Spring Eq, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Spring Eq, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Spring Eq, Llc 2929 Arch St Wilmington, DE 19104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 23,583 |
| Total Mortgage Loan Application Amount | $2,554,005,000 |
| Average Mortgage Loan Application Amount | $130,800 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $158,600 |
| Highest Applicant Income | $6,002,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Spring Eq, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Spring Eq, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Spring Eq, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Spring Eq, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Spring Eq, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Spring Eq, Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,581 | $ 156,235,000 | $ 99,428 | $ 117,571 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 963 | $ 128,885,000 | $ 133,000 | $ 181,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 909 | $ 98,825,000 | $ 108,000 | $ 143,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 867 | $ 89,865,000 | $ 103,000 | $ 128,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 815 | $ 88,825,000 | $ 108,000 | $ 135,000 |
| SAN DIEGO-CARLSBAD, CA | 561 | $ 75,555,000 | $ 134,000 | $ 186,000 |
| DALLAS-PLANO-IRVING, TX | 530 | $ 59,550,000 | $ 112,000 | $ 161,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 495 | $ 51,565,000 | $ 104,000 | $ 159,000 |
| DENVER-AURORA-LAKEWOOD, CO | 470 | $ 52,160,000 | $ 110,000 | $ 150,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 452 | $ 47,720,000 | $ 106,666 | $ 165,666 |
| CHICAGO-NAPERVILLE, IL | 442 | $ 43,090,000 | $ 97,000 | $ 143,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 386 | $ 41,600,000 | $ 107,000 | $ 127,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 376 | $ 41,120,000 | $ 109,000 | $ 138,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 352 | $ 55,460,000 | $ 157,000 | $ 211,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 346 | $ 37,200,000 | $ 107,000 | $ 176,000 |
| NEW YORK-NEWARK, NY | 308 | $ 37,590,000 | $ 213,000 | $ 153,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 308 | $ 40,510,000 | $ 131,000 | $ 210,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 302 | $ 31,510,000 | $ 103,500 | $ 127,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 289 | $ 29,665,000 | $ 102,000 | $ 139,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 273 | $ 27,415,000 | $ 100,000 | $ 154,000 |
| NEWARK, NJ-PA | 273 | $ 35,555,000 | $ 103,000 | $ 143,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 261 | $ 31,785,000 | $ 121,000 | $ 158,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 235 | $ 31,125,000 | $ 132,000 | $ 183,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 231 | $ 27,015,000 | $ 118,000 | $ 157,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 205 | $ 23,875,000 | $ 133,000 | $ 228,000 |
| JACKSONVILLE, FL | 191 | $ 21,355,000 | $ 111,000 | $ 134,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 191 | $ 25,325,000 | $ 132,000 | $ 169,000 |
| CAMDEN, NJ | 184 | $ 20,290,000 | $ 110,000 | $ 135,000 |
| FORT WORTH-ARLINGTON, TX | 182 | $ 17,540,000 | $ 96,000 | $ 151,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 175 | $ 15,555,000 | $ 88,000 | $ 132,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 175 | $ 15,645,000 | $ 89,000 | $ 167,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 174 | $ 15,150,000 | $ 87,000 | $ 108,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 174 | $ 18,730,000 | $ 107,000 | $ 168,000 |
| COLUMBUS, OH | 165 | $ 15,695,000 | $ 95,000 | $ 128,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 161 | $ 16,055,000 | $ 95,000 | $ 147,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 159 | $ 17,895,000 | $ 112,000 | $ 129,000 |
| AUSTIN-ROUND ROCK, TX | 152 | $ 17,440,000 | $ 114,000 | $ 186,000 |
| STOCKTON-LODI, CA | 147 | $ 13,325,000 | $ 90,000 | $ 133,000 |
| CINCINNATI, OH-KY-IN | 145 | $ 12,725,000 | $ 81,666 | $ 109,333 |
| CLEVELAND-ELYRIA, OH | 133 | $ 13,465,000 | $ 101,000 | $ 117,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 132 | $ 13,780,000 | $ 104,000 | $ 162,000 |
| RICHMOND, VA | 131 | $ 12,905,000 | $ 98,000 | $ 125,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 131 | $ 16,495,000 | $ 125,000 | $ 216,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 119 | $ 13,865,000 | $ 116,000 | $ 171,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 117 | $ 16,295,000 | $ 139,000 | $ 156,000 |
| ST. LOUIS, MO-IL | 116 | $ 12,840,000 | $ 111,500 | $ 120,000 |
| TUCSON, AZ | 116 | $ 10,970,000 | $ 94,000 | $ 108,000 |
| LAKELAND-WINTER HAVEN, FL | 115 | $ 10,365,000 | $ 90,000 | $ 120,000 |
| KANSAS CITY, MO-KS | 113 | $ 11,025,000 | $ 97,000 | $ 124,500 |
| RALEIGH, NC | 113 | $ 11,615,000 | $ 102,000 | $ 128,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 109 | $ 17,765,000 | $ 162,000 | $ 233,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 108 | $ 8,750,000 | $ 119,500 | $ 103,500 |
| FRESNO, CA | 106 | $ 9,710,000 | $ 91,000 | $ 145,000 |
| VALLEJO-FAIRFIELD, CA | 106 | $ 12,050,000 | $ 113,000 | $ 150,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 104 | $ 11,360,000 | $ 109,000 | $ 107,000 |
| BAKERSFIELD, CA | 103 | $ 9,835,000 | $ 95,000 | $ 125,000 |
| TACOMA-LAKEWOOD, WA | 103 | $ 11,025,000 | $ 107,000 | $ 150,000 |
| GREELEY, CO | 98 | $ 11,040,000 | $ 112,000 | $ 119,000 |
| PITTSBURGH, PA | 95 | $ 9,215,000 | $ 97,000 | $ 111,000 |
| PHILADELPHIA, PA | 91 | $ 10,365,000 | $ 113,000 | $ 124,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 90 | $ 8,090,000 | $ 90,500 | $ 100,000 |
| CAPE CORAL-FORT MYERS, FL | 89 | $ 8,365,000 | $ 93,000 | $ 132,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 89 | $ 8,305,000 | $ 93,000 | $ 123,000 |
| PROVIDENCE-WARWICK, RI-MA | 83 | $ 9,185,000 | $ 125,500 | $ 115,500 |
| BIRMINGHAM-HOOVER, AL | 82 | $ 7,010,000 | $ 85,000 | $ 114,000 |
| COLORADO SPRINGS, CO | 80 | $ 8,750,000 | $ 109,000 | $ 156,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 79 | $ 8,265,000 | $ 104,000 | $ 108,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 78 | $ 7,240,000 | $ 86,500 | $ 132,500 |
| PORT ST. LUCIE, FL | 78 | $ 6,380,000 | $ 81,000 | $ 95,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 77 | $ 14,355,000 | $ 186,000 | $ 247,000 |
| MODESTO, CA | 76 | $ 6,330,000 | $ 83,000 | $ 122,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 73 | $ 6,475,000 | $ 88,000 | $ 126,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 73 | $ 9,795,000 | $ 138,500 | $ 126,000 |
| SALT LAKE CITY, UT | 73 | $ 9,115,000 | $ 124,000 | $ 147,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 72 | $ 10,560,000 | $ 146,000 | $ 198,000 |
| NEW HAVEN-MILFORD, CT | 70 | $ 7,610,000 | $ 108,000 | $ 113,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 66 | $ 6,520,000 | $ 98,000 | $ 96,000 |
| SANTA MARIA-SANTA BARBARA, CA | 66 | $ 10,520,000 | $ 159,000 | $ 179,000 |
| SALEM, OR | 65 | $ 6,745,000 | $ 103,000 | $ 127,000 |
| WILMINGTON, DE-MD-NJ | 64 | $ 7,380,000 | $ 107,333 | $ 110,333 |
| COLUMBIA, SC | 61 | $ 4,475,000 | $ 73,000 | $ 127,000 |
| ELGIN, IL | 61 | $ 6,455,000 | $ 105,000 | $ 134,000 |
| GARY, IN | 61 | $ 5,405,000 | $ 88,000 | $ 98,000 |
| NEW ORLEANS-METAIRIE, LA | 61 | $ 6,065,000 | $ 99,000 | $ 118,000 |
| BOSTON, MA | 60 | $ 7,720,000 | $ 128,000 | $ 149,000 |
| GRAND RAPIDS-WYOMING, MI | 60 | $ 6,080,000 | $ 101,000 | $ 117,000 |
| KNOXVILLE, TN | 59 | $ 4,345,000 | $ 73,000 | $ 116,000 |
| SALISBURY, MD-DE | 58 | $ 6,110,000 | $ 103,500 | $ 138,000 |
| SPOKANE-SPOKANE VALLEY, WA | 58 | $ 6,200,000 | $ 106,000 | $ 114,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 57 | $ 6,775,000 | $ 118,000 | $ 149,000 |
| SALINAS, CA | 56 | $ 8,360,000 | $ 149,000 | $ 161,000 |
| FAYETTEVILLE, NC | 54 | $ 4,790,000 | $ 88,000 | $ 104,000 |
| MANCHESTER-NASHUA, NH | 54 | $ 5,590,000 | $ 103,000 | $ 138,000 |
| SAVANNAH, GA | 54 | $ 6,200,000 | $ 114,000 | $ 125,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 52 | $ 7,310,000 | $ 140,000 | $ 232,000 |
| VISALIA-PORTERVILLE, CA | 52 | $ 4,970,000 | $ 95,000 | $ 117,000 |
| WINSTON-SALEM, NC | 52 | $ 5,050,000 | $ 97,000 | $ 220,000 |
| BATON ROUGE, LA | 51 | $ 5,305,000 | $ 104,000 | $ 107,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 51 | $ 4,585,000 | $ 89,000 | $ 121,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 50 | $ 5,510,000 | $ 115,500 | $ 111,500 |
| RENO, NV | 50 | $ 4,690,000 | $ 93,000 | $ 144,000 |
| ALBUQUERQUE, NM | 49 | $ 3,915,000 | $ 79,000 | $ 110,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 49 | $ 4,405,000 | $ 89,000 | $ 127,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 49 | $ 4,375,000 | $ 89,000 | $ 119,000 |
| PROVO-OREM, UT | 49 | $ 6,265,000 | $ 127,000 | $ 156,000 |
| WORCESTER, MA-CT | 49 | $ 4,865,000 | $ 88,000 | $ 89,000 |
| SANTA ROSA, CA | 48 | $ 7,390,000 | $ 153,000 | $ 248,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 47 | $ 3,385,000 | $ 72,000 | $ 158,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 47 | $ 4,075,000 | $ 86,000 | $ 153,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 47 | $ 5,765,000 | $ 122,000 | $ 153,000 |
| PORTLAND-SOUTH PORTLAND, ME | 45 | $ 5,355,000 | $ 119,000 | $ 140,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 43 | $ 4,875,000 | $ 116,500 | $ 117,500 |
| AKRON, OH | 42 | $ 3,280,000 | $ 78,000 | $ 117,000 |
| DES MOINES-WEST DES MOINES, IA | 42 | $ 3,430,000 | $ 81,000 | $ 103,000 |
| DURHAM-CHAPEL HILL, NC | 41 | $ 5,185,000 | $ 126,000 | $ 163,000 |
| TRENTON, NJ | 41 | $ 4,475,000 | $ 109,000 | $ 138,000 |
| FORT COLLINS, CO | 40 | $ 3,980,000 | $ 99,000 | $ 131,000 |
| OCALA, FL | 40 | $ 3,810,000 | $ 95,000 | $ 78,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 40 | $ 3,610,000 | $ 84,500 | $ 106,000 |
| TOLEDO, OH | 40 | $ 3,650,000 | $ 91,000 | $ 89,000 |
| EUGENE, OR | 39 | $ 3,665,000 | $ 93,000 | $ 97,000 |
| EL PASO, TX | 38 | $ 3,280,000 | $ 86,000 | $ 180,000 |
| DOVER, DE | 37 | $ 3,625,000 | $ 97,000 | $ 98,000 |
| KILLEEN-TEMPLE, TX | 37 | $ 2,795,000 | $ 75,000 | $ 105,000 |
| MEMPHIS, TN-MS-AR | 37 | $ 2,875,000 | $ 80,666 | $ 93,333 |
| WICHITA, KS | 36 | $ 2,620,000 | $ 72,000 | $ 101,000 |
| WILMINGTON, NC | 36 | $ 5,000,000 | $ 138,000 | $ 145,000 |
| SPRINGFIELD, MO | 35 | $ 2,575,000 | $ 73,000 | $ 93,000 |
| EAST STROUDSBURG, PA | 34 | $ 3,680,000 | $ 108,000 | $ 93,000 |
| LEXINGTON-FAYETTE, KY | 34 | $ 2,960,000 | $ 87,000 | $ 112,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 33 | $ 3,005,000 | $ 91,000 | $ 109,000 |
| EL CENTRO, CA | 32 | $ 2,660,000 | $ 83,000 | $ 114,000 |
| MERCED, CA | 32 | $ 2,680,000 | $ 83,000 | $ 101,000 |
| OGDEN-CLEARFIELD, UT | 32 | $ 3,300,000 | $ 103,000 | $ 123,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 32 | $ 3,810,000 | $ 119,000 | $ 100,000 |
| BOULDER, CO | 31 | $ 4,175,000 | $ 134,000 | $ 171,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 31 | $ 2,555,000 | $ 82,000 | $ 117,000 |
| FORT WAYNE, IN | 31 | $ 3,085,000 | $ 99,000 | $ 139,000 |
| HICKORY-LENOIR-MORGANTON, NC | 31 | $ 4,265,000 | $ 137,000 | $ 168,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 31 | $ 3,235,000 | $ 104,000 | $ 117,000 |
| YUMA, AZ | 31 | $ 3,065,000 | $ 98,000 | $ 89,000 |
| HARRISBURG-CARLISLE, PA | 30 | $ 2,290,000 | $ 76,000 | $ 155,000 |
| HUNTSVILLE, AL | 30 | $ 2,860,000 | $ 95,000 | $ 140,000 |
| ROANOKE, VA | 30 | $ 2,540,000 | $ 84,000 | $ 106,000 |
| ASHEVILLE, NC | 28 | $ 2,330,000 | $ 83,000 | $ 103,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 28 | $ 3,320,000 | $ 163,500 | $ 90,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 27 | $ 2,265,000 | $ 83,000 | $ 93,000 |
| GAINESVILLE, GA | 27 | $ 3,295,000 | $ 122,000 | $ 138,000 |
| OLYMPIA-TUMWATER, WA | 27 | $ 3,985,000 | $ 147,000 | $ 134,000 |
| REDDING, CA | 27 | $ 2,895,000 | $ 107,000 | $ 136,000 |
| BELLINGHAM, WA | 26 | $ 4,000,000 | $ 153,000 | $ 157,000 |
| CHATTANOOGA, TN-GA | 26 | $ 3,320,000 | $ 132,500 | $ 119,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 26 | $ 2,920,000 | $ 112,000 | $ 172,000 |
| GREENSBORO-HIGH POINT, NC | 26 | $ 2,560,000 | $ 98,000 | $ 88,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 26 | $ 3,170,000 | $ 121,000 | $ 142,000 |
| BREMERTON-SILVERDALE, WA | 25 | $ 2,125,000 | $ 85,000 | $ 167,000 |
| READING, PA | 25 | $ 1,865,000 | $ 74,000 | $ 112,000 |
| SANTA CRUZ-WATSONVILLE, CA | 25 | $ 3,905,000 | $ 156,000 | $ 259,000 |
| LAS CRUCES, NM | 24 | $ 1,890,000 | $ 78,000 | $ 102,000 |
| YORK-HANOVER, PA | 24 | $ 1,930,000 | $ 80,000 | $ 96,000 |
| GRAND JUNCTION, CO | 23 | $ 1,835,000 | $ 79,000 | $ 76,000 |
| KENNEWICK-RICHLAND, WA | 23 | $ 2,935,000 | $ 127,000 | $ 142,000 |
| LANCASTER, PA | 23 | $ 1,535,000 | $ 66,000 | $ 168,000 |
| SPARTANBURG, SC | 23 | $ 2,495,000 | $ 108,000 | $ 81,000 |
| CANTON-MASSILLON, OH | 22 | $ 2,110,000 | $ 95,000 | $ 106,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 22 | $ 1,970,000 | $ 89,000 | $ 114,000 |
| JACKSONVILLE, NC | 22 | $ 2,080,000 | $ 94,000 | $ 100,000 |
| YUBA CITY, CA | 22 | $ 1,830,000 | $ 83,000 | $ 112,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 21 | $ 1,955,000 | $ 93,000 | $ 112,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 21 | $ 1,765,000 | $ 84,000 | $ 116,000 |
| LANSING-EAST LANSING, MI | 21 | $ 1,375,000 | $ 65,000 | $ 95,000 |
| MOBILE, AL | 21 | $ 2,005,000 | $ 95,000 | $ 120,000 |
| TALLAHASSEE, FL | 21 | $ 2,385,000 | $ 113,000 | $ 132,000 |
| LONGVIEW, WA | 20 | $ 1,540,000 | $ 77,000 | $ 106,000 |
| LUBBOCK, TX | 20 | $ 1,820,000 | $ 91,000 | $ 101,000 |
| HOMOSASSA SPRINGS, FL | 19 | $ 1,715,000 | $ 90,000 | $ 143,000 |
| MONTGOMERY, AL | 19 | $ 1,465,000 | $ 77,000 | $ 108,000 |
| NORWICH-NEW LONDON, CT | 19 | $ 1,955,000 | $ 102,000 | $ 133,000 |
| FLAGSTAFF, AZ | 18 | $ 2,810,000 | $ 156,000 | $ 381,000 |
| LYNCHBURG, VA | 18 | $ 1,410,000 | $ 78,000 | $ 93,000 |
| MACON-BIBB COUNTY, GA | 18 | $ 1,640,000 | $ 91,000 | $ 107,000 |
| PUNTA GORDA, FL | 18 | $ 1,690,000 | $ 93,000 | $ 123,000 |
| WARNER ROBINS, GA | 18 | $ 1,120,000 | $ 62,000 | $ 161,000 |
| CHICO, CA | 17 | $ 1,335,000 | $ 78,000 | $ 111,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 17 | $ 1,365,000 | $ 85,000 | $ 105,500 |
| MCALLEN-EDINBURG-MISSION, TX | 17 | $ 1,185,000 | $ 69,000 | $ 106,000 |
| OKLAHOMA CITY, OK | 16 | $ 1,070,000 | $ 66,000 | $ 182,000 |
| PANAMA CITY, FL | 16 | $ 1,550,000 | $ 96,000 | $ 105,000 |
| SAN RAFAEL, CA | 16 | $ 3,050,000 | $ 190,000 | $ 296,000 |
| SIERRA VISTA-DOUGLAS, AZ | 16 | $ 1,520,000 | $ 95,000 | $ 93,000 |
| TULSA, OK | 16 | $ 1,510,000 | $ 94,000 | $ 127,000 |
| ATHENS-CLARKE COUNTY, GA | 15 | $ 2,675,000 | $ 178,000 | $ 140,000 |
| BEND-REDMOND, OR | 15 | $ 1,215,000 | $ 81,000 | $ 100,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 15 | $ 2,205,000 | $ 147,000 | $ 131,000 |
| GRANTS PASS, OR | 15 | $ 1,355,000 | $ 90,000 | $ 92,000 |
| MADERA, CA | 15 | $ 1,845,000 | $ 123,000 | $ 118,000 |
| MEDFORD, OR | 15 | $ 1,415,000 | $ 94,000 | $ 106,000 |
| PEORIA, IL | 15 | $ 1,315,000 | $ 87,000 | $ 131,000 |
| ROCKY MOUNT, NC | 15 | $ 885,000 | $ 59,000 | $ 102,000 |
| WENATCHEE, WA | 15 | $ 1,675,000 | $ 111,000 | $ 129,000 |
| BROWNSVILLE-HARLINGEN, TX | 14 | $ 1,520,000 | $ 108,000 | $ 140,000 |
| CORPUS CHRISTI, TX | 14 | $ 900,000 | $ 64,000 | $ 103,000 |
| LINCOLN, NE | 14 | $ 1,190,000 | $ 85,000 | $ 104,000 |
| MADISON, WI | 14 | $ 1,050,000 | $ 75,000 | $ 166,000 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 1,790,000 | $ 127,000 | $ 94,000 |
| NAPA, CA | 14 | $ 1,690,000 | $ 120,000 | $ 162,000 |
| PUEBLO, CO | 14 | $ 1,180,000 | $ 84,000 | $ 70,000 |
| ROCKFORD, IL | 14 | $ 820,000 | $ 58,000 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 1,010,000 | $ 64,000 | $ 76,500 |
| ALBANY, OR | 13 | $ 1,485,000 | $ 114,000 | $ 99,000 |
| FLINT, MI | 13 | $ 1,885,000 | $ 145,000 | $ 97,000 |
| GAINESVILLE, FL | 13 | $ 1,085,000 | $ 83,000 | $ 139,000 |
| GREEN BAY, WI | 13 | $ 1,015,000 | $ 78,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 13 | $ 1,215,000 | $ 93,000 | $ 102,000 |
| LAREDO, TX | 13 | $ 1,625,000 | $ 125,000 | $ 150,000 |
| SANTA FE, NM | 13 | $ 1,325,000 | $ 101,000 | $ 126,000 |
| SHERMAN-DENISON, TX | 13 | $ 1,145,000 | $ 88,000 | $ 129,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 1,005,000 | $ 77,000 | $ 94,000 |
| SPRINGFIELD, MA | 13 | $ 1,635,000 | $ 125,000 | $ 96,000 |
| WACO, TX | 13 | $ 795,000 | $ 61,000 | $ 113,000 |
| YAKIMA, WA | 13 | $ 1,065,000 | $ 81,000 | $ 100,000 |
| ELKHART-GOSHEN, IN | 12 | $ 1,530,000 | $ 127,000 | $ 95,000 |
| LAFAYETTE, LA | 12 | $ 1,220,000 | $ 101,000 | $ 91,000 |
| SEBASTIAN-VERO BEACH, FL | 12 | $ 1,780,000 | $ 148,000 | $ 127,000 |
| TOPEKA, KS | 12 | $ 900,000 | $ 75,000 | $ 87,000 |
| TUSCALOOSA, AL | 12 | $ 1,150,000 | $ 95,000 | $ 77,000 |
| ANN ARBOR, MI | 11 | $ 1,625,000 | $ 147,000 | $ 137,000 |
| CLEVELAND, TN | 11 | $ 715,000 | $ 65,000 | $ 98,000 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 1,295,000 | $ 117,000 | $ 175,000 |
| EVANSVILLE, IN-KY | 11 | $ 915,000 | $ 62,500 | $ 83,500 |
| GREENVILLE, NC | 11 | $ 1,075,000 | $ 97,000 | $ 93,000 |
| JACKSON, MS | 11 | $ 1,055,000 | $ 95,000 | $ 112,000 |
| LEBANON, PA | 11 | $ 945,000 | $ 85,000 | $ 72,000 |
| MUSKEGON, MI | 11 | $ 705,000 | $ 64,000 | $ 44,000 |
| ST. GEORGE, UT | 11 | $ 1,085,000 | $ 98,000 | $ 159,000 |
| BARNSTABLE TOWN, MA | 10 | $ 820,000 | $ 82,000 | $ 154,000 |
| KALAMAZOO-PORTAGE, MI | 10 | $ 730,000 | $ 73,000 | $ 75,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 900,000 | $ 90,000 | $ 85,000 |
| NEW BERN, NC | 10 | $ 990,000 | $ 99,000 | $ 137,000 |
| STAUNTON-WAYNESBORO, VA | 10 | $ 740,000 | $ 74,000 | $ 72,000 |
| THE VILLAGES, FL | 10 | $ 860,000 | $ 86,000 | $ 88,000 |
| AUBURN-OPELIKA, AL | 9 | $ 815,000 | $ 90,000 | $ 93,000 |
| BILLINGS, MT | 9 | $ 795,000 | $ 88,000 | $ 117,000 |
| BOWLING GREEN, KY | 9 | $ 945,000 | $ 105,000 | $ 106,000 |
| COLUMBUS, GA-AL | 9 | $ 1,295,000 | $ 129,500 | $ 76,000 |
| ERIE, PA | 9 | $ 925,000 | $ 102,000 | $ 113,000 |
| GETTYSBURG, PA | 9 | $ 705,000 | $ 78,000 | $ 87,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 9 | $ 635,000 | $ 70,000 | $ 103,000 |
| KOKOMO, IN | 9 | $ 1,075,000 | $ 119,000 | $ 43,000 |
| LOGAN, UT-ID | 9 | $ 935,000 | $ 103,000 | $ 134,000 |
| MISSOULA, MT | 9 | $ 1,275,000 | $ 141,000 | $ 110,000 |
| NILES-BENTON HARBOR, MI | 9 | $ 525,000 | $ 58,000 | $ 168,000 |
| OCEAN CITY, NJ | 9 | $ 945,000 | $ 105,000 | $ 136,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 1,325,000 | $ 147,000 | $ 69,000 |
| OWENSBORO, KY | 9 | $ 505,000 | $ 56,000 | $ 85,000 |
| WINCHESTER, VA-WV | 9 | $ 845,000 | $ 93,000 | $ 173,000 |
| CLARKSVILLE, TN-KY | 8 | $ 810,000 | $ 101,000 | $ 291,000 |
| FORT SMITH, AR-OK | 8 | $ 470,000 | $ 58,000 | $ 135,000 |
| GADSDEN, AL | 8 | $ 420,000 | $ 52,000 | $ 99,000 |
| JACKSON, MI | 8 | $ 760,000 | $ 95,000 | $ 165,000 |
| JOPLIN, MO | 8 | $ 760,000 | $ 95,000 | $ 80,000 |
| MONROE, MI | 8 | $ 930,000 | $ 116,000 | $ 90,000 |
| MORRISTOWN, TN | 8 | $ 460,000 | $ 57,000 | $ 84,000 |
| RACINE, WI | 8 | $ 580,000 | $ 72,000 | $ 96,000 |
| SEBRING, FL | 8 | $ 1,210,000 | $ 151,000 | $ 77,000 |
| TYLER, TX | 8 | $ 600,000 | $ 75,000 | $ 168,000 |
| BANGOR, ME | 7 | $ 735,000 | $ 105,000 | $ 88,000 |
| CEDAR RAPIDS, IA | 7 | $ 825,000 | $ 117,000 | $ 96,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 7 | $ 505,000 | $ 72,000 | $ 84,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 7 | $ 505,000 | $ 72,000 | $ 108,000 |
| FARMINGTON, NM | 7 | $ 915,000 | $ 130,000 | $ 105,000 |
| FLORENCE, SC | 7 | $ 535,000 | $ 76,000 | $ 88,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 405,000 | $ 57,000 | $ 98,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 495,000 | $ 67,000 | $ 107,000 |
| JOHNSON CITY, TN | 7 | $ 415,000 | $ 59,000 | $ 67,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 405,000 | $ 57,000 | $ 86,000 |
| LAWRENCE, KS | 7 | $ 575,000 | $ 82,000 | $ 94,000 |
| LEWISTON-AUBURN, ME | 7 | $ 1,135,000 | $ 162,000 | $ 80,000 |
| SPRINGFIELD, IL | 7 | $ 475,000 | $ 67,000 | $ 87,000 |
| TERRE HAUTE, IN | 7 | $ 1,065,000 | $ 152,000 | $ 186,000 |
| VINELAND-BRIDGETON, NJ | 7 | $ 805,000 | $ 115,000 | $ 102,000 |
| ALBANY, GA | 6 | $ 420,000 | $ 70,000 | $ 80,000 |
| AMARILLO, TX | 6 | $ 600,000 | $ 100,000 | $ 107,000 |
| APPLETON, WI | 6 | $ 440,000 | $ 73,000 | $ 84,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 510,000 | $ 85,000 | $ 134,000 |
| BLOOMINGTON, IN | 6 | $ 1,240,000 | $ 206,000 | $ 120,000 |
| BRUNSWICK, GA | 6 | $ 930,000 | $ 155,000 | $ 132,000 |
| BURLINGTON, NC | 6 | $ 590,000 | $ 98,000 | $ 163,000 |
| COLUMBUS, IN | 6 | $ 550,000 | $ 91,000 | $ 137,000 |
| DULUTH, MN-WI | 6 | $ 350,000 | $ 81,000 | $ 96,000 |
| GREAT FALLS, MT | 6 | $ 430,000 | $ 71,000 | $ 79,000 |
| HOUMA-THIBODAUX, LA | 6 | $ 600,000 | $ 100,000 | $ 132,000 |
| JANESVILLE-BELOIT, WI | 6 | $ 1,540,000 | $ 256,000 | $ 169,000 |
| JOHNSTOWN, PA | 6 | $ 500,000 | $ 83,000 | $ 73,000 |
| SUMTER, SC | 6 | $ 480,000 | $ 80,000 | $ 95,000 |
| WAUSAU, WI | 6 | $ 400,000 | $ 66,000 | $ 140,000 |
| ABILENE, TX | 5 | $ 415,000 | $ 83,000 | $ 91,000 |
| BLOOMINGTON, IL | 5 | $ 385,000 | $ 77,000 | $ 93,000 |
| BOISE CITY, ID | 5 | $ 395,000 | $ 79,000 | $ 96,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 335,000 | $ 67,000 | $ 100,000 |
| CHARLOTTESVILLE, VA | 5 | $ 535,000 | $ 107,000 | $ 152,000 |
| DECATUR, AL | 5 | $ 785,000 | $ 157,000 | $ 99,000 |
| DOTHAN, AL | 5 | $ 255,000 | $ 51,000 | $ 66,000 |
| EAU CLAIRE, WI | 5 | $ 215,000 | $ 43,000 | $ 114,000 |
| HINESVILLE, GA | 5 | $ 365,000 | $ 73,000 | $ 126,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 455,000 | $ 84,000 | $ 72,500 |
| LAKE CHARLES, LA | 5 | $ 425,000 | $ 85,000 | $ 102,000 |
| LIMA, OH | 5 | $ 375,000 | $ 75,000 | $ 127,000 |
| LONGVIEW, TX | 5 | $ 325,000 | $ 65,000 | $ 123,000 |
| MONROE, LA | 5 | $ 515,000 | $ 103,000 | $ 134,000 |
| SPRINGFIELD, OH | 5 | $ 305,000 | $ 61,000 | $ 103,000 |
| WILLIAMSPORT, PA | 5 | $ 235,000 | $ 47,000 | $ 117,000 |
| ALEXANDRIA, LA | 4 | $ 190,000 | $ 47,000 | $ 78,000 |
| BAY CITY, MI | 4 | $ 250,000 | $ 62,000 | $ 64,000 |
| COLUMBIA, MO | 4 | $ 250,000 | $ 62,000 | $ 123,000 |
| DALTON, GA | 4 | $ 430,000 | $ 107,000 | $ 120,000 |
| FOND DU LAC, WI | 4 | $ 400,000 | $ 100,000 | $ 366,000 |
| HARRISONBURG, VA | 4 | $ 380,000 | $ 95,000 | $ 63,000 |
| KANKAKEE, IL | 4 | $ 360,000 | $ 90,000 | $ 139,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 435,000 | $ 145,000 | $ 118,000 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 115,000 | $ 38,000 | $ 44,000 |
| COEUR D'ALENE, ID | 3 | $ 265,000 | $ 88,000 | $ 123,000 |
| GOLDSBORO, NC | 3 | $ 715,000 | $ 238,000 | $ 176,000 |
| HAMMOND, LA | 3 | $ 265,000 | $ 88,000 | $ 117,000 |
| HATTIESBURG, MS | 3 | $ 145,000 | $ 48,000 | $ 73,000 |
| JONESBORO, AR | 3 | $ 425,000 | $ 141,000 | $ 122,000 |
| MUNCIE, IN | 3 | $ 255,000 | $ 85,000 | $ 90,000 |
| ODESSA, TX | 3 | $ 165,000 | $ 55,000 | $ 108,000 |
| ROME, GA | 3 | $ 145,000 | $ 48,000 | $ 26,000 |
| SHEBOYGAN, WI | 3 | $ 265,000 | $ 88,000 | $ 103,000 |
| VALDOSTA, GA | 3 | $ 175,000 | $ 58,000 | $ 89,000 |
| WALLA WALLA, WA | 3 | $ 175,000 | $ 58,000 | $ 112,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 115,000 | $ 38,000 | $ 66,000 |
| ALTOONA, PA | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| AMES, IA | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| ANCHORAGE, AK | 2 | $ 410,000 | $ 205,000 | $ 462,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| BATTLE CREEK, MI | 2 | $ 160,000 | $ 80,000 | $ 110,000 |
| CARBONDALE-MARION, IL | 2 | $ 130,000 | $ 65,000 | $ 21,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| CORVALLIS, OR | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| DECATUR, IL | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 140,000 | $ 70,000 | $ 99,000 |
| MANSFIELD, OH | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| MIDLAND, MI | 2 | $ 120,000 | $ 60,000 | $ 139,000 |
| ROCHESTER, MN | 2 | $ 70,000 | $ 35,000 | $ 64,000 |
| SAGINAW, MI | 2 | $ 80,000 | $ 40,000 | $ 126,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| ST. CLOUD, MN | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| STATE COLLEGE, PA | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| WICHITA FALLS, TX | 2 | $ 320,000 | $ 160,000 | $ 110,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| CARSON CITY, NV | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| CASPER, WY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| CUMBERLAND, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 184,000 |
| DANVILLE, IL | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| DUBUQUE, IA | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| FARGO, ND-MN | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| HOT SPRINGS, AR | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| IOWA CITY, IA | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| JACKSON, TN | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| JEFFERSON CITY, MO | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| LAWTON, OK | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| LEWISTON, ID-WA | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| MANHATTAN, KS | 1 | $ 75,000 | $ 75,000 | $ 209,000 |
| MIDLAND, TX | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| PINE BLUFF, AR | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| PITTSFIELD, MA | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| ST. JOSEPH, MO-KS | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| TWIN FALLS, ID | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| URBAN HONOLULU, HI | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Spring Eq, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 16,734 | $1,725,350,000 | $103,000 | $2,505,000 | $140,000 | $6,002,000 |
| Home Improvement | 4,030 | $390,780,000 | $96,000 | $545,000 | $141,000 | $2,904,000 |
| Refinancing | 1,357 | $196,105,000 | $144,000 | $635,000 | $176,000 | $3,528,000 |
| Cash-out Refinancing | 1,224 | $207,870,000 | $169,000 | $2,475,000 | $140,000 | $1,241,000 |
| Home Purchase | 238 | $33,900,000 | $142,000 | $795,000 | $196,000 | $918,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,489 | $1,345,795,000 | $107,000 | $2,505,000 | $145,000 | $3,528,000 |
| Not Provided | 5,646 | $633,930,000 | $112,000 | $995,000 | $145,000 | $3,480,000 |
| Black or African American | 2,083 | $203,075,000 | $97,000 | $1,605,000 | $132,000 | $6,002,000 |
| Hispanic | 1,917 | $199,625,000 | $104,000 | $1,505,000 | $123,000 | $1,560,000 |
| Asian | 979 | $116,975,000 | $119,000 | $565,000 | $167,000 | $1,377,000 |
| American Indian or Alaskan Native | 142 | $15,060,000 | $106,000 | $505,000 | $146,000 | $1,260,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $4,445,000 | $94,000 | $715,000 | $141,000 | $415,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,583 | $2,554,005,000 | $108,000 | $2,505,000 | $143,000 | $6,002,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,717 | $1,604,545,000 | $109,000 | $2,505,000 | $139,000 | $3,528,000 |
| Loan Originated | 6,340 | $628,220,000 | $99,000 | $905,000 | $149,000 | $2,302,000 |
| Application Withdrawn By Applicant | 2,427 | $311,105,000 | $128,000 | $2,475,000 | $150,000 | $6,002,000 |
| Application Approved But Not Accepted | 94 | $9,800,000 | $104,000 | $505,000 | $188,000 | $1,633,000 |
| File Closed For Incompleteness | 5 | $335,000 | $67,000 | $115,000 | $134,000 | $191,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 9,231 | $1,010,565,000 | $109,000 | $2,505,000 | $147,000 | $3,528,000 |
| Not applicable | 8,866 | $949,460,000 | $107,000 | $2,475,000 | $150,000 | $6,002,000 |
| Debt-To-Income Ratio | 2,320 | $262,980,000 | $113,000 | $1,125,000 | $107,000 | $1,073,000 |
| Collateral | 2,195 | $229,895,000 | $104,000 | $605,000 | $129,000 | $1,600,000 |
| Credit History | 356 | $38,500,000 | $108,000 | $505,000 | $181,000 | $3,033,000 |
| Other | 341 | $34,595,000 | $101,000 | $505,000 | $159,000 | $1,260,000 |
| Unverifiable Information | 261 | $26,785,000 | $102,000 | $505,000 | $155,000 | $1,377,000 |
| Employment History | 13 | $1,225,000 | $94,000 | $335,000 | $121,000 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Spring Eq, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.