Southstate Bank, National Association Mortgage Lending & HMDA Data, 2022

In 2022, Southstate Bank, National Association of Winter Haven, FL reported 22,774 mortgage applications totaling $8.8 billion, down 19% from 2021. The average application was for $387,928, and applicants reported an average income of $180,723. 66% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,877), Charleston-North Charleston, SC (1,723) and Charlotte-Concord-Gastonia, NC-SC (1,612) (applications in parentheses).

Mortgage Company & Address Southstate Bank, National Association
1101 1st Street South
Winter Haven, FL 33880
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 22,774
Total Mortgage Loan Application Amount $8,834,680,000
Average Mortgage Loan Application Amount $387,928
Highest Mortgage Loan Application Amount $70,005,000
Average Applicant Income $180,723
Highest Applicant Income $7,254,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstate Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstate Bank, National Association by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Charleston, South Carolina 1,215 $ 597,135,000 $ 491,469 $ 247,000
Polk, Florida 736 $ 118,590,000 $ 161,127 $ 117,000
Beaufort, South Carolina 702 $ 338,160,000 $ 481,709 $ 249,000
Mecklenburg, North Carolina 666 $ 410,720,000 $ 616,696 $ 326,000
Greenville, South Carolina 657 $ 230,245,000 $ 350,449 $ 229,000
Horry, South Carolina 644 $ 129,340,000 $ 200,838 $ 105,000
Fulton, Georgia 612 $ 350,120,000 $ 572,091 $ 259,000
Hillsborough, Florida 475 $ 230,835,000 $ 485,968 $ 190,000
Orange, Florida 462 $ 157,680,000 $ 341,298 $ 193,000
York, South Carolina 451 $ 118,345,000 $ 262,405 $ 160,000
Sarasota, Florida 421 $ 216,525,000 $ 514,311 $ 216,000
Baldwin, Alabama 393 $ 165,505,000 $ 421,132 $ 252,000
Manatee, Florida 384 $ 127,190,000 $ 331,223 $ 163,000
Volusia, Florida 382 $ 75,570,000 $ 197,827 $ 112,000
Berkeley, South Carolina 324 $ 158,220,000 $ 488,333 $ 164,000
DeKalb, Georgia 319 $ 152,165,000 $ 477,006 $ 213,000
Columbia, Georgia 313 $ 94,945,000 $ 303,338 $ 151,000
Richmond, Georgia 284 $ 71,050,000 $ 250,176 $ 117,000
Cobb, Georgia 277 $ 94,185,000 $ 340,018 $ 197,000
St. Lucie, Florida 274 $ 72,440,000 $ 264,379 $ 162,000
Pinellas, Florida 273 $ 102,425,000 $ 375,183 $ 198,000
Lake, Florida 270 $ 51,840,000 $ 192,000 $ 107,000
Anderson, South Carolina 268 $ 81,050,000 $ 302,425 $ 162,000
Richland, South Carolina 264 $ 69,120,000 $ 261,818 $ 211,000
Lexington, South Carolina 257 $ 64,455,000 $ 250,797 $ 159,000
Marion, Florida 253 $ 59,465,000 $ 235,039 $ 151,000
Osceola, Florida 250 $ 53,840,000 $ 215,360 $ 118,000
Seminole, Florida 250 $ 93,210,000 $ 372,840 $ 186,000
Madison, Alabama 247 $ 243,745,000 $ 986,821 $ 202,000
Pickens, South Carolina 238 $ 82,420,000 $ 346,302 $ 149,000
Indian River, Florida 236 $ 104,060,000 $ 440,932 $ 205,000
Brunswick, North Carolina 230 $ 122,760,000 $ 533,739 $ 173,000
Chatham, Georgia 226 $ 97,830,000 $ 432,876 $ 305,000
Pasco, Florida 218 $ 82,930,000 $ 380,412 $ 112,000
St. Johns, Florida 216 $ 77,790,000 $ 360,138 $ 192,000
Oconee, South Carolina 205 $ 89,635,000 $ 437,243 $ 191,000
Highlands, Florida 192 $ 32,380,000 $ 168,645 $ 79,000
Aiken, South Carolina 192 $ 45,770,000 $ 238,385 $ 133,000
Palm Beach, Florida 187 $ 75,945,000 $ 406,122 $ 253,000
Dorchester, South Carolina 184 $ 33,990,000 $ 184,728 $ 104,000
Duval, Florida 182 $ 69,450,000 $ 381,593 $ 243,000
Miami-Dade, Florida 171 $ 115,795,000 $ 677,163 $ 211,000
Georgetown, South Carolina 168 $ 51,900,000 $ 308,928 $ 210,000
Spartanburg, South Carolina 168 $ 44,080,000 $ 262,380 $ 147,000
Broward, Florida 164 $ 68,800,000 $ 419,512 $ 253,000
Lee, Alabama 154 $ 50,730,000 $ 329,415 $ 180,000
Lee, Florida 150 $ 28,250,000 $ 188,333 $ 123,000
Florence, South Carolina 145 $ 27,695,000 $ 191,000 $ 110,000
Gwinnett, Georgia 136 $ 92,550,000 $ 680,514 $ 208,000
Collier, Florida 135 $ 80,195,000 $ 594,037 $ 293,000
Putnam, Florida 134 $ 21,740,000 $ 162,238 $ 75,000
Gaston, North Carolina 130 $ 25,610,000 $ 197,000 $ 136,000
Union, North Carolina 128 $ 48,350,000 $ 377,734 $ 197,000
Brevard, Florida 127 $ 86,945,000 $ 684,606 $ 150,000
Martin, Florida 122 $ 45,000,000 $ 368,852 $ 214,000
Orangeburg, South Carolina 117 $ 19,995,000 $ 170,897 $ 113,000
Floyd, Georgia 111 $ 27,985,000 $ 252,117 $ 105,000
Wake, North Carolina 103 $ 33,555,000 $ 325,776 $ 230,000
Cherokee, Georgia 100 $ 31,970,000 $ 319,700 $ 171,000
Jefferson, Alabama 98 $ 33,240,000 $ 339,183 $ 233,000
Alachua, Florida 96 $ 40,420,000 $ 421,041 $ 182,000
Buncombe, North Carolina 94 $ 48,570,000 $ 516,702 $ 259,000
Habersham, Georgia 93 $ 15,985,000 $ 171,881 $ 97,000
New Hanover, North Carolina 92 $ 80,080,000 $ 870,434 $ 204,000
Okeechobee, Florida 89 $ 14,625,000 $ 164,325 $ 94,000
Jasper, South Carolina 85 $ 14,965,000 $ 176,058 $ 104,000
Colleton, South Carolina 82 $ 18,590,000 $ 226,707 $ 143,000
Yukon-Koyukuk, Alaska 80 $ 98,600,000 $ 1,232,500 $ 67,000
Escambia, Florida 80 $ 36,640,000 $ 458,000 $ 303,000
Charlotte, Florida 77 $ 21,925,000 $ 284,740 $ 146,000
Flagler, Florida 76 $ 23,390,000 $ 307,763 $ 150,000
Forsyth, Georgia 73 $ 25,305,000 $ 346,643 $ 202,000
Hall, Georgia 73 $ 85,085,000 $ 1,165,547 $ 123,000
Jackson, Georgia 71 $ 14,905,000 $ 209,929 $ 119,000
Troup, Georgia 71 $ 11,655,000 $ 164,154 $ 92,000
Greenwood, South Carolina 69 $ 10,035,000 $ 145,434 $ 99,000
Fannin, Georgia 65 $ 22,715,000 $ 349,461 $ 252,000
Iredell, North Carolina 63 $ 32,795,000 $ 520,555 $ 243,000
Monroe, Florida 60 $ 29,400,000 $ 490,000 $ 262,000
Walton, Florida 60 $ 60,040,000 $ 1,000,666 $ 449,000
Union, Georgia 57 $ 10,375,000 $ 182,017 $ 141,000
Hernando, Florida 56 $ 12,160,000 $ 217,142 $ 99,000
Lancaster, South Carolina 52 $ 17,890,000 $ 344,038 $ 162,000
Gordon, Georgia 50 $ 11,410,000 $ 228,200 $ 119,000
Paulding, Georgia 50 $ 16,200,000 $ 324,000 $ 120,000
Sumter, Florida 47 $ 34,465,000 $ 733,297 $ 99,000
Bryan, Georgia 47 $ 11,385,000 $ 242,234 $ 125,000
Darlington, South Carolina 45 $ 5,615,000 $ 124,777 $ 80,000
Citrus, Florida 43 $ 9,365,000 $ 217,790 $ 219,000
Coweta, Georgia 43 $ 14,175,000 $ 329,651 $ 171,000
Barrow, Georgia 40 $ 9,770,000 $ 244,250 $ 83,000
White, Georgia 40 $ 7,240,000 $ 181,000 $ 105,000
Kershaw, South Carolina 40 $ 7,490,000 $ 187,250 $ 87,000
Henrico, Virginia 40 $ 8,700,000 $ 217,500 $ 209,000
Chambers, Alabama 39 $ 2,845,000 $ 72,948 $ 59,000
Laurens, Georgia 39 $ 9,595,000 $ 246,025 $ 117,000
Limestone, Alabama 38 $ 16,840,000 $ 443,157 $ 165,000
Clay, Florida 38 $ 12,760,000 $ 335,789 $ 164,000
Bartow, Georgia 38 $ 10,370,000 $ 272,894 $ 92,000
Rowan, North Carolina 38 $ 11,670,000 $ 307,105 $ 113,000
Newberry, South Carolina 38 $ 10,710,000 $ 281,842 $ 146,000
Laurens, South Carolina 37 $ 8,805,000 $ 237,972 $ 98,000
Whitfield, Georgia 36 $ 7,580,000 $ 210,555 $ 82,000
Chesterfield, Virginia 34 $ 5,790,000 $ 170,294 $ 252,000
Santa Rosa, Florida 33 $ 8,165,000 $ 247,424 $ 119,000
Towns, Georgia 33 $ 7,305,000 $ 221,363 $ 138,000
Lincoln, North Carolina 33 $ 19,845,000 $ 601,363 $ 304,000
Pender, North Carolina 33 $ 7,115,000 $ 215,606 $ 135,000
DeSoto, Florida 31 $ 6,625,000 $ 213,709 $ 146,000
Calhoun, South Carolina 31 $ 6,775,000 $ 218,548 $ 118,000
Gilmer, Georgia 30 $ 6,910,000 $ 230,333 $ 166,000
Cabarrus, North Carolina 30 $ 10,230,000 $ 341,000 $ 180,000
Robeson, North Carolina 30 $ 3,400,000 $ 113,333 $ 64,000
Nassau, Florida 29 $ 11,935,000 $ 411,551 $ 319,000
Clayton, Georgia 29 $ 7,185,000 $ 247,758 $ 80,000
Fairfield, South Carolina 29 $ 6,095,000 $ 210,172 $ 140,000
Carroll, Georgia 28 $ 5,710,000 $ 203,928 $ 108,000
Tift, Georgia 28 $ 6,100,000 $ 217,857 $ 93,000
Sumter, South Carolina 28 $ 4,320,000 $ 154,285 $ 75,000
Richmond City, Virginia 27 $ 19,615,000 $ 726,481 $ 310,000
Clarke, Georgia 26 $ 10,520,000 $ 404,615 $ 209,000
Edgefield, South Carolina 26 $ 6,250,000 $ 240,384 $ 166,000
Bibb, Georgia 25 $ 6,065,000 $ 242,600 $ 106,000
Hart, Georgia 25 $ 7,825,000 $ 313,000 $ 159,000
Durham, North Carolina 25 $ 4,465,000 $ 178,600 $ 171,000
Henderson, North Carolina 25 $ 10,795,000 $ 431,800 $ 138,000
Orange, North Carolina 25 $ 8,665,000 $ 346,600 $ 244,000
Clarendon, South Carolina 25 $ 4,255,000 $ 170,200 $ 113,000
Saluda, South Carolina 25 $ 5,975,000 $ 239,000 $ 95,000
Abbeville, South Carolina 24 $ 3,810,000 $ 158,750 $ 78,000
Bay, Florida 23 $ 8,805,000 $ 382,826 $ 206,000
Union, South Carolina 23 $ 2,335,000 $ 101,521 $ 62,000
Shelby, Alabama 22 $ 8,040,000 $ 365,454 $ 149,000
Tallapoosa, Alabama 22 $ 17,540,000 $ 797,272 $ 346,000
Henry, Georgia 22 $ 7,780,000 $ 353,636 $ 112,000
Catawba, North Carolina 21 $ 36,585,000 $ 1,742,142 $ 366,000
Haywood, North Carolina 21 $ 5,745,000 $ 273,571 $ 157,000
Jackson, North Carolina 21 $ 16,985,000 $ 808,809 $ 415,000
Chester, South Carolina 21 $ 4,165,000 $ 198,333 $ 99,000
Rabun, Georgia 20 $ 5,720,000 $ 286,000 $ 156,000
Columbus, North Carolina 20 $ 2,510,000 $ 125,500 $ 59,000
McCormick, South Carolina 19 $ 11,355,000 $ 597,631 $ 325,000
Okaloosa, Florida 18 $ 10,790,000 $ 599,444 $ 322,000
Banks, Georgia 18 $ 2,590,000 $ 143,888 $ 84,000
Glynn, Georgia 18 $ 9,860,000 $ 547,777 $ 372,000
Transylvania, North Carolina 18 $ 10,390,000 $ 577,222 $ 277,000
Tattnall, Georgia 17 $ 2,035,000 $ 119,705 $ 58,000
Watauga, North Carolina 17 $ 5,575,000 $ 327,941 $ 267,000
Douglas, Georgia 16 $ 5,500,000 $ 343,750 $ 140,000
Lincoln, Georgia 16 $ 6,370,000 $ 398,125 $ 150,000
McDuffie, Georgia 16 $ 4,520,000 $ 282,500 $ 134,000
Rockdale, Georgia 16 $ 4,260,000 $ 266,250 $ 114,000
Stephens, Georgia 16 $ 2,590,000 $ 161,875 $ 86,000
Onslow, North Carolina 16 $ 6,430,000 $ 401,875 $ 212,000
Mobile, Alabama 15 $ 3,045,000 $ 203,000 $ 113,000
Houston, Georgia 15 $ 5,105,000 $ 340,333 $ 99,000
Guilford, North Carolina 15 $ 6,085,000 $ 405,666 $ 242,000
Macon, North Carolina 15 $ 6,105,000 $ 407,000 $ 292,000
Williamsburg, South Carolina 15 $ 1,725,000 $ 115,000 $ 69,000
Burke, Georgia 14 $ 2,580,000 $ 184,285 $ 79,000
Effingham, Georgia 14 $ 2,390,000 $ 170,714 $ 93,000
Pickens, Georgia 14 $ 3,310,000 $ 236,428 $ 112,000
Hampton, South Carolina 14 $ 1,960,000 $ 140,000 $ 58,000
Jackson, Alabama 13 $ 3,745,000 $ 288,076 $ 155,000
Hendry, Florida 13 $ 1,495,000 $ 115,000 $ 75,000
Leon, Florida 13 $ 3,105,000 $ 238,846 $ 85,000
Fayette, Georgia 13 $ 3,655,000 $ 281,153 $ 238,000
Monroe, Georgia 13 $ 4,605,000 $ 354,230 $ 142,000
Oconee, Georgia 13 $ 5,825,000 $ 448,076 $ 339,000
Lee, South Carolina 13 $ 1,535,000 $ 118,076 $ 57,000
Levy, Florida 12 $ 3,090,000 $ 257,500 $ 105,000
Heard, Georgia 12 $ 3,050,000 $ 254,166 $ 99,000
Murray, Georgia 12 $ 2,400,000 $ 200,000 $ 102,000
Walton, Georgia 12 $ 4,270,000 $ 355,833 $ 120,000
Cherokee, North Carolina 12 $ 2,630,000 $ 219,166 $ 92,000
Bamberg, South Carolina 12 $ 1,590,000 $ 132,500 $ 111,000
Houston, Alabama 11 $ 1,895,000 $ 172,272 $ 74,000
Marshall, Alabama 11 $ 8,295,000 $ 754,090 $ 225,000
Marion, South Carolina 11 $ 985,000 $ 89,545 $ 63,000
Morgan, Alabama 10 $ 2,820,000 $ 282,000 $ 215,000
Greene, Georgia 10 $ 11,760,000 $ 1,176,000 $ 485,000
Lumpkin, Georgia 10 $ 2,930,000 $ 293,000 $ 113,000
Polk, Georgia 10 $ 2,320,000 $ 232,000 $ 111,000
Turner, Georgia 10 $ 2,810,000 $ 281,000 $ 181,000
Bladen, North Carolina 10 $ 1,020,000 $ 102,000 $ 57,000
Burke, North Carolina 10 $ 5,290,000 $ 529,000 $ 444,000
Clay, Alabama 9 $ 1,335,000 $ 148,333 $ 58,000
Glades, Florida 9 $ 1,415,000 $ 157,222 $ 66,000
Franklin, Georgia 9 $ 2,105,000 $ 233,888 $ 64,000
Liberty, Georgia 9 $ 1,785,000 $ 198,333 $ 124,000
Muscogee, Georgia 9 $ 3,535,000 $ 392,777 $ 239,000
Putnam, Georgia 9 $ 5,585,000 $ 620,555 $ 443,000
Davidson, North Carolina 9 $ 3,065,000 $ 340,555 $ 156,000
Rutherford, North Carolina 9 $ 3,115,000 $ 346,111 $ 80,000
Allen, Ohio 9 $ 1,755,000 $ 195,000 $ 78,000
Cherokee, South Carolina 9 $ 1,665,000 $ 185,000 $ 118,000
Chesterfield, South Carolina 9 $ 1,455,000 $ 161,666 $ 74,000
Dillon, South Carolina 9 $ 975,000 $ 108,333 $ 51,000
Hanover, Virginia 9 $ 1,115,000 $ 123,888 $ 163,000
Montgomery, Alabama 8 $ 3,500,000 $ 437,500 $ 255,000
Jones, Georgia 8 $ 2,130,000 $ 266,250 $ 119,000
Madison, Georgia 8 $ 760,000 $ 95,000 $ 86,000
Worth, Georgia 8 $ 1,170,000 $ 146,250 $ 87,000
Carteret, North Carolina 8 $ 1,000,000 $ 125,000 $ 146,000
Barnwell, South Carolina 8 $ 1,170,000 $ 146,250 $ 73,000
Buchanan, Virginia 8 $ 760,000 $ 95,000 $ 59,000
St. Clair, Alabama 7 $ 1,305,000 $ 186,428 $ 125,000
Talladega, Alabama 7 $ 935,000 $ 133,571 $ 59,000
Columbia, Florida 7 $ 1,805,000 $ 257,857 $ 203,000
Gulf, Florida 7 $ 5,915,000 $ 845,000 $ 396,000
Suwannee, Florida 7 $ 1,845,000 $ 263,571 $ 125,000
Bulloch, Georgia 7 $ 1,435,000 $ 205,000 $ 82,000
Colquitt, Georgia 7 $ 2,035,000 $ 290,714 $ 140,000
Newton, Georgia 7 $ 2,305,000 $ 329,285 $ 141,000
Avery, North Carolina 7 $ 5,115,000 $ 730,714 $ 343,000
Caldwell, North Carolina 7 $ 1,785,000 $ 255,000 $ 191,000
Cleveland, North Carolina 7 $ 1,125,000 $ 160,714 $ 133,000
Harnett, North Carolina 7 $ 1,805,000 $ 257,857 $ 78,000
Johnston, North Carolina 7 $ 2,255,000 $ 322,142 $ 116,000
Hamilton, Tennessee 7 $ 51,365,000 $ 7,337,857 $ 82,000
Goochland, Virginia 7 $ 3,125,000 $ 446,428 $ 286,000
Prince William, Virginia 7 $ 3,015,000 $ 430,714 $ 161,000
Colbert, Alabama 6 $ 1,910,000 $ 318,333 $ 98,000
Randolph, Alabama 6 $ 1,340,000 $ 223,333 $ 143,000
Hardee, Florida 6 $ 870,000 $ 145,000 $ 69,000
Berrien, Georgia 6 $ 680,000 $ 113,333 $ 80,000
Crisp, Georgia 6 $ 810,000 $ 135,000 $ 64,000
Jefferson, Georgia 6 $ 1,020,000 $ 170,000 $ 60,000
Chatham, North Carolina 6 $ 2,770,000 $ 461,666 $ 266,000
Edgecombe, North Carolina 6 $ 740,000 $ 123,333 $ 52,000
Forsyth, North Carolina 6 $ 1,140,000 $ 190,000 $ 132,000
McDowell, North Carolina 6 $ 3,290,000 $ 548,333 $ 278,000
Moore, North Carolina 6 $ 1,740,000 $ 290,000 $ 104,000
Polk, North Carolina 6 $ 2,280,000 $ 380,000 $ 340,000
Davidson, Tennessee 6 $ 2,920,000 $ 486,666 $ 203,000
Maury, Tennessee 6 $ 2,550,000 $ 425,000 $ 181,000
Sevier, Tennessee 6 $ 3,420,000 $ 570,000 $ 491,000
Powhatan, Virginia 6 $ 710,000 $ 118,333 $ 191,000
Tazewell, Virginia 6 $ 610,000 $ 101,666 $ 39,000
Calhoun, Alabama 5 $ 665,000 $ 133,000 $ 56,000
Winston, Alabama 5 $ 2,645,000 $ 529,000 $ 552,000
Camden, Georgia 5 $ 2,325,000 $ 465,000 $ 147,000
Chattooga, Georgia 5 $ 1,015,000 $ 203,000 $ 69,000
Dawson, Georgia 5 $ 1,065,000 $ 213,000 $ 193,000
Dooly, Georgia 5 $ 1,235,000 $ 247,000 $ 90,000
Long, Georgia 5 $ 1,385,000 $ 277,000 $ 99,000
Meriwether, Georgia 5 $ 1,535,000 $ 307,000 $ 150,000
Walker, Georgia 5 $ 1,395,000 $ 279,000 $ 94,000
Clay, North Carolina 5 $ 1,175,000 $ 235,000 $ 136,000
Craven, North Carolina 5 $ 775,000 $ 155,000 $ 70,000
Dare, North Carolina 5 $ 1,955,000 $ 391,000 $ 149,000
Duplin, North Carolina 5 $ 445,000 $ 89,000 $ 51,000
Pitt, North Carolina 5 $ 535,000 $ 107,000 $ 51,000
Wilson, North Carolina 5 $ 465,000 $ 93,000 $ 84,000
Fairfax, Virginia 5 $ 2,215,000 $ 443,000 $ 142,000
Elmore, Alabama 4 $ 2,040,000 $ 510,000 $ 556,000
Etowah, Alabama 4 $ 760,000 $ 190,000 $ 47,000
Tuscaloosa, Alabama 4 $ 640,000 $ 160,000 $ 196,000
Baker, Florida 4 $ 600,000 $ 150,000 $ 128,000
Franklin, Florida 4 $ 1,030,000 $ 257,500 $ 105,000
Evans, Georgia 4 $ 690,000 $ 172,500 $ 87,000
Harris, Georgia 4 $ 1,090,000 $ 272,500 $ 131,000
Lowndes, Georgia 4 $ 710,000 $ 177,500 $ 68,000
Beaufort, North Carolina 4 $ 540,000 $ 135,000 $ 229,000
Nash, North Carolina 4 $ 650,000 $ 162,500 $ 63,000
Stanly, North Carolina 4 $ 1,410,000 $ 352,500 $ 400,000
Yancey, North Carolina 4 $ 1,270,000 $ 317,500 $ 160,000
Knox, Tennessee 4 $ 1,620,000 $ 405,000 $ 145,000
Harris, Texas 4 $ 1,300,000 $ 325,000 $ 966,000
Virginia Beach, Virginia 4 $ 2,450,000 $ 612,500 $ 505,000
Blount, Alabama 3 $ 1,585,000 $ 528,333 $ 152,000
Cherokee, Alabama 3 $ 765,000 $ 255,000 $ 185,000
Cullman, Alabama 3 $ 2,265,000 $ 755,000 $ 243,000
Hamilton, Florida 3 $ 455,000 $ 151,666 $ 80,000
Madison, Florida 3 $ 895,000 $ 298,333 $ 80,000
Ben Hill, Georgia 3 $ 405,000 $ 135,000 $ 68,000
Cook, Georgia 3 $ 535,000 $ 178,333 $ 100,000
Dodge, Georgia 3 $ 345,000 $ 115,000 $ 95,000
Dougherty, Georgia 3 $ 435,000 $ 145,000 $ 156,000
Elbert, Georgia 3 $ 685,000 $ 228,333 $ 75,000
Johnson, Georgia 3 $ 645,000 $ 215,000 $ 93,000
Lee, Georgia 3 $ 815,000 $ 271,666 $ 77,000
Sumter, Georgia 3 $ 745,000 $ 248,333 $ 59,000
Washington, Georgia 3 $ 365,000 $ 121,666 $ 94,000
Caddo, Louisiana 3 $ 385,000 $ 128,333 $ 142,000
Clarke, Mississippi 3 $ 335,000 $ 111,666 $ 69,000
Lee, Mississippi 3 $ 395,000 $ 131,666 $ 87,000
Prentiss, Mississippi 3 $ 285,000 $ 95,000 $ 40,000
Alamance, North Carolina 3 $ 555,000 $ 185,000 $ 91,000
Franklin, North Carolina 3 $ 645,000 $ 215,000 $ 93,000
Lee, North Carolina 3 $ 515,000 $ 171,666 $ 75,000
Montgomery, North Carolina 3 $ 2,345,000 $ 781,666 $ 256,000
Person, North Carolina 3 $ 1,275,000 $ 425,000 $ 132,000
Swain, North Carolina 3 $ 1,275,000 $ 425,000 $ 217,000
Wayne, North Carolina 3 $ 275,000 $ 91,666 $ 38,000
Putnam, Ohio 3 $ 435,000 $ 145,000 $ 34,000
Blount, Tennessee 3 $ 805,000 $ 268,333 $ 303,000
James City, Virginia 3 $ 1,445,000 $ 481,666 $ 176,000
Barbour, Alabama 2 $ 240,000 $ 120,000 $ 73,000
Butler, Alabama 2 $ 270,000 $ 135,000 $ 87,000
Choctaw, Alabama 2 $ 240,000 $ 120,000 $ 81,000
Coffee, Alabama 2 $ 250,000 $ 125,000 $ 35,000
Dale, Alabama 2 $ 160,000 $ 80,000 $ 45,000
Dallas, Alabama 2 $ 320,000 $ 160,000 $ 62,000
Lauderdale, Alabama 2 $ 650,000 $ 325,000 $ 164,000
Lawrence, Alabama 2 $ 560,000 $ 280,000 $ 248,000
San Bernardino, California 2 $ 440,000 $ 220,000 $ 98,000
Bradford, Florida 2 $ 290,000 $ 145,000 $ 117,000
Taylor, Florida 2 $ 560,000 $ 280,000 $ 401,000
Wakulla, Florida 2 $ 710,000 $ 355,000 $ 347,000
Butts, Georgia 2 $ 430,000 $ 215,000 $ 109,000
Catoosa, Georgia 2 $ 410,000 $ 205,000 $ 56,000
Charlton, Georgia 2 $ 280,000 $ 140,000 $ 84,000
Decatur, Georgia 2 $ 280,000 $ 140,000 $ 97,000
Emanuel, Georgia 2 $ 380,000 $ 190,000 $ 123,000
Hancock, Georgia 2 $ 1,060,000 $ 530,000 $ 144,000
Haralson, Georgia 2 $ 280,000 $ 140,000 $ 29,000
Morgan, Georgia 2 $ 2,240,000 $ 1,120,000 $ 341,000
Oglethorpe, Georgia 2 $ 230,000 $ 115,000 $ 219,000
Pierce, Georgia 2 $ 480,000 $ 240,000 $ 128,000
Pike, Georgia 2 $ 300,000 $ 150,000 $ 74,000
Pulaski, Georgia 2 $ 420,000 $ 210,000 $ 106,000
Twiggs, Georgia 2 $ 330,000 $ 165,000 $ 69,000
Ware, Georgia 2 $ 320,000 $ 160,000 $ 50,000
Cook, Illinois 2 $ 290,000 $ 145,000 $ 118,000
Dakota, Minnesota 2 $ 1,220,000 $ 610,000 $ 5,000
Clay, Mississippi 2 $ 300,000 $ 150,000 $ 58,000
George, Mississippi 2 $ 170,000 $ 85,000 $ 61,000
Hancock, Mississippi 2 $ 250,000 $ 125,000 $ 82,000
Harrison, Mississippi 2 $ 200,000 $ 100,000 $ 45,000
Jackson, Mississippi 2 $ 310,000 $ 155,000 $ 83,000
Jones, Mississippi 2 $ 270,000 $ 135,000 $ 127,000
Monroe, Mississippi 2 $ 300,000 $ 150,000 $ 46,000
Pearl River, Mississippi 2 $ 250,000 $ 125,000 $ 67,000
Simpson, Mississippi 2 $ 150,000 $ 75,000 $ 76,000
Smith, Mississippi 2 $ 160,000 $ 80,000 $ 45,000
Alexander, North Carolina 2 $ 430,000 $ 215,000 $ 191,000
Chowan, North Carolina 2 $ 240,000 $ 120,000 $ 113,000
Halifax, North Carolina 2 $ 320,000 $ 160,000 $ 81,000
Madison, North Carolina 2 $ 610,000 $ 305,000 $ 118,000
Pasquotank, North Carolina 2 $ 130,000 $ 65,000 $ 41,000
Sampson, North Carolina 2 $ 190,000 $ 95,000 $ 72,000
Stokes, North Carolina 2 $ 230,000 $ 115,000 $ 41,000
Surry, North Carolina 2 $ 420,000 $ 210,000 $ 173,000
Warren, North Carolina 2 $ 200,000 $ 100,000 $ 58,000
Wilkes, North Carolina 2 $ 340,000 $ 170,000 $ 68,000
Defiance, Ohio 2 $ 370,000 $ 185,000 $ 62,000
Marlboro, South Carolina 2 $ 180,000 $ 90,000 $ 37,000
Albemarle, Virginia 2 $ 380,000 $ 190,000 $ 125,000
Carroll, Virginia 2 $ 110,000 $ 55,000 $ 87,000
Frederick, Virginia 2 $ 120,000 $ 60,000 $ 58,000
Hopewell, Virginia 2 $ 140,000 $ 70,000 $ 62,000
Lynchburg, Virginia 2 $ 170,000 $ 85,000 $ 79,000
Russell, Virginia 2 $ 230,000 $ 115,000 $ 65,000
Shenandoah, Virginia 2 $ 590,000 $ 295,000 $ 38,000
Washington, Virginia 2 $ 370,000 $ 185,000 $ 98,000
Wayne, West Virginia 2 $ 200,000 $ 100,000 $ 147,000
Autauga, Alabama 1 $ 195,000 $ 195,000 $ 45,000
Bullock, Alabama 1 $ 135,000 $ 135,000 $ 34,000
Chilton, Alabama 1 $ 575,000 $ 575,000 $ 851,000
Covington, Alabama 1 $ 205,000 $ 205,000 $ 81,000
DeKalb, Alabama 1 $ 165,000 $ 165,000 $ 94,000
Escambia, Alabama 1 $ 105,000 $ 105,000 $ 317,000
Macon, Alabama 1 $ 275,000 $ 275,000 $ 237,000
Marion, Alabama 1 $ 155,000 $ 155,000 $ 78,000
Russell, Alabama 1 $ 255,000 $ 255,000 $ 62,000
Walker, Alabama 1 $ 245,000 $ 245,000 $ 178,000
Kenai Peninsula, Alaska 1 $ 55,000 $ 55,000 $ 307,000
Garland, Arkansas 1 $ 725,000 $ 725,000 $ 1,044,000
Los Angeles, California 1 $ 15,000 $ 15,000 $ 82,000
Broomfield, Colorado 1 $ 105,000 $ 105,000 $ 204,000
San Miguel, Colorado 1 $ 925,000 $ 925,000 $ 180,000
Fairfield, Connecticut 1 $ 2,005,000 $ 2,005,000 $ 565,000
New London, Connecticut 1 $ 285,000 $ 285,000 $ 391,000
New Castle, Delaware 1 $ 455,000 $ 455,000 $ 100,000
Calhoun, Florida 1 $ 235,000 $ 235,000 $ 355,000
Dixie, Florida 1 $ 135,000 $ 135,000 $ 36,000
Gadsden, Florida 1 $ 175,000 $ 175,000 $ 42,000
Gilchrist, Florida 1 $ 465,000 $ 465,000 $ 136,000
Holmes, Florida 1 $ 55,000 $ 55,000 $ 45,000
Jackson, Florida 1 $ 255,000 $ 255,000 $ 355,000
Jefferson, Florida 1 $ 335,000 $ 335,000 $ 31,000
Lafayette, Florida 1 $ 465,000 $ 465,000 $ 157,000
Washington, Florida 1 $ 335,000 $ 335,000 $ 70,000
Atkinson, Georgia 1 $ 115,000 $ 115,000 $ 29,000
Bacon, Georgia 1 $ 135,000 $ 135,000 $ 43,000
Baldwin, Georgia 1 $ 285,000 $ 285,000 $ 130,000
Bleckley, Georgia 1 $ 115,000 $ 115,000 $ 71,000
Brooks, Georgia 1 $ 85,000 $ 85,000 $ 780,000
Dade, Georgia 1 $ 235,000 $ 235,000 $ 50,000
Irwin, Georgia 1 $ 145,000 $ 145,000 $ 38,000
Jasper, Georgia 1 $ 405,000 $ 405,000 $ 0
Lamar, Georgia 1 $ 105,000 $ 105,000 $ 39,000
Macon, Georgia 1 $ 295,000 $ 295,000 $ 146,000
McIntosh, Georgia 1 $ 55,000 $ 55,000 $ 29,000
Schley, Georgia 1 $ 115,000 $ 115,000 $ 130,000
Talbot, Georgia 1 $ 155,000 $ 155,000 $ 115,000
Taylor, Georgia 1 $ 205,000 $ 205,000 $ 100,000
Toombs, Georgia 1 $ 295,000 $ 295,000 $ 230,000
Upson, Georgia 1 $ 35,000 $ 35,000 $ 41,000
Webster, Georgia 1 $ 485,000 $ 485,000 $ 340,000
Wheeler, Georgia 1 $ 205,000 $ 205,000 $ 116,000
Wilkes, Georgia 1 $ 745,000 $ 745,000 $ 306,000
DuPage, Illinois 1 $ 245,000 $ 245,000 $ 130,000
Lake, Illinois 1 $ 455,000 $ 455,000 $ 130,000
McHenry, Illinois 1 $ 285,000 $ 285,000 $ 135,000
Jessamine, Kentucky 1 $ 245,000 $ 245,000 $ 145,000
Orleans, Louisiana 1 $ 505,000 $ 505,000 $ 116,000
Howard, Maryland 1 $ 475,000 $ 475,000 $ 160,000
Prince George's, Maryland 1 $ 255,000 $ 255,000 $ 95,000
Houghton, Michigan 1 $ 305,000 $ 305,000 $ 132,000
St. Louis, Minnesota 1 $ 425,000 $ 425,000 $ 123,000
Amite, Mississippi 1 $ 105,000 $ 105,000 $ 116,000
Attala, Mississippi 1 $ 95,000 $ 95,000 $ 38,000
Choctaw, Mississippi 1 $ 185,000 $ 185,000 $ 166,000
Copiah, Mississippi 1 $ 505,000 $ 505,000 $ 0
Covington, Mississippi 1 $ 65,000 $ 65,000 $ 24,000
DeSoto, Mississippi 1 $ 405,000 $ 405,000 $ 0
Jasper, Mississippi 1 $ 95,000 $ 95,000 $ 42,000
Kemper, Mississippi 1 $ 95,000 $ 95,000 $ 49,000
Marshall, Mississippi 1 $ 165,000 $ 165,000 $ 46,000
Pike, Mississippi 1 $ 95,000 $ 95,000 $ 83,000
Pontotoc, Mississippi 1 $ 205,000 $ 205,000 $ 374,000
Rankin, Mississippi 1 $ 175,000 $ 175,000 $ 49,000
Scott, Mississippi 1 $ 95,000 $ 95,000 $ 40,000
Tishomingo, Mississippi 1 $ 175,000 $ 175,000 $ 118,000
Cass, Missouri 1 $ 145,000 $ 145,000 $ 57,000
Chariton, Missouri 1 $ 395,000 $ 395,000 $ 132,000
Jackson, Missouri 1 $ 185,000 $ 185,000 $ 122,000
Lancaster, Nebraska 1 $ 305,000 $ 305,000 $ 306,000
Rockingham, New Hampshire 1 $ 405,000 $ 405,000 $ 0
Strafford, New Hampshire 1 $ 285,000 $ 285,000 $ 441,000
Sandoval, New Mexico 1 $ 545,000 $ 545,000 $ 183,000
New York, New York 1 $ 965,000 $ 965,000 $ 2,603,000
St. Lawrence, New York 1 $ 105,000 $ 105,000 $ 0
Alleghany, North Carolina 1 $ 395,000 $ 395,000 $ 0
Ashe, North Carolina 1 $ 365,000 $ 365,000 $ 197,000
Cumberland, North Carolina 1 $ 265,000 $ 265,000 $ 83,000
Currituck, North Carolina 1 $ 1,525,000 $ 1,525,000 $ 2,310,000
Granville, North Carolina 1 $ 545,000 $ 545,000 $ 213,000
Greene, North Carolina 1 $ 85,000 $ 85,000 $ 55,000
Jones, North Carolina 1 $ 45,000 $ 45,000 $ 16,000
Lenoir, North Carolina 1 $ 75,000 $ 75,000 $ 82,000
Northampton, North Carolina 1 $ 255,000 $ 255,000 $ 185,000
Randolph, North Carolina 1 $ 255,000 $ 255,000 $ 59,000
Richmond, North Carolina 1 $ 105,000 $ 105,000 $ 71,000
Scotland, North Carolina 1 $ 115,000 $ 115,000 $ 52,000
Washington, North Carolina 1 $ 105,000 $ 105,000 $ 39,000
Pembina, North Dakota 1 $ 115,000 $ 115,000 $ 58,000
Auglaize, Ohio 1 $ 135,000 $ 135,000 $ 46,000
Hancock, Ohio 1 $ 195,000 $ 195,000 $ 50,000
Mercer, Ohio 1 $ 145,000 $ 145,000 $ 40,000
Van Wert, Ohio 1 $ 95,000 $ 95,000 $ 22,000
Williams, Ohio 1 $ 255,000 $ 255,000 $ 51,000
Alfalfa, Oklahoma 1 $ 255,000 $ 255,000 $ 64,000
Josephine, Oregon 1 $ 155,000 $ 155,000 $ 31,000
Allegheny, Pennsylvania 1 $ 285,000 $ 285,000 $ 63,000
Delaware, Pennsylvania 1 $ 325,000 $ 325,000 $ 133,000
Newport, Rhode Island 1 $ 455,000 $ 455,000 $ 0
Fayette, Tennessee 1 $ 475,000 $ 475,000 $ 129,000
Greene, Tennessee 1 $ 35,000 $ 35,000 $ 87,000
Hamblen, Tennessee 1 $ 155,000 $ 155,000 $ 36,000
Monroe, Tennessee 1 $ 135,000 $ 135,000 $ 45,000
Roane, Tennessee 1 $ 155,000 $ 155,000 $ 36,000
Rutherford, Tennessee 1 $ 175,000 $ 175,000 $ 40,000
Shelby, Tennessee 1 $ 125,000 $ 125,000 $ 208,000
Van Buren, Tennessee 1 $ 365,000 $ 365,000 $ 261,000
Washington, Tennessee 1 $ 215,000 $ 215,000 $ 109,000
Bexar, Texas 1 $ 305,000 $ 305,000 $ 54,000
Cameron, Texas 1 $ 55,000 $ 55,000 $ 108,000
Erath, Texas 1 $ 355,000 $ 355,000 $ 114,000
Jefferson, Texas 1 $ 385,000 $ 385,000 $ 0
Tarrant, Texas 1 $ 305,000 $ 305,000 $ 341,000
Chittenden, Vermont 1 $ 395,000 $ 395,000 $ 258,000
Bedford, Virginia 1 $ 2,205,000 $ 2,205,000 $ 0
Bland, Virginia 1 $ 135,000 $ 135,000 $ 100,000
Charlotte, Virginia 1 $ 165,000 $ 165,000 $ 120,000
Chesapeake, Virginia 1 $ 55,000 $ 55,000 $ 195,000
Loudoun, Virginia 1 $ 305,000 $ 305,000 $ 559,000
Manassas, Virginia 1 $ 465,000 $ 465,000 $ 116,000
Mathews, Virginia 1 $ 525,000 $ 525,000 $ 0
Mecklenburg, Virginia 1 $ 365,000 $ 365,000 $ 240,000
Montgomery, Virginia 1 $ 215,000 $ 215,000 $ 106,000
Nelson, Virginia 1 $ 645,000 $ 645,000 $ 340,000
Newport News, Virginia 1 $ 245,000 $ 245,000 $ 80,000
Norfolk, Virginia 1 $ 985,000 $ 985,000 $ 400,000
Prince George, Virginia 1 $ 25,000 $ 25,000 $ 136,000
Rappahannock, Virginia 1 $ 455,000 $ 455,000 $ 216,000
Rockbridge, Virginia 1 $ 155,000 $ 155,000 $ 146,000
Southampton, Virginia 1 $ 145,000 $ 145,000 $ 82,000
Spotsylvania, Virginia 1 $ 85,000 $ 85,000 $ 165,000
Staunton, Virginia 1 $ 195,000 $ 195,000 $ 78,000
Wise, Virginia 1 $ 95,000 $ 95,000 $ 48,000
Wythe, Virginia 1 $ 115,000 $ 115,000 $ 25,000
Pierce, Washington 1 $ 215,000 $ 215,000 $ 60,000
Thurston, Washington 1 $ 255,000 $ 255,000 $ 85,000

Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,690 $6,475,640,000 $510,000 $70,005,000 $181,000 $7,254,000
Home Improvement 4,525 $693,845,000 $153,000 $4,005,000 $183,000 $5,780,000
Other Purpose 2,288 $383,690,000 $167,000 $3,335,000 $181,000 $4,685,000
Refinancing 1,954 $834,790,000 $427,000 $39,305,000 $190,000 $2,419,000
Cash-out Refinancing 1,317 $446,715,000 $339,000 $8,505,000 $156,000 $4,230,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,288 $4,749,770,000 $310,000 $8,505,000 $182,000 $7,254,000
Not Provided 3,649 $1,483,965,000 $406,000 $4,005,000 $206,000 $5,500,000
Black or African American 1,525 $343,045,000 $224,000 $3,855,000 $106,000 $1,716,000
Hispanic 1,252 $341,920,000 $273,000 $4,005,000 $157,000 $5,800,000
Asian 491 $221,165,000 $450,000 $4,805,000 $234,000 $2,603,000
Not applicable 399 $1,653,675,000 $4,144,000 $70,005,000 $0 $0
American Indian or Alaskan Native 103 $26,115,000 $253,000 $1,505,000 $121,000 $592,000
Native Hawaiian or Other Pacific Islander 13 $4,155,000 $319,000 $2,005,000 $117,000 $476,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,842 $8,539,210,000 $390,000 $70,005,000 $184,000 $7,254,000
FHA-insured (Federal Housing Administration) 479 $122,645,000 $256,000 $525,000 $76,000 $280,000
VA-guaranteed (Veterans Administration) 370 $156,180,000 $422,000 $1,905,000 $130,000 $546,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $16,645,000 $200,000 $355,000 $63,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,087 $6,533,005,000 $433,000 $70,005,000 $197,000 $7,254,000
Application Denied By Financial Institution 3,980 $715,660,000 $179,000 $4,505,000 $106,000 $5,780,000
Application Withdrawn By Applicant 3,061 $1,345,525,000 $439,000 $56,585,000 $197,000 $5,800,000
Application Approved But Not Accepted 450 $118,620,000 $263,000 $29,775,000 $130,000 $1,821,000
File Closed For Incompleteness 173 $114,255,000 $660,000 $4,005,000 $321,000 $5,336,000
Loan Purchased By The Institution 23 $7,615,000 $331,000 $765,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,794 $8,119,020,000 $432,000 $70,005,000 $197,000 $7,254,000
Debt-To-Income Ratio 1,964 $350,410,000 $178,000 $4,005,000 $75,000 $1,716,000
Credit History 941 $117,225,000 $124,000 $2,205,000 $117,000 $2,239,000
Collateral 348 $93,610,000 $268,000 $2,925,000 $202,000 $5,780,000
Credit Application Incomplete 309 $48,715,000 $157,000 $855,000 $148,000 $1,450,000
Employment History 205 $31,285,000 $152,000 $1,105,000 $74,000 $1,460,000
Other 79 $30,325,000 $383,000 $4,505,000 $176,000 $889,000
Unverifiable Information 72 $19,240,000 $267,000 $1,255,000 $133,000 $1,302,000
Insufficient Cash (Downpayment, Closing Cost) 62 $24,850,000 $400,000 $2,005,000 $143,000 $750,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstate Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstate Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List