United Wholesale Mortgage Mortgage Lending & HMDA Data, 2025
In 2025, United Wholesale Mortgage of Plymouth, MI reported 578,838 mortgage applications totaling $223.1 billion, up 17% from 2024. The average application was for $385,481, and applicants reported an average income of $152,126. 73% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (19,103), Houston-The Woodlands-Sugar Land, TX (15,767) and Dallas-Plano-Irving, TX (15,244) (applications in parentheses).
| Mortgage Company & Address | United Wholesale Mortgage 40600 Ann Arbor Rd E Ste 201 Plymouth, MI 48170 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 578,838 |
| Total Mortgage Loan Application Amount | $223,131,410,000 |
| Average Mortgage Loan Application Amount | $385,481 |
| Highest Mortgage Loan Application Amount | $5,505,000 |
| Average Applicant Income | $152,126 |
| Highest Applicant Income | $9,938,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Wholesale Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 51,135 | $ 15,399,315,000 | $ 301,150 | $ 123,842 |
| Phoenix-Mesa-Scottsdale, AZ | 19,103 | $ 7,967,515,000 | $ 417,081 | $ 159,000 |
| Houston-The Woodlands-Sugar Land, TX | 15,767 | $ 5,461,475,000 | $ 346,386 | $ 154,000 |
| Dallas-Plano-Irving, TX | 15,244 | $ 6,980,810,000 | $ 457,938 | $ 178,000 |
| Riverside-San Bernardino-Ontario, CA | 14,327 | $ 6,644,615,000 | $ 463,782 | $ 171,000 |
| Atlanta-Sandy Springs-Roswell, GA | 12,131 | $ 4,637,685,000 | $ 382,300 | $ 148,000 |
| Denver-Aurora-Lakewood, CO | 12,128 | $ 5,928,580,000 | $ 488,834 | $ 173,000 |
| Los Angeles-Long Beach-Glendale, CA | 12,098 | $ 7,428,130,000 | $ 613,996 | $ 225,000 |
| Warren-Troy-Farmington Hills, MI | 11,779 | $ 3,509,555,000 | $ 297,950 | $ 132,000 |
| Chicago-Naperville, IL | 10,345 | $ 3,375,505,000 | $ 326,293 | $ 140,000 |
| San Diego-Carlsbad, CA | 9,696 | $ 6,440,060,000 | $ 664,197 | $ 230,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 9,215 | $ 4,239,535,000 | $ 460,068 | $ 184,000 |
| Orlando-Kissimmee-Sanford, FL | 8,993 | $ 3,248,255,000 | $ 361,198 | $ 140,000 |
| Tampa, FL | 8,453 | $ 2,937,665,000 | $ 347,529 | $ 131,000 |
| New York-Jersey City-White Plains, NY-NJ | 7,568 | $ 4,515,840,000 | $ 596,701 | $ 227,315 |
| Detroit-Dearborn-Livonia, MI | 7,368 | $ 1,531,940,000 | $ 207,918 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 6,986 | $ 3,223,530,000 | $ 461,427 | $ 188,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6,835 | $ 2,818,815,000 | $ 412,408 | $ 167,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6,713 | $ 2,529,985,000 | $ 376,878 | $ 144,007 |
| Jacksonville, FL | 5,999 | $ 2,033,875,000 | $ 339,035 | $ 133,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5,751 | $ 2,001,985,000 | $ 348,110 | $ 140,510 |
| Las Vegas-Henderson-Paradise, NV | 5,253 | $ 2,140,335,000 | $ 407,450 | $ 148,000 |
| Anaheim-Santa Ana-Irvine, CA | 5,243 | $ 3,787,465,000 | $ 722,385 | $ 282,000 |
| Austin-Round Rock, TX | 5,140 | $ 2,412,690,000 | $ 469,394 | $ 196,000 |
| Fort Worth-Arlington, TX | 4,917 | $ 1,797,595,000 | $ 365,587 | $ 145,000 |
| Arlington-Alexandria-Reston, VA-WV | 4,647 | $ 2,508,245,000 | $ 539,755 | $ 181,491 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4,616 | $ 1,902,820,000 | $ 412,222 | $ 173,000 |
| Oakland-Hayward-Berkeley, CA | 4,438 | $ 2,740,240,000 | $ 617,449 | $ 221,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4,370 | $ 1,895,360,000 | $ 433,720 | $ 143,000 |
| Baltimore-Columbia-Towson, MD | 4,287 | $ 1,532,025,000 | $ 357,365 | $ 127,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4,283 | $ 1,974,665,000 | $ 461,047 | $ 168,551 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4,278 | $ 1,480,490,000 | $ 346,070 | $ 111,179 |
| Salt Lake City, UT | 4,156 | $ 2,015,020,000 | $ 484,846 | $ 169,000 |
| Colorado Springs, CO | 4,100 | $ 1,886,790,000 | $ 460,192 | $ 148,000 |
| Indianapolis-Carmel-Anderson, IN | 4,010 | $ 1,164,560,000 | $ 290,413 | $ 117,000 |
| St. Louis, MO-IL | 3,982 | $ 1,020,110,000 | $ 256,180 | $ 104,136 |
| Cincinnati, OH-KY-IN | 3,931 | $ 1,138,085,000 | $ 289,515 | $ 116,116 |
| San Antonio-New Braunfels, TX | 3,739 | $ 1,329,865,000 | $ 355,673 | $ 141,000 |
| Louisville/Jefferson County, KY-IN | 3,725 | $ 986,685,000 | $ 264,881 | $ 98,530 |
| Nassau County-Suffolk County, NY | 3,698 | $ 2,186,800,000 | $ 591,346 | $ 222,000 |
| Lakewood-New Brunswick, NJ | 3,639 | $ 1,701,695,000 | $ 467,627 | $ 203,000 |
| Marietta, GA | 3,510 | $ 1,351,950,000 | $ 385,170 | $ 147,000 |
| Raleigh, NC | 3,448 | $ 1,495,170,000 | $ 433,633 | $ 162,000 |
| Columbus, OH | 3,291 | $ 1,078,905,000 | $ 327,835 | $ 131,000 |
| Cape Coral-Fort Myers, FL | 3,257 | $ 1,097,935,000 | $ 337,100 | $ 127,000 |
| Fresno, CA | 3,066 | $ 1,145,190,000 | $ 373,512 | $ 155,000 |
| Pittsburgh, PA | 2,989 | $ 732,895,000 | $ 245,197 | $ 108,000 |
| Lakeland-Winter Haven, FL | 2,924 | $ 848,000,000 | $ 290,013 | $ 104,000 |
| Kansas City, MO-KS | 2,878 | $ 849,530,000 | $ 295,180 | $ 120,054 |
| Cleveland, OH | 2,864 | $ 603,360,000 | $ 210,670 | $ 87,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2,849 | $ 892,585,000 | $ 313,297 | $ 122,000 |
| Washington, DC-MD | 2,693 | $ 1,163,595,000 | $ 432,081 | $ 131,007 |
| North Port-Sarasota-Bradenton, FL | 2,651 | $ 1,008,095,000 | $ 380,269 | $ 158,000 |
| St. Petersburg-Clearwater-Largo, FL | 2,620 | $ 955,380,000 | $ 364,648 | $ 161,000 |
| Provo-Orem, UT | 2,617 | $ 1,267,335,000 | $ 484,270 | $ 170,000 |
| Seattle-Bellevue-Everett, WA | 2,601 | $ 1,592,635,000 | $ 612,316 | $ 223,000 |
| Palm Bay-Melbourne-Titusville, FL | 2,504 | $ 830,120,000 | $ 331,517 | $ 119,000 |
| Newark, NJ-PA | 2,494 | $ 1,230,890,000 | $ 493,540 | $ 170,000 |
| Bakersfield, CA | 2,398 | $ 808,210,000 | $ 337,035 | $ 135,000 |
| Port St. Lucie, FL | 2,355 | $ 834,625,000 | $ 354,405 | $ 138,000 |
| Stockton-Lodi, CA | 2,353 | $ 1,030,815,000 | $ 438,085 | $ 152,000 |
| Richmond, VA | 2,318 | $ 803,050,000 | $ 346,440 | $ 125,000 |
| Montgomery County-Bucks County-Chester County, PA | 2,254 | $ 927,340,000 | $ 411,419 | $ 162,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2,246 | $ 566,960,000 | $ 252,430 | $ 106,000 |
| Tacoma-Lakewood, WA | 2,087 | $ 1,017,215,000 | $ 487,405 | $ 157,000 |
| Birmingham-Hoover, AL | 2,043 | $ 544,985,000 | $ 266,757 | $ 99,000 |
| Ogden-Clearfield, UT | 2,023 | $ 909,585,000 | $ 449,621 | $ 149,000 |
| Tucson, AZ | 2,005 | $ 657,755,000 | $ 328,057 | $ 125,000 |
| Grand Rapids-Wyoming, MI | 1,973 | $ 582,625,000 | $ 295,299 | $ 120,000 |
| Philadelphia, PA | 1,898 | $ 506,050,000 | $ 266,622 | $ 104,000 |
| Albuquerque, NM | 1,791 | $ 598,265,000 | $ 334,039 | $ 138,000 |
| Knoxville, TN | 1,789 | $ 639,205,000 | $ 357,297 | $ 122,000 |
| Boise City, ID | 1,733 | $ 731,865,000 | $ 422,311 | $ 145,000 |
| Ocala, FL | 1,671 | $ 438,175,000 | $ 262,223 | $ 97,000 |
| Charleston-North Charleston, SC | 1,666 | $ 651,660,000 | $ 391,152 | $ 140,000 |
| Oklahoma City, OK | 1,660 | $ 455,660,000 | $ 274,493 | $ 110,000 |
| Providence-Warwick, RI-MA | 1,644 | $ 685,900,000 | $ 417,214 | $ 132,099 |
| Cambridge-Newton-Framingham, MA | 1,616 | $ 854,460,000 | $ 528,750 | $ 182,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,599 | $ 1,163,595,000 | $ 727,701 | $ 274,000 |
| Boston, MA | 1,542 | $ 783,880,000 | $ 508,352 | $ 165,000 |
| Washington-Baltimore-Arlington, DC | 1,526 | $ 747,750,000 | $ 490,006 | $ 170,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,521 | $ 924,215,000 | $ 607,636 | $ 216,000 |
| Columbia, SC | 1,518 | $ 427,150,000 | $ 281,389 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 1,506 | $ 504,050,000 | $ 334,694 | $ 143,000 |
| Everett, WA | 1,488 | $ 865,290,000 | $ 581,512 | $ 188,000 |
| Greeley, CO | 1,483 | $ 648,025,000 | $ 436,968 | $ 145,000 |
| Vallejo-Fairfield, CA | 1,482 | $ 710,020,000 | $ 479,095 | $ 173,000 |
| Memphis, TN-MS-AR | 1,463 | $ 414,405,000 | $ 283,257 | $ 99,443 |
| Baton Rouge, LA | 1,432 | $ 363,730,000 | $ 254,001 | $ 106,000 |
| El Paso, TX | 1,421 | $ 397,965,000 | $ 280,059 | $ 118,000 |
| Greenville-Anderson-Mauldin, SC | 1,403 | $ 420,945,000 | $ 300,032 | $ 113,000 |
| Huntsville, AL | 1,373 | $ 469,555,000 | $ 341,991 | $ 120,000 |
| Portland-South Portland, ME | 1,351 | $ 549,525,000 | $ 406,754 | $ 152,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,319 | $ 396,135,000 | $ 300,329 | $ 119,000 |
| Camden, NJ | 1,310 | $ 438,400,000 | $ 334,656 | $ 122,000 |
| Modesto, CA | 1,307 | $ 505,355,000 | $ 386,652 | $ 133,000 |
| Fayetteville, NC | 1,296 | $ 365,200,000 | $ 281,790 | $ 101,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,276 | $ 428,550,000 | $ 335,854 | $ 133,000 |
| Elgin, IL | 1,217 | $ 408,555,000 | $ 335,706 | $ 140,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,206 | $ 955,650,000 | $ 792,412 | $ 294,000 |
| Spokane-Spokane Valley, WA | 1,192 | $ 460,450,000 | $ 386,283 | $ 131,000 |
| Fort Collins, CO | 1,176 | $ 528,070,000 | $ 449,039 | $ 166,000 |
| New Orleans-Metairie, LA | 1,148 | $ 289,220,000 | $ 251,933 | $ 125,000 |
| Urban Honolulu, HI | 1,142 | $ 817,400,000 | $ 715,761 | $ 185,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,140 | $ 363,550,000 | $ 318,903 | $ 112,000 |
| Omaha-Council Bluffs, NE-IA | 1,124 | $ 351,270,000 | $ 312,517 | $ 130,163 |
| Lake Havasu City-Kingman, AZ | 1,123 | $ 359,315,000 | $ 319,959 | $ 150,000 |
| Worcester, MA-CT | 1,081 | $ 445,875,000 | $ 412,465 | $ 140,000 |
| Augusta-Richmond County, GA-SC | 1,050 | $ 295,640,000 | $ 281,561 | $ 99,701 |
| Killeen-Temple, TX | 1,044 | $ 320,640,000 | $ 307,126 | $ 110,000 |
| Reno, NV | 1,042 | $ 486,750,000 | $ 467,130 | $ 196,000 |
| Flint, MI | 1,036 | $ 205,790,000 | $ 198,638 | $ 83,000 |
| Lake County-Kenosha County, IL-WI | 1,036 | $ 360,120,000 | $ 347,606 | $ 172,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1,021 | $ 417,635,000 | $ 409,045 | $ 168,000 |
| Clarksville, TN-KY | 1,004 | $ 319,370,000 | $ 318,097 | $ 103,103 |
| Savannah, GA | 992 | $ 332,190,000 | $ 334,868 | $ 124,000 |
| Tulsa, OK | 990 | $ 258,470,000 | $ 261,080 | $ 99,000 |
| Lafayette, LA | 925 | $ 225,355,000 | $ 243,627 | $ 108,000 |
| Prescott Valley-Prescott, AZ | 919 | $ 357,725,000 | $ 389,254 | $ 148,000 |
| Dayton-Springfield-Kettering, OH | 917 | $ 232,585,000 | $ 253,636 | $ 96,000 |
| Punta Gorda, FL | 909 | $ 278,385,000 | $ 306,254 | $ 131,000 |
| Albany-Schenectady-Troy, NY | 882 | $ 257,250,000 | $ 291,666 | $ 123,000 |
| Wilmington, DE-MD-NJ | 870 | $ 296,660,000 | $ 340,988 | $ 111,416 |
| Yuma, AZ | 869 | $ 243,665,000 | $ 280,397 | $ 103,000 |
| Santa Rosa, CA | 860 | $ 491,860,000 | $ 571,930 | $ 220,000 |
| Boulder, CO | 859 | $ 485,565,000 | $ 565,267 | $ 228,000 |
| Naples-Immokalee-Marco Island, FL | 858 | $ 414,050,000 | $ 482,575 | $ 212,000 |
| Toledo, OH | 857 | $ 163,975,000 | $ 191,336 | $ 81,000 |
| Rockingham County-Strafford County, NH | 852 | $ 364,840,000 | $ 428,215 | $ 167,000 |
| Greensboro-High Point, NC | 841 | $ 236,695,000 | $ 281,444 | $ 104,000 |
| Manchester-Nashua, NH | 833 | $ 345,305,000 | $ 414,531 | $ 149,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 816 | $ 323,050,000 | $ 395,894 | $ 175,000 |
| Lake County-Porter County-Jasper County, IN | 800 | $ 206,250,000 | $ 257,812 | $ 90,000 |
| Pueblo, CO | 792 | $ 234,590,000 | $ 296,199 | $ 110,000 |
| Harrisburg-Carlisle, PA | 790 | $ 224,900,000 | $ 284,683 | $ 101,000 |
| Visalia-Porterville, CA | 790 | $ 265,410,000 | $ 335,962 | $ 118,000 |
| Kennewick-Richland, WA | 761 | $ 301,645,000 | $ 396,379 | $ 144,000 |
| Akron, OH | 752 | $ 170,070,000 | $ 226,156 | $ 94,000 |
| Winston-Salem, NC | 752 | $ 203,350,000 | $ 270,412 | $ 91,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 751 | $ 230,115,000 | $ 306,411 | $ 119,000 |
| Durham-Chapel Hill, NC | 742 | $ 278,490,000 | $ 375,323 | $ 158,000 |
| Lansing-East Lansing, MI | 740 | $ 169,800,000 | $ 229,459 | $ 100,000 |
| Little Rock-North Little Rock-Conway, AR | 739 | $ 196,975,000 | $ 266,542 | $ 108,000 |
| Chattanooga, TN-GA | 738 | $ 234,150,000 | $ 317,276 | $ 118,500 |
| McAllen-Edinburg-Mission, TX | 738 | $ 203,110,000 | $ 275,216 | $ 109,000 |
| Salinas, CA | 728 | $ 409,970,000 | $ 563,145 | $ 212,000 |
| Jackson, MS | 727 | $ 173,575,000 | $ 238,755 | $ 86,000 |
| Bridgeport-Stamford-Norwalk, CT | 726 | $ 332,510,000 | $ 458,002 | $ 163,000 |
| Santa Maria-Santa Barbara, CA | 723 | $ 410,035,000 | $ 567,130 | $ 195,000 |
| Olympia-Tumwater, WA | 721 | $ 332,885,000 | $ 461,699 | $ 143,000 |
| Wilmington, NC | 714 | $ 263,680,000 | $ 369,299 | $ 161,000 |
| Spartanburg, SC | 708 | $ 194,110,000 | $ 274,166 | $ 94,000 |
| New Haven-Milford, CT | 705 | $ 240,675,000 | $ 341,382 | $ 129,000 |
| Yuba City, CA | 702 | $ 261,010,000 | $ 371,809 | $ 122,000 |
| Ann Arbor, MI | 685 | $ 233,045,000 | $ 340,211 | $ 178,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 684 | $ 407,440,000 | $ 595,672 | $ 232,000 |
| Bremerton-Silverdale, WA | 680 | $ 319,210,000 | $ 469,426 | $ 153,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 650 | $ 228,780,000 | $ 351,969 | $ 144,000 |
| Merced, CA | 650 | $ 233,750,000 | $ 359,615 | $ 131,000 |
| Homosassa Springs, FL | 649 | $ 167,075,000 | $ 257,434 | $ 95,000 |
| Des Moines-West Des Moines, IA | 641 | $ 185,645,000 | $ 289,617 | $ 103,000 |
| Panama City, FL | 641 | $ 200,215,000 | $ 312,347 | $ 118,000 |
| Montgomery, AL | 625 | $ 157,605,000 | $ 252,168 | $ 92,000 |
| Eugene, OR | 624 | $ 247,790,000 | $ 397,099 | $ 166,000 |
| Corpus Christi, TX | 620 | $ 187,190,000 | $ 301,919 | $ 153,000 |
| Wichita, KS | 594 | $ 144,020,000 | $ 242,457 | $ 95,000 |
| Salem, OR | 593 | $ 219,295,000 | $ 369,806 | $ 128,000 |
| St. George, UT | 590 | $ 286,560,000 | $ 485,694 | $ 236,000 |
| Traverse City, MI | 587 | $ 203,185,000 | $ 346,141 | $ 149,000 |
| Peoria, IL | 577 | $ 93,475,000 | $ 162,001 | $ 80,000 |
| Beaumont-Port Arthur, TX | 575 | $ 129,645,000 | $ 225,469 | $ 107,000 |
| Waterbury-Shelton, CT | 572 | $ 185,910,000 | $ 325,017 | $ 116,000 |
| Columbus, GA-AL | 569 | $ 141,805,000 | $ 249,217 | $ 88,158 |
| Youngstown-Warren-Boardman, OH-PA | 567 | $ 101,785,000 | $ 179,514 | $ 85,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 556 | $ 228,010,000 | $ 410,089 | $ 176,000 |
| Gainesville, FL | 554 | $ 153,970,000 | $ 277,924 | $ 119,000 |
| Jacksonville, NC | 554 | $ 160,840,000 | $ 290,324 | $ 104,000 |
| Chico, CA | 549 | $ 189,725,000 | $ 345,582 | $ 145,000 |
| Daphne-Fairhope-Foley, AL | 532 | $ 183,060,000 | $ 344,097 | $ 135,000 |
| Gainesville, GA | 530 | $ 190,450,000 | $ 359,339 | $ 137,000 |
| Asheville, NC | 528 | $ 198,080,000 | $ 375,151 | $ 143,000 |
| Kingsport-Bristol-Bristol, TN-VA | 527 | $ 136,375,000 | $ 258,776 | $ 84,669 |
| Lexington-Fayette, KY | 523 | $ 158,505,000 | $ 303,068 | $ 126,000 |
| Houma-Thibodaux, LA | 522 | $ 119,490,000 | $ 228,908 | $ 99,000 |
| Rochester, MN | 522 | $ 149,200,000 | $ 285,823 | $ 113,000 |
| Bend-Redmond, OR | 520 | $ 248,800,000 | $ 478,461 | $ 178,000 |
| College Station-Bryan, TX | 508 | $ 165,710,000 | $ 326,200 | $ 169,000 |
| Hagerstown-Martinsburg, MD-WV | 489 | $ 148,085,000 | $ 302,832 | $ 97,940 |
| Springfield, MA | 474 | $ 144,240,000 | $ 304,303 | $ 100,000 |
| Hickory-Lenoir-Morganton, NC | 472 | $ 131,390,000 | $ 278,368 | $ 95,000 |
| Sebastian-Vero Beach, FL | 472 | $ 149,530,000 | $ 316,800 | $ 129,000 |
| York-Hanover, PA | 467 | $ 132,085,000 | $ 282,837 | $ 95,000 |
| Warner Robins, GA | 463 | $ 130,555,000 | $ 281,976 | $ 92,000 |
| Springfield, MO | 462 | $ 118,950,000 | $ 257,467 | $ 90,000 |
| Trenton, NJ | 462 | $ 173,790,000 | $ 376,168 | $ 140,000 |
| Longview, TX | 460 | $ 114,850,000 | $ 249,673 | $ 111,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 460 | $ 101,820,000 | $ 221,347 | $ 82,000 |
| Tyler, TX | 457 | $ 139,525,000 | $ 305,306 | $ 133,000 |
| Green Bay, WI | 454 | $ 127,150,000 | $ 280,066 | $ 107,000 |
| Mobile, AL | 453 | $ 99,375,000 | $ 219,370 | $ 82,000 |
| Erie, PA | 451 | $ 88,385,000 | $ 195,975 | $ 86,000 |
| Anchorage, AK | 447 | $ 175,435,000 | $ 392,472 | $ 143,000 |
| Flagstaff, AZ | 445 | $ 199,355,000 | $ 447,988 | $ 221,000 |
| Hinesville, GA | 443 | $ 119,315,000 | $ 269,334 | $ 93,000 |
| Logan, UT-ID | 440 | $ 176,180,000 | $ 400,409 | $ 142,102 |
| Shreveport-Bossier City, LA | 436 | $ 112,980,000 | $ 259,128 | $ 95,000 |
| Gulfport-Biloxi-Pascagoula, MS | 433 | $ 109,245,000 | $ 252,297 | $ 98,000 |
| Reading, PA | 433 | $ 110,035,000 | $ 254,122 | $ 95,000 |
| Wildwood-The Villages, FL | 433 | $ 128,435,000 | $ 296,616 | $ 121,000 |
| Grand Junction, CO | 422 | $ 150,140,000 | $ 355,781 | $ 122,000 |
| Tallahassee, FL | 407 | $ 106,515,000 | $ 261,707 | $ 113,000 |
| Elizabethtown-Fort Knox, KY | 406 | $ 122,070,000 | $ 300,665 | $ 103,000 |
| Norwich-New London, CT | 404 | $ 129,340,000 | $ 320,148 | $ 120,000 |
| Athens-Clarke County, GA | 384 | $ 119,530,000 | $ 311,276 | $ 121,000 |
| Bellingham, WA | 383 | $ 182,345,000 | $ 476,096 | $ 188,000 |
| Macon-Bibb County, GA | 379 | $ 91,645,000 | $ 241,807 | $ 100,000 |
| Dover, DE | 373 | $ 125,805,000 | $ 337,278 | $ 98,000 |
| Coeur D'Alene, ID | 371 | $ 169,595,000 | $ 457,129 | $ 143,000 |
| Muskegon, MI | 371 | $ 85,245,000 | $ 229,770 | $ 98,000 |
| Medford, OR | 368 | $ 131,260,000 | $ 356,684 | $ 121,000 |
| Las Cruces, NM | 367 | $ 110,375,000 | $ 300,749 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 363 | $ 71,335,000 | $ 196,515 | $ 81,942 |
| Lynchburg, VA | 362 | $ 99,380,000 | $ 274,530 | $ 105,000 |
| South Bend-Mishawaka, IN-MI | 362 | $ 87,920,000 | $ 242,872 | $ 101,944 |
| Fargo, ND-MN | 359 | $ 105,155,000 | $ 292,910 | $ 117,389 |
| Roanoke, VA | 356 | $ 94,740,000 | $ 266,123 | $ 91,000 |
| Slidell-Mandeville-Covington, LA | 356 | $ 106,640,000 | $ 299,550 | $ 120,000 |
| Waco, TX | 355 | $ 109,635,000 | $ 308,830 | $ 120,000 |
| Saginaw, MI | 350 | $ 61,510,000 | $ 175,742 | $ 84,000 |
| Mankato-North Mankato, MN | 348 | $ 94,690,000 | $ 272,097 | $ 109,000 |
| Brownsville-Harlingen, TX | 346 | $ 92,370,000 | $ 266,965 | $ 133,000 |
| Johnson City, TN | 346 | $ 98,950,000 | $ 285,982 | $ 106,000 |
| Fort Wayne, IN | 345 | $ 80,545,000 | $ 233,463 | $ 87,000 |
| Lubbock, TX | 340 | $ 83,310,000 | $ 245,029 | $ 132,000 |
| Kalamazoo-Portage, MI | 339 | $ 83,555,000 | $ 246,474 | $ 110,000 |
| Atlantic City-Hammonton, NJ | 338 | $ 125,110,000 | $ 370,147 | $ 166,000 |
| El Centro, CA | 336 | $ 107,370,000 | $ 319,553 | $ 117,000 |
| Cedar Rapids, IA | 335 | $ 73,055,000 | $ 218,074 | $ 86,000 |
| Rockford, IL | 328 | $ 64,240,000 | $ 195,853 | $ 83,000 |
| Hanford-Corcoran, CA | 322 | $ 101,760,000 | $ 316,024 | $ 123,000 |
| Monroe, MI | 322 | $ 79,830,000 | $ 247,919 | $ 106,000 |
| Billings, MT | 315 | $ 109,915,000 | $ 348,936 | $ 122,000 |
| Idaho Falls, ID | 315 | $ 112,635,000 | $ 357,571 | $ 128,000 |
| Bangor, ME | 313 | $ 84,635,000 | $ 270,399 | $ 94,000 |
| Lancaster, PA | 313 | $ 93,585,000 | $ 298,993 | $ 102,000 |
| Lexington Park, MD | 313 | $ 133,805,000 | $ 427,492 | $ 143,000 |
| Jackson, MI | 310 | $ 70,440,000 | $ 227,225 | $ 98,000 |
| Sherman-Denison, TX | 306 | $ 110,770,000 | $ 361,993 | $ 163,000 |
| Canton-Massillon, OH | 303 | $ 69,225,000 | $ 228,465 | $ 81,000 |
| Redding, CA | 300 | $ 95,610,000 | $ 318,700 | $ 129,000 |
| Sierra Vista-Douglas, AZ | 299 | $ 80,985,000 | $ 270,852 | $ 96,000 |
| Davenport-Moline-Rock Island, IA-IL | 291 | $ 66,475,000 | $ 228,436 | $ 95,752 |
| Lake Charles, LA | 284 | $ 66,970,000 | $ 235,809 | $ 111,000 |
| Evansville, IN-KY | 277 | $ 57,115,000 | $ 206,191 | $ 73,000 |
| Lafayette-West Lafayette, IN | 277 | $ 86,545,000 | $ 312,436 | $ 140,000 |
| Laredo, TX | 277 | $ 71,125,000 | $ 256,768 | $ 100,000 |
| Sebring, FL | 275 | $ 64,195,000 | $ 233,436 | $ 93,000 |
| Longview, WA | 273 | $ 113,915,000 | $ 417,271 | $ 114,000 |
| Rochester, NY | 271 | $ 57,335,000 | $ 211,568 | $ 96,000 |
| Abilene, TX | 264 | $ 67,500,000 | $ 255,681 | $ 123,000 |
| Santa Fe, NM | 262 | $ 109,350,000 | $ 417,366 | $ 153,000 |
| Charlottesville, VA | 260 | $ 99,770,000 | $ 383,730 | $ 150,000 |
| Twin Falls, ID | 259 | $ 78,815,000 | $ 304,305 | $ 98,000 |
| Auburn-Opelika, AL | 257 | $ 79,465,000 | $ 309,202 | $ 132,000 |
| San Rafael, CA | 256 | $ 192,690,000 | $ 752,695 | $ 289,000 |
| Mount Vernon-Anacortes, WA | 252 | $ 119,570,000 | $ 474,484 | $ 159,000 |
| Jefferson City, MO | 250 | $ 65,880,000 | $ 263,520 | $ 99,000 |
| Santa Cruz-Watsonville, CA | 245 | $ 152,775,000 | $ 623,571 | $ 233,000 |
| Winchester, VA-WV | 240 | $ 90,500,000 | $ 377,083 | $ 114,437 |
| Morristown, TN | 236 | $ 71,850,000 | $ 304,449 | $ 104,000 |
| Appleton, WI | 234 | $ 66,370,000 | $ 283,632 | $ 103,000 |
| Lewiston-Auburn, ME | 234 | $ 68,990,000 | $ 294,829 | $ 116,000 |
| Brunswick, GA | 230 | $ 81,270,000 | $ 353,347 | $ 178,000 |
| Grand Forks, ND-MN | 230 | $ 67,360,000 | $ 292,869 | $ 133,608 |
| Syracuse, NY | 227 | $ 51,775,000 | $ 228,083 | $ 129,000 |
| Rapid City, SD | 226 | $ 79,050,000 | $ 349,778 | $ 129,000 |
| Valdosta, GA | 225 | $ 55,085,000 | $ 244,822 | $ 96,000 |
| Florence, SC | 223 | $ 57,825,000 | $ 259,304 | $ 75,000 |
| Decatur, AL | 220 | $ 57,800,000 | $ 262,727 | $ 89,000 |
| Goldsboro, NC | 220 | $ 53,480,000 | $ 243,090 | $ 75,000 |
| Topeka, KS | 219 | $ 52,535,000 | $ 239,885 | $ 90,000 |
| Pinehurst-Southern Pines, NC | 218 | $ 86,010,000 | $ 394,541 | $ 143,000 |
| Madison, WI | 212 | $ 76,670,000 | $ 361,650 | $ 150,000 |
| Odessa, TX | 211 | $ 57,775,000 | $ 273,815 | $ 127,000 |
| Rocky Mount, NC | 209 | $ 49,495,000 | $ 236,818 | $ 75,000 |
| St. Cloud, MN | 209 | $ 56,615,000 | $ 270,885 | $ 98,000 |
| Tuscaloosa, AL | 207 | $ 50,585,000 | $ 244,371 | $ 75,000 |
| Amarillo, TX | 205 | $ 52,845,000 | $ 257,780 | $ 113,000 |
| Jackson, TN | 205 | $ 50,045,000 | $ 244,121 | $ 80,000 |
| Napa, CA | 204 | $ 124,710,000 | $ 611,323 | $ 270,000 |
| Albany, OR | 203 | $ 73,595,000 | $ 362,536 | $ 104,000 |
| Battle Creek, MI | 203 | $ 39,905,000 | $ 196,576 | $ 82,000 |
| Lincoln, NE | 201 | $ 62,875,000 | $ 312,810 | $ 106,000 |
| Manhattan, KS | 200 | $ 56,100,000 | $ 280,500 | $ 129,000 |
| Alexandria, LA | 196 | $ 46,730,000 | $ 238,418 | $ 98,000 |
| Barnstable Town, MA | 194 | $ 90,820,000 | $ 468,144 | $ 172,000 |
| Columbia, MO | 193 | $ 62,065,000 | $ 321,580 | $ 132,000 |
| Burlington, NC | 192 | $ 60,810,000 | $ 316,718 | $ 106,000 |
| Niles-Benton Harbor, MI | 189 | $ 49,955,000 | $ 264,312 | $ 113,000 |
| Duluth, MN-WI | 187 | $ 48,145,000 | $ 257,459 | $ 107,278 |
| Midland, MI | 186 | $ 44,100,000 | $ 237,096 | $ 122,000 |
| Yakima, WA | 186 | $ 56,140,000 | $ 301,827 | $ 95,000 |
| Midland, TX | 181 | $ 59,995,000 | $ 331,464 | $ 142,000 |
| Pocatello, ID | 180 | $ 63,640,000 | $ 353,555 | $ 128,000 |
| Farmington, NM | 179 | $ 49,805,000 | $ 278,240 | $ 114,000 |
| Cheyenne, WY | 178 | $ 71,260,000 | $ 400,337 | $ 127,000 |
| Hammond, LA | 178 | $ 44,570,000 | $ 250,393 | $ 98,000 |
| Dalton, GA | 177 | $ 41,225,000 | $ 232,909 | $ 85,000 |
| Albany, GA | 173 | $ 38,605,000 | $ 223,150 | $ 88,000 |
| Bay City, MI | 173 | $ 30,695,000 | $ 177,427 | $ 81,000 |
| Chambersburg-Waynesboro, PA | 173 | $ 48,595,000 | $ 280,895 | $ 90,000 |
| State College, PA | 172 | $ 56,280,000 | $ 327,209 | $ 146,000 |
| Lawton, OK | 170 | $ 39,910,000 | $ 234,764 | $ 97,000 |
| Lewiston, ID-WA | 170 | $ 51,120,000 | $ 300,705 | $ 98,200 |
| Wenatchee, WA | 169 | $ 71,555,000 | $ 423,402 | $ 150,000 |
| Bismarck, ND | 167 | $ 52,275,000 | $ 313,023 | $ 109,000 |
| Owensboro, KY | 166 | $ 36,200,000 | $ 218,072 | $ 95,000 |
| Racine, WI | 166 | $ 48,830,000 | $ 294,156 | $ 101,000 |
| Sioux Falls, SD | 164 | $ 52,000,000 | $ 317,073 | $ 120,786 |
| Wichita Falls, TX | 161 | $ 39,715,000 | $ 246,677 | $ 97,000 |
| Greenville, NC | 160 | $ 38,150,000 | $ 238,437 | $ 100,000 |
| Oshkosh-Neenah, WI | 160 | $ 42,410,000 | $ 265,062 | $ 95,000 |
| Bozeman, MT | 156 | $ 84,910,000 | $ 544,294 | $ 240,000 |
| Texarkana, TX-AR | 156 | $ 37,600,000 | $ 241,025 | $ 112,378 |
| Blacksburg-Christiansburg-Radford, VA | 154 | $ 46,480,000 | $ 301,818 | $ 129,000 |
| Rome, GA | 153 | $ 37,775,000 | $ 246,895 | $ 102,000 |
| Elkhart-Goshen, IN | 152 | $ 36,940,000 | $ 243,026 | $ 88,000 |
| Cleveland, TN | 151 | $ 47,865,000 | $ 316,986 | $ 105,000 |
| Springfield, OH | 148 | $ 29,070,000 | $ 196,418 | $ 88,000 |
| Harrisonburg, VA | 147 | $ 47,675,000 | $ 324,319 | $ 114,000 |
| Anniston-Oxford-Jacksonville, AL | 146 | $ 31,990,000 | $ 219,109 | $ 92,000 |
| Dothan, AL | 145 | $ 32,625,000 | $ 225,000 | $ 91,000 |
| Jonesboro, AR | 141 | $ 35,825,000 | $ 254,078 | $ 87,000 |
| Kahului-Wailuku-Lahaina, HI | 139 | $ 111,065,000 | $ 799,028 | $ 287,000 |
| Missoula, MT | 139 | $ 55,675,000 | $ 400,539 | $ 139,000 |
| Sumter, SC | 138 | $ 33,960,000 | $ 246,086 | $ 83,000 |
| Wausau, WI | 138 | $ 36,390,000 | $ 263,695 | $ 105,000 |
| Fort Smith, AR-OK | 136 | $ 36,550,000 | $ 268,750 | $ 95,610 |
| Florence-Muscle Shoals, AL | 135 | $ 31,935,000 | $ 236,555 | $ 93,000 |
| Bowling Green, KY | 134 | $ 36,790,000 | $ 274,552 | $ 101,000 |
| Grants Pass, OR | 134 | $ 47,750,000 | $ 356,343 | $ 115,000 |
| Janesville-Beloit, WI | 132 | $ 33,820,000 | $ 256,212 | $ 86,000 |
| Hot Springs, AR | 131 | $ 34,805,000 | $ 265,687 | $ 101,000 |
| Glens Falls, NY | 129 | $ 31,615,000 | $ 245,077 | $ 112,000 |
| Salisbury, MD-DE | 128 | $ 33,080,000 | $ 258,437 | $ 74,000 |
| Helena, MT | 126 | $ 53,850,000 | $ 427,380 | $ 133,000 |
| Bloomington, IL | 124 | $ 32,200,000 | $ 259,677 | $ 126,000 |
| Lebanon, PA | 122 | $ 32,970,000 | $ 270,245 | $ 103,000 |
| Muncie, IN | 118 | $ 19,950,000 | $ 169,067 | $ 69,000 |
| Great Falls, MT | 117 | $ 37,815,000 | $ 323,205 | $ 108,000 |
| Victoria, TX | 117 | $ 33,505,000 | $ 286,367 | $ 120,000 |
| Vineland-Bridgeton, NJ | 117 | $ 30,695,000 | $ 262,350 | $ 88,000 |
| Kankakee, IL | 113 | $ 22,705,000 | $ 200,929 | $ 84,000 |
| Mansfield, OH | 112 | $ 23,490,000 | $ 209,732 | $ 70,000 |
| Casper, WY | 110 | $ 33,950,000 | $ 308,636 | $ 108,000 |
| Eau Claire, WI | 105 | $ 27,355,000 | $ 260,523 | $ 88,000 |
| San Angelo, TX | 104 | $ 28,870,000 | $ 277,596 | $ 117,000 |
| Burlington-South Burlington, VT | 103 | $ 47,585,000 | $ 461,990 | $ 203,000 |
| Hattiesburg, MS | 101 | $ 26,965,000 | $ 266,980 | $ 112,000 |
| Morgantown, WV | 101 | $ 29,355,000 | $ 290,643 | $ 132,000 |
| Kingston, NY | 100 | $ 37,490,000 | $ 374,900 | $ 156,000 |
| Staunton-Waynesboro, VA | 100 | $ 26,710,000 | $ 267,100 | $ 77,000 |
| Springfield, IL | 99 | $ 25,945,000 | $ 262,070 | $ 99,000 |
| St. Joseph, MO-KS | 99 | $ 18,325,000 | $ 185,101 | $ 75,595 |
| Kenosha, WI | 97 | $ 27,025,000 | $ 278,608 | $ 86,000 |
| Bloomington, IN | 95 | $ 28,675,000 | $ 301,842 | $ 140,000 |
| Gadsden, AL | 94 | $ 22,230,000 | $ 236,489 | $ 92,000 |
| Monroe, LA | 92 | $ 22,230,000 | $ 241,630 | $ 94,000 |
| Sandusky, OH | 91 | $ 21,195,000 | $ 232,912 | $ 94,000 |
| Paducah, KY-IL | 90 | $ 17,610,000 | $ 195,666 | $ 85,055 |
| Champaign-Urbana, IL | 89 | $ 18,465,000 | $ 207,471 | $ 114,000 |
| Joplin, MO | 89 | $ 18,585,000 | $ 208,820 | $ 142,629 |
| Charleston, WV | 87 | $ 16,545,000 | $ 190,172 | $ 89,000 |
| Michigan City-La Porte, IN | 87 | $ 19,815,000 | $ 227,758 | $ 90,000 |
| Gettysburg, PA | 86 | $ 25,330,000 | $ 294,534 | $ 96,000 |
| Carson City, NV | 85 | $ 32,865,000 | $ 386,647 | $ 205,000 |
| Lawrence, KS | 79 | $ 25,585,000 | $ 323,860 | $ 121,000 |
| Terre Haute, IN | 79 | $ 15,905,000 | $ 201,329 | $ 78,000 |
| Walla Walla, WA | 77 | $ 27,615,000 | $ 358,636 | $ 114,000 |
| Corvallis, OR | 74 | $ 29,590,000 | $ 399,864 | $ 135,000 |
| Kokomo, IN | 73 | $ 13,395,000 | $ 183,493 | $ 68,000 |
| Columbus, IN | 70 | $ 16,510,000 | $ 235,857 | $ 80,000 |
| Sioux City, IA-NE-SD | 70 | $ 16,080,000 | $ 229,714 | $ 83,869 |
| Decatur, IL | 66 | $ 7,900,000 | $ 119,696 | $ 53,000 |
| Binghamton, NY | 64 | $ 10,540,000 | $ 164,687 | $ 76,000 |
| Sheboygan, WI | 63 | $ 17,335,000 | $ 275,158 | $ 120,000 |
| Williamsport, PA | 59 | $ 12,745,000 | $ 216,016 | $ 90,000 |
| Lima, OH | 57 | $ 11,965,000 | $ 209,912 | $ 81,000 |
| Altoona, PA | 55 | $ 9,925,000 | $ 180,454 | $ 83,000 |
| Pittsfield, MA | 55 | $ 14,615,000 | $ 265,727 | $ 85,000 |
| Waterloo-Cedar Falls, IA | 55 | $ 11,155,000 | $ 202,818 | $ 98,000 |
| La Crosse-Onalaska, WI-MN | 52 | $ 15,560,000 | $ 299,230 | $ 88,134 |
| Wheeling, WV-OH | 51 | $ 9,595,000 | $ 188,137 | $ 80,000 |
| Minot, ND | 49 | $ 13,405,000 | $ 273,571 | $ 110,000 |
| Weirton-Steubenville, WV-OH | 45 | $ 7,725,000 | $ 171,666 | $ 63,600 |
| Ames, IA | 43 | $ 12,575,000 | $ 292,441 | $ 91,000 |
| Fond Du Lac, WI | 42 | $ 10,370,000 | $ 246,904 | $ 94,000 |
| Johnstown, PA | 41 | $ 6,275,000 | $ 153,048 | $ 72,000 |
| Amherst Town-Northampton, MA | 40 | $ 13,730,000 | $ 343,250 | $ 125,000 |
| Grand Island, NE | 39 | $ 9,115,000 | $ 233,717 | $ 89,000 |
| Utica-Rome, NY | 36 | $ 6,540,000 | $ 181,666 | $ 78,000 |
| Enid, OK | 35 | $ 8,165,000 | $ 233,285 | $ 84,000 |
| Fairbanks, AK | 34 | $ 11,900,000 | $ 350,000 | $ 145,000 |
| Watertown-Fort Drum, NY | 32 | $ 6,340,000 | $ 198,125 | $ 100,000 |
| Dubuque, IA | 29 | $ 6,725,000 | $ 231,896 | $ 106,000 |
| Iowa City, IA | 28 | $ 6,600,000 | $ 235,714 | $ 93,000 |
| Parkersburg-Vienna, WV | 27 | $ 5,755,000 | $ 213,148 | $ 79,000 |
| Eagle Pass, TX | 25 | $ 6,515,000 | $ 260,600 | $ 86,000 |
| Beckley, WV | 22 | $ 5,180,000 | $ 235,454 | $ 102,000 |
| Cape Girardeau, MO-IL | 15 | $ 4,155,000 | $ 277,000 | $ 97,000 |
| Elmira, NY | 14 | $ 2,050,000 | $ 146,428 | $ 98,000 |
| Ithaca, NY | 5 | $ 2,505,000 | $ 501,000 | $ 1,312,000 |
Mortgage Loan Application Detail Totals for United Wholesale Mortgage in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 301,936 | $119,418,720,000 | $395,000 | $5,505,000 | $149,000 | $9,709,000 |
| Refinancing | 155,603 | $68,358,115,000 | $439,000 | $5,005,000 | $177,000 | $9,938,000 |
| Cash-out Refinancing | 121,299 | $35,354,575,000 | $291,000 | $3,995,000 | $128,000 | $8,844,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 253,816 | $97,570,870,000 | $384,000 | $5,005,000 | $159,000 | $9,709,000 |
| Not Provided | 123,320 | $44,879,920,000 | $363,000 | $5,505,000 | $136,000 | $8,904,000 |
| Hispanic | 99,052 | $37,298,190,000 | $376,000 | $5,005,000 | $133,000 | $9,647,000 |
| Asian | 55,592 | $26,690,470,000 | $480,000 | $4,845,000 | $182,000 | $9,938,000 |
| Black or African American | 41,129 | $14,515,035,000 | $352,000 | $3,505,000 | $119,000 | $6,016,000 |
| American Indian or Alaskan Native | 2,693 | $989,725,000 | $367,000 | $3,155,000 | $143,000 | $5,645,000 |
| Not applicable | 2,128 | $691,660,000 | $325,000 | $1,325,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1,108 | $495,540,000 | $447,000 | $2,125,000 | $153,000 | $3,028,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 347,114 | $135,495,360,000 | $390,000 | $5,505,000 | $169,000 | $9,938,000 |
| FHA-insured (Federal Housing Administration) | 133,062 | $45,664,900,000 | $343,000 | $1,695,000 | $104,000 | $1,803,000 |
| VA-guaranteed (Veterans Administration) | 97,292 | $41,647,140,000 | $428,000 | $5,205,000 | $124,000 | $2,980,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,370 | $324,010,000 | $236,000 | $685,000 | $83,000 | $190,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 422,120 | $164,317,560,000 | $389,000 | $5,505,000 | $154,000 | $9,679,000 |
| Application Denied By Financial Institution | 69,523 | $25,897,625,000 | $372,000 | $5,005,000 | $122,000 | $9,709,000 |
| Application Withdrawn By Applicant | 54,820 | $20,594,910,000 | $375,000 | $5,005,000 | $148,000 | $9,938,000 |
| File Closed For Incompleteness | 19,964 | $7,667,490,000 | $384,000 | $5,205,000 | $156,000 | $8,904,000 |
| Application Approved But Not Accepted | 10,283 | $3,962,165,000 | $385,000 | $4,405,000 | $154,000 | $4,771,000 |
| Loan Purchased By The Institution | 2,128 | $691,660,000 | $325,000 | $1,325,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 509,315 | $197,233,785,000 | $387,000 | $5,505,000 | $153,000 | $9,938,000 |
| Debt-To-Income Ratio | 25,932 | $10,009,850,000 | $386,000 | $4,845,000 | $93,000 | $5,701,000 |
| Collateral | 21,342 | $7,398,810,000 | $346,000 | $5,005,000 | $136,000 | $8,844,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11,279 | $4,502,295,000 | $399,000 | $4,955,000 | $141,000 | $9,709,000 |
| Other | 6,244 | $2,322,850,000 | $372,000 | $3,505,000 | $164,000 | $9,609,000 |
| Credit History | 3,055 | $1,004,155,000 | $328,000 | $3,005,000 | $131,000 | $5,886,000 |
| Unverifiable Information | 1,406 | $547,840,000 | $389,000 | $3,155,000 | $139,000 | $4,173,000 |
| Employment History | 179 | $78,495,000 | $438,000 | $3,005,000 | $145,000 | $5,480,000 |
| Credit Application Incomplete | 85 | $33,155,000 | $390,000 | $1,035,000 | $90,000 | $875,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $60,000 | $60,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Wholesale Mortgage's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Wholesale Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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