TD Bank N.A. Mortgage Lending & HMDA Data, 2010

In 2010, TD Bank N.A. of Falmouth, ME reported 52,204 mortgage applications totaling $11.0 billion, up 16% from 2009. The average application was for $210,621, and applicants reported an average income of $132,914. 41% of its applications resulted in an originated loan and 41% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (6,344), Philadelphia, PA (4,899) and Camden, NJ (3,896) (applications in parentheses).

Mortgage Company & Address TD Bank N.A.
70 Gray Road
Falmouth, ME 04105
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 52,204
Total Mortgage Loan Application Amount $10,995,301,000
Average Mortgage Loan Application Amount $210,621
Highest Mortgage Loan Application Amount $42,000,000
Average Applicant Income $132,914
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records TD Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for TD Bank N.A. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 1,797 $ 206,007,000 $ 114,639 $ 86,000
Camden, New Jersey 1,636 $ 175,138,000 $ 107,052 $ 98,000
Middlesex, Massachusetts 1,603 $ 426,856,000 $ 266,285 $ 151,000
Ocean, New Jersey 1,466 $ 259,822,000 $ 177,231 $ 114,000
Essex, Massachusetts 1,378 $ 293,444,000 $ 212,949 $ 122,000
Bergen, New Jersey 1,337 $ 407,097,000 $ 304,485 $ 187,000
Cumberland, Maine 1,256 $ 245,979,000 $ 195,843 $ 121,000
Burlington, New Jersey 1,156 $ 185,592,000 $ 160,546 $ 119,000
Gloucester, New Jersey 1,104 $ 120,730,000 $ 109,356 $ 93,000
Hartford, Connecticut 1,065 $ 170,700,000 $ 160,281 $ 110,000
Nassau, New York 1,034 $ 311,898,000 $ 301,642 $ 196,000
Montgomery, Pennsylvania 1,017 $ 200,835,000 $ 197,477 $ 129,000
Queens, New York 970 $ 220,690,000 $ 227,515 $ 116,000
Worcester, Massachusetts 964 $ 162,499,000 $ 168,567 $ 93,000
Hillsborough, New Hampshire 945 $ 145,394,000 $ 153,856 $ 104,000
Kings, New York 904 $ 319,263,000 $ 353,167 $ 160,000
Middlesex, New Jersey 892 $ 167,438,000 $ 187,710 $ 110,000
Monmouth, New Jersey 889 $ 229,486,000 $ 258,139 $ 177,000
Suffolk, New York 885 $ 254,295,000 $ 287,338 $ 191,000
New Haven, Connecticut 863 $ 131,513,000 $ 152,390 $ 107,000
Hampden, Massachusetts 843 $ 93,093,000 $ 110,430 $ 72,000
Rockingham, New Hampshire 842 $ 145,284,000 $ 172,546 $ 125,000
Bucks, Pennsylvania 811 $ 147,248,000 $ 181,563 $ 129,000
Delaware, Pennsylvania 802 $ 110,970,000 $ 138,366 $ 105,000
Barnstable, Massachusetts 718 $ 195,827,000 $ 272,739 $ 192,000
Atlantic, New Jersey 692 $ 89,652,000 $ 129,554 $ 95,000
New York, New York 691 $ 555,337,000 $ 803,671 $ 491,000
York, Maine 627 $ 107,135,000 $ 170,869 $ 116,000
New Castle, Delaware 576 $ 88,368,000 $ 153,416 $ 94,000
Essex, New Jersey 575 $ 148,281,000 $ 257,880 $ 161,000
Morris, New Jersey 559 $ 140,628,000 $ 251,570 $ 154,000
Passaic, New Jersey 536 $ 97,966,000 $ 182,772 $ 112,000
Palm Beach, Florida 520 $ 158,109,000 $ 304,055 $ 237,000
Fairfield, Connecticut 482 $ 259,704,000 $ 538,804 $ 282,000
Union, New Jersey 482 $ 106,724,000 $ 221,419 $ 128,000
Hudson, New Jersey 481 $ 116,130,000 $ 241,434 $ 124,000
Richmond, New York 479 $ 92,687,000 $ 193,501 $ 116,000
Chester, Pennsylvania 472 $ 110,287,000 $ 233,658 $ 142,000
Suffolk, Massachusetts 469 $ 149,152,000 $ 318,021 $ 175,000
Cape May, New Jersey 456 $ 125,573,000 $ 275,379 $ 165,000
Westchester, New York 454 $ 225,615,000 $ 496,949 $ 325,000
Norfolk, Massachusetts 430 $ 156,844,000 $ 364,753 $ 190,000
Merrimack, New Hampshire 397 $ 50,530,000 $ 127,279 $ 90,000
Cheshire, New Hampshire 390 $ 50,579,000 $ 129,689 $ 96,000
Somerset, New Jersey 389 $ 111,635,000 $ 286,979 $ 196,000
Mercer, New Jersey 383 $ 77,907,000 $ 203,412 $ 125,000
Broward, Florida 372 $ 75,958,000 $ 204,188 $ 116,000
Penobscot, Maine 351 $ 34,958,000 $ 99,595 $ 82,000
Strafford, New Hampshire 349 $ 42,782,000 $ 122,584 $ 90,000
Miami-Dade, Florida 347 $ 102,855,000 $ 296,412 $ 213,000
Chittenden, Vermont 334 $ 80,419,000 $ 240,775 $ 112,000
Androscoggin, Maine 325 $ 36,332,000 $ 111,790 $ 71,000
Fairfax, Virginia 316 $ 97,962,000 $ 310,006 $ 134,000
Kennebec, Maine 308 $ 32,074,000 $ 104,136 $ 76,000
Aroostook, Maine 290 $ 26,992,000 $ 93,075 $ 69,000
Cumberland, New Jersey 270 $ 24,263,000 $ 89,862 $ 76,000
District of Columbia, District Of Columbia 251 $ 100,490,000 $ 400,358 $ 202,000
Montgomery, Maryland 251 $ 78,175,000 $ 311,454 $ 126,000
Bronx, New York 247 $ 53,214,000 $ 215,441 $ 109,000
Orange, New York 247 $ 44,452,000 $ 179,967 $ 106,000
Hunterdon, New Jersey 227 $ 48,180,000 $ 212,246 $ 138,000
St. Lucie, Florida 223 $ 18,111,000 $ 81,215 $ 71,000
Washington, New York 223 $ 21,041,000 $ 94,354 $ 71,000
Clinton, New York 219 $ 16,422,000 $ 74,986 $ 76,000
Prince George's, Maryland 215 $ 82,607,000 $ 384,218 $ 75,000
Litchfield, Connecticut 213 $ 40,232,000 $ 188,882 $ 114,000
Carroll, New Hampshire 213 $ 30,344,000 $ 142,460 $ 106,000
Warren, New York 213 $ 24,388,000 $ 114,497 $ 80,000
Albany, New York 194 $ 31,080,000 $ 160,206 $ 102,000
Plymouth, Massachusetts 192 $ 44,868,000 $ 233,687 $ 122,000
Volusia, Florida 191 $ 20,854,000 $ 109,183 $ 74,000
Middlesex, Connecticut 189 $ 33,787,000 $ 178,767 $ 112,000
Hampshire, Massachusetts 180 $ 33,270,000 $ 184,833 $ 105,000
Oxford, Maine 174 $ 20,872,000 $ 119,954 $ 82,000
Berkshire, Massachusetts 172 $ 27,989,000 $ 162,726 $ 142,000
Rockland, New York 171 $ 38,562,000 $ 225,508 $ 179,000
Sussex, New Jersey 165 $ 23,657,000 $ 143,375 $ 188,000
Prince William, Virginia 163 $ 33,680,000 $ 206,625 $ 111,000
Belknap, New Hampshire 160 $ 23,301,000 $ 145,631 $ 103,000
Brevard, Florida 153 $ 16,661,000 $ 108,895 $ 68,000
Saratoga, New York 144 $ 18,408,000 $ 127,833 $ 78,000
Lehigh, Pennsylvania 143 $ 23,731,000 $ 165,951 $ 114,000
Franklin, Vermont 143 $ 16,683,000 $ 116,664 $ 71,000
Baltimore, Maryland 134 $ 27,445,000 $ 204,813 $ 70,000
Rutland, Vermont 132 $ 18,956,000 $ 143,606 $ 98,000
Orange, Florida 115 $ 19,832,000 $ 172,452 $ 90,000
Bristol, Massachusetts 115 $ 21,897,000 $ 190,408 $ 118,000
Windham, Vermont 115 $ 18,611,000 $ 161,834 $ 164,000
Knox, Maine 113 $ 23,868,000 $ 211,221 $ 97,000
Washington, Vermont 113 $ 17,660,000 $ 156,283 $ 92,000
Anne Arundel, Maryland 108 $ 29,996,000 $ 277,740 $ 92,000
Orleans, Vermont 106 $ 12,747,000 $ 120,254 $ 135,000
Polk, Florida 105 $ 10,748,000 $ 102,361 $ 71,000
Somerset, Maine 104 $ 10,407,000 $ 100,067 $ 79,000
Kent, Delaware 103 $ 12,742,000 $ 123,708 $ 69,000
Salem, New Jersey 103 $ 10,375,000 $ 100,728 $ 85,000
Franklin, Maine 102 $ 13,432,000 $ 131,686 $ 123,000
Northampton, Pennsylvania 100 $ 14,088,000 $ 140,880 $ 98,000
Lamoille, Vermont 95 $ 16,192,000 $ 170,442 $ 136,000
Loudoun, Virginia 92 $ 27,854,000 $ 302,760 $ 137,000
Windsor, Vermont 90 $ 19,040,000 $ 211,555 $ 131,000
Waldo, Maine 89 $ 10,070,000 $ 113,146 $ 65,000
Bennington, Vermont 87 $ 12,522,000 $ 143,931 $ 114,000
Franklin, Massachusetts 86 $ 9,494,000 $ 110,395 $ 73,000
Dutchess, New York 85 $ 16,546,000 $ 194,658 $ 103,000
Warren, New Jersey 82 $ 12,352,000 $ 150,634 $ 91,000
Hancock, Maine 80 $ 15,692,000 $ 196,150 $ 84,000
Nantucket, Massachusetts 80 $ 76,750,000 $ 959,375 $ 439,000
Rensselaer, New York 76 $ 9,453,000 $ 124,381 $ 99,000
Putnam, New York 74 $ 12,298,000 $ 166,189 $ 119,000
Lee, Florida 71 $ 14,321,000 $ 201,704 $ 232,000
Indian River, Florida 70 $ 10,298,000 $ 147,114 $ 68,000
Arlington, Virginia 70 $ 31,397,000 $ 448,528 $ 217,000
Hillsborough, Florida 64 $ 11,509,000 $ 179,828 $ 114,000
Martin, Florida 64 $ 9,718,000 $ 151,843 $ 131,000
Baltimore City, Maryland 63 $ 7,208,000 $ 114,412 $ 133,000
Richland, South Carolina 61 $ 11,737,000 $ 192,409 $ 98,000
New London, Connecticut 60 $ 11,306,000 $ 188,433 $ 123,000
St. Johns, Florida 60 $ 13,926,000 $ 232,100 $ 105,000
Putnam, Florida 58 $ 4,443,000 $ 76,603 $ 66,000
Harford, Maryland 58 $ 11,941,000 $ 205,879 $ 74,000
Sullivan, New York 58 $ 7,401,000 $ 127,603 $ 113,000
Sagadahoc, Maine 56 $ 9,709,000 $ 173,375 $ 124,000
Greenville, South Carolina 55 $ 13,898,000 $ 252,690 $ 108,000
Tolland, Connecticut 54 $ 14,366,000 $ 266,037 $ 167,000
Grafton, New Hampshire 54 $ 5,915,000 $ 109,537 $ 113,000
Osceola, Florida 53 $ 6,275,000 $ 118,396 $ 80,000
Ulster, New York 53 $ 18,993,000 $ 358,358 $ 132,000
Buncombe, North Carolina 53 $ 13,125,000 $ 247,641 $ 131,000
Caledonia, Vermont 51 $ 5,903,000 $ 115,745 $ 80,000
Berks, Pennsylvania 50 $ 5,463,000 $ 109,260 $ 96,000
Essex, New York 47 $ 6,549,000 $ 139,340 $ 112,000
Monroe, Pennsylvania 46 $ 6,438,000 $ 139,956 $ 108,000
Lake, Florida 45 $ 6,080,000 $ 135,111 $ 79,000
Duval, Florida 44 $ 12,732,000 $ 289,363 $ 234,000
Sussex, Delaware 42 $ 9,955,000 $ 237,023 $ 143,000
Seminole, Florida 42 $ 6,274,000 $ 149,380 $ 79,000
Horry, South Carolina 42 $ 7,426,000 $ 176,809 $ 104,000
Columbia, New York 41 $ 4,936,000 $ 120,390 $ 125,000
Henderson, North Carolina 40 $ 9,860,000 $ 246,500 $ 147,000
Lexington, South Carolina 39 $ 5,397,000 $ 138,384 $ 81,000
Schenectady, New York 38 $ 4,474,000 $ 117,736 $ 116,000
Alexandria, Virginia 37 $ 11,245,000 $ 303,918 $ 137,000
Pinellas, Florida 36 $ 6,555,000 $ 182,083 $ 160,000
Collier, Florida 34 $ 11,250,000 $ 330,882 $ 275,000
Marion, Florida 34 $ 5,422,000 $ 159,470 $ 90,000
Sarasota, Florida 34 $ 5,710,000 $ 167,941 $ 200,000
Pike, Pennsylvania 34 $ 5,229,000 $ 153,794 $ 128,000
Rutherford, North Carolina 33 $ 2,759,000 $ 83,606 $ 51,000
Lincoln, Maine 32 $ 5,714,000 $ 178,562 $ 153,000
Alachua, Florida 27 $ 5,964,000 $ 220,888 $ 194,000
Pasco, Florida 27 $ 3,932,000 $ 145,629 $ 121,000
Windham, Connecticut 26 $ 3,304,000 $ 127,076 $ 79,000
Okeechobee, Florida 25 $ 2,168,000 $ 86,720 $ 56,000
Charles, Maryland 24 $ 6,631,000 $ 276,291 $ 79,000
Frederick, Maryland 24 $ 5,886,000 $ 245,250 $ 88,000
Spartanburg, South Carolina 24 $ 2,661,000 $ 110,875 $ 90,000
Carbon, Pennsylvania 23 $ 2,437,000 $ 105,956 $ 105,000
Providence, Rhode Island 23 $ 2,825,000 $ 122,826 $ 64,000
Beaufort, South Carolina 23 $ 11,261,000 $ 489,608 $ 185,000
Charleston, South Carolina 23 $ 11,043,000 $ 480,130 $ 157,000
Monroe, Florida 21 $ 9,889,000 $ 470,904 $ 333,000
Addison, Vermont 21 $ 4,459,000 $ 212,333 $ 113,000
Clay, Florida 20 $ 3,224,000 $ 161,200 $ 93,000
Greene, New York 20 $ 3,059,000 $ 152,950 $ 141,000
Luzerne, Pennsylvania 20 $ 2,420,000 $ 121,000 $ 116,000
Cecil, Maryland 19 $ 2,403,000 $ 126,473 $ 89,000
Howard, Maryland 19 $ 6,929,000 $ 364,684 $ 190,000
Baker, Florida 18 $ 1,679,000 $ 93,277 $ 50,000
Columbia, Florida 18 $ 1,849,000 $ 102,722 $ 62,000
Piscataquis, Maine 18 $ 2,197,000 $ 122,055 $ 101,000
Highlands, Florida 16 $ 1,559,000 $ 97,437 $ 78,000
Georgetown, South Carolina 16 $ 5,066,000 $ 316,625 $ 210,000
Washington, Maine 15 $ 1,521,000 $ 101,400 $ 91,000
Worcester, Maryland 15 $ 3,340,000 $ 222,666 $ 147,000
Burke, North Carolina 15 $ 1,262,000 $ 84,133 $ 113,000
Laurens, South Carolina 15 $ 1,251,000 $ 83,400 $ 50,000
Manatee, Florida 14 $ 3,450,000 $ 246,428 $ 132,000
Dukes, Massachusetts 14 $ 11,074,000 $ 791,000 $ 693,000
Coos, New Hampshire 14 $ 2,029,000 $ 144,928 $ 169,000
Sullivan, New Hampshire 14 $ 1,387,000 $ 99,071 $ 62,000
Lancaster, Pennsylvania 14 $ 1,643,000 $ 117,357 $ 116,000
Anderson, South Carolina 14 $ 1,570,000 $ 112,142 $ 64,000
Marion, South Carolina 14 $ 1,054,000 $ 75,285 $ 62,000
Grand Isle, Vermont 14 $ 2,758,000 $ 197,000 $ 125,000
Orange, Vermont 14 $ 1,688,000 $ 120,571 $ 87,000
Manassas, Virginia 13 $ 1,429,000 $ 109,923 $ 78,000
Pickens, South Carolina 12 $ 1,815,000 $ 151,250 $ 79,000
York, South Carolina 12 $ 1,391,000 $ 115,916 $ 59,000
Charlotte, Florida 11 $ 983,000 $ 89,363 $ 59,000
Monroe, New York 11 $ 1,189,000 $ 108,090 $ 67,000
Wayne, Pennsylvania 11 $ 1,200,000 $ 109,090 $ 83,000
Bristol, Rhode Island 11 $ 4,159,000 $ 378,090 $ 155,000
Aiken, South Carolina 11 $ 2,466,000 $ 224,181 $ 67,000
Franklin, New York 10 $ 1,558,000 $ 155,800 $ 115,000
Lackawanna, Pennsylvania 10 $ 952,000 $ 95,200 $ 111,000
Fauquier, Virginia 10 $ 1,762,000 $ 176,200 $ 109,000
Virginia Beach, Virginia 10 $ 3,398,000 $ 339,800 $ 160,000
Flagler, Florida 9 $ 1,956,000 $ 217,333 $ 107,000
Broome, New York 9 $ 661,000 $ 73,444 $ 68,000
Cleveland, North Carolina 9 $ 1,881,000 $ 209,000 $ 190,000
Essex, Vermont 9 $ 884,000 $ 98,222 $ 111,000
Yancey, North Carolina 8 $ 2,267,000 $ 283,375 $ 289,000
Allegheny, Pennsylvania 8 $ 894,000 $ 111,750 $ 150,000
Stafford, Virginia 8 $ 1,726,000 $ 215,750 $ 149,000
Carroll, Maryland 7 $ 2,224,000 $ 317,714 $ 170,000
Washington, Rhode Island 7 $ 1,984,000 $ 283,428 $ 192,000
Citrus, Florida 6 $ 495,000 $ 82,500 $ 106,000
Sumter, Florida 6 $ 818,000 $ 136,333 $ 113,000
Calvert, Maryland 6 $ 915,000 $ 152,500 $ 81,000
Delaware, New York 6 $ 555,000 $ 92,500 $ 141,000
Onondaga, New York 6 $ 600,000 $ 100,000 $ 63,000
Schoharie, New York 6 $ 935,000 $ 155,833 $ 103,000
New Hanover, North Carolina 6 $ 2,544,000 $ 424,000 $ 222,000
Polk, North Carolina 6 $ 1,265,000 $ 210,833 $ 109,000
Edgefield, South Carolina 6 $ 979,000 $ 163,166 $ 59,000
Spotsylvania, Virginia 6 $ 1,843,000 $ 307,166 $ 70,000
Bradford, Florida 5 $ 717,000 $ 143,400 $ 89,000
Nassau, Florida 5 $ 724,000 $ 144,800 $ 106,000
Queen Anne's, Maryland 5 $ 1,514,000 $ 302,800 $ 180,000
McDowell, North Carolina 5 $ 789,000 $ 157,800 $ 134,000
Transylvania, North Carolina 5 $ 2,463,000 $ 492,600 $ 263,000
Cumberland, Pennsylvania 5 $ 886,000 $ 177,200 $ 115,000
Erie, Pennsylvania 5 $ 341,000 $ 68,200 $ 74,000
Schuylkill, Pennsylvania 5 $ 472,000 $ 94,400 $ 37,000
Florence, South Carolina 5 $ 725,000 $ 145,000 $ 39,000
Newberry, South Carolina 5 $ 735,000 $ 147,000 $ 590,000
Manassas Park, Virginia 5 $ 636,000 $ 127,200 $ 66,000
Hernando, Florida 4 $ 560,000 $ 140,000 $ 71,000
Suwannee, Florida 4 $ 327,000 $ 81,750 $ 55,000
Walton, Florida 4 $ 1,255,000 $ 313,750 $ 312,000
Kent, Maryland 4 $ 2,203,000 $ 550,750 $ 427,000
St. Mary's, Maryland 4 $ 1,633,000 $ 408,250 $ 168,000
Erie, New York 4 $ 412,000 $ 103,000 $ 90,000
Fulton, New York 4 $ 214,000 $ 53,500 $ 24,000
Niagara, New York 4 $ 536,000 $ 134,000 $ 67,000
Oneida, New York 4 $ 77,000 $ 19,250 $ 74,000
Otsego, New York 4 $ 484,000 $ 121,000 $ 87,000
Mecklenburg, North Carolina 4 $ 593,000 $ 148,250 $ 146,000
Pender, North Carolina 4 $ 594,000 $ 148,500 $ 145,000
Centre, Pennsylvania 4 $ 1,396,000 $ 349,000 $ 138,000
Newport, Rhode Island 4 $ 4,552,000 $ 1,138,000 $ 581,000
Abbeville, South Carolina 4 $ 105,000 $ 26,250 $ 73,000
Barnwell, South Carolina 4 $ 510,000 $ 127,500 $ 71,000
Dorchester, South Carolina 4 $ 513,000 $ 128,250 $ 44,000
Fairfax City, Virginia 4 $ 688,000 $ 172,000 $ 94,000
Fredericksburg, Virginia 4 $ 1,322,000 $ 330,500 $ 63,000
DeSoto, Florida 3 $ 333,000 $ 111,000 $ 120,000
Union, Florida 3 $ 108,000 $ 36,000 $ 58,000
Talbot, Maryland 3 $ 1,973,000 $ 657,666 $ 291,000
Oswego, New York 3 $ 358,000 $ 119,333 $ 70,000
Schuyler, New York 3 $ 400,000 $ 133,333 $ 353,000
Brunswick, North Carolina 3 $ 716,000 $ 238,666 $ 158,000
Mitchell, North Carolina 3 $ 369,000 $ 123,000 $ 40,000
Onslow, North Carolina 3 $ 24,000 $ 8,000 $ 266,000
Butler, Pennsylvania 3 $ 264,000 $ 88,000 $ 105,000
Northumberland, Pennsylvania 3 $ 357,000 $ 119,000 $ 101,000
York, Pennsylvania 3 $ 471,000 $ 157,000 $ 102,000
Berkeley, South Carolina 3 $ 1,467,000 $ 489,000 $ 193,000
Greenwood, South Carolina 3 $ 244,000 $ 81,333 $ 86,000
Kershaw, South Carolina 3 $ 265,000 $ 88,333 $ 70,000
Lancaster, South Carolina 3 $ 694,000 $ 231,333 $ 169,000
Union, South Carolina 3 $ 337,000 $ 112,333 $ 56,000
Williamsburg, South Carolina 3 $ 313,000 $ 104,333 $ 51,000
Chesterfield, Virginia 3 $ 2,135,000 $ 711,666 $ 279,000
Maricopa, Arizona 2 $ 215,000 $ 107,500 $ 204,000
Gilchrist, Florida 2 $ 8,000 $ 4,000 $ 27,000
Levy, Florida 2 $ 306,000 $ 153,000 $ 114,000
DeKalb, Georgia 2 $ 33,000 $ 16,500 $ 51,000
Tippecanoe, Indiana 2 $ 300,000 $ 150,000 $ 108,000
Allegany, Maryland 2 $ 89,000 $ 44,500 $ 114,000
Washington, Maryland 2 $ 64,000 $ 32,000 $ 85,000
Wicomico, Maryland 2 $ 250,000 $ 125,000 $ 67,000
Bernalillo, New Mexico 2 $ 35,000 $ 17,500 $ 55,000
Hamilton, New York 2 $ 613,000 $ 306,500 $ 158,000
Herkimer, New York 2 $ 284,000 $ 142,000 $ 134,000
Jefferson, New York 2 $ 40,000 $ 20,000 $ 89,000
Montgomery, New York 2 $ 61,000 $ 30,500 $ 47,000
St. Lawrence, New York 2 $ 152,000 $ 76,000 $ 208,000
Tompkins, New York 2 $ 390,000 $ 195,000 $ 204,000
Avery, North Carolina 2 $ 616,000 $ 308,000 $ 173,000
Cumberland, North Carolina 2 $ 7,000 $ 3,500 $ 46,000
Wake, North Carolina 2 $ 28,000 $ 14,000 $ 447,000
Clearfield, Pennsylvania 2 $ 63,000 $ 31,500 $ 81,000
Franklin, Pennsylvania 2 $ 281,000 $ 140,500 $ 74,000
Montour, Pennsylvania 2 $ 456,000 $ 228,000 $ 398,000
Washington, Pennsylvania 2 $ 120,000 $ 60,000 $ 46,000
Westmoreland, Pennsylvania 2 $ 156,000 $ 78,000 $ 119,000
Wyoming, Pennsylvania 2 $ 410,000 $ 205,000 $ 144,000
Kent, Rhode Island 2 $ 300,000 $ 150,000 $ 70,000
Cherokee, South Carolina 2 $ 248,000 $ 124,000 $ 44,000
Darlington, South Carolina 2 $ 65,000 $ 32,500 $ 37,000
Oconee, South Carolina 2 $ 973,000 $ 486,500 $ 108,000
Orangeburg, South Carolina 2 $ 183,000 $ 91,500 $ 30,000
Albemarle, Virginia 2 $ 97,000 $ 48,500 $ 48,000
Bedford, Virginia 2 $ 630,000 $ 315,000 $ 86,000
Caroline, Virginia 2 $ 190,000 $ 95,000 $ 90,000
Falls Church, Virginia 2 $ 630,000 $ 315,000 $ 132,000
Henrico, Virginia 2 $ 380,000 $ 190,000 $ 100,000
New Kent, Virginia 2 $ 1,280,000 $ 640,000 $ 302,000
Norfolk, Virginia 2 $ 471,000 $ 235,500 $ 131,000
Northampton, Virginia 2 $ 860,000 $ 430,000 $ 258,000
Warren, Virginia 2 $ 496,000 $ 248,000 $ 75,000
Sacramento, California 1 $ 10,000 $ 10,000 $ 75,000
San Diego, California 1 $ 8,000 $ 8,000 $ 146,000
San Francisco, California 1 $ 20,000 $ 20,000 $ 265,000
Bay, Florida 1 $ 165,000 $ 165,000 $ 154,000
Glades, Florida 1 $ 6,000 $ 6,000 $ 32,000
Hardee, Florida 1 $ 70,000 $ 70,000 $ 72,000
Lafayette, Florida 1 $ 135,000 $ 135,000 $ 28,000
Okaloosa, Florida 1 $ 330,000 $ 330,000 $ 145,000
Santa Rosa, Florida 1 $ 22,000 $ 22,000 $ 112,000
Cobb, Georgia 1 $ 7,600,000 $ 7,600,000 $ 0
Forsyth, Georgia 1 $ 417,000 $ 417,000 $ 547,000
Fulton, Georgia 1 $ 269,000 $ 269,000 $ 245,000
Gwinnett, Georgia 1 $ 2,000 $ 2,000 $ 54,000
Hancock, Georgia 1 $ 2,000 $ 2,000 $ 19,000
McIntosh, Georgia 1 $ 200,000 $ 200,000 $ 402,000
Muscogee, Georgia 1 $ 5,000 $ 5,000 $ 85,000
Spalding, Georgia 1 $ 10,000 $ 10,000 $ 180,000
Jefferson, Louisiana 1 $ 50,000 $ 50,000 $ 125,000
Caroline, Maryland 1 $ 50,000 $ 50,000 $ 134,000
Dorchester, Maryland 1 $ 152,000 $ 152,000 $ 0
Somerset, Maryland 1 $ 151,000 $ 151,000 $ 110,000
Wayne, Michigan 1 $ 30,000 $ 30,000 $ 97,000
Allegany, New York 1 $ 7,000 $ 7,000 $ 43,000
Chautauqua, New York 1 $ 5,000 $ 5,000 $ 42,000
Cortland, New York 1 $ 20,000 $ 20,000 $ 42,000
Yates, New York 1 $ 115,000 $ 115,000 $ 316,000
Alexander, North Carolina 1 $ 820,000 $ 820,000 $ 623,000
Beaufort, North Carolina 1 $ 27,000 $ 27,000 $ 21,000
Davidson, North Carolina 1 $ 180,000 $ 180,000 $ 0
Durham, North Carolina 1 $ 25,000 $ 25,000 $ 186,000
Gaston, North Carolina 1 $ 204,000 $ 204,000 $ 122,000
Haywood, North Carolina 1 $ 243,000 $ 243,000 $ 101,000
Jackson, North Carolina 1 $ 582,000 $ 582,000 $ 90,000
Lincoln, North Carolina 1 $ 255,000 $ 255,000 $ 645,000
Union, North Carolina 1 $ 10,000 $ 10,000 $ 37,000
McHenry, North Dakota 1 $ 6,000 $ 6,000 $ 43,000
Beaver, Pennsylvania 1 $ 155,000 $ 155,000 $ 47,000
Blair, Pennsylvania 1 $ 318,000 $ 318,000 $ 120,000
Cambria, Pennsylvania 1 $ 193,000 $ 193,000 $ 121,000
Clinton, Pennsylvania 1 $ 42,000 $ 42,000 $ 149,000
Dauphin, Pennsylvania 1 $ 153,000 $ 153,000 $ 56,000
Indiana, Pennsylvania 1 $ 500,000 $ 500,000 $ 0
Humacao, Puerto Rico 1 $ 4,000 $ 4,000 $ 24,000
Loiza, Puerto Rico 1 $ 10,000 $ 10,000 $ 45,000
Chester, South Carolina 1 $ 37,000 $ 37,000 $ 239,000
Chesterfield, South Carolina 1 $ 176,000 $ 176,000 $ 89,000
Saluda, South Carolina 1 $ 201,000 $ 201,000 $ 292,000
Sumter, South Carolina 1 $ 5,000 $ 5,000 $ 37,000
Botetourt, Virginia 1 $ 244,000 $ 244,000 $ 70,000
Charlotte, Virginia 1 $ 50,000 $ 50,000 $ 68,000
Clarke, Virginia 1 $ 292,000 $ 292,000 $ 71,000
Frederick, Virginia 1 $ 137,000 $ 137,000 $ 50,000
Greene, Virginia 1 $ 110,000 $ 110,000 $ 125,000
Halifax, Virginia 1 $ 175,000 $ 175,000 $ 87,000
Lancaster, Virginia 1 $ 800,000 $ 800,000 $ 689,000
Lunenburg, Virginia 1 $ 20,000 $ 20,000 $ 102,000
Lynchburg, Virginia 1 $ 30,000 $ 30,000 $ 0
Montgomery, Virginia 1 $ 206,000 $ 206,000 $ 155,000
Shenandoah, Virginia 1 $ 40,000 $ 40,000 $ 41,000
Suffolk, Virginia 1 $ 3,000 $ 3,000 $ 19,000
Westmoreland, Virginia 1 $ 10,000 $ 10,000 $ 32,000
Kanawha, West Virginia 1 $ 2,000 $ 2,000 $ 16,000
Milwaukee, Wisconsin 1 $ 8,000 $ 8,000 $ 13,000
Waukesha, Wisconsin 1 $ 10,000 $ 10,000 $ 70,000

Mortgage Loan Application Detail Totals for TD Bank N.A. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 25,495 $6,422,930,000 $251,000 $42,000,000 $146,000 $9,999,000
Home Improvement 13,721 $978,736,000 $71,000 $4,500,000 $100,000 $9,999,000
Home Purchase 12,988 $3,593,635,000 $276,000 $13,420,000 $142,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 35,086 $7,153,734,000 $203,000 $9,375,000 $140,000 $9,999,000
Not applicable 4,885 $1,237,913,000 $253,000 $42,000,000 $57,000 $688,000
Not Provided 3,916 $1,118,037,000 $285,000 $8,000,000 $203,000 $9,999,000
Asian 2,886 $797,224,000 $276,000 $7,000,000 $153,000 $7,683,000
Hispanic 2,725 $393,028,000 $144,000 $4,320,000 $96,000 $9,999,000
Black or African American 2,338 $242,550,000 $103,000 $2,660,000 $94,000 $9,999,000
American Indian or Alaskan Native 240 $31,233,000 $130,000 $4,400,000 $87,000 $930,000
Native Hawaiian or Other Pacific Islander 128 $21,582,000 $168,000 $1,200,000 $103,000 $618,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 46,271 $9,686,998,000 $209,000 $42,000,000 $141,000 $9,999,000
FHA-insured (Federal Housing Administration) 5,401 $1,191,615,000 $220,000 $947,000 $67,000 $9,999,000
VA-guaranteed (Veterans Administration) 531 $116,583,000 $219,000 $531,000 $65,000 $309,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $105,000 $105,000 $105,000 $37,000 $37,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,540 $4,768,884,000 $221,000 $42,000,000 $148,000 $7,866,000
Application Denied By Financial Institution 21,200 $3,943,580,000 $186,000 $9,375,000 $123,000 $9,999,000
Loan Purchased By The Institution 4,633 $1,062,128,000 $229,000 $947,000 $59,000 $574,000
Application Withdrawn By Applicant 3,866 $991,245,000 $256,000 $7,000,000 $180,000 $7,800,000
File Closed For Incompleteness 644 $179,462,000 $278,000 $2,800,000 $176,000 $6,113,000
Application Approved But Not Accepted 321 $50,002,000 $155,000 $2,012,000 $123,000 $2,316,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7,361 $483,993,000 $65,000 $9,375,000 $106,000 $9,999,000
Debt-To-Income Ratio 6,754 $1,623,687,000 $240,000 $8,000,000 $80,000 $6,202,000
Collateral 3,724 $935,921,000 $251,000 $3,500,000 $177,000 $9,833,000
Other 2,386 $682,099,000 $285,000 $6,175,000 $198,000 $9,999,000
Credit Application Incomplete 358 $90,226,000 $252,000 $5,000,000 $225,000 $7,683,000
Unverifiable Information 309 $71,198,000 $230,000 $1,575,000 $154,000 $1,538,000
Insufficient Cash (Downpayment, Closing Cost) 155 $32,647,000 $210,000 $1,200,000 $101,000 $646,000
Employment History 128 $18,239,000 $142,000 $1,100,000 $111,000 $1,100,000
Mortgage Insurance Denied 25 $5,570,000 $222,000 $596,000 $131,000 $427,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into TD Bank N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess TD Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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