Southstar Funding, LLC Mortgage Lending & HMDA Data, 2005

In 2005, Southstar Funding, LLC of Atlanta, GA reported 83,710 mortgage applications totaling $11.1 billion, up 38% from 2004. The average application was for $132,879, and applicants reported an average income of $71,959. 54% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (9,601), Orlando, FL (2,549) and Denver-Aurora, CO (2,317) (applications in parentheses).

Mortgage Company & Address Southstar Funding, LLC
400 Northrdige Road, Suite 1000
Atlanta, GA 30350
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 83,710
Total Mortgage Loan Application Amount $11,123,351,000
Average Mortgage Loan Application Amount $132,879
Highest Mortgage Loan Application Amount $3,300,000
Average Applicant Income $71,959
Highest Applicant Income $7,970,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstar Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstar Funding, LLC by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,749 $ 244,499,000 $ 139,793 $ 83,000
Miami-Dade, Florida 1,736 $ 298,399,000 $ 171,888 $ 88,000
Orange, Florida 1,428 $ 228,033,000 $ 159,686 $ 77,000
Gwinnett, Georgia 1,411 $ 167,903,000 $ 118,995 $ 70,000
Broward, Florida 1,401 $ 257,443,000 $ 183,756 $ 96,000
DeKalb, Georgia 1,318 $ 153,804,000 $ 116,694 $ 64,000
Maricopa, Arizona 1,309 $ 222,904,000 $ 170,285 $ 89,000
Shelby, Tennessee 1,284 $ 114,244,000 $ 88,975 $ 67,000
Harris, Texas 1,015 $ 85,452,000 $ 84,189 $ 69,000
Cuyahoga, Ohio 1,013 $ 98,837,000 $ 97,568 $ 56,000
Davidson, Tennessee 951 $ 85,500,000 $ 89,905 $ 59,000
Cobb, Georgia 885 $ 107,739,000 $ 121,738 $ 68,000
Cook, Illinois 837 $ 129,935,000 $ 155,238 $ 94,000
Palm Beach, Florida 831 $ 153,994,000 $ 185,311 $ 98,000
Mecklenburg, North Carolina 820 $ 96,615,000 $ 117,823 $ 62,000
Clayton, Georgia 798 $ 73,222,000 $ 91,756 $ 55,000
Hillsborough, Florida 762 $ 98,527,000 $ 129,300 $ 69,000
Wayne, Michigan 753 $ 77,937,000 $ 103,501 $ 66,000
Franklin, Ohio 752 $ 75,892,000 $ 100,920 $ 64,000
Henry, Georgia 650 $ 77,827,000 $ 119,733 $ 70,000
Hennepin, Minnesota 629 $ 99,616,000 $ 158,372 $ 82,000
Lee, Florida 621 $ 98,142,000 $ 158,038 $ 91,000
Jefferson, Alabama 594 $ 51,041,000 $ 85,927 $ 56,000
Prince George's, Maryland 569 $ 110,234,000 $ 193,732 $ 96,000
Osceola, Florida 557 $ 75,223,000 $ 135,050 $ 79,000
Clark, Nevada 538 $ 103,738,000 $ 192,821 $ 108,000
El Paso, Colorado 535 $ 73,347,000 $ 137,097 $ 70,000
Arapahoe, Colorado 531 $ 77,777,000 $ 146,472 $ 85,000
Bexar, Texas 523 $ 39,299,000 $ 75,141 $ 60,000
Los Angeles, California 521 $ 141,944,000 $ 272,445 $ 137,000
Chatham, Georgia 518 $ 52,945,000 $ 102,210 $ 54,000
Duval, Florida 506 $ 56,178,000 $ 111,023 $ 62,000
Riverside, California 503 $ 116,141,000 $ 230,896 $ 120,000
Denver, Colorado 496 $ 66,432,000 $ 133,935 $ 72,000
Adams, Colorado 479 $ 61,358,000 $ 128,096 $ 75,000
Worcester, Massachusetts 477 $ 75,574,000 $ 158,436 $ 69,000
Volusia, Florida 449 $ 54,123,000 $ 120,541 $ 73,000
Oakland, Michigan 448 $ 75,016,000 $ 167,446 $ 91,000
Dallas, Texas 438 $ 38,742,000 $ 88,452 $ 56,000
Polk, Florida 435 $ 50,537,000 $ 116,177 $ 72,000
Marion, Indiana 423 $ 38,498,000 $ 91,011 $ 49,000
Summit, Ohio 406 $ 46,313,000 $ 114,071 $ 82,000
Jefferson, Colorado 400 $ 66,918,000 $ 167,295 $ 90,000
San Diego, California 399 $ 106,681,000 $ 267,370 $ 135,000
Pinellas, Florida 381 $ 50,267,000 $ 131,934 $ 67,000
Rutherford, Tennessee 378 $ 30,661,000 $ 81,113 $ 48,000
Charleston, South Carolina 376 $ 50,540,000 $ 134,414 $ 78,000
Tarrant, Texas 375 $ 30,498,000 $ 81,328 $ 62,000
Hamilton, Ohio 367 $ 38,348,000 $ 104,490 $ 59,000
Essex, Massachusetts 363 $ 68,125,000 $ 187,672 $ 87,000
Wake, North Carolina 362 $ 41,959,000 $ 115,908 $ 68,000
Horry, South Carolina 361 $ 40,072,000 $ 111,002 $ 84,000
Providence, Rhode Island 355 $ 56,027,000 $ 157,822 $ 79,000
Fairfax, Virginia 354 $ 92,533,000 $ 261,392 $ 117,000
Newton, Georgia 353 $ 36,190,000 $ 102,521 $ 55,000
St. Lucie, Florida 352 $ 49,816,000 $ 141,522 $ 72,000
Sarasota, Florida 348 $ 57,289,000 $ 164,623 $ 97,000
Seminole, Florida 342 $ 55,675,000 $ 162,792 $ 70,000
DeSoto, Mississippi 323 $ 29,751,000 $ 92,108 $ 52,000
Pasco, Florida 321 $ 44,445,000 $ 138,457 $ 68,000
Douglas, Colorado 317 $ 58,258,000 $ 183,779 $ 93,000
Richland, South Carolina 317 $ 27,117,000 $ 85,542 $ 52,000
Hartford, Connecticut 315 $ 42,901,000 $ 136,193 $ 83,000
Virginia Beach, Virginia 311 $ 46,482,000 $ 149,459 $ 77,000
Douglas, Georgia 308 $ 36,096,000 $ 117,194 $ 54,000
San Bernardino, California 307 $ 70,083,000 $ 228,283 $ 114,000
Ramsey, Minnesota 289 $ 35,899,000 $ 124,217 $ 68,000
Cherokee, Georgia 282 $ 40,672,000 $ 144,226 $ 68,000
Guilford, North Carolina 280 $ 30,440,000 $ 108,714 $ 61,000
Fort Bend, Texas 274 $ 28,504,000 $ 104,029 $ 86,000
Middlesex, Massachusetts 273 $ 56,261,000 $ 206,084 $ 90,000
Paulding, Georgia 272 $ 27,516,000 $ 101,161 $ 57,000
Montgomery, Maryland 267 $ 63,345,000 $ 237,247 $ 108,000
Jackson, Missouri 267 $ 25,244,000 $ 94,546 $ 56,000
Denton, Texas 264 $ 30,108,000 $ 114,045 $ 71,000
Anoka, Minnesota 252 $ 36,229,000 $ 143,765 $ 77,000
Prince William, Virginia 250 $ 58,167,000 $ 232,668 $ 107,000
Collin, Texas 241 $ 29,215,000 $ 121,224 $ 84,000
Shelby, Alabama 238 $ 28,427,000 $ 119,441 $ 57,000
Fairfield, Connecticut 235 $ 52,739,000 $ 224,421 $ 93,000
Dakota, Minnesota 233 $ 35,164,000 $ 150,918 $ 76,000
Rockdale, Georgia 231 $ 29,290,000 $ 126,796 $ 63,000
Macomb, Michigan 230 $ 25,854,000 $ 112,408 $ 69,000
Sacramento, California 226 $ 51,601,000 $ 228,323 $ 114,000
District of Columbia, District Of Columbia 225 $ 54,729,000 $ 243,240 $ 111,000
Berkeley, South Carolina 223 $ 21,342,000 $ 95,704 $ 64,000
Lake, Florida 222 $ 33,004,000 $ 148,666 $ 70,000
Tulsa, Oklahoma 222 $ 19,212,000 $ 86,540 $ 55,000
Lorain, Ohio 220 $ 23,292,000 $ 105,872 $ 47,000
Orange, California 218 $ 72,647,000 $ 333,243 $ 186,000
Travis, Texas 217 $ 21,224,000 $ 97,806 $ 63,000
East Baton Rouge, Louisiana 216 $ 17,426,000 $ 80,675 $ 59,000
Jefferson, Kentucky 214 $ 22,626,000 $ 105,728 $ 66,000
Beaufort, South Carolina 213 $ 31,765,000 $ 149,131 $ 73,000
Madison, Alabama 211 $ 16,962,000 $ 80,388 $ 60,000
Hampden, Massachusetts 207 $ 21,202,000 $ 102,425 $ 64,000
Brevard, Florida 204 $ 29,039,000 $ 142,348 $ 76,000
Stark, Ohio 201 $ 19,331,000 $ 96,174 $ 61,000
Walton, Georgia 197 $ 22,718,000 $ 115,319 $ 58,000
St. Louis, Missouri 196 $ 20,725,000 $ 105,739 $ 62,000
Coweta, Georgia 193 $ 22,873,000 $ 118,512 $ 61,000
Montgomery, Ohio 191 $ 15,926,000 $ 83,382 $ 58,000
Dorchester, South Carolina 190 $ 19,797,000 $ 104,194 $ 48,000
Forsyth, North Carolina 188 $ 17,847,000 $ 94,930 $ 58,000
Greenville, South Carolina 188 $ 17,226,000 $ 91,627 $ 46,000
Forsyth, Georgia 185 $ 29,278,000 $ 158,259 $ 86,000
Sumner, Tennessee 185 $ 22,475,000 $ 121,486 $ 95,000
Manatee, Florida 184 $ 28,993,000 $ 157,570 $ 68,000
Genesee, Michigan 184 $ 20,553,000 $ 111,701 $ 65,000
Lake, Ohio 180 $ 22,625,000 $ 125,694 $ 61,000
Weld, Colorado 179 $ 24,241,000 $ 135,424 $ 69,000
Flagler, Florida 175 $ 26,533,000 $ 151,617 $ 84,000
Collier, Florida 174 $ 39,313,000 $ 225,936 $ 134,000
Washington, Minnesota 171 $ 28,115,000 $ 164,415 $ 96,000
Suffolk, Massachusetts 169 $ 44,354,000 $ 262,449 $ 121,000
Williamson, Tennessee 168 $ 25,287,000 $ 150,517 $ 130,000
Fayette, Georgia 165 $ 28,046,000 $ 169,975 $ 116,000
Allegheny, Pennsylvania 165 $ 15,768,000 $ 95,563 $ 65,000
Butler, Ohio 164 $ 20,832,000 $ 127,024 $ 66,000
Kent, Michigan 163 $ 15,583,000 $ 95,601 $ 69,000
New Haven, Connecticut 161 $ 23,991,000 $ 149,012 $ 68,000
Baltimore, Maryland 160 $ 24,297,000 $ 151,856 $ 83,000
Medina, Ohio 154 $ 19,327,000 $ 125,500 $ 79,000
Hernando, Florida 150 $ 17,038,000 $ 113,586 $ 69,000
Jackson, Georgia 148 $ 14,978,000 $ 101,202 $ 56,000
Pinal, Arizona 147 $ 18,833,000 $ 128,115 $ 67,000
Barrow, Georgia 146 $ 13,642,000 $ 93,438 $ 47,000
Clarke, Georgia 144 $ 13,570,000 $ 94,236 $ 176,000
Bristol, Massachusetts 143 $ 25,842,000 $ 180,713 $ 62,000
Fairfield, Ohio 143 $ 15,140,000 $ 105,874 $ 64,000
Chesapeake, Virginia 143 $ 23,648,000 $ 165,370 $ 76,000
Webb, Texas 141 $ 11,352,000 $ 80,510 $ 69,000
Plymouth, Massachusetts 140 $ 29,732,000 $ 212,371 $ 88,000
Union, North Carolina 139 $ 19,076,000 $ 137,237 $ 66,000
Knox, Tennessee 139 $ 12,887,000 $ 92,712 $ 62,000
Gaston, North Carolina 138 $ 12,973,000 $ 94,007 $ 46,000
Charlotte, Florida 137 $ 18,141,000 $ 132,416 $ 55,000
St. Johns, Florida 137 $ 25,616,000 $ 186,978 $ 100,000
Delaware, Ohio 137 $ 22,495,000 $ 164,197 $ 102,000
Anne Arundel, Maryland 136 $ 28,527,000 $ 209,757 $ 96,000
Muscogee, Georgia 134 $ 10,994,000 $ 82,044 $ 62,000
Loudoun, Virginia 132 $ 36,032,000 $ 272,969 $ 110,000
Montgomery, Alabama 131 $ 10,110,000 $ 77,175 $ 62,000
Bibb, Georgia 131 $ 11,149,000 $ 85,106 $ 63,000
Hillsborough, New Hampshire 131 $ 19,762,000 $ 150,854 $ 77,000
Lexington, South Carolina 131 $ 13,567,000 $ 103,564 $ 55,000
York, South Carolina 128 $ 16,151,000 $ 126,179 $ 69,000
Hinds, Mississippi 127 $ 9,775,000 $ 76,968 $ 64,000
Clermont, Ohio 127 $ 13,406,000 $ 105,559 $ 64,000
Houston, Georgia 125 $ 13,333,000 $ 106,664 $ 58,000
Wilson, Tennessee 122 $ 12,992,000 $ 106,491 $ 61,000
Mobile, Alabama 121 $ 9,103,000 $ 75,231 $ 79,000
Orleans, Louisiana 121 $ 15,791,000 $ 130,504 $ 72,000
Johnson, Kansas 119 $ 15,681,000 $ 131,773 $ 97,000
Warren, Ohio 119 $ 17,097,000 $ 143,672 $ 62,000
Norfolk, Virginia 119 $ 13,509,000 $ 113,521 $ 61,000
Jefferson, Louisiana 118 $ 13,257,000 $ 112,347 $ 63,000
Williamson, Texas 118 $ 9,221,000 $ 78,144 $ 73,000
Salt Lake, Utah 118 $ 15,675,000 $ 132,838 $ 69,000
Hamilton, Indiana 117 $ 17,631,000 $ 150,692 $ 77,000
Hendricks, Indiana 115 $ 12,046,000 $ 104,747 $ 81,000
Baltimore City, Maryland 114 $ 11,222,000 $ 98,438 $ 54,000
Boulder, Colorado 113 $ 17,537,000 $ 155,194 $ 80,000
Tipton, Tennessee 113 $ 9,144,000 $ 80,920 $ 51,000
Clay, Florida 112 $ 13,818,000 $ 123,375 $ 79,000
Lake, Illinois 112 $ 16,868,000 $ 150,607 $ 71,000
Will, Illinois 112 $ 16,173,000 $ 144,401 $ 82,000
DuPage, Illinois 111 $ 19,849,000 $ 178,819 $ 93,000
Union, New Jersey 111 $ 23,189,000 $ 208,909 $ 97,000
Milwaukee, Wisconsin 109 $ 10,459,000 $ 95,954 $ 57,000
Spalding, Georgia 108 $ 9,580,000 $ 88,703 $ 48,000
Baldwin, Alabama 106 $ 19,010,000 $ 179,339 $ 132,000
Glynn, Georgia 106 $ 10,080,000 $ 95,094 $ 47,000
Norfolk, Massachusetts 106 $ 24,107,000 $ 227,424 $ 124,000
Licking, Ohio 106 $ 11,220,000 $ 105,849 $ 68,000
Hamilton, Tennessee 106 $ 8,254,000 $ 77,867 $ 58,000
Richmond, Georgia 105 $ 8,459,000 $ 80,561 $ 47,000
Leon, Florida 103 $ 10,284,000 $ 99,844 $ 61,000
King, Washington 103 $ 20,576,000 $ 199,766 $ 120,000
Pima, Arizona 102 $ 13,959,000 $ 136,852 $ 90,000
Larimer, Colorado 101 $ 14,265,000 $ 141,237 $ 57,000
New Castle, Delaware 101 $ 16,745,000 $ 165,792 $ 69,000
Hall, Georgia 101 $ 14,507,000 $ 143,633 $ 68,000
Essex, New Jersey 101 $ 20,996,000 $ 207,881 $ 105,000
Portage, Ohio 101 $ 12,842,000 $ 127,148 $ 73,000
Carroll, Georgia 100 $ 9,153,000 $ 91,530 $ 53,000
Philadelphia, Pennsylvania 99 $ 11,654,000 $ 117,717 $ 83,000
Cabarrus, North Carolina 98 $ 9,943,000 $ 101,459 $ 43,000
Charles, Maryland 96 $ 19,258,000 $ 200,604 $ 94,000
Spartanburg, South Carolina 96 $ 7,812,000 $ 81,375 $ 37,000
Rockingham, New Hampshire 94 $ 17,237,000 $ 183,372 $ 92,000
Durham, North Carolina 93 $ 10,777,000 $ 115,881 $ 86,000
Iredell, North Carolina 91 $ 11,136,000 $ 122,373 $ 64,000
Cameron, Texas 91 $ 6,087,000 $ 66,890 $ 64,000
Atlantic, New Jersey 90 $ 11,098,000 $ 123,311 $ 74,000
Passaic, New Jersey 90 $ 19,595,000 $ 217,722 $ 114,000
New Hanover, North Carolina 90 $ 11,764,000 $ 130,711 $ 74,000
Montgomery, Tennessee 90 $ 6,023,000 $ 66,922 $ 46,000
Montgomery, Texas 89 $ 10,912,000 $ 122,606 $ 94,000
Hidalgo, Texas 87 $ 7,282,000 $ 83,701 $ 61,000
Brazoria, Texas 86 $ 10,101,000 $ 117,453 $ 80,000
Henrico, Virginia 86 $ 9,489,000 $ 110,337 $ 58,000
Lucas, Ohio 85 $ 7,446,000 $ 87,600 $ 54,000
Chesterfield, Virginia 84 $ 11,144,000 $ 132,666 $ 73,000
Kings, New York 83 $ 25,487,000 $ 307,072 $ 112,000
Maury, Tennessee 83 $ 5,965,000 $ 71,867 $ 50,000
Fresno, California 82 $ 12,994,000 $ 158,463 $ 71,000
New London, Connecticut 82 $ 12,789,000 $ 155,963 $ 73,000
Scott, Minnesota 82 $ 18,135,000 $ 221,158 $ 101,000
Robertson, Tennessee 82 $ 7,621,000 $ 92,939 $ 66,000
Queens, New York 81 $ 27,171,000 $ 335,444 $ 120,000
Allen, Indiana 80 $ 6,731,000 $ 84,137 $ 78,000
Johnson, Indiana 80 $ 7,676,000 $ 95,950 $ 69,000
Effingham, Georgia 79 $ 7,597,000 $ 96,164 $ 56,000
Livingston, Michigan 79 $ 13,315,000 $ 168,544 $ 88,000
St. Louis City, Missouri 79 $ 7,529,000 $ 95,303 $ 55,000
Ashtabula, Ohio 78 $ 6,174,000 $ 79,153 $ 49,000
Ingham, Michigan 77 $ 7,044,000 $ 91,480 $ 65,000
Marion, Florida 76 $ 7,874,000 $ 103,605 $ 55,000
Wright, Minnesota 76 $ 10,132,000 $ 133,315 $ 67,000
St. Clair, Alabama 75 $ 6,314,000 $ 84,186 $ 58,000
San Joaquin, California 75 $ 18,464,000 $ 246,186 $ 107,000
Portsmouth, Virginia 75 $ 8,502,000 $ 113,360 $ 73,000
Alameda, California 74 $ 24,212,000 $ 327,189 $ 149,000
Indian River, Florida 74 $ 12,551,000 $ 169,608 $ 105,000
Fayette, Kentucky 74 $ 7,602,000 $ 102,729 $ 66,000
Washoe, Nevada 72 $ 14,217,000 $ 197,458 $ 92,000
Buncombe, North Carolina 72 $ 11,189,000 $ 155,402 $ 154,000
Galveston, Texas 72 $ 6,993,000 $ 97,125 $ 80,000
Escambia, Florida 70 $ 7,871,000 $ 112,442 $ 68,000
Anderson, South Carolina 70 $ 5,876,000 $ 83,942 $ 39,000
Stanislaus, California 68 $ 12,642,000 $ 185,911 $ 103,000
Alachua, Florida 67 $ 6,763,000 $ 100,940 $ 95,000
Sherburne, Minnesota 67 $ 9,430,000 $ 140,746 $ 84,000
Hudson, New Jersey 67 $ 15,423,000 $ 230,194 $ 85,000
Contra Costa, California 66 $ 18,845,000 $ 285,530 $ 138,000
McHenry, Illinois 66 $ 9,829,000 $ 148,924 $ 82,000
Lake, Indiana 66 $ 6,402,000 $ 97,000 $ 57,000
St. Tammany, Louisiana 66 $ 5,817,000 $ 88,136 $ 61,000
Clay, Missouri 65 $ 6,883,000 $ 105,892 $ 67,000
Kern, California 63 $ 9,337,000 $ 148,206 $ 89,000
Solano, California 63 $ 15,489,000 $ 245,857 $ 132,000
Middlesex, New Jersey 63 $ 12,436,000 $ 197,396 $ 112,000
Newport News, Virginia 63 $ 5,820,000 $ 92,380 $ 63,000
Suffolk, Virginia 63 $ 8,776,000 $ 139,301 $ 65,000
Bay, Florida 62 $ 14,779,000 $ 238,370 $ 110,000
Troup, Georgia 61 $ 4,933,000 $ 80,868 $ 55,000
St. Charles, Missouri 61 $ 6,894,000 $ 113,016 $ 71,000
Spotsylvania, Virginia 61 $ 11,525,000 $ 188,934 $ 103,000
Pueblo, Colorado 60 $ 6,068,000 $ 101,133 $ 53,000
Morgan, Alabama 59 $ 4,373,000 $ 74,118 $ 41,000
Monmouth, New Jersey 59 $ 12,750,000 $ 216,101 $ 114,000
Stafford, Virginia 59 $ 12,267,000 $ 207,915 $ 102,000
Martin, Florida 58 $ 12,423,000 $ 214,189 $ 79,000
Johnston, North Carolina 58 $ 5,480,000 $ 94,482 $ 54,000
Lee, Alabama 57 $ 5,907,000 $ 103,631 $ 54,000
Placer, California 57 $ 15,004,000 $ 263,228 $ 132,000
Nassau, Florida 57 $ 6,954,000 $ 122,000 $ 82,000
Frederick, Maryland 57 $ 11,710,000 $ 205,438 $ 97,000
Cumberland, North Carolina 57 $ 6,168,000 $ 108,210 $ 66,000
Madison, Mississippi 56 $ 7,024,000 $ 125,428 $ 82,000
Kent, Rhode Island 56 $ 7,119,000 $ 127,125 $ 81,000
Bartow, Georgia 55 $ 4,717,000 $ 85,763 $ 56,000
Floyd, Georgia 55 $ 4,231,000 $ 76,927 $ 45,000
Kershaw, South Carolina 55 $ 4,895,000 $ 89,000 $ 64,000
Pierce, Washington 55 $ 8,192,000 $ 148,945 $ 69,000
Columbia, Georgia 54 $ 6,150,000 $ 113,888 $ 78,000
Wyandotte, Kansas 54 $ 3,578,000 $ 66,259 $ 60,000
Ascension, Louisiana 54 $ 5,174,000 $ 95,814 $ 62,000
Harford, Maryland 54 $ 10,455,000 $ 193,611 $ 110,000
Bergen, New Jersey 54 $ 15,920,000 $ 294,814 $ 125,000
Henderson, North Carolina 54 $ 7,067,000 $ 130,870 $ 72,000
Madison, Tennessee 54 $ 4,675,000 $ 86,574 $ 82,000
Harrison, Mississippi 53 $ 4,354,000 $ 82,150 $ 62,000
Trumbull, Ohio 53 $ 4,412,000 $ 83,245 $ 55,000
Multnomah, Oregon 53 $ 6,917,000 $ 130,509 $ 77,000
Bryan, Georgia 52 $ 6,717,000 $ 129,173 $ 112,000
Kane, Illinois 52 $ 8,001,000 $ 153,865 $ 82,000
Bucks, Pennsylvania 52 $ 8,113,000 $ 156,019 $ 83,000
Ocean, New Jersey 51 $ 11,219,000 $ 219,980 $ 109,000
Alamance, North Carolina 51 $ 5,017,000 $ 98,372 $ 42,000
Hampton, Virginia 51 $ 5,614,000 $ 110,078 $ 47,000
Oconee, Georgia 50 $ 6,825,000 $ 136,500 $ 118,000
Snohomish, Washington 50 $ 7,538,000 $ 150,760 $ 77,000
Calhoun, Alabama 49 $ 3,507,000 $ 71,571 $ 47,000
Tuscaloosa, Alabama 49 $ 5,296,000 $ 108,081 $ 59,000
Catawba, North Carolina 49 $ 5,749,000 $ 117,326 $ 64,000
Oklahoma, Oklahoma 49 $ 3,769,000 $ 76,918 $ 51,000
Richmond City, Virginia 49 $ 6,217,000 $ 126,877 $ 61,000
Elkhart, Indiana 48 $ 4,117,000 $ 85,770 $ 66,000
Mercer, New Jersey 48 $ 5,474,000 $ 114,041 $ 69,000
Montgomery, Pennsylvania 48 $ 8,192,000 $ 170,666 $ 69,000
Howard, Maryland 47 $ 10,824,000 $ 230,297 $ 120,000
Washtenaw, Michigan 47 $ 8,709,000 $ 185,297 $ 92,000
Elmore, Alabama 46 $ 3,962,000 $ 86,130 $ 76,000
Windham, Connecticut 46 $ 6,128,000 $ 133,217 $ 61,000
Winnebago, Illinois 46 $ 3,486,000 $ 75,782 $ 67,000
Greene, Missouri 46 $ 4,181,000 $ 90,891 $ 76,000
Jefferson, Missouri 46 $ 4,803,000 $ 104,413 $ 47,000
Washington, Pennsylvania 46 $ 4,879,000 $ 106,065 $ 66,000
Utah, Utah 46 $ 6,100,000 $ 132,608 $ 98,000
Hancock, Indiana 45 $ 4,613,000 $ 102,511 $ 88,000
Rankin, Mississippi 45 $ 3,637,000 $ 80,822 $ 56,000
Geauga, Ohio 45 $ 7,296,000 $ 162,133 $ 83,000
Etowah, Alabama 44 $ 3,602,000 $ 81,863 $ 46,000
Pulaski, Kentucky 44 $ 3,136,000 $ 71,272 $ 42,000
Wayne, Ohio 44 $ 5,258,000 $ 119,500 $ 61,000
Wagoner, Oklahoma 44 $ 3,682,000 $ 83,681 $ 89,000
Hardin, Kentucky 43 $ 3,607,000 $ 83,883 $ 66,000
Bronx, New York 43 $ 11,206,000 $ 260,604 $ 100,000
Sumter, South Carolina 43 $ 3,605,000 $ 83,837 $ 46,000
Clark, Washington 43 $ 5,786,000 $ 134,558 $ 89,000
Highlands, Florida 42 $ 3,159,000 $ 75,214 $ 49,000
Monroe, Florida 42 $ 20,448,000 $ 486,857 $ 179,000
Calcasieu, Louisiana 42 $ 3,029,000 $ 72,119 $ 54,000
Rockingham, North Carolina 42 $ 3,309,000 $ 78,785 $ 36,000
Bedford, Tennessee 42 $ 3,620,000 $ 86,190 $ 47,000
Kaufman, Texas 42 $ 4,228,000 $ 100,666 $ 80,000
Santa Clara, California 41 $ 14,123,000 $ 344,463 $ 171,000
Dougherty, Georgia 41 $ 2,726,000 $ 66,487 $ 51,000
Oglethorpe, Georgia 41 $ 3,951,000 $ 96,365 $ 56,000
Kenton, Kentucky 41 $ 4,007,000 $ 97,731 $ 64,000
Brunswick, North Carolina 41 $ 6,357,000 $ 155,048 $ 65,000
Yavapai, Arizona 40 $ 6,153,000 $ 153,825 $ 76,000
Sedgwick, Kansas 40 $ 3,470,000 $ 86,750 $ 64,000
Jackson, Michigan 40 $ 3,917,000 $ 97,925 $ 60,000
Randolph, North Carolina 40 $ 3,472,000 $ 86,800 $ 40,000
Rowan, North Carolina 40 $ 4,054,000 $ 101,350 $ 55,000
Rogers, Oklahoma 40 $ 3,534,000 $ 88,350 $ 67,000
Washington, Oregon 40 $ 5,471,000 $ 136,775 $ 79,000
Sevier, Tennessee 40 $ 5,720,000 $ 143,000 $ 122,000
El Paso, Texas 40 $ 2,761,000 $ 69,025 $ 53,000
Ellis, Texas 40 $ 3,151,000 $ 78,775 $ 67,000
Citrus, Florida 39 $ 4,596,000 $ 117,846 $ 72,000
Butts, Georgia 39 $ 4,519,000 $ 115,871 $ 48,000
Walker, Georgia 39 $ 3,430,000 $ 87,948 $ 39,000
Barnstable, Massachusetts 39 $ 10,330,000 $ 264,871 $ 136,000
Chester, Pennsylvania 39 $ 8,647,000 $ 221,717 $ 115,000
Rhea, Tennessee 39 $ 3,098,000 $ 79,435 $ 42,000
Boone, Kentucky 38 $ 4,037,000 $ 106,236 $ 61,000
Lincoln, North Carolina 38 $ 5,204,000 $ 136,947 $ 62,000
Yuma, Arizona 37 $ 4,921,000 $ 133,000 $ 87,000
Santa Rosa, Florida 37 $ 4,797,000 $ 129,648 $ 133,000
Walton, Florida 37 $ 8,616,000 $ 232,864 $ 102,000
Kalamazoo, Michigan 37 $ 3,727,000 $ 100,729 $ 59,000
Davidson, North Carolina 37 $ 3,622,000 $ 97,891 $ 51,000
Miami, Ohio 37 $ 3,294,000 $ 89,027 $ 58,000
Delaware, Pennsylvania 37 $ 4,629,000 $ 125,108 $ 95,000
Blount, Tennessee 37 $ 2,738,000 $ 74,000 $ 56,000
Bradley, Tennessee 37 $ 3,017,000 $ 81,540 $ 48,000
Nueces, Texas 37 $ 3,448,000 $ 93,189 $ 96,000
Okaloosa, Florida 36 $ 4,644,000 $ 129,000 $ 51,000
St. Joseph, Indiana 36 $ 2,797,000 $ 77,694 $ 46,000
Caddo, Louisiana 36 $ 2,850,000 $ 79,166 $ 44,000
Platte, Missouri 36 $ 4,714,000 $ 130,944 $ 208,000
Camden, New Jersey 36 $ 5,061,000 $ 140,583 $ 82,000
Bernalillo, New Mexico 36 $ 3,258,000 $ 90,500 $ 55,000
Greene, Ohio 36 $ 3,893,000 $ 108,138 $ 44,000
Florence, South Carolina 36 $ 3,264,000 $ 90,666 $ 42,000
Russell, Alabama 35 $ 2,849,000 $ 81,400 $ 46,000
Mississippi, Arkansas 35 $ 2,624,000 $ 74,971 $ 42,000
Liberty, Georgia 35 $ 2,212,000 $ 63,200 $ 43,000
Tippecanoe, Indiana 35 $ 2,766,000 $ 79,028 $ 53,000
Berks, Pennsylvania 35 $ 4,100,000 $ 117,142 $ 63,000
Northampton, Pennsylvania 35 $ 6,381,000 $ 182,314 $ 125,000
Bulloch, Georgia 34 $ 2,969,000 $ 87,323 $ 48,000
Ada, Idaho 34 $ 4,269,000 $ 125,558 $ 72,000
Polk, Iowa 34 $ 3,216,000 $ 94,588 $ 65,000
Olmsted, Minnesota 34 $ 3,317,000 $ 97,558 $ 35,000
Stearns, Minnesota 34 $ 3,483,000 $ 102,441 $ 68,000
Suffolk, New York 34 $ 7,750,000 $ 227,941 $ 110,000
Nash, North Carolina 34 $ 2,838,000 $ 83,470 $ 52,000
Clark, Ohio 34 $ 3,644,000 $ 107,176 $ 56,000
Mahoning, Ohio 34 $ 3,225,000 $ 94,852 $ 59,000
Fayette, Tennessee 34 $ 3,792,000 $ 111,529 $ 77,000
Kenosha, Wisconsin 34 $ 5,015,000 $ 147,500 $ 86,000
Lauderdale, Alabama 33 $ 2,195,000 $ 66,515 $ 49,000
Middlesex, Connecticut 33 $ 4,915,000 $ 148,939 $ 66,000
Jones, Georgia 33 $ 3,451,000 $ 104,575 $ 66,000
Ottawa, Michigan 33 $ 4,281,000 $ 129,727 $ 54,000
Chisago, Minnesota 33 $ 3,869,000 $ 117,242 $ 68,000
Cass, Missouri 33 $ 2,543,000 $ 77,060 $ 55,000
Onslow, North Carolina 33 $ 4,158,000 $ 126,000 $ 59,000
Richland, Ohio 33 $ 2,802,000 $ 84,909 $ 47,000
Monroe, Pennsylvania 33 $ 3,687,000 $ 111,727 $ 84,000
Comal, Texas 33 $ 3,462,000 $ 104,909 $ 64,000
Houston, Alabama 32 $ 2,550,000 $ 79,687 $ 36,000
Sangamon, Illinois 32 $ 3,329,000 $ 104,031 $ 61,000
Eaton, Michigan 32 $ 3,625,000 $ 113,281 $ 58,000
Carver, Minnesota 32 $ 4,703,000 $ 146,968 $ 75,000
Westchester, New York 32 $ 11,112,000 $ 347,250 $ 124,000
York, Pennsylvania 32 $ 4,261,000 $ 133,156 $ 71,000
Georgetown, South Carolina 32 $ 3,433,000 $ 107,281 $ 49,000
Guadalupe, Texas 32 $ 2,509,000 $ 78,406 $ 64,000
Pulaski, Arkansas 31 $ 4,187,000 $ 135,064 $ 82,000
Ventura, California 31 $ 10,774,000 $ 347,548 $ 140,000
Garfield, Colorado 31 $ 5,701,000 $ 183,903 $ 89,000
Teller, Colorado 31 $ 4,403,000 $ 142,032 $ 78,000
Meriwether, Georgia 31 $ 2,569,000 $ 82,870 $ 46,000
Bullitt, Kentucky 31 $ 3,077,000 $ 99,258 $ 58,000
Christian, Missouri 31 $ 2,713,000 $ 87,516 $ 78,000
Pickaway, Ohio 31 $ 3,264,000 $ 105,290 $ 49,000
Davis, Utah 31 $ 4,925,000 $ 158,870 $ 81,000
Washington, Utah 31 $ 4,393,000 $ 141,709 $ 129,000
Arlington, Virginia 31 $ 8,209,000 $ 264,806 $ 89,000
Fremont, Colorado 30 $ 2,923,000 $ 97,433 $ 48,000
Litchfield, Connecticut 30 $ 5,419,000 $ 180,633 $ 84,000
Madison, Georgia 30 $ 3,342,000 $ 111,400 $ 54,000
Lapeer, Michigan 30 $ 4,042,000 $ 134,733 $ 62,000
Franklin, Missouri 30 $ 2,368,000 $ 78,933 $ 45,000
Burlington, New Jersey 30 $ 5,073,000 $ 169,100 $ 91,000
Dona Ana, New Mexico 30 $ 2,610,000 $ 87,000 $ 59,000
Dutchess, New York 30 $ 6,235,000 $ 207,833 $ 84,000
Aiken, South Carolina 30 $ 2,376,000 $ 79,200 $ 38,000
Mesa, Colorado 29 $ 3,390,000 $ 116,896 $ 67,000
Camden, Georgia 29 $ 2,590,000 $ 89,310 $ 57,000
Calvert, Maryland 29 $ 5,728,000 $ 197,517 $ 112,000
St. Mary's, Maryland 29 $ 4,705,000 $ 162,241 $ 69,000
Rice, Minnesota 29 $ 5,459,000 $ 188,241 $ 158,000
Huron, Ohio 29 $ 2,666,000 $ 91,931 $ 58,000
Marshall, Tennessee 29 $ 2,721,000 $ 93,827 $ 33,000
Sullivan, Tennessee 29 $ 1,899,000 $ 65,482 $ 61,000
Tolland, Connecticut 28 $ 3,717,000 $ 132,750 $ 136,000
Sussex, Delaware 28 $ 4,518,000 $ 161,357 $ 81,000
Catoosa, Georgia 28 $ 2,577,000 $ 92,035 $ 41,000
Dawson, Georgia 28 $ 3,936,000 $ 140,571 $ 83,000
Lowndes, Georgia 28 $ 3,686,000 $ 131,642 $ 72,000
Putnam, Georgia 28 $ 4,653,000 $ 166,178 $ 66,000
Clark, Indiana 28 $ 2,267,000 $ 80,964 $ 58,000
Delaware, Indiana 28 $ 2,106,000 $ 75,214 $ 40,000
Wicomico, Maryland 28 $ 3,275,000 $ 116,964 $ 90,000
Monroe, Michigan 28 $ 3,123,000 $ 111,535 $ 65,000
Haywood, North Carolina 28 $ 3,314,000 $ 118,357 $ 177,000
Madison, Ohio 28 $ 3,947,000 $ 140,964 $ 81,000
Butler, Pennsylvania 28 $ 3,032,000 $ 108,285 $ 53,000
Rockwall, Texas 28 $ 5,548,000 $ 198,142 $ 130,000
Autauga, Alabama 27 $ 1,953,000 $ 72,333 $ 46,000
Putnam, Florida 27 $ 2,885,000 $ 106,851 $ 44,000
Gordon, Georgia 27 $ 3,138,000 $ 116,222 $ 60,000
Kootenai, Idaho 27 $ 3,829,000 $ 141,814 $ 97,000
Madison, Illinois 27 $ 2,120,000 $ 78,518 $ 62,000
Peoria, Illinois 27 $ 1,782,000 $ 66,000 $ 42,000
St. Clair, Illinois 27 $ 2,560,000 $ 94,814 $ 59,000
Allegany, Maryland 27 $ 1,996,000 $ 73,925 $ 40,000
Worcester, Maryland 27 $ 5,632,000 $ 208,592 $ 99,000
Douglas, Nebraska 27 $ 2,813,000 $ 104,185 $ 98,000
Orange, New York 27 $ 3,877,000 $ 143,592 $ 88,000
Wayne, North Carolina 27 $ 2,898,000 $ 107,333 $ 63,000
Washington, Oklahoma 27 $ 1,536,000 $ 56,888 $ 60,000
Orangeburg, South Carolina 27 $ 2,293,000 $ 84,925 $ 58,000
Smith, Texas 27 $ 1,879,000 $ 69,592 $ 68,000
Frederick, Virginia 27 $ 4,718,000 $ 174,740 $ 75,000
Blount, Alabama 26 $ 1,712,000 $ 65,846 $ 45,000
Talladega, Alabama 26 $ 2,363,000 $ 90,884 $ 44,000
Crittenden, Arkansas 26 $ 3,482,000 $ 133,923 $ 54,000
Merced, California 26 $ 4,485,000 $ 172,500 $ 91,000
Sonoma, California 26 $ 7,062,000 $ 271,615 $ 177,000
Hart, Georgia 26 $ 2,141,000 $ 82,346 $ 38,000
Morgan, Indiana 26 $ 3,086,000 $ 118,692 $ 60,000
Calhoun, Michigan 26 $ 2,818,000 $ 108,384 $ 73,000
Isanti, Minnesota 26 $ 3,274,000 $ 125,923 $ 102,000
St. Louis, Minnesota 26 $ 2,314,000 $ 89,000 $ 46,000
Strafford, New Hampshire 26 $ 3,901,000 $ 150,038 $ 71,000
Nassau, New York 26 $ 7,875,000 $ 302,884 $ 117,000
Cheatham, Tennessee 26 $ 2,359,000 $ 90,730 $ 57,000
Dickson, Tennessee 26 $ 2,117,000 $ 81,423 $ 60,000
Hays, Texas 26 $ 2,512,000 $ 96,615 $ 54,000
Lubbock, Texas 26 $ 1,799,000 $ 69,192 $ 43,000
Berkeley, West Virginia 26 $ 3,368,000 $ 129,538 $ 49,000
Monterey, California 25 $ 8,357,000 $ 334,280 $ 144,000
Park, Colorado 25 $ 3,713,000 $ 148,520 $ 99,000
Morris, New Jersey 25 $ 7,019,000 $ 280,760 $ 121,000
Champaign, Ohio 25 $ 1,696,000 $ 67,840 $ 57,000
Columbiana, Ohio 25 $ 1,972,000 $ 78,880 $ 45,000
Erie, Ohio 25 $ 3,161,000 $ 126,440 $ 79,000
Union, Ohio 25 $ 2,847,000 $ 113,880 $ 71,000
Wood, Ohio 25 $ 2,737,000 $ 109,480 $ 33,000
Washington, Tennessee 25 $ 2,232,000 $ 89,280 $ 51,000
Racine, Wisconsin 25 $ 2,657,000 $ 106,280 $ 64,000
Chilton, Alabama 24 $ 1,640,000 $ 68,333 $ 38,000
San Luis Obispo, California 24 $ 6,737,000 $ 280,708 $ 135,000
Elbert, Colorado 24 $ 4,532,000 $ 188,833 $ 116,000
Tazewell, Illinois 24 $ 1,323,000 $ 55,125 $ 48,000
McCracken, Kentucky 24 $ 2,073,000 $ 86,375 $ 40,000
Rapides, Louisiana 24 $ 1,968,000 $ 82,000 $ 66,000
Jackson, Mississippi 24 $ 1,447,000 $ 60,291 $ 39,000
Westmoreland, Pennsylvania 24 $ 2,141,000 $ 89,208 $ 59,000
Fauquier, Virginia 24 $ 6,367,000 $ 265,291 $ 110,000
Kent, Delaware 23 $ 3,169,000 $ 137,782 $ 69,000
Floyd, Indiana 23 $ 2,401,000 $ 104,391 $ 60,000
Lafayette, Louisiana 23 $ 2,077,000 $ 90,304 $ 61,000
Livingston, Louisiana 23 $ 1,976,000 $ 85,913 $ 48,000
Grand Traverse, Michigan 23 $ 2,132,000 $ 92,695 $ 71,000
Shiawassee, Michigan 23 $ 1,744,000 $ 75,826 $ 45,000
Wayne, Mississippi 23 $ 1,595,000 $ 69,347 $ 41,000
Jasper, Missouri 23 $ 1,510,000 $ 65,652 $ 46,000
Merrimack, New Hampshire 23 $ 3,051,000 $ 132,652 $ 84,000
Somerset, New Jersey 23 $ 4,733,000 $ 205,782 $ 105,000
Wilson, North Carolina 23 $ 2,211,000 $ 96,130 $ 56,000
Clackamas, Oregon 23 $ 3,589,000 $ 156,043 $ 79,000
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Mortgage Loan Application Detail Totals for Southstar Funding, LLC in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 63,239 $7,272,529,000 $113,705 $3,280,000 $76,137 $7,970,000
Refinancing 20,471 $3,850,822,000 $193,431 $3,300,000 $76,333 $5,245,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 40,090 $5,330,003,000 $140,176 $3,300,000 $80,352 $5,245,000
Black or African American 18,933 $2,226,822,000 $139,363 $3,280,000 $69,136 $7,970,000
Not Provided 10,817 $1,498,294,000 $142,411 $2,050,000 $82,843 $2,094,000
Hispanic 10,730 $1,544,606,000 $125,173 $1,256,000 $66,000 $2,485,000
Asian 2,468 $427,605,000 $148,976 $1,500,000 $75,761 $1,500,000
Native Hawaiian or Other Pacific Islander 407 $63,770,000 $155,264 $1,214,000 $80,588 $1,008,000
American Indian or Alaskan Native 265 $32,251,000 $121,457 $650,000 $80,885 $1,014,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 83,710 $11,123,351,000 $135,921 $3,300,000 $75,803 $7,970,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 44,874 $5,568,368,000 $130,627 $1,780,000 $76,039 $2,485,000
File Closed For Incompleteness 16,796 $2,316,365,000 $144,823 $2,850,000 $78,941 $7,970,000
Application Denied By Financial Institution 15,755 $2,362,686,000 $146,860 $3,300,000 $73,200 $3,564,000
Application Approved But Not Accepted 6,285 $875,932,000 $131,877 $2,714,000 $79,448 $1,458,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstar Funding, LLC's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstar Funding, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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