Saxon Funding Management, Inc. Mortgage Lending & HMDA Data, 2005
In 2005, Saxon Funding Management, Inc. of Glen Allen, VA reported 14,045 mortgage applications totaling $2.6 billion. The average application was for $181,859, and applicants reported an average income of $64,532. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Baltimore-Towson, MD (535), Atlanta-Sandy Springs-Marietta, GA (507) and Phoenix-Mesa-Scottsdale, AZ (465) (applications in parentheses).
| Mortgage Company & Address | Saxon Funding Management, Inc. 4860 Cox Road Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 14,045 |
| Total Mortgage Loan Application Amount | $2,554,212,000 |
| Average Mortgage Loan Application Amount | $181,859 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $64,532 |
| Highest Applicant Income | $4,765,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Saxon Funding Management, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore-Towson, MD | 535 | $ 112,324,000 | $ 209,951 | $ 69,000 |
| Atlanta-Sandy Springs-Marietta, GA | 507 | $ 76,157,000 | $ 150,211 | $ 63,000 |
| Phoenix-Mesa-Scottsdale, AZ | 465 | $ 85,003,000 | $ 182,802 | $ 86,000 |
| Riverside-San Bernardino-Ontario, CA | 404 | $ 103,447,000 | $ 256,056 | $ 74,000 |
| Los Angeles-Long Beach-Glendale, CA | 367 | $ 110,825,000 | $ 301,975 | $ 86,000 |
| Chicago-Naperville-Joliet, IL | 292 | $ 51,418,000 | $ 176,089 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 256 | $ 34,810,000 | $ 135,976 | $ 56,000 |
| Las Vegas-Paradise, NV | 251 | $ 54,100,000 | $ 215,537 | $ 74,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 248 | $ 39,678,000 | $ 159,991 | $ 63,000 |
| Richmond, VA | 235 | $ 35,144,000 | $ 149,548 | $ 52,000 |
| Miami-Miami Beach-Kendall, FL | 233 | $ 46,478,000 | $ 199,476 | $ 131,000 |
| Bethesda-Frederick-Gaithersburg, MD | 226 | $ 61,526,000 | $ 272,238 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 204 | $ 26,743,000 | $ 131,093 | $ 69,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 193 | $ 51,407,000 | $ 266,357 | $ 77,000 |
| Orlando, FL | 177 | $ 29,841,000 | $ 168,593 | $ 60,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 159 | $ 30,853,000 | $ 194,044 | $ 73,000 |
| Oakland-Fremont-Hayward, CA | 151 | $ 55,059,000 | $ 364,629 | $ 120,000 |
| Detroit-Livonia-Dearborn, MI | 145 | $ 15,632,000 | $ 107,806 | $ 53,000 |
| Fresno, CA | 137 | $ 25,292,000 | $ 184,613 | $ 84,000 |
| Nassau-Suffolk, NY | 136 | $ 40,072,000 | $ 294,647 | $ 100,000 |
| New York-Wayne-White Plains, NY-NJ | 129 | $ 41,539,000 | $ 322,007 | $ 98,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 120 | $ 25,286,000 | $ 210,716 | $ 77,000 |
| Nashville-Davidson--Murfreesboro, TN | 112 | $ 15,512,000 | $ 138,500 | $ 57,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 111 | $ 21,661,000 | $ 195,144 | $ 74,000 |
| Warren-Farmington Hills-Troy, MI | 101 | $ 16,215,000 | $ 160,544 | $ 61,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 90 | $ 11,797,000 | $ 131,077 | $ 48,000 |
| Houston-Baytown-Sugar Land, TX | 90 | $ 10,290,000 | $ 114,333 | $ 70,000 |
| San Diego-Carlsbad-San Marcos, CA | 89 | $ 32,333,000 | $ 363,292 | $ 105,000 |
| Cleveland-Elyria-Mentor, OH | 88 | $ 11,686,000 | $ 132,795 | $ 77,000 |
| Tucson, AZ | 86 | $ 12,648,000 | $ 147,069 | $ 56,000 |
| Santa Ana-Anaheim-Irvine, CA | 84 | $ 32,520,000 | $ 387,142 | $ 106,000 |
| Portland-Vancouver-Beaverton, OR-WA | 83 | $ 16,403,000 | $ 197,626 | $ 100,000 |
| St. Louis, MO-IL | 82 | $ 11,654,000 | $ 142,121 | $ 60,000 |
| Dallas-Plano-Irving, TX | 77 | $ 8,550,000 | $ 111,038 | $ 62,000 |
| Seattle-Bellevue-Everett, WA | 74 | $ 16,104,000 | $ 217,621 | $ 70,000 |
| New Haven-Milford, CT | 70 | $ 12,025,000 | $ 171,785 | $ 59,000 |
| Modesto, CA | 69 | $ 17,796,000 | $ 257,913 | $ 79,000 |
| Stockton, CA | 68 | $ 19,345,000 | $ 284,485 | $ 85,000 |
| Indianapolis, IN | 67 | $ 7,534,000 | $ 112,447 | $ 54,000 |
| Jacksonville, FL | 67 | $ 9,173,000 | $ 136,910 | $ 62,000 |
| Tacoma, WA | 61 | $ 11,329,000 | $ 185,721 | $ 57,000 |
| Columbus, OH | 60 | $ 8,081,000 | $ 134,683 | $ 58,000 |
| Cincinnati-Middletown, OH-KY-IN | 59 | $ 8,049,000 | $ 136,423 | $ 62,000 |
| Bakersfield, CA | 58 | $ 8,801,000 | $ 151,741 | $ 69,000 |
| Fort Worth-Arlington, TX | 55 | $ 5,859,000 | $ 106,527 | $ 73,000 |
| Denver-Aurora, CO | 53 | $ 11,158,000 | $ 210,528 | $ 71,000 |
| Hartford-West Hartford-East Hartford, CT | 53 | $ 8,832,000 | $ 166,641 | $ 58,000 |
| Vallejo-Fairfield, CA | 53 | $ 17,806,000 | $ 335,962 | $ 83,000 |
| Charlotte-Gastonia-Concord, NC-SC | 50 | $ 6,422,000 | $ 128,440 | $ 137,000 |
| Madison, WI | 49 | $ 7,361,000 | $ 150,224 | $ 48,000 |
| Philadelphia, PA | 48 | $ 8,130,000 | $ 169,375 | $ 83,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 47 | $ 19,304,000 | $ 410,723 | $ 107,000 |
| Boston-Quincy, MA | 45 | $ 11,028,000 | $ 245,066 | $ 77,000 |
| Cape Coral-Fort Myers, FL | 45 | $ 6,908,000 | $ 153,511 | $ 64,000 |
| Palm Bay-Melbourne-Titusville, FL | 44 | $ 6,618,000 | $ 150,409 | $ 55,000 |
| Merced, CA | 42 | $ 10,908,000 | $ 259,714 | $ 77,000 |
| Omaha-Council Bluffs, NE-IA | 42 | $ 4,856,000 | $ 115,619 | $ 63,000 |
| Sarasota-Bradenton-Venice, FL | 42 | $ 7,312,000 | $ 174,095 | $ 71,000 |
| Visalia-Porterville, CA | 42 | $ 6,655,000 | $ 158,452 | $ 57,000 |
| Bridgeport-Stamford-Norwalk, CT | 39 | $ 10,066,000 | $ 258,102 | $ 93,000 |
| Edison, NJ | 39 | $ 7,964,000 | $ 204,205 | $ 77,000 |
| New Orleans-Metairie-Kenner, LA | 39 | $ 4,901,000 | $ 125,666 | $ 68,000 |
| Tulsa, OK | 39 | $ 5,097,000 | $ 130,692 | $ 58,000 |
| Charleston-North Charleston, SC | 36 | $ 3,969,000 | $ 110,250 | $ 47,000 |
| Anchorage, AK | 35 | $ 6,611,000 | $ 188,885 | $ 95,000 |
| Lakeland, FL | 35 | $ 3,808,000 | $ 108,800 | $ 43,000 |
| Raleigh-Cary, NC | 35 | $ 5,911,000 | $ 168,885 | $ 66,000 |
| Pittsburgh, PA | 34 | $ 3,746,000 | $ 110,176 | $ 52,000 |
| Worcester, MA | 34 | $ 6,706,000 | $ 197,235 | $ 69,000 |
| Camden, NJ | 33 | $ 5,288,000 | $ 160,242 | $ 66,000 |
| Columbia, SC | 33 | $ 3,932,000 | $ 119,151 | $ 52,000 |
| Port St. Lucie-Fort Pierce, FL | 33 | $ 5,598,000 | $ 169,636 | $ 52,000 |
| Salt Lake City, UT | 33 | $ 5,177,000 | $ 156,878 | $ 80,000 |
| York-Hanover, PA | 33 | $ 5,014,000 | $ 151,939 | $ 92,000 |
| Kansas City, MO-KS | 32 | $ 4,150,000 | $ 129,687 | $ 60,000 |
| Reno-Sparks, NV | 32 | $ 7,978,000 | $ 249,312 | $ 67,000 |
| Gary, IN | 31 | $ 2,755,000 | $ 88,870 | $ 57,000 |
| Hagerstown-Martinsburg, MD-WV | 31 | $ 5,662,000 | $ 182,645 | $ 74,000 |
| Springfield, MA | 31 | $ 4,589,000 | $ 148,032 | $ 55,000 |
| Pensacola-Ferry Pass-Brent, FL | 30 | $ 3,341,000 | $ 111,366 | $ 69,000 |
| Rochester, NY | 30 | $ 2,714,000 | $ 90,466 | $ 40,000 |
| Akron, OH | 29 | $ 3,756,000 | $ 129,517 | $ 51,000 |
| Lake County-Kenosha County, IL-WI | 29 | $ 6,610,000 | $ 227,931 | $ 87,000 |
| Wilmington, DE-MD-NJ | 29 | $ 5,155,000 | $ 177,758 | $ 60,000 |
| Newark-Union, NJ-PA | 28 | $ 6,020,000 | $ 215,000 | $ 89,000 |
| Albany-Schenectady-Troy, NY | 27 | $ 4,166,000 | $ 154,296 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 26 | $ 3,138,000 | $ 120,692 | $ 48,000 |
| Spokane, WA | 26 | $ 3,009,000 | $ 115,730 | $ 50,000 |
| Lansing-East Lansing, MI | 25 | $ 2,628,000 | $ 105,120 | $ 48,000 |
| Lexington-Fayette, KY | 25 | $ 3,473,000 | $ 138,920 | $ 47,000 |
| Memphis, TN-MS-AR | 25 | $ 2,842,000 | $ 113,680 | $ 53,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 25 | $ 5,882,000 | $ 235,280 | $ 89,000 |
| Albuquerque, NM | 24 | $ 3,175,000 | $ 132,291 | $ 59,000 |
| Grand Rapids-Wyoming, MI | 24 | $ 2,471,000 | $ 102,958 | $ 42,000 |
| Janesville, WI | 24 | $ 2,489,000 | $ 103,708 | $ 41,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 23 | $ 3,250,000 | $ 141,304 | $ 61,000 |
| Greenville, SC | 23 | $ 2,220,000 | $ 96,521 | $ 53,000 |
| Salem, OR | 22 | $ 3,381,000 | $ 153,681 | $ 57,000 |
| San Francisco-San Mateo-Redwood City, CA | 22 | $ 9,170,000 | $ 416,818 | $ 104,000 |
| Buffalo-Niagara Falls, NY | 21 | $ 1,909,000 | $ 90,904 | $ 47,000 |
| Dayton, OH | 20 | $ 2,325,000 | $ 116,250 | $ 50,000 |
| Dover, DE | 20 | $ 3,174,000 | $ 158,700 | $ 73,000 |
| Green Bay, WI | 20 | $ 2,474,000 | $ 123,700 | $ 52,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 20 | $ 5,708,000 | $ 285,400 | $ 77,000 |
| Austin-Round Rock, TX | 19 | $ 2,114,000 | $ 111,263 | $ 60,000 |
| Baton Rouge, LA | 19 | $ 1,719,000 | $ 90,473 | $ 46,000 |
| Jackson, MS | 19 | $ 2,025,000 | $ 106,578 | $ 42,000 |
| Madera, CA | 19 | $ 3,525,000 | $ 185,526 | $ 65,000 |
| Ocala, FL | 19 | $ 2,516,000 | $ 132,421 | $ 66,000 |
| Savannah, GA | 19 | $ 2,481,000 | $ 130,578 | $ 79,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 1,704,000 | $ 94,666 | $ 54,000 |
| Eugene-Springfield, OR | 18 | $ 2,519,000 | $ 139,944 | $ 49,000 |
| Macon, GA | 18 | $ 1,487,000 | $ 82,611 | $ 32,000 |
| Racine, WI | 18 | $ 2,358,000 | $ 131,000 | $ 65,000 |
| Roanoke, VA | 18 | $ 1,887,000 | $ 104,833 | $ 41,000 |
| Yuba City, CA | 18 | $ 4,205,000 | $ 233,611 | $ 59,000 |
| Chattanooga, TN-GA | 17 | $ 1,537,000 | $ 90,411 | $ 45,000 |
| Des Moines, IA | 17 | $ 1,756,000 | $ 103,294 | $ 56,000 |
| El Paso, TX | 17 | $ 1,429,000 | $ 84,058 | $ 56,000 |
| Little Rock-North Little Rock, AR | 17 | $ 1,589,000 | $ 93,470 | $ 51,000 |
| Salinas, CA | 17 | $ 6,139,000 | $ 361,117 | $ 88,000 |
| San Antonio, TX | 17 | $ 1,281,000 | $ 75,352 | $ 55,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 4,495,000 | $ 280,937 | $ 85,000 |
| El Centro, CA | 16 | $ 2,859,000 | $ 178,687 | $ 68,000 |
| Essex County, MA | 16 | $ 4,389,000 | $ 274,312 | $ 72,000 |
| Kalamazoo-Portage, MI | 16 | $ 1,831,000 | $ 114,437 | $ 44,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 7,352,000 | $ 459,500 | $ 195,000 |
| Prescott, AZ | 16 | $ 2,506,000 | $ 156,625 | $ 52,000 |
| Providence-New Bedford-Fall River, RI-MA | 16 | $ 2,868,000 | $ 179,250 | $ 71,000 |
| Syracuse, NY | 16 | $ 1,384,000 | $ 86,500 | $ 39,000 |
| Utica-Rome, NY | 16 | $ 1,552,000 | $ 97,000 | $ 44,000 |
| Fort Wayne, IN | 15 | $ 1,422,000 | $ 94,800 | $ 41,000 |
| Hanford-Corcoran, CA | 15 | $ 2,168,000 | $ 144,533 | $ 57,000 |
| Louisville, KY-IN | 15 | $ 2,044,000 | $ 136,266 | $ 53,000 |
| Yuma, AZ | 15 | $ 1,775,000 | $ 118,333 | $ 46,000 |
| Canton-Massillon, OH | 14 | $ 1,573,000 | $ 112,357 | $ 87,000 |
| Columbus, GA-AL | 14 | $ 1,577,000 | $ 112,642 | $ 53,000 |
| Fort Walton Beach-Crestview-Destin, FL | 14 | $ 1,949,000 | $ 139,214 | $ 51,000 |
| Gainesville, GA | 14 | $ 2,622,000 | $ 187,285 | $ 67,000 |
| Honolulu, HI | 14 | $ 4,175,000 | $ 298,214 | $ 105,000 |
| McAllen-Edinburg-Pharr, TX | 14 | $ 817,000 | $ 58,357 | $ 47,000 |
| Norwich-New London, CT | 14 | $ 2,292,000 | $ 163,714 | $ 64,000 |
| Oklahoma City, OK | 14 | $ 1,871,000 | $ 133,642 | $ 57,000 |
| Provo-Orem, UT | 14 | $ 2,321,000 | $ 165,785 | $ 94,000 |
| Evansville, IN-KY | 13 | $ 1,326,000 | $ 102,000 | $ 73,000 |
| Greensboro-High Point, NC | 13 | $ 1,167,000 | $ 89,769 | $ 51,000 |
| Lynchburg, VA | 13 | $ 1,421,000 | $ 109,307 | $ 47,000 |
| Portland-South Portland-Biddeford, ME | 13 | $ 2,461,000 | $ 189,307 | $ 59,000 |
| Spartanburg, SC | 13 | $ 1,288,000 | $ 99,076 | $ 36,000 |
| Tallahassee, FL | 13 | $ 1,296,000 | $ 99,692 | $ 38,000 |
| Ann Arbor, MI | 12 | $ 2,499,000 | $ 208,250 | $ 95,000 |
| Santa Rosa-Petaluma, CA | 12 | $ 4,257,000 | $ 354,750 | $ 93,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 950,000 | $ 79,166 | $ 43,000 |
| Atlantic City, NJ | 11 | $ 2,281,000 | $ 207,363 | $ 95,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 1,539,000 | $ 139,909 | $ 50,000 |
| Burlington-South Burlington, VT | 11 | $ 1,666,000 | $ 151,454 | $ 63,000 |
| Charlottesville, VA | 11 | $ 1,796,000 | $ 163,272 | $ 53,000 |
| Colorado Springs, CO | 11 | $ 2,325,000 | $ 211,363 | $ 70,000 |
| Durham, NC | 11 | $ 2,234,000 | $ 203,090 | $ 78,000 |
| Flint, MI | 11 | $ 1,218,000 | $ 110,727 | $ 50,000 |
| Jackson, MI | 11 | $ 920,000 | $ 83,636 | $ 68,000 |
| Medford, OR | 11 | $ 1,545,000 | $ 140,454 | $ 49,000 |
| Panama City-Lynn Haven, FL | 11 | $ 1,806,000 | $ 164,181 | $ 70,000 |
| Peoria, IL | 11 | $ 701,000 | $ 63,727 | $ 39,000 |
| Springfield, MO | 11 | $ 1,114,000 | $ 101,272 | $ 44,000 |
| Wilmington, NC | 11 | $ 1,613,000 | $ 146,636 | $ 67,000 |
| Greeley, CO | 10 | $ 1,765,000 | $ 176,500 | $ 56,000 |
| Knoxville, TN | 10 | $ 1,720,000 | $ 172,000 | $ 70,000 |
| Manchester-Nashua, NH | 10 | $ 1,595,000 | $ 159,500 | $ 50,000 |
| Naples-Marco Island, FL | 10 | $ 2,170,000 | $ 217,000 | $ 60,000 |
| Niles-Benton Harbor, MI | 10 | $ 1,122,000 | $ 112,200 | $ 37,000 |
| Toledo, OH | 10 | $ 1,718,000 | $ 171,800 | $ 64,000 |
| Appleton, WI | 9 | $ 1,162,000 | $ 129,111 | $ 56,000 |
| Battle Creek, MI | 9 | $ 837,000 | $ 93,000 | $ 54,000 |
| Champaign-Urbana, IL | 9 | $ 768,000 | $ 85,333 | $ 37,000 |
| Corvallis, OR | 9 | $ 1,657,000 | $ 184,111 | $ 71,000 |
| Dalton, GA | 9 | $ 1,419,000 | $ 157,666 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 1,395,000 | $ 155,000 | $ 72,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 9 | $ 990,000 | $ 110,000 | $ 53,000 |
| Reading, PA | 9 | $ 1,222,000 | $ 135,777 | $ 68,000 |
| Salisbury, MD | 9 | $ 1,305,000 | $ 145,000 | $ 49,000 |
| Waco, TX | 9 | $ 675,000 | $ 75,000 | $ 44,000 |
| Winston-Salem, NC | 9 | $ 1,025,000 | $ 113,888 | $ 44,000 |
| Albany, GA | 8 | $ 574,000 | $ 71,750 | $ 49,000 |
| Athens-Clarke County, GA | 8 | $ 946,000 | $ 118,250 | $ 36,000 |
| Barnstable Town, MA | 8 | $ 2,068,000 | $ 258,500 | $ 84,000 |
| Beaumont-Port Arthur, TX | 8 | $ 699,000 | $ 87,375 | $ 60,000 |
| Bend, OR | 8 | $ 2,141,000 | $ 267,625 | $ 154,000 |
| Chico, CA | 8 | $ 1,579,000 | $ 197,375 | $ 63,000 |
| Fargo, ND-MN | 8 | $ 816,000 | $ 102,000 | $ 65,000 |
| Fayetteville, NC | 8 | $ 758,000 | $ 94,750 | $ 51,000 |
| Flagstaff, AZ | 8 | $ 1,430,000 | $ 178,750 | $ 61,000 |
| Muskegon-Norton Shores, MI | 8 | $ 1,039,000 | $ 129,875 | $ 52,000 |
| Olympia, WA | 8 | $ 1,191,000 | $ 148,875 | $ 59,000 |
| Punta Gorda, FL | 8 | $ 1,063,000 | $ 132,875 | $ 32,000 |
| Redding, CA | 8 | $ 1,417,000 | $ 177,125 | $ 41,000 |
| Rome, GA | 8 | $ 719,000 | $ 89,875 | $ 56,000 |
| Saginaw-Saginaw Township North, MI | 8 | $ 689,000 | $ 86,125 | $ 48,000 |
| Shreveport-Bossier City, LA | 8 | $ 717,000 | $ 89,625 | $ 56,000 |
| Springfield, IL | 8 | $ 758,000 | $ 94,750 | $ 57,000 |
| Boulder, CO | 7 | $ 1,627,000 | $ 232,428 | $ 165,000 |
| Cedar Rapids, IA | 7 | $ 711,000 | $ 101,571 | $ 54,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 656,000 | $ 93,714 | $ 53,000 |
| Eau Claire, WI | 7 | $ 812,000 | $ 116,000 | $ 38,000 |
| Fairbanks, AK | 7 | $ 957,000 | $ 136,714 | $ 61,000 |
| Fond Du Lac, WI | 7 | $ 1,196,000 | $ 170,857 | $ 80,000 |
| Glens Falls, NY | 7 | $ 705,000 | $ 100,714 | $ 52,000 |
| Gulfport-Biloxi, MS | 7 | $ 590,000 | $ 84,285 | $ 58,000 |
| Harrisburg-Carlisle, PA | 7 | $ 824,000 | $ 117,714 | $ 44,000 |
| Hattiesburg, MS | 7 | $ 529,000 | $ 75,571 | $ 43,000 |
| La Crosse, WI-MN | 7 | $ 773,000 | $ 110,428 | $ 51,000 |
| Lake Charles, LA | 7 | $ 596,000 | $ 85,142 | $ 55,000 |
| Oshkosh-Neenah, WI | 7 | $ 866,000 | $ 123,714 | $ 51,000 |
| State College, PA | 7 | $ 949,000 | $ 135,571 | $ 98,000 |
| Warner Robins, GA | 7 | $ 665,000 | $ 95,000 | $ 38,000 |
| Winchester, VA-WV | 7 | $ 1,189,000 | $ 169,857 | $ 61,000 |
| Yakima, WA | 7 | $ 711,000 | $ 101,571 | $ 41,000 |
| Bellingham, WA | 6 | $ 1,502,000 | $ 250,333 | $ 93,000 |
| Brunswick, GA | 6 | $ 555,000 | $ 92,500 | $ 54,000 |
| Corpus Christi, TX | 6 | $ 435,000 | $ 72,500 | $ 60,000 |
| Cumberland, MD-WV | 6 | $ 559,000 | $ 93,166 | $ 33,000 |
| Duluth, MN-WI | 6 | $ 519,000 | $ 86,500 | $ 43,000 |
| Houma-Bayou Cane-Thibodaux, LA | 6 | $ 614,000 | $ 102,333 | $ 38,000 |
| Johnstown, PA | 6 | $ 680,000 | $ 113,333 | $ 54,000 |
| Lafayette, IN | 6 | $ 645,000 | $ 107,500 | $ 43,000 |
| Lancaster, PA | 6 | $ 1,032,000 | $ 172,000 | $ 48,000 |
| Morristown, TN | 6 | $ 809,000 | $ 134,833 | $ 48,000 |
| Pueblo, CO | 6 | $ 796,000 | $ 132,666 | $ 48,000 |
| Rockford, IL | 6 | $ 718,000 | $ 119,666 | $ 59,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,551,000 | $ 258,500 | $ 193,000 |
| Sherman-Denison, TX | 6 | $ 451,000 | $ 75,166 | $ 43,000 |
| Terre Haute, IN | 6 | $ 484,000 | $ 80,666 | $ 41,000 |
| Vero Beach, FL | 6 | $ 735,000 | $ 122,500 | $ 64,000 |
| Asheville, NC | 5 | $ 629,000 | $ 125,800 | $ 56,000 |
| Boise City-Nampa, ID | 5 | $ 513,000 | $ 102,600 | $ 35,000 |
| Charleston, WV | 5 | $ 559,000 | $ 111,800 | $ 60,000 |
| Clarksville, TN-KY | 5 | $ 545,000 | $ 109,000 | $ 42,000 |
| Cleveland, TN | 5 | $ 439,000 | $ 87,800 | $ 42,000 |
| Gainesville, FL | 5 | $ 549,000 | $ 109,800 | $ 56,000 |
| Grand Junction, CO | 5 | $ 579,000 | $ 115,800 | $ 36,000 |
| Harrisonburg, VA | 5 | $ 568,000 | $ 113,600 | $ 50,000 |
| Jackson, TN | 5 | $ 456,000 | $ 91,200 | $ 41,000 |
| Jefferson City, MO | 5 | $ 551,000 | $ 110,200 | $ 46,000 |
| Johnson City, TN | 5 | $ 489,000 | $ 97,800 | $ 54,000 |
| Joplin, MO | 5 | $ 304,000 | $ 60,800 | $ 25,000 |
| Kennewick-Richland-Pasco, WA | 5 | $ 514,000 | $ 102,800 | $ 44,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 354,000 | $ 70,800 | $ 67,000 |
| Kingston, NY | 5 | $ 833,000 | $ 166,600 | $ 49,000 |
| Lima, OH | 5 | $ 435,000 | $ 87,000 | $ 35,000 |
| Lubbock, TX | 5 | $ 310,000 | $ 62,000 | $ 48,000 |
| Monroe, MI | 5 | $ 703,000 | $ 140,600 | $ 65,000 |
| Rocky Mount, NC | 5 | $ 532,000 | $ 106,400 | $ 42,000 |
| San Angelo, TX | 5 | $ 409,000 | $ 81,800 | $ 59,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 448,000 | $ 89,600 | $ 59,000 |
| Sumter, SC | 5 | $ 523,000 | $ 104,600 | $ 52,000 |
| Trenton-Ewing, NJ | 5 | $ 1,896,000 | $ 379,200 | $ 121,000 |
| Vineland-Millville-Bridgeton, NJ | 5 | $ 557,000 | $ 111,400 | $ 37,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5 | $ 1,182,000 | $ 236,400 | $ 86,000 |
| Bangor, ME | 4 | $ 407,000 | $ 101,750 | $ 26,000 |
| Binghamton, NY | 4 | $ 269,000 | $ 67,250 | $ 34,000 |
| Bloomington-Normal, IL | 4 | $ 348,000 | $ 87,000 | $ 37,000 |
| Casper, WY | 4 | $ 515,000 | $ 128,750 | $ 34,000 |
| Cheyenne, WY | 4 | $ 490,000 | $ 122,500 | $ 43,000 |
| Coeur D'Alene, ID | 4 | $ 601,000 | $ 150,250 | $ 55,000 |
| Elmira, NY | 4 | $ 241,000 | $ 60,250 | $ 37,000 |
| Florence, SC | 4 | $ 358,000 | $ 89,500 | $ 33,000 |
| Fort Smith, AR-OK | 4 | $ 314,000 | $ 78,500 | $ 40,000 |
| Jacksonville, NC | 4 | $ 619,000 | $ 154,750 | $ 122,000 |
| Kokomo, IN | 4 | $ 404,000 | $ 101,000 | $ 35,000 |
| Lafayette, LA | 4 | $ 571,000 | $ 142,750 | $ 64,000 |
| Lincoln, NE | 4 | $ 578,000 | $ 144,500 | $ 105,000 |
| Ogden-Clearfield, UT | 4 | $ 394,000 | $ 98,500 | $ 39,000 |
| Santa Fe, NM | 4 | $ 811,000 | $ 202,750 | $ 108,000 |
| Sheboygan, WI | 4 | $ 507,000 | $ 126,750 | $ 53,000 |
| Springfield, OH | 4 | $ 398,000 | $ 99,500 | $ 35,000 |
| Topeka, KS | 4 | $ 272,000 | $ 68,000 | $ 41,000 |
| Wausau, WI | 4 | $ 625,000 | $ 156,250 | $ 75,000 |
| Williamsport, PA | 4 | $ 586,000 | $ 146,500 | $ 71,000 |
| Altoona, PA | 3 | $ 426,000 | $ 142,000 | $ 63,000 |
| Anderson, IN | 3 | $ 195,000 | $ 65,000 | $ 36,000 |
| Anderson, SC | 3 | $ 238,000 | $ 79,333 | $ 51,000 |
| Bay City, MI | 3 | $ 325,000 | $ 108,333 | $ 35,000 |
| Bremerton-Silverdale, WA | 3 | $ 546,000 | $ 182,000 | $ 84,000 |
| Carson City, NV | 3 | $ 789,000 | $ 263,000 | $ 62,000 |
| Danville, IL | 3 | $ 204,000 | $ 68,000 | $ 47,000 |
| Danville, VA | 3 | $ 376,000 | $ 125,333 | $ 34,000 |
| Decatur, IL | 3 | $ 284,000 | $ 94,666 | $ 37,000 |
| Elkhart-Goshen, IN | 3 | $ 289,000 | $ 96,333 | $ 30,000 |
| Goldsboro, NC | 3 | $ 313,000 | $ 104,333 | $ 61,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 248,000 | $ 82,666 | $ 42,000 |
| Kankakee-Bradley, IL | 3 | $ 375,000 | $ 125,000 | $ 56,000 |
| Longview, WA | 3 | $ 303,000 | $ 101,000 | $ 46,000 |
| Michigan City-La Porte, IN | 3 | $ 455,000 | $ 151,666 | $ 49,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 435,000 | $ 145,000 | $ 39,000 |
| Muncie, IN | 3 | $ 232,000 | $ 77,333 | $ 46,000 |
| Parkersburg-Marietta, WV-OH | 3 | $ 251,000 | $ 83,666 | $ 36,000 |
| Pascagoula, MS | 3 | $ 262,000 | $ 87,333 | $ 42,000 |
| Rochester, MN | 3 | $ 412,000 | $ 137,333 | $ 49,000 |
| Rockingham County-Strafford County, NH | 3 | $ 819,000 | $ 273,000 | $ 83,000 |
| Sandusky, OH | 3 | $ 335,000 | $ 111,666 | $ 53,000 |
| Sioux Falls, SD | 3 | $ 339,000 | $ 113,000 | $ 40,000 |
| St. Cloud, MN | 3 | $ 454,000 | $ 151,333 | $ 59,000 |
| St. George, UT | 3 | $ 541,000 | $ 180,333 | $ 58,000 |
| St. Joseph, MO-KS | 3 | $ 362,000 | $ 120,666 | $ 118,000 |
| Valdosta, GA | 3 | $ 440,000 | $ 146,666 | $ 40,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 213,000 | $ 71,000 | $ 77,000 |
| Alexandria, LA | 2 | $ 122,000 | $ 61,000 | $ 31,000 |
| Amarillo, TX | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Billings, MT | 2 | $ 234,000 | $ 117,000 | $ 66,000 |
| Bloomington, IN | 2 | $ 232,000 | $ 116,000 | $ 27,000 |
| Bowling Green, KY | 2 | $ 183,000 | $ 91,500 | $ 51,000 |
| Brownsville-Harlingen, TX | 2 | $ 157,000 | $ 78,500 | $ 41,000 |
| College Station-Bryan, TX | 2 | $ 169,000 | $ 84,500 | $ 58,000 |
| Erie, PA | 2 | $ 159,000 | $ 79,500 | $ 30,000 |
| Farmington, NM | 2 | $ 288,000 | $ 144,000 | $ 65,000 |
| Greenville, NC | 2 | $ 156,000 | $ 78,000 | $ 42,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 232,000 | $ 116,000 | $ 64,000 |
| Hot Springs, AR | 2 | $ 188,000 | $ 94,000 | $ 75,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 202,000 | $ 101,000 | $ 44,000 |
| Iowa City, IA | 2 | $ 204,000 | $ 102,000 | $ 58,000 |
| Jonesboro, AR | 2 | $ 136,000 | $ 68,000 | $ 56,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 237,000 | $ 118,500 | $ 33,000 |
| Laredo, TX | 2 | $ 169,000 | $ 84,500 | $ 56,000 |
| Las Cruces, NM | 2 | $ 232,000 | $ 116,000 | $ 90,000 |
| Lawrence, KS | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Logan, UT-ID | 2 | $ 353,000 | $ 176,500 | $ 59,000 |
| Mansfield, OH | 2 | $ 201,000 | $ 100,500 | $ 50,000 |
| Missoula, MT | 2 | $ 328,000 | $ 164,000 | $ 62,000 |
| Morgantown, WV | 2 | $ 283,000 | $ 141,500 | $ 78,000 |
| Napa, CA | 2 | $ 672,000 | $ 336,000 | $ 101,000 |
| Ocean City, NJ | 2 | $ 331,000 | $ 165,500 | $ 48,000 |
| Owensboro, KY | 2 | $ 171,000 | $ 85,500 | $ 28,000 |
| Tyler, TX | 2 | $ 233,000 | $ 116,500 | $ 55,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 214,000 | $ 107,000 | $ 57,000 |
| Wichita, KS | 2 | $ 175,000 | $ 87,500 | $ 76,000 |
| Abilene, TX | 1 | $ 94,000 | $ 94,000 | $ 83,000 |
| Ames, IA | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Columbia, MO | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
| Columbus, IN | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Dubuque, IA | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Elizabethtown, KY | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Fort Collins-Loveland, CO | 1 | $ 161,000 | $ 161,000 | $ 33,000 |
| Grand Forks, ND-MN | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Great Falls, MT | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Holland-Grand Haven, MI | 1 | $ 179,000 | $ 179,000 | $ 28,000 |
| Idaho Falls, ID | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Ithaca, NY | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Lawton, OK | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Lebanon, PA | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Lewiston-Auburn, ME | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Monroe, LA | 1 | $ 87,000 | $ 87,000 | $ 123,000 |
| Pine Bluff, AR | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Pittsfield, MA | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Pocatello, ID | 1 | $ 192,000 | $ 192,000 | $ 175,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 352,000 | $ 352,000 | $ 89,000 |
| Sioux City, IA-NE-SD | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Victoria, TX | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Wenatchee, WA | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| Wheeling, WV-OH | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Wichita Falls, TX | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Saxon Funding Management, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,406 | $1,861,741,000 | $149,780 | $1,500,000 | $57,440 | $2,172,000 |
| Home Purchase | 2,255 | $467,519,000 | $174,625 | $1,500,000 | $83,750 | $4,765,000 |
| Home Improvement | 1,384 | $224,952,000 | $145,088 | $770,000 | $60,222 | $879,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,443 | $836,696,000 | $154,140 | $1,500,000 | $63,700 | $1,331,000 |
| White | 3,938 | $692,514,000 | $152,244 | $1,500,000 | $62,612 | $4,765,000 |
| Not Provided | 2,798 | $471,914,000 | $141,387 | $910,000 | $55,061 | $2,172,000 |
| Black or African American | 1,696 | $300,737,000 | $145,743 | $924,000 | $57,641 | $1,747,000 |
| Hispanic | 971 | $199,088,000 | $168,580 | $1,500,000 | $66,193 | $2,024,000 |
| Asian | 132 | $36,188,000 | $239,095 | $731,000 | $105,666 | $572,000 |
| American Indian or Alaskan Native | 34 | $7,892,000 | $188,083 | $600,000 | $70,333 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $9,183,000 | $229,538 | $750,000 | $86,384 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,045 | $2,554,212,000 | $152,460 | $1,500,000 | $61,880 | $4,765,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 14,045 | $2,554,212,000 | $152,460 | $1,500,000 | $61,880 | $4,765,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Saxon Funding Management, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Saxon Funding Management, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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