The Federal Savings Bank Mortgage Lending & HMDA Data, 2019
In 2019, The Federal Savings Bank of Chicago, IL reported 30,871 mortgage applications totaling $9.2 billion, up 61% from 2018. The average application was for $297,215, and applicants reported an average income of $100,788. 63% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (2,579), New York-Jersey City-White Plains, NY-NJ (1,268) and Washington-Arlington-Alexandria, DC-VA-MD-WV (1,213) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,871 |
| Total Mortgage Loan Application Amount | $9,175,355,000 |
| Average Mortgage Loan Application Amount | $297,215 |
| Highest Mortgage Loan Application Amount | $4,355,000 |
| Average Applicant Income | $100,788 |
| Highest Applicant Income | $7,966,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,689 | $ 684,255,000 | $ 254,464 | $ 80,389 |
| Chicago-Naperville, IL | 2,579 | $ 643,165,000 | $ 249,385 | $ 97,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,268 | $ 659,090,000 | $ 519,787 | $ 148,785 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,213 | $ 457,635,000 | $ 377,275 | $ 116,268 |
| Atlanta-Sandy Springs-Roswell, GA | 863 | $ 223,745,000 | $ 259,264 | $ 86,000 |
| Phoenix-Mesa-Scottsdale, AZ | 802 | $ 231,310,000 | $ 288,416 | $ 92,000 |
| Nassau County-Suffolk County, NY | 640 | $ 239,890,000 | $ 374,828 | $ 113,000 |
| Las Vegas-Henderson-Paradise, NV | 622 | $ 191,440,000 | $ 307,781 | $ 99,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 556 | $ 149,430,000 | $ 268,758 | $ 86,823 |
| New York-Newark, NY | 496 | $ 174,090,000 | $ 350,987 | $ 141,822 |
| Riverside-San Bernardino-Ontario, CA | 429 | $ 145,255,000 | $ 338,589 | $ 86,000 |
| Denver-Aurora-Lakewood, CO | 428 | $ 153,260,000 | $ 358,084 | $ 90,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 405 | $ 107,785,000 | $ 266,135 | $ 80,237 |
| Tampa-St. Petersburg-Clearwater, FL | 353 | $ 96,315,000 | $ 272,847 | $ 91,000 |
| Baltimore-Columbia-Towson, MD | 315 | $ 100,695,000 | $ 319,666 | $ 120,000 |
| Tacoma-Lakewood, WA | 299 | $ 96,515,000 | $ 322,792 | $ 80,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 297 | $ 97,015,000 | $ 326,649 | $ 78,969 |
| Indianapolis-Carmel-Anderson, IN | 286 | $ 60,660,000 | $ 212,097 | $ 76,000 |
| Richmond, VA | 286 | $ 76,480,000 | $ 267,412 | $ 94,000 |
| Los Angeles-Long Beach-Glendale, CA | 282 | $ 131,450,000 | $ 466,134 | $ 104,000 |
| Seattle-Bellevue-Everett, WA | 278 | $ 110,210,000 | $ 396,438 | $ 102,000 |
| Columbus, OH | 273 | $ 69,265,000 | $ 253,717 | $ 87,000 |
| Salt Lake City, UT | 267 | $ 80,465,000 | $ 301,367 | $ 73,000 |
| Orlando-Kissimmee-Sanford, FL | 248 | $ 66,070,000 | $ 266,411 | $ 83,000 |
| Providence-Warwick, RI-MA | 243 | $ 63,835,000 | $ 262,695 | $ 71,629 |
| Sacramento--Roseville--Arden-Arcade, CA | 231 | $ 82,915,000 | $ 358,939 | $ 151,000 |
| Ogden-Clearfield, UT | 229 | $ 65,105,000 | $ 284,301 | $ 81,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 224 | $ 64,970,000 | $ 290,044 | $ 85,000 |
| Colorado Springs, CO | 223 | $ 68,065,000 | $ 305,224 | $ 80,000 |
| Kansas City, MO-KS | 209 | $ 52,405,000 | $ 250,741 | $ 101,818 |
| San Diego-Carlsbad, CA | 207 | $ 93,675,000 | $ 452,536 | $ 109,000 |
| St. Louis, MO-IL | 206 | $ 51,610,000 | $ 250,533 | $ 83,825 |
| Newark, NJ-PA | 205 | $ 63,345,000 | $ 309,000 | $ 111,829 |
| Charlotte-Concord-Gastonia, NC-SC | 204 | $ 56,970,000 | $ 279,264 | $ 83,509 |
| Elgin, IL | 203 | $ 46,475,000 | $ 228,940 | $ 97,000 |
| Jacksonville, FL | 201 | $ 54,365,000 | $ 270,472 | $ 83,000 |
| Raleigh, NC | 197 | $ 50,135,000 | $ 254,492 | $ 66,000 |
| Cambridge-Newton-Framingham, MA | 184 | $ 69,180,000 | $ 375,978 | $ 96,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 169 | $ 50,165,000 | $ 296,834 | $ 91,000 |
| Boston, MA | 166 | $ 60,730,000 | $ 365,843 | $ 96,000 |
| Anchorage, AK | 158 | $ 47,470,000 | $ 300,443 | $ 82,000 |
| New Orleans-Metairie, LA | 150 | $ 33,850,000 | $ 225,666 | $ 80,000 |
| Urban Honolulu, HI | 145 | $ 80,125,000 | $ 552,586 | $ 102,000 |
| Oklahoma City, OK | 136 | $ 35,920,000 | $ 264,117 | $ 89,000 |
| Washington-Baltimore-Arlington, DC | 134 | $ 54,440,000 | $ 406,268 | $ 123,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 130 | $ 38,140,000 | $ 293,384 | $ 103,000 |
| Albuquerque, NM | 129 | $ 31,985,000 | $ 247,945 | $ 74,000 |
| North Port-Sarasota-Bradenton, FL | 129 | $ 34,935,000 | $ 270,813 | $ 82,000 |
| Reno, NV | 129 | $ 41,275,000 | $ 319,961 | $ 72,000 |
| Cincinnati, OH-KY-IN | 128 | $ 31,650,000 | $ 247,265 | $ 85,414 |
| Miami-Miami Beach-Kendall, FL | 128 | $ 39,020,000 | $ 304,843 | $ 154,000 |
| Warren-Troy-Farmington Hills, MI | 127 | $ 33,915,000 | $ 267,047 | $ 100,000 |
| Tucson, AZ | 126 | $ 32,510,000 | $ 258,015 | $ 87,000 |
| Charleston-North Charleston, SC | 121 | $ 31,495,000 | $ 260,289 | $ 75,000 |
| Fayetteville, NC | 115 | $ 27,755,000 | $ 241,347 | $ 88,000 |
| Gary, IN | 113 | $ 24,675,000 | $ 218,362 | $ 81,000 |
| Spokane-Spokane Valley, WA | 111 | $ 30,655,000 | $ 276,171 | $ 79,000 |
| Anaheim-Santa Ana-Irvine, CA | 108 | $ 53,160,000 | $ 492,222 | $ 198,000 |
| Worcester, MA-CT | 108 | $ 27,750,000 | $ 256,944 | $ 73,111 |
| Oakland-Hayward-Berkeley, CA | 105 | $ 52,925,000 | $ 504,047 | $ 102,000 |
| Wilmington, DE-MD-NJ | 105 | $ 26,205,000 | $ 249,571 | $ 64,257 |
| Boise City, ID | 102 | $ 28,150,000 | $ 275,980 | $ 73,000 |
| Bremerton-Silverdale, WA | 102 | $ 34,370,000 | $ 336,960 | $ 92,000 |
| Houston-The Woodlands-Sugar Land, TX | 102 | $ 25,040,000 | $ 245,490 | $ 104,000 |
| Provo-Orem, UT | 102 | $ 30,830,000 | $ 302,254 | $ 72,000 |
| Cleveland-Elyria, OH | 98 | $ 22,400,000 | $ 228,571 | $ 94,000 |
| Olympia-Tumwater, WA | 98 | $ 31,890,000 | $ 325,408 | $ 84,000 |
| Memphis, TN-MS-AR | 97 | $ 23,755,000 | $ 244,896 | $ 100,123 |
| Greeley, CO | 96 | $ 34,510,000 | $ 359,479 | $ 101,000 |
| Montgomery County-Bucks County-Chester County, PA | 91 | $ 28,125,000 | $ 309,065 | $ 98,000 |
| Salisbury, MD-DE | 91 | $ 28,425,000 | $ 312,362 | $ 131,285 |
| Lake County-Kenosha County, IL-WI | 88 | $ 22,870,000 | $ 259,886 | $ 96,909 |
| Camden, NJ | 87 | $ 21,485,000 | $ 246,954 | $ 107,000 |
| Columbia, SC | 86 | $ 19,600,000 | $ 227,906 | $ 83,000 |
| Louisville/Jefferson County, KY-IN | 85 | $ 20,775,000 | $ 244,411 | $ 67,176 |
| Cape Coral-Fort Myers, FL | 84 | $ 21,800,000 | $ 259,523 | $ 79,000 |
| Fort Collins, CO | 84 | $ 28,990,000 | $ 345,119 | $ 103,000 |
| Little Rock-North Little Rock-Conway, AR | 84 | $ 19,980,000 | $ 237,857 | $ 80,000 |
| Omaha-Council Bluffs, NE-IA | 82 | $ 20,910,000 | $ 255,000 | $ 89,268 |
| Crestview-Fort Walton Beach-Destin, FL | 80 | $ 21,230,000 | $ 265,375 | $ 87,000 |
| Baton Rouge, LA | 77 | $ 19,805,000 | $ 257,207 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 77 | $ 20,535,000 | $ 266,688 | $ 87,000 |
| Lakeland-Winter Haven, FL | 76 | $ 17,530,000 | $ 230,657 | $ 69,000 |
| Vallejo-Fairfield, CA | 76 | $ 28,020,000 | $ 368,684 | $ 80,000 |
| Salem, OR | 75 | $ 21,935,000 | $ 292,466 | $ 67,000 |
| Hagerstown-Martinsburg, MD-WV | 74 | $ 18,420,000 | $ 248,918 | $ 84,324 |
| Rockingham County-Strafford County, NH | 74 | $ 21,310,000 | $ 287,972 | $ 94,000 |
| Clarksville, TN-KY | 73 | $ 16,435,000 | $ 225,136 | $ 78,657 |
| Durham-Chapel Hill, NC | 72 | $ 17,840,000 | $ 247,777 | $ 68,000 |
| Portland-South Portland, ME | 72 | $ 18,830,000 | $ 261,527 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 71 | $ 17,725,000 | $ 249,647 | $ 77,000 |
| Bloomington, IN | 69 | $ 14,315,000 | $ 207,463 | $ 67,000 |
| Manchester-Nashua, NH | 69 | $ 19,425,000 | $ 281,521 | $ 94,000 |
| Savannah, GA | 69 | $ 17,225,000 | $ 249,637 | $ 89,000 |
| Augusta-Richmond County, GA-SC | 68 | $ 16,910,000 | $ 248,676 | $ 88,588 |
| Milwaukee-Waukesha-West Allis, WI | 68 | $ 18,200,000 | $ 267,647 | $ 93,000 |
| Eugene, OR | 67 | $ 18,145,000 | $ 270,820 | $ 64,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 64 | $ 14,330,000 | $ 223,906 | $ 59,000 |
| Pittsburgh, PA | 64 | $ 16,840,000 | $ 263,125 | $ 102,000 |
| Tulsa, OK | 64 | $ 15,730,000 | $ 245,781 | $ 74,000 |
| Birmingham-Hoover, AL | 62 | $ 15,320,000 | $ 247,096 | $ 79,000 |
| Philadelphia, PA | 62 | $ 13,750,000 | $ 221,774 | $ 78,000 |
| Austin-Round Rock, TX | 60 | $ 16,920,000 | $ 282,000 | $ 112,000 |
| Huntsville, AL | 60 | $ 14,950,000 | $ 249,166 | $ 90,000 |
| Cheyenne, WY | 59 | $ 16,025,000 | $ 271,610 | $ 79,000 |
| Hartford-West Hartford-East Hartford, CT | 58 | $ 14,260,000 | $ 245,862 | $ 99,000 |
| San Antonio-New Braunfels, TX | 58 | $ 17,220,000 | $ 296,896 | $ 104,000 |
| Stockton-Lodi, CA | 58 | $ 19,720,000 | $ 340,000 | $ 73,000 |
| Bakersfield, CA | 57 | $ 14,195,000 | $ 249,035 | $ 76,000 |
| Columbus, GA-AL | 57 | $ 15,405,000 | $ 270,263 | $ 92,964 |
| Dover, DE | 57 | $ 13,815,000 | $ 242,368 | $ 68,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 57 | $ 12,545,000 | $ 220,087 | $ 76,000 |
| Dayton-Springfield-Kettering, OH | 56 | $ 13,780,000 | $ 246,071 | $ 98,000 |
| Grand Rapids-Wyoming, MI | 56 | $ 13,590,000 | $ 242,678 | $ 87,000 |
| Fresno, CA | 55 | $ 16,765,000 | $ 304,818 | $ 97,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 55 | $ 13,195,000 | $ 239,909 | $ 63,854 |
| Greenville-Anderson-Mauldin, SC | 53 | $ 12,635,000 | $ 238,396 | $ 72,000 |
| Prescott Valley-Prescott, AZ | 53 | $ 12,985,000 | $ 245,000 | $ 79,000 |
| Asheville, NC | 51 | $ 13,405,000 | $ 262,843 | $ 70,000 |
| Barnstable Town, MA | 51 | $ 15,405,000 | $ 302,058 | $ 79,000 |
| Kennewick-Richland, WA | 51 | $ 13,695,000 | $ 268,529 | $ 80,000 |
| Port St. Lucie, FL | 51 | $ 12,775,000 | $ 250,490 | $ 66,000 |
| Springfield, MA | 51 | $ 12,265,000 | $ 240,490 | $ 69,000 |
| St. George, UT | 51 | $ 15,945,000 | $ 312,647 | $ 70,000 |
| Dallas-Plano-Irving, TX | 50 | $ 13,820,000 | $ 276,400 | $ 89,000 |
| Des Moines-West Des Moines, IA | 50 | $ 12,910,000 | $ 258,200 | $ 79,000 |
| Knoxville, TN | 50 | $ 11,880,000 | $ 237,600 | $ 68,000 |
| Medford, OR | 50 | $ 14,210,000 | $ 284,200 | $ 67,000 |
| Modesto, CA | 50 | $ 14,640,000 | $ 292,800 | $ 73,000 |
| Bridgeport-Stamford-Norwalk, CT | 48 | $ 18,170,000 | $ 378,541 | $ 132,000 |
| Chattanooga, TN-GA | 46 | $ 10,880,000 | $ 236,521 | $ 68,434 |
| Jacksonville, NC | 46 | $ 10,600,000 | $ 230,434 | $ 82,000 |
| Lawton, OK | 46 | $ 10,820,000 | $ 235,217 | $ 98,000 |
| Shreveport-Bossier City, LA | 46 | $ 10,400,000 | $ 226,086 | $ 72,000 |
| Blacksburg-Christiansburg-Radford, VA | 45 | $ 6,655,000 | $ 147,888 | $ 54,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 45 | $ 26,595,000 | $ 591,000 | $ 106,000 |
| Roanoke, VA | 44 | $ 9,260,000 | $ 210,454 | $ 63,000 |
| Lake Havasu City-Kingman, AZ | 42 | $ 10,330,000 | $ 245,952 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 41 | $ 9,965,000 | $ 243,048 | $ 83,731 |
| Jackson, MS | 40 | $ 9,870,000 | $ 246,750 | $ 75,000 |
| Fairbanks, AK | 39 | $ 9,855,000 | $ 252,692 | $ 87,000 |
| Montgomery, AL | 39 | $ 9,905,000 | $ 253,974 | $ 78,000 |
| Elizabethtown-Fort Knox, KY | 38 | $ 9,060,000 | $ 238,421 | $ 80,000 |
| Hinesville, GA | 38 | $ 8,580,000 | $ 225,789 | $ 72,000 |
| Ocala, FL | 38 | $ 9,000,000 | $ 236,842 | $ 61,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 38 | $ 17,500,000 | $ 460,526 | $ 87,000 |
| Detroit-Dearborn-Livonia, MI | 37 | $ 9,355,000 | $ 252,837 | $ 88,000 |
| Gulfport-Biloxi-Pascagoula, MS | 37 | $ 8,485,000 | $ 229,324 | $ 71,000 |
| Winston-Salem, NC | 37 | $ 8,755,000 | $ 236,621 | $ 74,000 |
| Akron, OH | 35 | $ 9,625,000 | $ 275,000 | $ 110,000 |
| Killeen-Temple, TX | 35 | $ 6,065,000 | $ 173,285 | $ 129,000 |
| Naples-Immokalee-Marco Island, FL | 35 | $ 10,105,000 | $ 288,714 | $ 77,000 |
| Winchester, VA-WV | 35 | $ 10,395,000 | $ 297,000 | $ 95,885 |
| Lynchburg, VA | 33 | $ 7,435,000 | $ 225,303 | $ 62,000 |
| New Haven-Milford, CT | 33 | $ 7,105,000 | $ 215,303 | $ 93,000 |
| Visalia-Porterville, CA | 33 | $ 8,305,000 | $ 251,666 | $ 67,000 |
| Albany, OR | 32 | $ 8,150,000 | $ 254,687 | $ 66,000 |
| Fort Worth-Arlington, TX | 32 | $ 7,510,000 | $ 234,687 | $ 90,000 |
| Toledo, OH | 32 | $ 7,160,000 | $ 223,750 | $ 82,000 |
| Madison, WI | 31 | $ 7,875,000 | $ 254,032 | $ 66,000 |
| Greensboro-High Point, NC | 30 | $ 6,870,000 | $ 229,000 | $ 63,000 |
| Lexington-Fayette, KY | 30 | $ 6,700,000 | $ 223,333 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 30 | $ 9,050,000 | $ 301,666 | $ 63,000 |
| Punta Gorda, FL | 30 | $ 7,950,000 | $ 265,000 | $ 68,000 |
| Duluth, MN-WI | 29 | $ 6,925,000 | $ 238,793 | $ 92,068 |
| Longview, WA | 29 | $ 7,505,000 | $ 258,793 | $ 63,000 |
| Springfield, MO | 29 | $ 6,155,000 | $ 212,241 | $ 75,000 |
| Wilmington, NC | 29 | $ 8,405,000 | $ 289,827 | $ 97,000 |
| Harrisburg-Carlisle, PA | 28 | $ 6,560,000 | $ 234,285 | $ 70,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 28 | $ 7,650,000 | $ 273,214 | $ 95,000 |
| Bend-Redmond, OR | 27 | $ 9,425,000 | $ 349,074 | $ 79,000 |
| Grand Junction, CO | 27 | $ 7,715,000 | $ 285,740 | $ 57,000 |
| Wichita, KS | 27 | $ 6,505,000 | $ 240,925 | $ 89,000 |
| Gainesville, GA | 26 | $ 6,680,000 | $ 256,923 | $ 83,000 |
| Yuba City, CA | 26 | $ 8,420,000 | $ 323,846 | $ 72,000 |
| Daphne-Fairhope-Foley, AL | 25 | $ 6,775,000 | $ 271,000 | $ 81,000 |
| Logan, UT-ID | 25 | $ 7,315,000 | $ 292,600 | $ 78,000 |
| Tallahassee, FL | 25 | $ 6,665,000 | $ 266,600 | $ 75,000 |
| Warner Robins, GA | 25 | $ 6,065,000 | $ 242,600 | $ 78,000 |
| Yakima, WA | 25 | $ 6,875,000 | $ 275,000 | $ 84,000 |
| Charlottesville, VA | 24 | $ 6,730,000 | $ 280,416 | $ 97,000 |
| Kahului-Wailuku-Lahaina, HI | 24 | $ 12,080,000 | $ 503,333 | $ 97,000 |
| Lafayette, LA | 24 | $ 5,500,000 | $ 229,166 | $ 77,000 |
| Merced, CA | 24 | $ 6,750,000 | $ 281,250 | $ 74,000 |
| Pueblo, CO | 24 | $ 5,620,000 | $ 234,166 | $ 63,000 |
| San Francisco-Redwood City-South San Francisco, CA | 24 | $ 15,150,000 | $ 631,250 | $ 133,000 |
| Santa Rosa, CA | 24 | $ 9,940,000 | $ 414,166 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 23 | $ 5,045,000 | $ 219,347 | $ 82,000 |
| Bellingham, WA | 23 | $ 7,575,000 | $ 329,347 | $ 84,000 |
| Billings, MT | 23 | $ 6,405,000 | $ 278,478 | $ 127,000 |
| Hammond, LA | 23 | $ 5,755,000 | $ 250,217 | $ 86,000 |
| Santa Fe, NM | 23 | $ 7,015,000 | $ 305,000 | $ 70,000 |
| Spartanburg, SC | 23 | $ 4,885,000 | $ 212,391 | $ 180,000 |
| Yuma, AZ | 23 | $ 5,665,000 | $ 246,304 | $ 85,000 |
| Boulder, CO | 22 | $ 8,930,000 | $ 405,909 | $ 127,000 |
| Fargo, ND-MN | 22 | $ 5,090,000 | $ 231,363 | $ 84,363 |
| Hanford-Corcoran, CA | 22 | $ 5,790,000 | $ 263,181 | $ 83,000 |
| Homosassa Springs, FL | 22 | $ 4,590,000 | $ 208,636 | $ 65,000 |
| Las Cruces, NM | 22 | $ 5,320,000 | $ 241,818 | $ 69,000 |
| Lincoln, NE | 22 | $ 4,430,000 | $ 201,363 | $ 62,000 |
| Panama City, FL | 22 | $ 6,090,000 | $ 276,818 | $ 92,000 |
| Salinas, CA | 22 | $ 10,690,000 | $ 485,909 | $ 108,000 |
| York-Hanover, PA | 22 | $ 6,010,000 | $ 273,181 | $ 122,000 |
| Carson City, NV | 21 | $ 6,125,000 | $ 291,666 | $ 77,000 |
| Rockford, IL | 21 | $ 3,525,000 | $ 167,857 | $ 84,000 |
| Wenatchee, WA | 21 | $ 6,145,000 | $ 292,619 | $ 77,000 |
| Coeur D'Alene, ID | 20 | $ 6,080,000 | $ 304,000 | $ 75,000 |
| Davenport-Moline-Rock Island, IA-IL | 20 | $ 4,510,000 | $ 225,500 | $ 81,200 |
| Fort Wayne, IN | 20 | $ 4,840,000 | $ 242,000 | $ 80,000 |
| Rapid City, SD | 20 | $ 5,290,000 | $ 264,500 | $ 62,000 |
| Reading, PA | 20 | $ 4,880,000 | $ 244,000 | $ 80,000 |
| Redding, CA | 20 | $ 5,980,000 | $ 299,000 | $ 56,000 |
| Rochester, MN | 20 | $ 5,140,000 | $ 257,000 | $ 90,000 |
| Farmington, NM | 19 | $ 4,295,000 | $ 226,052 | $ 76,000 |
| Manhattan, KS | 19 | $ 4,485,000 | $ 236,052 | $ 69,000 |
| Fort Smith, AR-OK | 18 | $ 4,430,000 | $ 246,111 | $ 61,000 |
| Grants Pass, OR | 18 | $ 5,320,000 | $ 295,555 | $ 64,000 |
| Norwich-New London, CT | 18 | $ 4,880,000 | $ 271,111 | $ 101,000 |
| Sierra Vista-Douglas, AZ | 18 | $ 4,340,000 | $ 241,111 | $ 75,000 |
| Tuscaloosa, AL | 18 | $ 4,450,000 | $ 247,222 | $ 60,000 |
| Auburn-Opelika, AL | 17 | $ 3,575,000 | $ 210,294 | $ 85,000 |
| Mobile, AL | 17 | $ 3,675,000 | $ 216,176 | $ 65,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 17 | $ 8,465,000 | $ 497,941 | $ 87,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 3,785,000 | $ 222,647 | $ 60,647 |
| Burlington-South Burlington, VT | 16 | $ 3,830,000 | $ 239,375 | $ 64,000 |
| Canton-Massillon, OH | 16 | $ 4,290,000 | $ 268,125 | $ 99,000 |
| Gettysburg, PA | 16 | $ 4,030,000 | $ 251,875 | $ 62,000 |
| Green Bay, WI | 16 | $ 3,630,000 | $ 226,875 | $ 73,000 |
| New Bern, NC | 16 | $ 3,470,000 | $ 216,875 | $ 68,000 |
| Racine, WI | 16 | $ 4,000,000 | $ 250,000 | $ 111,000 |
| Bangor, ME | 15 | $ 3,085,000 | $ 205,666 | $ 88,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 15 | $ 3,795,000 | $ 253,000 | $ 89,000 |
| Columbia, MO | 15 | $ 3,375,000 | $ 225,000 | $ 66,000 |
| East Stroudsburg, PA | 15 | $ 3,275,000 | $ 218,333 | $ 72,000 |
| Florence, SC | 15 | $ 3,745,000 | $ 249,666 | $ 70,000 |
| Great Falls, MT | 15 | $ 4,135,000 | $ 275,666 | $ 97,000 |
| Morgantown, WV | 15 | $ 4,185,000 | $ 279,000 | $ 103,000 |
| Peoria, IL | 15 | $ 3,235,000 | $ 215,666 | $ 87,000 |
| Sioux Falls, SD | 15 | $ 4,065,000 | $ 271,000 | $ 83,000 |
| California-Lexington Park, MD | 14 | $ 4,320,000 | $ 308,571 | $ 78,000 |
| Casper, WY | 14 | $ 3,510,000 | $ 250,714 | $ 76,000 |
| El Paso, TX | 14 | $ 2,910,000 | $ 207,857 | $ 90,000 |
| Gainesville, FL | 14 | $ 2,950,000 | $ 210,714 | $ 44,000 |
| Idaho Falls, ID | 14 | $ 3,260,000 | $ 232,857 | $ 75,000 |
| Lancaster, PA | 14 | $ 3,310,000 | $ 236,428 | $ 72,000 |
| Monroe, LA | 14 | $ 4,090,000 | $ 292,142 | $ 90,000 |
| Springfield, IL | 14 | $ 2,700,000 | $ 192,857 | $ 82,000 |
| Sumter, SC | 14 | $ 2,720,000 | $ 194,285 | $ 56,000 |
| Chico, CA | 13 | $ 3,485,000 | $ 268,076 | $ 79,000 |
| Goldsboro, NC | 13 | $ 2,585,000 | $ 198,846 | $ 80,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 3,285,000 | $ 252,692 | $ 73,000 |
| St. Joseph, MO-KS | 13 | $ 2,715,000 | $ 208,846 | $ 88,153 |
| Staunton-Waynesboro, VA | 13 | $ 3,145,000 | $ 241,923 | $ 62,000 |
| Albany, GA | 12 | $ 2,980,000 | $ 248,333 | $ 95,000 |
| Ann Arbor, MI | 12 | $ 4,060,000 | $ 338,333 | $ 111,000 |
| Appleton, WI | 12 | $ 2,830,000 | $ 235,833 | $ 76,000 |
| Atlantic City-Hammonton, NJ | 12 | $ 3,490,000 | $ 290,833 | $ 95,000 |
| Bismarck, ND | 12 | $ 4,010,000 | $ 334,166 | $ 84,000 |
| Burlington, NC | 12 | $ 2,260,000 | $ 188,333 | $ 61,000 |
| Evansville, IN-KY | 12 | $ 2,300,000 | $ 191,666 | $ 82,666 |
| Sebastian-Vero Beach, FL | 12 | $ 2,790,000 | $ 232,500 | $ 64,000 |
| Athens-Clarke County, GA | 11 | $ 2,765,000 | $ 251,363 | $ 89,000 |
| Cedar Rapids, IA | 11 | $ 2,655,000 | $ 241,363 | $ 78,000 |
| Corvallis, OR | 11 | $ 3,165,000 | $ 287,727 | $ 86,000 |
| Glens Falls, NY | 11 | $ 2,105,000 | $ 191,363 | $ 60,000 |
| Kankakee, IL | 11 | $ 2,265,000 | $ 205,909 | $ 66,000 |
| Lake Charles, LA | 11 | $ 2,405,000 | $ 218,636 | $ 50,000 |
| Macon-Bibb County, GA | 11 | $ 2,455,000 | $ 223,181 | $ 69,000 |
| The Villages, FL | 11 | $ 3,775,000 | $ 343,181 | $ 91,000 |
| Topeka, KS | 11 | $ 2,675,000 | $ 243,181 | $ 90,000 |
| Alexandria, LA | 10 | $ 2,110,000 | $ 211,000 | $ 66,000 |
| Chambersburg-Waynesboro, PA | 10 | $ 2,270,000 | $ 227,000 | $ 71,000 |
| Dothan, AL | 10 | $ 1,900,000 | $ 190,000 | $ 72,000 |
| Flint, MI | 10 | $ 2,120,000 | $ 212,000 | $ 73,000 |
| Florence-Muscle Shoals, AL | 10 | $ 2,230,000 | $ 223,000 | $ 60,000 |
| Houma-Thibodaux, LA | 10 | $ 1,760,000 | $ 176,000 | $ 63,000 |
| Iowa City, IA | 10 | $ 2,140,000 | $ 214,000 | $ 65,000 |
| Lewiston, ID-WA | 10 | $ 2,600,000 | $ 260,000 | $ 61,000 |
| Madera, CA | 10 | $ 2,990,000 | $ 299,000 | $ 106,000 |
| Napa, CA | 10 | $ 4,640,000 | $ 464,000 | $ 99,000 |
| Ocean City, NJ | 10 | $ 3,310,000 | $ 331,000 | $ 181,000 |
| Rochester, NY | 10 | $ 1,980,000 | $ 198,000 | $ 80,000 |
| Santa Cruz-Watsonville, CA | 10 | $ 5,210,000 | $ 521,000 | $ 124,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 4,060,000 | $ 406,000 | $ 67,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 2,100,000 | $ 210,000 | $ 84,000 |
| Sioux City, IA-NE-SD | 10 | $ 2,340,000 | $ 234,000 | $ 72,500 |
| Twin Falls, ID | 10 | $ 2,270,000 | $ 227,000 | $ 63,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 2,330,000 | $ 233,000 | $ 106,000 |
| Brunswick, GA | 9 | $ 2,455,000 | $ 272,777 | $ 115,000 |
| Champaign-Urbana, IL | 9 | $ 1,985,000 | $ 220,555 | $ 84,000 |
| Charleston, WV | 9 | $ 1,895,000 | $ 210,555 | $ 56,000 |
| Eau Claire, WI | 9 | $ 1,915,000 | $ 212,777 | $ 69,000 |
| Elkhart-Goshen, IN | 9 | $ 1,575,000 | $ 175,000 | $ 66,000 |
| Grand Forks, ND-MN | 9 | $ 2,205,000 | $ 245,000 | $ 71,000 |
| Greenville, NC | 9 | $ 2,035,000 | $ 226,111 | $ 74,000 |
| Jonesboro, AR | 9 | $ 2,085,000 | $ 231,666 | $ 73,000 |
| Michigan City-La Porte, IN | 9 | $ 2,445,000 | $ 271,666 | $ 203,000 |
| Rocky Mount, NC | 9 | $ 2,005,000 | $ 222,777 | $ 60,000 |
| St. Cloud, MN | 9 | $ 1,935,000 | $ 215,000 | $ 75,000 |
| Bowling Green, KY | 8 | $ 1,630,000 | $ 203,750 | $ 62,000 |
| Cleveland, TN | 8 | $ 1,830,000 | $ 228,750 | $ 51,000 |
| El Centro, CA | 8 | $ 2,030,000 | $ 253,750 | $ 69,000 |
| Hot Springs, AR | 8 | $ 2,100,000 | $ 262,500 | $ 41,000 |
| Lafayette-West Lafayette, IN | 8 | $ 1,680,000 | $ 210,000 | $ 68,000 |
| Lansing-East Lansing, MI | 8 | $ 2,050,000 | $ 256,250 | $ 63,000 |
| Lebanon, PA | 8 | $ 2,090,000 | $ 261,250 | $ 102,000 |
| Missoula, MT | 8 | $ 2,680,000 | $ 335,000 | $ 74,000 |
| Niles-Benton Harbor, MI | 8 | $ 2,290,000 | $ 286,250 | $ 154,000 |
| Valdosta, GA | 8 | $ 2,410,000 | $ 301,250 | $ 57,000 |
| Wausau, WI | 8 | $ 2,170,000 | $ 271,250 | $ 101,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 1,525,000 | $ 217,857 | $ 78,000 |
| Flagstaff, AZ | 7 | $ 1,655,000 | $ 236,428 | $ 132,000 |
| Hattiesburg, MS | 7 | $ 1,925,000 | $ 275,000 | $ 87,000 |
| Johnson City, TN | 7 | $ 1,665,000 | $ 237,857 | $ 88,000 |
| La Crosse-Onalaska, WI-MN | 7 | $ 1,515,000 | $ 216,428 | $ 56,000 |
| Morristown, TN | 7 | $ 1,645,000 | $ 235,000 | $ 56,000 |
| Oshkosh-Neenah, WI | 7 | $ 1,805,000 | $ 257,857 | $ 92,000 |
| Trenton, NJ | 7 | $ 1,535,000 | $ 219,285 | $ 71,000 |
| Vineland-Bridgeton, NJ | 7 | $ 1,645,000 | $ 235,000 | $ 71,000 |
| Wheeling, WV-OH | 7 | $ 2,055,000 | $ 293,571 | $ 110,714 |
| Dubuque, IA | 6 | $ 1,350,000 | $ 225,000 | $ 70,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 1,560,000 | $ 260,000 | $ 105,000 |
| Jackson, MI | 6 | $ 1,370,000 | $ 228,333 | $ 84,000 |
| Janesville-Beloit, WI | 6 | $ 1,510,000 | $ 251,666 | $ 66,000 |
| Lubbock, TX | 6 | $ 1,110,000 | $ 185,000 | $ 70,000 |
| Monroe, MI | 6 | $ 1,320,000 | $ 220,000 | $ 63,000 |
| Parkersburg-Vienna, WV | 6 | $ 1,370,000 | $ 228,333 | $ 104,000 |
| Pittsfield, MA | 6 | $ 1,690,000 | $ 281,666 | $ 78,000 |
| Springfield, OH | 6 | $ 1,140,000 | $ 190,000 | $ 84,000 |
| Watertown-Fort Drum, NY | 6 | $ 1,260,000 | $ 210,000 | $ 90,000 |
| Battle Creek, MI | 5 | $ 1,045,000 | $ 209,000 | $ 78,000 |
| Beckley, WV | 5 | $ 1,015,000 | $ 203,000 | $ 59,000 |
| Decatur, AL | 5 | $ 985,000 | $ 197,000 | $ 54,000 |
| Harrisonburg, VA | 5 | $ 1,075,000 | $ 215,000 | $ 56,000 |
| Jefferson City, MO | 5 | $ 945,000 | $ 189,000 | $ 60,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,035,000 | $ 207,000 | $ 64,000 |
| Lewiston-Auburn, ME | 5 | $ 1,245,000 | $ 249,000 | $ 91,000 |
| Mansfield, OH | 5 | $ 965,000 | $ 193,000 | $ 51,000 |
| Muskegon, MI | 5 | $ 1,225,000 | $ 245,000 | $ 74,000 |
| Sebring, FL | 5 | $ 865,000 | $ 173,000 | $ 57,000 |
| Texarkana, TX-AR | 5 | $ 1,205,000 | $ 241,000 | $ 76,000 |
| Walla Walla, WA | 5 | $ 1,355,000 | $ 271,000 | $ 58,000 |
| Bloomsburg-Berwick, PA | 4 | $ 730,000 | $ 182,500 | $ 62,000 |
| Cape Girardeau, MO-IL | 4 | $ 840,000 | $ 210,000 | $ 55,000 |
| Carbondale-Marion, IL | 4 | $ 900,000 | $ 225,000 | $ 117,000 |
| Erie, PA | 4 | $ 930,000 | $ 232,500 | $ 256,000 |
| Grand Island, NE | 4 | $ 880,000 | $ 220,000 | $ 72,000 |
| Jackson, TN | 4 | $ 950,000 | $ 237,500 | $ 69,000 |
| Joplin, MO | 4 | $ 830,000 | $ 207,500 | $ 66,000 |
| Kingston, NY | 4 | $ 1,130,000 | $ 282,500 | $ 77,000 |
| Lawrence, KS | 4 | $ 860,000 | $ 215,000 | $ 89,000 |
| Mankato-North Mankato, MN | 4 | $ 1,000,000 | $ 250,000 | $ 70,000 |
| Pocatello, ID | 4 | $ 1,040,000 | $ 260,000 | $ 78,000 |
| Waco, TX | 4 | $ 790,000 | $ 197,500 | $ 69,000 |
| Abilene, TX | 3 | $ 465,000 | $ 155,000 | $ 41,000 |
| Altoona, PA | 3 | $ 825,000 | $ 275,000 | $ 134,000 |
| Ames, IA | 3 | $ 885,000 | $ 295,000 | $ 83,000 |
| Enid, OK | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Gadsden, AL | 3 | $ 645,000 | $ 215,000 | $ 52,000 |
| Kokomo, IN | 3 | $ 695,000 | $ 231,666 | $ 73,000 |
| Lima, OH | 3 | $ 595,000 | $ 198,333 | $ 68,000 |
| Longview, TX | 3 | $ 655,000 | $ 218,333 | $ 80,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 675,000 | $ 225,000 | $ 100,000 |
| Midland, TX | 3 | $ 785,000 | $ 261,666 | $ 75,000 |
| Muncie, IN | 3 | $ 455,000 | $ 151,666 | $ 58,000 |
| Owensboro, KY | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Saginaw, MI | 3 | $ 755,000 | $ 251,666 | $ 97,000 |
| San Rafael, CA | 3 | $ 3,545,000 | $ 1,181,666 | $ 239,000 |
| Sheboygan, WI | 3 | $ 615,000 | $ 205,000 | $ 91,000 |
| Sherman-Denison, TX | 3 | $ 915,000 | $ 305,000 | $ 47,000 |
| Syracuse, NY | 3 | $ 565,000 | $ 188,333 | $ 60,000 |
| Terre Haute, IN | 3 | $ 385,000 | $ 128,333 | $ 102,000 |
| Utica-Rome, NY | 3 | $ 655,000 | $ 218,333 | $ 71,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 475,000 | $ 158,333 | $ 40,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 1,085,000 | $ 361,666 | $ 0 |
| Bay City, MI | 2 | $ 800,000 | $ 400,000 | $ 98,000 |
| Binghamton, NY | 2 | $ 480,000 | $ 240,000 | $ 48,000 |
| Corpus Christi, TX | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Decatur, IL | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Elmira, NY | 2 | $ 350,000 | $ 175,000 | $ 33,000 |
| Johnstown, PA | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 600,000 | $ 300,000 | $ 108,000 |
| Laredo, TX | 2 | $ 570,000 | $ 285,000 | $ 100,000 |
| San Angelo, TX | 2 | $ 460,000 | $ 230,000 | $ 127,000 |
| State College, PA | 2 | $ 640,000 | $ 320,000 | $ 68,000 |
| Amarillo, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| College Station-Bryan, TX | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Columbus, IN | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Cumberland, MD-WV | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Dalton, GA | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Danville, IL | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Fond Du Lac, WI | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Ithaca, NY | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Midland, MI | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Odessa, TX | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Pine Bluff, AR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rome, GA | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Tyler, TX | 1 | $ 355,000 | $ 355,000 | $ 194,000 |
| Wichita Falls, TX | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Williamsport, PA | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 14,673 | $4,320,855,000 | $294,000 | $3,005,000 | $83,000 | $1,760,000 |
| Refinancing | 8,428 | $2,556,200,000 | $303,000 | $2,455,000 | $126,000 | $7,966,000 |
| Home Purchase | 7,093 | $2,112,715,000 | $297,000 | $4,355,000 | $106,000 | $7,248,000 |
| Other Purpose | 676 | $185,480,000 | $274,000 | $1,425,000 | $118,000 | $5,452,000 |
| Home Improvement | 1 | $105,000 | $105,000 | $105,000 | $30,000 | $30,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,410 | $3,975,720,000 | $296,000 | $3,005,000 | $102,000 | $7,248,000 |
| Not Provided | 10,429 | $3,090,895,000 | $296,000 | $2,505,000 | $88,000 | $2,544,000 |
| Black or African American | 3,555 | $1,039,425,000 | $292,000 | $1,395,000 | $87,000 | $788,000 |
| Hispanic | 2,609 | $744,955,000 | $285,000 | $1,035,000 | $81,000 | $795,000 |
| Asian | 614 | $239,520,000 | $390,000 | $2,705,000 | $124,000 | $7,966,000 |
| American Indian or Alaskan Native | 141 | $38,915,000 | $275,000 | $905,000 | $83,000 | $593,000 |
| Native Hawaiian or Other Pacific Islander | 99 | $37,225,000 | $376,000 | $785,000 | $91,000 | $351,000 |
| Not applicable | 1 | $415,000 | $415,000 | $415,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 19,131 | $5,678,975,000 | $296,000 | $1,625,000 | $82,000 | $1,760,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,435 | $2,310,715,000 | $310,000 | $4,355,000 | $127,000 | $7,966,000 |
| FHA-insured (Federal Housing Administration) | 4,158 | $1,162,750,000 | $279,000 | $1,275,000 | $77,000 | $488,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $22,915,000 | $155,000 | $335,000 | $51,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,380 | $5,811,320,000 | $299,000 | $4,355,000 | $98,000 | $7,248,000 |
| Application Withdrawn By Applicant | 6,900 | $2,047,260,000 | $296,000 | $2,705,000 | $91,000 | $4,254,000 |
| File Closed For Incompleteness | 2,481 | $731,805,000 | $294,000 | $3,005,000 | $86,000 | $900,000 |
| Application Denied By Financial Institution | 1,848 | $506,650,000 | $274,000 | $1,235,000 | $82,000 | $7,966,000 |
| Application Approved But Not Accepted | 241 | $74,045,000 | $307,000 | $815,000 | $94,000 | $317,000 |
| Preapproval Denied by Financial Institution | 20 | $4,120,000 | $206,000 | $435,000 | $53,000 | $137,000 |
| Preapproval Approved but not Accepted | 1 | $155,000 | $155,000 | $155,000 | $33,000 | $33,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29,003 | $8,664,585,000 | $298,000 | $4,355,000 | $96,000 | $7,248,000 |
| Collateral | 785 | $211,795,000 | $269,000 | $1,215,000 | $93,000 | $7,966,000 |
| Debt-To-Income Ratio | 403 | $115,115,000 | $285,000 | $1,235,000 | $60,000 | $420,000 |
| Credit History | 344 | $92,850,000 | $269,000 | $905,000 | $81,000 | $562,000 |
| Other | 129 | $34,425,000 | $266,000 | $915,000 | $77,000 | $231,000 |
| Unverifiable Information | 86 | $25,390,000 | $295,000 | $835,000 | $77,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 66 | $16,060,000 | $243,000 | $665,000 | $79,000 | $466,000 |
| Employment History | 42 | $10,810,000 | $257,000 | $935,000 | $68,000 | $215,000 |
| Credit Application Incomplete | 12 | $4,050,000 | $337,000 | $545,000 | $92,000 | $175,000 |
| Mortgage Insurance Denied | 1 | $275,000 | $275,000 | $275,000 | $58,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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