Texas Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Texas Capital Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Capital Bank, National Association 2000 Mckinney Ave Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 41,111 |
| Total Mortgage Loan Application Amount | $11,030,575,000 |
| Average Mortgage Loan Application Amount | $239,400 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $117,200 |
| Highest Applicant Income | $7,575,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Texas Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Texas Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Capital Bank, National Association's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,338 | $ 491,570,000 | $ 219,934 | $ 110,804 |
| ST. LOUIS, MO-IL | 1,663 | $ 324,215,000 | $ 174,000 | $ 87,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,554 | $ 406,780,000 | $ 261,000 | $ 103,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,279 | $ 522,805,000 | $ 408,000 | $ 141,000 |
| CHICAGO-NAPERVILLE, IL | 1,016 | $ 257,720,000 | $ 253,000 | $ 121,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 967 | $ 375,265,000 | $ 357,250 | $ 168,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 861 | $ 240,765,000 | $ 279,000 | $ 120,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 846 | $ 273,420,000 | $ 323,000 | $ 126,000 |
| DALLAS-PLANO-IRVING, TX | 834 | $ 232,060,000 | $ 278,000 | $ 140,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 807 | $ 197,815,000 | $ 245,000 | $ 153,000 |
| DENVER-AURORA-LAKEWOOD, CO | 759 | $ 250,415,000 | $ 329,000 | $ 125,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 751 | $ 193,215,000 | $ 257,500 | $ 118,500 |
| AUSTIN-ROUND ROCK, TX | 721 | $ 224,785,000 | $ 311,000 | $ 148,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 679 | $ 170,595,000 | $ 251,000 | $ 107,000 |
| SAN DIEGO-CARLSBAD, CA | 648 | $ 260,570,000 | $ 402,000 | $ 135,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 589 | $ 251,055,000 | $ 426,000 | $ 139,000 |
| COLUMBUS, OH | 566 | $ 141,380,000 | $ 249,000 | $ 118,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 529 | $ 170,995,000 | $ 323,000 | $ 132,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 489 | $ 127,855,000 | $ 255,500 | $ 120,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 465 | $ 95,845,000 | $ 206,000 | $ 108,000 |
| FORT WORTH-ARLINGTON, TX | 436 | $ 94,810,000 | $ 217,000 | $ 113,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 427 | $ 88,305,000 | $ 206,000 | $ 101,000 |
| PITTSBURGH, PA | 408 | $ 81,150,000 | $ 198,000 | $ 108,000 |
| RALEIGH, NC | 398 | $ 106,420,000 | $ 267,000 | $ 121,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 385 | $ 152,635,000 | $ 396,000 | $ 142,000 |
| ROCHESTER, NY | 380 | $ 75,440,000 | $ 198,000 | $ 117,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 375 | $ 82,595,000 | $ 220,000 | $ 95,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 368 | $ 119,430,000 | $ 322,500 | $ 116,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 363 | $ 144,645,000 | $ 398,000 | $ 147,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 353 | $ 154,915,000 | $ 438,000 | $ 155,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 350 | $ 80,950,000 | $ 231,000 | $ 102,000 |
| TUCSON, AZ | 347 | $ 79,435,000 | $ 228,000 | $ 108,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 346 | $ 118,410,000 | $ 342,000 | $ 132,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 340 | $ 67,890,000 | $ 199,000 | $ 108,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 336 | $ 134,850,000 | $ 401,000 | $ 137,000 |
| KANSAS CITY, MO-KS | 331 | $ 68,375,000 | $ 207,000 | $ 97,500 |
| NEW YORK-NEWARK, NY | 319 | $ 103,215,000 | $ 304,500 | $ 139,500 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 311 | $ 122,975,000 | $ 395,000 | $ 154,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 291 | $ 67,845,000 | $ 233,000 | $ 109,000 |
| RICHMOND, VA | 284 | $ 73,300,000 | $ 258,000 | $ 116,000 |
| SYRACUSE, NY | 265 | $ 46,635,000 | $ 175,000 | $ 105,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 256 | $ 75,200,000 | $ 293,000 | $ 139,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 253 | $ 55,775,000 | $ 220,000 | $ 108,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 237 | $ 52,305,000 | $ 220,000 | $ 101,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 234 | $ 64,390,000 | $ 275,000 | $ 113,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 232 | $ 87,580,000 | $ 377,000 | $ 167,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 227 | $ 66,775,000 | $ 294,000 | $ 119,000 |
| TULSA, OK | 227 | $ 38,185,000 | $ 168,000 | $ 86,000 |
| WICHITA, KS | 227 | $ 40,445,000 | $ 178,000 | $ 92,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 215 | $ 58,275,000 | $ 271,000 | $ 100,000 |
| MEMPHIS, TN-MS-AR | 208 | $ 40,320,000 | $ 182,000 | $ 90,333 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 208 | $ 51,360,000 | $ 286,500 | $ 119,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 206 | $ 54,290,000 | $ 263,000 | $ 115,000 |
| PORT ST. LUCIE, FL | 191 | $ 40,015,000 | $ 209,000 | $ 96,000 |
| NEWARK, NJ-PA | 186 | $ 68,080,000 | $ 271,000 | $ 162,500 |
| ALBUQUERQUE, NM | 181 | $ 44,775,000 | $ 247,000 | $ 105,000 |
| COLORADO SPRINGS, CO | 179 | $ 48,235,000 | $ 269,000 | $ 97,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 179 | $ 35,225,000 | $ 169,500 | $ 85,500 |
| PROVIDENCE-WARWICK, RI-MA | 179 | $ 44,455,000 | $ 253,500 | $ 101,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 162 | $ 76,120,000 | $ 469,000 | $ 165,000 |
| ELGIN, IL | 159 | $ 37,015,000 | $ 232,000 | $ 120,000 |
| NEW ORLEANS-METAIRIE, LA | 158 | $ 39,250,000 | $ 248,000 | $ 113,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 156 | $ 36,350,000 | $ 233,000 | $ 105,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 155 | $ 56,995,000 | $ 367,000 | $ 144,000 |
| CINCINNATI, OH-KY-IN | 155 | $ 32,455,000 | $ 216,333 | $ 95,333 |
| JACKSON, TN | 154 | $ 23,500,000 | $ 152,000 | $ 77,000 |
| BIRMINGHAM-HOOVER, AL | 148 | $ 31,010,000 | $ 209,000 | $ 91,000 |
| BOSTON, MA | 140 | $ 51,360,000 | $ 366,000 | $ 141,000 |
| CHATTANOOGA, TN-GA | 139 | $ 30,085,000 | $ 193,500 | $ 87,000 |
| SALT LAKE CITY, UT | 138 | $ 39,730,000 | $ 287,000 | $ 98,000 |
| OKLAHOMA CITY, OK | 137 | $ 22,015,000 | $ 160,000 | $ 96,000 |
| WILMINGTON, NC | 134 | $ 30,030,000 | $ 224,000 | $ 109,000 |
| SPRINGFIELD, MO | 132 | $ 22,180,000 | $ 168,000 | $ 75,000 |
| LUBBOCK, TX | 129 | $ 21,365,000 | $ 165,000 | $ 144,000 |
| CAPE CORAL-FORT MYERS, FL | 128 | $ 29,460,000 | $ 230,000 | $ 103,000 |
| ALEXANDRIA, LA | 119 | $ 23,455,000 | $ 197,000 | $ 103,000 |
| TACOMA-LAKEWOOD, WA | 119 | $ 37,595,000 | $ 315,000 | $ 115,000 |
| DURHAM-CHAPEL HILL, NC | 118 | $ 31,000,000 | $ 262,000 | $ 126,000 |
| AMARILLO, TX | 117 | $ 21,555,000 | $ 184,000 | $ 103,000 |
| PROVO-OREM, UT | 117 | $ 33,745,000 | $ 288,000 | $ 97,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 116 | $ 25,610,000 | $ 220,000 | $ 96,000 |
| BATON ROUGE, LA | 115 | $ 28,565,000 | $ 248,000 | $ 117,000 |
| STOCKTON-LODI, CA | 112 | $ 39,050,000 | $ 348,000 | $ 138,000 |
| JACKSONVILLE, FL | 111 | $ 25,825,000 | $ 232,000 | $ 102,000 |
| PHILADELPHIA, PA | 111 | $ 25,845,000 | $ 232,000 | $ 121,000 |
| CLEVELAND-ELYRIA, OH | 108 | $ 21,140,000 | $ 195,000 | $ 96,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 107 | $ 23,745,000 | $ 221,000 | $ 100,000 |
| BAKERSFIELD, CA | 106 | $ 24,030,000 | $ 226,000 | $ 91,000 |
| FRESNO, CA | 106 | $ 30,340,000 | $ 286,000 | $ 110,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 104 | $ 20,020,000 | $ 192,000 | $ 85,000 |
| GREELEY, CO | 104 | $ 31,320,000 | $ 301,000 | $ 107,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 104 | $ 26,970,000 | $ 259,000 | $ 114,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 103 | $ 19,975,000 | $ 192,000 | $ 117,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 103 | $ 47,465,000 | $ 460,000 | $ 164,000 |
| URBAN HONOLULU, HI | 100 | $ 44,430,000 | $ 444,000 | $ 122,000 |
| TUSCALOOSA, AL | 99 | $ 21,075,000 | $ 212,000 | $ 100,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 98 | $ 17,460,000 | $ 178,000 | $ 101,000 |
| FORT COLLINS, CO | 98 | $ 29,140,000 | $ 297,000 | $ 109,000 |
| EVANSVILLE, IN-KY | 97 | $ 15,915,000 | $ 144,500 | $ 56,500 |
| OGDEN-CLEARFIELD, UT | 94 | $ 27,710,000 | $ 294,000 | $ 91,000 |
| GARY, IN | 89 | $ 19,575,000 | $ 219,000 | $ 113,000 |
| NEW HAVEN-MILFORD, CT | 87 | $ 22,955,000 | $ 263,000 | $ 122,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 86 | $ 17,440,000 | $ 202,000 | $ 102,000 |
| COLUMBIA, SC | 84 | $ 16,780,000 | $ 199,000 | $ 90,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 84 | $ 22,780,000 | $ 258,000 | $ 128,000 |
| LAKELAND-WINTER HAVEN, FL | 81 | $ 16,015,000 | $ 197,000 | $ 87,000 |
| SANTA ROSA, CA | 81 | $ 32,015,000 | $ 395,000 | $ 144,000 |
| LINCOLN, NE | 80 | $ 13,540,000 | $ 169,000 | $ 79,000 |
| MODESTO, CA | 80 | $ 21,680,000 | $ 271,000 | $ 98,000 |
| WORCESTER, MA-CT | 79 | $ 22,725,000 | $ 263,500 | $ 113,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 77 | $ 18,015,000 | $ 219,500 | $ 96,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 76 | $ 14,760,000 | $ 196,500 | $ 103,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 76 | $ 13,930,000 | $ 183,000 | $ 95,000 |
| HUNTSVILLE, AL | 76 | $ 16,370,000 | $ 215,000 | $ 104,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 75 | $ 18,285,000 | $ 243,000 | $ 111,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 73 | $ 19,505,000 | $ 267,000 | $ 91,000 |
| VALLEJO-FAIRFIELD, CA | 73 | $ 26,985,000 | $ 369,000 | $ 123,000 |
| BOISE CITY, ID | 72 | $ 18,210,000 | $ 252,000 | $ 92,000 |
| GREENSBORO-HIGH POINT, NC | 72 | $ 15,240,000 | $ 211,000 | $ 108,000 |
| ASHEVILLE, NC | 69 | $ 16,895,000 | $ 244,000 | $ 88,000 |
| CAMDEN, NJ | 69 | $ 16,925,000 | $ 245,000 | $ 136,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 68 | $ 23,920,000 | $ 351,000 | $ 162,000 |
| COLUMBIA, MO | 67 | $ 10,705,000 | $ 159,000 | $ 65,000 |
| KALAMAZOO-PORTAGE, MI | 67 | $ 13,655,000 | $ 203,000 | $ 102,000 |
| SHREVEPORT-BOSSIER CITY, LA | 66 | $ 15,730,000 | $ 238,000 | $ 110,000 |
| ALBANY-SCHENECTADY-TROY, NY | 65 | $ 15,575,000 | $ 239,000 | $ 113,000 |
| KNOXVILLE, TN | 65 | $ 13,745,000 | $ 211,000 | $ 89,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 60 | $ 12,800,000 | $ 213,000 | $ 142,000 |
| WINSTON-SALEM, NC | 60 | $ 12,080,000 | $ 201,000 | $ 92,000 |
| ERIE, PA | 57 | $ 8,105,000 | $ 142,000 | $ 72,000 |
| IDAHO FALLS, ID | 57 | $ 11,735,000 | $ 205,000 | $ 80,000 |
| PUNTA GORDA, FL | 56 | $ 11,170,000 | $ 199,000 | $ 112,000 |
| MADISON, WI | 54 | $ 12,590,000 | $ 233,000 | $ 112,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 54 | $ 21,220,000 | $ 392,000 | $ 148,000 |
| FORT SMITH, AR-OK | 53 | $ 8,695,000 | $ 151,500 | $ 86,500 |
| RENO, NV | 52 | $ 17,510,000 | $ 336,000 | $ 142,000 |
| FLINT, MI | 51 | $ 9,135,000 | $ 179,000 | $ 81,000 |
| WILMINGTON, DE-MD-NJ | 51 | $ 12,175,000 | $ 247,000 | $ 151,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 50 | $ 6,420,000 | $ 124,000 | $ 94,000 |
| GRAND RAPIDS-WYOMING, MI | 50 | $ 10,580,000 | $ 211,000 | $ 102,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 47 | $ 12,365,000 | $ 263,000 | $ 95,000 |
| BOULDER, CO | 46 | $ 17,210,000 | $ 374,000 | $ 149,000 |
| ST. GEORGE, UT | 46 | $ 12,630,000 | $ 274,000 | $ 85,000 |
| BLOOMINGTON, IL | 44 | $ 8,320,000 | $ 189,000 | $ 97,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 43 | $ 6,415,000 | $ 146,500 | $ 87,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 43 | $ 9,505,000 | $ 221,000 | $ 109,000 |
| UTICA-ROME, NY | 43 | $ 8,425,000 | $ 195,000 | $ 99,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 42 | $ 10,990,000 | $ 261,000 | $ 150,000 |
| SPOKANE-SPOKANE VALLEY, WA | 41 | $ 9,755,000 | $ 237,000 | $ 110,000 |
| COEUR D'ALENE, ID | 40 | $ 11,830,000 | $ 295,000 | $ 93,000 |
| FLAGSTAFF, AZ | 40 | $ 14,610,000 | $ 365,000 | $ 126,000 |
| SALISBURY, MD-DE | 39 | $ 10,585,000 | $ 259,500 | $ 147,000 |
| SAN RAFAEL, CA | 39 | $ 18,515,000 | $ 474,000 | $ 161,000 |
| EUGENE, OR | 38 | $ 9,940,000 | $ 261,000 | $ 85,000 |
| FARGO, ND-MN | 38 | $ 7,330,000 | $ 198,000 | $ 91,000 |
| COLLEGE STATION-BRYAN, TX | 37 | $ 7,535,000 | $ 203,000 | $ 123,000 |
| GAINESVILLE, FL | 36 | $ 6,940,000 | $ 192,000 | $ 96,000 |
| MONROE, LA | 36 | $ 6,780,000 | $ 188,000 | $ 99,000 |
| OCALA, FL | 36 | $ 6,150,000 | $ 170,000 | $ 74,000 |
| READING, PA | 36 | $ 6,430,000 | $ 178,000 | $ 89,000 |
| SEBASTIAN-VERO BEACH, FL | 36 | $ 6,040,000 | $ 167,000 | $ 70,000 |
| BARNSTABLE TOWN, MA | 35 | $ 10,645,000 | $ 304,000 | $ 167,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 35 | $ 8,915,000 | $ 254,000 | $ 109,000 |
| LEXINGTON-FAYETTE, KY | 35 | $ 7,475,000 | $ 213,000 | $ 85,000 |
| SPARTANBURG, SC | 35 | $ 6,745,000 | $ 192,000 | $ 84,000 |
| BREMERTON-SILVERDALE, WA | 34 | $ 10,790,000 | $ 317,000 | $ 141,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 34 | $ 11,170,000 | $ 328,000 | $ 142,000 |
| SANTA MARIA-SANTA BARBARA, CA | 34 | $ 13,480,000 | $ 396,000 | $ 127,000 |
| DES MOINES-WEST DES MOINES, IA | 33 | $ 7,445,000 | $ 225,000 | $ 93,000 |
| SPRINGFIELD, MA | 33 | $ 7,415,000 | $ 224,000 | $ 107,000 |
| BEND-REDMOND, OR | 32 | $ 10,850,000 | $ 339,000 | $ 125,000 |
| CLARKSVILLE, TN-KY | 32 | $ 7,150,000 | $ 189,000 | $ 115,500 |
| GAINESVILLE, GA | 32 | $ 7,930,000 | $ 247,000 | $ 100,000 |
| FAYETTEVILLE, NC | 31 | $ 5,555,000 | $ 179,000 | $ 91,000 |
| TALLAHASSEE, FL | 31 | $ 6,125,000 | $ 197,000 | $ 90,000 |
| HARRISBURG-CARLISLE, PA | 30 | $ 6,070,000 | $ 202,000 | $ 111,000 |
| PANAMA CITY, FL | 30 | $ 6,530,000 | $ 217,000 | $ 90,000 |
| TYLER, TX | 30 | $ 5,230,000 | $ 174,000 | $ 87,000 |
| JONESBORO, AR | 29 | $ 5,475,000 | $ 188,000 | $ 96,000 |
| MANCHESTER-NASHUA, NH | 29 | $ 7,385,000 | $ 254,000 | $ 123,000 |
| OLYMPIA-TUMWATER, WA | 29 | $ 7,385,000 | $ 254,000 | $ 82,000 |
| SIERRA VISTA-DOUGLAS, AZ | 29 | $ 5,165,000 | $ 178,000 | $ 77,000 |
| WATERLOO-CEDAR FALLS, IA | 29 | $ 3,935,000 | $ 135,000 | $ 66,000 |
| CHICO, CA | 28 | $ 8,940,000 | $ 319,000 | $ 177,000 |
| BLOOMINGTON, IN | 27 | $ 5,415,000 | $ 200,000 | $ 95,000 |
| CHARLOTTESVILLE, VA | 27 | $ 7,745,000 | $ 286,000 | $ 111,000 |
| SANTA CRUZ-WATSONVILLE, CA | 27 | $ 12,855,000 | $ 476,000 | $ 122,000 |
| GADSDEN, AL | 26 | $ 4,020,000 | $ 154,000 | $ 74,000 |
| JEFFERSON CITY, MO | 26 | $ 4,930,000 | $ 189,000 | $ 86,000 |
| MERCED, CA | 26 | $ 6,890,000 | $ 265,000 | $ 106,000 |
| SALINAS, CA | 26 | $ 10,540,000 | $ 405,000 | $ 127,000 |
| SAVANNAH, GA | 26 | $ 5,430,000 | $ 208,000 | $ 94,000 |
| VISALIA-PORTERVILLE, CA | 26 | $ 5,490,000 | $ 211,000 | $ 87,000 |
| BURLINGTON, NC | 25 | $ 4,885,000 | $ 195,000 | $ 85,000 |
| AKRON, OH | 24 | $ 4,700,000 | $ 195,000 | $ 106,000 |
| NAPA, CA | 24 | $ 9,110,000 | $ 379,000 | $ 130,000 |
| RAPID CITY, SD | 24 | $ 5,010,000 | $ 208,000 | $ 87,000 |
| ATHENS-CLARKE COUNTY, GA | 23 | $ 4,995,000 | $ 217,000 | $ 99,000 |
| JACKSONVILLE, NC | 23 | $ 4,105,000 | $ 178,000 | $ 103,000 |
| MOBILE, AL | 23 | $ 4,415,000 | $ 191,000 | $ 100,000 |
| BOWLING GREEN, KY | 22 | $ 4,240,000 | $ 192,000 | $ 80,000 |
| HARRISONBURG, VA | 22 | $ 5,220,000 | $ 237,000 | $ 88,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 22 | $ 5,350,000 | $ 243,000 | $ 110,000 |
| REDDING, CA | 22 | $ 5,910,000 | $ 268,000 | $ 96,000 |
| YORK-HANOVER, PA | 22 | $ 4,940,000 | $ 224,000 | $ 96,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 21 | $ 4,065,000 | $ 193,000 | $ 111,000 |
| COLUMBUS, GA-AL | 21 | $ 3,985,000 | $ 192,000 | $ 189,000 |
| HOT SPRINGS, AR | 21 | $ 3,865,000 | $ 184,000 | $ 143,000 |
| LAFAYETTE, LA | 21 | $ 4,035,000 | $ 192,000 | $ 97,000 |
| SALEM, OR | 21 | $ 5,955,000 | $ 283,000 | $ 122,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 21 | $ 3,015,000 | $ 143,000 | $ 89,500 |
| GRAND FORKS, ND-MN | 20 | $ 3,890,000 | $ 179,000 | $ 90,000 |
| GRAND JUNCTION, CO | 20 | $ 4,530,000 | $ 226,000 | $ 86,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 20 | $ 4,650,000 | $ 196,000 | $ 95,000 |
| HOMOSASSA SPRINGS, FL | 20 | $ 3,020,000 | $ 151,000 | $ 91,000 |
| ANCHORAGE, AK | 19 | $ 5,705,000 | $ 300,000 | $ 93,000 |
| ANN ARBOR, MI | 19 | $ 5,125,000 | $ 269,000 | $ 110,000 |
| BILLINGS, MT | 19 | $ 5,305,000 | $ 279,000 | $ 114,000 |
| CAPE GIRARDEAU, MO-IL | 19 | $ 3,185,000 | $ 167,000 | $ 81,000 |
| CLEVELAND, TN | 19 | $ 3,005,000 | $ 158,000 | $ 75,000 |
| FLORENCE-MUSCLE SHOALS, AL | 19 | $ 3,345,000 | $ 176,000 | $ 84,000 |
| LYNCHBURG, VA | 19 | $ 3,985,000 | $ 209,000 | $ 79,000 |
| MIDLAND, TX | 19 | $ 3,655,000 | $ 192,000 | $ 104,000 |
| PORTLAND-SOUTH PORTLAND, ME | 19 | $ 4,865,000 | $ 256,000 | $ 96,000 |
| SANTA FE, NM | 19 | $ 6,725,000 | $ 353,000 | $ 173,000 |
| THE VILLAGES, FL | 19 | $ 3,635,000 | $ 191,000 | $ 80,000 |
| HATTIESBURG, MS | 18 | $ 4,600,000 | $ 255,000 | $ 133,000 |
| MADERA, CA | 18 | $ 5,070,000 | $ 281,000 | $ 128,000 |
| TRENTON, NJ | 18 | $ 5,380,000 | $ 298,000 | $ 143,000 |
| WINCHESTER, VA-WV | 18 | $ 4,840,000 | $ 262,500 | $ 87,500 |
| ALBANY, OR | 17 | $ 4,395,000 | $ 258,000 | $ 101,000 |
| CORPUS CHRISTI, TX | 17 | $ 3,965,000 | $ 233,000 | $ 213,000 |
| HICKORY-LENOIR-MORGANTON, NC | 17 | $ 3,545,000 | $ 208,000 | $ 95,000 |
| JACKSON, MS | 17 | $ 3,645,000 | $ 214,000 | $ 80,000 |
| KILLEEN-TEMPLE, TX | 17 | $ 3,015,000 | $ 177,000 | $ 96,000 |
| LAS CRUCES, NM | 17 | $ 3,575,000 | $ 210,000 | $ 87,000 |
| MCALLEN-EDINBURG-MISSION, TX | 17 | $ 3,625,000 | $ 213,000 | $ 143,000 |
| TOLEDO, OH | 17 | $ 3,635,000 | $ 213,000 | $ 94,000 |
| BROWNSVILLE-HARLINGEN, TX | 16 | $ 2,800,000 | $ 175,000 | $ 161,000 |
| LANCASTER, PA | 16 | $ 3,510,000 | $ 219,000 | $ 101,000 |
| CANTON-MASSILLON, OH | 15 | $ 2,505,000 | $ 167,000 | $ 85,000 |
| SHERMAN-DENISON, TX | 15 | $ 3,205,000 | $ 213,000 | $ 117,000 |
| SIOUX FALLS, SD | 15 | $ 3,395,000 | $ 226,000 | $ 95,000 |
| WENATCHEE, WA | 15 | $ 4,525,000 | $ 301,000 | $ 127,000 |
| FORT WAYNE, IN | 14 | $ 2,880,000 | $ 205,000 | $ 89,000 |
| HAMMOND, LA | 14 | $ 2,740,000 | $ 195,000 | $ 90,000 |
| ITHACA, NY | 14 | $ 3,350,000 | $ 239,000 | $ 106,000 |
| LANSING-EAST LANSING, MI | 14 | $ 2,420,000 | $ 172,000 | $ 122,000 |
| PUEBLO, CO | 14 | $ 2,980,000 | $ 212,000 | $ 102,000 |
| RACINE, WI | 14 | $ 2,280,000 | $ 162,000 | $ 90,000 |
| SAN ANGELO, TX | 14 | $ 2,410,000 | $ 172,000 | $ 74,000 |
| WACO, TX | 14 | $ 2,630,000 | $ 187,000 | $ 91,000 |
| BINGHAMTON, NY | 13 | $ 2,675,000 | $ 205,000 | $ 158,000 |
| DOVER, DE | 13 | $ 2,535,000 | $ 195,000 | $ 77,000 |
| EAST STROUDSBURG, PA | 13 | $ 2,475,000 | $ 190,000 | $ 128,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 13 | $ 2,515,000 | $ 193,000 | $ 81,000 |
| KENNEWICK-RICHLAND, WA | 13 | $ 3,715,000 | $ 285,000 | $ 98,000 |
| NORWICH-NEW LONDON, CT | 13 | $ 3,455,000 | $ 265,000 | $ 108,000 |
| BELLINGHAM, WA | 12 | $ 3,140,000 | $ 261,000 | $ 98,000 |
| MANHATTAN, KS | 12 | $ 2,260,000 | $ 188,000 | $ 82,000 |
| MEDFORD, OR | 12 | $ 3,200,000 | $ 266,000 | $ 87,000 |
| PEORIA, IL | 12 | $ 1,940,000 | $ 161,000 | $ 81,000 |
| YUMA, AZ | 12 | $ 1,990,000 | $ 165,000 | $ 77,000 |
| AUBURN-OPELIKA, AL | 11 | $ 2,635,000 | $ 239,000 | $ 100,000 |
| DECATUR, AL | 11 | $ 1,995,000 | $ 181,000 | $ 80,000 |
| DOTHAN, AL | 11 | $ 2,095,000 | $ 190,000 | $ 99,000 |
| DULUTH, MN-WI | 11 | $ 2,355,000 | $ 214,000 | $ 88,000 |
| EL CENTRO, CA | 11 | $ 2,735,000 | $ 248,000 | $ 126,000 |
| HOUMA-THIBODAUX, LA | 11 | $ 2,145,000 | $ 195,000 | $ 72,000 |
| JOPLIN, MO | 11 | $ 1,515,000 | $ 137,000 | $ 72,000 |
| MISSOULA, MT | 11 | $ 3,255,000 | $ 295,000 | $ 100,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 11 | $ 1,845,000 | $ 176,000 | $ 80,000 |
| ST. CLOUD, MN | 11 | $ 2,215,000 | $ 201,000 | $ 95,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 1,950,000 | $ 195,000 | $ 93,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 10 | $ 4,060,000 | $ 406,000 | $ 125,000 |
| LEBANON, PA | 10 | $ 1,960,000 | $ 196,000 | $ 119,000 |
| LONGVIEW, TX | 10 | $ 2,240,000 | $ 224,000 | $ 85,000 |
| ROCHESTER, MN | 10 | $ 2,520,000 | $ 252,000 | $ 111,000 |
| ST. JOSEPH, MO-KS | 10 | $ 1,670,000 | $ 167,000 | $ 72,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 2,555,000 | $ 283,000 | $ 114,000 |
| CHEYENNE, WY | 9 | $ 1,585,000 | $ 176,000 | $ 85,000 |
| DALTON, GA | 9 | $ 1,765,000 | $ 196,000 | $ 96,000 |
| GRANTS PASS, OR | 9 | $ 2,175,000 | $ 241,000 | $ 95,000 |
| JANESVILLE-BELOIT, WI | 9 | $ 1,875,000 | $ 208,000 | $ 85,000 |
| KANKAKEE, IL | 9 | $ 1,705,000 | $ 189,000 | $ 112,000 |
| LAKE CHARLES, LA | 9 | $ 1,755,000 | $ 195,000 | $ 96,000 |
| LOGAN, UT-ID | 9 | $ 2,335,000 | $ 259,000 | $ 167,000 |
| LONGVIEW, WA | 9 | $ 2,425,000 | $ 269,000 | $ 89,000 |
| OCEAN CITY, NJ | 9 | $ 2,825,000 | $ 313,000 | $ 199,000 |
| SUMTER, SC | 9 | $ 1,565,000 | $ 173,000 | $ 79,000 |
| TEXARKANA, TX-AR | 9 | $ 1,375,000 | $ 152,000 | $ 85,000 |
| WALLA WALLA, WA | 9 | $ 2,345,000 | $ 260,000 | $ 92,000 |
| APPLETON, WI | 8 | $ 1,420,000 | $ 177,000 | $ 100,000 |
| CHARLESTON, WV | 8 | $ 1,410,000 | $ 176,000 | $ 94,000 |
| GRAND ISLAND, NE | 8 | $ 1,150,000 | $ 143,000 | $ 57,000 |
| GREENVILLE, NC | 8 | $ 1,790,000 | $ 223,000 | $ 115,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 8 | $ 1,120,000 | $ 146,666 | $ 64,666 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 1,890,000 | $ 262,500 | $ 115,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 8 | $ 1,640,000 | $ 205,000 | $ 84,000 |
| LEWISTON-AUBURN, ME | 8 | $ 1,260,000 | $ 157,000 | $ 65,000 |
| MONTGOMERY, AL | 8 | $ 1,510,000 | $ 188,000 | $ 94,000 |
| PINE BLUFF, AR | 8 | $ 1,040,000 | $ 130,000 | $ 81,000 |
| ROCKFORD, IL | 8 | $ 1,190,000 | $ 148,000 | $ 89,000 |
| STAUNTON-WAYNESBORO, VA | 8 | $ 1,770,000 | $ 221,000 | $ 75,000 |
| YAKIMA, WA | 8 | $ 2,080,000 | $ 260,000 | $ 98,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 1,475,000 | $ 210,000 | $ 128,000 |
| HANFORD-CORCORAN, CA | 7 | $ 1,815,000 | $ 259,000 | $ 123,000 |
| JOHNSON CITY, TN | 7 | $ 1,465,000 | $ 209,000 | $ 105,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 1,465,000 | $ 209,000 | $ 93,000 |
| ODESSA, TX | 7 | $ 1,205,000 | $ 172,000 | $ 56,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 1,195,000 | $ 170,000 | $ 146,000 |
| WHEELING, WV-OH | 7 | $ 975,000 | $ 137,500 | $ 53,500 |
| YUBA CITY, CA | 7 | $ 2,055,000 | $ 293,000 | $ 157,000 |
| CORVALLIS, OR | 6 | $ 2,080,000 | $ 346,000 | $ 105,000 |
| EL PASO, TX | 6 | $ 1,290,000 | $ 215,000 | $ 108,000 |
| GREEN BAY, WI | 6 | $ 950,000 | $ 158,000 | $ 62,000 |
| KINGSTON, NY | 6 | $ 1,550,000 | $ 258,000 | $ 114,000 |
| NEW BERN, NC | 6 | $ 1,240,000 | $ 206,000 | $ 93,000 |
| OWENSBORO, KY | 6 | $ 1,160,000 | $ 193,000 | $ 80,000 |
| SHEBOYGAN, WI | 6 | $ 1,790,000 | $ 298,000 | $ 170,000 |
| WARNER ROBINS, GA | 6 | $ 1,200,000 | $ 200,000 | $ 70,000 |
| CARSON CITY, NV | 5 | $ 1,675,000 | $ 335,000 | $ 141,000 |
| CASPER, WY | 5 | $ 1,135,000 | $ 227,000 | $ 92,000 |
| FARMINGTON, NM | 5 | $ 1,065,000 | $ 213,000 | $ 157,000 |
| GLENS FALLS, NY | 5 | $ 995,000 | $ 199,000 | $ 89,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 655,000 | $ 131,000 | $ 56,000 |
| ROANOKE, VA | 5 | $ 1,345,000 | $ 269,000 | $ 110,000 |
| TOPEKA, KS | 5 | $ 705,000 | $ 141,000 | $ 99,000 |
| VALDOSTA, GA | 5 | $ 1,035,000 | $ 207,000 | $ 71,000 |
| VICTORIA, TX | 5 | $ 1,035,000 | $ 207,000 | $ 85,000 |
| WAUSAU, WI | 5 | $ 705,000 | $ 141,000 | $ 95,000 |
| BANGOR, ME | 4 | $ 850,000 | $ 212,000 | $ 126,000 |
| BRUNSWICK, GA | 4 | $ 1,140,000 | $ 285,000 | $ 132,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 830,000 | $ 207,000 | $ 66,000 |
| ELKHART-GOSHEN, IN | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
| LAREDO, TX | 4 | $ 750,000 | $ 187,000 | $ 59,000 |
| LAWRENCE, KS | 4 | $ 770,000 | $ 192,000 | $ 70,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,160,000 | $ 290,000 | $ 85,000 |
| MUSKEGON, MI | 4 | $ 630,000 | $ 157,000 | $ 131,000 |
| ROME, GA | 4 | $ 730,000 | $ 182,000 | $ 66,000 |
| SPRINGFIELD, IL | 4 | $ 900,000 | $ 225,000 | $ 95,000 |
| SPRINGFIELD, OH | 4 | $ 660,000 | $ 165,000 | $ 79,000 |
| TWIN FALLS, ID | 4 | $ 850,000 | $ 212,000 | $ 88,000 |
| ABILENE, TX | 3 | $ 425,000 | $ 141,000 | $ 82,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 3 | $ 565,000 | $ 188,000 | $ 75,000 |
| BATTLE CREEK, MI | 3 | $ 395,000 | $ 131,000 | $ 88,000 |
| CEDAR RAPIDS, IA | 3 | $ 465,000 | $ 155,000 | $ 150,000 |
| EAU CLAIRE, WI | 3 | $ 445,000 | $ 148,000 | $ 68,000 |
| ELMIRA, NY | 3 | $ 525,000 | $ 175,000 | $ 81,000 |
| ENID, OK | 3 | $ 315,000 | $ 105,000 | $ 92,000 |
| GETTYSBURG, PA | 3 | $ 765,000 | $ 255,000 | $ 102,000 |
| GREAT FALLS, MT | 3 | $ 985,000 | $ 328,000 | $ 116,000 |
| KOKOMO, IN | 3 | $ 475,000 | $ 158,000 | $ 67,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 555,000 | $ 172,500 | $ 89,500 |
| LIMA, OH | 3 | $ 605,000 | $ 201,000 | $ 72,000 |
| MANSFIELD, OH | 3 | $ 655,000 | $ 218,000 | $ 85,000 |
| MONROE, MI | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| MORRISTOWN, TN | 3 | $ 945,000 | $ 315,000 | $ 137,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 775,000 | $ 258,000 | $ 141,000 |
| POCATELLO, ID | 3 | $ 875,000 | $ 291,000 | $ 168,000 |
| SAGINAW, MI | 3 | $ 745,000 | $ 248,000 | $ 147,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 455,000 | $ 151,000 | $ 66,000 |
| STATE COLLEGE, PA | 3 | $ 1,045,000 | $ 348,000 | $ 153,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 625,000 | $ 208,000 | $ 143,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 435,000 | $ 145,000 | $ 88,000 |
| WICHITA FALLS, TX | 3 | $ 555,000 | $ 185,000 | $ 100,000 |
| ALBANY, GA | 2 | $ 280,000 | $ 140,000 | $ 108,000 |
| BAY CITY, MI | 2 | $ 270,000 | $ 135,000 | $ 123,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| CARBONDALE-MARION, IL | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| DECATUR, IL | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| FLORENCE, SC | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| FOND DU LAC, WI | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| GOLDSBORO, NC | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| LAWTON, OK | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| MUNCIE, IN | 2 | $ 660,000 | $ 330,000 | $ 153,000 |
| PITTSFIELD, MA | 2 | $ 570,000 | $ 285,000 | $ 110,000 |
| ROCKY MOUNT, NC | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| SEBRING, FL | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| ALTOONA, PA | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| AMES, IA | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| COLUMBUS, IN | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| DUBUQUE, IA | 1 | $ 335,000 | $ 335,000 | $ 157,000 |
| HINESVILLE, GA | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| JACKSON, MI | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| LEWISTON, ID-WA | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| TERRE HAUTE, IN | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,340 | $5,294,150,000 | $288,000 | $7,005,000 | $124,000 | $5,768,000 |
| Home Purchase | 15,538 | $3,849,260,000 | $247,000 | $3,245,000 | $109,000 | $7,293,000 |
| Cash-out Refinancing | 6,863 | $1,811,185,000 | $263,000 | $3,905,000 | $113,000 | $7,575,000 |
| Other Purpose | 312 | $64,820,000 | $207,000 | $2,005,000 | $132,000 | $2,258,000 |
| Home Improvement | 58 | $11,160,000 | $192,000 | $515,000 | $108,000 | $509,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,322 | $7,534,200,000 | $256,000 | $7,005,000 | $116,000 | $7,575,000 |
| Not Provided | 4,388 | $1,360,370,000 | $310,000 | $3,905,000 | $129,000 | $2,340,000 |
| Hispanic | 3,456 | $914,310,000 | $264,000 | $975,000 | $101,000 | $806,000 |
| Asian | 2,300 | $788,130,000 | $342,000 | $2,395,000 | $134,000 | $666,000 |
| Black or African American | 1,297 | $329,975,000 | $254,000 | $755,000 | $101,000 | $513,000 |
| American Indian or Alaskan Native | 166 | $42,010,000 | $253,000 | $745,000 | $107,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $18,740,000 | $347,000 | $595,000 | $145,000 | $420,000 |
| Not applicable | 8 | $8,020,000 | $1,002,000 | $2,605,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 40,980 | $11,000,110,000 | $268,000 | $7,005,000 | $117,000 | $7,575,000 |
| FHA-insured (Federal Housing Administration) | 88 | $19,140,000 | $217,000 | $475,000 | $70,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 30 | $9,540,000 | $318,000 | $745,000 | $109,000 | $396,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,785,000 | $137,000 | $265,000 | $46,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 41,040 | $10,933,770,000 | $266,000 | $1,185,000 | $115,000 | $4,720,000 |
| Loan Originated | 56 | $69,620,000 | $1,243,000 | $3,905,000 | $1,336,000 | $7,575,000 |
| Application Denied By Financial Institution | 11 | $16,025,000 | $1,456,000 | $3,245,000 | $1,386,000 | $4,536,000 |
| Application Withdrawn By Applicant | 2 | $10,250,000 | $5,125,000 | $7,005,000 | $1,585,000 | $1,585,000 |
| Application Approved But Not Accepted | 2 | $910,000 | $455,000 | $555,000 | $968,000 | $1,426,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 41,100 | $11,014,550,000 | $267,000 | $7,005,000 | $116,000 | $7,575,000 |
| Collateral | 4 | $5,710,000 | $1,427,000 | $2,255,000 | $1,313,000 | $3,962,000 |
| Credit Application Incomplete | 2 | $2,850,000 | $1,425,000 | $2,805,000 | $1,906,000 | $1,906,000 |
| Debt-To-Income Ratio | 2 | $790,000 | $395,000 | $515,000 | $87,000 | $141,000 |
| Employment History | 1 | $2,105,000 | $2,105,000 | $2,105,000 | $4,536,000 | $4,536,000 |
| Credit History | 1 | $1,325,000 | $1,325,000 | $1,325,000 | $414,000 | $414,000 |
| Unverifiable Information | 1 | $3,245,000 | $3,245,000 | $3,245,000 | $1,585,000 | $1,585,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.