The Federal Savings Bank Mortgage Lending & HMDA Data, 2022
In 2022, The Federal Savings Bank of Chicago, IL reported 30,549 mortgage applications totaling $10.7 billion, down 48% from 2021. The average application was for $349,572, and applicants reported an average income of $106,093. 42% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville, IL (2,638), New York-Jersey City-White Plains, NY-NJ (1,091) and Washington-Arlington-Alexandria, DC-VA-MD-WV (1,016) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,549 |
| Total Mortgage Loan Application Amount | $10,679,105,000 |
| Average Mortgage Loan Application Amount | $349,572 |
| Highest Mortgage Loan Application Amount | $3,745,000 |
| Average Applicant Income | $106,093 |
| Highest Applicant Income | $4,320,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,810 | $ 819,330,000 | $ 291,576 | $ 92,313 |
| Chicago-Naperville, IL | 2,638 | $ 700,650,000 | $ 265,598 | $ 106,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,091 | $ 661,385,000 | $ 606,219 | $ 158,142 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,016 | $ 458,420,000 | $ 451,200 | $ 132,996 |
| Atlanta-Sandy Springs-Roswell, GA | 970 | $ 314,950,000 | $ 324,690 | $ 95,000 |
| Phoenix-Mesa-Scottsdale, AZ | 825 | $ 320,605,000 | $ 388,612 | $ 102,000 |
| Nassau County-Suffolk County, NY | 652 | $ 320,880,000 | $ 492,147 | $ 144,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 576 | $ 180,170,000 | $ 312,795 | $ 97,324 |
| Indianapolis-Carmel-Anderson, IN | 571 | $ 132,095,000 | $ 231,339 | $ 91,000 |
| Las Vegas-Henderson-Paradise, NV | 525 | $ 196,215,000 | $ 373,742 | $ 103,000 |
| New York-Newark, NY | 524 | $ 212,310,000 | $ 405,171 | $ 174,267 |
| Riverside-San Bernardino-Ontario, CA | 504 | $ 215,070,000 | $ 426,726 | $ 103,000 |
| Baltimore-Columbia-Towson, MD | 372 | $ 130,890,000 | $ 351,854 | $ 119,000 |
| Tampa-St. Petersburg-Clearwater, FL | 302 | $ 104,350,000 | $ 345,529 | $ 110,000 |
| Denver-Aurora-Lakewood, CO | 299 | $ 130,215,000 | $ 435,501 | $ 126,000 |
| Los Angeles-Long Beach-Glendale, CA | 290 | $ 157,530,000 | $ 543,206 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 275 | $ 85,155,000 | $ 309,654 | $ 86,665 |
| Tacoma-Lakewood, WA | 255 | $ 108,605,000 | $ 425,901 | $ 102,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 245 | $ 89,455,000 | $ 365,122 | $ 104,000 |
| Charlotte-Concord-Gastonia, NC-SC | 241 | $ 78,105,000 | $ 324,087 | $ 94,713 |
| Raleigh, NC | 238 | $ 78,880,000 | $ 331,428 | $ 94,000 |
| Providence-Warwick, RI-MA | 235 | $ 82,085,000 | $ 349,297 | $ 89,446 |
| San Diego-Carlsbad, CA | 226 | $ 138,150,000 | $ 611,283 | $ 128,000 |
| Seattle-Bellevue-Everett, WA | 223 | $ 117,755,000 | $ 528,049 | $ 129,000 |
| Newark, NJ-PA | 217 | $ 85,475,000 | $ 393,894 | $ 115,046 |
| Portland-Vancouver-Hillsboro, OR-WA | 215 | $ 84,835,000 | $ 394,581 | $ 89,372 |
| Orlando-Kissimmee-Sanford, FL | 202 | $ 74,710,000 | $ 369,851 | $ 118,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 197 | $ 82,935,000 | $ 420,989 | $ 105,000 |
| Colorado Springs, CO | 194 | $ 77,020,000 | $ 397,010 | $ 90,000 |
| Kansas City, MO-KS | 191 | $ 55,895,000 | $ 292,643 | $ 85,397 |
| Elgin, IL | 190 | $ 49,460,000 | $ 260,315 | $ 102,000 |
| Columbus, OH | 189 | $ 55,365,000 | $ 292,936 | $ 88,000 |
| Richmond, VA | 186 | $ 60,830,000 | $ 327,043 | $ 90,000 |
| Cincinnati, OH-KY-IN | 181 | $ 47,185,000 | $ 260,690 | $ 82,563 |
| Miami-Miami Beach-Kendall, FL | 177 | $ 88,175,000 | $ 498,163 | $ 182,000 |
| St. Louis, MO-IL | 175 | $ 49,745,000 | $ 284,257 | $ 97,531 |
| Jacksonville, FL | 171 | $ 57,615,000 | $ 336,929 | $ 87,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 167 | $ 72,805,000 | $ 435,958 | $ 153,000 |
| Lake County-Kenosha County, IL-WI | 156 | $ 36,980,000 | $ 237,051 | $ 98,000 |
| Camden, NJ | 153 | $ 44,935,000 | $ 293,692 | $ 103,000 |
| Boston, MA | 150 | $ 65,490,000 | $ 436,600 | $ 108,000 |
| Fayetteville, NC | 146 | $ 40,420,000 | $ 276,849 | $ 94,000 |
| Memphis, TN-MS-AR | 145 | $ 41,285,000 | $ 284,724 | $ 117,379 |
| Albuquerque, NM | 137 | $ 39,205,000 | $ 286,167 | $ 85,000 |
| Cleveland-Elyria, OH | 136 | $ 34,040,000 | $ 250,294 | $ 106,000 |
| Washington-Baltimore-Arlington, DC | 136 | $ 62,040,000 | $ 456,176 | $ 128,000 |
| Salt Lake City, UT | 129 | $ 49,805,000 | $ 386,085 | $ 89,000 |
| Cambridge-Newton-Framingham, MA | 128 | $ 60,040,000 | $ 469,062 | $ 105,000 |
| Tucson, AZ | 127 | $ 38,565,000 | $ 303,661 | $ 89,000 |
| Charleston-North Charleston, SC | 125 | $ 41,625,000 | $ 333,000 | $ 105,000 |
| Oklahoma City, OK | 121 | $ 35,135,000 | $ 290,371 | $ 97,000 |
| Columbia, SC | 118 | $ 34,290,000 | $ 290,593 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 117 | $ 33,565,000 | $ 286,880 | $ 101,564 |
| Bridgeport-Stamford-Norwalk, CT | 117 | $ 55,475,000 | $ 474,145 | $ 147,000 |
| Gary, IN | 113 | $ 28,805,000 | $ 254,911 | $ 89,000 |
| Montgomery County-Bucks County-Chester County, PA | 110 | $ 38,580,000 | $ 350,727 | $ 125,000 |
| Warren-Troy-Farmington Hills, MI | 106 | $ 29,000,000 | $ 273,584 | $ 81,000 |
| Cape Coral-Fort Myers, FL | 104 | $ 36,180,000 | $ 347,884 | $ 123,000 |
| Wilmington, DE-MD-NJ | 104 | $ 32,080,000 | $ 308,461 | $ 92,451 |
| Clarksville, TN-KY | 103 | $ 31,175,000 | $ 302,669 | $ 78,631 |
| North Port-Sarasota-Bradenton, FL | 102 | $ 40,080,000 | $ 392,941 | $ 133,000 |
| Oakland-Hayward-Berkeley, CA | 102 | $ 58,940,000 | $ 577,843 | $ 131,000 |
| Ogden-Clearfield, UT | 102 | $ 36,650,000 | $ 359,313 | $ 79,000 |
| Worcester, MA-CT | 101 | $ 34,655,000 | $ 343,118 | $ 94,267 |
| Dallas-Plano-Irving, TX | 100 | $ 47,300,000 | $ 473,000 | $ 180,000 |
| Houston-The Woodlands-Sugar Land, TX | 100 | $ 34,950,000 | $ 349,500 | $ 136,000 |
| Savannah, GA | 99 | $ 29,805,000 | $ 301,060 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 98 | $ 26,370,000 | $ 269,081 | $ 83,000 |
| Anchorage, AK | 94 | $ 29,590,000 | $ 314,787 | $ 93,000 |
| Greeley, CO | 94 | $ 37,770,000 | $ 401,808 | $ 105,000 |
| Hagerstown-Martinsburg, MD-WV | 94 | $ 27,970,000 | $ 297,553 | $ 88,893 |
| Louisville/Jefferson County, KY-IN | 92 | $ 24,140,000 | $ 262,391 | $ 76,326 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 92 | $ 37,610,000 | $ 408,804 | $ 143,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 91 | $ 29,675,000 | $ 326,098 | $ 79,000 |
| Salisbury, MD-DE | 91 | $ 30,255,000 | $ 332,472 | $ 127,626 |
| Olympia-Tumwater, WA | 90 | $ 36,530,000 | $ 405,888 | $ 98,000 |
| Greenville-Anderson-Mauldin, SC | 89 | $ 26,765,000 | $ 300,730 | $ 91,000 |
| Little Rock-North Little Rock-Conway, AR | 83 | $ 23,805,000 | $ 286,807 | $ 97,000 |
| Philadelphia, PA | 83 | $ 19,605,000 | $ 236,204 | $ 69,000 |
| New Haven-Milford, CT | 82 | $ 25,030,000 | $ 305,243 | $ 98,000 |
| Spokane-Spokane Valley, WA | 82 | $ 25,820,000 | $ 314,878 | $ 84,000 |
| Tulsa, OK | 82 | $ 21,610,000 | $ 263,536 | $ 79,000 |
| Boise City, ID | 81 | $ 31,235,000 | $ 385,617 | $ 93,000 |
| Urban Honolulu, HI | 80 | $ 44,750,000 | $ 559,375 | $ 107,000 |
| New Orleans-Metairie, LA | 79 | $ 23,805,000 | $ 301,329 | $ 100,000 |
| Durham-Chapel Hill, NC | 78 | $ 22,890,000 | $ 293,461 | $ 85,000 |
| Reno, NV | 78 | $ 31,010,000 | $ 397,564 | $ 80,000 |
| Fresno, CA | 77 | $ 26,575,000 | $ 345,129 | $ 91,000 |
| Omaha-Council Bluffs, NE-IA | 77 | $ 21,845,000 | $ 283,701 | $ 96,610 |
| Birmingham-Hoover, AL | 76 | $ 20,620,000 | $ 271,315 | $ 92,000 |
| Bremerton-Silverdale, WA | 75 | $ 30,385,000 | $ 405,133 | $ 90,000 |
| Huntsville, AL | 75 | $ 24,495,000 | $ 326,600 | $ 123,000 |
| Milwaukee-Waukesha-West Allis, WI | 74 | $ 19,690,000 | $ 266,081 | $ 88,000 |
| Lakeland-Winter Haven, FL | 72 | $ 23,630,000 | $ 328,194 | $ 86,000 |
| Columbus, GA-AL | 70 | $ 19,030,000 | $ 271,857 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 69 | $ 23,115,000 | $ 335,000 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 69 | $ 23,235,000 | $ 336,739 | $ 87,000 |
| Pittsburgh, PA | 69 | $ 17,635,000 | $ 255,579 | $ 93,000 |
| Stockton-Lodi, CA | 69 | $ 28,645,000 | $ 415,144 | $ 99,000 |
| Austin-Round Rock, TX | 67 | $ 28,335,000 | $ 422,910 | $ 145,000 |
| Anaheim-Santa Ana-Irvine, CA | 65 | $ 43,655,000 | $ 671,615 | $ 169,000 |
| Bakersfield, CA | 65 | $ 19,855,000 | $ 305,461 | $ 98,000 |
| Springfield, MA | 63 | $ 15,575,000 | $ 247,222 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 62 | $ 18,850,000 | $ 304,032 | $ 102,258 |
| Dover, DE | 61 | $ 18,575,000 | $ 304,508 | $ 75,000 |
| Gulfport-Biloxi-Pascagoula, MS | 61 | $ 15,445,000 | $ 253,196 | $ 82,000 |
| Crestview-Fort Walton Beach-Destin, FL | 60 | $ 18,760,000 | $ 312,666 | $ 101,000 |
| Jacksonville, NC | 60 | $ 16,850,000 | $ 280,833 | $ 134,000 |
| San Antonio-New Braunfels, TX | 60 | $ 19,360,000 | $ 322,666 | $ 130,000 |
| Port St. Lucie, FL | 58 | $ 19,630,000 | $ 338,448 | $ 83,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 57 | $ 16,665,000 | $ 292,368 | $ 96,000 |
| Jackson, MS | 57 | $ 17,775,000 | $ 311,842 | $ 89,000 |
| Portland-South Portland, ME | 57 | $ 16,475,000 | $ 289,035 | $ 71,000 |
| Vallejo-Fairfield, CA | 56 | $ 27,190,000 | $ 485,535 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 54 | $ 16,250,000 | $ 300,925 | $ 99,444 |
| Winston-Salem, NC | 54 | $ 14,430,000 | $ 267,222 | $ 101,000 |
| Knoxville, TN | 53 | $ 16,035,000 | $ 302,547 | $ 86,000 |
| Provo-Orem, UT | 53 | $ 21,215,000 | $ 400,283 | $ 86,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 53 | $ 38,055,000 | $ 718,018 | $ 179,000 |
| Warner Robins, GA | 53 | $ 15,825,000 | $ 298,584 | $ 105,000 |
| Grand Rapids-Wyoming, MI | 51 | $ 15,665,000 | $ 307,156 | $ 90,000 |
| Greensboro-High Point, NC | 51 | $ 13,655,000 | $ 267,745 | $ 90,000 |
| Modesto, CA | 50 | $ 17,960,000 | $ 359,200 | $ 92,000 |
| Barnstable Town, MA | 49 | $ 19,395,000 | $ 395,816 | $ 95,000 |
| Fort Collins, CO | 49 | $ 24,135,000 | $ 492,551 | $ 129,000 |
| Fort Worth-Arlington, TX | 48 | $ 16,760,000 | $ 349,166 | $ 136,000 |
| Rockingham County-Strafford County, NH | 48 | $ 16,500,000 | $ 343,750 | $ 100,000 |
| Chattanooga, TN-GA | 47 | $ 12,195,000 | $ 259,468 | $ 116,893 |
| Eugene, OR | 47 | $ 17,025,000 | $ 362,234 | $ 85,000 |
| Hinesville, GA | 46 | $ 11,680,000 | $ 253,913 | $ 76,000 |
| Baton Rouge, LA | 45 | $ 12,245,000 | $ 272,111 | $ 105,000 |
| Dayton-Springfield-Kettering, OH | 45 | $ 11,675,000 | $ 259,444 | $ 91,000 |
| Bloomington, IN | 44 | $ 11,060,000 | $ 251,363 | $ 163,000 |
| Des Moines-West Des Moines, IA | 43 | $ 10,545,000 | $ 245,232 | $ 77,000 |
| Cheyenne, WY | 42 | $ 13,320,000 | $ 317,142 | $ 87,000 |
| Montgomery, AL | 42 | $ 10,390,000 | $ 247,380 | $ 85,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 41 | $ 8,935,000 | $ 217,926 | $ 74,000 |
| Naples-Immokalee-Marco Island, FL | 41 | $ 20,105,000 | $ 490,365 | $ 148,000 |
| Salem, OR | 41 | $ 15,025,000 | $ 366,463 | $ 82,000 |
| Elizabethtown-Fort Knox, KY | 39 | $ 12,825,000 | $ 328,846 | $ 109,000 |
| Harrisburg-Carlisle, PA | 39 | $ 11,555,000 | $ 296,282 | $ 104,000 |
| Ocala, FL | 39 | $ 9,375,000 | $ 240,384 | $ 65,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 39 | $ 20,885,000 | $ 535,512 | $ 129,000 |
| Detroit-Dearborn-Livonia, MI | 38 | $ 8,590,000 | $ 226,052 | $ 85,000 |
| Kennewick-Richland, WA | 37 | $ 12,205,000 | $ 329,864 | $ 78,000 |
| Pueblo, CO | 36 | $ 10,840,000 | $ 301,111 | $ 87,000 |
| Visalia-Porterville, CA | 36 | $ 10,790,000 | $ 299,722 | $ 90,000 |
| Lake Havasu City-Kingman, AZ | 35 | $ 10,895,000 | $ 311,285 | $ 73,000 |
| York-Hanover, PA | 35 | $ 9,215,000 | $ 263,285 | $ 110,000 |
| Manchester-Nashua, NH | 34 | $ 11,010,000 | $ 323,823 | $ 85,000 |
| Shreveport-Bossier City, LA | 34 | $ 7,880,000 | $ 231,764 | $ 93,000 |
| Springfield, MO | 34 | $ 9,480,000 | $ 278,823 | $ 85,000 |
| Spartanburg, SC | 33 | $ 8,405,000 | $ 254,696 | $ 77,000 |
| Wichita, KS | 33 | $ 8,085,000 | $ 245,000 | $ 83,000 |
| Albany-Schenectady-Troy, NY | 32 | $ 8,410,000 | $ 262,812 | $ 97,000 |
| Blacksburg-Christiansburg-Radford, VA | 31 | $ 7,585,000 | $ 244,677 | $ 83,000 |
| Prescott Valley-Prescott, AZ | 31 | $ 10,995,000 | $ 354,677 | $ 77,000 |
| Yuma, AZ | 31 | $ 9,375,000 | $ 302,419 | $ 87,000 |
| Akron, OH | 30 | $ 8,040,000 | $ 268,000 | $ 105,000 |
| Coeur D'Alene, ID | 30 | $ 10,510,000 | $ 350,333 | $ 94,000 |
| Grand Junction, CO | 30 | $ 9,390,000 | $ 313,000 | $ 72,000 |
| Longview, WA | 30 | $ 9,740,000 | $ 324,666 | $ 72,000 |
| Rockford, IL | 30 | $ 5,300,000 | $ 176,666 | $ 73,000 |
| Yakima, WA | 30 | $ 9,860,000 | $ 328,666 | $ 100,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 29 | $ 10,265,000 | $ 353,965 | $ 96,000 |
| Norwich-New London, CT | 29 | $ 8,265,000 | $ 285,000 | $ 91,000 |
| Sierra Vista-Douglas, AZ | 29 | $ 7,735,000 | $ 266,724 | $ 78,000 |
| Asheville, NC | 28 | $ 10,120,000 | $ 361,428 | $ 132,000 |
| East Stroudsburg, PA | 28 | $ 7,430,000 | $ 265,357 | $ 148,000 |
| Las Cruces, NM | 28 | $ 8,680,000 | $ 310,000 | $ 92,000 |
| New Bern, NC | 27 | $ 7,775,000 | $ 287,962 | $ 79,000 |
| Punta Gorda, FL | 27 | $ 7,495,000 | $ 277,592 | $ 82,000 |
| Roanoke, VA | 27 | $ 6,975,000 | $ 258,333 | $ 75,000 |
| Wilmington, NC | 27 | $ 8,155,000 | $ 302,037 | $ 101,000 |
| Bend-Redmond, OR | 26 | $ 11,440,000 | $ 440,000 | $ 100,000 |
| Hickory-Lenoir-Morganton, NC | 26 | $ 6,550,000 | $ 251,923 | $ 68,000 |
| Lexington-Fayette, KY | 26 | $ 8,530,000 | $ 328,076 | $ 83,000 |
| Lansing-East Lansing, MI | 25 | $ 6,355,000 | $ 254,200 | $ 81,000 |
| Reading, PA | 25 | $ 6,195,000 | $ 247,800 | $ 67,000 |
| St. George, UT | 25 | $ 9,935,000 | $ 397,400 | $ 77,000 |
| Yuba City, CA | 25 | $ 7,775,000 | $ 311,000 | $ 76,000 |
| Albany, OR | 24 | $ 7,130,000 | $ 297,083 | $ 74,000 |
| Daphne-Fairhope-Foley, AL | 24 | $ 6,330,000 | $ 263,750 | $ 71,000 |
| Killeen-Temple, TX | 24 | $ 7,170,000 | $ 298,750 | $ 133,000 |
| Mobile, AL | 24 | $ 6,440,000 | $ 268,333 | $ 81,000 |
| Redding, CA | 24 | $ 6,700,000 | $ 279,166 | $ 64,000 |
| San Francisco-Redwood City-South San Francisco, CA | 24 | $ 19,210,000 | $ 800,416 | $ 194,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 24 | $ 6,060,000 | $ 252,500 | $ 120,000 |
| Fort Wayne, IN | 23 | $ 5,465,000 | $ 237,608 | $ 81,000 |
| Lawton, OK | 23 | $ 6,885,000 | $ 299,347 | $ 125,000 |
| Panama City, FL | 23 | $ 9,105,000 | $ 395,869 | $ 120,000 |
| Santa Maria-Santa Barbara, CA | 23 | $ 10,745,000 | $ 467,173 | $ 133,000 |
| Toledo, OH | 23 | $ 5,615,000 | $ 244,130 | $ 71,000 |
| California-Lexington Park, MD | 22 | $ 8,130,000 | $ 369,545 | $ 125,000 |
| Gainesville, GA | 22 | $ 7,160,000 | $ 325,454 | $ 107,000 |
| Medford, OR | 22 | $ 8,370,000 | $ 380,454 | $ 85,000 |
| Merced, CA | 22 | $ 7,520,000 | $ 341,818 | $ 82,000 |
| Sioux Falls, SD | 22 | $ 7,500,000 | $ 340,909 | $ 99,000 |
| Lincoln, NE | 21 | $ 5,185,000 | $ 246,904 | $ 76,000 |
| Santa Fe, NM | 21 | $ 8,165,000 | $ 388,809 | $ 98,000 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 4,975,000 | $ 236,904 | $ 79,428 |
| Billings, MT | 20 | $ 6,410,000 | $ 320,500 | $ 74,000 |
| Kankakee, IL | 20 | $ 4,770,000 | $ 238,500 | $ 99,000 |
| Manhattan, KS | 20 | $ 4,640,000 | $ 232,000 | $ 83,000 |
| Canton-Massillon, OH | 19 | $ 4,485,000 | $ 236,052 | $ 93,000 |
| Goldsboro, NC | 19 | $ 4,255,000 | $ 223,947 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 5,735,000 | $ 301,842 | $ 83,631 |
| Lafayette, LA | 19 | $ 3,975,000 | $ 209,210 | $ 73,000 |
| Lancaster, PA | 19 | $ 4,695,000 | $ 247,105 | $ 67,000 |
| Madison, WI | 19 | $ 6,445,000 | $ 339,210 | $ 86,000 |
| Rapid City, SD | 19 | $ 5,765,000 | $ 303,421 | $ 88,000 |
| South Bend-Mishawaka, IN-MI | 19 | $ 4,595,000 | $ 241,842 | $ 91,473 |
| Syracuse, NY | 19 | $ 4,285,000 | $ 225,526 | $ 80,000 |
| Atlantic City-Hammonton, NJ | 18 | $ 5,550,000 | $ 308,333 | $ 92,000 |
| Burlington, NC | 18 | $ 4,400,000 | $ 244,444 | $ 75,000 |
| Gainesville, FL | 18 | $ 5,410,000 | $ 300,555 | $ 90,000 |
| Great Falls, MT | 18 | $ 7,150,000 | $ 397,222 | $ 115,000 |
| Madera, CA | 18 | $ 5,680,000 | $ 315,555 | $ 73,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 18 | $ 10,320,000 | $ 573,333 | $ 151,000 |
| Santa Rosa, CA | 18 | $ 8,410,000 | $ 467,222 | $ 126,000 |
| Tallahassee, FL | 18 | $ 6,100,000 | $ 338,888 | $ 110,000 |
| Trenton, NJ | 18 | $ 6,800,000 | $ 377,777 | $ 109,000 |
| Tuscaloosa, AL | 18 | $ 4,920,000 | $ 273,333 | $ 77,000 |
| Charlottesville, VA | 17 | $ 5,505,000 | $ 323,823 | $ 107,000 |
| Chico, CA | 17 | $ 5,785,000 | $ 340,294 | $ 89,000 |
| Hanford-Corcoran, CA | 17 | $ 5,445,000 | $ 320,294 | $ 87,000 |
| Homosassa Springs, FL | 17 | $ 4,765,000 | $ 280,294 | $ 83,000 |
| Morristown, TN | 17 | $ 4,495,000 | $ 264,411 | $ 63,000 |
| Twin Falls, ID | 17 | $ 5,365,000 | $ 315,588 | $ 70,000 |
| Albany, GA | 16 | $ 3,950,000 | $ 246,875 | $ 86,000 |
| Athens-Clarke County, GA | 16 | $ 4,590,000 | $ 286,875 | $ 77,000 |
| Brunswick, GA | 16 | $ 5,470,000 | $ 341,875 | $ 141,000 |
| Davenport-Moline-Rock Island, IA-IL | 16 | $ 4,130,000 | $ 258,125 | $ 101,875 |
| Fairbanks, AK | 16 | $ 4,340,000 | $ 271,250 | $ 82,000 |
| Fargo, ND-MN | 16 | $ 4,570,000 | $ 285,625 | $ 78,750 |
| Flint, MI | 16 | $ 3,320,000 | $ 207,500 | $ 86,000 |
| Greenville, NC | 16 | $ 4,670,000 | $ 291,875 | $ 111,000 |
| Mount Vernon-Anacortes, WA | 16 | $ 6,760,000 | $ 422,500 | $ 102,000 |
| Columbia, MO | 15 | $ 3,585,000 | $ 239,000 | $ 64,000 |
| Idaho Falls, ID | 15 | $ 4,135,000 | $ 275,666 | $ 71,000 |
| Lynchburg, VA | 15 | $ 3,275,000 | $ 218,333 | $ 65,000 |
| Rochester, NY | 15 | $ 4,175,000 | $ 278,333 | $ 103,000 |
| Bangor, ME | 14 | $ 3,410,000 | $ 243,571 | $ 68,000 |
| Champaign-Urbana, IL | 14 | $ 3,610,000 | $ 257,857 | $ 101,000 |
| Flagstaff, AZ | 14 | $ 5,130,000 | $ 366,428 | $ 197,000 |
| Glens Falls, NY | 14 | $ 3,650,000 | $ 260,714 | $ 107,000 |
| Grants Pass, OR | 14 | $ 4,760,000 | $ 340,000 | $ 63,000 |
| Lewiston, ID-WA | 14 | $ 3,690,000 | $ 263,571 | $ 68,214 |
| Lewiston-Auburn, ME | 14 | $ 3,120,000 | $ 222,857 | $ 59,000 |
| St. Cloud, MN | 14 | $ 3,510,000 | $ 250,714 | $ 52,000 |
| Sumter, SC | 14 | $ 3,760,000 | $ 268,571 | $ 98,000 |
| Winchester, VA-WV | 14 | $ 4,020,000 | $ 287,142 | $ 99,285 |
| Anniston-Oxford-Jacksonville, AL | 13 | $ 3,195,000 | $ 245,769 | $ 81,000 |
| Bismarck, ND | 13 | $ 3,975,000 | $ 305,769 | $ 67,000 |
| Decatur, AL | 13 | $ 3,285,000 | $ 252,692 | $ 78,000 |
| Dothan, AL | 13 | $ 3,705,000 | $ 285,000 | $ 99,000 |
| El Centro, CA | 13 | $ 4,325,000 | $ 332,692 | $ 112,000 |
| Fort Smith, AR-OK | 13 | $ 3,215,000 | $ 247,307 | $ 81,846 |
| Huntington-Ashland, WV-KY-OH | 13 | $ 3,085,000 | $ 237,307 | $ 100,615 |
| Jackson, TN | 13 | $ 3,095,000 | $ 238,076 | $ 65,000 |
| Kahului-Wailuku-Lahaina, HI | 13 | $ 9,775,000 | $ 751,923 | $ 150,000 |
| Lafayette-West Lafayette, IN | 13 | $ 3,745,000 | $ 288,076 | $ 88,000 |
| Peoria, IL | 13 | $ 2,695,000 | $ 207,307 | $ 124,000 |
| Pittsfield, MA | 13 | $ 3,525,000 | $ 271,153 | $ 83,000 |
| Salinas, CA | 13 | $ 8,665,000 | $ 666,538 | $ 131,000 |
| Topeka, KS | 13 | $ 3,095,000 | $ 238,076 | $ 89,000 |
| Wenatchee, WA | 13 | $ 4,945,000 | $ 380,384 | $ 84,000 |
| Carbondale-Marion, IL | 12 | $ 2,570,000 | $ 214,166 | $ 85,000 |
| Casper, WY | 12 | $ 2,920,000 | $ 243,333 | $ 57,000 |
| Elkhart-Goshen, IN | 12 | $ 3,230,000 | $ 269,166 | $ 84,000 |
| Evansville, IN-KY | 12 | $ 2,610,000 | $ 217,500 | $ 60,916 |
| Green Bay, WI | 12 | $ 2,980,000 | $ 248,333 | $ 88,000 |
| Hot Springs, AR | 12 | $ 3,260,000 | $ 271,666 | $ 92,000 |
| Logan, UT-ID | 12 | $ 4,780,000 | $ 398,333 | $ 91,000 |
| Oshkosh-Neenah, WI | 12 | $ 2,820,000 | $ 235,000 | $ 88,000 |
| Rocky Mount, NC | 12 | $ 2,670,000 | $ 222,500 | $ 68,000 |
| Terre Haute, IN | 12 | $ 3,290,000 | $ 274,166 | $ 94,000 |
| Bellingham, WA | 11 | $ 3,855,000 | $ 350,454 | $ 74,000 |
| Boulder, CO | 11 | $ 6,535,000 | $ 594,090 | $ 148,000 |
| Cedar Rapids, IA | 11 | $ 2,695,000 | $ 245,000 | $ 80,000 |
| Hammond, LA | 11 | $ 3,035,000 | $ 275,909 | $ 74,000 |
| Hattiesburg, MS | 11 | $ 2,865,000 | $ 260,454 | $ 72,000 |
| Johnson City, TN | 11 | $ 2,565,000 | $ 233,181 | $ 77,000 |
| Mansfield, OH | 11 | $ 3,445,000 | $ 313,181 | $ 310,000 |
| Racine, WI | 11 | $ 2,995,000 | $ 272,272 | $ 119,000 |
| Rochester, MN | 11 | $ 2,885,000 | $ 262,272 | $ 62,000 |
| Ann Arbor, MI | 10 | $ 2,600,000 | $ 260,000 | $ 103,000 |
| Auburn-Opelika, AL | 10 | $ 2,450,000 | $ 245,000 | $ 71,000 |
| Burlington-South Burlington, VT | 10 | $ 2,940,000 | $ 294,000 | $ 68,000 |
| Columbus, IN | 10 | $ 2,610,000 | $ 261,000 | $ 93,000 |
| Florence, SC | 10 | $ 4,430,000 | $ 443,000 | $ 217,000 |
| Joplin, MO | 10 | $ 2,800,000 | $ 280,000 | $ 62,000 |
| Kingston, NY | 10 | $ 3,620,000 | $ 362,000 | $ 347,000 |
| Rome, GA | 10 | $ 2,860,000 | $ 286,000 | $ 106,000 |
| Santa Cruz-Watsonville, CA | 10 | $ 3,960,000 | $ 396,000 | $ 80,000 |
| Alexandria, LA | 9 | $ 1,885,000 | $ 209,444 | $ 72,000 |
| Appleton, WI | 9 | $ 2,285,000 | $ 253,888 | $ 83,000 |
| Carson City, NV | 9 | $ 3,295,000 | $ 366,111 | $ 61,000 |
| Erie, PA | 9 | $ 1,955,000 | $ 217,222 | $ 90,000 |
| Florence-Muscle Shoals, AL | 9 | $ 2,045,000 | $ 227,222 | $ 77,000 |
| Lebanon, PA | 9 | $ 2,385,000 | $ 265,000 | $ 94,000 |
| Macon-Bibb County, GA | 9 | $ 1,695,000 | $ 188,333 | $ 70,000 |
| Muskegon, MI | 9 | $ 3,105,000 | $ 345,000 | $ 93,000 |
| Sebring, FL | 9 | $ 2,035,000 | $ 226,111 | $ 61,000 |
| Staunton-Waynesboro, VA | 9 | $ 2,655,000 | $ 295,000 | $ 80,000 |
| Valdosta, GA | 9 | $ 2,265,000 | $ 251,666 | $ 59,000 |
| Beckley, WV | 8 | $ 1,850,000 | $ 231,250 | $ 59,000 |
| Bowling Green, KY | 8 | $ 3,150,000 | $ 393,750 | $ 128,000 |
| Eau Claire, WI | 8 | $ 1,810,000 | $ 226,250 | $ 67,000 |
| El Paso, TX | 8 | $ 1,520,000 | $ 190,000 | $ 70,000 |
| Jefferson City, MO | 8 | $ 2,220,000 | $ 277,500 | $ 101,000 |
| Lake Charles, LA | 8 | $ 1,970,000 | $ 246,250 | $ 91,000 |
| Michigan City-La Porte, IN | 8 | $ 2,220,000 | $ 277,500 | $ 89,000 |
| Muncie, IN | 8 | $ 2,280,000 | $ 285,000 | $ 96,000 |
| Sebastian-Vero Beach, FL | 8 | $ 2,480,000 | $ 310,000 | $ 89,000 |
| St. Joseph, MO-KS | 8 | $ 2,020,000 | $ 252,500 | $ 74,000 |
| Utica-Rome, NY | 8 | $ 2,110,000 | $ 263,750 | $ 98,000 |
| Vineland-Bridgeton, NJ | 8 | $ 1,970,000 | $ 246,250 | $ 88,000 |
| Binghamton, NY | 7 | $ 1,205,000 | $ 172,142 | $ 76,000 |
| Bloomington, IL | 7 | $ 1,385,000 | $ 197,857 | $ 107,000 |
| Chambersburg-Waynesboro, PA | 7 | $ 1,655,000 | $ 236,428 | $ 68,000 |
| Cleveland, TN | 7 | $ 1,645,000 | $ 235,000 | $ 62,000 |
| Gettysburg, PA | 7 | $ 2,185,000 | $ 312,142 | $ 91,000 |
| La Crosse-Onalaska, WI-MN | 7 | $ 1,725,000 | $ 246,428 | $ 100,428 |
| Monroe, MI | 7 | $ 1,715,000 | $ 245,000 | $ 63,000 |
| Saginaw, MI | 7 | $ 1,725,000 | $ 246,428 | $ 137,000 |
| Springfield, OH | 7 | $ 1,355,000 | $ 193,571 | $ 70,000 |
| Walla Walla, WA | 7 | $ 2,015,000 | $ 287,857 | $ 63,000 |
| Williamsport, PA | 7 | $ 1,625,000 | $ 232,142 | $ 77,000 |
| Corpus Christi, TX | 6 | $ 1,310,000 | $ 218,333 | $ 165,000 |
| Corvallis, OR | 6 | $ 1,450,000 | $ 241,666 | $ 86,000 |
| Duluth, MN-WI | 6 | $ 1,680,000 | $ 280,000 | $ 98,666 |
| Farmington, NM | 6 | $ 2,110,000 | $ 351,666 | $ 93,000 |
| Grand Island, NE | 6 | $ 1,140,000 | $ 190,000 | $ 57,000 |
| Harrisonburg, VA | 6 | $ 2,510,000 | $ 418,333 | $ 187,000 |
| Iowa City, IA | 6 | $ 1,270,000 | $ 211,666 | $ 81,000 |
| Jackson, MI | 6 | $ 1,480,000 | $ 246,666 | $ 79,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,300,000 | $ 216,666 | $ 122,000 |
| Lawrence, KS | 6 | $ 1,510,000 | $ 251,666 | $ 121,000 |
| Midland, MI | 6 | $ 1,540,000 | $ 256,666 | $ 80,000 |
| Napa, CA | 6 | $ 3,020,000 | $ 503,333 | $ 86,000 |
| Ocean City, NJ | 6 | $ 1,590,000 | $ 265,000 | $ 55,000 |
| Pocatello, ID | 6 | $ 1,690,000 | $ 281,666 | $ 73,000 |
| Battle Creek, MI | 5 | $ 1,515,000 | $ 303,000 | $ 82,000 |
| Bloomsburg-Berwick, PA | 5 | $ 1,275,000 | $ 255,000 | $ 93,000 |
| Kokomo, IN | 5 | $ 1,505,000 | $ 301,000 | $ 141,000 |
| Monroe, LA | 5 | $ 1,025,000 | $ 205,000 | $ 73,000 |
| Morgantown, WV | 5 | $ 1,805,000 | $ 361,000 | $ 89,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,585,000 | $ 317,000 | $ 91,000 |
| Pine Bluff, AR | 5 | $ 1,045,000 | $ 209,000 | $ 70,000 |
| Sheboygan, WI | 5 | $ 945,000 | $ 189,000 | $ 45,000 |
| Watertown-Fort Drum, NY | 5 | $ 1,515,000 | $ 303,000 | $ 120,000 |
| Altoona, PA | 4 | $ 740,000 | $ 185,000 | $ 56,000 |
| Cumberland, MD-WV | 4 | $ 740,000 | $ 185,000 | $ 84,000 |
| Janesville-Beloit, WI | 4 | $ 950,000 | $ 237,500 | $ 51,000 |
| Jonesboro, AR | 4 | $ 990,000 | $ 247,500 | $ 194,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 780,000 | $ 195,000 | $ 130,000 |
| Missoula, MT | 4 | $ 1,560,000 | $ 390,000 | $ 110,000 |
| Parkersburg-Vienna, WV | 4 | $ 870,000 | $ 217,500 | $ 87,000 |
| San Angelo, TX | 4 | $ 1,560,000 | $ 390,000 | $ 104,000 |
| San Rafael, CA | 4 | $ 3,300,000 | $ 825,000 | $ 217,000 |
| Sherman-Denison, TX | 4 | $ 1,060,000 | $ 265,000 | $ 131,000 |
| Ames, IA | 3 | $ 665,000 | $ 221,666 | $ 79,000 |
| Beaumont-Port Arthur, TX | 3 | $ 895,000 | $ 298,333 | $ 141,000 |
| Cape Girardeau, MO-IL | 3 | $ 665,000 | $ 221,666 | $ 61,000 |
| Charleston, WV | 3 | $ 1,135,000 | $ 378,333 | $ 74,000 |
| Dalton, GA | 3 | $ 835,000 | $ 278,333 | $ 110,000 |
| Elmira, NY | 3 | $ 625,000 | $ 208,333 | $ 83,000 |
| Fond Du Lac, WI | 3 | $ 725,000 | $ 241,666 | $ 76,000 |
| Gadsden, AL | 3 | $ 615,000 | $ 205,000 | $ 44,000 |
| Lima, OH | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| Owensboro, KY | 3 | $ 505,000 | $ 168,333 | $ 74,000 |
| Sioux City, IA-NE-SD | 3 | $ 395,000 | $ 131,666 | $ 57,000 |
| The Villages, FL | 3 | $ 1,115,000 | $ 371,666 | $ 83,000 |
| Tyler, TX | 3 | $ 675,000 | $ 225,000 | $ 35,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 905,000 | $ 301,666 | $ 79,000 |
| Wausau, WI | 3 | $ 845,000 | $ 281,666 | $ 88,000 |
| Abilene, TX | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| College Station-Bryan, TX | 2 | $ 460,000 | $ 230,000 | $ 164,000 |
| Danville, IL | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Dubuque, IA | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| Enid, OK | 2 | $ 440,000 | $ 220,000 | $ 45,000 |
| Houma-Thibodaux, LA | 2 | $ 670,000 | $ 335,000 | $ 96,000 |
| Johnstown, PA | 2 | $ 780,000 | $ 390,000 | $ 238,000 |
| Mankato-North Mankato, MN | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Springfield, IL | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| State College, PA | 2 | $ 480,000 | $ 240,000 | $ 423,000 |
| Waco, TX | 2 | $ 1,420,000 | $ 710,000 | $ 179,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 390,000 | $ 195,000 | $ 57,000 |
| Wheeling, WV-OH | 2 | $ 480,000 | $ 240,000 | $ 115,000 |
| Amarillo, TX | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Bay City, MI | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Brownsville-Harlingen, TX | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Decatur, IL | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Grand Forks, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Laredo, TX | 1 | $ 395,000 | $ 395,000 | $ 299,000 |
| Longview, TX | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Midland, TX | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Odessa, TX | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Texarkana, TX-AR | 1 | $ 135,000 | $ 135,000 | $ 216,000 |
| Wichita Falls, TX | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 20,321 | $7,048,835,000 | $346,000 | $3,005,000 | $94,000 | $4,320,000 |
| Home Purchase | 7,410 | $2,706,170,000 | $365,000 | $3,745,000 | $130,000 | $4,067,000 |
| Refinancing | 2,060 | $738,810,000 | $358,000 | $3,005,000 | $122,000 | $2,386,000 |
| Other Purpose | 548 | $145,600,000 | $265,000 | $1,805,000 | $152,000 | $3,508,000 |
| Home Improvement | 210 | $39,690,000 | $189,000 | $1,105,000 | $157,000 | $1,625,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,059 | $4,601,455,000 | $352,000 | $3,745,000 | $112,000 | $2,892,000 |
| Not Provided | 8,243 | $2,927,125,000 | $355,000 | $2,835,000 | $103,000 | $4,320,000 |
| Black or African American | 4,483 | $1,512,025,000 | $337,000 | $1,535,000 | $95,000 | $909,000 |
| Hispanic | 3,624 | $1,135,250,000 | $313,000 | $1,325,000 | $94,000 | $3,120,000 |
| Asian | 747 | $346,145,000 | $463,000 | $3,005,000 | $142,000 | $1,966,000 |
| American Indian or Alaskan Native | 209 | $69,555,000 | $332,000 | $1,505,000 | $96,000 | $679,000 |
| Native Hawaiian or Other Pacific Islander | 101 | $42,335,000 | $419,000 | $1,035,000 | $97,000 | $375,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 14,988 | $5,356,210,000 | $357,000 | $3,745,000 | $93,000 | $3,120,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,754 | $3,523,140,000 | $361,000 | $3,005,000 | $139,000 | $4,320,000 |
| FHA-insured (Federal Housing Administration) | 5,758 | $1,790,010,000 | $310,000 | $1,305,000 | $84,000 | $1,622,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $9,745,000 | $198,000 | $425,000 | $60,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,851 | $4,555,545,000 | $354,000 | $3,745,000 | $114,000 | $2,974,000 |
| Application Withdrawn By Applicant | 10,564 | $3,645,050,000 | $345,000 | $2,755,000 | $102,000 | $4,320,000 |
| File Closed For Incompleteness | 3,998 | $1,409,490,000 | $352,000 | $3,005,000 | $101,000 | $4,067,000 |
| Application Denied By Financial Institution | 2,642 | $897,980,000 | $339,000 | $2,725,000 | $90,000 | $2,386,000 |
| Application Approved But Not Accepted | 339 | $118,605,000 | $349,000 | $1,505,000 | $109,000 | $953,000 |
| Preapproval Approved but not Accepted | 97 | $32,775,000 | $337,000 | $1,305,000 | $104,000 | $647,000 |
| Preapproval Denied by Financial Institution | 58 | $19,660,000 | $338,000 | $965,000 | $96,000 | $253,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27,849 | $9,761,465,000 | $350,000 | $3,745,000 | $107,000 | $4,320,000 |
| Credit Application Incomplete | 753 | $257,825,000 | $342,000 | $2,155,000 | $106,000 | $2,386,000 |
| Debt-To-Income Ratio | 674 | $248,650,000 | $368,000 | $2,725,000 | $71,000 | $1,451,000 |
| Credit History | 500 | $159,250,000 | $318,000 | $1,455,000 | $90,000 | $960,000 |
| Collateral | 277 | $86,765,000 | $313,000 | $2,105,000 | $95,000 | $447,000 |
| Other | 259 | $85,285,000 | $329,000 | $2,055,000 | $99,000 | $1,635,000 |
| Unverifiable Information | 133 | $46,855,000 | $352,000 | $2,005,000 | $97,000 | $1,226,000 |
| Employment History | 58 | $19,310,000 | $332,000 | $975,000 | $81,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 46 | $13,700,000 | $297,000 | $1,015,000 | $77,000 | $222,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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