 | $ 14,000 |
| DULUTH, MN-WI | 3 | $ 405,000 | $ 135,000 | $ 104,000 |
| ELMIRA, NY | 3 | $ 365,000 | $ 121,000 | $ 16,000 |
| FLAGSTAFF, AZ | 3 | $ 525,000 | $ 175,000 | $ 42,000 |
| FORT COLLINS, CO | 3 | $ 745,000 | $ 248,000 | $ 62,000 |
| GAINESVILLE, GA | 3 | $ 585,000 | $ 195,000 | $ 56,000 |
| HATTIESBURG, MS | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| ITHACA, NY | 3 | $ 535,000 | $ 178,000 | $ 107,000 |
| JACKSON, MI | 3 | $ 395,000 | $ 131,000 | $ 93,000 |
| LONGVIEW, WA | 3 | $ 665,000 | $ 221,000 | $ 34,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 535,000 | $ 178,000 | $ 71,000 |
| MIDLAND, TX | 3 | $ 655,000 | $ 218,000 | $ 108,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,105,000 | $ 368,000 | $ 119,000 |
| ROCHESTER, MN | 3 | $ 555,000 | $ 185,000 | $ 50,000 |
| SAGINAW, MI | 3 | $ 325,000 | $ 108,000 | $ 39,000 |
| SALINAS, CA | 3 | $ 1,345,000 | $ 448,000 | $ 61,000 |
| SAN ANGELO, TX | 3 | $ 535,000 | $ 178,000 | $ 59,000 |
| SPRINGFIELD, IL | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 3 | $ 315,000 | $ 105,000 | $ 109,000 |
| WARNER ROBINS, GA | 3 | $ 395,000 | $ 131,000 | $ 42,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 535,000 | $ 178,000 | $ 61,000 |
| WENATCHEE, WA | 3 | $ 815,000 | $ 271,000 | $ 59,000 |
| YAKIMA, WA | 3 | $ 645,000 | $ 215,000 | $ 22,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 360,000 | $ 180,000 | $ 8,000 |
| BAY CITY, MI | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| BILLINGS, MT | 2 | $ 520,000 | $ 260,000 | $ 132,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 300,000 | $ 150,000 | $ 126,000 |
| CORPUS CHRISTI, TX | 2 | $ 430,000 | $ 215,000 | $ 134,000 |
| CUMBERLAND, MD-WV | 2 | $ 200,000 | $ 100,000 | $ 62,000 |
| FARGO, ND-MN | 2 | $ 220,000 | $ 110,000 | $ 49,000 |
| LAWRENCE, KS | 2 | $ 390,000 | $ 195,000 | $ 0 |
| MIDLAND, MI | 2 | $ 440,000 | $ 220,000 | $ 50,000 |
| MONROE, MI | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 620,000 | $ 310,000 | $ 52,000 |
| ODESSA, TX | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| PEORIA, IL | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| REDDING, CA | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| ROCKFORD, IL | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| ROME, GA | 2 | $ 270,000 | $ 135,000 | $ 18,000 |
| SEBRING, FL | 2 | $ 320,000 | $ 160,000 | $ 31,000 |
| SHERMAN-DENISON, TX | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 400,000 | $ 200,000 | $ 114,000 |
| ST. CLOUD, MN | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| STOCKTON-LODI, CA | 2 | $ 740,000 | $ 370,000 | $ 92,000 |
| TYLER, TX | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| VALDOSTA, GA | 2 | $ 230,000 | $ 115,000 | $ 32,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 670,000 | $ 335,000 | $ 81,000 |
| WACO, TX | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| BRUNSWICK, GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| CHICO, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| DECATUR, IL | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| GRAND FORKS, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| GREAT FALLS, MT | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| HANFORD-CORCORAN, CA | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| LAREDO, TX | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| MANHATTAN, KS | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| MISSOULA, MT | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| MODESTO, CA | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 325,000 | $ 325,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| PUEBLO, CO | 1 | $ 135,000 | $ 135,000 | $ 21,000 |
| SAN RAFAEL, CA | 1 | $ 485,000 | $ 485,000 | $ 117,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 815,000 | $ 815,000 | $ 43,000 |
| SANTA ROSA, CA | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| WICHITA FALLS, TX | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 8,605 | $1,830,835,000 | $212,000 | $2,005,000 | $70,000 | $1,440,000 |
| Refinancing | 3,880 | $854,120,000 | $220,000 | $2,755,000 | $61,000 | $1,645,000 |
| Home Purchase | 870 | $160,560,000 | $184,000 | $745,000 | $75,000 | $666,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,170 | $1,737,590,000 | $212,000 | $2,755,000 | $73,000 | $1,645,000 |
| Not Provided | 2,036 | $445,660,000 | $218,000 | $1,325,000 | $54,000 | $629,000 |
| Black or African American | 2,024 | $388,010,000 | $191,000 | $1,295,000 | $59,000 | $900,000 |
| Hispanic | 721 | $170,995,000 | $237,000 | $1,265,000 | $73,000 | $805,000 |
| Asian | 261 | $78,545,000 | $300,000 | $955,000 | $80,000 | $575,000 |
| American Indian or Alaskan Native | 124 | $21,160,000 | $170,000 | $505,000 | $57,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,555,000 | $187,000 | $415,000 | $51,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,949 | $1,373,605,000 | $230,000 | $2,755,000 | $81,000 | $1,645,000 |
| FHA-insured (Federal Housing Administration) | 5,927 | $1,148,485,000 | $193,000 | $1,295,000 | $57,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 1,391 | $310,745,000 | $223,000 | $1,435,000 | $62,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 88 | $12,680,000 | $144,000 | $405,000 | $44,000 | $161,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 7,249 | $1,515,155,000 | $209,000 | $2,755,000 | $55,000 | $1,645,000 |
| Loan Originated | 5,239 | $1,144,825,000 | $218,000 | $1,995,000 | $83,000 | $1,065,000 |
| Application Approved But Not Accepted | 867 | $185,535,000 | $213,000 | $935,000 | $80,000 | $665,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,106 | $1,330,360,000 | $217,000 | $1,995,000 | $82,000 | $1,065,000 |
| Credit History | 2,315 | $422,115,000 | $182,000 | $1,295,000 | $46,000 | $960,000 |
| Debt-To-Income Ratio | 1,721 | $412,695,000 | $239,000 | $2,755,000 | $49,000 | $600,000 |
| Collateral | 1,432 | $302,000,000 | $210,000 | $1,635,000 | $60,000 | $1,645,000 |
| Other | 1,299 | $283,135,000 | $217,000 | $1,995,000 | $77,000 | $1,324,000 |
| Credit Application Incomplete | 278 | $50,890,000 | $183,000 | $2,005,000 | $42,000 | $984,000 |
| Unverifiable Information | 130 | $30,310,000 | $233,000 | $1,025,000 | $67,000 | $666,000 |
| Employment History | 45 | $8,905,000 | $197,000 | $955,000 | $63,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $5,105,000 | $176,000 | $525,000 | $73,000 | $405,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliance First Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.