Sovereign Lending Group Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Sovereign Lending Group Inc. of Newport Beach, CA reported 17,361 mortgage applications totaling $5.5 billion, up 105% from 2018. The average application was for $315,111, and applicants reported an average income of $51,432. 24% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (891), Phoenix-Mesa-Scottsdale, AZ (847) and Los Angeles-Long Beach-Glendale, CA (749) (applications in parentheses).
| Mortgage Company & Address | Sovereign Lending Group Inc. Newport Beach, CA 92660 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 17,361 |
| Total Mortgage Loan Application Amount | $5,470,655,000 |
| Average Mortgage Loan Application Amount | $315,111 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $51,432 |
| Highest Applicant Income | $2,280,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Lending Group Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,374 | $ 347,860,000 | $ 253,173 | $ 42,558 |
| Riverside-San Bernardino-Ontario, CA | 891 | $ 294,225,000 | $ 330,218 | $ 57,000 |
| Phoenix-Mesa-Scottsdale, AZ | 847 | $ 245,275,000 | $ 289,580 | $ 50,000 |
| Los Angeles-Long Beach-Glendale, CA | 749 | $ 323,555,000 | $ 431,982 | $ 82,000 |
| San Diego-Carlsbad, CA | 530 | $ 241,650,000 | $ 455,943 | $ 55,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 493 | $ 195,945,000 | $ 397,454 | $ 49,265 |
| Las Vegas-Henderson-Paradise, NV | 452 | $ 138,360,000 | $ 306,106 | $ 51,000 |
| Chicago-Naperville, IL | 359 | $ 99,235,000 | $ 276,420 | $ 56,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 354 | $ 122,270,000 | $ 345,395 | $ 51,000 |
| Baltimore-Columbia-Towson, MD | 320 | $ 110,530,000 | $ 345,406 | $ 49,000 |
| Denver-Aurora-Lakewood, CO | 313 | $ 109,615,000 | $ 350,207 | $ 45,000 |
| Oakland-Hayward-Berkeley, CA | 311 | $ 142,215,000 | $ 457,282 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 302 | $ 142,430,000 | $ 471,622 | $ 103,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 301 | $ 98,535,000 | $ 327,358 | $ 55,561 |
| Colorado Springs, CO | 268 | $ 84,450,000 | $ 315,111 | $ 27,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 252 | $ 77,990,000 | $ 309,484 | $ 69,000 |
| Charlotte-Concord-Gastonia, NC-SC | 237 | $ 62,355,000 | $ 263,101 | $ 46,974 |
| Atlanta-Sandy Springs-Roswell, GA | 189 | $ 51,185,000 | $ 270,820 | $ 51,000 |
| Tucson, AZ | 184 | $ 49,010,000 | $ 266,358 | $ 36,000 |
| Indianapolis-Carmel-Anderson, IN | 171 | $ 43,185,000 | $ 252,543 | $ 41,000 |
| Montgomery County-Bucks County-Chester County, PA | 157 | $ 46,855,000 | $ 298,439 | $ 70,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 144 | $ 44,160,000 | $ 306,666 | $ 18,444 |
| Urban Honolulu, HI | 136 | $ 71,880,000 | $ 528,529 | $ 47,000 |
| Raleigh, NC | 135 | $ 38,435,000 | $ 284,703 | $ 53,000 |
| Washington-Baltimore-Arlington, DC | 135 | $ 52,965,000 | $ 392,333 | $ 80,000 |
| Stockton-Lodi, CA | 130 | $ 43,050,000 | $ 331,153 | $ 59,000 |
| Fayetteville, NC | 127 | $ 31,755,000 | $ 250,039 | $ 28,000 |
| Seattle-Bellevue-Everett, WA | 125 | $ 44,015,000 | $ 352,120 | $ 70,000 |
| Fresno, CA | 123 | $ 36,975,000 | $ 300,609 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 121 | $ 52,285,000 | $ 432,107 | $ 71,000 |
| Albuquerque, NM | 118 | $ 29,340,000 | $ 248,644 | $ 38,000 |
| Boise City, ID | 116 | $ 30,600,000 | $ 263,793 | $ 34,000 |
| New York-Newark, NY | 104 | $ 33,770,000 | $ 324,711 | $ 91,000 |
| Warren-Troy-Farmington Hills, MI | 102 | $ 27,130,000 | $ 265,980 | $ 52,000 |
| Tampa-St. Petersburg-Clearwater, FL | 101 | $ 29,605,000 | $ 293,118 | $ 40,000 |
| Salem, OR | 97 | $ 28,825,000 | $ 297,164 | $ 50,000 |
| Vallejo-Fairfield, CA | 96 | $ 34,960,000 | $ 364,166 | $ 60,000 |
| Pittsburgh, PA | 93 | $ 23,255,000 | $ 250,053 | $ 45,000 |
| Tacoma-Lakewood, WA | 88 | $ 28,170,000 | $ 320,113 | $ 80,000 |
| Oklahoma City, OK | 87 | $ 19,675,000 | $ 226,149 | $ 43,000 |
| Philadelphia, PA | 87 | $ 24,495,000 | $ 281,551 | $ 54,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 87 | $ 44,075,000 | $ 506,609 | $ 100,000 |
| Bakersfield, CA | 86 | $ 22,540,000 | $ 262,093 | $ 46,000 |
| Anchorage, AK | 79 | $ 24,515,000 | $ 310,316 | $ 52,000 |
| Eugene, OR | 79 | $ 22,855,000 | $ 289,303 | $ 40,000 |
| Modesto, CA | 76 | $ 21,890,000 | $ 288,026 | $ 37,000 |
| Knoxville, TN | 75 | $ 18,165,000 | $ 242,200 | $ 41,000 |
| San Antonio-New Braunfels, TX | 73 | $ 22,255,000 | $ 304,863 | $ 32,000 |
| Lake Havasu City-Kingman, AZ | 72 | $ 17,170,000 | $ 238,472 | $ 50,000 |
| San Francisco-Redwood City-South San Francisco, CA | 72 | $ 40,450,000 | $ 561,805 | $ 135,000 |
| Gary, IN | 69 | $ 17,385,000 | $ 251,956 | $ 49,000 |
| Prescott Valley-Prescott, AZ | 69 | $ 20,505,000 | $ 297,173 | $ 27,000 |
| Wilmington, DE-MD-NJ | 69 | $ 19,515,000 | $ 282,826 | $ 28,666 |
| Jacksonville, FL | 67 | $ 17,285,000 | $ 257,985 | $ 27,000 |
| Little Rock-North Little Rock-Conway, AR | 67 | $ 15,885,000 | $ 237,089 | $ 30,000 |
| New York-Jersey City-White Plains, NY-NJ | 65 | $ 26,575,000 | $ 408,846 | $ 92,000 |
| Huntsville, AL | 64 | $ 18,090,000 | $ 282,656 | $ 30,000 |
| Greensboro-High Point, NC | 61 | $ 13,965,000 | $ 228,934 | $ 29,000 |
| Memphis, TN-MS-AR | 60 | $ 15,540,000 | $ 259,000 | $ 50,666 |
| Milwaukee-Waukesha-West Allis, WI | 60 | $ 16,880,000 | $ 281,333 | $ 42,000 |
| Reno, NV | 60 | $ 18,750,000 | $ 312,500 | $ 93,000 |
| Houston-The Woodlands-Sugar Land, TX | 58 | $ 16,080,000 | $ 277,241 | $ 22,000 |
| Yuba City, CA | 57 | $ 16,315,000 | $ 286,228 | $ 38,000 |
| Birmingham-Hoover, AL | 56 | $ 14,850,000 | $ 265,178 | $ 39,000 |
| Dallas-Plano-Irving, TX | 56 | $ 19,350,000 | $ 345,535 | $ 39,000 |
| Durham-Chapel Hill, NC | 56 | $ 15,910,000 | $ 284,107 | $ 60,000 |
| Medford, OR | 56 | $ 15,960,000 | $ 285,000 | $ 33,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 55 | $ 15,065,000 | $ 273,909 | $ 60,945 |
| Asheville, NC | 55 | $ 13,965,000 | $ 253,909 | $ 38,000 |
| Santa Rosa, CA | 54 | $ 25,990,000 | $ 481,296 | $ 81,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 53 | $ 14,005,000 | $ 264,245 | $ 31,490 |
| Newark, NJ-PA | 53 | $ 19,235,000 | $ 362,924 | $ 76,000 |
| Orlando-Kissimmee-Sanford, FL | 53 | $ 14,215,000 | $ 268,207 | $ 27,000 |
| Visalia-Porterville, CA | 53 | $ 14,075,000 | $ 265,566 | $ 40,000 |
| Providence-Warwick, RI-MA | 50 | $ 12,970,000 | $ 259,400 | $ 47,000 |
| Salinas, CA | 50 | $ 21,940,000 | $ 438,800 | $ 74,000 |
| Clarksville, TN-KY | 49 | $ 11,215,000 | $ 228,877 | $ 17,591 |
| Redding, CA | 49 | $ 13,345,000 | $ 272,346 | $ 33,000 |
| Lake County-Kenosha County, IL-WI | 48 | $ 12,640,000 | $ 263,333 | $ 53,833 |
| Camden, NJ | 47 | $ 11,585,000 | $ 246,489 | $ 44,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 47 | $ 11,935,000 | $ 253,936 | $ 42,000 |
| Omaha-Council Bluffs, NE-IA | 47 | $ 11,835,000 | $ 251,808 | $ 46,765 |
| Louisville/Jefferson County, KY-IN | 46 | $ 10,690,000 | $ 232,391 | $ 29,782 |
| Harrisburg-Carlisle, PA | 45 | $ 12,125,000 | $ 269,444 | $ 46,000 |
| Fort Worth-Arlington, TX | 44 | $ 12,070,000 | $ 274,318 | $ 39,000 |
| Richmond, VA | 44 | $ 13,160,000 | $ 299,090 | $ 31,000 |
| Santa Maria-Santa Barbara, CA | 43 | $ 20,235,000 | $ 470,581 | $ 62,000 |
| Tulsa, OK | 43 | $ 9,845,000 | $ 228,953 | $ 33,000 |
| Jacksonville, NC | 42 | $ 9,220,000 | $ 219,523 | $ 20,000 |
| Salisbury, MD-DE | 42 | $ 10,910,000 | $ 259,761 | $ 25,857 |
| Austin-Round Rock, TX | 41 | $ 12,045,000 | $ 293,780 | $ 41,000 |
| Bend-Redmond, OR | 41 | $ 14,475,000 | $ 353,048 | $ 53,000 |
| Dover, DE | 39 | $ 11,055,000 | $ 283,461 | $ 32,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 39 | $ 9,915,000 | $ 254,230 | $ 30,769 |
| New Orleans-Metairie, LA | 39 | $ 10,855,000 | $ 278,333 | $ 49,000 |
| Grand Rapids-Wyoming, MI | 38 | $ 9,560,000 | $ 251,578 | $ 53,000 |
| Lancaster, PA | 38 | $ 8,670,000 | $ 228,157 | $ 49,000 |
| Merced, CA | 37 | $ 11,245,000 | $ 303,918 | $ 52,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 37 | $ 15,045,000 | $ 406,621 | $ 64,000 |
| Pueblo, CO | 36 | $ 8,700,000 | $ 241,666 | $ 21,000 |
| Charleston-North Charleston, SC | 34 | $ 9,730,000 | $ 286,176 | $ 30,000 |
| Baton Rouge, LA | 33 | $ 8,405,000 | $ 254,696 | $ 35,000 |
| Cincinnati, OH-KY-IN | 33 | $ 8,175,000 | $ 247,727 | $ 25,333 |
| Des Moines-West Des Moines, IA | 33 | $ 8,865,000 | $ 268,636 | $ 37,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 10,485,000 | $ 317,727 | $ 88,000 |
| Greeley, CO | 33 | $ 9,955,000 | $ 301,666 | $ 45,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 7,700,000 | $ 240,625 | $ 33,000 |
| St. Louis, MO-IL | 32 | $ 7,930,000 | $ 247,812 | $ 43,000 |
| Winston-Salem, NC | 32 | $ 6,510,000 | $ 203,437 | $ 25,000 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 9,765,000 | $ 315,000 | $ 52,000 |
| Wilmington, NC | 31 | $ 8,285,000 | $ 267,258 | $ 29,000 |
| Manchester-Nashua, NH | 30 | $ 7,890,000 | $ 263,000 | $ 53,000 |
| Port St. Lucie, FL | 30 | $ 7,800,000 | $ 260,000 | $ 38,000 |
| Reading, PA | 30 | $ 7,100,000 | $ 236,666 | $ 37,000 |
| Salt Lake City, UT | 30 | $ 9,440,000 | $ 314,666 | $ 54,000 |
| Chattanooga, TN-GA | 28 | $ 7,400,000 | $ 264,285 | $ 54,821 |
| Elgin, IL | 28 | $ 6,950,000 | $ 248,214 | $ 65,000 |
| Olympia-Tumwater, WA | 28 | $ 9,540,000 | $ 340,714 | $ 45,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 28 | $ 8,070,000 | $ 288,214 | $ 40,000 |
| Fort Collins, CO | 27 | $ 9,485,000 | $ 351,296 | $ 58,000 |
| Hanford-Corcoran, CA | 27 | $ 7,415,000 | $ 274,629 | $ 45,000 |
| York-Hanover, PA | 27 | $ 5,845,000 | $ 216,481 | $ 32,000 |
| North Port-Sarasota-Bradenton, FL | 26 | $ 7,650,000 | $ 294,230 | $ 43,000 |
| Montgomery, AL | 25 | $ 7,505,000 | $ 300,200 | $ 36,000 |
| Ogden-Clearfield, UT | 25 | $ 7,045,000 | $ 281,800 | $ 27,000 |
| Palm Bay-Melbourne-Titusville, FL | 25 | $ 7,525,000 | $ 301,000 | $ 29,000 |
| Rockingham County-Strafford County, NH | 25 | $ 6,695,000 | $ 267,800 | $ 60,000 |
| Sierra Vista-Douglas, AZ | 25 | $ 5,905,000 | $ 236,200 | $ 17,000 |
| Flagstaff, AZ | 24 | $ 8,480,000 | $ 353,333 | $ 40,000 |
| Yuma, AZ | 24 | $ 5,920,000 | $ 246,666 | $ 41,000 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 8,545,000 | $ 371,521 | $ 111,000 |
| Detroit-Dearborn-Livonia, MI | 23 | $ 5,355,000 | $ 232,826 | $ 36,000 |
| Madison, WI | 23 | $ 7,165,000 | $ 311,521 | $ 64,000 |
| Columbia, SC | 22 | $ 5,420,000 | $ 246,363 | $ 40,000 |
| Johnson City, TN | 22 | $ 5,440,000 | $ 247,272 | $ 44,000 |
| Kennewick-Richland, WA | 22 | $ 6,500,000 | $ 295,454 | $ 76,000 |
| Albany, OR | 21 | $ 5,455,000 | $ 259,761 | $ 49,000 |
| Billings, MT | 21 | $ 5,285,000 | $ 251,666 | $ 47,000 |
| Great Falls, MT | 21 | $ 4,815,000 | $ 229,285 | $ 30,000 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 5,145,000 | $ 245,000 | $ 35,000 |
| Pensacola-Ferry Pass-Brent, FL | 21 | $ 5,895,000 | $ 280,714 | $ 31,000 |
| Bremerton-Silverdale, WA | 20 | $ 5,540,000 | $ 277,000 | $ 49,000 |
| Coeur D'Alene, ID | 20 | $ 4,620,000 | $ 231,000 | $ 51,000 |
| Elkhart-Goshen, IN | 20 | $ 4,310,000 | $ 215,500 | $ 51,000 |
| Grand Junction, CO | 20 | $ 4,770,000 | $ 238,500 | $ 29,000 |
| Grants Pass, OR | 20 | $ 5,560,000 | $ 278,000 | $ 37,000 |
| Cape Coral-Fort Myers, FL | 19 | $ 5,525,000 | $ 290,789 | $ 31,000 |
| East Stroudsburg, PA | 19 | $ 4,755,000 | $ 250,263 | $ 53,000 |
| Elizabethtown-Fort Knox, KY | 19 | $ 4,825,000 | $ 253,947 | $ 31,000 |
| Fairbanks, AK | 19 | $ 5,395,000 | $ 283,947 | $ 41,000 |
| Gainesville, GA | 19 | $ 4,365,000 | $ 229,736 | $ 49,000 |
| Hot Springs, AR | 19 | $ 5,205,000 | $ 273,947 | $ 25,000 |
| Lafayette-West Lafayette, IN | 19 | $ 4,285,000 | $ 225,526 | $ 84,000 |
| Tuscaloosa, AL | 19 | $ 3,955,000 | $ 208,157 | $ 25,000 |
| California-Lexington Park, MD | 18 | $ 5,810,000 | $ 322,777 | $ 37,000 |
| Chico, CA | 18 | $ 5,480,000 | $ 304,444 | $ 58,000 |
| Daphne-Fairhope-Foley, AL | 18 | $ 3,920,000 | $ 217,777 | $ 15,000 |
| Lakeland-Winter Haven, FL | 18 | $ 3,920,000 | $ 217,777 | $ 31,000 |
| Napa, CA | 18 | $ 8,840,000 | $ 491,111 | $ 97,000 |
| New Haven-Milford, CT | 18 | $ 4,410,000 | $ 245,000 | $ 53,000 |
| Santa Cruz-Watsonville, CA | 18 | $ 7,490,000 | $ 416,111 | $ 102,000 |
| Santa Fe, NM | 18 | $ 5,270,000 | $ 292,777 | $ 45,000 |
| Spokane-Spokane Valley, WA | 18 | $ 5,290,000 | $ 293,888 | $ 34,000 |
| Atlantic City-Hammonton, NJ | 17 | $ 3,655,000 | $ 215,000 | $ 42,000 |
| Dothan, AL | 17 | $ 4,245,000 | $ 249,705 | $ 36,000 |
| Fort Smith, AR-OK | 17 | $ 4,185,000 | $ 246,176 | $ 17,705 |
| Las Cruces, NM | 17 | $ 3,925,000 | $ 230,882 | $ 30,000 |
| Portland-South Portland, ME | 17 | $ 4,325,000 | $ 254,411 | $ 34,000 |
| Shreveport-Bossier City, LA | 17 | $ 4,505,000 | $ 265,000 | $ 36,000 |
| Augusta-Richmond County, GA-SC | 16 | $ 4,370,000 | $ 273,125 | $ 25,375 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 4,450,000 | $ 278,125 | $ 23,000 |
| Hickory-Lenoir-Morganton, NC | 16 | $ 4,830,000 | $ 301,875 | $ 31,000 |
| Chambersburg-Waynesboro, PA | 15 | $ 3,395,000 | $ 226,333 | $ 56,000 |
| El Centro, CA | 15 | $ 4,045,000 | $ 269,666 | $ 45,000 |
| Fort Wayne, IN | 15 | $ 3,305,000 | $ 220,333 | $ 51,000 |
| Kingsport-Bristol-Bristol, TN-VA | 15 | $ 3,325,000 | $ 221,666 | $ 29,133 |
| Lawton, OK | 15 | $ 3,795,000 | $ 253,000 | $ 30,000 |
| New Bern, NC | 15 | $ 3,395,000 | $ 226,333 | $ 42,000 |
| Boulder, CO | 13 | $ 4,865,000 | $ 374,230 | $ 77,000 |
| El Paso, TX | 13 | $ 2,625,000 | $ 201,923 | $ 26,000 |
| Idaho Falls, ID | 13 | $ 3,105,000 | $ 238,846 | $ 23,000 |
| Killeen-Temple, TX | 13 | $ 3,235,000 | $ 248,846 | $ 0 |
| Mobile, AL | 13 | $ 3,415,000 | $ 262,692 | $ 19,000 |
| San Rafael, CA | 13 | $ 6,165,000 | $ 474,230 | $ 107,000 |
| Savannah, GA | 13 | $ 3,525,000 | $ 271,153 | $ 58,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 13 | $ 2,915,000 | $ 224,230 | $ 38,000 |
| Sebastian-Vero Beach, FL | 13 | $ 3,635,000 | $ 279,615 | $ 21,000 |
| Evansville, IN-KY | 12 | $ 2,270,000 | $ 189,166 | $ 33,916 |
| Gettysburg, PA | 12 | $ 2,670,000 | $ 222,500 | $ 39,000 |
| Green Bay, WI | 12 | $ 3,210,000 | $ 267,500 | $ 41,000 |
| Kahului-Wailuku-Lahaina, HI | 12 | $ 6,350,000 | $ 529,166 | $ 71,000 |
| Lansing-East Lansing, MI | 12 | $ 2,880,000 | $ 240,000 | $ 48,000 |
| Lebanon, PA | 12 | $ 2,590,000 | $ 215,833 | $ 15,000 |
| Ocean City, NJ | 12 | $ 3,330,000 | $ 277,500 | $ 65,000 |
| Peoria, IL | 12 | $ 3,610,000 | $ 300,833 | $ 48,000 |
| Ann Arbor, MI | 11 | $ 2,865,000 | $ 260,454 | $ 51,000 |
| Bellingham, WA | 11 | $ 4,295,000 | $ 390,454 | $ 96,000 |
| Carson City, NV | 11 | $ 3,915,000 | $ 355,909 | $ 28,000 |
| Cedar Rapids, IA | 11 | $ 2,355,000 | $ 214,090 | $ 31,000 |
| Jonesboro, AR | 11 | $ 2,645,000 | $ 240,454 | $ 32,000 |
| Madera, CA | 11 | $ 2,845,000 | $ 258,636 | $ 38,000 |
| Michigan City-La Porte, IN | 11 | $ 2,315,000 | $ 210,454 | $ 52,000 |
| Morristown, TN | 11 | $ 2,965,000 | $ 269,545 | $ 44,000 |
| Pocatello, ID | 11 | $ 3,495,000 | $ 317,727 | $ 87,000 |
| Twin Falls, ID | 11 | $ 2,675,000 | $ 243,181 | $ 44,000 |
| Yakima, WA | 11 | $ 2,925,000 | $ 265,909 | $ 71,000 |
| Erie, PA | 10 | $ 2,370,000 | $ 237,000 | $ 56,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 2,020,000 | $ 202,000 | $ 31,000 |
| Lafayette, LA | 10 | $ 2,470,000 | $ 247,000 | $ 21,000 |
| Missoula, MT | 10 | $ 2,930,000 | $ 293,000 | $ 52,000 |
| Rockford, IL | 10 | $ 1,980,000 | $ 198,000 | $ 59,000 |
| Warner Robins, GA | 10 | $ 1,890,000 | $ 189,000 | $ 22,000 |
| Bloomington, IN | 9 | $ 2,265,000 | $ 251,666 | $ 53,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 2,385,000 | $ 265,000 | $ 29,333 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 2,425,000 | $ 269,444 | $ 24,333 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 2,355,000 | $ 261,666 | $ 75,000 |
| Norwich-New London, CT | 9 | $ 2,045,000 | $ 227,222 | $ 39,000 |
| Rocky Mount, NC | 9 | $ 2,125,000 | $ 236,111 | $ 31,000 |
| Burlington, NC | 8 | $ 2,250,000 | $ 281,250 | $ 39,000 |
| Columbus, GA-AL | 8 | $ 2,070,000 | $ 258,750 | $ 35,750 |
| Dubuque, IA | 8 | $ 1,930,000 | $ 241,250 | $ 24,000 |
| Eau Claire, WI | 8 | $ 2,010,000 | $ 251,250 | $ 45,000 |
| Hinesville, GA | 8 | $ 1,710,000 | $ 213,750 | $ 19,000 |
| Lewiston, ID-WA | 8 | $ 2,220,000 | $ 277,500 | $ 35,000 |
| Longview, WA | 8 | $ 1,610,000 | $ 201,250 | $ 11,000 |
| Lynchburg, VA | 8 | $ 2,490,000 | $ 311,250 | $ 15,000 |
| Roanoke, VA | 8 | $ 2,080,000 | $ 260,000 | $ 39,000 |
| St. George, UT | 8 | $ 2,430,000 | $ 303,750 | $ 55,000 |
| The Villages, FL | 8 | $ 2,460,000 | $ 307,500 | $ 0 |
| Corpus Christi, TX | 7 | $ 2,185,000 | $ 312,142 | $ 32,000 |
| Farmington, NM | 7 | $ 1,575,000 | $ 225,000 | $ 33,000 |
| Flint, MI | 7 | $ 1,735,000 | $ 247,857 | $ 41,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 1,845,000 | $ 263,571 | $ 53,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,135,000 | $ 305,000 | $ 34,000 |
| Jackson, MS | 7 | $ 1,705,000 | $ 243,571 | $ 54,000 |
| Lexington-Fayette, KY | 7 | $ 1,665,000 | $ 237,857 | $ 59,000 |
| Panama City, FL | 7 | $ 1,705,000 | $ 243,571 | $ 38,000 |
| Provo-Orem, UT | 7 | $ 2,225,000 | $ 317,857 | $ 30,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 1,965,000 | $ 280,714 | $ 60,000 |
| Bismarck, ND | 6 | $ 1,520,000 | $ 253,333 | $ 0 |
| Bowling Green, KY | 6 | $ 1,050,000 | $ 175,000 | $ 10,000 |
| Cleveland, TN | 6 | $ 1,740,000 | $ 290,000 | $ 19,000 |
| Lake Charles, LA | 6 | $ 1,550,000 | $ 258,333 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,770,000 | $ 295,000 | $ 11,000 |
| Racine, WI | 6 | $ 1,660,000 | $ 276,666 | $ 55,000 |
| Wausau, WI | 6 | $ 1,030,000 | $ 171,666 | $ 27,000 |
| Appleton, WI | 5 | $ 1,085,000 | $ 217,000 | $ 74,000 |
| Bloomington, IL | 5 | $ 1,375,000 | $ 275,000 | $ 33,000 |
| Champaign-Urbana, IL | 5 | $ 1,055,000 | $ 211,000 | $ 21,000 |
| Charlottesville, VA | 5 | $ 1,285,000 | $ 257,000 | $ 42,000 |
| Corvallis, OR | 5 | $ 1,785,000 | $ 357,000 | $ 70,000 |
| Fargo, ND-MN | 5 | $ 1,265,000 | $ 253,000 | $ 64,000 |
| Iowa City, IA | 5 | $ 1,345,000 | $ 269,000 | $ 38,000 |
| Kankakee, IL | 5 | $ 1,155,000 | $ 231,000 | $ 39,000 |
| Kokomo, IN | 5 | $ 995,000 | $ 199,000 | $ 28,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 1,095,000 | $ 219,000 | $ 11,200 |
| Monroe, LA | 5 | $ 955,000 | $ 191,000 | $ 41,000 |
| Monroe, MI | 5 | $ 1,145,000 | $ 229,000 | $ 74,000 |
| Ocala, FL | 5 | $ 1,355,000 | $ 271,000 | $ 50,000 |
| Spartanburg, SC | 5 | $ 1,515,000 | $ 303,000 | $ 32,000 |
| State College, PA | 5 | $ 1,615,000 | $ 323,000 | $ 96,000 |
| Texarkana, TX-AR | 5 | $ 1,425,000 | $ 285,000 | $ 38,000 |
| Trenton, NJ | 5 | $ 1,665,000 | $ 333,000 | $ 101,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 1,575,000 | $ 315,000 | $ 26,000 |
| Alexandria, LA | 4 | $ 1,010,000 | $ 252,500 | $ 63,000 |
| Amarillo, TX | 4 | $ 990,000 | $ 247,500 | $ 14,000 |
| Athens-Clarke County, GA | 4 | $ 1,230,000 | $ 307,500 | $ 82,000 |
| Bloomsburg-Berwick, PA | 4 | $ 1,040,000 | $ 260,000 | $ 35,000 |
| Duluth, MN-WI | 4 | $ 880,000 | $ 220,000 | $ 51,000 |
| Enid, OK | 4 | $ 1,050,000 | $ 262,500 | $ 30,000 |
| Gainesville, FL | 4 | $ 1,170,000 | $ 292,500 | $ 53,000 |
| Greenville, NC | 4 | $ 870,000 | $ 217,500 | $ 58,000 |
| Hammond, LA | 4 | $ 700,000 | $ 175,000 | $ 45,000 |
| Harrisonburg, VA | 4 | $ 910,000 | $ 227,500 | $ 23,000 |
| Jackson, TN | 4 | $ 1,040,000 | $ 260,000 | $ 56,000 |
| Janesville-Beloit, WI | 4 | $ 1,030,000 | $ 257,500 | $ 43,000 |
| Kalamazoo-Portage, MI | 4 | $ 1,220,000 | $ 305,000 | $ 82,000 |
| Lubbock, TX | 4 | $ 1,200,000 | $ 300,000 | $ 66,000 |
| Macon-Bibb County, GA | 4 | $ 950,000 | $ 237,500 | $ 43,000 |
| Muskegon, MI | 4 | $ 790,000 | $ 197,500 | $ 15,000 |
| Niles-Benton Harbor, MI | 4 | $ 890,000 | $ 222,500 | $ 36,000 |
| Oshkosh-Neenah, WI | 4 | $ 760,000 | $ 190,000 | $ 21,000 |
| Rome, GA | 4 | $ 630,000 | $ 157,500 | $ 10,000 |
| Sioux City, IA-NE-SD | 4 | $ 1,220,000 | $ 305,000 | $ 35,000 |
| Springfield, IL | 4 | $ 860,000 | $ 215,000 | $ 21,000 |
| Tallahassee, FL | 4 | $ 880,000 | $ 220,000 | $ 51,000 |
| Waco, TX | 4 | $ 1,060,000 | $ 265,000 | $ 8,000 |
| Wenatchee, WA | 4 | $ 870,000 | $ 217,500 | $ 36,000 |
| Williamsport, PA | 4 | $ 1,290,000 | $ 322,500 | $ 17,000 |
| Winchester, VA-WV | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Abilene, TX | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Battle Creek, MI | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Brunswick, GA | 3 | $ 815,000 | $ 271,666 | $ 27,000 |
| Decatur, IL | 3 | $ 565,000 | $ 188,333 | $ 101,000 |
| Florence-Muscle Shoals, AL | 3 | $ 925,000 | $ 308,333 | $ 40,000 |
| Gadsden, AL | 3 | $ 805,000 | $ 268,333 | $ 43,000 |
| Homosassa Springs, FL | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Johnstown, PA | 3 | $ 625,000 | $ 208,333 | $ 16,000 |
| Lewiston-Auburn, ME | 3 | $ 835,000 | $ 278,333 | $ 45,000 |
| Punta Gorda, FL | 3 | $ 945,000 | $ 315,000 | $ 0 |
| Saginaw, MI | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Terre Haute, IN | 3 | $ 735,000 | $ 245,000 | $ 59,000 |
| Walla Walla, WA | 3 | $ 745,000 | $ 248,333 | $ 32,000 |
| Worcester, MA-CT | 3 | $ 525,000 | $ 175,000 | $ 41,000 |
| Ames, IA | 2 | $ 560,000 | $ 280,000 | $ 40,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 390,000 | $ 195,000 | $ 41,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 570,000 | $ 285,000 | $ 88,000 |
| Carbondale-Marion, IL | 2 | $ 390,000 | $ 195,000 | $ 39,000 |
| Decatur, AL | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Florence, SC | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Fond Du Lac, WI | 2 | $ 440,000 | $ 220,000 | $ 125,000 |
| Goldsboro, NC | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Jackson, MI | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Lincoln, NE | 2 | $ 460,000 | $ 230,000 | $ 45,000 |
| Longview, TX | 2 | $ 620,000 | $ 310,000 | $ 90,000 |
| Midland, MI | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Morgantown, WV | 2 | $ 560,000 | $ 280,000 | $ 29,000 |
| Muncie, IN | 2 | $ 580,000 | $ 290,000 | $ 37,000 |
| San Angelo, TX | 2 | $ 370,000 | $ 185,000 | $ 36,000 |
| Sebring, FL | 2 | $ 430,000 | $ 215,000 | $ 48,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Altoona, PA | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Auburn-Opelika, AL | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Bangor, ME | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Beaumont-Port Arthur, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Columbus, IN | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Dalton, GA | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Grand Forks, ND-MN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Grand Island, NE | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Laredo, TX | 1 | $ 305,000 | $ 305,000 | $ 181,000 |
| Logan, UT-ID | 1 | $ 345,000 | $ 345,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Midland, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Parkersburg-Vienna, WV | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Rapid City, SD | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Rochester, MN | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Sioux Falls, SD | 1 | $ 395,000 | $ 395,000 | $ 0 |
| St. Cloud, MN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Valdosta, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,063 | $3,885,385,000 | $322,000 | $1,885,000 | $39,000 | $2,200,000 |
| Cash-out Refinancing | 3,395 | $1,003,165,000 | $295,000 | $1,205,000 | $77,000 | $2,280,000 |
| Other Purpose | 1,790 | $544,120,000 | $303,000 | $1,485,000 | $83,000 | $840,000 |
| Home Purchase | 110 | $37,430,000 | $340,000 | $865,000 | $112,000 | $454,000 |
| Home Improvement | 3 | $555,000 | $185,000 | $285,000 | $55,000 | $87,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,778 | $3,652,740,000 | $310,000 | $1,885,000 | $51,000 | $2,280,000 |
| Black or African American | 2,279 | $689,215,000 | $302,000 | $1,165,000 | $43,000 | $720,000 |
| Hispanic | 2,039 | $663,505,000 | $325,000 | $1,105,000 | $54,000 | $518,000 |
| Asian | 973 | $368,705,000 | $378,000 | $1,815,000 | $81,000 | $800,000 |
| American Indian or Alaskan Native | 158 | $46,930,000 | $297,000 | $745,000 | $43,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 119 | $45,205,000 | $379,000 | $1,045,000 | $61,000 | $810,000 |
| Not Provided | 12 | $3,360,000 | $280,000 | $435,000 | $54,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 11,258 | $3,512,210,000 | $311,000 | $1,805,000 | $29,000 | $2,280,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,622 | $1,569,720,000 | $339,000 | $1,885,000 | $101,000 | $2,200,000 |
| FHA-insured (Federal Housing Administration) | 1,480 | $388,420,000 | $262,000 | $865,000 | $72,000 | $408,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $305,000 | $305,000 | $305,000 | $85,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 8,429 | $2,650,745,000 | $314,000 | $1,695,000 | $56,000 | $2,280,000 |
| Loan Originated | 4,250 | $1,364,870,000 | $321,000 | $1,885,000 | $37,000 | $661,000 |
| File Closed For Incompleteness | 3,393 | $1,075,555,000 | $316,000 | $1,605,000 | $57,000 | $2,200,000 |
| Application Denied By Financial Institution | 1,289 | $379,485,000 | $294,000 | $1,085,000 | $56,000 | $1,260,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,072 | $5,091,170,000 | $316,000 | $1,885,000 | $51,000 | $2,280,000 |
| Credit History | 666 | $192,550,000 | $289,000 | $1,005,000 | $49,000 | $1,260,000 |
| Debt-To-Income Ratio | 303 | $95,805,000 | $316,000 | $1,085,000 | $58,000 | $420,000 |
| Collateral | 261 | $75,535,000 | $289,000 | $905,000 | $79,000 | $449,000 |
| Other | 46 | $12,130,000 | $263,000 | $675,000 | $29,000 | $230,000 |
| Unverifiable Information | 8 | $2,140,000 | $267,000 | $365,000 | $48,000 | $80,000 |
| Credit Application Incomplete | 5 | $1,325,000 | $265,000 | $455,000 | $50,000 | $80,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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