Stifel Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Stifel Bank & Trust of St. Louis, MO reported 7,535 mortgage applications totaling $2.7 billion, up 44% from 2018. The average application was for $359,090, and applicants reported an average income of $213,231. 88% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (2,784), Kansas City, MO-KS (209) and Jacksonville, FL (130) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,535 |
| Total Mortgage Loan Application Amount | $2,705,745,000 |
| Average Mortgage Loan Application Amount | $359,090 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $213,231 |
| Highest Applicant Income | $7,757,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 2,784 | $ 753,020,000 | $ 270,481 | $ 153,553 |
| Outside any metro area | 448 | $ 187,940,000 | $ 419,508 | $ 303,415 |
| Kansas City, MO-KS | 209 | $ 26,365,000 | $ 126,148 | $ 150,631 |
| Jacksonville, FL | 130 | $ 17,540,000 | $ 134,923 | $ 186,000 |
| New York-Jersey City-White Plains, NY-NJ | 128 | $ 81,980,000 | $ 640,468 | $ 338,320 |
| Memphis, TN-MS-AR | 114 | $ 13,730,000 | $ 120,438 | $ 177,368 |
| Los Angeles-Long Beach-Glendale, CA | 109 | $ 103,455,000 | $ 949,128 | $ 510,000 |
| Phoenix-Mesa-Scottsdale, AZ | 92 | $ 47,050,000 | $ 511,413 | $ 235,000 |
| Denver-Aurora-Lakewood, CO | 84 | $ 37,680,000 | $ 448,571 | $ 186,000 |
| Dallas-Plano-Irving, TX | 83 | $ 27,335,000 | $ 329,337 | $ 291,000 |
| San Diego-Carlsbad, CA | 79 | $ 52,965,000 | $ 670,443 | $ 258,000 |
| Chicago-Naperville, IL | 77 | $ 35,705,000 | $ 463,701 | $ 262,000 |
| Nassau County-Suffolk County, NY | 72 | $ 61,570,000 | $ 855,138 | $ 548,000 |
| Cleveland-Elyria, OH | 71 | $ 6,245,000 | $ 87,957 | $ 143,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 67 | $ 23,935,000 | $ 357,238 | $ 164,000 |
| New York-Newark, NY | 65 | $ 29,415,000 | $ 452,538 | $ 248,153 |
| Seattle-Bellevue-Everett, WA | 61 | $ 37,265,000 | $ 610,901 | $ 238,000 |
| Baltimore-Columbia-Towson, MD | 59 | $ 27,025,000 | $ 458,050 | $ 269,000 |
| Newark, NJ-PA | 58 | $ 26,230,000 | $ 452,241 | $ 225,568 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 57 | $ 31,125,000 | $ 546,052 | $ 320,035 |
| Birmingham-Hoover, AL | 55 | $ 17,705,000 | $ 321,909 | $ 201,000 |
| Indianapolis-Carmel-Anderson, IN | 53 | $ 13,965,000 | $ 263,490 | $ 168,000 |
| Atlanta-Sandy Springs-Roswell, GA | 52 | $ 21,340,000 | $ 410,384 | $ 231,000 |
| Columbus, GA-AL | 52 | $ 16,660,000 | $ 320,384 | $ 193,000 |
| Houston-The Woodlands-Sugar Land, TX | 52 | $ 19,940,000 | $ 383,461 | $ 262,000 |
| Riverside-San Bernardino-Ontario, CA | 51 | $ 21,245,000 | $ 416,568 | $ 248,000 |
| Anaheim-Santa Ana-Irvine, CA | 46 | $ 42,010,000 | $ 913,260 | $ 381,000 |
| Davenport-Moline-Rock Island, IA-IL | 44 | $ 3,740,000 | $ 85,000 | $ 165,636 |
| Cape Coral-Fort Myers, FL | 43 | $ 17,425,000 | $ 405,232 | $ 367,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 43 | $ 27,185,000 | $ 632,209 | $ 369,000 |
| Montgomery County-Bucks County-Chester County, PA | 41 | $ 16,185,000 | $ 394,756 | $ 181,000 |
| Oakland-Hayward-Berkeley, CA | 40 | $ 28,120,000 | $ 703,000 | $ 301,000 |
| Raleigh, NC | 40 | $ 12,130,000 | $ 303,250 | $ 146,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 39 | $ 14,145,000 | $ 362,692 | $ 155,282 |
| Sacramento--Roseville--Arden-Arcade, CA | 36 | $ 16,870,000 | $ 468,611 | $ 183,000 |
| Fort Worth-Arlington, TX | 35 | $ 8,605,000 | $ 245,857 | $ 226,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 34 | $ 7,660,000 | $ 225,294 | $ 204,411 |
| Charlotte-Concord-Gastonia, NC-SC | 33 | $ 11,485,000 | $ 348,030 | $ 192,090 |
| Little Rock-North Little Rock-Conway, AR | 33 | $ 4,705,000 | $ 142,575 | $ 217,000 |
| Naples-Immokalee-Marco Island, FL | 33 | $ 32,035,000 | $ 970,757 | $ 650,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 33 | $ 11,955,000 | $ 362,272 | $ 173,000 |
| Auburn-Opelika, AL | 32 | $ 9,050,000 | $ 282,812 | $ 168,000 |
| Dayton-Springfield-Kettering, OH | 32 | $ 2,840,000 | $ 88,750 | $ 152,000 |
| Philadelphia, PA | 32 | $ 10,330,000 | $ 322,812 | $ 202,000 |
| San Francisco-Redwood City-South San Francisco, CA | 32 | $ 35,250,000 | $ 1,101,562 | $ 423,000 |
| Austin-Round Rock, TX | 30 | $ 14,150,000 | $ 471,666 | $ 258,000 |
| Oklahoma City, OK | 29 | $ 4,845,000 | $ 167,068 | $ 170,000 |
| Bridgeport-Stamford-Norwalk, CT | 28 | $ 20,000,000 | $ 714,285 | $ 414,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 28 | $ 8,040,000 | $ 287,142 | $ 125,000 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 9,580,000 | $ 342,142 | $ 182,000 |
| Cambridge-Newton-Framingham, MA | 27 | $ 13,305,000 | $ 492,777 | $ 284,000 |
| North Port-Sarasota-Bradenton, FL | 27 | $ 12,645,000 | $ 468,333 | $ 261,000 |
| Washington-Baltimore-Arlington, DC | 26 | $ 15,170,000 | $ 583,461 | $ 300,000 |
| Cincinnati, OH-KY-IN | 25 | $ 7,045,000 | $ 281,800 | $ 211,320 |
| Columbus, OH | 24 | $ 6,910,000 | $ 287,916 | $ 157,000 |
| Gary, IN | 24 | $ 7,300,000 | $ 304,166 | $ 137,000 |
| Montgomery, AL | 23 | $ 5,655,000 | $ 245,869 | $ 212,000 |
| Milwaukee-Waukesha-West Allis, WI | 22 | $ 5,970,000 | $ 271,363 | $ 140,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 7,080,000 | $ 321,818 | $ 265,000 |
| Daphne-Fairhope-Foley, AL | 21 | $ 8,655,000 | $ 412,142 | $ 331,000 |
| Tulsa, OK | 21 | $ 3,895,000 | $ 185,476 | $ 137,000 |
| Boise City, ID | 20 | $ 5,800,000 | $ 290,000 | $ 130,000 |
| El Paso, TX | 20 | $ 7,220,000 | $ 361,000 | $ 244,000 |
| Reno, NV | 20 | $ 15,170,000 | $ 758,500 | $ 350,000 |
| Salt Lake City, UT | 20 | $ 7,070,000 | $ 353,500 | $ 227,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 12,955,000 | $ 681,842 | $ 277,000 |
| Pittsburgh, PA | 19 | $ 7,765,000 | $ 408,684 | $ 233,000 |
| Redding, CA | 19 | $ 5,865,000 | $ 308,684 | $ 143,000 |
| Crestview-Fort Walton Beach-Destin, FL | 18 | $ 13,080,000 | $ 726,666 | $ 397,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 18 | $ 9,370,000 | $ 520,555 | $ 238,000 |
| Santa Maria-Santa Barbara, CA | 18 | $ 12,900,000 | $ 716,666 | $ 298,000 |
| Kahului-Wailuku-Lahaina, HI | 17 | $ 10,245,000 | $ 602,647 | $ 190,000 |
| Salisbury, MD-DE | 17 | $ 6,815,000 | $ 400,882 | $ 328,470 |
| Savannah, GA | 17 | $ 5,355,000 | $ 315,000 | $ 137,000 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 4,920,000 | $ 307,500 | $ 173,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 6,790,000 | $ 424,375 | $ 334,000 |
| Pensacola-Ferry Pass-Brent, FL | 16 | $ 4,620,000 | $ 288,750 | $ 180,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 13,760,000 | $ 860,000 | $ 396,000 |
| Boston, MA | 15 | $ 9,955,000 | $ 663,666 | $ 519,000 |
| Charleston-North Charleston, SC | 15 | $ 9,075,000 | $ 605,000 | $ 264,000 |
| Miami-Miami Beach-Kendall, FL | 15 | $ 17,815,000 | $ 1,187,666 | $ 739,000 |
| Salem, OR | 15 | $ 3,715,000 | $ 247,666 | $ 108,000 |
| Santa Rosa, CA | 15 | $ 7,345,000 | $ 489,666 | $ 229,000 |
| Detroit-Dearborn-Livonia, MI | 14 | $ 4,030,000 | $ 287,857 | $ 158,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 6,640,000 | $ 474,285 | $ 277,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 3,300,000 | $ 235,714 | $ 123,000 |
| Mobile, AL | 13 | $ 2,705,000 | $ 208,076 | $ 105,000 |
| Port St. Lucie, FL | 13 | $ 5,005,000 | $ 385,000 | $ 212,000 |
| San Antonio-New Braunfels, TX | 13 | $ 3,435,000 | $ 264,230 | $ 152,000 |
| Trenton, NJ | 13 | $ 5,735,000 | $ 441,153 | $ 186,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 3,190,000 | $ 265,833 | $ 180,500 |
| Charlottesville, VA | 12 | $ 5,430,000 | $ 452,500 | $ 330,000 |
| Columbia, MO | 12 | $ 3,270,000 | $ 272,500 | $ 312,000 |
| Fort Collins, CO | 12 | $ 4,060,000 | $ 338,333 | $ 208,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 5,300,000 | $ 441,666 | $ 232,000 |
| Louisville/Jefferson County, KY-IN | 12 | $ 2,860,000 | $ 238,333 | $ 120,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 2,555,000 | $ 232,272 | $ 102,363 |
| New Haven-Milford, CT | 11 | $ 4,265,000 | $ 387,727 | $ 209,000 |
| Richmond, VA | 11 | $ 5,775,000 | $ 525,000 | $ 257,000 |
| San Rafael, CA | 11 | $ 13,485,000 | $ 1,225,909 | $ 464,000 |
| Tucson, AZ | 11 | $ 4,485,000 | $ 407,727 | $ 144,000 |
| Wilmington, NC | 11 | $ 3,835,000 | $ 348,636 | $ 175,000 |
| Bismarck, ND | 10 | $ 2,710,000 | $ 271,000 | $ 215,000 |
| Providence-Warwick, RI-MA | 10 | $ 4,030,000 | $ 403,000 | $ 214,800 |
| Stockton-Lodi, CA | 10 | $ 3,150,000 | $ 315,000 | $ 600,000 |
| Tacoma-Lakewood, WA | 10 | $ 3,250,000 | $ 325,000 | $ 153,000 |
| Chico, CA | 9 | $ 2,745,000 | $ 305,000 | $ 102,000 |
| Coeur D'Alene, ID | 9 | $ 3,605,000 | $ 400,555 | $ 246,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 3,455,000 | $ 383,888 | $ 236,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 5,705,000 | $ 633,888 | $ 360,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 2,275,000 | $ 252,777 | $ 110,000 |
| Colorado Springs, CO | 8 | $ 4,420,000 | $ 552,500 | $ 330,000 |
| Durham-Chapel Hill, NC | 8 | $ 3,110,000 | $ 388,750 | $ 259,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 3,220,000 | $ 402,500 | $ 390,000 |
| Lansing-East Lansing, MI | 8 | $ 1,900,000 | $ 237,500 | $ 116,000 |
| New Orleans-Metairie, LA | 8 | $ 2,750,000 | $ 343,750 | $ 225,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 3,780,000 | $ 472,500 | $ 210,000 |
| Spokane-Spokane Valley, WA | 8 | $ 3,970,000 | $ 496,250 | $ 292,000 |
| Bend-Redmond, OR | 7 | $ 2,095,000 | $ 299,285 | $ 142,000 |
| Greensboro-High Point, NC | 7 | $ 1,755,000 | $ 250,714 | $ 330,000 |
| Knoxville, TN | 7 | $ 1,565,000 | $ 223,571 | $ 80,000 |
| Lafayette-West Lafayette, IN | 7 | $ 3,305,000 | $ 472,142 | $ 437,000 |
| Provo-Orem, UT | 7 | $ 2,135,000 | $ 305,000 | $ 129,000 |
| Punta Gorda, FL | 7 | $ 2,325,000 | $ 332,142 | $ 233,000 |
| Salinas, CA | 7 | $ 7,105,000 | $ 1,015,000 | $ 474,000 |
| Toledo, OH | 7 | $ 1,795,000 | $ 256,428 | $ 263,000 |
| Urban Honolulu, HI | 7 | $ 3,795,000 | $ 542,142 | $ 186,000 |
| Valdosta, GA | 7 | $ 1,395,000 | $ 199,285 | $ 113,000 |
| Visalia-Porterville, CA | 7 | $ 2,225,000 | $ 317,857 | $ 224,000 |
| Wichita, KS | 7 | $ 1,525,000 | $ 217,857 | $ 82,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,120,000 | $ 186,666 | $ 206,000 |
| Barnstable Town, MA | 6 | $ 1,670,000 | $ 278,333 | $ 184,000 |
| Billings, MT | 6 | $ 2,050,000 | $ 341,666 | $ 149,000 |
| Camden, NJ | 6 | $ 1,960,000 | $ 326,666 | $ 129,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,880,000 | $ 313,333 | $ 167,000 |
| Duluth, MN-WI | 6 | $ 1,170,000 | $ 195,000 | $ 87,166 |
| Mankato-North Mankato, MN | 6 | $ 1,730,000 | $ 288,333 | $ 240,000 |
| Ocean City, NJ | 6 | $ 5,680,000 | $ 946,666 | $ 333,000 |
| Portland-South Portland, ME | 6 | $ 3,750,000 | $ 625,000 | $ 436,000 |
| Rochester, NY | 6 | $ 1,620,000 | $ 270,000 | $ 312,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,490,000 | $ 248,333 | $ 100,500 |
| Wenatchee, WA | 6 | $ 1,680,000 | $ 280,000 | $ 204,000 |
| York-Hanover, PA | 6 | $ 1,390,000 | $ 231,666 | $ 193,000 |
| Ann Arbor, MI | 5 | $ 1,805,000 | $ 361,000 | $ 211,000 |
| Asheville, NC | 5 | $ 1,505,000 | $ 301,000 | $ 129,000 |
| Cape Girardeau, MO-IL | 5 | $ 1,245,000 | $ 249,000 | $ 143,000 |
| Columbia, SC | 5 | $ 1,465,000 | $ 293,000 | $ 136,000 |
| Elgin, IL | 5 | $ 1,305,000 | $ 261,000 | $ 199,000 |
| Greeley, CO | 5 | $ 1,655,000 | $ 331,000 | $ 116,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,305,000 | $ 261,000 | $ 88,000 |
| Kankakee, IL | 5 | $ 855,000 | $ 171,000 | $ 80,000 |
| Madera, CA | 5 | $ 1,735,000 | $ 347,000 | $ 150,000 |
| Niles-Benton Harbor, MI | 5 | $ 3,445,000 | $ 689,000 | $ 856,000 |
| Rockingham County-Strafford County, NH | 5 | $ 2,325,000 | $ 465,000 | $ 211,000 |
| Boulder, CO | 4 | $ 2,220,000 | $ 555,000 | $ 243,000 |
| Chattanooga, TN-GA | 4 | $ 920,000 | $ 230,000 | $ 131,750 |
| Flint, MI | 4 | $ 580,000 | $ 145,000 | $ 55,000 |
| Gainesville, GA | 4 | $ 1,860,000 | $ 465,000 | $ 182,000 |
| Great Falls, MT | 4 | $ 930,000 | $ 232,500 | $ 130,000 |
| Jackson, MS | 4 | $ 950,000 | $ 237,500 | $ 130,000 |
| Lawrence, KS | 4 | $ 1,020,000 | $ 255,000 | $ 86,000 |
| Lebanon, PA | 4 | $ 1,010,000 | $ 252,500 | $ 172,000 |
| Madison, WI | 4 | $ 1,090,000 | $ 272,500 | $ 331,000 |
| Medford, OR | 4 | $ 1,360,000 | $ 340,000 | $ 173,000 |
| Modesto, CA | 4 | $ 1,030,000 | $ 257,500 | $ 149,000 |
| Napa, CA | 4 | $ 6,200,000 | $ 1,550,000 | $ 496,000 |
| Ogden-Clearfield, UT | 4 | $ 1,410,000 | $ 352,500 | $ 117,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,460,000 | $ 365,000 | $ 111,000 |
| Rockford, IL | 4 | $ 680,000 | $ 170,000 | $ 110,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 930,000 | $ 232,500 | $ 101,000 |
| Sebastian-Vero Beach, FL | 4 | $ 3,040,000 | $ 760,000 | $ 733,000 |
| Springfield, MO | 4 | $ 600,000 | $ 150,000 | $ 63,000 |
| Tuscaloosa, AL | 4 | $ 810,000 | $ 202,500 | $ 160,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,740,000 | $ 435,000 | $ 203,000 |
| Wausau, WI | 4 | $ 660,000 | $ 165,000 | $ 65,000 |
| Albuquerque, NM | 3 | $ 895,000 | $ 298,333 | $ 452,000 |
| Athens-Clarke County, GA | 3 | $ 715,000 | $ 238,333 | $ 67,000 |
| Baton Rouge, LA | 3 | $ 855,000 | $ 285,000 | $ 92,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 555,000 | $ 185,000 | $ 65,000 |
| Brunswick, GA | 3 | $ 825,000 | $ 275,000 | $ 342,000 |
| Decatur, AL | 3 | $ 715,000 | $ 238,333 | $ 74,000 |
| Eugene, OR | 3 | $ 845,000 | $ 281,666 | $ 133,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 2,045,000 | $ 681,666 | $ 305,000 |
| Fort Smith, AR-OK | 3 | $ 485,000 | $ 161,666 | $ 87,000 |
| Fort Wayne, IN | 3 | $ 455,000 | $ 151,666 | $ 55,000 |
| Gainesville, FL | 3 | $ 955,000 | $ 318,333 | $ 124,000 |
| Glens Falls, NY | 3 | $ 1,285,000 | $ 428,333 | $ 280,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 735,000 | $ 245,000 | $ 236,000 |
| Harrisburg-Carlisle, PA | 3 | $ 295,000 | $ 98,333 | $ 81,000 |
| Idaho Falls, ID | 3 | $ 635,000 | $ 211,666 | $ 83,000 |
| Joplin, MO | 3 | $ 395,000 | $ 131,666 | $ 158,000 |
| Killeen-Temple, TX | 3 | $ 565,000 | $ 188,333 | $ 128,000 |
| Kingston, NY | 3 | $ 2,045,000 | $ 681,666 | $ 338,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 485,000 | $ 161,666 | $ 59,000 |
| Lancaster, PA | 3 | $ 355,000 | $ 118,333 | $ 225,000 |
| Longview, TX | 3 | $ 1,985,000 | $ 661,666 | $ 312,000 |
| Peoria, IL | 3 | $ 865,000 | $ 288,333 | $ 143,000 |
| Pueblo, CO | 3 | $ 635,000 | $ 211,666 | $ 119,000 |
| Rochester, MN | 3 | $ 1,155,000 | $ 385,000 | $ 136,000 |
| Sioux Falls, SD | 3 | $ 625,000 | $ 208,333 | $ 140,000 |
| Wilmington, DE-MD-NJ | 3 | $ 585,000 | $ 195,000 | $ 62,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 795,000 | $ 265,000 | $ 82,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| Ames, IA | 2 | $ 280,000 | $ 140,000 | $ 101,000 |
| Appleton, WI | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Bakersfield, CA | 2 | $ 510,000 | $ 255,000 | $ 204,000 |
| Bellingham, WA | 2 | $ 250,000 | $ 125,000 | $ 306,000 |
| Bowling Green, KY | 2 | $ 390,000 | $ 195,000 | $ 59,000 |
| Bremerton-Silverdale, WA | 2 | $ 360,000 | $ 180,000 | $ 131,000 |
| Burlington-South Burlington, VT | 2 | $ 650,000 | $ 325,000 | $ 178,000 |
| Canton-Massillon, OH | 2 | $ 330,000 | $ 165,000 | $ 408,000 |
| Casper, WY | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| Cleveland, TN | 2 | $ 590,000 | $ 295,000 | $ 126,000 |
| Corpus Christi, TX | 2 | $ 340,000 | $ 170,000 | $ 147,000 |
| Dothan, AL | 2 | $ 540,000 | $ 270,000 | $ 93,000 |
| Florence, SC | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Green Bay, WI | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Ithaca, NY | 2 | $ 850,000 | $ 425,000 | $ 228,000 |
| Jackson, TN | 2 | $ 220,000 | $ 110,000 | $ 110,000 |
| Janesville-Beloit, WI | 2 | $ 990,000 | $ 495,000 | $ 219,000 |
| Lakeland-Winter Haven, FL | 2 | $ 340,000 | $ 170,000 | $ 211,000 |
| Lima, OH | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Longview, WA | 2 | $ 750,000 | $ 375,000 | $ 125,000 |
| Manchester-Nashua, NH | 2 | $ 460,000 | $ 230,000 | $ 102,000 |
| Missoula, MT | 2 | $ 690,000 | $ 345,000 | $ 101,000 |
| Olympia-Tumwater, WA | 2 | $ 500,000 | $ 250,000 | $ 65,000 |
| Panama City, FL | 2 | $ 630,000 | $ 315,000 | $ 238,000 |
| Roanoke, VA | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Santa Fe, NM | 2 | $ 1,570,000 | $ 785,000 | $ 208,000 |
| Sioux City, IA-NE-SD | 2 | $ 460,000 | $ 230,000 | $ 64,500 |
| Spartanburg, SC | 2 | $ 290,000 | $ 145,000 | $ 217,000 |
| The Villages, FL | 2 | $ 630,000 | $ 315,000 | $ 183,000 |
| Topeka, KS | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Waco, TX | 2 | $ 1,500,000 | $ 750,000 | $ 282,000 |
| Wichita Falls, TX | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Winston-Salem, NC | 2 | $ 550,000 | $ 275,000 | $ 144,000 |
| Akron, OH | 1 | $ 345,000 | $ 345,000 | $ 289,000 |
| Albany, OR | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Bloomington, IN | 1 | $ 225,000 | $ 225,000 | $ 337,000 |
| Bloomsburg-Berwick, PA | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 105,000 | $ 105,000 | $ 191,000 |
| Burlington, NC | 1 | $ 595,000 | $ 595,000 | $ 410,000 |
| Cedar Rapids, IA | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Charleston, WV | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Cheyenne, WY | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Clarksville, TN-KY | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Corvallis, OR | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Decatur, IL | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| East Stroudsburg, PA | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Eau Claire, WI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Evansville, IN-KY | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Fargo, ND-MN | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Fayetteville, NC | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Fond Du Lac, WI | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Gettysburg, PA | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Grand Forks, ND-MN | 1 | $ 415,000 | $ 415,000 | $ 149,000 |
| Grand Junction, CO | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Grants Pass, OR | 1 | $ 475,000 | $ 475,000 | $ 176,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Hammond, LA | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Harrisonburg, VA | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Homosassa Springs, FL | 1 | $ 485,000 | $ 485,000 | $ 309,000 |
| Houma-Thibodaux, LA | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Huntsville, AL | 1 | $ 85,000 | $ 85,000 | $ 172,000 |
| Iowa City, IA | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Jacksonville, NC | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Lawton, OK | 1 | $ 465,000 | $ 465,000 | $ 389,000 |
| Lincoln, NE | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Lubbock, TX | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Macon-Bibb County, GA | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Mansfield, OH | 1 | $ 255,000 | $ 255,000 | $ 288,000 |
| Merced, CA | 1 | $ 375,000 | $ 375,000 | $ 241,000 |
| Michigan City-La Porte, IN | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Midland, MI | 1 | $ 235,000 | $ 235,000 | $ 209,000 |
| Midland, TX | 1 | $ 1,405,000 | $ 1,405,000 | $ 409,000 |
| Monroe, MI | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Muskegon, MI | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| Ocala, FL | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Oshkosh-Neenah, WI | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Owensboro, KY | 1 | $ 365,000 | $ 365,000 | $ 189,000 |
| Reading, PA | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Rocky Mount, NC | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Saginaw, MI | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Springfield, IL | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Springfield, MA | 1 | $ 385,000 | $ 385,000 | $ 164,000 |
| St. Cloud, MN | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| St. George, UT | 1 | $ 405,000 | $ 405,000 | $ 454,000 |
| St. Joseph, MO-KS | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Sumter, SC | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Syracuse, NY | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Twin Falls, ID | 1 | $ 335,000 | $ 335,000 | $ 282,000 |
| Tyler, TX | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 525,000 | $ 525,000 | $ 485,000 |
| Watertown-Fort Drum, NY | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Yakima, WA | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Yuba City, CA | 1 | $ 685,000 | $ 685,000 | $ 414,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,171 | $1,219,285,000 | $292,000 | $8,455,000 | $184,000 | $7,757,000 |
| Refinancing | 1,954 | $834,370,000 | $427,000 | $9,005,000 | $244,000 | $4,460,000 |
| Cash-out Refinancing | 1,154 | $515,180,000 | $446,000 | $5,005,000 | $228,000 | $5,982,000 |
| Other Purpose | 239 | $132,355,000 | $553,000 | $7,805,000 | $404,000 | $5,285,000 |
| Home Improvement | 17 | $4,555,000 | $267,000 | $605,000 | $164,000 | $379,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,141 | $2,219,645,000 | $361,000 | $8,455,000 | $212,000 | $7,757,000 |
| Not Provided | 660 | $303,220,000 | $459,000 | $9,005,000 | $283,000 | $5,982,000 |
| Black or African American | 253 | $54,435,000 | $215,000 | $4,005,000 | $115,000 | $2,500,000 |
| Asian | 236 | $67,770,000 | $287,000 | $2,005,000 | $184,000 | $1,985,000 |
| Hispanic | 218 | $53,550,000 | $245,000 | $2,505,000 | $179,000 | $1,850,000 |
| American Indian or Alaskan Native | 12 | $3,170,000 | $264,000 | $905,000 | $132,000 | $347,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,525,000 | $217,000 | $435,000 | $71,000 | $128,000 |
| Not applicable | 5 | $1,425,000 | $285,000 | $825,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,885 | $2,565,395,000 | $372,000 | $9,005,000 | $225,000 | $7,757,000 |
| FHA-insured (Federal Housing Administration) | 428 | $76,670,000 | $179,000 | $715,000 | $71,000 | $436,000 |
| VA-guaranteed (Veterans Administration) | 207 | $61,205,000 | $295,000 | $805,000 | $102,000 | $574,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,475,000 | $165,000 | $215,000 | $57,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,642 | $2,412,680,000 | $363,000 | $9,005,000 | $215,000 | $7,757,000 |
| Application Withdrawn By Applicant | 674 | $228,290,000 | $338,000 | $5,005,000 | $215,000 | $5,000,000 |
| Application Denied By Financial Institution | 126 | $35,470,000 | $281,000 | $1,605,000 | $128,000 | $2,136,000 |
| Application Approved But Not Accepted | 55 | $16,915,000 | $307,000 | $1,585,000 | $193,000 | $1,021,000 |
| File Closed For Incompleteness | 34 | $11,790,000 | $346,000 | $1,505,000 | $225,000 | $679,000 |
| Loan Purchased By The Institution | 4 | $600,000 | $150,000 | $235,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,409 | $2,670,275,000 | $360,000 | $9,005,000 | $214,000 | $7,757,000 |
| Debt-To-Income Ratio | 41 | $14,335,000 | $349,000 | $1,605,000 | $95,000 | $701,000 |
| Collateral | 39 | $10,465,000 | $268,000 | $735,000 | $191,000 | $2,136,000 |
| Credit History | 24 | $4,130,000 | $172,000 | $435,000 | $88,000 | $183,000 |
| Credit Application Incomplete | 8 | $2,680,000 | $335,000 | $605,000 | $128,000 | $174,000 |
| Other | 4 | $750,000 | $187,000 | $305,000 | $150,000 | $349,000 |
| Employment History | 4 | $1,420,000 | $355,000 | $1,095,000 | $102,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $565,000 | $188,000 | $315,000 | $66,000 | $104,000 |
| Unverifiable Information | 3 | $1,125,000 | $375,000 | $715,000 | $133,000 | $295,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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