Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2021

In 2021, Thrivent Federal Credit Union of Shakopee, MN reported 1,463 mortgage applications totaling $284.3 million, down 19% from 2020. The average application was for $194,357, and applicants reported an average income of $108,749. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (208), Appleton, WI (47) and Chicago-Naperville, IL (40) (applications in parentheses).

Mortgage Company & Address Thrivent Federal Credit Union

Shakopee, MN 55379
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,463
Total Mortgage Loan Application Amount $284,345,000
Average Mortgage Loan Application Amount $194,357
Highest Mortgage Loan Application Amount $2,265,000
Average Applicant Income $108,749
Highest Applicant Income $1,560,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Thrivent Federal Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 96 $ 25,060,000 $ 261,041 $ 156,000
Outagamie, Wisconsin 41 $ 5,815,000 $ 141,829 $ 85,000
Maricopa, Arizona 33 $ 7,735,000 $ 234,393 $ 123,000
Cook, Illinois 24 $ 5,080,000 $ 211,666 $ 122,000
Ramsey, Minnesota 24 $ 4,290,000 $ 178,750 $ 92,000
Dakota, Minnesota 20 $ 4,400,000 $ 220,000 $ 82,000
Anoka, Minnesota 15 $ 2,845,000 $ 189,666 $ 108,000
Winnebago, Wisconsin 15 $ 2,865,000 $ 191,000 $ 105,000
Washington, Minnesota 14 $ 3,430,000 $ 245,000 $ 170,000
Scott, Minnesota 13 $ 2,685,000 $ 206,538 $ 114,000
Effingham, Georgia 12 $ 1,790,000 $ 149,166 $ 119,000
Douglas, Minnesota 12 $ 2,080,000 $ 173,333 $ 92,000
Dane, Wisconsin 12 $ 3,430,000 $ 285,833 $ 122,000
St. Louis, Missouri 11 $ 1,315,000 $ 119,545 $ 67,000
Wayne, Michigan 10 $ 750,000 $ 75,000 $ 58,000
Los Angeles, California 9 $ 1,905,000 $ 211,666 $ 111,000
San Diego, California 9 $ 2,885,000 $ 320,555 $ 92,000
Hillsborough, Florida 9 $ 1,155,000 $ 128,333 $ 126,000
Chatham, Georgia 9 $ 1,735,000 $ 192,777 $ 113,000
Orange, California 8 $ 4,560,000 $ 570,000 $ 78,000
Riverside, California 8 $ 2,350,000 $ 293,750 $ 118,000
Kane, Illinois 8 $ 1,210,000 $ 151,250 $ 88,000
Oakland, Michigan 8 $ 1,090,000 $ 136,250 $ 110,000
Crow Wing, Minnesota 8 $ 2,660,000 $ 332,500 $ 120,000
Wright, Minnesota 8 $ 2,340,000 $ 292,500 $ 179,000
Clark, Nevada 8 $ 1,800,000 $ 225,000 $ 75,000
Lancaster, Pennsylvania 8 $ 1,370,000 $ 171,250 $ 122,000
Milwaukee, Wisconsin 8 $ 1,260,000 $ 157,500 $ 90,000
Waukesha, Wisconsin 8 $ 2,570,000 $ 321,250 $ 122,000
Jefferson, Colorado 7 $ 2,205,000 $ 315,000 $ 85,000
Providence, Rhode Island 7 $ 1,225,000 $ 175,000 $ 162,000
Racine, Wisconsin 7 $ 1,315,000 $ 187,857 $ 144,000
Pima, Arizona 6 $ 1,430,000 $ 238,333 $ 119,000
Benton, Arkansas 6 $ 960,000 $ 160,000 $ 92,000
Larimer, Colorado 6 $ 1,370,000 $ 228,333 $ 104,000
Alachua, Florida 6 $ 830,000 $ 138,333 $ 115,000
Marion, Florida 6 $ 640,000 $ 106,666 $ 108,000
Orange, Florida 6 $ 1,550,000 $ 258,333 $ 143,000
DuPage, Illinois 6 $ 1,030,000 $ 171,666 $ 77,000
Sherburne, Minnesota 6 $ 1,080,000 $ 180,000 $ 196,000
Pierce, Washington 6 $ 1,440,000 $ 240,000 $ 113,000
Calumet, Wisconsin 6 $ 1,970,000 $ 328,333 $ 142,000
Monroe, Wisconsin 6 $ 1,160,000 $ 193,333 $ 194,000
McHenry, Illinois 5 $ 825,000 $ 165,000 $ 105,000
Marion, Indiana 5 $ 535,000 $ 107,000 $ 90,000
Story, Iowa 5 $ 1,255,000 $ 251,000 $ 77,000
St. Tammany, Louisiana 5 $ 1,015,000 $ 203,000 $ 59,000
Mower, Minnesota 5 $ 485,000 $ 97,000 $ 68,000
Pope, Minnesota 5 $ 835,000 $ 167,000 $ 75,000
St. Louis, Minnesota 5 $ 935,000 $ 187,000 $ 83,000
Jackson, Missouri 5 $ 635,000 $ 127,000 $ 55,000
St. Charles, Missouri 5 $ 915,000 $ 183,000 $ 75,000
Northampton, Pennsylvania 5 $ 685,000 $ 137,000 $ 76,000
Beaufort, South Carolina 5 $ 1,635,000 $ 327,000 $ 127,000
Cumberland, Tennessee 5 $ 775,000 $ 155,000 $ 79,000
Denton, Texas 5 $ 945,000 $ 189,000 $ 74,000
Harris, Texas 5 $ 975,000 $ 195,000 $ 78,000
Hays, Texas 5 $ 1,535,000 $ 307,000 $ 102,000
Portage, Wisconsin 5 $ 675,000 $ 135,000 $ 65,000
Shawano, Wisconsin 5 $ 1,475,000 $ 295,000 $ 131,000
Washington, Wisconsin 5 $ 1,005,000 $ 201,000 $ 63,000
Navajo, Arizona 4 $ 650,000 $ 162,500 $ 29,000
Duval, Florida 4 $ 530,000 $ 132,500 $ 95,000
Lee, Florida 4 $ 550,000 $ 137,500 $ 115,000
Pinellas, Florida 4 $ 620,000 $ 155,000 $ 76,000
Sarasota, Florida 4 $ 600,000 $ 150,000 $ 97,000
Seminole, Florida 4 $ 950,000 $ 237,500 $ 120,000
Volusia, Florida 4 $ 1,120,000 $ 280,000 $ 95,000
Forsyth, Georgia 4 $ 1,740,000 $ 435,000 $ 275,000
Lake, Illinois 4 $ 510,000 $ 127,500 $ 78,000
Will, Illinois 4 $ 840,000 $ 210,000 $ 110,000
Porter, Indiana 4 $ 710,000 $ 177,500 $ 75,000
Johnson, Kansas 4 $ 480,000 $ 120,000 $ 81,000
Washtenaw, Michigan 4 $ 820,000 $ 205,000 $ 79,000
Carver, Minnesota 4 $ 920,000 $ 230,000 $ 135,000
Olmsted, Minnesota 4 $ 620,000 $ 155,000 $ 77,000
Todd, Minnesota 4 $ 460,000 $ 115,000 $ 92,000
Erie, New York 4 $ 370,000 $ 92,500 $ 56,000
Suffolk, New York 4 $ 730,000 $ 182,500 $ 114,000
Cuyahoga, Ohio 4 $ 940,000 $ 235,000 $ 247,000
Franklin, Ohio 4 $ 410,000 $ 102,500 $ 71,000
Stark, Ohio 4 $ 820,000 $ 205,000 $ 138,000
Montgomery, Pennsylvania 4 $ 1,060,000 $ 265,000 $ 80,000
Westmoreland, Pennsylvania 4 $ 630,000 $ 157,500 $ 102,000
Brookings, South Dakota 4 $ 820,000 $ 205,000 $ 78,000
Bexar, Texas 4 $ 880,000 $ 220,000 $ 125,000
King, Washington 4 $ 610,000 $ 152,500 $ 91,000
Kenosha, Wisconsin 4 $ 800,000 $ 200,000 $ 106,000
Waupaca, Wisconsin 4 $ 800,000 $ 200,000 $ 64,000
Jefferson, Alabama 3 $ 555,000 $ 185,000 $ 108,000
Mohave, Arizona 3 $ 375,000 $ 125,000 $ 59,000
Washington, Arkansas 3 $ 485,000 $ 161,666 $ 83,000
Alameda, California 3 $ 1,495,000 $ 498,333 $ 106,000
San Bernardino, California 3 $ 835,000 $ 278,333 $ 95,000
El Paso, Colorado 3 $ 215,000 $ 71,666 $ 101,000
Hartford, Connecticut 3 $ 375,000 $ 125,000 $ 84,000
Broward, Florida 3 $ 715,000 $ 238,333 $ 110,000
Nassau, Florida 3 $ 315,000 $ 105,000 $ 63,000
Palm Beach, Florida 3 $ 465,000 $ 155,000 $ 265,000
Bonneville, Idaho 3 $ 455,000 $ 151,666 $ 80,000
DeKalb, Illinois 3 $ 235,000 $ 78,333 $ 163,000
Winnebago, Illinois 3 $ 395,000 $ 131,666 $ 122,000
Lee, Iowa 3 $ 225,000 $ 75,000 $ 36,000
Linn, Kansas 3 $ 225,000 $ 75,000 $ 39,000
Jefferson, Louisiana 3 $ 355,000 $ 118,333 $ 65,000
Prince George's, Maryland 3 $ 505,000 $ 168,333 $ 93,000
Livingston, Michigan 3 $ 545,000 $ 181,666 $ 73,000
Saginaw, Michigan 3 $ 325,000 $ 108,333 $ 60,000
Blue Earth, Minnesota 3 $ 325,000 $ 108,333 $ 504,000
Cass, Minnesota 3 $ 465,000 $ 155,000 $ 94,000
Clay, Minnesota 3 $ 315,000 $ 105,000 $ 103,000
Faribault, Minnesota 3 $ 395,000 $ 131,666 $ 53,000
Martin, Minnesota 3 $ 265,000 $ 88,333 $ 89,000
Otter Tail, Minnesota 3 $ 1,205,000 $ 401,666 $ 135,000
Rice, Minnesota 3 $ 725,000 $ 241,666 $ 95,000
Clay, Missouri 3 $ 535,000 $ 178,333 $ 53,000
Jefferson, Missouri 3 $ 355,000 $ 118,333 $ 41,000
Richardson, Nebraska 3 $ 135,000 $ 45,000 $ 87,000
Washoe, Nevada 3 $ 1,155,000 $ 385,000 $ 128,000
Burlington, New Jersey 3 $ 685,000 $ 228,333 $ 74,000
Middlesex, New Jersey 3 $ 405,000 $ 135,000 $ 115,000
Ocean, New Jersey 3 $ 235,000 $ 78,333 $ 28,000
Union, New Jersey 3 $ 595,000 $ 198,333 $ 246,000
Cass, North Dakota 3 $ 335,000 $ 111,666 $ 45,000
Lorain, Ohio 3 $ 725,000 $ 241,666 $ 82,000
Summit, Ohio 3 $ 305,000 $ 101,666 $ 82,000
Jackson, Oregon 3 $ 515,000 $ 171,666 $ 100,000
Allegheny, Pennsylvania 3 $ 295,000 $ 98,333 $ 87,000
Dauphin, Pennsylvania 3 $ 785,000 $ 261,666 $ 120,000
Lehigh, Pennsylvania 3 $ 755,000 $ 251,666 $ 126,000
Philadelphia, Pennsylvania 3 $ 575,000 $ 191,666 $ 145,000
Edgefield, South Carolina 3 $ 575,000 $ 191,666 $ 91,000
Georgetown, South Carolina 3 $ 635,000 $ 211,666 $ 192,000
Horry, South Carolina 3 $ 495,000 $ 165,000 $ 71,000
Stanley, South Dakota 3 $ 585,000 $ 195,000 $ 177,000
Davidson, Tennessee 3 $ 925,000 $ 308,333 $ 245,000
Knox, Tennessee 3 $ 125,000 $ 41,666 $ 32,000
Collin, Texas 3 $ 895,000 $ 298,333 $ 128,000
Spokane, Washington 3 $ 615,000 $ 205,000 $ 142,000
Brown, Wisconsin 3 $ 465,000 $ 155,000 $ 103,000
Lincoln, Wisconsin 3 $ 305,000 $ 101,666 $ 123,000
Manitowoc, Wisconsin 3 $ 335,000 $ 111,666 $ 60,000
Sauk, Wisconsin 3 $ 985,000 $ 328,333 $ 75,000
St. Croix, Wisconsin 3 $ 735,000 $ 245,000 $ 73,000
Vilas, Wisconsin 3 $ 685,000 $ 228,333 $ 64,000
Walworth, Wisconsin 3 $ 545,000 $ 181,666 $ 118,000
Coconino, Arizona 2 $ 560,000 $ 280,000 $ 96,000
Yavapai, Arizona 2 $ 80,000 $ 40,000 $ 64,000
Butte, California 2 $ 280,000 $ 140,000 $ 60,000
Imperial, California 2 $ 180,000 $ 90,000 $ 128,000
San Francisco, California 2 $ 1,700,000 $ 850,000 $ 167,000
San Luis Obispo, California 2 $ 680,000 $ 340,000 $ 78,000
Santa Clara, California 2 $ 3,080,000 $ 1,540,000 $ 642,000
Adams, Colorado 2 $ 440,000 $ 220,000 $ 52,000
Arapahoe, Colorado 2 $ 980,000 $ 490,000 $ 175,000
Douglas, Colorado 2 $ 960,000 $ 480,000 $ 183,000
Sussex, Delaware 2 $ 260,000 $ 130,000 $ 120,000
Citrus, Florida 2 $ 420,000 $ 210,000 $ 56,000
Collier, Florida 2 $ 480,000 $ 240,000 $ 128,000
Lake, Florida 2 $ 520,000 $ 260,000 $ 126,000
Polk, Florida 2 $ 290,000 $ 145,000 $ 96,000
Bibb, Georgia 2 $ 200,000 $ 100,000 $ 89,000
Cobb, Georgia 2 $ 110,000 $ 55,000 $ 43,000
Fulton, Georgia 2 $ 450,000 $ 225,000 $ 249,000
Towns, Georgia 2 $ 410,000 $ 205,000 $ 58,000
Canyon, Idaho 2 $ 410,000 $ 205,000 $ 64,000
Kankakee, Illinois 2 $ 240,000 $ 120,000 $ 31,000
Kendall, Illinois 2 $ 410,000 $ 205,000 $ 78,000
Sangamon, Illinois 2 $ 90,000 $ 45,000 $ 67,000
Adams, Indiana 2 $ 220,000 $ 110,000 $ 77,000
Allen, Indiana 2 $ 460,000 $ 230,000 $ 174,000
Bartholomew, Indiana 2 $ 200,000 $ 100,000 $ 59,000
Lake, Indiana 2 $ 150,000 $ 75,000 $ 72,000
Crawford, Iowa 2 $ 320,000 $ 160,000 $ 105,000
Hamilton, Iowa 2 $ 220,000 $ 110,000 $ 53,000
Worth, Iowa 2 $ 320,000 $ 160,000 $ 117,000
Pottawatomie, Kansas 2 $ 250,000 $ 125,000 $ 60,000
Wyandotte, Kansas 2 $ 140,000 $ 70,000 $ 112,000
Caddo, Louisiana 2 $ 190,000 $ 95,000 $ 105,000
Orleans, Louisiana 2 $ 200,000 $ 100,000 $ 65,000
Kennebec, Maine 2 $ 170,000 $ 85,000 $ 78,000
Carroll, Maryland 2 $ 570,000 $ 285,000 $ 126,000
Frederick, Maryland 2 $ 410,000 $ 205,000 $ 100,000
Dickinson, Michigan 2 $ 290,000 $ 145,000 $ 61,000
Kent, Michigan 2 $ 180,000 $ 90,000 $ 79,000
Lenawee, Michigan 2 $ 260,000 $ 130,000 $ 60,000
Mackinac, Michigan 2 $ 140,000 $ 70,000 $ 89,000
Monroe, Michigan 2 $ 390,000 $ 195,000 $ 156,000
Big Stone, Minnesota 2 $ 100,000 $ 50,000 $ 36,000
Brown, Minnesota 2 $ 150,000 $ 75,000 $ 62,000
Clearwater, Minnesota 2 $ 170,000 $ 85,000 $ 58,000
Goodhue, Minnesota 2 $ 560,000 $ 280,000 $ 118,000
Grant, Minnesota 2 $ 530,000 $ 265,000 $ 68,000
Itasca, Minnesota 2 $ 430,000 $ 215,000 $ 94,000
Morrison, Minnesota 2 $ 350,000 $ 175,000 $ 146,000
Wabasha, Minnesota 2 $ 490,000 $ 245,000 $ 63,000
Yellow Medicine, Minnesota 2 $ 60,000 $ 30,000 $ 38,000
Lafayette, Mississippi 2 $ 490,000 $ 245,000 $ 40,000
Cape Girardeau, Missouri 2 $ 250,000 $ 125,000 $ 53,000
Platte, Missouri 2 $ 200,000 $ 100,000 $ 114,000
St. Louis City, Missouri 2 $ 100,000 $ 50,000 $ 49,000
Ravalli, Montana 2 $ 550,000 $ 275,000 $ 72,000
Custer, Nebraska 2 $ 180,000 $ 90,000 $ 58,000
Dodge, Nebraska 2 $ 450,000 $ 225,000 $ 230,000
Douglas, Nebraska 2 $ 410,000 $ 205,000 $ 106,000
Polk, Nebraska 2 $ 80,000 $ 40,000 $ 62,000
Scotts Bluff, Nebraska 2 $ 200,000 $ 100,000 $ 84,000
Nye, Nevada 2 $ 150,000 $ 75,000 $ 158,000
Hillsborough, New Hampshire 2 $ 240,000 $ 120,000 $ 79,000
Mercer, New Jersey 2 $ 300,000 $ 150,000 $ 92,000
Morris, New Jersey 2 $ 240,000 $ 120,000 $ 167,000
Monroe, New York 2 $ 420,000 $ 210,000 $ 134,000
Orange, New York 2 $ 390,000 $ 195,000 $ 101,000
Cabarrus, North Carolina 2 $ 320,000 $ 160,000 $ 78,000
Catawba, North Carolina 2 $ 150,000 $ 75,000 $ 53,000
Guilford, North Carolina 2 $ 250,000 $ 125,000 $ 96,000
Johnston, North Carolina 2 $ 500,000 $ 250,000 $ 64,000
Rowan, North Carolina 2 $ 370,000 $ 185,000 $ 40,000
Stanly, North Carolina 2 $ 400,000 $ 200,000 $ 64,000
Union, North Carolina 2 $ 270,000 $ 135,000 $ 122,000
Geauga, Ohio 2 $ 360,000 $ 180,000 $ 88,000
Hancock, Ohio 2 $ 270,000 $ 135,000 $ 90,000
Mahoning, Ohio 2 $ 130,000 $ 65,000 $ 56,000
Medina, Ohio 2 $ 190,000 $ 95,000 $ 79,000
Oklahoma, Oklahoma 2 $ 220,000 $ 110,000 $ 198,000
Washington, Oregon 2 $ 380,000 $ 190,000 $ 66,000
Berks, Pennsylvania 2 $ 410,000 $ 205,000 $ 114,000
Blair, Pennsylvania 2 $ 170,000 $ 85,000 $ 86,000
Chester, Pennsylvania 2 $ 280,000 $ 140,000 $ 30,000
Somerset, Pennsylvania 2 $ 190,000 $ 95,000 $ 44,000
Charleston, South Carolina 2 $ 290,000 $ 145,000 $ 143,000
Greenville, South Carolina 2 $ 450,000 $ 225,000 $ 88,000
Spartanburg, South Carolina 2 $ 120,000 $ 60,000 $ 110,000
Sevier, Tennessee 2 $ 250,000 $ 125,000 $ 35,000
Sumner, Tennessee 2 $ 320,000 $ 160,000 $ 87,000
Williamson, Tennessee 2 $ 300,000 $ 150,000 $ 124,000
Bastrop, Texas 2 $ 240,000 $ 120,000 $ 108,000
Comal, Texas 2 $ 520,000 $ 260,000 $ 115,000
Tarrant, Texas 2 $ 290,000 $ 145,000 $ 45,000
Travis, Texas 2 $ 530,000 $ 265,000 $ 82,000
Fauquier, Virginia 2 $ 930,000 $ 465,000 $ 107,000
Loudoun, Virginia 2 $ 250,000 $ 125,000 $ 24,000
Louisa, Virginia 2 $ 350,000 $ 175,000 $ 87,000
Roanoke City, Virginia 2 $ 70,000 $ 35,000 $ 263,000
Clark, Washington 2 $ 440,000 $ 220,000 $ 123,000
Thurston, Washington 2 $ 900,000 $ 450,000 $ 164,000
Adams, Wisconsin 2 $ 350,000 $ 175,000 $ 63,000
Forest, Wisconsin 2 $ 440,000 $ 220,000 $ 194,000
Jefferson, Wisconsin 2 $ 400,000 $ 200,000 $ 70,000
Marathon, Wisconsin 2 $ 230,000 $ 115,000 $ 79,000
Marinette, Wisconsin 2 $ 250,000 $ 125,000 $ 38,000
Ozaukee, Wisconsin 2 $ 450,000 $ 225,000 $ 85,000
Pierce, Wisconsin 2 $ 410,000 $ 205,000 $ 95,000
Polk, Wisconsin 2 $ 430,000 $ 215,000 $ 115,000
Sawyer, Wisconsin 2 $ 360,000 $ 180,000 $ 35,000
Sheboygan, Wisconsin 2 $ 340,000 $ 170,000 $ 186,000
Waushara, Wisconsin 2 $ 300,000 $ 150,000 $ 58,000
Campbell, Wyoming 2 $ 190,000 $ 95,000 $ 73,000
Baldwin, Alabama 1 $ 45,000 $ 45,000 $ 21,000
Houston, Alabama 1 $ 165,000 $ 165,000 $ 59,000
Madison, Alabama 1 $ 225,000 $ 225,000 $ 69,000
Mobile, Alabama 1 $ 175,000 $ 175,000 $ 127,000
Juneau, Alaska 1 $ 135,000 $ 135,000 $ 116,000
Matanuska-Susitna, Alaska 1 $ 75,000 $ 75,000 $ 416,000
Cochise, Arizona 1 $ 125,000 $ 125,000 $ 90,000
Pinal, Arizona 1 $ 235,000 $ 235,000 $ 93,000
Arkansas, Arkansas 1 $ 155,000 $ 155,000 $ 37,000
Baxter, Arkansas 1 $ 55,000 $ 55,000 $ 51,000
Marion, Arkansas 1 $ 105,000 $ 105,000 $ 106,000
Pulaski, Arkansas 1 $ 215,000 $ 215,000 $ 232,000
Sharp, Arkansas 1 $ 105,000 $ 105,000 $ 100,000
Contra Costa, California 1 $ 5,000 $ 5,000 $ 95,000
Kern, California 1 $ 25,000 $ 25,000 $ 64,000
Kings, California 1 $ 145,000 $ 145,000 $ 26,000
Placer, California 1 $ 295,000 $ 295,000 $ 614,000
San Joaquin, California 1 $ 215,000 $ 215,000 $ 89,000
Santa Barbara, California 1 $ 55,000 $ 55,000 $ 78,000
Ventura, California 1 $ 325,000 $ 325,000 $ 142,000
Boulder, Colorado 1 $ 195,000 $ 195,000 $ 77,000
Lincoln, Colorado 1 $ 65,000 $ 65,000 $ 152,000
Mesa, Colorado 1 $ 135,000 $ 135,000 $ 58,000
Montrose, Colorado 1 $ 245,000 $ 245,000 $ 74,000
Otero, Colorado 1 $ 325,000 $ 325,000 $ 89,000
Saguache, Colorado 1 $ 25,000 $ 25,000 $ 84,000
Teller, Colorado 1 $ 155,000 $ 155,000 $ 60,000
Weld, Colorado 1 $ 155,000 $ 155,000 $ 56,000
New Haven, Connecticut 1 $ 25,000 $ 25,000 $ 81,000
New Castle, Delaware 1 $ 125,000 $ 125,000 $ 61,000
Bay, Florida 1 $ 175,000 $ 175,000 $ 46,000
Brevard, Florida 1 $ 195,000 $ 195,000 $ 39,000
Charlotte, Florida 1 $ 145,000 $ 145,000 $ 27,000
Hernando, Florida 1 $ 165,000 $ 165,000 $ 55,000
Indian River, Florida 1 $ 165,000 $ 165,000 $ 29,000
Manatee, Florida 1 $ 125,000 $ 125,000 $ 40,000
Miami-Dade, Florida 1 $ 25,000 $ 25,000 $ 80,000
Okaloosa, Florida 1 $ 55,000 $ 55,000 $ 46,000
Pasco, Florida 1 $ 145,000 $ 145,000 $ 88,000
Santa Rosa, Florida 1 $ 95,000 $ 95,000 $ 100,000
St. Lucie, Florida 1 $ 275,000 $ 275,000 $ 92,000
Sumter, Florida 1 $ 145,000 $ 145,000 $ 233,000
Walton, Florida 1 $ 325,000 $ 325,000 $ 69,000
Bryan, Georgia 1 $ 185,000 $ 185,000 $ 205,000
Cherokee, Georgia 1 $ 385,000 $ 385,000 $ 195,000
DeKalb, Georgia 1 $ 225,000 $ 225,000 $ 85,000
Fannin, Georgia 1 $ 165,000 $ 165,000 $ 40,000
Fayette, Georgia 1 $ 345,000 $ 345,000 $ 135,000
Gordon, Georgia 1 $ 265,000 $ 265,000 $ 172,000
Gwinnett, Georgia 1 $ 125,000 $ 125,000 $ 32,000
Muscogee, Georgia 1 $ 155,000 $ 155,000 $ 59,000
Paulding, Georgia 1 $ 205,000 $ 205,000 $ 111,000
Rockdale, Georgia 1 $ 55,000 $ 55,000 $ 0
White, Georgia 1 $ 155,000 $ 155,000 $ 110,000
Ada, Idaho 1 $ 205,000 $ 205,000 $ 172,000
Kootenai, Idaho 1 $ 505,000 $ 505,000 $ 348,000
Clinton, Illinois 1 $ 105,000 $ 105,000 $ 89,000
Effingham, Illinois 1 $ 165,000 $ 165,000 $ 168,000
Grundy, Illinois 1 $ 75,000 $ 75,000 $ 110,000
Madison, Illinois 1 $ 5,000 $ 5,000 $ 38,000
Perry, Illinois 1 $ 105,000 $ 105,000 $ 60,000
St. Clair, Illinois 1 $ 75,000 $ 75,000 $ 114,000
Vermilion, Illinois 1 $ 145,000 $ 145,000 $ 143,000
Whiteside, Illinois 1 $ 145,000 $ 145,000 $ 80,000
Clay, Indiana 1 $ 195,000 $ 195,000 $ 119,000
DeKalb, Indiana 1 $ 125,000 $ 125,000 $ 78,000
Elkhart, Indiana 1 $ 85,000 $ 85,000 $ 20,000
Hamilton, Indiana 1 $ 425,000 $ 425,000 $ 220,000
Harrison, Indiana 1 $ 305,000 $ 305,000 $ 351,000
Hendricks, Indiana 1 $ 105,000 $ 105,000 $ 38,000
Steuben, Indiana 1 $ 365,000 $ 365,000 $ 168,000
Tippecanoe, Indiana 1 $ 65,000 $ 65,000 $ 45,000
Vanderburgh, Indiana 1 $ 1,805,000 $ 1,805,000 $ 0
White, Indiana 1 $ 195,000 $ 195,000 $ 96,000
Benton, Iowa 1 $ 105,000 $ 105,000 $ 37,000
Calhoun, Iowa 1 $ 25,000 $ 25,000 $ 137,000
Clinton, Iowa 1 $ 155,000 $ 155,000 $ 113,000
Hardin, Iowa 1 $ 395,000 $ 395,000 $ 282,000
Marshall, Iowa 1 $ 35,000 $ 35,000 $ 110,000
Woodbury, Iowa 1 $ 65,000 $ 65,000 $ 64,000
Bourbon, Kansas 1 $ 65,000 $ 65,000 $ 49,000
Cowley, Kansas 1 $ 105,000 $ 105,000 $ 81,000
Dickinson, Kansas 1 $ 45,000 $ 45,000 $ 66,000
Harvey, Kansas 1 $ 115,000 $ 115,000 $ 46,000
Sedgwick, Kansas 1 $ 105,000 $ 105,000 $ 62,000
Boone, Kentucky 1 $ 75,000 $ 75,000 $ 198,000
Daviess, Kentucky 1 $ 125,000 $ 125,000 $ 24,000
Fayette, Kentucky 1 $ 65,000 $ 65,000 $ 14,000
Jefferson, Kentucky 1 $ 165,000 $ 165,000 $ 60,000
Simpson, Kentucky 1 $ 185,000 $ 185,000 $ 67,000
Warren, Kentucky 1 $ 25,000 $ 25,000 $ 94,000
Anne Arundel, Maryland 1 $ 535,000 $ 535,000 $ 177,000
Baltimore, Maryland 1 $ 95,000 $ 95,000 $ 64,000
Baltimore City, Maryland 1 $ 55,000 $ 55,000 $ 38,000
Charles, Maryland 1 $ 275,000 $ 275,000 $ 86,000
Montgomery, Maryland 1 $ 245,000 $ 245,000 $ 107,000
Barry, Michigan 1 $ 95,000 $ 95,000 $ 27,000
Cass, Michigan 1 $ 105,000 $ 105,000 $ 952,000
Cheboygan, Michigan 1 $ 85,000 $ 85,000 $ 179,000
Delta, Michigan 1 $ 65,000 $ 65,000 $ 80,000
Eaton, Michigan 1 $ 225,000 $ 225,000 $ 198,000
Gladwin, Michigan 1 $ 135,000 $ 135,000 $ 48,000
Gogebic, Michigan 1 $ 165,000 $ 165,000 $ 59,000
Houghton, Michigan 1 $ 145,000 $ 145,000 $ 108,000
Lake, Michigan 1 $ 135,000 $ 135,000 $ 56,000
Macomb, Michigan 1 $ 115,000 $ 115,000 $ 66,000
Ogemaw, Michigan 1 $ 135,000 $ 135,000 $ 47,000
Ottawa, Michigan 1 $ 265,000 $ 265,000 $ 59,000
St. Clair, Michigan 1 $ 95,000 $ 95,000 $ 98,000
Aitkin, Minnesota 1 $ 205,000 $ 205,000 $ 63,000
Becker, Minnesota 1 $ 25,000 $ 25,000 $ 113,000
Beltrami, Minnesota 1 $ 1,005,000 $ 1,005,000 $ 623,000
Carlton, Minnesota 1 $ 75,000 $ 75,000 $ 52,000
Chisago, Minnesota 1 $ 185,000 $ 185,000 $ 33,000
Fillmore, Minnesota 1 $ 325,000 $ 325,000 $ 122,000
Hubbard, Minnesota 1 $ 75,000 $ 75,000 $ 45,000
Kandiyohi, Minnesota 1 $ 95,000 $ 95,000 $ 56,000
Lake, Minnesota 1 $ 25,000 $ 25,000 $ 48,000
Le Sueur, Minnesota 1 $ 185,000 $ 185,000 $ 63,000
Meeker, Minnesota 1 $ 225,000 $ 225,000 $ 254,000
Mille Lacs, Minnesota 1 $ 25,000 $ 25,000 $ 119,000
Nicollet, Minnesota 1 $ 435,000 $ 435,000 $ 153,000
Pine, Minnesota 1 $ 485,000 $ 485,000 $ 260,000
Redwood, Minnesota 1 $ 45,000 $ 45,000 $ 57,000
Renville, Minnesota 1 $ 65,000 $ 65,000 $ 102,000
Rock, Minnesota 1 $ 85,000 $ 85,000 $ 57,000
Sibley, Minnesota 1 $ 25,000 $ 25,000 $ 92,000
Steele, Minnesota 1 $ 15,000 $ 15,000 $ 55,000
Waseca, Minnesota 1 $ 225,000 $ 225,000 $ 115,000
Watonwan, Minnesota 1 $ 65,000 $ 65,000 $ 74,000
Amite, Mississippi 1 $ 75,000 $ 75,000 $ 46,000
Hancock, Mississippi 1 $ 485,000 $ 485,000 $ 145,000
Tishomingo, Mississippi 1 $ 225,000 $ 225,000 $ 80,000
Benton, Missouri 1 $ 125,000 $ 125,000 $ 67,000
Callaway, Missouri 1 $ 205,000 $ 205,000 $ 48,000
Cass, Missouri 1 $ 35,000 $ 35,000 $ 160,000
Clinton, Missouri 1 $ 45,000 $ 45,000 $ 39,000
Franklin, Missouri 1 $ 25,000 $ 25,000 $ 120,000
Gasconade, Missouri 1 $ 105,000 $ 105,000 $ 99,000
Greene, Missouri 1 $ 235,000 $ 235,000 $ 195,000
Iron, Missouri 1 $ 105,000 $ 105,000 $ 28,000
Lafayette, Missouri 1 $ 175,000 $ 175,000 $ 46,000
Lawrence, Missouri 1 $ 65,000 $ 65,000 $ 23,000
Perry, Missouri 1 $ 55,000 $ 55,000 $ 66,000
Pettis, Missouri 1 $ 125,000 $ 125,000 $ 59,000
Phelps, Missouri 1 $ 105,000 $ 105,000 $ 48,000
Pulaski, Missouri 1 $ 55,000 $ 55,000 $ 40,000
Ripley, Missouri 1 $ 75,000 $ 75,000 $ 26,000
Saline, Missouri 1 $ 165,000 $ 165,000 $ 80,000
Taney, Missouri 1 $ 105,000 $ 105,000 $ 66,000
Warren, Missouri 1 $ 325,000 $ 325,000 $ 92,000
Flathead, Montana 1 $ 135,000 $ 135,000 $ 118,000
Lewis and Clark, Montana 1 $ 165,000 $ 165,000 $ 142,000
Yellowstone, Montana 1 $ 245,000 $ 245,000 $ 51,000
Furnas, Nebraska 1 $ 35,000 $ 35,000 $ 45,000
Lancaster, Nebraska 1 $ 25,000 $ 25,000 $ 123,000
Nance, Nebraska 1 $ 115,000 $ 115,000 $ 98,000
Sarpy, Nebraska 1 $ 145,000 $ 145,000 $ 210,000
Washington, Nebraska 1 $ 35,000 $ 35,000 $ 65,000
Carson City, Nevada 1 $ 175,000 $ 175,000 $ 124,000
Douglas, Nevada 1 $ 145,000 $ 145,000 $ 32,000
Strafford, New Hampshire 1 $ 135,000 $ 135,000 $ 72,000
Bergen, New Jersey 1 $ 85,000 $ 85,000 $ 30,000
Camden, New Jersey 1 $ 95,000 $ 95,000 $ 90,000
Cumberland, New Jersey 1 $ 105,000 $ 105,000 $ 99,000
Hudson, New Jersey 1 $ 415,000 $ 415,000 $ 53,000
Salem, New Jersey 1 $ 95,000 $ 95,000 $ 108,000
Bernalillo, New Mexico 1 $ 35,000 $ 35,000 $ 174,000
Colfax, New Mexico 1 $ 45,000 $ 45,000 $ 84,000
Nassau, New York 1 $ 405,000 $ 405,000 $ 134,000
New York, New York 1 $ 95,000 $ 95,000 $ 206,000
Niagara, New York 1 $ 55,000 $ 55,000 $ 45,000
Westchester, New York 1 $ 185,000 $ 185,000 $ 96,000
Alamance, North Carolina 1 $ 185,000 $ 185,000 $ 119,000
Alleghany, North Carolina 1 $ 85,000 $ 85,000 $ 115,000
Buncombe, North Carolina 1 $ 165,000 $ 165,000 $ 230,000
Caldwell, North Carolina 1 $ 115,000 $ 115,000 $ 93,000
Durham, North Carolina 1 $ 235,000 $ 235,000 $ 164,000
Forsyth, North Carolina 1 $ 85,000 $ 85,000 $ 39,000
Henderson, North Carolina 1 $ 505,000 $ 505,000 $ 139,000
Iredell, North Carolina 1 $ 155,000 $ 155,000 $ 200,000
Mecklenburg, North Carolina 1 $ 235,000 $ 235,000 $ 15,000
Pender, North Carolina 1 $ 295,000 $ 295,000 $ 63,000
Rockingham, North Carolina 1 $ 155,000 $ 155,000 $ 42,000
Wake, North Carolina 1 $ 165,000 $ 165,000 $ 162,000
Grand Forks, North Dakota 1 $ 635,000 $ 635,000 $ 714,000
McKenzie, North Dakota 1 $ 275,000 $ 275,000 $ 57,000
Williams, North Dakota 1 $ 435,000 $ 435,000 $ 132,000
Clark, Ohio 1 $ 175,000 $ 175,000 $ 101,000
Delaware, Ohio 1 $ 205,000 $ 205,000 $ 6,000
Erie, Ohio 1 $ 85,000 $ 85,000 $ 115,000
Greene, Ohio 1 $ 125,000 $ 125,000 $ 128,000
Hocking, Ohio 1 $ 135,000 $ 135,000 $ 78,000
Huron, Ohio 1 $ 75,000 $ 75,000 $ 36,000
Knox, Ohio 1 $ 125,000 $ 125,000 $ 65,000
Montgomery, Ohio 1 $ 115,000 $ 115,000 $ 64,000
Noble, Ohio 1 $ 85,000 $ 85,000 $ 105,000
Ross, Ohio 1 $ 105,000 $ 105,000 $ 137,000
Wayne, Ohio 1 $ 75,000 $ 75,000 $ 81,000
Williams, Ohio 1 $ 15,000 $ 15,000 $ 84,000
Bryan, Oklahoma 1 $ 405,000 $ 405,000 $ 139,000
Canadian, Oklahoma 1 $ 45,000 $ 45,000 $ 141,000
Cleveland, Oklahoma 1 $ 225,000 $ 225,000 $ 117,000
McIntosh, Oklahoma 1 $ 115,000 $ 115,000 $ 87,000
Pittsburg, Oklahoma 1 $ 125,000 $ 125,000 $ 278,000
Coos, Oregon 1 $ 165,000 $ 165,000 $ 114,000
Curry, Oregon 1 $ 145,000 $ 145,000 $ 32,000
Douglas, Oregon 1 $ 135,000 $ 135,000 $ 42,000
Hood River, Oregon 1 $ 225,000 $ 225,000 $ 49,000
Lane, Oregon 1 $ 115,000 $ 115,000 $ 49,000
Lincoln, Oregon 1 $ 305,000 $ 305,000 $ 83,000
Yamhill, Oregon 1 $ 505,000 $ 505,000 $ 1,560,000
Beaver, Pennsylvania 1 $ 245,000 $ 245,000 $ 150,000
Bucks, Pennsylvania 1 $ 385,000 $ 385,000 $ 174,000
Centre, Pennsylvania 1 $ 205,000 $ 205,000 $ 109,000
Cumberland, Pennsylvania 1 $ 165,000 $ 165,000 $ 64,000
Delaware, Pennsylvania 1 $ 135,000 $ 135,000 $ 99,000
Lebanon, Pennsylvania 1 $ 35,000 $ 35,000 $ 85,000
Lycoming, Pennsylvania 1 $ 95,000 $ 95,000 $ 53,000
McKean, Pennsylvania 1 $ 135,000 $ 135,000 $ 87,000
Susquehanna, Pennsylvania 1 $ 25,000 $ 25,000 $ 64,000
Washington, Pennsylvania 1 $ 65,000 $ 65,000 $ 59,000
Newport, Rhode Island 1 $ 175,000 $ 175,000 $ 69,000
Berkeley, South Carolina 1 $ 145,000 $ 145,000 $ 110,000
Dorchester, South Carolina 1 $ 185,000 $ 185,000 $ 67,000
Laurens, South Carolina 1 $ 225,000 $ 225,000 $ 65,000
Lexington, South Carolina 1 $ 235,000 $ 235,000 $ 140,000
Newberry, South Carolina 1 $ 175,000 $ 175,000 $ 55,000
Richland, South Carolina 1 $ 165,000 $ 165,000 $ 104,000
Bon Homme, South Dakota 1 $ 205,000 $ 205,000 $ 85,000
Brule, South Dakota 1 $ 95,000 $ 95,000 $ 60,000
Fall River, South Dakota 1 $ 475,000 $ 475,000 $ 140,000
Gregory, South Dakota 1 $ 175,000 $ 175,000 $ 63,000
Lincoln, South Dakota 1 $ 195,000 $ 195,000 $ 216,000
Lyman, South Dakota 1 $ 105,000 $ 105,000 $ 30,000
Meade, South Dakota 1 $ 325,000 $ 325,000 $ 134,000
Minnehaha, South Dakota 1 $ 65,000 $ 65,000 $ 48,000
Moody, South Dakota 1 $ 135,000 $ 135,000 $ 87,000
Pennington, South Dakota 1 $ 45,000 $ 45,000 $ 113,000
Yankton, South Dakota 1 $ 135,000 $ 135,000 $ 32,000
Blount, Tennessee 1 $ 385,000 $ 385,000 $ 105,000
Carroll, Tennessee 1 $ 95,000 $ 95,000 $ 99,000
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Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 426 $86,490,000 $203,000 $2,265,000 $106,000 $1,560,000
Refinancing 407 $77,655,000 $190,000 $815,000 $105,000 $750,000
Home Purchase 380 $93,680,000 $246,000 $2,105,000 $112,000 $651,000
Other Purpose 150 $19,120,000 $127,000 $1,005,000 $121,000 $1,371,000
Home Improvement 100 $7,400,000 $74,000 $615,000 $105,000 $952,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,161 $221,055,000 $190,000 $2,265,000 $108,000 $1,560,000
Not Provided 204 $41,130,000 $201,000 $1,005,000 $116,000 $952,000
Black or African American 39 $6,055,000 $155,000 $585,000 $78,000 $206,000
Hispanic 27 $4,835,000 $179,000 $415,000 $103,000 $212,000
Asian 14 $3,630,000 $259,000 $635,000 $117,000 $250,000
Not applicable 10 $6,080,000 $608,000 $2,105,000 $0 $0
American Indian or Alaskan Native 5 $965,000 $193,000 $335,000 $96,000 $124,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $64,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,446 $280,130,000 $193,000 $2,265,000 $109,000 $1,560,000
VA-guaranteed (Veterans Administration) 17 $4,215,000 $247,000 $505,000 $101,000 $198,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,053 $207,465,000 $197,000 $2,265,000 $109,000 $1,124,000
Application Approved But Not Accepted 313 $60,525,000 $193,000 $1,005,000 $115,000 $1,371,000
Application Denied By Financial Institution 92 $15,430,000 $167,000 $765,000 $78,000 $1,560,000
File Closed For Incompleteness 5 $925,000 $185,000 $325,000 $68,000 $89,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,371 $268,915,000 $196,000 $2,265,000 $111,000 $1,371,000
Debt-To-Income Ratio 55 $10,225,000 $185,000 $765,000 $54,000 $155,000
Credit History 25 $3,975,000 $159,000 $585,000 $127,000 $1,560,000
Collateral 9 $755,000 $83,000 $205,000 $89,000 $225,000
Other 1 $25,000 $25,000 $25,000 $94,000 $94,000
Employment History 1 $245,000 $245,000 $245,000 $40,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 1 $205,000 $205,000 $205,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thrivent Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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