Sovereign Lending Group Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Sovereign Lending Group Inc. of Newport Beach, CA reported 31,823 mortgage applications totaling $9.8 billion, up 83% from 2019. The average application was for $306,420, and applicants reported an average income of $77,182. 20% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,838), Riverside-San Bernardino-Ontario, CA (1,552) and Phoenix-Mesa-Scottsdale, AZ (1,491) (applications in parentheses).
| Mortgage Company & Address | Sovereign Lending Group Inc. Newport Beach, CA 92660 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 31,823 |
| Total Mortgage Loan Application Amount | $9,751,205,000 |
| Average Mortgage Loan Application Amount | $306,420 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $77,182 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Lending Group Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,194 | $ 559,830,000 | $ 255,164 | $ 60,170 |
| Los Angeles-Long Beach-Glendale, CA | 1,838 | $ 711,240,000 | $ 386,964 | $ 110,000 |
| Riverside-San Bernardino-Ontario, CA | 1,552 | $ 485,430,000 | $ 312,777 | $ 76,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,491 | $ 426,295,000 | $ 285,912 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,314 | $ 482,790,000 | $ 367,420 | $ 87,236 |
| Anaheim-Santa Ana-Irvine, CA | 881 | $ 359,295,000 | $ 407,826 | $ 122,000 |
| San Diego-Carlsbad, CA | 872 | $ 339,730,000 | $ 389,598 | $ 77,000 |
| Chicago-Naperville, IL | 716 | $ 195,040,000 | $ 272,402 | $ 96,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 657 | $ 210,775,000 | $ 320,814 | $ 74,374 |
| Oakland-Hayward-Berkeley, CA | 654 | $ 270,790,000 | $ 414,051 | $ 114,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 650 | $ 212,370,000 | $ 326,723 | $ 83,000 |
| Las Vegas-Henderson-Paradise, NV | 637 | $ 183,955,000 | $ 288,783 | $ 57,000 |
| Baltimore-Columbia-Towson, MD | 617 | $ 202,455,000 | $ 328,128 | $ 81,000 |
| Atlanta-Sandy Springs-Roswell, GA | 551 | $ 144,285,000 | $ 261,860 | $ 80,000 |
| Denver-Aurora-Lakewood, CO | 500 | $ 162,330,000 | $ 324,660 | $ 67,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 409 | $ 119,895,000 | $ 293,141 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 397 | $ 139,295,000 | $ 350,869 | $ 103,000 |
| Charlotte-Concord-Gastonia, NC-SC | 375 | $ 107,815,000 | $ 287,506 | $ 69,994 |
| Montgomery County-Bucks County-Chester County, PA | 365 | $ 110,475,000 | $ 302,671 | $ 99,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 360 | $ 103,880,000 | $ 288,555 | $ 40,700 |
| Washington-Baltimore-Arlington, DC | 333 | $ 122,795,000 | $ 368,753 | $ 123,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 327 | $ 150,095,000 | $ 459,006 | $ 140,000 |
| Raleigh, NC | 313 | $ 88,565,000 | $ 282,955 | $ 79,000 |
| Tampa-St. Petersburg-Clearwater, FL | 300 | $ 79,230,000 | $ 264,100 | $ 79,000 |
| Tucson, AZ | 281 | $ 68,415,000 | $ 243,469 | $ 52,000 |
| Colorado Springs, CO | 252 | $ 76,000,000 | $ 301,587 | $ 33,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 248 | $ 93,830,000 | $ 378,346 | $ 106,000 |
| Indianapolis-Carmel-Anderson, IN | 228 | $ 58,090,000 | $ 254,780 | $ 56,000 |
| New York-Newark, NY | 214 | $ 66,500,000 | $ 310,747 | $ 120,000 |
| Stockton-Lodi, CA | 214 | $ 70,430,000 | $ 329,112 | $ 84,000 |
| San Francisco-Redwood City-South San Francisco, CA | 204 | $ 86,880,000 | $ 425,882 | $ 135,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 193 | $ 52,675,000 | $ 272,927 | $ 79,341 |
| Orlando-Kissimmee-Sanford, FL | 184 | $ 48,570,000 | $ 263,967 | $ 73,000 |
| Richmond, VA | 182 | $ 47,630,000 | $ 261,703 | $ 58,000 |
| Tacoma-Lakewood, WA | 172 | $ 54,850,000 | $ 318,895 | $ 64,000 |
| Vallejo-Fairfield, CA | 165 | $ 56,535,000 | $ 342,636 | $ 68,000 |
| Fresno, CA | 159 | $ 42,325,000 | $ 266,194 | $ 74,000 |
| Bakersfield, CA | 158 | $ 41,730,000 | $ 264,113 | $ 84,000 |
| Philadelphia, PA | 154 | $ 39,810,000 | $ 258,506 | $ 82,000 |
| Urban Honolulu, HI | 152 | $ 70,400,000 | $ 463,157 | $ 74,000 |
| Jacksonville, FL | 150 | $ 42,940,000 | $ 286,266 | $ 61,000 |
| Newark, NJ-PA | 150 | $ 47,050,000 | $ 313,666 | $ 104,133 |
| Houston-The Woodlands-Sugar Land, TX | 144 | $ 36,110,000 | $ 250,763 | $ 85,000 |
| Prescott Valley-Prescott, AZ | 138 | $ 35,820,000 | $ 259,565 | $ 53,000 |
| Warren-Troy-Farmington Hills, MI | 138 | $ 36,800,000 | $ 266,666 | $ 79,000 |
| Fayetteville, NC | 137 | $ 34,335,000 | $ 250,620 | $ 20,000 |
| Knoxville, TN | 132 | $ 29,750,000 | $ 225,378 | $ 51,000 |
| Pittsburgh, PA | 132 | $ 30,860,000 | $ 233,787 | $ 71,000 |
| Salem, OR | 132 | $ 36,080,000 | $ 273,333 | $ 49,000 |
| New York-Jersey City-White Plains, NY-NJ | 131 | $ 44,075,000 | $ 336,450 | $ 119,000 |
| Reno, NV | 130 | $ 40,100,000 | $ 308,461 | $ 66,000 |
| Dallas-Plano-Irving, TX | 128 | $ 32,830,000 | $ 256,484 | $ 91,000 |
| Memphis, TN-MS-AR | 125 | $ 32,615,000 | $ 260,920 | $ 57,736 |
| Modesto, CA | 123 | $ 32,925,000 | $ 267,682 | $ 69,000 |
| Greensboro-High Point, NC | 114 | $ 25,710,000 | $ 225,526 | $ 68,000 |
| Lake Havasu City-Kingman, AZ | 114 | $ 27,830,000 | $ 244,122 | $ 47,000 |
| Asheville, NC | 113 | $ 28,565,000 | $ 252,787 | $ 35,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 111 | $ 32,665,000 | $ 294,279 | $ 110,000 |
| Albuquerque, NM | 110 | $ 27,970,000 | $ 254,272 | $ 33,000 |
| Durham-Chapel Hill, NC | 107 | $ 28,585,000 | $ 267,149 | $ 74,000 |
| Boise City, ID | 105 | $ 28,275,000 | $ 269,285 | $ 46,000 |
| Birmingham-Hoover, AL | 103 | $ 27,245,000 | $ 264,514 | $ 57,000 |
| Salt Lake City, UT | 102 | $ 29,750,000 | $ 291,666 | $ 53,000 |
| San Antonio-New Braunfels, TX | 101 | $ 25,425,000 | $ 251,732 | $ 57,000 |
| Santa Rosa, CA | 100 | $ 38,810,000 | $ 388,100 | $ 117,000 |
| Eugene, OR | 98 | $ 26,510,000 | $ 270,510 | $ 43,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 94 | $ 23,800,000 | $ 253,191 | $ 92,000 |
| Milwaukee-Waukesha-West Allis, WI | 92 | $ 26,780,000 | $ 291,086 | $ 61,000 |
| Greeley, CO | 88 | $ 26,220,000 | $ 297,954 | $ 52,000 |
| Miami-Miami Beach-Kendall, FL | 88 | $ 27,790,000 | $ 315,795 | $ 103,000 |
| Gary, IN | 86 | $ 21,520,000 | $ 250,232 | $ 45,000 |
| Elgin, IL | 83 | $ 18,445,000 | $ 222,228 | $ 67,000 |
| Chattanooga, TN-GA | 82 | $ 20,670,000 | $ 252,073 | $ 68,219 |
| Medford, OR | 82 | $ 23,720,000 | $ 289,268 | $ 43,000 |
| Salinas, CA | 82 | $ 33,020,000 | $ 402,682 | $ 93,000 |
| Cape Coral-Fort Myers, FL | 80 | $ 22,420,000 | $ 280,250 | $ 84,000 |
| Camden, NJ | 79 | $ 20,355,000 | $ 257,658 | $ 79,000 |
| Winston-Salem, NC | 78 | $ 17,810,000 | $ 228,333 | $ 45,000 |
| Austin-Round Rock, TX | 77 | $ 21,605,000 | $ 280,584 | $ 75,000 |
| Lake County-Kenosha County, IL-WI | 75 | $ 20,125,000 | $ 268,333 | $ 114,560 |
| Santa Maria-Santa Barbara, CA | 74 | $ 27,360,000 | $ 369,729 | $ 127,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 73 | $ 18,425,000 | $ 252,397 | $ 69,260 |
| North Port-Sarasota-Bradenton, FL | 72 | $ 23,030,000 | $ 319,861 | $ 123,000 |
| Merced, CA | 71 | $ 19,335,000 | $ 272,323 | $ 67,000 |
| Bend-Redmond, OR | 70 | $ 20,580,000 | $ 294,000 | $ 61,000 |
| Wilmington, NC | 69 | $ 20,025,000 | $ 290,217 | $ 55,000 |
| Redding, CA | 68 | $ 16,390,000 | $ 241,029 | $ 62,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 65 | $ 17,025,000 | $ 261,923 | $ 56,923 |
| Louisville/Jefferson County, KY-IN | 64 | $ 14,030,000 | $ 219,218 | $ 51,625 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 62 | $ 22,160,000 | $ 357,419 | $ 104,000 |
| Spokane-Spokane Valley, WA | 62 | $ 15,100,000 | $ 243,548 | $ 48,000 |
| Harrisburg-Carlisle, PA | 61 | $ 14,885,000 | $ 244,016 | $ 68,000 |
| Huntsville, AL | 61 | $ 18,465,000 | $ 302,704 | $ 50,000 |
| Visalia-Porterville, CA | 60 | $ 15,260,000 | $ 254,333 | $ 52,000 |
| Columbia, SC | 57 | $ 14,985,000 | $ 262,894 | $ 26,000 |
| Fort Collins, CO | 57 | $ 19,555,000 | $ 343,070 | $ 56,000 |
| Provo-Orem, UT | 57 | $ 15,825,000 | $ 277,631 | $ 48,000 |
| Charleston-North Charleston, SC | 56 | $ 15,370,000 | $ 274,464 | $ 30,000 |
| Pensacola-Ferry Pass-Brent, FL | 56 | $ 14,460,000 | $ 258,214 | $ 67,000 |
| Fort Worth-Arlington, TX | 55 | $ 15,235,000 | $ 277,000 | $ 83,000 |
| Yuba City, CA | 55 | $ 14,355,000 | $ 261,000 | $ 34,000 |
| Clarksville, TN-KY | 54 | $ 12,090,000 | $ 223,888 | $ 35,851 |
| Ogden-Clearfield, UT | 54 | $ 14,670,000 | $ 271,666 | $ 75,000 |
| Bremerton-Silverdale, WA | 53 | $ 15,875,000 | $ 299,528 | $ 77,000 |
| Port St. Lucie, FL | 53 | $ 14,585,000 | $ 275,188 | $ 107,000 |
| Santa Cruz-Watsonville, CA | 53 | $ 21,785,000 | $ 411,037 | $ 114,000 |
| Olympia-Tumwater, WA | 52 | $ 15,010,000 | $ 288,653 | $ 49,000 |
| York-Hanover, PA | 51 | $ 12,605,000 | $ 247,156 | $ 56,000 |
| New Orleans-Metairie, LA | 50 | $ 16,280,000 | $ 325,600 | $ 83,000 |
| Bridgeport-Stamford-Norwalk, CT | 49 | $ 18,375,000 | $ 375,000 | $ 114,000 |
| Naples-Immokalee-Marco Island, FL | 49 | $ 15,405,000 | $ 314,387 | $ 129,000 |
| Wilmington, DE-MD-NJ | 49 | $ 14,975,000 | $ 305,612 | $ 46,714 |
| St. Louis, MO-IL | 48 | $ 10,760,000 | $ 224,166 | $ 54,000 |
| Albany, OR | 47 | $ 12,425,000 | $ 264,361 | $ 52,000 |
| Hartford-West Hartford-East Hartford, CT | 46 | $ 12,630,000 | $ 274,565 | $ 87,000 |
| Lancaster, PA | 46 | $ 11,520,000 | $ 250,434 | $ 34,000 |
| California-Lexington Park, MD | 45 | $ 13,075,000 | $ 290,555 | $ 48,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 45 | $ 9,875,000 | $ 219,444 | $ 81,000 |
| Jacksonville, NC | 45 | $ 9,315,000 | $ 207,000 | $ 28,000 |
| Kennewick-Richland, WA | 45 | $ 12,855,000 | $ 285,666 | $ 74,000 |
| Baton Rouge, LA | 44 | $ 11,840,000 | $ 269,090 | $ 35,000 |
| Flagstaff, AZ | 44 | $ 11,660,000 | $ 265,000 | $ 72,000 |
| Little Rock-North Little Rock-Conway, AR | 44 | $ 10,570,000 | $ 240,227 | $ 38,000 |
| Palm Bay-Melbourne-Titusville, FL | 43 | $ 12,085,000 | $ 281,046 | $ 61,000 |
| Augusta-Richmond County, GA-SC | 42 | $ 10,210,000 | $ 243,095 | $ 71,285 |
| Sierra Vista-Douglas, AZ | 42 | $ 8,910,000 | $ 212,142 | $ 51,000 |
| Bellingham, WA | 41 | $ 11,275,000 | $ 275,000 | $ 109,000 |
| Boulder, CO | 41 | $ 15,895,000 | $ 387,682 | $ 76,000 |
| Chico, CA | 41 | $ 11,785,000 | $ 287,439 | $ 78,000 |
| Lakeland-Winter Haven, FL | 41 | $ 9,355,000 | $ 228,170 | $ 60,000 |
| San Rafael, CA | 41 | $ 24,035,000 | $ 586,219 | $ 129,000 |
| Crestview-Fort Walton Beach-Destin, FL | 40 | $ 11,630,000 | $ 290,750 | $ 42,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 39 | $ 10,705,000 | $ 274,487 | $ 169,000 |
| Reading, PA | 38 | $ 8,650,000 | $ 227,631 | $ 66,000 |
| Yuma, AZ | 38 | $ 7,840,000 | $ 206,315 | $ 49,000 |
| Madera, CA | 36 | $ 9,010,000 | $ 250,277 | $ 44,000 |
| Charlottesville, VA | 35 | $ 12,315,000 | $ 351,857 | $ 67,000 |
| Montgomery, AL | 35 | $ 9,435,000 | $ 269,571 | $ 31,000 |
| Salisbury, MD-DE | 35 | $ 8,505,000 | $ 243,000 | $ 61,200 |
| Atlantic City-Hammonton, NJ | 34 | $ 7,500,000 | $ 220,588 | $ 87,000 |
| Santa Fe, NM | 34 | $ 9,090,000 | $ 267,352 | $ 53,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 34 | $ 7,980,000 | $ 234,705 | $ 63,000 |
| Trenton, NJ | 34 | $ 9,780,000 | $ 287,647 | $ 126,000 |
| Grand Junction, CO | 33 | $ 8,145,000 | $ 246,818 | $ 35,000 |
| Hanford-Corcoran, CA | 33 | $ 8,015,000 | $ 242,878 | $ 37,000 |
| Detroit-Dearborn-Livonia, MI | 32 | $ 7,640,000 | $ 238,750 | $ 83,000 |
| Mount Vernon-Anacortes, WA | 31 | $ 9,035,000 | $ 291,451 | $ 63,000 |
| Roanoke, VA | 31 | $ 6,675,000 | $ 215,322 | $ 49,000 |
| Anchorage, AK | 30 | $ 8,610,000 | $ 287,000 | $ 37,000 |
| Daphne-Fairhope-Foley, AL | 30 | $ 8,570,000 | $ 285,666 | $ 54,000 |
| Des Moines-West Des Moines, IA | 30 | $ 7,340,000 | $ 244,666 | $ 27,000 |
| El Centro, CA | 30 | $ 7,480,000 | $ 249,333 | $ 51,000 |
| Madison, WI | 30 | $ 7,880,000 | $ 262,666 | $ 49,000 |
| Mobile, AL | 30 | $ 7,160,000 | $ 238,666 | $ 36,000 |
| Providence-Warwick, RI-MA | 30 | $ 7,060,000 | $ 235,333 | $ 57,000 |
| Greenville-Anderson-Mauldin, SC | 29 | $ 6,955,000 | $ 239,827 | $ 52,000 |
| Ocala, FL | 29 | $ 5,405,000 | $ 186,379 | $ 59,000 |
| Sebastian-Vero Beach, FL | 29 | $ 7,345,000 | $ 253,275 | $ 62,000 |
| Cincinnati, OH-KY-IN | 28 | $ 6,900,000 | $ 246,428 | $ 32,142 |
| Columbus, GA-AL | 28 | $ 6,900,000 | $ 246,428 | $ 31,857 |
| Lafayette-West Lafayette, IN | 28 | $ 6,780,000 | $ 242,142 | $ 45,000 |
| Savannah, GA | 28 | $ 6,630,000 | $ 236,785 | $ 61,000 |
| Fort Wayne, IN | 27 | $ 7,225,000 | $ 267,592 | $ 53,000 |
| Oklahoma City, OK | 27 | $ 7,695,000 | $ 285,000 | $ 42,000 |
| Omaha-Council Bluffs, NE-IA | 27 | $ 7,795,000 | $ 288,703 | $ 22,925 |
| Evansville, IN-KY | 26 | $ 5,290,000 | $ 203,461 | $ 85,961 |
| Grand Rapids-Wyoming, MI | 26 | $ 6,610,000 | $ 254,230 | $ 56,000 |
| Grants Pass, OR | 26 | $ 8,110,000 | $ 311,923 | $ 27,000 |
| New Haven-Milford, CT | 25 | $ 6,465,000 | $ 258,600 | $ 123,000 |
| Chambersburg-Waynesboro, PA | 24 | $ 5,010,000 | $ 208,750 | $ 39,000 |
| East Stroudsburg, PA | 24 | $ 6,150,000 | $ 256,250 | $ 72,000 |
| Napa, CA | 24 | $ 10,160,000 | $ 423,333 | $ 131,000 |
| Rockingham County-Strafford County, NH | 24 | $ 6,300,000 | $ 262,500 | $ 74,000 |
| Hickory-Lenoir-Morganton, NC | 23 | $ 5,155,000 | $ 224,130 | $ 55,000 |
| Johnson City, TN | 23 | $ 4,925,000 | $ 214,130 | $ 31,000 |
| Longview, WA | 23 | $ 6,265,000 | $ 272,391 | $ 50,000 |
| New Bern, NC | 23 | $ 5,085,000 | $ 221,086 | $ 26,000 |
| Ocean City, NJ | 23 | $ 7,405,000 | $ 321,956 | $ 112,000 |
| Manchester-Nashua, NH | 22 | $ 6,460,000 | $ 293,636 | $ 89,000 |
| Pueblo, CO | 22 | $ 5,470,000 | $ 248,636 | $ 23,000 |
| Punta Gorda, FL | 22 | $ 6,190,000 | $ 281,363 | $ 58,000 |
| Winchester, VA-WV | 22 | $ 6,390,000 | $ 290,454 | $ 59,000 |
| Fort Smith, AR-OK | 21 | $ 5,385,000 | $ 256,428 | $ 21,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 21 | $ 6,905,000 | $ 328,809 | $ 49,000 |
| Coeur D'Alene, ID | 20 | $ 4,730,000 | $ 236,500 | $ 41,000 |
| Hagerstown-Martinsburg, MD-WV | 20 | $ 4,890,000 | $ 244,500 | $ 272,650 |
| Kahului-Wailuku-Lahaina, HI | 20 | $ 8,500,000 | $ 425,000 | $ 110,000 |
| Killeen-Temple, TX | 20 | $ 4,440,000 | $ 222,000 | $ 17,000 |
| Lexington-Fayette, KY | 20 | $ 4,930,000 | $ 246,500 | $ 90,000 |
| Lynchburg, VA | 20 | $ 4,760,000 | $ 238,000 | $ 37,000 |
| Panama City, FL | 20 | $ 4,800,000 | $ 240,000 | $ 84,000 |
| Lafayette, LA | 19 | $ 4,975,000 | $ 261,842 | $ 36,000 |
| Wenatchee, WA | 19 | $ 5,775,000 | $ 303,947 | $ 69,000 |
| Billings, MT | 18 | $ 5,570,000 | $ 309,444 | $ 25,000 |
| El Paso, TX | 18 | $ 3,520,000 | $ 195,555 | $ 60,000 |
| The Villages, FL | 18 | $ 4,500,000 | $ 250,000 | $ 70,000 |
| Champaign-Urbana, IL | 17 | $ 3,375,000 | $ 198,529 | $ 24,000 |
| Dothan, AL | 17 | $ 3,855,000 | $ 226,764 | $ 28,000 |
| Las Cruces, NM | 17 | $ 4,135,000 | $ 243,235 | $ 32,000 |
| St. George, UT | 17 | $ 4,465,000 | $ 262,647 | $ 39,000 |
| Tallahassee, FL | 17 | $ 3,685,000 | $ 216,764 | $ 68,000 |
| Dover, DE | 16 | $ 4,620,000 | $ 288,750 | $ 27,000 |
| Lewiston, ID-WA | 16 | $ 3,400,000 | $ 212,500 | $ 41,500 |
| Norwich-New London, CT | 16 | $ 3,850,000 | $ 240,625 | $ 52,000 |
| Auburn-Opelika, AL | 15 | $ 4,795,000 | $ 319,666 | $ 43,000 |
| Burlington, NC | 15 | $ 3,595,000 | $ 239,666 | $ 44,000 |
| Carson City, NV | 15 | $ 4,045,000 | $ 269,666 | $ 35,000 |
| Tuscaloosa, AL | 15 | $ 2,995,000 | $ 199,666 | $ 42,000 |
| Yakima, WA | 15 | $ 3,405,000 | $ 227,000 | $ 70,000 |
| Ann Arbor, MI | 14 | $ 4,330,000 | $ 309,285 | $ 105,000 |
| Elizabethtown-Fort Knox, KY | 14 | $ 3,460,000 | $ 247,142 | $ 11,000 |
| Gettysburg, PA | 14 | $ 3,450,000 | $ 246,428 | $ 57,000 |
| Idaho Falls, ID | 14 | $ 3,320,000 | $ 237,142 | $ 53,000 |
| Kingsport-Bristol-Bristol, TN-VA | 14 | $ 3,250,000 | $ 232,142 | $ 21,142 |
| Portland-South Portland, ME | 14 | $ 4,100,000 | $ 292,857 | $ 55,000 |
| Warner Robins, GA | 14 | $ 3,640,000 | $ 260,000 | $ 49,000 |
| Bloomington, IN | 13 | $ 3,065,000 | $ 235,769 | $ 55,000 |
| Cleveland, TN | 13 | $ 2,535,000 | $ 195,000 | $ 57,000 |
| Dubuque, IA | 13 | $ 3,335,000 | $ 256,538 | $ 11,000 |
| Gainesville, GA | 13 | $ 3,895,000 | $ 299,615 | $ 67,000 |
| Green Bay, WI | 13 | $ 2,795,000 | $ 215,000 | $ 80,000 |
| Harrisonburg, VA | 13 | $ 3,415,000 | $ 262,692 | $ 57,000 |
| Homosassa Springs, FL | 13 | $ 2,655,000 | $ 204,230 | $ 33,000 |
| Racine, WI | 13 | $ 3,885,000 | $ 298,846 | $ 35,000 |
| Blacksburg-Christiansburg-Radford, VA | 12 | $ 2,580,000 | $ 215,000 | $ 77,000 |
| Bloomsburg-Berwick, PA | 12 | $ 2,500,000 | $ 208,333 | $ 105,000 |
| Corpus Christi, TX | 12 | $ 3,170,000 | $ 264,166 | $ 105,000 |
| Elkhart-Goshen, IN | 12 | $ 4,310,000 | $ 359,166 | $ 216,000 |
| Flint, MI | 12 | $ 2,210,000 | $ 184,166 | $ 55,000 |
| Goldsboro, NC | 12 | $ 3,030,000 | $ 252,500 | $ 26,000 |
| Lebanon, PA | 12 | $ 2,460,000 | $ 205,000 | $ 46,000 |
| Macon-Bibb County, GA | 12 | $ 3,260,000 | $ 271,666 | $ 70,000 |
| Michigan City-La Porte, IN | 12 | $ 3,380,000 | $ 281,666 | $ 86,000 |
| Rocky Mount, NC | 12 | $ 2,250,000 | $ 187,500 | $ 41,000 |
| Spartanburg, SC | 12 | $ 2,860,000 | $ 238,333 | $ 62,000 |
| Williamsport, PA | 12 | $ 2,580,000 | $ 215,000 | $ 42,000 |
| Bloomington, IL | 11 | $ 2,065,000 | $ 187,727 | $ 53,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 2,815,000 | $ 255,909 | $ 53,363 |
| Gainesville, FL | 11 | $ 2,295,000 | $ 208,636 | $ 35,000 |
| Kankakee, IL | 11 | $ 2,365,000 | $ 215,000 | $ 50,000 |
| Lake Charles, LA | 11 | $ 2,705,000 | $ 245,909 | $ 27,000 |
| Lansing-East Lansing, MI | 11 | $ 2,305,000 | $ 209,545 | $ 65,000 |
| Morristown, TN | 11 | $ 2,225,000 | $ 202,272 | $ 19,000 |
| Pocatello, ID | 11 | $ 2,755,000 | $ 250,454 | $ 25,000 |
| Rockford, IL | 11 | $ 2,525,000 | $ 229,545 | $ 44,000 |
| Altoona, PA | 10 | $ 2,050,000 | $ 205,000 | $ 45,000 |
| Athens-Clarke County, GA | 10 | $ 2,180,000 | $ 218,000 | $ 90,000 |
| Erie, PA | 10 | $ 2,660,000 | $ 266,000 | $ 83,000 |
| Greenville, NC | 10 | $ 2,140,000 | $ 214,000 | $ 35,000 |
| Janesville-Beloit, WI | 10 | $ 2,420,000 | $ 242,000 | $ 13,000 |
| McAllen-Edinburg-Mission, TX | 10 | $ 1,870,000 | $ 187,000 | $ 90,000 |
| Peoria, IL | 10 | $ 2,490,000 | $ 249,000 | $ 76,000 |
| Wausau, WI | 10 | $ 2,260,000 | $ 226,000 | $ 44,000 |
| Appleton, WI | 9 | $ 1,945,000 | $ 216,111 | $ 30,000 |
| Brunswick, GA | 9 | $ 2,535,000 | $ 281,666 | $ 53,000 |
| Oshkosh-Neenah, WI | 9 | $ 2,095,000 | $ 232,777 | $ 32,000 |
| Sebring, FL | 9 | $ 1,565,000 | $ 173,888 | $ 41,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 2,155,000 | $ 239,444 | $ 49,333 |
| Tulsa, OK | 9 | $ 1,565,000 | $ 173,888 | $ 55,000 |
| Brownsville-Harlingen, TX | 8 | $ 1,430,000 | $ 178,750 | $ 58,000 |
| Fairbanks, AK | 8 | $ 1,830,000 | $ 228,750 | $ 40,000 |
| Great Falls, MT | 8 | $ 1,770,000 | $ 221,250 | $ 5,000 |
| Hinesville, GA | 8 | $ 1,640,000 | $ 205,000 | $ 28,000 |
| Jackson, TN | 8 | $ 1,610,000 | $ 201,250 | $ 51,000 |
| Kalamazoo-Portage, MI | 8 | $ 1,990,000 | $ 248,750 | $ 67,000 |
| Niles-Benton Harbor, MI | 8 | $ 2,020,000 | $ 252,500 | $ 34,000 |
| Shreveport-Bossier City, LA | 8 | $ 1,880,000 | $ 235,000 | $ 32,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,475,000 | $ 210,714 | $ 81,000 |
| Corvallis, OR | 7 | $ 1,845,000 | $ 263,571 | $ 61,000 |
| Florence, SC | 7 | $ 1,405,000 | $ 200,714 | $ 38,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 1,395,000 | $ 199,285 | $ 13,000 |
| Hot Springs, AR | 7 | $ 1,935,000 | $ 276,428 | $ 23,000 |
| Houma-Thibodaux, LA | 7 | $ 1,445,000 | $ 206,428 | $ 47,000 |
| Jackson, MS | 7 | $ 1,795,000 | $ 256,428 | $ 3,000 |
| Logan, UT-ID | 7 | $ 1,525,000 | $ 217,857 | $ 44,000 |
| Missoula, MT | 7 | $ 2,005,000 | $ 286,428 | $ 35,000 |
| Rochester, MN | 7 | $ 1,465,000 | $ 209,285 | $ 24,000 |
| Cedar Rapids, IA | 6 | $ 1,470,000 | $ 245,000 | $ 15,000 |
| Eau Claire, WI | 6 | $ 1,570,000 | $ 261,666 | $ 6,000 |
| Jonesboro, AR | 6 | $ 1,700,000 | $ 283,333 | $ 45,000 |
| Sheboygan, WI | 6 | $ 1,340,000 | $ 223,333 | $ 41,000 |
| Springfield, IL | 6 | $ 1,290,000 | $ 215,000 | $ 37,000 |
| Staunton-Waynesboro, VA | 6 | $ 1,920,000 | $ 320,000 | $ 58,000 |
| Sumter, SC | 6 | $ 1,270,000 | $ 211,666 | $ 17,000 |
| Terre Haute, IN | 6 | $ 1,130,000 | $ 188,333 | $ 17,000 |
| Twin Falls, ID | 6 | $ 1,690,000 | $ 281,666 | $ 51,000 |
| Tyler, TX | 6 | $ 1,330,000 | $ 221,666 | $ 68,000 |
| Waco, TX | 6 | $ 1,290,000 | $ 215,000 | $ 40,000 |
| Walla Walla, WA | 6 | $ 1,280,000 | $ 213,333 | $ 60,000 |
| Ames, IA | 5 | $ 1,205,000 | $ 241,000 | $ 15,000 |
| Bowling Green, KY | 5 | $ 1,035,000 | $ 207,000 | $ 18,000 |
| Duluth, MN-WI | 5 | $ 1,285,000 | $ 257,000 | $ 0 |
| Kokomo, IN | 5 | $ 1,455,000 | $ 291,000 | $ 47,000 |
| Lubbock, TX | 5 | $ 1,055,000 | $ 211,000 | $ 33,000 |
| Bismarck, ND | 4 | $ 1,030,000 | $ 257,500 | $ 0 |
| Carbondale-Marion, IL | 4 | $ 1,080,000 | $ 270,000 | $ 133,000 |
| Decatur, AL | 4 | $ 870,000 | $ 217,500 | $ 86,000 |
| Farmington, NM | 4 | $ 1,110,000 | $ 277,500 | $ 100,000 |
| Gadsden, AL | 4 | $ 770,000 | $ 192,500 | $ 72,000 |
| Johnstown, PA | 4 | $ 670,000 | $ 167,500 | $ 32,000 |
| La Crosse-Onalaska, WI-MN | 4 | $ 920,000 | $ 230,000 | $ 25,000 |
| Lawton, OK | 4 | $ 1,210,000 | $ 302,500 | $ 84,000 |
| Monroe, LA | 4 | $ 790,000 | $ 197,500 | $ 73,000 |
| Owensboro, KY | 4 | $ 1,000,000 | $ 250,000 | $ 92,000 |
| Valdosta, GA | 4 | $ 1,050,000 | $ 262,500 | $ 67,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 690,000 | $ 172,500 | $ 75,000 |
| Alexandria, LA | 3 | $ 815,000 | $ 271,666 | $ 72,000 |
| Florence-Muscle Shoals, AL | 3 | $ 765,000 | $ 255,000 | $ 63,000 |
| Fond Du Lac, WI | 3 | $ 545,000 | $ 181,666 | $ 60,000 |
| Jackson, MI | 3 | $ 575,000 | $ 191,666 | $ 14,000 |
| Laredo, TX | 3 | $ 495,000 | $ 165,000 | $ 94,000 |
| Lewiston-Auburn, ME | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Longview, TX | 3 | $ 605,000 | $ 201,666 | $ 20,000 |
| Muskegon, MI | 3 | $ 485,000 | $ 161,666 | $ 17,000 |
| Saginaw, MI | 3 | $ 725,000 | $ 241,666 | $ 20,000 |
| Sioux Falls, SD | 3 | $ 555,000 | $ 185,000 | $ 49,000 |
| St. Cloud, MN | 3 | $ 515,000 | $ 171,666 | $ 14,000 |
| State College, PA | 3 | $ 825,000 | $ 275,000 | $ 52,000 |
| Texarkana, TX-AR | 3 | $ 565,000 | $ 188,333 | $ 22,666 |
| Albany, GA | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Bay City, MI | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| College Station-Bryan, TX | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Columbus, IN | 2 | $ 3,140,000 | $ 1,570,000 | $ 50,000 |
| Dalton, GA | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Decatur, IL | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 510,000 | $ 255,000 | $ 49,000 |
| Iowa City, IA | 2 | $ 560,000 | $ 280,000 | $ 32,000 |
| Mankato-North Mankato, MN | 2 | $ 650,000 | $ 325,000 | $ 44,000 |
| Midland, TX | 2 | $ 2,480,000 | $ 1,240,000 | $ 31,000 |
| Monroe, MI | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| Muncie, IN | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| San Angelo, TX | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
| Sherman-Denison, TX | 2 | $ 420,000 | $ 210,000 | $ 42,000 |
| Vineland-Bridgeton, NJ | 2 | $ 450,000 | $ 225,000 | $ 30,000 |
| Worcester, MA-CT | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 250,000 | $ 125,000 | $ 14,000 |
| Amarillo, TX | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Battle Creek, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Danville, IL | 1 | $ 295,000 | $ 295,000 | $ 12,000 |
| Enid, OK | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Fargo, ND-MN | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Grand Forks, ND-MN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Midland, MI | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Odessa, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rapid City, SD | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Victoria, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 325,000 | $ 325,000 | $ 220,000 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,707 | $9,708,915,000 | $306,000 | $9,005,000 | $77,000 | $9,600,000 |
| Home Purchase | 116 | $42,290,000 | $364,000 | $1,585,000 | $127,000 | $400,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,882 | $6,283,700,000 | $300,000 | $9,005,000 | $75,000 | $6,069,000 |
| Hispanic | 3,217 | $980,725,000 | $304,000 | $2,125,000 | $74,000 | $3,928,000 |
| Black or African American | 3,073 | $896,885,000 | $291,000 | $3,415,000 | $52,000 | $9,600,000 |
| Asian | 2,798 | $1,020,990,000 | $364,000 | $6,665,000 | $122,000 | $5,580,000 |
| Not Provided | 1,372 | $418,790,000 | $305,000 | $3,605,000 | $90,000 | $8,403,000 |
| American Indian or Alaskan Native | 285 | $82,835,000 | $290,000 | $1,505,000 | $76,000 | $936,000 |
| Native Hawaiian or Other Pacific Islander | 177 | $59,425,000 | $335,000 | $995,000 | $52,000 | $330,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,100 | $5,582,490,000 | $308,000 | $9,005,000 | $115,000 | $9,600,000 |
| VA-guaranteed (Veterans Administration) | 11,453 | $3,573,075,000 | $311,000 | $6,135,000 | $19,000 | $8,403,000 |
| FHA-insured (Federal Housing Administration) | 2,263 | $594,355,000 | $262,000 | $2,865,000 | $63,000 | $540,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,285,000 | $183,000 | $285,000 | $48,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 13,063 | $3,983,395,000 | $304,000 | $9,005,000 | $85,000 | $9,600,000 |
| File Closed For Incompleteness | 8,339 | $2,547,725,000 | $305,000 | $6,665,000 | $87,000 | $5,304,000 |
| Loan Originated | 6,479 | $2,086,705,000 | $322,000 | $1,185,000 | $58,000 | $1,144,000 |
| Application Denied By Financial Institution | 3,938 | $1,131,660,000 | $287,000 | $4,355,000 | $62,000 | $8,403,000 |
| Application Approved But Not Accepted | 4 | $1,720,000 | $430,000 | $705,000 | $132,000 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27,885 | $8,619,545,000 | $309,000 | $9,005,000 | $79,000 | $9,600,000 |
| Credit History | 1,932 | $531,800,000 | $275,000 | $4,355,000 | $57,000 | $8,403,000 |
| Debt-To-Income Ratio | 1,191 | $356,655,000 | $299,000 | $2,195,000 | $63,000 | $496,000 |
| Collateral | 289 | $85,815,000 | $296,000 | $2,105,000 | $65,000 | $312,000 |
| Credit Application Incomplete | 280 | $80,160,000 | $286,000 | $1,075,000 | $86,000 | $1,026,000 |
| Other | 205 | $65,735,000 | $320,000 | $1,805,000 | $71,000 | $1,080,000 |
| Unverifiable Information | 21 | $5,685,000 | $270,000 | $655,000 | $72,000 | $149,000 |
| Employment History | 15 | $3,865,000 | $257,000 | $455,000 | $68,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,945,000 | $389,000 | $695,000 | $63,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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