Texas Capital Bank, National Association Mortgage Lending & HMDA Data, 2016
In 2016, Texas Capital Bank, National Association of Dallas, TX reported 11,939 mortgage applications totaling $3.3 billion, up 1937% from 2015. The average application was for $280,370, and applicants reported an average income of $98,921. 2% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (866), Dallas-Plano-Irving, TX (542) and San Jose-Sunnyvale-Santa Clara, CA (497) (applications in parentheses).
| Mortgage Company & Address | Texas Capital Bank, National Association 2000 McKinney Ave Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 11,939 |
| Total Mortgage Loan Application Amount | $3,347,342,000 |
| Average Mortgage Loan Application Amount | $280,370 |
| Highest Mortgage Loan Application Amount | $25,131,000 |
| Average Applicant Income | $98,921 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Capital Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 866 | $ 225,563,000 | $ 260,465 | $ 96,000 |
| Dallas-Plano-Irving, TX | 542 | $ 184,673,000 | $ 340,725 | $ 163,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 497 | $ 186,375,000 | $ 375,000 | $ 134,000 |
| Oakland-Hayward-Berkeley, CA | 448 | $ 164,217,000 | $ 366,555 | $ 119,000 |
| Atlanta-Sandy Springs-Roswell, GA | 430 | $ 102,319,000 | $ 237,951 | $ 86,000 |
| Denver-Aurora-Lakewood, CO | 397 | $ 111,161,000 | $ 280,002 | $ 86,000 |
| Los Angeles-Long Beach-Glendale, CA | 383 | $ 130,535,000 | $ 340,822 | $ 101,000 |
| San Diego-Carlsbad, CA | 310 | $ 106,117,000 | $ 342,312 | $ 108,000 |
| Houston-The Woodlands-Sugar Land, TX | 302 | $ 111,945,000 | $ 370,678 | $ 204,000 |
| New York-Jersey City-White Plains, NY-NJ | 266 | $ 109,792,000 | $ 412,751 | $ 95,962 |
| Anaheim-Santa Ana-Irvine, CA | 246 | $ 87,884,000 | $ 357,252 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 242 | $ 57,836,000 | $ 238,991 | $ 73,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 195 | $ 56,676,000 | $ 290,646 | $ 93,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 186 | $ 42,079,000 | $ 226,231 | $ 80,569 |
| Riverside-San Bernardino-Ontario, CA | 186 | $ 53,727,000 | $ 288,854 | $ 101,000 |
| Fort Worth-Arlington, TX | 172 | $ 46,521,000 | $ 270,470 | $ 91,000 |
| Warren-Troy-Farmington Hills, MI | 169 | $ 37,246,000 | $ 220,390 | $ 84,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 149 | $ 41,792,000 | $ 280,483 | $ 74,060 |
| San Francisco-Redwood City-South San Francisco, CA | 145 | $ 58,189,000 | $ 401,303 | $ 128,000 |
| San Antonio-New Braunfels, TX | 140 | $ 41,234,000 | $ 294,528 | $ 138,000 |
| Seattle-Bellevue-Everett, WA | 138 | $ 44,641,000 | $ 323,485 | $ 94,000 |
| Austin-Round Rock, TX | 137 | $ 65,723,000 | $ 479,729 | $ 221,000 |
| Phoenix-Mesa-Scottsdale, AZ | 132 | $ 30,693,000 | $ 232,522 | $ 81,000 |
| Providence-Warwick, RI-MA | 111 | $ 24,833,000 | $ 223,720 | $ 67,081 |
| Lake County-Kenosha County, IL-WI | 110 | $ 27,618,000 | $ 251,072 | $ 101,127 |
| Montgomery County-Bucks County-Chester County, PA | 108 | $ 28,418,000 | $ 263,129 | $ 89,000 |
| Newark, NJ-PA | 96 | $ 31,837,000 | $ 331,635 | $ 118,562 |
| Louisville/Jefferson County, KY-IN | 88 | $ 17,129,000 | $ 194,647 | $ 59,250 |
| Kansas City, MO-KS | 87 | $ 16,425,000 | $ 188,793 | $ 65,758 |
| Orlando-Kissimmee-Sanford, FL | 84 | $ 18,406,000 | $ 219,119 | $ 68,000 |
| Elgin, IL | 82 | $ 20,452,000 | $ 249,414 | $ 93,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 80 | $ 26,621,000 | $ 332,762 | $ 88,200 |
| Baltimore-Columbia-Towson, MD | 79 | $ 20,886,000 | $ 264,379 | $ 84,000 |
| Boston, MA | 79 | $ 23,200,000 | $ 293,670 | $ 89,000 |
| Tulsa, OK | 79 | $ 14,279,000 | $ 180,746 | $ 69,000 |
| Salt Lake City, UT | 78 | $ 19,566,000 | $ 250,846 | $ 75,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 68 | $ 25,084,000 | $ 368,882 | $ 116,000 |
| New Orleans-Metairie, LA | 66 | $ 14,328,000 | $ 217,090 | $ 82,000 |
| Nassau County-Suffolk County, NY | 65 | $ 19,233,000 | $ 295,892 | $ 78,000 |
| Stockton-Lodi, CA | 63 | $ 19,151,000 | $ 303,984 | $ 89,000 |
| Detroit-Dearborn-Livonia, MI | 61 | $ 11,180,000 | $ 183,278 | $ 66,000 |
| Philadelphia, PA | 57 | $ 14,245,000 | $ 249,912 | $ 73,000 |
| Wichita, KS | 56 | $ 9,732,000 | $ 173,785 | $ 54,000 |
| Tampa-St. Petersburg-Clearwater, FL | 55 | $ 11,714,000 | $ 212,981 | $ 67,000 |
| Santa Rosa, CA | 54 | $ 18,213,000 | $ 337,277 | $ 104,000 |
| Cambridge-Newton-Framingham, MA | 52 | $ 16,337,000 | $ 314,173 | $ 102,000 |
| Colorado Springs, CO | 49 | $ 12,227,000 | $ 249,530 | $ 69,000 |
| Camden, NJ | 48 | $ 11,238,000 | $ 234,125 | $ 87,000 |
| Vallejo-Fairfield, CA | 48 | $ 14,811,000 | $ 308,562 | $ 92,000 |
| Flint, MI | 46 | $ 7,017,000 | $ 152,543 | $ 59,000 |
| Las Vegas-Henderson-Paradise, NV | 46 | $ 10,421,000 | $ 226,543 | $ 70,000 |
| Santa Cruz-Watsonville, CA | 45 | $ 16,486,000 | $ 366,355 | $ 85,000 |
| Corpus Christi, TX | 44 | $ 9,345,000 | $ 212,386 | $ 64,000 |
| Grand Rapids-Wyoming, MI | 44 | $ 7,770,000 | $ 176,590 | $ 63,000 |
| St. Louis, MO-IL | 44 | $ 9,041,000 | $ 205,477 | $ 66,545 |
| Boulder, CO | 42 | $ 13,133,000 | $ 312,690 | $ 95,000 |
| Pittsburgh, PA | 40 | $ 7,224,000 | $ 180,600 | $ 71,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 39 | $ 8,395,000 | $ 215,256 | $ 68,000 |
| Miami-Miami Beach-Kendall, FL | 38 | $ 8,427,000 | $ 221,763 | $ 51,000 |
| Milwaukee-Waukesha-West Allis, WI | 38 | $ 8,514,000 | $ 224,052 | $ 102,000 |
| Rockingham County-Strafford County, NH | 38 | $ 10,184,000 | $ 268,000 | $ 125,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 38 | $ 9,664,000 | $ 254,315 | $ 69,000 |
| Ogden-Clearfield, UT | 37 | $ 8,392,000 | $ 226,810 | $ 65,000 |
| Indianapolis-Carmel-Anderson, IN | 36 | $ 6,983,000 | $ 193,972 | $ 71,000 |
| Charlotte-Concord-Gastonia, NC-SC | 35 | $ 9,447,000 | $ 269,914 | $ 102,657 |
| Manchester-Nashua, NH | 35 | $ 8,382,000 | $ 239,485 | $ 82,000 |
| Worcester, MA-CT | 35 | $ 8,310,000 | $ 237,428 | $ 71,371 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 34 | $ 12,624,000 | $ 371,294 | $ 101,000 |
| Tacoma-Lakewood, WA | 34 | $ 8,538,000 | $ 251,117 | $ 84,000 |
| Wilmington, DE-MD-NJ | 34 | $ 8,447,000 | $ 248,441 | $ 82,088 |
| Boise City, ID | 33 | $ 6,054,000 | $ 183,454 | $ 53,000 |
| Columbia, SC | 33 | $ 6,405,000 | $ 194,090 | $ 61,000 |
| Gary, IN | 33 | $ 5,912,000 | $ 179,151 | $ 70,000 |
| San Rafael, CA | 32 | $ 11,251,000 | $ 351,593 | $ 126,000 |
| Silver Spring-Frederick-Rockville, MD | 30 | $ 8,547,000 | $ 284,900 | $ 83,000 |
| Columbus, OH | 29 | $ 5,790,000 | $ 199,655 | $ 71,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 29 | $ 5,353,000 | $ 184,586 | $ 52,000 |
| Lakeland-Winter Haven, FL | 28 | $ 4,560,000 | $ 162,857 | $ 51,000 |
| McAllen-Edinburg-Mission, TX | 28 | $ 5,043,000 | $ 180,107 | $ 70,000 |
| Provo-Orem, UT | 28 | $ 7,042,000 | $ 251,500 | $ 100,000 |
| Salisbury, MD-DE | 26 | $ 6,403,000 | $ 246,269 | $ 88,769 |
| Oklahoma City, OK | 25 | $ 4,763,000 | $ 190,520 | $ 72,000 |
| Birmingham-Hoover, AL | 24 | $ 4,073,000 | $ 169,708 | $ 67,000 |
| Greeley, CO | 24 | $ 6,384,000 | $ 266,000 | $ 70,000 |
| Baton Rouge, LA | 23 | $ 5,357,000 | $ 232,913 | $ 85,000 |
| Fort Collins, CO | 23 | $ 7,026,000 | $ 305,478 | $ 94,000 |
| Gainesville, GA | 23 | $ 4,086,000 | $ 177,652 | $ 66,000 |
| Modesto, CA | 23 | $ 5,606,000 | $ 243,739 | $ 66,000 |
| Port St. Lucie, FL | 23 | $ 4,834,000 | $ 210,173 | $ 48,000 |
| Coeur D'Alene, ID | 22 | $ 3,396,000 | $ 154,363 | $ 42,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 4,013,000 | $ 182,409 | $ 55,000 |
| Raleigh, NC | 22 | $ 5,181,000 | $ 235,500 | $ 108,000 |
| Salinas, CA | 22 | $ 7,948,000 | $ 361,272 | $ 74,000 |
| York-Hanover, PA | 22 | $ 4,693,000 | $ 213,318 | $ 61,000 |
| Barnstable Town, MA | 21 | $ 5,856,000 | $ 278,857 | $ 72,000 |
| Richmond, VA | 21 | $ 5,527,000 | $ 263,190 | $ 78,000 |
| Santa Maria-Santa Barbara, CA | 21 | $ 8,967,000 | $ 427,000 | $ 74,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 20 | $ 4,447,000 | $ 222,350 | $ 59,700 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 4,310,000 | $ 215,500 | $ 75,000 |
| Laredo, TX | 20 | $ 4,334,000 | $ 216,700 | $ 96,000 |
| Owensboro, KY | 20 | $ 3,349,000 | $ 167,450 | $ 60,000 |
| Albuquerque, NM | 19 | $ 4,421,000 | $ 232,684 | $ 68,000 |
| Charleston-North Charleston, SC | 19 | $ 4,787,000 | $ 251,947 | $ 73,000 |
| Grand Junction, CO | 19 | $ 4,651,000 | $ 244,789 | $ 49,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 4,257,000 | $ 236,500 | $ 69,000 |
| Shreveport-Bossier City, LA | 18 | $ 3,683,000 | $ 204,611 | $ 65,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 5,180,000 | $ 287,777 | $ 78,444 |
| Lansing-East Lansing, MI | 17 | $ 2,607,000 | $ 153,352 | $ 54,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 2,599,000 | $ 152,882 | $ 55,294 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 7,493,000 | $ 468,312 | $ 125,000 |
| Brunswick, GA | 16 | $ 3,468,000 | $ 216,750 | $ 60,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 3,445,000 | $ 215,312 | $ 74,000 |
| Cincinnati, OH-KY-IN | 16 | $ 2,737,000 | $ 171,062 | $ 72,250 |
| Knoxville, TN | 16 | $ 2,975,000 | $ 185,937 | $ 69,000 |
| Memphis, TN-MS-AR | 16 | $ 3,153,000 | $ 197,062 | $ 91,125 |
| Springfield, MA | 16 | $ 3,054,000 | $ 190,875 | $ 61,000 |
| Charlottesville, VA | 15 | $ 3,165,000 | $ 211,000 | $ 81,000 |
| Duluth, MN-WI | 15 | $ 2,601,000 | $ 173,400 | $ 51,133 |
| Spokane-Spokane Valley, WA | 15 | $ 3,137,000 | $ 209,133 | $ 65,000 |
| Ann Arbor, MI | 14 | $ 2,865,000 | $ 204,642 | $ 90,000 |
| Asheville, NC | 14 | $ 2,836,000 | $ 202,571 | $ 84,000 |
| Decatur, IL | 14 | $ 1,996,000 | $ 142,571 | $ 65,000 |
| Fresno, CA | 14 | $ 3,848,000 | $ 274,857 | $ 80,000 |
| Kalamazoo-Portage, MI | 14 | $ 2,991,000 | $ 213,642 | $ 81,000 |
| Lexington-Fayette, KY | 14 | $ 2,922,000 | $ 208,714 | $ 74,000 |
| Bakersfield, CA | 13 | $ 2,807,000 | $ 215,923 | $ 89,000 |
| Eugene, OR | 13 | $ 2,926,000 | $ 225,076 | $ 111,000 |
| Olympia-Tumwater, WA | 13 | $ 3,637,000 | $ 279,769 | $ 60,000 |
| Visalia-Porterville, CA | 13 | $ 3,001,000 | $ 230,846 | $ 57,000 |
| Wilmington, NC | 13 | $ 2,788,000 | $ 214,461 | $ 87,000 |
| Ocean City, NJ | 12 | $ 3,581,000 | $ 298,416 | $ 280,000 |
| Trenton, NJ | 12 | $ 3,307,000 | $ 275,583 | $ 136,000 |
| Brownsville-Harlingen, TX | 11 | $ 2,379,000 | $ 216,272 | $ 221,000 |
| Chattanooga, TN-GA | 11 | $ 2,702,000 | $ 245,636 | $ 98,636 |
| Jacksonville, FL | 11 | $ 2,645,000 | $ 240,454 | $ 96,000 |
| Cleveland-Elyria, OH | 10 | $ 2,220,000 | $ 222,000 | $ 73,000 |
| Green Bay, WI | 10 | $ 1,611,000 | $ 161,100 | $ 53,000 |
| Jackson, MS | 10 | $ 1,954,000 | $ 195,400 | $ 57,000 |
| Lafayette, LA | 10 | $ 2,079,000 | $ 207,900 | $ 74,000 |
| Madison, WI | 10 | $ 2,045,000 | $ 204,500 | $ 56,000 |
| Merced, CA | 10 | $ 2,409,000 | $ 240,900 | $ 55,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 2,680,000 | $ 268,000 | $ 105,000 |
| New Haven-Milford, CT | 10 | $ 2,481,000 | $ 248,100 | $ 82,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 2,218,000 | $ 221,800 | $ 80,000 |
| Yakima, WA | 10 | $ 2,245,000 | $ 224,500 | $ 58,000 |
| Atlantic City-Hammonton, NJ | 9 | $ 1,732,000 | $ 192,444 | $ 63,000 |
| Champaign-Urbana, IL | 9 | $ 1,955,000 | $ 217,222 | $ 113,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 1,668,000 | $ 185,333 | $ 90,888 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 2,347,000 | $ 260,777 | $ 81,000 |
| Redding, CA | 9 | $ 2,149,000 | $ 238,777 | $ 79,000 |
| Albany, OR | 8 | $ 1,560,000 | $ 195,000 | $ 43,000 |
| Athens-Clarke County, GA | 8 | $ 1,780,000 | $ 222,500 | $ 85,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,821,000 | $ 227,625 | $ 69,125 |
| Chico, CA | 8 | $ 1,981,000 | $ 247,625 | $ 95,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,179,000 | $ 272,375 | $ 84,000 |
| Medford, OR | 8 | $ 1,848,000 | $ 231,000 | $ 59,000 |
| Napa, CA | 8 | $ 3,202,000 | $ 400,250 | $ 230,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,696,000 | $ 212,000 | $ 89,000 |
| Reading, PA | 8 | $ 1,462,000 | $ 182,750 | $ 63,000 |
| Sioux Falls, SD | 8 | $ 1,426,000 | $ 178,250 | $ 87,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,408,000 | $ 201,142 | $ 83,000 |
| Bloomington, IL | 7 | $ 1,413,000 | $ 201,857 | $ 71,000 |
| Bowling Green, KY | 7 | $ 1,495,000 | $ 213,571 | $ 63,000 |
| Columbus, GA-AL | 7 | $ 1,306,000 | $ 186,571 | $ 50,000 |
| Hammond, LA | 7 | $ 1,754,000 | $ 250,571 | $ 99,000 |
| Huntsville, AL | 7 | $ 1,974,000 | $ 282,000 | $ 91,000 |
| Lancaster, PA | 7 | $ 1,562,000 | $ 223,142 | $ 45,000 |
| Reno, NV | 7 | $ 1,621,000 | $ 231,571 | $ 86,000 |
| San Angelo, TX | 7 | $ 5,536,000 | $ 790,857 | $ 57,000 |
| Savannah, GA | 7 | $ 1,321,000 | $ 188,714 | $ 79,000 |
| Tyler, TX | 7 | $ 1,205,000 | $ 172,142 | $ 73,000 |
| Urban Honolulu, HI | 7 | $ 2,295,000 | $ 327,857 | $ 88,000 |
| Warner Robins, GA | 7 | $ 1,228,000 | $ 175,428 | $ 58,000 |
| College Station-Bryan, TX | 6 | $ 1,032,000 | $ 172,000 | $ 88,000 |
| Evansville, IN-KY | 6 | $ 786,000 | $ 131,000 | $ 47,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,227,000 | $ 204,500 | $ 94,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,689,000 | $ 281,500 | $ 193,000 |
| Monroe, MI | 6 | $ 1,017,000 | $ 169,500 | $ 70,000 |
| Muskegon, MI | 6 | $ 1,131,000 | $ 188,500 | $ 47,000 |
| Portland-South Portland, ME | 6 | $ 1,564,000 | $ 260,666 | $ 86,000 |
| Punta Gorda, FL | 6 | $ 1,634,000 | $ 272,333 | $ 41,000 |
| Salem, OR | 6 | $ 1,266,000 | $ 211,000 | $ 64,000 |
| Sherman-Denison, TX | 6 | $ 1,209,000 | $ 201,500 | $ 70,000 |
| St. George, UT | 6 | $ 1,693,000 | $ 282,166 | $ 125,000 |
| Yuba City, CA | 6 | $ 1,419,000 | $ 236,500 | $ 42,000 |
| Bend-Redmond, OR | 5 | $ 1,497,000 | $ 299,400 | $ 61,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,309,000 | $ 261,800 | $ 91,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 814,000 | $ 162,800 | $ 64,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 3,735,000 | $ 747,000 | $ 577,000 |
| Des Moines-West Des Moines, IA | 5 | $ 790,000 | $ 158,000 | $ 35,000 |
| Dutchess County-Putnam County, NY | 5 | $ 1,249,000 | $ 249,800 | $ 84,000 |
| Kennewick-Richland, WA | 5 | $ 1,276,000 | $ 255,200 | $ 89,000 |
| Killeen-Temple, TX | 5 | $ 1,120,000 | $ 224,000 | $ 86,000 |
| Logan, UT-ID | 5 | $ 796,000 | $ 159,200 | $ 52,000 |
| Racine, WI | 5 | $ 1,251,000 | $ 250,200 | $ 123,000 |
| Sumter, SC | 5 | $ 1,023,000 | $ 204,600 | $ 51,000 |
| The Villages, FL | 5 | $ 1,078,000 | $ 215,600 | $ 89,000 |
| Alexandria, LA | 4 | $ 719,000 | $ 179,750 | $ 32,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 430,000 | $ 107,500 | $ 33,000 |
| Appleton, WI | 4 | $ 764,000 | $ 191,000 | $ 58,000 |
| Casper, WY | 4 | $ 892,000 | $ 223,000 | $ 80,000 |
| Clarksville, TN-KY | 4 | $ 674,000 | $ 168,500 | $ 52,000 |
| Dalton, GA | 4 | $ 661,000 | $ 165,250 | $ 30,000 |
| Erie, PA | 4 | $ 528,000 | $ 132,000 | $ 54,000 |
| Homosassa Springs, FL | 4 | $ 689,000 | $ 172,250 | $ 50,000 |
| Ocala, FL | 4 | $ 728,000 | $ 182,000 | $ 63,000 |
| Pueblo, CO | 4 | $ 705,000 | $ 176,250 | $ 50,000 |
| Roanoke, VA | 4 | $ 846,000 | $ 211,500 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 768,000 | $ 192,000 | $ 76,000 |
| Auburn-Opelika, AL | 3 | $ 638,000 | $ 212,666 | $ 154,000 |
| Battle Creek, MI | 3 | $ 523,000 | $ 174,333 | $ 76,000 |
| Bellingham, WA | 3 | $ 1,073,000 | $ 357,666 | $ 110,000 |
| Bismarck, ND | 3 | $ 748,000 | $ 249,333 | $ 63,000 |
| Burlington, NC | 3 | $ 462,000 | $ 154,000 | $ 40,000 |
| Cape Girardeau, MO-IL | 3 | $ 562,000 | $ 187,333 | $ 46,000 |
| Charleston, WV | 3 | $ 626,000 | $ 208,666 | $ 50,000 |
| Corvallis, OR | 3 | $ 856,000 | $ 285,333 | $ 99,000 |
| Dover, DE | 3 | $ 589,000 | $ 196,333 | $ 56,000 |
| East Stroudsburg, PA | 3 | $ 674,000 | $ 224,666 | $ 102,000 |
| El Paso, TX | 3 | $ 508,000 | $ 169,333 | $ 59,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 459,000 | $ 153,000 | $ 58,000 |
| Gettysburg, PA | 3 | $ 638,000 | $ 212,666 | $ 53,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 784,000 | $ 261,333 | $ 140,000 |
| Hinesville, GA | 3 | $ 470,000 | $ 156,666 | $ 39,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 1,477,000 | $ 492,333 | $ 72,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 738,000 | $ 246,000 | $ 56,000 |
| Longview, TX | 3 | $ 531,000 | $ 177,000 | $ 54,000 |
| Michigan City-La Porte, IN | 3 | $ 671,000 | $ 223,666 | $ 122,000 |
| Midland, TX | 3 | $ 933,000 | $ 311,000 | $ 72,000 |
| Niles-Benton Harbor, MI | 3 | $ 806,000 | $ 268,666 | $ 28,000 |
| Oshkosh-Neenah, WI | 3 | $ 440,000 | $ 146,666 | $ 58,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 631,000 | $ 210,333 | $ 92,000 |
| Peoria, IL | 3 | $ 666,000 | $ 222,000 | $ 87,000 |
| Rockford, IL | 3 | $ 469,000 | $ 156,333 | $ 65,000 |
| Rome, GA | 3 | $ 468,000 | $ 156,000 | $ 52,000 |
| Santa Fe, NM | 3 | $ 1,007,000 | $ 335,666 | $ 72,000 |
| Springfield, MO | 3 | $ 560,000 | $ 186,666 | $ 34,000 |
| Tallahassee, FL | 3 | $ 780,000 | $ 260,000 | $ 152,000 |
| Topeka, KS | 3 | $ 653,000 | $ 217,666 | $ 68,000 |
| Tucson, AZ | 3 | $ 891,000 | $ 297,000 | $ 36,000 |
| Valdosta, GA | 3 | $ 563,000 | $ 187,666 | $ 77,000 |
| Waco, TX | 3 | $ 714,000 | $ 238,000 | $ 89,000 |
| Walla Walla, WA | 3 | $ 487,000 | $ 162,333 | $ 24,000 |
| Winston-Salem, NC | 3 | $ 627,000 | $ 209,000 | $ 89,000 |
| Akron, OH | 2 | $ 452,000 | $ 226,000 | $ 58,000 |
| Burlington-South Burlington, VT | 2 | $ 500,000 | $ 250,000 | $ 47,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 488,000 | $ 244,000 | $ 93,000 |
| Cleveland, TN | 2 | $ 385,000 | $ 192,500 | $ 60,000 |
| Farmington, NM | 2 | $ 304,000 | $ 152,000 | $ 37,000 |
| Florence, SC | 2 | $ 463,000 | $ 231,500 | $ 67,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 632,000 | $ 316,000 | $ 78,000 |
| Harrisonburg, VA | 2 | $ 432,000 | $ 216,000 | $ 51,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 385,000 | $ 192,500 | $ 77,000 |
| Idaho Falls, ID | 2 | $ 335,000 | $ 167,500 | $ 105,000 |
| Jackson, MI | 2 | $ 273,000 | $ 136,500 | $ 21,000 |
| Kankakee, IL | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Kokomo, IN | 2 | $ 301,000 | $ 150,500 | $ 47,000 |
| Lafayette-West Lafayette, IN | 2 | $ 307,000 | $ 153,500 | $ 21,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 309,000 | $ 154,500 | $ 56,000 |
| Longview, WA | 2 | $ 421,000 | $ 210,500 | $ 48,000 |
| Manhattan, KS | 2 | $ 331,000 | $ 165,500 | $ 16,000 |
| Muncie, IN | 2 | $ 447,000 | $ 223,500 | $ 65,000 |
| Panama City, FL | 2 | $ 387,000 | $ 193,500 | $ 67,000 |
| Prescott, AZ | 2 | $ 721,000 | $ 360,500 | $ 90,000 |
| Saginaw, MI | 2 | $ 406,000 | $ 203,000 | $ 55,000 |
| Texarkana, TX-AR | 2 | $ 318,000 | $ 159,000 | $ 81,000 |
| Tuscaloosa, AL | 2 | $ 366,000 | $ 183,000 | $ 42,000 |
| Vineland-Bridgeton, NJ | 2 | $ 308,000 | $ 154,000 | $ 56,000 |
| Wausau, WI | 2 | $ 387,000 | $ 193,500 | $ 54,000 |
| Williamsport, PA | 2 | $ 221,000 | $ 110,500 | $ 29,000 |
| Abilene, TX | 1 | $ 64,000 | $ 64,000 | $ 90,000 |
| Albany, GA | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Ames, IA | 1 | $ 159,000 | $ 159,000 | $ 36,000 |
| Anchorage, AK | 1 | $ 343,000 | $ 343,000 | $ 42,000 |
| Beckley, WV | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Bloomsburg-Berwick, PA | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| California-Lexington Park, MD | 1 | $ 334,000 | $ 334,000 | $ 58,000 |
| Canton-Massillon, OH | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Cedar Rapids, IA | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Cumberland, MD-WV | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Danville, IL | 1 | $ 153,000 | $ 153,000 | $ 76,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Decatur, AL | 1 | $ 174,000 | $ 174,000 | $ 83,000 |
| El Centro, CA | 1 | $ 206,000 | $ 206,000 | $ 169,000 |
| Flagstaff, AZ | 1 | $ 354,000 | $ 354,000 | $ 28,000 |
| Florence-Muscle Shoals, AL | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Fort Smith, AR-OK | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Gainesville, FL | 1 | $ 268,000 | $ 268,000 | $ 115,000 |
| Grants Pass, OR | 1 | $ 283,000 | $ 283,000 | $ 51,000 |
| Greensboro-High Point, NC | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Hanford-Corcoran, CA | 1 | $ 247,000 | $ 247,000 | $ 39,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 299,000 | $ 299,000 | $ 145,000 |
| Hot Springs, AR | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Jackson, TN | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
| Jacksonville, NC | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 143,000 | $ 143,000 | $ 94,000 |
| Johnson City, TN | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Las Cruces, NM | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Lawrence, KS | 1 | $ 244,000 | $ 244,000 | $ 4,000 |
| Lebanon, PA | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Lewiston-Auburn, ME | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Lincoln, NE | 1 | $ 363,000 | $ 363,000 | $ 275,000 |
| Lubbock, TX | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Lynchburg, VA | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Macon, GA | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Madera, CA | 1 | $ 224,000 | $ 224,000 | $ 464,000 |
| Midland, MI | 1 | $ 303,000 | $ 303,000 | $ 195,000 |
| Mobile, AL | 1 | $ 174,000 | $ 174,000 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 416,000 | $ 416,000 | $ 89,000 |
| Odessa, TX | 1 | $ 231,000 | $ 231,000 | $ 78,000 |
| Rapid City, SD | 1 | $ 208,000 | $ 208,000 | $ 121,000 |
| Rochester, NY | 1 | $ 231,000 | $ 231,000 | $ 160,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| Sheboygan, WI | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Spartanburg, SC | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| St. Joseph, MO-KS | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| State College, PA | 1 | $ 290,000 | $ 290,000 | $ 71,000 |
| Victoria, TX | 1 | $ 268,000 | $ 268,000 | $ 97,000 |
| Winchester, VA-WV | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 162,000 | $ 162,000 | $ 120,000 |
| Yuma, AZ | 1 | $ 175,000 | $ 175,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,364 | $1,895,637,000 | $297,000 | $7,500,000 | $110,000 | $9,999,000 |
| Home Purchase | 5,569 | $1,448,510,000 | $260,000 | $25,131,000 | $86,000 | $4,179,000 |
| Home Improvement | 6 | $3,195,000 | $532,000 | $1,000,000 | $342,000 | $840,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,887 | $2,150,947,000 | $272,000 | $7,500,000 | $101,000 | $9,999,000 |
| Asian | 1,674 | $550,776,000 | $329,000 | $1,350,000 | $121,000 | $3,020,000 |
| Hispanic | 1,032 | $247,249,000 | $239,000 | $690,000 | $66,000 | $1,848,000 |
| Not Provided | 626 | $182,332,000 | $291,000 | $1,155,000 | $100,000 | $2,500,000 |
| Black or African American | 600 | $139,203,000 | $232,000 | $2,325,000 | $68,000 | $1,361,000 |
| Not applicable | 49 | $58,467,000 | $1,193,000 | $25,131,000 | $0 | $0 |
| American Indian or Alaskan Native | 40 | $8,906,000 | $222,000 | $430,000 | $65,000 | $164,000 |
| Native Hawaiin or Other Pacific Islander | 31 | $9,462,000 | $305,000 | $608,000 | $99,000 | $665,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,200 | $2,513,606,000 | $306,000 | $25,131,000 | $117,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,820 | $604,711,000 | $214,000 | $613,000 | $57,000 | $317,000 |
| VA-guaranteed (Veterans Administration) | 919 | $229,025,000 | $249,000 | $901,000 | $62,000 | $1,222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 11,725 | $3,102,472,000 | $264,000 | $901,000 | $89,000 | $2,500,000 |
| Loan Originated | 190 | $208,709,000 | $1,098,000 | $25,131,000 | $636,000 | $9,999,000 |
| Application Withdrawn By Applicant | 12 | $23,571,000 | $1,964,000 | $6,500,000 | $457,000 | $1,850,000 |
| Application Denied By Financial Institution | 7 | $9,956,000 | $1,422,000 | $5,500,000 | $646,000 | $1,850,000 |
| Application Approved But Not Accepted | 5 | $2,634,000 | $526,000 | $750,000 | $527,000 | $1,893,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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