Spring Eq, LLC Mortgage Lending & HMDA Data, 2023
In 2023, Spring Eq, LLC of Conshohocken, PA reported 23,583 mortgage applications totaling $2.6 billion, down 72% from 2022. The average application was for $108,298, and applicants reported an average income of $142,807. 27% of its applications resulted in an originated loan and 62% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (963), Riverside-San Bernardino-Ontario, CA (909) and Phoenix-Mesa-Scottsdale, AZ (867) (applications in parentheses).
| Mortgage Company & Address | Spring Eq, LLC 1 West Elm Street Suite 450 Conshohocken, PA 19428 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 23,583 |
| Total Mortgage Loan Application Amount | $2,554,005,000 |
| Average Mortgage Loan Application Amount | $108,298 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $142,807 |
| Highest Applicant Income | $6,002,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,581 | $ 156,235,000 | $ 98,820 | $ 117,180 |
| Los Angeles-Long Beach-Glendale, CA | 963 | $ 128,885,000 | $ 133,836 | $ 181,000 |
| Riverside-San Bernardino-Ontario, CA | 909 | $ 98,825,000 | $ 108,718 | $ 143,000 |
| Phoenix-Mesa-Scottsdale, AZ | 867 | $ 89,865,000 | $ 103,650 | $ 128,000 |
| Atlanta-Sandy Springs-Roswell, GA | 815 | $ 88,825,000 | $ 108,987 | $ 135,000 |
| San Diego-Carlsbad, CA | 561 | $ 75,555,000 | $ 134,679 | $ 186,000 |
| Dallas-Plano-Irving, TX | 530 | $ 59,550,000 | $ 112,358 | $ 161,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 495 | $ 51,565,000 | $ 104,171 | $ 159,000 |
| Denver-Aurora-Lakewood, CO | 470 | $ 52,160,000 | $ 110,978 | $ 150,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 452 | $ 47,720,000 | $ 105,575 | $ 164,763 |
| Chicago-Naperville, IL | 442 | $ 43,090,000 | $ 97,488 | $ 143,000 |
| Tampa-St. Petersburg-Clearwater, FL | 386 | $ 41,600,000 | $ 107,772 | $ 127,000 |
| Orlando-Kissimmee-Sanford, FL | 376 | $ 41,120,000 | $ 109,361 | $ 138,000 |
| Anaheim-Santa Ana-Irvine, CA | 352 | $ 55,460,000 | $ 157,556 | $ 211,000 |
| Houston-The Woodlands-Sugar Land, TX | 346 | $ 37,200,000 | $ 107,514 | $ 176,000 |
| New York-Newark, NY | 308 | $ 37,590,000 | $ 122,045 | $ 150,019 |
| Oakland-Hayward-Berkeley, CA | 308 | $ 40,510,000 | $ 131,525 | $ 210,000 |
| Charlotte-Concord-Gastonia, NC-SC | 302 | $ 31,510,000 | $ 104,337 | $ 131,450 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 289 | $ 29,665,000 | $ 102,647 | $ 139,000 |
| Baltimore-Columbia-Towson, MD | 273 | $ 27,415,000 | $ 100,421 | $ 154,000 |
| Newark, NJ-PA | 273 | $ 35,555,000 | $ 130,238 | $ 179,714 |
| Miami-Miami Beach-Kendall, FL | 261 | $ 31,785,000 | $ 121,781 | $ 158,000 |
| Seattle-Bellevue-Everett, WA | 235 | $ 31,125,000 | $ 132,446 | $ 183,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 231 | $ 27,015,000 | $ 116,948 | $ 154,770 |
| New York-Jersey City-White Plains, NY-NJ | 205 | $ 23,875,000 | $ 116,463 | $ 188,780 |
| Jacksonville, FL | 191 | $ 21,355,000 | $ 111,806 | $ 134,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 191 | $ 25,325,000 | $ 132,591 | $ 169,000 |
| Camden, NJ | 184 | $ 20,290,000 | $ 110,271 | $ 135,000 |
| Fort Worth-Arlington, TX | 182 | $ 17,540,000 | $ 96,373 | $ 151,000 |
| Las Vegas-Henderson-Paradise, NV | 175 | $ 15,555,000 | $ 88,885 | $ 132,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 175 | $ 15,645,000 | $ 89,400 | $ 167,000 |
| Indianapolis-Carmel-Anderson, IN | 174 | $ 15,150,000 | $ 87,068 | $ 108,000 |
| Montgomery County-Bucks County-Chester County, PA | 174 | $ 18,730,000 | $ 107,643 | $ 168,000 |
| Columbus, OH | 165 | $ 15,695,000 | $ 95,121 | $ 128,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 161 | $ 16,055,000 | $ 99,720 | $ 144,260 |
| Warren-Troy-Farmington Hills, MI | 159 | $ 17,895,000 | $ 112,547 | $ 129,000 |
| Austin-Round Rock, TX | 152 | $ 17,440,000 | $ 114,736 | $ 186,000 |
| Stockton-Lodi, CA | 147 | $ 13,325,000 | $ 90,646 | $ 133,000 |
| Cincinnati, OH-KY-IN | 145 | $ 12,725,000 | $ 87,758 | $ 108,800 |
| Cleveland-Elyria, OH | 133 | $ 13,465,000 | $ 101,240 | $ 117,000 |
| San Antonio-New Braunfels, TX | 132 | $ 13,780,000 | $ 104,393 | $ 162,000 |
| Richmond, VA | 131 | $ 12,905,000 | $ 98,511 | $ 125,000 |
| Washington-Baltimore-Arlington, DC | 131 | $ 16,495,000 | $ 125,916 | $ 216,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 119 | $ 13,865,000 | $ 116,512 | $ 171,000 |
| North Port-Sarasota-Bradenton, FL | 117 | $ 16,295,000 | $ 139,273 | $ 156,000 |
| St. Louis, MO-IL | 116 | $ 12,840,000 | $ 110,689 | $ 123,568 |
| Tucson, AZ | 116 | $ 10,970,000 | $ 94,568 | $ 108,000 |
| Lakeland-Winter Haven, FL | 115 | $ 10,365,000 | $ 90,130 | $ 120,000 |
| Kansas City, MO-KS | 113 | $ 11,025,000 | $ 97,566 | $ 125,044 |
| Raleigh, NC | 113 | $ 11,615,000 | $ 102,787 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 109 | $ 17,765,000 | $ 162,981 | $ 233,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 108 | $ 8,750,000 | $ 81,018 | $ 136,833 |
| Fresno, CA | 106 | $ 9,710,000 | $ 91,603 | $ 145,000 |
| Vallejo-Fairfield, CA | 106 | $ 12,050,000 | $ 113,679 | $ 150,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 104 | $ 11,360,000 | $ 109,230 | $ 107,000 |
| Bakersfield, CA | 103 | $ 9,835,000 | $ 95,485 | $ 125,000 |
| Tacoma-Lakewood, WA | 103 | $ 11,025,000 | $ 107,038 | $ 150,000 |
| Greeley, CO | 98 | $ 11,040,000 | $ 112,653 | $ 119,000 |
| Pittsburgh, PA | 95 | $ 9,215,000 | $ 97,000 | $ 111,000 |
| Philadelphia, PA | 91 | $ 10,365,000 | $ 113,901 | $ 124,000 |
| Louisville/Jefferson County, KY-IN | 90 | $ 8,090,000 | $ 89,888 | $ 102,066 |
| Cape Coral-Fort Myers, FL | 89 | $ 8,365,000 | $ 93,988 | $ 132,000 |
| Hartford-West Hartford-East Hartford, CT | 89 | $ 8,305,000 | $ 93,314 | $ 123,000 |
| Providence-Warwick, RI-MA | 83 | $ 9,185,000 | $ 110,662 | $ 122,710 |
| Birmingham-Hoover, AL | 82 | $ 7,010,000 | $ 85,487 | $ 114,000 |
| Colorado Springs, CO | 80 | $ 8,750,000 | $ 109,375 | $ 156,000 |
| Palm Bay-Melbourne-Titusville, FL | 79 | $ 8,265,000 | $ 104,620 | $ 108,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 78 | $ 7,240,000 | $ 92,820 | $ 127,307 |
| Port St. Lucie, FL | 78 | $ 6,380,000 | $ 81,794 | $ 95,000 |
| San Francisco-Redwood City-South San Francisco, CA | 77 | $ 14,355,000 | $ 186,428 | $ 247,000 |
| Modesto, CA | 76 | $ 6,330,000 | $ 83,289 | $ 122,000 |
| Charleston-North Charleston, SC | 73 | $ 6,475,000 | $ 88,698 | $ 126,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 73 | $ 9,795,000 | $ 134,178 | $ 120,452 |
| Salt Lake City, UT | 73 | $ 9,115,000 | $ 124,863 | $ 147,000 |
| Bridgeport-Stamford-Norwalk, CT | 72 | $ 10,560,000 | $ 146,666 | $ 198,000 |
| New Haven-Milford, CT | 70 | $ 7,610,000 | $ 108,714 | $ 113,000 |
| Greenville-Anderson-Mauldin, SC | 66 | $ 6,520,000 | $ 98,787 | $ 96,000 |
| Santa Maria-Santa Barbara, CA | 66 | $ 10,520,000 | $ 159,393 | $ 179,000 |
| Salem, OR | 65 | $ 6,745,000 | $ 103,769 | $ 127,000 |
| Wilmington, DE-MD-NJ | 64 | $ 7,380,000 | $ 115,312 | $ 115,718 |
| Columbia, SC | 61 | $ 4,475,000 | $ 73,360 | $ 127,000 |
| Elgin, IL | 61 | $ 6,455,000 | $ 105,819 | $ 134,000 |
| Gary, IN | 61 | $ 5,405,000 | $ 88,606 | $ 98,000 |
| New Orleans-Metairie, LA | 61 | $ 6,065,000 | $ 99,426 | $ 118,000 |
| Boston, MA | 60 | $ 7,720,000 | $ 128,666 | $ 149,000 |
| Grand Rapids-Wyoming, MI | 60 | $ 6,080,000 | $ 101,333 | $ 117,000 |
| Knoxville, TN | 59 | $ 4,345,000 | $ 73,644 | $ 116,000 |
| Salisbury, MD-DE | 58 | $ 6,110,000 | $ 105,344 | $ 138,482 |
| Spokane-Spokane Valley, WA | 58 | $ 6,200,000 | $ 106,896 | $ 114,000 |
| Cambridge-Newton-Framingham, MA | 57 | $ 6,775,000 | $ 118,859 | $ 149,000 |
| Salinas, CA | 56 | $ 8,360,000 | $ 149,285 | $ 161,000 |
| Fayetteville, NC | 54 | $ 4,790,000 | $ 88,703 | $ 104,000 |
| Manchester-Nashua, NH | 54 | $ 5,590,000 | $ 103,518 | $ 138,000 |
| Savannah, GA | 54 | $ 6,200,000 | $ 114,814 | $ 125,000 |
| Naples-Immokalee-Marco Island, FL | 52 | $ 7,310,000 | $ 140,576 | $ 232,000 |
| Visalia-Porterville, CA | 52 | $ 4,970,000 | $ 95,576 | $ 117,000 |
| Winston-Salem, NC | 52 | $ 5,050,000 | $ 97,115 | $ 220,000 |
| Baton Rouge, LA | 51 | $ 5,305,000 | $ 104,019 | $ 107,000 |
| Detroit-Dearborn-Livonia, MI | 51 | $ 4,585,000 | $ 89,901 | $ 121,000 |
| Lake County-Kenosha County, IL-WI | 50 | $ 5,510,000 | $ 110,200 | $ 133,580 |
| Reno, NV | 50 | $ 4,690,000 | $ 93,800 | $ 144,000 |
| Albuquerque, NM | 49 | $ 3,915,000 | $ 79,897 | $ 110,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 49 | $ 4,405,000 | $ 89,897 | $ 127,000 |
| Milwaukee-Waukesha-West Allis, WI | 49 | $ 4,375,000 | $ 89,285 | $ 119,000 |
| Provo-Orem, UT | 49 | $ 6,265,000 | $ 127,857 | $ 156,000 |
| Worcester, MA-CT | 49 | $ 4,865,000 | $ 99,285 | $ 92,571 |
| Santa Rosa, CA | 48 | $ 7,390,000 | $ 153,958 | $ 248,000 |
| Lake Havasu City-Kingman, AZ | 47 | $ 3,385,000 | $ 72,021 | $ 158,000 |
| Pensacola-Ferry Pass-Brent, FL | 47 | $ 4,075,000 | $ 86,702 | $ 153,000 |
| Rockingham County-Strafford County, NH | 47 | $ 5,765,000 | $ 122,659 | $ 153,000 |
| Portland-South Portland, ME | 45 | $ 5,355,000 | $ 119,000 | $ 140,000 |
| Augusta-Richmond County, GA-SC | 43 | $ 4,875,000 | $ 113,372 | $ 112,790 |
| Akron, OH | 42 | $ 3,280,000 | $ 78,095 | $ 117,000 |
| Des Moines-West Des Moines, IA | 42 | $ 3,430,000 | $ 81,666 | $ 103,000 |
| Durham-Chapel Hill, NC | 41 | $ 5,185,000 | $ 126,463 | $ 163,000 |
| Trenton, NJ | 41 | $ 4,475,000 | $ 109,146 | $ 138,000 |
| Fort Collins, CO | 40 | $ 3,980,000 | $ 99,500 | $ 131,000 |
| Ocala, FL | 40 | $ 3,810,000 | $ 95,250 | $ 78,000 |
| Omaha-Council Bluffs, NE-IA | 40 | $ 3,610,000 | $ 90,250 | $ 118,750 |
| Toledo, OH | 40 | $ 3,650,000 | $ 91,250 | $ 89,000 |
| Eugene, OR | 39 | $ 3,665,000 | $ 93,974 | $ 97,000 |
| El Paso, TX | 38 | $ 3,280,000 | $ 86,315 | $ 180,000 |
| Dover, DE | 37 | $ 3,625,000 | $ 97,972 | $ 98,000 |
| Killeen-Temple, TX | 37 | $ 2,795,000 | $ 75,540 | $ 105,000 |
| Memphis, TN-MS-AR | 37 | $ 2,875,000 | $ 77,702 | $ 109,783 |
| Wichita, KS | 36 | $ 2,620,000 | $ 72,777 | $ 101,000 |
| Wilmington, NC | 36 | $ 5,000,000 | $ 138,888 | $ 145,000 |
| Springfield, MO | 35 | $ 2,575,000 | $ 73,571 | $ 93,000 |
| East Stroudsburg, PA | 34 | $ 3,680,000 | $ 108,235 | $ 93,000 |
| Lexington-Fayette, KY | 34 | $ 2,960,000 | $ 87,058 | $ 112,000 |
| Little Rock-North Little Rock-Conway, AR | 33 | $ 3,005,000 | $ 91,060 | $ 109,000 |
| El Centro, CA | 32 | $ 2,660,000 | $ 83,125 | $ 114,000 |
| Merced, CA | 32 | $ 2,680,000 | $ 83,750 | $ 101,000 |
| Ogden-Clearfield, UT | 32 | $ 3,300,000 | $ 103,125 | $ 123,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 32 | $ 3,810,000 | $ 119,062 | $ 100,000 |
| Boulder, CO | 31 | $ 4,175,000 | $ 134,677 | $ 171,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 31 | $ 2,555,000 | $ 82,419 | $ 117,000 |
| Fort Wayne, IN | 31 | $ 3,085,000 | $ 99,516 | $ 139,000 |
| Hickory-Lenoir-Morganton, NC | 31 | $ 4,265,000 | $ 137,580 | $ 168,000 |
| Prescott Valley-Prescott, AZ | 31 | $ 3,235,000 | $ 104,354 | $ 117,000 |
| Yuma, AZ | 31 | $ 3,065,000 | $ 98,870 | $ 89,000 |
| Harrisburg-Carlisle, PA | 30 | $ 2,290,000 | $ 76,333 | $ 155,000 |
| Huntsville, AL | 30 | $ 2,860,000 | $ 95,333 | $ 140,000 |
| Roanoke, VA | 30 | $ 2,540,000 | $ 84,666 | $ 106,000 |
| Asheville, NC | 28 | $ 2,330,000 | $ 83,214 | $ 103,000 |
| Youngstown-Warren-Boardman, OH-PA | 28 | $ 3,320,000 | $ 118,571 | $ 104,142 |
| Dayton-Springfield-Kettering, OH | 27 | $ 2,265,000 | $ 83,888 | $ 93,000 |
| Gainesville, GA | 27 | $ 3,295,000 | $ 122,037 | $ 138,000 |
| Olympia-Tumwater, WA | 27 | $ 3,985,000 | $ 147,592 | $ 134,000 |
| Redding, CA | 27 | $ 2,895,000 | $ 107,222 | $ 136,000 |
| Bellingham, WA | 26 | $ 4,000,000 | $ 153,846 | $ 157,000 |
| Chattanooga, TN-GA | 26 | $ 3,320,000 | $ 127,692 | $ 129,500 |
| Crestview-Fort Walton Beach-Destin, FL | 26 | $ 2,920,000 | $ 112,307 | $ 172,000 |
| Greensboro-High Point, NC | 26 | $ 2,560,000 | $ 98,461 | $ 88,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 26 | $ 3,170,000 | $ 121,923 | $ 142,000 |
| Bremerton-Silverdale, WA | 25 | $ 2,125,000 | $ 85,000 | $ 167,000 |
| Reading, PA | 25 | $ 1,865,000 | $ 74,600 | $ 112,000 |
| Santa Cruz-Watsonville, CA | 25 | $ 3,905,000 | $ 156,200 | $ 259,000 |
| Las Cruces, NM | 24 | $ 1,890,000 | $ 78,750 | $ 102,000 |
| York-Hanover, PA | 24 | $ 1,930,000 | $ 80,416 | $ 96,000 |
| Grand Junction, CO | 23 | $ 1,835,000 | $ 79,782 | $ 76,000 |
| Kennewick-Richland, WA | 23 | $ 2,935,000 | $ 127,608 | $ 142,000 |
| Lancaster, PA | 23 | $ 1,535,000 | $ 66,739 | $ 168,000 |
| Spartanburg, SC | 23 | $ 2,495,000 | $ 108,478 | $ 81,000 |
| Canton-Massillon, OH | 22 | $ 2,110,000 | $ 95,909 | $ 106,000 |
| Hagerstown-Martinsburg, MD-WV | 22 | $ 1,970,000 | $ 89,545 | $ 114,000 |
| Jacksonville, NC | 22 | $ 2,080,000 | $ 94,545 | $ 100,000 |
| Yuba City, CA | 22 | $ 1,830,000 | $ 83,181 | $ 112,000 |
| Atlantic City-Hammonton, NJ | 21 | $ 1,955,000 | $ 93,095 | $ 112,000 |
| California-Lexington Park, MD | 21 | $ 1,765,000 | $ 84,047 | $ 116,000 |
| Lansing-East Lansing, MI | 21 | $ 1,375,000 | $ 65,476 | $ 95,000 |
| Mobile, AL | 21 | $ 2,005,000 | $ 95,476 | $ 120,000 |
| Tallahassee, FL | 21 | $ 2,385,000 | $ 113,571 | $ 132,000 |
| Longview, WA | 20 | $ 1,540,000 | $ 77,000 | $ 106,000 |
| Lubbock, TX | 20 | $ 1,820,000 | $ 91,000 | $ 101,000 |
| Homosassa Springs, FL | 19 | $ 1,715,000 | $ 90,263 | $ 143,000 |
| Montgomery, AL | 19 | $ 1,465,000 | $ 77,105 | $ 108,000 |
| Norwich-New London, CT | 19 | $ 1,955,000 | $ 102,894 | $ 133,000 |
| Flagstaff, AZ | 18 | $ 2,810,000 | $ 156,111 | $ 381,000 |
| Lynchburg, VA | 18 | $ 1,410,000 | $ 78,333 | $ 93,000 |
| Macon-Bibb County, GA | 18 | $ 1,640,000 | $ 91,111 | $ 107,000 |
| Punta Gorda, FL | 18 | $ 1,690,000 | $ 93,888 | $ 123,000 |
| Warner Robins, GA | 18 | $ 1,120,000 | $ 62,222 | $ 161,000 |
| Chico, CA | 17 | $ 1,335,000 | $ 78,529 | $ 111,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 1,365,000 | $ 80,294 | $ 112,294 |
| McAllen-Edinburg-Mission, TX | 17 | $ 1,185,000 | $ 69,705 | $ 106,000 |
| Oklahoma City, OK | 16 | $ 1,070,000 | $ 66,875 | $ 182,000 |
| Panama City, FL | 16 | $ 1,550,000 | $ 96,875 | $ 105,000 |
| San Rafael, CA | 16 | $ 3,050,000 | $ 190,625 | $ 296,000 |
| Sierra Vista-Douglas, AZ | 16 | $ 1,520,000 | $ 95,000 | $ 93,000 |
| Tulsa, OK | 16 | $ 1,510,000 | $ 94,375 | $ 127,000 |
| Athens-Clarke County, GA | 15 | $ 2,675,000 | $ 178,333 | $ 140,000 |
| Bend-Redmond, OR | 15 | $ 1,215,000 | $ 81,000 | $ 100,000 |
| Daphne-Fairhope-Foley, AL | 15 | $ 2,205,000 | $ 147,000 | $ 131,000 |
| Grants Pass, OR | 15 | $ 1,355,000 | $ 90,333 | $ 92,000 |
| Madera, CA | 15 | $ 1,845,000 | $ 123,000 | $ 118,000 |
| Medford, OR | 15 | $ 1,415,000 | $ 94,333 | $ 106,000 |
| Peoria, IL | 15 | $ 1,315,000 | $ 87,666 | $ 131,000 |
| Rocky Mount, NC | 15 | $ 885,000 | $ 59,000 | $ 102,000 |
| Wenatchee, WA | 15 | $ 1,675,000 | $ 111,666 | $ 129,000 |
| Brownsville-Harlingen, TX | 14 | $ 1,520,000 | $ 108,571 | $ 140,000 |
| Corpus Christi, TX | 14 | $ 900,000 | $ 64,285 | $ 103,000 |
| Lincoln, NE | 14 | $ 1,190,000 | $ 85,000 | $ 104,000 |
| Madison, WI | 14 | $ 1,050,000 | $ 75,000 | $ 166,000 |
| Mount Vernon-Anacortes, WA | 14 | $ 1,790,000 | $ 127,857 | $ 94,000 |
| Napa, CA | 14 | $ 1,690,000 | $ 120,714 | $ 162,000 |
| Pueblo, CO | 14 | $ 1,180,000 | $ 84,285 | $ 70,000 |
| Rockford, IL | 14 | $ 820,000 | $ 58,571 | $ 86,000 |
| South Bend-Mishawaka, IN-MI | 14 | $ 1,010,000 | $ 72,142 | $ 78,000 |
| Albany, OR | 13 | $ 1,485,000 | $ 114,230 | $ 99,000 |
| Flint, MI | 13 | $ 1,885,000 | $ 145,000 | $ 97,000 |
| Gainesville, FL | 13 | $ 1,085,000 | $ 83,461 | $ 139,000 |
| Green Bay, WI | 13 | $ 1,015,000 | $ 78,076 | $ 83,000 |
| Hanford-Corcoran, CA | 13 | $ 1,215,000 | $ 93,461 | $ 102,000 |
| Laredo, TX | 13 | $ 1,625,000 | $ 125,000 | $ 150,000 |
| Santa Fe, NM | 13 | $ 1,325,000 | $ 101,923 | $ 126,000 |
| Sherman-Denison, TX | 13 | $ 1,145,000 | $ 88,076 | $ 129,000 |
| Shreveport-Bossier City, LA | 13 | $ 1,005,000 | $ 77,307 | $ 94,000 |
| Springfield, MA | 13 | $ 1,635,000 | $ 125,769 | $ 96,000 |
| Waco, TX | 13 | $ 795,000 | $ 61,153 | $ 113,000 |
| Yakima, WA | 13 | $ 1,065,000 | $ 81,923 | $ 100,000 |
| Elkhart-Goshen, IN | 12 | $ 1,530,000 | $ 127,500 | $ 95,000 |
| Lafayette, LA | 12 | $ 1,220,000 | $ 101,666 | $ 91,000 |
| Sebastian-Vero Beach, FL | 12 | $ 1,780,000 | $ 148,333 | $ 127,000 |
| Topeka, KS | 12 | $ 900,000 | $ 75,000 | $ 87,000 |
| Tuscaloosa, AL | 12 | $ 1,150,000 | $ 95,833 | $ 77,000 |
| Ann Arbor, MI | 11 | $ 1,625,000 | $ 147,727 | $ 137,000 |
| Cleveland, TN | 11 | $ 715,000 | $ 65,000 | $ 98,000 |
| College Station-Bryan, TX | 11 | $ 1,295,000 | $ 117,727 | $ 175,000 |
| Evansville, IN-KY | 11 | $ 915,000 | $ 83,181 | $ 94,000 |
| Greenville, NC | 11 | $ 1,075,000 | $ 97,727 | $ 93,000 |
| Jackson, MS | 11 | $ 1,055,000 | $ 95,909 | $ 112,000 |
| Lebanon, PA | 11 | $ 945,000 | $ 85,909 | $ 72,000 |
| Muskegon, MI | 11 | $ 705,000 | $ 64,090 | $ 44,000 |
| St. George, UT | 11 | $ 1,085,000 | $ 98,636 | $ 159,000 |
| Barnstable Town, MA | 10 | $ 820,000 | $ 82,000 | $ 154,000 |
| Kalamazoo-Portage, MI | 10 | $ 730,000 | $ 73,000 | $ 75,000 |
| Michigan City-La Porte, IN | 10 | $ 900,000 | $ 90,000 | $ 85,000 |
| New Bern, NC | 10 | $ 990,000 | $ 99,000 | $ 137,000 |
| Staunton-Waynesboro, VA | 10 | $ 740,000 | $ 74,000 | $ 72,000 |
| The Villages, FL | 10 | $ 860,000 | $ 86,000 | $ 88,000 |
| Auburn-Opelika, AL | 9 | $ 815,000 | $ 90,555 | $ 93,000 |
| Billings, MT | 9 | $ 795,000 | $ 88,333 | $ 117,000 |
| Bowling Green, KY | 9 | $ 945,000 | $ 105,000 | $ 106,000 |
| Columbus, GA-AL | 9 | $ 1,295,000 | $ 143,888 | $ 77,333 |
| Erie, PA | 9 | $ 925,000 | $ 102,777 | $ 113,000 |
| Gettysburg, PA | 9 | $ 705,000 | $ 78,333 | $ 87,000 |
| Gulfport-Biloxi-Pascagoula, MS | 9 | $ 635,000 | $ 70,555 | $ 103,000 |
| Kokomo, IN | 9 | $ 1,075,000 | $ 119,444 | $ 43,000 |
| Logan, UT-ID | 9 | $ 935,000 | $ 103,888 | $ 134,000 |
| Missoula, MT | 9 | $ 1,275,000 | $ 141,666 | $ 110,000 |
| Niles-Benton Harbor, MI | 9 | $ 525,000 | $ 58,333 | $ 168,000 |
| Ocean City, NJ | 9 | $ 945,000 | $ 105,000 | $ 136,000 |
| Oshkosh-Neenah, WI | 9 | $ 1,325,000 | $ 147,222 | $ 69,000 |
| Owensboro, KY | 9 | $ 505,000 | $ 56,111 | $ 85,000 |
| Winchester, VA-WV | 9 | $ 845,000 | $ 93,888 | $ 173,000 |
| Clarksville, TN-KY | 8 | $ 810,000 | $ 101,250 | $ 291,000 |
| Fort Smith, AR-OK | 8 | $ 470,000 | $ 58,750 | $ 135,000 |
| Gadsden, AL | 8 | $ 420,000 | $ 52,500 | $ 99,000 |
| Jackson, MI | 8 | $ 760,000 | $ 95,000 | $ 165,000 |
| Joplin, MO | 8 | $ 760,000 | $ 95,000 | $ 80,000 |
| Monroe, MI | 8 | $ 930,000 | $ 116,250 | $ 90,000 |
| Morristown, TN | 8 | $ 460,000 | $ 57,500 | $ 84,000 |
| Racine, WI | 8 | $ 580,000 | $ 72,500 | $ 96,000 |
| Sebring, FL | 8 | $ 1,210,000 | $ 151,250 | $ 77,000 |
| Tyler, TX | 8 | $ 600,000 | $ 75,000 | $ 168,000 |
| Bangor, ME | 7 | $ 735,000 | $ 105,000 | $ 88,000 |
| Cedar Rapids, IA | 7 | $ 825,000 | $ 117,857 | $ 96,000 |
| Chambersburg-Waynesboro, PA | 7 | $ 505,000 | $ 72,142 | $ 84,000 |
| Elizabethtown-Fort Knox, KY | 7 | $ 505,000 | $ 72,142 | $ 108,000 |
| Farmington, NM | 7 | $ 915,000 | $ 130,714 | $ 105,000 |
| Florence, SC | 7 | $ 535,000 | $ 76,428 | $ 88,000 |
| Florence-Muscle Shoals, AL | 7 | $ 405,000 | $ 57,857 | $ 98,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 495,000 | $ 70,714 | $ 113,285 |
| Johnson City, TN | 7 | $ 415,000 | $ 59,285 | $ 67,000 |
| Lafayette-West Lafayette, IN | 7 | $ 405,000 | $ 57,857 | $ 86,000 |
| Lawrence, KS | 7 | $ 575,000 | $ 82,142 | $ 94,000 |
| Lewiston-Auburn, ME | 7 | $ 1,135,000 | $ 162,142 | $ 80,000 |
| Springfield, IL | 7 | $ 475,000 | $ 67,857 | $ 87,000 |
| Terre Haute, IN | 7 | $ 1,065,000 | $ 152,142 | $ 186,000 |
| Vineland-Bridgeton, NJ | 7 | $ 805,000 | $ 115,000 | $ 102,000 |
| Albany, GA | 6 | $ 420,000 | $ 70,000 | $ 80,000 |
| Amarillo, TX | 6 | $ 600,000 | $ 100,000 | $ 107,000 |
| Appleton, WI | 6 | $ 440,000 | $ 73,333 | $ 84,000 |
| Beaumont-Port Arthur, TX | 6 | $ 510,000 | $ 85,000 | $ 134,000 |
| Bloomington, IN | 6 | $ 1,240,000 | $ 206,666 | $ 120,000 |
| Brunswick, GA | 6 | $ 930,000 | $ 155,000 | $ 132,000 |
| Burlington, NC | 6 | $ 590,000 | $ 98,333 | $ 163,000 |
| Columbus, IN | 6 | $ 550,000 | $ 91,666 | $ 137,000 |
| Duluth, MN-WI | 6 | $ 350,000 | $ 58,333 | $ 97,333 |
| Great Falls, MT | 6 | $ 430,000 | $ 71,666 | $ 79,000 |
| Houma-Thibodaux, LA | 6 | $ 600,000 | $ 100,000 | $ 132,000 |
| Janesville-Beloit, WI | 6 | $ 1,540,000 | $ 256,666 | $ 169,000 |
| Johnstown, PA | 6 | $ 500,000 | $ 83,333 | $ 73,000 |
| Sumter, SC | 6 | $ 480,000 | $ 80,000 | $ 95,000 |
| Wausau, WI | 6 | $ 400,000 | $ 66,666 | $ 140,000 |
| Abilene, TX | 5 | $ 415,000 | $ 83,000 | $ 91,000 |
| Bloomington, IL | 5 | $ 385,000 | $ 77,000 | $ 93,000 |
| Boise City, ID | 5 | $ 395,000 | $ 79,000 | $ 96,000 |
| Burlington-South Burlington, VT | 5 | $ 335,000 | $ 67,000 | $ 100,000 |
| Charlottesville, VA | 5 | $ 535,000 | $ 107,000 | $ 152,000 |
| Decatur, AL | 5 | $ 785,000 | $ 157,000 | $ 99,000 |
| Dothan, AL | 5 | $ 255,000 | $ 51,000 | $ 66,000 |
| Eau Claire, WI | 5 | $ 215,000 | $ 43,000 | $ 114,000 |
| Hinesville, GA | 5 | $ 365,000 | $ 73,000 | $ 126,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 455,000 | $ 91,000 | $ 70,400 |
| Lake Charles, LA | 5 | $ 425,000 | $ 85,000 | $ 102,000 |
| Lima, OH | 5 | $ 375,000 | $ 75,000 | $ 127,000 |
| Longview, TX | 5 | $ 325,000 | $ 65,000 | $ 123,000 |
| Monroe, LA | 5 | $ 515,000 | $ 103,000 | $ 134,000 |
| Springfield, OH | 5 | $ 305,000 | $ 61,000 | $ 103,000 |
| Williamsport, PA | 5 | $ 235,000 | $ 47,000 | $ 117,000 |
| Alexandria, LA | 4 | $ 190,000 | $ 47,500 | $ 78,000 |
| Bay City, MI | 4 | $ 250,000 | $ 62,500 | $ 64,000 |
| Columbia, MO | 4 | $ 250,000 | $ 62,500 | $ 123,000 |
| Dalton, GA | 4 | $ 430,000 | $ 107,500 | $ 120,000 |
| Fond Du Lac, WI | 4 | $ 400,000 | $ 100,000 | $ 366,000 |
| Harrisonburg, VA | 4 | $ 380,000 | $ 95,000 | $ 63,000 |
| Kankakee, IL | 4 | $ 360,000 | $ 90,000 | $ 139,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 435,000 | $ 145,000 | $ 118,000 |
| Cape Girardeau, MO-IL | 3 | $ 115,000 | $ 38,333 | $ 44,000 |
| Coeur D'Alene, ID | 3 | $ 265,000 | $ 88,333 | $ 123,000 |
| Goldsboro, NC | 3 | $ 715,000 | $ 238,333 | $ 176,000 |
| Hammond, LA | 3 | $ 265,000 | $ 88,333 | $ 117,000 |
| Hattiesburg, MS | 3 | $ 145,000 | $ 48,333 | $ 73,000 |
| Jonesboro, AR | 3 | $ 425,000 | $ 141,666 | $ 122,000 |
| Muncie, IN | 3 | $ 255,000 | $ 85,000 | $ 90,000 |
| Odessa, TX | 3 | $ 165,000 | $ 55,000 | $ 108,000 |
| Rome, GA | 3 | $ 145,000 | $ 48,333 | $ 26,000 |
| Sheboygan, WI | 3 | $ 265,000 | $ 88,333 | $ 103,000 |
| Valdosta, GA | 3 | $ 175,000 | $ 58,333 | $ 89,000 |
| Walla Walla, WA | 3 | $ 175,000 | $ 58,333 | $ 112,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 115,000 | $ 38,333 | $ 66,000 |
| Altoona, PA | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| Ames, IA | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| Anchorage, AK | 2 | $ 410,000 | $ 205,000 | $ 462,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Battle Creek, MI | 2 | $ 160,000 | $ 80,000 | $ 110,000 |
| Carbondale-Marion, IL | 2 | $ 130,000 | $ 65,000 | $ 21,000 |
| Champaign-Urbana, IL | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| Corvallis, OR | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| Decatur, IL | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 140,000 | $ 70,000 | $ 99,000 |
| Mansfield, OH | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Midland, MI | 2 | $ 120,000 | $ 60,000 | $ 139,000 |
| Rochester, MN | 2 | $ 70,000 | $ 35,000 | $ 64,000 |
| Saginaw, MI | 2 | $ 80,000 | $ 40,000 | $ 126,000 |
| Sioux City, IA-NE-SD | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| St. Cloud, MN | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| State College, PA | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Wichita Falls, TX | 2 | $ 320,000 | $ 160,000 | $ 110,000 |
| Bloomsburg-Berwick, PA | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Carson City, NV | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Casper, WY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cheyenne, WY | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Cumberland, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 184,000 |
| Danville, IL | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Dubuque, IA | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Fargo, ND-MN | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Hot Springs, AR | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Iowa City, IA | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Jackson, TN | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Jefferson City, MO | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Lawton, OK | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Lewiston, ID-WA | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Manhattan, KS | 1 | $ 75,000 | $ 75,000 | $ 209,000 |
| Midland, TX | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Pine Bluff, AR | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Pittsfield, MA | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| St. Joseph, MO-KS | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Twin Falls, ID | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Urban Honolulu, HI | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 16,734 | $1,725,350,000 | $103,000 | $2,505,000 | $140,000 | $6,002,000 |
| Home Improvement | 4,030 | $390,780,000 | $96,000 | $545,000 | $141,000 | $2,904,000 |
| Refinancing | 1,357 | $196,105,000 | $144,000 | $635,000 | $176,000 | $3,528,000 |
| Cash-out Refinancing | 1,224 | $207,870,000 | $169,000 | $2,475,000 | $140,000 | $1,241,000 |
| Home Purchase | 238 | $33,900,000 | $142,000 | $795,000 | $196,000 | $918,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,489 | $1,345,795,000 | $107,000 | $2,505,000 | $145,000 | $3,528,000 |
| Not Provided | 5,646 | $633,930,000 | $112,000 | $995,000 | $145,000 | $3,480,000 |
| Black or African American | 2,083 | $203,075,000 | $97,000 | $1,605,000 | $132,000 | $6,002,000 |
| Hispanic | 1,917 | $199,625,000 | $104,000 | $1,505,000 | $123,000 | $1,560,000 |
| Asian | 979 | $116,975,000 | $119,000 | $565,000 | $167,000 | $1,377,000 |
| American Indian or Alaskan Native | 142 | $15,060,000 | $106,000 | $505,000 | $146,000 | $1,260,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $4,445,000 | $94,000 | $715,000 | $141,000 | $415,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,583 | $2,554,005,000 | $108,000 | $2,505,000 | $143,000 | $6,002,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,717 | $1,604,545,000 | $109,000 | $2,505,000 | $139,000 | $3,528,000 |
| Loan Originated | 6,340 | $628,220,000 | $99,000 | $905,000 | $149,000 | $2,302,000 |
| Application Withdrawn By Applicant | 2,427 | $311,105,000 | $128,000 | $2,475,000 | $150,000 | $6,002,000 |
| Application Approved But Not Accepted | 94 | $9,800,000 | $104,000 | $505,000 | $188,000 | $1,633,000 |
| File Closed For Incompleteness | 5 | $335,000 | $67,000 | $115,000 | $134,000 | $191,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 9,231 | $1,010,565,000 | $109,000 | $2,505,000 | $147,000 | $3,528,000 |
| Not applicable | 8,866 | $949,460,000 | $107,000 | $2,475,000 | $150,000 | $6,002,000 |
| Debt-To-Income Ratio | 2,320 | $262,980,000 | $113,000 | $1,125,000 | $107,000 | $1,073,000 |
| Collateral | 2,195 | $229,895,000 | $104,000 | $605,000 | $129,000 | $1,600,000 |
| Credit History | 356 | $38,500,000 | $108,000 | $505,000 | $181,000 | $3,033,000 |
| Other | 341 | $34,595,000 | $101,000 | $505,000 | $159,000 | $1,260,000 |
| Unverifiable Information | 261 | $26,785,000 | $102,000 | $505,000 | $155,000 | $1,377,000 |
| Employment History | 13 | $1,225,000 | $94,000 | $335,000 | $121,000 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Spring Eq, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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