Sterling Capital Mortgage Co. Mortgage Lending & HMDA Data, 2003

In 2003, Sterling Capital Mortgage Co. of Houston, TX reported 56,541 mortgage applications totaling $8.4 billion. The average application was for $147,935, and applicants reported an average income of $62,168. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Houston, TX (7,897), Los Angeles-Long Beach, CA (3,428) and Riverside-San Bernardino, CA (3,024) (applications in parentheses).

Mortgage Company & Address Sterling Capital Mortgage Co.
13100 Northwest Fwy #200
Houston, TX 77040
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 56,541
Total Mortgage Loan Application Amount $8,364,435,000
Average Mortgage Loan Application Amount $147,935
Highest Mortgage Loan Application Amount $2,240,000
Average Applicant Income $62,168
Highest Applicant Income $2,225,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sterling Capital Mortgage Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sterling Capital Mortgage Co. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 5,347 $ 696,534,000 $ 130,266 $ 64,000
Los Angeles, California 3,428 $ 571,472,000 $ 166,707 $ 73,000
Clark, Nevada 2,460 $ 383,866,000 $ 156,043 $ 59,000
Maricopa, Arizona 2,257 $ 318,806,000 $ 141,252 $ 56,000
Pima, Arizona 1,759 $ 206,351,000 $ 117,311 $ 49,000
San Diego, California 1,740 $ 349,238,000 $ 200,711 $ 78,000
Lane, Oregon 1,737 $ 238,895,000 $ 137,533 $ 43,000
Fort Bend, Texas 1,655 $ 260,676,000 $ 157,508 $ 72,000
San Bernardino, California 1,553 $ 206,867,000 $ 133,204 $ 57,000
Riverside, California 1,471 $ 236,362,000 $ 160,681 $ 67,000
Clark, Washington 1,232 $ 180,982,000 $ 146,900 $ 61,000
King, Washington 1,222 $ 261,690,000 $ 214,148 $ 69,000
Travis, Texas 1,098 $ 141,868,000 $ 129,205 $ 60,000
Kern, California 1,082 $ 105,594,000 $ 97,591 $ 50,000
Coconino, Arizona 1,031 $ 144,895,000 $ 140,538 $ 61,000
Williamson, Texas 979 $ 119,786,000 $ 122,355 $ 53,000
Montgomery, Texas 787 $ 116,221,000 $ 147,675 $ 76,000
Tarrant, Texas 777 $ 105,138,000 $ 135,312 $ 67,000
El Paso, Colorado 767 $ 120,452,000 $ 157,043 $ 50,000
Caddo, Louisiana 763 $ 76,532,000 $ 100,304 $ 56,000
Butte, California 753 $ 117,019,000 $ 155,403 $ 70,000
St. Charles, Missouri 747 $ 94,682,000 $ 126,749 $ 60,000
Monterey, California 742 $ 145,491,000 $ 196,079 $ 68,000
Galveston, Texas 675 $ 92,840,000 $ 137,540 $ 67,000
Bexar, Texas 634 $ 82,517,000 $ 130,152 $ 71,000
Sonoma, California 632 $ 118,349,000 $ 187,261 $ 65,000
Orange, California 607 $ 132,832,000 $ 218,833 $ 83,000
Sutter, California 571 $ 87,753,000 $ 153,683 $ 62,000
Mohave, Arizona 553 $ 68,645,000 $ 124,132 $ 64,000
Sacramento, California 489 $ 83,321,000 $ 170,390 $ 63,000
San Joaquin, California 460 $ 68,720,000 $ 149,391 $ 60,000
Jefferson, Kentucky 453 $ 50,764,000 $ 112,061 $ 43,000
Grant, Washington 423 $ 42,207,000 $ 99,780 $ 33,000
Washington, Oregon 396 $ 62,108,000 $ 156,838 $ 54,000
Grayson, Texas 382 $ 36,619,000 $ 95,861 $ 41,000
Multnomah, Oregon 373 $ 56,616,000 $ 151,785 $ 61,000
St. Louis, Missouri 361 $ 39,858,000 $ 110,409 $ 50,000
Collin, Texas 333 $ 53,360,000 $ 160,240 $ 67,000
Brazoria, Texas 329 $ 53,445,000 $ 162,446 $ 80,000
Contra Costa, California 311 $ 65,944,000 $ 212,038 $ 95,000
Deschutes, Oregon 311 $ 46,318,000 $ 148,932 $ 54,000
El Paso, Texas 310 $ 25,611,000 $ 82,616 $ 47,000
Dallas, Texas 302 $ 43,812,000 $ 145,072 $ 76,000
Denton, Texas 289 $ 44,229,000 $ 153,041 $ 66,000
Bossier, Louisiana 285 $ 29,734,000 $ 104,329 $ 57,000
Yavapai, Arizona 284 $ 39,347,000 $ 138,545 $ 53,000
Denver, Colorado 280 $ 52,640,000 $ 188,000 $ 62,000
Maui, Hawaii 271 $ 71,832,000 $ 265,062 $ 61,000
Douglas, Kansas 265 $ 32,607,000 $ 123,045 $ 77,000
Arapahoe, Colorado 258 $ 46,493,000 $ 180,205 $ 77,000
Clackamas, Oregon 237 $ 40,949,000 $ 172,780 $ 65,000
Benton, Oregon 236 $ 35,358,000 $ 149,822 $ 63,000
Fresno, California 227 $ 24,645,000 $ 108,568 $ 57,000
Snohomish, Washington 227 $ 41,410,000 $ 182,422 $ 62,000
Adams, Colorado 215 $ 43,795,000 $ 203,697 $ 64,000
Thurston, Washington 214 $ 30,116,000 $ 140,728 $ 53,000
Pierce, Washington 206 $ 34,803,000 $ 168,946 $ 62,000
Imperial, California 189 $ 22,777,000 $ 120,513 $ 54,000
Kootenai, Idaho 188 $ 21,084,000 $ 112,148 $ 49,000
Yuba, California 169 $ 20,081,000 $ 118,822 $ 49,000
Hillsborough, Florida 168 $ 20,177,000 $ 120,101 $ 64,000
Alameda, California 165 $ 37,964,000 $ 230,084 $ 92,000
Mendocino, California 165 $ 28,803,000 $ 174,563 $ 54,000
Hays, Texas 165 $ 18,679,000 $ 113,206 $ 50,000
James City, Virginia 156 $ 24,732,000 $ 158,538 $ 69,000
Merced, California 150 $ 18,764,000 $ 125,093 $ 73,000
Cook, Illinois 147 $ 23,157,000 $ 157,530 $ 67,000
San Juan, Washington 144 $ 27,985,000 $ 194,340 $ 69,000
Stanislaus, California 143 $ 22,069,000 $ 154,328 $ 57,000
Comal, Texas 141 $ 21,042,000 $ 149,234 $ 67,000
Jefferson, Colorado 140 $ 26,246,000 $ 187,471 $ 52,000
Linn, Oregon 138 $ 16,545,000 $ 119,891 $ 51,000
Douglas, Colorado 127 $ 26,534,000 $ 208,929 $ 78,000
Larimer, Colorado 125 $ 22,318,000 $ 178,544 $ 68,000
Bastrop, Texas 124 $ 14,899,000 $ 120,153 $ 51,000
Grays Harbor, Washington 120 $ 12,981,000 $ 108,175 $ 40,000
Virginia Beach, Virginia 113 $ 14,681,000 $ 129,920 $ 38,000
Solano, California 112 $ 22,862,000 $ 204,125 $ 91,000
Santa Cruz, California 111 $ 24,187,000 $ 217,900 $ 75,000
Teller, Colorado 111 $ 15,496,000 $ 139,603 $ 52,000
Rusk, Texas 107 $ 7,088,000 $ 66,242 $ 39,000
Fulton, Georgia 101 $ 24,874,000 $ 246,277 $ 124,000
Placer, California 97 $ 17,805,000 $ 183,556 $ 79,000
Ventura, California 94 $ 24,836,000 $ 264,212 $ 116,000
Boulder, Colorado 94 $ 17,026,000 $ 181,127 $ 66,000
DuPage, Illinois 87 $ 15,439,000 $ 177,459 $ 106,000
Cowlitz, Washington 87 $ 10,317,000 $ 118,586 $ 58,000
Cochise, Arizona 85 $ 8,899,000 $ 104,694 $ 48,000
Forsyth, Georgia 82 $ 16,621,000 $ 202,695 $ 98,000
Pinal, Arizona 81 $ 9,270,000 $ 114,444 $ 36,000
Guadalupe, Texas 81 $ 12,382,000 $ 152,864 $ 62,000
Liberty, Texas 81 $ 7,605,000 $ 93,888 $ 49,000
Lake, California 78 $ 11,191,000 $ 143,474 $ 56,000
Brazos, Texas 73 $ 7,976,000 $ 109,260 $ 55,000
Rockwall, Texas 73 $ 8,454,000 $ 115,808 $ 50,000
Chelan, Washington 71 $ 10,515,000 $ 148,098 $ 64,000
Jefferson, Missouri 69 $ 8,254,000 $ 119,623 $ 50,000
St. Louis City, Missouri 67 $ 7,673,000 $ 114,522 $ 45,000
Parker, Texas 65 $ 7,205,000 $ 110,846 $ 44,000
Kaufman, Texas 63 $ 8,545,000 $ 135,634 $ 56,000
Bullitt, Kentucky 60 $ 7,194,000 $ 119,900 $ 45,000
Oldham, Kentucky 60 $ 8,432,000 $ 140,533 $ 59,000
Santa Clara, California 59 $ 15,944,000 $ 270,237 $ 98,000
Pinellas, Florida 55 $ 7,861,000 $ 142,927 $ 59,000
Floyd, Indiana 51 $ 5,925,000 $ 116,176 $ 53,000
Lincoln, Missouri 50 $ 6,068,000 $ 121,360 $ 40,000
Jefferson, Oregon 49 $ 4,971,000 $ 101,448 $ 49,000
Burnet, Texas 47 $ 4,780,000 $ 101,702 $ 43,000
Clark, Indiana 46 $ 5,490,000 $ 119,347 $ 39,000
Mecklenburg, North Carolina 46 $ 9,964,000 $ 216,608 $ 82,000
Madera, California 45 $ 6,369,000 $ 141,533 $ 56,000
Adams, Washington 45 $ 4,345,000 $ 96,555 $ 45,000
Warren, Missouri 44 $ 5,021,000 $ 114,113 $ 54,000
Nueces, Texas 43 $ 4,533,000 $ 105,418 $ 58,000
Douglas, Washington 42 $ 5,403,000 $ 128,642 $ 66,000
Ellis, Texas 41 $ 4,463,000 $ 108,853 $ 50,000
San Francisco, California 40 $ 9,732,000 $ 243,300 $ 88,000
Coos, Oregon 40 $ 4,061,000 $ 101,525 $ 36,000
El Dorado, California 39 $ 8,114,000 $ 208,051 $ 66,000
Fannin, Texas 39 $ 2,989,000 $ 76,641 $ 71,000
DeKalb, Georgia 38 $ 8,402,000 $ 221,105 $ 116,000
Mono, California 37 $ 11,965,000 $ 323,378 $ 224,000
San Mateo, California 37 $ 10,808,000 $ 292,108 $ 129,000
Gwinnett, Georgia 37 $ 6,886,000 $ 186,108 $ 108,000
Tulare, California 34 $ 3,607,000 $ 106,088 $ 42,000
San Patricio, Texas 34 $ 2,803,000 $ 82,441 $ 46,000
Smith, Texas 34 $ 3,415,000 $ 100,441 $ 47,000
Mason, Washington 34 $ 4,394,000 $ 129,235 $ 57,000
Marin, California 33 $ 11,226,000 $ 340,181 $ 86,000
Caldwell, Texas 33 $ 3,473,000 $ 105,242 $ 41,000
Franklin, Missouri 32 $ 3,166,000 $ 98,937 $ 72,000
Columbia, Oregon 32 $ 4,400,000 $ 137,500 $ 36,000
Douglas, Oregon 32 $ 4,242,000 $ 132,562 $ 54,000
Webster, Louisiana 31 $ 2,446,000 $ 78,903 $ 44,000
Marion, Oregon 30 $ 4,001,000 $ 133,366 $ 59,000
Jim Wells, Texas 28 $ 2,401,000 $ 85,750 $ 46,000
Polk, Texas 28 $ 2,761,000 $ 98,607 $ 67,000
Chesapeake, Virginia 28 $ 3,330,000 $ 118,928 $ 43,000
Spokane, Washington 28 $ 3,263,000 $ 116,535 $ 52,000
Calaveras, California 27 $ 5,111,000 $ 189,296 $ 75,000
Pasco, Florida 27 $ 3,289,000 $ 121,814 $ 62,000
Washoe, Nevada 27 $ 4,885,000 $ 180,925 $ 90,000
Yolo, California 26 $ 5,814,000 $ 223,615 $ 120,000
Honolulu, Hawaii 26 $ 5,621,000 $ 216,192 $ 74,000
Kauai, Hawaii 26 $ 6,808,000 $ 261,846 $ 85,000
De Soto, Louisiana 26 $ 2,361,000 $ 90,807 $ 50,000
Lincoln, Oregon 24 $ 3,593,000 $ 149,708 $ 80,000
Milam, Texas 24 $ 2,077,000 $ 86,541 $ 35,000
Whatcom, Washington 24 $ 4,032,000 $ 168,000 $ 92,000
San Luis Obispo, California 23 $ 3,885,000 $ 168,913 $ 78,000
Kane, Illinois 22 $ 3,646,000 $ 165,727 $ 59,000
Lake, Illinois 22 $ 3,697,000 $ 168,045 $ 88,000
McHenry, Illinois 22 $ 3,592,000 $ 163,272 $ 70,000
Crook, Oregon 22 $ 1,952,000 $ 88,727 $ 62,000
Jackson, Oregon 22 $ 3,361,000 $ 152,772 $ 46,000
Kitsap, Washington 22 $ 4,180,000 $ 190,000 $ 68,000
Yuma, Arizona 21 $ 2,126,000 $ 101,238 $ 53,000
Yamhill, Oregon 21 $ 2,818,000 $ 134,190 $ 33,000
Norfolk, Virginia 21 $ 1,956,000 $ 93,142 $ 53,000
Humboldt, California 20 $ 2,652,000 $ 132,600 $ 52,000
Weld, Colorado 20 $ 3,117,000 $ 155,850 $ 56,000
Cobb, Georgia 20 $ 5,065,000 $ 253,250 $ 126,000
Josephine, Oregon 20 $ 2,230,000 $ 111,500 $ 43,000
Cooke, Texas 20 $ 1,986,000 $ 99,300 $ 57,000
Hidalgo, Texas 20 $ 3,496,000 $ 174,800 $ 122,000
Waller, Texas 20 $ 3,096,000 $ 154,800 $ 83,000
Colusa, California 19 $ 2,905,000 $ 152,894 $ 71,000
Plumas, California 19 $ 2,766,000 $ 145,578 $ 73,000
Williamsburg, Virginia 19 $ 3,391,000 $ 178,473 $ 61,000
Island, Washington 19 $ 3,029,000 $ 159,421 $ 73,000
Navajo, Arizona 18 $ 1,440,000 $ 80,000 $ 46,000
Nevada, California 18 $ 4,347,000 $ 241,500 $ 83,000
Will, Illinois 18 $ 2,635,000 $ 146,388 $ 61,000
Union, North Carolina 18 $ 3,550,000 $ 197,222 $ 65,000
Amador, California 17 $ 2,193,000 $ 129,000 $ 53,000
Napa, California 17 $ 3,391,000 $ 199,470 $ 66,000
York, Virginia 17 $ 2,660,000 $ 156,470 $ 68,000
Del Norte, California 16 $ 1,738,000 $ 108,625 $ 48,000
Gregg, Texas 16 $ 1,295,000 $ 80,937 $ 54,000
Wilson, Texas 16 $ 1,930,000 $ 120,625 $ 64,000
Yakima, Washington 16 $ 4,981,000 $ 311,312 $ 47,000
Bonner, Idaho 15 $ 2,079,000 $ 138,600 $ 46,000
Polk, Oregon 15 $ 2,511,000 $ 167,400 $ 64,000
Hunt, Texas 15 $ 1,254,000 $ 83,600 $ 40,000
San Jacinto, Texas 15 $ 1,295,000 $ 86,333 $ 66,000
Walker, Texas 15 $ 1,879,000 $ 125,266 $ 74,000
Lewis, Washington 15 $ 1,903,000 $ 126,866 $ 73,000
Skamania, Washington 15 $ 2,726,000 $ 181,733 $ 67,000
Shasta, California 14 $ 2,222,000 $ 158,714 $ 60,000
Jefferson, Kansas 14 $ 1,211,000 $ 86,500 $ 46,000
Lincoln, Washington 14 $ 1,243,000 $ 88,785 $ 45,000
Skagit, Washington 14 $ 2,213,000 $ 158,071 $ 61,000
Nye, Nevada 13 $ 1,435,000 $ 110,384 $ 45,000
Bernalillo, New Mexico 13 $ 1,529,000 $ 117,615 $ 169,000
Austin, Texas 13 $ 1,474,000 $ 113,384 $ 66,000
Gila, Arizona 12 $ 1,230,000 $ 102,500 $ 49,000
Glenn, California 12 $ 1,342,000 $ 111,833 $ 97,000
Kings, California 12 $ 1,253,000 $ 104,416 $ 84,000
Madison, Illinois 12 $ 1,401,000 $ 116,750 $ 78,000
St. Clair, Illinois 12 $ 1,012,000 $ 84,333 $ 41,000
Iredell, North Carolina 12 $ 2,357,000 $ 196,416 $ 102,000
Tehama, California 11 $ 1,276,000 $ 116,000 $ 84,000
Tuolumne, California 11 $ 1,870,000 $ 170,000 $ 89,000
Ada, Idaho 11 $ 1,560,000 $ 141,818 $ 62,000
Harrison, Indiana 11 $ 1,250,000 $ 113,636 $ 53,000
St. Tammany, Louisiana 11 $ 898,000 $ 81,636 $ 34,000
Harrison, Texas 11 $ 956,000 $ 86,909 $ 40,000
Wise, Texas 11 $ 1,493,000 $ 135,727 $ 65,000
Benton, Washington 11 $ 1,359,000 $ 123,545 $ 50,000
Pueblo, Colorado 10 $ 1,373,000 $ 137,300 $ 46,000
Shoshone, Idaho 10 $ 711,000 $ 71,100 $ 32,000
Bell, Texas 10 $ 974,000 $ 97,400 $ 52,000
Kendall, Texas 10 $ 1,790,000 $ 179,000 $ 133,000
Lee, Texas 10 $ 1,233,000 $ 123,300 $ 55,000
Fairfax, Virginia 10 $ 2,279,000 $ 227,900 $ 107,000
Santa Cruz, Arizona 9 $ 927,000 $ 103,000 $ 52,000
Santa Barbara, California 9 $ 1,988,000 $ 220,888 $ 103,000
Johnson, Kansas 9 $ 1,097,000 $ 121,888 $ 51,000
Red River, Louisiana 9 $ 681,000 $ 75,666 $ 41,000
Klamath, Oregon 9 $ 815,000 $ 90,555 $ 36,000
Aransas, Texas 9 $ 723,000 $ 80,333 $ 80,000
Llano, Texas 9 $ 1,172,000 $ 130,222 $ 55,000
McLennan, Texas 9 $ 1,031,000 $ 114,555 $ 51,000
Suffolk, Virginia 9 $ 1,173,000 $ 130,333 $ 59,000
Apache, Arizona 8 $ 658,000 $ 82,250 $ 53,000
Collier, Florida 8 $ 1,230,000 $ 153,750 $ 111,000
Benewah, Idaho 8 $ 588,000 $ 73,500 $ 37,000
Elko, Nevada 8 $ 583,000 $ 72,875 $ 38,000
Chesterfield, Virginia 8 $ 1,590,000 $ 198,750 $ 94,000
Jefferson, Washington 8 $ 1,405,000 $ 175,625 $ 61,000
Pacific, Washington 8 $ 787,000 $ 98,375 $ 53,000
Park, Colorado 7 $ 1,314,000 $ 187,714 $ 48,000
Summit, Colorado 7 $ 1,620,000 $ 231,428 $ 233,000
Claiborne, Louisiana 7 $ 505,000 $ 72,142 $ 40,000
Tillamook, Oregon 7 $ 1,176,000 $ 168,000 $ 42,000
Chambers, Texas 7 $ 628,000 $ 89,714 $ 42,000
Cherokee, Texas 7 $ 574,000 $ 82,000 $ 48,000
Medina, Texas 7 $ 820,000 $ 117,142 $ 41,000
Newport News, Virginia 7 $ 869,000 $ 124,142 $ 71,000
Clallam, Washington 7 $ 841,000 $ 120,142 $ 57,000
Franklin, Washington 7 $ 979,000 $ 139,857 $ 41,000
Walla Walla, Washington 7 $ 804,000 $ 114,857 $ 45,000
Lassen, California 6 $ 823,000 $ 137,166 $ 44,000
Broward, Florida 6 $ 1,765,000 $ 294,166 $ 215,000
Duval, Florida 6 $ 564,000 $ 94,000 $ 62,000
Meade, Kentucky 6 $ 693,000 $ 115,500 $ 60,000
Spencer, Kentucky 6 $ 772,000 $ 128,666 $ 84,000
Camden, Missouri 6 $ 485,000 $ 80,833 $ 92,000
Jackson, Missouri 6 $ 783,000 $ 130,500 $ 56,000
Curry, Oregon 6 $ 720,000 $ 120,000 $ 52,000
Hardin, Texas 6 $ 677,000 $ 112,833 $ 67,000
Johnson, Texas 6 $ 722,000 $ 120,333 $ 53,000
Limestone, Texas 6 $ 488,000 $ 81,333 $ 93,000
Matagorda, Texas 6 $ 788,000 $ 131,333 $ 53,000
Weber, Utah 6 $ 836,000 $ 139,333 $ 63,000
Gloucester, Virginia 6 $ 1,100,000 $ 183,333 $ 62,000
Portsmouth, Virginia 6 $ 466,000 $ 77,666 $ 59,000
Kittitas, Washington 6 $ 1,325,000 $ 220,833 $ 80,000
Okanogan, Washington 6 $ 680,000 $ 113,333 $ 59,000
La Paz, Arizona 5 $ 502,000 $ 100,400 $ 46,000
San Benito, California 5 $ 1,295,000 $ 259,000 $ 107,000
Archuleta, Colorado 5 $ 793,000 $ 158,600 $ 72,000
Hawaii, Hawaii 5 $ 775,000 $ 155,000 $ 49,000
Sedgwick, Kansas 5 $ 409,000 $ 81,800 $ 70,000
Bienville, Louisiana 5 $ 351,000 $ 70,200 $ 35,000
Lafayette, Louisiana 5 $ 544,000 $ 108,800 $ 42,000
Natchitoches, Louisiana 5 $ 290,000 $ 58,000 $ 27,000
Montgomery, Missouri 5 $ 651,000 $ 130,200 $ 41,000
Douglas, Nevada 5 $ 1,324,000 $ 264,800 $ 52,000
Wasco, Oregon 5 $ 754,000 $ 150,800 $ 63,000
Burleson, Texas 5 $ 578,000 $ 115,600 $ 58,000
Lamar, Texas 5 $ 456,000 $ 91,200 $ 57,000
Panola, Texas 5 $ 292,000 $ 58,400 $ 35,000
Titus, Texas 5 $ 346,000 $ 69,200 $ 30,000
Washington, Texas 5 $ 698,000 $ 139,600 $ 106,000
Loudoun, Virginia 5 $ 1,212,000 $ 242,400 $ 134,000
Klickitat, Washington 5 $ 618,000 $ 123,600 $ 97,000
Mesa, Colorado 4 $ 439,000 $ 109,750 $ 52,000
Montrose, Colorado 4 $ 549,000 $ 137,250 $ 62,000
Boundary, Idaho 4 $ 459,000 $ 114,750 $ 34,000
Latah, Idaho 4 $ 626,000 $ 156,500 $ 88,000
Shelby, Kentucky 4 $ 463,000 $ 115,750 $ 46,000
East Baton Rouge, Louisiana 4 $ 682,000 $ 170,500 $ 121,000
Lincoln, Louisiana 4 $ 288,000 $ 72,000 $ 38,000
St. Francois, Missouri 4 $ 311,000 $ 77,750 $ 35,000
Dona Ana, New Mexico 4 $ 430,000 $ 107,500 $ 56,000
Bryan, Oklahoma 4 $ 350,000 $ 87,500 $ 70,000
Clatsop, Oregon 4 $ 769,000 $ 192,250 $ 99,000
Harney, Oregon 4 $ 445,000 $ 111,250 $ 54,000
Angelina, Texas 4 $ 347,000 $ 86,750 $ 64,000
Brown, Texas 4 $ 410,000 $ 102,500 $ 39,000
Fayette, Texas 4 $ 281,000 $ 70,250 $ 52,000
Hood, Texas 4 $ 963,000 $ 240,750 $ 102,000
Jefferson, Texas 4 $ 371,000 $ 92,750 $ 112,000
Karnes, Texas 4 $ 535,000 $ 133,750 $ 72,000
Live Oak, Texas 4 $ 542,000 $ 135,500 $ 63,000
Lubbock, Texas 4 $ 244,000 $ 61,000 $ 124,000
Van Zandt, Texas 4 $ 369,000 $ 92,250 $ 33,000
Arlington, Virginia 4 $ 1,335,000 $ 333,750 $ 186,000
Stevens, Washington 4 $ 535,000 $ 133,750 $ 101,000
Whitman, Washington 4 $ 499,000 $ 124,750 $ 79,000
Inyo, California 3 $ 483,000 $ 161,000 $ 74,000
Siskiyou, California 3 $ 364,000 $ 121,333 $ 50,000
Eagle, Colorado 3 $ 851,000 $ 283,666 $ 180,000
Fremont, Colorado 3 $ 404,000 $ 134,666 $ 64,000
La Plata, Colorado 3 $ 624,000 $ 208,000 $ 270,000
Flagler, Florida 3 $ 231,000 $ 77,000 $ 297,000
Canyon, Idaho 3 $ 351,000 $ 117,000 $ 59,000
Franklin, Idaho 3 $ 209,000 $ 69,666 $ 43,000
Nez Perce, Idaho 3 $ 169,000 $ 56,333 $ 38,000
Payette, Idaho 3 $ 431,000 $ 143,666 $ 33,000
Kendall, Illinois 3 $ 448,000 $ 149,333 $ 63,000
Monroe, Illinois 3 $ 374,000 $ 124,666 $ 22,000
Hardin, Kentucky 3 $ 451,000 $ 150,333 $ 39,000
Marion, Kentucky 3 $ 249,000 $ 83,000 $ 28,000
Calcasieu, Louisiana 3 $ 277,000 $ 92,333 $ 47,000
Jackson, Louisiana 3 $ 180,000 $ 60,000 $ 55,000
Winn, Louisiana 3 $ 267,000 $ 89,000 $ 62,000
Harrison, Mississippi 3 $ 189,000 $ 63,000 $ 45,000
Phelps, Missouri 3 $ 250,000 $ 83,333 $ 52,000
Churchill, Nevada 3 $ 347,000 $ 115,666 $ 63,000
Lincoln, Nevada 3 $ 321,000 $ 107,000 $ 49,000
San Juan, New Mexico 3 $ 374,000 $ 124,666 $ 37,000
Union, Oregon 3 $ 287,000 $ 95,666 $ 41,000
Atascosa, Texas 3 $ 396,000 $ 132,000 $ 57,000
Blanco, Texas 3 $ 518,000 $ 172,666 $ 86,000
Cameron, Texas 3 $ 759,000 $ 253,000 $ 94,000
Camp, Texas 3 $ 225,000 $ 75,000 $ 29,000
Frio, Texas 3 $ 407,000 $ 135,666 $ 65,000
Grimes, Texas 3 $ 419,000 $ 139,666 $ 68,000
Henderson, Texas 3 $ 351,000 $ 117,000 $ 80,000
Randall, Texas 3 $ 314,000 $ 104,666 $ 119,000
Webb, Texas 3 $ 330,000 $ 110,000 $ 43,000
Davis, Utah 3 $ 803,000 $ 267,666 $ 93,000
Kane, Utah 3 $ 363,000 $ 121,000 $ 89,000
Salt Lake, Utah 3 $ 632,000 $ 210,666 $ 79,000
Washington, Utah 3 $ 392,000 $ 130,666 $ 137,000
Jefferson, Alabama 2 $ 322,000 $ 161,000 $ 108,000
Miller, Arkansas 2 $ 187,000 $ 93,500 $ 48,000
Pulaski, Arkansas 2 $ 296,000 $ 148,000 $ 137,000
Routt, Colorado 2 $ 409,000 $ 204,500 $ 165,000
Brevard, Florida 2 $ 194,000 $ 97,000 $ 0
Hernando, Florida 2 $ 186,000 $ 93,000 $ 11,000
Lake, Florida 2 $ 125,000 $ 62,500 $ 62,000
Lee, Florida 2 $ 223,000 $ 111,500 $ 57,000
Miami-Dade, Florida 2 $ 254,000 $ 127,000 $ 100,000
Okaloosa, Florida 2 $ 128,000 $ 64,000 $ 62,000
Cherokee, Georgia 2 $ 428,000 $ 214,000 $ 85,000
Bonneville, Idaho 2 $ 196,000 $ 98,000 $ 19,000
Boone, Illinois 2 $ 259,000 $ 129,500 $ 52,000
Champaign, Illinois 2 $ 155,000 $ 77,500 $ 53,000
Grundy, Illinois 2 $ 320,000 $ 160,000 $ 83,000
Jackson, Illinois 2 $ 168,000 $ 84,000 $ 102,000
Franklin, Kansas 2 $ 244,000 $ 122,000 $ 53,000
Shawnee, Kansas 2 $ 158,000 $ 79,000 $ 38,000
Daviess, Kentucky 2 $ 175,000 $ 87,500 $ 29,000
Kenton, Kentucky 2 $ 265,000 $ 132,500 $ 53,000
Nelson, Kentucky 2 $ 183,000 $ 91,500 $ 24,000
Trimble, Kentucky 2 $ 176,000 $ 88,000 $ 25,000
Woodford, Kentucky 2 $ 285,000 $ 142,500 $ 53,000
Ouachita, Louisiana 2 $ 258,000 $ 129,000 $ 35,000
Jackson, Mississippi 2 $ 106,000 $ 53,000 $ 31,000
Christian, Missouri 2 $ 264,000 $ 132,000 $ 54,000
Cole, Missouri 2 $ 398,000 $ 199,000 $ 73,000
Lake, Montana 2 $ 241,000 $ 120,500 $ 163,000
Lincoln, Montana 2 $ 130,000 $ 65,000 $ 19,000
Santa Fe, New Mexico 2 $ 392,000 $ 196,000 $ 44,000
Valencia, New Mexico 2 $ 231,000 $ 115,500 $ 45,000
Tulsa, Oklahoma 2 $ 234,000 $ 117,000 $ 22,000
Lake, Oregon 2 $ 188,000 $ 94,000 $ 38,000
Morrow, Oregon 2 $ 142,000 $ 71,000 $ 35,000
Greenville, South Carolina 2 $ 354,000 $ 177,000 $ 108,000
Richland, South Carolina 2 $ 363,000 $ 181,500 $ 64,000
Bandera, Texas 2 $ 291,000 $ 145,500 $ 66,000
Cass, Texas 2 $ 495,000 $ 247,500 $ 128,000
Coryell, Texas 2 $ 206,000 $ 103,000 $ 48,000
Ector, Texas 2 $ 220,000 $ 110,000 $ 53,000
Freestone, Texas 2 $ 249,000 $ 124,500 $ 69,000
Gillespie, Texas 2 $ 278,000 $ 139,000 $ 48,000
Houston, Texas 2 $ 152,000 $ 76,000 $ 155,000
Lampasas, Texas 2 $ 271,000 $ 135,500 $ 39,000
Leon, Texas 2 $ 127,000 $ 63,500 $ 51,000
Madison, Texas 2 $ 150,000 $ 75,000 $ 36,000
Nacogdoches, Texas 2 $ 293,000 $ 146,500 $ 36,000
Tom Green, Texas 2 $ 279,000 $ 139,500 $ 162,000
Upshur, Texas 2 $ 132,000 $ 66,000 $ 50,000
Wharton, Texas 2 $ 138,000 $ 69,000 $ 63,000
Isle of Wight, Virginia 2 $ 172,000 $ 86,000 $ 37,000
Montgomery, Virginia 2 $ 133,000 $ 66,500 $ 90,000
Prince William, Virginia 2 $ 404,000 $ 202,000 $ 58,000
Richmond City, Virginia 2 $ 401,000 $ 200,500 $ 83,000
Shenandoah, Virginia 2 $ 92,000 $ 46,000 $ 134,000
Pend Oreille, Washington 2 $ 320,000 $ 160,000 $ 109,000
Wahkiakum, Washington 2 $ 206,000 $ 103,000 $ 42,000
Mobile, Alabama 1 $ 131,000 $ 131,000 $ 79,000
Shelby, Alabama 1 $ 158,000 $ 158,000 $ 107,000
Graham, Arizona 1 $ 114,000 $ 114,000 $ 54,000
Greenlee, Arizona 1 $ 96,000 $ 96,000 $ 41,000
Craighead, Arkansas 1 $ 133,000 $ 133,000 $ 60,000
Ouachita, Arkansas 1 $ 118,000 $ 118,000 $ 42,000
Mariposa, California 1 $ 170,000 $ 170,000 $ 128,000
Trinity, California 1 $ 152,000 $ 152,000 $ 0
Clear Creek, Colorado 1 $ 188,000 $ 188,000 $ 112,000
Grand, Colorado 1 $ 229,000 $ 229,000 $ 163,000
Lake, Colorado 1 $ 141,000 $ 141,000 $ 43,000
Morgan, Colorado 1 $ 100,000 $ 100,000 $ 25,000
Rio Blanco, Colorado 1 $ 95,000 $ 95,000 $ 60,000
San Miguel, Colorado 1 $ 176,000 $ 176,000 $ 154,000
New London, Connecticut 1 $ 192,000 $ 192,000 $ 58,000
Citrus, Florida 1 $ 130,000 $ 130,000 $ 53,000
Manatee, Florida 1 $ 168,000 $ 168,000 $ 83,000
Marion, Florida 1 $ 40,000 $ 40,000 $ 40,000
Osceola, Florida 1 $ 165,000 $ 165,000 $ 71,000
Palm Beach, Florida 1 $ 94,000 $ 94,000 $ 55,000
Sarasota, Florida 1 $ 102,000 $ 102,000 $ 26,000
Seminole, Florida 1 $ 61,000 $ 61,000 $ 53,000
St. Johns, Florida 1 $ 110,000 $ 110,000 $ 25,000
Wakulla, Florida 1 $ 98,000 $ 98,000 $ 62,000
Bartow, Georgia 1 $ 70,000 $ 70,000 $ 44,000
Bibb, Georgia 1 $ 10,000 $ 10,000 $ 54,000
Chatham, Georgia 1 $ 189,000 $ 189,000 $ 180,000
Coweta, Georgia 1 $ 120,000 $ 120,000 $ 62,000
Douglas, Georgia 1 $ 128,000 $ 128,000 $ 52,000
Fayette, Georgia 1 $ 323,000 $ 323,000 $ 61,000
Gilmer, Georgia 1 $ 98,000 $ 98,000 $ 180,000
Henry, Georgia 1 $ 96,000 $ 96,000 $ 45,000
Polk, Georgia 1 $ 128,000 $ 128,000 $ 90,000
Blaine, Idaho 1 $ 253,000 $ 253,000 $ 416,000
Boise, Idaho 1 $ 105,000 $ 105,000 $ 35,000
Caribou, Idaho 1 $ 192,000 $ 192,000 $ 204,000
Cassia, Idaho 1 $ 100,000 $ 100,000 $ 76,000
Clearwater, Idaho 1 $ 40,000 $ 40,000 $ 9,000
Gem, Idaho 1 $ 98,000 $ 98,000 $ 0
Idaho, Idaho 1 $ 60,000 $ 60,000 $ 205,000
Twin Falls, Idaho 1 $ 53,000 $ 53,000 $ 37,000
Washington, Idaho 1 $ 92,000 $ 92,000 $ 72,000
DeKalb, Illinois 1 $ 158,000 $ 158,000 $ 39,000
Jo Daviess, Illinois 1 $ 92,000 $ 92,000 $ 75,000
Kankakee, Illinois 1 $ 88,000 $ 88,000 $ 58,000
Macon, Illinois 1 $ 88,000 $ 88,000 $ 44,000
Macoupin, Illinois 1 $ 123,000 $ 123,000 $ 48,000
McLean, Illinois 1 $ 92,000 $ 92,000 $ 39,000
Peoria, Illinois 1 $ 134,000 $ 134,000 $ 82,000
Saline, Illinois 1 $ 68,000 $ 68,000 $ 55,000
Stephenson, Illinois 1 $ 131,000 $ 131,000 $ 0
Hamilton, Indiana 1 $ 236,000 $ 236,000 $ 192,000
Lake, Indiana 1 $ 148,000 $ 148,000 $ 105,000
LaPorte, Indiana 1 $ 52,000 $ 52,000 $ 51,000
Lawrence, Indiana 1 $ 114,000 $ 114,000 $ 51,000
Martin, Indiana 1 $ 56,000 $ 56,000 $ 40,000
Monroe, Indiana 1 $ 114,000 $ 114,000 $ 51,000
Porter, Indiana 1 $ 128,000 $ 128,000 $ 71,000
Scott, Indiana 1 $ 189,000 $ 189,000 $ 69,000
Tippecanoe, Indiana 1 $ 290,000 $ 290,000 $ 118,000
Washington, Indiana 1 $ 90,000 $ 90,000 $ 27,000
Story, Iowa 1 $ 170,000 $ 170,000 $ 68,000
Butler, Kansas 1 $ 104,000 $ 104,000 $ 68,000
Leavenworth, Kansas 1 $ 89,000 $ 89,000 $ 31,000
Wyandotte, Kansas 1 $ 135,000 $ 135,000 $ 114,000
Fayette, Kentucky 1 $ 186,000 $ 186,000 $ 65,000
Franklin, Kentucky 1 $ 126,000 $ 126,000 $ 51,000
Grayson, Kentucky 1 $ 115,000 $ 115,000 $ 240,000
Harlan, Kentucky 1 $ 48,000 $ 48,000 $ 33,000
Henry, Kentucky 1 $ 86,000 $ 86,000 $ 63,000
Larue, Kentucky 1 $ 96,000 $ 96,000 $ 31,000
Jefferson, Louisiana 1 $ 46,000 $ 46,000 $ 187,000
Livingston, Louisiana 1 $ 89,000 $ 89,000 $ 91,000
Madison, Louisiana 1 $ 26,000 $ 26,000 $ 42,000
Orleans, Louisiana 1 $ 133,000 $ 133,000 $ 31,000
Richland, Louisiana 1 $ 55,000 $ 55,000 $ 22,000
Sabine, Louisiana 1 $ 60,000 $ 60,000 $ 48,000
St. Martin, Louisiana 1 $ 83,000 $ 83,000 $ 30,000
Union, Louisiana 1 $ 76,000 $ 76,000 $ 90,000
Vermilion, Louisiana 1 $ 78,000 $ 78,000 $ 48,000
Vernon, Louisiana 1 $ 72,000 $ 72,000 $ 34,000
Anoka, Minnesota 1 $ 75,000 $ 75,000 $ 29,000
Hennepin, Minnesota 1 $ 95,000 $ 95,000 $ 40,000
Jasper, Mississippi 1 $ 133,000 $ 133,000 $ 58,000
Pearl River, Mississippi 1 $ 95,000 $ 95,000 $ 60,000
Wayne, Mississippi 1 $ 115,000 $ 115,000 $ 90,000
Callaway, Missouri 1 $ 232,000 $ 232,000 $ 38,000
Cass, Missouri 1 $ 114,000 $ 114,000 $ 89,000
Crawford, Missouri 1 $ 59,000 $ 59,000 $ 28,000
Gasconade, Missouri 1 $ 169,000 $ 169,000 $ 136,000
Johnson, Missouri 1 $ 94,000 $ 94,000 $ 40,000
Madison, Missouri 1 $ 68,000 $ 68,000 $ 40,000
Morgan, Missouri 1 $ 116,000 $ 116,000 $ 97,000
Pike, Missouri 1 $ 70,000 $ 70,000 $ 35,000
Platte, Missouri 1 $ 118,000 $ 118,000 $ 43,000
Stoddard, Missouri 1 $ 55,000 $ 55,000 $ 30,000
Washington, Missouri 1 $ 48,000 $ 48,000 $ 53,000
Wayne, Missouri 1 $ 40,000 $ 40,000 $ 52,000
Gallatin, Montana 1 $ 322,000 $ 322,000 $ 120,000
Lancaster, Nebraska 1 $ 160,000 $ 160,000 $ 84,000
Lyon, Nevada 1 $ 124,000 $ 124,000 $ 84,000
White Pine, Nevada 1 $ 23,000 $ 23,000 $ 36,000
Camden, New Jersey 1 $ 125,000 $ 125,000 $ 87,000
Grant, New Mexico 1 $ 70,000 $ 70,000 $ 60,000
Sandoval, New Mexico 1 $ 107,000 $ 107,000 $ 67,000
Cumberland, North Carolina 1 $ 62,000 $ 62,000 $ 41,000
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Mortgage Loan Application Detail Totals for Sterling Capital Mortgage Co. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 31,994 $4,540,949,000 $145,833 $1,700,000 $64,600 $2,096,000
Refinancing (home purchase or home improvement, one-to-four family) 24,547 $3,823,486,000 $151,588 $2,240,000 $78,470 $2,225,000
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 34,271 $5,042,746,000 $153,861 $2,240,000 $79,166 $2,225,000
Information not provided by applicant in mail or telephone application 10,724 $1,719,034,000 $147,107 $1,300,000 $63,785 $1,800,000
Hispanic 7,159 $942,419,000 $130,900 $758,000 $52,400 $964,000
Black 2,156 $283,707,000 $136,000 $698,000 $60,100 $420,000
Asian or Pacific Islander 1,659 $284,965,000 $159,842 $745,000 $68,210 $720,000
Other 446 $72,773,000 $156,428 $1,500,000 $71,857 $1,325,000
American Indian or Alaskan Native 126 $18,791,000 $134,000 $440,000 $66,454 $389,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 45,291 $6,901,901,000 $151,542 $2,240,000 $79,514 $2,225,000
FHA-insured (Federal Housing Administration) 9,345 $1,189,665,000 $123,772 $369,000 $42,363 $600,000
VA-guaranteed (Veterans Administration) 1,861 $270,190,000 $137,285 $285,000 $42,523 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $2,679,000 $98,200 $217,000 $38,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 43,175 $6,369,190,000 $155,866 $1,121,000 $76,666 $2,225,000
Application Approved But Not Accepted 6,317 $985,739,000 $147,233 $1,500,000 $67,900 $1,327,000
Application Denied By Financial Institution 3,533 $483,958,000 $148,111 $2,240,000 $63,296 $720,000
Application Withdrawn By Applicant 3,515 $525,498,000 $139,958 $1,700,000 $77,500 $756,000
File Closed For Incompleteness 1 $50,000 $50,000 $50,000 $19,000 $19,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sterling Capital Mortgage Co.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sterling Capital Mortgage Co.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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