Southstar Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Southstar Funding, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southstar Funding, Llc 400 Northrdige Road, Suite 1000 Atlanta, GA 30350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 83,710 |
| Total Mortgage Loan Application Amount | $11,123,351,000 |
| Average Mortgage Loan Application Amount | $153,568 |
| Highest Mortgage Loan Application Amount | $3,300,000 |
| Average Applicant Income | $76,235 |
| Highest Applicant Income | $7,970,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Southstar Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southstar Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Southstar Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southstar Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Southstar Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southstar Funding, Llc's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 9,601 | $ 1,156,715,000 | $ 120,000 | $ 64,000 |
| ORLANDO, FL | 2,549 | $ 391,935,000 | $ 153,000 | $ 74,000 |
| DENVER-AURORA, CO | 2,317 | $ 347,392,000 | $ 149,000 | $ 84,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1,974 | $ 192,470,000 | $ 97,000 | $ 71,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,890 | $ 284,566,000 | $ 150,000 | $ 81,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,736 | $ 298,399,000 | $ 171,000 | $ 88,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,614 | $ 210,277,000 | $ 130,000 | $ 68,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1,612 | $ 171,377,000 | $ 106,000 | $ 61,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,567 | $ 144,966,000 | $ 92,000 | $ 78,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,456 | $ 241,737,000 | $ 166,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 1,431 | $ 127,180,000 | $ 88,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,401 | $ 257,443,000 | $ 183,000 | $ 96,000 |
| COLUMBUS, OH | 1,231 | $ 135,395,000 | $ 109,000 | $ 71,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,213 | $ 187,801,000 | $ 154,000 | $ 87,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1,204 | $ 139,257,000 | $ 115,000 | $ 54,000 |
| DALLAS-PLANO-IRVING, TX | 1,063 | $ 111,561,000 | $ 104,000 | $ 74,000 |
| BIRMINGHAM-HOOVER, AL | 979 | $ 90,699,000 | $ 92,000 | $ 54,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 880 | $ 121,013,000 | $ 137,000 | $ 71,000 |
| INDIANAPOLIS, IN | 846 | $ 87,505,000 | $ 103,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 831 | $ 153,994,000 | $ 185,000 | $ 98,000 |
| JACKSONVILLE, FL | 823 | $ 103,523,000 | $ 125,000 | $ 75,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 810 | $ 186,224,000 | $ 229,000 | $ 117,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 800 | $ 119,763,000 | $ 149,000 | $ 78,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 789 | $ 91,679,000 | $ 116,000 | $ 65,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 787 | $ 90,851,000 | $ 115,000 | $ 62,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 753 | $ 77,937,000 | $ 103,000 | $ 66,000 |
| SAVANNAH, GA | 649 | $ 67,259,000 | $ 103,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 621 | $ 98,142,000 | $ 158,000 | $ 91,000 |
| SAN ANTONIO, TX | 607 | $ 46,992,000 | $ 77,000 | $ 59,000 |
| COLORADO SPRINGS, CO | 566 | $ 77,750,000 | $ 137,000 | $ 72,000 |
| BALTIMORE-TOWSON, MD | 542 | $ 91,178,000 | $ 168,000 | $ 90,000 |
| LAS VEGAS-PARADISE, NV | 538 | $ 103,738,000 | $ 192,000 | $ 108,000 |
| SARASOTA-BRADENTON-VENICE, FL | 532 | $ 86,282,000 | $ 162,000 | $ 82,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 521 | $ 141,944,000 | $ 272,000 | $ 137,000 |
| COLUMBIA, SC | 508 | $ 46,019,000 | $ 90,000 | $ 54,000 |
| AKRON, OH | 507 | $ 59,155,000 | $ 116,000 | $ 79,000 |
| WORCESTER, MA | 477 | $ 75,574,000 | $ 158,000 | $ 69,000 |
| ST. LOUIS, MO-IL | 450 | $ 46,537,000 | $ 103,000 | $ 62,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 449 | $ 54,123,000 | $ 120,000 | $ 73,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 446 | $ 70,111,000 | $ 157,000 | $ 83,000 |
| KANSAS CITY, MO-KS | 441 | $ 43,123,000 | $ 97,000 | $ 79,000 |
| RALEIGH-CARY, NC | 440 | $ 49,610,000 | $ 112,000 | $ 59,000 |
| LAKELAND, FL | 435 | $ 50,537,000 | $ 116,000 | $ 72,000 |
| BOSTON-QUINCY, MA | 415 | $ 98,193,000 | $ 236,000 | $ 110,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 410 | $ 62,239,000 | $ 151,000 | $ 74,000 |
| FORT WORTH-ARLINGTON, TX | 402 | $ 32,561,000 | $ 80,000 | $ 58,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 399 | $ 106,681,000 | $ 267,000 | $ 135,000 |
| AUSTIN-ROUND ROCK, TX | 377 | $ 34,332,000 | $ 91,000 | $ 66,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 376 | $ 51,533,000 | $ 137,000 | $ 89,000 |
| ESSEX COUNTY, MA | 363 | $ 68,125,000 | $ 187,000 | $ 87,000 |
| GREENSBORO-HIGH POINT, NC | 362 | $ 37,221,000 | $ 102,000 | $ 50,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 361 | $ 40,072,000 | $ 111,000 | $ 84,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 350 | $ 39,113,000 | $ 111,000 | $ 61,000 |
| TULSA, OK | 345 | $ 29,874,000 | $ 86,000 | $ 67,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 324 | $ 75,055,000 | $ 231,000 | $ 105,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 314 | $ 73,550,000 | $ 234,000 | $ 123,000 |
| BATON ROUGE, LA | 312 | $ 26,234,000 | $ 84,000 | $ 55,000 |
| LOUISVILLE, KY-IN | 312 | $ 32,605,000 | $ 104,000 | $ 62,000 |
| PITTSBURGH, PA | 297 | $ 28,547,000 | $ 96,000 | $ 59,000 |
| RICHMOND, VA | 296 | $ 36,396,000 | $ 122,000 | $ 63,000 |
| PHILADELPHIA, PA | 275 | $ 41,235,000 | $ 149,000 | $ 86,000 |
| DAYTON, OH | 274 | $ 24,049,000 | $ 87,000 | $ 54,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 273 | $ 56,261,000 | $ 206,000 | $ 90,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 270 | $ 83,774,000 | $ 310,000 | $ 110,000 |
| ATHENS-CLARKE COUNTY, GA | 265 | $ 27,688,000 | $ 104,000 | $ 121,000 |
| NEWARK-UNION, NJ-PA | 255 | $ 56,530,000 | $ 221,000 | $ 109,000 |
| JACKSON, MS | 248 | $ 21,473,000 | $ 86,000 | $ 61,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 235 | $ 52,739,000 | $ 224,000 | $ 93,000 |
| SPRINGFIELD, MA | 234 | $ 24,891,000 | $ 106,000 | $ 67,000 |
| HUNTSVILLE, AL | 231 | $ 18,841,000 | $ 81,000 | $ 59,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 225 | $ 54,729,000 | $ 243,000 | $ 111,000 |
| KNOXVILLE, TN | 223 | $ 19,219,000 | $ 86,000 | $ 58,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 218 | $ 72,647,000 | $ 333,000 | $ 186,000 |
| CANTON-MASSILLON, OH | 217 | $ 20,378,000 | $ 93,000 | $ 55,000 |
| WINSTON-SALEM, NC | 216 | $ 20,900,000 | $ 96,000 | $ 55,000 |
| GREENVILLE, SC | 212 | $ 19,557,000 | $ 92,000 | $ 44,000 |
| MONTGOMERY, AL | 207 | $ 16,212,000 | $ 78,000 | $ 60,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 204 | $ 29,039,000 | $ 142,000 | $ 76,000 |
| EDISON, NJ | 196 | $ 41,138,000 | $ 209,000 | $ 111,000 |
| GRAND RAPIDS-WYOMING, MI | 186 | $ 17,445,000 | $ 93,000 | $ 62,000 |
| MACON, GA | 185 | $ 16,765,000 | $ 90,000 | $ 59,000 |
| FLINT, MI | 184 | $ 20,553,000 | $ 111,000 | $ 65,000 |
| GREELEY, CO | 179 | $ 24,241,000 | $ 135,000 | $ 69,000 |
| NAPLES-MARCO ISLAND, FL | 174 | $ 39,313,000 | $ 225,000 | $ 134,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 171 | $ 15,917,000 | $ 93,000 | $ 61,000 |
| ASHEVILLE, NC | 161 | $ 22,277,000 | $ 138,000 | $ 125,000 |
| NEW HAVEN-MILFORD, CT | 161 | $ 23,991,000 | $ 149,000 | $ 68,000 |
| COLUMBUS, GA-AL | 155 | $ 13,983,000 | $ 90,000 | $ 59,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 153 | $ 28,114,000 | $ 183,000 | $ 100,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 145 | $ 15,527,000 | $ 107,000 | $ 63,000 |
| WILMINGTON, NC | 142 | $ 19,491,000 | $ 137,000 | $ 68,000 |
| LAREDO, TX | 141 | $ 11,352,000 | $ 80,000 | $ 69,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 140 | $ 43,057,000 | $ 307,000 | $ 144,000 |
| TALLAHASSEE, FL | 140 | $ 14,359,000 | $ 102,000 | $ 64,000 |
| PUNTA GORDA, FL | 137 | $ 18,141,000 | $ 132,000 | $ 55,000 |
| TOLEDO, OH | 132 | $ 12,983,000 | $ 98,000 | $ 53,000 |
| MANCHESTER-NASHUA, NH | 131 | $ 19,762,000 | $ 150,000 | $ 77,000 |
| SALT LAKE CITY, UT | 131 | $ 18,140,000 | $ 138,000 | $ 82,000 |
| DURHAM, NC | 125 | $ 14,794,000 | $ 118,000 | $ 80,000 |
| WARNER ROBINS, GA | 125 | $ 13,333,000 | $ 106,000 | $ 58,000 |
| CHATTANOOGA, TN-GA | 122 | $ 9,853,000 | $ 80,000 | $ 58,000 |
| LANSING-EAST LANSING, MI | 122 | $ 12,478,000 | $ 102,000 | $ 70,000 |
| MOBILE, AL | 121 | $ 9,103,000 | $ 75,000 | $ 79,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 121 | $ 16,636,000 | $ 137,000 | $ 79,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 120 | $ 21,138,000 | $ 176,000 | $ 83,000 |
| BRUNSWICK, GA | 118 | $ 11,891,000 | $ 100,000 | $ 56,000 |
| BOULDER, CO | 113 | $ 17,537,000 | $ 155,000 | $ 80,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 112 | $ 16,868,000 | $ 150,000 | $ 71,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 107 | $ 12,668,000 | $ 118,000 | $ 90,000 |
| SPRINGFIELD, MO | 105 | $ 8,874,000 | $ 84,000 | $ 65,000 |
| TUCSON, AZ | 102 | $ 13,959,000 | $ 136,000 | $ 90,000 |
| FORT COLLINS-LOVELAND, CO | 101 | $ 14,265,000 | $ 141,000 | $ 57,000 |
| GAINESVILLE, GA | 101 | $ 14,507,000 | $ 143,000 | $ 68,000 |
| WILMINGTON, DE-MD-NJ | 101 | $ 16,745,000 | $ 165,000 | $ 69,000 |
| LEXINGTON-FAYETTE, KY | 98 | $ 11,065,000 | $ 112,000 | $ 61,000 |
| SPARTANBURG, SC | 96 | $ 7,812,000 | $ 81,000 | $ 37,000 |
| CLARKSVILLE, TN-KY | 95 | $ 6,308,000 | $ 66,000 | $ 48,000 |
| BROWNSVILLE-HARLINGEN, TX | 91 | $ 6,087,000 | $ 66,000 | $ 64,000 |
| ATLANTIC CITY, NJ | 90 | $ 11,098,000 | $ 123,000 | $ 74,000 |
| HICKORY-LENOIR-MORGANTON, NC | 88 | $ 9,526,000 | $ 108,000 | $ 67,000 |
| MCALLEN-EDINBURG-PHARR, TX | 87 | $ 7,282,000 | $ 83,000 | $ 61,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 87 | $ 7,637,000 | $ 87,000 | $ 57,000 |
| FORT WAYNE, IN | 86 | $ 7,086,000 | $ 82,000 | $ 70,000 |
| CAMDEN, NJ | 82 | $ 12,401,000 | $ 151,000 | $ 80,000 |
| FRESNO, CA | 82 | $ 12,994,000 | $ 158,000 | $ 71,000 |
| GARY, IN | 82 | $ 7,854,000 | $ 95,000 | $ 62,000 |
| NORWICH-NEW LONDON, CT | 82 | $ 12,789,000 | $ 155,000 | $ 73,000 |
| OCALA, FL | 76 | $ 7,874,000 | $ 103,000 | $ 55,000 |
| OKLAHOMA CITY, OK | 75 | $ 6,023,000 | $ 80,000 | $ 58,000 |
| STOCKTON, CA | 75 | $ 18,464,000 | $ 246,000 | $ 107,000 |
| VERO BEACH, FL | 74 | $ 12,551,000 | $ 169,000 | $ 105,000 |
| RENO-SPARKS, NV | 72 | $ 14,217,000 | $ 197,000 | $ 92,000 |
| ALBANY, GA | 71 | $ 5,912,000 | $ 83,000 | $ 49,000 |
| ANDERSON, SC | 70 | $ 5,876,000 | $ 83,000 | $ 39,000 |
| GAINESVILLE, FL | 70 | $ 7,196,000 | $ 102,000 | $ 96,000 |
| MODESTO, CA | 68 | $ 12,642,000 | $ 185,000 | $ 103,000 |
| DECATUR, AL | 66 | $ 4,900,000 | $ 74,000 | $ 43,000 |
| FAYETTEVILLE, NC | 64 | $ 6,906,000 | $ 107,000 | $ 61,000 |
| GULFPORT-BILOXI, MS | 64 | $ 5,404,000 | $ 84,000 | $ 67,000 |
| BAKERSFIELD, CA | 63 | $ 9,337,000 | $ 148,000 | $ 89,000 |
| VALLEJO-FAIRFIELD, CA | 63 | $ 15,489,000 | $ 245,000 | $ 132,000 |
| ALBUQUERQUE, NM | 62 | $ 5,556,000 | $ 89,000 | $ 49,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 62 | $ 9,888,000 | $ 159,000 | $ 100,000 |
| PANAMA CITY-LYNN HAVEN, FL | 62 | $ 14,779,000 | $ 238,000 | $ 110,000 |
| JACKSON, TN | 61 | $ 5,153,000 | $ 84,000 | $ 70,000 |
| NASSAU-SUFFOLK, NY | 60 | $ 15,625,000 | $ 260,000 | $ 113,000 |
| PUEBLO, CO | 60 | $ 6,068,000 | $ 101,000 | $ 53,000 |
| TUSCALOOSA, AL | 60 | $ 5,849,000 | $ 97,000 | $ 56,000 |
| AUBURN-OPELIKA, AL | 57 | $ 5,907,000 | $ 103,000 | $ 54,000 |
| BOISE CITY-NAMPA, ID | 57 | $ 5,670,000 | $ 99,000 | $ 69,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 57 | $ 10,112,000 | $ 177,000 | $ 85,000 |
| PEORIA, IL | 55 | $ 3,346,000 | $ 60,000 | $ 49,000 |
| ROCKFORD, IL | 55 | $ 4,461,000 | $ 81,000 | $ 70,000 |
| ROME, GA | 55 | $ 4,231,000 | $ 76,000 | $ 45,000 |
| TACOMA, WA | 55 | $ 8,192,000 | $ 148,000 | $ 69,000 |
| BURLINGTON, NC | 51 | $ 5,017,000 | $ 98,000 | $ 42,000 |
| FLORENCE, SC | 51 | $ 4,171,000 | $ 81,000 | $ 47,000 |
| WICHITA, KS | 50 | $ 4,284,000 | $ 85,000 | $ 69,000 |
| ANNISTON-OXFORD, AL | 49 | $ 3,507,000 | $ 71,000 | $ 47,000 |
| KALAMAZOO-PORTAGE, MI | 49 | $ 4,921,000 | $ 100,000 | $ 65,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 49 | $ 6,227,000 | $ 127,000 | $ 68,000 |
| ELKHART-GOSHEN, IN | 48 | $ 4,117,000 | $ 85,000 | $ 66,000 |
| SHREVEPORT-BOSSIER CITY, LA | 48 | $ 4,547,000 | $ 94,000 | $ 47,000 |
| TRENTON-EWING, NJ | 48 | $ 5,474,000 | $ 114,000 | $ 69,000 |
| ANN ARBOR, MI | 47 | $ 8,709,000 | $ 185,000 | $ 92,000 |
| FLORENCE-MUSCLE SHOALS, AL | 47 | $ 3,018,000 | $ 64,000 | $ 46,000 |
| PROVO-OREM, UT | 47 | $ 6,171,000 | $ 131,000 | $ 94,000 |
| CLEVELAND, TN | 44 | $ 3,654,000 | $ 83,000 | $ 47,000 |
| ELIZABETHTOWN, KY | 44 | $ 3,682,000 | $ 83,000 | $ 64,000 |
| GADSDEN, AL | 44 | $ 3,602,000 | $ 81,000 | $ 46,000 |
| ROCKY MOUNT, NC | 44 | $ 3,620,000 | $ 82,000 | $ 46,000 |
| DES MOINES, IA | 43 | $ 3,938,000 | $ 91,000 | $ 72,000 |
| LAKE CHARLES, LA | 43 | $ 3,079,000 | $ 71,000 | $ 51,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 43 | $ 15,010,000 | $ 349,000 | $ 169,000 |
| SUMTER, SC | 43 | $ 3,605,000 | $ 83,000 | $ 46,000 |
| OGDEN-CLEARFIELD, UT | 42 | $ 5,886,000 | $ 140,000 | $ 77,000 |
| ROANOKE, VA | 42 | $ 4,276,000 | $ 101,000 | $ 48,000 |
| ROCHESTER, MN | 42 | $ 4,037,000 | $ 96,000 | $ 42,000 |
| ST. CLOUD, MN | 42 | $ 4,622,000 | $ 110,000 | $ 69,000 |
| EL PASO, TX | 40 | $ 2,761,000 | $ 69,000 | $ 53,000 |
| JACKSON, MI | 40 | $ 3,917,000 | $ 97,000 | $ 60,000 |
| PRESCOTT, AZ | 40 | $ 6,153,000 | $ 153,000 | $ 76,000 |
| BARNSTABLE TOWN, MA | 39 | $ 10,330,000 | $ 264,000 | $ 136,000 |
| LAFAYETTE, IN | 39 | $ 3,088,000 | $ 79,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 37 | $ 3,448,000 | $ 93,000 | $ 96,000 |
| HATTIESBURG, MS | 37 | $ 2,898,000 | $ 78,000 | $ 62,000 |
| YUMA, AZ | 37 | $ 4,921,000 | $ 133,000 | $ 87,000 |
| CHARLOTTESVILLE, VA | 36 | $ 5,722,000 | $ 158,000 | $ 102,000 |
| DOTHAN, AL | 36 | $ 2,922,000 | $ 81,000 | $ 38,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 36 | $ 4,644,000 | $ 129,000 | $ 51,000 |
| JOHNSON CITY, TN | 36 | $ 2,762,000 | $ 76,000 | $ 34,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 36 | $ 2,797,000 | $ 77,000 | $ 46,000 |
| WINCHESTER, VA-WV | 36 | $ 6,240,000 | $ 173,000 | $ 83,000 |
| HINESVILLE-FORT STEWART, GA | 35 | $ 2,212,000 | $ 63,000 | $ 43,000 |
| READING, PA | 35 | $ 4,100,000 | $ 117,000 | $ 63,000 |
| DULUTH, MN-WI | 34 | $ 3,023,000 | $ 88,000 | $ 71,000 |
| JOPLIN, MO | 34 | $ 2,321,000 | $ 68,000 | $ 47,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 34 | $ 5,192,000 | $ 152,000 | $ 75,000 |
| SPRINGFIELD, OH | 34 | $ 3,644,000 | $ 107,000 | $ 56,000 |
| HOLLAND-GRAND HAVEN, MI | 33 | $ 4,281,000 | $ 129,000 | $ 54,000 |
| JACKSONVILLE, NC | 33 | $ 4,158,000 | $ 126,000 | $ 59,000 |
| MANSFIELD, OH | 33 | $ 2,802,000 | $ 84,000 | $ 47,000 |
| SPRINGFIELD, IL | 33 | $ 3,449,000 | $ 104,000 | $ 62,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 32 | $ 3,258,000 | $ 101,000 | $ 100,000 |
| VALDOSTA, GA | 32 | $ 4,149,000 | $ 129,000 | $ 66,000 |
| YORK-HANOVER, PA | 32 | $ 4,261,000 | $ 133,000 | $ 71,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 31 | $ 10,774,000 | $ 347,000 | $ 140,000 |
| ST. GEORGE, UT | 31 | $ 4,393,000 | $ 141,000 | $ 129,000 |
| LAS CRUCES, NM | 30 | $ 2,610,000 | $ 87,000 | $ 59,000 |
| ALEXANDRIA, LA | 29 | $ 2,176,000 | $ 75,000 | $ 56,000 |
| GRAND JUNCTION, CO | 29 | $ 3,390,000 | $ 116,000 | $ 67,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 29 | $ 1,899,000 | $ 65,000 | $ 61,000 |
| MONROE, MI | 28 | $ 3,123,000 | $ 111,000 | $ 65,000 |
| MUNCIE, IN | 28 | $ 2,106,000 | $ 75,000 | $ 40,000 |
| SALISBURY, MD | 28 | $ 3,275,000 | $ 116,000 | $ 90,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 28 | $ 11,353,000 | $ 405,000 | $ 148,000 |
| YUBA CITY, CA | 28 | $ 5,134,000 | $ 183,000 | $ 90,000 |
| COEUR D'ALENE, ID | 27 | $ 3,829,000 | $ 141,000 | $ 97,000 |
| CUMBERLAND, MD-WV | 27 | $ 1,996,000 | $ 73,000 | $ 40,000 |
| GOLDSBORO, NC | 27 | $ 2,898,000 | $ 107,000 | $ 63,000 |
| LYNCHBURG, VA | 27 | $ 2,369,000 | $ 87,000 | $ 60,000 |
| TYLER, TX | 27 | $ 1,879,000 | $ 69,000 | $ 68,000 |
| BATTLE CREEK, MI | 26 | $ 2,818,000 | $ 108,000 | $ 73,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 26 | $ 2,301,000 | $ 88,000 | $ 85,000 |
| LUBBOCK, TX | 26 | $ 1,799,000 | $ 69,000 | $ 43,000 |
| MERCED, CA | 26 | $ 4,485,000 | $ 172,000 | $ 91,000 |
| SANTA ROSA-PETALUMA, CA | 26 | $ 7,062,000 | $ 271,000 | $ 177,000 |
| DALTON, GA | 25 | $ 2,965,000 | $ 118,000 | $ 65,000 |
| RACINE, WI | 25 | $ 2,657,000 | $ 106,000 | $ 64,000 |
| SALINAS, CA | 25 | $ 8,357,000 | $ 334,000 | $ 144,000 |
| SANDUSKY, OH | 25 | $ 3,161,000 | $ 126,000 | $ 79,000 |
| SCRANTON--WILKES-BARRE, PA | 25 | $ 1,950,000 | $ 78,000 | $ 54,000 |
| LAFAYETTE, LA | 24 | $ 2,232,000 | $ 93,000 | $ 60,000 |
| PASCAGOULA, MS | 24 | $ 1,447,000 | $ 60,000 | $ 39,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 24 | $ 6,737,000 | $ 280,000 | $ 135,000 |
| SIOUX FALLS, SD | 24 | $ 2,585,000 | $ 107,000 | $ 68,000 |
| DOVER, DE | 23 | $ 3,169,000 | $ 137,000 | $ 69,000 |
| FARGO, ND-MN | 22 | $ 1,851,000 | $ 84,000 | $ 79,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 22 | $ 3,115,000 | $ 141,000 | $ 59,000 |
| GREENVILLE, NC | 22 | $ 2,290,000 | $ 104,000 | $ 55,000 |
| LANCASTER, PA | 22 | $ 2,640,000 | $ 120,000 | $ 70,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 2,040,000 | $ 92,000 | $ 48,000 |
| MORRISTOWN, TN | 22 | $ 1,871,000 | $ 85,000 | $ 50,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 22 | $ 1,768,000 | $ 80,000 | $ 47,000 |
| ANCHORAGE, AK | 21 | $ 3,005,000 | $ 143,000 | $ 80,000 |
| ANDERSON, IN | 21 | $ 1,690,000 | $ 80,000 | $ 44,000 |
| COLUMBUS, IN | 21 | $ 1,664,000 | $ 79,000 | $ 55,000 |
| EVANSVILLE, IN-KY | 21 | $ 1,494,000 | $ 71,000 | $ 62,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 21 | $ 3,507,000 | $ 167,000 | $ 88,000 |
| COLUMBIA, MO | 20 | $ 1,582,000 | $ 79,000 | $ 59,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 20 | $ 2,044,000 | $ 102,000 | $ 50,000 |
| LIMA, OH | 20 | $ 1,817,000 | $ 90,000 | $ 74,000 |
| OLYMPIA, WA | 20 | $ 2,788,000 | $ 139,000 | $ 89,000 |
| FLAGSTAFF, AZ | 19 | $ 3,973,000 | $ 209,000 | $ 114,000 |
| JONESBORO, AR | 19 | $ 1,841,000 | $ 96,000 | $ 44,000 |
| SALEM, OR | 19 | $ 2,230,000 | $ 117,000 | $ 71,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 19 | $ 1,903,000 | $ 100,000 | $ 58,000 |
| KINGSTON, NY | 18 | $ 2,479,000 | $ 137,000 | $ 73,000 |
| MADISON, WI | 18 | $ 1,733,000 | $ 96,000 | $ 51,000 |
| MIDLAND, TX | 18 | $ 1,266,000 | $ 70,000 | $ 56,000 |
| REDDING, CA | 18 | $ 2,844,000 | $ 158,000 | $ 100,000 |
| SPOKANE, WA | 18 | $ 1,823,000 | $ 101,000 | $ 73,000 |
| BLOOMINGTON, IN | 17 | $ 1,882,000 | $ 110,000 | $ 103,000 |
| FORT SMITH, AR-OK | 17 | $ 1,663,000 | $ 97,000 | $ 65,000 |
| IDAHO FALLS, ID | 17 | $ 1,310,000 | $ 77,000 | $ 45,000 |
| LAWRENCE, KS | 17 | $ 2,169,000 | $ 127,000 | $ 67,000 |
| NILES-BENTON HARBOR, MI | 17 | $ 1,308,000 | $ 76,000 | $ 60,000 |
| HARRISBURG-CARLISLE, PA | 16 | $ 1,410,000 | $ 88,000 | $ 73,000 |
| CEDAR RAPIDS, IA | 14 | $ 1,651,000 | $ 117,000 | $ 77,000 |
| EL CENTRO, CA | 14 | $ 2,093,000 | $ 149,000 | $ 137,000 |
| HONOLULU, HI | 14 | $ 4,510,000 | $ 322,000 | $ 97,000 |
| MUSKEGON-NORTON SHORES, MI | 14 | $ 1,038,000 | $ 74,000 | $ 48,000 |
| SANTA CRUZ-WATSONVILLE, CA | 14 | $ 6,384,000 | $ 456,000 | $ 200,000 |
| SYRACUSE, NY | 14 | $ 1,420,000 | $ 101,000 | $ 74,000 |
| GREEN BAY, WI | 13 | $ 1,155,000 | $ 88,000 | $ 54,000 |
| LINCOLN, NE | 13 | $ 1,187,000 | $ 91,000 | $ 57,000 |
| OCEAN CITY, NJ | 13 | $ 3,431,000 | $ 263,000 | $ 140,000 |
| ABILENE, TX | 12 | $ 859,000 | $ 71,000 | $ 52,000 |
| COLLEGE STATION-BRYAN, TX | 12 | $ 799,000 | $ 66,000 | $ 89,000 |
| EAU CLAIRE, WI | 12 | $ 1,145,000 | $ 95,000 | $ 76,000 |
| MISSOULA, MT | 12 | $ 1,212,000 | $ 101,000 | $ 60,000 |
| RAPID CITY, SD | 12 | $ 1,567,000 | $ 130,000 | $ 76,000 |
| TOPEKA, KS | 12 | $ 946,000 | $ 78,000 | $ 59,000 |
| VISALIA-PORTERVILLE, CA | 12 | $ 1,596,000 | $ 133,000 | $ 87,000 |
| BAY CITY, MI | 11 | $ 899,000 | $ 81,000 | $ 64,000 |
| HANFORD-CORCORAN, CA | 11 | $ 1,803,000 | $ 163,000 | $ 108,000 |
| MONROE, LA | 11 | $ 760,000 | $ 69,000 | $ 43,000 |
| TERRE HAUTE, IN | 11 | $ 715,000 | $ 65,000 | $ 48,000 |
| WACO, TX | 11 | $ 1,134,000 | $ 103,000 | $ 47,000 |
| BEAUMONT-PORT ARTHUR, TX | 10 | $ 516,000 | $ 51,000 | $ 38,000 |
| DANVILLE, VA | 10 | $ 884,000 | $ 88,000 | $ 41,000 |
| HARRISONBURG, VA | 10 | $ 1,234,000 | $ 123,000 | $ 51,000 |
| KOKOMO, IN | 10 | $ 1,283,000 | $ 128,000 | $ 114,000 |
| MEDFORD, OR | 10 | $ 2,427,000 | $ 242,000 | $ 129,000 |
| ST. JOSEPH, MO-KS | 10 | $ 688,000 | $ 68,000 | $ 41,000 |
| APPLETON, WI | 9 | $ 926,000 | $ 102,000 | $ 74,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 647,000 | $ 71,000 | $ 24,000 |
| ODESSA, TX | 9 | $ 424,000 | $ 47,000 | $ 43,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 9 | $ 2,425,000 | $ 269,000 | $ 142,000 |
| WENATCHEE, WA | 9 | $ 828,000 | $ 92,000 | $ 95,000 |
| WICHITA FALLS, TX | 9 | $ 539,000 | $ 59,000 | $ 37,000 |
| ALBANY-SCHENECTADY-TROY, NY | 8 | $ 1,551,000 | $ 193,000 | $ 135,000 |
| AMARILLO, TX | 8 | $ 911,000 | $ 113,000 | $ 93,000 |
| BANGOR, ME | 8 | $ 626,000 | $ 78,000 | $ 55,000 |
| BILLINGS, MT | 8 | $ 788,000 | $ 98,000 | $ 69,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 1,453,000 | $ 181,000 | $ 52,000 |
| CHICO, CA | 8 | $ 1,548,000 | $ 193,000 | $ 101,000 |
| ERIE, PA | 8 | $ 793,000 | $ 99,000 | $ 60,000 |
| JANESVILLE, WI | 8 | $ 773,000 | $ 96,000 | $ 62,000 |
| LAWTON, OK | 8 | $ 449,000 | $ 56,000 | $ 50,000 |
| POCATELLO, ID | 8 | $ 596,000 | $ 74,000 | $ 47,000 |
| BEND, OR | 7 | $ 1,971,000 | $ 281,000 | $ 141,000 |
| BLOOMINGTON-NORMAL, IL | 7 | $ 624,000 | $ 89,000 | $ 65,000 |
| BUFFALO-NIAGARA FALLS, NY | 7 | $ 1,256,000 | $ 179,000 | $ 89,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 1,353,000 | $ 193,000 | $ 77,000 |
| CHAMPAIGN-URBANA, IL | 7 | $ 365,000 | $ 52,000 | $ 40,000 |
| FOND DU LAC, WI | 7 | $ 383,000 | $ 54,000 | $ 41,000 |
| HOT SPRINGS, AR | 7 | $ 692,000 | $ 98,000 | $ 79,000 |
| LEWISTON-AUBURN, ME | 7 | $ 1,145,000 | $ 163,000 | $ 96,000 |
| SANTA FE, NM | 7 | $ 1,283,000 | $ 183,000 | $ 89,000 |
| SHERMAN-DENISON, TX | 7 | $ 614,000 | $ 87,000 | $ 60,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 7 | $ 654,000 | $ 93,000 | $ 46,000 |
| BELLINGHAM, WA | 6 | $ 1,212,000 | $ 202,000 | $ 112,000 |
| BOWLING GREEN, KY | 6 | $ 508,000 | $ 84,000 | $ 46,000 |
| DUBUQUE, IA | 6 | $ 308,000 | $ 51,000 | $ 32,000 |
| EUGENE-SPRINGFIELD, OR | 6 | $ 1,100,000 | $ 183,000 | $ 187,000 |
| FAIRBANKS, AK | 6 | $ 1,281,000 | $ 213,000 | $ 104,000 |
| KANKAKEE-BRADLEY, IL | 6 | $ 484,000 | $ 80,000 | $ 80,000 |
| LONGVIEW, TX | 6 | $ 344,000 | $ 57,000 | $ 32,000 |
| MADERA, CA | 6 | $ 1,474,000 | $ 245,000 | $ 70,000 |
| PINE BLUFF, AR | 6 | $ 535,000 | $ 89,000 | $ 46,000 |
| PITTSFIELD, MA | 6 | $ 527,000 | $ 87,000 | $ 54,000 |
| ROCHESTER, NY | 6 | $ 506,000 | $ 84,000 | $ 38,000 |
| VICTORIA, TX | 6 | $ 279,000 | $ 46,000 | $ 46,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 601,000 | $ 100,000 | $ 56,000 |
| ALTOONA, PA | 5 | $ 249,000 | $ 49,000 | $ 20,000 |
| CHARLESTON, WV | 5 | $ 276,000 | $ 55,000 | $ 17,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 397,000 | $ 79,000 | $ 39,000 |
| LONGVIEW, WA | 5 | $ 494,000 | $ 98,000 | $ 55,000 |
| MORGANTOWN, WV | 5 | $ 508,000 | $ 101,000 | $ 46,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 649,000 | $ 129,000 | $ 91,000 |
| WAUSAU, WI | 5 | $ 360,000 | $ 72,000 | $ 41,000 |
| CARSON CITY, NV | 4 | $ 904,000 | $ 226,000 | $ 75,000 |
| CASPER, WY | 4 | $ 304,000 | $ 76,000 | $ 65,000 |
| LEBANON, PA | 4 | $ 199,000 | $ 49,000 | $ 31,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 358,000 | $ 89,000 | $ 61,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 177,000 | $ 44,000 | $ 65,000 |
| YAKIMA, WA | 4 | $ 425,000 | $ 106,000 | $ 66,000 |
| BINGHAMTON, NY | 3 | $ 218,000 | $ 72,000 | $ 0 |
| BISMARCK, ND | 3 | $ 213,000 | $ 71,000 | $ 70,000 |
| DECATUR, IL | 3 | $ 286,000 | $ 95,000 | $ 11,000 |
| ITHACA, NY | 3 | $ 302,000 | $ 100,000 | $ 110,000 |
| JEFFERSON CITY, MO | 3 | $ 231,000 | $ 77,000 | $ 86,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 3 | $ 301,000 | $ 100,000 | $ 78,000 |
| LA CROSSE, WI-MN | 3 | $ 259,000 | $ 86,000 | $ 25,000 |
| LOGAN, UT-ID | 3 | $ 384,000 | $ 128,000 | $ 79,000 |
| NAPA, CA | 3 | $ 850,000 | $ 283,000 | $ 123,000 |
| OWENSBORO, KY | 3 | $ 202,000 | $ 67,000 | $ 39,000 |
| PARKERSBURG-MARIETTA, WV-OH | 3 | $ 198,000 | $ 66,000 | $ 19,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 216,000 | $ 72,000 | $ 33,000 |
| UTICA-ROME, NY | 3 | $ 163,000 | $ 54,000 | $ 80,000 |
| WILLIAMSPORT, PA | 3 | $ 148,000 | $ 49,000 | $ 37,000 |
| DANVILLE, IL | 2 | $ 87,000 | $ 43,000 | $ 29,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 200,000 | $ 100,000 | $ 213,000 |
| GRAND FORKS, ND-MN | 2 | $ 89,000 | $ 44,000 | $ 40,000 |
| GREAT FALLS, MT | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| SHEBOYGAN, WI | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| AMES, IA | 1 | $ 209,000 | $ 209,000 | $ 79,000 |
| CHEYENNE, WY | 1 | $ 103,000 | $ 103,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| SAN ANGELO, TX | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| STATE COLLEGE, PA | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| WHEELING, WV-OH | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Southstar Funding, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63,239 | $7,272,529,000 | $113,705 | $3,280,000 | $76,137 | $7,970,000 |
| Refinancing | 20,471 | $3,850,822,000 | $193,431 | $3,300,000 | $76,333 | $5,245,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 40,090 | $5,330,003,000 | $140,176 | $3,300,000 | $80,352 | $5,245,000 |
| Black or African American | 18,933 | $2,226,822,000 | $139,363 | $3,280,000 | $69,136 | $7,970,000 |
| Not Provided | 10,817 | $1,498,294,000 | $142,411 | $2,050,000 | $82,843 | $2,094,000 |
| Hispanic | 10,730 | $1,544,606,000 | $125,173 | $1,256,000 | $66,000 | $2,485,000 |
| Asian | 2,468 | $427,605,000 | $148,976 | $1,500,000 | $75,761 | $1,500,000 |
| Native Hawaiian or Other Pacific Islander | 407 | $63,770,000 | $155,264 | $1,214,000 | $80,588 | $1,008,000 |
| American Indian or Alaskan Native | 265 | $32,251,000 | $121,457 | $650,000 | $80,885 | $1,014,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 83,710 | $11,123,351,000 | $135,921 | $3,300,000 | $75,803 | $7,970,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 44,874 | $5,568,368,000 | $130,627 | $1,780,000 | $76,039 | $2,485,000 |
| File Closed For Incompleteness | 16,796 | $2,316,365,000 | $144,823 | $2,850,000 | $78,941 | $7,970,000 |
| Application Denied By Financial Institution | 15,755 | $2,362,686,000 | $146,860 | $3,300,000 | $73,200 | $3,564,000 |
| Application Approved But Not Accepted | 6,285 | $875,932,000 | $131,877 | $2,714,000 | $79,448 | $1,458,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstar Funding, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southstar Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.