The Federal Savings Bank Mortgage Lending & HMDA Data, 2014

In 2014, The Federal Savings Bank of Chicago, IL reported 8,812 mortgage applications totaling $2.3 billion, up 34% from 2013. The average application was for $264,210, and applicants reported an average income of $93,851. 66% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (1,874), New York-Jersey City-White Plains, NY-NJ (866) and Nassau County-Suffolk County, NY (460) (applications in parentheses).

Mortgage Company & Address The Federal Savings Bank
300 N Elizabeth Street, Ste 3e
Chicago, IL 60639
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,812
Total Mortgage Loan Application Amount $2,328,219,000
Average Mortgage Loan Application Amount $264,210
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $93,851
Highest Applicant Income $6,365,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Federal Savings Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,364 $ 307,767,000 $ 225,635 $ 103,000
Clark, Nevada 299 $ 61,698,000 $ 206,347 $ 75,000
Suffolk, New York 285 $ 85,082,000 $ 298,533 $ 110,000
Queens, New York 235 $ 92,947,000 $ 395,519 $ 104,000
Kings, New York 230 $ 103,626,000 $ 450,547 $ 148,000
DuPage, Illinois 210 $ 50,032,000 $ 238,247 $ 114,000
Maricopa, Arizona 190 $ 43,752,000 $ 230,273 $ 65,000
Will, Illinois 189 $ 38,879,000 $ 205,708 $ 88,000
Nassau, New York 175 $ 65,540,000 $ 374,514 $ 148,000
Lake, Illinois 113 $ 36,833,000 $ 325,955 $ 156,000
Kane, Illinois 88 $ 21,622,000 $ 245,704 $ 121,000
Los Angeles, California 86 $ 32,296,000 $ 375,534 $ 100,000
Prince George's, Maryland 85 $ 22,303,000 $ 262,388 $ 73,000
New York, New York 79 $ 49,174,000 $ 622,455 $ 276,000
Ocean, New Jersey 73 $ 20,280,000 $ 277,808 $ 113,000
McHenry, Illinois 71 $ 15,716,000 $ 221,352 $ 106,000
Bronx, New York 59 $ 25,364,000 $ 429,898 $ 104,000
San Diego, California 50 $ 21,298,000 $ 425,960 $ 99,000
Fairfax, Virginia 47 $ 19,901,000 $ 423,425 $ 91,000
Williamson, Texas 46 $ 9,357,000 $ 203,413 $ 86,000
Anne Arundel, Maryland 45 $ 13,076,000 $ 290,577 $ 89,000
Riverside, California 43 $ 13,129,000 $ 305,325 $ 74,000
Honolulu, Hawaii 42 $ 21,481,000 $ 511,452 $ 87,000
Baltimore, Maryland 42 $ 10,373,000 $ 246,976 $ 84,000
Montgomery, Maryland 42 $ 17,260,000 $ 410,952 $ 115,000
Travis, Texas 39 $ 10,661,000 $ 273,358 $ 119,000
Westchester, New York 38 $ 17,629,000 $ 463,921 $ 210,000
Lake, Indiana 37 $ 5,787,000 $ 156,405 $ 75,000
Prince William, Virginia 35 $ 10,661,000 $ 304,600 $ 70,000
El Paso, Colorado 34 $ 8,417,000 $ 247,558 $ 26,000
District of Columbia, District Of Columbia 34 $ 12,687,000 $ 373,147 $ 112,000
Kendall, Illinois 34 $ 6,137,000 $ 180,500 $ 80,000
Franklin, Ohio 34 $ 6,709,000 $ 197,323 $ 76,000
Orange, Florida 33 $ 7,288,000 $ 220,848 $ 102,000
DeKalb, Georgia 33 $ 9,021,000 $ 273,363 $ 138,000
Middlesex, Massachusetts 32 $ 11,283,000 $ 352,593 $ 110,000
Orange, California 31 $ 16,006,000 $ 516,322 $ 170,000
Dallas, Texas 30 $ 5,392,000 $ 179,733 $ 62,000
Miami-Dade, Florida 29 $ 10,612,000 $ 365,931 $ 208,000
Loudoun, Virginia 28 $ 12,829,000 $ 458,178 $ 118,000
Harris, Texas 26 $ 4,709,000 $ 181,115 $ 62,000
Broward, Florida 25 $ 8,039,000 $ 321,560 $ 357,000
Palm Beach, Florida 25 $ 8,236,000 $ 329,440 $ 169,000
Rockland, New York 25 $ 8,096,000 $ 323,840 $ 113,000
Pima, Arizona 24 $ 5,725,000 $ 238,541 $ 52,000
Sacramento, California 24 $ 6,663,000 $ 277,625 $ 57,000
San Bernardino, California 24 $ 8,503,000 $ 354,291 $ 85,000
Hudson, New Jersey 24 $ 8,566,000 $ 356,916 $ 131,000
Fairfield, Connecticut 23 $ 7,795,000 $ 338,913 $ 150,000
Bexar, Texas 23 $ 5,403,000 $ 234,913 $ 76,000
Monmouth, New Jersey 22 $ 5,918,000 $ 269,000 $ 104,000
Mecklenburg, North Carolina 22 $ 4,476,000 $ 203,454 $ 78,000
Tarrant, Texas 22 $ 5,693,000 $ 258,772 $ 68,000
Salt Lake, Utah 22 $ 6,053,000 $ 275,136 $ 45,000
Essex, New Jersey 21 $ 5,847,000 $ 278,428 $ 92,000
Collin, Texas 21 $ 6,501,000 $ 309,571 $ 112,000
Denton, Texas 21 $ 5,777,000 $ 275,095 $ 107,000
Pinal, Arizona 20 $ 3,430,000 $ 171,500 $ 39,000
Arapahoe, Colorado 20 $ 5,650,000 $ 282,500 $ 99,000
Brevard, Florida 20 $ 3,532,000 $ 176,600 $ 83,000
Hillsborough, Florida 20 $ 5,493,000 $ 274,650 $ 129,000
Bergen, New Jersey 20 $ 7,700,000 $ 385,000 $ 158,000
Richmond, New York 20 $ 7,282,000 $ 364,100 $ 114,000
Bell, Texas 20 $ 4,060,000 $ 203,000 $ 42,000
Virginia Beach, Virginia 20 $ 4,380,000 $ 219,000 $ 46,000
King, Washington 20 $ 6,570,000 $ 328,500 $ 76,000
Snohomish, Washington 20 $ 5,534,000 $ 276,700 $ 66,000
Waukesha, Wisconsin 20 $ 4,721,000 $ 236,050 $ 92,000
Alameda, California 19 $ 6,082,000 $ 320,105 $ 100,000
Contra Costa, California 19 $ 8,779,000 $ 462,052 $ 100,000
Fulton, Georgia 19 $ 4,430,000 $ 233,157 $ 151,000
Gwinnett, Georgia 19 $ 4,182,000 $ 220,105 $ 82,000
Hennepin, Minnesota 19 $ 4,735,000 $ 249,210 $ 58,000
Middlesex, New Jersey 19 $ 4,911,000 $ 258,473 $ 89,000
Davidson, Tennessee 19 $ 3,741,000 $ 196,894 $ 60,000
Pierce, Washington 19 $ 4,738,000 $ 249,368 $ 64,000
Douglas, Colorado 18 $ 5,092,000 $ 282,888 $ 99,000
Oakland, Michigan 18 $ 3,409,000 $ 189,388 $ 110,000
Delaware, Ohio 18 $ 4,508,000 $ 250,444 $ 95,000
Milwaukee, Wisconsin 18 $ 3,330,000 $ 185,000 $ 51,000
Sussex, Delaware 17 $ 3,943,000 $ 231,941 $ 91,000
Duval, Florida 17 $ 3,372,000 $ 198,352 $ 68,000
Cobb, Georgia 17 $ 4,188,000 $ 246,352 $ 96,000
Scott, Iowa 17 $ 2,929,000 $ 172,294 $ 92,000
Charles, Maryland 17 $ 4,185,000 $ 246,176 $ 68,000
Sarpy, Nebraska 17 $ 3,072,000 $ 180,705 $ 55,000
Oklahoma, Oklahoma 17 $ 2,840,000 $ 167,058 $ 59,000
St. Mary's, Maryland 16 $ 3,561,000 $ 222,562 $ 69,000
Cumberland, North Carolina 16 $ 2,782,000 $ 173,875 $ 18,000
Denver, Colorado 15 $ 4,109,000 $ 273,933 $ 91,000
Bernalillo, New Mexico 15 $ 4,249,000 $ 283,266 $ 84,000
Wake, North Carolina 15 $ 3,649,000 $ 243,266 $ 61,000
Spokane, Washington 15 $ 2,609,000 $ 173,933 $ 31,000
Lee, Florida 14 $ 3,348,000 $ 239,142 $ 114,000
Howard, Maryland 14 $ 4,615,000 $ 329,642 $ 85,000
Jackson, Missouri 14 $ 2,984,000 $ 213,142 $ 78,000
Morris, New Jersey 14 $ 4,938,000 $ 352,714 $ 144,000
Montgomery, Tennessee 14 $ 2,579,000 $ 184,214 $ 42,000
Shelby, Tennessee 14 $ 2,825,000 $ 201,785 $ 115,000
Williamson, Tennessee 14 $ 4,192,000 $ 299,428 $ 91,000
Santa Clara, California 13 $ 6,468,000 $ 497,538 $ 116,000
Hartford, Connecticut 13 $ 2,608,000 $ 200,615 $ 90,000
New Haven, Connecticut 13 $ 2,545,000 $ 195,769 $ 76,000
Seminole, Florida 13 $ 2,188,000 $ 168,307 $ 90,000
Ada, Idaho 13 $ 3,253,000 $ 250,230 $ 64,000
Baltimore City, Maryland 13 $ 2,267,000 $ 174,384 $ 88,000
Erie, New York 13 $ 2,690,000 $ 206,923 $ 48,000
Butler, Ohio 13 $ 2,020,000 $ 155,384 $ 37,000
Charleston, South Carolina 13 $ 2,889,000 $ 222,230 $ 59,000
Madison, Alabama 12 $ 3,333,000 $ 277,750 $ 52,000
Pulaski, Arkansas 12 $ 2,725,000 $ 227,083 $ 81,000
Jefferson, Colorado 12 $ 3,929,000 $ 327,416 $ 73,000
Collier, Florida 12 $ 4,378,000 $ 364,833 $ 167,000
Leavenworth, Kansas 12 $ 2,153,000 $ 179,416 $ 59,000
Jefferson, Kentucky 12 $ 2,162,000 $ 180,166 $ 45,000
Harford, Maryland 12 $ 3,701,000 $ 308,416 $ 72,000
Wayne, Michigan 12 $ 2,473,000 $ 206,083 $ 100,000
Washoe, Nevada 12 $ 3,392,000 $ 282,666 $ 47,000
Orange, New York 12 $ 2,953,000 $ 246,083 $ 91,000
Lane, Oregon 12 $ 2,493,000 $ 207,750 $ 39,000
Washington, Oregon 12 $ 3,326,000 $ 277,166 $ 43,000
Richland, South Carolina 12 $ 2,983,000 $ 248,583 $ 94,000
Fort Bend, Texas 12 $ 2,572,000 $ 214,333 $ 71,000
Washington, Wisconsin 12 $ 3,055,000 $ 254,583 $ 84,000
New Castle, Delaware 11 $ 2,258,000 $ 205,272 $ 40,000
Pinellas, Florida 11 $ 2,656,000 $ 241,454 $ 109,000
McLean, Illinois 11 $ 2,376,000 $ 216,000 $ 69,000
Hampden, Massachusetts 11 $ 2,689,000 $ 244,454 $ 43,000
Burlington, New Jersey 11 $ 3,057,000 $ 277,909 $ 97,000
Union, North Carolina 11 $ 2,418,000 $ 219,818 $ 91,000
Summit, Ohio 11 $ 2,154,000 $ 195,818 $ 44,000
Multnomah, Oregon 11 $ 3,443,000 $ 313,000 $ 83,000
Kitsap, Washington 11 $ 2,854,000 $ 259,454 $ 47,000
Navajo, Arizona 10 $ 1,756,000 $ 175,600 $ 59,000
Weld, Colorado 10 $ 2,015,000 $ 201,500 $ 48,000
Clay, Florida 10 $ 1,801,000 $ 180,100 $ 41,000
Rock Island, Illinois 10 $ 1,471,000 $ 147,100 $ 79,000
Sedgwick, Kansas 10 $ 1,354,000 $ 135,400 $ 34,000
Camden, New Jersey 10 $ 1,554,000 $ 155,400 $ 58,000
Passaic, New Jersey 10 $ 2,419,000 $ 241,900 $ 93,000
Union, New Jersey 10 $ 3,142,000 $ 314,200 $ 103,000
New Hanover, North Carolina 10 $ 1,768,000 $ 176,800 $ 73,000
Allegheny, Pennsylvania 10 $ 1,908,000 $ 190,800 $ 90,000
Montgomery, Pennsylvania 10 $ 2,901,000 $ 290,100 $ 84,000
Providence, Rhode Island 10 $ 1,889,000 $ 188,900 $ 79,000
Beaufort, South Carolina 10 $ 2,179,000 $ 217,900 $ 64,000
Dorchester, South Carolina 10 $ 2,242,000 $ 224,200 $ 68,000
Chesapeake, Virginia 10 $ 2,472,000 $ 247,200 $ 21,000
Limestone, Alabama 9 $ 2,162,000 $ 240,222 $ 116,000
Anchorage, Alaska 9 $ 3,058,000 $ 339,777 $ 42,000
Matanuska-Susitna, Alaska 9 $ 2,012,000 $ 223,555 $ 28,000
Solano, California 9 $ 2,611,000 $ 290,111 $ 46,000
Ventura, California 9 $ 4,528,000 $ 503,111 $ 107,000
Adams, Colorado 9 $ 2,156,000 $ 239,555 $ 59,000
Okaloosa, Florida 9 $ 1,546,000 $ 171,777 $ 62,000
Champaign, Illinois 9 $ 1,099,000 $ 122,111 $ 70,000
Johnson, Kansas 9 $ 2,269,000 $ 252,111 $ 64,000
Frederick, Maryland 9 $ 1,947,000 $ 216,333 $ 61,000
Macomb, Michigan 9 $ 1,619,000 $ 179,888 $ 24,000
St. Charles, Missouri 9 $ 1,548,000 $ 172,000 $ 90,000
St. Louis, Missouri 9 $ 2,185,000 $ 242,777 $ 77,000
Philadelphia, Pennsylvania 9 $ 1,806,000 $ 200,666 $ 73,000
Horry, South Carolina 9 $ 1,503,000 $ 167,000 $ 69,000
Utah, Utah 9 $ 2,488,000 $ 276,444 $ 158,000
Dane, Wisconsin 9 $ 1,955,000 $ 217,222 $ 72,000
Fresno, California 8 $ 2,571,000 $ 321,375 $ 257,000
Kern, California 8 $ 1,448,000 $ 181,000 $ 51,000
Kent, Delaware 8 $ 1,993,000 $ 249,125 $ 41,000
Cherokee, Georgia 8 $ 1,534,000 $ 191,750 $ 51,000
Walton, Georgia 8 $ 1,355,000 $ 169,375 $ 73,000
Hawaii, Hawaii 8 $ 2,968,000 $ 371,000 $ 93,000
Marion, Indiana 8 $ 1,141,000 $ 142,625 $ 97,000
Bossier, Louisiana 8 $ 1,965,000 $ 245,625 $ 40,000
Norfolk, Massachusetts 8 $ 2,638,000 $ 329,750 $ 70,000
Plymouth, Massachusetts 8 $ 2,618,000 $ 327,250 $ 148,000
DeSoto, Mississippi 8 $ 1,349,000 $ 168,625 $ 51,000
Gallatin, Montana 8 $ 2,839,000 $ 354,875 $ 119,000
Douglas, Nebraska 8 $ 2,098,000 $ 262,250 $ 45,000
Brunswick, North Carolina 8 $ 2,229,000 $ 278,625 $ 64,000
Harnett, North Carolina 8 $ 1,698,000 $ 212,250 $ 46,000
Onslow, North Carolina 8 $ 1,305,000 $ 163,125 $ 60,000
Lorain, Ohio 8 $ 1,341,000 $ 167,625 $ 51,000
Tulsa, Oklahoma 8 $ 1,699,000 $ 212,375 $ 99,000
Bucks, Pennsylvania 8 $ 2,322,000 $ 290,250 $ 129,000
Chester, Pennsylvania 8 $ 2,154,000 $ 269,250 $ 130,000
Lehigh, Pennsylvania 8 $ 1,537,000 $ 192,125 $ 56,000
Westmoreland, Pennsylvania 8 $ 2,226,000 $ 278,250 $ 93,000
Washington, Rhode Island 8 $ 2,471,000 $ 308,875 $ 268,000
Wilson, Tennessee 8 $ 1,773,000 $ 221,625 $ 116,000
El Paso, Texas 8 $ 1,164,000 $ 145,500 $ 27,000
Stafford, Virginia 8 $ 2,692,000 $ 336,500 $ 71,000
Thurston, Washington 8 $ 2,127,000 $ 265,875 $ 71,000
Walworth, Wisconsin 8 $ 1,602,000 $ 200,250 $ 85,000
Jefferson, Alabama 7 $ 1,071,000 $ 153,000 $ 49,000
Yavapai, Arizona 7 $ 1,826,000 $ 260,857 $ 72,000
San Joaquin, California 7 $ 2,114,000 $ 302,000 $ 90,000
Santa Barbara, California 7 $ 3,245,000 $ 463,571 $ 90,000
Sonoma, California 7 $ 3,132,000 $ 447,428 $ 63,000
Henry, Georgia 7 $ 1,409,000 $ 201,285 $ 46,000
Liberty, Georgia 7 $ 969,000 $ 138,428 $ 19,000
Maui, Hawaii 7 $ 2,785,000 $ 397,857 $ 82,000
Jefferson, Louisiana 7 $ 1,179,000 $ 168,428 $ 65,000
St. Tammany, Louisiana 7 $ 1,746,000 $ 249,428 $ 25,000
Terrebonne, Louisiana 7 $ 1,970,000 $ 281,428 $ 106,000
Carroll, Maryland 7 $ 1,896,000 $ 270,857 $ 98,000
Barnstable, Massachusetts 7 $ 2,072,000 $ 296,000 $ 87,000
Suffolk, Massachusetts 7 $ 1,930,000 $ 275,714 $ 99,000
Anoka, Minnesota 7 $ 1,458,000 $ 208,285 $ 20,000
Dakota, Minnesota 7 $ 1,404,000 $ 200,571 $ 73,000
Clay, Missouri 7 $ 1,495,000 $ 213,571 $ 48,000
Hillsborough, New Hampshire 7 $ 1,545,000 $ 220,714 $ 119,000
Santa Fe, New Mexico 7 $ 2,073,000 $ 296,142 $ 67,000
Dutchess, New York 7 $ 3,077,000 $ 439,571 $ 375,000
Cuyahoga, Ohio 7 $ 1,454,000 $ 207,714 $ 92,000
Lucas, Ohio 7 $ 1,465,000 $ 209,285 $ 81,000
Clackamas, Oregon 7 $ 1,698,000 $ 242,571 $ 68,000
Deschutes, Oregon 7 $ 1,607,000 $ 229,571 $ 78,000
Berkeley, South Carolina 7 $ 1,456,000 $ 208,000 $ 59,000
Greenville, South Carolina 7 $ 1,571,000 $ 224,428 $ 57,000
York, South Carolina 7 $ 2,541,000 $ 363,000 $ 153,000
Knox, Tennessee 7 $ 1,034,000 $ 147,714 $ 60,000
Weber, Utah 7 $ 1,475,000 $ 210,714 $ 44,000
Alexandria, Virginia 7 $ 2,916,000 $ 416,571 $ 121,000
Arlington, Virginia 7 $ 3,053,000 $ 436,142 $ 149,000
Chesterfield, Virginia 7 $ 1,977,000 $ 282,428 $ 80,000
Clark, Washington 7 $ 1,500,000 $ 214,285 $ 48,000
Kenosha, Wisconsin 7 $ 1,507,000 $ 215,285 $ 93,000
Houston, Alabama 6 $ 1,434,000 $ 239,000 $ 58,000
Cochise, Arizona 6 $ 1,187,000 $ 197,833 $ 30,000
Larimer, Colorado 6 $ 1,838,000 $ 306,333 $ 102,000
New London, Connecticut 6 $ 1,043,000 $ 173,833 $ 63,000
Escambia, Florida 6 $ 1,112,000 $ 185,333 $ 102,000
Lake, Florida 6 $ 1,869,000 $ 311,500 $ 80,000
St. Lucie, Florida 6 $ 850,000 $ 141,666 $ 48,000
Houston, Georgia 6 $ 952,000 $ 158,666 $ 37,000
Muscogee, Georgia 6 $ 972,000 $ 162,000 $ 18,000
Grundy, Illinois 6 $ 1,115,000 $ 185,833 $ 74,000
Kankakee, Illinois 6 $ 981,000 $ 163,500 $ 67,000
East Baton Rouge, Louisiana 6 $ 1,726,000 $ 287,666 $ 41,000
Worcester, Massachusetts 6 $ 1,279,000 $ 213,166 $ 83,000
Berrien, Michigan 6 $ 1,205,000 $ 200,833 $ 186,000
Harrison, Mississippi 6 $ 1,269,000 $ 211,500 $ 43,000
Rockingham, New Hampshire 6 $ 1,618,000 $ 269,666 $ 95,000
Mercer, New Jersey 6 $ 1,606,000 $ 267,666 $ 100,000
Sandoval, New Mexico 6 $ 1,461,000 $ 243,500 $ 47,000
Hoke, North Carolina 6 $ 1,371,000 $ 228,500 $ 22,000
Robeson, North Carolina 6 $ 1,239,000 $ 206,500 $ 65,000
Richland, Ohio 6 $ 1,204,000 $ 200,666 $ 30,000
Delaware, Pennsylvania 6 $ 1,600,000 $ 266,666 $ 40,000
York, Pennsylvania 6 $ 1,229,000 $ 204,833 $ 49,000
Sumner, Tennessee 6 $ 1,284,000 $ 214,000 $ 49,000
Comal, Texas 6 $ 1,802,000 $ 300,333 $ 83,000
Montgomery, Texas 6 $ 2,154,000 $ 359,000 $ 119,000
Nueces, Texas 6 $ 1,165,000 $ 194,166 $ 51,000
Davis, Utah 6 $ 1,294,000 $ 215,666 $ 32,000
Washington, Utah 6 $ 1,493,000 $ 248,833 $ 40,000
Richmond City, Virginia 6 $ 1,180,000 $ 196,666 $ 67,000
Berkeley, West Virginia 6 $ 1,152,000 $ 192,000 $ 37,000
Montgomery, Alabama 5 $ 1,110,000 $ 222,000 $ 42,000
St. Clair, Alabama 5 $ 1,377,000 $ 275,400 $ 35,000
Mohave, Arizona 5 $ 852,000 $ 170,400 $ 37,000
Benton, Arkansas 5 $ 1,002,000 $ 200,400 $ 49,000
Stanislaus, California 5 $ 1,189,000 $ 237,800 $ 100,000
Manatee, Florida 5 $ 877,000 $ 175,400 $ 59,000
Pasco, Florida 5 $ 1,265,000 $ 253,000 $ 60,000
Volusia, Florida 5 $ 963,000 $ 192,600 $ 69,000
Richmond, Georgia 5 $ 710,000 $ 142,000 $ 0
Bonner, Idaho 5 $ 1,241,000 $ 248,200 $ 87,000
Canyon, Idaho 5 $ 922,000 $ 184,400 $ 0
DeKalb, Illinois 5 $ 820,000 $ 164,000 $ 68,000
LaSalle, Illinois 5 $ 592,000 $ 118,400 $ 80,000
Hamilton, Indiana 5 $ 774,000 $ 154,800 $ 57,000
Johnson, Indiana 5 $ 842,000 $ 168,400 $ 155,000
Porter, Indiana 5 $ 1,067,000 $ 213,400 $ 84,000
Hardin, Kentucky 5 $ 1,064,000 $ 212,800 $ 13,000
Lafayette, Louisiana 5 $ 1,228,000 $ 245,600 $ 127,000
Orleans, Louisiana 5 $ 1,170,000 $ 234,000 $ 116,000
Cumberland, Maine 5 $ 1,192,000 $ 238,400 $ 53,000
Essex, Massachusetts 5 $ 1,766,000 $ 353,200 $ 102,000
Flathead, Montana 5 $ 2,280,000 $ 456,000 $ 149,000
Lancaster, Nebraska 5 $ 718,000 $ 143,600 $ 31,000
Gloucester, New Jersey 5 $ 727,000 $ 145,400 $ 119,000
Somerset, New Jersey 5 $ 1,704,000 $ 340,800 $ 115,000
Albany, New York 5 $ 966,000 $ 193,200 $ 71,000
Monroe, New York 5 $ 930,000 $ 186,000 $ 138,000
Ulster, New York 5 $ 830,000 $ 166,000 $ 149,000
Alamance, North Carolina 5 $ 448,000 $ 89,600 $ 38,000
Chatham, North Carolina 5 $ 1,575,000 $ 315,000 $ 107,000
Durham, North Carolina 5 $ 950,000 $ 190,000 $ 67,000
Guilford, North Carolina 5 $ 1,973,000 $ 394,600 $ 150,000
Erie, Ohio 5 $ 1,206,000 $ 241,200 $ 141,000
Licking, Ohio 5 $ 1,015,000 $ 203,000 $ 78,000
Montgomery, Ohio 5 $ 570,000 $ 114,000 $ 63,000
Portage, Ohio 5 $ 1,185,000 $ 237,000 $ 86,000
Trumbull, Ohio 5 $ 972,000 $ 194,400 $ 56,000
Union, Ohio 5 $ 1,433,000 $ 286,600 $ 75,000
Cleveland, Oklahoma 5 $ 1,026,000 $ 205,200 $ 52,000
Jackson, Oregon 5 $ 880,000 $ 176,000 $ 19,000
Dauphin, Pennsylvania 5 $ 647,000 $ 129,400 $ 74,000
Newport, Rhode Island 5 $ 1,310,000 $ 262,000 $ 94,000
Aiken, South Carolina 5 $ 1,362,000 $ 272,400 $ 124,000
Pennington, South Dakota 5 $ 1,021,000 $ 204,200 $ 19,000
Hampton, Virginia 5 $ 1,072,000 $ 214,400 $ 18,000
Henrico, Virginia 5 $ 1,361,000 $ 272,200 $ 105,000
Suffolk, Virginia 5 $ 985,000 $ 197,000 $ 22,000
Brown, Wisconsin 5 $ 906,000 $ 181,200 $ 7,000
Racine, Wisconsin 5 $ 1,074,000 $ 214,800 $ 53,000
Lee, Alabama 4 $ 788,000 $ 197,000 $ 228,000
Kenai Peninsula, Alaska 4 $ 531,000 $ 132,750 $ 73,000
Yuma, Arizona 4 $ 681,000 $ 170,250 $ 21,000
Saline, Arkansas 4 $ 900,000 $ 225,000 $ 49,000
Marin, California 4 $ 2,606,000 $ 651,500 $ 203,000
Placer, California 4 $ 1,091,000 $ 272,750 $ 95,000
San Francisco, California 4 $ 1,395,000 $ 348,750 $ 107,000
San Luis Obispo, California 4 $ 1,820,000 $ 455,000 $ 81,000
Boulder, Colorado 4 $ 1,966,000 $ 491,500 $ 107,000
Fremont, Colorado 4 $ 708,000 $ 177,000 $ 18,000
La Plata, Colorado 4 $ 1,052,000 $ 263,000 $ 105,000
Litchfield, Connecticut 4 $ 1,016,000 $ 254,000 $ 79,000
Middlesex, Connecticut 4 $ 997,000 $ 249,250 $ 67,000
Bay, Florida 4 $ 692,000 $ 173,000 $ 92,000
Santa Rosa, Florida 4 $ 775,000 $ 193,750 $ 84,000
St. Johns, Florida 4 $ 1,105,000 $ 276,250 $ 113,000
Chatham, Georgia 4 $ 771,000 $ 192,750 $ 11,000
Henry, Illinois 4 $ 576,000 $ 144,000 $ 75,000
St. Clair, Illinois 4 $ 854,000 $ 213,500 $ 83,000
Johnson, Iowa 4 $ 927,000 $ 231,750 $ 81,000
Polk, Iowa 4 $ 956,000 $ 239,000 $ 198,000
Bullitt, Kentucky 4 $ 771,000 $ 192,750 $ 103,000
Ascension, Louisiana 4 $ 970,000 $ 242,500 $ 62,000
Ouachita, Louisiana 4 $ 645,000 $ 161,250 $ 21,000
Tangipahoa, Louisiana 4 $ 612,000 $ 153,000 $ 62,000
Vernon, Louisiana 4 $ 605,000 $ 151,250 $ 50,000
Queen Anne's, Maryland 4 $ 1,796,000 $ 449,000 $ 145,000
Allegan, Michigan 4 $ 696,000 $ 174,000 $ 86,000
Livingston, Michigan 4 $ 790,000 $ 197,500 $ 68,000
Muskegon, Michigan 4 $ 884,000 $ 221,000 $ 83,000
Ottawa, Michigan 4 $ 1,251,000 $ 312,750 $ 50,000
Carver, Minnesota 4 $ 964,000 $ 241,000 $ 50,000
Olmsted, Minnesota 4 $ 901,000 $ 225,250 $ 0
Wright, Minnesota 4 $ 603,000 $ 150,750 $ 51,000
Jackson, Mississippi 4 $ 508,000 $ 127,000 $ 71,000
Yellowstone, Montana 4 $ 913,000 $ 228,250 $ 82,000
Adams, Nebraska 4 $ 959,000 $ 239,750 $ 93,000
Cape May, New Jersey 4 $ 1,098,000 $ 274,500 $ 146,000
Dona Ana, New Mexico 4 $ 797,000 $ 199,250 $ 19,000
Putnam, New York 4 $ 1,159,000 $ 289,750 $ 88,000
Caldwell, North Carolina 4 $ 1,119,000 $ 279,750 $ 67,000
Catawba, North Carolina 4 $ 1,022,000 $ 255,500 $ 89,000
Forsyth, North Carolina 4 $ 1,005,000 $ 251,250 $ 56,000
Iredell, North Carolina 4 $ 1,199,000 $ 299,750 $ 39,000
Lincoln, North Carolina 4 $ 1,551,000 $ 387,750 $ 139,000
Moore, North Carolina 4 $ 1,130,000 $ 282,500 $ 36,000
Rowan, North Carolina 4 $ 1,219,000 $ 304,750 $ 119,000
Clermont, Ohio 4 $ 1,225,000 $ 306,250 $ 124,000
Fairfield, Ohio 4 $ 838,000 $ 209,500 $ 51,000
Lake, Ohio 4 $ 960,000 $ 240,000 $ 104,000
Mahoning, Ohio 4 $ 394,000 $ 98,500 $ 31,000
Warren, Ohio 4 $ 844,000 $ 211,000 $ 74,000
Columbia, Oregon 4 $ 721,000 $ 180,250 $ 0
Erie, Pennsylvania 4 $ 710,000 $ 177,500 $ 50,000
Pike, Pennsylvania 4 $ 893,000 $ 223,250 $ 37,000
Spartanburg, South Carolina 4 $ 672,000 $ 168,000 $ 85,000
Rutherford, Tennessee 4 $ 707,000 $ 176,750 $ 41,000
Bastrop, Texas 4 $ 573,000 $ 143,250 $ 28,000
Brazoria, Texas 4 $ 743,000 $ 185,750 $ 73,000
Coryell, Texas 4 $ 540,000 $ 135,000 $ 36,000
Galveston, Texas 4 $ 913,000 $ 228,250 $ 62,000
Hays, Texas 4 $ 852,000 $ 213,000 $ 60,000
Orange, Vermont 4 $ 870,000 $ 217,500 $ 53,000
Fauquier, Virginia 4 $ 1,806,000 $ 451,500 $ 203,000
Norfolk, Virginia 4 $ 555,000 $ 138,750 $ 62,000
Portsmouth, Virginia 4 $ 768,000 $ 192,000 $ 0
Spotsylvania, Virginia 4 $ 1,306,000 $ 326,500 $ 76,000
Outagamie, Wisconsin 4 $ 681,000 $ 170,250 $ 57,000
Ozaukee, Wisconsin 4 $ 1,167,000 $ 291,750 $ 90,000
Campbell, Wyoming 4 $ 1,315,000 $ 328,750 $ 0
Shelby, Alabama 3 $ 803,000 $ 267,666 $ 166,000
Coconino, Arizona 3 $ 528,000 $ 176,000 $ 29,000
Baxter, Arkansas 3 $ 672,000 $ 224,000 $ 50,000
Butte, California 3 $ 864,000 $ 288,000 $ 60,000
Monterey, California 3 $ 1,580,000 $ 526,666 $ 160,000
Nevada, California 3 $ 1,439,000 $ 479,666 $ 239,000
San Mateo, California 3 $ 1,281,000 $ 427,000 $ 105,000
Tulare, California 3 $ 724,000 $ 241,333 $ 47,000
Elbert, Colorado 3 $ 858,000 $ 286,000 $ 0
Citrus, Florida 3 $ 633,000 $ 211,000 $ 62,000
Indian River, Florida 3 $ 1,028,000 $ 342,666 $ 91,000
Marion, Florida 3 $ 459,000 $ 153,000 $ 59,000
Monroe, Florida 3 $ 796,000 $ 265,333 $ 239,000
Osceola, Florida 3 $ 707,000 $ 235,666 $ 108,000
Sarasota, Florida 3 $ 1,123,000 $ 374,333 $ 894,000
Fayette, Georgia 3 $ 1,446,000 $ 482,000 $ 148,000
Forsyth, Georgia 3 $ 1,347,000 $ 449,000 $ 167,000
Paulding, Georgia 3 $ 468,000 $ 156,000 $ 48,000
Elmore, Idaho 3 $ 538,000 $ 179,333 $ 29,000
Kootenai, Idaho 3 $ 517,000 $ 172,333 $ 16,000
Twin Falls, Idaho 3 $ 514,000 $ 171,333 $ 13,000
Madison, Illinois 3 $ 577,000 $ 192,333 $ 126,000
Sangamon, Illinois 3 $ 502,000 $ 167,333 $ 63,000
Tazewell, Illinois 3 $ 370,000 $ 123,333 $ 48,000
Winnebago, Illinois 3 $ 422,000 $ 140,666 $ 80,000
Allen, Indiana 3 $ 527,000 $ 175,666 $ 70,000
Dearborn, Indiana 3 $ 915,000 $ 305,000 $ 88,000
Floyd, Indiana 3 $ 999,000 $ 333,000 $ 82,000
LaPorte, Indiana 3 $ 357,000 $ 119,000 $ 59,000
Butler, Kansas 3 $ 480,000 $ 160,000 $ 56,000
Geary, Kansas 3 $ 526,000 $ 175,333 $ 19,000
Wyandotte, Kansas 3 $ 340,000 $ 113,333 $ 41,000
Christian, Kentucky 3 $ 279,000 $ 93,000 $ 56,000
Calcasieu, Louisiana 3 $ 485,000 $ 161,666 $ 23,000
Lafourche, Louisiana 3 $ 587,000 $ 195,666 $ 30,000
St. Charles, Louisiana 3 $ 913,000 $ 304,333 $ 148,000
Knox, Maine 3 $ 377,000 $ 125,666 $ 16,000
York, Maine 3 $ 678,000 $ 226,000 $ 38,000
Cecil, Maryland 3 $ 909,000 $ 303,000 $ 54,000
Cass, Michigan 3 $ 549,000 $ 183,000 $ 140,000
Eaton, Michigan 3 $ 606,000 $ 202,000 $ 30,000
Kent, Michigan 3 $ 440,000 $ 146,666 $ 22,000
Saginaw, Michigan 3 $ 589,000 $ 196,333 $ 71,000
Sherburne, Minnesota 3 $ 648,000 $ 216,000 $ 17,000
Cass, Missouri 3 $ 407,000 $ 135,666 $ 49,000
Franklin, Missouri 3 $ 898,000 $ 299,333 $ 62,000
Greene, Missouri 3 $ 389,000 $ 129,666 $ 33,000
Platte, Missouri 3 $ 667,000 $ 222,333 $ 89,000
Cascade, Montana 3 $ 480,000 $ 160,000 $ 16,000
Lewis and Clark, Montana 3 $ 1,076,000 $ 358,666 $ 48,000
Buffalo, Nebraska 3 $ 499,000 $ 166,333 $ 16,000
Carson City, Nevada 3 $ 496,000 $ 165,333 $ 22,000
Douglas, Nevada 3 $ 886,000 $ 295,333 $ 98,000
Nye, Nevada 3 $ 652,000 $ 217,333 $ 42,000
Belknap, New Hampshire 3 $ 1,016,000 $ 338,666 $ 240,000
Merrimack, New Hampshire 3 $ 629,000 $ 209,666 $ 63,000
Atlantic, New Jersey 3 $ 787,000 $ 262,333 $ 101,000
Cumberland, New Jersey 3 $ 529,000 $ 176,333 $ 40,000
Rensselaer, New York 3 $ 400,000 $ 133,333 $ 60,000
Saratoga, New York 3 $ 822,000 $ 274,000 $ 103,000
Sullivan, New York 3 $ 657,000 $ 219,000 $ 38,000
Cabarrus, North Carolina 3 $ 380,000 $ 126,666 $ 37,000
Johnston, North Carolina 3 $ 661,000 $ 220,333 $ 122,000
Lee, North Carolina 3 $ 513,000 $ 171,000 $ 51,000
Pasquotank, North Carolina 3 $ 653,000 $ 217,666 $ 32,000
Sampson, North Carolina 3 $ 555,000 $ 185,000 $ 75,000
Cass, North Dakota 3 $ 378,000 $ 126,000 $ 0
Belmont, Ohio 3 $ 548,000 $ 182,666 $ 67,000
Columbiana, Ohio 3 $ 548,000 $ 182,666 $ 87,000
Hancock, Ohio 3 $ 429,000 $ 143,000 $ 39,000
Putnam, Ohio 3 $ 317,000 $ 105,666 $ 40,000
Wayne, Ohio 3 $ 747,000 $ 249,000 $ 87,000
Wood, Ohio 3 $ 475,000 $ 158,333 $ 57,000
Canadian, Oklahoma 3 $ 563,000 $ 187,666 $ 42,000
Garfield, Oklahoma 3 $ 562,000 $ 187,333 $ 0
Linn, Oregon 3 $ 556,000 $ 185,333 $ 42,000
Marion, Oregon 3 $ 475,000 $ 158,333 $ 42,000
Berks, Pennsylvania 3 $ 576,000 $ 192,000 $ 75,000
Cumberland, Pennsylvania 3 $ 598,000 $ 199,333 $ 163,000
Lancaster, Pennsylvania 3 $ 674,000 $ 224,666 $ 37,000
Northampton, Pennsylvania 3 $ 733,000 $ 244,333 $ 69,000
Pickens, South Carolina 3 $ 509,000 $ 169,666 $ 55,000
Cameron, Texas 3 $ 403,000 $ 134,333 $ 97,000
Johnson, Texas 3 $ 482,000 $ 160,666 $ 11,000
Smith, Texas 3 $ 545,000 $ 181,666 $ 50,000
Tom Green, Texas 3 $ 582,000 $ 194,000 $ 0
Chittenden, Vermont 3 $ 698,000 $ 232,666 $ 78,000
Culpeper, Virginia 3 $ 805,000 $ 268,333 $ 22,000
Fredericksburg, Virginia 3 $ 1,086,000 $ 362,000 $ 109,000
James City, Virginia 3 $ 1,470,000 $ 490,000 $ 162,000
Newport News, Virginia 3 $ 742,000 $ 247,333 $ 77,000
Roanoke, Virginia 3 $ 536,000 $ 178,666 $ 72,000
York, Virginia 3 $ 649,000 $ 216,333 $ 71,000
Whatcom, Washington 3 $ 1,147,000 $ 382,333 $ 68,000
Greenbrier, West Virginia 3 $ 527,000 $ 175,666 $ 62,000
Ritchie, West Virginia 3 $ 794,000 $ 264,666 $ 61,000
Jefferson, Wisconsin 3 $ 593,000 $ 197,666 $ 83,000
Rock, Wisconsin 3 $ 623,000 $ 207,666 $ 65,000
St. Croix, Wisconsin 3 $ 1,038,000 $ 346,000 $ 26,000
Laramie, Wyoming 3 $ 947,000 $ 315,666 $ 52,000
Natrona, Wyoming 3 $ 563,000 $ 187,666 $ 20,000
Baldwin, Alabama 2 $ 562,000 $ 281,000 $ 60,000
Coffee, Alabama 2 $ 362,000 $ 181,000 $ 0
Mobile, Alabama 2 $ 465,000 $ 232,500 $ 27,000
Tuscaloosa, Alabama 2 $ 486,000 $ 243,000 $ 20,000
Fairbanks North Star, Alaska 2 $ 435,000 $ 217,500 $ 60,000
Apache, Arizona 2 $ 290,000 $ 145,000 $ 65,000
Bradley, Arkansas 2 $ 267,000 $ 133,500 $ 55,000
Cleburne, Arkansas 2 $ 518,000 $ 259,000 $ 38,000
Craighead, Arkansas 2 $ 884,000 $ 442,000 $ 104,000
Crittenden, Arkansas 2 $ 318,000 $ 159,000 $ 0
Lonoke, Arkansas 2 $ 291,000 $ 145,500 $ 0
Union, Arkansas 2 $ 343,000 $ 171,500 $ 86,000
Amador, California 2 $ 429,000 $ 214,500 $ 40,000
Calaveras, California 2 $ 370,000 $ 185,000 $ 55,000
Humboldt, California 2 $ 619,000 $ 309,500 $ 37,000
Madera, California 2 $ 1,340,000 $ 670,000 $ 337,000
Mariposa, California 2 $ 489,000 $ 244,500 $ 82,000
Mendocino, California 2 $ 707,000 $ 353,500 $ 73,000
Merced, California 2 $ 538,000 $ 269,000 $ 0
Napa, California 2 $ 1,414,000 $ 707,000 $ 131,000
Santa Cruz, California 2 $ 1,308,000 $ 654,000 $ 126,000
Shasta, California 2 $ 487,000 $ 243,500 $ 47,000
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Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,769 $1,218,019,000 $255,000 $5,000,000 $80,000 $6,365,000
Home Purchase 3,933 $1,082,525,000 $275,000 $1,860,000 $110,000 $1,781,000
Home Improvement 110 $27,675,000 $251,000 $1,088,000 $117,000 $1,841,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,598 $1,515,406,000 $270,000 $5,000,000 $99,000 $6,365,000
Hispanic 1,189 $267,987,000 $225,000 $1,194,000 $75,000 $6,000,000
Black or African American 925 $234,367,000 $253,000 $1,260,000 $69,000 $950,000
Not Provided 529 $143,839,000 $271,000 $1,860,000 $107,000 $1,683,000
Asian 473 $142,489,000 $301,000 $1,820,000 $111,000 $700,000
Native Hawaiian or Other Pacific Islander 53 $14,428,000 $272,000 $579,000 $78,000 $273,000
American Indian or Alaskan Native 45 $9,703,000 $215,000 $481,000 $57,000 $214,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,270 $1,180,209,000 $276,000 $5,000,000 $131,000 $6,365,000
VA-guaranteed (Veterans Administration) 2,904 $758,191,000 $261,000 $1,374,000 $50,000 $950,000
FHA-insured (Federal Housing Administration) 1,608 $384,745,000 $239,000 $815,000 $74,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $5,074,000 $169,000 $367,000 $54,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,780 $1,511,202,000 $261,000 $1,688,000 $88,000 $6,365,000
Application Denied By Financial Institution 2,086 $548,267,000 $262,000 $1,410,000 $107,000 $6,000,000
Application Withdrawn By Applicant 789 $231,293,000 $293,000 $5,000,000 $105,000 $1,418,000
File Closed For Incompleteness 119 $26,592,000 $223,000 $1,682,000 $79,000 $1,432,000
Application Approved But Not Accepted 38 $10,865,000 $285,000 $645,000 $80,000 $272,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,335 $365,096,000 $273,000 $1,404,000 $118,000 $6,000,000
Collateral 294 $69,004,000 $234,000 $1,199,000 $98,000 $520,000
Debt-To-Income Ratio 179 $46,197,000 $258,000 $1,410,000 $91,000 $1,560,000
Credit History 124 $27,873,000 $224,000 $705,000 $73,000 $273,000
Unverifiable Information 59 $15,558,000 $263,000 $997,000 $85,000 $332,000
Other 35 $9,433,000 $269,000 $707,000 $77,000 $205,000
Insufficient Cash (Downpayment, Closing Cost) 30 $7,329,000 $244,000 $694,000 $71,000 $250,000
Employment History 28 $6,987,000 $249,000 $594,000 $85,000 $210,000
Mortgage Insurance Denied 2 $790,000 $395,000 $544,000 $93,000 $98,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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