State Farm Bank, F.S.B. Mortgage Lending & HMDA Data, 2020
In 2020, State Farm Bank, F.S.B. of Bloomington, IL reported 915 mortgage applications totaling $70.2 million, down 95% from 2019. The average application was for $76,683, and applicants reported an average income of $99,957. 47% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (24), Los Angeles-Long Beach-Glendale, CA (22) and Dallas-Plano-Irving, TX (20) (applications in parentheses).
| Mortgage Company & Address | State Farm Bank, F.S.B. 1 State Farm Plaza E-6 Bloomington, IL 61710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 915 |
| Total Mortgage Loan Application Amount | $70,165,000 |
| Average Mortgage Loan Application Amount | $76,683 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $99,957 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records State Farm Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 194 | $ 11,930,000 | $ 61,494 | $ 87,371 |
| Atlanta-Sandy Springs-Roswell, GA | 24 | $ 1,680,000 | $ 70,000 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 22 | $ 2,590,000 | $ 117,727 | $ 171,000 |
| Dallas-Plano-Irving, TX | 20 | $ 1,040,000 | $ 52,000 | $ 75,000 |
| Chicago-Naperville, IL | 19 | $ 3,595,000 | $ 189,210 | $ 124,000 |
| Houston-The Woodlands-Sugar Land, TX | 19 | $ 1,335,000 | $ 70,263 | $ 80,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 1,335,000 | $ 78,529 | $ 123,176 |
| Fort Worth-Arlington, TX | 15 | $ 1,145,000 | $ 76,333 | $ 88,000 |
| Kansas City, MO-KS | 13 | $ 935,000 | $ 71,923 | $ 110,923 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 425,000 | $ 38,636 | $ 73,000 |
| Austin-Round Rock, TX | 10 | $ 660,000 | $ 66,000 | $ 122,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 610,000 | $ 61,000 | $ 76,000 |
| Phoenix-Mesa-Scottsdale, AZ | 10 | $ 650,000 | $ 65,000 | $ 119,000 |
| Baton Rouge, LA | 8 | $ 520,000 | $ 65,000 | $ 93,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 440,000 | $ 55,000 | $ 109,625 |
| Charlottesville, VA | 8 | $ 560,000 | $ 70,000 | $ 90,000 |
| Lafayette, LA | 8 | $ 360,000 | $ 45,000 | $ 64,000 |
| Las Vegas-Henderson-Paradise, NV | 8 | $ 1,090,000 | $ 136,250 | $ 83,000 |
| New Orleans-Metairie, LA | 8 | $ 390,000 | $ 48,750 | $ 114,000 |
| Boise City, ID | 7 | $ 635,000 | $ 90,714 | $ 129,000 |
| Columbia, SC | 7 | $ 265,000 | $ 37,857 | $ 88,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 205,000 | $ 29,285 | $ 59,571 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 415,000 | $ 59,285 | $ 136,000 |
| San Antonio-New Braunfels, TX | 7 | $ 1,195,000 | $ 170,714 | $ 131,000 |
| San Diego-Carlsbad, CA | 7 | $ 1,345,000 | $ 192,142 | $ 161,000 |
| Nassau County-Suffolk County, NY | 6 | $ 520,000 | $ 86,666 | $ 165,000 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 570,000 | $ 95,000 | $ 190,500 |
| New York-Newark, NY | 6 | $ 440,000 | $ 73,333 | $ 159,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 760,000 | $ 126,666 | $ 127,000 |
| Ocala, FL | 6 | $ 940,000 | $ 156,666 | $ 102,000 |
| Peoria, IL | 6 | $ 260,000 | $ 43,333 | $ 88,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 285,000 | $ 57,000 | $ 81,000 |
| Bakersfield, CA | 5 | $ 445,000 | $ 89,000 | $ 96,000 |
| Baltimore-Columbia-Towson, MD | 5 | $ 185,000 | $ 37,000 | $ 103,000 |
| Burlington, NC | 5 | $ 365,000 | $ 73,000 | $ 112,000 |
| Des Moines-West Des Moines, IA | 5 | $ 255,000 | $ 51,000 | $ 79,000 |
| Knoxville, TN | 5 | $ 195,000 | $ 39,000 | $ 71,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 205,000 | $ 41,000 | $ 212,000 |
| Oklahoma City, OK | 5 | $ 565,000 | $ 113,000 | $ 106,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 675,000 | $ 135,000 | $ 91,800 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 495,000 | $ 99,000 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 365,000 | $ 73,000 | $ 106,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 645,000 | $ 129,000 | $ 114,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 5 | $ 205,000 | $ 41,000 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 955,000 | $ 191,000 | $ 205,000 |
| St. Louis, MO-IL | 5 | $ 245,000 | $ 49,000 | $ 92,800 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 475,000 | $ 95,000 | $ 71,000 |
| Anchorage, AK | 4 | $ 180,000 | $ 45,000 | $ 65,000 |
| Birmingham-Hoover, AL | 4 | $ 280,000 | $ 70,000 | $ 103,000 |
| Chattanooga, TN-GA | 4 | $ 440,000 | $ 110,000 | $ 40,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 200,000 | $ 50,000 | $ 63,000 |
| Denver-Aurora-Lakewood, CO | 4 | $ 420,000 | $ 105,000 | $ 106,000 |
| Eugene, OR | 4 | $ 240,000 | $ 60,000 | $ 76,000 |
| Jacksonville, FL | 4 | $ 300,000 | $ 75,000 | $ 44,000 |
| Kennewick-Richland, WA | 4 | $ 900,000 | $ 225,000 | $ 146,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 200,000 | $ 50,000 | $ 102,500 |
| Lebanon, PA | 4 | $ 170,000 | $ 42,500 | $ 118,000 |
| Lincoln, NE | 4 | $ 170,000 | $ 42,500 | $ 83,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 520,000 | $ 130,000 | $ 77,000 |
| Pittsburgh, PA | 4 | $ 160,000 | $ 40,000 | $ 52,000 |
| Reno, NV | 4 | $ 250,000 | $ 62,500 | $ 143,000 |
| Richmond, VA | 4 | $ 350,000 | $ 87,500 | $ 149,000 |
| Salt Lake City, UT | 4 | $ 280,000 | $ 70,000 | $ 60,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 970,000 | $ 242,500 | $ 197,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 210,000 | $ 52,500 | $ 102,000 |
| Wilmington, DE-MD-NJ | 4 | $ 410,000 | $ 102,500 | $ 154,000 |
| Ames, IA | 3 | $ 185,000 | $ 61,666 | $ 36,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 615,000 | $ 205,000 | $ 150,000 |
| Bloomington, IL | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
| Brownsville-Harlingen, TX | 3 | $ 95,000 | $ 31,666 | $ 53,000 |
| Cleveland-Elyria, OH | 3 | $ 115,000 | $ 38,333 | $ 96,000 |
| Corpus Christi, TX | 3 | $ 185,000 | $ 61,666 | $ 109,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 115,000 | $ 38,333 | $ 68,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 355,000 | $ 118,333 | $ 158,000 |
| Gary, IN | 3 | $ 145,000 | $ 48,333 | $ 71,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 125,000 | $ 41,666 | $ 62,333 |
| Lake Charles, LA | 3 | $ 435,000 | $ 145,000 | $ 122,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 95,000 | $ 31,666 | $ 65,000 |
| Macon-Bibb County, GA | 3 | $ 125,000 | $ 41,666 | $ 35,000 |
| Mobile, AL | 3 | $ 165,000 | $ 55,000 | $ 52,000 |
| Newark, NJ-PA | 3 | $ 185,000 | $ 61,666 | $ 82,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 185,000 | $ 61,666 | $ 97,000 |
| Ogden-Clearfield, UT | 3 | $ 305,000 | $ 101,666 | $ 172,000 |
| Philadelphia, PA | 3 | $ 615,000 | $ 205,000 | $ 21,000 |
| Rochester, MN | 3 | $ 415,000 | $ 138,333 | $ 192,000 |
| Salem, OR | 3 | $ 225,000 | $ 75,000 | $ 66,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 365,000 | $ 121,666 | $ 102,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 515,000 | $ 171,666 | $ 278,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 585,000 | $ 195,000 | $ 213,000 |
| Shreveport-Bossier City, LA | 3 | $ 75,000 | $ 25,000 | $ 73,000 |
| Sioux City, IA-NE-SD | 3 | $ 85,000 | $ 28,333 | $ 64,000 |
| Spartanburg, SC | 3 | $ 185,000 | $ 61,666 | $ 102,000 |
| Springfield, MO | 3 | $ 225,000 | $ 75,000 | $ 170,000 |
| Terre Haute, IN | 3 | $ 305,000 | $ 101,666 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 125,000 | $ 41,666 | $ 56,000 |
| Amarillo, TX | 2 | $ 110,000 | $ 55,000 | $ 126,000 |
| Auburn-Opelika, AL | 2 | $ 90,000 | $ 45,000 | $ 342,000 |
| Beckley, WV | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 80,000 | $ 40,000 | $ 68,000 |
| Burlington-South Burlington, VT | 2 | $ 130,000 | $ 65,000 | $ 98,000 |
| Carbondale-Marion, IL | 2 | $ 60,000 | $ 30,000 | $ 69,000 |
| Charleston-North Charleston, SC | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Cincinnati, OH-KY-IN | 2 | $ 60,000 | $ 30,000 | $ 125,000 |
| Columbia, MO | 2 | $ 120,000 | $ 60,000 | $ 107,000 |
| Columbus, GA-AL | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Corvallis, OR | 2 | $ 130,000 | $ 65,000 | $ 124,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Duluth, MN-WI | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
| Elgin, IL | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| Fort Smith, AR-OK | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Greensboro-High Point, NC | 2 | $ 100,000 | $ 50,000 | $ 65,000 |
| Harrisburg-Carlisle, PA | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Johnstown, PA | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Madera, CA | 2 | $ 110,000 | $ 55,000 | $ 83,000 |
| Memphis, TN-MS-AR | 2 | $ 130,000 | $ 65,000 | $ 114,000 |
| Merced, CA | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Michigan City-La Porte, IN | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Monroe, LA | 2 | $ 60,000 | $ 30,000 | $ 91,000 |
| Montgomery, AL | 2 | $ 40,000 | $ 20,000 | $ 43,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 30,000 | $ 15,000 | $ 31,000 |
| Raleigh, NC | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Rockford, IL | 2 | $ 30,000 | $ 15,000 | $ 22,000 |
| Salisbury, MD-DE | 2 | $ 70,000 | $ 35,000 | $ 83,500 |
| Santa Fe, NM | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 110,000 | $ 55,000 | $ 105,000 |
| St. Cloud, MN | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| The Villages, FL | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| Tucson, AZ | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Wichita, KS | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| York-Hanover, PA | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 110,000 | $ 55,000 | $ 126,000 |
| Akron, OH | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Albany, OR | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 35,000 | $ 35,000 | $ 190,000 |
| Albuquerque, NM | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Asheville, NC | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Bellingham, WA | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Billings, MT | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Bismarck, ND | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Bowling Green, KY | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Champaign-Urbana, IL | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Charleston, WV | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Chico, CA | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Coeur D'Alene, ID | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| College Station-Bryan, TX | 1 | $ 85,000 | $ 85,000 | $ 139,000 |
| Dalton, GA | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Dover, DE | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| El Paso, TX | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Erie, PA | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Evansville, IN-KY | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Fairbanks, AK | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Fayetteville, NC | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Florence, SC | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Fort Collins, CO | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Fort Wayne, IN | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Fresno, CA | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Greeley, CO | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Homosassa Springs, FL | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Houma-Thibodaux, LA | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Idaho Falls, ID | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Iowa City, IA | 1 | $ 75,000 | $ 75,000 | $ 420,000 |
| Jackson, MS | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Janesville-Beloit, WI | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Johnson City, TN | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Killeen-Temple, TX | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Lakeland-Winter Haven, FL | 1 | $ 195,000 | $ 195,000 | $ 425,000 |
| Lancaster, PA | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Lexington-Fayette, KY | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Longview, TX | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Lubbock, TX | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Monroe, MI | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Morristown, TN | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Napa, CA | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| New Haven-Milford, CT | 1 | $ 185,000 | $ 185,000 | $ 595,000 |
| Norwich-New London, CT | 1 | $ 35,000 | $ 35,000 | $ 372,000 |
| Ocean City, NJ | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Panama City, FL | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Pocatello, ID | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Portland-South Portland, ME | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Pueblo, CO | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Reading, PA | 1 | $ 195,000 | $ 195,000 | $ 234,000 |
| Redding, CA | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Rochester, NY | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Rome, GA | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Salinas, CA | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 505,000 | $ 505,000 | $ 1,200,000 |
| Santa Rosa, CA | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Savannah, GA | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Sherman-Denison, TX | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Springfield, IL | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| St. George, UT | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| St. Joseph, MO-KS | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Tacoma-Lakewood, WA | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Trenton, NJ | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Tulsa, OK | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Tyler, TX | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Urban Honolulu, HI | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Visalia-Porterville, CA | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Waco, TX | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Warner Robins, GA | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Watertown-Fort Drum, NY | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Wausau, WI | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Wenatchee, WA | 1 | $ 365,000 | $ 365,000 | $ 280,000 |
| Williamsport, PA | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Wilmington, NC | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Yakima, WA | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for State Farm Bank, F.S.B. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 331 | $19,235,000 | $58,000 | $505,000 | $102,000 | $1,200,000 |
| Other Purpose | 212 | $14,840,000 | $70,000 | $1,175,000 | $99,000 | $633,000 |
| Refinancing | 181 | $11,825,000 | $65,000 | $525,000 | $80,000 | $1,200,000 |
| Cash-out Refinancing | 129 | $14,175,000 | $109,000 | $635,000 | $131,000 | $887,000 |
| Home Purchase | 62 | $10,090,000 | $162,000 | $655,000 | $86,000 | $425,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 634 | $46,200,000 | $72,000 | $655,000 | $100,000 | $1,200,000 |
| Not Provided | 106 | $8,250,000 | $77,000 | $605,000 | $90,000 | $550,000 |
| Hispanic | 81 | $6,355,000 | $78,000 | $305,000 | $100,000 | $585,000 |
| Black or African American | 50 | $2,440,000 | $48,000 | $125,000 | $90,000 | $420,000 |
| Asian | 22 | $2,000,000 | $90,000 | $205,000 | $154,000 | $1,200,000 |
| American Indian or Alaskan Native | 6 | $710,000 | $118,000 | $345,000 | $117,000 | $216,000 |
| Not applicable | 5 | $2,945,000 | $589,000 | $1,175,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 915 | $70,165,000 | $76,000 | $1,175,000 | $100,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 429 | $31,045,000 | $72,000 | $505,000 | $102,000 | $633,000 |
| Application Denied By Financial Institution | 317 | $24,985,000 | $78,000 | $655,000 | $89,000 | $576,000 |
| Application Withdrawn By Applicant | 93 | $8,445,000 | $90,000 | $1,175,000 | $113,000 | $1,200,000 |
| File Closed For Incompleteness | 62 | $4,120,000 | $66,000 | $505,000 | $122,000 | $672,000 |
| Application Approved But Not Accepted | 14 | $1,570,000 | $112,000 | $305,000 | $103,000 | $318,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 598 | $45,180,000 | $75,000 | $1,175,000 | $106,000 | $1,200,000 |
| Debt-To-Income Ratio | 151 | $12,345,000 | $81,000 | $635,000 | $69,000 | $245,000 |
| Credit History | 65 | $3,705,000 | $57,000 | $505,000 | $81,000 | $576,000 |
| Collateral | 60 | $3,430,000 | $57,000 | $485,000 | $124,000 | $462,000 |
| Other | 28 | $3,150,000 | $112,000 | $655,000 | $119,000 | $550,000 |
| Credit Application Incomplete | 9 | $2,015,000 | $223,000 | $455,000 | $155,000 | $496,000 |
| Unverifiable Information | 4 | $340,000 | $85,000 | $205,000 | $89,000 | $144,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Farm Bank, F.S.B.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Farm Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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