Stifel Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Stifel Bank & Trust 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 |
| Total Number of Mortgage Applications | 8,232 |
| Total Mortgage Loan Application Amount | $3,738,926,000 |
| Average Mortgage Loan Application Amount | $436,666 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $137,000 |
| Highest Applicant Income | $8,552,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Stifel Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stifel Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Stifel Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stifel Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Stifel Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stifel Bank & Trust's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 2,985 | $ 690,474,000 | $ 205,500 | $ 118,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 386 | $ 365,725,000 | $ 836,000 | $ 159,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 383 | $ 423,724,000 | $ 1,106,000 | $ 23,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 255 | $ 264,574,000 | $ 1,037,000 | $ 245,000 |
| NEWARK, NJ-PA | 144 | $ 78,300,000 | $ 341,000 | $ 143,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 144 | $ 113,316,000 | $ 786,000 | $ 122,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 122 | $ 130,943,000 | $ 1,073,000 | $ 43,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 114 | $ 110,931,000 | $ 973,000 | $ 186,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 94 | $ 88,343,000 | $ 939,000 | $ 196,000 |
| SAN RAFAEL, CA | 89 | $ 90,040,000 | $ 1,011,000 | $ 56,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 83 | $ 39,236,000 | $ 472,000 | $ 215,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 82 | $ 29,282,000 | $ 338,500 | $ 167,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 79 | $ 31,310,000 | $ 396,000 | $ 213,000 |
| BOSTON, MA | 77 | $ 62,026,000 | $ 805,000 | $ 70,000 |
| SAN DIEGO-CARLSBAD, CA | 76 | $ 59,935,000 | $ 788,000 | $ 135,000 |
| DENVER-AURORA-LAKEWOOD, CO | 75 | $ 31,890,000 | $ 425,000 | $ 158,000 |
| COLUMBUS, GA-AL | 60 | $ 17,404,000 | $ 290,000 | $ 162,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 60 | $ 18,899,000 | $ 314,000 | $ 168,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 58 | $ 24,670,000 | $ 425,000 | $ 150,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 57 | $ 21,051,000 | $ 369,000 | $ 141,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 55 | $ 50,799,000 | $ 923,000 | $ 150,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 53 | $ 19,262,000 | $ 363,000 | $ 176,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 53 | $ 24,192,000 | $ 340,750 | $ 133,500 |
| SANTA ROSA, CA | 51 | $ 37,307,000 | $ 731,000 | $ 73,000 |
| DALLAS-PLANO-IRVING, TX | 49 | $ 20,631,000 | $ 421,000 | $ 217,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 49 | $ 17,061,000 | $ 274,000 | $ 82,500 |
| BIRMINGHAM-HOOVER, AL | 48 | $ 17,528,000 | $ 365,000 | $ 202,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 48 | $ 33,342,000 | $ 694,000 | $ 157,000 |
| RALEIGH, NC | 47 | $ 14,173,000 | $ 301,000 | $ 148,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 44 | $ 16,404,000 | $ 372,000 | $ 177,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 41 | $ 14,570,000 | $ 355,000 | $ 158,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 39 | $ 11,956,000 | $ 306,000 | $ 147,000 |
| KANSAS CITY, MO-KS | 37 | $ 9,441,000 | $ 259,500 | $ 132,000 |
| SANTA MARIA-SANTA BARBARA, CA | 36 | $ 34,968,000 | $ 971,000 | $ 252,000 |
| PHILADELPHIA, PA | 35 | $ 10,850,000 | $ 310,000 | $ 132,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 35 | $ 20,436,000 | $ 583,000 | $ 217,000 |
| JACKSONVILLE, FL | 34 | $ 6,081,000 | $ 178,000 | $ 211,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 32 | $ 11,387,000 | $ 355,000 | $ 293,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 31 | $ 7,242,000 | $ 233,000 | $ 191,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 30 | $ 8,767,000 | $ 281,500 | $ 145,000 |
| CHARLOTTESVILLE, VA | 29 | $ 8,408,000 | $ 289,000 | $ 156,000 |
| MEMPHIS, TN-MS-AR | 29 | $ 3,650,000 | $ 117,500 | $ 168,000 |
| AUBURN-OPELIKA, AL | 28 | $ 6,726,000 | $ 240,000 | $ 132,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 28 | $ 10,129,000 | $ 361,000 | $ 130,000 |
| AUSTIN-ROUND ROCK, TX | 27 | $ 8,814,000 | $ 326,000 | $ 303,000 |
| MONTGOMERY, AL | 27 | $ 6,716,000 | $ 248,000 | $ 131,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 27 | $ 5,559,000 | $ 205,000 | $ 114,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 26 | $ 7,112,000 | $ 218,500 | $ 100,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 25 | $ 8,131,000 | $ 325,000 | $ 215,000 |
| REDDING, CA | 24 | $ 5,489,000 | $ 228,000 | $ 80,000 |
| GRAND RAPIDS-WYOMING, MI | 23 | $ 4,217,000 | $ 183,000 | $ 101,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 23 | $ 20,519,000 | $ 892,000 | $ 220,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 22 | $ 12,801,000 | $ 581,000 | $ 104,000 |
| SALT LAKE CITY, UT | 21 | $ 8,893,000 | $ 423,000 | $ 221,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 21 | $ 10,363,000 | $ 493,000 | $ 296,000 |
| CHICO, CA | 20 | $ 4,308,000 | $ 215,000 | $ 93,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 20 | $ 10,630,000 | $ 531,000 | $ 237,000 |
| FORT WORTH-ARLINGTON, TX | 19 | $ 3,665,000 | $ 192,000 | $ 190,000 |
| RENO, NV | 19 | $ 8,831,000 | $ 464,000 | $ 206,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 6,181,000 | $ 343,000 | $ 149,000 |
| NAPA, CA | 18 | $ 18,371,000 | $ 1,020,000 | $ 78,000 |
| NEW ORLEANS-METAIRIE, LA | 18 | $ 8,760,000 | $ 486,000 | $ 204,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 18 | $ 7,977,000 | $ 443,000 | $ 190,000 |
| CLEVELAND-ELYRIA, OH | 17 | $ 4,525,000 | $ 266,000 | $ 182,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 17 | $ 5,643,000 | $ 331,000 | $ 249,000 |
| URBAN HONOLULU, HI | 17 | $ 8,834,000 | $ 519,000 | $ 113,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 16 | $ 3,230,000 | $ 201,000 | $ 215,000 |
| PITTSBURGH, PA | 16 | $ 2,861,000 | $ 178,000 | $ 102,000 |
| TULSA, OK | 16 | $ 4,435,000 | $ 277,000 | $ 104,000 |
| CAPE CORAL-FORT MYERS, FL | 15 | $ 10,414,000 | $ 694,000 | $ 310,000 |
| COLUMBUS, OH | 15 | $ 3,657,000 | $ 243,000 | $ 114,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 15 | $ 3,805,000 | $ 253,000 | $ 122,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 15 | $ 3,734,000 | $ 247,000 | $ 159,500 |
| RICHMOND, VA | 15 | $ 4,727,000 | $ 315,000 | $ 143,000 |
| SALINAS, CA | 15 | $ 12,465,000 | $ 831,000 | $ 109,000 |
| GARY, IN | 14 | $ 1,883,000 | $ 134,000 | $ 89,000 |
| SALISBURY, MD-DE | 13 | $ 4,512,000 | $ 334,000 | $ 239,000 |
| COLUMBIA, MO | 12 | $ 2,389,000 | $ 199,000 | $ 164,000 |
| OCEAN CITY, NJ | 12 | $ 5,753,000 | $ 479,000 | $ 231,000 |
| ROCHESTER, MN | 12 | $ 2,284,000 | $ 190,000 | $ 110,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 11 | $ 3,181,000 | $ 261,500 | $ 130,000 |
| BISMARCK, ND | 11 | $ 3,146,000 | $ 286,000 | $ 136,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 5,795,000 | $ 526,000 | $ 296,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 3,521,000 | $ 320,000 | $ 184,000 |
| BARNSTABLE TOWN, MA | 10 | $ 5,813,000 | $ 581,000 | $ 55,000 |
| CAMDEN, NJ | 10 | $ 2,477,000 | $ 247,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 10 | $ 2,863,000 | $ 286,000 | $ 106,000 |
| DURHAM-CHAPEL HILL, NC | 10 | $ 2,024,000 | $ 202,000 | $ 127,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 4,482,000 | $ 448,000 | $ 115,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 2,275,000 | $ 257,000 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 3,414,000 | $ 341,000 | $ 208,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 1,649,000 | $ 164,000 | $ 75,000 |
| CHATTANOOGA, TN-GA | 9 | $ 2,075,000 | $ 230,000 | $ 135,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 5,956,000 | $ 661,000 | $ 206,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 1,845,000 | $ 205,000 | $ 106,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 9 | $ 2,594,000 | $ 288,000 | $ 138,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 2,079,000 | $ 231,000 | $ 120,000 |
| PROVIDENCE-WARWICK, RI-MA | 9 | $ 3,058,000 | $ 271,000 | $ 118,000 |
| ROCHESTER, NY | 9 | $ 2,009,000 | $ 223,000 | $ 219,000 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 5,084,000 | $ 564,000 | $ 31,000 |
| BOISE CITY, ID | 8 | $ 2,272,000 | $ 284,000 | $ 109,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 2,169,000 | $ 271,000 | $ 240,000 |
| EL PASO, TX | 8 | $ 2,413,000 | $ 301,000 | $ 172,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,657,000 | $ 207,000 | $ 87,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 2,226,000 | $ 278,000 | $ 143,000 |
| OKLAHOMA CITY, OK | 8 | $ 1,635,000 | $ 204,000 | $ 147,000 |
| PORT ST. LUCIE, FL | 8 | $ 2,617,000 | $ 327,000 | $ 196,000 |
| SAVANNAH, GA | 8 | $ 1,979,000 | $ 247,000 | $ 101,000 |
| TUCSON, AZ | 8 | $ 1,724,000 | $ 215,000 | $ 118,000 |
| WENATCHEE, WA | 8 | $ 1,155,000 | $ 144,000 | $ 53,000 |
| WILMINGTON, NC | 8 | $ 4,590,000 | $ 573,000 | $ 107,000 |
| ASHEVILLE, NC | 7 | $ 2,868,000 | $ 409,000 | $ 231,000 |
| DULUTH, MN-WI | 7 | $ 1,037,000 | $ 148,000 | $ 80,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 7 | $ 3,078,000 | $ 439,000 | $ 106,000 |
| ELGIN, IL | 7 | $ 1,502,000 | $ 214,000 | $ 150,000 |
| EUGENE, OR | 7 | $ 1,956,000 | $ 279,000 | $ 224,000 |
| FORT COLLINS, CO | 7 | $ 2,432,000 | $ 347,000 | $ 195,000 |
| JEFFERSON CITY, MO | 7 | $ 1,073,000 | $ 153,000 | $ 71,000 |
| SALEM, OR | 7 | $ 2,512,000 | $ 358,000 | $ 99,000 |
| TRENTON, NJ | 7 | $ 2,214,000 | $ 316,000 | $ 121,000 |
| WICHITA, KS | 7 | $ 1,088,000 | $ 155,000 | $ 84,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 2,898,000 | $ 483,000 | $ 262,000 |
| BEND-REDMOND, OR | 6 | $ 2,581,000 | $ 430,000 | $ 97,000 |
| BOULDER, CO | 6 | $ 2,369,000 | $ 394,000 | $ 100,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 6 | $ 2,314,000 | $ 385,000 | $ 165,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 1,557,000 | $ 259,000 | $ 173,000 |
| MEDFORD, OR | 6 | $ 1,821,000 | $ 303,000 | $ 203,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 1,216,000 | $ 202,000 | $ 115,000 |
| PORTLAND-SOUTH PORTLAND, ME | 6 | $ 2,782,000 | $ 463,000 | $ 246,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6 | $ 1,679,000 | $ 279,000 | $ 114,000 |
| WORCESTER, MA-CT | 6 | $ 2,266,000 | $ 299,000 | $ 96,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 1,257,000 | $ 170,500 | $ 92,500 |
| AKRON, OH | 5 | $ 1,705,000 | $ 341,000 | $ 235,000 |
| CORPUS CHRISTI, TX | 5 | $ 1,006,000 | $ 201,000 | $ 91,000 |
| FRESNO, CA | 5 | $ 1,879,000 | $ 375,000 | $ 169,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 779,000 | $ 155,000 | $ 82,000 |
| LANSING-EAST LANSING, MI | 5 | $ 1,362,000 | $ 272,000 | $ 146,000 |
| MODESTO, CA | 5 | $ 909,000 | $ 181,000 | $ 113,000 |
| OCALA, FL | 5 | $ 992,000 | $ 198,000 | $ 86,000 |
| POCATELLO, ID | 5 | $ 1,022,000 | $ 204,000 | $ 80,000 |
| PUEBLO, CO | 5 | $ 774,000 | $ 154,000 | $ 56,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 5 | $ 1,148,000 | $ 229,000 | $ 118,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 8,027,000 | $ 1,605,000 | $ 110,000 |
| WILMINGTON, DE-MD-NJ | 5 | $ 1,649,000 | $ 342,500 | $ 124,000 |
| BILLINGS, MT | 4 | $ 1,091,000 | $ 272,000 | $ 113,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 568,000 | $ 142,000 | $ 61,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 850,000 | $ 212,000 | $ 123,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 1,103,000 | $ 275,000 | $ 119,000 |
| FLORENCE, SC | 4 | $ 911,000 | $ 227,000 | $ 223,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 778,000 | $ 194,000 | $ 133,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 1,445,000 | $ 361,000 | $ 107,000 |
| IDAHO FALLS, ID | 4 | $ 731,000 | $ 182,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 970,000 | $ 242,000 | $ 141,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 1,767,000 | $ 441,000 | $ 100,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,365,000 | $ 341,000 | $ 171,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,187,000 | $ 296,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 1,072,000 | $ 268,000 | $ 178,000 |
| ALBUQUERQUE, NM | 3 | $ 636,000 | $ 212,000 | $ 181,000 |
| ANN ARBOR, MI | 3 | $ 656,000 | $ 218,000 | $ 113,000 |
| CANTON-MASSILLON, OH | 3 | $ 421,000 | $ 140,000 | $ 72,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 222,000 | $ 71,500 | $ 149,500 |
| DAYTON, OH | 3 | $ 519,000 | $ 173,000 | $ 80,000 |
| ELKHART-GOSHEN, IN | 3 | $ 724,000 | $ 241,000 | $ 113,000 |
| FAYETTEVILLE, NC | 3 | $ 700,000 | $ 233,000 | $ 107,000 |
| FORT WAYNE, IN | 3 | $ 630,000 | $ 210,000 | $ 117,000 |
| GAINESVILLE, FL | 3 | $ 1,050,000 | $ 350,000 | $ 174,000 |
| GAINESVILLE, GA | 3 | $ 620,000 | $ 206,000 | $ 122,000 |
| GREAT FALLS, MT | 3 | $ 383,000 | $ 127,000 | $ 63,000 |
| GREELEY, CO | 3 | $ 741,000 | $ 247,000 | $ 123,000 |
| GREEN BAY, WI | 3 | $ 658,000 | $ 219,000 | $ 91,000 |
| JACKSON, MS | 3 | $ 503,000 | $ 167,000 | $ 54,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 2,024,000 | $ 674,000 | $ 81,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 480,000 | $ 160,000 | $ 62,000 |
| LANCASTER, PA | 3 | $ 472,000 | $ 157,000 | $ 90,000 |
| LEBANON, PA | 3 | $ 689,000 | $ 229,000 | $ 151,000 |
| LONGVIEW, TX | 3 | $ 334,000 | $ 111,000 | $ 76,000 |
| MADISON, WI | 3 | $ 431,000 | $ 143,000 | $ 81,000 |
| MISSOULA, MT | 3 | $ 429,000 | $ 143,000 | $ 49,000 |
| MOBILE, AL | 3 | $ 697,000 | $ 232,000 | $ 106,000 |
| NEW BERN, NC | 3 | $ 642,000 | $ 214,000 | $ 83,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 891,000 | $ 297,000 | $ 168,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 686,000 | $ 228,000 | $ 126,000 |
| PROVO-OREM, UT | 3 | $ 661,000 | $ 220,000 | $ 125,000 |
| SPRINGFIELD, IL | 3 | $ 1,188,000 | $ 396,000 | $ 229,000 |
| ST. GEORGE, UT | 3 | $ 1,740,000 | $ 580,000 | $ 68,000 |
| ST. JOSEPH, MO-KS | 3 | $ 420,000 | $ 140,000 | $ 60,000 |
| STATE COLLEGE, PA | 3 | $ 535,000 | $ 178,000 | $ 184,000 |
| TOLEDO, OH | 3 | $ 467,000 | $ 155,000 | $ 55,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 559,000 | $ 186,000 | $ 308,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 799,000 | $ 399,000 | $ 30,000 |
| BATON ROUGE, LA | 2 | $ 474,000 | $ 237,000 | $ 73,000 |
| BELLINGHAM, WA | 2 | $ 699,000 | $ 349,000 | $ 91,000 |
| BRUNSWICK, GA | 2 | $ 758,000 | $ 379,000 | $ 345,000 |
| BURLINGTON, NC | 2 | $ 358,000 | $ 179,000 | $ 60,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 378,000 | $ 189,000 | $ 57,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 343,000 | $ 171,000 | $ 120,000 |
| CUMBERLAND, MD-WV | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 518,000 | $ 259,000 | $ 202,000 |
| EAST STROUDSBURG, PA | 2 | $ 323,000 | $ 161,000 | $ 103,000 |
| EAU CLAIRE, WI | 2 | $ 977,000 | $ 488,000 | $ 370,000 |
| FORT SMITH, AR-OK | 2 | $ 893,000 | $ 446,000 | $ 222,000 |
| HAMMOND, LA | 2 | $ 375,000 | $ 187,000 | $ 116,000 |
| HATTIESBURG, MS | 2 | $ 189,000 | $ 94,000 | $ 27,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 419,000 | $ 209,000 | $ 86,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 238,000 | $ 119,000 | $ 59,000 |
| JOHNSTOWN, PA | 2 | $ 302,000 | $ 151,000 | $ 80,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 251,000 | $ 125,000 | $ 76,000 |
| LYNCHBURG, VA | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| MACON, GA | 2 | $ 490,000 | $ 245,000 | $ 121,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 665,000 | $ 332,000 | $ 92,000 |
| MUSKEGON, MI | 2 | $ 448,000 | $ 224,000 | $ 277,000 |
| PANAMA CITY, FL | 2 | $ 378,000 | $ 189,000 | $ 147,000 |
| PUNTA GORDA, FL | 2 | $ 389,000 | $ 194,000 | $ 300,000 |
| ROANOKE, VA | 2 | $ 639,000 | $ 319,000 | $ 169,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 1,155,000 | $ 577,000 | $ 275,000 |
| SANTA FE, NM | 2 | $ 562,000 | $ 281,000 | $ 147,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 382,000 | $ 191,000 | $ 107,000 |
| SIOUX FALLS, SD | 2 | $ 306,000 | $ 153,000 | $ 124,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 266,000 | $ 133,000 | $ 78,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 892,000 | $ 446,000 | $ 293,000 |
| SPRINGFIELD, MO | 2 | $ 747,000 | $ 373,000 | $ 272,000 |
| STOCKTON-LODI, CA | 2 | $ 658,000 | $ 329,000 | $ 155,000 |
| THE VILLAGES, FL | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| TUSCALOOSA, AL | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| VALDOSTA, GA | 2 | $ 279,000 | $ 139,000 | $ 133,000 |
| YORK-HANOVER, PA | 2 | $ 495,000 | $ 247,000 | $ 113,000 |
| ALTOONA, PA | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| AMES, IA | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| APPLETON, WI | 1 | $ 318,000 | $ 318,000 | $ 680,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 320,000 | $ 320,000 | $ 113,000 |
| BLOOMINGTON, IN | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| BOWLING GREEN, KY | 1 | $ 240,000 | $ 240,000 | $ 163,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 110,000 | $ 110,000 | $ 171,000 |
| CARBONDALE-MARION, IL | 1 | $ 110,000 | $ 110,000 | $ 257,000 |
| CEDAR RAPIDS, IA | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| CHARLESTON, WV | 1 | $ 170,000 | $ 170,000 | $ 130,000 |
| COEUR D'ALENE, ID | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 526,000 | $ 526,000 | $ 232,000 |
| COLUMBIA, SC | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| DECATUR, IL | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| DOTHAN, AL | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| DOVER, DE | 1 | $ 232,000 | $ 232,000 | $ 52,000 |
| FAIRBANKS, AK | 1 | $ 314,000 | $ 314,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 351,000 | $ 351,000 | $ 223,000 |
| GLENS FALLS, NY | 1 | $ 590,000 | $ 590,000 | $ 147,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| HARRISONBURG, VA | 1 | $ 249,000 | $ 249,000 | $ 80,000 |
| HOT SPRINGS, AR | 1 | $ 1,440,000 | $ 1,440,000 | $ 1,253,000 |
| IOWA CITY, IA | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| JACKSON, TN | 1 | $ 117,000 | $ 117,000 | $ 91,000 |
| JACKSONVILLE, NC | 1 | $ 268,000 | $ 268,000 | $ 190,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 346,000 | $ 346,000 | $ 79,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 172,000 | $ 172,000 | $ 93,000 |
| LAWRENCE, KS | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| LEWISTON, ID-WA | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| LUBBOCK, TX | 1 | $ 41,000 | $ 41,000 | $ 85,000 |
| MANHATTAN, KS | 1 | $ 228,000 | $ 228,000 | $ 142,000 |
| MERCED, CA | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 415,000 | $ 415,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 204,000 | $ 204,000 | $ 97,000 |
| RAPID CITY, SD | 1 | $ 191,000 | $ 191,000 | $ 302,000 |
| ROCKY MOUNT, NC | 1 | $ 250,000 | $ 250,000 | $ 126,000 |
| SAGINAW, MI | 1 | $ 115,000 | $ 115,000 | $ 241,000 |
| SHEBOYGAN, WI | 1 | $ 143,000 | $ 143,000 | $ 84,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| SUMTER, SC | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| TERRE HAUTE, IN | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| TEXARKANA, TX-AR | 1 | $ 169,000 | $ 169,000 | $ 56,000 |
| TYLER, TX | 1 | $ 228,000 | $ 228,000 | $ 96,000 |
| WACO, TX | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| WAUSAU, WI | 1 | $ 183,000 | $ 183,000 | $ 87,000 |
| WHEELING, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,177 | $2,018,467,000 | $483,000 | $20,000,000 | $155,000 | $8,552,000 |
| Home Purchase | 3,900 | $1,658,017,000 | $425,000 | $6,500,000 | $120,000 | $5,068,000 |
| Home Improvement | 155 | $62,442,000 | $402,000 | $20,000,000 | $136,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,961 | $1,828,435,000 | $306,000 | $6,500,000 | $168,000 | $8,552,000 |
| Not applicable | 1,423 | $1,657,743,000 | $1,164,000 | $20,000,000 | $0 | $0 |
| Not Provided | 290 | $118,563,000 | $408,000 | $5,000,000 | $238,000 | $4,493,000 |
| Black or African American | 259 | $35,709,000 | $137,000 | $1,036,000 | $64,000 | $451,000 |
| Asian | 155 | $59,534,000 | $384,000 | $4,000,000 | $192,000 | $1,312,000 |
| Hispanic | 117 | $32,860,000 | $280,000 | $899,000 | $140,000 | $1,359,000 |
| American Indian or Alaskan Native | 16 | $3,247,000 | $202,000 | $417,000 | $74,000 | $160,000 |
| Native Hawaiin or Other Pacific Islander | 11 | $2,835,000 | $257,000 | $481,000 | $104,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,356 | $3,588,138,000 | $487,000 | $20,000,000 | $147,000 | $8,552,000 |
| FHA-insured (Federal Housing Administration) | 646 | $91,952,000 | $142,000 | $605,000 | $58,000 | $1,181,000 |
| VA-guaranteed (Veterans Administration) | 216 | $56,936,000 | $263,000 | $715,000 | $83,000 | $447,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,900,000 | $135,000 | $202,000 | $46,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,894 | $1,809,733,000 | $307,000 | $20,000,000 | $166,000 | $8,552,000 |
| Loan Purchased By The Institution | 1,422 | $1,637,743,000 | $1,151,000 | $20,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 661 | $215,132,000 | $325,000 | $6,500,000 | $183,000 | $3,321,000 |
| Application Denied By Financial Institution | 223 | $67,616,000 | $303,000 | $2,318,000 | $137,000 | $1,681,000 |
| File Closed For Incompleteness | 23 | $6,143,000 | $267,000 | $753,000 | $195,000 | $750,000 |
| Application Approved But Not Accepted | 9 | $2,559,000 | $284,000 | $608,000 | $137,000 | $288,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.