Stearns Lending, LLC Mortgage Lending & HMDA Data, 2011
In 2011, Stearns Lending, LLC of Santa Ana, CA reported 34,438 mortgage applications totaling $8.1 billion, down 22% from 2010. The average application was for $236,400, and applicants reported an average income of $92,757. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,893), San Jose-Sunnyvale-Santa Clara, CA (1,780) and Santa Ana-Anaheim-Irvine, CA (1,646) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 34,438 |
| Total Mortgage Loan Application Amount | $8,141,173,000 |
| Average Mortgage Loan Application Amount | $236,400 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $92,757 |
| Highest Applicant Income | $4,135,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 2,893 | $ 885,287,000 | $ 306,010 | $ 103,000 |
| Santa Clara, California | 1,714 | $ 636,327,000 | $ 371,252 | $ 132,000 |
| Orange, California | 1,646 | $ 583,205,000 | $ 354,316 | $ 138,000 |
| Clark, Nevada | 1,434 | $ 201,920,000 | $ 140,808 | $ 56,000 |
| Sonoma, California | 1,353 | $ 377,449,000 | $ 278,971 | $ 105,000 |
| Salt Lake, Utah | 1,054 | $ 211,398,000 | $ 200,567 | $ 68,000 |
| Maricopa, Arizona | 877 | $ 129,414,000 | $ 147,564 | $ 83,000 |
| San Diego, California | 820 | $ 259,137,000 | $ 316,020 | $ 112,000 |
| Riverside, California | 774 | $ 164,947,000 | $ 213,109 | $ 89,000 |
| Alameda, California | 742 | $ 241,301,000 | $ 325,203 | $ 113,000 |
| San Bernardino, California | 684 | $ 143,033,000 | $ 209,112 | $ 83,000 |
| Contra Costa, California | 615 | $ 179,776,000 | $ 292,318 | $ 110,000 |
| Cook, Illinois | 590 | $ 112,015,000 | $ 189,855 | $ 83,000 |
| Sacramento, California | 588 | $ 108,651,000 | $ 184,780 | $ 76,000 |
| San Mateo, California | 519 | $ 198,428,000 | $ 382,327 | $ 127,000 |
| Utah, Utah | 485 | $ 92,926,000 | $ 191,600 | $ 72,000 |
| Lane, Oregon | 423 | $ 76,619,000 | $ 181,132 | $ 74,000 |
| Denver, Colorado | 390 | $ 77,150,000 | $ 197,820 | $ 74,000 |
| Bernalillo, New Mexico | 379 | $ 70,893,000 | $ 187,052 | $ 77,000 |
| Arapahoe, Colorado | 366 | $ 68,401,000 | $ 186,887 | $ 65,000 |
| Monterey, California | 351 | $ 81,290,000 | $ 231,595 | $ 78,000 |
| Jefferson, Colorado | 347 | $ 72,752,000 | $ 209,659 | $ 79,000 |
| Davis, Utah | 321 | $ 60,030,000 | $ 187,009 | $ 62,000 |
| San Joaquin, California | 308 | $ 54,061,000 | $ 175,522 | $ 64,000 |
| Stanislaus, California | 304 | $ 40,599,000 | $ 133,549 | $ 60,000 |
| San Francisco, California | 293 | $ 122,896,000 | $ 419,440 | $ 141,000 |
| Ventura, California | 259 | $ 86,460,000 | $ 333,822 | $ 133,000 |
| Fresno, California | 242 | $ 37,802,000 | $ 156,206 | $ 71,000 |
| Adams, Colorado | 237 | $ 38,382,000 | $ 161,949 | $ 51,000 |
| Marion, Oregon | 229 | $ 37,927,000 | $ 165,620 | $ 59,000 |
| Douglas, Colorado | 222 | $ 56,960,000 | $ 256,576 | $ 93,000 |
| El Paso, Colorado | 216 | $ 43,361,000 | $ 200,745 | $ 78,000 |
| Weber, Utah | 206 | $ 32,932,000 | $ 159,864 | $ 60,000 |
| Santa Cruz, California | 200 | $ 70,786,000 | $ 353,930 | $ 123,000 |
| Bristol, Massachusetts | 198 | $ 44,447,000 | $ 224,479 | $ 78,000 |
| Ada, Idaho | 191 | $ 29,856,000 | $ 156,314 | $ 77,000 |
| Providence, Rhode Island | 191 | $ 36,467,000 | $ 190,926 | $ 85,000 |
| Multnomah, Oregon | 189 | $ 42,542,000 | $ 225,089 | $ 91,000 |
| Placer, California | 184 | $ 46,568,000 | $ 253,086 | $ 104,000 |
| Middlesex, Massachusetts | 176 | $ 52,017,000 | $ 295,551 | $ 116,000 |
| Solano, California | 174 | $ 37,578,000 | $ 215,965 | $ 86,000 |
| Mohave, Arizona | 136 | $ 17,403,000 | $ 127,963 | $ 58,000 |
| Washington, Utah | 134 | $ 22,936,000 | $ 171,164 | $ 80,000 |
| Harris, Texas | 129 | $ 17,727,000 | $ 137,418 | $ 106,000 |
| King, Washington | 129 | $ 38,067,000 | $ 295,093 | $ 104,000 |
| Kern, California | 128 | $ 21,069,000 | $ 164,601 | $ 68,000 |
| Marin, California | 128 | $ 51,768,000 | $ 404,437 | $ 144,000 |
| Plymouth, Massachusetts | 128 | $ 32,118,000 | $ 250,921 | $ 92,000 |
| Washington, Oregon | 128 | $ 27,279,000 | $ 213,117 | $ 76,000 |
| Douglas, Oregon | 123 | $ 21,861,000 | $ 177,731 | $ 62,000 |
| Weld, Colorado | 120 | $ 21,851,000 | $ 182,091 | $ 67,000 |
| DuPage, Illinois | 118 | $ 22,342,000 | $ 189,338 | $ 75,000 |
| Boulder, Colorado | 114 | $ 28,682,000 | $ 251,596 | $ 98,000 |
| Fairfax, Virginia | 108 | $ 37,717,000 | $ 349,231 | $ 140,000 |
| Pima, Arizona | 106 | $ 15,802,000 | $ 149,075 | $ 71,000 |
| Yavapai, Arizona | 106 | $ 14,054,000 | $ 132,584 | $ 64,000 |
| Norfolk, Massachusetts | 106 | $ 30,252,000 | $ 285,396 | $ 117,000 |
| Pinal, Arizona | 98 | $ 8,621,000 | $ 87,969 | $ 75,000 |
| Sandoval, New Mexico | 96 | $ 20,009,000 | $ 208,427 | $ 75,000 |
| Spokane, Washington | 96 | $ 17,882,000 | $ 186,270 | $ 79,000 |
| Bonneville, Idaho | 94 | $ 15,440,000 | $ 164,255 | $ 67,000 |
| San Juan, New Mexico | 94 | $ 16,471,000 | $ 175,223 | $ 92,000 |
| Bristol, Rhode Island | 93 | $ 20,964,000 | $ 225,419 | $ 94,000 |
| Montgomery, Maryland | 91 | $ 31,657,000 | $ 347,879 | $ 152,000 |
| Missoula, Montana | 91 | $ 18,516,000 | $ 203,472 | $ 76,000 |
| Kent, Rhode Island | 91 | $ 18,614,000 | $ 204,549 | $ 96,000 |
| El Dorado, California | 88 | $ 24,786,000 | $ 281,659 | $ 171,000 |
| Clackamas, Oregon | 88 | $ 20,082,000 | $ 228,204 | $ 77,000 |
| Hillsborough, New Hampshire | 86 | $ 16,641,000 | $ 193,500 | $ 83,000 |
| Merced, California | 84 | $ 11,353,000 | $ 135,154 | $ 61,000 |
| Allegheny, Pennsylvania | 83 | $ 12,794,000 | $ 154,144 | $ 94,000 |
| Napa, California | 81 | $ 22,799,000 | $ 281,469 | $ 129,000 |
| Yolo, California | 81 | $ 16,383,000 | $ 202,259 | $ 83,000 |
| New Haven, Connecticut | 81 | $ 17,339,000 | $ 214,061 | $ 108,000 |
| Washington, Rhode Island | 81 | $ 18,108,000 | $ 223,555 | $ 89,000 |
| Worcester, Massachusetts | 80 | $ 17,765,000 | $ 222,062 | $ 95,000 |
| Jackson, Oregon | 80 | $ 13,015,000 | $ 162,687 | $ 127,000 |
| Kane, Illinois | 79 | $ 12,736,000 | $ 161,215 | $ 74,000 |
| Tooele, Utah | 79 | $ 12,794,000 | $ 161,949 | $ 53,000 |
| Snohomish, Washington | 79 | $ 16,493,000 | $ 208,772 | $ 72,000 |
| Barnstable, Massachusetts | 75 | $ 17,164,000 | $ 228,853 | $ 120,000 |
| Essex, Massachusetts | 74 | $ 19,348,000 | $ 261,459 | $ 102,000 |
| Canyon, Idaho | 72 | $ 8,760,000 | $ 121,666 | $ 42,000 |
| Lincoln, New Mexico | 72 | $ 11,928,000 | $ 165,666 | $ 93,000 |
| Polk, Oregon | 71 | $ 13,731,000 | $ 193,394 | $ 78,000 |
| Mendocino, California | 70 | $ 14,128,000 | $ 201,828 | $ 74,000 |
| Nevada, California | 68 | $ 17,291,000 | $ 254,279 | $ 139,000 |
| Box Elder, Utah | 67 | $ 9,320,000 | $ 139,104 | $ 48,000 |
| Cache, Utah | 67 | $ 11,552,000 | $ 172,417 | $ 60,000 |
| San Benito, California | 66 | $ 16,347,000 | $ 247,681 | $ 81,000 |
| Santa Fe, New Mexico | 66 | $ 16,247,000 | $ 246,166 | $ 97,000 |
| Lake, California | 64 | $ 9,082,000 | $ 141,906 | $ 79,000 |
| Will, Illinois | 64 | $ 11,234,000 | $ 175,531 | $ 67,000 |
| Clark, Washington | 63 | $ 11,989,000 | $ 190,301 | $ 83,000 |
| Suffolk, Massachusetts | 62 | $ 18,388,000 | $ 296,580 | $ 114,000 |
| Dallas, Texas | 58 | $ 6,753,000 | $ 116,431 | $ 97,000 |
| Larimer, Colorado | 57 | $ 10,243,000 | $ 179,701 | $ 90,000 |
| Linn, Oregon | 57 | $ 8,757,000 | $ 153,631 | $ 56,000 |
| Kitsap, Washington | 56 | $ 12,099,000 | $ 216,053 | $ 65,000 |
| Columbia, Oregon | 55 | $ 9,440,000 | $ 171,636 | $ 67,000 |
| Delaware, Pennsylvania | 54 | $ 10,451,000 | $ 193,537 | $ 88,000 |
| Miami-Dade, Florida | 53 | $ 9,802,000 | $ 184,943 | $ 111,000 |
| Lake, Illinois | 52 | $ 10,382,000 | $ 199,653 | $ 110,000 |
| Rockingham, New Hampshire | 52 | $ 11,053,000 | $ 212,557 | $ 70,000 |
| Deschutes, Oregon | 52 | $ 9,434,000 | $ 181,423 | $ 91,000 |
| Madera, California | 51 | $ 6,714,000 | $ 131,647 | $ 68,000 |
| Lee, Florida | 51 | $ 5,325,000 | $ 104,411 | $ 58,000 |
| San Luis Obispo, California | 50 | $ 15,259,000 | $ 305,180 | $ 102,000 |
| Tulare, California | 50 | $ 7,256,000 | $ 145,120 | $ 52,000 |
| Kootenai, Idaho | 49 | $ 8,377,000 | $ 170,959 | $ 57,000 |
| Flathead, Montana | 49 | $ 10,784,000 | $ 220,081 | $ 88,000 |
| Fairfield, Connecticut | 48 | $ 13,659,000 | $ 284,562 | $ 103,000 |
| McHenry, Illinois | 48 | $ 8,979,000 | $ 187,062 | $ 98,000 |
| Winnebago, Illinois | 48 | $ 6,243,000 | $ 130,062 | $ 41,000 |
| Klamath, Oregon | 47 | $ 5,705,000 | $ 121,382 | $ 53,000 |
| Broward, Florida | 45 | $ 9,436,000 | $ 209,688 | $ 104,000 |
| Hillsborough, Florida | 45 | $ 7,601,000 | $ 168,911 | $ 73,000 |
| St. Joseph, Indiana | 45 | $ 9,637,000 | $ 214,155 | $ 139,000 |
| Lackawanna, Pennsylvania | 45 | $ 6,887,000 | $ 153,044 | $ 65,000 |
| Santa Barbara, California | 44 | $ 13,134,000 | $ 298,500 | $ 122,000 |
| Collin, Texas | 44 | $ 7,251,000 | $ 164,795 | $ 114,000 |
| Fort Bend, Texas | 44 | $ 7,054,000 | $ 160,318 | $ 122,000 |
| Philadelphia, Pennsylvania | 42 | $ 8,048,000 | $ 191,619 | $ 95,000 |
| Bannock, Idaho | 41 | $ 5,438,000 | $ 132,634 | $ 55,000 |
| Bingham, Idaho | 41 | $ 5,599,000 | $ 136,560 | $ 62,000 |
| Summit, Utah | 41 | $ 12,722,000 | $ 310,292 | $ 130,000 |
| Valencia, New Mexico | 40 | $ 5,478,000 | $ 136,950 | $ 51,000 |
| Montgomery, Pennsylvania | 40 | $ 9,075,000 | $ 226,875 | $ 111,000 |
| Chester, Pennsylvania | 39 | $ 9,922,000 | $ 254,410 | $ 143,000 |
| Harford, Maryland | 38 | $ 8,350,000 | $ 219,736 | $ 80,000 |
| Hartford, Connecticut | 37 | $ 7,020,000 | $ 189,729 | $ 93,000 |
| Cumberland, Pennsylvania | 37 | $ 6,126,000 | $ 165,567 | $ 91,000 |
| Pierce, Washington | 37 | $ 8,066,000 | $ 218,000 | $ 85,000 |
| Anne Arundel, Maryland | 36 | $ 10,773,000 | $ 299,250 | $ 98,000 |
| Tuolumne, California | 35 | $ 5,336,000 | $ 152,457 | $ 76,000 |
| Windham, Connecticut | 35 | $ 5,888,000 | $ 168,228 | $ 69,000 |
| Pinellas, Florida | 35 | $ 4,677,000 | $ 133,628 | $ 85,000 |
| Washoe, Nevada | 35 | $ 5,712,000 | $ 163,200 | $ 80,000 |
| Mesa, Colorado | 34 | $ 6,434,000 | $ 189,235 | $ 67,000 |
| Baltimore, Maryland | 34 | $ 6,860,000 | $ 201,764 | $ 69,000 |
| Ravalli, Montana | 34 | $ 6,352,000 | $ 186,823 | $ 86,000 |
| Northampton, Pennsylvania | 34 | $ 5,356,000 | $ 157,529 | $ 64,000 |
| Loudoun, Virginia | 34 | $ 12,728,000 | $ 374,352 | $ 136,000 |
| Stevens, Washington | 34 | $ 4,929,000 | $ 144,970 | $ 60,000 |
| La Plata, Colorado | 33 | $ 8,630,000 | $ 261,515 | $ 98,000 |
| York, Pennsylvania | 32 | $ 5,671,000 | $ 177,218 | $ 82,000 |
| Newport, Rhode Island | 32 | $ 7,812,000 | $ 244,125 | $ 148,000 |
| Tarrant, Texas | 32 | $ 3,975,000 | $ 124,218 | $ 104,000 |
| Imperial, California | 31 | $ 3,733,000 | $ 120,419 | $ 55,000 |
| Twin Falls, Idaho | 31 | $ 4,470,000 | $ 144,193 | $ 63,000 |
| Dauphin, Pennsylvania | 31 | $ 3,919,000 | $ 126,419 | $ 79,000 |
| Westmoreland, Pennsylvania | 31 | $ 5,385,000 | $ 173,709 | $ 87,000 |
| Hamilton, Tennessee | 31 | $ 4,551,000 | $ 146,806 | $ 70,000 |
| Bexar, Texas | 31 | $ 4,261,000 | $ 137,451 | $ 92,000 |
| Clallam, Washington | 31 | $ 5,635,000 | $ 181,774 | $ 74,000 |
| Osceola, Florida | 30 | $ 3,623,000 | $ 120,766 | $ 63,000 |
| Lehigh, Pennsylvania | 29 | $ 4,695,000 | $ 161,896 | $ 64,000 |
| Shasta, California | 28 | $ 5,051,000 | $ 180,392 | $ 78,000 |
| Josephine, Oregon | 28 | $ 4,740,000 | $ 169,285 | $ 72,000 |
| Blaine, Idaho | 27 | $ 5,277,000 | $ 195,444 | $ 94,000 |
| Bonner, Idaho | 27 | $ 6,000,000 | $ 222,222 | $ 98,000 |
| Jefferson, Idaho | 27 | $ 4,019,000 | $ 148,851 | $ 51,000 |
| Frederick, Maryland | 27 | $ 6,716,000 | $ 248,740 | $ 107,000 |
| Essex, New Jersey | 27 | $ 6,415,000 | $ 237,592 | $ 77,000 |
| Arlington, Virginia | 27 | $ 9,946,000 | $ 368,370 | $ 153,000 |
| Sarasota, Florida | 26 | $ 3,906,000 | $ 150,230 | $ 78,000 |
| District of Columbia, District Of Columbia | 25 | $ 10,466,000 | $ 418,640 | $ 199,000 |
| Taos, New Mexico | 25 | $ 4,307,000 | $ 172,280 | $ 84,000 |
| Orange, Florida | 24 | $ 4,056,000 | $ 169,000 | $ 105,000 |
| Cascade, Montana | 24 | $ 3,432,000 | $ 143,000 | $ 63,000 |
| Monmouth, New Jersey | 24 | $ 7,783,000 | $ 324,291 | $ 117,000 |
| Navajo, Arizona | 23 | $ 2,845,000 | $ 123,695 | $ 61,000 |
| Butte, California | 23 | $ 4,668,000 | $ 202,956 | $ 72,000 |
| Summit, Colorado | 23 | $ 6,992,000 | $ 304,000 | $ 169,000 |
| Yamhill, Oregon | 23 | $ 4,763,000 | $ 207,086 | $ 69,000 |
| Bucks, Pennsylvania | 23 | $ 6,237,000 | $ 271,173 | $ 106,000 |
| Eagle, Colorado | 22 | $ 6,992,000 | $ 317,818 | $ 131,000 |
| York, Maine | 22 | $ 5,519,000 | $ 250,863 | $ 100,000 |
| Gallatin, Montana | 22 | $ 4,924,000 | $ 223,818 | $ 80,000 |
| Denton, Texas | 22 | $ 3,422,000 | $ 155,545 | $ 111,000 |
| Coconino, Arizona | 21 | $ 3,763,000 | $ 179,190 | $ 124,000 |
| New Castle, Delaware | 21 | $ 4,430,000 | $ 210,952 | $ 80,000 |
| Fulton, Georgia | 21 | $ 5,273,000 | $ 251,095 | $ 166,000 |
| Gwinnett, Georgia | 21 | $ 3,513,000 | $ 167,285 | $ 58,000 |
| Prince George's, Maryland | 21 | $ 4,789,000 | $ 228,047 | $ 89,000 |
| Middlesex, New Jersey | 21 | $ 5,827,000 | $ 277,476 | $ 77,000 |
| Travis, Texas | 21 | $ 4,993,000 | $ 237,761 | $ 117,000 |
| Prince William, Virginia | 21 | $ 4,973,000 | $ 236,809 | $ 87,000 |
| Park, Colorado | 20 | $ 3,803,000 | $ 190,150 | $ 70,000 |
| Worcester, Maryland | 20 | $ 4,623,000 | $ 231,150 | $ 118,000 |
| Lincoln, Oregon | 20 | $ 3,272,000 | $ 163,600 | $ 84,000 |
| Calaveras, California | 19 | $ 3,859,000 | $ 203,105 | $ 112,000 |
| Broomfield, Colorado | 19 | $ 4,895,000 | $ 257,631 | $ 88,000 |
| Elbert, Colorado | 19 | $ 5,063,000 | $ 266,473 | $ 95,000 |
| Hamilton, Indiana | 19 | $ 4,081,000 | $ 214,789 | $ 94,000 |
| Baltimore City, Maryland | 19 | $ 3,562,000 | $ 187,473 | $ 86,000 |
| Park, Montana | 19 | $ 3,711,000 | $ 195,315 | $ 78,000 |
| Bergen, New Jersey | 19 | $ 6,232,000 | $ 328,000 | $ 147,000 |
| Smyth, Virginia | 19 | $ 2,079,000 | $ 109,421 | $ 43,000 |
| Chelan, Washington | 19 | $ 3,498,000 | $ 184,105 | $ 80,000 |
| Island, Washington | 19 | $ 4,613,000 | $ 242,789 | $ 63,000 |
| Tolland, Connecticut | 18 | $ 3,759,000 | $ 208,833 | $ 105,000 |
| Sussex, Delaware | 18 | $ 4,039,000 | $ 224,388 | $ 79,000 |
| Palm Beach, Florida | 18 | $ 3,374,000 | $ 187,444 | $ 100,000 |
| Howard, Maryland | 18 | $ 6,243,000 | $ 346,833 | $ 106,000 |
| Sanders, Montana | 18 | $ 2,738,000 | $ 152,111 | $ 47,000 |
| Luzerne, Pennsylvania | 18 | $ 1,870,000 | $ 103,888 | $ 58,000 |
| Wasatch, Utah | 18 | $ 3,701,000 | $ 205,611 | $ 92,000 |
| Park, Wyoming | 18 | $ 3,325,000 | $ 184,722 | $ 67,000 |
| Sutter, California | 17 | $ 2,939,000 | $ 172,882 | $ 80,000 |
| Pueblo, Colorado | 17 | $ 2,641,000 | $ 155,352 | $ 103,000 |
| Middlesex, Connecticut | 17 | $ 3,122,000 | $ 183,647 | $ 66,000 |
| Oklahoma, Oklahoma | 17 | $ 2,970,000 | $ 174,705 | $ 88,000 |
| Benton, Oregon | 17 | $ 3,376,000 | $ 198,588 | $ 80,000 |
| Lincoln, Washington | 17 | $ 1,985,000 | $ 116,764 | $ 83,000 |
| Yakima, Washington | 17 | $ 2,506,000 | $ 147,411 | $ 51,000 |
| Hennepin, Minnesota | 16 | $ 3,274,000 | $ 204,625 | $ 82,000 |
| Uintah, Utah | 16 | $ 2,422,000 | $ 151,375 | $ 77,000 |
| Humboldt, California | 15 | $ 3,108,000 | $ 207,200 | $ 82,000 |
| Grand, Colorado | 15 | $ 3,063,000 | $ 204,200 | $ 120,000 |
| Franklin, Idaho | 15 | $ 2,680,000 | $ 178,666 | $ 59,000 |
| Carson City, Nevada | 15 | $ 2,149,000 | $ 143,266 | $ 71,000 |
| Strafford, New Hampshire | 15 | $ 3,343,000 | $ 222,866 | $ 86,000 |
| Burlington, New Jersey | 15 | $ 3,298,000 | $ 219,866 | $ 73,000 |
| Ocean, New Jersey | 15 | $ 3,926,000 | $ 261,733 | $ 90,000 |
| Chaves, New Mexico | 15 | $ 2,636,000 | $ 175,733 | $ 66,000 |
| Centre, Pennsylvania | 15 | $ 2,790,000 | $ 186,000 | $ 86,000 |
| Duchesne, Utah | 15 | $ 2,170,000 | $ 144,666 | $ 62,000 |
| Grant, Washington | 15 | $ 2,090,000 | $ 139,333 | $ 66,000 |
| Fremont, Colorado | 14 | $ 1,960,000 | $ 140,000 | $ 57,000 |
| Carroll, Maryland | 14 | $ 4,073,000 | $ 290,928 | $ 81,000 |
| Merrimack, New Hampshire | 14 | $ 2,795,000 | $ 199,642 | $ 92,000 |
| Union, New Jersey | 14 | $ 5,275,000 | $ 376,785 | $ 141,000 |
| Chesterfield, Virginia | 14 | $ 2,543,000 | $ 181,642 | $ 77,000 |
| Cowlitz, Washington | 14 | $ 2,383,000 | $ 170,214 | $ 57,000 |
| Fremont, Idaho | 13 | $ 1,337,000 | $ 102,846 | $ 51,000 |
| Charles, Maryland | 13 | $ 2,978,000 | $ 229,076 | $ 66,000 |
| Hudson, New Jersey | 13 | $ 3,953,000 | $ 304,076 | $ 100,000 |
| Somerset, New Jersey | 13 | $ 4,350,000 | $ 334,615 | $ 126,000 |
| Brazoria, Texas | 13 | $ 2,071,000 | $ 159,307 | $ 92,000 |
| Morgan, Utah | 13 | $ 3,121,000 | $ 240,076 | $ 98,000 |
| Sanpete, Utah | 13 | $ 2,096,000 | $ 161,230 | $ 59,000 |
| Alexandria, Virginia | 13 | $ 4,869,000 | $ 374,538 | $ 191,000 |
| New London, Connecticut | 12 | $ 2,368,000 | $ 197,333 | $ 86,000 |
| Flagler, Florida | 12 | $ 1,423,000 | $ 118,583 | $ 44,000 |
| Marion, Florida | 12 | $ 1,121,000 | $ 93,416 | $ 54,000 |
| Pasco, Florida | 12 | $ 1,714,000 | $ 142,833 | $ 50,000 |
| Volusia, Florida | 12 | $ 1,719,000 | $ 143,250 | $ 67,000 |
| Cobb, Georgia | 12 | $ 2,627,000 | $ 218,916 | $ 64,000 |
| Madison, Idaho | 12 | $ 2,181,000 | $ 181,750 | $ 53,000 |
| Kendall, Illinois | 12 | $ 1,690,000 | $ 140,833 | $ 91,000 |
| Cumberland, Maine | 12 | $ 2,396,000 | $ 199,666 | $ 72,000 |
| Dukes, Massachusetts | 12 | $ 3,296,000 | $ 274,666 | $ 132,000 |
| Douglas, Nevada | 12 | $ 2,544,000 | $ 212,000 | $ 90,000 |
| Morris, New Jersey | 12 | $ 3,642,000 | $ 303,500 | $ 131,000 |
| Millard, Utah | 12 | $ 1,740,000 | $ 145,000 | $ 59,000 |
| Sevier, Utah | 12 | $ 2,189,000 | $ 182,416 | $ 70,000 |
| Henrico, Virginia | 12 | $ 2,583,000 | $ 215,250 | $ 109,000 |
| Virginia Beach, Virginia | 12 | $ 2,924,000 | $ 243,666 | $ 124,000 |
| Mono, California | 11 | $ 2,770,000 | $ 251,818 | $ 200,000 |
| Manatee, Florida | 11 | $ 1,961,000 | $ 178,272 | $ 72,000 |
| Hawaii, Hawaii | 11 | $ 2,848,000 | $ 258,909 | $ 120,000 |
| Stephenson, Illinois | 11 | $ 1,218,000 | $ 110,727 | $ 57,000 |
| Marion, Indiana | 11 | $ 1,753,000 | $ 159,363 | $ 82,000 |
| Jefferson, Iowa | 11 | $ 1,366,000 | $ 124,181 | $ 120,000 |
| Nantucket, Massachusetts | 11 | $ 4,261,000 | $ 387,363 | $ 197,000 |
| Sussex, New Jersey | 11 | $ 2,700,000 | $ 245,454 | $ 95,000 |
| Monroe, Pennsylvania | 11 | $ 2,010,000 | $ 182,727 | $ 99,000 |
| Perry, Pennsylvania | 11 | $ 1,537,000 | $ 139,727 | $ 62,000 |
| Minnehaha, South Dakota | 11 | $ 1,370,000 | $ 124,545 | $ 37,000 |
| El Paso, Texas | 11 | $ 1,433,000 | $ 130,272 | $ 68,000 |
| Iron, Utah | 11 | $ 1,563,000 | $ 142,090 | $ 36,000 |
| Benton, Washington | 11 | $ 1,621,000 | $ 147,363 | $ 46,000 |
| Thurston, Washington | 11 | $ 2,524,000 | $ 229,454 | $ 105,000 |
| Yuma, Arizona | 10 | $ 1,829,000 | $ 182,900 | $ 75,000 |
| Siskiyou, California | 10 | $ 1,541,000 | $ 154,100 | $ 57,000 |
| Garfield, Colorado | 10 | $ 2,512,000 | $ 251,200 | $ 71,000 |
| Las Animas, Colorado | 10 | $ 1,655,000 | $ 165,500 | $ 66,000 |
| Litchfield, Connecticut | 10 | $ 2,390,000 | $ 239,000 | $ 231,000 |
| Porter, Indiana | 10 | $ 1,740,000 | $ 174,000 | $ 66,000 |
| Otero, New Mexico | 10 | $ 1,839,000 | $ 183,900 | $ 83,000 |
| Lancaster, Pennsylvania | 10 | $ 1,315,000 | $ 131,500 | $ 68,000 |
| Spartanburg, South Carolina | 10 | $ 1,382,000 | $ 138,200 | $ 42,000 |
| Davidson, Tennessee | 10 | $ 1,481,000 | $ 148,100 | $ 55,000 |
| Skagit, Washington | 10 | $ 1,965,000 | $ 196,500 | $ 68,000 |
| Uinta, Wyoming | 10 | $ 1,986,000 | $ 198,600 | $ 43,000 |
| Amador, California | 9 | $ 1,675,000 | $ 186,111 | $ 96,000 |
| Chaffee, Colorado | 9 | $ 1,653,000 | $ 183,666 | $ 77,000 |
| Teller, Colorado | 9 | $ 2,160,000 | $ 240,000 | $ 64,000 |
| Honolulu, Hawaii | 9 | $ 3,667,000 | $ 407,444 | $ 87,000 |
| Cassia, Idaho | 9 | $ 1,209,000 | $ 134,333 | $ 34,000 |
| DeKalb, Illinois | 9 | $ 1,138,000 | $ 126,444 | $ 69,000 |
| Berks, Pennsylvania | 9 | $ 1,180,000 | $ 131,111 | $ 67,000 |
| Butler, Pennsylvania | 9 | $ 2,130,000 | $ 236,666 | $ 112,000 |
| Shelby, Tennessee | 9 | $ 1,385,000 | $ 153,888 | $ 43,000 |
| Sumner, Tennessee | 9 | $ 1,600,000 | $ 177,777 | $ 58,000 |
| Williamson, Texas | 9 | $ 1,331,000 | $ 147,888 | $ 130,000 |
| Yuba, California | 8 | $ 899,000 | $ 112,375 | $ 62,000 |
| Montezuma, Colorado | 8 | $ 1,558,000 | $ 194,750 | $ 67,000 |
| San Miguel, Colorado | 8 | $ 2,376,000 | $ 297,000 | $ 108,000 |
| Brevard, Florida | 8 | $ 1,047,000 | $ 130,875 | $ 82,000 |
| Seminole, Florida | 8 | $ 1,803,000 | $ 225,375 | $ 111,000 |
| Elmore, Idaho | 8 | $ 1,007,000 | $ 125,875 | $ 45,000 |
| Ogle, Illinois | 8 | $ 1,607,000 | $ 200,875 | $ 46,000 |
| Madison, Montana | 8 | $ 2,297,000 | $ 287,125 | $ 118,000 |
| Los Alamos, New Mexico | 8 | $ 2,313,000 | $ 289,125 | $ 131,000 |
| Lexington, South Carolina | 8 | $ 1,167,000 | $ 145,875 | $ 67,000 |
| Knox, Tennessee | 8 | $ 1,332,000 | $ 166,500 | $ 106,000 |
| Montgomery, Texas | 8 | $ 2,055,000 | $ 256,875 | $ 116,000 |
| Plumas, California | 7 | $ 1,488,000 | $ 212,571 | $ 109,000 |
| Charlotte, Florida | 7 | $ 1,019,000 | $ 145,571 | $ 85,000 |
| Hernando, Florida | 7 | $ 722,000 | $ 103,142 | $ 35,000 |
| Cherokee, Georgia | 7 | $ 1,673,000 | $ 239,000 | $ 105,000 |
| DeKalb, Georgia | 7 | $ 1,009,000 | $ 144,142 | $ 48,000 |
| Maui, Hawaii | 7 | $ 2,561,000 | $ 365,857 | $ 118,000 |
| Valley, Idaho | 7 | $ 1,225,000 | $ 175,000 | $ 147,000 |
| Hampden, Massachusetts | 7 | $ 1,102,000 | $ 157,428 | $ 92,000 |
| Passaic, New Jersey | 7 | $ 2,153,000 | $ 307,571 | $ 53,000 |
| Wilkes, North Carolina | 7 | $ 838,000 | $ 119,714 | $ 52,000 |
| Galveston, Texas | 7 | $ 1,450,000 | $ 207,142 | $ 107,000 |
| Bedford, Virginia | 7 | $ 973,000 | $ 139,000 | $ 49,000 |
| Chesapeake, Virginia | 7 | $ 1,786,000 | $ 255,142 | $ 83,000 |
| Douglas, Washington | 7 | $ 988,000 | $ 141,142 | $ 63,000 |
| Whatcom, Washington | 7 | $ 1,448,000 | $ 206,857 | $ 47,000 |
| Rock, Wisconsin | 7 | $ 951,000 | $ 135,857 | $ 53,000 |
| Benton, Arkansas | 6 | $ 1,446,000 | $ 241,000 | $ 88,000 |
| Kings, California | 6 | $ 1,010,000 | $ 168,333 | $ 49,000 |
| Clear Creek, Colorado | 6 | $ 1,108,000 | $ 184,666 | $ 91,000 |
| Gunnison, Colorado | 6 | $ 1,325,000 | $ 220,833 | $ 260,000 |
| Lake, Colorado | 6 | $ 923,000 | $ 153,833 | $ 125,000 |
| Routt, Colorado | 6 | $ 2,356,000 | $ 392,666 | $ 166,000 |
| Gooding, Idaho | 6 | $ 761,000 | $ 126,833 | $ 59,000 |
| Payette, Idaho | 6 | $ 945,000 | $ 157,500 | $ 37,000 |
| LaSalle, Illinois | 6 | $ 830,000 | $ 138,333 | $ 45,000 |
| Cecil, Maryland | 6 | $ 1,225,000 | $ 204,166 | $ 48,000 |
| Dakota, Minnesota | 6 | $ 1,203,000 | $ 200,500 | $ 76,000 |
| Olmsted, Minnesota | 6 | $ 763,000 | $ 127,166 | $ 51,000 |
| Lewis and Clark, Montana | 6 | $ 1,291,000 | $ 215,166 | $ 81,000 |
| Yellowstone, Montana | 6 | $ 1,404,000 | $ 234,000 | $ 52,000 |
| Douglas, Nebraska | 6 | $ 887,000 | $ 147,833 | $ 152,000 |
| Lyon, Nevada | 6 | $ 683,000 | $ 113,833 | $ 67,000 |
| Cheshire, New Hampshire | 6 | $ 1,165,000 | $ 194,166 | $ 61,000 |
| Atlantic, New Jersey | 6 | $ 1,094,000 | $ 182,333 | $ 69,000 |
| Camden, New Jersey | 6 | $ 1,160,000 | $ 193,333 | $ 80,000 |
| Gloucester, New Jersey | 6 | $ 1,207,000 | $ 201,166 | $ 85,000 |
| Cibola, New Mexico | 6 | $ 986,000 | $ 164,333 | $ 103,000 |
| Dona Ana, New Mexico | 6 | $ 1,082,000 | $ 180,333 | $ 138,000 |
| Lea, New Mexico | 6 | $ 488,000 | $ 81,333 | $ 62,000 |
| San Miguel, New Mexico | 6 | $ 1,447,000 | $ 241,166 | $ 124,000 |
| Beaver, Pennsylvania | 6 | $ 846,000 | $ 141,000 | $ 76,000 |
| Beaufort, South Carolina | 6 | $ 934,000 | $ 155,666 | $ 61,000 |
| Lynchburg, Virginia | 6 | $ 768,000 | $ 128,000 | $ 69,000 |
| Richmond City, Virginia | 6 | $ 1,223,000 | $ 203,833 | $ 118,000 |
| Grays Harbor, Washington | 6 | $ 933,000 | $ 155,500 | $ 58,000 |
| Mason, Washington | 6 | $ 878,000 | $ 146,333 | $ 59,000 |
| Laramie, Wyoming | 6 | $ 1,331,000 | $ 221,833 | $ 67,000 |
| Apache, Arizona | 5 | $ 692,000 | $ 138,400 | $ 76,000 |
| Gilpin, Colorado | 5 | $ 1,193,000 | $ 238,600 | $ 67,000 |
| Huerfano, Colorado | 5 | $ 1,114,000 | $ 222,800 | $ 233,000 |
| Duval, Florida | 5 | $ 940,000 | $ 188,000 | $ 76,000 |
| Lake, Florida | 5 | $ 767,000 | $ 153,400 | $ 59,000 |
| Polk, Florida | 5 | $ 648,000 | $ 129,600 | $ 55,000 |
| Kauai, Hawaii | 5 | $ 1,758,000 | $ 351,600 | $ 227,000 |
| Shoshone, Idaho | 5 | $ 550,000 | $ 110,000 | $ 55,000 |
| Boone, Illinois | 5 | $ 719,000 | $ 143,800 | $ 52,000 |
| Calvert, Maryland | 5 | $ 1,643,000 | $ 328,600 | $ 125,000 |
| Washington, Maryland | 5 | $ 1,045,000 | $ 209,000 | $ 53,000 |
| Wicomico, Maryland | 5 | $ 1,223,000 | $ 244,600 | $ 99,000 |
| Anoka, Minnesota | 5 | $ 1,011,000 | $ 202,200 | $ 75,000 |
| Nye, Nevada | 5 | $ 624,000 | $ 124,800 | $ 72,000 |
| Grafton, New Hampshire | 5 | $ 785,000 | $ 157,000 | $ 120,000 |
| Cape May, New Jersey | 5 | $ 1,684,000 | $ 336,800 | $ 212,000 |
| Mercer, New Jersey | 5 | $ 1,040,000 | $ 208,000 | $ 52,000 |
| Eddy, New Mexico | 5 | $ 514,000 | $ 102,800 | $ 45,000 |
| Coos, Oregon | 5 | $ 842,000 | $ 168,400 | $ 29,000 |
| Hood River, Oregon | 5 | $ 966,000 | $ 193,200 | $ 39,000 |
| Jefferson, Oregon | 5 | $ 600,000 | $ 120,000 | $ 67,000 |
| Union, Oregon | 5 | $ 759,000 | $ 151,800 | $ 47,000 |
| Carbon, Pennsylvania | 5 | $ 751,000 | $ 150,200 | $ 94,000 |
| Charleston, South Carolina | 5 | $ 1,039,000 | $ 207,800 | $ 92,000 |
| Florence, South Carolina | 5 | $ 789,000 | $ 157,800 | $ 47,000 |
| Richland, South Carolina | 5 | $ 560,000 | $ 112,000 | $ 94,000 |
| Emery, Utah | 5 | $ 658,000 | $ 131,600 | $ 67,000 |
| Kane, Utah | 5 | $ 1,275,000 | $ 255,000 | $ 173,000 |
| Fauquier, Virginia | 5 | $ 1,855,000 | $ 371,000 | $ 211,000 |
| Stafford, Virginia | 5 | $ 1,074,000 | $ 214,800 | $ 94,000 |
| Washington, Virginia | 5 | $ 704,000 | $ 140,800 | $ 62,000 |
| Lewis, Washington | 5 | $ 806,000 | $ 161,200 | $ 33,000 |
| Okanogan, Washington | 5 | $ 591,000 | $ 118,200 | $ 97,000 |
| Cochise, Arizona | 4 | $ 708,000 | $ 177,000 | $ 83,000 |
| Gila, Arizona | 4 | $ 554,000 | $ 138,500 | $ 137,000 |
| La Paz, Arizona | 4 | $ 744,000 | $ 186,000 | $ 115,000 |
| Mariposa, California | 4 | $ 800,000 | $ 200,000 | $ 117,000 |
| Custer, Colorado | 4 | $ 687,000 | $ 171,750 | $ 56,000 |
| Moffat, Colorado | 4 | $ 648,000 | $ 162,000 | $ 33,000 |
| Alachua, Florida | 4 | $ 475,000 | $ 118,750 | $ 77,000 |
| Citrus, Florida | 4 | $ 441,000 | $ 110,250 | $ 51,000 |
| Clay, Florida | 4 | $ 793,000 | $ 198,250 | $ 41,000 |
| St. Lucie, Florida | 4 | $ 316,000 | $ 79,000 | $ 71,000 |
| Bibb, Georgia | 4 | $ 604,000 | $ 151,000 | $ 63,000 |
| Catoosa, Georgia | 4 | $ 454,000 | $ 113,500 | $ 167,000 |
| Hall, Georgia | 4 | $ 641,000 | $ 160,250 | $ 44,000 |
| Minidoka, Idaho | 4 | $ 484,000 | $ 121,000 | $ 48,000 |
| Nez Perce, Idaho | 4 | $ 539,000 | $ 134,750 | $ 29,000 |
| Oneida, Idaho | 4 | $ 447,000 | $ 111,750 | $ 54,000 |
| Teton, Idaho | 4 | $ 861,000 | $ 215,250 | $ 65,000 |
| Elkhart, Indiana | 4 | $ 834,000 | $ 208,500 | $ 101,000 |
| Lake, Indiana | 4 | $ 1,057,000 | $ 264,250 | $ 146,000 |
| Sarpy, Nebraska | 4 | $ 525,000 | $ 131,250 | $ 54,000 |
| Coos, New Hampshire | 4 | $ 592,000 | $ 148,000 | $ 64,000 |
| Torrance, New Mexico | 4 | $ 651,000 | $ 162,750 | $ 72,000 |
| Wake, North Carolina | 4 | $ 774,000 | $ 193,500 | $ 95,000 |
| Clatsop, Oregon | 4 | $ 777,000 | $ 194,250 | $ 69,000 |
| Wasco, Oregon | 4 | $ 598,000 | $ 149,500 | $ 71,000 |
| Lebanon, Pennsylvania | 4 | $ 629,000 | $ 157,250 | $ 80,000 |
| Wayne, Pennsylvania | 4 | $ 445,000 | $ 111,250 | $ 48,000 |
| Anderson, South Carolina | 4 | $ 1,075,000 | $ 268,750 | $ 91,000 |
| Berkeley, South Carolina | 4 | $ 1,039,000 | $ 259,750 | $ 119,000 |
| Horry, South Carolina | 4 | $ 617,000 | $ 154,250 | $ 49,000 |
| Hamblen, Tennessee | 4 | $ 763,000 | $ 190,750 | $ 56,000 |
| Jefferson, Tennessee | 4 | $ 424,000 | $ 106,000 | $ 45,000 |
| Angelina, Texas | 4 | $ 494,000 | $ 123,500 | $ 57,000 |
| Bristol, Virginia | 4 | $ 381,000 | $ 95,250 | $ 61,000 |
| Charlottesville, Virginia | 4 | $ 785,000 | $ 196,250 | $ 68,000 |
| Norfolk, Virginia | 4 | $ 772,000 | $ 193,000 | $ 79,000 |
| Spotsylvania, Virginia | 4 | $ 799,000 | $ 199,750 | $ 90,000 |
| Kittitas, Washington | 4 | $ 735,000 | $ 183,750 | $ 96,000 |
| Klickitat, Washington | 4 | $ 1,017,000 | $ 254,250 | $ 143,000 |
| Jefferson, Alabama | 3 | $ 783,000 | $ 261,000 | $ 79,000 |
| Faulkner, Arkansas | 3 | $ 433,000 | $ 144,333 | $ 41,000 |
| Glenn, California | 3 | $ 535,000 | $ 178,333 | $ 98,000 |
| Modoc, California | 3 | $ 460,000 | $ 153,333 | $ 71,000 |
| Tehama, California | 3 | $ 489,000 | $ 163,000 | $ 83,000 |
| Yuma, Colorado | 3 | $ 552,000 | $ 184,000 | $ 57,000 |
| Kent, Delaware | 3 | $ 668,000 | $ 222,666 | $ 53,000 |
| Camden, Georgia | 3 | $ 315,000 | $ 105,000 | $ 99,000 |
| Chatham, Georgia | 3 | $ 585,000 | $ 195,000 | $ 84,000 |
| Clayton, Georgia | 3 | $ 410,000 | $ 136,666 | $ 50,000 |
| Fayette, Georgia | 3 | $ 759,000 | $ 253,000 | $ 267,000 |
| Henry, Georgia | 3 | $ 387,000 | $ 129,000 | $ 30,000 |
| Richmond, Georgia | 3 | $ 316,000 | $ 105,333 | $ 43,000 |
| Walton, Georgia | 3 | $ 813,000 | $ 271,000 | $ 69,000 |
| Boise, Idaho | 3 | $ 454,000 | $ 151,333 | $ 206,000 |
| Idaho, Idaho | 3 | $ 327,000 | $ 109,000 | $ 41,000 |
| Owyhee, Idaho | 3 | $ 272,000 | $ 90,666 | $ 30,000 |
| Grundy, Illinois | 3 | $ 338,000 | $ 112,666 | $ 54,000 |
| St. Clair, Illinois | 3 | $ 685,000 | $ 228,333 | $ 114,000 |
| Jefferson, Kentucky | 3 | $ 700,000 | $ 233,333 | $ 114,000 |
| Queen Anne's, Maryland | 3 | $ 752,000 | $ 250,666 | $ 49,000 |
| Carver, Minnesota | 3 | $ 831,000 | $ 277,000 | $ 108,000 |
| Ramsey, Minnesota | 3 | $ 620,000 | $ 206,666 | $ 72,000 |
| Stearns, Minnesota | 3 | $ 390,000 | $ 130,000 | $ 54,000 |
| Washington, Minnesota | 3 | $ 588,000 | $ 196,000 | $ 75,000 |
| Jefferson, Montana | 3 | $ 787,000 | $ 262,333 | $ 59,000 |
| Sweet Grass, Montana | 3 | $ 638,000 | $ 212,666 | $ 94,000 |
| Belknap, New Hampshire | 3 | $ 508,000 | $ 169,333 | $ 99,000 |
| Colfax, New Mexico | 3 | $ 353,000 | $ 117,666 | $ 99,000 |
| Curry, New Mexico | 3 | $ 882,000 | $ 294,000 | $ 130,000 |
| Rio Arriba, New Mexico | 3 | $ 383,000 | $ 127,666 | $ 45,000 |
| Roosevelt, New Mexico | 3 | $ 446,000 | $ 148,666 | $ 47,000 |
| Grady, Oklahoma | 3 | $ 536,000 | $ 178,666 | $ 68,000 |
| Tulsa, Oklahoma | 3 | $ 321,000 | $ 107,000 | $ 74,000 |
| Curry, Oregon | 3 | $ 567,000 | $ 189,000 | $ 68,000 |
| Malheur, Oregon | 3 | $ 402,000 | $ 134,000 | $ 25,000 |
| Tillamook, Oregon | 3 | $ 732,000 | $ 244,000 | $ 52,000 |
| Umatilla, Oregon | 3 | $ 379,000 | $ 126,333 | $ 64,000 |
| Blair, Pennsylvania | 3 | $ 390,000 | $ 130,000 | $ 55,000 |
| Clearfield, Pennsylvania | 3 | $ 395,000 | $ 131,666 | $ 94,000 |
| Columbia, Pennsylvania | 3 | $ 390,000 | $ 130,000 | $ 47,000 |
| Fayette, Pennsylvania | 3 | $ 272,000 | $ 90,666 | $ 50,000 |
| Northumberland, Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 90,000 |
| Schuylkill, Pennsylvania | 3 | $ 409,000 | $ 136,333 | $ 105,000 |
| Washington, Pennsylvania | 3 | $ 659,000 | $ 219,666 | $ 92,000 |
| Dorchester, South Carolina | 3 | $ 758,000 | $ 252,666 | $ 80,000 |
| Brookings, South Dakota | 3 | $ 587,000 | $ 195,666 | $ 88,000 |
| Lincoln, South Dakota | 3 | $ 906,000 | $ 302,000 | $ 140,000 |
| Polk, Texas | 3 | $ 602,000 | $ 200,666 | $ 127,000 |
| Juab, Utah | 3 | $ 527,000 | $ 175,666 | $ 47,000 |
| Rich, Utah | 3 | $ 566,000 | $ 188,666 | $ 64,000 |
| Albemarle, Virginia | 3 | $ 469,000 | $ 156,333 | $ 59,000 |
| Campbell, Virginia | 3 | $ 539,000 | $ 179,666 | $ 95,000 |
| James City, Virginia | 3 | $ 1,047,000 | $ 349,000 | $ 136,000 |
| Manassas, Virginia | 3 | $ 210,000 | $ 70,000 | $ 37,000 |
| Manassas Park, Virginia | 3 | $ 243,000 | $ 81,000 | $ 67,000 |
| Ferry, Washington | 3 | $ 438,000 | $ 146,000 | $ 64,000 |
| Pend Oreille, Washington | 3 | $ 718,000 | $ 239,333 | $ 104,000 |
| San Juan, Washington | 3 | $ 725,000 | $ 241,666 | $ 59,000 |
| Natrona, Wyoming | 3 | $ 451,000 | $ 150,333 | $ 58,000 |
| Santa Cruz, Arizona | 2 | $ 196,000 | $ 98,000 | $ 71,000 |
| Colusa, California | 2 | $ 244,000 | $ 122,000 | $ 33,000 |
| Inyo, California | 2 | $ 479,000 | $ 239,500 | $ 65,000 |
| Lassen, California | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Archuleta, Colorado | 2 | $ 377,000 | $ 188,500 | $ 48,000 |
| Delta, Colorado | 2 | $ 480,000 | $ 240,000 | $ 54,000 |
| Morgan, Colorado | 2 | $ 362,000 | $ 181,000 | $ 82,000 |
| Ouray, Colorado | 2 | $ 272,000 | $ 136,000 | $ 48,000 |
| Pitkin, Colorado | 2 | $ 333,000 | $ 166,500 | $ 36,000 |
| Rio Blanco, Colorado | 2 | $ 653,000 | $ 326,500 | $ 130,000 |
| Bay, Florida | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Collier, Florida | 2 | $ 225,000 | $ 112,500 | $ 63,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,460 | $4,887,008,000 | $264,000 | $1,800,000 | $101,000 | $4,135,000 |
| Home Purchase | 15,561 | $3,164,501,000 | $203,000 | $1,695,000 | $83,000 | $3,631,000 |
| Home Improvement | 417 | $89,664,000 | $215,000 | $730,000 | $92,000 | $435,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,613 | $5,859,691,000 | $238,000 | $1,800,000 | $98,000 | $4,135,000 |
| Hispanic | 4,584 | $926,487,000 | $202,000 | $1,270,000 | $64,000 | $994,000 |
| Asian | 3,665 | $1,026,820,000 | $280,000 | $1,290,000 | $107,000 | $2,848,000 |
| Black or African American | 748 | $149,913,000 | $200,000 | $788,000 | $72,000 | $501,000 |
| Not applicable | 514 | $104,281,000 | $202,000 | $730,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 206 | $50,986,000 | $247,000 | $730,000 | $100,000 | $1,196,000 |
| American Indian or Alaskan Native | 76 | $15,022,000 | $197,000 | $582,000 | $82,000 | $484,000 |
| Not Provided | 32 | $7,973,000 | $249,000 | $730,000 | $138,000 | $950,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,632 | $5,915,479,000 | $250,000 | $1,800,000 | $110,000 | $4,135,000 |
| FHA-insured (Federal Housing Administration) | 8,776 | $1,831,742,000 | $208,000 | $952,000 | $54,000 | $3,631,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,022 | $172,193,000 | $168,000 | $539,000 | $47,000 | $126,000 |
| VA-guaranteed (Veterans Administration) | 1,008 | $221,759,000 | $219,000 | $645,000 | $63,000 | $382,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,850 | $5,578,572,000 | $233,000 | $1,500,000 | $95,000 | $4,135,000 |
| Application Approved But Not Accepted | 5,307 | $1,351,136,000 | $254,000 | $1,695,000 | $95,000 | $3,657,000 |
| Application Denied By Financial Institution | 2,789 | $637,296,000 | $228,000 | $1,290,000 | $83,000 | $2,848,000 |
| File Closed For Incompleteness | 1,529 | $359,295,000 | $234,000 | $1,800,000 | $87,000 | $2,736,000 |
| Loan Purchased By The Institution | 514 | $104,281,000 | $202,000 | $730,000 | $0 | $0 |
| Application Withdrawn By Applicant | 449 | $110,593,000 | $246,000 | $1,700,000 | $100,000 | $3,631,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 835 | $214,587,000 | $256,000 | $1,240,000 | $64,000 | $501,000 |
| Collateral | 598 | $135,327,000 | $226,000 | $1,290,000 | $99,000 | $1,015,000 |
| Credit History | 496 | $98,055,000 | $197,000 | $950,000 | $71,000 | $1,137,000 |
| Other | 423 | $94,559,000 | $223,000 | $990,000 | $115,000 | $2,848,000 |
| Credit Application Incomplete | 201 | $45,307,000 | $225,000 | $941,000 | $90,000 | $647,000 |
| Employment History | 103 | $20,828,000 | $202,000 | $1,000,000 | $58,000 | $264,000 |
| Unverifiable Information | 99 | $22,379,000 | $226,000 | $727,000 | $84,000 | $562,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $4,506,000 | $166,000 | $701,000 | $67,000 | $234,000 |
| Mortgage Insurance Denied | 5 | $1,444,000 | $288,000 | $416,000 | $74,000 | $163,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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