Spring Eq, LLC Mortgage Lending & HMDA Data, 2023

In 2023, Spring Eq, LLC of Conshohocken, PA reported 23,583 mortgage applications totaling $2.6 billion, down 72% from 2022. The average application was for $108,298, and applicants reported an average income of $142,807. 27% of its applications resulted in an originated loan and 62% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (963), Riverside-San Bernardino-Ontario, CA (909) and Phoenix-Mesa-Scottsdale, AZ (867) (applications in parentheses).

Mortgage Company & Address Spring Eq, LLC
1 West Elm Street Suite 450
Conshohocken, PA 19428
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 23,583
Total Mortgage Loan Application Amount $2,554,005,000
Average Mortgage Loan Application Amount $108,298
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $142,807
Highest Applicant Income $6,002,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Spring Eq, LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 963 $ 128,885,000 $ 133,836 $ 181,000
Maricopa, Arizona 781 $ 83,045,000 $ 106,331 $ 131,000
San Diego, California 561 $ 75,555,000 $ 134,679 $ 186,000
Riverside, California 510 $ 57,380,000 $ 112,509 $ 153,000
San Bernardino, California 399 $ 41,445,000 $ 103,872 $ 130,000
Orange, California 352 $ 55,460,000 $ 157,556 $ 211,000
Sacramento, California 317 $ 32,335,000 $ 102,003 $ 147,000
Broward, Florida 289 $ 29,665,000 $ 102,647 $ 139,000
Miami-Dade, Florida 261 $ 31,785,000 $ 121,781 $ 158,000
Cook, Illinois 259 $ 25,495,000 $ 98,436 $ 147,000
Palm Beach, Florida 191 $ 25,325,000 $ 132,591 $ 169,000
Harris, Texas 190 $ 21,290,000 $ 112,052 $ 192,000
Clark, Nevada 175 $ 15,555,000 $ 88,885 $ 132,000
Dallas, Texas 174 $ 21,340,000 $ 122,643 $ 158,000
Contra Costa, California 170 $ 20,220,000 $ 118,941 $ 205,000
Orange, Florida 159 $ 18,085,000 $ 113,742 $ 165,000
Hillsborough, Florida 151 $ 15,155,000 $ 100,364 $ 126,000
San Joaquin, California 147 $ 13,325,000 $ 90,646 $ 133,000
King, Washington 147 $ 19,965,000 $ 135,816 $ 182,000
Collin, Texas 144 $ 16,270,000 $ 112,986 $ 171,000
Denton, Texas 139 $ 15,215,000 $ 109,460 $ 169,000
Alameda, California 138 $ 20,290,000 $ 147,028 $ 215,000
Fulton, Georgia 134 $ 16,820,000 $ 125,522 $ 187,000
Gwinnett, Georgia 134 $ 15,040,000 $ 112,238 $ 146,000
Tarrant, Texas 129 $ 12,165,000 $ 94,302 $ 151,000
Prince George's, Maryland 122 $ 12,080,000 $ 99,016 $ 133,000
Ventura, California 119 $ 13,865,000 $ 116,512 $ 171,000
Pima, Arizona 116 $ 10,970,000 $ 94,568 $ 108,000
Polk, Florida 115 $ 10,365,000 $ 90,130 $ 120,000
Bergen, New Jersey 114 $ 13,660,000 $ 119,824 $ 187,000
Duval, Florida 113 $ 12,535,000 $ 110,929 $ 127,000
Pasco, Florida 111 $ 12,245,000 $ 110,315 $ 125,000
Ocean, New Jersey 108 $ 11,940,000 $ 110,555 $ 126,000
Fresno, California 106 $ 9,710,000 $ 91,603 $ 145,000
Solano, California 106 $ 12,050,000 $ 113,679 $ 150,000
Kern, California 103 $ 9,835,000 $ 95,485 $ 125,000
Pierce, Washington 103 $ 11,025,000 $ 107,038 $ 150,000
Mecklenburg, North Carolina 102 $ 10,170,000 $ 99,705 $ 135,000
Pinellas, Florida 100 $ 12,220,000 $ 122,200 $ 139,000
Weld, Colorado 98 $ 11,040,000 $ 112,653 $ 119,000
Montgomery, Maryland 98 $ 12,490,000 $ 127,448 $ 241,000
Arapahoe, Colorado 96 $ 9,460,000 $ 98,541 $ 145,000
Cobb, Georgia 96 $ 9,690,000 $ 100,937 $ 123,000
Placer, California 94 $ 11,130,000 $ 118,404 $ 199,000
Santa Clara, California 93 $ 16,365,000 $ 175,967 $ 247,000
Douglas, Colorado 93 $ 11,965,000 $ 128,655 $ 191,000
Anne Arundel, Maryland 92 $ 10,410,000 $ 113,152 $ 185,000
Oakland, Michigan 92 $ 10,600,000 $ 115,217 $ 136,000
Adams, Colorado 91 $ 8,455,000 $ 92,912 $ 128,000
Bexar, Texas 91 $ 8,985,000 $ 98,736 $ 155,000
DuPage, Illinois 90 $ 10,020,000 $ 111,333 $ 148,000
Lee, Florida 89 $ 8,365,000 $ 93,988 $ 132,000
Middlesex, New Jersey 89 $ 10,985,000 $ 123,426 $ 160,000
Volusia, Florida 88 $ 10,220,000 $ 116,136 $ 107,000
Snohomish, Washington 88 $ 11,160,000 $ 126,818 $ 183,000
Osceola, Florida 87 $ 7,615,000 $ 87,528 $ 111,000
Pinal, Arizona 86 $ 6,820,000 $ 79,302 $ 100,000
Denver, Colorado 86 $ 10,100,000 $ 117,441 $ 154,000
Baltimore, Maryland 84 $ 8,240,000 $ 98,095 $ 135,000
Wake, North Carolina 83 $ 8,595,000 $ 103,554 $ 136,000
Essex, New Jersey 82 $ 11,430,000 $ 139,390 $ 167,000
Jefferson, Colorado 80 $ 9,080,000 $ 113,500 $ 131,000
Brevard, Florida 79 $ 8,265,000 $ 104,620 $ 108,000
Montgomery, Pennsylvania 79 $ 8,975,000 $ 113,607 $ 162,000
El Paso, Colorado 77 $ 8,585,000 $ 111,493 $ 158,000
Stanislaus, California 76 $ 6,330,000 $ 83,289 $ 122,000
Monmouth, New Jersey 76 $ 9,970,000 $ 131,184 $ 182,000
Morris, New Jersey 75 $ 11,155,000 $ 148,733 $ 219,000
Franklin, Ohio 75 $ 6,655,000 $ 88,733 $ 129,000
Camden, New Jersey 73 $ 6,255,000 $ 85,684 $ 133,000
Fairfield, Connecticut 72 $ 10,560,000 $ 146,666 $ 198,000
New Haven, Connecticut 70 $ 7,610,000 $ 108,714 $ 113,000
Travis, Texas 69 $ 9,165,000 $ 132,826 $ 229,000
Seminole, Florida 67 $ 7,725,000 $ 115,298 $ 138,000
Santa Barbara, California 66 $ 10,520,000 $ 159,393 $ 179,000
Hartford, Connecticut 66 $ 6,330,000 $ 95,909 $ 120,000
Manatee, Florida 65 $ 9,745,000 $ 149,923 $ 161,000
St. Lucie, Florida 65 $ 5,125,000 $ 78,846 $ 94,000
Cuyahoga, Ohio 65 $ 6,995,000 $ 107,615 $ 125,000
Fairfax, Virginia 65 $ 8,035,000 $ 123,615 $ 198,000
Will, Illinois 64 $ 5,210,000 $ 81,406 $ 123,000
Clark, Washington 64 $ 7,850,000 $ 122,656 $ 162,000
Lake, Florida 63 $ 7,695,000 $ 122,142 $ 108,000
DeKalb, Georgia 63 $ 7,405,000 $ 117,539 $ 156,000
Burlington, New Jersey 63 $ 8,445,000 $ 134,047 $ 142,000
Salt Lake, Utah 63 $ 7,835,000 $ 124,365 $ 143,000
Fort Bend, Texas 61 $ 5,525,000 $ 90,573 $ 178,000
El Dorado, California 60 $ 5,760,000 $ 96,000 $ 164,000
Philadelphia, Pennsylvania 60 $ 6,440,000 $ 107,333 $ 112,000
Davidson, Tennessee 59 $ 6,125,000 $ 103,813 $ 142,000
Monterey, California 56 $ 8,360,000 $ 149,285 $ 161,000
Marion, Indiana 56 $ 4,370,000 $ 78,035 $ 87,000
Montgomery, Texas 56 $ 6,570,000 $ 117,321 $ 142,000
New Castle, Delaware 55 $ 6,445,000 $ 117,181 $ 118,000
Chesterfield, Virginia 55 $ 5,665,000 $ 103,000 $ 114,000
Hillsborough, New Hampshire 54 $ 5,590,000 $ 103,518 $ 138,000
Union, New Jersey 54 $ 6,820,000 $ 126,296 $ 165,000
Clackamas, Oregon 54 $ 6,070,000 $ 112,407 $ 143,000
Williamson, Texas 54 $ 4,870,000 $ 90,185 $ 142,000
Marion, Oregon 53 $ 5,445,000 $ 102,735 $ 127,000
Tulare, California 52 $ 4,970,000 $ 95,576 $ 117,000
Collier, Florida 52 $ 7,310,000 $ 140,576 $ 232,000
Sarasota, Florida 52 $ 6,550,000 $ 125,961 $ 150,000
Bucks, Pennsylvania 52 $ 5,450,000 $ 104,807 $ 166,000
Wayne, Michigan 51 $ 4,585,000 $ 89,901 $ 121,000
Union, North Carolina 51 $ 5,775,000 $ 113,235 $ 144,000
Washington, Oregon 51 $ 6,505,000 $ 127,549 $ 176,000
Loudoun, Virginia 51 $ 5,195,000 $ 101,862 $ 183,000
Washoe, Nevada 50 $ 4,690,000 $ 93,800 $ 144,000
Horry, South Carolina 50 $ 6,320,000 $ 126,400 $ 111,000
San Mateo, California 49 $ 8,955,000 $ 182,755 $ 241,000
Jefferson, Kentucky 49 $ 4,205,000 $ 85,816 $ 104,000
Spokane, Washington 49 $ 5,045,000 $ 102,959 $ 114,000
Sonoma, California 48 $ 7,390,000 $ 153,958 $ 248,000
Cherokee, Georgia 48 $ 5,660,000 $ 117,916 $ 121,000
Gloucester, New Jersey 48 $ 5,590,000 $ 116,458 $ 129,000
Allegheny, Pennsylvania 48 $ 4,450,000 $ 92,708 $ 113,000
Utah, Utah 48 $ 6,200,000 $ 129,166 $ 157,000
Mohave, Arizona 47 $ 3,385,000 $ 72,021 $ 158,000
Passaic, New Jersey 47 $ 5,145,000 $ 109,468 $ 156,000
Prince William, Virginia 47 $ 4,915,000 $ 104,574 $ 178,000
Paulding, Georgia 46 $ 4,300,000 $ 93,478 $ 113,000
Beaufort, South Carolina 46 $ 4,210,000 $ 91,521 $ 130,000
Forsyth, Georgia 45 $ 7,615,000 $ 169,222 $ 167,000
Hamilton, Ohio 45 $ 3,735,000 $ 83,000 $ 97,000
Johnson, Kansas 43 $ 4,595,000 $ 106,860 $ 161,000
Chester, Pennsylvania 43 $ 4,305,000 $ 100,116 $ 180,000
Providence, Rhode Island 43 $ 4,075,000 $ 94,767 $ 125,000
Worcester, Massachusetts 42 $ 4,350,000 $ 103,571 $ 94,000
Rockingham, New Hampshire 42 $ 5,130,000 $ 122,142 $ 155,000
Hudson, New Jersey 42 $ 4,770,000 $ 113,571 $ 226,000
Lake, Illinois 41 $ 4,385,000 $ 106,951 $ 146,000
Lake, Indiana 41 $ 3,975,000 $ 96,951 $ 97,000
Macomb, Michigan 41 $ 4,245,000 $ 103,536 $ 111,000
Mercer, New Jersey 41 $ 4,475,000 $ 109,146 $ 138,000
Larimer, Colorado 40 $ 3,980,000 $ 99,500 $ 131,000
Marion, Florida 40 $ 3,810,000 $ 95,250 $ 78,000
St. Johns, Florida 40 $ 4,810,000 $ 120,250 $ 156,000
Multnomah, Oregon 40 $ 3,550,000 $ 88,750 $ 131,000
York, South Carolina 40 $ 4,490,000 $ 112,250 $ 119,000
Henry, Georgia 39 $ 2,565,000 $ 65,769 $ 92,000
Hamilton, Indiana 39 $ 3,995,000 $ 102,435 $ 158,000
Hennepin, Minnesota 39 $ 3,635,000 $ 93,205 $ 155,000
Lane, Oregon 39 $ 3,665,000 $ 93,974 $ 97,000
Virginia Beach, Virginia 39 $ 3,705,000 $ 95,000 $ 144,000
El Paso, Texas 38 $ 3,280,000 $ 86,315 $ 180,000
Kent, Delaware 37 $ 3,625,000 $ 97,972 $ 98,000
Jefferson, Alabama 36 $ 3,330,000 $ 92,500 $ 110,000
Kane, Illinois 36 $ 3,770,000 $ 104,722 $ 137,000
Northampton, Pennsylvania 36 $ 3,310,000 $ 91,944 $ 107,000
Lexington, South Carolina 36 $ 2,580,000 $ 71,666 $ 135,000
District of Columbia, District Of Columbia 35 $ 3,985,000 $ 113,857 $ 176,000
Kent, Michigan 35 $ 3,665,000 $ 104,714 $ 112,000
Sussex, New Jersey 35 $ 3,425,000 $ 97,857 $ 165,000
Cumberland, North Carolina 35 $ 3,125,000 $ 89,285 $ 104,000
Greenville, South Carolina 35 $ 3,375,000 $ 96,428 $ 110,000
Bell, Texas 35 $ 2,575,000 $ 73,571 $ 91,000
Chatham, Georgia 34 $ 4,580,000 $ 134,705 $ 128,000
Somerset, New Jersey 34 $ 4,390,000 $ 129,117 $ 129,000
Bernalillo, New Mexico 34 $ 2,760,000 $ 81,176 $ 99,000
Monroe, Pennsylvania 34 $ 3,680,000 $ 108,235 $ 93,000
Chesapeake, Virginia 34 $ 3,660,000 $ 107,647 $ 137,000
Frederick, Maryland 33 $ 4,005,000 $ 121,363 $ 143,000
Imperial, California 32 $ 2,660,000 $ 83,125 $ 114,000
Merced, California 32 $ 2,680,000 $ 83,750 $ 101,000
Newton, Georgia 32 $ 3,140,000 $ 98,125 $ 103,000
Charles, Maryland 32 $ 3,310,000 $ 103,437 $ 186,000
Middlesex, Massachusetts 32 $ 3,550,000 $ 110,937 $ 165,000
Cabarrus, North Carolina 32 $ 3,470,000 $ 108,437 $ 153,000
Yavapai, Arizona 31 $ 3,235,000 $ 104,354 $ 117,000
Yuma, Arizona 31 $ 3,065,000 $ 98,870 $ 89,000
Boulder, Colorado 31 $ 4,175,000 $ 134,677 $ 171,000
Sussex, Delaware 31 $ 3,795,000 $ 122,419 $ 145,000
Delaware, Pennsylvania 31 $ 3,925,000 $ 126,612 $ 147,000
Knox, Tennessee 31 $ 2,155,000 $ 69,516 $ 114,000
Sedgwick, Kansas 30 $ 2,190,000 $ 73,000 $ 104,000
St. Louis, Missouri 29 $ 3,265,000 $ 112,586 $ 173,000
Williamson, Tennessee 29 $ 3,285,000 $ 113,275 $ 368,000
San Francisco, California 28 $ 5,400,000 $ 192,857 $ 258,000
Escambia, Florida 28 $ 2,760,000 $ 98,571 $ 186,000
Clayton, Georgia 28 $ 2,200,000 $ 78,571 $ 80,000
Allen, Indiana 28 $ 2,770,000 $ 98,928 $ 132,000
Forsyth, North Carolina 28 $ 2,740,000 $ 97,857 $ 123,000
Butler, Ohio 28 $ 2,580,000 $ 92,142 $ 92,000
Charleston, South Carolina 28 $ 2,970,000 $ 106,071 $ 140,000
Shasta, California 27 $ 2,895,000 $ 107,222 $ 136,000
Hall, Georgia 27 $ 3,295,000 $ 122,037 $ 138,000
Plymouth, Massachusetts 27 $ 3,255,000 $ 120,555 $ 153,000
Lake, Ohio 27 $ 2,635,000 $ 97,592 $ 95,000
Thurston, Washington 27 $ 3,985,000 $ 147,592 $ 134,000
San Luis Obispo, California 26 $ 3,170,000 $ 121,923 $ 142,000
Douglas, Georgia 26 $ 2,330,000 $ 89,615 $ 102,000
Licking, Ohio 26 $ 2,700,000 $ 103,846 $ 87,000
Whatcom, Washington 26 $ 4,000,000 $ 153,846 $ 157,000
Nevada, California 25 $ 3,285,000 $ 131,400 $ 142,000
Santa Cruz, California 25 $ 3,905,000 $ 156,200 $ 259,000
Baltimore City, Maryland 25 $ 2,265,000 $ 90,600 $ 94,000
Essex, Massachusetts 25 $ 3,225,000 $ 129,000 $ 127,000
Durham, North Carolina 25 $ 2,575,000 $ 103,000 $ 158,000
New Hanover, North Carolina 25 $ 3,635,000 $ 145,400 $ 103,000
Berks, Pennsylvania 25 $ 1,865,000 $ 74,600 $ 112,000
Lehigh, Pennsylvania 25 $ 2,395,000 $ 95,800 $ 158,000
Dorchester, South Carolina 25 $ 1,685,000 $ 67,400 $ 117,000
Kitsap, Washington 25 $ 2,125,000 $ 85,000 $ 167,000
Milwaukee, Wisconsin 25 $ 1,985,000 $ 79,400 $ 114,000
Madison, Alabama 24 $ 2,370,000 $ 98,750 $ 156,000
Yolo, California 24 $ 2,340,000 $ 97,500 $ 144,000
Hernando, Florida 24 $ 1,980,000 $ 82,500 $ 97,000
McHenry, Illinois 24 $ 2,000,000 $ 83,333 $ 134,000
Polk, Iowa 24 $ 2,050,000 $ 85,416 $ 85,000
East Baton Rouge, Louisiana 24 $ 2,380,000 $ 99,166 $ 109,000
Cumberland, Maine 24 $ 2,910,000 $ 121,250 $ 163,000
Dona Ana, New Mexico 24 $ 1,890,000 $ 78,750 $ 102,000
Clermont, Ohio 24 $ 2,120,000 $ 88,333 $ 96,000
Luzerne, Pennsylvania 24 $ 2,930,000 $ 122,083 $ 104,000
York, Pennsylvania 24 $ 1,930,000 $ 80,416 $ 96,000
Rutherford, Tennessee 24 $ 2,010,000 $ 83,750 $ 144,000
Shelby, Tennessee 24 $ 1,660,000 $ 69,166 $ 128,000
Hays, Texas 24 $ 2,870,000 $ 119,583 $ 172,000
Johnson, Texas 24 $ 1,990,000 $ 82,916 $ 131,000
Mesa, Colorado 23 $ 1,835,000 $ 79,782 $ 76,000
Harford, Maryland 23 $ 1,935,000 $ 84,130 $ 161,000
Brunswick, North Carolina 23 $ 3,475,000 $ 151,086 $ 141,000
Lancaster, Pennsylvania 23 $ 1,535,000 $ 66,739 $ 168,000
Anderson, South Carolina 23 $ 2,575,000 $ 111,956 $ 83,000
Spartanburg, South Carolina 23 $ 2,495,000 $ 108,478 $ 81,000
Benton, Arkansas 22 $ 1,730,000 $ 78,636 $ 122,000
Clay, Florida 22 $ 2,200,000 $ 100,000 $ 118,000
Washington, Maryland 22 $ 1,970,000 $ 89,545 $ 114,000
Norfolk, Massachusetts 22 $ 3,050,000 $ 138,636 $ 147,000
Jackson, Missouri 22 $ 2,090,000 $ 95,000 $ 116,000
Onslow, North Carolina 22 $ 2,080,000 $ 94,545 $ 100,000
Stark, Ohio 22 $ 2,110,000 $ 95,909 $ 106,000
Summit, Ohio 22 $ 1,720,000 $ 78,181 $ 92,000
Kaufman, Texas 22 $ 1,850,000 $ 84,090 $ 124,000
Mobile, Alabama 21 $ 2,005,000 $ 95,476 $ 120,000
Shelby, Alabama 21 $ 1,445,000 $ 68,809 $ 125,000
Howard, Maryland 21 $ 1,735,000 $ 82,619 $ 160,000
St. Mary's, Maryland 21 $ 1,765,000 $ 84,047 $ 116,000
Atlantic, New Jersey 21 $ 1,955,000 $ 93,095 $ 112,000
Delaware, Ohio 21 $ 2,465,000 $ 117,380 $ 187,000
Ellis, Texas 21 $ 1,755,000 $ 83,571 $ 126,000
Parker, Texas 21 $ 2,465,000 $ 117,380 $ 168,000
Okaloosa, Florida 20 $ 2,080,000 $ 104,000 $ 126,000
Columbia, Georgia 20 $ 1,560,000 $ 78,000 $ 122,000
Douglas, Nebraska 20 $ 1,710,000 $ 85,500 $ 124,000
Portage, Ohio 20 $ 1,560,000 $ 78,000 $ 145,000
Berkeley, South Carolina 20 $ 1,820,000 $ 91,000 $ 119,000
Cowlitz, Washington 20 $ 1,540,000 $ 77,000 $ 106,000
New London, Connecticut 19 $ 1,955,000 $ 102,894 $ 133,000
Citrus, Florida 19 $ 1,715,000 $ 90,263 $ 143,000
Santa Rosa, Florida 19 $ 1,315,000 $ 69,210 $ 105,000
Coweta, Georgia 19 $ 2,205,000 $ 116,052 $ 116,000
Kendall, Illinois 19 $ 1,865,000 $ 98,157 $ 131,000
Calvert, Maryland 19 $ 1,825,000 $ 96,052 $ 119,000
Carroll, Maryland 19 $ 1,835,000 $ 96,578 $ 175,000
Greene, Missouri 19 $ 1,075,000 $ 56,578 $ 76,000
Hunterdon, New Jersey 19 $ 2,125,000 $ 111,842 $ 173,000
Buncombe, North Carolina 19 $ 1,505,000 $ 79,210 $ 95,000
Iredell, North Carolina 19 $ 2,125,000 $ 111,842 $ 145,000
Coconino, Arizona 18 $ 2,810,000 $ 156,111 $ 381,000
Charlotte, Florida 18 $ 1,690,000 $ 93,888 $ 123,000
Carroll, Georgia 18 $ 1,600,000 $ 88,888 $ 90,000
Houston, Georgia 18 $ 1,120,000 $ 62,222 $ 161,000
Washington, Minnesota 18 $ 1,230,000 $ 68,333 $ 120,000
Merrimack, New Hampshire 18 $ 2,100,000 $ 116,666 $ 215,000
Lorain, Ohio 18 $ 1,830,000 $ 101,666 $ 118,000
Comal, Texas 18 $ 2,800,000 $ 155,555 $ 197,000
Rockwall, Texas 18 $ 1,830,000 $ 101,666 $ 163,000
Henrico, Virginia 18 $ 1,740,000 $ 96,666 $ 153,000
Butte, California 17 $ 1,335,000 $ 78,529 $ 111,000
Walton, Georgia 17 $ 1,625,000 $ 95,588 $ 149,000
Madison, Illinois 17 $ 2,705,000 $ 159,117 $ 115,000
Porter, Indiana 17 $ 1,245,000 $ 73,235 $ 104,000
Jefferson, Louisiana 17 $ 1,605,000 $ 94,411 $ 107,000
York, Maine 17 $ 2,095,000 $ 123,235 $ 117,000
Ottawa, Michigan 17 $ 1,635,000 $ 96,176 $ 149,000
Guilford, North Carolina 17 $ 1,645,000 $ 96,764 $ 84,000
Fairfield, Ohio 17 $ 1,845,000 $ 108,529 $ 119,000
Lucas, Ohio 17 $ 1,565,000 $ 92,058 $ 71,000
Richland, South Carolina 17 $ 1,045,000 $ 61,470 $ 108,000
Hamilton, Tennessee 17 $ 1,965,000 $ 115,588 $ 152,000
Sumner, Tennessee 17 $ 1,335,000 $ 78,529 $ 97,000
Hidalgo, Texas 17 $ 1,185,000 $ 69,705 $ 106,000
Lubbock, Texas 17 $ 1,625,000 $ 95,588 $ 113,000
Benton, Washington 17 $ 2,295,000 $ 135,000 $ 148,000
Cochise, Arizona 16 $ 1,520,000 $ 95,000 $ 93,000
Marin, California 16 $ 3,050,000 $ 190,625 $ 296,000
San Benito, California 16 $ 1,400,000 $ 87,500 $ 149,000
Litchfield, Connecticut 16 $ 1,670,000 $ 104,375 $ 197,000
Middlesex, Connecticut 16 $ 1,450,000 $ 90,625 $ 128,000
Bay, Florida 16 $ 1,550,000 $ 96,875 $ 105,000
Flagler, Florida 16 $ 1,140,000 $ 71,250 $ 109,000
St. Clair, Illinois 16 $ 1,160,000 $ 72,500 $ 106,000
St. Tammany, Louisiana 16 $ 1,530,000 $ 95,625 $ 125,000
Livingston, Michigan 16 $ 1,960,000 $ 122,500 $ 161,000
St. Charles, Missouri 16 $ 1,830,000 $ 114,375 $ 90,000
Gaston, North Carolina 16 $ 2,000,000 $ 125,000 $ 111,000
Johnston, North Carolina 16 $ 1,460,000 $ 91,250 $ 120,000
Medina, Ohio 16 $ 1,580,000 $ 98,750 $ 135,000
Montgomery, Ohio 16 $ 1,460,000 $ 91,250 $ 88,000
Cumberland, Pennsylvania 16 $ 1,190,000 $ 74,375 $ 160,000
Galveston, Texas 16 $ 1,870,000 $ 116,875 $ 149,000
Norfolk, Virginia 16 $ 1,120,000 $ 70,000 $ 106,000
Stafford, Virginia 16 $ 1,860,000 $ 116,250 $ 125,000
Baldwin, Alabama 15 $ 2,205,000 $ 147,000 $ 131,000
Madera, California 15 $ 1,845,000 $ 123,000 $ 118,000
Leon, Florida 15 $ 1,715,000 $ 114,333 $ 104,000
Jefferson, Missouri 15 $ 1,405,000 $ 93,666 $ 96,000
Flathead, Montana 15 $ 1,405,000 $ 93,666 $ 163,000
Lincoln, North Carolina 15 $ 1,135,000 $ 75,666 $ 103,000
Nash, North Carolina 15 $ 885,000 $ 59,000 $ 102,000
Deschutes, Oregon 15 $ 1,215,000 $ 81,000 $ 100,000
Jackson, Oregon 15 $ 1,415,000 $ 94,333 $ 106,000
Josephine, Oregon 15 $ 1,355,000 $ 90,333 $ 92,000
Lancaster, South Carolina 15 $ 1,175,000 $ 78,333 $ 125,000
Wilson, Tennessee 15 $ 1,155,000 $ 77,000 $ 140,000
Weber, Utah 15 $ 1,605,000 $ 107,000 $ 107,000
Richmond City, Virginia 15 $ 1,475,000 $ 98,333 $ 158,000
Roanoke, Virginia 15 $ 1,155,000 $ 77,000 $ 106,000
Napa, California 14 $ 1,690,000 $ 120,714 $ 162,000
Pueblo, Colorado 14 $ 1,180,000 $ 84,285 $ 70,000
Rockdale, Georgia 14 $ 1,050,000 $ 75,000 $ 127,000
Boone, Indiana 14 $ 1,310,000 $ 93,571 $ 150,000
Scott, Kentucky 14 $ 1,370,000 $ 97,857 $ 132,000
Wicomico, Maryland 14 $ 1,410,000 $ 100,714 $ 144,000
Franklin, North Carolina 14 $ 1,560,000 $ 111,428 $ 90,000
Harnett, North Carolina 14 $ 1,190,000 $ 85,000 $ 103,000
Yamhill, Oregon 14 $ 1,820,000 $ 130,000 $ 191,000
Westmoreland, Pennsylvania 14 $ 1,330,000 $ 95,000 $ 89,000
Kent, Rhode Island 14 $ 1,500,000 $ 107,142 $ 127,000
Aiken, South Carolina 14 $ 1,780,000 $ 127,142 $ 131,000
Cameron, Texas 14 $ 1,520,000 $ 108,571 $ 140,000
James City, Virginia 14 $ 1,180,000 $ 84,285 $ 165,000
Spotsylvania, Virginia 14 $ 1,250,000 $ 89,285 $ 133,000
Skagit, Washington 14 $ 1,790,000 $ 127,857 $ 94,000
Montgomery, Alabama 13 $ 995,000 $ 76,538 $ 97,000
St. Clair, Alabama 13 $ 1,185,000 $ 91,153 $ 86,000
Pulaski, Arkansas 13 $ 1,315,000 $ 101,153 $ 89,000
Saline, Arkansas 13 $ 1,025,000 $ 78,846 $ 125,000
Kings, California 13 $ 1,215,000 $ 93,461 $ 102,000
Yuba, California 13 $ 765,000 $ 58,846 $ 106,000
Martin, Florida 13 $ 1,255,000 $ 96,538 $ 103,000
Monroe, Florida 13 $ 3,005,000 $ 231,153 $ 179,000
Fayette, Georgia 13 $ 1,065,000 $ 81,923 $ 100,000
Jackson, Georgia 13 $ 1,035,000 $ 79,615 $ 121,000
Winnebago, Illinois 13 $ 785,000 $ 60,384 $ 83,000
Worcester, Maryland 13 $ 905,000 $ 69,615 $ 117,000
Bristol, Massachusetts 13 $ 1,935,000 $ 148,846 $ 105,000
Genesee, Michigan 13 $ 1,885,000 $ 145,000 $ 97,000
Clay, Missouri 13 $ 1,525,000 $ 117,307 $ 114,000
Lancaster, Nebraska 13 $ 985,000 $ 75,769 $ 102,000
Sarpy, Nebraska 13 $ 1,375,000 $ 105,769 $ 123,000
Santa Fe, New Mexico 13 $ 1,325,000 $ 101,923 $ 126,000
Caldwell, North Carolina 13 $ 1,465,000 $ 112,692 $ 134,000
Catawba, North Carolina 13 $ 1,945,000 $ 149,615 $ 106,000
Trumbull, Ohio 13 $ 1,195,000 $ 91,923 $ 98,000
Warren, Ohio 13 $ 1,115,000 $ 85,769 $ 170,000
Linn, Oregon 13 $ 1,485,000 $ 114,230 $ 99,000
Dauphin, Pennsylvania 13 $ 1,045,000 $ 80,384 $ 153,000
Grayson, Texas 13 $ 1,145,000 $ 88,076 $ 129,000
Guadalupe, Texas 13 $ 1,235,000 $ 95,000 $ 153,000
McLennan, Texas 13 $ 795,000 $ 61,153 $ 113,000
Nueces, Texas 13 $ 835,000 $ 64,230 $ 101,000
Webb, Texas 13 $ 1,625,000 $ 125,000 $ 150,000
Suffolk, Virginia 13 $ 2,635,000 $ 202,692 $ 206,000
Yakima, Washington 13 $ 1,065,000 $ 81,923 $ 100,000
Indian River, Florida 12 $ 1,780,000 $ 148,333 $ 127,000
Barrow, Georgia 12 $ 1,680,000 $ 140,000 $ 104,000
Elkhart, Indiana 12 $ 1,530,000 $ 127,500 $ 95,000
Johnson, Indiana 12 $ 1,010,000 $ 84,166 $ 105,000
Madison, Indiana 12 $ 910,000 $ 75,833 $ 99,000
Scott, Iowa 12 $ 880,000 $ 73,333 $ 122,000
Orleans, Louisiana 12 $ 1,430,000 $ 119,166 $ 139,000
Dakota, Minnesota 12 $ 680,000 $ 56,666 $ 137,000
Warren, New Jersey 12 $ 940,000 $ 78,333 $ 140,000
Rowan, North Carolina 12 $ 1,170,000 $ 97,500 $ 84,000
Mahoning, Ohio 12 $ 1,460,000 $ 121,666 $ 119,000
Wood, Ohio 12 $ 1,360,000 $ 113,333 $ 90,000
Tulsa, Oklahoma 12 $ 980,000 $ 81,666 $ 142,000
Douglas, Oregon 12 $ 1,330,000 $ 110,833 $ 131,000
Polk, Oregon 12 $ 1,300,000 $ 108,333 $ 128,000
Hunt, Texas 12 $ 1,290,000 $ 107,500 $ 132,000
Hampton, Virginia 12 $ 1,210,000 $ 100,833 $ 101,000
Hanover, Virginia 12 $ 890,000 $ 74,166 $ 127,000
Tuscaloosa, Alabama 11 $ 1,095,000 $ 99,545 $ 76,000
Bryan, Georgia 11 $ 915,000 $ 83,181 $ 142,000
Hendricks, Indiana 11 $ 845,000 $ 76,818 $ 87,000
Campbell, Kentucky 11 $ 875,000 $ 79,545 $ 120,000
Suffolk, Massachusetts 11 $ 1,415,000 $ 128,636 $ 147,000
Muskegon, Michigan 11 $ 705,000 $ 64,090 $ 44,000
Washtenaw, Michigan 11 $ 1,625,000 $ 147,727 $ 137,000
St. Louis City, Missouri 11 $ 1,035,000 $ 94,090 $ 150,000
Pender, North Carolina 11 $ 1,365,000 $ 124,090 $ 242,000
Pitt, North Carolina 11 $ 1,075,000 $ 97,727 $ 93,000
Lebanon, Pennsylvania 11 $ 945,000 $ 85,909 $ 72,000
Bradley, Tennessee 11 $ 715,000 $ 65,000 $ 98,000
Robertson, Tennessee 11 $ 605,000 $ 55,000 $ 84,000
Brazos, Texas 11 $ 1,295,000 $ 117,727 $ 175,000
Davis, Utah 11 $ 895,000 $ 81,363 $ 126,000
Washington, Utah 11 $ 1,085,000 $ 98,636 $ 159,000
Fauquier, Virginia 11 $ 925,000 $ 84,090 $ 144,000
Brown, Wisconsin 11 $ 955,000 $ 86,818 $ 90,000
Dane, Wisconsin 11 $ 885,000 $ 80,454 $ 188,000
Waukesha, Wisconsin 11 $ 1,175,000 $ 106,818 $ 170,000
Nassau, Florida 10 $ 1,020,000 $ 102,000 $ 129,000
Sumter, Florida 10 $ 860,000 $ 86,000 $ 88,000
Oconee, Georgia 10 $ 1,680,000 $ 168,000 $ 158,000
Hancock, Indiana 10 $ 710,000 $ 71,000 $ 94,000
LaPorte, Indiana 10 $ 900,000 $ 90,000 $ 85,000
St. Joseph, Indiana 10 $ 830,000 $ 83,000 $ 80,000
Dallas, Iowa 10 $ 890,000 $ 89,000 $ 107,000
Fayette, Kentucky 10 $ 660,000 $ 66,000 $ 96,000
Kenton, Kentucky 10 $ 890,000 $ 89,000 $ 159,000
Livingston, Louisiana 10 $ 940,000 $ 94,000 $ 95,000
Barnstable, Massachusetts 10 $ 820,000 $ 82,000 $ 154,000
Hampden, Massachusetts 10 $ 1,070,000 $ 107,000 $ 97,000
Kalamazoo, Michigan 10 $ 730,000 $ 73,000 $ 75,000
Gallatin, Montana 10 $ 1,040,000 $ 104,000 $ 136,000
Sandoval, New Mexico 10 $ 740,000 $ 74,000 $ 126,000
Carteret, North Carolina 10 $ 1,040,000 $ 104,000 $ 130,000
Craven, North Carolina 10 $ 990,000 $ 99,000 $ 137,000
Davidson, North Carolina 10 $ 860,000 $ 86,000 $ 673,000
Butler, Pennsylvania 10 $ 990,000 $ 99,000 $ 101,000
Blount, Tennessee 10 $ 580,000 $ 58,000 $ 98,000
Brazoria, Texas 10 $ 1,000,000 $ 100,000 $ 133,000
Tooele, Utah 10 $ 1,280,000 $ 128,000 $ 170,000
Warren, Virginia 10 $ 930,000 $ 93,000 $ 88,000
Lee, Alabama 9 $ 815,000 $ 90,555 $ 93,000
Gila, Arizona 9 $ 555,000 $ 61,666 $ 103,000
Navajo, Arizona 9 $ 1,285,000 $ 142,777 $ 193,000
Humboldt, California 9 $ 935,000 $ 103,888 $ 139,000
Sutter, California 9 $ 1,065,000 $ 118,333 $ 120,000
Broomfield, Colorado 9 $ 1,815,000 $ 201,666 $ 125,000
Delta, Colorado 9 $ 445,000 $ 49,444 $ 92,000
Fremont, Colorado 9 $ 775,000 $ 86,111 $ 98,000
Effingham, Georgia 9 $ 705,000 $ 78,333 $ 96,000
Richmond, Georgia 9 $ 1,535,000 $ 170,555 $ 65,000
Troup, Georgia 9 $ 855,000 $ 95,000 $ 65,000
Howard, Indiana 9 $ 1,075,000 $ 119,444 $ 43,000
Putnam, Indiana 9 $ 765,000 $ 85,000 $ 78,000
Shawnee, Kansas 9 $ 725,000 $ 80,555 $ 85,000
Wyandotte, Kansas 9 $ 615,000 $ 68,333 $ 79,000
Daviess, Kentucky 9 $ 505,000 $ 56,111 $ 85,000
Shelby, Kentucky 9 $ 1,075,000 $ 119,444 $ 121,000
Ascension, Louisiana 9 $ 715,000 $ 79,444 $ 100,000
Lafayette, Louisiana 9 $ 805,000 $ 89,444 $ 76,000
Queen Anne's, Maryland 9 $ 995,000 $ 110,555 $ 112,000
Berrien, Michigan 9 $ 525,000 $ 58,333 $ 168,000
Missoula, Montana 9 $ 1,275,000 $ 141,666 $ 110,000
Yellowstone, Montana 9 $ 795,000 $ 88,333 $ 117,000
Cape May, New Jersey 9 $ 945,000 $ 105,000 $ 136,000
Stokes, North Carolina 9 $ 1,045,000 $ 116,111 $ 84,000
Fulton, Ohio 9 $ 655,000 $ 72,777 $ 131,000
Lincoln, Oregon 9 $ 1,735,000 $ 192,777 $ 343,000
Adams, Pennsylvania 9 $ 705,000 $ 78,333 $ 87,000
Beaver, Pennsylvania 9 $ 1,185,000 $ 131,666 $ 134,000
Erie, Pennsylvania 9 $ 925,000 $ 102,777 $ 113,000
Washington, Pennsylvania 9 $ 855,000 $ 95,000 $ 149,000
Wayne, Pennsylvania 9 $ 625,000 $ 69,444 $ 61,000
Maury, Tennessee 9 $ 545,000 $ 60,555 $ 101,000
Cache, Utah 9 $ 935,000 $ 103,888 $ 134,000
Newport News, Virginia 9 $ 645,000 $ 71,666 $ 133,000
Lewis, Washington 9 $ 725,000 $ 80,555 $ 159,000
Stevens, Washington 9 $ 1,155,000 $ 128,333 $ 113,000
Kenosha, Wisconsin 9 $ 1,125,000 $ 125,000 $ 77,000
Winnebago, Wisconsin 9 $ 1,325,000 $ 147,222 $ 69,000
Etowah, Alabama 8 $ 420,000 $ 52,500 $ 99,000
Calaveras, California 8 $ 600,000 $ 75,000 $ 114,000
Highlands, Florida 8 $ 1,210,000 $ 151,250 $ 77,000
Bibb, Georgia 8 $ 620,000 $ 77,500 $ 99,000
Tazewell, Illinois 8 $ 680,000 $ 85,000 $ 90,000
Clark, Indiana 8 $ 750,000 $ 93,750 $ 96,000
Morgan, Indiana 8 $ 940,000 $ 117,500 $ 72,000
Warren, Kentucky 8 $ 890,000 $ 111,250 $ 111,000
Caddo, Louisiana 8 $ 630,000 $ 78,750 $ 83,000
Ingham, Michigan 8 $ 380,000 $ 47,500 $ 90,000
Jackson, Michigan 8 $ 760,000 $ 95,000 $ 165,000
Monroe, Michigan 8 $ 930,000 $ 116,250 $ 90,000
Roscommon, Michigan 8 $ 590,000 $ 73,750 $ 103,000
Scott, Minnesota 8 $ 500,000 $ 62,500 $ 170,000
Lewis and Clark, Montana 8 $ 1,140,000 $ 142,500 $ 74,000
Orange, North Carolina 8 $ 1,140,000 $ 142,500 $ 153,000
Pickaway, Ohio 8 $ 590,000 $ 73,750 $ 119,000
Union, Ohio 8 $ 470,000 $ 58,750 $ 143,000
Columbia, Oregon 8 $ 1,220,000 $ 152,500 $ 89,000
Klamath, Oregon 8 $ 1,200,000 $ 150,000 $ 136,000
Pike, Pennsylvania 8 $ 600,000 $ 75,000 $ 104,000
Montgomery, Tennessee 8 $ 810,000 $ 101,250 $ 291,000
Smith, Texas 8 $ 600,000 $ 75,000 $ 168,000
Wise, Texas 8 $ 920,000 $ 115,000 $ 160,000
Augusta, Virginia 8 $ 570,000 $ 71,250 $ 74,000
Bedford, Virginia 8 $ 650,000 $ 81,250 $ 121,000
Culpeper, Virginia 8 $ 1,300,000 $ 162,500 $ 150,000
Frederick, Virginia 8 $ 720,000 $ 90,000 $ 157,000
Orange, Virginia 8 $ 470,000 $ 58,750 $ 94,000
Douglas, Washington 8 $ 830,000 $ 103,750 $ 128,000
Grays Harbor, Washington 8 $ 830,000 $ 103,750 $ 107,000
Racine, Wisconsin 8 $ 580,000 $ 72,500 $ 96,000
Washington, Wisconsin 8 $ 850,000 $ 106,250 $ 95,000
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Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 16,734 $1,725,350,000 $103,000 $2,505,000 $140,000 $6,002,000
Home Improvement 4,030 $390,780,000 $96,000 $545,000 $141,000 $2,904,000
Refinancing 1,357 $196,105,000 $144,000 $635,000 $176,000 $3,528,000
Cash-out Refinancing 1,224 $207,870,000 $169,000 $2,475,000 $140,000 $1,241,000
Home Purchase 238 $33,900,000 $142,000 $795,000 $196,000 $918,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,489 $1,345,795,000 $107,000 $2,505,000 $145,000 $3,528,000
Not Provided 5,646 $633,930,000 $112,000 $995,000 $145,000 $3,480,000
Black or African American 2,083 $203,075,000 $97,000 $1,605,000 $132,000 $6,002,000
Hispanic 1,917 $199,625,000 $104,000 $1,505,000 $123,000 $1,560,000
Asian 979 $116,975,000 $119,000 $565,000 $167,000 $1,377,000
American Indian or Alaskan Native 142 $15,060,000 $106,000 $505,000 $146,000 $1,260,000
Native Hawaiian or Other Pacific Islander 47 $4,445,000 $94,000 $715,000 $141,000 $415,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,583 $2,554,005,000 $108,000 $2,505,000 $143,000 $6,002,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 14,717 $1,604,545,000 $109,000 $2,505,000 $139,000 $3,528,000
Loan Originated 6,340 $628,220,000 $99,000 $905,000 $149,000 $2,302,000
Application Withdrawn By Applicant 2,427 $311,105,000 $128,000 $2,475,000 $150,000 $6,002,000
Application Approved But Not Accepted 94 $9,800,000 $104,000 $505,000 $188,000 $1,633,000
File Closed For Incompleteness 5 $335,000 $67,000 $115,000 $134,000 $191,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 9,231 $1,010,565,000 $109,000 $2,505,000 $147,000 $3,528,000
Not applicable 8,866 $949,460,000 $107,000 $2,475,000 $150,000 $6,002,000
Debt-To-Income Ratio 2,320 $262,980,000 $113,000 $1,125,000 $107,000 $1,073,000
Collateral 2,195 $229,895,000 $104,000 $605,000 $129,000 $1,600,000
Credit History 356 $38,500,000 $108,000 $505,000 $181,000 $3,033,000
Other 341 $34,595,000 $101,000 $505,000 $159,000 $1,260,000
Unverifiable Information 261 $26,785,000 $102,000 $505,000 $155,000 $1,377,000
Employment History 13 $1,225,000 $94,000 $335,000 $121,000 $263,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Spring Eq, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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