Texana Bank Mortgage Lending & HMDA Data, 2022
In 2022, Texana Bank of Linden, TX reported 2,975 mortgage applications totaling $718.6 million, up 90% from 2021. The average application was for $241,551, and applicants reported an average income of $75,035. 30% of its applications resulted in an originated loan and 55% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (115), Phoenix-Mesa-Scottsdale, AZ (67) and Las Vegas-Henderson-Paradise, NV (59) (applications in parentheses).
| Mortgage Company & Address | Texana Bank 124 E Rush St Linden, TX 75563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,975 |
| Total Mortgage Loan Application Amount | $718,615,000 |
| Average Mortgage Loan Application Amount | $241,551 |
| Highest Mortgage Loan Application Amount | $1,535,000 |
| Average Applicant Income | $75,035 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 386 | $ 77,810,000 | $ 201,580 | $ 69,010 |
| Atlanta-Sandy Springs-Roswell, GA | 115 | $ 27,145,000 | $ 236,043 | $ 64,000 |
| Phoenix-Mesa-Scottsdale, AZ | 67 | $ 16,655,000 | $ 248,582 | $ 88,000 |
| Las Vegas-Henderson-Paradise, NV | 59 | $ 18,145,000 | $ 307,542 | $ 67,000 |
| Riverside-San Bernardino-Ontario, CA | 54 | $ 17,120,000 | $ 317,037 | $ 84,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 54 | $ 17,080,000 | $ 316,296 | $ 73,481 |
| Tampa-St. Petersburg-Clearwater, FL | 49 | $ 12,315,000 | $ 251,326 | $ 72,000 |
| Longview, TX | 48 | $ 9,220,000 | $ 192,083 | $ 215,000 |
| Indianapolis-Carmel-Anderson, IN | 44 | $ 9,040,000 | $ 205,454 | $ 63,000 |
| Charlotte-Concord-Gastonia, NC-SC | 39 | $ 9,885,000 | $ 253,461 | $ 69,282 |
| Texarkana, TX-AR | 37 | $ 9,095,000 | $ 245,810 | $ 144,540 |
| Oklahoma City, OK | 33 | $ 7,405,000 | $ 224,393 | $ 70,000 |
| Baltimore-Columbia-Towson, MD | 31 | $ 8,025,000 | $ 258,870 | $ 69,000 |
| Cincinnati, OH-KY-IN | 30 | $ 5,520,000 | $ 184,000 | $ 59,433 |
| Columbia, SC | 30 | $ 5,820,000 | $ 194,000 | $ 54,000 |
| Kansas City, MO-KS | 29 | $ 7,095,000 | $ 244,655 | $ 70,551 |
| Orlando-Kissimmee-Sanford, FL | 29 | $ 6,295,000 | $ 217,068 | $ 72,000 |
| St. Louis, MO-IL | 29 | $ 5,565,000 | $ 191,896 | $ 63,551 |
| Warren-Troy-Farmington Hills, MI | 29 | $ 6,005,000 | $ 207,068 | $ 66,000 |
| Providence-Warwick, RI-MA | 28 | $ 7,070,000 | $ 252,500 | $ 72,607 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 28 | $ 6,650,000 | $ 237,500 | $ 63,000 |
| Los Angeles-Long Beach-Glendale, CA | 23 | $ 10,945,000 | $ 475,869 | $ 98,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 22 | $ 5,680,000 | $ 258,181 | $ 75,000 |
| Fayetteville, NC | 21 | $ 4,305,000 | $ 205,000 | $ 69,000 |
| Tucson, AZ | 21 | $ 4,785,000 | $ 227,857 | $ 62,000 |
| Tulsa, OK | 21 | $ 4,585,000 | $ 218,333 | $ 96,000 |
| Chicago-Naperville, IL | 20 | $ 4,170,000 | $ 208,500 | $ 65,000 |
| Lakeland-Winter Haven, FL | 20 | $ 4,570,000 | $ 228,500 | $ 58,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 7,215,000 | $ 379,736 | $ 92,000 |
| Charleston-North Charleston, SC | 19 | $ 3,955,000 | $ 208,157 | $ 65,000 |
| Cleveland-Elyria, OH | 19 | $ 3,635,000 | $ 191,315 | $ 72,000 |
| Memphis, TN-MS-AR | 19 | $ 3,875,000 | $ 203,947 | $ 75,157 |
| Raleigh, NC | 19 | $ 5,515,000 | $ 290,263 | $ 72,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 19 | $ 7,715,000 | $ 406,052 | $ 96,000 |
| Albuquerque, NM | 18 | $ 3,600,000 | $ 200,000 | $ 66,000 |
| Boston, MA | 18 | $ 6,440,000 | $ 357,777 | $ 122,000 |
| Camden, NJ | 18 | $ 4,400,000 | $ 244,444 | $ 99,000 |
| Columbus, OH | 18 | $ 3,730,000 | $ 207,222 | $ 62,000 |
| Hagerstown-Martinsburg, MD-WV | 18 | $ 4,310,000 | $ 239,444 | $ 69,500 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 18 | $ 3,940,000 | $ 218,888 | $ 69,000 |
| Wilmington, DE-MD-NJ | 18 | $ 4,620,000 | $ 256,666 | $ 79,555 |
| Clarksville, TN-KY | 17 | $ 3,335,000 | $ 196,176 | $ 59,470 |
| Gary, IN | 17 | $ 3,345,000 | $ 196,764 | $ 54,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 2,915,000 | $ 171,470 | $ 44,705 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 3,595,000 | $ 211,470 | $ 70,411 |
| San Diego-Carlsbad, CA | 17 | $ 8,295,000 | $ 487,941 | $ 88,000 |
| Boise City, ID | 16 | $ 4,720,000 | $ 295,000 | $ 71,000 |
| Denver-Aurora-Lakewood, CO | 16 | $ 5,890,000 | $ 368,125 | $ 77,000 |
| Jacksonville, FL | 16 | $ 3,810,000 | $ 238,125 | $ 70,000 |
| New York-Newark, NY | 16 | $ 3,850,000 | $ 240,625 | $ 74,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 3,620,000 | $ 226,250 | $ 67,625 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 3,365,000 | $ 224,333 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 15 | $ 4,795,000 | $ 319,666 | $ 76,000 |
| Houston-The Woodlands-Sugar Land, TX | 15 | $ 4,915,000 | $ 327,666 | $ 109,000 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 3,115,000 | $ 207,666 | $ 63,000 |
| Newark, NJ-PA | 15 | $ 4,135,000 | $ 275,666 | $ 79,400 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 3,145,000 | $ 209,666 | $ 50,000 |
| Port St. Lucie, FL | 15 | $ 3,905,000 | $ 260,333 | $ 55,000 |
| Richmond, VA | 14 | $ 3,210,000 | $ 229,285 | $ 75,000 |
| Augusta-Richmond County, GA-SC | 13 | $ 2,395,000 | $ 184,230 | $ 63,230 |
| Des Moines-West Des Moines, IA | 13 | $ 2,415,000 | $ 185,769 | $ 61,000 |
| Ogden-Clearfield, UT | 13 | $ 3,895,000 | $ 299,615 | $ 58,000 |
| Worcester, MA-CT | 13 | $ 3,595,000 | $ 276,538 | $ 79,000 |
| Birmingham-Hoover, AL | 12 | $ 2,910,000 | $ 242,500 | $ 84,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 2,810,000 | $ 234,166 | $ 72,000 |
| Colorado Springs, CO | 12 | $ 4,550,000 | $ 379,166 | $ 86,000 |
| Columbus, GA-AL | 12 | $ 2,350,000 | $ 195,833 | $ 72,166 |
| Dallas-Plano-Irving, TX | 12 | $ 5,350,000 | $ 445,833 | $ 296,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 2,570,000 | $ 214,166 | $ 70,000 |
| Huntsville, AL | 12 | $ 2,660,000 | $ 221,666 | $ 76,000 |
| Philadelphia, PA | 12 | $ 2,120,000 | $ 176,666 | $ 53,000 |
| Savannah, GA | 12 | $ 2,410,000 | $ 200,833 | $ 98,000 |
| Dayton-Springfield-Kettering, OH | 11 | $ 1,935,000 | $ 175,909 | $ 63,000 |
| Durham-Chapel Hill, NC | 11 | $ 2,765,000 | $ 251,363 | $ 66,000 |
| Gulfport-Biloxi-Pascagoula, MS | 11 | $ 2,075,000 | $ 188,636 | $ 54,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 2,975,000 | $ 270,454 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 2,875,000 | $ 261,363 | $ 68,000 |
| Baton Rouge, LA | 10 | $ 2,160,000 | $ 216,000 | $ 60,000 |
| Dover, DE | 10 | $ 2,030,000 | $ 203,000 | $ 54,000 |
| Greensboro-High Point, NC | 10 | $ 1,940,000 | $ 194,000 | $ 72,000 |
| New Haven-Milford, CT | 10 | $ 2,340,000 | $ 234,000 | $ 66,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 3,260,000 | $ 326,000 | $ 87,000 |
| Portland-South Portland, ME | 10 | $ 2,990,000 | $ 299,000 | $ 82,000 |
| Provo-Orem, UT | 10 | $ 3,530,000 | $ 353,000 | $ 82,000 |
| Washington-Baltimore-Arlington, DC | 10 | $ 3,040,000 | $ 304,000 | $ 92,000 |
| Wichita, KS | 10 | $ 1,920,000 | $ 192,000 | $ 79,000 |
| Bakersfield, CA | 9 | $ 2,495,000 | $ 277,222 | $ 72,000 |
| Chattanooga, TN-GA | 9 | $ 1,765,000 | $ 196,111 | $ 52,888 |
| Elgin, IL | 9 | $ 1,935,000 | $ 215,000 | $ 91,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,635,000 | $ 181,666 | $ 46,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,615,000 | $ 179,444 | $ 65,000 |
| Lawton, OK | 9 | $ 2,765,000 | $ 307,222 | $ 63,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 2,415,000 | $ 268,333 | $ 91,000 |
| Ocala, FL | 9 | $ 1,445,000 | $ 160,555 | $ 51,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 3,385,000 | $ 376,111 | $ 143,555 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 3,480,000 | $ 435,000 | $ 103,000 |
| Elizabethtown-Fort Knox, KY | 8 | $ 1,490,000 | $ 186,250 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,360,000 | $ 170,000 | $ 52,000 |
| Knoxville, TN | 8 | $ 2,530,000 | $ 316,250 | $ 79,000 |
| Lexington-Fayette, KY | 8 | $ 1,990,000 | $ 248,750 | $ 63,000 |
| Reno, NV | 8 | $ 3,960,000 | $ 495,000 | $ 91,000 |
| Winston-Salem, NC | 8 | $ 1,550,000 | $ 193,750 | $ 58,000 |
| York-Hanover, PA | 8 | $ 1,500,000 | $ 187,500 | $ 90,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,255,000 | $ 179,285 | $ 45,000 |
| Evansville, IN-KY | 7 | $ 1,525,000 | $ 217,857 | $ 81,571 |
| Flint, MI | 7 | $ 1,165,000 | $ 166,428 | $ 68,000 |
| Fort Wayne, IN | 7 | $ 1,385,000 | $ 197,857 | $ 69,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,595,000 | $ 227,857 | $ 85,000 |
| Jonesboro, AR | 7 | $ 1,085,000 | $ 155,000 | $ 120,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 2,315,000 | $ 330,714 | $ 158,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,545,000 | $ 220,714 | $ 74,000 |
| Vallejo-Fairfield, CA | 7 | $ 3,005,000 | $ 429,285 | $ 107,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 1,975,000 | $ 282,142 | $ 67,000 |
| Asheville, NC | 6 | $ 1,490,000 | $ 248,333 | $ 54,000 |
| Bend-Redmond, OR | 6 | $ 2,180,000 | $ 363,333 | $ 72,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,870,000 | $ 311,666 | $ 155,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 850,000 | $ 141,666 | $ 57,000 |
| Fresno, CA | 6 | $ 1,390,000 | $ 231,666 | $ 57,000 |
| Jacksonville, NC | 6 | $ 1,130,000 | $ 188,333 | $ 55,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,190,000 | $ 198,333 | $ 65,000 |
| Manchester-Nashua, NH | 6 | $ 1,820,000 | $ 303,333 | $ 82,000 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 2,200,000 | $ 366,666 | $ 125,000 |
| Reading, PA | 6 | $ 960,000 | $ 160,000 | $ 65,000 |
| Salisbury, MD-DE | 6 | $ 1,370,000 | $ 228,333 | $ 56,333 |
| San Antonio-New Braunfels, TX | 6 | $ 1,380,000 | $ 230,000 | $ 90,000 |
| Spartanburg, SC | 6 | $ 1,330,000 | $ 221,666 | $ 79,000 |
| Sumter, SC | 6 | $ 1,480,000 | $ 246,666 | $ 62,000 |
| Wilmington, NC | 6 | $ 1,570,000 | $ 261,666 | $ 80,000 |
| Bowling Green, KY | 5 | $ 845,000 | $ 169,000 | $ 75,000 |
| Burlington, NC | 5 | $ 905,000 | $ 181,000 | $ 93,000 |
| Fargo, ND-MN | 5 | $ 1,065,000 | $ 213,000 | $ 53,200 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 715,000 | $ 143,000 | $ 49,800 |
| Idaho Falls, ID | 5 | $ 1,465,000 | $ 293,000 | $ 65,000 |
| Jackson, MI | 5 | $ 1,195,000 | $ 239,000 | $ 74,000 |
| Jackson, MS | 5 | $ 685,000 | $ 137,000 | $ 64,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 985,000 | $ 197,000 | $ 47,800 |
| Las Cruces, NM | 5 | $ 915,000 | $ 183,000 | $ 59,000 |
| Medford, OR | 5 | $ 1,415,000 | $ 283,000 | $ 71,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 2,655,000 | $ 531,000 | $ 100,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 875,000 | $ 175,000 | $ 63,000 |
| Pueblo, CO | 5 | $ 1,475,000 | $ 295,000 | $ 82,000 |
| Salem, OR | 5 | $ 1,285,000 | $ 257,000 | $ 63,000 |
| Wichita Falls, TX | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 745,000 | $ 149,000 | $ 46,600 |
| Battle Creek, MI | 4 | $ 770,000 | $ 192,500 | $ 58,000 |
| Billings, MT | 4 | $ 860,000 | $ 215,000 | $ 72,000 |
| California-Lexington Park, MD | 4 | $ 880,000 | $ 220,000 | $ 72,000 |
| Cheyenne, WY | 4 | $ 970,000 | $ 242,500 | $ 48,000 |
| Coeur D'Alene, ID | 4 | $ 1,610,000 | $ 402,500 | $ 64,000 |
| Eugene, OR | 4 | $ 1,310,000 | $ 327,500 | $ 49,000 |
| Farmington, NM | 4 | $ 820,000 | $ 205,000 | $ 88,000 |
| Fort Smith, AR-OK | 4 | $ 1,060,000 | $ 265,000 | $ 69,000 |
| Gainesville, FL | 4 | $ 600,000 | $ 150,000 | $ 63,000 |
| Goldsboro, NC | 4 | $ 910,000 | $ 227,500 | $ 39,000 |
| Grand Junction, CO | 4 | $ 1,190,000 | $ 297,500 | $ 42,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 870,000 | $ 217,500 | $ 52,000 |
| Hinesville, GA | 4 | $ 710,000 | $ 177,500 | $ 59,000 |
| Lansing-East Lansing, MI | 4 | $ 500,000 | $ 125,000 | $ 58,000 |
| Madera, CA | 4 | $ 980,000 | $ 245,000 | $ 74,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 650,000 | $ 162,500 | $ 37,000 |
| Mobile, AL | 4 | $ 570,000 | $ 142,500 | $ 91,000 |
| Montgomery, AL | 4 | $ 790,000 | $ 197,500 | $ 75,000 |
| New Orleans-Metairie, LA | 4 | $ 730,000 | $ 182,500 | $ 52,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,580,000 | $ 395,000 | $ 89,000 |
| Rockford, IL | 4 | $ 700,000 | $ 175,000 | $ 61,000 |
| Springfield, IL | 4 | $ 650,000 | $ 162,500 | $ 63,000 |
| Springfield, MO | 4 | $ 960,000 | $ 240,000 | $ 58,000 |
| St. George, UT | 4 | $ 1,090,000 | $ 272,500 | $ 70,000 |
| Stockton-Lodi, CA | 4 | $ 1,140,000 | $ 285,000 | $ 62,000 |
| Tallahassee, FL | 4 | $ 710,000 | $ 177,500 | $ 53,000 |
| Akron, OH | 3 | $ 545,000 | $ 181,666 | $ 60,000 |
| Alexandria, LA | 3 | $ 745,000 | $ 248,333 | $ 103,000 |
| Austin-Round Rock, TX | 3 | $ 1,325,000 | $ 441,666 | $ 139,000 |
| Barnstable Town, MA | 3 | $ 815,000 | $ 271,666 | $ 117,000 |
| Canton-Massillon, OH | 3 | $ 555,000 | $ 185,000 | $ 58,000 |
| Casper, WY | 3 | $ 585,000 | $ 195,000 | $ 62,000 |
| Charleston, WV | 3 | $ 395,000 | $ 131,666 | $ 28,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 945,000 | $ 315,000 | $ 71,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 525,000 | $ 175,000 | $ 61,333 |
| Erie, PA | 3 | $ 505,000 | $ 168,333 | $ 67,000 |
| Florence, SC | 3 | $ 665,000 | $ 221,666 | $ 77,000 |
| Fort Worth-Arlington, TX | 3 | $ 735,000 | $ 245,000 | $ 95,000 |
| Great Falls, MT | 3 | $ 465,000 | $ 155,000 | $ 42,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 955,000 | $ 318,333 | $ 85,000 |
| Homosassa Springs, FL | 3 | $ 615,000 | $ 205,000 | $ 60,000 |
| Jefferson City, MO | 3 | $ 505,000 | $ 168,333 | $ 62,000 |
| Lima, OH | 3 | $ 515,000 | $ 171,666 | $ 64,000 |
| Modesto, CA | 3 | $ 955,000 | $ 318,333 | $ 69,000 |
| Morgantown, WV | 3 | $ 555,000 | $ 185,000 | $ 46,000 |
| Morristown, TN | 3 | $ 795,000 | $ 265,000 | $ 83,000 |
| Muskegon, MI | 3 | $ 515,000 | $ 171,666 | $ 24,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,135,000 | $ 378,333 | $ 88,000 |
| Panama City, FL | 3 | $ 625,000 | $ 208,333 | $ 72,000 |
| Peoria, IL | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| Pittsburgh, PA | 3 | $ 485,000 | $ 161,666 | $ 59,000 |
| Punta Gorda, FL | 3 | $ 895,000 | $ 298,333 | $ 85,000 |
| Roanoke, VA | 3 | $ 565,000 | $ 188,333 | $ 45,000 |
| Rocky Mount, NC | 3 | $ 665,000 | $ 221,666 | $ 45,000 |
| Rome, GA | 3 | $ 575,000 | $ 191,666 | $ 52,000 |
| Salinas, CA | 3 | $ 1,175,000 | $ 391,666 | $ 105,000 |
| Salt Lake City, UT | 3 | $ 1,165,000 | $ 388,333 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,525,000 | $ 508,333 | $ 286,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 885,000 | $ 295,000 | $ 69,000 |
| Shreveport-Bossier City, LA | 3 | $ 605,000 | $ 201,666 | $ 29,000 |
| Sioux City, IA-NE-SD | 3 | $ 625,000 | $ 208,333 | $ 138,000 |
| Sioux Falls, SD | 3 | $ 475,000 | $ 158,333 | $ 43,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 365,000 | $ 121,666 | $ 43,000 |
| Toledo, OH | 3 | $ 565,000 | $ 188,333 | $ 55,000 |
| Topeka, KS | 3 | $ 505,000 | $ 168,333 | $ 105,000 |
| Trenton, NJ | 3 | $ 875,000 | $ 291,666 | $ 95,000 |
| Visalia-Porterville, CA | 3 | $ 485,000 | $ 161,666 | $ 62,000 |
| Ann Arbor, MI | 2 | $ 530,000 | $ 265,000 | $ 84,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 1,010,000 | $ 505,000 | $ 83,000 |
| Cape Girardeau, MO-IL | 2 | $ 390,000 | $ 195,000 | $ 36,000 |
| Cedar Rapids, IA | 2 | $ 480,000 | $ 240,000 | $ 98,000 |
| Cleveland, TN | 2 | $ 320,000 | $ 160,000 | $ 41,000 |
| Decatur, AL | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Dothan, AL | 2 | $ 410,000 | $ 205,000 | $ 97,000 |
| East Stroudsburg, PA | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Greeley, CO | 2 | $ 480,000 | $ 240,000 | $ 62,000 |
| Greenville, NC | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Hammond, LA | 2 | $ 530,000 | $ 265,000 | $ 43,000 |
| Killeen-Temple, TX | 2 | $ 380,000 | $ 190,000 | $ 74,000 |
| Lafayette-West Lafayette, IN | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Lancaster, PA | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Lawrence, KS | 2 | $ 490,000 | $ 245,000 | $ 74,000 |
| Lebanon, PA | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Macon-Bibb County, GA | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Madison, WI | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Manhattan, KS | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Merced, CA | 2 | $ 570,000 | $ 285,000 | $ 55,000 |
| Michigan City-La Porte, IN | 2 | $ 340,000 | $ 170,000 | $ 50,000 |
| Monroe, MI | 2 | $ 510,000 | $ 255,000 | $ 184,000 |
| Pocatello, ID | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Racine, WI | 2 | $ 500,000 | $ 250,000 | $ 37,000 |
| Rapid City, SD | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Redding, CA | 2 | $ 810,000 | $ 405,000 | $ 75,000 |
| Rochester, MN | 2 | $ 390,000 | $ 195,000 | $ 35,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 560,000 | $ 280,000 | $ 88,000 |
| Sebring, FL | 2 | $ 310,000 | $ 155,000 | $ 24,000 |
| Springfield, MA | 2 | $ 380,000 | $ 190,000 | $ 45,000 |
| St. Cloud, MN | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Tuscaloosa, AL | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Twin Falls, ID | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Vineland-Bridgeton, NJ | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
| Warner Robins, GA | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Albany, GA | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Albany, OR | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Bangor, ME | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Bismarck, ND | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Bloomington, IL | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Bloomington, IN | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Boulder, CO | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Brunswick, GA | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Carson City, NV | 1 | $ 415,000 | $ 415,000 | $ 137,000 |
| Charlottesville, VA | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Chico, CA | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Columbia, MO | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Corvallis, OR | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Cumberland, MD-WV | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| El Centro, CA | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| El Paso, TX | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| Elkhart-Goshen, IN | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Enid, OK | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Flagstaff, AZ | 1 | $ 495,000 | $ 495,000 | $ 154,000 |
| Fort Collins, CO | 1 | $ 435,000 | $ 435,000 | $ 103,000 |
| Gainesville, GA | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Hanford-Corcoran, CA | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Harrisonburg, VA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Hot Springs, AR | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 25,000 |
| Jackson, TN | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Janesville-Beloit, WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnson City, TN | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Johnstown, PA | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Joplin, MO | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Kalamazoo-Portage, MI | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Kankakee, IL | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Lafayette, LA | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Lewiston, ID-WA | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Lewiston-Auburn, ME | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lincoln, NE | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Logan, UT-ID | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Midland, MI | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Midland, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| New Bern, NC | 1 | $ 275,000 | $ 275,000 | $ 44,000 |
| Niles-Benton Harbor, MI | 1 | $ 385,000 | $ 385,000 | $ 58,000 |
| Norwich-New London, CT | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Pine Bluff, AR | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Pittsfield, MA | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Saginaw, MI | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| San Angelo, TX | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Santa Rosa, CA | 1 | $ 695,000 | $ 695,000 | $ 104,000 |
| Sebastian-Vero Beach, FL | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| The Villages, FL | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Tyler, TX | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Valdosta, GA | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Waco, TX | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Wausau, WI | 1 | $ 265,000 | $ 265,000 | $ 16,000 |
| Wheeling, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Winchester, VA-WV | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| Yuma, AZ | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Texana Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,576 | $384,940,000 | $244,000 | $805,000 | $69,000 | $396,000 |
| Refinancing | 1,253 | $298,855,000 | $238,000 | $1,535,000 | $72,000 | $1,500,000 |
| Home Purchase | 139 | $33,115,000 | $238,000 | $815,000 | $170,000 | $1,328,000 |
| Home Improvement | 6 | $1,270,000 | $211,000 | $365,000 | $92,000 | $210,000 |
| Other Purpose | 1 | $435,000 | $435,000 | $435,000 | $89,000 | $89,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,269 | $303,505,000 | $239,000 | $1,155,000 | $78,000 | $1,500,000 |
| Not Provided | 766 | $184,660,000 | $241,000 | $1,025,000 | $68,000 | $396,000 |
| Black or African American | 480 | $114,410,000 | $238,000 | $745,000 | $66,000 | $227,000 |
| Hispanic | 257 | $66,875,000 | $260,000 | $815,000 | $73,000 | $615,000 |
| Not applicable | 96 | $16,970,000 | $176,000 | $1,535,000 | $0 | $0 |
| Asian | 60 | $20,670,000 | $344,000 | $805,000 | $106,000 | $394,000 |
| American Indian or Alaskan Native | 37 | $7,865,000 | $212,000 | $365,000 | $66,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,660,000 | $366,000 | $645,000 | $86,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,305 | $336,905,000 | $258,000 | $1,025,000 | $68,000 | $345,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 948 | $231,340,000 | $244,000 | $1,535,000 | $92,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 720 | $150,130,000 | $208,000 | $605,000 | $60,000 | $396,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $240,000 | $120,000 | $135,000 | $33,000 | $38,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,645 | $374,785,000 | $227,000 | $745,000 | $66,000 | $1,500,000 |
| Loan Originated | 879 | $232,705,000 | $264,000 | $1,535,000 | $89,000 | $1,328,000 |
| Application Withdrawn By Applicant | 258 | $64,820,000 | $251,000 | $1,025,000 | $71,000 | $210,000 |
| File Closed For Incompleteness | 186 | $44,200,000 | $237,000 | $655,000 | $79,000 | $350,000 |
| Application Approved But Not Accepted | 7 | $2,105,000 | $300,000 | $545,000 | $104,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,330 | $343,830,000 | $258,000 | $1,535,000 | $83,000 | $1,328,000 |
| Credit History | 733 | $145,655,000 | $198,000 | $745,000 | $66,000 | $1,500,000 |
| Debt-To-Income Ratio | 411 | $101,445,000 | $246,000 | $735,000 | $47,000 | $226,000 |
| Credit Application Incomplete | 188 | $52,430,000 | $278,000 | $695,000 | $89,000 | $250,000 |
| Collateral | 160 | $34,290,000 | $214,000 | $485,000 | $68,000 | $396,000 |
| Other | 141 | $37,245,000 | $264,000 | $705,000 | $82,000 | $839,000 |
| Employment History | 8 | $2,120,000 | $265,000 | $605,000 | $103,000 | $354,000 |
| Unverifiable Information | 3 | $1,045,000 | $348,000 | $635,000 | $242,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $555,000 | $555,000 | $555,000 | $79,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texana Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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