The Federal Savings Bank Mortgage Lending & HMDA Data, 2020
In 2020, The Federal Savings Bank of Chicago, IL reported 52,108 mortgage applications totaling $16.5 billion, up 69% from 2019. The average application was for $317,558, and applicants reported an average income of $115,573. 70% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville, IL (4,533), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,405) and New York-Jersey City-White Plains, NY-NJ (2,008) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 52,108 |
| Total Mortgage Loan Application Amount | $16,547,350,000 |
| Average Mortgage Loan Application Amount | $317,558 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $115,573 |
| Highest Applicant Income | $3,926,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 4,533 | $ 1,195,155,000 | $ 263,656 | $ 107,000 |
| Outside any metro area | 3,577 | $ 975,315,000 | $ 272,662 | $ 97,374 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,405 | $ 975,675,000 | $ 405,686 | $ 131,454 |
| New York-Jersey City-White Plains, NY-NJ | 2,008 | $ 1,036,710,000 | $ 516,289 | $ 153,411 |
| Phoenix-Mesa-Scottsdale, AZ | 1,451 | $ 433,335,000 | $ 298,645 | $ 105,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,189 | $ 338,675,000 | $ 284,840 | $ 107,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,098 | $ 311,710,000 | $ 283,888 | $ 95,122 |
| Las Vegas-Henderson-Paradise, NV | 1,066 | $ 332,230,000 | $ 311,660 | $ 96,000 |
| Nassau County-Suffolk County, NY | 1,043 | $ 418,805,000 | $ 401,538 | $ 121,000 |
| New York-Newark, NY | 916 | $ 323,480,000 | $ 353,144 | $ 163,034 |
| Riverside-San Bernardino-Ontario, CA | 858 | $ 291,150,000 | $ 339,335 | $ 96,000 |
| Los Angeles-Long Beach-Glendale, CA | 735 | $ 331,345,000 | $ 450,809 | $ 113,000 |
| Baltimore-Columbia-Towson, MD | 684 | $ 229,660,000 | $ 335,760 | $ 117,000 |
| Denver-Aurora-Lakewood, CO | 681 | $ 245,935,000 | $ 361,138 | $ 99,000 |
| Seattle-Bellevue-Everett, WA | 639 | $ 251,845,000 | $ 394,123 | $ 119,000 |
| San Diego-Carlsbad, CA | 638 | $ 299,890,000 | $ 470,047 | $ 113,000 |
| Tacoma-Lakewood, WA | 615 | $ 207,255,000 | $ 337,000 | $ 98,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 609 | $ 174,065,000 | $ 285,821 | $ 90,241 |
| Portland-Vancouver-Hillsboro, OR-WA | 588 | $ 192,700,000 | $ 327,721 | $ 96,571 |
| Tampa-St. Petersburg-Clearwater, FL | 543 | $ 150,775,000 | $ 277,670 | $ 106,000 |
| Indianapolis-Carmel-Anderson, IN | 515 | $ 112,785,000 | $ 219,000 | $ 87,000 |
| Columbus, OH | 459 | $ 108,425,000 | $ 236,220 | $ 89,000 |
| Salt Lake City, UT | 434 | $ 135,480,000 | $ 312,165 | $ 81,000 |
| Providence-Warwick, RI-MA | 427 | $ 124,465,000 | $ 291,487 | $ 90,967 |
| Boston, MA | 391 | $ 148,875,000 | $ 380,754 | $ 100,000 |
| Raleigh, NC | 376 | $ 101,360,000 | $ 269,574 | $ 90,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 375 | $ 131,065,000 | $ 349,506 | $ 96,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 372 | $ 115,940,000 | $ 311,666 | $ 103,000 |
| Cambridge-Newton-Framingham, MA | 364 | $ 138,440,000 | $ 380,329 | $ 109,000 |
| Washington-Baltimore-Arlington, DC | 364 | $ 144,570,000 | $ 397,170 | $ 133,000 |
| Elgin, IL | 352 | $ 85,780,000 | $ 243,693 | $ 104,000 |
| Urban Honolulu, HI | 352 | $ 190,970,000 | $ 542,528 | $ 112,000 |
| Anaheim-Santa Ana-Irvine, CA | 347 | $ 182,695,000 | $ 526,498 | $ 154,000 |
| Ogden-Clearfield, UT | 343 | $ 101,755,000 | $ 296,661 | $ 87,000 |
| Charlotte-Concord-Gastonia, NC-SC | 334 | $ 95,990,000 | $ 287,395 | $ 94,257 |
| Orlando-Kissimmee-Sanford, FL | 331 | $ 92,215,000 | $ 278,595 | $ 89,000 |
| Colorado Springs, CO | 330 | $ 103,960,000 | $ 315,030 | $ 90,000 |
| St. Louis, MO-IL | 314 | $ 82,810,000 | $ 263,726 | $ 91,222 |
| Newark, NJ-PA | 308 | $ 101,790,000 | $ 330,487 | $ 113,029 |
| Jacksonville, FL | 299 | $ 84,135,000 | $ 281,387 | $ 86,000 |
| Oakland-Hayward-Berkeley, CA | 298 | $ 145,290,000 | $ 487,550 | $ 133,000 |
| Kansas City, MO-KS | 273 | $ 74,905,000 | $ 274,377 | $ 103,809 |
| Richmond, VA | 236 | $ 64,490,000 | $ 273,262 | $ 94,000 |
| Cincinnati, OH-KY-IN | 235 | $ 61,515,000 | $ 261,765 | $ 87,838 |
| Miami-Miami Beach-Kendall, FL | 235 | $ 75,325,000 | $ 320,531 | $ 135,000 |
| Bremerton-Silverdale, WA | 228 | $ 74,960,000 | $ 328,771 | $ 91,000 |
| Cleveland-Elyria, OH | 228 | $ 52,790,000 | $ 231,535 | $ 125,000 |
| Montgomery County-Bucks County-Chester County, PA | 228 | $ 72,510,000 | $ 318,026 | $ 139,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 224 | $ 74,200,000 | $ 331,250 | $ 117,000 |
| Olympia-Tumwater, WA | 220 | $ 69,400,000 | $ 315,454 | $ 89,000 |
| Oklahoma City, OK | 219 | $ 63,435,000 | $ 289,657 | $ 95,000 |
| Anchorage, AK | 214 | $ 68,430,000 | $ 319,766 | $ 86,000 |
| Lake County-Kenosha County, IL-WI | 214 | $ 59,730,000 | $ 279,112 | $ 120,565 |
| North Port-Sarasota-Bradenton, FL | 214 | $ 62,280,000 | $ 291,028 | $ 104,000 |
| Reno, NV | 214 | $ 74,160,000 | $ 346,542 | $ 100,000 |
| Salisbury, MD-DE | 214 | $ 64,920,000 | $ 303,364 | $ 157,140 |
| Tucson, AZ | 200 | $ 51,380,000 | $ 256,900 | $ 95,000 |
| Warren-Troy-Farmington Hills, MI | 189 | $ 48,665,000 | $ 257,486 | $ 107,000 |
| Spokane-Spokane Valley, WA | 184 | $ 52,720,000 | $ 286,521 | $ 84,000 |
| Fayetteville, NC | 182 | $ 41,990,000 | $ 230,714 | $ 92,000 |
| Wilmington, DE-MD-NJ | 179 | $ 49,825,000 | $ 278,351 | $ 88,418 |
| Worcester, MA-CT | 177 | $ 51,615,000 | $ 291,610 | $ 96,966 |
| Charleston-North Charleston, SC | 171 | $ 51,065,000 | $ 298,625 | $ 104,000 |
| Dallas-Plano-Irving, TX | 164 | $ 52,760,000 | $ 321,707 | $ 122,000 |
| Philadelphia, PA | 164 | $ 38,560,000 | $ 235,121 | $ 104,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 164 | $ 49,490,000 | $ 301,768 | $ 98,000 |
| Albuquerque, NM | 162 | $ 42,430,000 | $ 261,913 | $ 86,000 |
| Camden, NJ | 162 | $ 43,650,000 | $ 269,444 | $ 119,000 |
| Memphis, TN-MS-AR | 159 | $ 41,005,000 | $ 257,893 | $ 89,647 |
| Savannah, GA | 159 | $ 40,145,000 | $ 252,484 | $ 92,000 |
| Vallejo-Fairfield, CA | 158 | $ 62,890,000 | $ 398,037 | $ 100,000 |
| Houston-The Woodlands-Sugar Land, TX | 157 | $ 42,045,000 | $ 267,802 | $ 222,000 |
| San Antonio-New Braunfels, TX | 157 | $ 46,445,000 | $ 295,828 | $ 100,000 |
| Fort Collins, CO | 156 | $ 52,320,000 | $ 335,384 | $ 124,000 |
| Provo-Orem, UT | 154 | $ 48,570,000 | $ 315,389 | $ 74,000 |
| Gary, IN | 152 | $ 36,890,000 | $ 242,697 | $ 89,000 |
| Rockingham County-Strafford County, NH | 140 | $ 46,160,000 | $ 329,714 | $ 103,000 |
| Augusta-Richmond County, GA-SC | 139 | $ 37,995,000 | $ 273,345 | $ 108,812 |
| Stockton-Lodi, CA | 139 | $ 46,555,000 | $ 334,928 | $ 89,000 |
| Louisville/Jefferson County, KY-IN | 135 | $ 34,465,000 | $ 255,296 | $ 85,888 |
| Columbia, SC | 134 | $ 32,640,000 | $ 243,582 | $ 85,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 133 | $ 72,455,000 | $ 544,774 | $ 136,000 |
| Greeley, CO | 132 | $ 44,340,000 | $ 335,909 | $ 92,000 |
| Manchester-Nashua, NH | 128 | $ 36,110,000 | $ 282,109 | $ 101,000 |
| Huntsville, AL | 127 | $ 35,825,000 | $ 282,086 | $ 93,000 |
| Boise City, ID | 124 | $ 35,970,000 | $ 290,080 | $ 81,000 |
| Little Rock-North Little Rock-Conway, AR | 124 | $ 31,200,000 | $ 251,612 | $ 91,000 |
| Durham-Chapel Hill, NC | 123 | $ 33,805,000 | $ 274,837 | $ 80,000 |
| Omaha-Council Bluffs, NE-IA | 121 | $ 32,885,000 | $ 271,776 | $ 89,421 |
| Crestview-Fort Walton Beach-Destin, FL | 120 | $ 37,080,000 | $ 309,000 | $ 113,000 |
| Cape Coral-Fort Myers, FL | 119 | $ 32,305,000 | $ 271,470 | $ 103,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 119 | $ 52,745,000 | $ 443,235 | $ 111,000 |
| Palm Bay-Melbourne-Titusville, FL | 118 | $ 33,000,000 | $ 279,661 | $ 85,000 |
| Salem, OR | 117 | $ 34,435,000 | $ 294,316 | $ 88,000 |
| Clarksville, TN-KY | 116 | $ 27,590,000 | $ 237,844 | $ 81,137 |
| Eugene, OR | 110 | $ 29,820,000 | $ 271,090 | $ 77,000 |
| Kennewick-Richland, WA | 110 | $ 30,880,000 | $ 280,727 | $ 88,000 |
| Pittsburgh, PA | 110 | $ 28,900,000 | $ 262,727 | $ 92,000 |
| Bloomington, IN | 109 | $ 24,605,000 | $ 225,733 | $ 81,000 |
| Dover, DE | 109 | $ 28,955,000 | $ 265,642 | $ 93,000 |
| Hagerstown-Martinsburg, MD-WV | 109 | $ 27,325,000 | $ 250,688 | $ 75,917 |
| Lakeland-Winter Haven, FL | 106 | $ 26,710,000 | $ 251,981 | $ 97,000 |
| Birmingham-Hoover, AL | 105 | $ 27,345,000 | $ 260,428 | $ 100,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 105 | $ 27,725,000 | $ 264,047 | $ 95,000 |
| Pensacola-Ferry Pass-Brent, FL | 105 | $ 25,965,000 | $ 247,285 | $ 79,000 |
| Dayton-Springfield-Kettering, OH | 102 | $ 26,450,000 | $ 259,313 | $ 87,000 |
| New Orleans-Metairie, LA | 102 | $ 26,750,000 | $ 262,254 | $ 87,000 |
| Austin-Round Rock, TX | 100 | $ 31,380,000 | $ 313,800 | $ 130,000 |
| Milwaukee-Waukesha-West Allis, WI | 99 | $ 25,345,000 | $ 256,010 | $ 92,000 |
| Portland-South Portland, ME | 99 | $ 27,725,000 | $ 280,050 | $ 85,000 |
| Fresno, CA | 98 | $ 27,970,000 | $ 285,408 | $ 88,000 |
| Bakersfield, CA | 96 | $ 26,220,000 | $ 273,125 | $ 91,000 |
| Bridgeport-Stamford-Norwalk, CT | 94 | $ 36,570,000 | $ 389,042 | $ 168,000 |
| Cheyenne, WY | 94 | $ 27,500,000 | $ 292,553 | $ 150,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 94 | $ 26,490,000 | $ 281,808 | $ 92,744 |
| San Francisco-Redwood City-South San Francisco, CA | 94 | $ 57,060,000 | $ 607,021 | $ 138,000 |
| Tulsa, OK | 92 | $ 23,790,000 | $ 258,586 | $ 85,000 |
| Knoxville, TN | 91 | $ 24,225,000 | $ 266,208 | $ 85,000 |
| Fort Worth-Arlington, TX | 90 | $ 24,900,000 | $ 276,666 | $ 120,000 |
| Springfield, MA | 90 | $ 23,280,000 | $ 258,666 | $ 93,000 |
| Hartford-West Hartford-East Hartford, CT | 89 | $ 23,965,000 | $ 269,269 | $ 111,000 |
| Des Moines-West Des Moines, IA | 87 | $ 21,675,000 | $ 249,137 | $ 92,000 |
| Prescott Valley-Prescott, AZ | 87 | $ 25,475,000 | $ 292,816 | $ 75,000 |
| Jacksonville, NC | 82 | $ 19,390,000 | $ 236,463 | $ 83,000 |
| Medford, OR | 82 | $ 25,650,000 | $ 312,804 | $ 83,000 |
| Port St. Lucie, FL | 82 | $ 21,090,000 | $ 257,195 | $ 74,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 80 | $ 18,770,000 | $ 234,625 | $ 107,625 |
| Modesto, CA | 79 | $ 23,225,000 | $ 293,987 | $ 79,000 |
| Barnstable Town, MA | 78 | $ 24,830,000 | $ 318,333 | $ 90,000 |
| Albany-Schenectady-Troy, NY | 77 | $ 21,055,000 | $ 273,441 | $ 125,000 |
| St. George, UT | 73 | $ 22,965,000 | $ 314,589 | $ 78,000 |
| Shreveport-Bossier City, LA | 70 | $ 17,640,000 | $ 252,000 | $ 97,000 |
| Asheville, NC | 69 | $ 22,235,000 | $ 322,246 | $ 115,000 |
| Columbus, GA-AL | 67 | $ 16,385,000 | $ 244,552 | $ 98,940 |
| Grand Rapids-Wyoming, MI | 66 | $ 16,830,000 | $ 255,000 | $ 89,000 |
| Greensboro-High Point, NC | 65 | $ 16,305,000 | $ 250,846 | $ 86,000 |
| Killeen-Temple, TX | 64 | $ 15,210,000 | $ 237,656 | $ 105,000 |
| Longview, WA | 64 | $ 17,730,000 | $ 277,031 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 63 | $ 16,595,000 | $ 263,412 | $ 95,000 |
| Baton Rouge, LA | 62 | $ 18,960,000 | $ 305,806 | $ 117,000 |
| Boulder, CO | 61 | $ 25,155,000 | $ 412,377 | $ 121,000 |
| Salinas, CA | 60 | $ 29,620,000 | $ 493,666 | $ 115,000 |
| Bellingham, WA | 59 | $ 19,895,000 | $ 337,203 | $ 95,000 |
| Naples-Immokalee-Marco Island, FL | 59 | $ 19,205,000 | $ 325,508 | $ 127,000 |
| Akron, OH | 58 | $ 14,090,000 | $ 242,931 | $ 84,000 |
| Lawton, OK | 57 | $ 13,865,000 | $ 243,245 | $ 90,000 |
| Elizabethtown-Fort Knox, KY | 56 | $ 14,890,000 | $ 265,892 | $ 95,000 |
| New Haven-Milford, CT | 56 | $ 15,360,000 | $ 274,285 | $ 107,000 |
| Lake Havasu City-Kingman, AZ | 55 | $ 15,035,000 | $ 273,363 | $ 86,000 |
| Montgomery, AL | 55 | $ 13,895,000 | $ 252,636 | $ 73,000 |
| Mount Vernon-Anacortes, WA | 54 | $ 16,600,000 | $ 307,407 | $ 75,000 |
| Madison, WI | 53 | $ 13,875,000 | $ 261,792 | $ 79,000 |
| Warner Robins, GA | 53 | $ 13,165,000 | $ 248,396 | $ 83,000 |
| Winston-Salem, NC | 53 | $ 12,755,000 | $ 240,660 | $ 76,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 50 | $ 18,010,000 | $ 360,200 | $ 140,000 |
| Hinesville, GA | 50 | $ 10,440,000 | $ 208,800 | $ 72,000 |
| Santa Fe, NM | 49 | $ 16,365,000 | $ 333,979 | $ 92,000 |
| Visalia-Porterville, CA | 49 | $ 12,625,000 | $ 257,653 | $ 92,000 |
| Detroit-Dearborn-Livonia, MI | 48 | $ 12,500,000 | $ 260,416 | $ 121,000 |
| Kahului-Wailuku-Lahaina, HI | 48 | $ 24,530,000 | $ 511,041 | $ 108,000 |
| Roanoke, VA | 48 | $ 10,190,000 | $ 212,291 | $ 67,000 |
| Santa Rosa, CA | 48 | $ 19,270,000 | $ 401,458 | $ 82,000 |
| Fairbanks, AK | 47 | $ 13,105,000 | $ 278,829 | $ 69,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 46 | $ 12,120,000 | $ 263,478 | $ 90,000 |
| Panama City, FL | 46 | $ 12,380,000 | $ 269,130 | $ 129,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 46 | $ 22,020,000 | $ 478,695 | $ 115,000 |
| Blacksburg-Christiansburg-Radford, VA | 45 | $ 8,795,000 | $ 195,444 | $ 57,000 |
| Gainesville, GA | 45 | $ 12,945,000 | $ 287,666 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 45 | $ 12,225,000 | $ 271,666 | $ 115,000 |
| Harrisburg-Carlisle, PA | 45 | $ 10,955,000 | $ 243,444 | $ 91,000 |
| Jackson, MS | 45 | $ 11,275,000 | $ 250,555 | $ 106,000 |
| Springfield, MO | 45 | $ 11,365,000 | $ 252,555 | $ 74,000 |
| Chattanooga, TN-GA | 44 | $ 9,430,000 | $ 214,318 | $ 80,977 |
| Santa Maria-Santa Barbara, CA | 44 | $ 17,530,000 | $ 398,409 | $ 116,000 |
| Winchester, VA-WV | 44 | $ 13,880,000 | $ 315,454 | $ 129,000 |
| Yakima, WA | 44 | $ 11,430,000 | $ 259,772 | $ 72,000 |
| Gulfport-Biloxi-Pascagoula, MS | 43 | $ 10,505,000 | $ 244,302 | $ 82,000 |
| Yuba City, CA | 43 | $ 12,975,000 | $ 301,744 | $ 76,000 |
| Bend-Redmond, OR | 41 | $ 15,245,000 | $ 371,829 | $ 84,000 |
| Coeur D'Alene, ID | 41 | $ 12,615,000 | $ 307,682 | $ 86,000 |
| Redding, CA | 41 | $ 12,175,000 | $ 296,951 | $ 85,000 |
| Wenatchee, WA | 41 | $ 14,125,000 | $ 344,512 | $ 90,000 |
| Albany, OR | 40 | $ 10,500,000 | $ 262,500 | $ 74,000 |
| Daphne-Fairhope-Foley, AL | 40 | $ 10,240,000 | $ 256,000 | $ 67,000 |
| Punta Gorda, FL | 39 | $ 9,745,000 | $ 249,871 | $ 71,000 |
| Wilmington, NC | 39 | $ 10,785,000 | $ 276,538 | $ 110,000 |
| California-Lexington Park, MD | 38 | $ 11,900,000 | $ 313,157 | $ 116,000 |
| Grand Junction, CO | 38 | $ 10,550,000 | $ 277,631 | $ 74,000 |
| Ocala, FL | 38 | $ 10,340,000 | $ 272,105 | $ 87,000 |
| The Villages, FL | 38 | $ 10,750,000 | $ 282,894 | $ 86,000 |
| Merced, CA | 37 | $ 10,245,000 | $ 276,891 | $ 77,000 |
| Toledo, OH | 36 | $ 9,060,000 | $ 251,666 | $ 97,000 |
| Sierra Vista-Douglas, AZ | 35 | $ 8,535,000 | $ 243,857 | $ 99,000 |
| Duluth, MN-WI | 34 | $ 9,830,000 | $ 289,117 | $ 82,382 |
| Charlottesville, VA | 33 | $ 10,425,000 | $ 315,909 | $ 130,000 |
| Flagstaff, AZ | 33 | $ 11,055,000 | $ 335,000 | $ 143,000 |
| Racine, WI | 33 | $ 7,695,000 | $ 233,181 | $ 103,000 |
| Lafayette, LA | 32 | $ 7,230,000 | $ 225,937 | $ 66,000 |
| Pueblo, CO | 32 | $ 8,080,000 | $ 252,500 | $ 84,000 |
| York-Hanover, PA | 32 | $ 8,520,000 | $ 266,250 | $ 122,000 |
| Burlington-South Burlington, VT | 31 | $ 8,365,000 | $ 269,838 | $ 94,000 |
| Davenport-Moline-Rock Island, IA-IL | 31 | $ 7,665,000 | $ 247,258 | $ 79,548 |
| Las Cruces, NM | 31 | $ 7,795,000 | $ 251,451 | $ 89,000 |
| Lincoln, NE | 31 | $ 7,835,000 | $ 252,741 | $ 88,000 |
| Manhattan, KS | 31 | $ 6,585,000 | $ 212,419 | $ 80,000 |
| Mobile, AL | 31 | $ 7,565,000 | $ 244,032 | $ 74,000 |
| Yuma, AZ | 31 | $ 7,105,000 | $ 229,193 | $ 83,000 |
| Billings, MT | 30 | $ 8,150,000 | $ 271,666 | $ 82,000 |
| Grants Pass, OR | 30 | $ 9,310,000 | $ 310,333 | $ 76,000 |
| Lancaster, PA | 30 | $ 7,450,000 | $ 248,333 | $ 78,000 |
| Lexington-Fayette, KY | 30 | $ 6,880,000 | $ 229,333 | $ 83,000 |
| Lynchburg, VA | 30 | $ 8,060,000 | $ 268,666 | $ 89,000 |
| Norwich-New London, CT | 30 | $ 7,870,000 | $ 262,333 | $ 97,000 |
| Trenton, NJ | 30 | $ 8,450,000 | $ 281,666 | $ 122,000 |
| Atlantic City-Hammonton, NJ | 29 | $ 7,445,000 | $ 256,724 | $ 110,000 |
| Fargo, ND-MN | 29 | $ 7,485,000 | $ 258,103 | $ 66,172 |
| Sebastian-Vero Beach, FL | 27 | $ 8,335,000 | $ 308,703 | $ 98,000 |
| Spartanburg, SC | 27 | $ 6,275,000 | $ 232,407 | $ 70,000 |
| Hickory-Lenoir-Morganton, NC | 26 | $ 6,970,000 | $ 268,076 | $ 82,000 |
| Huntington-Ashland, WV-KY-OH | 26 | $ 6,440,000 | $ 247,692 | $ 85,800 |
| Sioux Falls, SD | 26 | $ 6,170,000 | $ 237,307 | $ 90,000 |
| Valdosta, GA | 26 | $ 6,740,000 | $ 259,230 | $ 92,000 |
| Chico, CA | 25 | $ 7,285,000 | $ 291,400 | $ 71,000 |
| Fort Wayne, IN | 25 | $ 5,785,000 | $ 231,400 | $ 83,000 |
| Hanford-Corcoran, CA | 25 | $ 7,145,000 | $ 285,800 | $ 125,000 |
| Logan, UT-ID | 25 | $ 6,735,000 | $ 269,400 | $ 83,520 |
| Madera, CA | 25 | $ 7,075,000 | $ 283,000 | $ 64,000 |
| Rochester, MN | 25 | $ 6,715,000 | $ 268,600 | $ 101,000 |
| Santa Cruz-Watsonville, CA | 25 | $ 13,095,000 | $ 523,800 | $ 133,000 |
| Tuscaloosa, AL | 25 | $ 5,985,000 | $ 239,400 | $ 90,000 |
| Rockford, IL | 24 | $ 4,380,000 | $ 182,500 | $ 71,000 |
| San Rafael, CA | 24 | $ 13,390,000 | $ 557,916 | $ 165,000 |
| Tallahassee, FL | 24 | $ 7,090,000 | $ 295,416 | $ 101,000 |
| Bismarck, ND | 23 | $ 7,045,000 | $ 306,304 | $ 81,000 |
| Kingston, NY | 23 | $ 6,465,000 | $ 281,086 | $ 142,000 |
| Ocean City, NJ | 23 | $ 7,325,000 | $ 318,478 | $ 213,000 |
| Athens-Clarke County, GA | 22 | $ 5,130,000 | $ 233,181 | $ 109,000 |
| Burlington, NC | 22 | $ 4,910,000 | $ 223,181 | $ 68,000 |
| El Paso, TX | 22 | $ 5,190,000 | $ 235,909 | $ 141,000 |
| Homosassa Springs, FL | 22 | $ 4,960,000 | $ 225,454 | $ 79,000 |
| Ann Arbor, MI | 21 | $ 5,845,000 | $ 278,333 | $ 101,000 |
| Idaho Falls, ID | 21 | $ 5,105,000 | $ 243,095 | $ 83,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 21 | $ 5,245,000 | $ 249,761 | $ 92,000 |
| Dothan, AL | 20 | $ 4,920,000 | $ 246,000 | $ 97,000 |
| East Stroudsburg, PA | 20 | $ 4,470,000 | $ 223,500 | $ 97,000 |
| Green Bay, WI | 20 | $ 4,400,000 | $ 220,000 | $ 76,000 |
| Lansing-East Lansing, MI | 20 | $ 4,330,000 | $ 216,500 | $ 100,000 |
| Lebanon, PA | 20 | $ 5,990,000 | $ 299,500 | $ 118,000 |
| Rapid City, SD | 20 | $ 5,360,000 | $ 268,000 | $ 75,000 |
| Wichita, KS | 20 | $ 4,760,000 | $ 238,000 | $ 76,000 |
| Lewiston, ID-WA | 19 | $ 4,375,000 | $ 230,263 | $ 67,526 |
| New Bern, NC | 19 | $ 5,195,000 | $ 273,421 | $ 92,000 |
| Carson City, NV | 18 | $ 5,300,000 | $ 294,444 | $ 92,000 |
| Casper, WY | 18 | $ 5,040,000 | $ 280,000 | $ 70,000 |
| Goldsboro, NC | 18 | $ 3,170,000 | $ 176,111 | $ 60,000 |
| Alexandria, LA | 17 | $ 4,745,000 | $ 279,117 | $ 75,000 |
| Canton-Massillon, OH | 17 | $ 4,375,000 | $ 257,352 | $ 78,000 |
| Greenville, NC | 17 | $ 4,175,000 | $ 245,588 | $ 109,000 |
| Niles-Benton Harbor, MI | 17 | $ 4,465,000 | $ 262,647 | $ 166,000 |
| Springfield, OH | 17 | $ 3,935,000 | $ 231,470 | $ 107,000 |
| Syracuse, NY | 17 | $ 3,735,000 | $ 219,705 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 17 | $ 4,195,000 | $ 246,764 | $ 95,764 |
| Auburn-Opelika, AL | 16 | $ 3,640,000 | $ 227,500 | $ 81,000 |
| Columbia, MO | 16 | $ 3,950,000 | $ 246,875 | $ 93,000 |
| Great Falls, MT | 16 | $ 3,830,000 | $ 239,375 | $ 122,000 |
| Johnson City, TN | 16 | $ 4,470,000 | $ 279,375 | $ 85,000 |
| Kankakee, IL | 16 | $ 3,540,000 | $ 221,250 | $ 111,000 |
| Lake Charles, LA | 16 | $ 3,670,000 | $ 229,375 | $ 99,000 |
| Napa, CA | 16 | $ 7,690,000 | $ 480,625 | $ 106,000 |
| Reading, PA | 16 | $ 4,130,000 | $ 258,125 | $ 79,000 |
| St. Cloud, MN | 16 | $ 3,640,000 | $ 227,500 | $ 58,000 |
| Staunton-Waynesboro, VA | 16 | $ 4,760,000 | $ 297,500 | $ 140,000 |
| Walla Walla, WA | 16 | $ 4,020,000 | $ 251,250 | $ 76,000 |
| Cape Girardeau, MO-IL | 15 | $ 4,155,000 | $ 277,000 | $ 54,000 |
| Cedar Rapids, IA | 15 | $ 3,885,000 | $ 259,000 | $ 82,000 |
| Fort Smith, AR-OK | 15 | $ 3,135,000 | $ 209,000 | $ 99,000 |
| Gainesville, FL | 15 | $ 3,505,000 | $ 233,666 | $ 65,000 |
| Gettysburg, PA | 15 | $ 3,515,000 | $ 234,333 | $ 83,000 |
| Jonesboro, AR | 15 | $ 3,865,000 | $ 257,666 | $ 113,000 |
| Monroe, MI | 15 | $ 3,155,000 | $ 210,333 | $ 52,000 |
| Peoria, IL | 15 | $ 3,275,000 | $ 218,333 | $ 53,000 |
| Rochester, NY | 15 | $ 3,395,000 | $ 226,333 | $ 66,000 |
| Sumter, SC | 15 | $ 3,485,000 | $ 232,333 | $ 72,000 |
| Topeka, KS | 15 | $ 4,255,000 | $ 283,666 | $ 121,000 |
| Appleton, WI | 14 | $ 3,440,000 | $ 245,714 | $ 89,000 |
| Chambersburg-Waynesboro, PA | 14 | $ 3,310,000 | $ 236,428 | $ 75,000 |
| Corvallis, OR | 14 | $ 4,210,000 | $ 300,714 | $ 114,000 |
| Flint, MI | 14 | $ 3,470,000 | $ 247,857 | $ 85,000 |
| Grand Forks, ND-MN | 14 | $ 3,590,000 | $ 256,428 | $ 63,000 |
| Hot Springs, AR | 14 | $ 3,570,000 | $ 255,000 | $ 57,000 |
| Iowa City, IA | 14 | $ 3,500,000 | $ 250,000 | $ 71,000 |
| Michigan City-La Porte, IN | 14 | $ 3,830,000 | $ 273,571 | $ 175,000 |
| Missoula, MT | 14 | $ 4,540,000 | $ 324,285 | $ 111,000 |
| South Bend-Mishawaka, IN-MI | 14 | $ 2,400,000 | $ 171,428 | $ 435,000 |
| Columbus, IN | 13 | $ 3,185,000 | $ 245,000 | $ 70,000 |
| Elkhart-Goshen, IN | 13 | $ 3,025,000 | $ 232,692 | $ 87,000 |
| Evansville, IN-KY | 13 | $ 2,845,000 | $ 218,846 | $ 139,000 |
| Morristown, TN | 13 | $ 3,405,000 | $ 261,923 | $ 79,000 |
| Springfield, IL | 13 | $ 3,345,000 | $ 257,307 | $ 124,000 |
| Bangor, ME | 12 | $ 2,890,000 | $ 240,833 | $ 88,000 |
| Brunswick, GA | 12 | $ 3,040,000 | $ 253,333 | $ 83,000 |
| Charleston, WV | 12 | $ 3,590,000 | $ 299,166 | $ 133,000 |
| Farmington, NM | 12 | $ 3,040,000 | $ 253,333 | $ 66,000 |
| Glens Falls, NY | 12 | $ 3,110,000 | $ 259,166 | $ 108,000 |
| Macon-Bibb County, GA | 12 | $ 2,730,000 | $ 227,500 | $ 85,000 |
| Monroe, LA | 12 | $ 3,590,000 | $ 299,166 | $ 115,000 |
| Watertown-Fort Drum, NY | 12 | $ 2,720,000 | $ 226,666 | $ 103,000 |
| Anniston-Oxford-Jacksonville, AL | 11 | $ 2,865,000 | $ 260,454 | $ 107,000 |
| Florence, SC | 11 | $ 2,395,000 | $ 217,727 | $ 91,000 |
| Hammond, LA | 11 | $ 2,815,000 | $ 255,909 | $ 68,000 |
| Lafayette-West Lafayette, IN | 11 | $ 2,575,000 | $ 234,090 | $ 86,000 |
| Oshkosh-Neenah, WI | 11 | $ 2,845,000 | $ 258,636 | $ 42,000 |
| Pittsfield, MA | 11 | $ 2,545,000 | $ 231,363 | $ 137,000 |
| Cleveland, TN | 10 | $ 2,320,000 | $ 232,000 | $ 55,000 |
| Houma-Thibodaux, LA | 10 | $ 2,370,000 | $ 237,000 | $ 103,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 2,760,000 | $ 276,000 | $ 74,000 |
| La Crosse-Onalaska, WI-MN | 10 | $ 2,650,000 | $ 265,000 | $ 73,000 |
| Rocky Mount, NC | 10 | $ 2,420,000 | $ 242,000 | $ 86,000 |
| Sioux City, IA-NE-SD | 10 | $ 2,200,000 | $ 220,000 | $ 0 |
| St. Joseph, MO-KS | 10 | $ 2,630,000 | $ 263,000 | $ 115,000 |
| Albany, GA | 9 | $ 2,295,000 | $ 255,000 | $ 97,000 |
| Bowling Green, KY | 9 | $ 2,275,000 | $ 252,777 | $ 61,000 |
| Champaign-Urbana, IL | 9 | $ 1,845,000 | $ 205,000 | $ 213,000 |
| Corpus Christi, TX | 9 | $ 2,485,000 | $ 276,111 | $ 135,000 |
| Mansfield, OH | 9 | $ 1,755,000 | $ 195,000 | $ 88,000 |
| Battle Creek, MI | 8 | $ 1,800,000 | $ 225,000 | $ 106,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,500,000 | $ 187,500 | $ 92,000 |
| Decatur, AL | 8 | $ 2,230,000 | $ 278,750 | $ 97,000 |
| Eau Claire, WI | 8 | $ 2,330,000 | $ 291,250 | $ 64,000 |
| El Centro, CA | 8 | $ 1,900,000 | $ 237,500 | $ 132,000 |
| Mankato-North Mankato, MN | 8 | $ 2,070,000 | $ 258,750 | $ 111,000 |
| Morgantown, WV | 8 | $ 2,590,000 | $ 323,750 | $ 0 |
| Parkersburg-Vienna, WV | 8 | $ 1,920,000 | $ 240,000 | $ 27,000 |
| Sebring, FL | 8 | $ 1,470,000 | $ 183,750 | $ 55,000 |
| Sheboygan, WI | 8 | $ 2,270,000 | $ 283,750 | $ 124,000 |
| Terre Haute, IN | 8 | $ 1,940,000 | $ 242,500 | $ 71,000 |
| Utica-Rome, NY | 8 | $ 1,990,000 | $ 248,750 | $ 150,000 |
| Wausau, WI | 8 | $ 1,820,000 | $ 227,500 | $ 72,000 |
| College Station-Bryan, TX | 7 | $ 2,075,000 | $ 296,428 | $ 83,000 |
| Jackson, MI | 7 | $ 1,645,000 | $ 235,000 | $ 114,000 |
| Janesville-Beloit, WI | 7 | $ 1,645,000 | $ 235,000 | $ 66,000 |
| Joplin, MO | 7 | $ 1,475,000 | $ 210,714 | $ 87,000 |
| Lewiston-Auburn, ME | 7 | $ 1,425,000 | $ 203,571 | $ 64,000 |
| Muskegon, MI | 7 | $ 1,785,000 | $ 255,000 | $ 81,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 1,905,000 | $ 272,142 | $ 46,000 |
| Binghamton, NY | 6 | $ 590,000 | $ 98,333 | $ 13,000 |
| Erie, PA | 6 | $ 1,790,000 | $ 298,333 | $ 113,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,630,000 | $ 271,666 | $ 97,000 |
| Kokomo, IN | 6 | $ 1,170,000 | $ 195,000 | $ 105,000 |
| Odessa, TX | 6 | $ 1,480,000 | $ 246,666 | $ 105,000 |
| Sherman-Denison, TX | 6 | $ 1,720,000 | $ 286,666 | $ 68,000 |
| Texarkana, TX-AR | 6 | $ 1,470,000 | $ 245,000 | $ 49,000 |
| Twin Falls, ID | 6 | $ 1,540,000 | $ 256,666 | $ 47,000 |
| Vineland-Bridgeton, NJ | 6 | $ 1,300,000 | $ 216,666 | $ 137,000 |
| Waco, TX | 6 | $ 1,470,000 | $ 245,000 | $ 80,000 |
| Ames, IA | 5 | $ 1,555,000 | $ 311,000 | $ 112,000 |
| Beckley, WV | 5 | $ 1,545,000 | $ 309,000 | $ 111,000 |
| Brownsville-Harlingen, TX | 5 | $ 1,165,000 | $ 233,000 | $ 138,000 |
| Dubuque, IA | 5 | $ 1,425,000 | $ 285,000 | $ 0 |
| Enid, OK | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| Hattiesburg, MS | 5 | $ 1,275,000 | $ 255,000 | $ 54,000 |
| Lima, OH | 5 | $ 865,000 | $ 173,000 | $ 87,000 |
| Pocatello, ID | 5 | $ 1,335,000 | $ 267,000 | $ 63,000 |
| Rome, GA | 5 | $ 1,055,000 | $ 211,000 | $ 65,000 |
| Tyler, TX | 5 | $ 1,405,000 | $ 281,000 | $ 95,000 |
| Wheeling, WV-OH | 5 | $ 1,165,000 | $ 233,000 | $ 98,000 |
| Bloomington, IL | 4 | $ 840,000 | $ 210,000 | $ 80,000 |
| Carbondale-Marion, IL | 4 | $ 1,280,000 | $ 320,000 | $ 0 |
| Dalton, GA | 4 | $ 1,180,000 | $ 295,000 | $ 89,000 |
| Danville, IL | 4 | $ 620,000 | $ 155,000 | $ 71,000 |
| Decatur, IL | 4 | $ 890,000 | $ 222,500 | $ 97,000 |
| Grand Island, NE | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Lubbock, TX | 4 | $ 1,090,000 | $ 272,500 | $ 106,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 800,000 | $ 200,000 | $ 90,000 |
| Midland, MI | 4 | $ 830,000 | $ 207,500 | $ 90,000 |
| Muncie, IN | 4 | $ 1,080,000 | $ 270,000 | $ 82,000 |
| Williamsport, PA | 4 | $ 780,000 | $ 195,000 | $ 60,000 |
| Cumberland, MD-WV | 3 | $ 1,175,000 | $ 391,666 | $ 115,000 |
| Elmira, NY | 3 | $ 1,245,000 | $ 415,000 | $ 284,000 |
| Harrisonburg, VA | 3 | $ 735,000 | $ 245,000 | $ 61,000 |
| Ithaca, NY | 3 | $ 815,000 | $ 271,666 | $ 193,000 |
| Jackson, TN | 3 | $ 995,000 | $ 331,666 | $ 84,000 |
| Jefferson City, MO | 3 | $ 665,000 | $ 221,666 | $ 63,000 |
| Midland, TX | 3 | $ 765,000 | $ 255,000 | $ 73,000 |
| State College, PA | 3 | $ 945,000 | $ 315,000 | $ 98,000 |
| Abilene, TX | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Amarillo, TX | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Bloomsburg-Berwick, PA | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Fond Du Lac, WI | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Laredo, TX | 2 | $ 510,000 | $ 255,000 | $ 75,000 |
| Longview, TX | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Saginaw, MI | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Altoona, PA | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Bay City, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Gadsden, AL | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Johnstown, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lawrence, KS | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Owensboro, KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| San Angelo, TX | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Wichita Falls, TX | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,715 | $10,139,785,000 | $319,000 | $2,515,000 | $125,000 | $3,926,000 |
| Cash-out Refinancing | 11,604 | $3,598,020,000 | $310,000 | $2,255,000 | $96,000 | $2,281,000 |
| Home Purchase | 8,541 | $2,743,085,000 | $321,000 | $2,705,000 | $105,000 | $3,373,000 |
| Other Purpose | 248 | $66,460,000 | $267,000 | $985,000 | $190,000 | $2,964,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,079 | $6,969,445,000 | $315,000 | $2,515,000 | $120,000 | $3,926,000 |
| Not Provided | 19,469 | $6,237,325,000 | $320,000 | $2,705,000 | $102,000 | $2,261,000 |
| Black or African American | 4,438 | $1,398,740,000 | $315,000 | $1,595,000 | $97,000 | $2,107,000 |
| Hispanic | 4,311 | $1,266,085,000 | $293,000 | $1,245,000 | $85,000 | $1,604,000 |
| Asian | 1,455 | $556,635,000 | $382,000 | $2,005,000 | $137,000 | $1,613,000 |
| American Indian or Alaskan Native | 172 | $51,590,000 | $299,000 | $1,805,000 | $102,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 139 | $51,755,000 | $372,000 | $865,000 | $99,000 | $499,000 |
| Not applicable | 5 | $1,295,000 | $259,000 | $325,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 27,831 | $8,957,915,000 | $321,000 | $2,515,000 | $89,000 | $1,253,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,005 | $6,044,745,000 | $318,000 | $2,705,000 | $126,000 | $3,926,000 |
| FHA-insured (Federal Housing Administration) | 5,152 | $1,521,110,000 | $295,000 | $1,275,000 | $78,000 | $391,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 120 | $23,580,000 | $196,000 | $435,000 | $57,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 36,492 | $11,697,500,000 | $320,000 | $2,515,000 | $113,000 | $3,926,000 |
| Application Withdrawn By Applicant | 8,551 | $2,670,385,000 | $312,000 | $2,705,000 | $106,000 | $2,107,000 |
| Application Denied By Financial Institution | 3,606 | $1,095,290,000 | $303,000 | $2,105,000 | $94,000 | $2,598,000 |
| File Closed For Incompleteness | 2,601 | $814,895,000 | $313,000 | $2,255,000 | $100,000 | $1,253,000 |
| Application Approved But Not Accepted | 847 | $266,585,000 | $314,000 | $935,000 | $109,000 | $717,000 |
| Preapproval Denied by Financial Institution | 10 | $2,370,000 | $237,000 | $655,000 | $62,000 | $119,000 |
| Preapproval Approved but not Accepted | 1 | $325,000 | $325,000 | $325,000 | $296,000 | $296,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 48,492 | $15,449,690,000 | $318,000 | $2,705,000 | $111,000 | $3,926,000 |
| Debt-To-Income Ratio | 778 | $242,840,000 | $312,000 | $1,205,000 | $73,000 | $852,000 |
| Collateral | 722 | $206,660,000 | $286,000 | $1,215,000 | $102,000 | $2,598,000 |
| Credit Application Incomplete | 678 | $209,260,000 | $308,000 | $2,105,000 | $100,000 | $1,621,000 |
| Credit History | 604 | $183,400,000 | $303,000 | $1,225,000 | $89,000 | $1,057,000 |
| Other | 409 | $125,735,000 | $307,000 | $2,005,000 | $126,000 | $1,613,000 |
| Unverifiable Information | 276 | $84,180,000 | $305,000 | $945,000 | $99,000 | $1,604,000 |
| Employment History | 90 | $26,220,000 | $291,000 | $925,000 | $76,000 | $465,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 57 | $18,715,000 | $328,000 | $795,000 | $142,000 | $1,675,000 |
| Mortgage Insurance Denied | 2 | $650,000 | $325,000 | $415,000 | $46,000 | $46,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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